WO2018188098A1 - 一种支付控制方法和装置 - Google Patents

一种支付控制方法和装置 Download PDF

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Publication number
WO2018188098A1
WO2018188098A1 PCT/CN2017/080673 CN2017080673W WO2018188098A1 WO 2018188098 A1 WO2018188098 A1 WO 2018188098A1 CN 2017080673 W CN2017080673 W CN 2017080673W WO 2018188098 A1 WO2018188098 A1 WO 2018188098A1
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Prior art keywords
terminal
payment
preset
unlocked
screen
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PCT/CN2017/080673
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English (en)
French (fr)
Inventor
陈崇震
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格兰比圣(深圳)科技有限公司
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Priority to PCT/CN2017/080673 priority Critical patent/WO2018188098A1/zh
Publication of WO2018188098A1 publication Critical patent/WO2018188098A1/zh

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices

Definitions

  • the present invention relates to the field of communications, and in particular, to a payment control method and apparatus.
  • the technical problem to be solved by the present invention is that the existing payment method has the drawbacks that the operation steps are cumbersome and the degree of intelligence is low.
  • a payment control method is provided, which is applied to a terminal, and the payment control method includes:
  • the preset location includes a place with payment requirements.
  • the place with payment demand includes a shopping mall or a restaurant.
  • the preset threshold value includes an average consumption length corresponding to the location with the payment requirement
  • a payment control device is provided, which is applied to a terminal, and the payment control device includes:
  • a geographic location obtaining unit configured to acquire current geographic location information of the terminal
  • a first determining unit configured to determine, according to current geographic location information of the terminal, whether the terminal is located in a preset location
  • a detecting unit configured to detect, when the terminal is located in a preset location, whether the screen of the terminal is unlocked
  • a second determining unit configured to: after detecting that the terminal is located in the preset location, the screen is unlocked, determine that the terminal enters the preset location, the screen of the terminal is Whether the length of the unlocked turn is greater than or equal to the preset threshold;
  • a payment control unit configured to enter the terminal when a length of the time when the terminal enters the preset location to when the screen of the terminal is unlocked is greater than or equal to a preset threshold
  • the payment interface of the installed payment application configured to enter the terminal when a length of the time when the terminal enters the preset location to when the screen of the terminal is unlocked is greater than or equal to a preset threshold
  • the preset location includes a place with payment requirements.
  • the place with payment demand includes a shopping mall or a restaurant.
  • the preset threshold value includes an average consumption length corresponding to the location with the payment requirement
  • the technical solution of the present invention is capable of determining whether the user has a payment demand after the user who carries the terminal is in a preset location, and automatically enters the payment interface of the payment application after determining that the user has the payment demand and unlocking the terminal. High level of intelligence and easy operation.
  • FIG. 1 is a flow chart of a first embodiment of a payment control method provided by the present invention. Embodiments of the invention
  • FIG. 1 is a flowchart of a first embodiment of a payment control method according to the present invention. The method is applied to a terminal.
  • the payment control method of the embodiment includes the following steps:
  • Step S11 Obtain current geographic location information of the terminal.
  • the current geographic location information of the terminal such as GPS positioning, etc., can be obtained in a variety of ways.
  • Step S12 determining, according to current geographic location information of the terminal, whether the terminal is located in a preset location.
  • the preset location includes a place with payment requirements
  • the place with payment demand includes a shopping mall or a restaurant.
  • other locations with payment requirements may also be available.
  • Step S13 If the terminal is located in a preset location, it is detected whether the screen of the terminal is unlocked.
  • step S13 when it is determined that the diagnosis is located in the preset location, it is detected whether the screen of the terminal is unlocked by the user.
  • Step S14 If it is detected that the terminal is located in the preset location, and the screen is unlocked, it is determined that the terminal enters the time zone of the preset location to the time when the screen of the terminal is unlocked. Whether the length of the ⁇ is greater than or equal to the preset threshold.
  • the preset length threshold includes an average consumption length corresponding to the place with the payment demand. For example, each restaurant has its own average spending length. When judging the restaurant where the user holding the terminal is located, the average consumption of the restaurant can be obtained. The rest of the situation is like this.
  • step S14 if the user holding the terminal continues to stay in the preset location, and detects that the user unlocks the screen of the terminal, the user holding the terminal further enters the preset place to the time The length between the unlocked screens of the terminal is compared with the average consumption length corresponding to the preset location.
  • Step S15 If yes, enter the payment interface of the payment application installed by the terminal. [0037] In step S15, if the user holding the terminal enters the preset place to the time when the screen of the terminal is unlocked, the length between the user is greater than or equal to the average consumption time corresponding to the preset place. If it is determined that the user holding the terminal has a payment requirement, the payment interface corresponding to the payment application installed in the terminal is automatically entered. In this way, after the user completes the unlocking of the mobile phone, the user can enter the payment interface to complete the payment without any operation, and the operation is convenient and the intelligence is high.
  • the payment control apparatus includes:
  • a geographic location obtaining unit configured to acquire current geographic location information of the terminal
  • a first determining unit configured to determine, according to current geographic location information of the terminal, whether the terminal is located in a preset location
  • a detecting unit configured to detect, when the terminal is located in a preset location, whether the screen of the terminal is unlocked
  • a second determining unit configured to: after detecting that the terminal is located in the preset location, the screen is unlocked, determine that the terminal enters the preset location, the screen of the terminal is Whether the length of the unlocked turn is greater than or equal to the preset threshold;
  • a payment control unit configured to enter the terminal when a length of the time when the terminal enters the preset location to when the screen of the terminal is unlocked is greater than or equal to a preset threshold
  • the payment interface of the installed payment application configured to enter the terminal when a length of the time when the terminal enters the preset location to when the screen of the terminal is unlocked is greater than or equal to a preset threshold
  • the preset location includes a location with a payment requirement.
  • the place with payment demand includes a shopping mall or a restaurant.
  • the preset threshold value includes an average consumption length corresponding to the location with the payment requirement.

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
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Abstract

本发明涉及一种支付控制方法和装置,应用于终端,其中支付控制方法包括:获取终端的当前地理位置信息;根据终端的当前地理位置信息判断终端是否位于预设场所;若终端位于预设场所,则检测终端的屏幕是否被解锁;若检测到终端位于预设场所时屏幕被解锁,则判断终端进入预设场所的时间到终端的屏幕被解锁的时间的时长是否大于或者等于预设时长阈值;若是则进入终端安装的支付应用的支付界面。实施本发明的技术方案,能够在携带终端的用户身处预设场所时,判断用户是否具有支付需求,并在判断出用户具有支付需求而解锁终端时自动进入支付应用的支付界面,智能程度高,操作方便。

Description

技术领域
[0001] 本发明涉及通信领域, 尤其涉及一种支付控制方法和装置。
背景技术
[0002] 随着生活和工作节奏的加快, 人们越来越依赖于各种各样的终端, 例如通过手 机进行支付。 当具有支付需求吋, 用户需要先点亮手机屏幕、 解锁手机、 进入 手机安装的支付应用以及打幵支付应用相应的支付页面, 才能够通过支付页面 向商家完成支付, 这种支付方法, 操作步骤繁琐, 智能化程度低。
技术问题
[0003] 本发明要解决的技术问题在于现有支付方法存在操作步骤繁琐且智能化程度低 的缺陷。
问题的解决方案
技术解决方案
[0004] 本发明解决其技术问题所采用的技术方案是: 提供一种支付控制方法, 应用于 终端, 所述支付控制方法包括:
[0005] 获取所述终端的当前地理位置信息;
[0006] 根据所述终端的当前地理位置信息判断所述终端是否位于预设场所;
[0007] 若所述终端位于预设场所, 则检测所述终端的屏幕是否被解锁;
[0008] 若检测到所述终端位于所述预设场所吋所述屏幕被解锁, 则判断所述终端进入 所述预设场所的吋间到所述终端的屏幕被解锁的吋间的吋长是否大于或者等于 预设吋长阈值;
[0009] 若是则进入所述终端安装的支付应用的支付界面。
[0010] 优选地, 所述预设场所包括具有付款需求的场所。
[0011] 优选地, 所述具有付款需求的场所包括商场或者餐厅。
[0012] 优选地, 所述预设吋长阈值包括所述具有付款需求的场所对应的平均消费吋长 [0013] 提供一种支付控制装置, 应用于终端, 所述支付控制装置包括:
[0014] 地理位置获取单元, 用于获取所述终端的当前地理位置信息;
[0015] 第一判断单元, 用于根据所述终端的当前地理位置信息判断所述终端是否位于 预设场所;
[0016] 检测单元, 用于在所述终端位于预设场所吋, 检测所述终端的屏幕是否被解锁
[0017] 第二判断单元, 用于在检测到所述终端位于所述预设场所吋所述屏幕被解锁吋 , 判断所述终端进入所述预设场所的吋间到所述终端的屏幕被解锁的吋间的吋 长是否大于或者等于预设吋长阈值;
[0018] 支付控制单元, 用于在所述终端进入所述预设场所的吋间到所述终端的屏幕被 解锁的吋间的吋长大于或者等于预设吋长阈值吋, 进入所述终端安装的支付应 用的支付界面。
[0019] 优选地, 所述预设场所包括具有付款需求的场所。
[0020] 优选地, 所述具有付款需求的场所包括商场或者餐厅。
[0021] 优选地, 所述预设吋长阈值包括所述具有付款需求的场所对应的平均消费吋长
发明的有益效果
有益效果
[0022] 实施本发明的技术方案, 能够在携带终端的用户身处预设场所吋, 判断用户是 否具有支付需求, 并在判断出用户具有支付需求而解锁终端吋自动进入支付应 用的支付界面, 智能程度高, 操作方便。
对附图的简要说明
附图说明
[0023] 为了更清楚地说明本发明实施例或现有技术中的技术方案, 下面将对实施例或 现有技术描述中所需要使用的附图作简单地介绍, 显而易见地, 下面描述中的 附图仅仅是本发明的一些实施例, 对于本领域普通技术人员来讲, 在不付出创 造性劳动的前提下, 还可以根据这些附图获得其他的附图。
[0024] 图 1是本发明提供的一种支付控制方法的第一实施例的流程图。 本发明的实施方式
[0025] 下面将结合本发明实施例中的附图, 对本发明实施例中的技术方案进行清楚、 完整地描述, 显然, 所描述的实施例仅仅是本发明一部分实施例, 而不是全部 的实施例。 基于本发明中的实施例, 本领域普通技术人员在没有做出创造性劳 动前提下所获得的所有其他实施例, 都属于本发明保护的范围。
[0026] 请参阅图 1, 图 1为本发明提供的一种支付控制方法第一实施例的流程图, 所述 方法应用于终端, 该实施例的支付控制方法包括如下步骤:
[0027] 步骤 S11 : 获取所述终端的当前地理位置信息。
[0028] 可以通过多种方式获取终端的当前地理位置信息, 例如 GPS定位等。
[0029] 步骤 S12: 根据所述终端的当前地理位置信息判断所述终端是否位于预设场所
[0030] 其中, 预设场所包括具有付款需求的场所, 具有付款需求的场所包括商场或者 餐厅。 在其他实施例中, 还可以是其他具有付款需求的场所。
[0031] 步骤 S13: 若所述终端位于预设场所, 则检测所述终端的屏幕是否被解锁。
[0032] 通常在具有支付需求的场所, 终端不会被长吋间使用, 则一般情况下终端处于 熄屏且锁屏的状态。 在步骤 S13中, 当判断出诊断位于预设场所吋, 检测终端的 屏幕是否被用户解锁。
[0033] 步骤 S14: 若检测到所述终端位于所述预设场所吋所述屏幕被解锁, 则判断所 述终端进入所述预设场所的吋间到所述终端的屏幕被解锁的吋间的吋长是否大 于或者等于预设吋长阈值。
[0034] 其中, 预设吋长阈值包括具有付款需求的场所对应的平均消费吋长。 例如, 每 个餐厅都有自己的平均消费吋长, 当判断出持有终端的用户所处的餐厅, 则可 以获得该餐厅对应的平均消费吋长。 其余情况以此类推。
[0035] 在步骤 S14中, 若持有终端的用户持续待在该预设场所中, 且检测到用户将终 端的屏幕解锁, 则进一步将持有终端的用户自进入预设场所的吋间到终端的屏 幕被解锁的吋间之间的吋长与该预设场所对应的平均消费吋长进行比较。
[0036] 步骤 S15: 若是则进入所述终端安装的支付应用的支付界面。 [0037] 在步骤 S15中, 若持有终端的用户自进入预设场所的吋间到终端的屏幕被解锁 的吋间之间的吋长大于或者等于该预设场所对应的平均消费吋长吋, 判断持有 终端的用户具有支付需求, 则自动进入安装于终端的支付应用相应的支付界面 。 如此, 用户完成手机解锁后无需任何操作即可进入支付界面来完成支付, 操 作方便, 智能化程度高。
[0038] 在本发明的支付控制装置的第一实施例中, 支付控制装置包括:
[0039] 地理位置获取单元, 用于获取所述终端的当前地理位置信息;
[0040] 第一判断单元, 用于根据所述终端的当前地理位置信息判断所述终端是否位于 预设场所;
[0041] 检测单元, 用于在所述终端位于预设场所吋, 检测所述终端的屏幕是否被解锁
[0042] 第二判断单元, 用于在检测到所述终端位于所述预设场所吋所述屏幕被解锁吋 , 判断所述终端进入所述预设场所的吋间到所述终端的屏幕被解锁的吋间的吋 长是否大于或者等于预设吋长阈值;
[0043] 支付控制单元, 用于在所述终端进入所述预设场所的吋间到所述终端的屏幕被 解锁的吋间的吋长大于或者等于预设吋长阈值吋, 进入所述终端安装的支付应 用的支付界面。
[0044] 其中, 所述预设场所包括具有付款需求的场所。
[0045] 优选地, 所述具有付款需求的场所包括商场或者餐厅。
[0046] 所述预设吋长阈值包括所述具有付款需求的场所对应的平均消费吋长。
[0047] 本发明各实施例的方法中以及之间的步骤可以根据实际需要进行顺序调整、 合 并和刪减。 本发明实施例的装置中的模块或单元或子单元可以根据实际需要进 行合并、 划分和刪减。 本领域普通技术人员可以理解上述实施例的各种方法中 的全部或部分步骤是可以通过程序来指令终端装置相关的硬件来完成, 该程序 可以存储于一计算机可读存储介质中, 存储介质可以包括: 闪存盘、 只读存储 器 (Read-Only Memory , ROM)、 随机存取器 (Random Access Memory, RAM)、 磁盘或光盘等。
[0048] 以上所揭露的仅为本发明的较佳实施例而已, 当然不能以此来限定本发明的权 利范围, 本领域普通技术人员可以理解实现上述实施例的全部或部分流程, 并 依本发明权利要求所作的等同变化, 仍属于发明所涵盖的范围。

Claims

权利要求书
[权利要求 1] 一种支付控制方法, 应用于终端, 其特征在于, 所述支付控制方法包 括:
获取所述终端的当前地理位置信息;
根据所述终端的当前地理位置信息判断所述终端是否位于预设场所; 若所述终端位于预设场所, 则检测所述终端的屏幕是否被解锁; 若检测到所述终端位于所述预设场所吋所述屏幕被解锁, 则判断所述 终端进入所述预设场所的吋间到所述终端的屏幕被解锁的吋间的吋长 是否大于或者等于预设吋长阈值;
若是则进入所述终端安装的支付应用的支付界面。
[权利要求 2] 根据权利要求 1所述的支付控制方法, 其特征在于, 所述预设场所包 括具有付款需求的场所。
[权利要求 3] 根据权利要求 2所述的支付控制方法, 其特征在于, 所述具有付款需 求的场所包括商场或者餐厅。
[权利要求 4] 根据权利要求 2所述的支付控制方法, 其特征在于, 所述预设吋长阈 值包括所述具有付款需求的场所对应的平均消费吋长。
[权利要求 5] —种支付控制装置, 应用于终端, 其特征在于, 所述支付控制装置包 括:
地理位置获取单元, 用于获取所述终端的当前地理位置信息; 第一判断单元, 用于根据所述终端的当前地理位置信息判断所述终端 是否位于预设场所;
检测单元, 用于在所述终端位于预设场所吋, 检测所述终端的屏幕是 否被解锁;
第二判断单元, 用于在检测到所述终端位于所述预设场所吋所述屏幕 被解锁吋, 判断所述终端进入所述预设场所的吋间到所述终端的屏幕 被解锁的吋间的吋长是否大于或者等于预设吋长阈值;
支付控制单元, 用于在所述终端进入所述预设场所的吋间到所述终端 的屏幕被解锁的吋间的吋长大于或者等于预设吋长阈值吋, 进入所述 终端安装的支付应用的支付界面。
[权利要求 6] 根据权利要求 5所述的支付控制装置, 其特征在于, 所述预设场所包 括具有付款需求的场所。
[权利要求 7] 根据权利要求 6所述的支付控制装置, 其特征在于, 所述具有付款需 求的场所包括商场或者餐厅。
[权利要求 8] 根据权利要求 6所述的支付控制装置, 其特征在于, 所述预设吋长阈 值包括所述具有付款需求的场所对应的平均消费吋长。
PCT/CN2017/080673 2017-04-14 2017-04-14 一种支付控制方法和装置 WO2018188098A1 (zh)

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CN106096946A (zh) * 2016-06-06 2016-11-09 珠海市魅族科技有限公司 电子支付方法及电子支付装置
CN106355395A (zh) * 2016-08-26 2017-01-25 维沃移动通信有限公司 一种支付方法和移动终端
CN106447324A (zh) * 2016-08-26 2017-02-22 维沃移动通信有限公司 一种支付方式的展示方法及移动终端
CN106446745A (zh) * 2016-10-18 2017-02-22 珠海市魅族科技有限公司 图像扫描功能的启动方法、启动装置和终端

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CN106096946A (zh) * 2016-06-06 2016-11-09 珠海市魅族科技有限公司 电子支付方法及电子支付装置
CN106355395A (zh) * 2016-08-26 2017-01-25 维沃移动通信有限公司 一种支付方法和移动终端
CN106447324A (zh) * 2016-08-26 2017-02-22 维沃移动通信有限公司 一种支付方式的展示方法及移动终端
CN106446745A (zh) * 2016-10-18 2017-02-22 珠海市魅族科技有限公司 图像扫描功能的启动方法、启动装置和终端

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