WO2020204867A1 - Development of the at the door payment system in e-commerce - Google Patents

Development of the at the door payment system in e-commerce Download PDF

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Publication number
WO2020204867A1
WO2020204867A1 PCT/TR2020/050304 TR2020050304W WO2020204867A1 WO 2020204867 A1 WO2020204867 A1 WO 2020204867A1 TR 2020050304 W TR2020050304 W TR 2020050304W WO 2020204867 A1 WO2020204867 A1 WO 2020204867A1
Authority
WO
WIPO (PCT)
Prior art keywords
door
mobile phone
consumer
product
password
Prior art date
Application number
PCT/TR2020/050304
Other languages
French (fr)
Inventor
Ayberk ABİK
Original Assignee
Abik Ayberk
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Abik Ayberk filed Critical Abik Ayberk
Publication of WO2020204867A1 publication Critical patent/WO2020204867A1/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/227Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions

Definitions

  • the present invention relates to the development of the at the door payment system, within the scope of e-commerce where the collection of transfer costs are guaranteed, in case of preference at the door payment system, which is one of the common forms of payment during online shopping.
  • the payment at the door system is an option that after the consumer completes the product purchase, it is declared that the delivery company (cargo / courier and miscellaneous) will be paid on delivery at the door when the product is delivered to the door.
  • the present invention relates to the development of the at the door payment system, within the scope of e-commerce where the collection of the transfer costs are guaranteed, in case of preference at the door payment system, which is one of the common forms of payment during online shopping.
  • a charging method has been developed that guarantees the collection of the transfer cost of the product.
  • the consumer can take advantage of the payment option at the door by accepting the collection of the transfer fee by being reflected on the mobile phone bill.
  • One benefit of the invention is that, in e-commerce, when the at the door payment system is preferred, the transfer cost that will be lost in case of non-delivery is eliminated.
  • Another benefit of the invention is that the consumers whose transfer fee has been collected will increase the rate of receiving the product and the economic value will be out of the situation of being idle.
  • the present invention relates to the development of the at the door payment system, within the scope of e-commerce where the collection of the transfer costs are guaranteed, in case of preference at the door payment system, which is one of the common forms of payment during online shopping.
  • a charging method has been developed that guarantees the collection the transfer cost of the product.
  • the consumer can take advantage of the payment option at the door by accepting the collection of the transfer fee by being reflected on the mobile phone bill.
  • the user completes his shopping from any e-commerce site and chooses the option that states that he will pay the order price at the door on product delivery.
  • this option is selected, a password is sent by the operator to the mobile phone number of the consumer (or to the declared phone number during the purchase).
  • the password is entered on the login screen and clicked on the check box.
  • the approval of the information that the transfer fee of the product will be reflected on the mobile phone bill of the consumer or deducted from the amount of credit is confirmed by the mobile phone operator will be confirmed.
  • the consumer enters the password and approves it the contractual transfer cost of the product is added to the mobile phone bill of the user and collected. In this case, even if the product is abandoned or the consumer cannot be found at the address specified during delivery, the loss item in the current application will be eliminated since the transfer fee has been taken.
  • the consumer is a member of the supplier site and has sufficient funds in his account to cover the transfer fee, he can also perform the transaction by approving the collection from this balance.

Abstract

The present invention relates to the development of the at the door payment system, within the scope of e-commerce where the collection of transfer costs are guaranteed, in case of preference at the door payment system, which is one of the common forms of payment during online shopping.

Description

DEVELOPMENT OF THE AT THE DOOR PAYMENT SYSTEM IN E-COMMERCE
Technical area: The present invention relates to the development of the at the door payment system, within the scope of e-commerce where the collection of transfer costs are guaranteed, in case of preference at the door payment system, which is one of the common forms of payment during online shopping.
Known state of the technique:
Today, shopping on the internet is becoming widespread. Although consumers hesitated about shopping through online systems in the early stages of the e- commerce concept, institutionalized sales organizations enabled this sales model to be accepted by consumers. Consumers can easily find an e-commerce site where they can obtain the color, model and affordable product available, and place their orders by searching for a product they want to buy through various sales sites.
During the completion of the orders, various alternative ways are offered to consumers to pay for the products. One of these is the transfer / eft option, for example, another is the option to pay by credit card, another method is to collect the balance of the consumer's existing wallet, if any, and another method is the payment option at the door. (Payment at the door method can be made in cash, credit card one-off and credit card installments, and the definition of "payment at the door" will be interpreted including all the procedures throughout this text.)
l As technology improves, financial transactions can be provided with different methods. However, these methods describe the payment methods that have been in use for years.
The payment at the door system is an option that after the consumer completes the product purchase, it is declared that the delivery company (cargo / courier and miscellaneous) will be paid on delivery at the door when the product is delivered to the door.
In cases where this method is preferred, if the consumer does not receive the product, the recorded sales are not completed and the product is returned to the supplier company.
As long as no collections are performed and any product are delivered, no income / expense imbalance occurs on a product basis. However, there is a transfer fee that the supplier company promises to pay to the delivery company. Unless otherwise agreed, the common practice is to pay the transfer cost incurred during the shipment and take back of the product to the delivery company by the supplier. This is a natural right for the delivery company. Because the delivery company received the product from the supplier and brought it to the consumer's address. However, when the supplier was not found at the address or did not receive the product, the delivery company returned the product to the manufacturer. In other words, he provided transfer service two times. Therefore, it is reasonable to request the service fee and this is the common practice.
Brief description of the invention
The present invention relates to the development of the at the door payment system, within the scope of e-commerce where the collection of the transfer costs are guaranteed, in case of preference at the door payment system, which is one of the common forms of payment during online shopping. For this, when the consumer chooses the at the door payment system while purchasing the product, a charging method has been developed that guarantees the collection of the transfer cost of the product. With a password provided by the mobile phone operator used by the consumer, the consumer can take advantage of the payment option at the door by accepting the collection of the transfer fee by being reflected on the mobile phone bill.
Benefits of the Invention
One benefit of the invention is that, in e-commerce, when the at the door payment system is preferred, the transfer cost that will be lost in case of non-delivery is eliminated.
Another benefit of the invention is that the consumers whose transfer fee has been collected will increase the rate of receiving the product and the economic value will be out of the situation of being idle.
Disclosure of the Invention:
The present invention relates to the development of the at the door payment system, within the scope of e-commerce where the collection of the transfer costs are guaranteed, in case of preference at the door payment system, which is one of the common forms of payment during online shopping. For this, when the consumer chooses the at the door payment system while purchasing the product, a charging method has been developed that guarantees the collection the transfer cost of the product. With a password provided by the mobile phone operator used by the consumer, the consumer can take advantage of the payment option at the door by accepting the collection of the transfer fee by being reflected on the mobile phone bill.
In this case, the user completes his shopping from any e-commerce site and chooses the option that states that he will pay the order price at the door on product delivery. When this option is selected, a password is sent by the operator to the mobile phone number of the consumer (or to the declared phone number during the purchase).
When the payment option is selected at the e-commerce site, the password is entered on the login screen and clicked on the check box. The approval of the information that the transfer fee of the product will be reflected on the mobile phone bill of the consumer or deducted from the amount of credit is confirmed by the mobile phone operator will be confirmed. When the consumer enters the password and approves it, the contractual transfer cost of the product is added to the mobile phone bill of the user and collected. In this case, even if the product is abandoned or the consumer cannot be found at the address specified during delivery, the loss item in the current application will be eliminated since the transfer fee has been taken.
In addition, if the consumer is a member of the supplier site and has sufficient funds in his account to cover the transfer fee, he can also perform the transaction by approving the collection from this balance.

Claims

1- The present invention relates to the development of the at the door payment system, within the scope of e-commerce where the collection of transfer costs are guaranteed, in case of preference at the door payment system, which is one of the common forms of payment during online shopping, characterized in that; it comprises the steps of, declaration that the order price of the product will be paid at the door when the consumer completes his purchase from any e- commerce site; when this option is selected, sending a password by the operator to the registered (or declared at the time of purchase) mobile phone number of the customer; entering the password in the password entry screen in the e-commerce site when the at the door payment option is selected, and clicking on the check box; confirmation of the approval of the information given that the transfer fee of the product will be reflected on the consumer's mobile phone bill or deducted from the amount of credits by the mobile phone operator; adding the contractual transfer cost of the product to the mobile phone bill of the user and collecting in this way, when the consumer enters the password and gives approval.
2- The invention is related to the development of the at the door payment system in e-commerce according to previous claim, characterized in that the invoicing operation of the transferfee with the password performed by the mobile phone operator can be collected from the wallet balance, if any, from the consumer.
PCT/TR2020/050304 2019-04-03 2020-04-10 Development of the at the door payment system in e-commerce WO2020204867A1 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
TR2019/04990 2019-04-03
TR2019/04990A TR201904990A2 (en) 2019-04-03 2019-04-03 DEVELOPMENT OF THE PAY AT DOOR SYSTEM WITHIN THE SCOPE OF E-COMMERCE

Publications (1)

Publication Number Publication Date
WO2020204867A1 true WO2020204867A1 (en) 2020-10-08

Family

ID=67981148

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/TR2020/050304 WO2020204867A1 (en) 2019-04-03 2020-04-10 Development of the at the door payment system in e-commerce

Country Status (2)

Country Link
TR (1) TR201904990A2 (en)
WO (1) WO2020204867A1 (en)

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20100312645A1 (en) * 2009-06-09 2010-12-09 Boku, Inc. Systems and Methods to Facilitate Purchases on Mobile Devices
US20140089175A1 (en) * 2009-09-23 2014-03-27 Boku, Inc. Systems and methods to facilitate online transactions

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20100312645A1 (en) * 2009-06-09 2010-12-09 Boku, Inc. Systems and Methods to Facilitate Purchases on Mobile Devices
US20140089175A1 (en) * 2009-09-23 2014-03-27 Boku, Inc. Systems and methods to facilitate online transactions

Also Published As

Publication number Publication date
TR201904990A2 (en) 2019-04-22

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