WO2023143613A1 - 数字货币的支付方法和装置 - Google Patents

数字货币的支付方法和装置 Download PDF

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Publication number
WO2023143613A1
WO2023143613A1 PCT/CN2023/073861 CN2023073861W WO2023143613A1 WO 2023143613 A1 WO2023143613 A1 WO 2023143613A1 CN 2023073861 W CN2023073861 W CN 2023073861W WO 2023143613 A1 WO2023143613 A1 WO 2023143613A1
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WO
WIPO (PCT)
Prior art keywords
payment
digital currency
power
chip
power supply
Prior art date
Application number
PCT/CN2023/073861
Other languages
English (en)
French (fr)
Inventor
穆长春
狄刚
赵新宇
于鹏
崔沛东
Original Assignee
中国人民银行数字货币研究所
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Application filed by 中国人民银行数字货币研究所 filed Critical 中国人民银行数字货币研究所
Publication of WO2023143613A1 publication Critical patent/WO2023143613A1/zh

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • H—ELECTRICITY
    • H02—GENERATION; CONVERSION OR DISTRIBUTION OF ELECTRIC POWER
    • H02J—CIRCUIT ARRANGEMENTS OR SYSTEMS FOR SUPPLYING OR DISTRIBUTING ELECTRIC POWER; SYSTEMS FOR STORING ELECTRIC ENERGY
    • H02J50/00—Circuit arrangements or systems for wireless supply or distribution of electric power
    • H02J50/20—Circuit arrangements or systems for wireless supply or distribution of electric power using microwaves or radio frequency waves
    • H—ELECTRICITY
    • H02—GENERATION; CONVERSION OR DISTRIBUTION OF ELECTRIC POWER
    • H02J—CIRCUIT ARRANGEMENTS OR SYSTEMS FOR SUPPLYING OR DISTRIBUTING ELECTRIC POWER; SYSTEMS FOR STORING ELECTRIC ENERGY
    • H02J9/00—Circuit arrangements for emergency or stand-by power supply, e.g. for emergency lighting
    • H02J9/04—Circuit arrangements for emergency or stand-by power supply, e.g. for emergency lighting in which the distribution system is disconnected from the normal source and connected to a standby source
    • H02J9/06—Circuit arrangements for emergency or stand-by power supply, e.g. for emergency lighting in which the distribution system is disconnected from the normal source and connected to a standby source with automatic change-over, e.g. UPS systems
    • H02J9/061—Circuit arrangements for emergency or stand-by power supply, e.g. for emergency lighting in which the distribution system is disconnected from the normal source and connected to a standby source with automatic change-over, e.g. UPS systems for DC powered loads
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/80—Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W52/00—Power management, e.g. TPC [Transmission Power Control], power saving or power classes
    • H04W52/02—Power saving arrangements
    • H04W52/0209—Power saving arrangements in terminal devices
    • H04W52/0261—Power saving arrangements in terminal devices managing power supply demand, e.g. depending on battery level
    • H04W52/0296—Power saving arrangements in terminal devices managing power supply demand, e.g. depending on battery level switching to a backup power supply
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W76/00—Connection management
    • H04W76/10—Connection setup
    • H04W76/14—Direct-mode setup

Definitions

  • the present disclosure relates to the technical field of digital currency, and in particular, to a digital currency payment method and device.
  • digital currency payment through the digital currency wallet application installed on the mobile terminal.
  • the security unit SE and the communication unit NFC chip of the mobile terminal are powered by the battery of the mobile smart terminal.
  • the embodiments of the present disclosure provide a digital currency payment method and device.
  • a digital currency payment method is provided.
  • a payment method for digital currency comprising: establishing a communication connection with a payment collection device through near-field communication; when the communication connection has been established, enabling the payment chip to enter the payment state, and obtaining the battery power of the device; If it is not enough to support digital currency payment, the electricity generated by the payment chip antenna coil through the near-field communication alternating magnetic field of the collection device supplies power to the payment chip for digital currency payment.
  • the payment chip antenna coil has a power supply controller, and the power supply mode of the payment chip is switched by controlling the switch state of the power supply controller.
  • the power generated by the payment chip antenna coil through the near-field communication alternating magnetic field of the collection device is the payment chip power supply, including:
  • the power supply controller When the power of the battery is insufficient to support digital currency payment, the power supply controller is turned on, and the payment chip is powered by the power generated by the payment chip antenna coil through the near-field communication alternating magnetic field of the payment collection device;
  • the method further includes: when the battery power is sufficient to support digital currency payment, turning off the power supply controller, and using the battery power to supply power to the payment chip to perform digital currency payment.
  • the payment chip includes a security unit and a near field communication unit, the security unit is used for secure payment, and the near field communication unit is used for establishing a communication connection with the payment collection device.
  • a digital currency payment device is provided.
  • a payment device for digital currency comprising: a connection establishment module configured to establish a communication connection with a payment collection device through near-field communication; a power acquisition module configured to enable the payment chip to enter the Payment status, to obtain the battery power of the device; power supply payment module, configured to support digital goods when the battery power is not enough
  • the payment chip is powered by the electricity generated by the near-field communication alternating magnetic field of the payment collection device in the payment chip antenna coil for digital currency payment.
  • the payment chip antenna coil has a power supply controller, and the power supply mode of the payment chip is switched by controlling the switch state of the power supply controller.
  • the power supply payment module is further configured to: when the power of the battery is not enough to support digital currency payment, turn on the power supply controller, through the payment collection device The electricity generated by the near-field communication alternating magnetic field in the payment chip antenna coil supplies power to the payment chip; and, the power supply payment module is also configured to: when the battery power is sufficient to support digital currency payment, turn off the power supply control The device uses battery power to power the payment chip for digital currency payment.
  • the payment chip includes a security unit and a near-field communication unit, the security unit is configured to make a secure payment, and the near-field communication unit is configured to establish communication with a payment collection device connect.
  • an electronic payment device for digital currency is provided.
  • a payment electronic device for digital currency comprising: one or more processors; a storage device for storing one or more programs, when the one or more programs are executed by the one or more processors, so that The one or more processors implement the digital currency payment method provided by the embodiments of the present disclosure.
  • a computer-readable medium is provided.
  • FIG. 1 is a schematic diagram of main steps of a digital currency payment method according to an embodiment of the present disclosure
  • Fig. 2 is a flowchart of a digital currency payment method according to an embodiment of the present disclosure
  • Fig. 3 is a schematic diagram of digital currency payment steps according to an embodiment of the present disclosure
  • Fig. 4 is a schematic diagram of a digital currency payment process according to an embodiment of the present disclosure.
  • Fig. 5 is a schematic diagram of main modules of a digital currency payment device according to an embodiment of the present disclosure
  • FIG. 6 is an exemplary system architecture diagram to which embodiments of the present disclosure can be applied.
  • Fig. 7 is a schematic structural diagram of a computer system suitable for implementing a terminal device or a server according to an embodiment of the present disclosure.
  • the present disclosure provides a digital currency payment method and device, which can communicate through the near field communication of the payment collection device when the battery power of the mobile terminal is not enough to support the digital currency payment.
  • the variable magnetic field is used to supply electricity generated by the antenna coil of the payment chip to complete the digital currency payment.
  • Fig. 1 is a schematic diagram of main steps of a digital currency payment method according to an embodiment of the present disclosure.
  • the digital currency payment method in the embodiment of the present disclosure mainly includes the following steps S101 to S103.
  • Step S101 establish a communication connection with the payment collection device through near field communication
  • Step S102 When the communication connection has been established, make the payment chip enter the payment state, and obtain the battery power of the device;
  • Step S103 In the case that the above-mentioned battery power is not enough to support digital currency payment, the power generated by the payment chip antenna coil through the near-field communication alternating magnetic field of the above-mentioned collection device supplies power for the payment chip to perform digital currency payment.
  • the payment chip antenna coil has a power supply controller, and the power supply mode of the payment chip is switched by controlling the switch state of the power supply controller.
  • the power generated by the payment chip antenna coil through the near-field communication alternating magnetic field of the above-mentioned cash collection device is used to supply power to the payment chip, including:
  • the above-mentioned power supply controller is turned on, and the power generated by the payment chip antenna coil through the near-field communication alternating magnetic field of the above-mentioned collection device supplies power to the payment chip;
  • the digital currency payment method may also include: when the battery power is sufficient to support digital currency payment, turn off the power supply controller, and use the battery power to supply power to the payment chip for digital currency payment.
  • the above-mentioned payment chip includes a security unit and a near-field communication unit, the above-mentioned security unit is used for secure payment, and the above-mentioned near-field communication unit is used for establishing a communication connection with a payment collection device.
  • the alternating magnetic The electricity generated by the antenna coil of the payment chip on the field is used for power supply to complete the digital currency payment.
  • the switching of the power supply mode is more flexible and convenient.
  • the battery power of the device is enough to pay digital currency
  • the battery is used for power supply.
  • the electricity generated by the near-field communication alternating magnetic field of the payment receiving device in the payment chip antenna coil is used for power supply. It ensures the completion of payment and provides strong support for the expansion of digital currency application scenarios.
  • FIG. 2 is a flowchart of a digital currency payment method according to an embodiment of the present disclosure.
  • the specific implementation of the digital currency payment method of the embodiment of the present disclosure is introduced in conjunction with FIG. 2, including:
  • Step S201 installing a power supply controller on the antenna coil of the payment chip, wherein the payment chip includes, for example, a near-field communication unit NFC chip and a security unit SE chip, and the two can also be packaged together as a packaged chip.
  • the antenna coil can be the antenna coil of the NFC chip, or the antenna coil of the packaged chip, but in a word, the antenna coil is the antenna coil of the payment chip.
  • NFC Near Field Communication
  • near-field communication devices using NFC technology (such as mobile phones) can exchange data when they are close to each other, and evolved from the integration of non-contact radio frequency identification RFID and interconnection technology , by integrating the functions of inductive card reader, inductive card and point-to-point communication on a single chip, using mobile terminals to realize applications such as mobile payment, electronic ticketing, access control, mobile identification, and anti-counterfeiting.
  • SE Secure Element, security module;
  • Step S202 when the smart mobile terminal carrying the payment chip is in the card simulation state for payment each time, it touches the payment collection device, and the NFC chip system actively obtains the power state of the battery.
  • Touch is a new payment method of UnionPay, based on the NFC module of mobile smart terminals such as smartphones, smart bracelets or watches, and UnionPay's tag payment technology, to realize the unlocking of mobile smart terminals and one-touch payment.
  • Card simulation this mode is actually equivalent to an IC card using RFID technology, which can replace a large number of IC cards (including credit cards) in occasions, shopping malls, bus cards, access control, tickets, tickets, etc.
  • the card can be powered by the RF domain of the contactless reader even if the host device is not powered;
  • Step S203 if the battery of the smart mobile terminal has power, the electricity required to pay the digital currency through the payment chip (including the security unit SE and NFC chip) carried by it is powered by the battery, if the power supply of the antenna coil of the payment chip is at this time
  • the controller is turned on, triggers its shutdown;
  • Step S204 if the battery of the smart mobile terminal is out of power, turn on the power supply controller of the antenna coil of the payment chip, and supply the payment chip (including The NFC chip and the security unit SE) are powered to meet the power supply for digital currency payment.
  • the specific frequency of the NFC alternating magnetic field may not be limited to the reference frequency of 13.56 MHz, but may also be other frequencies, which are set according to specific scenarios.
  • Fig. 3 is a schematic diagram of digital currency payment steps according to an embodiment of the present disclosure. As shown in Figure 3, the digital currency payment steps in the embodiment of the present disclosure include:
  • Step S301 input the amount of digital currency to be collected on the collection side of the digital currency sales terminal (Point of Sale, POS);
  • Step S302 touch the payer's smart mobile terminal carrying the payment chip with the digital currency POS, establish a near-field communication connection, and prepare for payment;
  • Step S303 the mobile smart terminal of the payer is in the card simulation state to be paid, and the NFC chip system actively obtains the power state of the battery;
  • Step S304 if the battery of the smart mobile terminal has power, the electricity for digital currency payment through its security unit SE and NFC chip is powered by the battery, and if the antenna coil power supply controller of the payment chip is turned on at this time, it is triggered to turn off;
  • Step S305 if the battery of the smart mobile terminal is out of power, the payment chip antenna coil power supply controller is triggered to open, and the power generated by the antenna coil through the NFC alternating magnetic field 13.56MHz reference frequency sine wave of the payee device is supplied to the NFC chip and the security unit SE Power supply to meet the electricity supply for continued payment;
  • Step S306 the payer and the payer pay digital currency after exchanging certificates and verifying their identities.
  • Fig. 4 is a schematic diagram of a digital currency payment process according to an embodiment of the present disclosure.
  • the payment chip is divided into two parts, the NFC chip and the security element SE, according to the implementation of specific functions, and the antenna coil of the payment chip is the antenna coil of the NFC chip.
  • the payment process of the digital currency in the embodiment of the present disclosure mainly includes:
  • Step S401 the digital currency POS receiving side initiates payment
  • step S402 the NFC chip system establishes a near-field communication connection by touching the digital currency POS to receive field strength.
  • the NFC chip system is a control system corresponding to the NFC chip located in the mobile smart terminal;
  • Step S403 the NFC chip system obtains the battery power status of the mobile smart terminal
  • Step S404 if the battery of the smart mobile terminal has electricity, then judge whether the NFC chip antenna coil power supply controller is in an open state at this time, if so, trigger its closure, and then perform step S406, otherwise directly perform step S406;
  • Step S405 if the battery of the smart mobile terminal is out of power, turn on the power supply controller for the antenna coil of the NFC chip, and supply the power generated by the antenna coil through the NFC alternating magnetic field 13.56MHz reference frequency sine wave of the payee device to the NFC chip and the security unit SE Power supply to meet the electricity supply for continued payment;
  • Step S406 after exchanging certificates and authenticating identities, both payers and payees perform digital currency payment operations through the security unit SE;
  • Step S407 digital currency POS collection.
  • the digital currency payment method of the embodiment of the present disclosure when the battery power of the mobile terminal is insufficient to support digital currency payment, power can be supplied by the electricity generated by the payment chip antenna coil through the near-field communication alternating magnetic field of the payment collection device , to complete the digital currency payment. Moreover, by installing a power supply controller for the payment chip to control the power supply mode of the payment chip, the switching of the power supply mode is more flexible and convenient.
  • the battery power of the device is enough to pay digital currency, the battery is used for power supply.
  • the electricity generated by the near-field communication alternating magnetic field of the payment receiving device in the payment chip antenna coil is used for power supply. It ensures the completion of payment and provides strong support for the expansion of digital currency application scenarios.
  • Fig. 5 is a schematic diagram of main modules of a digital currency payment device according to an embodiment of the present disclosure.
  • the digital currency payment device 500 of the embodiment of the present disclosure mainly includes a connection establishment module 501 , a power acquisition module 502 and a power supply payment module 503 .
  • connection establishment module 501 is configured to establish a communication with the payment collection device by means of near field communication. letter connection;
  • the power acquisition module 502 is configured to enable the payment chip to enter the payment state and acquire the battery power of the device when the communication connection has been established;
  • the power supply payment module 503 is configured to supply power to the payment chip through the electricity generated by the near-field communication alternating magnetic field of the above-mentioned collection device in the payment chip antenna coil when the above-mentioned battery power is not enough to support digital currency payment, and carry out digital currency payment. pay.
  • the payment chip antenna coil has a power supply controller, and the power supply mode of the payment chip is switched by controlling the switching state of the power supply controller.
  • the power supply payment module 503 may also be configured as:
  • the above-mentioned power supply controller When the power of the above-mentioned battery is insufficient to support digital currency payment, the above-mentioned power supply controller is turned on, and the electricity generated by the payment chip antenna coil through the near-field communication alternating magnetic field of the above-mentioned collection device supplies power to the payment chip;
  • the power supply payment module 503 can also be configured as:
  • the power supply controller When the power of the battery is sufficient to support digital currency payment, the power supply controller is turned off, and the payment chip is powered by the power of the battery for digital currency payment.
  • the above-mentioned payment chip includes a security unit and a near-field communication unit, the above-mentioned security unit is configured to perform secure payment, and the above-mentioned near-field communication unit is configured to establish a communication connection with a payment collection device.
  • a communication connection is established with the payment collection device through near-field communication; when the communication connection has been established, the payment chip enters the payment state to obtain the battery power of the device; when the battery power is not enough to support
  • the power generated by the payment chip antenna coil through the near-field communication alternating magnetic field of the collection device supplies power to the payment chip for digital currency payment, which can be used when the battery power of the mobile terminal is not enough to support digital currency payment.
  • power is supplied by the electricity generated by the payment chip antenna coil through the near-field communication alternating magnetic field of the payment collection device, and the digital currency payment is completed.
  • the switching of the power supply mode is more flexible and convenient.
  • the battery power of the device is enough to pay digital currency
  • the battery is used for power supply.
  • the electricity generated by the near-field communication alternating magnetic field of the payment receiving device in the payment chip antenna coil is used for power supply. It ensures the completion of payment and provides strong support for the expansion of digital currency application scenarios.
  • FIG. 6 shows an exemplary system architecture 600 of a digital currency payment method or a digital currency payment device in an embodiment of the present disclosure.
  • a system architecture 600 may include terminal devices 601 , 602 , and 603 , a network 604 and a server 605 .
  • the network 604 is used as a medium for providing communication links between the terminal devices 601 , 602 , 603 and the server 605 .
  • Network 604 may include various connection types, such as wires, wireless communication links, or fiber optic cables, among others.
  • terminal devices 601 , 602 , 603 Users can use terminal devices 601 , 602 , 603 to interact with server 605 via network 604 to receive or send messages and the like.
  • Various communication client applications can be installed on the terminal devices 601, 602, 603, such as digital currency applications, commercial bank applications, digital currency wallet applications, etc. (just examples).
  • the terminal devices 601, 602, 603 may be various electronic devices with display screens and supporting web browsing, including but not limited to smart phones, tablet computers, laptop computers, desktop computers and the like.
  • the server 605 may be a server that provides various services, such as a background management server that provides support for payment requests sent by users using the terminal devices 601, 602, and 603 (just an example).
  • the background management server can establish a communication connection with the payment collection device through near-field communication for the received payment request and other data; when the communication connection has been established, the payment chip enters the payment state and obtains the battery power of the device; When the battery power is not enough to support digital currency payment, the power generated by the payment chip antenna coil through the near-field communication alternating magnetic field of the above-mentioned collection device supplies power to the payment chip to carry out digital currency payment. Processing such as payment, and feeding back the processing results (such as digital currency payment results - just an example) to the terminal device.
  • the digital currency payment method provided by the embodiments of the present disclosure is generally executed by the server 605 , and accordingly, the digital currency payment device is generally set in the server 605 .
  • terminal devices, networks and servers in FIG. 6 are only illustrative. According to the implementation needs, there can be any number of terminal devices, networks and servers.
  • FIG. 7 it shows a schematic structural diagram of a computer system 700 suitable for implementing a terminal device or a server according to an embodiment of the present disclosure.
  • the terminal device or server shown in FIG. 7 is just an example, and should not limit the functions and application scope of the embodiments of the present disclosure.
  • a computer system 700 includes a central processing unit (CPU) 701 that can operate according to a program stored in a read-only memory (ROM) 702 or a program loaded from a storage section 708 into a random-access memory (RAM) 703 Instead, various appropriate actions and processes are performed.
  • ROM read-only memory
  • RAM random-access memory
  • various programs and data required for the operation of the system 700 are also stored.
  • the CPU 701, ROM 702, and RAM 703 are connected to each other via a bus 704.
  • An input/output (I/O) interface 705 is also connected to the bus 704 .
  • the following components are connected to the I/O interface 705: an input section 706 including a keyboard, a mouse, etc.; an output section 707 including a cathode ray tube (CRT), a liquid crystal display (LCD), etc., and a speaker; a storage section 708 including a hard disk, etc. and a communication section 709 including a network interface card such as a LAN card, a modem, or the like.
  • the communication section 709 performs communication processing via a network such as the Internet.
  • a drive 710 is also connected to the I/O interface 705 as needed.
  • a removable medium 711 such as a magnetic disk, optical disk, magneto-optical disk, semiconductor memory, etc. is mounted on the drive 710 as necessary so that a computer program read therefrom is installed into the storage section 708 as necessary.
  • the processes described above with reference to the flowcharts can be implemented as computer software programs.
  • the disclosed embodiments of the present disclosure include a computer program product, which includes a computer program carried on a computer-readable medium, where the computer program includes program codes for executing the methods shown in the flowcharts.
  • the computer program may be downloaded and installed from a network via communication portion 709 and/or installed from removable media 711 .
  • this computer program is executed by a central processing unit (CPU) 701
  • CPU central processing unit
  • the computer-readable medium shown in the present disclosure may be a computer-readable signal medium or a computer-readable storage medium or any combination of the above two.
  • a computer readable storage medium may be, for example, but not limited to, an electrical, magnetic, optical, electromagnetic, infrared, or semiconductor system, device, or device, or any combination thereof. More specific examples of computer-readable storage media may include, but are not limited to, electrical connections with one or more wires, portable computer diskettes, hard disks, random access memory (RAM), read-only memory (ROM), erasable Programmable read-only memory (EPROM or flash memory), optical fiber, portable compact disk read-only memory (CD-ROM), optical storage device, magnetic storage device, or any suitable combination of the above.
  • a computer-readable storage medium may be any tangible medium that contains or stores a program that can be used by or in conjunction with an instruction execution system, apparatus, or device.
  • a computer-readable signal medium may include a data signal propagated in baseband or as part of a carrier wave, carrying computer-readable program code therein. Such propagated data signals may take many forms, including but not limited to electromagnetic signals, optical signals, or any suitable combination of the foregoing.
  • a computer-readable signal medium may also be any computer-readable medium other than a computer-readable storage medium, which can send, propagate, or transmit a program for use by or in conjunction with an instruction execution system, apparatus, or device.
  • Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing.
  • each block in a flowchart or block diagram may represent a module, program segment, or portion of code that includes one or more logical functions for implementing specified executable instructions.
  • the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or they may sometimes be executed in the reverse order, depending upon the functionality involved.
  • each block in the block diagrams or flowchart illustrations, and combinations of blocks in the block diagrams or flowchart illustrations can be implemented by a dedicated hardware-based system that performs the specified function or operation, or can be implemented by a A combination of dedicated hardware and computer instructions.
  • the units or modules involved in the embodiments described in the present disclosure may be implemented by means of software or by means of hardware.
  • the described units or modules may also be set in a processor, for example, it may be described as: a processor includes a connection establishment module, a power acquisition module, and a power supply payment module.
  • a processor includes a connection establishment module, a power acquisition module, and a power supply payment module.
  • the names of these units or modules do not constitute limitations on the units or modules themselves in some cases, for example, the connection establishment module can also be described as "used to establish a communication connection with the payment collection device through near-field communication" module".
  • the present disclosure also provides a computer-readable medium, which may be included in the device described in the above embodiments, or may exist independently without being assembled into the device.
  • the above-mentioned computer-readable medium carries one or more programs, and when the above-mentioned one or more programs are executed by one of the devices, the device includes: establishing a communication connection with the cash collection device through near-field communication; In the case of payment, the payment chip enters the payment state, and the battery power of the device is obtained; when the above battery power is not enough to support digital currency payment, the alternating magnetic field generated by the payment chip antenna coil through the near field communication of the above payment collection device The power supplies power to the payment chip for digital currency payment.
  • the near-field communication method and the collection equipment to establish Establish a communication connection; when the communication connection has been established, make the payment chip enter the payment state, and obtain the battery power of the device;
  • the power generated by the antenna coil of the payment chip supplies power to the payment chip for digital currency payment.
  • the alternating magnetic field of the payment chip antenna coil can be connected to the payment chip antenna coil through the near-field communication of the payment collection device.
  • the generated electricity is used for power supply and completes digital currency payment.
  • a power supply controller for the payment chip to control the power supply mode of the payment chip, the switching of the power supply mode is more flexible and convenient.
  • the battery When the battery power of the device is enough to pay digital currency, the battery is used for power supply. When the battery power is not enough to support digital currency payment, the electricity generated by the near-field communication alternating magnetic field of the payment receiving device in the payment chip antenna coil is used for power supply. It ensures the completion of payment and provides strong support for the expansion of digital currency application scenarios.
  • the solution provided by the embodiment of the present application can be applied to the field of digital currency.
  • a communication connection is established with the payment collection device through near-field communication; when the communication connection has been established, the payment chip enters the payment state , to obtain the battery power of the device; when the battery power is not enough to support digital currency payment, the power generated by the payment chip antenna coil through the near-field communication alternating magnetic field of the collection device supplies power to the payment chip for digital currency payment, and obtains
  • the electricity generated by the payment chip antenna coil is supplied by the near-field communication alternating magnetic field of the collection device to complete the digital currency payment, which is the application scenario of digital currency
  • the extensions provide powerful technical effects.

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  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • General Business, Economics & Management (AREA)
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  • Accounting & Taxation (AREA)
  • Power Engineering (AREA)
  • Emergency Management (AREA)
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  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
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Abstract

本申请公开了数字货币的支付方法和装置，涉及数字货币技术领域。该方法的一具体实施方式包括：通过近场通信方式与收款设备建立通信连接；在通信连接已建立的情况下，使支付芯片进入支付状态，获取设备的电池电量；在所述电池电量不足以支持数字货币支付的情况下，通过所述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电，进行数字货币支付。

Description

数字货币的支付方法和装置
相关申请的交叉引用
本申请要求享有2022年1月30日提交的发明名称为“数字货币的支付方法和装置”的中国专利申请No.202210114105.4的优先权，在此全文引用上述中国专利申请公开的内容以作为本申请的一部分或全部。
技术领域
本公开涉及数字货币技术领域，尤其涉及一种数字货币的支付方法和装置。
背景技术
伴随着数字货币的逐步普及，数字货币的应用场景越来越多。其中一种便捷的支付方式是：通过移动终端上安装的数字货币钱包应用来进行数字货币支付。目前移动终端的安全单元SE、通信单元NFC芯片的供电都是通过移动智能终端的电池来进行供电的。
但是，当移动终端的电池的电量彻底耗完以后，若要继续基于安全单元SE进行数字货币的支付则无法实现。因此，如何在移动终端电量耗尽的情况下，基于安全单元SE进行数字货币支付是亟待解决的技术问题。
发明内容
有鉴于此，本公开实施例提供一种数字货币的支付方法和装置。
根据本公开实施例的一个方面，提供了一种数字货币的支付方法。
一种数字货币的支付方法，包括：通过近场通信方式与收款设备建立通信连接；在通信连接已建立的情况下，使支付芯片进入支付状态，获取设备的电池电量；在所述电池电量不足以支持数字货币支付的情况下，通过所述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电，进行数字货币支付。
根据本公开的一个或多个实施例，所述支付芯片天线线圈具有供电控制器，且通过控制所述供电控制器的开关状态，来切换支付芯片的供电方式。
根据本公开的一个或多个实施例，在所述电池电量不足以支持数字货币支付的情况下，通过所述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电，包括：
在所述电池电量不足以支持数字货币支付的情况下，打开所述供电控制器，通过所述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电；
并且，所述方法还包括：在所述电池电量足以支持数字货币支付的情况下，关闭所述供电控制器，通过电池电量为支付芯片供电，进行数字货币支付。
根据本公开的一个或多个实施例，所述支付芯片包括安全单元和近场通信单元，所述安全单元用于进行安全支付，所述近场通信单元用于与收款设备建立通信连接。
根据本公开实施例的另一方面，提供了一种数字货币的支付装置。
一种数字货币的支付装置，包括：连接建立模块，被配置为通过近场通信方式与收款设备建立通信连接；电量获取模块，被配置为在通信连接已建立的情况下，使支付芯片进入支付状态，获取设备的电池电量；供电支付模块，被配置为在所述电池电量不足以支持数字货 币支付的情况下，通过所述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电，进行数字货币支付。
根据本公开的一个或多个实施例，所述支付芯片天线线圈具有供电控制器，且通过控制所述供电控制器的开关状态，来切换支付芯片的供电方式。
根据本公开的一个或多个实施例，所述供电支付模块还被配置为：在所述电池电量不足以支持数字货币支付的情况下，打开所述供电控制器，通过所述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电；并且，所述供电支付模块还被配置为：在所述电池电量足以支持数字货币支付的情况下，关闭所述供电控制器，通过电池电量为支付芯片供电，进行数字货币支付。
根据本公开的一个或多个实施例，所述支付芯片包括安全单元和近场通信单元，所述安全单元被配置为进行安全支付，所述近场通信单元被配置为与收款设备建立通信连接。
根据本公开实施例的又一方面，提供了一种数字货币的支付电子设备。
一种数字货币的支付电子设备，包括：一个或多个处理器；存储装置，用于存储一个或多个程序，当所述一个或多个程序被所述一个或多个处理器执行，使得所述一个或多个处理器实现本公开实施例所提供的数字货币的支付方法。
根据本公开实施例的再一方面，提供了一种计算机可读介质。
一种计算机可读介质，其上存储有计算机程序，所述程序被处理器执行时实现本公开实施例所提供的数字货币的支付方法。
上述的非惯用的可选方式所具有的进一步效果将在下文中结合具体实施方式加以说明。
附图说明
附图用于更好地理解本公开，不构成对本公开的不当限定。其中：
图1是根据本公开实施例的数字货币的支付方法的主要步骤示意图；
图2是本公开一个实施例的数字货币的支付方法的流程框图；
图3是本公开一个实施例的数字货币的支付步骤示意图；
图4是本公开一个实施例的数字货币的支付流程示意图；
图5是根据本公开实施例的数字货币的支付装置的主要模块示意图；
图6是本公开实施例可以应用于其中的示例性系统架构图；
图7是适于用来实现本公开实施例的终端设备或服务器的计算机系统的结构示意图。
具体实施方式
以下结合附图对本公开的示范性实施例做出说明，其中包括本公开实施例的各种细节以助于理解，应当将它们认为仅仅是示范性的。因此，本领域普通技术人员应当认识到，可以对这里描述的实施例做出各种改变和修改，而不会背离本公开的范围和精神。同样，为了清楚和简明，以下的描述中省略了对公知功能和结构的描述。
为了解决现有技术中存在的技术问题，本公开提供了一种数字货币的支付方法和装置，可以在移动终端电池电量不足以支持数字货币支付的情况下，通过收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量来进行供电，完成数字货币支付。
图1是根据本公开实施例的数字货币的支付方法的主要步骤示意图。如图1所示，本公开实施例的数字货币的支付方法主要包括如下的步骤S101至步骤S103。
步骤S101：通过近场通信方式与收款设备建立通信连接；
步骤S102：在通信连接已建立的情况下，使支付芯片进入支付状态，获取设备的电池电量；
步骤S103：在上述电池电量不足以支持数字货币支付的情况下，通过上述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电，进行数字货币支付。
根据本公开的其中一个实施例，上述支付芯片天线线圈具有供电控制器，且通过控制上述供电控制器的开关状态，来切换支付芯片的供电方式。
根据本公开的一个实施例，在上述电池电量不足以支持数字货币支付的情况下，通过上述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电，包括：在上述电池电量不足以支持数字货币支付的情况下，打开上述供电控制器，通过上述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电；
并且，上述数字货币的支付方法还可以包括：在上述电池电量足以支持数字货币支付的情况下，关闭上述供电控制器，通过电池电量为支付芯片供电，进行数字货币支付。
根据本公开的另一个实施例，上述支付芯片包括安全单元和近场通信单元，上述安全单元用于进行安全支付，上述近场通信单元用于与收款设备建立通信连接。
本公开实施例的数字货币的支付方法，可以在移动终端电池电量不足以支持数字货币支付的情况下，通过收款设备的近场通信交变磁 场在支付芯片天线线圈产生的电量来进行供电，完成数字货币支付。并且，通过为支付芯片安装供电控制器，来控制支付芯片的供电方式，供电方式切换更为灵活方便。在设备的电池电量足够支付数字货币时，使用电池进行供电，在电池电量不足以支持数字货币支付时，使用收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量来进行供电，保证了支付的完成，为数字货币的应用场景扩展提供了有力支持。
图2是本公开一个实施例的数字货币的支付方法的流程框图。结合图2介绍本公开实施例的数字货币的支付方法的具体实现，包括：
步骤S201，在支付芯片的天线线圈安装供电控制器，其中，支付芯片例如包括近场通信单元NFC芯片和安全单元SE芯片，两者也可封装结合在一起作为一个合封芯片。天线线圈可以是NFC芯片的天线线圈，也可以是合封芯片的天线线圈，但是总而言之，天线线圈是支付芯片的天线线圈。NFC，Near Field Communication，近场通信，使用了NFC技术的设备(例如移动电话)可以在彼此靠近的情况下进行数据交换，是由非接触式射频识别RFID及互连互通技术整合演变而来的，通过在单一芯片上集成感应式读卡器、感应式卡片和点对点通信的功能，利用移动终端实现移动支付、电子票务、门禁、移动身份识别、防伪等应用。SE，Secure Element，安全模块；
步骤S202，当每次承载支付芯片的移动智能终端处于卡模拟状态进行支付时，与收款设备进行碰一碰，NFC芯片系统主动获取电池的电量状态。碰一碰是一种银联全新支付方式，基于智能手机、智能手环或手表等移动智能终端的NFC模块，以及银联的标签支付技术，实现移动智能终端解锁，一碰即付。卡模拟，此模式实际上相当于使用RFID技术的IC卡，可替代大量IC卡(含信用卡)的场合、商场、公交卡、门禁、车票、车票等。有一个很大的优点，即：即使主机设备没有通电，卡也可以由非接触式读卡器的RF域供电；
步骤S203，若移动智能终端电池有电，则通过其承载的支付芯片(包括安全单元SE和NFC芯片)来支付数字货币时所需要的电量采用电池供电，若此时支付芯片的天线线圈的供电控制器处于打开状态， 则触发其关闭；
步骤S204，若移动智能终端电池无电，则打开支付芯片的天线线圈的供电控制器，通过收款设备的NFC交变磁场13.56MHz基准频率正弦波在天线线圈产生的电量，给支付芯片(包括NFC芯片与安全单元SE)供电，满足数字货币支付的电量供应。其中，NFC交变磁场的具体频率可以不局限于13.56MHz基准频率，也可以是其他频率，这依据于具体的场景进行设定。
图3是本公开一个实施例的数字货币的支付步骤示意图。如图3所示，本公开实施例的数字货币的支付步骤包括：
步骤S301，在数字货币销售终端(Point of Sale，POS)收款侧输入待收款的数字货币金额；
步骤S302，承载有支付芯片的付款方移动智能终端与数字货币POS碰一碰，建立近场通信连接，准备付款；
步骤S303，付款方移动智能终端处于卡模拟状态待进行支付，NFC芯片系统主动获取电池的电量状态；
步骤S304，若移动智能终端电池有电，通过其安全单元SE、NFC芯片支付数字货币工作的电量采用电池供电，若此时支付芯片天线线圈供电控制器处于打开状态，则触发其关闭；
步骤S305，若移动智能终端电池无电，支付芯片天线线圈供电控制器触发打开，通过收款方设备NFC交变磁场13.56MHz基准频率正弦波在天线线圈产生的电量，给NFC芯片与安全单元SE供电，满足继续支付的电量供应；
步骤S306，收付款双方在交换证书认证完身份后支付数字货币。
图4是本公开一个实施例的数字货币的支付流程示意图。如图4所示，在该实施例中，根据具体功能实现将支付芯片分为NFC芯片和安全单元SE两部分，且支付芯片的天线线圈为NFC芯片的天线线圈。本公开实施例的数字货币的支付流程主要包括：
步骤S401，数字货币POS收款侧发起收款；
步骤S402，NFC芯片系统通过与数字货币POS碰一碰，建立近场通信连接，接收场强。其中，NFC芯片系统为位于移动智能终端的NFC芯片对应的控制系统；
步骤S403，NFC芯片系统获取移动智能终端的电池电量状态；
步骤S404，若移动智能终端电池有电，则判断此时NFC芯片天线线圈供电控制器是否处于打开状态，若是，则触发其关闭，然后执行步骤S406，否则直接执行步骤S406；
步骤S405，若移动智能终端电池无电，则打开NFC芯片天线线圈供电控制器，通过收款方设备NFC交变磁场13.56MHz基准频率正弦波在天线线圈产生的电量，给NFC芯片与安全单元SE供电，满足继续支付的电量供应；
步骤S406，收付款双方在交换证书认证完身份后，通过安全单元SE来进行数字货币的支付操作；
步骤S407，数字货币POS收款。
根据本公开实施例的数字货币的支付方法，可以在移动终端电池电量不足以支持数字货币支付的情况下，通过收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量来进行供电，完成数字货币支付。并且，通过为支付芯片安装供电控制器，来控制支付芯片的供电方式，供电方式切换更为灵活方便。在设备的电池电量足够支付数字货币时，使用电池进行供电，在电池电量不足以支持数字货币支付时，使用收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量来进行供电，保证了支付的完成，为数字货币的应用场景扩展提供了有力支持。
图5是根据本公开实施例的数字货币的支付装置的主要模块示意图。如图5所示，本公开实施例的数字货币的支付装置500主要包括连接建立模块501、电量获取模块502和供电支付模块503。
连接建立模块501，被配置为通过近场通信方式与收款设备建立通 信连接；
电量获取模块502，被配置为在通信连接已建立的情况下，使支付芯片进入支付状态，获取设备的电池电量；
供电支付模块503，被配置为在上述电池电量不足以支持数字货币支付的情况下，通过上述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电，进行数字货币支付。
根据本公开的一个实施例，上述支付芯片天线线圈具有供电控制器，且通过控制上述供电控制器的开关状态，来切换支付芯片的供电方式。
根据本公开的另一个实施例，供电支付模块503还可以被配置为：
在上述电池电量不足以支持数字货币支付的情况下，打开上述供电控制器，通过上述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电；
并且，供电支付模块503还可以被配置为：
在上述电池电量足以支持数字货币支付的情况下，关闭上述供电控制器，通过电池电量为支付芯片供电，进行数字货币支付。
根据本公开的又一个实施例，上述支付芯片包括安全单元和近场通信单元，上述安全单元被配置为进行安全支付，上述近场通信单元被配置为与收款设备建立通信连接。
根据本公开实施例的技术方案，通过近场通信方式与收款设备建立通信连接；在通信连接已建立的情况下，使支付芯片进入支付状态，获取设备的电池电量；在电池电量不足以支持数字货币支付的情况下，通过收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电，进行数字货币支付，可以在移动终端电池电量不足以支持数字货币支付的情况下，通过收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量来进行供电，完成数字货币支付。并且， 通过为支付芯片安装供电控制器，来控制支付芯片的供电方式，供电方式切换更为灵活方便。在设备的电池电量足够支付数字货币时，使用电池进行供电，在电池电量不足以支持数字货币支付时，使用收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量来进行供电，保证了支付的完成，为数字货币的应用场景扩展提供了有力支持。
图6示出了可以应用本公开实施例的数字货币的支付方法或数字货币的支付装置的示例性系统架构600。
如图6所示，系统架构600可以包括终端设备601、602、603，网络604和服务器605。网络604用以在终端设备601、602、603和服务器605之间提供通信链路的介质。网络604可以包括各种连接类型，例如有线、无线通信链路或者光纤电缆等等。
用户可以使用终端设备601、602、603通过网络604与服务器605交互，以接收或发送消息等。终端设备601、602、603上可以安装有各种通讯客户端应用，例如数字货币类应用、商业银行类应用、数字货币钱包应用等(仅为示例)。
终端设备601、602、603可以是具有显示屏并且支持网页浏览的各种电子设备，包括但不限于智能手机、平板电脑、膝上型便携计算机和台式计算机等等。
服务器605可以是提供各种服务的服务器，例如对用户利用终端设备601、602、603所发来的支付请求提供支持的后台管理服务器(仅为示例)。后台管理服务器可以对接收到的支付请求等数据进行通过近场通信方式与收款设备建立通信连接；在通信连接已建立的情况下，使支付芯片进入支付状态，获取设备的电池电量；在上述电池电量不足以支持数字货币支付的情况下，通过上述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电，进行数字货币 支付等处理，并将处理结果(例如数字货币支付结果--仅为示例)反馈给终端设备。
需要说明的是，本公开实施例所提供的数字货币的支付方法一般由服务器605执行，相应地，数字货币的支付装置一般设置于服务器605中。
应该理解，图6中的终端设备、网络和服务器的数目仅仅是示意性的。根据实现需要，可以具有任意数目的终端设备、网络和服务器。
下面参考图7，其示出了适于用来实现本公开实施例的终端设备或服务器的计算机系统700的结构示意图。图7示出的终端设备或服务器仅仅是一个示例，不应对本公开实施例的功能和使用范围带来任何限制。
如图7所示，计算机系统700包括中央处理单元(CPU)701，其可以根据存储在只读存储器(ROM)702中的程序或者从存储部分708加载到随机访问存储器(RAM)703中的程序而执行各种适当的动作和处理。在RAM 703中，还存储有系统700操作所需的各种程序和数据。CPU 701、ROM 702以及RAM 703通过总线704彼此相连。输入/输出(I/O)接口705也连接至总线704。
以下部件连接至I/O接口705：包括键盘、鼠标等的输入部分706；包括诸如阴极射线管(CRT)、液晶显示器(LCD)等以及扬声器等的输出部分707；包括硬盘等的存储部分708；以及包括诸如LAN卡、调制解调器等的网络接口卡的通信部分709。通信部分709经由诸如因特网的网络执行通信处理。驱动器710也根据需要连接至I/O接口705。可拆卸介质711，诸如磁盘、光盘、磁光盘、半导体存储器等等，根据需要安装在驱动器710上，以便于从其上读出的计算机程序根据需要被安装入存储部分708。
特别地，根据本公开公开的实施例，上文参考流程图描述的过程可以被实现为计算机软件程序。例如，本公开公开的实施例包括一种计算机程序产品，其包括承载在计算机可读介质上的计算机程序，该计算机程序包含用于执行流程图所示的方法的程序代码。在这样的实施例中，该计算机程序可以通过通信部分709从网络上被下载和安装，和/或从可拆卸介质711被安装。在该计算机程序被中央处理单元(CPU)701执行时，执行本公开的系统中限定的上述功能。
需要说明的是，本公开所示的计算机可读介质可以是计算机可读信号介质或者计算机可读存储介质或者是上述两者的任意组合。计算机可读存储介质例如可以是——但不限于——电、磁、光、电磁、红外线、或半导体的系统、装置或器件，或者任意以上的组合。计算机可读存储介质的更具体的例子可以包括但不限于：具有一个或多个导线的电连接、便携式计算机磁盘、硬盘、随机访问存储器(RAM)、只读存储器(ROM)、可擦式可编程只读存储器(EPROM或闪存)、光纤、便携式紧凑磁盘只读存储器(CD-ROM)、光存储器件、磁存储器件、或者上述的任意合适的组合。在本公开中，计算机可读存储介质可以是任何包含或存储程序的有形介质，该程序可以被指令执行系统、装置或者器件使用或者与其结合使用。而在本公开中，计算机可读的信号介质可以包括在基带中或者作为载波一部分传播的数据信号，其中承载了计算机可读的程序代码。这种传播的数据信号可以采用多种形式，包括但不限于电磁信号、光信号或上述的任意合适的组合。计算机可读的信号介质还可以是计算机可读存储介质以外的任何计算机可读介质，该计算机可读介质可以发送、传播或者传输用于由指令执行系统、装置或者器件使用或者与其结合使用的程序。计算机可读介质上包含的程序代码可以用任何适当的介质传输，包括但不限于：无线、电线、光缆、RF等等，或者上述的任意合适的组合。
附图中的流程图和框图，图示了按照本公开各种实施例的系统、 方法和计算机程序产品的可能实现的体系架构、功能和操作。在这点上，流程图或框图中的每个方框可以代表一个模块、程序段、或代码的一部分，上述模块、程序段、或代码的一部分包含一个或多个用于实现规定的逻辑功能的可执行指令。也应当注意，在有些作为替换的实现中，方框中所标注的功能也可以以不同于附图中所标注的顺序发生。例如，两个接连地表示的方框实际上可以基本并行地执行，它们有时也可以按相反的顺序执行，这依所涉及的功能而定。也要注意的是，框图或流程图中的每个方框、以及框图或流程图中的方框的组合，可以用执行规定的功能或操作的专用的基于硬件的系统来实现，或者可以用专用硬件与计算机指令的组合来实现。
描述于本公开实施例中所涉及到的单元或模块可以通过软件的方式实现，也可以通过硬件的方式来实现。所描述的单元或模块也可以设置在处理器中，例如，可以描述为：一种处理器包括连接建立模块、电量获取模块和供电支付模块。其中，这些单元或模块的名称在某种情况下并不构成对该单元或模块本身的限定，例如，连接建立模块还可以被描述为“用于通过近场通信方式与收款设备建立通信连接的模块”。
作为另一方面，本公开还提供了一种计算机可读介质，该计算机可读介质可以是上述实施例中描述的设备中所包含的；也可以是单独存在，而未装配入该设备中。上述计算机可读介质承载有一个或者多个程序，当上述一个或者多个程序被一个该设备执行时，使得该设备包括：通过近场通信方式与收款设备建立通信连接；在通信连接已建立的情况下，使支付芯片进入支付状态，获取设备的电池电量；在上述电池电量不足以支持数字货币支付的情况下，通过上述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电，进行数字货币支付。
根据本公开实施例的技术方案，通过近场通信方式与收款设备建 立通信连接；在通信连接已建立的情况下，使支付芯片进入支付状态，获取设备的电池电量；在电池电量不足以支持数字货币支付的情况下，通过收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电，进行数字货币支付，可以在移动终端电池电量不足以支持数字货币支付的情况下，通过收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量来进行供电，完成数字货币支付。并且，通过为支付芯片安装供电控制器，来控制支付芯片的供电方式，供电方式切换更为灵活方便。在设备的电池电量足够支付数字货币时，使用电池进行供电，在电池电量不足以支持数字货币支付时，使用收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量来进行供电，保证了支付的完成，为数字货币的应用场景扩展提供了有力支持。
上述具体实施方式，并不构成对本公开保护范围的限制。本领域技术人员应该明白的是，取决于设计要求和其他因素，可以发生各种各样的修改、组合、子组合和替代。任何在本公开的精神和原则之内所作的修改、等同替换和改进等，均应包含在本公开保护范围之内。
工业实用性
本申请实施例提供的方案可应用于数字货币领域，在本申请实施例中，采用通过近场通信方式与收款设备建立通信连接；在通信连接已建立的情况下，使支付芯片进入支付状态，获取设备的电池电量；在电池电量不足以支持数字货币支付的情况下，通过收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电，进行数字货币支付，取得了在移动终端电池电量不足以支持数字货币支付的情况下，通过收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量来进行供电，完成数字货币支付，为数字货币的应用场景扩展提供了有力支持的技术效果。

Claims (10)

  1. 一种数字货币的支付方法，包括：
    通过近场通信方式与收款设备建立通信连接；
    在通信连接已建立的情况下，使支付芯片进入支付状态，获取设备的电池电量；
    在所述电池电量不足以支持数字货币支付的情况下，通过所述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电，进行数字货币支付。
  2. 根据权利要求1所述的方法，其中，所述支付芯片天线线圈具有供电控制器，且通过控制所述供电控制器的开关状态，来切换支付芯片的供电方式。
  3. 根据权利要求2所述的方法，其中，在所述电池电量不足以支持数字货币支付的情况下，通过所述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电，包括：
    在所述电池电量不足以支持数字货币支付的情况下，打开所述供电控制器，通过所述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电；
    并且，所述方法还包括：在所述电池电量足以支持数字货币支付的情况下，关闭所述供电控制器，通过电池电量为支付芯片供电，进行数字货币支付。
  4. 根据权利要求1所述的方法，其中，所述支付芯片包括安全单元和近场通信单元，所述安全单元用于进行安全支付，所述近场通信单元用于与收款设备建立通信连接。
  5. 一种数字货币的支付装置，包括：
    连接建立模块，被配置为通过近场通信方式与收款设备建立通信 连接；
    电量获取模块，被配置为在通信连接已建立的情况下，使支付芯片进入支付状态，获取设备的电池电量；
    供电支付模块，被配置为在所述电池电量不足以支持数字货币支付的情况下，通过所述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电，进行数字货币支付。
  6. 根据权利要求5所述的装置，其中，所述支付芯片天线线圈具有供电控制器，且通过控制所述供电控制器的开关状态，来切换支付芯片的供电方式。
  7. 根据权利要求6所述的装置，其中，所述供电支付模块还被配置为：
    在所述电池电量不足以支持数字货币支付的情况下，打开所述供电控制器，通过所述收款设备的近场通信交变磁场在支付芯片天线线圈产生的电量为支付芯片供电；
    并且，所述供电支付模块还被配置为：在所述电池电量足以支持数字货币支付的情况下，关闭所述供电控制器，通过电池电量为支付芯片供电，进行数字货币支付。
  8. 根据权利要求5所述的装置，其中，所述支付芯片包括安全单元和近场通信单元，所述安全单元被配置为进行安全支付，所述近场通信单元被配置为与收款设备建立通信连接。
  9. 一种数字货币的支付电子设备，包括：
    一个或多个处理器；
    存储装置，用于存储一个或多个程序，
    当所述一个或多个程序被所述一个或多个处理器执行，使得所述一个或多个处理器实现如权利要求1-4中任一所述的方法。
  10. 一种计算机可读介质，其上存储有计算机程序，所述程序被处理器执行时实现如权利要求1-4中任一所述的方法。
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