WO2022165779A1

WO2022165779A1 - Smart card and control system therefor

Info

Publication number: WO2022165779A1
Application number: PCT/CN2021/075678
Authority: WO
Inventors: 陈明星
Original assignee: 深圳市租电智能科技有限公司
Priority date: 2021-02-06
Filing date: 2021-02-06
Publication date: 2022-08-11

Abstract

A smart card and a control system therefor, which remedy technical deficiencies of insufficient security and reliability and poor general usability of an existing smart card. The control system comprises a smart card, and further comprises a cloud server and a smart terminal; wherein the smart card is used for providing operator identity information to a card reading device, and same uses a tamper-proof mode to store an operation or a transaction log; the smart terminal is used for scanning and reading a two-dimensional code on the smart card, obtaining current smart card device coding information and reporting same to the cloud server, and connecting to the cloud server and performing identity authentication and identification; and the cloud server is used for smart card information management, connecting to the smart terminal and remotely performing identity authentication and identification, and once identity authentication and identification is passed, remotely controlling the smart card to be activated to a usable state. The present invention ensures security in smart card use, prevents fraudulent use, is secure and reliable, can replace existing smart cards such as various types of bank cards, access control cards, membership points cards, and credential cards, is convenient to use, and one card has multiple uses.

Description

A smart card and its control system

technical field

The present invention relates to the technical field of smart cards.

Background technique

Existing smart cards generally simply provide an identification code to the card reader, and the card reader then uses the password to identify the cardholder operator. If the password is correct, the operator is considered to be the legal holder of the smart card. Poor, after the password is leaked, it is easy to be stolen. For example, the password of a bank card is usually set as their birthday or part of the numbers in their phone number in order to save trouble and easy to remember, while the bank card is usually installed in the wallet together with the ID card. Once lost, It is easy for others to guess the password of the bank card based on the information of the ID card or business card. When the user withdraws money, the password of the bank card is easily obtained by criminals. Therefore, the security of identity authentication through smart card and password is poor.

With the maturity of smart phones, identity authentication before various business processing through smart phones is gradually recognized by people, with high security, especially various face recognition authentication is very convenient and fast, and has high reliability.

In addition, various types of existing smart cards or membership cards have poor generality, and each card issuing merchant or unit only recognizes the smart cards issued by itself, and users need to carry a variety of different types of smart cards, which is inconvenient to use. In addition, in the existing point card, the issuer generally points or deducts points during consumption, and does not need to be confirmed by the consumer, and the consumption points and pre-stored recharge amount are easily tampered with. The loyalty card can only be used in one store or the same brand store, with poor anti-counterfeiting, poor security and single function.

technical problem

To sum up, the purpose of the present invention is to solve the technical deficiencies of insufficient security and reliability and poor generality of the existing smart cards, and to propose a smart card and a control system thereof.

technical solutions

In order to solve the technical deficiencies proposed by the present invention, the technical scheme adopted is:

A smart card includes a card carrier, and a smart card electronic label is arranged in the card carrier. The smart card electronic label is connected, and the communication main control is also connected with a tamper-proof memory chip and a power supply unit.

As the technical scheme further limiting the present invention includes:

The communication main control adopts NB-IoT communication module chip.

The communication main control module is connected with an LCD display unit for displaying the code of the smart card device.

A touch input unit is connected to the communication main control module.

The power supply unit includes a rechargeable battery, a low-dropout linear regulator connected to the rechargeable battery, and a charge-discharge management circuit; the charge-discharge management circuit is connected with a charging interface and a mobile phone emergency charging line.

A buzzer is connected to the communication main control module.

A smart card control system, characterized in that the system includes the smart card, and also includes a cloud server and an intelligent terminal; wherein,

Smart card, used to provide operator identity information for card reader equipment, and use tamper-proof mode to save operation or transaction records;

Smart terminal, used to scan the code to read the QR code on the smart card, obtain the current smart card device code information, and report it to the cloud server, and connect to the cloud server for identity authentication and identification;

The cloud server is used for smart card information management. It is connected to the smart terminal for remote authentication and identification. After the identification is passed, the remote control smart card is activated to a usable state.

The system further includes a smart card base, the smart card base is provided with a smart card slot, and the smart card slot is provided with a charging terminal for charging the smart card.

The system further includes a smart card base, and the smart card base is provided with a smart card slot, and the smart card slot is provided with a tag reading and writing module for reading and writing smart card information.

The system further includes a smart card base, and the cloud server further includes an advertisement delivery push system for pushing information to the smart card.

beneficial effect

The beneficial effects of the invention are as follows: before the user uses the smart card, the user scans the code through the smart phone and connects to the cloud server, and after performing identity authentication, the cloud server and the communication main control module in the smart card perform remote communication to activate the smart card. It is safe and reliable to use the card to avoid being stolen and swiped. It can replace the existing smart cards such as various bank cards, access control cards, membership points cards, and ID cards. One card is multi-purpose and easy to use.

Description of drawings

Fig. 1 is the structural principle schematic diagram of the present invention;

Fig. 2 is the three-dimensional structure schematic diagram of the present invention;

Fig. 3 is the exploded structure schematic diagram of the present invention;

FIG. 4 is a system block diagram in the application process of the present invention.

Best Mode for Carrying Out the Invention

The structure of the present invention will be further described below with reference to the accompanying drawings and preferred specific embodiments of the present invention.

Referring to Figures 1 to 3, a smart card disclosed in the present invention includes a card carrier, a smart card electronic label is arranged in the card carrier, and the card is basically provided with a communication device for wireless communication and positioning functions. The main control module 7, the communication main control module 7 is connected to the communication main control of the smart card electronic label, and the communication main control is connected with an anti-tampering memory chip and a power supply unit.

The card carrier may be a housing composed of an upper cover 1 and a lower cover 2, or may be an integral molding package encapsulating the circuit structure of the present invention.

The smart card electronic label is an existing component, which is mainly used to realize short-range wireless communication between the smart card and the card reader setting.

The communication main control module 7 preferably adopts the NB-IoT communication module chip, and the specific model can be: XY1100 type integrated CMOS The communication single chip of the PA has ultra-low power consumption, the deep sleep state current is less than 1 microamp, and the receiver state current is about 20 mA. It adopts QFN52 6mm*6mm package, and the package size is small. After the user scans the code on the smart phone to connect to the cloud server and performs identity authentication, the cloud server sends an activation signal to the present invention, and after the remote wireless reception by the communication main control module, the communication main control module controls the electronic label of the smart card in the preset Time to process activation available state. In the specific implementation process, as required, after identity authentication, the cloud server can also directly communicate and interact with the card reader device.

The tamper-proof memory chip is currently a built-in algorithm that can only be read and written, but cannot be deleted. For example, a chip with a Hash algorithm can truly record each transaction record to prevent tampering, especially for the point consumption of existing point cards. , payment, etc.

The power supply unit mainly provides working power for the operation of the communication main control module. The power supply unit specifically includes a rechargeable battery, a low-dropout linear regulator connected to the rechargeable battery, and a charge and discharge management circuit; the charge and discharge management circuit is connected to There is a charging interface and a mobile phone emergency charging cable 6. Emergency charging of the user's smartphone through the mobile phone emergency charging cable.

The communication main control module is connected with an LCD display unit 3 for displaying the code of the smart card device and a touch input unit 4 for inputting operation control signals. The LCD display unit 3 can display the two-dimensional code information uniquely corresponding to the present invention when the user needs to use the present invention. Of course, in the smart card with lower security requirements, a fixed two-dimensional code can also be printed or posted, so as to obtain the information of the two-dimensional code. Replace the LCD display unit.

According to needs, a buzzer is connected to the communication main control module of the present invention. Control input feedback by buzzer, or short message reminder.

A smart card control system disclosed in the present invention includes the smart card, a cloud server and an intelligent terminal; wherein,

Smart terminal, smart terminal mainly refers to the existing smart phone, which is used to scan the code to read the QR code on the smart card, obtain the current smart card device coding information, and report it to the cloud server, and connect to the cloud server for identity authentication and identification;

When the smart card of the present invention is used as an integral card, the system further includes a smart card base, the smart card base is provided with a smart card slot, and the smart card slot is provided with a charging terminal for charging the smart card and a smart card slot. There is a tag reading and writing module for reading and writing smart card information. The smart card base is mainly used by merchants to read and write smart cards. After the smart card is inserted into the smart card slot, it is connected to the charging interface, which can charge the smart card, and can read and write the smart card when the user consumes.

Since the smart card of the present invention contains a battery, the smart card of the present invention can also be used as a shared mobile power supply according to needs. When the user needs to use the charging service, after the identity authentication is performed by scanning the code on the smart phone, the charging and discharging management circuit is activated, and the charging is turned on. .

In addition, because the smart card of the present invention uses the communication master control module, the communication master control module itself has the functions of communication and positioning. The short message is directly pushed to other users of the present invention through the cloud server or by the communication main control module.

The cloud server also includes an advertisement delivery push system that pushes information to the smart card. For example, the merchant publishes advertisements to the cloud server, and the advertisement delivery system in the cloud server pushes the advertisement information to the smart card within 1 km of the merchant. The user, after receiving the pushed advertisement information, the smart card prompts the user through the buzzer, and operates the touch input unit to view the received information in the LCD display unit, so as to realize the precise location advertisement release and push.

Since the smart card of the present invention integrates a communication main control module with wireless communication and positioning functions, the smart card has the function of preventing loss, which can be searched and positioned through a smart phone, or can be used for information release in emergency situations.

Claims

A smart card includes a card carrier, and a smart card electronic label is arranged in the card carrier. The smart card electronic label is connected, and the communication main control is also connected with a tamper-proof memory chip and a power supply unit.
A smart card according to claim 1, characterized in that: the communication main control adopts an NB-IoT communication module chip.
The smart card according to claim 1, wherein the communication main control module is connected with an LCD display unit for displaying the code of the smart card device.
The smart card according to claim 1, wherein a touch input unit is connected to the communication main control module.
A smart card according to claim 1, characterized in that: the power supply unit comprises a rechargeable battery, a low-dropout linear regulator connected to the rechargeable battery, and a charge-discharge management circuit; the charge-discharge management circuit There is a charging interface and a mobile phone emergency charging cable connected to it.
The smart card according to claim 1, wherein a buzzer is connected to the communication main control module.
A smart card control system, characterized in that the system includes the smart card according to any one of claims 1 to 6, and also includes a cloud server and an intelligent terminal; wherein,

Smart card, used to provide operator identity information for card reader equipment, and use tamper-proof mode to save operation or transaction records;

Smart terminal, used to scan the code to read the QR code on the smart card, obtain the current smart card device code information, and report it to the cloud server, and connect to the cloud server for identity authentication and identification;

The cloud server is used for smart card information management. It is connected to the smart terminal for remote authentication and identification. After the identification is passed, the remote control smart card is activated to a usable state.
The system according to claim 7, wherein the system further comprises a smart card base, the smart card base is provided with a smart card slot, and the smart card slot is provided with a charging terminal for charging the smart card.
The system according to claim 7 or 8, wherein the system further comprises a smart card base, the smart card base is provided with a smart card slot, and the smart card slot is provided with a label for reading and writing smart card information. module.
The system according to claim 7, wherein the system further comprises a smart card base, and the cloud server further comprises an advertisement delivery push system for pushing information to the smart card.