WO2019201087A1 - 一种受理终端、用户终端以及支付方法 - Google Patents

一种受理终端、用户终端以及支付方法 Download PDF

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Publication number
WO2019201087A1
WO2019201087A1 PCT/CN2019/080929 CN2019080929W WO2019201087A1 WO 2019201087 A1 WO2019201087 A1 WO 2019201087A1 CN 2019080929 W CN2019080929 W CN 2019080929W WO 2019201087 A1 WO2019201087 A1 WO 2019201087A1
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Prior art keywords
instruction
module
payment
sub
receiving
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PCT/CN2019/080929
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English (en)
French (fr)
Inventor
戚跃民
何朔
邱雪涛
万四爽
余玮琦
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China Unionpay Co Ltd
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China Unionpay Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device

Definitions

  • the present invention relates to computer algorithms, and in particular to an acceptance terminal, a user terminal, and a payment method.
  • the payment process is usually used to input the amount for the cashier. After asking the customer for the payment method, click the corresponding payment method on the receiving terminal to use the receiving terminal to complete the payment.
  • the cashier needs to have two actions to ask the customer and click on the menu. The process is more complicated.
  • the present invention is directed to an acceptance terminal, a payment system, and a payment method capable of shortening payment time and saving a payment process.
  • a communication module configured to receive an instruction from outside
  • An instruction analysis module configured to parse the instruction received by the communication module and convert the instruction into an executable command;
  • the payment processing module is configured to invoke a corresponding payment submodule in the following payment module according to the executable command ;as well as
  • a payment module for implementing payment including one or more payment sub-modules of different payment methods.
  • the communication module includes one or more submodules described below:
  • An ultrasonic sub-module for receiving an instruction transmitted by ultrasonic waves for receiving an instruction transmitted by ultrasonic waves
  • a Bluetooth communication sub-module for receiving an instruction transmitted through Bluetooth
  • a wifi submodule for receiving an instruction transmitted over a wifi wireless network
  • An ultra-wideband communication sub-module for receiving instructions transmitted over ultra-wideband
  • a Zigbee communication sub-module for receiving instructions transmitted based on a Zigbee wireless communication network for receiving instructions transmitted based on a Zigbee wireless communication network.
  • the instruction analysis module is configured to parse an instruction received by the communication module to identify a payment method included in the instruction.
  • An instruction generation module for generating an instruction indicating a payment method to be used by the user
  • a communication module configured to send an instruction generated by the instruction generation module.
  • the communication module includes one or more sub-modules including the following:
  • An ultrasonic sub-module for instructing to send an instruction by ultrasonic waves
  • a Bluetooth communication sub-module for transmitting an instruction via Bluetooth
  • An ultra-wideband communication sub-module for transmitting commands over ultra-wideband transmission
  • the Zigbee communication sub-module is used to send instruction instructions based on the Zigbee wireless communication network.
  • the payment processing step calls the corresponding payment module to perform payment processing according to the executable command.
  • the instruction received in the receiving step is parsed to identify a payment method included in the instruction.
  • the computer readable medium of the present invention has stored thereon a computer program, characterized in that the computer program is executed by a processor to implement the payment method described above.
  • the computer device of the present invention includes a memory, a processor, and a computer program stored on the memory and operable on the processor, wherein the processor implements the payment method described above when the computer program is executed.
  • the payment experience can be simplified.
  • the user terminal When the user uses the payment method, the user terminal "notifies" the payment method used by the receiving terminal user through the communication channel, so that the receiving terminal does not need the cashier operation.
  • the module that automatically raises the corresponding payment method completes the payment. Therefore, according to the present invention, it is possible to save the cashier's cash payment process by asking the customer which payment method is required, and the two actions of clicking the menu according to the customer's answer, which simplifies the cash register process and saves the payment time.
  • Fig. 1 is a schematic structural view of an acceptance terminal according to an embodiment of the present invention.
  • FIG. 2 is a schematic diagram showing the configuration of a user terminal according to an embodiment of the present invention.
  • Figure 3 is a flow chart showing the payment method of the present invention.
  • Fig. 1 is a schematic structural view of an acceptance terminal according to an embodiment of the present invention.
  • an acceptance terminal 100 includes a communication module 110, an instruction analysis module 120, a payment processing module 130, and a payment module 140.
  • the communication module 110 is configured to receive an instruction from the outside
  • the instruction analysis module 120 is configured to parse the instruction received by the communication module 110 and convert the instruction into an executable command
  • the payment processing module 130 is configured to use the The executable command invokes a corresponding payment sub-module in the payment module 140.
  • the communication module 110 may include, but is not limited to, one or more of the following sub-modules (and can also include other short-range communication modules not shown), and the sub-modules include:
  • An ultrasonic sub-module 111 configured to receive an instruction transmitted by ultrasonic waves
  • a Bluetooth communication sub-module 112 configured to receive an instruction transmitted through Bluetooth
  • a wifi sub-module 113 configured to receive an instruction transmitted through a wifi wireless network
  • the Zigbee communication sub-module 115 is configured to receive an instruction transmitted based on a Zigbee wireless communication network.
  • the payment module 140 may include, but is not limited to, one or more of the following payment sub-modules, for example, the two-dimensional code payment sub-module 141; and the NFC payment sub-module 142.
  • the instruction analysis module 120 is configured to parse the instructions received by the communication module 110 to identify the payment method to be adopted by the user included in the instruction.
  • the instruction analysis module 120 parses the received instruction and recognizes that the user is to adopt the two-dimensional code mode, and the payment processing module 130 calls the two-dimensional code payment device in the payment processing module 140.
  • the module 141 when the user is about to adopt the NFC payment method, the instruction analysis module 120 parses the received instruction and recognizes that the user is going to adopt the NFC payment mode, and the payment processing module 130 calls the NFC payment sub-module 142 in the payment processing module 140. .
  • FIG. 2 is a schematic diagram showing the configuration of a user terminal according to an embodiment of the present invention.
  • the user terminal 200 shown in FIG. 2 and the receiving terminal 100 shown in FIG. 1 constitute a payment system.
  • the user terminal 200 of an embodiment of the present invention includes:
  • An instruction generation module 210 configured to generate an instruction indicating a payment method to be used by the user
  • the communication module 220 is configured to send an instruction generated by the instruction generation module.
  • the communication module 220 may include, but is not limited to, one or more of the following sub-modules (and can also include other short-range communication modules not shown), and the sub-modules include:
  • the ultrasonic sub-module 221 is configured to instruct to send an instruction by using an ultrasonic wave
  • a Bluetooth communication sub-module 222 configured to send an instruction by using Bluetooth
  • a wifi sub-module 223, configured to send an instruction over a wifi wireless network
  • An ultra-wideband communication sub-module 224 for transmitting an instruction by ultra-wideband transmission
  • the Zigbee communication sub-module 225 is configured to send an instruction instruction based on the Zigbee wireless communication network.
  • the instruction generation module 210 when the user wants to adopt the two-dimensional code payment method, the instruction generation module 210 generates an instruction indicating that the user wants to use the two-dimensional code payment method, and the instruction is transmitted to the acceptance terminal 100 through the communication module 220 of the user terminal 200 and is accepted by the terminal.
  • the communication module 110 of 100 receives; when the user wants to adopt the NFC payment method, the instruction generation module 210 generates an instruction indicating that the user wants to adopt the NFC payment mode, and the instruction is sent to the acceptance terminal 100 through the communication module 220 of the user terminal 200 and is The communication module 110 of the receiving terminal 100 receives.
  • the receiving terminal 100 and the user terminal 200 of the present invention have been described above, and the payment method of the present invention will be described next.
  • Figure 3 is a flow chart showing the payment method of the present invention.
  • the payment method of the present invention includes:
  • the receiving terminal 100 receives an instruction from the outside;
  • the receiving terminal 100 parses the received command and converts the command into an executable command
  • the receiving terminal 100 calls the corresponding payment module to perform payment processing according to the executable command.
  • receiving step S100 receiving an instruction transmitted by ultrasonic waves; or receiving an instruction transmitted through Bluetooth; or receiving an instruction transmitted through a wireless network; or receiving an instruction transmitted through an ultra-wideband; or receiving a Zigbee-based wireless communication network
  • the instruction to transfer is
  • the instruction received in the receiving step S100 is parsed to identify the payment method included in the instruction.
  • the communication method is ultrasonic wave
  • the payment method is two-dimensional code payment
  • the customer selects the two-dimensional code payment in his own user terminal 200 (for example, a mobile phone), the command generation module 210 of the user terminal 200 generates a two-dimensional code payment instruction, and the ultrasonic sub-module 221 of the user terminal 200 transmits the instruction using the ultrasonic channel. ;
  • the ultrasonic sub-module 111 of the receiving terminal 100 receives the two-dimensional code payment instruction sent by the user terminal 200;
  • the ultrasonic sub-module 111 of the receiving terminal 100 sends the command to the command analysis module 120;
  • the payment processing module 130 retrieves the two-dimensional code payment sub-module 141 in the payment module 140, and the receiving terminal 100 jumps to the two-dimensional code sweep.
  • the cashier uses the acceptance terminal 100 to scan the two-dimensional code on the user terminal 200 to complete the payment.
  • the communication method is ultrasonic
  • the payment method is NFC payment.
  • the customer selects NFC payment in his own user terminal 200 (for example, a mobile phone), and the command generating module 210 of the user terminal 200 generates an NFC payment instruction and the ultrasonic sub-module 221 sends the command using the ultrasonic channel;
  • the ultrasonic sub-module 111 of the receiving terminal 100 receives the NFC payment instruction sent by the user terminal 200;
  • the ultrasonic sub-module 111 of the receiving terminal 100 sends the command to the command analysis module 120;
  • the instruction analysis module 120 parses the instruction to obtain the NFC payment sub-module 142 in the payment module 140, and the receiving terminal 100 prompts the user to pay the user terminal 200 to the sensing area.
  • the prompt mode can be selected as a voice broadcast;
  • the communication method is Bluetooth
  • the payment method is two-dimensional code payment.
  • the customer selects the two-dimensional code payment in his own user terminal 200 (for example, a mobile phone), the command generation module 210 of the user terminal 200 generates a two-dimensional code payment instruction, and the Bluetooth communication sub-module 222 of the user terminal 200 transmits the Bluetooth communication channel using the Bluetooth channel. instruction;
  • the Bluetooth sub-module 112 of the receiving terminal 100 receives the two-dimensional code payment instruction sent by the user terminal 200;
  • the payment processing module 130 retrieves the two-dimensional code payment sub-module 141 in the payment module 140, and the receiving terminal 100 jumps to the two-dimensional code sweep.
  • the cashier uses the acceptance terminal 100 to scan the two-dimensional code on the user terminal 200 to complete the payment.
  • the communication method is Bluetooth
  • the payment method is NFC payment.
  • the customer selects the two-dimensional code payment in his own user terminal 200 (for example, a mobile phone), the command generation module 210 of the user terminal 200 generates a two-dimensional code payment instruction, and the Bluetooth communication sub-module 222 of the user terminal 200 transmits the Bluetooth communication channel using the Bluetooth channel. instruction;
  • the Bluetooth sub-module 112 of the receiving terminal 100 receives the two-dimensional code payment instruction sent by the user terminal 200;
  • the instruction analysis module 120 parses the instruction to obtain the NFC payment sub-module 142 in the payment module 140, and the receiving terminal 100 prompts the user to pay the user terminal 200 to the sensing area.
  • the prompt mode can be selected as a voice broadcast;
  • the communication mode is wifi
  • the payment method is two-dimensional code payment.
  • the customer selects the two-dimensional code payment in his own user terminal 200 (for example, a mobile phone), the command generation module 210 of the user terminal 200 generates a two-dimensional code payment instruction, and the wifi sub-module 223 of the user terminal 200 transmits the instruction using wifi;
  • his own user terminal 200 for example, a mobile phone
  • the command generation module 210 of the user terminal 200 generates a two-dimensional code payment instruction
  • the wifi sub-module 223 of the user terminal 200 transmits the instruction using wifi
  • the wifi sub-module 113 of the receiving terminal 100 receives the two-dimensional code payment instruction sent by the user terminal 200;
  • the wifi sub-module 113 of the receiving terminal 100 sends the command to the command analysis module 120;
  • the payment processing module 130 retrieves the two-dimensional code payment sub-module 141 in the payment module 140, and the receiving terminal 100 jumps to the two-dimensional code sweep.
  • the cashier uses the acceptance terminal 100 to scan the two-dimensional code on the user terminal 200 to complete the payment.
  • the communication method is wifi
  • the payment method is NFC payment.
  • the customer selects the two-dimensional code payment in his own user terminal 200 (for example, a mobile phone), the command generation module 210 of the user terminal 200 generates a two-dimensional code payment instruction, and the wifi sub-module 223 of the user terminal 200 transmits the instruction using wifi;
  • his own user terminal 200 for example, a mobile phone
  • the command generation module 210 of the user terminal 200 generates a two-dimensional code payment instruction
  • the wifi sub-module 223 of the user terminal 200 transmits the instruction using wifi
  • the wifi sub-module 113 of the receiving terminal 100 receives the two-dimensional code payment instruction sent by the user terminal 200;
  • the wifi sub-module 113 of the receiving terminal 100 sends the command to the command analysis module 120;
  • the instruction analysis module 120 parses the instruction to obtain the NFC payment sub-module 142 in the payment module 140, and the receiving terminal 100 prompts the user to pay the user terminal 200 to the sensing area.
  • the prompt mode can be selected as a voice broadcast;
  • the present invention also provides a computer readable medium having stored thereon a computer program, characterized in that the computer program is executed by a processor to implement any of the above payment methods.
  • the present invention also provides a computer device comprising a memory, a processor, and a computer program stored on the memory and operable on the processor, wherein the processor executes the computer program to implement any of the above payment method.
  • the payment experience can be simplified.
  • the user terminal When the user uses the payment method, the user terminal "notifies" the payment method used by the terminal user through the communication channel, so that the acceptance terminal does not need the cashier operation, and automatically
  • the module of the corresponding payment method completes the payment.

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Abstract

一种受理终端、用户终端以及支付方法。该受理终端（100）包括：通信模块（110），用于接收来自来外部的指令；指令分析模块（120），用于解析所述通信模块（110）收到的指令并将所述指令转换成可执行命令；支付处理模块（130），用于根据所述可执行命令调用支付模块（140）中的相应的支付子模块；以及支付模块（140），用于实现支付，包括一种以上的不同支付方式的支付子模块。其能够节省收银员收银时需要有询问顾客哪种支付方式以及和根据顾客的回答再点击菜单的这两个动作，简化了收银流程，节省了支付的时间。

Description

一种受理终端、用户终端以及支付方法 技术领域
本发明涉及计算机算法，具体地涉及一种受理终端、用户终端以及支付方法。
背景技术
现在使用支付的流程通常为收银员输入金额，询问顾客支付方式后，在受理终端上点击相应的支付方式使用受理终端完成支付。收银员收银需要有询问顾客和点击菜单两个动作，流程较为复杂。
另外现有的一些使用到超声波、蓝牙、WIFI的专利，如申请号为CN201410185861.1、发明名称为“密码键盘、支付系统及其支付方法”专利申请，以及申请号为CN201180030408.8、发明名称为“基于声波或音频的近距离安全数据通讯方法及其装置”的专利申请都是使用超声波、蓝牙、WIFI作为一种支付手段，但是并没有将其做为一种控制方法而来简化支付流程。
公开于本发明背景部分的信息仅仅旨在增加对本发明的总体背景的理解，而不应当被视为承认或以任何形式暗示该信息构成已为本领域一般技术人员所公知的现有技术。
发明内容
鉴于上述问题，本发明旨在提供一种能够缩短支付时间并节省支付流程的受理终端、支付系统以及支付方法。
本发明的受理终端，其特征在于，包括：
通信模块，用于接收来自来外部的指令；
指令分析模块，用于解析所述通信模块收到的指令并将所述指令转换成可执行命令；支付处理模块，用于根据所述可执行命令调用下述支付模块中的相应的支付子模块；以及
支付模块，用于实现支付，包括一种以上的不同支付方式的支付子模块。可选地，所述通信模块包括下述一项以上的子模块：
超声波子模块，用于接收通过超声波传输的指令；
蓝牙通讯子模块，用于接收通过蓝牙传输的指令；
wifi子模块，用于接收通过wifi无线网络传输的指令；
超宽频通讯子模块，用于接收通过超宽频传输的指令；以及
Zigbee通讯子模块，用于接收基于Zigbee无线通信网络传输的指令。
可选地，所述指令分析模块用于解析所述通信模块收到的指令以识别该指令所包含的支付方式。
本发明的用户终端，其特征在于，包括：
指令生成模块，用于生成表示用户所要采用的支付方式的指令；以及
通信模块，用于发送所述指令生成模块生成的指令。
可选地，所述通信模块包括包括以下的一项以上的子模块：
超声波子模块，用于指令通过超声波发送指令；
蓝牙通讯子模块，用于通过蓝牙发送指令；
wifi子模块，用于通过wifi无线网络发送指令；
超宽频通讯子模块，用于通过超宽频传发送指令；以及
Zigbee通讯子模块，用于基于Zigbee无线通信网络发送指令指令。
本发明的支付方法，其特征在于，包括：
接收步骤，接收来自来外部的指令；
指令分析步骤，解析接收到的指令并将所述指令转换成可执行命令；以及
支付处理步骤，根据所述可执行命令调用相应的支付模块进行支付处理。
可选地，在所述接收步骤中：
接收通过超声波传输的指令；或者
接收通过蓝牙传输的指令；或者
接收通过无线网络传输的指令；或者
接收通过超宽频传输的指令；或者
接收基于Zigbee无线通信网络传输的指令。
可选地，在所述指令分析步骤，解析在所述接收步骤中接收到的指令以识别该指令所包含的支付方式。
本发明的计算机可读介质，其上存储有计算机程序，其特征在于，该计算机程序被处理器执行时实现上述的支付方法。
本发明的计算机设备，包括存储器、处理器以及存储在存储器上并可在处理器上运行的计算机程序，其特征在于，所述处理器执行所述计算机程序时实现上述的支付方法。
根据本发明的受理终端、支付系统以及支付方法，能够简化支付体验，用户在使用支付方式时，用户终端通过通信渠道“告知”受理终端用户所使用的支付方式，使得受理终端无需收银员操作，自动调起相应支付方式的模块完成支付。因此，利用本发明，能够节省收银员收银时需要有询问顾客哪种支付方式以及根据顾客的回答再点击菜单的这两个动作，简化了收银流程，节省了支付的时间。
通过纳入本文的附图以及随后与附图一起用于说明本发明的某些原理的具体实施方式，本发明的方法和装置所具有的其它特征和优点将更为具体地变得清楚或得以阐明。
附图说明
图1是本发明的一实施方式的受理终端的构造示意图。
图2是本发明的一实施方式的用户终端的构造示意图。
图3是表示本发明的支付方法的流程图。
具体实施方式
下面介绍的是本发明的多个实施例中的一些，旨在提供对本发明的基本了解。并不旨在确认本发明的关键或决定性的要素或限定所要保护的范围。
图1是本发明的一实施方式的受理终端的构造示意图。
如图1所示，本发明的一实施方式的受理终端100包括：通信模块110、指令分析模块120、支付处理模块130以及支付模块140。其中，通信模块110用于接收来自来外部的指令，指令分析模块120用于解析所述通信模块110收到的指令并将所述指令转换成可执行命令，支付处理模块130用于根据所述可执行命令调用支付模块140中的相应的支付子模块。
其中，通信模块110例如可以包括，但不限于以下的一项或者一项以上的子模块(还能够包括其他未图示的近距离通讯模块)，这些子模块包括：
超声波子模块111，用于接收通过超声波传输的指令；
蓝牙通讯子模块112，用于接收通过蓝牙传输的指令；
wifi子模块113，用于接收通过wifi无线网络传输的指令；
超宽频通讯子模块114，用于接收通过超宽频传输的指令；以及
Zigbee通讯子模块115，用于接收基于Zigbee无线通信网络传输的指令。
其中，支付模块140例如可以包括，但不限于以下的一个以上的支付子模块，这些支付子模块例如可以是：二维码支付子模块141；以及NFC支付子模块142。
指令分析模块120用于解析通信模块110收到的指令以识别该指令所包含的用户将要采用的支付方式。当用户将要采用二维码支付方式的情况下，指令分析模块120解析收到的指令并识别出用户将要采用二维码方式，则支付处理模块130调用支付处理模块140中的二维码支付子模块141；当用户将要采用NFC支付方式的情况下，指令分析模块120解析收到的指令并识别出用户将要采用NFC支付方式，则支付处理模块130调用支付处理模块140中的NFC支付子模块142。
接着，对于用户在进行支付时采用的用户终端进行说明。
图2是本发明的一实施方式的用户终端的构造示意图。
图2所示的用户终端200和图1所示的受理终端100构成一个支付系统。
如图2所示，本发明的一实施方式的用户终端200包括：
指令生成模块210，用于生成表示用户所要采用的支付方式的指令；以及
通信模块220，用于发送所述指令生成模块生成的指令。
其中，通信模块220例如可以包括，但不限于以下的一项或者一项以上的子模块(还能够包括其他未图示的近距离通讯模块)，这些子模块包括：
超声波子模块221，用于指令通过超声波发送指令；
蓝牙通讯子模块222，用于通过蓝牙发送指令；
wifi子模块223，用于通过wifi无线网络发送指令；
超宽频通讯子模块224，用于通过超宽频传发送指令；以及
Zigbee通讯子模块225，用于基于Zigbee无线通信网络发送指令指令。
这样当用户要采用二维码支付方式的情况下，指令生成模块210生成表示用户所要采用二维码支付方式的指令，该指令通过用户终端200的通信模块220发送到受理终端100并由受理终端100的通信模块110接收；当用户要采用NFC支付方式的情况下，指令生成模块210生成表示用户所要采用NFC支付方式的指令，该指令通过用户终端200的通信模块220发送到受理终端100并由受理终端 100的通信模块110接收。
以上对于本发明的受理终端100和用户终端200进行了说明，接着，对于本发明的支付方法进行说明。
图3是表示本发明的支付方法的流程图。
如图3所示，本发明的支付方法包括：
接收步骤S100，受理终端100接收来自来外部的指令；
指令分析步骤S200，受理终端100解析接收到的指令并将所述指令转换成可执行命令；以及
支付处理步骤S300，受理终端100根据所述可执行命令调用相应的支付模块进行支付处理。
其中，在所述接收步骤S100中，接收通过超声波传输的指令；或者接收通过蓝牙传输的指令；或者接收通过无线网络传输的指令；或者接收通过超宽频传输的指令；或者接收基于Zigbee无线通信网络传输的指令。
在所述指令分析步骤S200中，解析在所述接收步骤S100中接收到的指令以识别该指令所包含的支付方式。
接着，对于本发明的支付系统以及支付方法的例举几个具体实施例进行说明。
实施例1
在实施例1中，通讯方式为超声波，支付方式为二维码支付。
本实施例的支付方法包括下述流程：
(1)顾客在自己的用户终端200(例如手机)选择二维码支付，用户终端200的指令生成模块210生成二维码支付指令并且用户终端200的超声波子模块221使用超声波通道发送出该指令；
(2)受理终端100的超声波子模块111接收用户终端200发来的二维码支付指令；
(2)受理终端100的超声波子模块111将该指令发送至指令分析模块120；
(3)指令分析模块120解析该指令得出支付方式为二维码支付后，由支付处理模块130调取支付模块140中的二维码支付子模块141，受理终端100跳至二维码扫码界面；
(4)收银员使用受理终端100扫描用户终端200上的二维码完成支付。
实施例2
在实施例2中，通讯方式为超声波，支付方式为NFC支付。
本实施例的支付方法包括下述流程：
(1)顾客在自己的用户终端200(例如手机)选择NFC支付，用户终端200的指令生成模块210生成NFC支付指令并且的超声波子模块221使用超声波渠道发送出该指令；
(2)受理终端100的超声波子模块111接收用户终端200发来的NFC支付指令；
(2)受理终端100的超声波子模块111将该指令发送至指令分析模块120；
(3)指令分析模块120解析该指令得出支付方式为NFC支付后，由支付处理模块130调取支付模块140中的NFC支付子模块142，受理终端100提示用户将用户终端200靠近感应区支付，提示方式可选为语音播报；
(4)用户将用户终端200靠近感应区，支付完成。
实施例3
在实施例3中，通讯方式为蓝牙，支付方式为二维码支付。
本实施例的支付方法包括下述流程：
(1)顾客在自己的用户终端200(例如手机)选择二维码支付，用户终端200的指令生成模块210生成二维码支付指令并且用户终端200的蓝牙通讯子模块222使用蓝牙通道发送出该指令；
(2)受理终端100的蓝牙子模块112接收用户终端200发来的二维码支付指令；
(2)受理终端100的蓝牙子模块112将该指令发送至指令分析模块120；
(3)指令分析模块120解析该指令得出支付方式为二维码支付后，由支付处理模块130调取支付模块140中的二维码支付子模块141，受理终端100跳至二维码扫码界面；
(4)收银员使用受理终端100扫描用户终端200上的二维码完成支付。
实施例4
在实施例4中，通讯方式为蓝牙，支付方式为NFC支付。
本实施例的支付方法包括下述流程：
(1)顾客在自己的用户终端200(例如手机)选择二维码支付，用户终端200的 指令生成模块210生成二维码支付指令并且用户终端200的蓝牙通讯子模块222使用蓝牙通道发送出该指令；
(2)受理终端100的蓝牙子模块112接收用户终端200发来的二维码支付指令；
(2)受理终端100的蓝牙子模块112将该指令发送至指令分析模块120；
(3)指令分析模块120解析该指令得出支付方式为NFC支付后，由支付处理模块130调取支付模块140中的NFC支付子模块142，受理终端100提示用户将用户终端200靠近感应区支付，提示方式可选为语音播报；
(4)用户将用户终端200靠近感应区，支付完成。
实施例5
在实施例5中，通讯方式为wifi，支付方式为二维码支付。
本实施例的支付方法包括下述流程：
(1)顾客在自己的用户终端200(例如手机)选择二维码支付，用户终端200的指令生成模块210生成二维码支付指令并且用户终端200的wifi子模块223使用wifi发送出该指令；
(2)受理终端100的wifi子模块113接收用户终端200发来的二维码支付指令；
(2)受理终端100的wifi子模块113将该指令发送至指令分析模块120；
(3)指令分析模块120解析该指令得出支付方式为二维码支付后，由支付处理模块130调取支付模块140中的二维码支付子模块141，受理终端100跳至二维码扫码界面；
(4)收银员使用受理终端100扫描用户终端200上的二维码完成支付。
实施例6
在实施例6中，通讯方式为wifi，支付方式为NFC支付。
本实施例的支付方法包括下述流程：
(1)顾客在自己的用户终端200(例如手机)选择二维码支付，用户终端200的指令生成模块210生成二维码支付指令并且用户终端200的wifi子模块223使用wifi发送出该指令；
(2)受理终端100的wifi子模块113接收用户终端200发来的二维码支付指令；
(2)受理终端100的wifi子模块113将该指令发送至指令分析模块120；
(3)指令分析模块120解析该指令得出支付方式为NFC支付后，由支付处理模 块130调取支付模块140中的NFC支付子模块142，受理终端100提示用户将用户终端200靠近感应区支付，提示方式可选为语音播报；
(4)用户将用户终端200靠近感应区，支付完成。
本发明还提供一种计算机可读介质，其上存储有计算机程序，其特征在于，该计算机程序被处理器执行时实现上述任意一项支付方法。
本发明还提供一种计算机设备，包括存储器、处理器以及存储在存储器上并可在处理器上运行的计算机程序，其特征在于，所述处理器执行所述计算机程序时实现上述任意一项支付方法。
根据本发明的支付系统以及支付方法，能够简化支付体验，用户在使用支付方式时，用户终端通过通信渠道“告知”受理终端用户所使用的支付方式，使得受理终端无需收银员操作，自动调起相应支付方式的模块完成支付。利用本发明，能够节省收银员收银时需要有询问顾客哪种支付方式以及和根据顾客的回答再点击菜单的这两个动作，简化了收银流程，节省了支付的时间。
以上例子主要说明了本发明的受理终端、用户终端以及支付方法。尽管只对其中一些本发明的具体实施方式进行了描述，但是本领域普通技术人员应当了解，本发明可以在不偏离其主旨与范围内以许多其他的形式实施。因此，所展示的例子与实施方式被视为示意性的而非限制性的，在不脱离如所附各权利要求所定义的本发明精神及范围的情况下，本发明可能涵盖各种的修改与替换。

Claims (10)

  1. 一种受理终端，其特征在于，包括：
    通信模块，用于接收来自来外部的指令；
    指令分析模块，用于解析所述通信模块收到的指令并将所述指令转换成可执行命令；
    支付处理模块，用于根据所述可执行命令调用下述支付模块中的相应的支付子模块；以及
    支付模块，用于实现支付，包括一种以上的不同支付方式的支付子模块。
  2. 如权利要求1所述的受理终端，其特征在于，所述通信模块包括下述一项以上的子模块：
    超声波子模块，用于接收通过超声波传输的指令；
    蓝牙通讯子模块，用于接收通过蓝牙传输的指令；
    wifi子模块，用于接收通过wifi无线网络传输的指令；
    超宽频通讯子模块，用于接收通过超宽频传输的指令；以及
    Zigbee通讯子模块，用于接收基于Zigbee无线通信网络传输的指令。
  3. 如权利要求1所述的受理终端，其特征在于，
    所述指令分析模块用于解析所述通信模块收到的指令以识别该指令所包含的支付方式。
  4. 一种用户终端，其特征在于，包括：
    指令生成模块，用于生成表示用户所要采用的支付方式的指令；以及
    通信模块，用于发送所述指令生成模块生成的指令。
  5. 如权利要求4所述的用户终端，其特征在于，所述通信模块包括包括以下的一项以上的子模块：
    超声波子模块，用于指令通过超声波发送指令；
    蓝牙通讯子模块，用于通过蓝牙发送指令；
    wifi子模块，用于通过wifi无线网络发送指令；
    超宽频通讯子模块，用于通过超宽频传发送指令；以及
    Zigbee通讯子模块，用于基于Zigbee无线通信网络发送指令指令。
  6. 一种支付方法，其特征在于，包括：
    接收步骤，接收来自来外部的指令；
    指令分析步骤，解析接收到的指令并将所述指令转换成可执行命令；以及
    支付处理步骤，根据所述可执行命令调用相应的支付方式的支付子模块进行支付处理。
  7. 如权利要求6所述的支付方法，其特征在于，在所述接收步骤中：
    接收通过超声波传输的指令；或者
    接收通过蓝牙传输的指令；或者
    接收通过无线网络传输的指令；或者
    接收通过超宽频传输的指令；或者
    接收基于Zigbee无线通信网络传输的指令。
  8. 如权利要求6所述的支付方法，其特征在于，
    在所述指令分析步骤，解析在所述接收步骤中接收到的指令以识别该指令所包含的支付方式。
  9. 一种计算机可读介质，其上存储有计算机程序，其特征在于，该计算机程序被处理器执行时实现权利要求6～8中任意一项所述的支付方法。
  10. 一种计算机设备，包括存储器、处理器以及存储在存储器上并可在处理器上运行的计算机程序，其特征在于，所述处理器执行所述计算机程序时实现权利要求6～8中任意一项所述的支付方法。
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