WO2020108134A1 - 租赁业务的处理方法、装置、系统及设备 - Google Patents

租赁业务的处理方法、装置、系统及设备 Download PDF

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Publication number
WO2020108134A1
WO2020108134A1 PCT/CN2019/111235 CN2019111235W WO2020108134A1 WO 2020108134 A1 WO2020108134 A1 WO 2020108134A1 CN 2019111235 W CN2019111235 W CN 2019111235W WO 2020108134 A1 WO2020108134 A1 WO 2020108134A1
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lease
information
user
account
blockchain
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English (en)
French (fr)
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李敏
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Alibaba Group Holding Ltd
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Alibaba Group Holding Ltd
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    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0645—Rental transactions; Leasing transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60—Protecting data
    • G06F21/604—Tools and structures for managing or administering access control systems

Definitions

  • This application relates to the field of blockchain technology, in particular to a processing method, device, system and equipment for leasing business.
  • the purpose of the embodiments of the present specification is to provide a processing method, device, system and equipment for the leasing business, so that the merchant can conveniently and quickly obtain the evidence of the leasing transaction, thereby safeguarding his own legal rights and interests.
  • the embodiment of this specification provides a processing method for leasing business, which is applied to a leasing transaction server connected to a blockchain.
  • the method includes:
  • the identity verification of the target user is passed, the corresponding lease operation is performed according to the lease information, and the lease data generated by the lease operation is written into the blockchain.
  • the embodiment of this specification also provides a leasing business processing device, which is applied to a leasing transaction server connected to a blockchain.
  • the device includes:
  • a first receiving module configured to receive a product rental request sent by a first terminal; wherein, the product rental request carries rental information and account information;
  • An authentication module configured to authenticate the target user according to the identity information to be verified and the user identity information
  • An execution module configured to execute a corresponding lease operation according to the lease information if the identity verification of the target user is passed;
  • the first writing module is used to write the lease data generated by the lease operation into the blockchain.
  • the embodiment of this specification also provides a processing system for leasing business, the system includes a first terminal and a leasing transaction server; the leasing transaction server is connected to a blockchain;
  • the first terminal is used to send a product rental request to the rental transaction server; wherein, the product rental request carries rental information and account information;
  • the lease transaction server is used to obtain the identity information to be verified corresponding to the target user who rents the product from the first terminal, and obtain the user identity information corresponding to the account from the target server; and according to the pending Verifying the identity information and the user identity information to verify the identity of the target user; if the identity verification of the target user is passed, the corresponding lease operation is performed according to the lease information, and the lease generated by the lease operation is performed Data is written into the blockchain;
  • the lease transaction server is embedded in the target server.
  • the embodiment of the present specification also provides a leasing business processing device, which is applied to a leasing transaction server connected to a blockchain.
  • the device includes:
  • a memory arranged to store computer-executable instructions, which when executed, causes the processor to:
  • the identity verification of the target user is passed, the corresponding lease operation is performed according to the lease information, and the lease data generated by the lease operation is written into the blockchain.
  • the embodiment of the present specification also provides a storage medium, which is applied to a lease transaction server connected to a blockchain.
  • the storage medium is used to store computer-executable instructions. When the executable instructions are executed, the following process is implemented:
  • the identity verification of the target user is passed, the corresponding lease operation is performed according to the lease information, and the lease data generated by the lease operation is written into the blockchain.
  • the leasing transaction server uploads all the leasing data generated during the leasing transaction to the blockchain for storage. Since the blockchain technology is not tamper-proof, so It can ensure that the lease data written in the blockchain cannot be tampered with, thereby ensuring the authenticity of the data. Therefore, if there is a subsequent dispute due to the lease party's breach of contract, etc., the lease data stored in the blockchain can be directly used as evidence, there is no need to prove the authenticity of the lease data, and the trouble caused by the authenticity of the lease data is avoided. Thus, the merchant can obtain the lease transaction evidence conveniently and quickly, which brings great convenience.
  • FIG. 1 is one of method flowcharts of a method for processing a lease business provided by an embodiment of this specification
  • FIG. 2 is a second flowchart of a method for processing a lease business provided by an embodiment of the present specification
  • FIG. 3 is a schematic flowchart of a method for processing a lease business provided by an embodiment of this specification
  • FIG. 4 is a third flowchart of a method for processing a lease business provided by an embodiment of the present specification
  • FIG. 5 is a schematic diagram of the module composition of a processing device for a lease service provided by an embodiment of the present specification
  • FIG. 6 is a schematic structural diagram of a leasing business processing system provided by an embodiment of the present specification.
  • FIG. 7 is a second structural diagram of a processing system for a rental business provided by an embodiment of the present specification.
  • FIG. 8 is a schematic structural diagram of a leasing business processing device provided by an embodiment of the present specification.
  • the embodiment of this specification provides a processing method for leasing business.
  • the leasing transaction server will upload all the leasing data generated during the leasing transaction to the blockchain for storage. Due to the blockchain technology It is non-tamperable, so it can ensure that the lease data written in the blockchain cannot be tampered, thereby ensuring the authenticity of the data. Therefore, if subsequent disputes occur due to user breach of contract, etc., the lease data stored in the blockchain can be directly used as evidence, and there is no need to prove the authenticity of the lease data, avoiding the trouble caused by the authenticity of the lease data, thus It allows merchants to easily and quickly obtain lease transaction evidence, which brings great convenience.
  • the processing method of the leasing business provided by the embodiment of this specification can be applied to the leasing transaction server, that is, the execution body of the processing method of the leasing business provided by the embodiment of this specification is the leasing transaction server, specifically, it can be installed on the leasing transaction server Processing device for your leasing business.
  • the lease transaction server is embedded in other servers.
  • the above lease transaction server may be embedded on the Alipay server, so that the lease transaction server serves as a small program or function module of the Alipay server.
  • FIG. 1 is one of the method flowcharts of the method for processing a lease service provided by an embodiment of the present specification.
  • the method shown in FIG. 1 includes at least the following steps:
  • Step 102 Receive a product rental request sent by a first terminal; wherein, the product rental request carries rental information and account information.
  • the above lease information can generally include one or a combination of the following information: the name of the target product to be leased, the model of the target product, the lease period, the method of paying the rent, the method of collecting the product (such as door-to-door pickup) Or mailing method, etc.); if the target product leased by the target user requires the merchant to mail it to the target user, the above lease information also includes information such as the receiving address, consignee, and consignee contact information.
  • the above-mentioned identity information to be verified may be the identity information of the target user collected when the target user sends the product rental request through the first terminal, for example, the identity information to be verified may be the face image of the target user or the target user Information of the identity card held.
  • the above account information may be the identification information of the account, specifically, the account number of the account or the user identification (UID) of the account, where the UID is assigned to the user when registering The unique identifier of the user account.
  • UID user identification
  • the target product to be rented can be any product that can be rented, for example, it can be a bicycle, a car, a power bank, an umbrella, etc.
  • the first terminal may be a terminal device such as a mobile phone, a tablet computer, or a computer, and an application program used by the target user for product rental is installed on the first terminal.
  • the target user when the target user needs to rent a product, he can open the rental application client on the first terminal, and find the target product on the client. After finding the target product, fill it in the rental interface of the target product Or select the corresponding lease information, carry the lease information in the product lease request, and send it to the lease transaction server.
  • Step 104 Obtain the identity information to be verified corresponding to the target user who rents the product from the first terminal, and obtain the user identity information corresponding to the account from the target server; wherein, the lease transaction server is embedded in the target server.
  • the rental transaction server when the rental transaction server receives the product rental request sent by the first terminal, it sends an instruction to collect the identity information of the target user to the first terminal, and when the first terminal receives the instruction, it jumps to the identity
  • the information collection interface collects the identity information corresponding to the target user, and the first terminal sends the collected identity information of the target user to the lease transaction server as identity information to be verified.
  • the identity information to be verified may be a face image of the target user, an eye image of the target user, ID information held by the target user, and so on.
  • the above lease transaction server embedded in the target server can be understood as, in a client, the lease as a function of the client depends on the client, the client can be an integrated product with multiple functional applications, the corresponding ,
  • the back-end server corresponding to the client needs to provide back-end services for multiple functions that depend on it, and the lease transaction server corresponding to the lease is embedded in the back-end server corresponding to the client (that is, mentioned in the embodiments of this specification To the target server) to provide background support for the leasing business.
  • the lease can be used as a functional module or additional applet of the Alipay client, and the lease transaction server corresponding to the lease needs to be embedded in the Alipay server.
  • the leasing transaction server is embedded on the target server, and the above account is the account registered by the user on the target server, and the user has performed real-name authentication on the target server.
  • the leasing transaction server receives the first terminal After the target user sends a product rental request for the target product, it searches and obtains the user identity information corresponding to the account from the target server according to the account information carried in the product rental request.
  • the user identity information corresponding to the above account includes the identity information of the authorized user of the account; and the above authorized user includes the owner of the account and the authorized user of the account.
  • the so-called authorized user of an account is a user who is authorized by the owner of the account and allowed to use the account to perform operations.
  • the identity information corresponding to the target user may include information such as the name, gender, age, ID number, photo, and residence of the authorized user.
  • the lease transaction server is embedded on the target server, when the registered user of the target server needs to lease the product, there is no need to register again, and the user can directly use the user’s registration information on the target server Identity authentication is enough, which is convenient for users to rent products.
  • Step 106 Perform identity verification on the target user based on the identity information to be verified and the user identity information.
  • the purpose of authenticating the user is generally to verify whether the target user currently performing the leasing operation is an authorized user of the current login account, and the authorized user may be the owner of the account, for example, the account
  • the owner of the account is user A.
  • the above-mentioned identity verification of the target user is actually to verify whether it is his own operation.
  • the above-mentioned authorized users may also be users who can use the account for product leasing after being authorized by the proponent of the account.
  • the owner of an account is user A
  • user A can authorize user B to use the account for leasing operations
  • user B is an authorized user of the account.
  • the authorized user may be a user who has a kinship or other relationship with the account owner.
  • the so-called authorized users refer to users who have the authority to use the account for product leasing.
  • user A registers on the target server through the application client and authenticates with real name, then user A is the owner of the account obtained by the registration, and the target user is renting the product through the application client , You need to verify the identity of the target user to verify whether the target user is user A, that is, whether user A himself operates; or, if user A authorizes user B to use the account for product rental, user B is the account Authorized users, that is, both user A and user B are authorized users of the account.
  • the identity information to be verified corresponding to the target user of the product rental, and verify whether the target user is based on the information to be verified It is user A or user B, that is, to verify whether the target user is an authorized user of the account.
  • the purpose of authenticating the user is to ensure the security of the user account and prevent the user account from being illegally acquired by others to use the account to perform the leasing operation, resulting in the loss of the account owner’s property .
  • step 108 if the identity verification of the target user is passed, the corresponding leasing operation is performed according to the above leasing information, and the leasing data generated by the above leasing operation is written into the blockchain.
  • the generated rental data is stored in the blockchain. Since the blockchain technology is non-tamperable, it can ensure that the rental data stored in the blockchain will not be tampered, thereby ensuring the authenticity of the rental data, and can be directly stored in the area in the event of a subsequent dispute
  • the lease data in the blockchain is used as evidence, without having to prove the authenticity of the data as evidence, it is simple and convenient.
  • the above-mentioned identity information to be verified generally includes the face image of the target user collected by the first terminal when the target user rents the product, or the identification information held by the target user collected by the first terminal;
  • the identity verification of the target user based on the identity information to be verified and the above user identity information specifically includes the following process:
  • the identity of the target user in addition to the identity verification of the target user through the face image or the identity document information, the identity of the target user can also be verified using iris features, fingerprint features, and voiceprint features.
  • the mode is only an exemplary description, and does not constitute a limitation on the embodiments of the present specification.
  • the identity information corresponding to the authorized user of the account may include the authorized user's name, gender, age, ID number, date of birth, residence, face image, fingerprint information, iris information and other information.
  • the face image of the target user is directly matched with the reserved face image corresponding to the authorized user of the account. If it is the face image of the target user If the similarity value with a certain reserved face image is greater than or equal to the set threshold, the target user is considered to be an authorized user of the account.
  • the identity information to be verified is the image information or scanning information of the identity document held by the target user captured by the first user when the target user leases the target product
  • the identity is determined according to the image information or scanning information of the identity document
  • the corresponding lease operation is performed according to the lease information, specifically including the following process:
  • the lease transaction server if the target user's identity verification is passed, the lease transaction server generates a lease electronic contract for the target product according to the lease information carried in the received product lease request.
  • the lease electronic contract is at least Can include one or more of the following information: the name of the target product leased, the model of the target product, the value of the target product, the leaser, the leaser, the start and end periods of the lease, and the way the leaser obtains the product ( (Such as door-to-door withdrawal or mailing method), the target product's rent, the target user's method of paying the rent, the processing method of the lease party's breach of contract, etc.; if the above-mentioned leasing party obtains the product by mailing method, then the above leasing electronic contract also needs to include Information such as product mailing address, consignee and consignee's contact information.
  • the lease transaction server After the lease transaction server generates the lease electronic contract, it sends a notification message to the second terminal, where the second terminal is a mobile phone, server computer, or computer terminal device used by the merchant, and the merchant is installed on the second terminal The corresponding rental application client.
  • the above lease electronic contract may be carried in a notification message and sent to the second terminal, so that the merchant can lease the target product to the target user according to the lease electronic contract received by the second terminal.
  • the lease data stored in the blockchain generally includes all lease transaction data generated during the lease process of the target product, and the lease transaction data includes the target user through the first terminal
  • the submitted leasing transaction data and the leasing transaction data submitted by the merchant through the second terminal may be information such as mailing of target product related information by the merchant, confirmation of receipt of the target product information by the target user, and confirmation of payment of the rent of the target product by the target user. Therefore, before storing the lease data generated by the lease operation in the blockchain, the method provided in the embodiments of the present specification further includes:
  • step 108 above the lease transaction data generated by the lease operation is written into the blockchain, including:
  • user A sends a product rental request for product A to the rental transaction server through the first terminal, and the product rental request carries rental information and account information.
  • the rental transaction server receives the product rental request for product A sent by user A Then, write the product leasing request sent by user A and the time when the product leasing request is sent into the blockchain connected to the leasing transaction server, and obtain the identity information to be verified corresponding to the target user, and obtain the account Corresponding user identity information; the lease transaction server authenticates user A.
  • a lease electronic contract is generated, and the lease electronic contract is written into the above-mentioned blockchain; the lease transaction server sends it to the second terminal Notification information, so that the merchant leases product A to user A according to the rental electronic contract carried in the notification information.
  • the merchant sends product A
  • the merchant sends the delivery time, delivery address, and mailing of product A through the second terminal
  • the courier information, waybill number and other information used at the time of delivery are sent as leasing transaction data to the leasing transaction server.
  • the leasing transaction server After receiving the leasing transaction data, the leasing transaction server writes the leasing transaction data into the above-mentioned blockchain; when the user After receiving product A, A can send information such as the time when product A was received as lease transaction data to the lease transaction server, so that the lease transaction server writes the lease transaction data into the above-mentioned blockchain.
  • user A also generates other transaction data during the process of leasing product A from the merchant, it will be sent to the leasing transaction server together, and the leasing transaction server will write it into the blockchain.
  • the above example is only an exemplary description, and does not constitute a limitation on the lease transaction data written in the blockchain in the embodiments of the present specification.
  • the above lease transaction data may also include the lease amount, payment time, and payment method paid by user A.
  • FIG. 2 is a second flowchart of a method for processing a lease service provided by an embodiment of the present specification.
  • the method shown in FIG. 2 includes at least the following steps:
  • Step 202 Receive a target user's rental request for a target product sent by the first terminal; where the rental request carries rental information and account information.
  • Step 204 Obtain identity information to be verified from the first terminal, and acquire user identity information corresponding to the account from the target server.
  • the lease transaction server is embedded in the target server.
  • Step 206 Perform identity verification on the target user according to the identity information to be verified and the user identity information.
  • Step 208 if the identity verification of the target user is passed, a lease electronic contract is generated based on the above lease information, and the electronic lease contract is written into the blockchain.
  • Step 210 Send notification information to the second terminal, so that the merchant leases the target product to the target user according to the lease electronic contract.
  • the above notification information carries an electronic lease contract.
  • Step 212 Receive information about the target product mailed to the target user by the merchant through the second terminal, and write the information into the above-mentioned blockchain as lease transaction data.
  • Step 214 Receive confirmation information sent by the target user to confirm receipt of the target product through the first terminal, and write the information into the above-mentioned blockchain as lease transaction data.
  • the method provided by the embodiments of the present specification further includes the following steps:
  • the target user's identity verification if the target user's identity verification is passed, the identity information to be verified and the target user's identity verification pass information (whether the target user is the owner of the account or the target user is an authorized user of the account) are written Into the blockchain, so that the stored data is more comprehensive, which is convenient for subsequent determination of which authorized user rents the target product; accordingly, if the target user's identity verification fails, in order to facilitate subsequent queries, the target user is not rented The reason for the target product still needs to write the identity information to be verified and the information about the identity verification failure into the blockchain.
  • the rental data when the rental data is stored in the blockchain, the rental data can be encrypted. Therefore, in the embodiment of this specification
  • the lease data generated by the lease operation is stored in the blockchain, including:
  • the lease data corresponding to a lease business in order to facilitate the subsequent search for the lease data corresponding to a lease business, before storing the lease data in the blockchain, you can hash the lease data to obtain the unique hash value corresponding to the lease data.
  • the hash value is stored as the block header corresponding to the lease data, so that the lease data corresponding to the lease business can be subsequently searched according to the hash value corresponding to a lease business.
  • the asymmetric encryption algorithm or the like may be used to encrypt the lease data.
  • the embodiment of the present specification does not limit the specific encryption algorithm used to encrypt the lease data.
  • the lease data generated by the lease operation is written into the blockchain, which specifically includes:
  • the above only introduces one of the implementation methods for storing the rental data in the blockchain.
  • the rental data can also be written into the blockchain through other consensus methods. Repeat.
  • the target product when the target user finishes using the target product and reaches the rental period, the target product needs to be returned to the merchant.
  • the target user can perform the return through the first terminal when returning the target product to the merchant Operation, for example, the target user can select the return method through the first terminal and submit the return information.
  • the return information submitted must also carry the target product delivery express information and send out Date and waybill number and other information; when the rental transaction server receives the return information sent by the first terminal, the return information is written into the blockchain; in addition, when the merchant receives the target product returned by the target user, it passes the The second terminal submits confirmation return information confirming receipt of the target product to the rental transaction server, and the rental transaction server writes the confirmation return information submitted by the merchant into the blockchain.
  • the confirmation return information may carry information such as the date the target product was received and whether the target product is damaged.
  • the merchant can send the information of the target product that has not been returned to the lease transaction server through the second terminal, and the lease transaction server uses the received information as the lease transaction
  • the data is written into the blockchain.
  • FIG. 3 is a schematic flowchart of a method for processing a leasing business provided by an embodiment of the present specification.
  • a user sends a leasing request for a target product to a leasing transaction server through a first terminal.
  • the lease transaction server sends the lease notification information to the merchant through the second terminal.
  • the merchant uploads the shipment information as the lease transaction data to the lease transaction server, and when the user receives the target product , Upload the confirmed receipt information as the lease transaction data to the lease transaction server.
  • the lease transaction server After receiving the lease transaction data sent by the first terminal and the second terminal, writes the lease transaction data into the blockchain, That is, the lease data is uploaded to the chain through the lease transaction server.
  • the return information of the target product will be sent to the leasing transaction server through the first terminal, and the leasing transaction server will use the return information of the target product as the leasing transaction data to write on the chain (write to the blockchain);
  • the second terminal sends a confirmation return message confirming receipt of the returned target product to the rental transaction server, and the rental transaction server uses the confirmation return information of the target product as the rental transaction data for the chain (write area Blockchain).
  • the third method flowchart of the processing method, the method shown in FIG. 4, includes at least the following steps:
  • Step 402 The first terminal sends a rental request of user A for product A to the rental transaction server; where the rental request carries rental information and identification information of the account.
  • the above lease information generally includes the product A, the model of the product A, the start and end periods of the lease, the pickup method, the payment method, and the amount of payment; if the above pickup method is by mail, the above lease information also includes information such as the mailing address.
  • Step 404 After receiving the above lease request, the lease transaction server obtains the face image of user A from the first terminal, and obtains the reserved face image of the account owner according to the identification information of the account.
  • the lease transaction server after receiving the above product rental request, sends a facial image collection instruction to the first terminal, so that the interface displayed on the first terminal jumps to the facial image collection interface, and collects the face of user A image.
  • Step 406 the lease transaction server matches the similarity between the face image of user A and the reserved face image, and determines whether the similarity value between the face image of user A and the reserved face image is greater than or equal to a preset Threshold; if yes, go to step 408.
  • Step 408 the lease transaction server determines that user A is the owner of the account, generates an electronic lease contract based on the above lease information, and writes the face image and verification result of user A into the blockchain.
  • the above electronic lease contract generally includes information such as the lessee, the lessor, the lease start and end periods, the rent, the punishment measures for breach of contract, and the way of pickup.
  • Step 410 The lease transaction server sends a notification message to the second terminal to prompt the merchant to lease product A from user A according to the electronic lease contract.
  • step 412 the second terminal sends merchant A's shipping information for product A to the rental transaction server.
  • Step 414 the lease transaction server writes the received shipping information as lease transaction information into the blockchain.
  • Step 416 The first terminal sends a confirmation message that user A confirms receipt of product A to the rental transaction server.
  • Step 418 the lease transaction server writes the received confirmation information into the blockchain as lease transaction data.
  • step 420 the first terminal sends the return information of the product A returned by the user A to the rental transaction server.
  • Step 422 the lease transaction server writes the received return information as lease transaction data into the blockchain.
  • step 424 the second terminal sends confirmation return information confirming that the user A returns the product A to the rental transaction server.
  • step 426 the lease transaction server writes the received confirmation return information into the blockchain as lease transaction data.
  • the leasing transaction server will upload all the leasing data generated during the leasing transaction to the blockchain for storage. Since the blockchain technology is not tamper-proof, it can guarantee to write The lease data entered in the blockchain cannot be tampered with, thus ensuring the authenticity of the data. Therefore, if there is a subsequent dispute due to the lease party's breach of contract, etc., the lease data stored in the blockchain can be directly used as evidence, there is no need to prove the authenticity of the lease data, and the trouble caused by the authenticity of the lease data is avoided. Therefore, the merchant can obtain the lease transaction evidence conveniently and quickly, which brings great convenience; in addition, using the method provided in the embodiment of this specification, the user only needs to verify the identity of the user when renting the product. There is no need for users to perform operations such as deposit payment, making it easier for users to rent products.
  • FIG. 5 is a schematic diagram of the module composition of the leasing business processing device provided by the embodiment of the present specification.
  • the device shown in FIG. 5 includes:
  • the first receiving module 502 is configured to receive a product rental request sent by a first terminal; wherein, the product rental request carries rental information and account information;
  • the obtaining module 504 is used to obtain the identity information to be verified corresponding to the target user who rents the product from the first terminal, and obtain the user identity information corresponding to the account from the target server; wherein the above-mentioned rental transaction server is embedded in the target server ;
  • the verification module 506 is used to verify the identity of the target user according to the identity information to be verified and the user identity information;
  • the execution module 508 is used to execute the corresponding lease operation according to the lease information if the identity verification of the target user is passed;
  • the first writing module 510 is used to store the lease data generated by the lease operation in the blockchain; wherein, the blockchain is a node in the blockchain.
  • the device provided by the embodiment of this specification further includes:
  • the second writing module is used to store the identity information to be verified and the target user's identity verification result in the blockchain.
  • the above execution module 508 includes:
  • the generating unit is used to generate a lease electronic contract based on the lease information
  • the sending unit is used to send a notification message to the second terminal; wherein, the notification message is used to notify the merchant to lease the target product to the target user according to the lease electronic contract.
  • the device provided in this embodiment of the specification further includes:
  • the second receiving module is used to receive the leasing transaction data corresponding to the target product sent by the first terminal and the second terminal;
  • the above first writing module 510 includes:
  • the first writing unit is used to store the lease electronic contract and lease transaction data on the blockchain.
  • the user identity information corresponding to the above account includes identity information of authorized users of the account;
  • the above authorized users include the account owner and authorized users of the account.
  • the identity information to be verified includes the face image or ID information of the target user
  • the above verification module 506 specifically includes:
  • the first verification unit is used for matching the similarity between the face image of the target user and the reserved face image corresponding to the authorized user of the account, and determining whether the target user is an authorized user of the account according to the matching result;
  • the second verification unit is configured to match the identity document information with the identity information corresponding to the authorized user of the target user, and determine whether the target user is an authorized user of the account according to the matching result.
  • the first writing module 510 includes:
  • the second writing unit is used to write lease data to a node in the blockchain and trigger the node to verify the lease data;
  • the trigger unit is used to trigger the node to broadcast the lease data to other nodes in the blockchain if the verification of the lease data is passed.
  • the leasing business processing device of the embodiment of the present specification may also execute the method performed by the leasing business processing device in FIGS. 1-4, and implement the function of the leasing business processing device in the embodiment shown in FIGS. 1-4, here No longer.
  • the leasing transaction server uploads all leasing data generated during the leasing transaction to the blockchain for storage. Since the blockchain technology is not tamper-proof, it can guarantee to write The lease data entered into the blockchain cannot be tampered with, thus ensuring the authenticity of the data. Therefore, if there is a subsequent dispute due to the lease party's breach of contract, etc., the lease data stored in the blockchain can be directly used as evidence, there is no need to prove the authenticity of the lease data, and the trouble caused by the authenticity of the lease data is avoided. Therefore, the merchant can obtain the lease transaction evidence conveniently and quickly, which brings great convenience; in addition, using the method provided in the embodiment of this specification, the user only needs to verify the identity of the user when renting the product. There is no need for users to perform operations such as deposit payment, making it easier for users to rent products.
  • FIG. 6 is a schematic structural diagram of a leasing business processing system provided by the embodiment of the present specification.
  • the system shown includes a first terminal 602 and a leasing transaction server 604; the above leasing transaction server accesses the blockchain;
  • the first terminal 602 is used to send a product rental request to a rental transaction server; wherein, the product rental request carries rental information and account information;
  • the leasing transaction server 604 is used to obtain the identity information to be verified corresponding to the target user who rents the product from the first terminal, and obtain the user identity information corresponding to the account from the target server; and according to the identity information to be verified and the user identity The information authenticates the target user; if the target user's identity verification is passed, the corresponding lease operation is performed according to the lease information, and the lease data generated by the lease operation is written into the blockchain;
  • the above lease transaction server is embedded in the target server.
  • the lease transaction server 604 is specifically used for:
  • FIG. 7 is a second schematic structural diagram of a rental service processing system provided by an embodiment of the present specification.
  • the system shown in FIG. 7 further includes a second terminal 606;
  • the lease transaction server 604 is specifically used to generate a lease electronic contract based on the lease information and send a notification message to the second terminal; wherein, the notification message is used to notify the merchant to lease the product to the target user according to the lease electronic contract;
  • the second terminal 606 is used to display a notification message to the merchant.
  • the lease transaction server 604 is also used for:
  • the lease transaction service 604 is also used for:
  • the user identity information corresponding to the account includes the identity information of the authorized user of the account; the authorized user includes the owner of the account and the authorized user of the account.
  • the identity information to be verified includes the face image or ID information of the target user
  • the lease transaction server 604 is specifically used for:
  • the leasing server in the leasing business processing system provided by the embodiment of the present specification can also execute the method performed by the leasing server in FIGS. 1 to 4 and implement the function of the leasing server in the embodiment shown in FIGS. 1 to 4. Repeat again.
  • the leasing transaction server will upload all leasing data generated during the leasing transaction to the blockchain for storage. Since the blockchain technology is not tamper-proof, it can guarantee to write The lease data entered into the blockchain cannot be tampered with, thus ensuring the authenticity of the data. Therefore, if there is a subsequent dispute due to the lease party's breach of contract, etc., the lease data stored in the blockchain can be directly used as evidence, there is no need to prove the authenticity of the lease data, and the trouble caused by the authenticity of the lease data is avoided. Therefore, the merchant can obtain the lease transaction evidence conveniently and quickly, which brings great convenience; in addition, using the method provided in the embodiment of this specification, the user only needs to verify the identity of the user when renting the product. There is no need for users to perform operations such as deposit payment, making it easier for users to rent products.
  • the embodiments of the present specification further provide a leasing business processing device, which is applied to a leasing transaction server, as shown in FIG. 8.
  • the processing equipment of the leasing business may have a large difference due to different configurations or performances, and may include one or more processors 801 and a memory 802, and the memory 802 may store one or more stored application programs or data.
  • the memory 802 may be short-term storage or persistent storage.
  • the application program stored in the memory 802 may include one or more modules (not shown in the figure), and each module may include a series of computer-executable instruction information in a processing device for a lease service.
  • the processor 801 may be configured to communicate with the memory 802 and execute a series of computer-executable instruction information in the memory 802 on the processing device of the lease service.
  • the processing equipment of the leasing business may further include one or more power supplies 803, one or more wired or wireless network interfaces 804, one or more input/output interfaces 805, one or more keyboards 806, and so on.
  • the processing device of the rental service includes a memory and one or more programs, where one or more programs are stored in the memory, and the one or more programs may include one or more modules, And each module may include a series of computer-executable instruction information in the processing equipment of the leasing business, and is configured to be executed by one or more processors.
  • the one or more programs contain the following computer-executable instruction information :
  • the identity information to be verified corresponding to the target user for product leasing from the first terminal and obtain the user identity information corresponding to the account from the target server; wherein, the lease transaction server is embedded in the target server;
  • the identity verification of the target user is passed, the corresponding lease operation is performed according to the lease information, and the lease data generated by the lease operation is written into the above-mentioned blockchain.
  • the corresponding lease operation is performed according to the lease information, including:
  • write the lease transaction data generated by the lease operation into the blockchain including:
  • the user identity information corresponding to the account includes the identity information of the authorized user of the account; wherein, the authorized user includes the owner of the account and the authorized user of the account.
  • the identity information to be verified includes the face image or ID information of the target user
  • verify whether the target user is an authorized user of the account including:
  • the lease data generated by the lease operation is written into the blockchain, including:
  • the trigger node broadcasts the lease data to other nodes in the blockchain.
  • the leasing transaction server uploads all leasing data generated during the leasing transaction to the blockchain for storage. Since the blockchain technology is not tamper-proof, it can guarantee to write The lease data entered into the blockchain cannot be tampered with, thus ensuring the authenticity of the data. Therefore, if there is a subsequent dispute due to the lease party's breach of contract, etc., the lease data stored in the blockchain can be directly used as evidence, there is no need to prove the authenticity of the lease data, and the trouble caused by the authenticity of the lease data is avoided Therefore, the merchant can obtain the lease transaction evidence conveniently and quickly, which brings great convenience; in addition, using the method provided in the embodiment of this specification, the user only needs to verify the identity of the user when renting the product. There is no need for users to perform operations such as deposit payment, making it easier for users to rent products.
  • the embodiments of the present specification further provide a storage medium for storing computer-executable instruction information.
  • the storage medium may be U
  • a processor such as a disk, an optical disk, a hard disk, etc.
  • the identity information to be verified corresponding to the target user for product leasing from the first terminal and obtain the user identity information corresponding to the account from the target server; wherein, the lease transaction server is embedded in the target server;
  • the identity verification of the target user is passed, the corresponding lease operation is performed according to the lease information, and the lease data generated by the lease operation is written into the blockchain.
  • the corresponding lease operation is performed according to the lease information, including:
  • write the lease transaction data generated by the lease operation into the blockchain including:
  • the user identity information corresponding to the account includes the identity information of the authorized user of the account; wherein, the authorized user includes the owner of the account and the account’s Authorized users.
  • the identity information to be verified includes the face image or identity document information of the target user
  • verify whether the target user is an authorized user of the account including:
  • the lease data generated by the lease operation is written into the blockchain, including:
  • the trigger node broadcasts the lease data to other nodes in the blockchain.
  • the lease transaction server uploads all lease data generated during the lease transaction to the blockchain for storage, because the blockchain The technology is not tamper-proof, so it can ensure that the lease data written in the blockchain cannot be tampered with, thereby ensuring the authenticity of the data. Therefore, if there is a subsequent dispute due to the lease party's breach of contract, etc., the lease data stored in the blockchain can be directly used as evidence, there is no need to prove the authenticity of the lease data, and the trouble caused by the authenticity of the lease data is avoided.
  • the merchant can obtain the lease transaction evidence conveniently and quickly, which brings great convenience; in addition, using the method provided in the embodiment of this specification, the user only needs to verify the identity of the user when renting the product. There is no need for users to perform operations such as deposit payment, making it easier for users to rent products.
  • the improvement of a technology can be clearly distinguished from the improvement in hardware (for example, the improvement of circuit structures such as diodes, transistors, and switches) or the improvement in software (the improvement of the process flow).
  • the improvement of many methods and processes can be regarded as a direct improvement of the hardware circuit structure.
  • Designers almost get the corresponding hardware circuit structure by programming the improved method flow into the hardware circuit. Therefore, it cannot be said that the improvement of a method flow cannot be realized by hardware physical modules.
  • a programmable logic device Programmable Logic Device, PLD
  • PLD Programmable Logic Device
  • FPGA Field Programmable Gate Array
  • HDL Hardware Description Language
  • ABEL Advanced Boolean Expression
  • AHDL AlteraHardwareDescriptionLanguage
  • Confluence a specific programming language
  • CUPL CornellUniversityProgrammingLanguage
  • HDCal JHDL (JavaHardwareDescriptionLanguage)
  • Lava Lola
  • MyHDL PALASM
  • RHDL RubyHardwareDescription
  • the controller may be implemented in any suitable manner, for example, the controller may take a microprocessor or processor and a computer-readable medium storing computer-readable program code (such as software or firmware) executable by the (micro)processor , Logic gates, switches, application specific integrated circuits (Application Specific Integrated Circuit, ASIC), programmable logic controllers and embedded microcontrollers.
  • Examples of controllers include but are not limited to the following microcontrollers: ARC625D, Atmel AT91SAM, Microchip PIC18F26K20 and Silicon Labs C8051F320, the memory controller can also be implemented as part of the control logic of the memory.
  • controller in addition to implementing the controller in the form of pure computer-readable program code, it is entirely possible to logically program method steps to make the controller use logic gates, switches, application specific integrated circuits, programmable logic controllers and embedded The same function is realized in the form of a microcontroller or the like. Therefore, such a controller can be regarded as a hardware component, and the device for implementing various functions included therein can also be regarded as a structure within the hardware component. Or even, the means for realizing various functions can be regarded as both a software module of an implementation method and a structure within a hardware component.
  • the system, device, module or unit explained in the above embodiments may be specifically implemented by a computer chip or entity, or implemented by a product with a certain function.
  • a typical implementation device is a computer.
  • the computer may be, for example, a personal computer, a laptop computer, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or A combination of any of these devices.
  • the embodiments of the present application may be provided as methods, systems, or computer program products. Therefore, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment, or an embodiment combining software and hardware. Moreover, the present application may take the form of a computer program product implemented on one or more computer usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer usable program code.
  • computer usable storage media including but not limited to disk storage, CD-ROM, optical storage, etc.
  • each flow and/or block in the flowchart and/or block diagram and a combination of the flow and/or block in the flowchart and/or block diagram may be implemented by computer program instruction information.
  • These computer program instruction information can be provided to the processor of a general-purpose computer, special-purpose computer, embedded processor or other programmable data processing device to produce a machine so that the instruction information executed by the processor of the computer or other programmable data processing device Means for generating the functions specified in one block or multiple blocks of the flowchart one flow or multiple flows and/or block diagrams.
  • These computer program instruction information may also be stored in a computer readable memory that can guide a computer or other programmable data processing device to work in a specific manner, so that the instruction information stored in the computer readable memory produces a manufactured product including an instruction information device
  • the instruction information device implements the functions specified in one block or multiple blocks in the flowchart one flow or multiple flows and/or block diagrams.
  • These computer program instruction information can also be loaded on a computer or other programmable data processing device, so that a series of operation steps are performed on the computer or other programmable device to generate computer-implemented processing, thereby executing on the computer or other programmable device
  • the instruction information provided provides steps for implementing the functions specified in one block or multiple blocks of the flowchart one flow or multiple flows and/or block diagrams.
  • the computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
  • processors CPUs
  • input/output interfaces network interfaces
  • memory volatile and non-volatile memory
  • the memory may include non-permanent memory, random access memory (RAM) and/or non-volatile memory in computer-readable media, such as read only memory (ROM) or flash memory (flash RAM). Memory is an example of computer-readable media.
  • RAM random access memory
  • ROM read only memory
  • flash RAM flash random access memory
  • Computer-readable media including permanent and non-permanent, removable and non-removable media, can store information by any method or technology.
  • the information may be computer readable instruction information, data structures, modules of programs, or other data.
  • Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technologies, read-only compact disc read-only memory (CD-ROM), digital versatile disc (DVD) or other optical storage, Magnetic tape cassettes, magnetic tape magnetic disk storage or other magnetic storage devices or any other non-transmission media can be used to store information that can be accessed by computing devices.
  • computer-readable media does not include temporary computer-readable media (transitory media), such as modulated data signals and carrier waves.
  • the embodiments of the present application may be provided as methods, systems, or computer program products. Therefore, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment, or an embodiment combining software and hardware. Moreover, the present application may take the form of a computer program product implemented on one or more computer usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer usable program code.
  • computer usable storage media including but not limited to disk storage, CD-ROM, optical storage, etc.
  • program modules include routines, programs, objects, components, data structures, etc. that perform specific tasks or implement specific abstract data types.
  • the present application may also be practiced in distributed computing environments in which tasks are performed by remote processing devices connected through a communication network.
  • program modules may be located in local and remote computer storage media including storage devices.

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Abstract

一种租赁业务的处理方法、装置、系统及设备，该方法包括：接收第一终端（602）发送的产品租赁请求；其中，该产品租赁请求中携带有租赁信息和账户信息（102）；从第一终端（602）获取进行产品租赁的目标用户所对应的待验证身份信息，以及，从目标服务器获取上述账户所对应的用户身份信息；其中，租赁交易服务器（604）嵌入到目标服务器中（104）；根据上述待验证身份信息和上述用户身份信息对目标用户进行身份验证（106）；若目标用户的身份验证通过，则根据租赁信息执行对应的租赁操作，并将上述租赁操作所产生的租赁数据写入区块链中（108）；其中，租赁交易服务器（604）嵌入到目标服务器中。

Description

租赁业务的处理方法、装置、系统及设备 技术领域
本申请涉及区块链技术领域，尤其涉及一种租赁业务的处理方法、装置、系统及设备。
背景技术
随着社会的快速发展，越来越多的新兴行业如雨后春笋般的快速发展起来，例如，共享租车、共享充电宝等共享租赁行业迅速出现在人们生活、工作中的方方面面，并且给人们的生活带来了极大的便利。
但是，随着租赁行业的快速发展，随之带来的问题也开始逐渐显露，例如，某些用户未按期归还所租赁产品、未按约定进行支付、扣留所租赁产品或者损坏所租赁产品等情况。这些问题的出现给商家带来了一定的困扰和经济损失。而商家在通过法律途径解决问题、维护自己的权益时，需要提交相关的租赁交易证据，并且还需要证明所提交的租赁交易证据的真实性。
因此，如何使得商家能够方便、快捷的获取租赁交易证据成为当前亟需解决的技术问题。
发明内容
本说明书实施例的目的是提供一种租赁业务的处理方法、装置、系统及设备，以使得商家可以方便、快捷的获取租赁交易证据，从而维护自己的合法权益。
为解决上述技术问题，本说明书实施例是这样实现的：
本说明书实施例提供了一种租赁业务的处理方法，应用于接入区块链的租赁交易服务器，所述方法包括：
接收第一终端发送的产品租赁请求；其中，所述产品租赁请求中携带有租赁信息和账户信息；
从所述第一终端获取进行产品租赁的目标用户所对应的待验证身份信息，以及，从目标服务器获取所述账户所对应的用户身份信息；其中，所述租赁交易服务器嵌入到所述目标服务器中；
根据所述待验证身份信息和所述用户身份信息对所述目标用户进行身份验证；
若所述目标用户的身份验证通过，则根据所述租赁信息执行对应的租赁操作，并将所述租赁操作所产生的租赁数据写入所述区块链中。
本说明书实施例还提供了一种租赁业务的处理装置，应用于接入区块链的租赁交易服务器，所述装置包括：
第一接收模块，用于接收第一终端发送的产品租赁请求；其中，所述产品租赁请求中携带有租赁信息和账户信息；
从所述第一终端获取进行产品租赁的目标用户所对应的待验证身份信息，以及，从目标服务器获取所述账户所对应的用户身份信息；其中，所述租赁交易服务器嵌入到所述目标服务器中；
验证模块，用于根据所述待验证身份信息和所述用户身份信息对所述目标用户进行身份验证；
执行模块，用于若所述目标用户的身份验证通过，则根据所述租赁信息执行对应的租赁操作；
第一写入模块，用于将所述租赁操作所产生的租赁数据写入所述区块链中。
本说明书实施例还提供了一种租赁业务的处理系统，所述系统包括第一终端和租赁交易服务器；所述租赁交易服务器接入区块链；
所述第一终端，用于向所述租赁交易服务器发送产品租赁请求；其中，所述产品租赁请求中携带有租赁信息和账户信息；
所述租赁交易服务器，用于从所述第一终端获取进行产品租赁的目标用户所对应的待验证身份信息，以及，从目标服务器获取所述账户所对应的用户身份信息；并根据所述待验证身份信息和所述用户身份信息对所述目标用户进行身份验证；若所述目标用户的身份验证通过，则根据所述租赁信息执行对应的租赁操作，并将所述租赁操作所产生的租赁数据写入所述区块链中；
其中，所述租赁交易服务器嵌入到所述目标服务器中。
本说明书实施例还提供了一种租赁业务的处理设备，应用于接入区块链的租赁交易服务器，所述设备包括：
处理器；以及
被安排成存储计算机可执行指令的存储器，所述可执行指令在被执行时使所述处理器：
接收第一终端发送的产品租赁请求；其中，所述产品租赁请求中携带有租赁信息和账户信息；
从所述第一终端获取进行产品租赁的目标用户所对应的待验证身份信息，以及，从目标服务器获取所述账户所对应的用户身份信息；其中，所述租赁交易服务器嵌入到所述目标服务器中；
根据所述待验证身份信息和所述用户身份信息对所述目标用户进行身份验证；
若所述目标用户的身份验证通过，则根据所述租赁信息执行对应的租赁操作，并将所述租赁操作所产生的租赁数据写入所述区块链中。
本说明书实施例还提供了一种存储介质，应用于接入区块链的租赁交易服务器，所述存储介质用于存储计算机可执行指令，所述可执行指令在被执行时实现以下流程：
接收第一终端发送的产品租赁请求；其中，所述产品租赁请求中携带有租赁信息和账户信息；
从所述第一终端获取进行产品租赁的目标用户所对应的待验证身份信息，以及，从目标服务器获取所述账户所对应的用户身份信息；其中，所述租赁交易服务器嵌入到所述目标服务器中；
根据所述待验证身份信息和所述用户身份信息对所述目标用户进行身份验证；
若所述目标用户的身份验证通过，则根据所述租赁信息执行对应的租赁操作，并将所述租赁操作所产生的租赁数据写入所述区块链中。
本实施例中的技术方案，在处理租赁业务过程中，租赁交易服务器会将租赁交易过程中所产生的所有租赁数据上传到区块链中进行存储，由于区块链技术具有不可篡改性，因此可以保证写入在区块链中的租赁数据无法被篡改，从而保证了数据的真实性。因此，若是后续由于租赁方违约等发生纠纷，可以直接将区块链中存储的租赁数据作为证据使用，不需要证明租赁数据的真实性，避免了证明租赁数据的真实性所带来的麻烦，从而使得商家可以方便、快捷的获取到租赁交易证据，带来了极大的便利。
附图说明
为了更清楚地说明本说明书实施例或现有技术中的技术方案，下面将对实施例或现有技术描述中所需要使用的附图作简单地介绍，显而易见地，下面描述中的附图仅仅是本申请中记载的一些实施例，对于本领域普通技术人员来讲，在不付出创造性劳动性的前提下，还可以根据这些附图获得其他的附图。
图1为本说明书实施例提供的租赁业务的处理方法的方法流程图之一；
图2为本说明书实施例提供的租赁业务的处理方法的方法流程图之二；
图3为本说明书实施例提供的租赁业务的处理方法的流程示意图；
图4为本说明书实施例提供的租赁业务的处理方法的方法流程图之三；
图5为本说明书实施例提供的租赁业务的处理装置的模块组成示意图；
图6为本说明书实施例提供的租赁业务的处理系统的结构示意图之一；
图7为本说明书实施例提供的租赁业务的处理系统的结构示意图之二；
图8为本说明书实施例提供的租赁业务的处理设备的结构示意图。
具体实施方式
为了使本技术领域的人员更好地理解本申请中的技术方案，下面将结合本说明书实施例中的附图，对本说明书实施例中的技术方案进行清楚、完整地描述，显然，所描述的实施例仅仅是本申请一部分实施例，而不是全部的实施例。基于本申请中的实施例，本领域普通技术人员在没有作出创造性劳动前提下所获得的所有其他实施例，都应当属于本申请保护的范围。
本说明书实施例提供了一种租赁业务的处理方法，在处理租赁业务过程中，租赁交易服务器会将租赁交易过程中所产生的所有租赁数据上传到区块链中进行存储，由于区块链技术具有不可篡改性，因此可以保证写入区块链中的租赁数据无法被篡改，从而保证了数据的真实性。因此，若是后续由于用户违约等发生纠纷，可以直接将区块链中存储的租赁数据作为证据使用，不需要证明租赁数据的真实性，避免了证明租赁数据的真实性所带来的麻烦，从而使得商家可以方便、快捷的获取到租赁交易证据，带来了极大的便利。
本说明书实施例提供的租赁业务的处理方法，可以应用于租赁交易服务器，即本说明书实施例提供的租赁业务的处理方法的执行主体为租赁交易服务器，具体的，可以为安装在租赁交易服务器上的租赁业务的处理装置。
需要说明的是，在本说明书实施例中，租赁交易服务器嵌入在其他服务器中。例如，在一种具体实施方式中，上述租赁交易服务器可以嵌入在支付宝服务器上，使得租赁交易服务器作为支付宝服务器的一个小程序或者功能模块等。
图1为本说明书实施例提供的租赁业务的处理方法的方法流程图之一，图1所示的方法，至少包括如下步骤：
步骤102，接收第一终端发送的产品租赁请求；其中，该产品租赁请求中携带租赁信息和账户信息。
其中，上述租赁信息一般可以包括如下信息中的一种或者多种的组合：需要租赁的目标产品的名称、目标产品的型号、租赁期限、支付租金的方式、收取产品的方式(如上门取件或者邮寄方式等)等信息；若是目标用户所租赁的目标产品需要商家邮寄给目标用户，上述租赁信息还包括收货地址、收货人、收货人联系方式等信息。上述待验证身份信息可以为目标用户在通过第一终端发送产品租赁请求时，所采集的目标用户身份信息，例如，该待验证身份信息可以为所采集的目标用户的脸部图像或者目标用户所持有的身份证件信息。
在本说明实施例中，上述账户信息可以为账户的标识信息，具体的，可以为账户的账号或者账户的用户身份证明(user identification，UID)，其中，UID则为用户进行注册时所分配给该用户账号的唯一标识。
进行租赁的目标产品可以为任意可以进行租赁的产品，例如，可以为自行车、汽车、充电宝、雨伞等。
在本说明书实施例中，上述第一终端可以为手机、平板电脑、计算机等终端设备，且在第一终端上安装有目标用户用于进行产品租赁的应用程序。
在具体实施时，当目标用户需要租赁产品时，可以打开第一终端上的租赁应用程序客户端，并在该客户端上查找目标产品，在查找到目标产品后，在目标产品的租赁界面填写或者选择相应的租赁信息，将租赁信息携带在产品租赁请求中，发送给租赁交易服务器。
步骤104，从第一终端获取进行产品租赁的目标用户所对应的待验证身份信息，以 及，从目标服务器获取上述账户所对应的用户身份信息；其中，租赁交易服务器嵌入到目标服务器中。
在具体实施时，当租赁交易服务器接收到第一终端发送的产品租赁请求后，则向第一终端发送采集目标用户的身份信息的指令，当第一终端接收到该指令后，跳转至身份信息采集界面，以采集目标用户所对应的身份信息，第一终端将采集的目标用户的身份信息作为待验证身份信息发送给租赁交易服务器。
其中，上述待验证身份信息可以为目标用户的脸部图像、目标用户的眼部图像、目标用户所持有的身份证件信息等。
上述租赁交易服务器嵌入在目标服务器上可以理解为，在某客户端中，租赁作为该客户端的一个功能依托在该客户端上，该客户端可以是一个具有多个功能应用的集成产品，相应的，该客户端所对应的后台服务器需要为依托在其上的多个功能提供后台服务，租赁所对应的租赁交易服务器则嵌入在该客户端所对应的后台服务器(即本说明书实施例所提及到的目标服务器)上，为租赁业务提供后台支持。例如，租赁可以作为支付宝客户端的一个功能模块或者附加小程序，则租赁所对应的租赁交易服务器则需要嵌入在支付宝服务器中。
在本说明书实施例中，租赁交易服务器嵌入在目标服务器上，上述账户则为用户在目标服务器上进行注册的账户，且用户在目标服务器上已经进行实名认证，当租赁交易服务器接收到第一终端发送的目标用户针对目标产品的产品租赁请求后，根据携带在该产品租赁请求中的账户信息，从目标服务器上查找并获取该账户所对应的用户身份信息。
其中，上述账户所对应的用户身份信息包括账户的权限用户的身份信息；而上述权限用户包括账户的拥有者和账户的授权用户。
所谓账户的授权用户则是经账户的拥有者进行授权，允许使用该账户执行操作的用户。
上述目标用户所对应的身份信息可以包括权限用户的姓名、性别、年龄、身份证号码、照片、居住地等信息。
在本说明书实施例中，由于租赁交易服务器嵌入在目标服务器上，因此，目标服务器的注册用户需要租赁产品时，无需再次进行注册，可以直接使用该用户在目标服务器上的注册信息对该用户进行身份认证即可，方便了用户进行产品租赁。
步骤106，根据上述待验证身份信息和上述用户身份信息对目标用户进行身份验证。
一般的，当用户在安装在第一终端上的应用程序客户端上进行产品租赁时，需要通过该应用程序客户端进行账户注册，若是目标用户已经进行了注册，则需要进行登录。其中，在上述步骤104中，对用户进行身份验证的目的一般是为了验证当前执行租赁操作的目标用户是否为当前登录账户的权限用户，该权限用户可以为该账户的拥有者，例如，该账户为使用用户A的身份信息进行注册的，则该账户的拥有者则为用户A，在该种情况下上述对目标用户进行身份验证实际上就是验证是否是本人操作。当然，除此之外，上述权限用户也可以是经过该账户的拥护者进行授权后可以使用该账户进行产品租赁的用户。例如，某账户的拥有者为用户A，用户A可以授权用户B可以使用该账户进行租赁操作，则用户B则均为该账户的授权用户。一般的，所授权的用户可以为与账户的拥有者存在亲属关系或者其他关系的用户。
其中，所谓权限用户则指的是有权限使用该账户进行产品租赁的用户。
例如，在具体实施时，用户A通过应用程序客户端在目标服务器进行注册，并实名认证，则用户A即为注册所得到账户的拥有者，目标用户在通过该应用程序客户端进行产品租赁时，则需要对目标用户进行身份验证，以验证目标用户是否就是用户A，即是否是用户A本人操作；或者，若是用户A授权用户B可以使用该账户进行产品租赁，则用户B即为该账户的授权用户，即用户A和用户B均为该账户的权限用户，在接收到产品租赁请求时，则获取进行产品租赁的目标用户所对应的待验证身份信息，根据待验证信息验证目标用户是否为用户A或用户B，即验证目标用户是否为该账户的权限用户。
在本说明书实施例中，对用户进行身份验证的目的则是为了保障用户账户的安全性，防止用户账户被他人非法获取从而使用该账户执行租赁操作，从而导致该账户的拥有者的财产受到损失。
步骤108，若目标用户的身份验证通过，则根据上述租赁信息执行对应的租赁操作，并将上述租赁操作所产生的租赁数据写入区块链中。
在本说明书实施例中，在处理目标用户提交的产品租赁请求的同时，将所产生的租赁数据存储在区块链。由于区块链技术具有不可篡改性，因此，可以保证存储在该区块链中的租赁数据不会被篡改，从而保证了租赁数据的真实性，在后续发生纠纷时，可以直接将存储在区块链中的租赁数据作为证据使用，而不必证明该数据作为证据使用时的真实性，简单方便。
为便于理解本说明书实施例提供的租赁业务的处理方法，下述将详细介绍上述各个步骤的具体实现过程。
在具体实施时，上述待验证身份信息一般包括在目标用户进行产品租赁时由第一终端采集的目标用户的脸部图像或者由第一终端所采集的目标用户所持有的身份证件信息；
相应的，上述步骤106中，根据待验证身份信息和上述用户身份信息对目标用户进行身份验证，具体包括如下过程：
将目标用户的脸部图像与上述账户的权限用户所对应的预留脸部图像进行相似度匹配，根据相似度匹配结果确定目标用户是否为该账户的权限用户；
或者，
将上述身份证件信息与所述目标用户的权限用户所对应的身份信息进行匹配，根据匹配结果确定目标用户是否为该账户的权限用户。
当然，在本说明书实施例中，除了通过脸部图像或者身份证件信息对目标用户进行身份验证外，还可以使用虹膜特征、指纹特征以及声纹特征等对目标用户的身份进行验证，上述两种方式只是示例性说明，并不构成对本说明书实施例的限定。
在具体实施时，上述账户的权限用户所对应的身份信息可以包括权限用户的姓名、性别、年龄、身份证号、出生年月日、居住地、脸部图像、指纹信息、虹膜信息等信息。
若是上述待验证身份信息为采集的目标用户的脸部图像，则直接将目标用户的脸部图像与账户的权限用户所对应的预留脸部图像进行相似度匹配，若是目标用户的脸部图像与某个预留脸部图像的相似度值大于或等于设定阈值，则认为目标用户为账户的权限用户。
若是上述待验证身份信息为目标用户在进行目标产品租赁时，通过第一终端所拍摄的目标用户持有的身份证件的图像信息或者扫描信息，则根据身份证件的图像信息或者扫描信息确定该身份证件所对应的身份信息，并将身份证件所对应的身份信息与目标用户的权限用户所对应的身份信息进行匹配，若是身份信息一致，则确定目标用户为账户的权限用户。
其中，在上述步骤108中，根据租赁信息执行对应的租赁操作，具体包括如下过程：
根据上述租赁信息生成租赁电子合约，并向第二终端发送通知消息；其中，该通知 消息用于通知商家根据该租赁电子合约向目标用户租赁目标产品。
在本说明书实施例中，若是目标用户的身份验证通过后，则租赁交易服务器根据接收到的产品租赁请求中所携带的租赁信息生成针对目标产品的租赁电子合约，具体的，该租赁电子合约至少可以包括如下信息中的一种或者多种的组合：所租赁的目标产品的名称、目产品的型号、目标产品的价值、租赁方、出租方、租赁的起止期限、租赁方获取产品的方式(如上门提取或者邮寄方式)、目标产品的租金、目标用户支付租金的方式、租赁方违约的处理方式等信息；若是上述租赁方获取产品的方式为邮寄方式，则上述租赁电子合约中还需要包括产品邮寄地址、收货人以及收货人的联系方式等信息。
在租赁交易服务器生成该租赁电子合约后，向第二终端发送通知消息，其中，第二终端则为商家所使用的手机、服务器电脑或者计算机等终端设备，并且，在第二终端上安装有商家所对应的租赁应用程序客户端。
在具体实施时，可以将上述租赁电子合约携带在通知消息中发送给第二终端，以使商家可以根据第二终端所接收到的租赁电子合约向目标用户租赁目标产品。
另外，在本说明书实施例中，上述步骤108中，在区块链所存储的租赁数据一般包括目标产品的租赁过程中所产生的所有租赁交易数据，该租赁交易数据包括目标用户通过第一终端所提交的租赁交易数据以及商家通过第二终端所提交的租赁交易数据。例如，该租赁交易数据可以为商家邮寄目标产品相关信息、目标用户确认收到目标产品信息、目标用户确认支付目标产品的租金等信息。因此，将租赁操作所产生的租赁数据存储在区块链之前，本说明书实施例提供的方法还包括：
接收第一终端和第二终端发送的目标产品所对应的租赁交易数据；
相应的，上述步骤108中，将租赁操作所产生的租赁交易数据写入区块链中，包括：
将上述租赁电子合约和租赁交易数据写入上述区块链中。
为便于理解，下述将举例进行说明。
例如，用户A通过第一终端向租赁交易服务器发送产品A的产品租赁请求，在该产品租赁请求中携带有租赁信息和账户信息，当租赁交易服务器接收到用户A发送的产品A的产品租赁请求后，将用户A所发送的产品租赁请求以及发送产品租赁请求的时间等信息写入租赁交易服务器所接入的区块链中，并获取目标用户所对应的待验证身份信息，以及获取账户所对应的用户身份信息；租赁交易服务器对用户A进行身份认证，用户A的身份认证通过后，生成租赁电子合约，并将该租赁电子合约写入上述区块链；租赁交 易服务器向第二终端发送通知信息，以使商家根据该通知信息中所携带的租赁电子合约向用户A租赁产品A，在商家将产品A寄出之后，商家通过第二终端将产品A的寄送时间、递送地址、寄送时所使用的快递信息、运单号等信息作为租赁交易数据发送给租赁交易服务器，租赁交易服务器在接收到该租赁交易数据后，将该租赁交易数据写入上述区块链中；当用户A收到产品A后，可以将收到产品A的时间等信息作为租赁交易数据发送给租赁交易服务器，以使租赁交易服务器将该租赁交易数据写入上述区块链中。
当然，若是用户A从商家租赁产品A的过程中还产生了其他交易数据，则一并发送给租赁交易服务器，由租赁交易服务器写入区块链中。另外，需要说明的是，上述举例只是示例性说明，并不构成对本说明书实施例中写入区块链的租赁交易数据的限定。例如，上述租赁交易数据中还可以包括用户A支付的租赁金额、支付时间以及支付方式等。
图2为本说明书实施例提供的租赁业务的处理方法的方法流程图之二，图2所示的方法，至少包括如下步骤：
步骤202，接收第一终端发送的目标用户针对目标产品的租赁请求；其中，该租赁请求中携带有租赁信息和账户信息。
步骤204，从第一终端获取待验证身份信息，以及，从目标服务器获取账户所对应的用户身份信息。
其中，租赁交易服务器嵌入到目标服务器中。
步骤206，根据待验证身份信息和上述用户身份信息对目标用户进行身份验证。
步骤208，若目标用户的身份验证通过，根据上述租赁信息生成租赁电子合约，并将电子租赁合约写入区块链中。
步骤210，向第二终端发送通知信息，以使商家根据租赁电子合约向目标用户租赁目标产品。
其中，上述通知信息中携带有电子租赁合约。
步骤212，接收商家通过第二终端发送的向目标用户邮寄目标产品的相关信息，将该信息作为租赁交易数据写入上述区块链中。
步骤214，接收目标用户通过第一终端发送的确认收到目标产品的确认信息，将该信息作为租赁交易数据写入上述区块链中。
其中，图2所对应实施例中各个步骤的具体实现过程与图1所对应实施例中各 步骤的具体实现过程相同，因此，图2所对应实施例中各个步骤的具体实现构成可参考图1所对应实施例，此处不再赘述。
另外，在本说明书实施例中，本说明书实施例提供的方法还包括如下步骤：
将待验证身份信息和目标用户的身份验证结果写入区块链中。
在具体实施时，若是目标用户的身份验证通过，则将待验证身份信息，以及目标用户的身份验证通过信息(目标用户是否为该账户的拥有者或者目标用户为该账户的哪个授权用户)写入区块链中，这样，使得所存储的数据更全面，便于后续确定是哪个权限用户所租赁的目标产品；相应的，若是目标用户的身份验证未通过，为了便于后续查询未向目标用户租赁目标产品的原因，仍然需要将待验证身份信息和身份验证失败的信息写入区块链中。
具体的，为了保证写入区块链中的数据的安全性，在本说明书实施例中，在将租赁数据存储在区块链中时，可以对租赁数据进行加密，因此，在本说明书实施例中，上述将租赁操作所产生的租赁数据存储在区块链，具体包括：
对上述租赁数据进行加密，得到租赁数据所对应的密文；将上述租赁数据所对应的密文写入区块链中。
另外，为了便于后续查找某项租赁业务所对应的租赁数据，在区块链中存储该租赁数据前，可以对该租赁数据进行哈希运算，得到该租赁数据所对应的唯一哈希值，将该哈希值作为该租赁数据所对应的区块头进行存储，这样，后续可以根据某项租赁业务所对应的哈希值查找该租赁业务所对应的租赁数据。
其中，在本说明书实施例中，可以使用非对称加密算法等对租赁数据进行加密，本说明书实施例并不对租赁数据进行加密所使用的具体加密算法进行限定。
另外，在本说明书实施例中，上述步骤108中，将租赁操作所产生的租赁数据写入区块链中，具体包括：
将租赁数据写入区块链中一个节点，并触发节点对租赁数据进行验证；若租赁数据验证通过，触发节点将租赁数据广播至区块链中的其他节点。
在具体实施时，可以先将该租赁数据写入租赁交易服务器所接入的区块链中的其中一个节点中，该节点接收到租赁数据后会对该租赁数据的有效性进行验证，若是验证该租赁数据为有效数据，则会将该租赁数据广播给区块链中的相邻节点并进行存储， 该节点的相邻节点接收到该租赁数据后，继续对该租赁数据的有效性进行验证，若是验证通过，则对该租赁数据进行存储并广播该相邻的其他节点。
当然，上述只是介绍了将租赁数据存储在区块链中的其中一种实现方式，除此之外，还可以通过其他共识方式将租赁数据写入区块链中，本说明书实施例不再一一赘述。
另外，在本说明书实施例中，当目标用户使用完毕目标产品，达到租赁期限时，则需要将目标产品归还给商家，当然，目标用户在将目标产品归还商家时，可以通过第一终端执行归还操作，例如，目标用户可以通过第一终端选择归还方式，并提交归还信息，若是第一终端选择通过邮寄的方式归还，则在提交的归还信息还需要携带有目标产品寄送快递信息、寄出日期以及运单号等信息；当租赁交易服务器接收到第一终端发送的归还信息后，将该归还信息写入区块链中；另外，当商家接收到目标用户归还的目标产品后，通过第二终端向租赁交易服务器提交确认收到目标产品的确认归还信息，租赁交易服务器将商家已提交的确认归还信息写入区块链。具体的，该确认归还信息中可以携带收到目标产品的日期、目标产品是否有损伤等信息。
当然，若是目标用户未归还目标产品，则当达到租赁期限时，商家可以通过第二终端向租赁交易服务器发送未收到归还的目标产品的信息，租赁交易服务器将接收到的该信息作为租赁交易数据写入区块链中。
图3为本说明书实施例提供的租赁业务的处理方法的流程示意图，在图3所示的示意图中，用户通过第一终端向租赁交易服务器发送目标产品的租赁请求，租赁交易服务器在对用户的身份验证通过后，租赁交易服务器通过第二终端向商家发送租赁通知信息，商家在向用户发出目标产品后，将发货信息作为租赁交易数据上传至租赁交易服务器，同时当用户收到目标产品后，将确认收货信息作为租赁交易数据上传至租赁交易服务器，另外，租赁交易服务器在接收到第一终端和第二终端发送的租赁交易数据后，将该租赁交易数据写入区块链中，即通过租赁交易服务器将租赁数据上链。当用户归还目标产品时，会通过第一终端向租赁交易服务器发送目标产品的归还信息，租赁交易服务器将目标产品的归还信息作为租赁交易数据进行上链(写入区块链)；当商家收到用户归还的目标产品后，通过第二终端向租赁交易服务器发送确认收到归还的目标产品的确认归还信息，租赁交易服务器将目标产品的确认归还信息作为租赁交易数据进行上链(写入区块链)。
为便于理解本说明书实施例提供的租赁业务的处理方法，下述将以用户A向商 家A租赁产品A为例，介绍本说明书实施例提供的方法，图4为本说明书实施例提供的租赁业务的处理方法的方法流程图之三，图4所示的方法，至少包括如下步骤：
步骤402，第一终端向租赁交易服务器发送用户A针对产品A的租赁请求；其中，在该租赁请求中携带有租赁信息和账户的标识信息。
其中，上述租赁信息一般包括产品A、产品A的型号、租赁起止期限、取货方式、支付方式、支付的金额；若是上述取货方式为邮寄，则上述租赁信息还包括邮寄地址等信息。
步骤404，租赁交易服务器在接收到上述租赁请求后，从第一终端获取用户A的脸部图像，以及，根据该账户的标识信息获取账户的拥有者的预留脸部图像。
具体的，当租赁交易服务器接收到上述产品租赁请求后，向第一终端发送脸部图像采集指令，以使第一终端所显示界面跳转至脸部图像采集界面，并采集用户A的脸部图像。
步骤406，租赁交易服务器将用户A的脸部图像和预留脸部图像进行相似度匹配，并判断用户A的脸部图像与预留脸部图像之间的相似度值是否大于或等于预设阈值；若是，则执行步骤408。
步骤408，租赁交易服务器确定用户A为该账户的拥有者，根据上述租赁信息生成电子租赁合约，并将用户A的脸部图像和验证结果写入区块链中。
其中，上述电子租赁合约一般包括租赁方、出租方、租赁起止期限、租金、违约惩治措施、取货方式等信息。
步骤410，租赁交易服务器向第二终端发送通知信息，以提示商户根据电子租赁合约向用户A租赁产品A。
步骤412，第二终端向租赁交易服务器发送商户A针对产品A的发货信息。
步骤414，租赁交易服务器将接收到的发货信息作为租赁交易信息写入区块链中。
步骤416，第一终端向租赁交易服务器发送用户A确认收到产品A的确认信息。
步骤418，租赁交易服务器将接收到的确认信息作为租赁交易数据写入区块链中。
步骤420，第一终端向租赁交易服务器发送用户A归还产品A的归还信息。
步骤422，租赁交易服务器将接收到的归还信息作为租赁交易数据写入区块链中。
步骤424，第二终端向租赁交易服务器发送确认收到用户A归还产品A的确认归还信息。
步骤426，租赁交易服务器将接收到的确认归还信息作为租赁交易数据写入区块链中。
其中，图4所对应实施例中各个步骤的具体实现过程与图1所对应实施例中各步骤的实现过程相同，因此，图4所对应实施例中各步骤的具体实现过程可参考图1所对应实施例，此处不再赘述。
本说明书实施例提供的租赁业务的处理方法，租赁交易服务器会将租赁交易过程中所产生的所有租赁数据上传到区块链中进行存储，由于区块链技术具有不可篡改性，因此可以保证写入在区块链中的租赁数据无法被篡改，从而保证了数据的真实性。因此，若是后续由于租赁方违约等发生纠纷，可以直接将区块链中存储的租赁数据作为证据使用，不需要证明租赁数据的真实性，避免了证明租赁数据的真实性所带来的麻烦，从而使得商家可以方便、快捷的获取到租赁交易证据，带来了极大的便利；另外，采用本说明书实施例提供的方法，用户在租赁产品时，只需要对用户的身份进行验证即可，不需要用户执行交付押金等操作，使得用户租赁产品比较方便。
对应于本说明书实施例提供的方法，基于相同的思路，本说明书实施例还提供了一种租赁业务的处理装置，应用于租赁交易服务器，用于执行本说明书实施例提供的租赁业务的处理方法，图5为本说明书实施例提供的租赁业务的处理装置的模块组成示意图，图5所示的装置，包括：
第一接收模块502，用于接收第一终端发送的产品租赁请求；其中，产品租赁请求中携带有租赁信息和账户信息；
获取模块504，用于从第一终端获取进行产品租赁的目标用户所对应的待验证身份信息，以及，从目标服务器获取账户所对应的用户身份信息；其中，上述租赁交易服务器嵌入到目标服务器中；
验证模块506，用于根据待验证身份信息和上述用户身份信息对目标用户进行身份验证；
执行模块508，用于若目标用户的身份验证通过，则根据租赁信息执行对应的租赁操作；
第一写入模块510，用于将租赁操作所产生的租赁数据存储在区块链；其中，区 块链为区块链中的节点。
可选的，本说明书实施例提供的装置，还包括：
第二写入模块，用于将待验证身份信息和目标用户的身份验证结果存储在区块链。
可选的，上述执行模块508，包括：
生成单元，用于根据租赁信息生成租赁电子合约；
发送单元，用于向第二终端发送通知消息；其中，通知消息用于通知商家根据租赁电子合约向目标用户租赁目标产品。
可选的，本说明书实施例提供的装置还包括：
第二接收模块，用于接收第一终端和第二终端发送的目标产品所对应的租赁交易数据；
相应的，上述第一写入模块510，包括：
第一写入单元，用于将租赁电子合约和租赁交易数据存储在区块链。
可选的，上述账户所对应的用户身份信息包括账户的权限用户的身份信息；
上述权限用户包括账户的拥有者和账户的授权用户。
可选的，上述待验证身份信息包括目标用户的脸部图像或者身份证件信息；
上述验证模块506，具体包括：
第一验证单元，用于将目标用户的脸部图像与账户的权限用户所对应的预留脸部图像进行相似度匹配，根据匹配结果确定目标用户是否为账户的权限用户；
或者，
第二验证单元，用于将上述身份证件信息与目标用户的权限用户所对应的身份信息进行匹配，根据匹配结果确定目标用户是否为账户的权限用户。
可选的，上述第一写入模块510包括：
第二写入单元，用于将租赁数据写入区块链中一个节点，并触发节点对租赁数据进行验证；
触发单元，用于若租赁数据验证通过，触发节点将租赁数据广播至区块链中的 其他节点。
本说明书实施例的租赁业务的处理装置还可执行图1-图4中租赁业务的处理装置执行的方法，并实现租赁业务的处理装置在图1-图4所示实施例的功能，在此不再赘述。
本说明书实施例提供的租赁业务的处理装置，租赁交易服务器会将租赁交易过程中所产生的所有租赁数据上传到区块链中进行存储，由于区块链技术具有不可篡改性，因此可以保证写入区块链中的租赁数据无法被篡改，从而保证了数据的真实性。因此，若是后续由于租赁方违约等发生纠纷，可以直接将区块链中存储的租赁数据作为证据使用，不需要证明租赁数据的真实性，避免了证明租赁数据的真实性所带来的麻烦，从而使得商家可以方便、快捷的获取到租赁交易证据，带来了极大的便利；另外，采用本说明书实施例提供的方法，用户在租赁产品时，只需要对用户的身份进行验证即可，不需要用户执行交付押金等操作，使得用户租赁产品比较方便。
基于上述图1至图4所示的方法，本说明书实施例还提供了一种租赁业务的处理系统，图6为本说明书实施例提供的租赁业务的处理系统的结构示意图之一，图6所示的系统，包括第一终端602和租赁交易服务器604；上述租赁交易服务器接入区块链；
第一终端602，用于向租赁交易服务器发送产品租赁请求；其中，产品租赁请求中携带有租赁信息和账户信息；
租赁交易服务器604，用于从第一终端获取进行产品租赁的目标用户所对应的待验证身份信息，以及，从目标服务器获取账户所对应的用户身份信息；并根据待验证身份信息和上述用户身份信息对目标用户进行身份验证；若目标用户的身份验证通过，则根据租赁信息执行对应的租赁操作，并将租赁操作所产生的租赁数据写入区块链中；
其中，上述租赁交易服务器嵌入到目标服务器中。
可选的，租赁交易服务器604，具体用于：
将租赁数据写入区块链中一个节点，并触发节点对租赁数据进行验证；若租赁数据验证通过，触发节点将租赁数据广播至区块链中的其他节点。
可选的，图7为本说明书实施例提供的租赁业务的处理系统的结构示意图之二，图7所示的系统，还包括第二终端606；
租赁交易服务器604具体用于：根据租赁信息生成租赁电子合约，并向第二终 端发送通知消息；其中，通知消息用于通知商家根据租赁电子合约向目标用户租赁产品；
第二终端606，用于向商家展示通知消息。
可选的，租赁交易服务器604，还用于：
将待验证身份信息和目标用户的身份验证结果写入区块链中。
可选的，租赁交易服务604，还用于：
接收第一终端和第二终端发送的产品所对应的租赁交易数据；将租赁电子合约和租赁交易数据写入区块链中。
可选的，上述账户所对应的用户身份信息包括账户的权限用户的身份信息；上述权限用户包括账户的拥有者和账户的授权用户。
可选的，待验证身份信息包括目标用户的脸部图像或者身份证件信息；
相应的，租赁交易服务器604，具体用于：
将目标用户的脸部图像与账户的权限用户所对应的预留脸部图像进行相似度匹配，根据匹配结果确定目标用户是否为账户的权限用户；
或者，
将身份证件信息与目标用户的权限用户所对应的身份信息进行匹配，根据匹配结果确定目标用户是否为账户的权限用户。
本说明书实施例提供的租赁业务的处理系统中的租赁服务器还可执行图1-图4中租赁服务器执行的方法，并实现租赁服务器在图1-图4所示实施例的功能，在此不再赘述。
本说明书实施例提供的租赁业务的处理系统，租赁交易服务器会将租赁交易过程中所产生的所有租赁数据上传到区块链中进行存储，由于区块链技术具有不可篡改性，因此可以保证写入区块链中的租赁数据无法被篡改，从而保证了数据的真实性。因此，若是后续由于租赁方违约等发生纠纷，可以直接将区块链中存储的租赁数据作为证据使用，不需要证明租赁数据的真实性，避免了证明租赁数据的真实性所带来的麻烦，从而使得商家可以方便、快捷的获取到租赁交易证据，带来了极大的便利；另外，采用本说明书实施例提供的方法，用户在租赁产品时，只需要对用户的身份进行验证即可，不需要用户执行交付押金等操作，使得用户租赁产品比较方便。
进一步地，基于上述图1至图4所示的方法，本说明书实施例还提供了一种租赁业务的处理设备，该设备应用于租赁交易服务器，如图8所示。
租赁业务的处理设备可因配置或性能不同而产生比较大的差异，可以包括一个或一个以上的处理器801和存储器802，存储器802中可以存储有一个或一个以上存储应用程序或数据。其中，存储器802可以是短暂存储或持久存储。存储在存储器802的应用程序可以包括一个或一个以上模块(图示未示出)，每个模块可以包括对租赁业务的处理设备中的一系列计算机可执行指令信息。更进一步地，处理器801可以设置为与存储器802通信，在租赁业务的处理设备上执行存储器802中的一系列计算机可执行指令信息。租赁业务的处理设备还可以包括一个或一个以上电源803，一个或一个以上有线或无线网络接口804，一个或一个以上输入输出接口805，一个或一个以上键盘806等。
在一个具体的实施例中，租赁业务的处理设备包括有存储器，以及一个或一个以上的程序，其中一个或者一个以上程序存储于存储器中，且一个或者一个以上程序可以包括一个或一个以上模块，且每个模块可以包括对租赁业务的处理设备中的一系列计算机可执行指令信息，且经配置以由一个或者一个以上处理器执行该一个或者一个以上程序包含用于进行以下计算机可执行指令信息：
接收第一终端发送的产品租赁请求；其中，产品租赁请求中携带有租赁信息和账户信息；
从第一终端获取进行产品租赁的目标用户所对应的待验证身份信息，以及，从目标服务器获取账户所对应的用户身份信息；其中，租赁交易服务器嵌入到目标服务器中；
根据待验证身份信息和上述用户身份信息对目标用户进行身份验证；
若目标用户的身份验证通过，则根据租赁信息执行对应的租赁操作，并将租赁操作所产生的租赁数据写入上述区块链中。
可选的，计算机可执行指令信息在被执行时，还可执行如下步骤：
将待验证身份信息和目标用户的身份验证结果写入区块链中。
可选的，计算机可执行指令信息在被执行时，根据租赁信息执行对应的租赁操作，包括：
根据租赁信息生成租赁电子合约，并向第二终端发送通知消息；其中，通知消息用于通知商家根据租赁电子合约向目标用户租赁产品。
可选的，计算机可执行指令信息在被执行时，将租赁操作所产生的租赁数据写入区块链中之前，还可执行如下步骤：
接收第一终端和第二终端发送的产品所对应的租赁交易数据；
相应的，将租赁操作所产生的租赁交易数据写入区块链中，包括：
将租赁电子合约和租赁交易数据写入区块链中。
可选的，计算机可执行指令信息在被处理器执行时，上述账户所对应的用户身份信息包括账户的权限用户的身份信息；其中，权限用户包括账户的拥有者和账户的授权用户。
可选的，计算机可执行指令信息在被处理器执行时，上述待验证身份信息包括目标用户的脸部图像或者身份证件信息；
根据待验证身份信息与账户的权限用户所对应的身份信息，验证目标用户是否为账户的权限用户，包括：
将目标用户的脸部图像与账户的权限用户所对应的预留脸部图像进行相似度匹配，根据匹配结果确定目标用户是否为账户的权限用户；
或者，
将上述身份证件信息与目标用户的权限用户所对应的身份信息进行匹配，根据匹配结果确定目标用户是否为账户的权限用户。
可选的，计算机可执行指令信息在被处理器执行时，将租赁操作所产生的租赁数据写入区块链中，包括：
将租赁数据写入区块链中一个节点，并触发节点对租赁数据进行验证；
若租赁数据验证通过，触发节点将租赁数据广播至区块链中的其他节点。
本说明书实施例提供的租赁业务的处理设备，租赁交易服务器会将租赁交易过程中所产生的所有租赁数据上传到区块链中进行存储，由于区块链技术具有不可篡改性，因此可以保证写入区块链中的租赁数据无法被篡改，从而保证了数据的真实性。因此，若是后续由于租赁方违约等发生纠纷，可以直接将区块链中存储的租赁数据作为证据使 用，不需要证明租赁数据的真实性，避免了证明租赁数据的真实性所带来的麻烦，从而使得商家可以方便、快捷的获取到租赁交易证据，带来了极大的便利；另外，采用本说明书实施例提供的方法，用户在租赁产品时，只需要对用户的身份进行验证即可，不需要用户执行交付押金等操作，使得用户租赁产品比较方便。
进一步地，基于上述图1至图4所示的方法，本说明书实施例还提供了一种存储介质，用于存储计算机可执行指令信息，一种具体的实施例中，该存储介质可以为U盘、光盘、硬盘等，该存储介质存储的计算机可执行指令信息在被处理器执行时，能实现以下流程：
接收第一终端发送的产品租赁请求；其中，产品租赁请求中携带有租赁信息和账户信息；
从第一终端获取进行产品租赁的目标用户所对应的待验证身份信息，以及，从目标服务器获取账户所对应的用户身份信息；其中，租赁交易服务器嵌入到目标服务器中；
根据待验证身份信息和上述用户身份信息对目标用户进行身份验证；
若目标用户的身份验证通过，则根据租赁信息执行对应的租赁操作，并将租赁操作所产生的租赁数据写入区块链中。
可选的，该存储介质存储的计算机可执行指令信息在被处理器执行时，还可执行如下步骤：
将待验证身份信息和目标用户的身份验证结果写入区块链中。
可选的，该存储介质存储的计算机可执行指令信息在被处理器执行时，根据租赁信息执行对应的租赁操作，包括：
根据租赁信息生成租赁电子合约，并向第二终端发送通知消息；其中，通知消息用于通知商家根据租赁电子合约向目标用户租赁产品。
可选的，该存储介质存储的计算机可执行指令信息在被处理器执行时，将租赁操作所产生的租赁数据写入区块链中之前，还可执行如下步骤：
接收第一终端和第二终端发送的产品所对应的租赁交易数据；
相应的，将租赁操作所产生的租赁交易数据写入区块链中，包括：
将租赁电子合约和租赁交易数据写入区块链中。
可选的，该存储介质存储的计算机可执行指令信息在被处理器执行时，上述账户所对应的用户身份信息包括账户的权限用户的身份信息；其中，权限用户包括账户的拥有者和账户的授权用户。
可选的，该存储介质存储的计算机可执行指令信息在被处理器执行时，上述待验证身份信息包括目标用户的脸部图像或者身份证件信息；
根据待验证身份信息与账户的权限用户所对应的身份信息，验证目标用户是否为账户的权限用户，包括：
将目标用户的脸部图像与账户的权限用户所对应的预留脸部图像进行相似度匹配，根据匹配结果确定目标用户是否为账户的权限用户；
或者，
将上述身份证件信息与目标用户的权限用户所对应的身份信息进行匹配，根据匹配结果确定目标用户是否为账户的权限用户。
可选的，该存储介质存储的计算机可执行指令信息在被处理器执行时，将租赁操作所产生的租赁数据写入区块链中，包括：
将租赁数据写入区块链中一个节点，并触发节点对租赁数据进行验证；
若租赁数据验证通过，触发节点将租赁数据广播至区块链中的其他节点。
本说明书实施例提供的存储介质存储的计算机可执行指令信息在被处理器执行时，租赁交易服务器会将租赁交易过程中所产生的所有租赁数据上传到区块链中进行存储，由于区块链技术具有不可篡改性，因此可以保证写入区块链中的租赁数据无法被篡改，从而保证了数据的真实性。因此，若是后续由于租赁方违约等发生纠纷，可以直接将区块链中存储的租赁数据作为证据使用，不需要证明租赁数据的真实性，避免了证明租赁数据的真实性所带来的麻烦，从而使得商家可以方便、快捷的获取到租赁交易证据，带来了极大的便利；另外，采用本说明书实施例提供的方法，用户在租赁产品时，只需要对用户的身份进行验证即可，不需要用户执行交付押金等操作，使得用户租赁产品比较方便。
在20世纪90年代，对于一个技术的改进可以很明显地区分是硬件上的改进(例如，对二极管、晶体管、开关等电路结构的改进)还是软件上的改进(对于方法流程的改进)。然而，随着技术的发展，当今的很多方法流程的改进已经可以视为硬件电路结 构的直接改进。设计人员几乎都通过将改进的方法流程编程到硬件电路中来得到相应的硬件电路结构。因此，不能说一个方法流程的改进就不能用硬件实体模块来实现。例如，可编程逻辑器件(Programmable Logic Device，PLD)(例如现场可编程门阵列(Field Programmable Gate Array，FPGA))就是这样一种集成电路，其逻辑功能由用户对器件编程来确定。由设计人员自行编程来把一个数字系统“集成”在一片PLD上，而不需要请芯片制造厂商来设计和制作专用的集成电路芯片。而且，如今，取代手工地制作集成电路芯片，这种编程也多半改用“逻辑编译器(logic compiler)”软件来实现，它与程序开发撰写时所用的软件编译器相类似，而要编译之前的原始代码也得用特定的编程语言来撰写，此称之为硬件描述语言(Hardware Description Language，HDL)，而HDL也并非仅有一种，而是有许多种，如ABEL(Advanced Boolean Expression Language)、AHDL(Altera Hardware Description Language)、Confluence、CUPL(Cornell University Programming Language)、HDCal、JHDL(Java Hardware Description Language)、Lava、Lola、MyHDL、PALASM、RHDL(Ruby Hardware Description Language)等，目前最普遍使用的是VHDL(Very-High-Speed Integrated Circuit Hardware Description Language)与Verilog。本领域技术人员也应该清楚，只需要将方法流程用上述几种硬件描述语言稍作逻辑编程并编程到集成电路中，就可以很容易得到实现该逻辑方法流程的硬件电路。
控制器可以按任何适当的方式实现，例如，控制器可以采取例如微处理器或处理器以及存储可由该(微)处理器执行的计算机可读程序代码(例如软件或固件)的计算机可读介质、逻辑门、开关、专用集成电路(Application Specific Integrated Circuit，ASIC)、可编程逻辑控制器和嵌入微控制器的形式，控制器的例子包括但不限于以下微控制器：ARC 625D、Atmel AT91SAM、Microchip PIC18F26K20以及Silicone Labs C8051F320，存储器控制器还可以被实现为存储器的控制逻辑的一部分。本领域技术人员也知道，除了以纯计算机可读程序代码方式实现控制器以外，完全可以通过将方法步骤进行逻辑编程来使得控制器以逻辑门、开关、专用集成电路、可编程逻辑控制器和嵌入微控制器等的形式来实现相同功能。因此这种控制器可以被认为是一种硬件部件，而对其内包括的用于实现各种功能的装置也可以视为硬件部件内的结构。或者甚至，可以将用于实现各种功能的装置视为既可以是实现方法的软件模块又可以是硬件部件内的结构。
上述实施例阐明的系统、装置、模块或单元，具体可以由计算机芯片或实体实现，或者由具有某种功能的产品来实现。一种典型的实现设备为计算机。具体的，计算机例如可以为个人计算机、膝上型计算机、蜂窝电话、相机电话、智能电话、个人数字 助理、媒体播放器、导航设备、电子邮件设备、游戏控制台、平板计算机、可穿戴设备或者这些设备中的任何设备的组合。
为了描述的方便，描述以上装置时以功能分为各种单元分别描述。当然，在实施本申请时可以把各单元的功能在同一个或多个软件和/或硬件中实现。
本领域内的技术人员应明白，本申请的实施例可提供为方法、系统、或计算机程序产品。因此，本申请可采用完全硬件实施例、完全软件实施例、或结合软件和硬件方面的实施例的形式。而且，本申请可采用在一个或多个其中包含有计算机可用程序代码的计算机可用存储介质(包括但不限于磁盘存储器、CD-ROM、光学存储器等)上实施的计算机程序产品的形式。
本申请是参照根据本说明书实施例的方法、设备(系统)、和计算机程序产品的流程图和/或方框图来描述的。应理解可由计算机程序指令信息实现流程图和/或方框图中的每一流程和/或方框、以及流程图和/或方框图中的流程和/或方框的结合。可提供这些计算机程序指令信息到通用计算机、专用计算机、嵌入式处理机或其他可编程数据处理设备的处理器以产生一个机器，使得通过计算机或其他可编程数据处理设备的处理器执行的指令信息产生用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的装置。
这些计算机程序指令信息也可存储在能引导计算机或其他可编程数据处理设备以特定方式工作的计算机可读存储器中，使得存储在该计算机可读存储器中的指令信息产生包括指令信息装置的制造品，该指令信息装置实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能。
这些计算机程序指令信息也可装载到计算机或其他可编程数据处理设备上，使得在计算机或其他可编程设备上执行一系列操作步骤以产生计算机实现的处理，从而在计算机或其他可编程设备上执行的指令信息提供用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的步骤。
在一个典型的配置中，计算设备包括一个或多个处理器(CPU)、输入/输出接口、网络接口和内存。
内存可能包括计算机可读介质中的非永久性存储器，随机存取存储器(RAM)和/或非易失性内存等形式，如只读存储器(ROM)或闪存(flash RAM)。内存是计算机可读介质的示例。
计算机可读介质包括永久性和非永久性、可移动和非可移动媒体可以由任何方法或技术来实现信息存储。信息可以是计算机可读指令信息、数据结构、程序的模块或其他数据。计算机的存储介质的例子包括，但不限于相变内存(PRAM)、静态随机存取存储器(SRAM)、动态随机存取存储器(DRAM)、其他类型的随机存取存储器(RAM)、只读存储器(ROM)、电可擦除可编程只读存储器(EEPROM)、快闪记忆体或其他内存技术、只读光盘只读存储器(CD-ROM)、数字多功能光盘(DVD)或其他光学存储、磁盒式磁带，磁带磁磁盘存储或其他磁性存储设备或任何其他非传输介质，可用于存储可以被计算设备访问的信息。按照本文中的界定，计算机可读介质不包括暂存电脑可读媒体(transitory media)，如调制的数据信号和载波。
还需要说明的是，术语“包括”、“包含”或者其任何其他变体意在涵盖非排他性的包含，从而使得包括一系列要素的过程、方法、商品或者设备不仅包括那些要素，而且还包括没有明确列出的其他要素，或者是还包括为这种过程、方法、商品或者设备所固有的要素。在没有更多限制的情况下，由语句“包括一个……”限定的要素，并不排除在包括所述要素的过程、方法、商品或者设备中还存在另外的相同要素。
本领域技术人员应明白，本申请的实施例可提供为方法、系统或计算机程序产品。因此，本申请可采用完全硬件实施例、完全软件实施例或结合软件和硬件方面的实施例的形式。而且，本申请可采用在一个或多个其中包含有计算机可用程序代码的计算机可用存储介质(包括但不限于磁盘存储器、CD-ROM、光学存储器等)上实施的计算机程序产品的形式。
本申请可以在由计算机执行的计算机可执行指令信息的一般上下文中描述，例如程序模块。一般地，程序模块包括执行特定任务或实现特定抽象数据类型的例程、程序、对象、组件、数据结构等等。也可以在分布式计算环境中实践本申请，在这些分布式计算环境中，由通过通信网络而被连接的远程处理设备来执行任务。在分布式计算环境中，程序模块可以位于包括存储设备在内的本地和远程计算机存储介质中。
本说明书中的各个实施例均采用递进的方式描述，各个实施例之间相同相似的部分互相参见即可，每个实施例重点说明的都是与其他实施例的不同之处。尤其，对于系统实施例而言，由于其基本相似于方法实施例，所以描述的比较简单，相关之处参见方法实施例的部分说明即可。
以上所述仅为本申请的实施例而已，并不用于限制本申请。对于本领域技术人员来说，本申请可以有各种更改和变化。凡在本申请的精神和原理之内所作的任何修改、 等同替换、改进等，均应包含在本申请的权利要求范围之内。

Claims (18)

  1. 一种租赁业务的处理方法，应用于接入区块链的租赁交易服务器，所述方法包括：
    接收第一终端发送的产品租赁请求；其中，所述产品租赁请求中携带有租赁信息和账户信息；
    从所述第一终端获取进行产品租赁的目标用户所对应的待验证身份信息，以及，从目标服务器获取所述账户所对应的用户身份信息；其中，所述租赁交易服务器嵌入到所述目标服务器中；
    根据所述待验证身份信息和所述用户身份信息对所述目标用户进行身份验证；
    若所述目标用户的身份验证通过，则根据所述租赁信息执行对应的租赁操作，并将所述租赁操作所产生的租赁数据写入所述区块链中。
  2. 如权利要求1所述的方法，所述方法还包括：
    将所述待验证身份信息和所述目标用户的身份验证结果写入所述区块链中。
  3. 如权利要求1或2所述的方法，所述根据所述租赁信息执行对应的租赁操作，包括：
    根据所述租赁信息生成租赁电子合约，并向第二终端发送通知消息；其中，所述通知消息用于通知商家根据所述租赁电子合约向所述目标用户租赁所述产品。
  4. 如权利要求3所述的方法，所述将所述租赁操作所产生的租赁数据存储在区块链之前，所述方法还包括：
    接收所述第一终端和所述第二终端发送的所述产品所对应的租赁交易数据；
    相应的，所述将所述租赁操作所产生的租赁交易数据写入所述区块链中，包括：
    将所述租赁电子合约和所述租赁交易数据写入所述区块链中。
  5. 如权利要求1或2所述的方法，所述将所述租赁操作所产生的租赁数据写入所述区块链中，包括：
    将所述租赁数据写入所述区块链中一个节点，并触发所述节点对所述租赁数据进行验证；
    若所述租赁数据验证通过，触发所述节点将所述租赁数据广播至所述区块链中的其他节点。
  6. 如权利要求1或2所述的方法，所述账户所对应的用户身份信息包括所述账户的权限用户的身份信息；
    所述权限用户包括所述账户的拥有者和所述账户的授权用户。
  7. 如权利要求6所述的方法，所述待验证身份信息包括所述目标用户的脸部图像或者身份证件信息；
    所述根据所述待验证身份信息和所述用户身份信息对所述目标用户进行身份验证，包括：
    将所述目标用户的脸部图像与所述账户的权限用户所对应的预留脸部图像进行相似度匹配，根据匹配结果确定所述目标用户是否为所述账户的权限用户；
    或者，
    将所述身份证件信息与所述目标用户的权限用户所对应的身份信息进行匹配，根据匹配结果确定所述目标用户是否为所述账户的权限用户。
  8. 一种租赁业务的处理装置，应用于接入区块链的租赁交易服务器，所述装置包括：
    第一接收模块，用于接收第一终端发送的产品租赁请求；其中，所述产品租赁请求中携带有租赁信息和账户信息；
    获取模块，用于从所述第一终端获取进行产品租赁的目标用户所对应的待验证身份信息，以及，从目标服务器获取所述账户所对应的用户身份信息；其中，所述租赁交易服务器嵌入到所述目标服务器中；
    验证模块，用于根据所述待验证身份信息和所述用户身份信息对所述目标用户进行身份验证；
    执行模块，用于若所述目标用户的身份验证通过，则根据所述租赁信息执行对应的租赁操作；
    第一写入模块，用于将所述租赁操作所产生的租赁数据写入所述区块链中。
  9. 如权利要求8所述的装置，所述装置还包括：
    第二写入模块，用于将所述待验证身份信息和所述目标用户的身份验证结果写入所述区块链中。
  10. 如权利要求8或9所述的装置，所述执行模块，包括：
    生成单元，用于根据所述租赁信息生成租赁电子合约；
    发送单元，用于向第二终端发送通知消息；其中，所述通知消息用于通知商家根据所述租赁电子合约向所述目标用户租赁所述产品。
  11. 如权利要求10所述的装置，所述装置还包括：
    第二接收模块，用于接收所述第一终端和所述第二终端发送的所述产品所对应的租赁交易数据；
    相应的，上述第一写入模块，包括：
    第一写入单元，用于将所述租赁电子合约和所述租赁交易数据写入所述区块链中。
  12. 如权利要求8或9所述的装置，所述账户所对应的用户身份信息包括所述账户的权限用户的身份信息；
    所述权限用户包括所述账户的拥有者和所述账户的授权用户。
  13. 如权利要求12所述的装置，所述待验证身份信息包括所述目标用户的脸部图像或者身份证件信息；
    所述验证模块，包括：
    第一验证单元，用于将所述目标用户的脸部图像与所述账户的权限用户所对应的预留脸部图像进行相似度匹配，根据匹配结果确定所述目标用户是否为所述账户的权限用户；
    或者，
    第二验证单元，用于将所述身份证件信息与所述目标用户的权限用户所对应的身份信息进行匹配，根据匹配结果确定所述目标用户是否为所述账户的权限用户。
  14. 一种租赁业务的处理系统，所述系统包括第一终端和租赁交易服务器；所述租赁交易服务器接入区块链；
    所述第一终端，用于向所述租赁交易服务器发送产品租赁请求；其中，所述产品租赁请求中携带有租赁信息和账户信息；
    所述租赁交易服务器，用于从所述第一终端获取进行产品租赁的目标用户所对应的待验证身份信息，以及，从目标服务器获取所述账户所对应的用户身份信息；并根据所述待验证身份信息和所述用户身份信息对所述目标用户进行身份验证；若所述目标用户的身份验证通过，则根据所述租赁信息执行对应的租赁操作，并将所述租赁操作所产生的租赁数据写入所述区块链中；
    其中，所述租赁交易服务器嵌入到所述目标服务器中。
  15. 如权利要求14所述的系统，所述租赁交易服务器具体用于：
    将所述租赁数据写入所述区块链中一个节点，并触发所述节点对所述租赁数据进行验证；若所述租赁数据验证通过，触发所述节点将所述租赁数据广播至所述区块链中的其他节点。
  16. 如权利要求14或15所述的系统，所述系统还包括第二终端；
    所述租赁交易服务器具体用于：根据所述租赁信息生成租赁电子合约，并向第二终端发送通知消息；其中，所述通知消息用于通知商家根据所述租赁电子合约向所述目标 用户租赁所述产品；
    所述第二终端，用于向商家展示所述通知消息。
  17. 一种租赁业务的处理设备，应用于接入区块链的租赁交易服务器，所述设备包括：
    处理器；以及
    被安排成存储计算机可执行指令的存储器，所述可执行指令在被执行时使所述处理器：
    接收第一终端发送的产品租赁请求；其中，所述产品租赁请求中携带有租赁信息和账户信息；
    从所述第一终端获取进行产品租赁的目标用户所对应的待验证身份信息，以及，从目标服务器获取所述账户所对应的用户身份信息；其中，所述租赁交易服务器嵌入到所述目标服务器中；
    根据所述待验证身份信息和所述用户身份信息对所述目标用户进行身份验证；
    若所述目标用户的身份验证通过，则根据所述租赁信息执行对应的租赁操作，并将所述租赁操作所产生的租赁数据写入所述区块链中。
  18. 一种存储介质，应用于接入区块链的租赁交易服务器，所述存储介质用于存储计算机可执行指令，所述可执行指令在被执行时实现以下流程：
    接收第一终端发送的产品租赁请求；其中，所述产品租赁请求中携带有租赁信息和账户信息；
    从所述第一终端获取进行产品租赁的目标用户所对应的待验证身份信息，以及，从目标服务器获取所述账户所对应的用户身份信息；其中，所述租赁交易服务器嵌入到所述目标服务器中；
    根据所述待验证身份信息和所述用户身份信息对所述目标用户进行身份验证；
    若所述目标用户的身份验证通过，则根据所述租赁信息执行对应的租赁操作，并将所述租赁操作所产生的租赁数据写入所述区块链中。
PCT/CN2019/111235 2018-11-29 2019-10-15 租赁业务的处理方法、装置、系统及设备 Ceased WO2020108134A1 (zh)

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