WO2019023988A1

WO2019023988A1 - Payment method and terminal for cash register

Info

Publication number: WO2019023988A1
Application number: PCT/CN2017/095632
Authority: WO
Inventors: 王丰; 苏龙
Original assignee: 福建联迪商用设备有限公司
Priority date: 2017-08-02
Filing date: 2017-08-02
Publication date: 2019-02-07
Also published as: CN107690677A

Abstract

A payment method and terminal for a cash register. The method comprises: after a user completes a designed task for an advertisement presented by a cash register, the cash register recording and saving an account and password for withdrawal pre-stored by the user (S1); and after the cash register acquires login information of login using the account and password for withdrawal by the user, the cash register deducting the sum of consumption of the user from a payment or making a payment to the account corresponding to the user (S2). The above method and terminal fully utilize the nature of financial management of a cash register and discard the idea that a traditional cash register can only receive but not make a payment, and the method can authenticate the identity of a user by means of account login, thus improving the payment security.

Description

Title of Invention: A Cash Register Payment Method and Terminal Technical Field

[0001] The present invention relates to the field of multimedia technologies, and in particular, to a cash register payment method and a terminal.

Background technique

[0002] With the development of the Internet, various wonderful Internet applications have been spawned. Cash register advertising has gradually entered the mode of the Internet platform from the traditional stand-alone production and distribution model. Advertisers can post their own needs on the cash register advertising platform, and the advertiser can receive the advertiser's needs on the advertising platform and complete the ad production. It involves the settlement of payments between advertisers and advertisers. In the past, the mode of remuneration transfer was only through a mode of network transfer (that is, the platform user initiated the withdrawal on the platform), which was in a single form and could not meet the changing needs of people.

technical problem

The technical problem to be solved by the present invention is: The present invention provides a payment method and a terminal for a cash register, so that the payment is diversified and can meet the needs of different groups of people.

Problem solution

Technical solution

[0004] In order to solve the above technical problem, the present invention provides a payment method for a receipt machine, comprising the following steps: [0005] S1: After the user completes the advertisement design task issued by the cash register, the user is recorded and saved by the cash register Reserve a withdrawal account number and password;

[0006] S2: After obtaining the login information that the user logs in according to the withdrawal account and the password, the cash register is used to make a payment for the user's consumption amount or to pay the account corresponding to the user.

The present invention also provides a transceiver payment terminal, comprising a memory, a processor, and a computer program stored on the memory and operable on the processor, wherein the processor implements the following steps when executing the program

[0008] S1: After completing the advertisement design task issued by the cash register, the user records and saves the user reserved withdrawal account number and password through the cash register;

[0009] S2: After obtaining the login information that the user logs in according to the withdrawal account and the password by using the cash register, The amount of user spending is credited or paid to the account corresponding to the user.

Advantageous effects of the invention

Beneficial effect

[0010] The beneficial effects of the present invention are:

[0011] The present invention can meet the needs of different groups of people by paying the cash register to the completion account of the advertisement design task or by deducting the amount of the consumption, and the above-mentioned method of consumption payment can be promoted to a certain extent. Consumption; the invention provides a new payment method, fully utilizes the financial management property of the cash register, and abandons the way that the traditional cash register can only collect money and cannot pay, and the above method can be used for the user through the account login method. Identity verification improves the security of payments.

Brief description of the drawing

DRAWINGS

1 is a schematic diagram showing main steps of a cash register payment method according to an embodiment of the present invention;

2 is a schematic structural diagram of a cash register payment terminal according to an embodiment of the present invention;

[0014] Description of the label:

[0015] 1. Memory; 2. Processor.

Invention embodiment

Detailed ways

[0016] Please refer to FIG. 1, the present invention provides a payment method for a receipt machine, comprising the following steps:

[0017] S1: After completing the advertisement design task issued by the cash register, the user records and saves the user reserved withdrawal account number and password through the cash register;

[0018] S2: After obtaining the login information that the user logs in according to the withdrawal account and the password, the cash register is used to make a payment to the user's consumption amount or to pay the account corresponding to the user.

[0019] As can be seen from the above description, the present invention can satisfy the needs of different groups of people by paying the cash register to the completion account of the advertisement design task or by deducting the amount of the payment, and the above-mentioned way of spending the payment, The invention can provide a new payment method, fully utilize the financial management attribute of the cash register, and abandon the way that the traditional cash register can only collect money and cannot pay, and the above method is through the account login method. Ability to verify the identity of the user and increase the payment The security of the paragraph.

[0020] Further, "payment to the account corresponding to the user" is specifically:

[0021] establishing a connection relationship with the cash register through a preset payment platform;

[0022] obtaining card information of a bank card on the cash register;

[0023] controlling, according to the card swiping information, the payment platform to transfer the bank card.

[0024] As can be seen from the above description, the above method does not need to manually input the bank card number, and only needs to obtain the target bank to be withdrawn through the cash register identification module (swipe card, swing card, card insertion, etc.) The card information, thus transferring money to the user's bank card, is simple and convenient.

[0025] Further, "payment to the account corresponding to the user" is specifically:

[0026] establishing a connection relationship with the cash register through a preset payment platform;

[0027] controlling the scanning code device on the cash register to scan the two-dimensional code of the payment provided by the user, and obtaining the scan code information;

[0028] controlling, according to the scan code information, the payment platform to transfer the account corresponding to the scan code information.

[0029] As can be seen from the above description, by the above method, it is possible to transfer funds to the user's account simply and quickly, and the payment method is developed in a diversified direction.

[0030] Further, "receiving the amount of user consumption" is specifically:

[0031] If the user purchases a purchase order in the store, the total amount of consumption is calculated according to a preset discount, and the amount of consumption is obtained;

[0032] The amount of the payment is deducted according to the commission of the advertisement design task completed by the user.

[0033] As can be seen from the above description, by the above method, user consumption can be promoted, the consumption level can be improved, and the payment method of the cash register can be diversified.

[0034] Further, the method for payment of a cash register includes:

[0035] obtaining geographic location information of the cash register;

[0036] uploading the geographic location information to the map to enable the user to search for the geographic location of the cash register based on the map.

[0037] As can be seen from the above description, by the above method, it is convenient for the user to quickly find the geographical location where the cash register having the payment function is located.

[0038] Further, before the S1, the method further includes:

[0039] establishing a TCP connection with the cash register through the preset terminal; [0040] the terminal acquires a withdrawal account and a password input by the user;

[0041] encrypting the prompt account and password to obtain encrypted information;

[0042] transmitting the encrypted information to the cash register.

[0043] As can be seen from the above description, the above method can improve the data transmission rate while ensuring the security of data and preventing theft by illegal elements.

[0044] Further, "encrypting the prompt account and password to obtain encrypted information" is specifically:

[0045] Encrypting information is obtained by encrypting the prompt account and password by MD5.

[0046] As can be seen from the above description, the security of the withdrawal account and password during the transmission process is improved by the above encryption method.

[0047] Further, the S1 is specifically:

[0048] after the user completes the advertisement design task issued by the cash register, the encrypted information is received by the cash register; [0049] the withdrawal account and the password encrypted by the MD5 are recorded and saved by the cash register .

[0050] As can be seen from the above description, the above method can ensure that the cash withdrawal account and the password obtained by the cash register are safe and accurate, thereby ensuring the security of the cash register when paying the user.

[0051] Further, the method for payment of a cash register further includes:

[0052] acquiring, by the background processor of the cash register, the first identity information sent by the user through the preset terminal;

[0053] reading the user's ID card to obtain the second identity information;

[0054] determining whether the second identity information matches the first identity information;

[0055] If it matches, the payment of the user's consumption amount is performed or the payment is made to the account corresponding to the user.

[0056] As can be seen from the above description, by verifying the user login information, the identity information of the user is also verified, thereby ensuring the security of the payment.

[0057] Further, the S1 and S2 further include:

[0058] controlling the background processor of the cash register to perform account registration according to the withdrawal account number and password.

[0059] As can be seen from the above description, by the above method, it is possible to ensure that the user can log in at the cash register through the withdrawal account number and password, thereby being able to receive the payment amount of the cash register.

Referring to FIG. 2, a cash register payment terminal provided by the present invention includes a memory 1, a processor 2, and a computer program stored on the memory 1 and operable on the processor 2, wherein the processor 2 executes The program 吋 implements the following steps: [0061] SI: After completing the advertisement design task issued by the cash register, the user records and saves the user reserved withdrawal account number and password through the cash register;

[0062] S2: After obtaining the login information that the user logs in according to the withdrawal account and the password, the cash register is used to make a payment for the user's consumption amount or to pay the account corresponding to the user.

[0063] Further, the cash register payment terminal, "paying to the account corresponding to the user" is specifically

[0064] establishing a connection relationship with the cash register through a preset payment platform;

[0065] obtaining the card information of the bank card on the cash register;

[0066] controlling, according to the card swiping information, the payment platform to transfer the bank card.

[0067] Further, the cash register payment terminal, "paying to the account corresponding to the user" is specifically

[0068] establishing a connection relationship with the cash register through a preset payment platform;

[0069] controlling the scanning code device on the cash register to scan the two-dimensional code of the payment provided by the user, and obtaining the scan code information;

[0070] controlling, according to the scan code information, the payment platform to transfer the account corresponding to the scan code information.

[0071] Further, the cash register payment terminal, “receiving the amount of consumption by the user” is specifically: [0072] If the user purchases the purchase price in the store, the total amount of the consumption is discounted according to the preset discount. Calculate, get the amount of consumption;

[0073] The amount of the payment is deducted according to the commission of the advertisement design task completed by the user.

[0074] Further, in the cash register payment terminal, the step of the processor executing the program further includes:

[0075] obtaining geographic location information of the cash register;

[0076] uploading the geographic location information to the map to enable the user to search for the geographic location of the cash register according to the map.

[0077] Further, the cash register payment terminal, the S1 before:

[0078] establishing a TCP connection with the cash register through the preset terminal;

[0079] the terminal acquires a withdrawal account and a password input by the user;

[0080] encrypting the prompt account and password to obtain encrypted information;

[0081] transmitting the encrypted information to the cash register. [0082] Further, the cash register payment terminal, “encrypting the prompt account and password, and obtaining encrypted information” is specifically:

[0083] Encrypting information is obtained by encrypting the prompt account and password by MD5.

[0084] Further, in the cash register payment terminal, the S1 is specifically:

[0085] after the user completes the advertisement design task issued by the cash register, the encrypted information is received by the cash register;

[0086] Recording and saving the withdrawal account and password of the encrypted information through the MD5 decryption by the cash register.

[0087] Further, in the cash register payment terminal, the step that is implemented when the processor executes the program further includes:

[0088] acquiring, by the background processor of the cash register, the first identity information sent by the user through the preset terminal;

[0089] reading the user's ID card to obtain the second identity information;

[0090] determining whether the second identity information matches the first identity information;

[0091] If it matches, the payment of the user's consumption amount is performed or the payment is made to the account corresponding to the user.

[0092] Further, in the cash register payment terminal, the S1 and S2 further include:

[0093] controlling the background processor of the cash register to perform account registration according to the withdrawal account number and password.

[0094]

Referring to FIG. 1, the first embodiment of the present invention is:

[0096] The present invention provides a cash register payment method, comprising the following steps:

[0097] S1: After completing the advertisement design task issued by the cash register, the user records and saves the user reserved withdrawal account number and password through the cash register;

[0098] Before the S1, the method further includes:

[0099] establishing a TCP connection with the cash register through the preset terminal;

[0100] the terminal acquires a withdrawal account and a password input by the user;

[0101] encrypting the prompt account and password to obtain encrypted information;

[0102] transmitting the encrypted information to the cash register.

[0103] "Encrypt the prompt account and password to obtain encrypted information" specifically:

[0104] The prompt account and password are encrypted by MD5 to obtain encrypted information.

[0105] The S1 is specifically:

[0106] after the user completes the advertisement design task issued by the cash register, the encrypted information is received by the cash register; [0107] Recording and saving the withdrawal account and password of the encrypted information decrypted by the MD5 through the cash register.

[0108] The S1 and S2 further include:

[0109] controlling the background processor of the cash register to perform account registration according to the withdrawal account number and password.

[0110] S2: After obtaining the login information that the user logs in according to the withdrawal account and the password, the cash register is used to make a payment for the user's consumption amount or to pay the account corresponding to the user.

[0111] "Payment to the account corresponding to the user" is specifically:

[0112] establishing a connection relationship with the cash register through a preset payment platform;

[0113] obtaining the card information of the bank card on the cash register;

[0114] controlling, according to the card swiping information, the payment platform to transfer the bank card.

[0115] "Payment to the account corresponding to the user" can also be:

[0116] establishing a connection relationship with the cash register through a preset payment platform;

[0117] controlling the scanning code device on the cash register to scan the two-dimensional code of the payment provided by the user, and obtaining the scan code information;

[0118] controlling, according to the scan code information, the payment platform to transfer the account corresponding to the scan code information.

[0119] When the user does not need to carry a mobile phone or a bank card, the user can directly log in at the cash register and withdraw the corresponding amount through the cash register.

[0120] "Deducting the amount of user spending" is specifically as follows:

[0121] If the user purchases a purchase order in the store, the total amount of consumption is calculated according to a preset discount, and the amount of consumption is obtained;

[0122] The amount of the payment is deducted according to the commission of the advertisement design task completed by the user.

[0123] As can be seen from the above description, the present invention provides a new payment method, fully utilizing the financial management attributes of the cash register, and abandoning the way that the traditional cash register can only collect money and cannot pay, and the same method is used to log in through the account. In this way, the identity of the user can be verified, and the security of the payment is improved.

[0124]

[0125] Embodiment 2 of the present invention is:

[0126] The second embodiment differs from the first embodiment in that the cash register payment method further includes: between S1 and S2:

[0127] obtaining geographic location information of the cash register;

[0128] uploading the geographical location information to the map, so that the user can search for the location of the receipt machine according to the map In the geographical location.

[0129]

[0130] Embodiment 3 of the present invention is:

[0131] The difference between the third embodiment and the first embodiment is that the cash payment method of the cash register, the payment of the user's consumption amount or the payment to the account corresponding to the user is specifically as follows:

[0132] acquiring, by the background processor of the cash register, the first identity information sent by the user through the preset terminal;

[0133] reading the user's ID card to obtain the second identity information;

[0134] determining whether the second identity information matches the first identity information;

[0135] If it matches, the payment of the user's consumption amount is performed or the payment is made to the account corresponding to the user.

[0136]

[0137] Referring to FIG. 2, Embodiment 4 of the present invention is:

[0138] The present invention provides a cash register payment terminal comprising a memory, a processor, and a computer program stored on the memory and operable on the processor, the processor implementing the program to implement the following steps:

[0139] S1: After completing the advertisement design task issued by the cash register, the user records and saves the user reserved withdrawal account number and password through the cash register;

[0140] Before the S1, the method further includes:

[0141] establishing a TCP connection with the cash register through the preset terminal;

[0142] the terminal acquires a withdrawal account and a password input by the user;

[0143] encrypting the prompt account and password to obtain encrypted information;

[0144] transmitting the encrypted information to the cash register.

[0145] "Encrypt the prompt account and password to obtain encrypted information" specifically:

[0146] Encrypting the encrypted account by encrypting the prompt account and password by MD5.

[0147] The S1 is specifically:

[0148] after the user completes the advertisement design task issued by the cash register, the encrypted information is received by the cash register;

[0149] Recording and saving the withdrawal account and password of the encrypted information through the MD5 decryption by the cash register.

[0150] The S1 and S2 further include:

[0151] controlling the background processor of the cash register to perform account registration according to the withdrawal account number and password.

[0152] S2: After obtaining, by using the cash register, login information that the user logs in according to the withdrawal account number and password, The amount of user spending is credited or paid to the account corresponding to the user.

[0153] "Payment to the account corresponding to the user" is specifically:

[0154] establishing a connection relationship with the cash register through a preset payment platform;

[0155] obtaining the card information of the bank card on the cash register;

[0156] controlling, according to the card swiping information, the payment platform to transfer the bank card.

[0157] "Payment to the account corresponding to the user" may also be:

[0158] establishing a connection relationship with the cash register through a preset payment platform;

[0159] controlling the scanning code device on the cash register to scan the two-dimensional code of the payment provided by the user, and obtaining the scan code information;

[0160] controlling, according to the scan code information, the payment platform to transfer the account corresponding to the scan code information.

[0161] "Deducting the amount of user spending" is specifically:

[0162] If the user purchases a purchase order in the store, the total amount of consumption is calculated according to a preset discount, and the amount of consumption is obtained;

[0163] The amount of the payment is deducted according to the commission of the advertisement design task completed by the user.

[0164]

[0165] Embodiment 5 of the present invention is:

[0166] The difference between the fifth embodiment and the fourth embodiment is that, in the cash register payment terminal, the S1 and S2 further include:

[0167] obtaining geographic location information of the cash register;

[0168] Uploading the geographic location information to the map to enable the user to search for the geographic location of the cash register based on the map.

[0169]

[0170] Embodiment 6 of the present invention is:

[0171] The difference between the sixth embodiment and the fourth embodiment is that the cash register payment terminal, “repaying the user's consumption amount or making payment to the corresponding account of the user” is specifically:

[0172] acquiring, by the background processor of the cash register, the first identity information sent by the user through the preset terminal; [0173] reading the identity card of the user to obtain the second identity information;

[0174] determining whether the second identity information matches the first identity information;

[0175] If it matches, the payment of the user's consumption amount is performed or the payment is made to the account corresponding to the user. [0176]

[0177] In summary, the present invention can meet the needs of different groups of people by paying the cashier to the completion account of the advertisement design task or by deducting the amount of the payment, and at the same time, the above-mentioned way of spending the payment, The invention can provide a new payment method, fully utilize the financial management attribute of the cash register, and abandon the way that the traditional cash register can only collect money and cannot pay, and the above method is used to log in through the account. , can verify the identity of the user, and improve the security of the payment.

[0178]

Claims

A cash register payment method, characterized in that it comprises the following steps:

S1: After the user completes the advertisement design task issued by the cash register, the user registers and saves the user reserved withdrawal account number and password through the cash register;

S2: After obtaining the login information that the user logs in according to the withdrawal account and the password, the cash register is used to make a payment to the user's consumption amount or to pay the account corresponding to the user. A cash register payment method according to claim 1, wherein "payment to a user corresponding account" is specifically:

Establish a connection relationship with the cash register through a preset payment platform;

Obtaining the card information of the bank card on the cash register;

And controlling, according to the card swiping information, the payment platform to transfer the bank card. A cash register payment method according to claim 1, wherein "payment to a user corresponding account" is specifically:

Controlling the scanning code device on the cash register to scan the two-dimensional code of the payment provided by the user, and obtaining the scan code information, according to the scan code information, controlling the payment platform to transfer the account corresponding to the scan code information.

The cash register payment method according to claim 1, wherein the "payment of the user's consumption amount" is specifically:

If the user spends a purchase order in the store, the total amount of consumption is calculated according to a preset discount, and the amount of consumption is obtained;

The amount of the payment is deducted according to the commission of the advertisement design task completed by the user. The cash register payment method according to claim 1, wherein the S1 and S2 further comprise:

Get the geographical location information of the cash register;

The geographic location information is uploaded to the map to enable the user to search for the geographic location of the cash register based on the map. [Claim 6] The payment method of the cash register according to claim 1, wherein before S1, the method further comprises:

Establishing a TCP connection with the cash register through a preset terminal;

The terminal acquires a withdrawal account and a password input by the user;

Encrypting the prompt account and password to obtain encrypted information;

Sending the encrypted information to the transceiver.

[Claim 7] A cash register payment method according to claim 6, wherein "encrypting the prompt account and password to obtain encrypted information" is specifically:

The prompt account and password are encrypted by MD5 to obtain encrypted information.

[Claim 8] A cash register payment method according to claim 7, wherein the S1 body is:

After the user completes the advertisement design task issued by the cash register, the user receives the addition by the cash register.

The withdrawal account and the password encrypted by the MD5 are recorded and saved by the cash register.

[Claim 9] A cash register payment method according to claim 1, wherein "payment of the amount of the user's consumption or payment to the account corresponding to the user" is specifically:

Obtaining, by a background processor of the cash register, a first identity letter sent by the user through the preset terminal;

Reading the user's ID card to obtain the second identity information;

Determining whether the second identity information matches the first identity information;

If it matches, the payment of the user's consumption amount is performed or the account corresponding to the user is paid.

[Claim 10] A cash register payment method according to claim 1, wherein said S1 and

Also included between S2:

The background processor of the cash register is controlled to perform account registration according to the withdrawal account number and password.

[Claim 11] A cash register payment terminal, comprising a memory, a processor, and being stored in the memory and A computer program running on a processor, wherein the processor performs the following steps when executing the program:

S1: After completing the advertisement design task issued by the transceiver, the user records and saves the user reserved withdrawal account number and password through the cash register;

S2: After obtaining the login information that the user logs in according to the withdrawal account and the password, the cash register is used to make a payment to the user's consumption amount or to pay the account corresponding to the user.

[Claim 12] A cash register payment terminal according to claim 11, wherein "payment to the account corresponding to the user" is specifically:

Obtaining the card information of the bank card on the cash register;

And controlling, according to the card swiping information, the payment platform to transfer the bank card.

[Claim 13] A cash register payment terminal according to claim 11, wherein "payment to the account corresponding to the user" is specifically:

[Claim 14] A cash register payment terminal according to claim 11, wherein the "payment of the user's consumption amount" is specifically:

If the user purchases a purchase order in the store, the total amount of consumption is calculated according to a preset discount, and the amount of consumption is obtained;

The amount of the payment is deducted according to the commission of the advertisement design task completed by the user.

[Claim 15] A cash register payment terminal according to claim 11, wherein said S1 and

Also included between S2:

Get the geographical location information of the cash register;

The geographic location information is uploaded to the map to enable the user to search for the geographic location of the cash register based on the map. The cash register payment terminal according to claim 11, wherein before S1, the method further comprises:

Establishing a TCP connection with the cash register through a preset terminal;

The terminal acquires a withdrawal account and a password input by the user;

Encrypting the prompt account and password to obtain encrypted information;

Sending the encrypted information to the transceiver.

A cash register payment terminal according to claim 16, wherein "encrypting said prompt account and password to obtain encrypted information" is specifically:

A cash register payment terminal according to claim 17, wherein the S1 body is:

The cash register payment terminal according to claim 11, wherein the "payment of the user's consumption amount or payment to the account corresponding to the user" is specifically: obtaining the user through the preset by the background processor of the cash register The first identity letter sent by the terminal;

Reading the user's ID card to obtain the second identity information;

The cash register payment terminal according to claim 11, wherein the S1 and S2 further comprise: