WO2019006788A1 - Procédé de paiement reposant sur une démarche reposant sur une démarche, dispositif portable et support d'informations lisible par ordinateur - Google Patents

Procédé de paiement reposant sur une démarche reposant sur une démarche, dispositif portable et support d'informations lisible par ordinateur Download PDF

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Publication number
WO2019006788A1
WO2019006788A1 PCT/CN2017/094350 CN2017094350W WO2019006788A1 WO 2019006788 A1 WO2019006788 A1 WO 2019006788A1 CN 2017094350 W CN2017094350 W CN 2017094350W WO 2019006788 A1 WO2019006788 A1 WO 2019006788A1
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Prior art keywords
payment
gait
information
user
preset
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PCT/CN2017/094350
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English (en)
Chinese (zh)
Inventor
袁晖
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深圳市科迈爱康科技有限公司
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Publication of WO2019006788A1 publication Critical patent/WO2019006788A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes

Definitions

  • the present invention relates to the field of payment, and in particular, to a gait-based payment method, a wearable device, and a computer readable storage medium.
  • the verification elements for ensuring account security are generally: (1) elements that only the customer himself knows, such as static passwords, and the like; (2) elements that are only held by the customer and are unique, non-replicable or non-reusable, Such as digital certificates that are securely certified, electronic signatures, and one-time passwords generated and transmitted through secure channels.
  • elements that only the customer himself knows such as static passwords, and the like
  • elements that are only held by the customer and are unique, non-replicable or non-reusable Such as digital certificates that are securely certified, electronic signatures, and one-time passwords generated and transmitted through secure channels.
  • FIG. 1 is a schematic structural diagram of a wearable device in a hardware operating environment according to an embodiment of the present invention
  • FIG. 2 is a schematic flow chart of a first embodiment of a gait-based payment method according to the present invention
  • FIG. 3 is a schematic flow chart of a second embodiment of a gait-based payment method according to the present invention.
  • FIG. 4 is a schematic flow chart of a third embodiment of a gait-based payment method according to the present invention.
  • FIG. 5 is a schematic flowchart diagram of a fourth embodiment of a gait-based payment method according to the present invention.
  • FIG. 1 is a schematic structural diagram of a wearable device in a hardware operating environment according to an embodiment of the present invention.
  • the wearable device can include a processor 1001, such as a CPU, a communication bus 1002, a user interface 1003, a network interface 1004, and a memory 1005.
  • the communication bus 1002 is used to implement connection communication between these components.
  • the user interface 1003 can include a display, an input unit such as a touch screen, a sensor such as a pressure sensor, etc. to enable detection of wearable pressure of the wearable device, and the optional user interface 1003 can also include a standard wired interface, a wireless interface.
  • the network interface 1004 can optionally include a standard wired interface, a wireless interface (such as a WI-FI interface).
  • the memory 1005 may be a high speed RAM memory or a stable memory (non-volatile) Memory), such as disk storage.
  • the memory 1005 can also optionally be a storage device independent of the aforementioned processor 1001.
  • the wearable device usually has a built-in payment function component, and the payment function component can be an electronic wallet or the like, and can be used for payment.
  • the wearable device can be a smart insole or a smart shoe, etc., and the structure is not limited thereto.
  • FIG. 1 does not constitute a definition of a wearable device, and may include more or fewer components than those illustrated, or some components may be combined, or different component arrangements.
  • a memory 1005 as a computer storage medium may include an operating system, a network communication module, a user interface module, and a gait payment method.
  • the network interface 1004 is mainly used to connect to a server for data communication with the server;
  • the user interface 1003 is mainly configured to receive a payment request instruction, and the payment request instruction may be sent by the payment device. It may also be sent by other user equipment;
  • the wearable device calls the gait payment method stored in the memory 1005 through the processor 1001, and performs the following operations:
  • the wearable device detects a device status of the wearable device when acquiring a payment request instruction
  • the obtained payment gait information is matched with the preset payment gait information, and the payment operation is performed according to the matching result.
  • processor 1001 may call the gait-based payment method stored in the memory 1005, and further perform the following operations:
  • the user is prompted to open the prompt information
  • processor 1001 may call the gait-based payment method stored in the memory 1005, and further perform the following operations:
  • the payment prompt information is sent to the user again.
  • processor 1001 may call the gait-based payment method stored in the memory 1005, and further perform the following operations:
  • processor 1001 may call the gait-based payment method stored in the memory 1005, and further perform the following operations:
  • the opening prompt message is sent to the user to prompt the user to re-enter the opening gait information.
  • processor 1001 may call the gait-based payment method stored in the memory 1005, and further perform the following operations:
  • the obtained closed gait information is matched with the preset closed gait information.
  • the device status is set to the payment closed state.
  • processor 1001 may call the gait-based payment method stored in the memory 1005, and further perform the following operations:
  • the payment amount is obtained from the payment instruction, and the payment amount is compared with a preset maximum amount;
  • Performing voice detection acquiring voice information input by the user according to the confirmation prompt information, and performing a payment operation according to the voice information.
  • processor 1001 may call the gait-based payment method stored in the memory 1005, and further perform the following operations:
  • the user When the payment amount does not exceed the preset amount threshold, and the device status is the payment-on state, the user is sent a small amount of prompt information to obtain a payment password input by the user according to the small amount of prompt information, according to the Paying a password to perform a payment operation;
  • the step of issuing payment prompt information to the user when the device status is the payment open state is performed.
  • the invention obtains the payment gait information input by the user, matches the payment gait information with the preset payment gait information, and realizes payment, only through the wearable device and the step input by the user. State information completes the payment process without the need for other external devices, making payment simple and straightforward, and based on individual differences in gait, improves payment security.
  • FIG. 2 is a schematic flowchart diagram of a first embodiment of a gait-based payment method according to the present invention.
  • the gait-based payment method comprises the following steps:
  • the wearable device detects a device status of the wearable device when acquiring a payment request instruction
  • the payment request instruction may be sent by the payment device.
  • the user buys water at the convenience store, and the owner of the convenience store sends an instruction to request payment to the user's smart insole through the payment device.
  • the payment request instruction may also be sent by other user equipments.
  • the A user buys an air conditioner in the shopping mall, and because there is not enough money to pay, the B user pays for the B user, and the A user sends a request to the smart shoe of the B user through the smart phone. Payment request instruction.
  • the payment device may send a payment request instruction to the wearable device when the distance between the user and the payment device is within a certain range, for example, at the cash register. Before, the carpet is laid, and the carpet defines a distance range in which the payment instruction can be received. Within the distance, the payment device can send a payment request instruction to the wearable device.
  • a shoe print may be drawn on the carpet, and when the user steps on the shoe print, the payment device may be communicated to perform a payment operation. The shoe print is drawn on the carpet, similar to the shoe prints on the ground waiting for the subway.
  • the device status of the wearable device includes: a payment on state and a payment off state, detecting a device status of the wearable device, determining whether the device has enabled a payment function, that is, whether the device status is in The payment is turned on, and the subsequent payment operation can be performed when the device status is in the payment open state.
  • S20 Send a payment prompt message to the user when the device status is a payment open state
  • the payment prompt information is to prompt the user to input payment gait information to complete the payment operation.
  • the payment prompt information may be a voice prompt, for example, please input a voice prompt such as a payment password or a drop, or a vibration prompt, such as: continuous vibration twice or 5 seconds continuous vibration, etc., or other
  • a voice prompt such as a payment password or a drop
  • a vibration prompt such as: continuous vibration twice or 5 seconds continuous vibration, etc., or other
  • this embodiment does not limit this.
  • the wearable device has a built-in payment function component, such as an electronic wallet, etc., and the payment function component is activated, and the wearable device is in a payment open state, and the wearable device is available at this time. For payment.
  • a built-in payment function component such as an electronic wallet, etc.
  • the wearable device is a smart shoe
  • the smart shoe has an electronic wallet built in, and the electronic wallet needs to be activated to make payment using the electronic wallet, and the electronic wallet is activated, that is, the smart shoe is at Payment is turned on.
  • S30 Perform gait information detection, and obtain payment gait information input by the user according to the payment prompt information;
  • a sensor is built in the wearable device, and can be used for detecting a gait of the user.
  • the payment gait information is input, and the payment is performed.
  • the gait information is a payment password in the form of a gait for payment, and the payment gait information may be that the user picks up the toes and gently taps the ground three times with the heel, or lifts the left foot for more than three seconds, or the right toe does not
  • the gait information is pressed down vigorously, which is not limited in this embodiment.
  • the preset payment gait information is a payment password in the form of a gait preset by the user, and the preset payment gait information may be pre-stored in the memory of the wearable device, or may be stored in the memory.
  • the server obtains the preset payment gait information from the server at the time of payment.
  • the obtained payment gait information is matched with the preset payment gait information, and the matching is successful, and the obtained payment gait information and the preset payment gait information are within the allowable difference range, and the matching is successful, and the payment is made. success.
  • the gait has individual differences, and even if the payment password is leaked, other users use the wearable device to pay using the same gait action, and the payment cannot be realized.
  • the wearable device is a smart insole, and the user wears a pair of shoes equipped with the smart insole.
  • the user intends to buy a bottle of water when passing through the convenience store.
  • the owner of the convenience store uses the payment device to the user.
  • the smart insole sends a request for payment instruction, and when the smart insole receives the request for payment instruction, detecting that the smart insole is in a payment open state, a voice prompt is sent to the user: please input a payment password, and the user picks up the toes and uses The heel gently taps the ground three times.
  • the wearable device performs gait information detection, obtains the gait information input by the user and taps the ground three times with the heel, and matches it with the preset payment gait information.
  • the preset payment gait information is that when the toe is lifted and the ground is hit three times with the heel, that is, the matching is successful, the smart insole returns a payment confirmation message to the payment device of the convenience store, that is, the payment is
  • the wearable device is a smart shoe, and the user can set the smart shoe to a payment open state in advance, and the payment gait information of the smart shoe set by the user is pressed downward by the right toe. .
  • the user wears the smart shoes to take the bus, and a small piece of carpet printed on the side of the bus collection device is printed.
  • the user only needs to step on the shoe print, and the payment device on the bus sends a payment reminder to the user.
  • Information the user's right toe does not move down and press hard to complete the payment. It is convenient and quick to use the wearable device for public transportation.
  • the wearable device when the wearable device is in the payment-on state, the payment gait information input by the user is acquired, and the payment gait information is matched with the preset payment gait information to implement payment, which is only input through the wearable device and the user.
  • the gait information completes the payment process without the need for other external devices, making the payment simple and straightforward, and based on the individual differences of gait, improves the security of payment.
  • a second embodiment of the gait-based payment method of the present invention is proposed based on the first embodiment.
  • S101 Send an opening prompt message to the user when the device status is a payment off state
  • the device status includes: a payment on state and a payment off state, where the payment off state is a state when the payment function of the wearable device is not turned on, and the payment cannot be performed, and the opening prompt message is sent to the user.
  • the opening prompt information is an opening password prompting the user to input a gait form of opening the payment function of the wearable device.
  • the opening prompt information may be a voice prompt, for example, please input a voice prompt such as a password or a drip, or a vibration prompt, such as: continuous vibration three times or 3 seconds continuous vibration, etc., or other
  • the form of the prompt information this embodiment does not limit this.
  • S102 Acquire the opening gait information input by the user according to the opening prompt information, and match the opening gait information with the preset opening gait information. When the matching is successful, set the device status to a payment enabled state.
  • the wearable device has a built-in sensor, which can be used for detecting the gait of the user.
  • the gait information is input, and the opening is started.
  • the gait information is an open password for opening the gait form of the wearable device payment function, and the opening gait information may be that the user picks up the toes and gently taps the ground twice with the heel, or lifts the left foot continuously. For more than five seconds, or the right toe does not move the two gait information downwards, which is not limited in this embodiment.
  • the preset start gait information is an open password in the form of a gait preset by the user, and is used to enable the payment function of the wearable device
  • the preset open gait information may be pre-stored in the
  • the memory of the wearable device may also be stored in the server, and the preset open gait information is acquired from the server when the payment function is enabled.
  • the obtained gait information is matched with the preset gait information. If the matching is successful, the user can input the gait information and the preset gait information within the allowable difference range, and the matching is successful.
  • the payment function is successfully enabled, that is, the device status is set to the payment on state.
  • the user may wear the wearable device, and after obtaining a few steps, obtain the gait information of the user, and match the gait information with the preset gait information, and the matching is successful. Then, it is confirmed that the identity of the user is correct, and the electronic wallet built in the wearable device is activated, that is, the device state is set to the payment on state.
  • the method further includes the steps of:
  • the payment prompt information is sent to the user again.
  • the preset payment gait information preset by the user is to lift the left foot for more than three seconds, and the payment step input by the user.
  • the status information is that the heel hits the ground three times. If the two do not match, the payment prompt information is sent to the user again (for example, please input a payment password), and the user inputs the payment gait information again.
  • the method further includes:
  • the wearable device may be stolen or lost by others, and usually limits the number of times the payment gait information is input. Each time the acquired payment gait information fails to match the preset payment gait information, And sending the payment prompt information to the user again, if the number of times the payment prompt information is sent exceeds a preset number of times threshold (for example, three times), setting the device state of the wearable device to a payment closed state, and the payment is closed. The wearable device cannot make a payment.
  • a preset number of times threshold for example, three times
  • the gait has individual differences, and even if the payment password is leaked, other users use the wearable device to perform payment using the same gait action, and payment cannot be realized.
  • the wearable device is an insole, and the insole of the A user is stolen by other people.
  • the preset payment gait information of the A user is to lift the left foot for more than three seconds, and when the pirate pays, the left foot continues to exceed Three seconds, the gait information that the thief inputs to lift the left foot for more than three seconds is matched with the A user's preset payment gait information that lifts the left foot for more than three seconds, because the individual variability of the gait matches failure.
  • the smart insole sends out a payment prompt message again (voice prompt: please input a password), and the thief again lifts the left foot for more than three seconds, and again enters the gait information that the thief inputs and lifts the left foot for more than three seconds.
  • the preset number of times threshold is 3 times, and when the number of matching failures is 4 times, the prompt information is also sent 4 times, exceeding The preset number of times threshold, at this time, the smart insole sets the device state to the payment closed state, and cannot perform payment.
  • the device status is set to the payment closed state, and the method further includes:
  • the opening prompt message is sent to the user to prompt the user to re-enter the opening gait information.
  • the device state of the wearable device is set to the payment off state, and the opening prompt information is sent to the user, and the user knows the device when receiving the opening prompt information.
  • the payment function has been disabled. If the payment is required, the payment gait information needs to be entered according to the opening prompt information, and the device status is set to the payment open state before the payment can be continued.
  • the method further includes the steps of:
  • S50 Send a payment completion prompt message to the user, and obtain the closed gait information input by the user according to the payment completion prompt information;
  • the payment completion prompt information is used to prompt the user that the payment has been successful, and the payment completion prompt information may be a voice prompt, such as a voice prompt such as a successful payment or an end of payment, or may be a vibration prompt, such as:
  • the vibration prompts such as the continuous vibration for 2 seconds may also be other forms of prompt information, which is not limited in this embodiment.
  • the closing gait information is a password for closing the gait form of the wearable device payment function, and the closing gait information may be that the user picks up the toes and gently taps the ground with the heel, or lifts the left foot continuously. More than two seconds, or the right toe is pressed down and the gait information is pressed down, which is not limited in this embodiment.
  • S60 Match the obtained closed gait information with the preset closed gait information. When the matching is successful, set the device status to the payment closed state.
  • the preset closed gait information is a closed password in the form of a gait preset by the user, and is used to disable the payment function of the wearable device, and the preset closed gait information may be pre-stored in the
  • the memory of the wearable device may also be stored in the server, and the preset closed gait information is acquired from the server when the payment function is turned off.
  • the obtained closed gait information is matched with the preset closed gait information. If the matching is successful, the closed gait information input by the user and the preset closed gait information may be within the allowable difference range, and the matching is successful.
  • the payment function is turned off, that is, the device status is set to the payment off state.
  • the setting and the closing of the payment function of the wearable device are controlled by setting the device state of the wearable device, and the payment can be performed when the device state of the wearable device is the payment open state.
  • the device status is set to the payment closed state, which further ensures that the account of the electronic wallet built in the wearable device is secure.
  • the payment function needs to be started first, and the payment function is improved. The security of the payment.
  • a third embodiment of the gait-based payment method of the present invention is proposed based on the first embodiment.
  • step S40 includes the following steps:
  • the wearable device has a built-in sensor, which can be used to detect the gait of the user.
  • the payment gait information is input, and the payment is performed.
  • the gait information is a payment password in the form of a gait for payment, and the payment gait information may be that the user picks up the toes and gently taps the ground three times with the heel, or lifts the left foot for more than three seconds, or the right toe does not
  • the gait information is pressed down vigorously, which is not limited in this embodiment.
  • the preset payment gait information is a payment password in the form of a gait preset by the user.
  • the obtained payment gait information is matched with the preset payment gait information, and the matching is successful, and the obtained payment gait information and the preset payment gait information are within the allowable difference range, and the matching is successful, and the payment is made. success.
  • the user can set the maximum payment amount, that is, the preset maximum amount, and when the payment is made, if a large amount of payment is encountered, Obtaining a payment amount from the payment instruction, comparing the payment amount with the preset maximum amount, thereby allowing the user to have a further confirmation opportunity for a larger amount of payment, if not wanting to pay or encountering payment In the case of an incorrect command, the payment can also be revoked.
  • the maximum payment amount that is, the preset maximum amount
  • S403 Send a confirmation prompt message to the user when the payment amount exceeds the preset maximum amount
  • the confirmation prompt information is used to prompt the user to confirm the payment amount, so as to avoid the payment instruction error or other abnormal situation, and remind the user to confirm.
  • the prompt information may be a voice prompt, such as: please confirm the payment amount, or the voice payment exceeds the maximum payment amount, please confirm the voice prompt, or may be a vibration prompt, such as: continuous vibration three times or keep 3 seconds continuous vibration prompts, etc. It can also be other forms of prompt information, which is not limited in this embodiment.
  • S404 Perform voice detection, obtain voice information input by the user according to the confirmation prompt information, and perform a payment operation according to the voice information.
  • the voice feature and the gait feature may be combined to complete payment
  • the wearable device has a built-in sensor, which can be used to detect voice information, and the voice information is sent after the user confirms the current payment amount.
  • Payment operation instructions such as confirmation of payment or cancellation of voice information such as payment.
  • the payment operation may be a confirmation payment, or may be a cancellation of the current payment.
  • a fourth embodiment of the gait-based payment method of the present invention is proposed based on the first embodiment.
  • S103 Obtain a payment amount from the payment instruction, and determine whether the payment amount exceeds a preset amount threshold;
  • the payment instruction usually includes payment related information such as payment amount or payment commodity information, and the payment amount can be obtained from the payment instruction.
  • the preset threshold is a range of the amount of the micropayment set by the customer. For example, the user sets 300 yuan as the preset threshold, and when the payment amount is less than or equal to 300 yuan, it is determined as a small payment.
  • step S20 is performed;
  • the preset credit threshold is a credit range set by the customer, and when the payment amount exceeds the credit range set by the customer, the status of the device is enabled to be turned on.
  • the user sends a payment prompt message, the user is prompted to enter a payment password to make a payment.
  • S104 Send a small prompt message to the user when the device status is a payment open state
  • the small prompt information may be a voice prompt information, for example: current
  • the voice information for a small amount of payment or the current amount of payment may also be a vibration prompt, such as a prompt of three consecutive vibrations or three seconds of continuous vibration, and may also be other forms of prompt information, which is not used in this embodiment. limit.
  • S105 Acquire a payment password input by the user according to the small amount of prompt information, and perform a payment operation according to the payment password.
  • the payment password and the gait feature can be combined to complete the payment, and when the micropayment is performed, the payment gait information is not required, and the payment password can be used to complete the payment.
  • the payment password may be voice information, or may be fingerprint information, or may be manually input a payment code, which is not limited in this embodiment.
  • the wearable device has a built-in sensor, which can be used to detect voice information, and the payment password is voice information, for example, saying “agree” directly to the payment device or reporting the payment amount, the wearable After the device detects the voice information, the current micropayment can be completed.
  • the fingerprint information or the payment code is usually input on the payment device, and the payment device inputs the fingerprint information or the payment code.
  • the information is sent to the wearable device, and the wearable device matches the fingerprint information or the payment code information with preset fingerprint information or payment code information, and if the matching is successful, the payment is successful.
  • the preset fingerprint information or payment code information is a payment password in the form of a fingerprint set by a user or a payment password in the form of a payment code, and the payment code may be a text code formed by a number, a letter or a combination thereof.
  • the preset fingerprint information or payment code information may be pre-stored in the memory of the wearable device, or may be stored in a server, and the preset fingerprint information or payment code information is acquired from the server at the time of payment.
  • the embodiment of the present invention further provides a computer readable storage medium, where the readable payment method is stored on the computer readable storage medium, and the gait payment method is executed by the processor to:
  • the wearable device detects a device status of the wearable device when acquiring a payment request instruction
  • the obtained payment gait information is matched with the preset payment gait information, and the payment operation is performed according to the matching result.
  • the user is prompted to open the prompt information
  • the payment prompt information is sent to the user again.
  • the opening prompt message is sent to the user to prompt the user to re-enter the opening gait information.
  • the obtained closed gait information is matched with the preset closed gait information.
  • the device status is set to the payment closed state.
  • the payment amount is obtained from the payment instruction, and the payment amount is compared with a preset maximum amount;
  • Performing voice detection acquiring voice information input by the user according to the confirmation prompt information, and performing a payment operation according to the voice information.
  • the user When the payment amount does not exceed the preset amount threshold, and the device status is the payment-on state, the user is sent a small amount of prompt information to obtain a payment password input by the user according to the small amount of prompt information, according to the Pay the password to perform the payment operation.
  • the wearable device when the wearable device is in the payment-on state, the payment gait information input by the user is acquired, and the payment gait information is matched with the preset payment gait information to implement payment, which is only input through the wearable device and the user.
  • the gait information completes the payment process without the need for other external devices, making the payment simple and straightforward, and based on the individual differences of gait, improves the security of payment.
  • the embodiment method can be implemented by means of software plus a necessary general hardware platform, and of course hardware, but in many cases the former is a better implementation.
  • the present invention The portion of the technical solution that contributes in essence or to the prior art can be embodied in the form of a software product stored in a storage medium as described above (e.g., ROM/RAM, disk, light).
  • the disc includes a number of instructions for causing a terminal device (which may be a cell phone, a computer, a server, an air conditioner, or a network device, etc.) to perform the methods described in various embodiments of the present invention.

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  • Measurement Of The Respiration, Hearing Ability, Form, And Blood Characteristics Of Living Organisms (AREA)

Abstract

L'invention concerne un procédé de paiement reposant sur une démarche, un dispositif portable et un support d'informations lisible par ordinateur. Le procédé consiste à : détecter, lorsqu'un dispositif portable obtient une instruction de demande de paiement, un état de dispositif du dispositif portable (S10) ; envoyer des informations d'invite de paiement à un utilisateur lorsque l'état de dispositif est un état activé de paiement (S20) ; exécuter une détection d'informations de démarche, pour obtenir des informations de démarche de paiement entrées par l'utilisateur conformément aux informations d'invite de paiement (S30) ; et mettre en correspondance les informations de démarche de paiement obtenues avec des informations de démarche de paiement prédéfinies, et exécuter une opération de paiement conformément au résultat de la mise en correspondance (S40). Le procédé met en œuvre un paiement par l'obtention, lorsque le dispositif portable est dans l'état activé de paiement, des informations de démarche de paiement entrées par l'utilisateur, et par la mise en correspondance des informations de démarche de paiement avec les informations de démarche de paiement prédéfinies ; le traitement de paiement n'est exécuté qu'au moyen du dispositif portable et des informations de démarche entrées par l'utilisateur, sans faire appel à d'autres dispositifs externes, ce qui simplifie le paiement et le rend plus direct ; en outre, la sécurité de paiement est améliorée sur la base de différences individuelles de démarche.
PCT/CN2017/094350 2017-07-05 2017-07-25 Procédé de paiement reposant sur une démarche reposant sur une démarche, dispositif portable et support d'informations lisible par ordinateur WO2019006788A1 (fr)

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CN108921541A (zh) * 2018-05-28 2018-11-30 Oppo广东移动通信有限公司 支付方法及相关产品
CN108960815A (zh) * 2018-07-10 2018-12-07 广东小天才科技有限公司 一种通过可穿戴设备进行支付的方法、装置及可穿戴设备
CN109461000A (zh) * 2018-09-28 2019-03-12 珠海横琴现联盛科技发展有限公司 屏幕指纹触按身份认证防伪方法
CN110175827A (zh) * 2018-11-06 2019-08-27 广东小天才科技有限公司 一种无人商店支付方法及可穿戴设备
CN110490596A (zh) * 2019-07-29 2019-11-22 南京硅基智能科技有限公司 一种收费站支付的风险控制方法以及系统
CN110874568A (zh) * 2019-09-27 2020-03-10 银河水滴科技（北京）有限公司 基于步态识别的安检方法、装置、计算机设备和存储介质
CN111932244B (zh) * 2020-07-24 2023-10-20 中国银联股份有限公司 信息处理方法、装置、设备及介质

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