WO2023131889A3 - Resource sending - Google Patents

Resource sending Download PDF

Info

Publication number
WO2023131889A3
WO2023131889A3 PCT/IB2023/050076 IB2023050076W WO2023131889A3 WO 2023131889 A3 WO2023131889 A3 WO 2023131889A3 IB 2023050076 W IB2023050076 W IB 2023050076W WO 2023131889 A3 WO2023131889 A3 WO 2023131889A3
Authority
WO
WIPO (PCT)
Prior art keywords
application
resource
account
application server
resource sending
Prior art date
Application number
PCT/IB2023/050076
Other languages
French (fr)
Chinese (zh)
Other versions
WO2023131889A2 (en
Inventor
刘乔歆
刘潇
Original Assignee
支付宝实验室(新加坡)有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 支付宝实验室(新加坡)有限公司 filed Critical 支付宝实验室(新加坡)有限公司
Publication of WO2023131889A2 publication Critical patent/WO2023131889A2/en
Publication of WO2023131889A3 publication Critical patent/WO2023131889A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks

Abstract

Disclosed in embodiments of the present description are a resource sending method, apparatus and device. According to one example of the method, a first user can perform an operation on a first application to which a first account logs in, so as to send a resource sending instruction to an application server of the first application, the resource sending instruction being used for instructing to transfer a resource to be sent in the first account to a second account at a second application; the application server of the first application can deduct said resource from the first account, and an application server of the second application sends resource receiving prompt information for said resource to a terminal device to which the second account logs in; a second user can perform an operation on the second application to which the second account logs in, so as to send a resource receiving instruction for said resource to the application server of the second application, and then the application server of the second application can transfer said resource in a resource pool of the first application to the second account.
PCT/IB2023/050076 2022-01-10 2023-01-05 Resource sending WO2023131889A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN202210021673.X 2022-01-10
CN202210021673.XA CN114493567A (en) 2022-01-10 2022-01-10 Resource sending method, device and equipment

Publications (2)

Publication Number Publication Date
WO2023131889A2 WO2023131889A2 (en) 2023-07-13
WO2023131889A3 true WO2023131889A3 (en) 2023-08-31

Family

ID=81509267

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IB2023/050076 WO2023131889A2 (en) 2022-01-10 2023-01-05 Resource sending

Country Status (2)

Country Link
CN (1) CN114493567A (en)
WO (1) WO2023131889A2 (en)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106920088A (en) * 2017-01-24 2017-07-04 深圳市广和通无线股份有限公司 Method of payment and device
CN109801051A (en) * 2017-11-16 2019-05-24 财付通支付科技有限公司 Resource transfers method, system, server and computer readable storage medium
CN111260344A (en) * 2020-01-21 2020-06-09 支付宝(杭州)信息技术有限公司 Signing method, device and equipment
US10963868B1 (en) * 2014-09-09 2021-03-30 Square, Inc. Anonymous payment transactions

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10963868B1 (en) * 2014-09-09 2021-03-30 Square, Inc. Anonymous payment transactions
CN106920088A (en) * 2017-01-24 2017-07-04 深圳市广和通无线股份有限公司 Method of payment and device
CN109801051A (en) * 2017-11-16 2019-05-24 财付通支付科技有限公司 Resource transfers method, system, server and computer readable storage medium
CN111260344A (en) * 2020-01-21 2020-06-09 支付宝(杭州)信息技术有限公司 Signing method, device and equipment

Also Published As

Publication number Publication date
WO2023131889A2 (en) 2023-07-13
CN114493567A (en) 2022-05-13

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