WO2022217562A1 - Procédé et système d'émission d'actifs numériques basée sur une technologie de chaîne de blocs, et support de stockage - Google Patents

Procédé et système d'émission d'actifs numériques basée sur une technologie de chaîne de blocs, et support de stockage Download PDF

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Publication number
WO2022217562A1
WO2022217562A1 PCT/CN2021/087629 CN2021087629W WO2022217562A1 WO 2022217562 A1 WO2022217562 A1 WO 2022217562A1 CN 2021087629 W CN2021087629 W CN 2021087629W WO 2022217562 A1 WO2022217562 A1 WO 2022217562A1
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WIPO (PCT)
Prior art keywords
data
business
asset
blockchain technology
release
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PCT/CN2021/087629
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English (en)
Chinese (zh)
Inventor
翟红鹰
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普华云创科技(北京)有限公司
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Priority to PCT/CN2021/087629 priority Critical patent/WO2022217562A1/fr
Publication of WO2022217562A1 publication Critical patent/WO2022217562A1/fr

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06Asset management; Financial planning or analysis

Definitions

  • the present application relates to the field of blockchain technology, and in particular, to a method, system and computer-readable storage medium for issuing digital assets based on blockchain technology.
  • the traditional capital market also known as the long-term capital market, is an important part of the financial market, and usually refers to the market for medium- and long-term (more than one year) funds (or assets) lending and financing activities. Due to the long period of funds involved and the high risks, the returns are often higher.
  • the capital market mainly involves three roles: demanders of funds (government agencies, industrial and commercial enterprises, etc.), fund providers, and intermediary service providers (financial institutions, regulatory agencies, etc.).
  • the trading objects are mainly stocks, bonds, funds and so on.
  • the capital market can be divided into the primary market and the secondary market.
  • the primary market is mainly the place where securities are issued, and the secondary market mainly refers to the circulation place.
  • the operating entity uploads operation-related business data through computer equipment
  • the intermediary agency reviews the data uploaded by the operating entity
  • the investment agency makes corresponding investments based on the reviewed business data.
  • the reliability of such an asset release system is questionable, and it is unavoidable that data fraud by operating entities and regulatory errors by intermediaries are prone to data errors, resulting in investment risks and lack of security guarantees.
  • the main purpose of this application is to provide a method for issuing digital assets based on blockchain technology, which aims to solve the technical problems that the asset issuing system is prone to numerical errors in related technologies, and the legal security guarantees for the issuance and release of digital assets.
  • the present application provides a method for issuing digital assets based on blockchain technology, comprising the following steps:
  • the step of monitoring the business behavior of the operator in real time, and generating and publishing business data corresponding to the business behavior specifically includes:
  • the behavior data is screened into business data, and the business data is published in real time.
  • the investment end and/or the operator end triggers the screening operation.
  • the steps of acquiring the business data, issuing asset data to the platform according to the business data, and setting the release conditions of the asset data specifically include:
  • the business data includes at least human resources data, market data and marketing data.
  • the release conditions include release quantity conditions and release time conditions.
  • the present application also provides a digital asset issuance system based on blockchain technology, including: a memory, a processor, and a computer program stored on the memory and executable on the processor; When the computer program is executed by the processor, the steps of implementing the method for issuing digital assets based on the blockchain technology are described.
  • the present application also provides a computer-readable storage medium, where a computer program is stored on the computer-readable storage medium.
  • the steps of the digital asset issuance method are described.
  • the blockchain technology-based digital asset issuance method monitors the business behavior of the operator in real time, and generates and publishes business data corresponding to the business behavior; obtains the business data, and reports to the platform according to the business data.
  • the terminal issues asset data, and sets the release conditions of the asset data; judges whether the business data meets the release conditions, and when the business data meets the release conditions, releases the full amount of the asset data to the operator; when the business data does not meet the release conditions When the release conditions are met, part of the digital asset data is released to the operator.
  • the final release and distribution of digital asset data is automatically completed through smart contract technology.
  • This method can solve the operator's need for easy financing, avoid the possibility of cheating by the operator, and greatly improve digital assets.
  • the operation efficiency and internal effect of the issuance can also ensure the authenticity, security and credibility of the issuance of digital assets. Allow investors, platforms and operating entities to share business information and issuance information to reduce the risk of digital asset participants.
  • Fig. 1 is the working flow chart of the first embodiment of the method for issuing digital assets based on blockchain technology provided by this application;
  • FIG. 2 is a work flow chart of the second embodiment of the blockchain technology-based digital asset issuance method provided by the present application
  • FIG. 3 is a workflow diagram of a third embodiment of a method for issuing digital assets based on blockchain technology provided by the present application;
  • FIG. 5 is an architectural diagram of a digital asset issuance system based on blockchain technology provided by the present application.
  • Token is an economic model of blockchain, and blockchain is a data storage method.
  • the chain structure that sequentially connects data blocks in chronological order is a combination of cryptography, Internet, mathematics and other disciplines.
  • the new technology has the characteristics of "non-tampering”, “retention throughout the process”, “traceability, and “openness and transparency”.
  • the token is to determine the authenticity of the transaction and the uniqueness of the asset through encryption algorithms and distributed ledgers, and realize the circulation of value through the consensus mechanism within the community, and establish a mutual trust benefit mechanism, thereby Link various ecological participants and build a rich business ecosystem.
  • Token is a tradable encrypted virtual proof of rights and interests based on blockchain technology, which is a certificate of rights and interests in digital form.
  • This kind of equity can represent the right to use, benefit, or ownership of an asset.
  • the specific type of equity is closely related to the type of token ecology.
  • Tokens have three elements, and one of them is indispensable: equity, encryption, and tradability.
  • digital proof of rights and interests means that the certificate must be a certificate of rights and interests in digital form, and it must represent a right, an inherent and intrinsic value.
  • Encrypted that is, token.
  • the authenticity, tamper-proof modification, privacy protection and other capabilities of the certificate are guaranteed by cryptography. Every token is a right protected by cryptography. This protection is more robust and reliable.
  • the third is tradable. Tokens must be able to flow in a network so that they can be verified anytime, anywhere. Tokens and blockchains are inseparable. The most important thing about tokens is that they can confirm the rights of assets and transactions in an economy.
  • the blockchain is the underlying technology, the token is the economic form, and the blockchain and the token can be completely separated. But blockchain provides a solid foundation of trust for tokens, just as The Economist calls blockchain a "trust machine”.
  • tokens such as rights type, value type, income type, identification type, etc.
  • the stock is the originator of the income-based certificate.
  • This equity certificate represents the three major trends of human rights and interests reduction, decentralization and liquidity, and has inspired more people and subjects to join the company's business format. Since the first stock issue of the Dutch East India Company in 1606, it has developed for more than 400 years, which has greatly stimulated the opportunities for investors to invest and profit.
  • This application provides a method for issuing digital assets based on blockchain technology.
  • a method 100 for issuing digital assets based on blockchain technology includes the following steps:
  • the operator terminal is an electronic device used by the operator, such as a mobile phone and a computer.
  • the operating entity is an institution or company that operates a specific entity business. In order to facilitate the supervision and feedback of business behaviors, the operating entity performs business behaviors based on the operating end.
  • the business behaviors include human resources behaviors, market behaviors, marketing behaviors, and after-sales behaviors.
  • the sales platform publishes recruitment information through software on electronic devices, and enters the feedback recruitment results.
  • the takeaway platform receives takeaway orders through the APP on the electronic device, sells products and services, and records the market sales volume of the final order;
  • the e-commerce platform promotes and sells products and services through software on electronic devices, and records the costs and benefits of advertising and marketing;
  • the shared bicycle platform uses the software on the electronic device to scan the code to report for repair, and enter the final repair result.
  • the business data is stored on the chain through the blockchain technology to ensure the security, transparency and reliability of the data.
  • the data generated by the business behavior is screened, and only a part or most of the data is disclosed as business data, so as to optimize the data structure, reduce the difficulty of subsequent data analysis, and appropriately protect the data privacy of the operator.
  • the business data may include human resources data, market data and marketing data.
  • the business data needs to be dynamic, and the collection and publication are carried out cyclically. These transparently disclosed data are the basis for the issuance of digital assets. Moreover, the business data is stored on the chain based on the blockchain technology.
  • the business data may include human resources data, market data, and marketing data
  • the human resources data is data reflecting the human resources behavior of the operating entity, which is used to display the situation that the operating entity releases the recruitment information, and the corresponding recruitment results.
  • the market data is data reflecting the market behavior of the operating entity, and is used to display the market sales volume of the operating entity and the proportion of the overall market.
  • the marketing data is data reflecting the marketing behavior of the operating entity, and is used to display the advertising investment value of the operating entity and the revenue value brought by the advertising investment.
  • the asset data and the business conditions are stored on the chain based on the blockchain technology.
  • the platform end is an electronic device used by the management platform, and the management platform provides investment channels for investors and financing channels for operating entities.
  • the release conditions are executed based on smart contract technology.
  • the release conditions include release quantity conditions and release time conditions.
  • the quantity condition for release may be that when at least one item in the business data exceeds the preset quantity value, the full amount of asset data is released to the operator; when none of the business data does not exceed the preset quantity value, the The operator releases a part of the digital asset data.
  • the time condition for the release may be that when at least one item in the business data exceeds a preset quantity value, the full amount of asset data is released to the operator, and the release time is a preset time length, such as one year; When none of the business data exceeds the preset quantity value, part of the asset data is released to the operator, and the release is half of the preset time length, such as half a year.
  • the blockchain technology-based digital asset issuance method monitors the business behavior of the operator in real time, and generates and publishes business data corresponding to the business behavior; obtains the business data, and reports to the platform according to the business data.
  • the terminal issues asset data, and sets the release conditions of the asset data; judges whether the business data meets the release conditions, and when the business data meets the release conditions, releases the full amount of the asset data to the operator; when the business data does not meet the release conditions When the release conditions are met, part of the digital asset data is released to the operator.
  • the final release and distribution of digital asset data is automatically completed through smart contract technology.
  • This method can solve the operator's need for easy financing, avoid the possibility of cheating by the operator, and greatly improve digital assets.
  • the operation efficiency and internal effect of the issuance can also ensure the authenticity, security and credibility of the issuance of digital assets. Allow investors, platforms and operating entities to share business information and issuance information to reduce the risk of digital asset participants.
  • the second embodiment of the present application provides another blockchain technology-based digital asset issuance method 200, which The steps S10 to S32 of the method are the same as those in the first embodiment, and will not be repeated here. The difference is that the steps further include the following steps:
  • the investment terminal is an electronic device used by the investor.
  • the second embodiment of the present application provides another blockchain technology-based digital asset issuance method 300, the The steps S20 to S32 of the method are the same as those in the first embodiment, and will not be repeated here.
  • the difference is that the step S10 specifically includes:
  • the behavior data includes human resources behavior data, market behavior data, marketing behavior data, and after-sales behavior data;
  • the above behavior data is screened, and only a part of it is disclosed as business data, so as to optimize the data structure, reduce the difficulty of subsequent data analysis, and appropriately protect the data privacy of the operator.
  • the business data after filtering the behavior data, includes human resources data, market data and marketing data.
  • the investment side and/or the operator side can trigger the screening operation.
  • the second embodiment of the present application provides another blockchain technology-based digital asset issuance method 400 , the The steps S10 to S32 of the method are the same as those in the first embodiment, and will not be repeated here.
  • the difference is that the step S20 specifically includes:
  • S202 Obtain the expected commitment data of the operator, and set the release condition of the asset data according to the expected commitment data.
  • the operating entity needs an investment of 10 million, expects a 10-year release period, and promises to double the market data in the annual business data.
  • the remaining 500,000 can release 250,000 to all users who have invested in the company.
  • the application also provides a digital asset issuance system based on blockchain technology.
  • a digital asset issuance system based on blockchain technology includes: a memory, a processor, and a computer program stored on the memory and executable on the processor; the computer program is executed by the processor When executing, it implements the steps of implementing the digital asset issuance method based on the blockchain technology as described above.
  • the specific steps of the blockchain technology-based digital asset issuance method refer to the above-mentioned embodiments. Since the blockchain technology-based digital asset issuance system adopts all the technical solutions of the above-mentioned embodiments, it has at least the above-mentioned embodiments. All the beneficial effects brought by the technical solution will not be repeated here.
  • the present application also provides a computer-readable storage medium.
  • a computer program is stored on the computer-readable storage medium, and when the computer program is executed by the processor, the steps of the method for issuing digital assets based on the blockchain technology are implemented.

Abstract

Procédé et système d'émission d'actifs numériques basée sur une technologie de chaîne de blocs et support de stockage. Le procédé d'émission d'actifs numériques basé sur une technologie de chaîne de blocs comprend les étapes suivantes consistant : à surveiller un comportement de service d'une extrémité d'opérateur en temps réel, et à générer et à publier des données de service correspondant au comportement de service (S10) ; à acquérir les données de service, à émettre des données d'actifs à une extrémité de plateforme selon les données de service, et à définir une condition de libération correspondant aux données d'actifs (S20) ; à déterminer si les données de service satisfont la condition de libération (S30) ; si les données de service satisfont la condition de libération, à libérer la quantité totale des données d'actifs vers l'extrémité d'opérateur (S31) ; et si les données de service ne satisfont pas la condition de libération, à libérer une partie des données d'actifs numériques vers l'extrémité d'opérateur (S32). Le procédé résout les problèmes techniques selon lesquels un système d'édition d'actifs est sujet à des erreurs de données et l'émission et la libération d'un actif numérique manquent de garanties de sécurité.
PCT/CN2021/087629 2021-04-16 2021-04-16 Procédé et système d'émission d'actifs numériques basée sur une technologie de chaîne de blocs, et support de stockage WO2022217562A1 (fr)

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Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103489126A (zh) * 2013-10-14 2014-01-01 王升 一种利用互联网向社会公开的低风险投融资的方法
CN109191275A (zh) * 2018-07-13 2019-01-11 程玉亮 一种基于联盟链供应链金融新融资模式的方法
CN109859051A (zh) * 2019-01-15 2019-06-07 国网电子商务有限公司 一种融资方法及装置
CN109919778A (zh) * 2019-03-11 2019-06-21 昧来网络科技(上海)有限公司 基于区块链的资产证券化的发行方法及计算机可读介质
CN110458702A (zh) * 2019-07-15 2019-11-15 阿里巴巴集团控股有限公司 基于区块链的虚拟资源分配方法及装置、电子设备
US20200183757A1 (en) * 2019-03-29 2020-06-11 Alibaba Group Holding Limited Blockchain-based resource allocation method and apparatus

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103489126A (zh) * 2013-10-14 2014-01-01 王升 一种利用互联网向社会公开的低风险投融资的方法
CN109191275A (zh) * 2018-07-13 2019-01-11 程玉亮 一种基于联盟链供应链金融新融资模式的方法
CN109859051A (zh) * 2019-01-15 2019-06-07 国网电子商务有限公司 一种融资方法及装置
CN109919778A (zh) * 2019-03-11 2019-06-21 昧来网络科技(上海)有限公司 基于区块链的资产证券化的发行方法及计算机可读介质
US20200183757A1 (en) * 2019-03-29 2020-06-11 Alibaba Group Holding Limited Blockchain-based resource allocation method and apparatus
CN110458702A (zh) * 2019-07-15 2019-11-15 阿里巴巴集团控股有限公司 基于区块链的虚拟资源分配方法及装置、电子设备

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