WO2021242199A1 - A loan request system - Google Patents
A loan request system Download PDFInfo
- Publication number
- WO2021242199A1 WO2021242199A1 PCT/TR2021/050233 TR2021050233W WO2021242199A1 WO 2021242199 A1 WO2021242199 A1 WO 2021242199A1 TR 2021050233 W TR2021050233 W TR 2021050233W WO 2021242199 A1 WO2021242199 A1 WO 2021242199A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- loan
- request
- application
- database
- server
- Prior art date
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Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
Definitions
- the present invention relates to a system for creating a loan request by specifying the amount, the number of repayment months and the interest rate a person wants; transmitting the said loan request to the bank; informing the person automatically when the conditions suitable for the loan criteria specified in the bank are provided; and granting of a loan with the consent of the person.
- the United States patent document no. US8200576 discloses a system and method for providing personal loan.
- the method/system allows a consumer or borrower to access a lending institution over a network connection and apply for a monetary loan online.
- the loan application is processed in real time and the borrower is notified of the type of loan, loan amount, interest rate, etc., that he/she is qualified for.
- the borrower Upon acceptance of the loan terms, the borrower is provided with a personal identification number (PIN) and a unique lender transaction ID that serves as confirmation of the loan.
- PIN personal identification number
- An objective of the present invention is to realize a system for enabling persons to create a loan request by determining the amount, the repayment period and the interest rate they want.
- Another objective of the present invention is to realize a system for informing the person who transmits the request automatically when the conditions meeting the created loan request are provided, and granting the loan with the consent of the person.
- Figure l is a schematic view of the inventive system.
- the inventive system (1) for enabling persons to create a loan request by entering the credit information they request, informing the person who transmits the request automatically when the conditions meeting the created loan request are provided, and granting the loan with the consent of the person comprises: at least one electronic device (2) which is configured to realize data exchange by using any remote communication protocol and to run at least one application on it; at least one application (3) which is run on the electronic device (2) and configured to create a loan request by entering at least the necessary loan information; at least one database (4) which is configured to keep the customer information and the loan request information; and at least one server (5) which can establish communication with the electronic device (2) by using any remote communication protocol and realizes data exchange with the application (3) being run on the electronic device (2) over this communication established; is in communication with the database (4) and manages the database (4) and configured to receive the data about the loan request entered by means of the application (3) upon being triggered when a loan request is transmitted over the application (3) and to save the said data to the database (4); to access the available loan data provided by the bank or the financial institution upon being
- the electronic device (2) included in the inventive system (1) is a device such as smartphone, tablet computer, desktop computer or laptop having an input unit in the form of button or touch screen.
- the electronic device (2) is configured to at least one application (3) on it.
- the said electronic device (2) is configured to establish connection with the server (5) by using any remote communication protocol in the state of the art and to ensure that data exchange is realized between the application (3) and the server (5) over this connection established.
- the electronic device (2) is configured to realize data exchange with the server (5) by using Internet as data bus.
- the application (3) included in the inventive system (1) is run on the electronic device (2) and configured to realize data exchange with the server (5) over the communication established between the electronic device (2) and the server (5).
- the said application (3) is configured to create a loan request by entering at least the necessary loan information.
- the application (3) is configured to provide an interface adapted to allow users to enter their personal information.
- the said application (3) is configured to provide an interface adapted to allow entry of the loan amount, repayment period, interest rate information about the requested loan.
- the application (3) is configured to provide an interface adapted to allow users to choose whether they want to specify range values alternatively for the said values after specifying the loan amount, the repayment period and the interest rate.
- the said application (3) is configured to provide an interface adapted to allow users to enter range values so as to be minimum and maximum for the loan amount, the repayment period and the interest rate requested.
- the application (3) is configured to enable the users to choose the communication channel whereby they want to be contacted in case of a loan being suitable for their requests and to enter the necessary information.
- the application (3) is configured to enable the users to choose one of communication channel options in the form of e-mail, telephone number, postal address and to enter the necessary information upon choosing.
- the application (3) is configured to enable displaying the information about the said loan upon the user opens the link added to the information message that is sent to the user and transmits the information that there is a loan suitable for the loan terms requested.
- the application (3) is configured to enable the user to make loan application by choosing a link that is located in an interface whereby the loan information are displayed and enables approval of the loan.
- the application (3) is configured to provide an interface adapted to allow the person who transmits the loan request to indicate the validity period of the request in the form of date range and/or number of days.
- the database (4) included in the inventive system (1) is in communication with the server (5) and configured to be managed by the server (5).
- the said database (4) is configured to keep the personal data and the contact information about the users transmitting the loan request, with a distinguishing singular identification information.
- the said database (4) is also configured to keep the loan amount, the repayment period, the interest rate about the loan request transmitted and the validity period of the request such that they are associated with the user who transmits the request.
- the server (5) included in the inventive system (1) is configured to establish communication with the electronic device (2) by using any remote communication protocol included in the state of the art and to realize data exchange with the application (3) being run on the electronic device (2) over this communication established.
- the said server (5) is configured to manage the database (4) by means of transactions such as recording new data into the database (4), deleting the data recorded within the database (4) or changing the data recorded within the database (4) and updating the data recorded within the database (4).
- the server (5) is configured to receive the data about the said loan request from the application (3) over the communication established with the electronic device (2) when a loan request is transmitted over the application (3) and to save these to the database (4) such that they are associated with the customer who transmits the request.
- the said server (5) is configured to connect to the database (4) upon being triggered whenever a new loan sale occurs within the lending financial institution and to query the interest rate, amount and repayment period data about the new loan being sold on the database (4).
- the server (5) is configured to determine the loan request matching with the amount, the repayment period and the interest rate of the loan that is put on the market by the financial institution as a result of the query run on the database (4) for the loan information.
- the server (5) is configured to control whether alternative ranges are specified for the interest rate, the amount and the repayment period in the said requests by performing a query on the database (4) again for the loan requests not matching with the amount, the repayment period and the interest rate of the loan that is put on the market by the financial institution.
- the server (5) is configured to control whether the amount, the repayment period and the interest rate of the loan that is put on the market by the financial institution are within the range values specified by the user and the criteria of the requested loan and the criteria of the loan on sale match if it detects that the user specified alternative range values.
- the server (5) is configured to determine whether the request is still valid by controlling the validity period information that is kept in the database (4) about the loan requests detected to match with the loan criteria on sale.
- the server (5) is configured to receive the communication channel preference and contact information kept in the database (4) about the persons whose loan requests are still valid and then to inform the said persons that their loan application is put into process over the communication channel specified by them.
- the server (5) is configured to detect the persons whose loan request has expired and/or loan request criteria could not be provided when the financial institution puts a new loan on the market and then inform the said persons that the credit request could not be received by means of the communication channel specified.
- the said server (5) is configured to receive approval from the customer for putting the loan into process as a result of the informing and to create work order for granting the loan to the customer as a result of the approval and then to transmit to related units.
Abstract
The present invention relates to a system (1) for creating a loan request by specifying the amount, the number of repayment months and the interest rate a person wants; transmitting the said loan request to the bank; informing the person automatically when the conditions suitable for the loan criteria specified in the bank are provided; and granting of a loan with the consent of the person.
Description
A LOAN REQUEST SYSTEM Technical Field
The present invention relates to a system for creating a loan request by specifying the amount, the number of repayment months and the interest rate a person wants; transmitting the said loan request to the bank; informing the person automatically when the conditions suitable for the loan criteria specified in the bank are provided; and granting of a loan with the consent of the person.
Background of the Invention Today, persons who want to get loans from banks inquire about whether banks offer loans suitable for their loan preferences by querying all banks. Upon finding a suitable loan, persons request the related bank to grant the said loan and after examination of the customer in terms of loan availability by the bank, approval is given for granting the loan. In the current technique, persons have to choose among limited loan plans with a certain amount and a certain interest rate. This situation causes persons to give up getting loan or get an unnecessary amount of loan.
Therefore, considering the studies and the deficiencies in the state of the art, it is understood that there is need for a system which enables to inform persons by creating a loan request whereby they can determine the amount, the repayment period and the interest rate by themselves when there is a loan suitable for this request, and to get a loan suitable for their own preferences.
The United States patent document no. US8200576, an application included in the state of the art, discloses a system and method for providing personal loan. In the said invention, the method/system allows a consumer or borrower to access a
lending institution over a network connection and apply for a monetary loan online. The loan application is processed in real time and the borrower is notified of the type of loan, loan amount, interest rate, etc., that he/she is qualified for. Upon acceptance of the loan terms, the borrower is provided with a personal identification number (PIN) and a unique lender transaction ID that serves as confirmation of the loan.
Summary of the Invention
An objective of the present invention is to realize a system for enabling persons to create a loan request by determining the amount, the repayment period and the interest rate they want.
Another objective of the present invention is to realize a system for informing the person who transmits the request automatically when the conditions meeting the created loan request are provided, and granting the loan with the consent of the person.
Detailed Description of the Invention
“A Loan Request System” realized to fulfil the objective of the present invention is shown in the figure attached, in which:
Figure l is a schematic view of the inventive system.
The components illustrated in the figure are individually numbered, where the numbers refer to the following:
1. System
2. Electronic device
3. Application
4. Database
5. Server
The inventive system (1) for enabling persons to create a loan request by entering the credit information they request, informing the person who transmits the request automatically when the conditions meeting the created loan request are provided, and granting the loan with the consent of the person comprises: at least one electronic device (2) which is configured to realize data exchange by using any remote communication protocol and to run at least one application on it; at least one application (3) which is run on the electronic device (2) and configured to create a loan request by entering at least the necessary loan information; at least one database (4) which is configured to keep the customer information and the loan request information; and at least one server (5) which can establish communication with the electronic device (2) by using any remote communication protocol and realizes data exchange with the application (3) being run on the electronic device (2) over this communication established; is in communication with the database (4) and manages the database (4) and configured to receive the data about the loan request entered by means of the application (3) upon being triggered when a loan request is transmitted over the application (3) and to save the said data to the database (4); to access the available loan data provided by the bank or the financial institution upon being triggered at certain intervals and/or events; and to decide on whether to meet the customer’s loan request by comparing these data with the data in the customer’s loan request kept in the database (4); if it detects that a currently available loan provides the loan conditions requested by the customer previously, to ensure that the customer is inform by means of determined communication channels; to create work order in order to grant loan to the customer upon approval is received from the customer.
The electronic device (2) included in the inventive system (1) is a device such as smartphone, tablet computer, desktop computer or laptop having an input unit in the form of button or touch screen. In a preferred embodiment of the invention, the electronic device (2) is configured to at least one application (3) on it. The said electronic device (2) is configured to establish connection with the server (5) by using any remote communication protocol in the state of the art and to ensure that data exchange is realized between the application (3) and the server (5) over this connection established. In a preferred embodiment of the invention, the electronic device (2) is configured to realize data exchange with the server (5) by using Internet as data bus.
The application (3) included in the inventive system (1) is run on the electronic device (2) and configured to realize data exchange with the server (5) over the communication established between the electronic device (2) and the server (5). The said application (3) is configured to create a loan request by entering at least the necessary loan information. In a preferred embodiment of the invention, the application (3) is configured to provide an interface adapted to allow users to enter their personal information. The said application (3) is configured to provide an interface adapted to allow entry of the loan amount, repayment period, interest rate information about the requested loan. In an embodiment of the invention, the application (3) is configured to provide an interface adapted to allow users to choose whether they want to specify range values alternatively for the said values after specifying the loan amount, the repayment period and the interest rate. The said application (3) is configured to provide an interface adapted to allow users to enter range values so as to be minimum and maximum for the loan amount, the repayment period and the interest rate requested. The application (3) is configured to enable the users to choose the communication channel whereby they want to be contacted in case of a loan being suitable for their requests and to enter the necessary information. In a preferred embodiment of the invention, the application (3) is configured to enable the users to choose one of communication channel options in
the form of e-mail, telephone number, postal address and to enter the necessary information upon choosing. In one embodiment of the invention, the application (3) is configured to enable displaying the information about the said loan upon the user opens the link added to the information message that is sent to the user and transmits the information that there is a loan suitable for the loan terms requested. The application (3) is configured to enable the user to make loan application by choosing a link that is located in an interface whereby the loan information are displayed and enables approval of the loan. In a preferred embodiment of the invention, the application (3) is configured to provide an interface adapted to allow the person who transmits the loan request to indicate the validity period of the request in the form of date range and/or number of days.
The database (4) included in the inventive system (1) is in communication with the server (5) and configured to be managed by the server (5). The said database (4) is configured to keep the personal data and the contact information about the users transmitting the loan request, with a distinguishing singular identification information. The said database (4) is also configured to keep the loan amount, the repayment period, the interest rate about the loan request transmitted and the validity period of the request such that they are associated with the user who transmits the request.
The server (5) included in the inventive system (1) is configured to establish communication with the electronic device (2) by using any remote communication protocol included in the state of the art and to realize data exchange with the application (3) being run on the electronic device (2) over this communication established. The said server (5) is configured to manage the database (4) by means of transactions such as recording new data into the database (4), deleting the data recorded within the database (4) or changing the data recorded within the database (4) and updating the data recorded within the database (4). In a preferred embodiment of the invention, the server (5) is configured to receive the data about the said loan request from the application (3) over the communication established
with the electronic device (2) when a loan request is transmitted over the application (3) and to save these to the database (4) such that they are associated with the customer who transmits the request. The said server (5) is configured to connect to the database (4) upon being triggered whenever a new loan sale occurs within the lending financial institution and to query the interest rate, amount and repayment period data about the new loan being sold on the database (4). The server (5) is configured to determine the loan request matching with the amount, the repayment period and the interest rate of the loan that is put on the market by the financial institution as a result of the query run on the database (4) for the loan information. In a preferred embodiment of the invention, the server (5) is configured to control whether alternative ranges are specified for the interest rate, the amount and the repayment period in the said requests by performing a query on the database (4) again for the loan requests not matching with the amount, the repayment period and the interest rate of the loan that is put on the market by the financial institution. The server (5) is configured to control whether the amount, the repayment period and the interest rate of the loan that is put on the market by the financial institution are within the range values specified by the user and the criteria of the requested loan and the criteria of the loan on sale match if it detects that the user specified alternative range values. The server (5) is configured to determine whether the request is still valid by controlling the validity period information that is kept in the database (4) about the loan requests detected to match with the loan criteria on sale. The server (5) is configured to receive the communication channel preference and contact information kept in the database (4) about the persons whose loan requests are still valid and then to inform the said persons that their loan application is put into process over the communication channel specified by them. In an embodiment of the invention, the server (5) is configured to detect the persons whose loan request has expired and/or loan request criteria could not be provided when the financial institution puts a new loan on the market and then inform the said persons that the credit request could not be received by means of the communication channel specified. The said server (5) is configured to receive approval from the customer for putting the loan into process as a result of the informing and to create
work order for granting the loan to the customer as a result of the approval and then to transmit to related units.
With the inventive system (1), persons can create loan request by entering their own loan preferences and it is ensured that they are informed in case of a loan meeting the loan criteria requested. Thereby, persons can be informed in case of loans they want and suitable for their requests without constantly following these and they can have the opportunity to get loan suitable for their economic conditions. Within these basic concepts; it is possible to develop various embodiments of the inventive “Loan Request System (1)”; the invention cannot be limited to examples disclosed herein and it is essentially according to claims.
Claims
1. A system (1) for enabling persons to create a loan request by entering the credit information they request, informing the person who transmits the request automatically when the conditions meeting the created loan request are provided, and granting the loan with the consent of the person comprising: at least one electronic device (2) which is configured to realize data exchange by using any remote communication protocol and to run at least one application on it; at least one application (3) which is run on the electronic device (2) and configured to create a loan request by entering at least the necessary loan information; and at least one database (4) which is configured to keep the customer information and the loan request information; and characterized by at least one server (5) which can establish communication with the electronic device (2) by using any remote communication protocol and realizes data exchange with the application (3) being run on the electronic device (2) over this communication established; is in communication with the database (4) and manages the database (4) and configured to receive the data about the loan request entered by means of the application (3) upon being triggered when a loan request is transmitted over the application (3) and to save the said data to the database (4); to access the available loan data provided by the bank or the financial institution upon being triggered at certain intervals and/or events; and to decide on whether to meet the customer’s loan request by comparing these data with the data in the customer’s loan request kept in the database (4); if it detects that a currently available loan provides the loan conditions requested by the customer previously, to ensure that the customer is inform by means of determined communication
channels; to create work order in order to grant loan to the customer upon approval is received from the customer.
2. A system (1) according to Claim 1; characterized by the electronic device (2) which is smartphone, tablet computer, desktop computer or laptop having an input unit in the form of button or touch screen.
3. A system (1) according to Claim 1 or 2; characterized by the electronic device (2) which is configured to run at least one application (3) on it.
4. A system (1) according to any of the preceding claims; characterized by the electronic device (2) which is configured to establish connection with the server (5) by using any remote communication protocol and to ensure that data exchange is realized between the application (3) and the server (5) over this connection established.
5. A system (1) according to any of the preceding claims; characterized by the electronic device (2) which is configured to realize data exchange with the server (5) by using Internet as data bus.
6. A system (1) according to any of the preceding claims; characterized by the application (3) which is run on the electronic device (2) and configured to realize data exchange with the server (5) over the communication established between the electronic device (2) and the server (5).
7. A system (1) according to any of the preceding claims; characterized by the application (3) which is configured to create a loan request by entering at least the necessary loan information.
8. A system (1) according to any of the preceding claims; characterized by the application (3) which is configured to provide an interface adapted to allow users to enter their personal information.
9. A system (1) according to any of the preceding claims; characterized by the application (3) which is configured to provide an interface adapted to allow entry of the loan amount, repayment period, interest rate information about the requested loan.
10. A system (1) according to any of the preceding claims; characterized by the application (3) which is configured to provide an interface adapted to allow users to choose whether they want to specify range values alternatively for the said values after specifying the loan amount, the repayment period and the interest rate.
11. A system (1) according to any of the preceding claims; characterized by the application (3) which is configured to provide an interface adapted to allow users to enter range values so as to be minimum and maximum for the loan amount, the repayment period and the interest rate requested.
12. A system (1) according to any of the preceding claims; characterized by the application (3) which is configured to enable the users to choose the communication channel whereby they want to be contacted in case of a loan being suitable for their requests and to enter the necessary information.
13. A system (1) according to any of the preceding claims; characterized by the application (3) which is configured to enable the users to choose one of communication channel options in the form of e-mail, telephone number, postal address and to enter the necessary information upon choosing.
14. A system (1) according to any of the preceding claims; characterized by the application (3) which is configured to enable displaying the information about the said loan upon the user opens the link added to the information message that is sent to the user and transmits the information that there is a loan suitable for the loan terms requested.
15. A system (1) according to any of the preceding claims; characterized by the application (3) which is configured to enable the user to make loan application by choosing a link that is located in an interface whereby the loan information are displayed and enables approval of the loan.
16. A system (1) according to any of the preceding claims; characterized by the application (3) which is configured to provide an interface adapted to allow the person who transmits the loan request to indicate the validity period of the request in the form of date range and/or number of days.
17. A system (1) according to any of the preceding claims; characterized by the database (4) which is in communication with the server (5) and configured to be managed by the server (5).
18. A system (1) according to any of the preceding claims; characterized by the database (4) which is configured to keep the personal data and the contact information about the users transmitting the loan request, with a distinguishing singular identification information.
19. A system (1) according to any of the preceding claims; characterized by the database (4) which is configured to keep the loan amount, the repayment period, the interest rate about the loan request transmitted and the validity period of the request such that they are associated with the user who transmits the request.
20. A system (1) according to any of the preceding claims; characterized by the server (5) which is configured to establish communication with the electronic device (2) by using any remote communication protocol and to realize data exchange with the application (3) being run on the electronic device (2) over this communication established.
21. A system (1) according to any of the preceding claims; characterized by the server (5) which is configured to manage the database (4) by means of transactions such as recording new data into the database (4), deleting the data recorded within the database (4) or changing the data recorded within the database (4) and updating the data recorded within the database (4).
22. A system (1) according to any of the preceding claims; characterized by the server (5) which is configured to receive the data about the said loan request from the application (3) over the communication established with the electronic device (2) when a loan request is transmitted over the application (3) and to save these to the database (4) such that they are associated with the customer who transmits the request.
23. A system (1) according to any of the preceding claims; characterized by the server (5) which is configured to connect to the database (4) upon being triggered whenever a new loan sale occurs within the lending financial institution and to query the interest rate, amount and repayment period data about the new loan being sold on the database (4).
24. A system (1) according to any of the preceding claims; characterized by the server (5) which is configured to determine the loan request matching with the amount, the repayment period and the interest rate of the loan that is put on the market by the financial institution as a result of the query run on the database (4) for the loan information.
25. A system (1) according to any of the preceding claims; characterized by the server (5) which is configured to control whether alternative ranges are stated for the interest rate, the amount and the repayment period in the said requests by performing a query on the database (4) again for the loan requests not matching with the amount, the repayment period and the interest rate of the loan that is put on the market by the financial institution.
26. A system (1) according to any of the preceding claims; characterized by the server (5) which is configured to control whether the amount, the repayment period and the interest rate of the loan that is put on the market by the financial institution are within the range values specified by the user and the criteria of the requested loan and the criteria of the loan on sale match if it detects that the user specified alternative range values.
27. A system (1) according to any of the preceding claims; characterized by the server (5) which is configured to determine whether the request is still valid by controlling the validity period information that is kept in the database (4) about the loan requests detected to match with the loan criteria on sale.
28. A system (1) according to any of the preceding claims; characterized by the server (5) which is configured to receive the communication channel preference and contact information kept in the database (4) about the persons whose loan requests are still valid and then to inform the said persons that their loan application is put into process over the communication channel specified by them.
29. A system (1) according to any of the preceding claims; characterized by the server (5) which is configured to detect the persons whose loan request has expired and/or loan request criteria could not be provided when the financial institution puts a new loan on the market and then inform the said
persons that the credit request could not be received by means of the communication channel specified.
30. A system (1) according to any of the preceding claims; characterized by the server (5) which is configured to receive approval from the customer for putting the loan into process as a result of the informing and to create work order for granting the loan to the customer as a result of the approval and then to transmit to related units.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
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TR2020/08167A TR202008167A2 (en) | 2020-05-27 | 2020-05-27 | |
TR2020/08167 | 2020-05-27 |
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WO2021242199A1 true WO2021242199A1 (en) | 2021-12-02 |
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ID=76328362
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
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PCT/TR2021/050233 WO2021242199A1 (en) | 2020-05-27 | 2021-03-16 | A loan request system |
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TR (1) | TR202008167A2 (en) |
WO (1) | WO2021242199A1 (en) |
Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2002031727A1 (en) * | 2000-10-09 | 2002-04-18 | Creditminders, Inc. | Method and system for facilitating transactions between consumers and service providers |
KR20060109276A (en) * | 2005-11-29 | 2006-10-19 | 주식회사 비즈모델라인 | Server for relaying mobile money borrow and lending contract |
US20140279383A1 (en) * | 2013-03-14 | 2014-09-18 | Gordon*Howard Associates, Inc. | Methods and systems related to lender matching |
CN108416670A (en) * | 2018-03-19 | 2018-08-17 | 深圳市买买提信息科技有限公司 | Credit matches folk prescription method and server |
-
2020
- 2020-05-27 TR TR2020/08167A patent/TR202008167A2/tr unknown
-
2021
- 2021-03-16 WO PCT/TR2021/050233 patent/WO2021242199A1/en active Application Filing
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2002031727A1 (en) * | 2000-10-09 | 2002-04-18 | Creditminders, Inc. | Method and system for facilitating transactions between consumers and service providers |
KR20060109276A (en) * | 2005-11-29 | 2006-10-19 | 주식회사 비즈모델라인 | Server for relaying mobile money borrow and lending contract |
US20140279383A1 (en) * | 2013-03-14 | 2014-09-18 | Gordon*Howard Associates, Inc. | Methods and systems related to lender matching |
CN108416670A (en) * | 2018-03-19 | 2018-08-17 | 深圳市买买提信息科技有限公司 | Credit matches folk prescription method and server |
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TR202008167A2 (en) | 2020-06-22 |
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