WO2020019896A1 - Cross-border transaction declaration method and apparatus - Google Patents

Abstract

Disclosed in the embodiments of the present description are a cross-border transaction declaration method and apparatus, the method comprising: acquiring transaction data to be processed within a first processing period that contains a transaction amount; sorting the transaction data according to the transaction amount; according to the sequence of the transaction data, selecting transaction data that meets a preset total amount; and merging the selected transaction data and declaring same.

Description

Method and device for reporting cross-border transactions Technical field

This specification relates to the field of computer software technology, and in particular, to a method and device for reporting cross-border transactions.

Background technique

With the economic globalization and the rapid development of e-commerce, buying foreign goods through electronic shopping platforms has gradually become a part of people's daily lives.

At present, cross-border payments are required to purchase foreign goods through electronic shopping platforms. In order to regulate the cross-border payment business of third-party payment agencies and prevent the risk of cross-border funds from cross-border funds, national regulatory authorities require third-party payment agencies to complete cross-border payments in a timely manner In addition, with regard to the declaration of overseas transactions, and for the entry and exit of funds from third-party institutions, national regulatory authorities require domestic banks to set limits on the outflow of funds from third-party payment institutions, which means that third-party payment institutions can only complete a fixed total daily. Cross-border payment business, therefore, third-party payment institutions will select a part of transaction data from a large number of transaction details for cross-border transaction reporting. Figure 1 is a diagram of the organizational structure involved in cross-border transaction reporting.

Based on this, a more efficient cross-border transaction declaration scheme needs to be provided for third-party payment institutions.

Summary of the Invention

The embodiments of the present specification provide a method and device for cross-border transaction declaration, which are used to solve the following technical problem: a more efficient cross-border transaction declaration scheme needs to be provided for a third-party payment institution.

To solve the above technical problems, the embodiments of the present specification are implemented as follows:

A method for reporting cross-border transactions provided in the embodiments of this specification, the method includes:

Acquiring transaction data to be processed in the first processing cycle, wherein the transaction data includes: a transaction amount;

Sorting the transaction data according to the transaction amount;

Selecting transaction data that meets a preset total amount in accordance with the order of the transaction data;

Consolidate the selected transaction data.

Preferably, the transaction data is sorted from large to small according to the transaction amount; or the transaction data is sorted from small to large according to the transaction amount.

Preferably, for the transaction data, the sum of the transaction data and each previous transaction data is determined in order until the sum of the transaction data and each previous transaction data is greater than a preset total amount and each transaction before the transaction data The sum of the data is less than or equal to the preset total amount.

Preferably, the method further comprises:

When the transaction data is sorted from large to small, it is determined that the sum of the transaction data before the transaction data is less than the preset total amount, according to the preset total amount and the transaction data before the transaction data The sum determines the remaining total amount, traverses the remaining transaction data, and selects a number of transaction data so that the sum of the plurality of transaction data is less than or equal to the remaining total amount.

Preferably, the first transaction data smaller than the remaining total amount is determined, and for each transaction data after the determined first transaction data smaller than the remaining total amount, the first transaction data smaller than the remaining total amount is determined The sum of the transaction data and the current transaction data, until the sum of the first transaction data less than the remaining total amount and the previous transaction data of the current transaction data is equal to the remaining total amount, or the first is less than the remaining total amount The sum of the transaction data between the transaction data of the amount and the current transaction data is greater than the remaining total amount and the first transaction data smaller than the remaining total amount and the previous transaction data of the current transaction data Less than the remaining total amount.

Preferably, when the transaction data is sorted from large to small, a preset total amount is preset as the remaining total amount, starting from the first transaction data, determining transaction data less than the remaining total amount in order, and Updating the remaining total amount until the updated remaining total amount is zero or traversing all transaction data, wherein the updated remaining total amount is the difference between the preset total amount and the sum of the transaction data less than the remaining total amount;

When the transaction data is sorted from small to large, the preset total amount is preset to the remaining total amount. Starting from the first transaction data, the transaction data smaller than the remaining total amount is determined in order, and the remaining total amount is updated. Until the updated total remaining amount is less than the transaction data, wherein the updated remaining total amount is the difference between the preset total amount and the sum of the transaction data less than the remaining total amount.

Preferably, the method further comprises:

Add the undeclared transaction data to the pending transaction data in the second processing cycle.

A cross-border transaction declaration device provided in an embodiment of the present specification, the device includes:

An acquisition module, configured to acquire transaction data to be processed in the first processing cycle, wherein the transaction data includes: a transaction amount;

A sorting module, configured to sort the transaction data according to the transaction amount;

A selection module for selecting transaction data that meets a preset total amount in accordance with the order of the transaction data;

A reporting module, which is used to perform consolidated reporting on selected transaction data.

Preferably, the sorting module is specifically configured to sort the transaction data from large to small according to the transaction amount; or sort the transaction data from small to large according to the transaction amount.

Preferably, the selection module is specifically configured to sequentially determine the sum of the transaction data and the previous transaction data for the transaction data until the sum of the transaction data and the previous transaction data is greater than a preset total amount And the sum of each transaction data before the transaction data is less than or equal to a preset total amount.

Preferably, the selection module is further configured to: when the sorting module sorts the transaction data from large to small, and determines that the sum of the transaction data before the transaction data is less than a preset total amount, based on The sum of the preset total amount and each transaction data before the transaction data determines the remaining total amount, traverses the remaining transaction data, and selects a number of transaction data so that the sum of the several transaction data is less than or equal to the remaining total amount .

Preferably, the selection module is further configured to determine the first transaction data that is less than the remaining total amount, and determine the first one for each transaction data after the determined first transaction data that is less than the remaining total amount The sum of the transaction data between the transaction data less than the remaining total amount and the current transaction data, until the sum of the transaction data between the first transaction data less than the remaining total amount and the current transaction data is equal to the remaining total amount , Or the sum of the transaction data between the first transaction data less than the remaining total amount and the current transaction data is greater than the remaining total amount and the first transaction data less than the remaining total amount and the previous transaction with the current transaction data The sum of the transaction data between the data is less than the remaining total amount.

Preferably, the selection module is specifically configured to preset the preset total amount to the remaining total amount when the sorting module sorts the transaction data from large to small, starting from the first transaction data , In order to determine the transaction data that is less than the remaining total amount, and update the remaining total amount until the updated remaining total amount is zero or traverse all the transaction data, where the updated remaining total amount is the preset total amount and the less than The difference between the sum of the remaining total transaction data;

The selection module is specifically configured to preset the preset total amount to the remaining total amount when the sorting module sorts the transaction data from small to large, starting from the first transaction data and determining Transaction data less than the remaining total amount, and update the remaining total amount until the updated remaining total amount is less than the transaction data, where the updated remaining total amount is a preset amount of the total amount and the transaction data less than the remaining total amount The difference between the sum.

Preferably, the device further comprises:

An adding module is configured to add undeclared transaction data to the pending transaction data in the second processing cycle.

The above at least one technical solution adopted in the embodiments of this specification can achieve the following beneficial effects: when there is a large amount of transaction detailed data to be processed, selecting transaction data that meets the preset total amount in accordance with the order of transaction data can greatly reduce The amount of calculation reduces the frequent calls between the systems, and can also fully use the total degree, and the total degree of utilization is high.

BRIEF DESCRIPTION OF THE DRAWINGS

The drawings described here are used to provide a further understanding of the embodiments of the present specification, and constitute a part of the embodiments of the present specification. Examples are improperly limited. In the drawings:

FIG. 1 is a diagram of the organizational structure involved in the cross-border transaction declaration provided in the background technology;

FIG. 2 is a schematic diagram of a cross-border transaction declaration process provided by an embodiment of the present specification; FIG.

FIG. 3 is an implementation manner of selecting transaction data that meets a preset total amount in accordance with an order of transaction data according to an embodiment of the specification; FIG.

FIG. 4 is another implementation manner of cross-border transaction declaration provided by an embodiment of this specification;

FIG. 5 is a schematic structural diagram of a cross-border transaction declaration device provided by an embodiment of the present specification.

detailed description

In order to make the objectives, technical solutions, and advantages of the embodiments of the present specification clearer, the technical solutions of the embodiments of the present specification will be described clearly and completely in combination with the specific embodiments of the embodiments of the present specification and the corresponding drawings. Obviously, the described embodiments are only a part of the embodiments of the specification, but not all of the embodiments. Based on the embodiments in the embodiments of the present specification, all other embodiments obtained by a person having ordinary skill in the art without creative efforts shall fall within the protection scope of the embodiments of the present specification.

FIG. 2 is a cross-border transaction declaration process provided by an embodiment of this specification, and specifically includes the following steps:

S201: Obtain transaction data to be processed in the first processing cycle.

In practical applications, cross-border payments are required to purchase foreign goods through electronic shopping platforms. In order to regulate the cross-border payment business of third-party payment agencies and prevent the risk of cross-border capital flow from third-party payment agencies, national regulatory agencies require third-party payment agencies Complete cross-border transaction declarations in a timely manner, and for the capital entry and exit business of third-party institutions, the national regulatory authority has set a limit on the outflow of funds, that is, third-party payment institutions can only complete cross-border payments of a fixed total amount per day Business, therefore, third-party payment institutions will select a part of transaction data from a large number of transaction details for cross-border transaction declaration.

Based on this, in the process of implementing the declaration of cross-border transactions, the embodiments of the present specification first need to obtain the transaction data to be processed in the first processing cycle, and select a part of the transaction data from the transaction data to be processed for cross-border transaction declaration.

What needs to be explained here is that since cross-border transaction declarations of transaction data are made at regular intervals (for example, every day), the transaction data in the first processing cycle need to be treated as pending Transaction data. In addition, in the embodiment of the present specification, the transaction data includes the transaction amount, the names of both parties to the transaction, and the transaction time.

S202: Sort the transaction data according to the transaction amount.

Further, since it is necessary to use up the limit set by the national regulatory authority for the outflow of funds while reducing the number of calculations, the embodiment of this specification is based on the ordering of transaction data, and combines the transaction data according to the ordering of transaction data It can reduce the number of calculations while using up the transaction limits of national regulatory authorities as much as possible.

It should be noted that, in the embodiment of the present specification, the transaction data can be sorted from large to small according to the transaction amount, and the transaction data can be sorted from small to large according to the transaction amount.

S203: Select transaction data that meets the preset total amount in accordance with the order of the transaction data.

Further, because the national regulatory authority has set a limit on the outflow of funds, in the embodiment of this specification, it is necessary to select a part of the transaction data as the transaction data to be declared in the sorted transaction data according to the preset total amount. And complete the declaration of cross-border transactions.

Here, the embodiment of this specification also provides an implementation manner of selecting transaction data that meets a preset total amount in accordance with the order of transaction data, as follows:

For transaction data, determine the sum of the transaction data and the previous transaction data in turn until the sum of the transaction data and the previous transaction data is greater than a preset total amount and the sum of the transaction data before the transaction data Less than or equal to the preset total amount.

It should be noted here that the flowchart shown in FIG. 3 can intuitively display the foregoing implementation manner of selecting the transaction data that meets the preset total amount in accordance with the order of the transaction data. In addition, in the embodiment of this specification, in order to sort the transaction data from small to large, in determining the sum of the transaction data and the previous transaction data, until the sum of the transaction data and the previous transaction data is greater than the After the total amount is set and the sum of the transaction data before the transaction data is less than or equal to the preset total amount, each transaction data before the transaction data is selected as the transaction data that satisfies the preset total amount.

It should also be noted here that the above-mentioned implementation of selecting transaction data that meets the preset total amount in accordance with the order of transaction data is to select from the first transaction data after sorting, but in practical applications, it can also be selected from The sorted N-th transaction data starts, where N is an integer greater than 1. Therefore, in the embodiment of the present specification, for the transaction data, starting from the N-th transaction data, the transaction data and the N-th order may be determined in order. The sum of the transaction data between the two transaction data until the sum of the transaction data between the transaction data and the Nth transaction data is greater than a preset total amount and the previous transaction data of the transaction data and the Nth The sum of the transaction data between the transaction data is less than or equal to a preset total amount. The sum of the transaction data between the transaction data and the Nth transaction data includes the transaction data and the Nth transaction data.

For example, assuming that the first processing cycle is one day, Table 1 is the transaction data to be processed obtained in the first processing cycle, and the transaction data to be processed is sorted from small to large according to the transaction amount.

Name of Trade	Transaction amount
Transaction F	100
Transaction E	100
Transaction D	400
Transaction C	600
Transaction B	800
Transaction A	1000

Table 1

Assume that the preset total amount is 1900. According to the ordering of transaction data in Table 1, for transaction data F, determine that the sum of transaction data F and each previous transaction data (ie, no transaction data) is 100;

For transaction data E, determine that the sum of transaction data E and each previous transaction data (ie, transaction data F) is 200, which is less than 1900;

For transaction data D, determine that the sum of transaction data D and each previous transaction data (ie, transaction data F and transaction data E) is 600, which is less than 1900;

For transaction data C, determine that the sum of transaction data C and each previous transaction data (that is, transaction data F, transaction data E, and transaction data D) is 1200, which is less than 1900;

For transaction data B, determine that the sum of transaction data B and each previous transaction data (that is, transaction data F, transaction data E, transaction data D, and transaction data C) is 2000, which is greater than 1900;

Select transaction data F, transaction data E, and transaction data D as transaction data that satisfy a preset total amount.

What needs to be explained here is that in order to sort the transaction data from large to small, the embodiment of this specification is for sorting transaction data from large to small. When the sum of the transaction data and the previous transaction data is greater than the preset total amount and When the sum of each transaction data is equal to the preset total amount, the transaction data before the transaction data is selected as the transaction data that satisfies the preset total amount.

For example, assuming that the first processing cycle is one day, Table 1 is the transaction data to be processed obtained in the first processing cycle, and the transaction data to be processed is sorted from large to small according to the transaction amount.

Name of Trade	Transaction amount
Transaction A	1000
Transaction B	800
Transaction C	100
Transaction D	100

Table 2

Assume that the preset total amount is 1900. According to the ordering of transaction data in Table 2, for transaction data A, determine that the sum of transaction data A and the previous transaction data (ie, no transaction data) is 1000, which is less than 1900;

For transaction data B, determine that the sum of transaction data B and the previous transaction data (ie, transaction data A) is 1800, which is less than 1900;

For transaction data C, determine that the sum of transaction data C and each previous transaction data (ie, transaction data A and transaction data B) is 1900, which is equal to 1900;

For transaction data D, determine that the sum of transaction data D and the previous transaction data (that is, transaction data A, transaction data B, and transaction data C) is 2000, which is greater than 1900;

Select transaction data A, transaction data B, and transaction data C as transaction data that satisfy the preset total amount.

In the embodiment of the present specification, when the sum of the transaction data and the previous transaction data is greater than the preset total amount and the sum of the transaction data before the transaction data is less than the preset total amount, the Set the total amount and the sum of the transaction data before the transaction data to determine the remaining total amount, traverse the remaining transaction data, and select a number of transaction data so that the sum of the several transaction data is less than or equal to the remaining total amount.

For example, assuming that the first processing cycle is one day, Table 3 shows the transaction data to be processed obtained in the first processing cycle, and the transaction data to be processed is sorted from large to small according to the transaction amount.

Name of Trade	Transaction amount
Transaction A	1000
Transaction B	800
Transaction C	600
Transaction D	400
Transaction E	100
Transaction F	70
Transaction H	50

table 3

Assume that the preset total amount is 2000. According to the order of transaction data in Table 3, for transaction data A, determine that the sum of transaction data A and each previous transaction data (ie, no transaction data) is 1000, which is less than 2000;

For transaction data B, determine that the sum of transaction data B and each previous transaction data (ie, transaction data A) is 1800, which is less than 2000;

For transaction data C, determine that the sum of transaction data C and each previous transaction data (that is, transaction data A and transaction data B) is 2400, which is greater than 1900;

Select transaction data A and transaction data B as transaction data that satisfy the preset total amount;

Determine the remaining total amount 200 (ie, 2000-1800) according to the preset sum 1800 of each transaction data (ie, transaction data A and transaction data B) before 2000 and transaction data C, and traverse the remaining transaction data D, Transaction data E, transaction data F, and transaction data H, determine that the sum of transaction data F and transaction data E (or transaction data F and transaction data H, or transaction data E and transaction data H) is less than the remaining total amount of 200, select the transaction The data F and the transaction data E (or the transaction data F and the transaction data H, or the transaction data E and the transaction data H) are used as the transaction data satisfying the preset total amount.

In addition, the embodiment of the specification provides an implementation manner of traversing the remaining transaction data and selecting a plurality of transaction data so that the sum of the plurality of transaction data is less than or equal to the remaining total amount, as follows:

Determine the first transaction data that is less than the remaining total amount, and for each transaction data after the first transaction data that is less than the remaining total amount, determine the first transaction data that is less than the remaining total amount and the current transaction The sum of the transaction data between the data until the sum of the first transaction data less than the remaining total amount and the current transaction data is equal to the remaining total amount, or the first one is less than the remaining total amount The sum of the transaction data between the transaction data and the current transaction data is greater than the remaining total amount and the sum of the transaction data between the first transaction data that is less than the remaining total amount and the previous transaction data of the current transaction data is less than the remaining Total amount.

What needs to be explained here is that each transaction data between the first transaction data smaller than the remaining total amount and the current transaction data includes the first transaction data smaller than the remaining total amount and also includes the current transaction data. In addition, when the sum of the transaction data between the first transaction data less than the remaining total amount and the current transaction data is equal to the remaining total amount, the first transaction data smaller than the remaining total amount is directly selected Each transaction data is transaction data satisfying a preset total amount.

It should also be noted here that when the sum of the first transaction data less than the remaining total amount and the current transaction data is greater than the remaining total amount and the first transaction data is less than the remaining total amount When the sum of the transaction data between the previous transaction data of the current transaction data is less than the remaining total amount, the transaction data between the first transaction data that is less than the remaining total amount and the previous transaction data of the current transaction data is selected In order to meet the preset transaction data of the total amount, it is also necessary to calculate the remaining total amount and the first selected transaction data that is less than the remaining total amount and the previous transaction data of the current transaction data. The sum of the various transaction data between them determines the new remaining total amount, updates the original remaining total amount, traverses the new remaining transaction data, and selects a number of transaction data so that the sum of the several transaction data is less than or equal to the determined New remaining total amount until the updated new remaining total amount is zero or iterates through all transactions According to so far.

Continuing the above example, among the remaining transaction data D, transaction data E, transaction data F, and transaction data H, determine that the first transaction data that is less than the remaining total amount is transaction data E. For the current transaction data E, determine the transaction data E is 100, less than 200;

For the current transaction data F, determine that the sum of the current transaction data F and the transaction data E is 170, which is less than 200;

For the current transaction data H, determine that the sum of the current transaction data H and the transaction data E is 220, which is greater than 200;

The transaction data E and the transaction data F are selected as the transaction data satisfying the preset total amount.

It should be noted that, in the embodiment of the present specification, a report file can be generated based on the transaction data that meets the preset total amount determined in the above manner, and all data included in the transaction data is written into the report file. And submit the declaration documents to the supervision department.

It should also be noted here that before each time the transaction data that meets the preset total amount is determined, the sorted transaction data can be numbered, such as the acquired pending transaction data after the initial sorting. Numbered in order.

Further, the embodiment of the present specification also provides another implementation manner of selecting transaction data that meets a preset total amount in accordance with the order of transaction data, as follows:

When the transaction data is sorted from large to small, the preset total amount is preset to the remaining total amount. Starting from the first transaction data, the transaction data smaller than the remaining total amount is determined in order, and the remaining total amount is updated. Until the updated total remaining amount is zero or traversing all transaction data, wherein the updated remaining total amount is the difference between the preset total amount and the sum of the transaction data less than the remaining total amount.

For example, assuming that the first processing cycle is one day, Table 4 shows the transaction data to be processed obtained in the first processing cycle, and the transaction data to be processed is sorted from large to small according to the transaction amount.

Name of Trade	Transaction amount
Transaction A	1000
Transaction B	800
Transaction C	100
Transaction D	100

Table 4

Assume that the preset total amount is 1900, and the preset total amount 1900 is preset as the remaining total amount. According to the transaction data in Table 4, the transaction data A is determined to be less than 1000. The remaining total amount is 1900, and the transaction data A is selected to satisfy the preset total amount amount of transaction data, and the total amount amount to be updated is calculated as 1900-1000 = 900, and 900 is replaced by 1900 as the new remaining total amount;

Make sure that the transaction amount 800 of transaction data B is less than the remaining total amount of 900, select transaction data B as the transaction data that meets the preset total amount, and calculate the total amount to be updated 900-800 = 100, replacing 100 as 900. New remaining aggregate

Make sure that the transaction amount 100 of the transaction data C is equal to the remaining total amount 100, select the transaction data C as the transaction data that meets the preset total amount, and calculate the total amount 100-800 = 0 to be updated, and replace 0 with 100 as For the new remaining total amount, stop selecting transaction data that meets the preset total amount.

When the transaction data is sorted from small to large, the preset total amount is preset to the remaining total amount. Starting from the first transaction data, the transaction data smaller than the remaining total amount is determined in order, and the remaining total amount is updated. Until the updated total remaining amount is less than the transaction data, wherein the updated remaining total amount is the difference between the preset total amount and the sum of the transaction data less than the remaining total amount.

For example, assuming the transaction data and conditions shown in Table 1, suppose the preset total amount is 1900, and the preset total amount 1900 is preset as the remaining total amount. According to the order of transaction data in Table 1, Starting with the transaction data F, determine that the transaction amount 100 of the transaction data F is less than the remaining total amount 1900, select the transaction data F as the transaction data that meets the preset total amount, and calculate the total amount to be updated 1900-100 = 1800. 1800 replaces 1900 as the new remaining total;

Make sure that the transaction amount 100 of transaction data E is less than the remaining total amount of 1800, select transaction data E as the transaction data that meets the preset total amount, and calculate the total amount to be updated 1800-100 = 1700. Replace 1700 with 1800 as New remaining aggregate

Make sure that the transaction amount 400 of transaction data D is less than the remaining total amount of 1700, select transaction data D as the transaction data that meets the preset total amount, and calculate the total amount that needs to be updated 1700-400 = 1300, and replace 1300 with 1700 as New remaining aggregate

Make sure that the transaction amount 600 of transaction data C is less than the remaining total amount 1300. Select transaction data C as the transaction data that meets the preset total amount, and calculate the total amount to be updated 1300-600 = 700. Replace 700 with 1300 as New remaining aggregate

It is determined that the transaction amount 800 of the transaction data B is greater than the remaining total amount 700, and stop selecting transaction data that meets the preset total amount.

S204: Perform consolidated declaration on the selected transaction data.

When there is a large amount of transaction detailed data to be processed, selecting transaction data that meets the preset total amount in accordance with the order of the transaction data can greatly reduce the calculation amount, reduce frequent calls between systems, and can also fully use the total amount. The total utilization rate is high.

Further, in practical applications, there will be transaction data to be reported in the first processing cycle, which is only part of the acquired transaction data to be processed, that is, some transaction data cannot be reported in the first processing cycle. Therefore, in this embodiment of the present specification, for this case, undeclared transaction data may be added to the transaction data to be processed in the second processing cycle.

It should be noted here that after adding the undeclared transaction data to the pending transaction data in the second processing cycle, the second processing cycle may give priority to the undeclared transaction data in the previous processing cycle, or Follow the above steps to process the undeclared data from the previous processing cycle.

Further, the embodiment of the present specification describes the process of cross-border transaction declaration in combination with another specific implementation manner provided in FIG. 4.

S401: Acquire a transaction data set S to be processed.

S402: Sort the data in the set S according to the transaction amount to generate an ordered set S1.

S403: Number the transaction data in the ordered set S1 and calculate the cumulative transaction amount from the first row to the current row.

S404: Calculate the difference between the preset total amount and the calculated cumulative transaction amount from the first row to the current row according to the sort order of the transaction data.

S405: Determine whether the difference between the preset total amount and the accumulated transaction amount is less than or equal to 0. If yes, go to step S406; if not, go to step S403.

S406: Record the line number n of the corresponding current line.

S407: Generate the temporary declaration file from the transaction data before n rows.

S408: Calculate the remaining undeclared total degree and update the total degree value.

S409: Compare the updated total amount and the transaction amount in order from the n + 1 line.

S410: Determine whether the updated total amount is greater than the difference between the transaction amounts. If yes, go to step S409; if no, go to step S411.

S411: Record the line number m of the corresponding current line.

S412: Determine the transaction data after m, update the ordered set S1, and execute step S403.

S413: When the total amount value is less than the transaction amount of the last transaction data, the temporary report file generation is stopped.

S414: Combine the temporary declaration documents.

S415: Regulatory declaration.

The above is a cross-border transaction declaration method provided by an embodiment of the present specification. Based on the same thinking, the embodiment of the present specification also provides a cross-border transaction declaration device, as shown in FIG. 5.

FIG. 5 is a schematic structural diagram of a cross-border transaction declaration device according to an embodiment of the present specification. The device includes:

The obtaining module 501 is configured to obtain transaction data to be processed in a first processing cycle, wherein the transaction data includes: a transaction amount;

A sorting module 502, configured to sort the transaction data according to the transaction amount;

A selection module 503, configured to select transaction data that meets a preset total amount in accordance with the order of the transaction data;

A reporting module 504 is configured to perform consolidated reporting on the selected transaction data.

The sorting module 502 is specifically configured to sort the transaction data from large to small according to the transaction amount; or sort the transaction data from small to large according to the transaction amount.

The selection module 503 is specifically configured to sequentially determine the sum of the transaction data and the previous transaction data for the transaction data until the sum of the transaction data and the previous transaction data is greater than a preset total amount and the The sum of each transaction data before the transaction data is less than or equal to a preset total amount.

The selection module 503 is further configured to: when the sorting module sorts the transaction data from large to small, and determines that the sum of the transaction data before the transaction data is less than a preset total amount, according to the preset The sum of the total amount and the transaction data before the transaction data determine the remaining total amount, traverse the remaining transaction data, and select a number of transaction data so that the sum of the plurality of transaction data is less than or equal to the remaining total amount.

The selection module 503 is further configured to determine the first transaction data that is less than the remaining total amount, and for each transaction data after the determined first transaction data that is less than the remaining total amount, determine the first less than the remaining amount The sum of the transaction data between the transaction data of the total amount and the current transaction data, until the sum of the transaction data between the first transaction data less than the remaining total amount and the current transaction data is greater than the remaining total amount and the The sum of the transaction data between a transaction data smaller than the remaining total amount and the current transaction data is less than the remaining total amount.

The selecting module 503 is specifically configured to preset the preset total amount to the remaining total amount when the sorting module sorts the transaction data from large to small, starting from the first transaction data, in order Determine transaction data that is less than the remaining total amount and update the remaining total amount until the updated remaining total amount is zero or traverse all transaction data, where the updated remaining total amount is the preset total amount and the less than the remaining total amount The difference between the sum of transaction data in degrees;

The selection module 503 is specifically configured to preset the preset total amount to the remaining total amount when the sorting module sorts the transaction data from small to large, starting from the first transaction data, in order Determine the transaction data that is less than the remaining total amount and update the remaining total amount until the updated remaining total amount is less than the transaction data, where the updated remaining total amount is the preset total amount and the transaction data that is less than the remaining total amount The difference of the sum.

The device further includes:

The adding module 505 is configured to add the undeclared transaction data to the pending transaction data in the second processing cycle.

Based on the same thinking, the embodiments of the present specification also provide a device corresponding to the above method and a non-volatile computer storage medium.

A cross-border transaction declaration processing device provided in the embodiment of this specification and corresponding to FIG. 2 includes:

At least one processor; and

A memory connected in communication with the at least one processor; wherein,

The memory stores instructions executable by the at least one processor, and the instructions are executed by the at least one processor to enable the at least one processor to:

Acquiring transaction data to be processed in the first processing cycle, wherein the transaction data includes: a transaction amount;

Sorting the transaction data according to the transaction amount;

Selecting transaction data that meets a preset total amount in accordance with the order of the transaction data;

Consolidate the selected transaction data.

A non-volatile computer storage medium corresponding to FIG. 2 provided in the embodiment of this specification stores computer-executable instructions, and the computer-executable instructions are set to:

Acquiring transaction data to be processed in the first processing cycle, wherein the transaction data includes: a transaction amount;

Sorting the transaction data according to the transaction amount;

Selecting transaction data that meets a preset total amount in accordance with the order of the transaction data;

Consolidate the selected transaction data.

The specific embodiments of the present specification have been described above. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims may be performed in a different order than in the embodiments and the desired result may still be achieved. In addition, the processes depicted in the figures do not necessarily require the particular order shown or sequential order to achieve the desired results. In some embodiments, multitasking and parallel processing are also possible or may be advantageous.

Each embodiment in this specification is described in a progressive manner, and the same or similar parts between the various embodiments can be referred to each other. Each embodiment focuses on the differences from other embodiments. In particular, the embodiments of the device, device, and non-volatile computer storage medium are basically similar to the method embodiment, so the description is relatively simple. For the related parts, refer to the description of the method embodiment.

The apparatus, device, and non-volatile computer storage medium provided in the embodiments of the present specification correspond to the method. Therefore, the apparatus, device, and non-volatile computer storage medium also have beneficial technical effects similar to the corresponding method. The beneficial technical effects of the method are described in detail, and therefore, the beneficial technical effects of the corresponding device, device, and non-volatile computer storage medium are not repeated here.

In the 1990s, for a technical improvement, it can be clearly distinguished whether it is an improvement in hardware (for example, the improvement of circuit structures such as diodes, transistors, switches, etc.) or an improvement in software (for the improvement of method flow). However, with the development of technology, the improvement of many methods and processes can be regarded as a direct improvement of the hardware circuit structure. Designers almost always get the corresponding hardware circuit structure by programming the improved method flow into the hardware circuit. Therefore, it cannot be said that the improvement of a method flow cannot be realized by hardware entity modules. For example, a programmable logic device (Programmable Logic Device (PLD)) (such as a Field Programmable Gate Array (FPGA)) is such an integrated circuit whose logic function is determined by the user programming the device. Designers can program themselves to "integrate" a digital system on a PLD, without having to ask a chip manufacturer to design and produce a dedicated integrated circuit chip. Moreover, nowadays, instead of making integrated circuit chips manually, this programming is mostly implemented by "logic compiler" software, which is similar to the software compiler used in program development and writing, but before compilation The original code must also be written in a specific programming language, which is called Hardware Description Language (HDL), and HDL is not the only one, but there are many types, such as ABEL (Advanced Boolean ExpressionLanguage) , AHDL (Altera, Hardware, Description, Language), Confluence, CUPL (Cornell, University Programming, Language), HDCal, JHDL (Java, Hardware, Description, Language), Lava, Lola, MyHDL, PALASM, RHDL (Ruby, Hardware, Description), etc. VHDL (Very-High-Speed Integrated Circuit Hardware Description Language) and Verilog. Those skilled in the art should also be clear that as long as the method flow is logically programmed and integrated into the integrated circuit using the above-mentioned several hardware description languages, a hardware circuit that implements the logic method flow can be easily obtained.

The controller may be implemented in any suitable manner, for example, the controller may take the form of a microprocessor or processor and a computer-readable medium storing computer-readable program code (e.g., software or firmware) executable by the (micro) processor. , Logic gates, switches, Application Specific Integrated Circuits (ASICs), programmable logic controllers, and embedded microcontrollers. Examples of controllers include, but are not limited to, the following microcontrollers: ARC 625D, Atmel AT91SAM, With the Microchip PIC18F26K20 and Silicone Labs C8051F320, the memory controller can also be implemented as part of the control logic of the memory. Those skilled in the art also know that, in addition to implementing the controller in a purely computer-readable program code manner, it is entirely possible to make the controller logic gates, switches, application-specific integrated circuits, programmable logic controllers, and embedded controllers by logic programming the method steps Microcontrollers, etc. to achieve the same function. Therefore, such a controller can be regarded as a hardware component, and a device included in the controller for implementing various functions can also be regarded as a structure within the hardware component. Or even, the means for implementing various functions can be regarded as a structure that can be both a software module implementing the method and a hardware component.

The system, device, module, or unit described in the foregoing embodiments may be specifically implemented by a computer chip or entity, or a product with a certain function. A typical implementation device is a computer. Specifically, the computer may be, for example, a personal computer, a laptop computer, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or A combination of any of these devices.

For the convenience of description, when describing the above device, the functions are divided into various units and described separately. Of course, the functions of each unit may be implemented in the same or multiple software and / or hardware when implementing this specification.

Those skilled in the art should understand that the embodiments of the present specification may be provided as a method, a system, or a computer program product. Therefore, the embodiments of the present specification may take the form of an entirely hardware embodiment, an entirely software embodiment, or an embodiment combining software and hardware aspects. Moreover, the embodiments of the present specification may take the form of a computer program product implemented on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, etc.) containing computer-usable program code.

This specification is described with reference to flowcharts and / or block diagrams of methods, devices (systems), and computer program products according to embodiments of the specification. It should be understood that each process and / or block in the flowcharts and / or block diagrams, and combinations of processes and / or blocks in the flowcharts and / or block diagrams can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general-purpose computer, special-purpose computer, embedded processor, or other programmable data processing device to produce a machine, so that the instructions generated by the processor of the computer or other programmable data processing device are used to generate Means for implementing the functions specified in one or more flowcharts and / or one or more blocks of the block diagrams.

These computer program instructions may also be stored in a computer-readable memory capable of directing a computer or other programmable data processing device to work in a particular manner such that the instructions stored in the computer-readable memory produce a manufactured article including an instruction device, the instructions The device implements the functions specified in one or more flowcharts and / or one or more blocks of the block diagram.

These computer program instructions can also be loaded on a computer or other programmable data processing device, so that a series of steps can be performed on the computer or other programmable device to produce a computer-implemented process, which can be executed on the computer or other programmable device. The instructions provide steps for implementing the functions specified in one or more flowcharts and / or one or more blocks of the block diagrams.

In a typical configuration, a computing device includes one or more processors (CPUs), input / output interfaces, network interfaces, and memory.

Memory may include non-persistent memory, random access memory (RAM), and / or non-volatile memory in computer-readable media, such as read-only memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.

Computer-readable media includes both permanent and non-persistent, removable and non-removable media. Information can be stored by any method or technology. Information may be computer-readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), and read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technologies, read-only disc read-only memory (CD-ROM), digital versatile disc (DVD) or other optical storage, Magnetic tape cartridges, magnetic tape magnetic disk storage or other magnetic storage devices or any other non-transmission media may be used to store information that can be accessed by computing devices. As defined herein, computer-readable media does not include temporary computer-readable media, such as modulated data signals and carrier waves.

It should also be noted that the terms "including," "including," or any other variation thereof are intended to encompass non-exclusive inclusion, so that a process, method, product, or device that includes a series of elements includes not only those elements but also Other elements not explicitly listed, or those that are inherent to such a process, method, product, or device. Without more restrictions, the elements defined by the sentence "including a ..." do not exclude the existence of other identical elements in the process, method, product or equipment including the elements.

Those skilled in the art should understand that the embodiments of the present specification may be provided as a method, a system, or a computer program product. Therefore, this specification may take the form of an entirely hardware embodiment, an entirely software embodiment, or an embodiment combining software and hardware aspects. Moreover, this specification may take the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk memory, CD-ROM, optical memory, etc.) containing computer-usable program code.

This specification may be described in the general context of computer-executable instructions executed by a computer, such as program modules. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform specific tasks or implement specific abstract data types. This specification may also be practiced in distributed computing environments in which tasks are performed by remote processing devices connected through a communication network. In a distributed computing environment, program modules may be located in local and remote computer storage media, including storage devices.

Each embodiment in this specification is described in a progressive manner, and the same or similar parts between the various embodiments can be referred to each other. Each embodiment focuses on the differences from other embodiments. In particular, for the system embodiment, since it is basically similar to the method embodiment, the description is relatively simple. For the relevant part, refer to the description of the method embodiment.

The above descriptions are merely examples of the present specification and are not intended to limit the application. For those skilled in the art, this application may have various modifications and changes. Any modification, equivalent replacement, and improvement made within the spirit and principle of this application shall be included in the scope of claims of this application.

Claims (15)

1. A method for reporting cross-border transactions, characterized in that the method includes:

   Acquiring transaction data to be processed in the first processing cycle, wherein the transaction data includes: a transaction amount;

   Sorting the transaction data according to the transaction amount;

   Selecting transaction data that meets a preset total amount in accordance with the order of the transaction data;

   Consolidate the selected transaction data.
2. The method according to claim 1, wherein the ordering the transaction data according to the transaction amount specifically comprises:

   Sort the transaction data from large to small according to the transaction amount; or

   Sort the transaction data from small to large according to the transaction amount.
3. The method according to claim 2, wherein selecting transaction data that satisfies a preset total amount in accordance with the order of the transaction data specifically includes:

   For transaction data, determine the sum of the transaction data and the previous transaction data in turn until the sum of the transaction data and the previous transaction data is greater than a preset total amount and the sum of the transaction data before the transaction data Less than or equal to the preset total amount.
4. The method according to claim 3, wherein when the transaction data is sorted from large to small, and it is determined that the sum of the transaction data before the transaction data is less than a preset total amount, the method Also includes:

   Determining the remaining total amount according to the preset total amount and the sum of various transaction data before the transaction data;

   Iterate through the remaining transaction data and select several transaction data so that the sum of the several transaction data is less than or equal to the remaining total amount.
5. The method according to claim 4, wherein traversing the remaining transaction data and selecting a plurality of transaction data so that the sum of the plurality of transaction data is less than or equal to the remaining total amount, specifically including

   Determine the first transaction data that is less than the remaining total amount, and for each transaction data after the first transaction data that is less than the remaining total amount, determine the first transaction data that is less than the remaining total amount and the current transaction The sum of the transaction data between the data until the sum of the first transaction data less than the remaining total amount and the current transaction data is equal to the remaining total amount, or the first one is less than the remaining total amount The sum of the transaction data between the transaction data and the current transaction data is greater than the remaining total amount and the sum of the transaction data between the first transaction data that is less than the remaining total amount and the previous transaction data of the current transaction data is less than the remaining Total amount.
6. The method according to claim 2, wherein, when the transaction data is sorted from large to small, selecting transaction data that satisfies a preset total amount according to the sorting order of the transaction data specifically includes:

   Preset the preset total amount as the remaining total amount;

   Starting from the first transaction data, determine transaction data less than the remaining total amount in turn, and update the remaining total amount until the updated remaining total amount is zero or traverse all transaction data;

   The updated total remaining amount is the difference between the preset total amount and the sum of the transaction data smaller than the remaining total amount;

   When the transaction data is sorted from small to large, selecting transaction data that satisfies a preset total amount according to the sorting order of the transaction data specifically includes:

   Preset the preset total amount as the remaining total amount;

   Starting from the first transaction data, determine transaction data less than the remaining total amount in turn, and update the remaining total amount until the updated remaining total amount is less than the transaction data;

   The updated remaining total amount is the difference between the preset total amount and the sum of the transaction data less than the remaining total amount.
7. The method of claim 1, further comprising:

   Add the undeclared transaction data to the pending transaction data in the second processing cycle.
8. A cross-border transaction declaration device is characterized in that the device includes:

   An acquisition module, configured to acquire transaction data to be processed in the first processing cycle, wherein the transaction data includes: a transaction amount;

   A sorting module, configured to sort the transaction data according to the transaction amount;

   A selection module for selecting transaction data that meets a preset total amount in accordance with the order of the transaction data;

   A reporting module, which is used to perform consolidated reporting on selected transaction data.
9. The device according to claim 8, wherein the sorting module is specifically configured to sort the transaction data from large to small according to the transaction amount; or to sort the transactions according to the transaction amount The data is sorted from small to large.
10. The device according to claim 9, wherein the selection module is specifically configured to sequentially determine the sum of the transaction data and the previous transaction data for the transaction data, up to the transaction data and the previous transactions. The sum of the data is greater than the preset total amount and the sum of the transaction data before the transaction data is less than or equal to the preset total amount.
11. The device according to claim 10, wherein the selection module is further configured to: when the sorting module sorts the transaction data from large to small, determine the sum of the transaction data before the transaction data When it is less than the preset total amount, the remaining total amount is determined according to the sum of the preset total amount and the transaction data before the transaction data. It traverses the remaining transaction data and selects a number of transaction data so that the And less than or equal to the remaining total amount.
12. The device according to claim 11, wherein the selection module is further configured to determine the first transaction data smaller than the remaining total amount, and after the determined first transaction data smaller than the remaining total amount For each transaction data, determine the sum of each transaction data between the first transaction data less than the remaining total amount and the current transaction data, until the first transaction data less than the remaining total amount and the current transaction data. The sum of the transaction data is equal to the remaining total amount, or the sum of the transaction data between the first transaction data less than the remaining total amount and the current transaction data is greater than the remaining total amount and the first is less than the remaining total amount The sum of the transaction data between the transaction data and the previous transaction data of the current transaction data is less than the remaining total amount.
13. The device according to claim 9, wherein the selecting module is specifically configured to preset the preset total amount to the remaining amount when the sorting module sorts the transaction data from large to small. Total amount, starting from the first transaction data, determining transaction data less than the remaining total amount in turn, and updating the remaining total amount until the updated remaining total amount is zero or traversing all transaction data, where the updated remaining total amount is The difference between the preset total amount and the sum of the transaction data less than the remaining total amount;

    The selection module is specifically configured to preset the preset total amount to the remaining total amount when the sorting module sorts the transaction data from small to large, starting from the first transaction data and determining Transaction data less than the remaining total amount, and update the remaining total amount until the updated remaining total amount is less than the transaction data, where the updated remaining total amount is a preset amount of the total amount and the transaction data less than the remaining total amount The difference between the sum.
14. The apparatus according to claim 8, further comprising:

    An adding module is configured to add undeclared transaction data to the pending transaction data in the second processing cycle.
15. A cross-border transaction declaration processing equipment includes:

    At least one processor; and

    A memory connected in communication with the at least one processor; wherein,

    The memory stores instructions executable by the at least one processor, and the instructions are executed by the at least one processor to enable the at least one processor to:

    Acquiring transaction data to be processed in the first processing cycle, wherein the transaction data includes: a transaction amount;

    Sorting the transaction data according to the transaction amount;

    Selecting transaction data that meets a preset total amount in accordance with the order of the transaction data;

    Consolidate the selected transaction data.

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