WO2019042190A1

WO2019042190A1 - Payment platform invoking method and apparatus, and mobile terminal

Info

Publication number: WO2019042190A1
Application number: PCT/CN2018/101497
Authority: WO
Inventors: 朱敏辉
Original assignee: 深圳市万普拉斯科技有限公司
Priority date: 2017-08-28
Filing date: 2018-08-21
Publication date: 2019-03-07
Also published as: CN107688932A

Abstract

The present application relates to the technical field of intelligent control. Provided are a payment platform invoking method and apparatus, and a mobile terminal. The method comprises: receiving invoking passwords of payment platforms; determining a payment platform corresponding to a retrieval password according to a pre-stored correspondence, the correspondence comprising a payment platform corresponding to each present invoking password; and invoking a determined payment platform. In the payment platform invoking method and apparatus and the mobile terminal provided in the present application, when invoking passwords of payment platforms that are inputted by users are received, payment platforms corresponding to the invoking passwords can be determined according to pre-stored correspondences, further, the determined payment platforms are invoked, so that the users can freely select a payment platform according to an invoking password and open a corresponding payment interface to make payment, thereby simplifying the payment operation process, and improving user experience.

Description

Payment platform acquisition method, device and mobile terminal

This application claims the priority of the Chinese Patent Application filed on August 25, 2017, the Chinese Patent Application No. 201710753796.1, the invention titled "Receiving Method, Device and Mobile Terminal for Payment Platform", the entire contents of which are incorporated by reference. In this application.

Technical field

The present application relates to the field of intelligent control technologies, and in particular, to a method and device for acquiring a payment platform and a mobile terminal.

Background technique

With the continuous improvement of mobile terminal devices, more and more people choose to use mobile terminals for consumer payment. Generally, an application (Application; hereinafter referred to as APP) with multiple payment platforms installed in advance on the mobile terminal enables the user to When you consume, you can open either one and choose the appropriate payment method to pay.

Generally, for a variety of payment platforms, the user needs to manually open when using, especially a mobile terminal with a lock screen function, the user needs to unlock the screen first, then manually select the corresponding payment platform and payment method, and open the corresponding Payment interface to make payments.

However, in the payment process, people need to manually unlock the screen, manually select the corresponding payment platform, and open the payment interface, which makes the operation of the payment process cumbersome and reduces the user experience of using the payment platform.

Application content

In view of this, the purpose of the application is to provide a method, a device, and a mobile terminal for the payment platform to simplify the process of retrieving the payment platform and improve the user experience of using the payment platform.

In a first aspect, the embodiment of the present application provides a method for retrieving a payment platform, which is applied to a mobile terminal, including: receiving a password for receiving a payment platform; and determining, according to a pre-stored correspondence, a payment platform corresponding to the password; The relationship includes a payment platform corresponding to each preset password, and a determined payment platform is retrieved.

With reference to the first aspect, the embodiment of the present application provides a first possible implementation manner of the first aspect, where, before the receiving the password of the receiving payment platform, the method further includes: acquiring an input triggering instruction for acquiring the password; The input triggering instruction includes: an instruction corresponding to the unlocking operation of the mobile terminal in a lock screen state, and a preset instruction that the mobile terminal is in a bright screen state.

With reference to the first possible implementation manner of the first aspect, the embodiment of the present application provides the second possible implementation manner of the first aspect, wherein the receiving the password of the receiving payment platform includes: when the input triggering instruction is When the instruction corresponding to the operation is unlocked, the unlock password of the unlocking operation is obtained; whether the unlock password is the password of the payment platform is determined; if yes, the screen lock is released, and the unlock password is used as the password for the payment platform.

With reference to the first aspect, the embodiment of the present application provides a third possible implementation manner of the first aspect, wherein, before the receiving the payment password of the receiving payment platform, the method further includes: providing a password and payment platform binding interface to the user The interface includes: a password entry interface and a list of payment platforms; receiving a password for the user input through the password entry interface; and storing a correspondence between the password set by the user and the payment platform.

With reference to the first aspect and the first to third possible implementation manners of the first aspect, the embodiment of the present application provides the fourth possible implementation manner of the first aspect, wherein the retrieving password is one of the following forms: Fingerprint password, character password or gesture password.

In a second aspect, the embodiment of the present application further provides a retrieving device for a payment platform, where the device is disposed on a mobile terminal, and includes: a password receiving module, configured to receive a password for receiving a payment platform; and a payment platform determining module, The payment platform corresponding to the preset password is determined according to the pre-stored correspondence relationship; the corresponding relationship includes a payment platform corresponding to each preset password; the payment platform retrieval module is configured to retrieve the determined payment platform.

With reference to the second aspect, the embodiment of the present application provides a first possible implementation manner of the second aspect, wherein the foregoing apparatus further includes: an instruction acquiring module, configured to acquire an input triggering instruction for acquiring a password; and the input triggering instruction The method includes: an instruction corresponding to the unlocking operation of the mobile terminal in a lock screen state, and a preset instruction that the mobile terminal is in a bright screen state.

With reference to the first possible implementation manner of the second aspect, the embodiment of the present application provides the second possible implementation manner of the second aspect, wherein the retrieving password receiving module is further configured to: when the input triggering instruction is an unlocking operation And correspondingly extracting an unlocking password from the instruction; determining whether the unlocking password is a calling password of the payment platform; if yes, releasing the screen lock, using the unlocking password as a password for the payment platform.

With reference to the second aspect, the embodiment of the present application provides a third possible implementation manner of the second aspect, where the foregoing apparatus further includes: an interface providing module, configured to provide a password and a payment platform binding interface to the user, where the interface includes: The password entry interface and the payment platform list; the user input module is configured to receive the password for the user to enter through the password entry interface; the save module saves the correspondence between the password set by the user and the payment platform.

With reference to the second aspect, and the first to third possible implementation manners of the second aspect, the embodiment of the present application provides the fourth possible implementation manner of the second aspect, wherein the foregoing password is one of the following forms. : Fingerprint password, character password or gesture password.

In a third aspect, an embodiment of the present application further provides a mobile terminal, including a memory, a processor, and a computer program stored on the memory and operable on the processor, where the processor executes the computer program At the time, the method as described above is implemented.

In a fourth aspect, the embodiment of the present application further provides a readable storage medium, where the readable storage medium includes a computer program, and when the computer program is executed by the processor, implements the method as described above.

The embodiments of the present application bring the following beneficial effects:

The method and device for collecting the payment platform provided by the embodiment of the present application, and the mobile terminal, when receiving the password for the payment platform input by the user, can determine the payment platform corresponding to the password according to the pre-stored correspondence relationship, and further The determined payment platform is retrieved, so that the user can freely select the payment platform according to the password, and then open the corresponding payment interface for payment, which simplifies the payment operation process and improves the user experience.

Other features and advantages of the present application will be set forth in the description which follows. The objectives and other advantages of the present invention are realized and attained by the structure of the invention.

The above described objects, features, and advantages of the present invention will become more apparent from the following description.

DRAWINGS

In order to more clearly illustrate the specific embodiments of the present application or the technical solutions in the prior art, the drawings to be used in the specific embodiments or the description of the prior art will be briefly described below, and obviously, the attached in the following description The drawings are some embodiments of the present application, and those skilled in the art can obtain other drawings according to the drawings without any creative work.

FIG. 1 is a structural block diagram of a mobile terminal according to an embodiment of the present application;

2 is a flowchart of a method for collecting a payment platform according to an embodiment of the present application;

FIG. 3 is a flowchart of another method for collecting a payment platform according to an embodiment of the present application;

4 is a flowchart of a method for acquiring a third payment platform according to an embodiment of the present application;

FIG. 5 is a flowchart of a fingerprint password retrieval payment platform according to an embodiment of the present application;

FIG. 6 is a schematic structural diagram of a device for collecting a payment platform according to an embodiment of the present application;

FIG. 7 is a schematic structural diagram of another apparatus for collecting a payment platform according to an embodiment of the present application.

Detailed ways

The technical solutions of the present application will be clearly and completely described in the following with reference to the accompanying drawings. It is obvious that the described embodiments are a part of the embodiments of the present application, and not all of them. An embodiment. All other embodiments obtained by a person skilled in the art based on the embodiments of the present application without creative efforts are within the scope of the present application.

FIG. 1 is a block diagram showing the structure of a mobile terminal 100 that can be applied to an embodiment of the present application. The mobile terminal may be a smart device with networking function, such as a smart phone, a palmtop computer, and a tablet computer. As shown in FIG. 1, the mobile terminal 100 includes a memory 102, a storage controller 104, and one or more (only A processor 106, a peripheral interface 108, a radio frequency module 110, an audio module 112, a touch screen 114, a fingerprint collector 118, and the like are shown. These components communicate with one another via one or more communication bus/signal lines 116.

The memory 102 can be used to store a software program and a module, such as a method for retrieving a payment platform and a program instruction/module corresponding to the device in the embodiment of the present application. The processor 106 executes by executing a software program and a module stored in the memory 102. Various function applications and data processing, such as the payment platform collection method provided by the embodiments of the present application.

Memory 102 can include high speed random access memory and can also include non-volatile memory, such as one or more magnetic storage devices, flash memory, or other non-volatile solid state memory. Access to the memory 102 by the processor 106 and other possible components can be performed under the control of the memory controller 104.

Peripheral interface 108 couples various input/output devices to processor 106 and memory 102. In some embodiments, peripheral interface 108, processor 106, and memory controller 104 can be implemented in a single chip. In other instances, they can be implemented by separate chips.

The radio frequency module 110 is configured to receive and transmit electromagnetic waves, and realize mutual conversion between electromagnetic waves and electric signals, thereby communicating with a communication network or other devices.

The audio module 112 provides an audio interface to the user, which may include one or more microphones, one or more speakers, and audio circuitry.

The touch screen 114 provides an output and input interface simultaneously between the mobile terminal 100 and the user. In this embodiment, the touch screen 114 supports single-point and multi-touch operations. For example, the touch screen 114 can be a capacitive touch screen or resistive touch that supports single-point and multi-touch operations. Control screens, etc., can also be touch screens. Supporting single-point and multi-touch operations, the touch screen 114 can sense the simultaneous touch operation from one or more positions on the touch screen 11, and hand over the sensed multi-touch operation. The processor 106 performs processing.

The fingerprint collector 118 is capable of providing the user with a fingerprint identification area and collecting a plurality of different fingerprints entered by the user.

It can be understood that the structure shown in FIG. 1 is merely illustrative, and the mobile terminal 100 may further include more or less components than those shown in FIG. 1, or have a different configuration from that shown in FIG. 1. The components shown in Figure 1 can be implemented in hardware, software, or a combination thereof.

To facilitate the understanding of the present embodiment, a method for retrieving a payment platform disclosed in the embodiment of the present application is first introduced in detail.

Embodiment 1:

The method for retrieving a payment platform provided by the embodiment of the present application may be applied to a mobile terminal, where the mobile terminal in the method may be a smart device with a networking function, such as a smart phone, a palmtop computer, and a tablet computer, as shown in the figure. 2 is a flow chart of a method for retrieving a payment platform, the method may include:

Step S202, receiving a password for receiving the payment platform;

The payment platform may be a payment platform of an application APP pre-installed on the mobile terminal, for example, an Alipay platform with a payment function, a WeChat platform, and the like.

The retrieval password in this embodiment may be one of the following forms: a fingerprint password, a character password, or a gesture password.

Step S204: Determine, according to the pre-stored correspondence, a payment platform corresponding to the password, and the corresponding relationship includes a payment platform corresponding to each preset password.

In step S206, the determined payment platform is retrieved.

The method for collecting the payment platform provided by the embodiment of the present application, when receiving the password for the payment platform input by the user, can determine the payment platform corresponding to the password according to the pre-stored correspondence, and then retrieve the determined The payment platform enables the user to freely select the payment platform according to the password, and then opens the corresponding payment interface for payment, which simplifies the payment operation process and improves the user experience.

Embodiment 2:

In actual use, the above payment platform can be retrieved when the consumer makes a payment to complete the payment. For example, when purchasing a shopping mall, the payment platform is called for payment. Before the step of retrieving the payment platform, the user's mobile terminal may be in a lock screen state, and before the step of receiving the password of the payment platform by the mobile terminal, the method may further include: acquiring an input trigger instruction for acquiring the password; the input triggering instruction The method includes: an instruction corresponding to the unlocking operation of the mobile terminal in the lock screen state, and a preset instruction that the mobile terminal is in a bright screen state; the preset instruction includes an instruction generated by long pressing or touching the designated area of the mobile terminal.

For example, long-pressing the command triggered by the home button of the mobile terminal can be regarded as a preset instruction that the mobile terminal is in a bright screen state, or taking the fingerprint as a password, for example, the area of the fingerprint collector of the mobile terminal can be used as Specify the area. Press and hold the area to generate the corresponding command. This command is the preset command. The length of the long press can be set according to experience, for example, 2 seconds, etc., which is not limited by the embodiment of the present application. The scheme of continuous contact is similar to the long-press scheme. The interval and number of times of contact can also be set according to experience. For example, any value of 0.2s-0.7s is used as the interval time, and 2 or 3 times is used as the number of consecutive touches.

Based on the above manner, the password of the payment platform can be provided in the lock screen state of the mobile terminal or in the bright state of the mobile terminal. If the mobile terminal is in the lock screen state, it can be determined whether the unlock password in the unlocking operation is The password of the payment platform is used. If the mobile terminal is in a bright screen state, the password collected during the process of triggering the preset instruction can be directly used as the password for the payment platform.

As a flowchart of another method for retrieving a payment platform, as shown in FIG. 3, the method may include:

Step S302, when the mobile terminal is in a lock screen state, receiving an unlock password;

Step S304, it is determined whether the unlock password is the answering password of the payment platform; if yes, step S306 is performed, if no, step S312 is performed;

In the specific judging process, the unlocking password can be compared with the pre-stored unlocking password table. If the matching password is successfully compared with the unlocking password, the unlocking password is no longer used as the password of the simple unlocking screen. Instead, the password is used as the payment platform, that is, step S306 is performed; otherwise, the unlock password is only the password for unlocking the screen, and step S312 is performed.

Step S306, unlocking the screen, and using the unlocking password as the password for the payment platform;

Step S308, determining, according to the pre-stored correspondence, a payment platform corresponding to the password; the corresponding relationship includes a payment platform corresponding to each preset password;

Step S310, retrieving the determined payment platform;

In step S312, the screen lock is released.

When the password matching the unlock password is not found in the unlock screen password table, the mobile terminal will continue to maintain the screen lock state.

The method for retrieving the payment platform provided by the embodiment of the present application can receive the unlock password input by the user when the mobile terminal is in the lock screen state, and determine the unlock password, and determine that the unlock password is the adjustment of the payment platform. When the password is removed, the corresponding payment platform can be retrieved according to the pre-stored correspondence relationship after the screen is unlocked. In this manner, the user only needs to input the unlock password once to retrieve the corresponding payment platform, and then open the corresponding payment interface. Making payment simplifies the payment process and improves the user experience.

Embodiment 3:

Considering that the mobile terminal can install an application APP of multiple payment platforms, different passwords can be used for different payment platforms.

Specifically, the password obtained in the embodiment of the present application may be one of the following forms: a fingerprint password, a character password, or a gesture password. Taking a fingerprint password as an example, different fingerprint passwords may be used to retrieve different payment platforms, fingerprint passwords, and There is a one-to-one correspondence between the payment platforms. Further, multiple fingerprint passwords may also correspond to a payment platform, which facilitates the user to retrieve the payment platform. At this time, the fingerprint password has a many-to-one correspondence with the payment platform.

In a specific implementation, the foregoing correspondence may be set by the user, and the setting process may be performed before the step of the mobile terminal receiving the password of the payment platform, so as to facilitate the user to effectively retrieve the payment platform when making the payment. Therefore, the embodiment of the present application further provides a method for acquiring a third payment platform, and a flowchart of a method for acquiring a third payment platform as shown in FIG. 4, including the following steps:

Step S402, providing a password and payment platform binding interface to the user, where the interface includes: a password entry interface and a payment platform list;

Step S404, receiving a password for the user to enter through the password entry interface;

The password can be a fingerprint password, a character password or a gesture password. When the fingerprint password is retrieved, the password input interface can be a fingerprint input interface of the fingerprint sensor, and can automatically distinguish the fingerprint of the user; When the password is a character password, the password entry interface may be an input interface of numbers, letters or symbols, so that the user can input characters for password editing; further, when the password is a gesture password, the password entry interface may be used. A gesture input interface for inputting different gesture patterns enables the user to input a specific income pattern.

Step S406, the correspondence between the password set by the user and the payment platform is saved;

Step S408, receiving a password of the payment platform;

Step S410: Determine, according to the pre-stored correspondence, a payment platform corresponding to the password, and the corresponding relationship includes a payment platform corresponding to each preset password.

In step S412, the determined payment platform is retrieved.

Taking the above-mentioned password as a fingerprint password as an example, the mobile terminal is preset with a fingerprint sensor, and different fingerprints can be distinguished. The user can enter multiple different fingerprint passwords on the password and payment platform binding interface, for example, Enter the fingerprint A on the password entry interface, select the payment platform A in the payment platform list, so that the fingerprint A can retrieve the payment platform A; enter the fingerprint B in the password entry interface, and select the payment platform B in the payment platform list, so that the fingerprint B can be charged. Platform B, etc., and so on, and save the correspondence between the fingerprint password and the payment platform.

Further, after setting the correspondence between the fingerprint A and the payment platform A, the user can further set the correspondence between the fingerprint B and the payment platform A, as long as a fingerprint password can be retrieved to obtain a payment platform, so that the user can retrieve Previously, you were free to choose a payment platform.

FIG. 5 is a flow chart of a mobile terminal retrieving a payment platform according to a fingerprint password, and a payment platform corresponding to a fingerprint password is taken as an example. The identification layer, the logic layer, and the interface display layer are all disposed on the mobile terminal. Specifically, the identification layer may be connected to the identification area of the fingerprint sensor. After the user touches the identification area of the fingerprint sensor with the finger A, the fingerprint sensor collects the fingerprint A, transmits it to the identification layer, and the recognition layer recognizes the fingerprint A, and transmits the fingerprint A. To the logical layer, the logic layer determines the fingerprint A corresponding to the payment platform A according to the pre-stored correspondence, determines that the fingerprint A is the retrieval password of the payment platform A, and sends the correspondence between the fingerprint A and the payment platform A to the interface display layer, and the interface display layer The payment platform A is opened to enable the user to make a payment in the payment platform A.

Further, after the user presets the correspondence between the fingerprint B and the payment platform B, the user can also use the finger B to retrieve the payment platform B for payment, or set a plurality of different fingerprint passwords to retrieve different payment platforms. The specific correspondence may be set by the user according to the actual usage, which is not limited by the embodiment of the present application.

A method for retrieving a payment platform provided by the embodiment of the present application can provide a password binding interface with a payment platform for the user to input a password, and save the correspondence between the password set by the user and the payment platform. The user can freely select the payment platform before the call, and then open the corresponding payment interface for payment, which simplifies the payment operation process and improves the user experience.

Embodiment 4:

Based on the method for retrieving the payment platform provided by the foregoing embodiment, the embodiment of the present application provides a retrieving device for a payment platform, which may be disposed on a mobile terminal, as shown in FIG. The structure diagram includes: a password receiving module 61, a payment platform determining module 62, and a payment platform calling module 63. The functions of each module are as follows:

The password receiving module 61 is configured to receive a password for the payment platform;

The payment platform determining module 62 is configured to determine, according to the pre-stored correspondence, a payment platform corresponding to the password, and the corresponding relationship includes a payment platform corresponding to each preset password;

The payment platform retrieval module 63 is configured to retrieve the determined payment platform.

The receiving device of the payment platform provided by the embodiment of the present invention can determine the payment platform corresponding to the password according to the pre-stored correspondence relationship when receiving the password of the payment platform input by the user, and then retrieve the determined payment platform. The payment platform enables the user to freely select the payment platform according to the password, and then opens the corresponding payment interface for payment, which simplifies the payment operation process and improves the user experience.

Further, the device further includes: an instruction acquiring module, configured to acquire an input triggering instruction for retrieving a password; the input triggering instruction includes: an instruction corresponding to an unlocking operation of the mobile terminal in a lock screen state, and the mobile terminal Preset command in bright state.

Further, the call password receiving module 61 is further configured to: when the input trigger command is an instruction corresponding to the unlocking operation, extract an unlock password from the command; and determine whether the unlock password is a call password of the payment platform; If yes, the screen lock is released, and the unlock password is used as the password for the payment platform.

Preferably, FIG. 7 is a schematic structural diagram of an apparatus for picking up another payment platform according to an embodiment of the present application. In addition to the structure described in FIG. 6, the apparatus further includes:

The interface providing module 64 is configured to provide a password and payment platform binding interface to the user, where the interface includes: a password entry interface and a payment platform list;

The user entry module 65 is configured to receive a password for the user input through the password entry interface;

The saving module 66 saves the correspondence between the user-set call password and the payment platform.

The call password described in the embodiment of the present application is one of the following forms: a fingerprint password, a character password, or a gesture password.

The retrieving device of the payment platform provided by the embodiment of the present application has the same technical features as the retrieving method of the payment platform provided by the foregoing embodiment, so that the same technical problem can be solved and the same technical effect can be achieved.

The method and device for collecting a payment platform and the computer program product of the mobile terminal provided by the embodiments of the present application include a computer readable storage medium storing program code, where the readable storage medium includes a computer program, and the computer program includes The instructions may be used to implement the method described in the foregoing method embodiments. For specific implementations, refer to the method embodiments, and details are not described herein.

A person skilled in the art can clearly understand that for the convenience and brevity of the description, the specific working process of the device described above can refer to the corresponding process in the foregoing method embodiments, and details are not described herein again.

The functions may be stored in a computer readable storage medium if implemented in the form of a software functional unit and sold or used as a standalone product. Based on such understanding, the technical solution of the present application, which is essential or contributes to the prior art, or a part of the technical solution, may be embodied in the form of a software product, which is stored in a storage medium, including The instructions are used to cause a computer device (which may be a personal computer, server, or network device, etc.) to perform all or part of the steps of the methods described in various embodiments of the present application. The foregoing storage medium includes: a U disk, a mobile hard disk, a read-only memory (ROM), a random access memory (RAM), a magnetic disk, or an optical disk, and the like. .

Finally, it should be noted that the above embodiments are only specific embodiments of the present application, which are used to explain the technical solutions of the present application, and are not limited thereto. The scope of protection of the present application is not limited thereto, although the foregoing embodiments are referred to. The present application has been described in detail, and those skilled in the art should understand that any one skilled in the art can still modify the technical solutions described in the foregoing embodiments or can easily think of the technical solutions disclosed in the foregoing embodiments. Variations, or equivalents to some of the technical features; and the modifications, variations, or substitutions of the present invention are not intended to limit the spirit of the technical solutions of the embodiments of the present application. Inside. Therefore, the scope of protection of this application should be determined by the scope of protection of the claims.

Claims

A method for retrieving a payment platform, which is characterized in that it is applied to a mobile terminal, including:

Receiving a password for receiving the payment platform;

Determining, according to the pre-stored correspondence, the payment platform corresponding to the password; the corresponding relationship includes a payment platform corresponding to each preset password;

Retrieving the determined payment platform.
The method according to claim 1, wherein before the receiving the password of the payment platform, the method further comprises:

Obtaining an input triggering command for retrieving a password; the input triggering instruction includes: an instruction corresponding to an unlocking operation of the mobile terminal in a lock screen state, and a preset instruction that the mobile terminal is in a bright screen state.
The method according to claim 2, wherein the receiving the password of the payment platform comprises:

Obtaining an unlock password of the unlocking operation when the input triggering instruction is an instruction corresponding to the unlocking operation;

Determining whether the unlock password is a call password of the payment platform;

If yes, the screen lock is released, and the unlock password is used as the password for the payment platform.
The method according to claim 1, wherein before the receiving the password of the payment platform, the method further comprises:

Providing a password and payment platform binding interface to the user, where the interface includes: a password entry interface and a payment platform list;

Receiving, by the password entry interface, a call password entered by the user;

The corresponding relationship between the password set by the user and the payment platform is saved.
The method according to any one of claims 1 to 4, wherein the retrieved password is one of the following forms: a fingerprint password, a character password or a gesture password.
A device for collecting a payment platform, which is provided on a mobile terminal, and includes:

Retrieving a password receiving module, configured to receive a password for the payment platform;

a payment platform determining module, configured to determine, according to the pre-stored correspondence, a payment platform corresponding to the password; the corresponding relationship includes a payment platform corresponding to each preset password;

A payment platform retrieval module is configured to retrieve the determined payment platform.
The device according to claim 6, wherein the device further comprises:

An instruction acquisition module, configured to acquire an input triggering command for retrieving a password; the input triggering instruction includes: an instruction corresponding to an unlocking operation of the mobile terminal in a lock screen state, and a pre-emption of the mobile terminal in a bright screen state Set instructions.
The device according to claim 7, wherein the call receiving password receiving module is further configured to:

When the input triggering instruction is an instruction corresponding to the unlocking operation, extracting an unlocking password from the instruction; determining whether the unlocking password is a calling password of the payment platform; if yes, releasing the screen locking, using the unlocking password as The password for the payment platform.
The device according to claim 7, wherein the device further comprises:

An interface providing module, configured to provide a password and payment platform binding interface to the user, where the interface includes: a password input interface and a payment platform list;

a user input module, configured to receive, by using the password entry interface, a call password entered by the user;

The saving module saves the correspondence between the password set by the user and the payment platform.
The device according to any one of claims 6 to 9, wherein the retrieved password is one of the following forms: a fingerprint password, a character password or a gesture password.
A mobile terminal, comprising: a memory, a processor, and a computer program stored on the memory and operable on the processor, the processor executing the computer program, implementing claim 1 The method of any of -5.
A readable storage medium comprising a computer program, wherein the computer program, when executed by a processor, implements the method of any of claims 1-5.