WO2022100427A1 - Push method and apparatus for service product information, computer device and medium - Google Patents

Push method and apparatus for service product information, computer device and medium Download PDF

Info

Publication number
WO2022100427A1
WO2022100427A1 PCT/CN2021/126253 CN2021126253W WO2022100427A1 WO 2022100427 A1 WO2022100427 A1 WO 2022100427A1 CN 2021126253 W CN2021126253 W CN 2021126253W WO 2022100427 A1 WO2022100427 A1 WO 2022100427A1
Authority
WO
WIPO (PCT)
Prior art keywords
customer
feature vector
service product
data
information
Prior art date
Application number
PCT/CN2021/126253
Other languages
French (fr)
Chinese (zh)
Other versions
WO2022100427A9 (en
Inventor
任正
Original Assignee
深圳壹账通智能科技有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 深圳壹账通智能科技有限公司 filed Critical 深圳壹账通智能科技有限公司
Publication of WO2022100427A1 publication Critical patent/WO2022100427A1/en
Publication of WO2022100427A9 publication Critical patent/WO2022100427A9/en

Links

Images

Classifications

    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/50Network services
    • H04L67/55Push-based network services
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90Details of database functions independent of the retrieved data types
    • G06F16/95Retrieval from the web
    • G06F16/953Querying, e.g. by the use of web search engines
    • G06F16/9535Search customisation based on user profiles and personalisation
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0631Item recommendations
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Definitions

  • This application relates to the field of artificial intelligence technology and can be applied to the field of pushing service product information, and specifically provides a method and device, computer equipment, and medium for pushing service product information; in addition, this application also relates to blockchain technology.
  • the present application can provide a method and apparatus, computer equipment and medium for pushing service product information.
  • the present application provides a method for pushing service product information, which may include, but is not limited to, at least one of the following steps.
  • the first feature vector table is matched with the second feature vector table used to describe the service product information, so as to obtain a matching result between the customer and the service product.
  • At least one service product information is pushed to the matched customer.
  • the present application also provides a push device for service product information
  • the push device includes but is not limited to an information table construction module, a data conversion module, a vector matching module and a product push module.
  • An information table building module is used to construct a customer information table using the acquired customer data.
  • a data conversion module configured to perform at least one data conversion on the customer information table to generate a first feature vector table for describing customer information.
  • the vector matching module is configured to perform corresponding matching between the first feature vector table and the second feature vector table used to describe the service product information, so as to obtain the matching result between the customer and the service product.
  • a product push module configured to push at least one service product information to a matched customer based on the matching result.
  • the present application can also provide a computer device, the computer device may include a memory and a processor, and the memory stores computer-readable instructions, when the computer-readable instructions are executed by the processor. , causing the processor to execute the method for pushing service product information as described in any embodiment of the present application, the method comprising:
  • At least one service product information is pushed to the matched customer.
  • the present application can also provide a storage medium storing computer-readable instructions, and when the computer-readable instructions are executed by one or more processors, the one or more processors can The method for pushing service product information according to any embodiment, the method includes:
  • At least one service product information is pushed to the matched customers.
  • the present application innovatively pushes service product information with high matching degree to customers by means of feature vector matching, which has the technical effects of strong pertinence, high success rate and low cost, so that it can effectively At least one problem of poor push effect, low success rate and high cost in the prior art is solved.
  • FIG. 1 shows a schematic flowchart of a method for pushing service product information in some embodiments of the present application.
  • FIG. 2 shows a schematic flowchart of a method for pushing service product information in other embodiments of the present application.
  • FIG. 3 shows a block diagram of the internal structure of a computer device in one or more embodiments of the present application.
  • FIG. 4 shows an implementation environment diagram of a method for pushing service product information in one or more embodiments of the present application.
  • the technical solution of the present application can be applied to various information push scenarios, such as medical service product information push scenarios in digital medicine, and financial service product information push scenarios in financial technology.
  • one or more embodiments of the present application can specifically provide a method for pushing service product information
  • the service products of the present application include but are not limited to financial service products.
  • the method for pushing service product information may include, but is not limited to, at least one or more of the following steps.
  • Step 100 using the acquired customer data to construct a customer information table.
  • the application can collect relevant customer data of multiple customers in advance, use the collected customer data as a data source, and then use the data source to form a customer information table.
  • the customer information table in some embodiments of the present application may be represented in the form of a matrix. Each row or column of the matrix is used to represent all data of a customer, and each element in the matrix is used to describe the customer's situation.
  • customer data may include But not limited to age, position, income, liabilities, loans, fixed assets, overseas assets, mortgageable assets, financial management, online banking transactions, marital status, physical condition, etc.
  • This application can also classify customer data, such as customer basic information, social relationship information, personal business information, personal credit information, etc., and can use one type of information as customer data.
  • customer data such as customer basic information, social relationship information, personal business information, personal credit information, etc.
  • other data that can be used to describe the customer's situation can also be used as the user data of this application.
  • Step 200 Perform at least one data conversion on the customer information table to generate a first feature vector table for describing customer information.
  • the present application standardizes each customer portrait in the form of the first feature vector table, so as to provide strong support for accurately pushing service product messages.
  • the steps of performing at least one data conversion on the customer information table in some embodiments of the present application include but are not limited to the following steps 201 and 202 .
  • Step 201 Set a standard relative value according to the distribution of customer data contained in the customer information table.
  • the standard relative value is set according to the most prominent and outstanding data part in the customer information table. Taking the age distribution as an example, in this embodiment, the age of 30-35 is used as the standard relative value.
  • Step 202 normalize the customer data in the customer information table based on the standard relative value, so as to realize the data conversion of the customer information table.
  • the standard relative value can be converted first to obtain a dimensionless scalar. Taking the age distribution as an example, the standard relative value in this embodiment is 30-35 years old, the converted result can be 10, the converted result of 25-30 years old can be 9, and the converted result of 35-40 years old can be. For 9, 40-45 years old can be converted to 8 and so on.
  • the standard relative value in this embodiment is 1000 times, then the converted result of data greater than or equal to 1000 can be 10, the converted result of 900-1000 can be 9, and the converted result of 800-900 The result can be 8 and so on.
  • the data conversion step of the customer information table in this application may also adopt other methods, such as using the proportion of various customers to realize the data conversion of the customer information table;
  • the proportion of the number of each customer under a type is used as the characteristic of the customer. Taking the age distribution as an example, among all the current customers, the number of customers aged 30-35 accounts for 39%, and the converted result is 3.9; if the number of customers aged 25-30 accounts for 18%, the converted result is 1.8 Wait.
  • customers with income in 300K-500K account for 66%, and the converted results are 6.6; customers with income in 500K-800K account for 21%, then the converted results are all 2.1 and so on.
  • multiple pieces of associated customer data in the customer information table may be merged before the normalization process, and then the merged processing result may be used as newly generated customer data. It is understandable that the present application can use newly generated customer data to replace the data used for merging processing, or realize data augmentation based on the original customer data.
  • the present application also includes a process of constructing a second feature vector table, specifically, before performing corresponding matching between the first feature vector table and the second feature vector table used to describe service product information, the following steps 110 to 112 are further included.
  • Step 110 Read the product description file that records the service product information.
  • the product description document may be, for example, a text document such as an electronic manual, notification letter, agreement letter, etc. of the financial service product.
  • Step 111 extracting a plurality of pieces of service product data related to the target audience customers of the current service product from the product description file.
  • Step 112 using the service product data to construct a second feature vector table.
  • the formation process of the second feature vector table in the present application can also be similar to the formation process of the first feature vector table, such as including the production process of the product information table, converting the product information table into the second feature vector table through data conversion. feature vector table, etc.
  • the formation process of the second feature vector table in some embodiments may be similar to the formation process of the first feature vector table of the present application.
  • Step 300 Match the first feature vector table with the second feature vector table used to describe the service product information, so as to obtain a matching result between the customer and the service product.
  • the steps of correspondingly matching the first feature vector table with the second feature vector table used to describe service product information include but are not limited to steps 301 to 303 .
  • Step 301 Read the first feature vector included in the first feature vector table; wherein one first feature vector is used to describe the information of a customer.
  • Step 302 Calculate the degree of fit of each of the first eigenvectors and all the second eigenvectors included in the second eigenvector table one by one. It can be seen that for any customer, the application can match various service products with the customer, and quantify the matching result through the calculation of the degree of fit. It is understandable that the number of fit results for any customer in this application is the same as the number of current service products.
  • calculating the degree of fit of each of the first eigenvectors with all the second eigenvectors included in the second eigenvector table one by one includes:
  • I cp ⁇ (f i 2 -q j 2 ) 2
  • I cp represents the degree of fit between the first eigenvector and the second eigenvector
  • f i represents the i-th first eigenvector
  • q j represents the j-th second eigenvector
  • d k represents the k-th customer data
  • e k represents the kth product data
  • k represents the number of elements in the feature vector
  • m represents the number of customers
  • n represents the number of service products.
  • the smaller the degree of fit between the first feature vector and the second feature vector the greater the relationship between the customer corresponding to the first feature vector and the service product corresponding to the second feature vector. The tighter, the higher the fit.
  • step 303 the obtained degree of fit is used as the matching result between the customer and the service product. Therefore, this application can describe the relationship between customers and service products in a very fine manner based on the calculation of the degree of fit, that is, the effective mapping between the products in the service product set and the customers in the customer set is completed, and then from the information of many service products. Screen out the service product information that the current customer actually needs to achieve the main purpose of this application.
  • Step 400 based on the matching result, push the information of at least one service product to the matching customer.
  • This application pushes at least one piece of appropriate service product information for each customer in a targeted manner, that is, recommends at least one service product for each customer.
  • Step 500 Collect product sales data corresponding to the pushed service product information, and then modify the customer data in the customer information table based on the product sales data. This process is to test and optimize the customer situation data used according to the sales results of service products. For example, if the sales effect is mainly based on the matching conditions of fixed assets and physical conditions, the follow-up service product information push process will focus on asset conditions and health conditions. Relevant matching; for example, if the sales effect based on the matching condition of marital status is not good, the related matching of marital status will be weakened or deleted in the process of subsequent service product information push.
  • customer portraits can also be created individually for customers whose purchases of service products reach a set number, and the created portrait data can be used to find a matching degree with the current customer from the customer information table or the first feature vector table.
  • Target customers who reach a set standard such as 97%), so as to specifically push the service products that the current customers have purchased for the target customers.
  • the present application can achieve accurate matching between service products and customers based on the calculation of the degree of fit, and provide customers with service products that they actually need. It can be seen that the present application also has the advantages of better customer experience and the like.
  • the application can also continuously optimize the first feature vector table used to describe customers and the second feature vector table used to describe service products according to the push results, customer situation changes, product situation changes, etc., so the longer the application time is. , the service product information push effect of this application tends to be better.
  • Some embodiments of the present application can also provide a device for pushing service product information.
  • the device for pushing service product information includes, but is not limited to, an information table building module, a data conversion module, a vector matching module, and a product push module.
  • An information table building module is used to construct a customer information table using the acquired customer data.
  • the data conversion module is configured to perform at least one data conversion on the customer information table to generate a first feature vector table for describing customer information.
  • the data conversion module in some embodiments of the present application can be specifically configured to set a standard relative value according to the distribution of customer data contained in the customer information table, and can be used to normalize the customer data in the customer information table based on the standard relative value, so as to Realize the data conversion of the customer information table.
  • the data conversion module in some embodiments of the present application is used for combining multiple pieces of related customer data in the customer information table before normalization processing, and for using the combined processing result as newly generated customer data.
  • the vector matching module is used for correspondingly matching the first feature vector table with the second feature vector table used to describe the service product information, so as to obtain the matching result between the customer and the service product.
  • the vector matching module in some embodiments of the present application is specifically configured to read the first feature vectors included in the first feature vector table and can be used to compare each first feature vector with all the second feature vectors included in the second feature vector table respectively The degree of fit calculation is performed one by one; a first feature vector involved is used to describe the information of a customer.
  • the apparatus for pushing service product information may include a second feature vector table building module.
  • the second feature vector table building module is used to read the product description file that records the service product information in advance, and to extract a plurality of pieces of service product data related to the target audience customers of the current service product from the product description file, and use is used to construct a second feature vector table using the service product data.
  • the product push module is used to push the information of at least one service product to the matched customers based on the matching result.
  • the apparatus for pushing service product information may include a customer information table optimization module.
  • the customer information table optimization module can be used to collect product sales data corresponding to the pushed service product information and to modify customer data in the customer information table based on the product sales data.
  • the present application can also provide a computer device 10.
  • the computer device 10 includes a memory and a processor.
  • Computer-readable instructions are stored in the memory.
  • the processor Execute the steps of the method for pushing service product information in any embodiment of the present application.
  • the method for pushing service product information may include, but is not limited to, one or more of the following steps: Step 100 , building a customer information table using the acquired customer data.
  • Step 200 Perform at least one data conversion on the customer information table to generate a first feature vector table for describing customer information.
  • the steps of performing at least one data conversion on the customer information table in some embodiments of the present application include but are not limited to the following steps 201 and 202 .
  • Step 201 Set a standard relative value according to the distribution of customer data contained in the customer information table.
  • Step 202 normalize the customer data in the customer information table based on the standard relative value, so as to realize the data conversion of the customer information table.
  • multiple pieces of associated customer data in the customer information table are merged before the normalization process, and then the merged processing result is used as newly generated customer data.
  • the present application also includes a process of constructing a second feature vector table, specifically, before performing corresponding matching between the first feature vector table and the second feature vector table used to describe service product information, the following steps 110 to 112 are further included.
  • Step 110 Read the product description file that records the service product information.
  • Step 111 extracting a plurality of pieces of service product data related to the target audience customers of the current service product from the product description file.
  • Step 112 using the service product data to construct a second feature vector table.
  • Step 300 Match the first feature vector table with the second feature vector table used to describe the service product information, so as to obtain a matching result between the customer and the service product.
  • the steps of correspondingly matching the first feature vector table with the second feature vector table used to describe service product information include, but are not limited to, steps 301 to 303 .
  • Step 301 Read the first feature vector included in the first feature vector table; wherein one first feature vector is used to describe the information of a customer.
  • Step 302 Calculate the degree of fit of each of the first eigenvectors and all the second eigenvectors included in the second eigenvector table one by one.
  • the obtained degree of fit is used as the matching result between the customer and the service product.
  • Step 400 based on the matching result, push the information of at least one service product to the matched customer, and specifically push the service product information to the client terminal 20 .
  • Step 500 Collect product sales data corresponding to the pushed service product information, and then modify the customer data in the customer information table based on the product sales data.
  • the present application may further provide a storage medium storing computer-readable instructions.
  • the one or more processors can execute the service product information in any embodiment of the present application.
  • the method for pushing service product information may include, but is not limited to, one or more of the following steps: Step 100 , building a customer information table using the acquired customer data.
  • Step 200 Perform at least one data conversion on the customer information table to generate a first feature vector table for describing customer information.
  • the steps of performing at least one data conversion on the customer information table in some embodiments of the present application include but are not limited to the following steps 201 and 202 .
  • Step 201 Set a standard relative value according to the distribution of customer data contained in the customer information table.
  • Step 202 normalize the customer data in the customer information table based on the standard relative value, so as to realize the data conversion of the customer information table.
  • multiple pieces of associated customer data in the customer information table are merged before the normalization process, and then the merged processing result is used as newly generated customer data.
  • the present application also includes a process of constructing a second feature vector table, specifically, before performing corresponding matching between the first feature vector table and the second feature vector table used to describe service product information, the following steps 110 to 112 are further included.
  • Step 110 Read the product description file that records the service product information.
  • Step 111 extracting a plurality of pieces of service product data related to the target audience customers of the current service product from the product description file.
  • Step 112 using the service product data to construct a second feature vector table.
  • Step 300 Match the first feature vector table with the second feature vector table used to describe the service product information, so as to obtain a matching result between the customer and the service product.
  • the steps of correspondingly matching the first feature vector table with the second feature vector table used to describe service product information include, but are not limited to, steps 301 to 303 .
  • Step 301 Read the first feature vector included in the first feature vector table; wherein one first feature vector is used to describe the information of a customer.
  • Step 302 Calculate the degree of fit of each of the first eigenvectors and all the second eigenvectors included in the second eigenvector table one by one.
  • step 303 the obtained degree of fit is used as the matching result between the customer and the service product.
  • Step 400 based on the matching result, push the information of at least one service product to the matching customer.
  • Step 500 Collect product sales data corresponding to the pushed service product information, and then modify the customer data in the customer information table based on the product sales data.
  • the storage medium involved in this application may be non-volatile or volatile.
  • Logic and/or steps represented in flowcharts or otherwise described herein, for example, may be considered an ordered listing of executable instructions for implementing the logical functions, and may be embodied in any computer-readable storage medium , for use by an instruction execution system, apparatus, or device (such as a computer-based system, a system including a processor, or other system that can fetch and execute instructions from an instruction execution system, apparatus, or device), or in conjunction with these instruction execution systems, device or equipment.
  • a "computer-readable storage medium” can be any device that can contain, store, communicate, propagate, or transmit a program for use by or in conjunction with an instruction execution system, apparatus, or apparatus .
  • the computer-readable storage medium may be non-volatile or volatile.
  • Computer readable storage media include the following: electrical connections with one or more wiring (electronic devices), portable computer disk cartridges (magnetic devices), random access memory (RAM, Random Access Memory), Read-Only Memory (ROM, Read-Only Memory), Erasable and Editable Read-Only Memory (EPROM, Erasable Programmable Read-Only Memory, or Flash Memory), Optical Devices, and Portable Optical Disc Read-Only Memory (CDROM, Compact Disc Read-Only Memory).
  • wiring electronic devices
  • portable computer disk cartridges magnetic devices
  • RAM Random Access Memory
  • ROM Read-Only Memory
  • EPROM Erasable Programmable Read-Only Memory
  • Optical Devices and Portable Optical Disc Read-Only Memory (CDROM, Compact Disc Read-Only Memory).
  • the computer-readable storage medium may even be paper or other suitable medium on which the program can be printed, as the paper or other medium may be optically scanned, for example, and then edited, interpreted or, if necessary, otherwise Process in a suitable manner to obtain the program electronically and then store it in computer memory.
  • first and second are only used for descriptive purposes, and should not be construed as indicating or implying relative importance or implying the number of indicated technical features. Thus, a feature delimited with “first”, “second” may expressly or implicitly include at least one of that feature.
  • plurality means at least two, such as two, three, etc., unless expressly and specifically defined otherwise.
  • the present application may be used in numerous general purpose or special purpose computer system environments or configurations. For example: personal computers, server computers, handheld or portable devices, tablet devices, multiprocessor systems, microprocessor-based systems, set-top boxes, programmable consumer electronics, network PCs, minicomputers, mainframe computers, including A distributed computing environment for any of the above systems or devices, and the like.
  • the application may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer.
  • program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types.
  • the application may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network.
  • program modules may be located in both local and remote computer storage media including storage devices.
  • data such as customer data, product information, the first feature vector table and the second feature vector table in one or more embodiments of the present application are also It can be stored in the nodes of a blockchain.
  • the blockchain referred to in this application is a new application mode of computer technologies such as distributed data storage, point-to-point transmission, consensus mechanism, and encryption algorithm.
  • Blockchain essentially a decentralized database, is a series of data blocks associated with cryptographic methods. Each data block contains a batch of network transaction information to verify its Validity of information (anti-counterfeiting) and generation of the next block.
  • the blockchain can include the underlying platform of the blockchain, the platform product service layer, and the application service layer.

Abstract

The present application relates to the technical field of artificial intelligence. Specifically disclosed are a push method and apparatus for service product information, a computer device and a medium. The push method may comprise: constructing a customer information table by using acquired customer data, and performing data conversion on the customer information table to generate a first feature vector table for describing customer information; correspondingly matching the first feature vector table with a second feature vector table for describing service product information, to obtain matching results between customers and service products; and pushing information of at least one service product to the matching customers on the basis of the matching results. The present application pushes, by means of feature vector matching, highly matched service product information to customers, achieving the technical effects of strong pertinence, high success rate and low cost. The present application can realize accurate matching between service products and customers on the basis of degree-of-fitting calculation, and provide customers with the service products they need; and customer experience is thus good. In addition, the present application may also relate to a blockchain technology.

Description

一种服务产品信息的推送方法及装置、计算机设备、介质A method and device, computer equipment, and medium for pushing service product information
本申请要求于2020年11月16日提交中国专利局、申请号为202011280614.1,发明名称为“一种服务产品信息的推送方法及装置、计算机设备、介质”的中国专利申请的优先权,其全部内容通过引用结合在本申请中。This application claims the priority of the Chinese patent application filed on November 16, 2020 with the application number 202011280614.1 and the title of the invention is "a method and device for pushing service product information, computer equipment, and medium", all of which are The contents are incorporated herein by reference.
技术领域technical field
本申请涉及人工智能技术领域,能够应用在服务产品信息的推送领域中,具体提供了一种服务产品信息的推送方法及装置、计算机设备、介质;此外,本申请还涉及区块链技术。This application relates to the field of artificial intelligence technology and can be applied to the field of pushing service product information, and specifically provides a method and device, computer equipment, and medium for pushing service product information; in addition, this application also relates to blockchain technology.
背景技术Background technique
目前,主要依靠业务员以人工方式向客户介绍和推荐金融服务产品。这种传统方式要求业务员前期必须了解要介绍的产品的详细情况,然后在推荐前基于与客户的沟通了解客户的情况,最后才能够根据了解的情况为客户推荐相关的金融服务产品。可见传统推荐方案存在推荐效率低、推送力度小、对业务员个人经验依赖较大以及人工成本较高等问题。At present, salespeople mainly rely on manual methods to introduce and recommend financial service products to customers. This traditional method requires the salesman to know the details of the product to be introduced in the early stage, and then to understand the customer's situation based on the communication with the customer before recommendation, and finally to recommend the relevant financial service product to the customer based on the understanding. It can be seen that the traditional recommendation scheme has problems such as low recommendation efficiency, small push force, high dependence on the personal experience of the salesperson, and high labor cost.
鉴于此,发明人发现,有人提出了海量信息推送的方案,让客户各自选择所需要的金融服务产品。然而客户在面对大量的服务产品消息时,往往会直接忽略,可见海量消息推送方案针对性较弱、成功率极低。In view of this, the inventor found that someone has proposed a scheme for mass information push, allowing customers to choose the financial service products they need. However, when customers are faced with a large number of service and product news, they often ignore it directly. It can be seen that the mass message push scheme is less targeted and has a very low success rate.
因此,亟需提供一种针对性强、成功率高且能够降低人工投入成本的服务产品信息推送方案。Therefore, there is an urgent need to provide a service product information push solution that is highly targeted, has a high success rate, and can reduce labor input costs.
发明内容SUMMARY OF THE INVENTION
为解决现有服务产品推荐方案存在的至少一个问题,本申请能够提供一种服务产品信息的推送方法及装置、计算机设备、介质。In order to solve at least one problem existing in the existing service product recommendation solution, the present application can provide a method and apparatus, computer equipment and medium for pushing service product information.
为实现上述技术目的,本申请提供了一种服务产品信息的推送方法,该推送方法可包括但不限于如下的至少一个步骤。In order to achieve the above technical purpose, the present application provides a method for pushing service product information, which may include, but is not limited to, at least one of the following steps.
利用获取的客户数据构建客户信息表。Use the acquired customer data to build a customer information table.
对所述客户信息表进行至少一次数据转换,以生成用于描述客户信息的第一特征向量表。Perform at least one data transformation on the customer information table to generate a first feature vector table for describing customer information.
将所述第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配,以得到客户与服务产品的匹配结果。The first feature vector table is matched with the second feature vector table used to describe the service product information, so as to obtain a matching result between the customer and the service product.
基于所述匹配结果将至少一款服务产品信息推送给相匹配的客户。Based on the matching result, at least one service product information is pushed to the matched customer.
为实现上述技术目的,本申请还提供了一种服务产品信息的推送装置,该推送装置包括但不限于信息表构建模块、数据转换模块、向量匹配模块以及产品推送模块。To achieve the above technical purpose, the present application also provides a push device for service product information, the push device includes but is not limited to an information table construction module, a data conversion module, a vector matching module and a product push module.
信息表构建模块,用于利用获取的客户数据构建客户信息表。An information table building module is used to construct a customer information table using the acquired customer data.
数据转换模块,用于对所述客户信息表进行至少一次数据转换,以生成用于描述客户信息的第一特征向量表。A data conversion module, configured to perform at least one data conversion on the customer information table to generate a first feature vector table for describing customer information.
向量匹配模块,用于将所述第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配,以得到客户与服务产品的匹配结果。The vector matching module is configured to perform corresponding matching between the first feature vector table and the second feature vector table used to describe the service product information, so as to obtain the matching result between the customer and the service product.
产品推送模块,用于基于所述匹配结果将至少一款服务产品信息推送给相匹配的客户。A product push module, configured to push at least one service product information to a matched customer based on the matching result.
为实现上述的技术目的,本申请还能够提供一种计算机设备,计算机设备可包括存储器和处理器,所述存储器中存储有计算机可读指令,所述计算机可读指令被所述处理器执行时,使得所述处理器执行如本申请任一实施例所述的服务产品信息的推送方法,该方法包括:In order to achieve the above technical purpose, the present application can also provide a computer device, the computer device may include a memory and a processor, and the memory stores computer-readable instructions, when the computer-readable instructions are executed by the processor. , causing the processor to execute the method for pushing service product information as described in any embodiment of the present application, the method comprising:
利用获取的客户数据构建客户信息表;Use the acquired customer data to build a customer information table;
对所述客户信息表进行至少一次数据转换,以生成用于描述客户信息的第一特征向量表;performing at least one data conversion on the customer information table to generate a first feature vector table for describing customer information;
将所述第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配,以得到客户与服务产品的匹配结果;Correspondingly matching the first feature vector table with the second feature vector table used to describe the service product information to obtain a matching result between the customer and the service product;
基于所述匹配结果将至少一款服务产品信息推送给相匹配的客户。Based on the matching result, at least one service product information is pushed to the matched customer.
为实现上述技术目的,本申请还可提供一种存储有计算机可读指令的存储介质,所述计算机可读指令被一个或多个处理器执行时,使得一个或多个处理器执行如本申请任一实施例所述的服务产品信息的推送方法,该方法包括:In order to achieve the above technical purpose, the present application can also provide a storage medium storing computer-readable instructions, and when the computer-readable instructions are executed by one or more processors, the one or more processors can The method for pushing service product information according to any embodiment, the method includes:
利用获取的客户数据构建客户信息表;Use the acquired customer data to build a customer information table;
对所述客户信息表进行至少一次数据转换,以生成用于描述客户信息的第一特征向量表;performing at least one data conversion on the customer information table to generate a first feature vector table for describing customer information;
将所述第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配,以得到客户与服务产品的匹配结果;Correspondingly matching the first feature vector table with the second feature vector table used to describe the service product information to obtain a matching result between the customer and the service product;
基于所述匹配结果将至少一款服务产品信息推送给相匹配的客户。Based on the matching result, at least one service product information is pushed to the matched customers.
本申请的有益效果为:本申请创新地通过特征向量匹配的方式为客户推送匹配度较高的服务产品信息,具有针对性较强、成功率较高及成本低等技术效果,从而能够有效地解决现有技术存在的推送效果差、成功率低、成本高等至少一个问题。The beneficial effects of the present application are as follows: the present application innovatively pushes service product information with high matching degree to customers by means of feature vector matching, which has the technical effects of strong pertinence, high success rate and low cost, so that it can effectively At least one problem of poor push effect, low success rate and high cost in the prior art is solved.
附图说明Description of drawings
图1示出了本申请一些实施例中的服务产品信息的推送方法的流程示意图。FIG. 1 shows a schematic flowchart of a method for pushing service product information in some embodiments of the present application.
图2示出了本申请另一些实施例中服务产品信息的推送方法的流程示意图。FIG. 2 shows a schematic flowchart of a method for pushing service product information in other embodiments of the present application.
图3示出了本申请一个或者多个实施例中的计算机设备的内部结构框图。FIG. 3 shows a block diagram of the internal structure of a computer device in one or more embodiments of the present application.
图4示出了本申请一个或者多个实施例中服务产品信息的推送方法的实施环境图。FIG. 4 shows an implementation environment diagram of a method for pushing service product information in one or more embodiments of the present application.
具体实施方式Detailed ways
下面结合说明书附图对本申请提供的一种服务产品信息的推送方法及装置、计算机设备、介质进行详细的解释和说明。A method and device, computer equipment and medium for pushing service product information provided by the present application will be explained and described in detail below with reference to the accompanying drawings.
可选的,本申请的技术方案可应用于各种信息推送场景,如数字医疗中的医疗服务产品信息推送场景,又如金融科技中的金融服务产品信息推送场景。Optionally, the technical solution of the present application can be applied to various information push scenarios, such as medical service product information push scenarios in digital medicine, and financial service product information push scenarios in financial technology.
如图1所示,本申请一个或多个实施例中能够具体提供一种服务产品信息的推送方法,本申请的服务产品包括但不限于金融服务产品。具体地,该服务产品信息的推送方法可包括但不限于如下的至少一个或多个步骤。As shown in FIG. 1 , one or more embodiments of the present application can specifically provide a method for pushing service product information, and the service products of the present application include but are not limited to financial service products. Specifically, the method for pushing service product information may include, but is not limited to, at least one or more of the following steps.
步骤100,利用获取的客户数据构建客户信息表。本申请可事先收集多个客户的相关客户数据,以收集到的客户数据作为数据源,进而利用该数据源形成客户信息表。本申请一些实施例中的客户信息表可采用矩阵的形式进行表示,矩阵的每行或每列用于表示一个客户的所有数据,矩阵中每个元素用于描述客户情况,客户数据例如可包括但不限于年龄、职位、收入、负债、贷款、固定资产、海外资产、可抵押资产、理财情况、网银交易次数、婚姻情况、身体状况等等。本申请还可对客户数据进行分类,例如分成客户基本信息、社会关系信息、个人经营信息、个人征信信息等,并能够以一类信息作为客户数据。在本申请已公开的内容基础上,还可以通过其他能够用于描述客户情况的数据作为本申请的用户数据。 Step 100, using the acquired customer data to construct a customer information table. The application can collect relevant customer data of multiple customers in advance, use the collected customer data as a data source, and then use the data source to form a customer information table. The customer information table in some embodiments of the present application may be represented in the form of a matrix. Each row or column of the matrix is used to represent all data of a customer, and each element in the matrix is used to describe the customer's situation. For example, customer data may include But not limited to age, position, income, liabilities, loans, fixed assets, overseas assets, mortgageable assets, financial management, online banking transactions, marital status, physical condition, etc. This application can also classify customer data, such as customer basic information, social relationship information, personal business information, personal credit information, etc., and can use one type of information as customer data. On the basis of what has been disclosed in this application, other data that can be used to describe the customer's situation can also be used as the user data of this application.
步骤200,对客户信息表进行至少一次数据转换,以生成用于描述客户信息的第一特征向量表。本申请通过第一特征向量表的形式对各个客户画像进行标准地刻画,从而为精准地推送服务产品消息提供有力支持。Step 200: Perform at least one data conversion on the customer information table to generate a first feature vector table for describing customer information. The present application standardizes each customer portrait in the form of the first feature vector table, so as to provide strong support for accurately pushing service product messages.
如图2所示,本申请一些实施例对客户信息表进行至少一次数据转换的步骤包括但不限于如下的步骤201和步骤202。As shown in FIG. 2 , the steps of performing at least one data conversion on the customer information table in some embodiments of the present application include but are not limited to the following steps 201 and 202 .
步骤201,依据客户信息表中包含的客户数据分布设置标准相对值。本申请一些实施例中依据客户信息表中的最突出、最出众的数据部分设定标准相对值。以年龄分布为例, 本实施例将30-35周岁作为标准相对值。Step 201: Set a standard relative value according to the distribution of customer data contained in the customer information table. In some embodiments of the present application, the standard relative value is set according to the most prominent and outstanding data part in the customer information table. Taking the age distribution as an example, in this embodiment, the age of 30-35 is used as the standard relative value.
步骤202,基于标准相对值对客户信息表中的客户数据进行归一化处理,以实现对客户信息表的数据转换。本实施例的归一化处理过程可先为标准相对值进行转换,以得到无量纲的标量。以年龄分布为例,本实施例中的标准相对值为30-35周岁,转换后的结果可为10,则25-30周岁转换后的结果可以为9,35-40周岁转换后的结果可为9,40-45周岁转换后的结果可为8等等。以网银交易次数为例,本实施例中的标准相对值为1000次,则大于或等于1000的数据转换后的结果可为10,900-1000转换后的结果可为9,800-900转换后的结果可为8等等。 Step 202 , normalize the customer data in the customer information table based on the standard relative value, so as to realize the data conversion of the customer information table. In the normalization process of this embodiment, the standard relative value can be converted first to obtain a dimensionless scalar. Taking the age distribution as an example, the standard relative value in this embodiment is 30-35 years old, the converted result can be 10, the converted result of 25-30 years old can be 9, and the converted result of 35-40 years old can be. For 9, 40-45 years old can be converted to 8 and so on. Taking the number of online banking transactions as an example, the standard relative value in this embodiment is 1000 times, then the converted result of data greater than or equal to 1000 can be 10, the converted result of 900-1000 can be 9, and the converted result of 800-900 The result can be 8 and so on.
可理解的是,本申请对客户信息表的数据转换步骤还可以采用其他的方式,例如采用各类客户占比的方式实现客户信息表的数据转换;在当前已收集的所有客户中,在某一类型下各客户数量占比作为该客户的特征。以年龄分布为例,当前所有客户中30-35周岁的客户数量占39%,则转换后的结果均为3.9;若25-30周岁的客户数量占18%,则转换后的结果均为1.8等。以客户的收入为例,收入在300K-500K的客户占66%,则转换后的结果均为6.6;收入在500K-800K的客户占21%,则转换后的结果均为2.1等等。It is understandable that the data conversion step of the customer information table in this application may also adopt other methods, such as using the proportion of various customers to realize the data conversion of the customer information table; The proportion of the number of each customer under a type is used as the characteristic of the customer. Taking the age distribution as an example, among all the current customers, the number of customers aged 30-35 accounts for 39%, and the converted result is 3.9; if the number of customers aged 25-30 accounts for 18%, the converted result is 1.8 Wait. Taking the customer's income as an example, customers with income in 300K-500K account for 66%, and the converted results are 6.6; customers with income in 500K-800K account for 21%, then the converted results are all 2.1 and so on.
另外,本申请还有一些实施例可在归一化处理之前对客户信息表中的多条相关联的客户数据进行合并处理,然后可将合并处理结果作为新生成的客户数据。可理解的是,本申请可利用新生成的客户数据替代用于进行合并处理的数据,或者在原客户数据基础上实现数据的扩增。本实施例以负债、股票持有数、固定资产及境外资产进行说明,在此基础上,本申请可得到新数据-负债率,负债率=负债/(股票持有数+固定资产+境外资产)。In addition, in some embodiments of the present application, multiple pieces of associated customer data in the customer information table may be merged before the normalization process, and then the merged processing result may be used as newly generated customer data. It is understandable that the present application can use newly generated customer data to replace the data used for merging processing, or realize data augmentation based on the original customer data. This embodiment describes liabilities, stock holdings, fixed assets and overseas assets. On this basis, this application can obtain new data - debt ratio, debt ratio = liabilities/(stock holdings + fixed assets + overseas assets ).
本申请还包括构建第二特征向量表的过程,具体地,将第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配之前还包括如下的步骤110~步骤112。The present application also includes a process of constructing a second feature vector table, specifically, before performing corresponding matching between the first feature vector table and the second feature vector table used to describe service product information, the following steps 110 to 112 are further included.
步骤110,读取记载有服务产品信息的产品说明文件。产品说明文件例如可以是金融服务产品的电子说明书、告知书、协议书等文本文件。Step 110: Read the product description file that records the service product information. The product description document may be, for example, a text document such as an electronic manual, notification letter, agreement letter, etc. of the financial service product.
步骤111,从产品说明文件中提取出多条与当前服务产品的目标受众客户相关的服务产品数据。Step 111 , extracting a plurality of pieces of service product data related to the target audience customers of the current service product from the product description file.
步骤112,利用服务产品数据构建第二特征向量表。可理解的是,本申请中的第二特征向量表的形成过程也可类似于第一特征向量表的形成过程,如包括产品信息表生成过程、通过数据转换方式将产品信息表转换为第二特征向量表等。在一些实施例中的第二特征向量表的形成过程可以与本申请的第一特征向量表的形成过程相似。Step 112, using the service product data to construct a second feature vector table. It can be understood that the formation process of the second feature vector table in the present application can also be similar to the formation process of the first feature vector table, such as including the production process of the product information table, converting the product information table into the second feature vector table through data conversion. feature vector table, etc. The formation process of the second feature vector table in some embodiments may be similar to the formation process of the first feature vector table of the present application.
步骤300,将第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配,以得到客户与服务产品的匹配结果。Step 300: Match the first feature vector table with the second feature vector table used to describe the service product information, so as to obtain a matching result between the customer and the service product.
如图2所示,本申请一些实施例中将第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配的步骤包括但不限于步骤301~步骤303。As shown in FIG. 2 , in some embodiments of the present application, the steps of correspondingly matching the first feature vector table with the second feature vector table used to describe service product information include but are not limited to steps 301 to 303 .
步骤301,读取第一特征向量表包含的第一特征向量;其中,一个第一特征向量用于描述一个客户的信息。Step 301: Read the first feature vector included in the first feature vector table; wherein one first feature vector is used to describe the information of a customer.
步骤302,将各个第一特征向量分别与第二特征向量表中包含的所有第二特征向量逐一地进行拟合度计算。可见对于任一客户,本申请能够将各款服务产品与该客户进行匹配,通过拟合度计算实现匹配结果的量化。可理解的是,本申请任一客户的拟合度结果的数量与当前服务产品的数量相同。Step 302: Calculate the degree of fit of each of the first eigenvectors and all the second eigenvectors included in the second eigenvector table one by one. It can be seen that for any customer, the application can match various service products with the customer, and quantify the matching result through the calculation of the degree of fit. It is understandable that the number of fit results for any customer in this application is the same as the number of current service products.
本申请一些实施例中将各个第一特征向量分别与第二特征向量表中包含的所有第二特征向量逐一地进行拟合度计算包括:In some embodiments of the present application, calculating the degree of fit of each of the first eigenvectors with all the second eigenvectors included in the second eigenvector table one by one includes:
I cp=∑(f i 2-q j 2) 2 I cp =∑(f i 2 -q j 2 ) 2
f i=[d 1,d 2,…d k] f i =[d 1 ,d 2 ,...d k ]
q j=[e 1,e 2,…e k] q j =[e 1 ,e 2 ,...e k ]
i=1,2,3…mi=1,2,3...m
j=1,2,3…nj=1,2,3...n
其中,I cp表示第一特征向量与第二特征向量的拟合度,f i表示第i个第一特征向量,q j表示第j个第二特征向量,d k表示第k个客户数据,e k表示第k个产品数据,k表示特征向量中元素的个数,m表示客户的数量,n表示服务产品的数量。 Among them, I cp represents the degree of fit between the first eigenvector and the second eigenvector, f i represents the i-th first eigenvector, q j represents the j-th second eigenvector, and d k represents the k-th customer data, e k represents the kth product data, k represents the number of elements in the feature vector, m represents the number of customers, and n represents the number of service products.
在本申请一个或多个实施例中,第一特征向量与第二特征向量的拟合度越小,则该第一特征向量对应的客户与该第二特征向量对应的服务产品之间联系越紧密、契合度越高。In one or more embodiments of the present application, the smaller the degree of fit between the first feature vector and the second feature vector, the greater the relationship between the customer corresponding to the first feature vector and the service product corresponding to the second feature vector. The tighter, the higher the fit.
步骤303,将得到的拟合度作为客户与服务产品的匹配结果。所以本申请能够基于拟合度计算非常精细地描述客户与服务产品之间的联系,即完成了服务产品集合中的产品向客户集合中的客户之间的有效映射,进而从众多服务产品信息中筛选出当前客户实际需要的服务产品信息,实现本申请的主要目的。In step 303, the obtained degree of fit is used as the matching result between the customer and the service product. Therefore, this application can describe the relationship between customers and service products in a very fine manner based on the calculation of the degree of fit, that is, the effective mapping between the products in the service product set and the customers in the customer set is completed, and then from the information of many service products. Screen out the service product information that the current customer actually needs to achieve the main purpose of this application.
步骤400,基于匹配结果将至少一款服务产品信息推送给相匹配的客户。本申请有针对性地为每一个客户推送至少一条合适的服务产品信息,即为每一个客户推荐至少一款服务产品。 Step 400, based on the matching result, push the information of at least one service product to the matching customer. This application pushes at least one piece of appropriate service product information for each customer in a targeted manner, that is, recommends at least one service product for each customer.
步骤500,收集被推送的服务产品信息对应的产品销售数据,再基于产品销售数据修改客户信息表中的客户数据。该过程是为了根据服务产品销售结果检验以及优化使用的客户情况数据,例如主要以固定资产和身体状况匹配条件的销售效果较好,则后续服务产品信息推送过程中重点进行资产情况和健康情况的相关匹配;例如以婚姻状况匹配条件的销售效果不佳,则后续服务产品信息推送过程中减弱或删除婚姻情况的相关匹配。本申请一些实施例还可为服务产品购买量达到设定数量的客户单独地进行客户画像制作,并利用制作完成的画像数据从客户信息表或第一特征向量表中寻找与当前客户匹配度可达到设定标准(例如97%)的目标客户,以专门为目标客户推送当前客户已购买的服务产品。Step 500: Collect product sales data corresponding to the pushed service product information, and then modify the customer data in the customer information table based on the product sales data. This process is to test and optimize the customer situation data used according to the sales results of service products. For example, if the sales effect is mainly based on the matching conditions of fixed assets and physical conditions, the follow-up service product information push process will focus on asset conditions and health conditions. Relevant matching; for example, if the sales effect based on the matching condition of marital status is not good, the related matching of marital status will be weakened or deleted in the process of subsequent service product information push. In some embodiments of the present application, customer portraits can also be created individually for customers whose purchases of service products reach a set number, and the created portrait data can be used to find a matching degree with the current customer from the customer information table or the first feature vector table. Target customers who reach a set standard (such as 97%), so as to specifically push the service products that the current customers have purchased for the target customers.
本申请能够基于拟合度计算实现服务产品与客户之间的精准匹配,为客户提供其实际需要的服务产品,可见本申请还具有客户体验较好等优点。本申请还能够依据推送结果、客户情况变化、产品情况变化等不断地优化用于描述客户的第一特征向量表和用于描述服务产品的第二特征向量表,所以本申请的使用时间越长,本申请的服务产品信息推送效果往往会越好。The present application can achieve accurate matching between service products and customers based on the calculation of the degree of fit, and provide customers with service products that they actually need. It can be seen that the present application also has the advantages of better customer experience and the like. The application can also continuously optimize the first feature vector table used to describe customers and the second feature vector table used to describe service products according to the push results, customer situation changes, product situation changes, etc., so the longer the application time is. , the service product information push effect of this application tends to be better.
本申请一些实施例还能够提供一种服务产品信息的推送装置,该服务产品信息的推送装置包括但不限于信息表构建模块、数据转换模块、向量匹配模块以及产品推送模块。Some embodiments of the present application can also provide a device for pushing service product information. The device for pushing service product information includes, but is not limited to, an information table building module, a data conversion module, a vector matching module, and a product push module.
信息表构建模块,用于利用获取的客户数据构建客户信息表。An information table building module is used to construct a customer information table using the acquired customer data.
数据转换模块,用于对客户信息表进行至少一次数据转换,以生成用于描述客户信息的第一特征向量表。本申请一些实施例中的数据转换模块具体可用于依据客户信息表中包含的客户数据分布设置标准相对值,以及可用于基于标准相对值对客户信息表中的客户数据进行归一化处理,以实现对客户信息表的数据转换。本申请一些实施例中的数据转换模块在归一化处理之前用于对客户信息表中的多条相关联的客户数据进行合并处理,以及用于将合并处理结果作为新生成的客户数据。The data conversion module is configured to perform at least one data conversion on the customer information table to generate a first feature vector table for describing customer information. The data conversion module in some embodiments of the present application can be specifically configured to set a standard relative value according to the distribution of customer data contained in the customer information table, and can be used to normalize the customer data in the customer information table based on the standard relative value, so as to Realize the data conversion of the customer information table. The data conversion module in some embodiments of the present application is used for combining multiple pieces of related customer data in the customer information table before normalization processing, and for using the combined processing result as newly generated customer data.
向量匹配模块,用于将第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配,以得到客户与服务产品的匹配结果。本申请一些实施例中的向量匹配模块具体用于读取第一特征向量表包含的第一特征向量以及可用于将各个第一特征向量分别与第二特征向量表中包含的所有第二特征向量逐一地进行拟合度计算;其中所涉及的一个第一特征向量用于描述一个客户的信息。The vector matching module is used for correspondingly matching the first feature vector table with the second feature vector table used to describe the service product information, so as to obtain the matching result between the customer and the service product. The vector matching module in some embodiments of the present application is specifically configured to read the first feature vectors included in the first feature vector table and can be used to compare each first feature vector with all the second feature vectors included in the second feature vector table respectively The degree of fit calculation is performed one by one; a first feature vector involved is used to describe the information of a customer.
本申请一些实施例的服务产品信息的推送装置可包括第二特征向量表构建模块。第二特征向量表构建模块用于在先读取记载有服务产品信息的产品说明文件,以及用于从产品说明文件中提取出多条与当前服务产品的目标受众客户相关的服务产品数据,并用于利用服务产品数据构建第二特征向量表。The apparatus for pushing service product information according to some embodiments of the present application may include a second feature vector table building module. The second feature vector table building module is used to read the product description file that records the service product information in advance, and to extract a plurality of pieces of service product data related to the target audience customers of the current service product from the product description file, and use is used to construct a second feature vector table using the service product data.
产品推送模块,用于基于匹配结果将至少一款服务产品信息推送给相匹配的客户。The product push module is used to push the information of at least one service product to the matched customers based on the matching result.
本申请还有一些实施例的服务产品信息的推送装置可包括客户信息表优化模块。客户信息表优化模块可用于收集被推送的服务产品信息对应的产品销售数据且用于基于产品销售数据修改客户信息表中的客户数据。In still some embodiments of the present application, the apparatus for pushing service product information may include a customer information table optimization module. The customer information table optimization module can be used to collect product sales data corresponding to the pushed service product information and to modify customer data in the customer information table based on the product sales data.
如图3、4所示,本申请还可提供一种计算机设备10,计算机设备10包括存储器和处理器,存储器中存储有计算机可读指令,计算机可读指令被处理器执行时,使得处理器执行本申请任一实施例中的服务产品信息的推送方法的步骤。服务产品信息的推送方法可包括但不限于如下的一个或多个步骤:步骤100,利用获取的客户数据构建客户信息表。步骤200,对客户信息表进行至少一次数据转换,以生成用于描述客户信息的第一特征向量表。本申请一些实施例对客户信息表进行至少一次数据转换的步骤包括但不限于如下的步骤201和步骤202。步骤201,依据客户信息表中包含的客户数据分布设置标准相对值。步骤202,基于标准相对值对客户信息表中的客户数据进行归一化处理,以实现对客户信息表的数据转换。另外,本申请还有一些实施例在归一化处理之前对客户信息表中的多条相关联的客户数据进行合并处理,然后将合并处理结果作为新生成的客户数据。本申请还包括构建第二特征向量表的过程,具体地,将第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配之前还包括如下的步骤110~步骤112。步骤110,读取记载有服务产品信息的产品说明文件。步骤111,从产品说明文件中提取出多条与当前服务产品的目标受众客户相关的服务产品数据。步骤112,利用服务产品数据构建第二特征向量表。步骤300,将第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配,以得到客户与服务产品的匹配结果。本申请一些实施例中将第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配的步骤包括但不限于步骤301~步骤303。步骤301,读取第一特征向量表包含的第一特征向量;其中,一个第一特征向量用于描述一个客户的信息。步骤302,将各个第一特征向量分别与第二特征向量表中包含的所有第二特征向量逐一地进行拟合度计算。步骤303,将得到的拟合度作为客户与服务产品的匹配结果。步骤400,基于匹配结果将至少一款服务产品信息推送给相匹配的客户,具体将服务产品信息推送到客户终端20上。步骤500,收集被推送的服务产品信息对应的产品销售数据,再基于产品销售数据修改客户信息表中的客户数据。As shown in FIGS. 3 and 4 , the present application can also provide a computer device 10. The computer device 10 includes a memory and a processor. Computer-readable instructions are stored in the memory. When the computer-readable instructions are executed by the processor, the processor Execute the steps of the method for pushing service product information in any embodiment of the present application. The method for pushing service product information may include, but is not limited to, one or more of the following steps: Step 100 , building a customer information table using the acquired customer data. Step 200: Perform at least one data conversion on the customer information table to generate a first feature vector table for describing customer information. The steps of performing at least one data conversion on the customer information table in some embodiments of the present application include but are not limited to the following steps 201 and 202 . Step 201: Set a standard relative value according to the distribution of customer data contained in the customer information table. Step 202 , normalize the customer data in the customer information table based on the standard relative value, so as to realize the data conversion of the customer information table. In addition, in some embodiments of the present application, multiple pieces of associated customer data in the customer information table are merged before the normalization process, and then the merged processing result is used as newly generated customer data. The present application also includes a process of constructing a second feature vector table, specifically, before performing corresponding matching between the first feature vector table and the second feature vector table used to describe service product information, the following steps 110 to 112 are further included. Step 110: Read the product description file that records the service product information. Step 111 , extracting a plurality of pieces of service product data related to the target audience customers of the current service product from the product description file. Step 112, using the service product data to construct a second feature vector table. Step 300: Match the first feature vector table with the second feature vector table used to describe the service product information, so as to obtain a matching result between the customer and the service product. In some embodiments of the present application, the steps of correspondingly matching the first feature vector table with the second feature vector table used to describe service product information include, but are not limited to, steps 301 to 303 . Step 301: Read the first feature vector included in the first feature vector table; wherein one first feature vector is used to describe the information of a customer. Step 302: Calculate the degree of fit of each of the first eigenvectors and all the second eigenvectors included in the second eigenvector table one by one. In step 303, the obtained degree of fit is used as the matching result between the customer and the service product. Step 400 , based on the matching result, push the information of at least one service product to the matched customer, and specifically push the service product information to the client terminal 20 . Step 500: Collect product sales data corresponding to the pushed service product information, and then modify the customer data in the customer information table based on the product sales data.
本申请还可提供一种存储有计算机可读指令的存储介质,计算机可读指令被一个或多个处理器执行时,使得一个或多个处理器执行本申请任一实施例中的服务产品信息的推送方法的步骤。服务产品信息的推送方法可包括但不限于如下的一个或多个步骤:步骤100,利用获取的客户数据构建客户信息表。步骤200,对客户信息表进行至少一次数据转换,以生成用于描述客户信息的第一特征向量表。本申请一些实施例对客户信息表进行至少一次数据转换的步骤包括但不限于如下的步骤201和步骤202。步骤201,依据客户信息表中包含的客户数据分布设置标准相对值。步骤202,基于标准相对值对客户信息表中的客户数据进行归一化处理,以实现对客户信息表的数据转换。另外,本申请还有一些实施例在归一化处理之前对客户信息表中的多条相关联的客户数据进行合并处理,然后将合并处理结果作为新生成的客户数据。本申请还包括构建第二特征向量表的过程,具体地,将第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配之前还包括如下的步骤110~步骤112。步骤110,读取记载有服务产品信息的产品说明文件。步骤111,从产品说明文件中提取出多条与当前服务产品的目标受众客户相关的服务产品数据。步骤112,利 用服务产品数据构建第二特征向量表。步骤300,将第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配,以得到客户与服务产品的匹配结果。本申请一些实施例中将第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配的步骤包括但不限于步骤301~步骤303。步骤301,读取第一特征向量表包含的第一特征向量;其中,一个第一特征向量用于描述一个客户的信息。步骤302,将各个第一特征向量分别与第二特征向量表中包含的所有第二特征向量逐一地进行拟合度计算。步骤303,将得到的拟合度作为客户与服务产品的匹配结果。步骤400,基于匹配结果将至少一款服务产品信息推送给相匹配的客户。步骤500,收集被推送的服务产品信息对应的产品销售数据,再基于产品销售数据修改客户信息表中的客户数据。The present application may further provide a storage medium storing computer-readable instructions. When the computer-readable instructions are executed by one or more processors, the one or more processors can execute the service product information in any embodiment of the present application. The steps of the push method. The method for pushing service product information may include, but is not limited to, one or more of the following steps: Step 100 , building a customer information table using the acquired customer data. Step 200: Perform at least one data conversion on the customer information table to generate a first feature vector table for describing customer information. The steps of performing at least one data conversion on the customer information table in some embodiments of the present application include but are not limited to the following steps 201 and 202 . Step 201: Set a standard relative value according to the distribution of customer data contained in the customer information table. Step 202 , normalize the customer data in the customer information table based on the standard relative value, so as to realize the data conversion of the customer information table. In addition, in some embodiments of the present application, multiple pieces of associated customer data in the customer information table are merged before the normalization process, and then the merged processing result is used as newly generated customer data. The present application also includes a process of constructing a second feature vector table, specifically, before performing corresponding matching between the first feature vector table and the second feature vector table used to describe service product information, the following steps 110 to 112 are further included. Step 110: Read the product description file that records the service product information. Step 111 , extracting a plurality of pieces of service product data related to the target audience customers of the current service product from the product description file. Step 112, using the service product data to construct a second feature vector table. Step 300: Match the first feature vector table with the second feature vector table used to describe the service product information, so as to obtain a matching result between the customer and the service product. In some embodiments of the present application, the steps of correspondingly matching the first feature vector table with the second feature vector table used to describe service product information include, but are not limited to, steps 301 to 303 . Step 301: Read the first feature vector included in the first feature vector table; wherein one first feature vector is used to describe the information of a customer. Step 302: Calculate the degree of fit of each of the first eigenvectors and all the second eigenvectors included in the second eigenvector table one by one. In step 303, the obtained degree of fit is used as the matching result between the customer and the service product. Step 400, based on the matching result, push the information of at least one service product to the matching customer. Step 500: Collect product sales data corresponding to the pushed service product information, and then modify the customer data in the customer information table based on the product sales data.
可选的,本申请涉及的存储介质可以是非易失性的,也可以是易失性的。Optionally, the storage medium involved in this application may be non-volatile or volatile.
在流程图中表示或在此以其他方式描述的逻辑和/或步骤,例如,可以被认为是用于实现逻辑功能的可执行指令的定序列表,可以具体实现在任何计算机可读存储介质中,以供指令执行系统、装置或设备(如基于计算机的系统、包括处理器的系统或其他可以从指令执行系统、装置或设备取指令并执行指令的系统)使用,或结合这些指令执行系统、装置或设备而使用。就本说明书而言,"计算机可读存储介质"可以是任何可以包含、存储、通信、传播或传输程序以供指令执行系统、装置或设备或结合这些指令执行系统、装置或设备而使用的装置。所述计算机可读存储介质可以是非易失性,也可以是易失性的。计算机可读存储介质的更具体的示例(非穷尽性列表)包括以下:具有一个或多个布线的电连接部(电子装置),便携式计算机盘盒(磁装置),随机存取存储器(RAM,Random Access Memory),只读存储器(ROM,Read-Only Memory),可擦除可编辑只读存储器(EPROM,Erasable Programmable Read-Only Memory,或闪速存储器),光纤装置,以及便携式光盘只读存储器(CDROM,Compact Disc Read-Only Memory)。另外,计算机可读存储介质甚至可以是可在其上打印所述程序的纸或其他合适的介质,因为可以例如通过对纸或其他介质进行光学扫描,接着进行编辑、解译或必要时以其他合适方式进行处理来以电子方式获得所述程序,然后将其存储在计算机存储器中。Logic and/or steps represented in flowcharts or otherwise described herein, for example, may be considered an ordered listing of executable instructions for implementing the logical functions, and may be embodied in any computer-readable storage medium , for use by an instruction execution system, apparatus, or device (such as a computer-based system, a system including a processor, or other system that can fetch and execute instructions from an instruction execution system, apparatus, or device), or in conjunction with these instruction execution systems, device or equipment. For the purposes of this specification, a "computer-readable storage medium" can be any device that can contain, store, communicate, propagate, or transmit a program for use by or in conjunction with an instruction execution system, apparatus, or apparatus . The computer-readable storage medium may be non-volatile or volatile. More specific examples (non-exhaustive list) of computer readable storage media include the following: electrical connections with one or more wiring (electronic devices), portable computer disk cartridges (magnetic devices), random access memory (RAM, Random Access Memory), Read-Only Memory (ROM, Read-Only Memory), Erasable and Editable Read-Only Memory (EPROM, Erasable Programmable Read-Only Memory, or Flash Memory), Optical Devices, and Portable Optical Disc Read-Only Memory (CDROM, Compact Disc Read-Only Memory). In addition, the computer-readable storage medium may even be paper or other suitable medium on which the program can be printed, as the paper or other medium may be optically scanned, for example, and then edited, interpreted or, if necessary, otherwise Process in a suitable manner to obtain the program electronically and then store it in computer memory.
应当理解,本申请的各部分可以用硬件、软件、固件或它们的组合来实现。在上述实施方式中,多个步骤或方法可以用存储在存储器中且由合适的指令执行系统执行的软件或固件来实现。例如,如果用硬件来实现,和在另一实施方式中一样,可用本领域公知的下列技术中的任一项或他们的组合来实现:具有用于对数据信号实现逻辑功能的逻辑门电路的离散逻辑电路,具有合适的组合逻辑门电路的专用集成电路,可编程门阵列(PGA,Programmable Gate Array),现场可编程门阵列(FPGA,Field Programmable Gate Array)等。It should be understood that various parts of this application may be implemented in hardware, software, firmware, or a combination thereof. In the above-described embodiments, various steps or methods may be implemented in software or firmware stored in memory and executed by a suitable instruction execution system. For example, if implemented in hardware, as in another embodiment, it can be implemented by any one or a combination of the following techniques known in the art: Discrete logic circuits, application-specific integrated circuits with suitable combinational logic gate circuits, Programmable Gate Arrays (PGA, Programmable Gate Array), Field Programmable Gate Arrays (FPGA, Field Programmable Gate Array), etc.
在本说明书的描述中,参考术语“本实施例”、“一个实施例”、“一些实施例”、“示例”、“具体示例”、或“一些示例”等的描述意指结合该实施例或示例描述的具体特征、结构、材料或者特点包含于本申请的至少一个实施例或示例中。在本说明书中,对上述术语的示意性表述不必须针对的是相同的实施例或示例。而且,描述的具体特征、结构、材料或者特点可以在任一个或多个实施例或示例中以合适的方式结合。此外,在不相互矛盾的情况下,本领域的技术人员可以将本说明书中描述的不同实施例或示例以及不同实施例或示例的特征进行结合和组合。In the description of this specification, reference to the terms "this embodiment", "one embodiment", "some embodiments", "example", "specific example", or "some examples" or the like is meant to be combined with the description of the embodiment A particular feature, structure, material, or characteristic described or exemplified is included in at least one embodiment or example of the present application. In this specification, schematic representations of the above terms are not necessarily directed to the same embodiment or example. Furthermore, the particular features, structures, materials or characteristics described may be combined in any suitable manner in any one or more embodiments or examples. Furthermore, those skilled in the art may combine and combine the different embodiments or examples described in this specification, as well as the features of the different embodiments or examples, without conflicting each other.
此外,术语“第一”、“第二”仅用于描述目的,而不能理解为指示或暗示相对重要性或者隐含指明所指示的技术特征的数量。由此,限定有“第一”、“第二”的特征可以明示或者隐含地包括至少一个该特征。在本申请的描述中,“多个”的含义是至少两个,例如两个,三个等,除非另有明确具体的限定。In addition, the terms "first" and "second" are only used for descriptive purposes, and should not be construed as indicating or implying relative importance or implying the number of indicated technical features. Thus, a feature delimited with "first", "second" may expressly or implicitly include at least one of that feature. In the description of the present application, "plurality" means at least two, such as two, three, etc., unless expressly and specifically defined otherwise.
本申请可用于众多通用或专用的计算机系统环境或配置中。例如:个人计算机、服务器计算机、手持设备或便携式设备、平板型设备、多处理器系统、基于微处理器的系统、 置顶盒、可编程的消费电子设备、网络PC、小型计算机、大型计算机、包括以上任何系统或设备的分布式计算环境等等。本申请可以在由计算机执行的计算机可执行指令的一般上下文中描述,例如程序模块。一般地,程序模块包括执行特定任务或实现特定抽象数据类型的例程、程序、对象、组件、数据结构等等。也可以在分布式计算环境中实践本申请,在这些分布式计算环境中,由通过通信网络而被连接的远程处理设备来执行任务。在分布式计算环境中,程序模块可以位于包括存储设备在内的本地和远程计算机存储介质中。The present application may be used in numerous general purpose or special purpose computer system environments or configurations. For example: personal computers, server computers, handheld or portable devices, tablet devices, multiprocessor systems, microprocessor-based systems, set-top boxes, programmable consumer electronics, network PCs, minicomputers, mainframe computers, including A distributed computing environment for any of the above systems or devices, and the like. The application may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. The application may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including storage devices.
需要强调的是,为进一步保证本申请实施例中的数据的私密和安全性,本申请一个或多个实施例的客户数据、产品信息、第一特征向量表及第二特征向量表等数据还可以存储于一区块链的节点中。It should be emphasized that, in order to further ensure the privacy and security of the data in the embodiments of the present application, data such as customer data, product information, the first feature vector table and the second feature vector table in one or more embodiments of the present application are also It can be stored in the nodes of a blockchain.
本申请所指区块链是分布式数据存储、点对点传输、共识机制、加密算法等计算机技术的新型应用模式。区块链(Blockchain),本质上是一个去中心化的数据库,是一串使用密码学方法相关联产生的数据块,每一个数据块中包含了一批次网络交易的信息,用于验证其信息的有效性(防伪)和生成下一个区块。区块链可以包括区块链底层平台、平台产品服务层以及应用服务层等。The blockchain referred to in this application is a new application mode of computer technologies such as distributed data storage, point-to-point transmission, consensus mechanism, and encryption algorithm. Blockchain, essentially a decentralized database, is a series of data blocks associated with cryptographic methods. Each data block contains a batch of network transaction information to verify its Validity of information (anti-counterfeiting) and generation of the next block. The blockchain can include the underlying platform of the blockchain, the platform product service layer, and the application service layer.
以上所述仅为本申请的较佳实施例而已,并不用以限制本申请,凡在本申请实质内容上所作的任何修改、等同替换和简单改进等,均应包含在本申请的保护范围之内。The above descriptions are only the preferred embodiments of the present application, and are not intended to limit the present application. Any modifications, equivalent replacements and simple improvements made in the substantial content of the present application shall be included in the protection scope of the present application. Inside.

Claims (20)

  1. 一种服务产品信息的推送方法,包括:A method for pushing service product information, comprising:
    利用获取的客户数据构建客户信息表;Use the acquired customer data to build a customer information table;
    对所述客户信息表进行至少一次数据转换,以生成用于描述客户信息的第一特征向量表;performing at least one data conversion on the customer information table to generate a first feature vector table for describing customer information;
    将所述第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配,以得到客户与服务产品的匹配结果;Correspondingly matching the first feature vector table with the second feature vector table used to describe the service product information to obtain a matching result between the customer and the service product;
    基于所述匹配结果将至少一款服务产品信息推送给相匹配的客户。Based on the matching result, at least one service product information is pushed to the matched customers.
  2. 根据权利要求1所述的服务产品信息的推送方法,其中,所述将所述第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配的步骤包括:The method for pushing service product information according to claim 1, wherein the step of correspondingly matching the first feature vector table with the second feature vector table used to describe the service product information comprises:
    读取所述第一特征向量表包含的第一特征向量;其中,一个第一特征向量用于描述一个客户的信息;Read the first feature vector contained in the first feature vector table; wherein, a first feature vector is used to describe the information of a customer;
    将各个第一特征向量分别与所述第二特征向量表中包含的所有第二特征向量逐一地进行拟合度计算;Calculate the degree of fit of each first eigenvector with all the second eigenvectors contained in the second eigenvector table one by one;
    将得到的拟合度作为客户与服务产品的匹配结果。The obtained fit is used as the matching result of customers and service products.
  3. 根据权利要求2所述的服务产品信息的推送方法,其中,所述将各个第一特征向量分别与所述第二特征向量表中包含的所有第二特征向量逐一地进行拟合度计算包括:The method for pushing service product information according to claim 2, wherein the calculating the degree of fit of each of the first eigenvectors and all the second eigenvectors included in the second eigenvector table one by one comprises:
    I cp=∑(f i 2-q j 2) 2 I cp =∑(f i 2 -q j 2 ) 2
    f i=[d 1,d 2,…d k] f i =[d 1 ,d 2 ,...d k ]
    q j=[e 1,e 2,…e k] q j =[e 1 ,e 2 ,...e k ]
    i=1,2,3…mi=1,2,3...m
    j=1,2,3…nj=1,2,3...n
    其中,I cp表示第一特征向量与第二特征向量的拟合度,f i表示第i个第一特征向量,q j表示第j个第二特征向量,d k表示第k个客户数据,e k表示第k个产品数据,k表示特征向量中元素的个数,m表示客户的数量,n表示服务产品的数量。 Among them, I cp represents the degree of fit between the first eigenvector and the second eigenvector, f i represents the i-th first eigenvector, q j represents the j-th second eigenvector, and d k represents the k-th customer data, e k represents the kth product data, k represents the number of elements in the feature vector, m represents the number of customers, and n represents the number of service products.
  4. 根据权利要求1所述的服务产品信息的推送方法,其中,所述对所述客户信息表进行至少一次数据转换的步骤包括:The method for pushing service product information according to claim 1, wherein the step of performing at least one data conversion on the customer information table comprises:
    依据客户信息表中包含的客户数据分布设置标准相对值;Set standard relative values according to the distribution of customer data contained in the customer information table;
    基于所述标准相对值对客户信息表中的客户数据进行归一化处理,以实现对所述客户信息表的数据转换。The customer data in the customer information table is normalized based on the standard relative value, so as to realize the data conversion of the customer information table.
  5. 根据权利要求4所述的服务产品信息的推送方法,其中,所述对所述客户信息表进行至少一次数据转换的步骤还包括:The method for pushing service product information according to claim 4, wherein the step of performing at least one data conversion on the customer information table further comprises:
    归一化处理之前对客户信息表中的多条相关联的客户数据进行合并处理;Combine multiple pieces of related customer data in the customer information table before normalization;
    将合并处理结果作为新生成的客户数据。The combined processing result is used as newly generated customer data.
  6. 根据权利要求1所述的服务产品信息的推送方法,其中,所述将所述第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配之前还包括:The method for pushing service product information according to claim 1, wherein before performing the corresponding matching between the first feature vector table and the second feature vector table used to describe the service product information, the method further comprises:
    读取记载有服务产品信息的产品说明文件;Read the product description document that records the service product information;
    从所述产品说明文件中提取出多条与当前服务产品的目标受众客户相关的服务产品数据;Extracting a plurality of pieces of service product data related to the target audience customers of the current service product from the product description file;
    利用所述服务产品数据构建第二特征向量表。A second feature vector table is constructed using the service product data.
  7. 根据权利要求1所述的服务产品信息的推送方法,其中,还包括:The method for pushing service product information according to claim 1, further comprising:
    收集被推送的服务产品信息对应的产品销售数据;Collect product sales data corresponding to the pushed service product information;
    基于所述产品销售数据修改所述客户信息表中的客户数据。The customer data in the customer information table is modified based on the product sales data.
  8. 一种服务产品信息的推送装置,其中,包括:A push device for service product information, comprising:
    信息表构建模块,用于利用获取的客户数据构建客户信息表;The information table building module is used to construct the customer information table using the acquired customer data;
    数据转换模块,用于对所述客户信息表进行至少一次数据转换,以生成用于描述客户信息的第一特征向量表;a data conversion module for performing at least one data conversion on the customer information table to generate a first feature vector table for describing customer information;
    向量匹配模块,用于将所述第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配,以得到客户与服务产品的匹配结果;a vector matching module, configured to perform corresponding matching between the first feature vector table and the second feature vector table used to describe the service product information, so as to obtain a matching result between the customer and the service product;
    产品推送模块,用于基于所述匹配结果将至少一款服务产品信息推送给相匹配的客户。A product push module, configured to push at least one service product information to a matched customer based on the matching result.
  9. 一种计算机设备,包括存储器和处理器,所述存储器中存储有计算机可读指令,所述计算机可读指令被所述处理器执行时,使得所述处理器执行以下方法:A computer device includes a memory and a processor, the memory stores computer-readable instructions, and when the computer-readable instructions are executed by the processor, causes the processor to perform the following method:
    利用获取的客户数据构建客户信息表;Use the acquired customer data to build a customer information table;
    对所述客户信息表进行至少一次数据转换,以生成用于描述客户信息的第一特征向量表;performing at least one data conversion on the customer information table to generate a first feature vector table for describing customer information;
    将所述第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配,以得到客户与服务产品的匹配结果;Correspondingly matching the first feature vector table with the second feature vector table used to describe the service product information to obtain a matching result between the customer and the service product;
    基于所述匹配结果将至少一款服务产品信息推送给相匹配的客户。Based on the matching result, at least one service product information is pushed to the matched customer.
  10. 根据权利要求9所述的计算机设备,其中,执行所述将所述第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配,包括:The computer device according to claim 9, wherein performing the corresponding matching between the first feature vector table and the second feature vector table for describing service product information comprises:
    读取所述第一特征向量表包含的第一特征向量;其中,一个第一特征向量用于描述一个客户的信息;Read the first feature vector contained in the first feature vector table; wherein, a first feature vector is used to describe the information of a customer;
    将各个第一特征向量分别与所述第二特征向量表中包含的所有第二特征向量逐一地进行拟合度计算;Calculate the degree of fit of each first eigenvector and all the second eigenvectors contained in the second eigenvector table one by one;
    将得到的拟合度作为客户与服务产品的匹配结果。The obtained fit is used as the matching result of customers and service products.
  11. 根据权利要求10所述的计算机设备,其中,执行所述将各个第一特征向量分别与所述第二特征向量表中包含的所有第二特征向量逐一地进行拟合度计算包括:The computer device according to claim 10, wherein performing the calculation of the degree of fit of each of the first eigenvectors and all the second eigenvectors included in the second eigenvector table one by one comprises:
    I cp=∑(f i 2-q j 2) 2 I cp =∑(f i 2 -q j 2 ) 2
    f i=[d 1,d 2,…d k] f i =[d 1 ,d 2 ,...d k ]
    q j=[e 1,e 2,…e k] q j =[e 1 ,e 2 ,...e k ]
    i=1,2,3…mi=1,2,3...m
    j=1,2,3…nj=1,2,3...n
    其中,I cp表示第一特征向量与第二特征向量的拟合度,f i表示第i个第一特征向量,q j表示第j个第二特征向量,d k表示第k个客户数据,e k表示第k个产品数据,k表示特征向量中元素的个数,m表示客户的数量,n表示服务产品的数量。 Among them, I cp represents the degree of fit between the first eigenvector and the second eigenvector, f i represents the i-th first eigenvector, q j represents the j-th second eigenvector, and d k represents the k-th customer data, e k represents the kth product data, k represents the number of elements in the feature vector, m represents the number of customers, and n represents the number of service products.
  12. 根据权利要求9所述的计算机设备,其中,执行所述对所述客户信息表进行至少一次数据转换,包括:The computer device of claim 9, wherein performing the at least one data conversion on the customer information table comprises:
    依据客户信息表中包含的客户数据分布设置标准相对值;Set standard relative values according to the distribution of customer data contained in the customer information table;
    基于所述标准相对值对客户信息表中的客户数据进行归一化处理,以实现对所述客户信息表的数据转换。The customer data in the customer information table is normalized based on the standard relative value, so as to realize the data conversion of the customer information table.
  13. 根据权利要求9所述的计算机设备,其中,所述将所述第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配之前,所述处理器还执行:The computer device according to claim 9, wherein, before the corresponding matching between the first feature vector table and the second feature vector table for describing service product information, the processor further executes:
    读取记载有服务产品信息的产品说明文件;Read the product description document that records the service product information;
    从所述产品说明文件中提取出多条与当前服务产品的目标受众客户相关的服务产品数据;Extracting a plurality of pieces of service product data related to the target audience customers of the current service product from the product description file;
    利用所述服务产品数据构建第二特征向量表。A second feature vector table is constructed using the service product data.
  14. 根据权利要求9所述的计算机设备,其中,所述处理器还执行:The computer device of claim 9, wherein the processor further executes:
    收集被推送的服务产品信息对应的产品销售数据;Collect product sales data corresponding to the pushed service product information;
    基于所述产品销售数据修改所述客户信息表中的客户数据。The customer data in the customer information table is modified based on the product sales data.
  15. 一种存储有计算机可读指令的存储介质,所述计算机可读指令被一个或多个处理器执行时,使得一个或多个处理器执行以下方法:A storage medium storing computer-readable instructions that, when executed by one or more processors, cause the one or more processors to perform the following methods:
    利用获取的客户数据构建客户信息表;Use the acquired customer data to build a customer information table;
    对所述客户信息表进行至少一次数据转换,以生成用于描述客户信息的第一特征向量表;performing at least one data conversion on the customer information table to generate a first feature vector table for describing customer information;
    将所述第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配,以得到客户与服务产品的匹配结果;Correspondingly matching the first feature vector table with the second feature vector table used to describe the service product information to obtain a matching result between the customer and the service product;
    基于所述匹配结果将至少一款服务产品信息推送给相匹配的客户。Based on the matching result, at least one service product information is pushed to the matched customers.
  16. 根据权利要求15所述的存储介质,其中,执行所述将所述第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配,包括:The storage medium according to claim 15, wherein performing the corresponding matching between the first feature vector table and the second feature vector table for describing service product information comprises:
    读取所述第一特征向量表包含的第一特征向量;其中,一个第一特征向量用于描述一个客户的信息;Read the first feature vector contained in the first feature vector table; wherein, a first feature vector is used to describe the information of a customer;
    将各个第一特征向量分别与所述第二特征向量表中包含的所有第二特征向量逐一地进行拟合度计算;Calculate the degree of fit of each first eigenvector and all the second eigenvectors contained in the second eigenvector table one by one;
    将得到的拟合度作为客户与服务产品的匹配结果。The obtained fit is used as the matching result of customers and service products.
  17. 根据权利要求16所述的存储介质,其中,执行所述将各个第一特征向量分别与所述第二特征向量表中包含的所有第二特征向量逐一地进行拟合度计算包括:The storage medium according to claim 16, wherein performing the calculation of the degree of fit of each of the first eigenvectors and all the second eigenvectors included in the second eigenvector table one by one comprises:
    I cp=∑(f i 2-q j 2) 2 I cp =∑(f i 2 -q j 2 ) 2
    f i=[d 1,d 2,…d k] f i =[d 1 ,d 2 ,...d k ]
    q j=[e 1,e 2,…e k] q j =[e 1 ,e 2 ,...e k ]
    i=1,2,3…mi=1,2,3...m
    j=1,2,3…nj=1,2,3...n
    其中,I cp表示第一特征向量与第二特征向量的拟合度,f i表示第i个第一特征向量,q j表示第j个第二特征向量,d k表示第k个客户数据,e k表示第k个产品数据,k表示特征向量中元素的个数,m表示客户的数量,n表示服务产品的数量。 Among them, I cp represents the degree of fit between the first eigenvector and the second eigenvector, f i represents the i-th first eigenvector, q j represents the j-th second eigenvector, and d k represents the k-th customer data, e k represents the kth product data, k represents the number of elements in the feature vector, m represents the number of customers, and n represents the number of service products.
  18. 根据权利要求15所述的存储介质,其中,执行所述对所述客户信息表进行至少一次数据转换包括:The storage medium of claim 15, wherein performing the at least one data conversion on the customer information table comprises:
    依据客户信息表中包含的客户数据分布设置标准相对值;Set standard relative values according to the distribution of customer data contained in the customer information table;
    基于所述标准相对值对客户信息表中的客户数据进行归一化处理,以实现对所述客户信息表的数据转换。The customer data in the customer information table is normalized based on the standard relative value, so as to realize the data conversion of the customer information table.
  19. 根据权利要求15所述的存储介质,其中,所述将所述第一特征向量表与用于描述服务产品信息的第二特征向量表进行对应匹配之前,所述处理器还执行:The storage medium according to claim 15, wherein, before the corresponding matching between the first feature vector table and the second feature vector table for describing service product information, the processor further executes:
    读取记载有服务产品信息的产品说明文件;Read the product description document that records the service product information;
    从所述产品说明文件中提取出多条与当前服务产品的目标受众客户相关的服务产品数 据;Extracting a plurality of pieces of service product data related to the target audience customers of the current service product from the product description file;
    利用所述服务产品数据构建第二特征向量表。A second feature vector table is constructed using the service product data.
  20. 根据权利要求15所述的存储介质,其中,所述处理器还执行:The storage medium of claim 15, wherein the processor further executes:
    收集被推送的服务产品信息对应的产品销售数据;Collect product sales data corresponding to the pushed service product information;
    基于所述产品销售数据修改所述客户信息表中的客户数据。The customer data in the customer information table is modified based on the product sales data.
PCT/CN2021/126253 2020-11-16 2021-10-26 Push method and apparatus for service product information, computer device and medium WO2022100427A1 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN202011280614.1A CN112468556B (en) 2020-11-16 2020-11-16 Service product information pushing method and device, computer equipment and medium
CN202011280614.1 2020-11-16

Publications (2)

Publication Number Publication Date
WO2022100427A1 true WO2022100427A1 (en) 2022-05-19
WO2022100427A9 WO2022100427A9 (en) 2022-08-11

Family

ID=74837120

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/CN2021/126253 WO2022100427A1 (en) 2020-11-16 2021-10-26 Push method and apparatus for service product information, computer device and medium

Country Status (2)

Country Link
CN (1) CN112468556B (en)
WO (1) WO2022100427A1 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112468556B (en) * 2020-11-16 2022-10-04 深圳壹账通智能科技有限公司 Service product information pushing method and device, computer equipment and medium

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110163672A (en) * 2019-05-13 2019-08-23 达疆网络科技(上海)有限公司 A kind of user pay in real time after the differentiated marketing method based on user stratification
US20200027103A1 (en) * 2018-07-23 2020-01-23 Adobe Inc. Prioritization System for Products Using a Historical Purchase Sequence and Customer Features
JP2020027103A (en) * 2018-08-10 2020-02-20 住友金属鉱山株式会社 Quantitatively measuring method of phosphorous in solution
CN111626821A (en) * 2020-05-26 2020-09-04 山东大学 Product recommendation method and system for realizing customer classification based on integrated feature selection
CN112468556A (en) * 2020-11-16 2021-03-09 深圳壹账通智能科技有限公司 Service product information pushing method and device, computer equipment and medium

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20200027103A1 (en) * 2018-07-23 2020-01-23 Adobe Inc. Prioritization System for Products Using a Historical Purchase Sequence and Customer Features
JP2020027103A (en) * 2018-08-10 2020-02-20 住友金属鉱山株式会社 Quantitatively measuring method of phosphorous in solution
CN110163672A (en) * 2019-05-13 2019-08-23 达疆网络科技(上海)有限公司 A kind of user pay in real time after the differentiated marketing method based on user stratification
CN111626821A (en) * 2020-05-26 2020-09-04 山东大学 Product recommendation method and system for realizing customer classification based on integrated feature selection
CN112468556A (en) * 2020-11-16 2021-03-09 深圳壹账通智能科技有限公司 Service product information pushing method and device, computer equipment and medium

Also Published As

Publication number Publication date
CN112468556B (en) 2022-10-04
WO2022100427A9 (en) 2022-08-11
CN112468556A (en) 2021-03-09

Similar Documents

Publication Publication Date Title
US10977629B2 (en) Computerized messaging module for blockchain networks
WO2021174944A1 (en) Message push method based on target activity, and related device
US11720615B2 (en) Self-executing protocol generation from natural language text
US9292579B2 (en) Method and system for document data extraction template management
US11334941B2 (en) Systems and computer-implemented processes for model-based underwriting
US20230205989A1 (en) System and Method for a Thing Machine to Perform Models
US10733178B2 (en) Electronic document workflow
WO2018184548A1 (en) Method and device for providing proposed quote for insurance policy, terminal apparatus, and medium
US20220076256A1 (en) Method and system for monetization of fractional segments of an asset
Alhanatleh et al. Electronic government public value of public institutions in Jordan
US20140188564A1 (en) Systems and methods for segmenting business customers
Raheem More finance or better finance in Feldstein–Horioka puzzle: Evidence from SSA countries
WO2022100427A1 (en) Push method and apparatus for service product information, computer device and medium
US20220198579A1 (en) System and method for dimensionality reduction of vendor co-occurrence observations for improved transaction categorization
US20220269756A1 (en) Graphical User Interface and Console Management, Modeling, and Analysis System
Le Maux Financial structure changes and the central bank policy
US20230118745A1 (en) Graphical User Interface and Console Management, Modeling, and Analysis System
US11477204B2 (en) Graphical user interface and console management, modeling, and analysis system
Jochmans Pairwise-comparison estimation with non-parametric controls
US10409793B2 (en) Secure and flexible inter-program communication
JP2022153339A (en) Record matching in database system (computer-implemented method, computer program and computer system for record matching in database system)
US20110131245A1 (en) Identifying a group of products relevant to data provided by a user
TWM563601U (en) Syndicated loan operation management system
US11962551B1 (en) Aggregating data retrieved from communication channels
US20230297399A1 (en) Methods and systems for generating recommendations based on explainable decision trees for users of a software application

Legal Events

Date Code Title Description
121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 21890954

Country of ref document: EP

Kind code of ref document: A1

NENP Non-entry into the national phase

Ref country code: DE

32PN Ep: public notification in the ep bulletin as address of the adressee cannot be established

Free format text: NOTING OF LOSS OF RIGHTS PURSUANT TO RULE 112(1) EPC (EPO FORM 1205 DATED 22/08/2023)

122 Ep: pct application non-entry in european phase

Ref document number: 21890954

Country of ref document: EP

Kind code of ref document: A1