WO2020166191A1

WO2020166191A1 - Information processing device, system, and program

Info

Publication number: WO2020166191A1
Application number: PCT/JP2019/048902
Authority: WO
Inventors: 生一内波; 賢史上野
Original assignee: 株式会社マネーフォワード
Priority date: 2019-02-15
Filing date: 2019-12-13
Publication date: 2020-08-20
Also published as: JP6534085B1; JP2020135221A

Abstract

[Problem] To provide an information processing device, a system and a program which can reduce the effects from outside factors and which can stably collect history data representing the purchase history of a user. [Solution] An information processing device is provided which has a communication unit, a first email acquisition unit, a second email receiving unit, and a history data acquisition unit, wherein the communication unit is configured to be capable of communicating with an external mail server, and this mail server manages electronic mail addresses of a user; the first email acquisition unit accesses the mail server via the communication unit and is configured to be capable of acquiring, as first electronic mail, electronic mail transmitted addressed to the electronic mail address of the user; the second mail receiving unit is configured to be capable of receiving via the communication unit, as second mail, electronic mail which has been transmitted addressed to the electronic mail address of the user and has been forwarded addressed to another electronic mail address managed by the information processing device; the history data acquisition unit is configured to be capable of acquiring history data included in the first mail or the second mail, and the history data is information that includes payment amounts for purchased products or purchased services.

Description

Information processing device, system and program

The present invention relates to an information processing device, a system and a program.

With the spread of the Internet, various institutions such as banks, credit card companies, online shopping sites, etc. are providing services that provide transaction information such as deposits/withdrawals and shopping to users via the Internet.

[Patent Document 1] discloses an order history management program capable of easily confirming the total amount of orders in internet shopping up to the present or within a certain period.

JP, 2007-310470, A

By the way, in the account aggregation service that manages the purchase history of users who have purchased online shopping sites (hereinafter simply referred to as shopping sites), it is possible to reduce the influence of external factors and improve the convenience of users through stable data collection. desired.

The present invention has been made in view of the above circumstances, and provides an information processing device, a system, and a program that can reduce the influence from external factors and can stably collect history data representing a purchase history of a user. With the goal.

According to the present invention, a communication unit, a first mail acquisition unit, a second mail reception unit, and a history data acquisition unit are provided, and the communication unit is configured to be communicable with an external mail server, wherein the mail server. Is a mail server that manages a user's e-mail address, and the first mail acquisition unit accesses the mail server via the communication unit to check the e-mail sent to the user's e-mail address. The second mail receiving unit is configured to be able to obtain one electronic mail, and the second mail receiving unit may send an electronic mail transmitted to the electronic mail address of the user and transferred to another electronic mail address managed by the information processing apparatus, The history data acquisition unit is configured to be receivable as a second mail via a communication unit, the history data acquisition unit is configured to be able to acquire history data included in the first mail or the second mail, and the history data is a purchased product or purchase. An information processing apparatus, which is information including a payment amount of service, is provided.

In the present invention, the first mail acquisition unit accesses the mail server to acquire the first mail sent to the user's e-mail, and the second mail reception unit causes the first mail to be another e-mail address. The e-mail transferred to the destination is received as the second mail. Then, the history data acquisition unit acquires history data included in the first mail or the second mail. As a result, since it is not necessary to access an operation server such as a shopping site, it is possible to reduce the influence from external factors and to stably collect the historical data of the user.

It is a schematic diagram of system 100 including information processor 1 concerning one embodiment of the present invention. It is a functional block diagram of the user terminal 4. 4 is an example of a diagram showing processing by the system 100. FIG. It is an example of an image displayed on the display unit 41 of the user terminal 4, and is an example of an input screen for initial setting by the user. It is an example of the image displayed on the display unit 41 of the user terminal 4, and is an example of the content of the electronic mail transmitted to the electronic mail address of the user. It is an example of history data. It is an example of accounting data. It is an example of an image displayed on the display unit 41 of the user terminal 4, and is an example of an image showing the progress of aggregation.

Hereinafter, an embodiment of the present invention will be described with reference to the drawings. The various features shown in the embodiments described below can be combined with each other.

1. Overview of System 100 As shown in FIG. 1, in a system 100 according to an embodiment of the present invention, an information processing device 1, a user terminal 4, a mail server 5, a shopping site server 6 (hereinafter, SS server 6) is a network NW. Are connected to each other via. The information processing device 1 is composed of, for example, a server. The user terminal 4 is composed of an arbitrary computer, for example, a smartphone or a personal computer. The mail server 5 is a server that manages the electronic mail of the user of the user terminal 4. In the present embodiment, the mail server 5 is preferably an IMAP (Internet Message Access Protocol) server. Here, in FIG. 1, the SMTP (Simple Mail Transfer Protocol) server, the POP (Post Office Protocol) server, and the DNS (Domain Name System) server are not shown. Further, the SS server 6 is a server operated by the operator of the shopping site, and when the user purchases a product or service at the shopping site, the SS server 6 sends a first mail regarding the purchase content.

2. Overview of Information Processing Device 1 The information processing device 1 includes a control unit 10, a communication unit 20, and a storage unit 30.

2-1. Control unit 10
The control unit 10 includes a first mail acquisition unit 11, a second mail reception unit 12, an analysis unit 13, a history data acquisition unit 14, a determination unit 15, a switching unit 16, an accounting data generation unit 17, an image generation unit 18, and a learning unit. 19 is provided.

<First mail acquisition unit 11>
The first mail acquisition unit 11 is configured to access the mail server 5 via the communication unit 20 and acquire the electronic mail sent to the user's electronic mail address as the first mail. In this embodiment, the user terminal 4 is configured to be able to send and receive e-mail using the e-mail address of the user. It should be noted that the device for transmitting and receiving the electronic mail by using the electronic mail address of the user is not limited to the user terminal 4, and a specific electronic mail address may be commonly used by using a plurality of devices. In this embodiment, the first mail can be acquired by accessing the mail server 5 that manages the electronic mail address of the user. Here, the mail server 5 may store the email sent to the user's email, or may manage the email stored in another server. Specifically, the first mail acquisition unit 11 directly accesses the mail server 5 and acquires the first mail stored in the mail server 5 while the information processing apparatus 1 has the access right to the electronic mail from the user. To do. The function of setting such an access right is provided in, for example, Gmail (registered trademark) provided by Google Inc. or Yahoo Mail provided by Yahoo Inc. Here, when the e-mail service used by the user is Gmail, the mail server 5 is a Gmail server provided by Google Inc. When the e-mail service used by the user is Yahoo Mail, the mail server 5 is a server for Yahoo Mail provided by Yahoo.

Here, the first mail is sent from the SS server 6 to the mail server 5 and stored in the mail server 5. Therefore, when the first mail acquisition unit 11 accesses the mail server 5, it is possible to acquire the past electronic mail transmitted from the SS server 6 as the first mail.

<Second mail receiving unit 12>
The second mail receiving unit 12 receives, as a second mail via the communication unit 20, an electronic mail transmitted to the electronic mail address of the user and transferred to another electronic mail address managed by the information processing device 1. Configured to be possible. Here, the second mail is sent to, for example, the user's email address, and the email stored in the mail server 5 is addressed to another email address managed by the information processing device 1 from the mail server 5. It is what is transferred. Further, depending on the setting of the mail server 5, the second mail is transmitted to the user's electronic mail address, and the electronic mail stored in the user terminal 4 is transferred to another electronic mail managed by the information processing device 1 from the user terminal 4. It may be transferred to an email address.

The transfer as the second mail is realized by setting the email address managed by the information processing apparatus 1 in advance as the forwarding destination of the email when the email is sent to the user's email address. Here, the transfer can be arbitrarily decided by the user, whether all the e-mails are transferred or only a specific type of e-mail is transferred. For example, only the address that the user wants to register in the account aggregation service, that is, the e-mail address for contacting purchase from a specific company can be transferred to the information processing device 1. Therefore, the second mail received by the second mail receiving unit 12 is acquired after being transmitted from the SS server 6, and it is not possible to acquire the electronic mail transmitted by the SS server 6 in the past. In the present embodiment, the first mail acquisition unit 11 acquires the electronic mail from the past to the present, and the second mail reception unit 12 receives the electronic mails after the present in almost real time.

<Analysis unit 13>
The analysis unit 13 analyzes the first mail or the second mail. Specifically, the analysis unit 13 performs natural language processing on the content included in the title or body of the first mail or the second mail, and extracts information about the product or service purchased by the user from the shopping site. .. In this embodiment, the analysis unit 13 includes a first analysis unit 13a and a second analysis unit 13b. The first analysis unit 13a analyzes the first mail. The second analysis unit 13b analyzes the second mail. Here, it is not necessary to separately provide the first analysis unit 13a and the second analysis unit 13b, and it is sufficient that the analysis unit 13 includes a module having the functions of the first analysis unit 13a and the second analysis unit 13b.

<History data acquisition unit 14>
The history data acquisition unit 14 is configured to be able to acquire history data included in the first mail or the second mail. Here, the history data is information including the payment amount of the purchased product or the purchased service. Specifically, the information includes the payment amount of the purchased product or the purchase service that the user purchased from the shopping site. In the present embodiment, the history data acquisition unit 14 acquires history data from the information analyzed by the analysis unit 13. As shown in FIG. 6, the history data includes a transaction ID, a linked email address, a registration service, a date, and an amount of money.

The transaction ID is information that identifies the transaction between the user and the shopping site. The linked e-mail address is an e-mail address desired by the user as a target of the account aggregation service. In other words, the electronic mail transmitted from the SS server 6 to the electronic mail address set as the cooperative mail address is set as the analysis target by the information processing device 1. The registration service is information that specifies the seller of the product or service desired as the target of the account aggregation service in the email received by the user. Such information is specified from the domain included in the email, the email address, the title of the email, or the text data included in the body of the email. Here, the registration service may be set by the user in advance, or the registration result may be learned from the analysis result by the analysis unit 13 of the information processing apparatus 1 and proposed by the information processing apparatus 1. The date is the date when the user purchased the product or service from the shopping site. The amount of money represents the amount of money for the purchased product or purchase service.

<Judgment unit 15>
The determination unit 15 can determine that the second mail has not been received by the second mail reception unit 12 or that the first mail has not been acquired by the first mail acquisition unit 11 for a predetermined time or longer. Composed. Here, the fact that the second mail has not been received by the second mail receiving unit 12 means that the electronic mail sent to the electronic mail address of the user has not been transferred to the information processing device 1. That is, the user first uses the account aggregation service. The fact that the first mail has not been acquired by the first mail acquisition unit 11 for a predetermined time or longer means that the information processing device 1 has not accessed the mail server 5 for a predetermined time or longer. That is, it means that the access right to the mail server 5 is stopped by the user's conscious or unconscious operation.

The determination unit 15 is also configured to be able to determine the type of program executed by the user terminal 4. Here, the program executed by the user terminal 4 is a program executed by the user terminal 4 when using the account aggregation service provided by the information processing apparatus 1. In the present embodiment, the information processing device 1 provides an account aggregation service corresponding to one or a plurality of programs. Such programs include, for example, a first program for using the cloud accounting service and a second program for using the household accounting service.

When the second mail receiving unit 12 determines that the second mail has not been received, the first mail acquisition unit 11 is configured to access the mail server 5 and acquire the first mail. Further, when the first mail acquisition unit 11 determines that the first mail has not been acquired by the first mail acquisition unit 11 for a predetermined time or longer, the first mail acquisition unit 11 accesses the mail server 5 and acquires the first mail. Configured to be possible. These determinations are made by the determination unit 15.

<Switching unit 16>
The switching unit 16 is configured to be able to switch the accounting data generation algorithm by the accounting data generation unit 17. In the present embodiment, the algorithm executed by the accounting data generation unit 17 is switched according to the type of program executed by the user terminal 4.

<Accounting data generator 17>
The accounting data generation unit 17 is configured to be able to generate accounting data based on the history data acquired by the history data acquisition unit 14. Here, the accounting data is data including information regarding accounting. In this embodiment, different accounting data is generated according to the type of program executed by the user terminal 4. FIG. 7A shows the accounting data generated by the accounting data generation unit 17 executing the first accounting process when the user terminal 4 executes the first program. In the example of FIG. 7A, the accounting data is data including the account items set based on the historical data. Specifically, in the accounting data (first accounting process), a summary and an account item are set in addition to the history data shown in FIG. Note that FIG. 7A is merely an example, and other items such as supplementary subjects may be added or unnecessary items may be deleted.

Also, FIG. 7B is another example of accounting data. In the example of FIG. 7B, the accounting data is data including items set based on the historical data. Specifically, as the accounting data (second accounting process), in addition to the history data shown in FIG. 6, various items for the purchased goods or services are set. Note that FIG. 7B is merely an example, and other items may be added or unnecessary items may be deleted.

Further, in the present embodiment, the accounting data generation unit 17 is configured to be able to select an accounting data generation algorithm based on the type of program judged by the judgment unit 15. Then, the switching unit 16 switches the currently used generation algorithm to the generation algorithm selected by the accounting data generation unit 17. Accordingly, the accounting data is generated by the accounting data generation unit 17 using the switched generation algorithm.

<Image generation unit 18>
The image generation unit 18 is configured to be able to generate an image to be displayed on the display unit 41 of the user terminal 4. Here, the image includes content for requesting permission to access the mail server 5 by the first mail acquisition unit 11 (details will be described later with reference to FIG. 4). Then, when the first mail acquisition unit 11 detects that the access to the mail server 5 is permitted based on the image generated by the image generation unit 18, the first mail acquisition unit 11 accesses the mail server 5 and outputs the first mail. It can be acquired. Specifically, the image generated by the image generation unit 18 is displayed on the display unit 41, and the user instructs the content (eg, button, icon, text) requesting permission to access the mail server 5. Causes a signal indicating that access to the mail server 5 is permitted to be transmitted. As a result, the first mail acquisition unit 11 detects that access to the mail server 5 is permitted.

Further, the image generated by the image generation unit 18 may include contents for instructing the time restriction of the first mail that the first mail acquisition unit 11 can acquire from the mail server 5. This is because the mail server 5 stores e-mails sent to the user terminal 4 from the past to the present, but the first mail acquisition unit 11 acquires the e-mails received before a certain point in the past. It is a restriction so that it will not be done. Here, not being acquired by the first mail acquisition unit 11 means that access from the first mail acquisition unit 11 is blocked and that all the past mails once stored in the mail server 5 by the first mail acquisition unit 11 are blocked. Even when the e-mail is accessed, a mode in which the e-mail received before a certain point in the past is not analyzed based on the time when the e-mail is received is also included.

Then, when the first mail acquisition unit 11 detects the time limit instructed based on the image generated by the image generation unit 18, the first mail acquisition unit 11 defines the time limit of the email stored in the mail server 5. It is configured such that an electronic mail in a certain period can be acquired as the first mail. Specifically, the image generated by the image generation unit 18 is displayed on the display unit 41, and the user is instructed on the content (eg, button, icon, text, free input field, pull-down) for instructing the time restriction By doing so, a signal indicating that the time limit has been set is transmitted. As a result, the first mail acquisition unit 11 detects that the time restriction has been set. The default time restriction is appropriately set by the provider of the information processing device 1. For example, when the time restriction is not set, the first mail acquisition unit 11 can acquire all the past electronic mails stored in the mail server 5 and set them as the analysis target. Then, by performing machine learning on the e-mail, it is possible to contribute to improvement in analysis accuracy. On the other hand, considering the fiscal year and privacy, the user should analyze only the emails received in the past predetermined period, for example, the analysis target is the past 1 month, 3 months, 6 months, 9 months, 12 months, etc. It is possible to set a time limit.

Further, in the present embodiment, the image generation unit 18 determines that the transfer is stopped when a predetermined time has elapsed since the transfer of the second mail was stopped according to an instruction from the user terminal 4. It is configured so that an announcement image to be announced can be generated. As a result, even if the transfer setting of the second mail is canceled due to an erroneous operation not intended by the user, it is possible to notify the user to that effect.

<Learning section 19>
The learning unit 19 executes machine learning on the analysis result of the analysis unit 13. Then, by reflecting the learning result by the learning unit 19 on the analysis unit 13, the analysis accuracy can be improved.

2-2. Communication unit 20
The communication unit 20 is configured to be able to communicate with an external mail server. Here, the external mail server is a mail server that manages the electronic mail address of the user, and corresponds to the mail server 5 in this embodiment. In addition, the communication unit 20 is configured to be able to perform data communication by wire or wirelessly with other constituent elements of the information processing apparatus 1, the user terminal 4, the mail server 5, and other information processing apparatuses. In the present embodiment, the communication unit 20 transmits and receives various data including electronic mail between the information processing device 1 and the user terminal 4 and the mail server 5 via the network NW.

2-3. Storage unit 30
The storage unit 30 stores various programs and data, and is configured by, for example, a memory, a hard disk, an SSD, or the like. In this embodiment, the storage unit 30 stores user data, history data, accounting data, and programs. Here, the user data is data in which a user's name, user ID, electronic mail address, and the like are associated. Further, the program corresponds to an algorithm used by the accounting data generation unit 17 to generate accounting data.

Here, in the example of FIG. 1, the storage unit 30 is provided in the information processing apparatus 1, but the storage unit 30 is provided outside the information processing apparatus 1 and the information processing apparatus 1 stores the storage unit 30 as necessary. It may be in the form of so-called cloud computing for accessing the.

3. User terminal 4
As shown in FIG. 2, the user terminal 4 includes a display unit 41, an operation unit 42, a communication unit 43, a control unit 44, and a storage unit 45.

The display unit 41 displays text and images (including still images and moving images), and is configured by an arbitrary display. The operation unit 42 is for operating the user terminal 4, and includes a mouse, a pointing device, and the like. Here, when the display unit 41 is a touch panel, a tap operation on the touch panel corresponds to an operation by the operation unit 42. The communication unit 43 has the same function as the communication unit 20 of the information processing device 1. The control unit 44 controls other components of the user terminal 4. The storage unit 45 stores various data and programs in addition to the electronic mail transmitted from the mail server 5. Here, when the electronic mail service used by the user is executed on a browser basis, not all electronic mail is stored in the storage unit 45. Further, in the present embodiment, the storage unit 45 stores the first program and the second program of different types.

Here, each constituent element of the information processing apparatus 1 and the user terminal 4 may be realized by software or hardware. When realized by software, various functions can be realized by the CPU executing programs. The program may be stored in a built-in storage unit or a computer-readable non-transitory recording medium. Alternatively, a program stored in an external storage unit may be read and realized by so-called cloud computing. When it is realized by hardware, it can be realized by various circuits such as ASIC, FPGA, or DRP. In this embodiment, various kinds of information and a concept including the same are dealt with, but these are represented by a high or low of a signal value as a bit group of binary numbers composed of 0 or 1, and the software or hardware described above is used. The communication and the calculation can be executed depending on the mode.

4. Processing by System 100 Processing by the system 100 including the information processing device 1 will be described with reference to FIG.

First, in S21, the user terminal 4 instructs the start of the account aggregation service. In the present embodiment, the user operates the operation unit 42 of the user terminal 4 to give such an instruction, and an instruction signal representing a start instruction is transmitted to the information processing apparatus 1.

The information processing device 1 receives the instruction to start the account aggregation service in S1.

Next, in S2, the transfer of the email sent to the user's email address is accepted. As shown in FIG. 1, in the present embodiment, an electronic mail stored in the mail server 5 or an electronic mail stored in the user terminal 4 is transferred to an electronic mail address managed by the information processing device 1. This is the second mail.

Next, in S3, the image generation unit 18 generates a setting screen. Then, the setting screen generation information, which is information for the user terminal 4 to generate the setting screen, is transmitted to the user terminal 4.

The user terminal 4 displays the setting screen on the display unit 41 in S22.

Here, the setting screen will be described with reference to FIG. The setting screen is a screen displayed on the display unit 41 of the user terminal 4. In the present embodiment, the setting screen includes a user name, a user ID, a password, a linked mail address 1 to linked mail address N, a registration service 1 to registered service N, presence/absence of access permission to past emails, and past Includes an area for entering the access permission period for e-mail. Here, the number of registered email addresses and registered services varies depending on the number of email addresses and services used by the user.

Users can decide for themselves whether to allow access to past emails. When the user permits the access, the information processing device 1 permits the access to the mail server 5. Then, when the access is permitted, the access permission deadline for the past electronic mail is set. In the example of FIG. 4, the user operates the operation unit 42 to permit access to the electronic mail received up to the past 12 months. Here, the access permission period is not limited to 12 months, and can be set to the past 3 months or unlimited.

Then, in S23, the user inputs various information (setting information) to the setting screen and presses the send button b, whereby a setting signal representing the setting information is transmitted to the information processing apparatus 1.

The information processing device 1 receives the setting signal in S4. In addition, the setting information represented by the setting signal is stored in the storage unit 30.

Next, in S5, the determination unit 15 determines whether or not analysis of past emails is necessary. In the present embodiment, as described above, it is determined that the second mail reception unit 12 has not received the second mail or that the first mail acquisition unit 11 has not acquired the first mail for a predetermined time or longer. If so, it is determined that analysis of past e-mail is necessary. In the setting screen shown in FIG. 4, if the user does not permit access to past e-mail, the process of S5 may be skipped.

If it is determined in S5 that past emails need to be analyzed (YES), the process proceeds to S6.

Then, in S6, a request signal representing an access request from the information processing device 1 to the mail server 5 is transmitted.

On the other hand, the mail server 5 receives the request signal in S31.

Next, in S32, the access authority to the mail server 5 is granted, and an authority grant signal indicating that the access authority is granted is transmitted to the information processing apparatus 1. Although not shown in FIG. 3, in S23, a signal indicating access permission may also be transmitted from the user terminal 4 to the mail server 5, and access authority may be granted based on the presence or absence of the signal. ..

Then, in S7, the information processing device 1 acquires the past electronic mail stored in the mail server 5 as the first mail. Then, the acquired first mail is searched for an electronic mail used for generating history data, and the analysis unit 13 analyzes the content thereof. Here, in the process in S7, in the environment where the electronic mail stored in the mail server 5 can be directly searched, the information processing apparatus 1 causes the necessary electronic mail based on a predetermined keyword included in the electronic mail. Will be searched. On the other hand, in an environment where the electronic mail stored in the mail server 5 cannot be directly searched, the electronic mail stored in the mail server 5 is stored in the storage unit 30 of the information processing apparatus 1 and then stored in the storage unit 30. Search stored emails.

Here, the e-mail used to generate the history data, in other words, the e-mail required for the account aggregation service is an e-mail that indicates that the user has purchased some product or service using the shopping site. is there. This is because the mail server 5 includes emails received privately or in business, in addition to the emails sent from the SS server 6. Therefore, it is preferable to extract only the emails sent from the SS server 6 from the past emails stored in the mail server 5 by utilizing natural language processing or the like.

Then, the analysis unit 13 further analyzes the extracted first mail.

Here, the analysis of the first mail by the analysis unit 13 will be described with reference to FIG.

In the example of FIG. 5, the first mail is displayed on the display unit 41 of the user terminal 4. In the example of FIG. 5, the first mail includes elements 70 to 90. Element 70 represents a user name. Element 71 represents a greeting/thank you to the user from the shopping site operator. Elements 80 to 88 are descriptions of order contents. The element 90 is content related to support regarding orders and the like.

The information processing apparatus 1 stores the elements 70 to 90 in the storage unit 30 in advance, and decomposes the first mail to be analyzed into elements to extract a specific keyword. Here, when elements are stored in the storage unit 30 in advance, it is preferable to also store similar expressions of various elements together. Further, it is preferable that the specific keyword can be extracted by using the learning result of the learning unit 19 even when the expressions of the elements 70 to 90 are changed.

The information processing device 1 extracts a specific keyword from the first mail to be analyzed and generates history data shown in FIG. Here, if the information included in the first mail to be analyzed is different from the registered service that was previously analyzed, the body or title of the electronic mail is analyzed using natural language processing, and a new service shown in FIG. It can be added to the registration service shown in.

At this time, as shown in FIG. 7, the image generation unit 18 may generate an image showing the progress of the account aggregation and display it on the display unit 41 of the user terminal 4.

Then, in S8, it is determined whether the analysis of the first mail is completed. If the analysis of the first mail is not completed (NO), the process waits until the process in S7 is completed. On the other hand, when the analysis of the first mail is completed (YES), the process proceeds to the next step.

Here, if it is determined in S5 that the analysis of the past email is not necessary (YES), S6 to S8 are skipped and the process proceeds to S9.

When transferring an e-mail from the mail server 5 to the information processing device 1, the e-mail is transferred from the mail server 5 in S33, and the second mail receiving unit 12 receives the second mail. On the other hand, when transferring electrons from the user terminal 4 to the information processing device 1, the user terminal 4 sends the email received after the setting information is input in S23 to the information processing device 1 as the second email in S24. Forward.

Then, the information processing device 1 receives the second mail in S9, and analyzes the content of the second mail by the analysis unit 13.

Here, S8 may be skipped in the analysis processing in S7 to S9. For example, even if the first mail is being analyzed, if the second mail is transferred, the analysis of the first mail and the analysis of the second mail may be executed at the same time. In this case, the analysis of the first mail by the first analysis unit 13a and the analysis of the second mail by the second analysis unit 13b are processed in parallel. Furthermore, even if the first mail is being analyzed, if the performance of the analysis unit 13 has sufficient capacity, the analysis of the second mail may be started together with the first mail. Further, when the second mail is transferred before the analysis of the first mail is started, the analysis of the second mail may be started before the analysis of the first mail.

Further, the registration service may be estimated based on the analysis result of the first mail by the first analysis unit 13a, and the trouble of inputting information on the setting screen shown in S22 may be reduced. Specifically, when the first mail acquired from the mail server 5 includes domains or electronic mail addresses of a plurality of shopping sites, in the “Registration Service 1 to Registration Service N” column of the setting screen in S22, Such domain or email address may be entered automatically. Also, instead of automatically inputting these domains or e-mail addresses in the “Registration Service 1 to Registration Service N” fields, present them to the user as input candidates to enter in the “Registration Service 1 to Registration Service N” fields. You may. This presentation can be displayed on the display unit 41 of the user terminal 4. Then, the user selects the domain or e-mail address to be registered as the cooperation service from the presented one or more domains or e-mail addresses, so that the entry in the "Registration Service 1 to Registration Service N" field is completed. It will be easier. This is because the information processing device 1 stores in advance the domains of a plurality of shopping sites, the email addresses, the text data included in the title or body of the email, and the first analysis unit 13a is included in the first email. In addition to the comparison with the domain or the like, it is possible to combine the natural language processing with the machine learning by the learning unit 19 to determine whether or not the unknown domain or the like is the domain of the shopping site or the like.

In this case, the information processing device 1 can be regarded as performing the following process.
The image generation unit 18 is configured to be able to generate the image described in (1) or (2) below, based on the analysis result by the first analysis unit 13a.
(1) An image in which the domain or the email address of the email to be transferred to the information processing device 1 is entered in the “registration service 1 to registration service N” column as the transfer destination.
(2) An image that presents the domain or email address of the email to be transferred to the information processing device 1 to the user.

Next, in S10, the history data acquisition unit 14 acquires history data based on the analysis result by the analysis unit 13.

By the processing up to this point, past emails (first email) stored in the mail server 5 and new emails (second email) received after the start of the account aggregation service are analyzed, and these emails are analyzed. Historical data is generated based on the data.

Subsequently, in S11, it is determined whether or not the program executed by the user terminal 4 is the first program. This determination is realized by analyzing the signal received from the user terminal 4. In this embodiment, the first program is a program for using the cloud accounting service. In addition, the second program is a program for using the household account book making service. The first program and the second program are used for different purposes and have different accounting data generation standards.

If it is determined in S11 that the program executed by the user terminal 4 is the first program (YES), the process proceeds to S12. At this time, the accounting data generator 17 selects an algorithm corresponding to the first program. Then, the switching unit 16 switches the algorithm executed by the accounting data generation unit 17. Here, when an algorithm corresponding to the first program is already set in the accounting data generation unit 17, the selection of the algorithm by the accounting data generation unit 17 can be skipped.

Then, in S12, the accounting data generation unit 17 executes the first accounting process. As a result, the accounting data (first accounting process) shown in FIG. 7A is generated.

On the other hand, if it is determined in S11 that the program executed by the user terminal 4 is the second program (NO), the process proceeds to S13. At this time, the accounting data generator 17 selects an algorithm corresponding to the second program. Then, the switching unit 16 switches the algorithm executed by the accounting data generation unit 17. Here, when an algorithm corresponding to the second program is already set in the accounting data generation unit 17, the selection of the algorithm by the accounting data generation unit 17 can be skipped.

Then, in S13, the accounting data generation unit 17 executes the second accounting process. As a result, the accounting data (second accounting process) shown in FIG. 7B is generated.

After that, the image generation unit 18 of the information processing device 1 generates an image in which the accounting data generated by the series of processes described above is collected and displayed on the display unit 41 of the user terminal 4. This allows the user to collectively check the accounting data for products or services purchased from multiple shopping sites.

As a result, the information processing apparatus 1 does not depend on the SS server 6 and does not depend on the user's past electronic mail (the electronic mail stored in the mail server 5 and the first mail acquired by the first mail acquisition unit 11). ) In addition to the above-mentioned), an email newly sent to the user's email address (the email acquired by the second email acquisition unit 12 and the first email transferred as the second email) is analyzed. It will be possible. Then, by generating history data and accounting data based on these analysis results, it becomes possible to integrate accounting data relating to products or services purchased by various services used by the user.

Furthermore, the transfer of the second mail makes it possible for the newly received e-mail of the user terminal 4 to be quickly targeted for the account aggregation service. Here, in the transfer of the second mail, the user terminal 4 cannot analyze the first mail received in the past, but the information processing apparatus 1 obtains the access right to the mail server 5, and thus the information processing apparatus 1 Can dynamically access the mail server 5 and analyze a past electronic mail (first mail). This makes it possible for the user's past, present, and future e-mails to be targeted by the account aggregation service.

Although the information processing apparatus 1 may access the mail server 5 to increase the load on the mail server 5, the processing by the information processing apparatus 1 according to the present embodiment starts using the account aggregation service. The load on the mail server 5 can be suppressed by first analyzing the past e-mails of the user. After that, the information processing apparatus 1 can promptly subject the product or service newly purchased by the user to the account aggregation service by forwarding the email sent from the SS server 6 as the second email. become.

5. Others The information processing apparatus 1 according to the present invention can be implemented in the following modes.

In a system including a user terminal and an information processing device that can communicate with each other, the user terminal is configured to be able to send and receive e-mail using a user's e-mail address, and the information processing device includes a communication unit and a first mail acquisition device. Unit, a second mail receiving unit, and a history data acquisition unit, and the communication unit is configured to be communicable with an external mail server, wherein the mail server is a mail server that manages a user's email address. Yes, the first mail acquisition unit is configured to access the mail server via the communication unit and acquire the electronic mail sent to the electronic mail address of the user as the first mail, and receive the second mail. The unit is configured to be able to receive, as a second mail via the communication unit, an electronic mail transmitted to the electronic mail address of the user and transferred to another electronic mail address managed by the information processing apparatus. The history data acquisition unit is configured to be able to acquire history data included in the first mail or the second mail, and the history data is information including a payment amount of a purchased product or a purchase service.

The computer is caused to function as a communication unit, a first mail acquisition unit, a second mail reception unit, and a history data acquisition unit, and the communication unit is configured to be communicable with an external mail server, wherein the mail server is A first mail acquisition unit is a mail server that manages a user's e-mail address. The second mail receiving unit is configured to receive the electronic mail transmitted to the electronic mail address of the user and transferred to another electronic mail address managed by the information processing apparatus from the communication unit. Is configured to be receivable as a second mail via the history data acquisition unit, and the history data acquisition unit is configured to be able to acquire history data included in the first mail or the second mail. A program that is information that includes monetary amounts.

Also, it may be provided as a computer-readable non-transitory recording medium that stores the above program.

1: information processing device 4: user terminal 5: mail server 6: SS server 10: control unit 11: first mail acquisition unit 12: second mail reception unit 13: analysis unit 13a: first analysis unit 13b: second analysis Part 14: History data acquisition part 15: Judgment part 16: Switching part 17: Accounting data generation part 18: Image generation part 19: Learning part 20: Communication part 30: Storage part 41: Display part 42: Operation part 43: Communication part 44: control unit 45: storage unit 70: element 71: element 80: element 88: element 90: element 100: system NW: network b: send button

Claims

A communication unit, a first mail acquisition unit, a second mail reception unit, and a history data acquisition unit,
The communication unit is configured to be capable of communicating with an external mail server, wherein the mail server is a mail server that manages a user's electronic mail address,
The first mail acquisition unit is configured to access the mail server via the communication unit and acquire an electronic mail sent to an electronic mail address of the user as a first electronic mail,
The second mail receiving unit receives, as the second mail via the communication unit, an electronic mail transmitted to the electronic mail address of the user and transferred to another electronic mail address managed by the information processing apparatus. Configured as possible,
The history data acquisition unit is configured to be able to acquire history data included in the first mail or the second mail,
The history data is information including the payment amount of purchased goods or purchased services,
Information processing device.
Equipped with a judgment unit,
The determination unit is configured to be able to determine that the second mail has not been received by the second mail reception unit, or that the first mail has not been acquired by the first mail acquisition unit for a predetermined time or longer. ,
The first mail acquisition unit determines that the second mail has not been received by the second mail reception unit, or that the first mail has not been acquired by the first mail acquisition unit for a predetermined time or longer. If determined, the mail server is accessed and the first mail can be acquired.
The information processing apparatus according to claim 1.
Equipped with an image generator,
The image generation unit is configured to generate an image to be displayed on the display unit of the user terminal,
The image includes a content requesting permission of access to the mail server by the first mail acquisition unit,
The first mail acquisition unit is configured to access the mail server and acquire the first mail when detecting that access to the mail server is permitted based on the image.
The information processing device according to claim 1.
The image includes a content for instructing a time restriction of the first mail that the first mail acquisition unit can acquire from the mail server,
When the first mail acquisition unit detects the time restriction instructed on the basis of the image, the first mail acquisition unit extracts the e-mail in the period defined by the time restriction from among the e-mails stored in the mail server. It is configured to be acquired as the first email,
The information processing apparatus according to claim 3.
The image generation unit,
According to an instruction from the user terminal, when a predetermined time has elapsed since the transfer of the second mail was stopped, an announcement image that announces that the transfer is stopped can be generated.
The information processing apparatus according to claim 3 or 4.
Equipped with an analysis unit,
The analysis unit is configured to analyze the first mail acquired by the first mail acquisition unit,
The image generation unit is configured to generate an image described in (1) or (2) below based on the analysis result.
(1) An image in which the domain or email address of the email to be transferred to the information processing apparatus is input as the transfer destination (2) The domain or email address of the email to be transferred to the information processing apparatus is presented to the user Image The information processing apparatus according to any one of claims 3 to 5.
It has an accounting data generator,
The accounting data generation unit is configured to be able to generate accounting data based on the history data acquired by the history data acquisition unit,
The accounting data is data including information about accounting,
The information processing apparatus according to any one of claims 1 to 6.
Equipped with a judgment unit,
The determination unit is configured to be able to determine the type of program executed by the user terminal,
The accounting data generation unit is configured to be able to select an accounting data generation algorithm based on the determined program type.
The information processing apparatus according to claim 7.
In a system including a user terminal and an information processing device that can communicate with each other,
The user terminal is configured to be able to send and receive e-mail using the e-mail address of the user,
The information processing device includes a communication unit, a first mail acquisition unit, a second mail reception unit, and a history data acquisition unit,
The communication unit is configured to be able to communicate with an external mail server, wherein the mail server is a mail server that manages a user's electronic mail address,
The first mail acquisition unit is configured to access the mail server via the communication unit and acquire an electronic mail sent to the electronic mail address of the user as a first mail,
The second mail receiving unit receives, as the second mail via the communication unit, an electronic mail transmitted to the electronic mail address of the user and transferred to another electronic mail address managed by the information processing apparatus. Configured as possible,
The history data acquisition unit is configured to be able to acquire history data included in the first mail or the second mail,
The history data is information including the payment amount of purchased goods or purchased services,
Information processing device.
Computer,
It functions as a communication unit, a first mail acquisition unit, a second mail reception unit, and a history data acquisition unit,
The communication unit is configured to be able to communicate with an external mail server, wherein the mail server is a mail server that manages a user's electronic mail address,
The first mail acquisition unit is configured to access the mail server via the communication unit and acquire an electronic mail sent to the electronic mail address of the user as a first mail,
The second mail receiving unit receives, as the second mail via the communication unit, an electronic mail transmitted to the electronic mail address of the user and transferred to another electronic mail address managed by the information processing apparatus. Configured as possible,
The history data acquisition unit is configured to be able to acquire history data included in the first mail or the second mail,
The history data is information including the payment amount of purchased goods or purchased services,
program.