WO2019019386A1 - 移动支付方法、装置、移动终端和存储介质 - Google Patents

移动支付方法、装置、移动终端和存储介质 Download PDF

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Publication number
WO2019019386A1
WO2019019386A1 PCT/CN2017/104757 CN2017104757W WO2019019386A1 WO 2019019386 A1 WO2019019386 A1 WO 2019019386A1 CN 2017104757 W CN2017104757 W CN 2017104757W WO 2019019386 A1 WO2019019386 A1 WO 2019019386A1
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WIPO (PCT)
Prior art keywords
payment
icon
page
icons
event
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Ceased
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PCT/CN2017/104757
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English (en)
French (fr)
Inventor
刘慧众
张远平
丁叶丹虹
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OneConnect Financial Technology Co Ltd Shanghai
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OneConnect Financial Technology Co Ltd Shanghai
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Publication of WO2019019386A1 publication Critical patent/WO2019019386A1/zh
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    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
    • G06F3/0481—Interaction techniques based on graphical user interfaces [GUI] based on specific properties of the displayed interaction object or a metaphor-based environment, e.g. interaction with desktop elements like windows or icons, or assisted by a cursor's changing behaviour or appearance
    • G06F3/04817—Interaction techniques based on graphical user interfaces [GUI] based on specific properties of the displayed interaction object or a metaphor-based environment, e.g. interaction with desktop elements like windows or icons, or assisted by a cursor's changing behaviour or appearance using icons
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00—Arrangements for program control, e.g. control units
    • G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • G06F9/44—Arrangements for executing specific programs
    • G06F9/445—Program loading or initiating
    • G06F9/44505—Configuring for program initiating, e.g. using registry, configuration files
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device

Definitions

  • the present invention relates to the field of computer technologies, and in particular, to a mobile payment method, apparatus, mobile terminal, and storage medium.
  • a mobile payment method, apparatus, mobile terminal, and storage medium are provided.
  • a mobile payment method comprising:
  • a mobile payment device comprising:
  • An acquiring module configured to acquire a trigger event corresponding to the payment icon in the floating window; the payment icon corresponds to the payment application;
  • a response module configured to obtain a page identifier corresponding to the payment icon in response to the trigger event
  • a payment module configured to enter a payment page in the payment application according to the page identifier, so that the payment application performs payment in response to an operation in the payment page.
  • a mobile terminal comprising a memory and one or more processors, the memory storing computer readable instructions, the computer readable instructions being executed by the processor, causing the one or more processors to execute The following steps:
  • One or more non-transitory readable storage mediums storing computer readable instructions, when executed by one or more processors, cause the one or more processors to perform the following steps:
  • FIG. 1 is a flow chart of a mobile payment method in an embodiment
  • FIG. 2 is an interface diagram of a floating window in one embodiment
  • Figure 3 is an interface diagram of a floating window in another embodiment
  • Figure 4 is a block diagram of a mobile payment device in one embodiment
  • Figure 5 is a block diagram of a mobile terminal in one embodiment.
  • first may be referred to as a second client
  • second client may be referred to as a first client, without departing from the scope of the present invention.
  • Both the first client and the second client are clients, but they are not the same client.
  • a mobile payment method is provided.
  • the method is applied to the mobile terminal as an example.
  • Step 102 Acquire a trigger event corresponding to the payment icon in the floating window; the payment icon corresponds to the payment application.
  • Step 104 Acquire a page identifier corresponding to the payment icon in response to the trigger event.
  • Step 106 Enter a payment page in the payment application according to the page identifier, so that the payment application performs payment in response to the operation in the payment page.
  • the mobile terminal can be a smart phone, a tablet computer, and a personal digital assistant.
  • a floating window is displayed in the mobile terminal.
  • the floating window is displayed on the uppermost layer of the user interface and can be covered under the user interface. The content of the layer, but will not be covered by the content of the lower layer.
  • the mobile terminal acquires the payment application icon and the corresponding payment icon, and generates a floating window by using the window management class to generate the payment application icon and the corresponding payment icon, and the floating window may include multiple payment application icons. For example, Alipay, WeChat, JD.com and a variety of bank payment application icons.
  • the floating window may also include a payment icon corresponding to the payment application icon, for example, JD.com's Jingdong white strip, Alipay's sweep, Alipay's payment, WeChat sweep, and WeChat payment.
  • the icon in the floating window includes a plurality of payment application icons and corresponding payment icons
  • the mobile terminal respectively displays the payment application icons in different rows of the first column of the floating window, thereby corresponding to the payment application.
  • the payment icon is displayed in the other columns of the corresponding row.
  • the mobile terminal displays the payment application icon and the payment icon in the floating window according to the trigger event, and the trigger event may be a double click, a click, a press, or the like.
  • the mobile terminal can open the corresponding payment application by triggering the payment icon in the floating window, enter the corresponding payment page, and complete the mobile payment on the payment page.
  • the mobile terminal can also minimize the floating window by using the minimize icon, and can also change the position where the minimized icon is displayed on the display screen.
  • the minimized icon can be a hidden state, or a semi-transparent state or an opaque state.
  • the mobile terminal can make a mobile payment through a payment icon in the floating window. Specifically, the user triggers the payment icon in the floating window, and the mobile terminal acquires a trigger event corresponding to the payment icon in the floating window. The mobile terminal responds to the trigger event corresponding to the payment icon, and obtains a page identifier corresponding to the payment icon. The page identifier of the payment page may be a link address of the payment page. The mobile terminal invokes an intent mechanism. The intent mechanism may pre-configure the name of the payment application and the page identifier corresponding to the payment page, and the mobile terminal starts the corresponding payment application through the intent mechanism, and then jumps. Enter the payment page corresponding to the payment icon. The mobile terminal uses the payment page to make a payment.
  • the payment page of the payment application may be a scanned page, for example, a WeChat sweep, an Alipay sweep, and the like.
  • the payment application includes a variety of payment methods, such as Alipay's balance treasure, Alipay-linked bank card, ant flower bud, WeChat change, WeChat-related Bank card and Jingdong white strip.
  • the mobile terminal uses the camera to scan the merchant's payment identifier to obtain the merchant's payment identifier.
  • the mobile terminal acquires the payment amount and the payment method corresponding to the payment application, and pays the corresponding payment amount to the payment identifier of the merchant through the payment method, thereby completing the mobile payment.
  • the payment page can be a payment code page, and the payment code page includes a payment code.
  • WeChat pays for payment for payment
  • Alipay pays and so on.
  • the merchant scans the scan page on the mobile terminal by using the scanning terminal, obtains the payment code on the scanned page, generates payment information, and sends the payment information to the mobile terminal.
  • the mobile terminal can make a payment according to the payment information. For example, if the payment amount in the payment information is less than 2,000 yuan, the mobile terminal performs payment according to the payment information. If the payment amount in the payment information is greater than or equal to 2,000 yuan, the payment application pops up the password page, and the user needs to input the payment password, and the mobile terminal performs payment according to the password and the payment information.
  • the page identifier corresponding to the payment icon may be acquired.
  • the payment page in the payment application is entered according to the page identification such that the payment application pays in response to the operation in the payment page.
  • the operation process of finding the target payment application in a large number of applications, finding the target payment icon in the target payment application, and obtaining the corresponding payment page by using the target payment icon is avoided. Shorten the preparation time for mobile payments, and mobile payments are faster.
  • the user can also use the mobile terminal to select the payment application icon in the floating window to enter the main page of the payment application.
  • the user triggers the payment application icon in the floating window, and the mobile terminal acquires a trigger event corresponding to the payment application icon in the floating window, and obtains a page identifier of the main page of the payment application in response to the trigger event corresponding to the payment application icon.
  • the page identifier of the main page may be the link address of the main page.
  • the mobile terminal jumps to the main page of the payment application according to the page identifier.
  • the corresponding application page is accessed through the payment application icon in the floating window to overcome the problem of finding a deep path of the target payment application in the traditional way, which is convenient for quickly using the application.
  • the payment application needs to be closed, and the target payment application is searched for in the plurality of applications of the mobile terminal, thereby utilizing the target payment in the target payment application.
  • Way to make a payment This traditional way, more The steps of changing the payment method are cumbersome and cause inconvenience to the user.
  • the user can directly find the payment icon corresponding to the target payment application icon in the floating window. After the user clicks a payment icon to enter the payment page by mistake, the user can re-find the target payment icon through the floating window, and utilize the target. The payment icon enters the desired payment page for mobile payment. By clicking different payment icons through the floating window, different payment methods can be switched, which simplifies the process of replacing the payment method and makes mobile payment more convenient.
  • the floating window includes a plurality of payment application icons and corresponding payment icons.
  • the mobile payment method further includes: counting trigger events corresponding to the plurality of payment icons according to a preset frequency; The payment icon; the payment icon corresponding to the most frequently triggered event statistics is arranged in the first row of the floating window for display.
  • the floating window includes a plurality of payment application icons, and the payment application icons include corresponding payment icons.
  • the Alipay icon includes the Alipay swipe icon and the Alipay pay icon.
  • the WeChat icon includes a WeChat sweep icon and a WeChat payment and payment icon.
  • the mobile terminal can count the usage of the different payment icons by the user, and rearrange the positions of the payment icons in the floating window according to the usage of the payment icon. Specifically, the mobile terminal performs statistics on the trigger event corresponding to the payment icon according to the preset frequency, and obtains the statistics number corresponding to the payment icon.
  • the preset frequency includes the frequency of the trigger event corresponding to the statistical payment icon, which may be once a week, once a month, once every quarter, and the like.
  • the preset frequency includes a corresponding preset time, for example, one week for a week and one month for a month.
  • the number of statistics includes the number of trigger events corresponding to the payment icon in the preset time.
  • the trigger event of the WeChat sweep is 5 times in one week.
  • the number of statistics corresponding to the payment icon indicates that the payment icon performs more mobile payment within the preset time, and the statistical number corresponding to the payment icon indicates that the payment icon performs less mobile payment within the preset time.
  • the mobile terminal uses the payment icon in the floating window to perform payment, obtains a trigger event corresponding to the payment icon, records the trigger event corresponding to the payment icon, and updates the statistical number of trigger events corresponding to the payment icon.
  • the mobile terminal detects whether the statistical time reaches the preset detection time. If the preset detection time is reached, the mobile terminal performs statistics on the trigger events corresponding to all the payment icons.
  • the mobile terminal acquires the statistics number of trigger events corresponding to all the payment icons, and sorts the statistics times of all the payment icons, thereby obtaining the payment icon with the most statistics.
  • the sorting method may be a bubble sorting method, a cocktail sorting method, or the like.
  • the payment icon has the most statistics, indicating that the payment icon has the most mobile payment in a preset time, and the payment icon corresponding to the payment icon may be the payment method most used by the user.
  • the mobile terminal displays the payment icon corresponding to the payment icon in the first row of the floating window for display, and displays all the payment icons corresponding to the payment application icon in other columns of the same row according to the number of statistics.
  • the payment application icons in the floating window include Jingdong wallet, WeChat and Alipay
  • Jingdong wallet includes sweep and payment code
  • WeChat includes sweep and payment
  • Alipay includes sweeping and paying.
  • the number of statistics of Jingdong sweep is 8 times
  • the number of statistics of Jingdong payment code is 10 times
  • the number of statistics of WeChat sweep is 10 times
  • the number of statistics of WeChat payment is 15 times
  • the statistics of Alipay sweeping The number of times is 20, and the number of statistics paid by Alipay is 30 times. If Alipay pays the most paid payment icon, the mobile terminal can arrange the icon of Alipay in the first row and the first column of the floating window, and arrange the payment icon of Alipay in the second row of the first row for display.
  • the Alipay sweep icon is arranged in the third row and the third column for display.
  • the payment icon conforming to the user's payment habit can be displayed in a more prominent position in the floating window, so that the user can use the common payment icon for mobile payment.
  • the mobile terminal may also display all payment icons and corresponding payment applications in the floating window in a floating window according to the statistical number of payment icons. For example, the number of statistics paid by Alipay is 30, the number of statistics of WeChat payment is 15, and the number of statistics of Jingdong payment code is 10, the mobile terminal can arrange the icon of Alipay in the first row of the floating window. A column is displayed, and the WeChat icon is arranged in the second row and the first column of the floating window to display, and the icon of the Jingdong wallet is arranged in the third row and the first column in the floating window for display. Similarly, the mobile terminal can also display all the payment icons corresponding to the payment application according to the arrangement in the previous embodiment. By displaying all the payment application icons and the corresponding payment icons in the floating window according to the number of statistics, the arrangement of payment icons is more in line with the user's usage habits, and is convenient to use. The user selects the payment icon.
  • the number of statistics paid by Alipay is 30, the number of statistics of WeChat payment is 15, and
  • the method further includes: acquiring a payment icon whose statistical number is less than or equal to the first threshold; and the number of statistics is less than or equal to the first The threshold payment icon is hidden.
  • the mobile terminal counts the trigger events corresponding to all the payment icons, and uses the statistics number of the payment icons to hide the payment icon. Specifically, the mobile terminal acquires the statistics number corresponding to all the payment icons and the first threshold.
  • the first threshold includes the preset number of statistics of the mobile terminal, which may be 3 times, 5 times, and the like.
  • the mobile terminal compares the number of statistics corresponding to all the payment icons with the first threshold. If the number of statistics is less than or equal to the first threshold, the user does not frequently use the payment icon to perform payment, and the mobile terminal records the payment corresponding to the number of statistics. Icon to hide the payment icon.
  • the first threshold is 5 times
  • the number of statistics of the WeChat sweep icon in the preset time is 3 times
  • the number of statistics of the WeChat sweep icon is less than the first threshold
  • the mobile terminal scans the WeChat icon to hide .
  • hiding the payment icon whose statistics are less than the first threshold the payment icons that are not commonly used in the floating window are automatically hidden, so that the user can find the commonly used payment icons.
  • the payment application corresponds to a plurality of payment icons
  • the mobile terminal may further hide the payment icon and the corresponding payment application icon according to the statistical number of the plurality of payment icons corresponding to the payment application icon. Specifically, the mobile terminal compares the number of statistics of the plurality of payment icons corresponding to the payment application icon with the first threshold, and if the number of statistics of the plurality of payment icons corresponding to the payment application icon is less than or equal to the first threshold, Then the mobile terminal hides the payment application icon and all corresponding payment icons.
  • the first threshold is 5 times
  • the number of statistics of the WeChat sweep icon in the preset time is 3 times
  • the number of statistics of the WeChat payment and payment icon in the preset time is 4 times
  • the number of statistics of the WeChat scan icon is If the number of statistics of the WeChat payment and payment icon is less than the first threshold, the mobile terminal hides the WeChat icon, the WeChat payment and payment icon, and the WeChat scan icon.
  • the payment icon commonly used by the user can be displayed more accurately.
  • the mobile terminal obtains statistics of all payment icons, and the number of statistics will be counted.
  • the payment icon smaller than the first threshold and the corresponding payment application are hidden, and the payment icon whose statistics are greater than the first threshold and the corresponding payment application are rearranged in the floating window.
  • the payment application icons in the floating window include Jingdong wallet, WeChat and Alipay
  • Jingdong wallet includes sweep and payment code
  • WeChat includes sweep and payment
  • Alipay includes sweeping and paying.
  • the statistics of the Alipay scan icon and the payment icon are less than the first threshold
  • the mobile terminal hides the Alipay icon, the Alipay swipe icon, and the pay icon, and the JD wallet icon, the WeChat icon, and the corresponding payment icon are displayed.
  • the floating window includes a plurality of payment application icons and corresponding payment icons; the mobile payment method further includes: acquiring a pressing event corresponding to the payment application icon; acquiring a pressure value and a pressing time corresponding to the pressing event; When the pressure value is greater than or equal to the second threshold and the pressing time is greater than or equal to the preset time, the payment application icon and the corresponding plurality of payment icons are hidden.
  • the mobile terminal may automatically hide the payment application icon and the corresponding payment icon according to the statistical number corresponding to the payment icon, or may manually hide the payment application and the corresponding payment icon by the user.
  • the payment application icon and the corresponding payment icon can be hidden by pressing the payment application icon.
  • the mobile terminal sets a preset time and a second threshold for pressing the payment icon, wherein the preset time represents a minimum time for pressing the payment application icon, and the second threshold represents a minimum pressure value for pressing the payment application icon.
  • the mobile terminal acquires a pressing event corresponding to the payment application icon, and the pressing event includes a pressing time and a pressure value.
  • the mobile terminal detects the pressing time and the pressure value of the pressing event, and further compares the pressure value corresponding to the pressing event with the second threshold. If the pressure value is less than the second threshold, the mobile terminal does not hide the payment application icon.
  • the mobile terminal further compares the pressing time corresponding to the pressing event with the preset time, if If the pressing time is less than the preset time, the mobile terminal does not hide the payment application icon. If the pressing time is greater than or equal to the preset time, indicating that the user wants to hide the payment application icon, the mobile terminal hides the payment application icon and the corresponding payment icon.
  • the payment application icon in the floating window includes a WeChat icon
  • the payment icon corresponding to the WeChat icon includes a WeChat sweep icon and a WeChat payment and payment icon. The mobile terminal acquires a pressing event of the WeChat icon.
  • the mobile terminal hides the WeChat icon, the WeChat sweep icon, and the WeChat payment and payment icon. .
  • hiding the payment icon that the user wants to hide can better reflect the user's habit of making payment by using the payment icon, and is convenient for the user to make payment by using the commonly used payment icon.
  • the mobile terminal acquires a pressing event corresponding to the payment icon, compares the pressure value of the pressing event with a second threshold, and compares the pressing time of the pressing event with the preset time, if the pressure value is greater than or equal to the first The second threshold and the pressing time is greater than or equal to the preset time, and the mobile terminal hides the payment icon.
  • the payment application icon in the floating window includes a WeChat icon
  • the payment icon corresponding to the WeChat icon includes a WeChat sweep icon and a WeChat payment and payment icon
  • the mobile terminal obtains a pressing event corresponding to the WeChat sweep icon, and presses the pressure value of the event.
  • the mobile terminal scans the WeChat icon to hide.
  • hiding the payment icon it is convenient for the user to directly hide the payment icons that are not commonly used, and the hiding method is more flexible and more suitable for the user's usage habits.
  • the payment icon includes a payment code icon; after the step of entering the payment page in the payment application according to the page identifier, the method further includes: receiving the push message, obtaining a message link corresponding to the push message; corresponding to the payment code icon The payment code is extracted from the payment page; a new payment page is generated by using the payment code and the message link, and the new payment page is displayed.
  • the floating window can be a function item for the specified application.
  • the specified application can receive the push message sent by the server, and the floating window can also obtain the message link corresponding to the push message through the specified application, and the push message can be a wealth management product and a wealth management information.
  • the payment code pair is triggered by the floating window.
  • the icon should be entered into the payment page corresponding to the payment application.
  • the designated application extracts the payment code in the payment page, generates a new payment page by using the payment code and the message link, and presents the new payment page to the user.
  • the user can click on the message link on the new payment page, jump to the corresponding message page through the message link, and then view the content of the message page.
  • message promotion can also be performed to the user.
  • the specified window may prompt the user through the floating window.
  • the keyword of the corresponding page of the push message is extracted. If multiple push messages are received, the specified application can also count the number of push messages.
  • the keyword corresponding to the push message may be displayed on the floating window, or the number of push messages may be displayed on the floating window. For example, it may be displayed in the form of a bubble or the like, and the user may enter the page of the corresponding push message by triggering the bubble, thereby viewing the content of the push page. Since the floating window is located at the uppermost layer of the user interface, the user is prompted to receive the push message through the floating window, so that the user can know the push message in time, which provides convenience for the user.
  • a mobile payment device including: an obtaining module 402, a response module 404, and a payment module 406, wherein:
  • the obtaining module 402 is configured to acquire a trigger event corresponding to the payment icon in the floating window; the payment icon corresponds to the payment application;
  • the response module 404 is configured to obtain a page identifier corresponding to the payment icon in response to the trigger event
  • the payment module 406 is configured to enter a payment page in the payment application according to the page identifier, so that the payment application performs payment in response to an operation in the payment page.
  • the device further includes a statistic module 408, configured to perform statistics on trigger events corresponding to the plurality of payment icons according to the preset frequency; obtain a payment icon with the highest number of trigger event statistics; and a payment icon that triggers the most event statistics
  • the corresponding payment application icons are arranged in the first row of the floating window for display.
  • the hiding module 410 is further configured to: acquire a payment icon whose trigger event statistics number is less than or equal to the first threshold; and hide the payment icon whose trigger event statistics number is less than or equal to the first threshold and the corresponding payment application icon. .
  • the hiding module 410 is further configured to acquire a pressing event corresponding to the payment application icon, obtain a pressure value corresponding to the pressing event, and a pressing time; if the pressure value is greater than or equal to the second threshold and the pressing event is greater than or equal to the preset At the time, the payment application icon and the corresponding multiple payment icons are hidden.
  • the payment module 406 is further configured to receive a push message, obtain a message link corresponding to the push message, extract a payment code in a payment page corresponding to the payment code icon, and generate a new payment page by using the payment code and the message link, The new payment page is displayed.
  • a mobile terminal in one embodiment, includes a processor connected through a system bus, a non-volatile storage medium, an internal memory and a network interface, a camera, a display screen, and an input.
  • the processor is used to provide calculation and control capabilities.
  • the memory includes a non-volatile storage medium, an internal memory.
  • the non-volatile storage medium stores an operating system and computer readable instructions that provide an environment for the operation of an operating system and computer readable instructions in a non-volatile storage medium.
  • Computer readable instructions are executed by the processor to implement a mobile payment method.
  • the network interface is used for network communication with external network ports.
  • the camera can scan and shoot.
  • the display screen can be a liquid crystal display or an electronic ink display screen
  • the input device can be a touch layer covered on the display screen.
  • the terminal can be a mobile phone, a tablet or a personal digital assistant.
  • the processor executes the computer readable instructions, the following steps may be performed: acquiring a trigger event corresponding to the payment icon in the floating window; the payment icon corresponding to the payment application; obtaining the page identifier corresponding to the payment icon in response to the trigger event; and entering according to the page identifier
  • the payment page in the payment application is such that the payment application responds to the payment in the payment page for payment.
  • FIG. 5 is only a block diagram of a part of the structure related to the solution of the present application, and does not constitute a limitation on the terminal to which the solution of the present application is applied.
  • the specific terminal may include a ratio. More or fewer components are shown in the figures, or some components are combined, or have different component arrangements.
  • the processor also performs the following steps when executing the computer readable instructions:
  • the payment icon corresponding to the most frequently triggered event statistics is arranged in the first row of the floating window for display.
  • the processor also performs the following steps when executing the computer readable instructions:
  • the payment icon whose trigger event count is less than or equal to the first threshold is hidden.
  • the processor also performs the following steps when executing the computer readable instructions:
  • the pressure value is greater than or equal to the second threshold and the pressing event is greater than or equal to the preset time, the payment application icon and the corresponding plurality of payment icons are hidden.
  • the processor also performs the following steps when executing the computer readable instructions:
  • one or more computer readable non-volatile storage media having computer readable instructions, when executed by one or more processors, causing one or more processors Perform the following steps:
  • the payment page in the payment application is entered according to the page identification to cause the payment application to make a payment in response to an operation in the payment page.
  • the computer readable instructions when executed by the processor, also perform the following steps:
  • the payment icon corresponding to the most frequently triggered event statistics is arranged in the first row of the floating window for display.
  • the computer readable instructions when executed by the processor, also perform the following steps:
  • the payment icon whose trigger event count is less than or equal to the first threshold is hidden.
  • the computer readable instructions when executed by the processor, also perform the following steps:
  • the pressure value is greater than or equal to the second threshold and the pressing event is greater than or equal to the preset time, the payment application icon and the corresponding plurality of payment icons are hidden.
  • the computer readable instructions when executed by the processor, also perform the following steps:
  • the readable storage medium which when executed, may include the flow of an embodiment of the methods as described above.
  • the storage medium may be a magnetic disk, an optical disk, a read-only memory (ROM), or the like.

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Abstract

本发明涉及一种移动支付方法，所述方法包括：获取悬浮窗中支付图标对应的触发事件；所述支付图标与支付应用程序相对应；响应所述触发事件，获取支付图标对应的页面标识；根据所述页面标识进入所述支付应用程序中的支付页面，以使得所述支付应用程序响应所述支付页面中的操作进行支付。

Description

移动支付方法、装置、移动终端和存储介质
本申请要求于2017年7月26日提交中国专利局、申请号为2017106199440、发明名称为“移动支付方法、装置、移动终端和存储介质”的中国专利申请的优先权，其全部内容通过引用结合在本申请中。
技术领域
本发明涉及计算机技术领域，特别是涉及一种移动支付方法、装置、移动终端和存储介质。
背景技术
随着互联网金融的发展，移动支付已经越来越普遍。传统的方式中，在进行移动支付之前，需要在移动终端中启动用于支付的应用程序。然后在应用程序的主界面中按照预设的路径打开包含有支付图标的支付页面，进而触发支付图标开始支付操作。由于这种方式支付准备的耗时较多，导致移动支付速度慢。因此，如何减少移动支付的准备时间，加快移动支付的速度是目前需要解决的一个技术问题。
发明内容
根据本申请公开的各种实施例，提供一种移动支付方法、装置、移动终端和存储介质。
一种移动支付方法，所述方法包括：
获取悬浮窗中支付图标对应的触发事件；所述支付图标与支付应用程序相对应；
响应所述触发事件，获取支付图标对应的页面标识；及
根据所述页面标识进入所述支付应用程序中的支付页面，以使得所述支付应用程序响应所述支付页面中的操作进行支付。
一种移动支付装置，所述装置包括：
获取模块，用于获取悬浮窗中支付图标对应的触发事件；所述支付图标与支付应用程序相对应；
响应模块，用于响应所述触发事件，获取支付图标对应的页面标识；及
支付模块，用于根据所述页面标识进入所述支付应用程序中的支付页面，以使得所述支付应用程序响应所述支付页面中的操作进行支付。
一种移动终端，包括存储器和一个或多个处理器，所述存储器中储存有计算机可读指令，所述计算机可读指令被所述处理器执行时，使得所述一个或多个处理器执行以下步骤：
获取悬浮窗中支付图标对应的触发事件；所述支付图标与支付应用程序相对应；
响应所述触发事件，获取支付图标对应的页面标识；及
根据所述页面标识进入所述支付应用程序中的支付页面，以使得所述支付应用程序响应所述支付页面中的操作进行支付。
一个或多个存储有计算机可读指令的非易失性可读存储介质，所述计算机可读指令被一个或多个处理器执行时，使得所述一个或多个处理器执行以下步骤：
获取悬浮窗中支付图标对应的触发事件；所述支付图标与支付应用程序相对应；
响应所述触发事件，获取支付图标对应的页面标识；及
根据所述页面标识进入所述支付应用程序中的支付页面，以使得所述支付应用程序响应所述支付页面中的操作进行支付。
本申请的一个或多个实施例的细节在下面的附图和描述中提出。本申请的其它特征、目的和优点将从说明书、附图以及权利要求书变得明显。
附图说明
为了更清楚地说明本申请实施例或现有技术中的技术方案，下面将对实 施例或现有技术描述中所需要使用的附图作简单地介绍，显而易见地，下面描述中的附图仅仅是本申请的一些实施例，对于本领域普通技术人员来讲，在不付出创造性劳动的前提下，还可以根据这些附图获得其他的附图。
图1为一个实施例中移动支付方法的流程图；
图2为一个实施例中悬浮窗的界面图；
图3为另一个实施例中悬浮窗的界面图；
图4为一个实施例中移动支付装置的框图；
图5为一个实施例中移动终端的框图。
具体实施方式
为了使本发明的目的、技术方案及优点更加清楚明白，以下结合附图及实施例，对本发明进行进一步详细说明。应当理解，此处描述的具体实施例仅仅用以解释本发明，并不用于限定本发明。
可以理解，本发明所使用的术语“第一”、“第二”等可在本文中用于描述各种元件，但这些元件不受这些术语限制。这些术语仅用于将第一个元件与另一个元件区分。举例来说，在不脱离本发明的范围的情况下，可以将第一客户端称为第二客户端，且类似地，可将第二客户端称为第一客户端。第一客户端和第二客户端两者都是客户端，但其不是同一客户端。
在一个实施例中，如图1所示，提供了一种移动支付方法，以该方法应用于移动终端为例进行说明，具体包括：
步骤102，获取悬浮窗中支付图标对应的触发事件；支付图标与支付应用程序相对应。
步骤104，响应触发事件，获取支付图标对应的页面标识。
步骤106，根据页面标识进入支付应用程序中的支付页面，以使得支付应用程序响应支付页面中的操作进行支付。
移动终端可以为智能手机、平板电脑以及个人数字助理等。移动终端中显示了悬浮窗。该悬浮窗在用户界面最上层进行显示，可以覆盖用户界面下 层的内容，但不会被下层的内容覆盖。移动终端获取支付应用程序图标和对应的支付图标，通过窗口管理类将支付应用程序图标和对应的支付图标生成悬浮窗，悬浮窗中可以包括多种支付应用程序图标。例如，支付宝、微信、京东钱包以及多种银行的支付应用程序图标。悬浮窗中还可以包括支付应用程序图标对应的支付图标，例如，京东钱包的京东白条、支付宝的扫一扫、支付宝的付钱、微信扫一扫以及微信收付款等。
如图2所示，悬浮窗中的图标包括多种支付应用程序图标和对应的支付图标，移动终端分别将支付应用程序图标展示在悬浮窗第一列的不同行，进而将支付应用程序对应的支付图标展示在对应行的其他列。当用户触发最小化图标时，移动终端根据触发事件将悬浮窗中的支付应用程序图标和支付图标进行展示，触发事件可以是双击、单击以及按压等。移动终端通过触发悬浮窗中的支付图标可以打开对应的支付应用程序，进入对应的支付页面，进而在支付页面完成移动支付。
进一步地，如图3所示，移动终端也可以利用最小化图标将悬浮窗最小化，还可以改变最小化图标在显示屏上进行显示的位置。最小化图标可以是隐藏状态，也可以是半透明状态或不透明状态。
移动终端可以通过悬浮窗中的支付图标进行移动支付。具体地，用户触发悬浮窗中的支付图标，移动终端获取悬浮窗中支付图标对应的触发事件。移动终端响应支付图标对应的触发事件，获取支付图标对应的页面标识。其中，支付页面的页面标识可以是支付页面的链接地址。移动终端调用intent(意图)机制，intent(意图)机制中可以预先配置支付应用程序的名称和支付页面对应的页面标识等，移动终端通过intent(意图)机制启动对应的支付应用程序，进而跳转进入支付图标对应的支付页面。移动终端利用支付页面进行支付。
在其中一个实施例中，支付应用程序的支付页面可以是扫描页面，例如，微信扫一扫、支付宝扫一扫等。支付应用程序包括多种支付方式，例如，支付宝的余额宝、支付宝关联的银行卡、蚂蚁花呗、微信的零钱、微信关联的 银行卡以及京东白条等。移动终端利用摄像头扫描商家的付款标识，获取商家的付款标识。移动终端获取支付金额和支付应用程序对应的支付方式，通过该支付方式向商家的付款标识支付对应的支付金额，从而完成移动支付。
在其中一个实施例中，支付页面可以是支付码页面，支付码页面包括支付码。例如，微信收付款、支付宝付钱等。商家利用扫描终端扫描移动终端上的扫描页面，获取扫描页面上的支付码，生成付款信息，将付款信息发送至移动终端。移动终端可以根据付款信息进行支付，例如，如果付款信息中的支付金额小于2000元，则移动终端根据付款信息进行支付。如果付款信息中的付款金额大于等于2000元，支付应用程序弹出密码页面，需要用户输入支付密码，移动终端根据密码和付款信息进行支付。
本实施例中，通过获取悬浮窗中支付图标对应的触发事件，响应触发事件，可以获取支付图标对应的页面标识。根据页面标识进入支付应用程序中的支付页面，从而使得支付应用程序响应支付页面中的操作进行支付。在这个过程中，避免了在大量应用程序中查找目标支付应用程序，在目标支付应用程序中查找目标支付图标，利用目标支付图标获取对应的支付页面等操作流程。缩短了移动支付的准备时间，移动支付速度更快。
进一步的，当支付完成之后用户想要了解其他信息时，用户还可以利用移动终端在悬浮窗中选择支付应用程序图标进入支付应用程序的主页面。具体地，用户触发悬浮窗中支付应用程序图标，移动终端获取悬浮窗中支付应用程序图标对应的触发事件，响应支付应用程序图标对应的触发事件，获取支付应用程序主页面的页面标识。其中，主页面的页面标识可以是主页面的链接地址。移动终端根据页面标识跳转进入支付应用程序的主页面。通过悬浮窗中的支付应用程序图标进入对应的主页面，以克服了传统的方式中查找目标支付应用程序的路径较深的问题，为快速使用应用程序带来方便。
进一步的，当用户由于误操作打开了一种支付应用程序时，需要将该支付应用程序关闭，在移动终端的多个应用程序中查找目标支付应用程序，进而利用目标支付应用程序中的目标支付方式进行支付。这种传统的方式，更 换支付方式的步骤繁琐，给用户带来不便。本实施例中，用户可以在悬浮窗中直接查找目标支付应用程序图标对应的支付图标，当用户误操作点击一个支付图标进入支付页面后，用户可以在通过悬浮窗重新查找目标支付图标，利用目标支付图标进入所需的支付页面进行移动支付。通过悬浮窗点击不同的支付图标，可以对不同的支付方式进行切换，可以简化更换支付方式的过程，使移动支付更加便捷。
在一个实施例中，悬浮窗中包括多个支付应用程序图标和对应的支付图标；移动支付方法还包括：按照预设频率对多个支付图标对应的触发事件进行统计；获取触发事件统计次数最多的支付图标；将触发事件统计次数最多的支付图标对应支付应用程序图标排列在悬浮窗的第一行进行展示。
悬浮窗中包括多个支付应用程序图标，支付应用程序图标包括对应的支付图标。例如，支付宝图标包括支付宝扫一扫图标、支付宝付钱图标。微信图标包括微信扫一扫图标和微信收付款图标。
为了方便用户查找常用支付图标，移动终端可以统计用户对不同支付图标的使用情况，根据支付图标的使用情况将悬浮窗中支付图标的位置进行重新排列。具体地，移动终端按照预设频率对支付图标对应的触发事件进行统计，获取支付图标对应的统计次数。预设频率包括统计支付图标对应的触发事件的频率，可以是每周一次、每月一次以及每季度一次等。预设频率包括对应的预设时间，例如，每周一次对应一周以及每月一次对应一个月等。统计次数包括预设时间内支付图标对应的触发事件次数，例如，一个星期内微信扫一扫的触发事件为5次。支付图标对应的统计次数较多表示该支付图标在预设时间内进行移动支付的次数较多，支付图标对应的统计次数较少表示该支付图标在预设时间内进行移动支付的次数较少。移动终端利用悬浮窗中的支付图标进行支付，获取支付图标对应的触发事件，将支付图标对应的触发事件进行记录，进而更新支付图标对应的触发事件的统计次数。移动终端检测统计时间是否达到预设检测时间，如果达到预设检测时间，则移动终端对所有支付图标对应的触发事件进行统计。
具体地，移动终端获取所有支付图标对应的触发事件的统计次数，将所有支付图标的统计次数进行排序，从而得到统计次数最多的支付图标。其中，排序方法可以为冒泡排序法以及鸡尾酒排序法等。支付图标的统计次数最多，表示该支付图标在预设时间内进行移动支付的次数最多，该支付图标对应的支付方式可能是用户使用最多的支付方式。移动终端将统计次数最多的支付图标对应支付应用程序图标排列在悬浮窗的第一行进行展示，将支付应用程序图标对应的所有支付图标按照统计次数在同一行的其他列进行展示。
例如，悬浮窗中的支付应用程序图标包括京东钱包、微信和支付宝，京东钱包包括扫一扫和付款码，微信包括扫一扫和收付款，支付宝包括扫一扫和付钱。其中，京东扫一扫的统计次数为8次，京东付款码的统计次数为10次，微信扫一扫的统计次数为10次，微信收付款的统计次数为15次，支付宝扫一扫的统计次数为20次，支付宝付钱的统计次数为30次。支付宝付钱为统计次数最多的支付图标，则移动终端可以将支付宝的图标排列在悬浮窗中的第一行第一列进行展示，将支付宝的付钱图标排列在第一行第二列进行展示，将支付宝扫一扫图标排列在第一行第三列进行展示。通过将统计次数最多的支付图标和支付图标对应的支付应用程序进行展示，可以将符合用户支付习惯的支付图标显示在悬浮窗中较为明显的位置，便于用户利用常用支付图标进行移动支付。
在其中一个实施例中，移动终端还可以根据支付图标的统计次数将悬浮窗中的所有支付图标和对应的支付应用程序在悬浮窗中进行展示。例如，支付宝付钱的统计次数为30次，微信收付款的统计次数为15次，京东付款码的统计次数为10次，则移动终端可以将支付宝的图标排列在悬浮窗中的第一行第一列进行展示，将微信的图标排列在悬浮窗中的第二行第一列进行展示，将京东钱包的图标排列在悬浮窗中的第三行第一列进行展示。同样地，移动终端还可以将支付应用程序对应的所有支付图标按照上一个实施例中的排列方式进行展示。通过将所有支付应用程序图标和对应的支付图标按照统计次数在悬浮窗中进行展示，使得支付图标排列更符合用户的使用习惯，便于用 户选择支付图标。
在一个实施例中，在按照预设频率对多个支付图标对应的触发事件进行统计的步骤之后，还包括：获取统计次数小于或等于第一阈值的支付图标；将统计次数小于或等于第一阈值的支付图标进行隐藏。
移动终端对所有支付图标对应的触发事件进行统计，利用支付图标的统计次数将支付图标进行隐藏。具体地，移动终端获取所有支付图标对应的统计次数和第一阈值。第一阈值包括移动终端预设的统计次数，可以为3次、5次等。移动终端分别将所有支付图标对应的统计次数与第一阈值进行比对，如果统计次数小于或等于第一阈值，说明用户不经常使用该支付图标进行支付，则移动终端记录该统计次数对应的支付图标，将该支付图标进行隐藏。例如，第一阈值为5次，微信扫一扫图标在预设时间内的统计次数是3次，微信扫一扫图标的统计次数小于第一阈值，则移动终端将微信扫一扫图标进行隐藏。通过将统计次数小于第一阈值的支付图标进行隐藏，自动隐藏了悬浮窗中不常用的支付图标，便于用户查找常用的支付图标。
在其中一个实施例中，支付应用程序对应多个支付图标，移动终端还可以根据支付应用程序图标对应的多个支付图标的统计次数将支付图标和对应的支付应用程序图标进行隐藏。具体地，移动终端分别将支付应用程序图标对应的多个支付图标的统计次数与第一阈值进行比对，如果支付应用程序图标对应的多个支付图标的统计次数均小于或等于第一阈值，则移动终端将支付应用程序图标和对应的所有支付图标进行隐藏。例如，第一阈值为5次，微信扫一扫图标在预设时间内的统计次数是3次，微信收付款图标在预设时间内的统计次数为4次，微信扫一扫图标的统计次数小于第一阈值，微信收付款图标的统计次数小于第一阈值，则移动终端将微信图标、微信收付款图标以及微信扫一扫图标进行隐藏。通过将统计次数小于第一阈值的支付图标进行自动隐藏，显示统计次数大于等于第一阈值的支付图标和对应的支付应用程序图标，可以更准确的显示用户常用的支付图标。
在一个实施例中，移动终端获取所有支付图标的统计次数，将统计次数 小于第一阈值的支付图标和对应的支付应用程序进行隐藏，将统计次数大于第一阈值的支付图标和对应的支付应用程序在悬浮窗中进行重新排列。例如，悬浮窗中的支付应用程序图标包括京东钱包、微信和支付宝，京东钱包包括扫一扫和付款码，微信包括扫一扫和收付款，支付宝包括扫一扫和付钱。其中，支付宝扫一扫图标和付钱图标的统计次数均小于第一阈值，则移动终端将支付宝图标、支付宝扫一扫图标以及付钱图标隐藏，将京东钱包图标、微信图标以及对应的支付图标按照统计次数在悬浮窗进行展示。通过将统计次数大于第一阈值的支付图标和支付应用程序图标进行展示，减少了悬浮窗中的支付图标和支付应用程序图标的数量，有利于用户快速查找常用支付图标。
在一个实施例中，悬浮窗中包括多个支付应用程序图标和对应的支付图标；移动支付方法还包括：获取支付应用程序图标对应的按压事件；获取按压事件对应的压力值和按压时间；若压力值大于或等于第二阈值并且按压时间大于或等于预设时间，则将支付应用程序图标以及对应的多个支付图标进行隐藏。
移动终端可以根据支付图标对应的统计次数将支付应用程序图标和对应的支付图标进行自动隐藏，也可以由用户将支付应用程序和对应的支付图标进行手动隐藏。当用户想要隐藏悬浮窗中的支付应用程序图标和对应的支付图标时，可以通过按压支付应用程序图标将支付应用程序图标和对应的支付图标进行隐藏。
移动终端设置按压支付图标的预设时间和第二阈值，其中，预设时间表示按压支付应用程序图标的最短时间，第二阈值表示按压支付应用程序图标的最小压力值。当支付应用程序图标被按压时，移动终端获取支付应用程序图标对应的按压事件，按压事件包括按压时间和压力值。移动终端检测按压事件的按压时间和压力值，进而将按压事件对应的压力值与第二阈值进行比较，如果压力值小于第二阈值，则移动终端不隐藏该支付应用程序图标。如果压力值大于或等于第二阈值，说明用户可能要隐藏该支付应用程序图标，则移动终端进一步将按压事件对应的按压时间与预设时间进行比较，如果按 压时间小于预设时间，则移动终端不隐藏该支付应用程序图标。如果按压时间大于或等于预设时间，说明用户要隐藏该支付应用程序图标，则移动终端将该支付应用程序图标和对应的支付图标进行隐藏。例如，悬浮窗中支付应用程序图标包括微信图标，微信图标对应的支付图标包括微信扫一扫图标和微信收付款图标。移动终端获取微信图标的按压事件，按压事件对应的压力值大于第二阈值并且按压事件对应的按压时间大于预设时间，则移动终端将微信图标、微信扫一扫图标以及微信收付款图标进行隐藏。通过检测支付图标的按压时间和压力值，将用户想要隐藏的支付图标进行隐藏，可以更好地反映用户利用支付图标进行支付的习惯，便于用户利用常用的支付图标进行支付。
在其中一个实施例中，移动终端获取支付图标对应的按压事件，将按压事件的压力值与第二阈值进行比较，将按压事件的按压时间与预设时间进行比较，如果压力值大于或等于第二阈值并且按压时间大于或等于预设时间，则移动终端将该支付图标进行隐藏。例如，悬浮窗中的支付应用程序图标包括微信图标，微信图标对应的支付图标包括微信扫一扫图标和微信收付款图标，移动终端获取微信扫一扫图标对应的按压事件，按压事件的压力值大于第二阈值并且按压事件的按压时间大于预设时间，则移动终端将微信扫一扫图标进行隐藏。通过隐藏支付图标，方便用户直接将不常用的支付图标进行隐藏，隐藏方式更灵活，更符合用户的使用习惯。
在一个实施例中，支付图标包括支付码图标；在根据页面标识进入支付应用程序中的支付页面的步骤之后，还包括：接收推送消息，获取推送消息对应的消息链接；在支付码图标对应的支付页面中提取支付码；利用支付码和消息链接生成新的支付页面，将新的支付页面进行展示。
悬浮窗可以是指定应用程序的一个功能项。当服务器向指定应用程序发送推送消息时，指定应用程序可以接收服务器发送的推送消息，悬浮窗也可以通过指定应用程序获取该推送消息对应的消息链接，推送消息可以是理财产品以及理财资讯等。当用户进行移动支付时，通过悬浮窗口触发支付码对 应的图标，进入支付应用程序对应的支付页面。指定应用程序在该支付页面中提取支付码，利用支付码和消息链接生成新的支付页面，将新的支付页面向用户进行展示。用户可以点击新的支付页面上消息链接，通过消息链接跳转进入对应的消息页面，进而查看消息页面的内容。通过生成新的支付页面，既可以实现移动支付，同时还可以向用户进行消息推广。
进一步的，指定应用程序接收到推送消息时，可以通过悬浮窗向用户提示。具体地，当指定应用程序接收到推送消息时，提取推送消息对应页面的关键字。若接收到多条推送消息，指定应用程序还可以统计推送消息的条数。可以将推送消息对应的关键字在悬浮窗上进行展示，也可以将推送消息的条数在悬浮窗上进行展示。例如，可以是通过气泡等形式进行展示，用户可以通过触发气泡进入对应的推送消息的页面，进而查看推送页面的内容。由于悬浮窗位于用户界面的最上层，通过悬浮窗向用户提示接收到的推送消息，可以使得用户能及时获知推送消息，为用户提供了方便。
在一个实施例中，如图4所示，提供了一种移动支付装置，包括：获取模块402、响应模块404以及支付模块406，其中：
获取模块402，用于获取悬浮窗中支付图标对应的触发事件；支付图标与支付应用程序相对应；
响应模块404，用于响应触发事件，获取支付图标对应的页面标识；
支付模块406，用于根据页面标识进入支付应用程序中的支付页面，以使得支付应用程序响应支付页面中的操作进行支付。
在一个实施例中，装置还包括统计模块408还用于按照预设频率对多个支付图标对应的触发事件进行统计；获取触发事件统计次数最多的支付图标；将触发事件统计次数最多的支付图标对应支付应用程序图标排列在悬浮窗的第一行进行展示。
在一个实施例中，隐藏模块410还用于获取触发事件统计次数小于或等于第一阈值的支付图标；将触发事件统计次数小于或等于第一阈值的支付图标与对应的支付应用程序图标进行隐藏。
在一个实施例中，隐藏模块410还用于获取支付应用程序图标对应的按压事件；获取按压事件对应的压力值和按压时间；若压力值大于或等于第二阈值并且按压事件大于或等于预设时间，则将支付应用程序图标以及对应的多个支付图标进行隐藏。
在一个实施例中，支付模块406还用于接收推送消息，获取推送消息对应的消息链接；在支付码图标对应的支付页面中提取支付码；利用支付码和消息链接生成新的支付页面，将新的支付页面进行展示。
在一个实施例中，提供了一种移动终端，如图5所示，该移动终端包括通过系统总线连接的处理器、非易失性存储介质、内存储器和网络接口、摄像头、显示屏和输入装置。其中，处理器用于提供计算和控制能力。存储器包括非易失性存储介质、内存储器。非易失性存储介质存储有操作系统和计算机可读指令，内存储器为非易失性存储介质中的操作系统和计算机可读指令的运行提供环境。计算机可读指令被处理器执行时以实现一种移动支付方法。网络接口用于与外部的网络端口进行网络通信。摄像头可以进行扫描以及拍摄。显示屏可以是液晶显示屏或者电子墨水显示屏等，输入装置可以是显示屏上覆盖的触摸层。该终端可以是手机、平板电脑或者个人数字助理等。处理器执行计算机可读指令时可以执行以下步骤：获取悬浮窗中支付图标对应的触发事件；支付图标与支付应用程序相对应；响应触发事件，获取支付图标对应的页面标识；及根据页面标识进入支付应用程序中的支付页面，以使得支付应用程序响应支付页面中的操作进行支付。
本领域技术人员可以理解，图5中示出的结构，仅仅是与本申请方案相关的部分结构的框图，并不构成对本申请方案所应用于其上的终端的限定，具体的终端可以包括比图中所示更多或更少的部件，或者组合某些部件，或者具有不同的部件布置。
在一个实施例中，处理器执行计算机可读指令时还执行以下步骤：
按照预设频率对多个支付图标对应的触发事件进行统计；
获取触发事件统计次数最多的支付图标；及
将触发事件统计次数最多的支付图标对应支付应用程序图标排列在悬浮窗的第一行进行展示。
在一个实施例中，处理器执行计算机可读指令时还执行以下步骤：
获取触发事件统计次数小于或等于第一阈值的支付图标；及
将触发事件统计次数小于或等于第一阈值的支付图标进行隐藏。
在一个实施例中，处理器执行计算机可读指令时还执行以下步骤：
获取支付应用程序图标对应的按压事件；
获取按压事件对应的压力值和按压时间；及
若压力值大于或等于第二阈值并且按压事件大于或等于预设时间，则将支付应用程序图标以及对应的多个支付图标进行隐藏。
在一个实施例中，处理器执行计算机可读指令时还执行以下步骤：
接收推送消息，获取推送消息对应的消息链接；
在支付码图标对应的支付页面中提取支付码；及
利用支付码和消息链接生成新的支付页面，将新的支付页面进行展示。
在一个实施例中，提供了一个或多个存储有计算机可读指令的计算机可读非易失性存储介质，计算机可读指令被一个或多个处理器执行时，使得一个或多个处理器执行以下步骤：
获取悬浮窗中支付图标对应的触发事件；支付图标与支付应用程序相对应；
响应触发事件，获取支付图标对应的页面标识；及
根据页面标识进入支付应用程序中的支付页面，以使得支付应用程序响应支付页面中的操作进行支付。
在一个实施例中，计算机可读指令被处理器执行时还执行以下步骤：
按照预设频率对多个支付图标对应的触发事件进行统计；
获取触发事件统计次数最多的支付图标；及
将触发事件统计次数最多的支付图标对应支付应用程序图标排列在悬浮窗的第一行进行展示。
在一个实施例中，计算机可读指令被处理器执行时还执行以下步骤：
获取触发事件统计次数小于或等于第一阈值的支付图标；及
将触发事件统计次数小于或等于第一阈值的支付图标进行隐藏。
在一个实施例中，计算机可读指令被处理器执行时还执行以下步骤：
获取支付应用程序图标对应的按压事件；
获取按压事件对应的压力值和按压时间；及
若压力值大于或等于第二阈值并且按压事件大于或等于预设时间，则将支付应用程序图标以及对应的多个支付图标进行隐藏。
在一个实施例中，计算机可读指令被处理器执行时还执行以下步骤：
接收推送消息，获取推送消息对应的消息链接；
在支付码图标对应的支付页面中提取支付码；及
利用支付码和消息链接生成新的支付页面，将新的支付页面进行展示。
本领域普通技术人员可以理解实现上述实施例方法中的全部或部分流程，是可以通过计算机可读指令来指令相关的硬件来完成，所述的计算机可读指令可存储于一非易失性计算机可读取存储介质中，该计算机可读指令在执行时，可包括如上述各方法的实施例的流程。其中，所述的存储介质可为磁碟、光盘、只读存储记忆体(Read-Only Memory，ROM)等。
以上所述实施例的各技术特征可以进行任意的组合，为使描述简洁，未对上述实施例中的各个技术特征所有可能的组合都进行描述，然而，只要这些技术特征的组合不存在矛盾，都应当认为是本说明书记载的范围。
以上所述实施例仅表达了本发明的几种实施方式，其描述较为具体和详细，但并不能因此而理解为对发明专利范围的限制。应当指出的是，对于本领域的普通技术人员来说，在不脱离本发明构思的前提下，还可以做出若干变形和改进，这些都属于本发明的保护范围。因此，本发明专利的保护范围应以所附权利要求为准。

Claims (20)

  1. 一种移动支付方法，所述方法包括：
    获取悬浮窗中支付图标对应的触发事件；所述支付图标与支付应用程序相对应；
    响应所述触发事件，获取支付图标对应的页面标识；及
    根据所述页面标识进入所述支付应用程序中的支付页面，以使得所述支付应用程序响应所述支付页面中的操作进行支付。
  2. 根据权利要求1所述的方法，其特征在于，所述悬浮窗中包括多个支付应用程序图标和对应的支付图标；所述方法还包括：
    按照预设频率对多个支付图标对应的触发事件进行统计；
    获取触发事件统计次数最多的支付图标；及
    将触发事件统计次数最多的支付图标对应支付应用程序图标排列在所述悬浮窗的第一行进行展示。
  3. 根据权利要求2所述的方法，其特征在于，在所述按照预设频率对多个支付图标对应的触发事件进行统计的步骤之后，还包括：
    获取触发事件统计次数小于或等于第一阈值的支付图标；及
    将所述触发事件统计次数小于或等于第一阈值的支付图标进行隐藏。
  4. 根据权利要求1所述的方法，其特征在于，所述悬浮窗中包括多个支付应用程序图标和对应的支付图标；所述方法还包括：
    获取所述支付应用程序图标对应的按压事件；
    获取所述按压事件对应的压力值和按压时间；及
    若所述压力值大于或等于第二阈值并且所述按压事件大于或等于预设时间，则将所述支付应用程序图标以及对应的多个支付图标进行隐藏。
  5. 根据权利要求1所述的方法，其特征在于，所述支付图标包括支付码图标；在所述根据所述页面标识进入所述支付应用程序中的支付页面的步骤之后，还包括：
    接收推送消息，获取所述推送消息对应的消息链接；
    在所述支付码图标对应的支付页面中提取支付码；及
    利用所述支付码和消息链接生成新的支付页面，将所述新的支付页面进行展示。
  6. 一种移动支付装置，所述装置包括：
    获取模块，用于获取悬浮窗中支付图标对应的触发事件；所述支付图标与支付应用程序相对应；
    响应模块，用于响应所述触发事件，获取支付图标对应的页面标识；及
    支付模块，用于根据所述页面标识进入所述支付应用程序中的支付页面，以使得所述支付应用程序响应所述支付页面中的操作进行支付。
  7. 根据权利要求6所述的装置，其特征在于，所述装置还包括统计模块，用于按照预设频率对多个支付图标对应的触发事件进行统计；获取触发事件统计次数最多的支付图标；及将触发事件统计次数最多的支付图标对应支付应用程序图标排列在所述悬浮窗的第一行进行展示。
  8. 根据权利要求7所述的装置，其特征在于，所述装置还包括隐藏模块，用于获取触发事件统计次数小于或等于第一阈值的支付图标；及将所述触发事件统计次数小于或等于第一阈值的支付图标与对应的支付应用程序图标进行隐藏。
  9. 根据权利要求7所述的装置，其特征在于，所述隐藏模块还用于获取所述支付应用程序图标对应的按压事件；获取所述按压事件对应的压力值和按压时间；若所述压力值大于或等于第二阈值并且所述按压事件大于或等于预设时间，则将所述支付应用程序图标以及对应的多个支付图标进行隐藏。
  10. 根据权利要求7所述的装置，其特征在于，所述支付图标包括支付码图标；所述支付模块还用于接收推送消息，获取所述推送消息对应的消息链接；在所述支付码图标对应的支付页面中提取支付码；利用所述支付码和消息链接生成新的支付页面，将所述新的支付页面进行展示。
  11. 一种移动终端，包括存储器及一个或多个处理器，所述存储器中储存有计算机可读指令，所述指令被所述处理器执行时，使得一个或多个处理 器执行以下步骤：
    获取悬浮窗中支付图标对应的触发事件；所述支付图标与支付应用程序相对应；
    响应所述触发事件，获取支付图标对应的页面标识；及
    根据所述页面标识进入所述支付应用程序中的支付页面，以使得所述支付应用程序响应所述支付页面中的操作进行支付。
  12. 根据权利要求11所述的移动终端，其特征在于，所述悬浮窗中包括多个支付应用程序图标和对应的支付图标；计算机可读指令被所述处理器执行时，使得一个或多个处理器还执行以下步骤：
    按照预设频率对多个支付图标对应的触发事件进行统计；
    获取触发事件统计次数最多的支付图标；及
    将触发事件统计次数最多的支付图标对应支付应用程序图标排列在所述悬浮窗的第一行进行展示。
  13. 根据权利要求12所述的移动终端，其特征在于，计算机可读指令被所述处理器执行时，使得一个或多个处理器还执行以下步骤：
    获取触发事件统计次数小于或等于第一阈值的支付图标；及
    将所述触发事件统计次数小于或等于第一阈值的支付图标进行隐藏。
  14. 根据权利要求11所述的移动终端，其特征在于，所述悬浮窗中包括多个支付应用程序图标和对应的支付图标；计算机可读指令被所述处理器执行时，使得一个或多个处理器还执行以下步骤：
    获取所述支付应用程序图标对应的按压事件；
    获取所述按压事件对应的压力值和按压时间；及
    若所述压力值大于或等于第二阈值并且所述按压事件大于或等于预设时间，则将所述支付应用程序图标以及对应的多个支付图标进行隐藏。
  15. 根据权利要求11所述的移动终端，其特征在于，所述支付图标包括支付码图标；计算机可读指令被所述处理器执行时，使得一个或多个处理器还执行以下步骤：
    接收推送消息，获取所述推送消息对应的消息链接；
    在所述支付码图标对应的支付页面中提取支付码；及
    利用所述支付码和消息链接生成新的支付页面，将所述新的支付页面进行展示。
  16. 一个或多个存储有计算机可读指令的计算机可读非易失性存储介质，计算机可读指令被一个或多个处理器执行时，使得一个或多个处理器执行以下步骤：
    获取悬浮窗中支付图标对应的触发事件；所述支付图标与支付应用程序相对应；
    响应所述触发事件，获取支付图标对应的页面标识；及
    根据所述页面标识进入所述支付应用程序中的支付页面，以使得所述支付应用程序响应所述支付页面中的操作进行支付。
  17. 根据权利要求16所述的存储介质，其特征在于，所述悬浮窗中包括多个支付应用程序图标和对应的支付图标；计算机可读指令被一个或多个处理器执行时，使得一个或多个处理器执行以下步骤：
    按照预设频率对多个支付图标对应的触发事件进行统计；
    获取触发事件统计次数最多的支付图标；及
    将触发事件统计次数最多的支付图标对应支付应用程序图标排列在所述悬浮窗的第一行进行展示。
  18. 根据权利要求17所述的存储介质，其特征在于，计算机可读指令被一个或多个处理器执行时，使得一个或多个处理器执行以下步骤：
    获取触发事件统计次数小于或等于第一阈值的支付图标；及
    将所述触发事件统计次数小于或等于第一阈值的支付图标进行隐藏。
  19. 根据权利要求16所述的存储介质，其特征在于，所述悬浮窗中包括多个支付应用程序图标和对应的支付图标；计算机可读指令被一个或多个处理器执行时，使得一个或多个处理器执行以下步骤：
    获取所述支付应用程序图标对应的按压事件；
    获取所述按压事件对应的压力值和按压时间；及
    若所述压力值大于或等于第二阈值并且所述按压事件大于或等于预设时间，则将所述支付应用程序图标以及对应的多个支付图标进行隐藏。
  20. 根据权利要求16所述的存储介质，其特征在于，所述支付图标包括支付码图标；计算机可读指令被一个或多个处理器执行时，使得一个或多个处理器执行以下步骤：
    接收推送消息，获取所述推送消息对应的消息链接；
    在所述支付码图标对应的支付页面中提取支付码；及
    利用所述支付码和消息链接生成新的支付页面，将所述新的支付页面进行展示。
PCT/CN2017/104757 2017-07-26 2017-09-30 移动支付方法、装置、移动终端和存储介质 Ceased WO2019019386A1 (zh)

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