WO2020149032A1 - Charge payment system - Google Patents

Charge payment system Download PDF

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Publication number
WO2020149032A1
WO2020149032A1 PCT/JP2019/047013 JP2019047013W WO2020149032A1 WO 2020149032 A1 WO2020149032 A1 WO 2020149032A1 JP 2019047013 W JP2019047013 W JP 2019047013W WO 2020149032 A1 WO2020149032 A1 WO 2020149032A1
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code
payment
space
management device
display
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PCT/JP2019/047013
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French (fr)
Japanese (ja)
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雅人 大和田
憲悟 田中
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ビックリック株式会社
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Definitions

  • the charge settlement system of the present invention is connected to the store-side terminal provided on the store side for renting the space for a time, the user terminal provided on the user side for renting the space for a time, and the store-side terminal, It is a charge settlement system including a settlement management device that makes a settlement based on the usage status of the space.
  • Patent Document 1 When a user makes a transaction by card payment, a QR code (registered trademark) to be displayed on the store side is generated and displayed on the store side. Then, the QR code (registered trademark) displayed on the store side is read by the user terminal device, whereby the settlement is executed.
  • QR code registered trademark
  • an object of the present invention is to provide a fee settlement system that enables simple and reliable settlement via a code.
  • the charge settlement system of the first invention is A store-side terminal provided on the side of the store that rents the space for a time, a user terminal provided on the side of the user who rents the space for a time, and a terminal connected to the store-side terminal, and payment is made based on the usage status of the space.
  • a space use recognition step of recognizing the use of the space by the user By the payment management device, A space use recognition step of recognizing the use of the space by the user; A code generating step of generating a code including at least a payment URL for paying for the use of the space when the use of the space is recognized by the space use recognizing step; And a code display step of displaying the code generated by the code generation step on a code display section in the space, By the user terminal, A code reading step of accessing the payment URL by reading the code displayed on the code display section in the space by the code displaying step; A code validity determining step of inquiring to the management device as to whether or not the code read by the code reading step is valid; A payment screen display step of displaying a payment screen for guiding the payment amount acquired from the payment management device when the code is valid in the code validity determination step, And a payment execution step of executing payment by the payment screen displayed by the payment screen display step, By the payment management device, When the end of use of the space by the user is recognized in the space
  • the code invalidation step of invalidating the code generated by the code generation step and the code deletion step of deleting the display of the code displayed on the code display section by the code display step are executed.
  • the code is regenerated when the payment is not successful due to the payment screen displayed in the payment screen display step.
  • the space use recognition step recognizes the user's use of the space
  • a code for paying for the use of the space is generated. Therefore, since the code is generated in advance by using the space, the code is not generated every time the card is settled, and it does not take time and labor until the settlement.
  • the code is generated for each use of space by the space use recognition process, so there is no security problem such as duplication as in the case where a fixed code is provided.
  • the generated code is invalidated when the end of the use of the space of the user is recognized, or when the code is read, and the code is displayed.
  • the code displayed in the section is deleted. Therefore, it is possible to prevent the code from being duplicated and taken out.
  • the system block diagram which shows the outline of the charge settlement system of this embodiment.
  • the flowchart which shows the processing content in the fee payment system of FIG. The flowchart which shows the processing content in the fee payment system of FIG. 4 is a flowchart showing an example of changing the processing content of FIG. 3.
  • the charge settlement system includes a store-side terminal 1 provided on the store side for renting a plurality of spaces X and a use provided on the user side for renting the space X on a time basis.
  • a person terminal 2 a settlement management device 3 connected to the shop side terminal 1 to perform settlement based on the usage status of the space X, and a code display unit 4 for displaying a QR code (registered trademark) for settlement in the space X. ..
  • the space X for example, a guest room of a hotel, a private room or seat of a restaurant, audience seats at a show, a reservation at a beauty salon, an English conversation class, etc., which occupies a certain space for a certain time by reservation It is an all-inclusive concept.
  • the store-side terminal 1 is, for example, a POS terminal, is a device that manages at least the usage fee of each space, and exchanges information about the usage fee with the payment management device 3 of each space X. ..
  • the user terminal 2 is, for example, a user terminal such as a smartphone or tablet of a user who uses a space that is a guest room such as a hotel, and can be connected to at least a network such as the Internet.
  • the payment management device 3 is an interface for computers, televisions, tablets, etc. in each space, is equipped with at least input means such as a touch panel or a keyboard/numeric keypad, and is a terminal connectable to a LAN.
  • the payment management device 3 mainly generates and manages a QR code (registered trademark) for payment and performs payment processing based on the charge information of the space X acquired from the store side terminal 1 with the user terminal 2 through network communication. Do in between.
  • QR code registered trademark
  • the payment management device 3 creates a charge screen based on the charge information acquired from the store terminal 1, and displays it on the user terminal 2 via network communication.
  • the payment management device 3 sets the state of each space X as necessary (for example, in the case of a hotel guest room, "in-room”, “vacant room”, “cleaning”, “reservation”, etc.). It is desirable to have a function as a management computer for managing.
  • the payment management device 3 is connected to a payment executor server 5 such as a credit card company via a network, and relays the payment screen (input credit card information) generated by the payment executor server 5 to the user terminal 2. At the same time, the settlement result by the settlement executor server 5 is notified to the user terminal 2.
  • a payment executor server 5 such as a credit card company
  • the payment management device 3, the store-side terminal 1, and the payment executor server 5 may be partly or wholly integrated.
  • the code display unit 4 is a display device that displays a code such as a QR code (registered trademark), and may be a dedicated display device only for displaying the code, or a display 4′ that is a multipurpose display device. It may be.
  • the QR code (registered trademark) is described as an example, but the code displayed on the code display unit 4 is limited to the QR code (registered trademark) as long as it corresponds to code settlement. It may be another code such as a barcode instead of the one.
  • the store-side terminal 1, the user terminal 2, the payment management device 3, and the payment executor server 5 of the usage fee payment system are, for example, a CPU (Central Processing Unit) and a ROM (Read Only Memory), respectively. , RAM (Random Access Memory) and other hardware, and stores and holds programs that execute various processes described below in memory (not shown), and executes the programs to perform various operations. Functions as a device (sequencer).
  • the payment management device 3 causes the generated QR code (registered trademark) to be displayed on the code display unit 4 of the space X where the use has started (FIG. 2/STEP 13, book). Corresponds to the code display step of the invention).
  • the user operates the user terminal 2 to read the QR code (registered trademark) displayed on the code display unit 4 into the user terminal 2 (FIG. 3/ (STEP 21, corresponding to the code reading step of the present invention).
  • QR code registered trademark
  • the user terminal 2 accesses the payment URL embedded in the QR code (registered trademark), and the payment processing is started with the payment management device 3.
  • the QR code (registered trademark) is invalidated (corresponding to the code invalidation step of the present invention), and the QR code (registered trademark) displayed on the code display unit 4 is displayed. Is executed (corresponding to the code deleting step of the present invention).
  • the payment management device 3 regenerates the QR code (registered trademark), and the regenerated QR code (registered trademark) is displayed on the code display unit 4 in the space X.
  • the payment management device 3 is transferred from the store side terminal 1.
  • the usage charge (amount) of the space X is acquired, and the acquired usage charge is transmitted to the settlement executor server 5.
  • the payment management apparatus 3 relays the payment screen (input credit card information) generated by the payment executor server 5 to the user terminal 2 and displays it on the screen of the user terminal 2 (FIG. 3/STEP 23). , which corresponds to the payment screen display step of the present invention).
  • the user executes the payment process (corresponding to the payment execution step of the present invention), and if the payment is successful with the payment executor server 5 ( 3/STEP 24 YES), the payment management device 3 transmits a payment success notification to the user terminal 2 (FIG. 3/STEP 25).
  • the use of the space X is terminated because the payment for the use of the space X has been completed (for example, in the case of a hotel guest room, processing required for exiting (unlocking the doorway, garage parking) Opening the shutter) is performed).
  • the payment management device 3 transmits a payment failure notification to the user terminal 2 (FIG. 3/STEP 26 ).
  • the payment management device 3 regenerates the QR code (registered trademark), and the regenerated QR code (registered trademark) is displayed on the code display unit 4 in the space X.
  • the payment management device 3 generates a QR code (registered trademark) in which a code for identifying a store ID, a guest room (table) ID, etc. is embedded in addition to a payment URL.
  • QR code registered trademark
  • the present invention is not limited to this, and only a payment URL may be generated.
  • the ID assigned to each space X (for example, in the case of a hotel guest room, each guest room of each hotel) An input screen for inputting the assigned ID) is displayed.
  • the ID here may be a fixed static ID or a dynamic ID updated every use or at a fixed time.
  • the payment management apparatus 3 acquires the usage fee (amount) of the space X from the store side terminal 1, and the acquired usage fee is set to the payment executor server 5 Send to. Then, the payment management device 3 relays the payment screen (input credit card information) generated by the payment executor server 5 to the user terminal 2 and displays it on the screen of the user terminal 2 (STEP 23).
  • the payment processing by the user terminal 2 and the payment management device 3 shown in FIG. 3 may be changed as shown in FIG.
  • FIG. 4 shows a settlement process performed by the user terminal 2 and the settlement management device 3 using the member site. Note that the same processing as that in FIG. 3 is denoted by the same STEP number, and description thereof is omitted.
  • the payment management device 3 displays (the payment screen).
  • the member screen is displayed on the user terminal 2 (instead of the display) (FIG. 4/STEP 33).
  • the payment management device. 3 transmits a login success notification to the user terminal 2 (FIG. 4/STEP 35), and at the member site, payment processing of the member system (for example, payment by credit card, settlement by electronic money or points, payment by the present invention) The screen display process and the payment execution process) are executed.
  • the payment management device 3 transmits a login failure notification to the user terminal 2 (FIG. 4/STEP 36).
  • the QR code registered trademark
  • the settlement management device 3 similar to FIG. 3
  • the regenerated QR code registered trademark
  • the above is the settlement process by the user terminal 2 and the settlement management device 3 using the member site.
  • the QR code (registered trademark) is generated every time the space X is used (FIG. 2/STEPs 11 and 12), and its validity is determined (FIG. 3/STEP 22, FIG. 4). /STEP22), in addition to or instead of this, a time limit may be set on the generated QR code (registered trademark) so that it is valid only within the time limit. As a result, it becomes possible to more reliably ensure the copy protection.

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Abstract

Provided is a charge payment system which makes it possible to easily and accurately pay using a code. The charge payment system comprises: a store-side terminal 1 provided on the side of a store that rents out a plurality of spaces X by the hour; a user terminal 2 provided on the side of a user who rents a space X by the hour; a payment management device 3 which is connected to the store-side terminal 1 and which performs a payment on the basis of usage of each space X; and a code display unit 4 which displays a payment QR code (registered trademark) at each space X.

Description

料金決済システムCharge settlement system
　本発明の料金決済システムは、空間を時間貸しする店舗側に設けられた店舗側端末と、該空間を時間借りする利用者側に設けられた利用者端末と、該店舗側端末に接続され、該空間の利用状況から決済を行う決済管理装置とを備える料金決済システムである。 The charge settlement system of the present invention is connected to the store-side terminal provided on the store side for renting the space for a time, the user terminal provided on the user side for renting the space for a time, and the store-side terminal, It is a charge settlement system including a settlement management device that makes a settlement based on the usage status of the space.
　従来、この種の代金決済システムとしては、下記特許文献１に示すように、
利用者がカード決済によって取引を行う際に、店舗側に表示するＱＲコード（登録商標）を生成して店舗側に表示させる。そして、店舗側に表示されたＱＲコード（登録商標）が利用者端末装置により読み取られることによって決済が実行される。 Conventionally, as a payment system of this type, as shown in Patent Document 1 below,
When a user makes a transaction by card payment, a QR code (registered trademark) to be displayed on the store side is generated and displayed on the store side. Then, the QR code (registered trademark) displayed on the store side is read by the user terminal device, whereby the settlement is executed.
特開２０１２－２１６１５５号公報JP 2012-216155 A
　かかる従来の代金決済システムによれば、クレジットカードや当該クレジットカードの情報を読み取る専用端末を用いることなく、店頭でオンライン決済を行うことが可能となるが、カード決済の度毎にＱＲコード（登録商標）を生成することになり、決済までに時間と手間を要することになる。 According to such a conventional payment system, it is possible to make online payment at a store without using a credit card or a dedicated terminal for reading the information of the credit card. (Trademark) will be generated, and it will take time and labor before the settlement.
　一方で、予め固定されたＱＲコード（登録商標）を店舗側に設けた場合には、複製などが容易に可能となりセキュリティ上の問題がある。 On the other hand, if a QR code (registered trademark) that is fixed in advance is provided on the store side, there is a security problem because copying can be easily performed.
　以上の事情に鑑みて、本発明は、簡易かつ確実にコードを介した決済を可能とする料金決済システムを提供すること目的とする。 In view of the above circumstances, an object of the present invention is to provide a fee settlement system that enables simple and reliable settlement via a code.
　第１発明の料金決済システムは、
　空間を時間貸しする店舗側に設けられた店舗側端末と、該空間を時間借りする利用者側に設けられた利用者端末と、該店舗側端末に接続され、該空間の利用状況から決済を行う決済管理装置とを備える料金決済システムにおいて、
　前記決済管理装置により、
　前記利用者の前記空間の利用を認識する空間利用認識工程と、
　前記空間利用認識工程により前記利用者の前記空間の利用が認識された場合に、該空間の利用代金決済するための少なくとも決済用ＵＲＬを含むコードを生成するコード生成工程と、
　前記コード生成工程により生成された前記コードを前記空間内のコード表示部に表示するコード表示工程と
が実行され、
　前記利用者端末により、
　前記コード表示工程により前記空間内の前記コード表示部に表示されたコードを読み込むことにより前記決済用ＵＲＬへのアクセスを行うコード読み込み工程と、
　前記コード読み込み工程により読み込まれコードが有効か否かを前記管理装置に問い合わせるコード有効判定工程と、
　前記コード有効判定工程によりコードが有効である場合に、前記決済管理装置から取得される決済金額を案内する決済画面を表示する決済画面表示工程と、
　前記決済画面表示工程により表示された前記決済画面により決済を実行する決済実行工程と
が実行され、
　前記決済管理装置により、
　前記空間利用認識工程において前記利用者の前記空間の利用の終了が認識された場合は、前記コード生成工程により生成されたコードを無効化するコード無効化工程と、前記コード表示工程により前記コード表示部に表示されたコードの表示を削除するコード削除工程とが実行された後コードが再生成されない一方、前記コード読み込み工程におけるコードの読み込みにより前記利用者端末との間の決済処理が開始された場合は、前記コード生成工程により生成されたコードを無効化するコード無効化工程と、前記コード表示工程により前記コード表示部に表示されたコードの表示を削除するコード削除工程とが実行された後、前記決済画面表示工程により表示された前記決済画面により決済が成功しないときにコードが再生成されることを特徴とする。 The charge settlement system of the first invention is
A store-side terminal provided on the side of the store that rents the space for a time, a user terminal provided on the side of the user who rents the space for a time, and a terminal connected to the store-side terminal, and payment is made based on the usage status of the space. In a fee payment system including a payment management device,
By the payment management device,
A space use recognition step of recognizing the use of the space by the user;
A code generating step of generating a code including at least a payment URL for paying for the use of the space when the use of the space is recognized by the space use recognizing step;
And a code display step of displaying the code generated by the code generation step on a code display section in the space,
By the user terminal,
A code reading step of accessing the payment URL by reading the code displayed on the code display section in the space by the code displaying step;
A code validity determining step of inquiring to the management device as to whether or not the code read by the code reading step is valid;
A payment screen display step of displaying a payment screen for guiding the payment amount acquired from the payment management device when the code is valid in the code validity determination step,
And a payment execution step of executing payment by the payment screen displayed by the payment screen display step,
By the payment management device,
When the end of use of the space by the user is recognized in the space use recognition step, a code invalidation step of invalidating the code generated by the code generation step, and the code display by the code display step The code is not regenerated after the code deletion step of deleting the display of the code displayed on the section is executed, while the payment processing with the user terminal is started by the code reading in the code reading step. In this case, after the code invalidation step of invalidating the code generated by the code generation step and the code deletion step of deleting the display of the code displayed on the code display section by the code display step are executed. The code is regenerated when the payment is not successful due to the payment screen displayed in the payment screen display step.
　第１発明の料金決済システムによれば、空間利用認識工程により利用者の空間の利用が認識された場合に、該空間の利用代金決済するコードが生成される。そのため、予め空間の利用によりコードが生成されているため、カード決済の度毎にコードを生成することがなく、決済までに時間と手間を要することもない。 According to the charge settlement system of the first invention, when the space use recognition step recognizes the user's use of the space, a code for paying for the use of the space is generated. Therefore, since the code is generated in advance by using the space, the code is not generated every time the card is settled, and it does not take time and labor until the settlement.
　一方で、コードは、空間利用認識工程により空間の利用毎に生成されるため、固定されたコードを設ける場合のように、複製などのセキュリティ上の問題が生じることもない。 On the other hand, the code is generated for each use of space by the space use recognition process, so there is no security problem such as duplication as in the case where a fixed code is provided.
　このように、第１発明の料金決済システムによれば、簡易かつ確実にコードを介した決済が可能となる。 As described above, according to the charge settlement system of the first invention, it is possible to easily and reliably make a settlement via a code.
　さらに、第１発明の料金決済システムによれば、生成されたコードは、利用者の空間の利用の終了が認識された場合、または、コードの読み込みがあった場合に、無効化され、コード表示部に表示されたコードが削除される。そのため、コードが複製されて持ち出されることを回避することができる。 Further, according to the charge settlement system of the first invention, the generated code is invalidated when the end of the use of the space of the user is recognized, or when the code is read, and the code is displayed. The code displayed in the section is deleted. Therefore, it is possible to prevent the code from being duplicated and taken out.
　このように、第１発明の料金決済システムによれば、簡易かつより確実にコードを介した決済が可能となる。 Thus, according to the fee payment system of the first invention, it is possible to easily and more reliably make a payment via a code.
本実施形態の料金決済システムの概要を示すシステム構成図。The system block diagram which shows the outline of the charge settlement system of this embodiment. 図１の料金決済システムにおける処理内容を示すフローチャート。The flowchart which shows the processing content in the fee payment system of FIG. 図１の料金決済システムにおける処理内容を示すフローチャート。The flowchart which shows the processing content in the fee payment system of FIG. 図３の処理内容の変更例を示すフローチャート。4 is a flowchart showing an example of changing the processing content of FIG. 3.
　図１に示すように、本実施形態の料金決済システムは、複数の空間Ｘを時間貸しする店舗側に設けられた店舗側端末１と、空間Ｘを時間借りする利用者側に設けられた利用者端末２と、該店舗側端末１に接続され、空間Ｘの利用状況から決済を行う決済管理装置３と、空間Ｘにおいて決済用のＱＲコード（登録商標）を表示するコード表示部４を備える。 As shown in FIG. 1, the charge settlement system according to the present embodiment includes a store-side terminal 1 provided on the store side for renting a plurality of spaces X and a use provided on the user side for renting the space X on a time basis. A person terminal 2, a settlement management device 3 connected to the shop side terminal 1 to perform settlement based on the usage status of the space X, and a code display unit 4 for displaying a QR code (registered trademark) for settlement in the space X. ..
　ここで、空間Ｘとしては、例えば、ホテルの客室、飲食店の個室や座席、興行における客席のほか、美容院や英会話教室などにおける予約等など、予約により一定の空間を一定時間占有するものをすべて包含する概念である。 Here, as the space X, for example, a guest room of a hotel, a private room or seat of a restaurant, audience seats at a show, a reservation at a beauty salon, an English conversation class, etc., which occupies a certain space for a certain time by reservation It is an all-inclusive concept.
　まず、店舗側端末１は、例えば、ＰＯＳ端末であり、少なくとも各空間の利用代金を管理する装置であって、各空間Ｘの決済管理装置３との間で、利用代金の情報の授受を行う。 First, the store-side terminal 1 is, for example, a POS terminal, is a device that manages at least the usage fee of each space, and exchanges information about the usage fee with the payment management device 3 of each space X. ..
　次に、利用者端末２は、例えば、ホテルなどの客室である空間を利用するユーザのスマートフォンやタブレット等のユーザ端末であって、少なくともインターネット等のネットワークに接続可能なものである。 Next, the user terminal 2 is, for example, a user terminal such as a smartphone or tablet of a user who uses a space that is a guest room such as a hotel, and can be connected to at least a network such as the Internet.
　次に、決済管理装置３は、各空間のコンピュータやテレビやタブレットなどのインタフェースであって、少なくともタッチパネルまたはキーボード／テンキーなどの入力手段を備え、ＬＡＮに接続可能な端末である。 Next, the payment management device 3 is an interface for computers, televisions, tablets, etc. in each space, is equipped with at least input means such as a touch panel or a keyboard/numeric keypad, and is a terminal connectable to a LAN.
　決済管理装置３は、主に、決済用ＱＲコード（登録商標）の生成およびその管理と、店舗側端末１から取得した空間Ｘの料金情報に基づく決済処理とをネットワーク通信により利用者端末２との間で行う。 The payment management device 3 mainly generates and manages a QR code (registered trademark) for payment and performs payment processing based on the charge information of the space X acquired from the store side terminal 1 with the user terminal 2 through network communication. Do in between.
　より具体的には、決済管理装置３は、店舗側端末１から取得した料金情報に基づいて料金画面を生成し、これをネットワーク通信により利用者端末２に表示する。 More specifically, the payment management device 3 creates a charge screen based on the charge information acquired from the store terminal 1, and displays it on the user terminal 2 via network communication.
　また、決済管理装置３は、必要に応じて、各空間Ｘの状態（例えば、ホテルの客室の場合には『在室』，『空室』，『清掃』，『予約』等の状態）を管理する管理コンピュータとしての機能を有することが望ましい。 Further, the payment management device 3 sets the state of each space X as necessary (for example, in the case of a hotel guest room, "in-room", "vacant room", "cleaning", "reservation", etc.). It is desirable to have a function as a management computer for managing.
　決済管理装置３は、ネットワークを介して、クレジットカード会社などの決済実行者サーバ５に接続され、決済実行者サーバ５により生成された決済画面（クレジットカード情報を入力）を利用者端末２に中継すると共に、決済実行者サーバ５による決済結果を利用者端末２に通知する。 The payment management device 3 is connected to a payment executor server 5 such as a credit card company via a network, and relays the payment screen (input credit card information) generated by the payment executor server 5 to the user terminal 2. At the same time, the settlement result by the settlement executor server 5 is notified to the user terminal 2.
　なお、決済管理装置３と店舗側端末１と決済実行者サーバ５とは、その一部または全部が一体に構成されてもよい。 The payment management device 3, the store-side terminal 1, and the payment executor server 5 may be partly or wholly integrated.
　コード表示部４は、例えばＱＲコード（登録商標）などのコードを表示する表示装置であって、コード表示のみを目的とする専用表示装置であってもよく、多目的表示装置であるディスプレイ４´であってもよい。 The code display unit 4 is a display device that displays a code such as a QR code (registered trademark), and may be a dedicated display device only for displaying the code, or a display 4′ that is a multipurpose display device. It may be.
　なお、本実施形態では、ＱＲコード（登録商標）を例に説明するが、コード表示部４に表示されるコードは、コード決済に対応したものであればＱＲコード（登録商標）に限定されるものではなく、バーコードなどの他のコードであってもよい。 In the present embodiment, the QR code (registered trademark) is described as an example, but the code displayed on the code display unit 4 is limited to the QR code (registered trademark) as long as it corresponds to code settlement. It may be another code such as a barcode instead of the one.
　以上が本実施形態の料金決済システムである。なお、以上の構成において、利用代金決済システムの店舗側端末１、利用者端末２、決済管理装置３、決済実行者サーバ５は、それぞれ例えば、ＣＰＵ（Central Processing Unit）、ＲＯＭ（Read Only memory）、ＲＡＭ（Random Access Memory）等のハードウェアにより構成され、後述する各種処理を実行するプログラムをメモリ（不図示）に記憶保持し、そのプログラムを実行することにより、各種処理を実行するための演算装置（シーケンサ）として機能する。 The above is the charge settlement system of this embodiment. In the above configuration, the store-side terminal 1, the user terminal 2, the payment management device 3, and the payment executor server 5 of the usage fee payment system are, for example, a CPU (Central Processing Unit) and a ROM (Read Only Memory), respectively. , RAM (Random Access Memory) and other hardware, and stores and holds programs that execute various processes described below in memory (not shown), and executes the programs to perform various operations. Functions as a device (sequencer).
　次に、図２および図３を参照して、以上のように構成された料金決済システムの処理内容について説明する。 Next, with reference to FIG. 2 and FIG. 3, the processing contents of the charge settlement system configured as above will be described.
　初めに、図２を参照して、決済管理装置３により実行されるＱＲコード（登録商標）の生成および表示処理内容を説明する。 First, with reference to FIG. 2, a description will be given of the contents of generation and display processing of a QR code (registered trademark) executed by the payment management device 3.
　まず、決済管理装置３により、空間Ｘへの利用開始（例えば、ホテルの客室の場合には入室）が認識されると（図２／ＳＴＥＰ１１でＹＥＳ、本発明の空間利用認識工程に相当する）、ＱＲコード（登録商標）が生成される（図２／ＳＴＥＰ１２、本発明のコード生成工程に相当する）。 First, when the payment management device 3 recognizes the start of use of the space X (for example, entering a room in the case of a hotel guest room) (YES in STEP 2/STEP 11, corresponding to the space use recognition step of the present invention). , A QR code (registered trademark) is generated (FIG. 2/STEP 12, corresponding to the code generation process of the present invention).
　一方、決済管理装置３により、空間Ｘへの利用開始（例えば、ホテルの客室の場合には入室）が認識されるまでは（図２／ＳＴＥＰ１１でＮＯ、本発明の空間利用認識工程に相当する）、このチェック処理を一定の処理周期で繰り返し実行する。 On the other hand, until the settlement management device 3 recognizes the start of use in the space X (for example, entering a room in the case of a hotel guest room) (NO in STEP 2/STEP 11, the space use recognition step of the present invention). ), this check processing is repeatedly executed at a constant processing cycle.
　ＳＴＥＰ１２で、ＱＲコード（登録商標）が生成されると、決済管理装置３は、生成したＱＲコード（登録商標）を利用開始した空間Ｘのコード表示部４に表示させる（図２／ＳＴＥＰ１３、本発明のコード表示工程に相当する）。 When the QR code (registered trademark) is generated in STEP 12, the payment management device 3 causes the generated QR code (registered trademark) to be displayed on the code display unit 4 of the space X where the use has started (FIG. 2/STEP 13, book). Corresponds to the code display step of the invention).
　次いで、決済管理装置３により、空間Ｘへの利用終了（例えば、ホテルの客室の場合には退室）が認識されると（図２／ＳＴＥＰ１４でＹＥＳ、本発明の空間利用認識工程に相当する）、ＳＴＥＰ１２で生成したＱＲコード（登録商標）を無効化し（図２／ＳＴＥＰ１５、本発明のコード無効化工程に相当する）、ＳＴＥＰ１３でコード表示部４に表示したＱＲコード（登録商標）を削除する（図２／ＳＴＥＰ１６、本発明のコード削除工程に相当する）。 Next, when the settlement management device 3 recognizes the end of use of the space X (for example, leaving the room in the case of a hotel guest room) (YES in STEP 2/STEP 14, corresponding to the space use recognition step of the present invention). , Invalidates the QR code (registered trademark) generated in STEP 12 (FIG. 2/STEP 15, corresponding to the code invalidating step of the present invention), and deletes the QR code (registered trademark) displayed on the code display unit 4 in STEP 13. (FIG. 2/STEP 16, corresponds to the code deleting step of the present invention).
　このように、利用者の空間Ｘの利用の終了が認識された場合に、そのＱＲコード（登録商標）が無効化され、コード表示部に表示されたＱＲコード（登録商標）が削除されることで、コードが複製されて持ち出されることを回避することができる。 In this way, when the end of use of the space X by the user is recognized, the QR code (registered trademark) is invalidated and the QR code (registered trademark) displayed on the code display unit is deleted. Thus, it is possible to prevent the code from being duplicated and taken out.
　一方、決済管理装置３により、空間Ｘへの利用終了（例えば、ホテルの客室の場合には退室）が認識されるまでは（図２／ＳＴＥＰ１４でＮＯ、本発明の空間利用認識工程に相当する）、このチェック処理を一定の処理周期で繰り返し実行する。 On the other hand, until the settlement management device 3 recognizes the end of use of the space X (for example, leaving the room in the case of a hotel guest room) (NO in STEP 2/STEP 14, the space use recognition step of the present invention). ), this check processing is repeatedly executed at a constant processing cycle.
　以上が、決済管理装置３により実行されるＱＲコード（登録商標）の生成および表示処理内容である。 The above is the content of the QR code (registered trademark) generation and display processing executed by the payment management device 3.
　次に、図３を参照して、利用者端末２と決済管理装置３とによる決済処理内容を説明する。 Next, with reference to FIG. 3, description will be given of the contents of the payment processing by the user terminal 2 and the payment management device 3.
　まず、当該空間Ｘの利用の決済に際して、利用者が利用者端末２を操作することにより、コード表示部４に表示されたＱＲコード（登録商標）が利用者端末２に読み込まれる（図３／ＳＴＥＰ２１、本発明のコード読み込み工程に相当する）。 First, at the time of payment for the use of the space X, the user operates the user terminal 2 to read the QR code (registered trademark) displayed on the code display unit 4 into the user terminal 2 (FIG. 3/ (STEP 21, corresponding to the code reading step of the present invention).
　これにより、利用者端末２がＱＲコード（登録商標）に埋め込まれた決済用ＵＲＬにアクセスされ、決済管理装置３との間で決済処理が開始される。 As a result, the user terminal 2 accesses the payment URL embedded in the QR code (registered trademark), and the payment processing is started with the payment management device 3.
　このとき、同時に、決済管理装置３では、当該ＱＲコード（登録商標）が無効化され（本発明のコード無効化工程に相当する）、コード表示部４に表示していたＱＲコード（登録商標）を削除する処理が実行される（本発明のコード削除工程に相当する）。 At this time, at the same time, in the settlement management device 3, the QR code (registered trademark) is invalidated (corresponding to the code invalidation step of the present invention), and the QR code (registered trademark) displayed on the code display unit 4 is displayed. Is executed (corresponding to the code deleting step of the present invention).
　このように、ＱＲコード（登録商標）の読み込みがあった場合に、そのＱＲコード（登録商標）が無効化され、コード表示部に表示されたＱＲコード（登録商標）が削除されることで、コードが複製されて持ち出されることを回避することができる。 In this way, when the QR code (registered trademark) is read, the QR code (registered trademark) is invalidated, and the QR code (registered trademark) displayed on the code display unit is deleted, It is possible to prevent the code from being duplicated and taken out.
　なお、この場合には、決済管理装置３により、ＱＲコード（登録商標）が再生成され、再生成されたＱＲコード（登録商標）が空間Ｘのコード表示部４に表示される。 In this case, the payment management device 3 regenerates the QR code (registered trademark), and the regenerated QR code (registered trademark) is displayed on the code display unit 4 in the space X.
　そして、決済管理装置３において当該ＱＲコード（登録商標）が有効であれば（図３／ＳＴＥＰ２２でＹＥＳ、本発明のコード有効判定工程に相当する）、決済管理装置３は、店舗側端末１から当該空間Ｘの利用代金（金額）を取得し、取得した利用代金を決済実行者サーバ５に送信する。そして、決済管理装置３は、決済実行者サーバ５により生成された決済画面（クレジットカード情報を入力）を利用者端末２に中継して、利用者端末２の画面に表示させる（図３／ＳＴＥＰ２３、本発明の決済画面表示工程に相当する）。 Then, if the QR code (registered trademark) is valid in the payment management device 3 (YES in FIG. 3/STEP 22, corresponding to the code validity determination process of the present invention), the payment management device 3 is transferred from the store side terminal 1. The usage charge (amount) of the space X is acquired, and the acquired usage charge is transmitted to the settlement executor server 5. Then, the payment management apparatus 3 relays the payment screen (input credit card information) generated by the payment executor server 5 to the user terminal 2 and displays it on the screen of the user terminal 2 (FIG. 3/STEP 23). , Which corresponds to the payment screen display step of the present invention).
　次に、利用者端末２に表示された決済画面に従って、利用者が決済処理を実行し（本発明の決済実行工程に相当する）、決済実行者サーバ５との間で決済が成功すれば（図３／ＳＴＥＰ２４でＹＥＳ）、決済管理装置３は決済成功通知を利用者端末２に送信する（図３／ＳＴＥＰ２５）。 Next, according to the payment screen displayed on the user terminal 2, the user executes the payment process (corresponding to the payment execution step of the present invention), and if the payment is successful with the payment executor server 5 ( 3/STEP 24 YES), the payment management device 3 transmits a payment success notification to the user terminal 2 (FIG. 3/STEP 25).
　これにより、空間Ｘの利用代金の支払いが完了したことを以って、空間Ｘの利用が終了される（例えば、ホテルの客室の場合には退室に必要な処理（出入り口の解錠、車庫のシャッターのオープンなど）が実行される）。 As a result, the use of the space X is terminated because the payment for the use of the space X has been completed (for example, in the case of a hotel guest room, processing required for exiting (unlocking the doorway, garage parking) Opening the shutter) is performed).
　一方、決済実行者サーバ５との間で決済が成功しない場合（図３／ＳＴＥＰ２４でＮＯ）、決済管理装置３は決済失敗通知を利用者端末２に送信する（図３／ＳＴＥＰ２６）。 On the other hand, when the payment with the payment executor server 5 is not successful (NO in FIG. 3/STEP 24 ), the payment management device 3 transmits a payment failure notification to the user terminal 2 (FIG. 3/STEP 26 ).
　この場合には、決済管理装置３により、ＱＲコード（登録商標）が再生成され、再生成されたＱＲコード（登録商標）が空間Ｘのコード表示部４に表示される。 In this case, the payment management device 3 regenerates the QR code (registered trademark), and the regenerated QR code (registered trademark) is displayed on the code display unit 4 in the space X.
　以上が、決済管理装置３により実行されるＱＲコード（登録商標）の生成および表示処理内容である。 The above is the content of the QR code (registered trademark) generation and display processing executed by the payment management device 3.
　以上説明したように、本実施形態の料金決済システムによれば、利用者の空間Ｘの利用が認識された場合に、該空間Ｘの利用代金決済するＱＲコード（登録商標）が生成される。そのため、予め空間Ｘの利用によりコードが生成されているため、カード決済の度毎にＱＲコード（登録商標）を生成することがなく、決済までに時間と手間を要することもない。一方で、ＱＲコード（登録商標）は、空間Ｘの利用毎に生成されるため、固定されたコードを設ける場合のように、複製などのセキュリティ上の問題が生じることもない。 As described above, according to the charge settlement system of the present embodiment, when the user's use of the space X is recognized, a QR code (registered trademark) for paying for the use of the space X is generated. Therefore, since the code is generated in advance by using the space X, the QR code (registered trademark) is not generated every time the card is settled, and it does not take time and labor until the settlement. On the other hand, since the QR code (registered trademark) is generated every time the space X is used, security problems such as copying do not occur unlike when a fixed code is provided.
　このように、本実施形態の料金決済システムによれば、簡易かつ確実にコードを介した決済が可能となる。 In this way, according to the fee payment system of the present embodiment, it is possible to easily and surely make a payment via a code.
　なお、本実施形態においては、決済管理装置３は、ＱＲコード（登録商標）として、決済用ＵＲＬのほか、店舗ＩＤや客室（テーブル）ＩＤ等を識別するコードが埋め込まれるものを生成する場合について説明したが、これに限定されるものではなく、決済用のＵＲＬのみを生成してもよい。 In the present embodiment, the payment management device 3 generates a QR code (registered trademark) in which a code for identifying a store ID, a guest room (table) ID, etc. is embedded in addition to a payment URL. As described above, the present invention is not limited to this, and only a payment URL may be generated.
　この場合には、利用者端末２から決済用のＵＲＬにアクセスがなされた後（ＳＴＥＰ２１～２２）、空間Ｘ毎に付与されたＩＤ（例えば、ホテルの客室の場合には各ホテルの客室毎に付与されたＩＤ）を入力する入力画面が表示される。ここでのＩＤは、固定された静的なＩＤであっても、利用毎または一定時間で更新される動的なＩＤであってもよい。 In this case, after the URL for settlement is accessed from the user terminal 2 (STEPs 21 to 22), the ID assigned to each space X (for example, in the case of a hotel guest room, each guest room of each hotel) An input screen for inputting the assigned ID) is displayed. The ID here may be a fixed static ID or a dynamic ID updated every use or at a fixed time.
　そして、利用者がＩＤ入力画面に従ってＩＤを入力することで、決済管理装置３は、店舗側端末１から当該空間Ｘの利用代金（金額）を取得し、取得した利用代金を決済実行者サーバ５に送信する。そして、決済管理装置３は、決済実行者サーバ５により生成された決済画面（クレジットカード情報を入力）を利用者端末２に中継して、利用者端末２の画面に表示させる（ＳＴＥＰ２３）。 Then, when the user inputs the ID according to the ID input screen, the payment management apparatus 3 acquires the usage fee (amount) of the space X from the store side terminal 1, and the acquired usage fee is set to the payment executor server 5 Send to. Then, the payment management device 3 relays the payment screen (input credit card information) generated by the payment executor server 5 to the user terminal 2 and displays it on the screen of the user terminal 2 (STEP 23).
　なお、本実施形態において、図３に示した利用者端末２と決済管理装置３とによる決済処理は、図４に示すように変更されてよい。 In the present embodiment, the payment processing by the user terminal 2 and the payment management device 3 shown in FIG. 3 may be changed as shown in FIG.
　図４は、会員サイトを利用した利用者端末２と決済管理装置３とによる決済処理である。なお、図３と同一の処理については、同一のＳＴＥＰ番号を付して、その説明を省略する。 FIG. 4 shows a settlement process performed by the user terminal 2 and the settlement management device 3 using the member site. Note that the same processing as that in FIG. 3 is denoted by the same STEP number, and description thereof is omitted.
　図４において、決済管理装置３において当該ＱＲコード（登録商標）が有効であれば（図４／ＳＴＥＰ２２でＹＥＳ、本発明のコード有効判定工程に相当する）、決済管理装置３は、（決済画面表示に代えて）会員用画面を利用者端末２に表示する（図４／ＳＴＥＰ３３）。 In FIG. 4, if the QR code (registered trademark) is valid in the payment management device 3 (YES in FIG. 4/STEP 22, which corresponds to the code validity determination step of the present invention), the payment management device 3 displays (the payment screen). The member screen is displayed on the user terminal 2 (instead of the display) (FIG. 4/STEP 33).
　次に、利用者端末２に表示された会員用画面に従って、利用者がログイン処理を実行し、決済管理装置３との間でログインが成功すれば（図４／ＳＴＥＰ３４でＹＥＳ）、決済管理装置３はログイン成功通知を利用者端末２に送信し（図４／ＳＴＥＰ３５）、その会員サイトにおいて会員システムの決済処理（例えば、クレジットカードによる決済のほか、電子マネーやポイントによる清算、本発明の決済画面表示工程および決済実行工程に相当する）が実行される。 Next, according to the member screen displayed on the user terminal 2, if the user executes the login process and succeeds in logging in with the payment management device 3 (YES in FIG. 4/STEP 34), the payment management device. 3 transmits a login success notification to the user terminal 2 (FIG. 4/STEP 35), and at the member site, payment processing of the member system (for example, payment by credit card, settlement by electronic money or points, payment by the present invention) The screen display process and the payment execution process) are executed.
　一方、決済管理装置３との間でログインが成功しない場合（図４／ＳＴＥＰ３４でＮＯ）、決済管理装置３はログイン失敗通知を利用者端末２に送信する（図４／ＳＴＥＰ３６）。この場合には、（図３と同様に）決済管理装置３により、ＱＲコード（登録商標）が再生成され、再生成されたＱＲコード（登録商標）が空間Ｘのコード表示部４に表示される。 On the other hand, when the login with the payment management device 3 is not successful (NO in FIG. 4/STEP 34), the payment management device 3 transmits a login failure notification to the user terminal 2 (FIG. 4/STEP 36). In this case, the QR code (registered trademark) is regenerated by the settlement management device 3 (similar to FIG. 3), and the regenerated QR code (registered trademark) is displayed on the code display unit 4 in the space X. It
　以上が、会員サイトを利用した利用者端末２と決済管理装置３とによる決済処理である。 The above is the settlement process by the user terminal 2 and the settlement management device 3 using the member site.
　なお、上述の各実施形態において、ＱＲコード（登録商標）は、空間Ｘの利用毎に生成され（図２／ＳＴＥＰ１１，１２）、その有効性が判定されるが（図３／ＳＴＥＰ２２，図４／ＳＴＥＰ２２）、これに加えてまたは代えて、生成されたＱＲコード（登録商標）に時間制限を設けて、制限時間内のみ有効としてもよい。これにより、複製防止をより確実に担保することが可能となる。 In each of the above-described embodiments, the QR code (registered trademark) is generated every time the space X is used (FIG. 2/STEPs 11 and 12), and its validity is determined (FIG. 3/STEP 22, FIG. 4). /STEP22), in addition to or instead of this, a time limit may be set on the generated QR code (registered trademark) so that it is valid only within the time limit. As a result, it becomes possible to more reliably ensure the copy protection.
１…店舗側端末、２…利用者端末、３…決済管理装置、４，４´…コード表示部、５…決済実行者サーバ、Ｘ…空間。 1... Store-side terminal, 2... User terminal, 3... Payment management device, 4, 4'... Code display unit, 5... Payment executor server, X... Space.

Claims (1)

  1. 　空間を時間貸しする店舗側に設けられた店舗側端末と、該空間を時間借りする利用者側に設けられた利用者端末と、該店舗側端末に接続され、該空間の利用状況から決済を行う決済管理装置とを備える料金決済システムにおいて、
    　前記決済管理装置により、
    　前記利用者の前記空間の利用を認識する空間利用認識工程と、
    　前記空間利用認識工程により前記利用者の前記空間の利用が認識された場合に、該空間の利用代金決済するための少なくとも決済用ＵＲＬを含むコードを生成するコード生成工程と、
    　前記コード生成工程により生成された前記コードを前記空間内のコード表示部に表示するコード表示工程と
    が実行され、
    　前記利用者端末により、
    　前記コード表示工程により前記空間内の前記コード表示部に表示されたコードを読み込むことにより前記決済用ＵＲＬへのアクセスを行うコード読み込み工程と、
    　前記コード読み込み工程により読み込まれコードが有効か否かを前記管理装置に問い合わせるコード有効判定工程と、
    　前記コード有効判定工程によりコードが有効である場合に、前記決済管理装置から取得される決済金額を案内する決済画面を表示する決済画面表示工程と、
    　前記決済画面表示工程により表示された前記決済画面により決済を実行する決済実行工程と
    が実行され、
    　前記決済管理装置により、
    　前記空間利用認識工程において前記利用者の前記空間の利用の終了が認識された場合は、前記コード生成工程により生成されたコードを無効化するコード無効化工程と、前記コード表示工程により前記コード表示部に表示されたコードの表示を削除するコード削除工程とが実行された後コードが再生成されない一方、前記コード読み込み工程におけるコードの読み込みにより前記利用者端末との間の決済処理が開始された場合は、前記コード生成工程により生成されたコードを無効化するコード無効化工程と、前記コード表示工程により前記コード表示部に表示されたコードの表示を削除するコード削除工程とが実行された後、前記決済画面表示工程により表示された前記決済画面により決済が成功しないときにコードが再生成されることを特徴とする料金決済システム。     A store-side terminal provided on the side of the store that rents the space for a time, a user terminal provided on the side of the user who rents the space for a time, and a terminal connected to the store-side terminal, and payment is made based on the usage status of the space. In a fee payment system including a payment management device,
    By the payment management device,
    A space use recognition step of recognizing the use of the space by the user;
    A code generating step of generating a code including at least a payment URL for paying for the use of the space when the use of the space is recognized by the space use recognizing step;
    And a code display step of displaying the code generated by the code generation step on a code display section in the space,
    By the user terminal,
    A code reading step of accessing the payment URL by reading the code displayed on the code display section in the space by the code displaying step;
    A code validity determining step of inquiring to the management device as to whether or not the code read by the code reading step is valid;
    A payment screen display step of displaying a payment screen for guiding the payment amount acquired from the payment management device when the code is valid in the code validity determination step,
    And a payment execution step of executing payment by the payment screen displayed by the payment screen display step,
    By the payment management device,
    When the end of use of the space by the user is recognized in the space use recognition step, a code invalidation step of invalidating the code generated by the code generation step, and the code display by the code display step The code is not regenerated after the code deletion step of deleting the display of the code displayed on the section is executed, while the payment processing with the user terminal is started by the code reading in the code reading step. In this case, after the code invalidation step of invalidating the code generated by the code generation step and the code deletion step of deleting the display of the code displayed on the code display section by the code display step are executed. The payment system according to claim 1, wherein a code is regenerated when the payment is not successful on the payment screen displayed in the payment screen display step.
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