WO2018176966A1 - Method and apparatus for processing financial data based on blockchain, and electronic device - Google Patents

Method and apparatus for processing financial data based on blockchain, and electronic device Download PDF

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WO2018176966A1
WO2018176966A1 PCT/CN2017/120385 CN2017120385W WO2018176966A1 WO 2018176966 A1 WO2018176966 A1 WO 2018176966A1 CN 2017120385 W CN2017120385 W CN 2017120385W WO 2018176966 A1 WO2018176966 A1 WO 2018176966A1
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data
financial
block
financial data
asset
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PCT/CN2017/120385
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French (fr)
Chinese (zh)
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郝延山
谢锦生
龙旻明
张晴
杜衡
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北京京东金融科技控股有限公司
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Publication of WO2018176966A1 publication Critical patent/WO2018176966A1/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/23Updating
    • G06F16/2365Ensuring data consistency and integrity
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/23Updating
    • G06F16/2358Change logging, detection, and notification
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/24Querying
    • G06F16/245Query processing
    • G06F16/2458Special types of queries, e.g. statistical queries, fuzzy queries or distributed queries
    • G06F16/2471Distributed queries
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Definitions

  • the present invention relates to the field of financial data information processing, and in particular to a method and apparatus for processing financial data based on a blockchain, and an electronic device and a computer readable medium.
  • Asset-backed securities refers to financial activities in which securities are issued on the basis of standardized product design for credit enhancement, supported by stable cash flows generated by the underlying assets in the future. Since the asset securitization business has been in the market since 2014, the market has grown rapidly and has reached a stock scale of nearly 2 trillion. The asset-based securitization business can fully optimize the financial institution's asset structure, reduce the financial market system risk, release the financial institution's loan scale, increase its capital adequacy ratio, and bring great benefits in improving the financial institution's profit model and accelerating its business transformation. s help.
  • Blockchain technology is a new type of decentralization protocol that can securely store transaction data, unforgeable and falsified information, and automate smart contracts without any centralization agency review. It combines all market participants to maintain a set of transaction book data, grasp and verify the contents of the books in real time, jointly maintain the authenticity and integrity of the books, improve the transparency and accountability of the asset securitization system, and effectively avoid financial fraud. phenomenon. This "decentralized” and “de-trust” mechanism, in a far-reaching sense, reduces the cost of credit in the global trading chain.
  • the structure of financial data cannot be unified and stable, and has complex and varied business characteristics.
  • the business logic that can be carried by the blockchain needs to be relatively stable. Otherwise, it is difficult to ensure that the technical characteristics of the blockchain technology itself can be exerted.
  • all the business data and the blockchain itself are exchanged by executing the relevant code logic built in the node; in the case of coping with the financial asset data, there is no relevant special treatment; Financial asset information data fields are complex, and operate according to the respective business needs in combination with the blockchain; once the business needs change, it is easy to generate pre-deployed chain code changes; and the blockchain chain code does not currently have the technical conditions for frequent changes. Because this will make the data format on the chain lose continuity, which will make the data difficult to trace, and eventually lose the relevant advantages of the blockchain certificate data.
  • the present invention provides a method and apparatus for processing financial data based on a blockchain, and an electronic device and a computer readable medium, which can alleviate the conflict between the financial data change and the block chain execution operation.
  • a method for processing financial data based on a blockchain comprising: receiving and verifying financial data; performing hash processing on the verified financial data to generate a financial data ID; The financial data generates financial status data; the financial data, the financial status data, and the financial data ID are encapsulated to generate block data and block height.
  • the method further includes: returning the financial data ID, the block data, and the block height to the sender.
  • the method further includes: performing block code deployment on the block data.
  • performing block code deployment on the block data includes: performing block code deployment of the block data in the link chain.
  • the method further includes: acquiring a change request, where the change request includes: the financial data ID and the second data; verifying the financial data ID; and after the financial data ID passes the verification, passing the financial data ID Obtaining block data; and performing a change operation on the block data by the second data, and changing the block height corresponding to the block data.
  • the method further includes: acquiring asset key data and asset state data through the financial data; determining whether the asset key data and the asset state data have a binding relationship; and if the asset key data and the asset state data If there is a binding relationship, the asset key data and asset status data are updated.
  • the method further includes: determining whether the asset key data and the asset state data satisfy a predetermined relationship; and returning the error prompt information if the asset key data and the asset state data do not satisfy the predetermined relationship.
  • the method further includes: returning the changed block data and the changed block height to the sender.
  • the method further includes: performing chain code deployment on the changed block data.
  • the method further includes: acquiring a query request including: a financial data ID, a block height; acquiring financial data by a financial data ID and a block height; and returning the financial data to the requesting party .
  • obtaining financial data by the financial data ID and the block height includes: determining whether the block height is empty; and if the block height is empty, acquiring the maximum block height corresponding to Financial data.
  • an apparatus for processing financial data based on a blockchain comprising: a receiving module for receiving and verifying financial data; and a hashing module for verifying the financial
  • the data is hashed to generate a financial data ID; the data module is configured to generate financial state data according to the financial data; and a packaging module is configured to encapsulate the financial data, the financial state data, and the financial data ID to generate the block data and the block height.
  • the method further includes: a requesting module, configured to acquire a change request, where the change request includes: a financial data ID and a second data; a verification module, configured to verify the financial data ID; and a query module And configured to acquire the block data by using the financial data ID after the financial data ID passes the verification; and the change module, configured to perform the change operation on the block data by using the second data, and change the block height corresponding to the block data.
  • a requesting module configured to acquire a change request, where the change request includes: a financial data ID and a second data
  • a verification module configured to verify the financial data ID
  • a query module And configured to acquire the block data by using the financial data ID after the financial data ID passes the verification
  • the change module configured to perform the change operation on the block data by using the second data, and change the block height corresponding to the block data.
  • a processor comprising: a processor; a memory storing instructions for the processor to control operations as above.
  • a computer readable medium having stored thereon a computer program, the program being executed by a processor to implement the method of the first aspect of the above embodiments.
  • the blockchain-based method, apparatus, and electronic device for processing financial data according to the present invention can alleviate conflicts between financial data variability and blockchain execution operations.
  • FIG. 1 is a flowchart of a method for processing financial data based on a blockchain, according to an exemplary embodiment.
  • FIG. 2 is a flow chart of a method for processing financial data based on a blockchain, according to another exemplary embodiment.
  • FIG. 3 is a block diagram of an apparatus for processing financial data based on a blockchain, according to an exemplary embodiment.
  • FIG. 4 is a block diagram of an apparatus for processing financial data based on a blockchain, according to another exemplary embodiment.
  • FIG. 5 is a schematic diagram of a system for processing financial data based on a blockchain, according to another exemplary embodiment.
  • FIG. 6 is a block diagram of an electronic device, according to another exemplary embodiment.
  • FIG. 1 is a flowchart of a method for processing financial data based on a blockchain, according to an exemplary embodiment.
  • Financial data For example, personal credit data is the lending company's corporate assets for lending companies; its data includes loan data sheets, repayment plans, overdue statistics, and lender information. Verify the financial data. Data verification is a check value calculated for the original data by a specified algorithm to ensure the integrity of the data. The receiver uses the same algorithm to calculate the check value once. If the check value is the same as the data provided, the data is complete.
  • the verified financial data is hashed to generate a financial data ID.
  • Hash processing is the input of any length (also called pre-map), which is transformed into a fixed-length output by a hashing algorithm.
  • the output is a hash value.
  • This conversion is a compression map, that is, the space of the hash value is usually much smaller than the input space, and different inputs may be hashed to the same output, so it is impossible to uniquely determine the input value from the hash value.
  • it is a function that compresses messages of any length into a fixed-length message digest. All hash functions have one of the following basic characteristics: If the two hash values are not the same (according to the same function), the original input of the two hash values is also different. This property is a deterministic result of the hash function.
  • the financial asset data generates an ID value corresponding to the word financial data.
  • financial status data is generated based on the financial data.
  • the asset status data is generated based on the financial data.
  • the financial status data includes several data fields of the asset key data.
  • the financial data, the financial status data, and the financial data ID are encapsulated to generate block data and block height.
  • the financial asset data and the related information mentioned above may be packaged into transactions to generate block data. It is also possible, for example, to call the chain code for the winding operation and to record the height of the generated block.
  • the block height refers to the number of blocks between a block and the first block. The initial block height may be, for example, 0, and the subsequently generated block heights are sequentially incremented.
  • the conflict between the financial data change and the block chain execution operation can be alleviated by the financial data check processing and the unified encapsulation processing.
  • the method further includes: returning the financial data ID, the block data, and the block height to a sender.
  • the method further includes: performing the chain code deployment on the block data.
  • the performing the chain code deployment on the block data comprises: performing the block data deployment of the block data in a federation chain.
  • the blockchain is essentially a collective term for several technical solutions, including peer-to-peer peer-to-peer network transport protocols, cryptographic encryption algorithms, distributed consensus mechanisms, and Nash equilibrium game design. Based on the combination of these technologies, a reliable database of decentralization and trust can be realized, and an algorithmic proof mechanism is used to ensure traceable traceability of information recorded on the chain, which cannot be forged and cannot be tampered with.
  • the alliance blockchain refers to the blockchain whose consensus process is controlled by pre-selected nodes; for example, imagine a community of 15 financial institutions, each of which runs a node, and in order to make each block effective Obtained confirmation from 10 of them (2/3 confirmation).
  • the blockchain may allow everyone to read, or be restricted to participants, or take a hybrid route, such as the root hash of the block and its API (application programming interface), the API allows the outside world to be used Make a limited number of queries and get information about the status of the blockchain.
  • API application programming interface
  • These blockchains can be thought of as "partial decentralization.”
  • the alliance chain adopts a multi-center approach, and the participant nodes are also set in advance and confirmed by a consensus mechanism. In the alliance chain, different from the public chain, you can set and control permissions, and have higher applicability and scalability.
  • multiple verification points are deployed, for example, four verification nodes, an asset side, a fund side, and a money channel side each have a private key, and each verification node
  • a distributed set of ledger databases is deployed locally (or in the cloud).
  • Each transaction in the blockchain management system requires all nodes to reach a consensus before they can be chained.
  • the blockchain-based method for processing financial data by deploying the financial data in the chain code of the alliance chain, the cost and time of reading and writing in different places can be greatly reduced, and a simpler and more efficient consensus service can be provided. At the same time, inherit the advantages of decentralization and reduce the pressure of monopoly.
  • FIG. 2 is a flow chart of a method for processing financial data based on a blockchain, according to another exemplary embodiment.
  • a change request is acquired, and the change request includes a financial data ID and second data.
  • the financial data ID and the second data that need to be changed are acquired, and the second data may be, for example, data to be changed.
  • the financial data ID is verified. Verify the accuracy of the financial data ID.
  • the block data is acquired by the financial data ID.
  • the block data corresponding to the financial data ID is obtained by the financial data ID, and the block data is the block data already stored in the system as described above.
  • the block data includes related financial asset data, financial status data and other related data corresponding to the financial data ID.
  • the block data is changed by the second data, and the block height corresponding to the block data is changed.
  • the corresponding block height information is changed.
  • the block height refers to the number of blocks between a block and the original first block.
  • the initial block height may be, for example, 0, and the subsequently generated block heights are sequentially incremented.
  • the height of the block after the change is increased by one or the value of the original block, and the present invention is not limited thereto.
  • the method further includes: acquiring asset key data and asset state data through the financial data; determining whether the asset key data and the asset state data have a binding relationship; and if the asset key data If there is a binding relationship with the asset status data, the asset key data and asset status data are updated.
  • the method further includes: determining whether the asset key data and the asset state data satisfy a predetermined relationship; and returning an error prompt if the asset key data and asset state data do not satisfy a predetermined relationship information. Submitting the financial asset data corresponding to the asset ID; and updating the state corresponding to the financial asset data and the asset key data as needed; the asset key data and the asset state may be, for example, strongly bound or not; if there is a strong binding relationship And the state after the change does not satisfy the relationship, and an error response message is returned.
  • the method further includes: returning the changed block data and the changed block height to the sender.
  • the method further includes: performing the chain code deployment on the changed block data.
  • the method further includes: acquiring a query request, where the query request includes: a financial data ID, a block height; acquiring the financial data by using the financial data ID and the block height And returning the financial data to the requesting party.
  • the obtaining the financial data by the financial data ID and the block height comprises: determining whether the block height is empty; and if the block If the height is empty, the financial data corresponding to the maximum block height is obtained. The data is queried according to the financial asset ID and the block height. If the block height is not specified, the largest (latest) block information corresponding to the financial asset data ID is returned.
  • FIG. 3 is a block diagram of an apparatus for processing financial data based on a blockchain, according to an exemplary embodiment.
  • the receiving module 302 is configured to receive and verify financial data.
  • the hash module 304 is configured to perform hash processing on the verified financial data to generate a financial data ID.
  • the data module 306 is configured to generate financial status data based on the financial data.
  • the encapsulation module 308 is configured to encapsulate the financial data, the financial status data, and the financial data ID to generate block data and block height.
  • the conflict between the financial data change and the block chain execution operation can be alleviated by the financial data check processing and the unified encapsulation processing.
  • FIG. 4 is a block diagram of an apparatus for processing financial data based on a blockchain, according to another exemplary embodiment.
  • the requesting module 402 is configured to acquire a change request, where the change request includes: a financial data ID and a second data.
  • the verification module 404 is configured to verify the financial data ID.
  • the query module 406 is configured to acquire the block data by using the financial data ID after the financial data ID passes the verification.
  • the change module 408 is configured to perform a change operation on the block data by using the second data, and change a block height corresponding to the block data.
  • FIG. 5 is a schematic diagram of a system for processing financial data based on a blockchain, according to another exemplary embodiment.
  • the above device may be, for example, a unified interface device in a financial system. After the financial asset information is processed by the unified interface device, it enters the system and is processed by a subsequent process.
  • the unified interface device can realize the following functions: publishing asset data: mainly used for the financial asset issuer to first release the financial asset and exchange the asset ID information with the device; the asset ID is generated according to the asset related information, and the hash operation is performed; The financial asset data information is then edited into the asset data field, and the asset ID, asset status, and asset data of the asset are added. After that, the financial asset data is packaged into a transaction, the chain code is called for the chain operation, and the generated area is recorded. The height of the block is returned to the financial asset issuer;
  • Change asset data mainly used to change the financial asset related data information after the financial assets are released; at this time, the financial asset issuer needs to send the financial asset data with the asset ID to the device; after the device verifies the asset ID, the financial asset data is changed and generated. New asset status; then package the financial asset data into a transaction, call the chain code to perform the uplink operation, and record the height of the generated block to return to the financial asset issuer;
  • Querying asset data mainly used by financial asset issuers to retrieve asset information that has been released to the blockchain; the retrieval process is to provide the financial asset ID of the required query to the device, and the block height corresponding to the financial asset, ie It can return the related asset data of the corresponding asset ID in the transaction under the block corresponding to the block height; if the corresponding block height is ignored when querying the asset data, the latest financial asset will be returned.
  • the device for processing financial data based on the blockchain according to the present invention can be compatible with the diversity of financial asset data in the front end, ensure the stability of the chain code in the back end, and refine and process the financial asset data to generate uniform stability.
  • Blockchain interactive interface
  • FIG. 6 is a block diagram of an electronic device, according to another exemplary embodiment.
  • the electronic device 60 can include a processor 610, a memory 620, a transmitter 630, and a receiver 640.
  • Memory 620 can store instructions for processor 710 to control operational processing.
  • Memory 620 can include volatile or non-volatile memory such as static random access memory (SRAM), electrically erasable programmable read only memory (EEPROM), erasable programmable read only memory (EPROM), Programming read only memory (PROM), read only memory (ROM), etc., the invention is not limited thereto.
  • SRAM static random access memory
  • EEPROM electrically erasable programmable read only memory
  • EPROM erasable programmable read only memory
  • PROM Programming read only memory
  • ROM read only memory
  • Processor 610 can invoke instructions stored in memory 620 to control related operations.
  • the memory 620 stores instructions for the processor 610 to: receive and verify financial data; hash the verified financial data to generate a financial data ID; generate, according to the financial data Financial status data; the financial data, the financial status data, and the financial data ID are packaged to generate block data and block height. It is easy to understand that the memory 620 can also store instructions for the processor 610 to control other operations in accordance with embodiments of the present invention, and details are not described herein.
  • the present application further provides a computer readable medium, which may be included in an electronic device described in the above embodiments, or may be separately present without being assembled into the electronic device.
  • the computer readable medium carries one or more programs that, when executed by one of the electronic devices, cause the electronic device to implement the method of FIGS. 1 and 2 in the above embodiments.
  • modules may be distributed in the device according to the description of the embodiments, or may be correspondingly changed in one or more devices different from the embodiment.
  • the modules of the above embodiments may be combined into one module, or may be further split into multiple sub-modules.
  • the exemplary embodiments described herein may be implemented by software, or may be implemented by software in combination with necessary hardware. Therefore, the technical solution according to the embodiment of the present invention may be embodied in the form of a software product, which may be stored in a non-volatile storage medium (which may be a CD-ROM, a USB flash drive, a mobile hard disk, etc.) or on a network.
  • a non-volatile storage medium which may be a CD-ROM, a USB flash drive, a mobile hard disk, etc.
  • a number of instructions are included to cause a computing device (which may be a personal computer, server, mobile terminal, or network device, etc.) to perform a method in accordance with an embodiment of the present invention.
  • the blockchain-based method for processing financial data of the present invention can alleviate the conflict between the financial data change and the block chain execution operation through the financial data check processing and the unified encapsulation processing.
  • the method for processing financial data based on the blockchain of the present invention can greatly reduce the cost and time of reading and writing in different places by deploying the financial data in the chain code of the alliance chain, thereby providing simpler and more efficient.
  • Higher consensus services while inheriting the advantages of decentralization, reducing the pressure of monopoly.
  • the apparatus for processing financial data based on the blockchain of the present invention can be compatible with the diversity of financial asset data, the back end ensures the stability of the deployed chain code, and the processing and preprocessing of the financial asset data is performed.
  • a unified and stable blockchain interaction interface is generated.

Abstract

Disclosed are a method and apparatus for processing financial data based on a blockchain, and an electronic device. The method comprises: receiving and verifying financial data; carrying out Hash processing on the verified financial data to generate financial data ID; generating financial status data according to the financial data; and encapsulating the financial data, the financial status data and the financial data ID to generate block data and block height. By means of the method and apparatus for processing financial data based on the blockchain and the electronic device, the conflict between financial data variability and blockchain execution singleness can be resolved.

Description

基于区块链的处理金融数据的方法、装置及电子设备Method, device and electronic device for processing financial data based on blockchain
本公开要求申请日为2017年03月31日、申请号为CN201710207746.3、发明创造名称为《基于区块链的处理金融数据的方法、装置及电子设备》的发明专利申请的优先权。The present disclosure claims the priority of the invention patent application whose application date is March 31, 2017, the application number is CN201710207746.3, and the invention is entitled "Method, device and electronic device for processing financial data based on blockchain".
技术领域Technical field
本发明涉及金融数据信息处理领域,具体而言,涉及一种基于区块链的处理金融数据的方法、装置及电子设备、计算机可读介质。The present invention relates to the field of financial data information processing, and in particular to a method and apparatus for processing financial data based on a blockchain, and an electronic device and a computer readable medium.
背景技术Background technique
资产支持证券(ABS)是指以基础资产未来可产生的稳定现金流为支撑,通过标准化产品设计进行信用增级,在此基础上发行证券的金融活动。资产证券化业务自从2014年从审核制改备案制以后,市场快速增长,目前已达到近2万亿的存量规模。资产按证券化业务可以充分优化金融机构资产结构,降低金融市场系统风险,释放金融机构的贷款规模,提高其资本充足率,并在改善金融机构的盈利模式和加速其业务转型方面带来很大的帮助。Asset-backed securities (ABS) refers to financial activities in which securities are issued on the basis of standardized product design for credit enhancement, supported by stable cash flows generated by the underlying assets in the future. Since the asset securitization business has been in the market since 2014, the market has grown rapidly and has reached a stock scale of nearly 2 trillion. The asset-based securitization business can fully optimize the financial institution's asset structure, reduce the financial market system risk, release the financial institution's loan scale, increase its capital adequacy ratio, and bring great benefits in improving the financial institution's profit model and accelerating its business transformation. s help.
区块链技术是一种新型的去中心化协议,能安全的存储交易数据,信息不可伪造和篡改,可自动执行智能合约,无需任何中心化机构的审核。它联合所有市场参与者维护一套交易账本数据,实时掌握并验证账本内容,共同维护账本的真实性和完整性,提高了资产证券化系统的透明度和可追责性,并有效规避金融欺诈等现象。而这种“去中心化”、“去信任”的机制从更深远地意义来说,降低了全球交易链条里的信用成本。Blockchain technology is a new type of decentralization protocol that can securely store transaction data, unforgeable and falsified information, and automate smart contracts without any centralization agency review. It combines all market participants to maintain a set of transaction book data, grasp and verify the contents of the books in real time, jointly maintain the authenticity and integrity of the books, improve the transparency and accountability of the asset securitization system, and effectively avoid financial fraud. phenomenon. This "decentralized" and "de-trust" mechanism, in a far-reaching sense, reduces the cost of credit in the global trading chain.
然而金融数据的结构无法统一稳定,具有复杂多变的业务特性;而区块链所能承载的业务逻辑则需要相对稳定,否则很难保证区块链技术本身技术特性得以发挥。目前在区块链的联盟链中,均为通过执行内置于节点中的相关代码逻辑来完成各类业务数据与区块链本身的交互;在应对金融资产数据方便,尚无相关特别处理措施;金融资产信息数据字段繁杂,根据各自业务需求结合区块链进行操作;一旦业务需求变更,极易产生预部署的链码变更;而区块链的链码目前尚不具备频繁变更的技术条件,因为这样会使得链上数据格式失去延续性,进而导致数据难以溯源,最终失去了区块链存证数据的相关优势。However, the structure of financial data cannot be unified and stable, and has complex and varied business characteristics. The business logic that can be carried by the blockchain needs to be relatively stable. Otherwise, it is difficult to ensure that the technical characteristics of the blockchain technology itself can be exerted. At present, in the chain of the blockchain, all the business data and the blockchain itself are exchanged by executing the relevant code logic built in the node; in the case of coping with the financial asset data, there is no relevant special treatment; Financial asset information data fields are complex, and operate according to the respective business needs in combination with the blockchain; once the business needs change, it is easy to generate pre-deployed chain code changes; and the blockchain chain code does not currently have the technical conditions for frequent changes. Because this will make the data format on the chain lose continuity, which will make the data difficult to trace, and eventually lose the relevant advantages of the blockchain certificate data.
因此,需要一种新的基于区块链的处理金融数据的方法、装置及电子设备。Therefore, there is a need for a new method, apparatus and electronic device for processing financial data based on blockchain.
在所述背景技术部分公开的上述信息仅用于加强对本发明的背景的理解,因此它可以包括不构成对本领域普通技术人员已知的现有技术的信息。The above information disclosed in the Background section is only for enhancement of understanding of the background of the invention, and thus it may include information that does not constitute the prior art known to those of ordinary skill in the art.
发明内容Summary of the invention
有鉴于此,本发明提供一种基于区块链的处理金融数据的方法、装置及电子设备、计算机可读介质,能够缓解金融数据多变与区块链执行操作单一之间的冲突。In view of this, the present invention provides a method and apparatus for processing financial data based on a blockchain, and an electronic device and a computer readable medium, which can alleviate the conflict between the financial data change and the block chain execution operation.
本发明的其他特性和优点将通过下面的详细描述变得显然,或部分地通过本发明的实 践而习得。Other features and advantages of the invention will be apparent from the description and appended claims.
根据本发明的第一方面,提出一种基于区块链的处理金融数据的方法,该方法包括:接收并校验金融数据;对校验后的金融数据进行哈希处理生成金融数据ID;根据金融数据生成金融状态数据;将金融数据、金融状态数据以及金融数据ID进行封装以生成区块数据和区块高度。According to a first aspect of the present invention, a method for processing financial data based on a blockchain is provided, the method comprising: receiving and verifying financial data; performing hash processing on the verified financial data to generate a financial data ID; The financial data generates financial status data; the financial data, the financial status data, and the financial data ID are encapsulated to generate block data and block height.
在本公开的一种示例性实施例中,还包括:将金融数据ID、区块数据以及区块高度返回发送方。In an exemplary embodiment of the present disclosure, the method further includes: returning the financial data ID, the block data, and the block height to the sender.
在本公开的一种示例性实施例中,还包括:将区块数据进行链码部署。In an exemplary embodiment of the present disclosure, the method further includes: performing block code deployment on the block data.
在本公开的一种示例性实施例中,将区块数据进行链码部署,包括:将区块数据进行联盟链的链码部署。In an exemplary embodiment of the present disclosure, performing block code deployment on the block data includes: performing block code deployment of the block data in the link chain.
在本公开的一种示例性实施例中,还包括:获取变更请求,变更请求包括:金融数据ID以及第二数据;校验金融数据ID;在金融数据ID通过校验后,通过金融数据ID获取区块数据;以及通过第二数据对区块数据进行变更操作,并变更区块数据对应的区块高度。In an exemplary embodiment of the present disclosure, the method further includes: acquiring a change request, where the change request includes: the financial data ID and the second data; verifying the financial data ID; and after the financial data ID passes the verification, passing the financial data ID Obtaining block data; and performing a change operation on the block data by the second data, and changing the block height corresponding to the block data.
在本公开的一种示例性实施例中,还包括:通过金融数据获取资产关键数据与资产状态数据;判断资产关键数据与资产状态数据是否存在绑定关系;以及如果资产关键数据与资产状态数据存在绑定关系,则更新资产关键数据与资产状态数据。In an exemplary embodiment of the present disclosure, the method further includes: acquiring asset key data and asset state data through the financial data; determining whether the asset key data and the asset state data have a binding relationship; and if the asset key data and the asset state data If there is a binding relationship, the asset key data and asset status data are updated.
在本公开的一种示例性实施例中,还包括:判断资产关键数据与资产状态数据是否满足预定关系;以及如果资产关键数据与资产状态数据不满足预定关系,则返回错误提示信息。In an exemplary embodiment of the present disclosure, the method further includes: determining whether the asset key data and the asset state data satisfy a predetermined relationship; and returning the error prompt information if the asset key data and the asset state data do not satisfy the predetermined relationship.
在本公开的一种示例性实施例中,还包括:将变更后的区块数据以及变更后的区块高度返回发送方。In an exemplary embodiment of the present disclosure, the method further includes: returning the changed block data and the changed block height to the sender.
在本公开的一种示例性实施例中,还包括:将变更后的区块数据进行链码部署。In an exemplary embodiment of the present disclosure, the method further includes: performing chain code deployment on the changed block data.
在本公开的一种示例性实施例中,还包括:获取查询请求,查询请求包括:金融数据ID、区块高度;通过金融数据ID以及区块高度获取金融数据;以及将金融数据返回请求方。In an exemplary embodiment of the present disclosure, the method further includes: acquiring a query request including: a financial data ID, a block height; acquiring financial data by a financial data ID and a block height; and returning the financial data to the requesting party .
在本公开的一种示例性实施例中,通过金融数据ID以及区块高度获取金融数据,包括:判断区块高度是否为空;以及如果区块高度为空,则获取最大区块高度对应的金融数据。In an exemplary embodiment of the present disclosure, obtaining financial data by the financial data ID and the block height includes: determining whether the block height is empty; and if the block height is empty, acquiring the maximum block height corresponding to Financial data.
根据本发明的第二方面,提出一种基于区块链的处理金融数据的装置,该装置包括:接收模块,用于接收并校验金融数据;哈希模块,用于对校验后的金融数据进行哈希处理生成金融数据ID;数据模块,用于根据金融数据生成金融状态数据;以及封装模块,用于将金融数据、金融状态数据以及金融数据ID进行封装以生成区块数据和区块高度。According to a second aspect of the present invention, an apparatus for processing financial data based on a blockchain is provided, the apparatus comprising: a receiving module for receiving and verifying financial data; and a hashing module for verifying the financial The data is hashed to generate a financial data ID; the data module is configured to generate financial state data according to the financial data; and a packaging module is configured to encapsulate the financial data, the financial state data, and the financial data ID to generate the block data and the block height.
在本公开的一种示例性实施例中,还包括:请求模块,用于获取变更请求,变更请求包括:金融数据ID以及第二数据;校验模块,用于校验金融数据ID;查询模块,用于在金融数据ID通过校验后,通过金融数据ID获取区块数据;以及变更模块,用于通过第 二数据对区块数据进行变更操作,并变更区块数据对应的区块高度。In an exemplary embodiment of the present disclosure, the method further includes: a requesting module, configured to acquire a change request, where the change request includes: a financial data ID and a second data; a verification module, configured to verify the financial data ID; and a query module And configured to acquire the block data by using the financial data ID after the financial data ID passes the verification; and the change module, configured to perform the change operation on the block data by using the second data, and change the block height corresponding to the block data.
根据本发明的第三方面,包括:处理器;存储器,存储用于处理器控制如上文的操作的指令。According to a third aspect of the invention, comprising: a processor; a memory storing instructions for the processor to control operations as above.
根据本公开的第四个方面,提供了一种计算机可读介质,其上存储有计算机程序,所述程序被处理器执行时实现如上述实施例中第一个方面所述方法。According to a fourth aspect of the present disclosure, there is provided a computer readable medium having stored thereon a computer program, the program being executed by a processor to implement the method of the first aspect of the above embodiments.
根据本发明的基于区块链的处理金融数据的方法、装置及电子设备能够缓解金融数据多变与区块链执行操作单一之间的冲突。The blockchain-based method, apparatus, and electronic device for processing financial data according to the present invention can alleviate conflicts between financial data variability and blockchain execution operations.
应当理解的是,以上的一般描述和后文的细节描述仅是示例性的,并不能限制本发明。The above general description and the following detailed description are merely exemplary and are not intended to limit the invention.
附图说明DRAWINGS
通过参照附图详细描述其示例实施例,本发明的上述和其它目标、特征及优点将变得更加显而易见。下面描述的附图仅仅是本发明的一些实施例,对于本领域的普通技术人员来讲,在不付出创造性劳动的前提下,还可以根据这些附图获得其他的附图。The above and other objects, features and advantages of the present invention will become more apparent from the embodiments of the invention. The drawings described below are only some of the embodiments of the present invention, and other drawings may be obtained from those skilled in the art without departing from the drawings.
图1是根据一示例性实施例示出的一种基于区块链的处理金融数据的方法的流程图。FIG. 1 is a flowchart of a method for processing financial data based on a blockchain, according to an exemplary embodiment.
图2是根据另一示例性实施例示出的一种基于区块链的处理金融数据的方法的流程图。2 is a flow chart of a method for processing financial data based on a blockchain, according to another exemplary embodiment.
图3是根据一示例性实施例示出的一种基于区块链的处理金融数据的装置的框图。FIG. 3 is a block diagram of an apparatus for processing financial data based on a blockchain, according to an exemplary embodiment.
图4是根据另一示例性实施例示出的一种基于区块链的处理金融数据的装置的框图。FIG. 4 is a block diagram of an apparatus for processing financial data based on a blockchain, according to another exemplary embodiment.
图5是根据另一示例性实施例示出的一种基于区块链的处理金融数据的系统示意图。FIG. 5 is a schematic diagram of a system for processing financial data based on a blockchain, according to another exemplary embodiment.
图6是根据另一示例性实施例示出的一种电子设备的框图。FIG. 6 is a block diagram of an electronic device, according to another exemplary embodiment.
具体实施方式detailed description
现在将参考附图更全面地描述示例实施例。然而,示例实施例能够以多种形式实施,且不应被理解为限于在此阐述的实施例;相反,提供这些实施例使得本发明将全面和完整,并将示例实施例的构思全面地传达给本领域的技术人员。在图中相同的附图标记表示相同或类似的部分,因而将省略对它们的重复描述。Example embodiments will now be described more fully with reference to the accompanying drawings. However, the exemplary embodiments can be embodied in a variety of forms and should not be construed as being limited to the embodiments set forth herein. To those skilled in the art. The same reference numerals in the drawings denote the same or similar parts, and the repeated description thereof will be omitted.
此外,所描述的特征、结构或特性可以以任何合适的方式结合在一个或更多实施例中。在下面的描述中,提供许多具体细节从而给出对本发明的实施例的充分理解。然而,本领域技术人员将意识到,可以实践本发明的技术方案而没有特定细节中的一个或更多,或者可以采用其它的方法、组元、装置、步骤等。在其它情况下,不详细示出或描述公知方法、装置、实现或者操作以避免模糊本发明的各方面。Furthermore, the described features, structures, or characteristics may be combined in any suitable manner in one or more embodiments. In the following description, numerous specific details are set forth However, one skilled in the art will appreciate that the technical solution of the present invention may be practiced without one or more of the specific details, or other methods, components, devices, steps, etc. may be employed. In other instances, well-known methods, devices, implementations, or operations are not shown or described in detail to avoid obscuring aspects of the invention.
附图中所示的方框图仅仅是功能实体,不一定必须与物理上独立的实体相对应。即,可以采用软件形式来实现这些功能实体,或在一个或多个硬件模块或集成电路中实现这些功能实体,或在不同网络和/或处理器装置和/或微控制器装置中实现这些功能实体。The block diagrams shown in the figures are merely functional entities and do not necessarily have to correspond to physically separate entities. That is, these functional entities may be implemented in software, or implemented in one or more hardware modules or integrated circuits, or implemented in different networks and/or processor devices and/or microcontroller devices. entity.
附图中所示的流程图仅是示例性说明,不是必须包括所有的内容和操作/步骤,也不 是必须按所描述的顺序执行。例如,有的操作/步骤还可以分解,而有的操作/步骤可以合并或部分合并,因此实际执行的顺序有可能根据实际情况改变。The flowcharts shown in the figures are merely illustrative, and not all of the contents and operations/steps are necessarily included, and are not necessarily performed in the order described. For example, some operations/steps may be decomposed, and some operations/steps may be combined or partially merged, so the actual execution order may vary depending on the actual situation.
应理解,虽然本文中可能使用术语第一、第二、第三等来描述各种组件,但这些组件不应受这些术语限制。这些术语乃用以区分一组件与另一组件。因此,下文论述的第一组件可称为第二组件而不偏离本公开概念的教示。如本文中所使用,术语“及/或”包括相关联的列出项目中的任一个及一或多者的所有组合。It will be understood that, although the terms first, second, third, etc. may be used herein to describe various components, these components are not limited by these terms. These terms are used to distinguish one component from another. Thus, a first component discussed below could be termed a second component without departing from the teachings of the present disclosure. The term "and/or" as used herein includes any and all combinations of one or more of the associated listed items.
本领域技术人员可以理解,附图只是示例实施例的示意图,附图中的模块或流程并不一定是实施本发明所必须的,因此不能用于限制本发明的保护范围。It will be understood by those skilled in the art that the drawings are only schematic diagrams of exemplary embodiments, and the modules or processes in the drawings are not necessarily required to implement the invention, and therefore are not intended to limit the scope of the invention.
下面结合附图对本公开示例实施方式进行详细说明。The exemplary embodiments of the present disclosure will be described in detail below with reference to the accompanying drawings.
图1是根据一示例性实施例示出的一种基于区块链的处理金融数据的方法的流程图。FIG. 1 is a flowchart of a method for processing financial data based on a blockchain, according to an exemplary embodiment.
如图1所示,在S102中,接收并校验金融数据。金融数据:可例如个人信贷数据对于放贷公司来说,就是放贷公司的企业资产;其数据包含贷款单,还款计划,逾期统计,贷款人信息等多种数据集合。将金融数据进行校验。数据校验是为保证数据的完整性,用一种指定的算法对原始数据计算出的一个校验值。接收方用同样的算法计算一次校验值,如果和随数据提供的校验值一样,说明数据是完整的。As shown in FIG. 1, in S102, financial data is received and verified. Financial data: For example, personal credit data is the lending company's corporate assets for lending companies; its data includes loan data sheets, repayment plans, overdue statistics, and lender information. Verify the financial data. Data verification is a check value calculated for the original data by a specified algorithm to ensure the integrity of the data. The receiver uses the same algorithm to calculate the check value once. If the check value is the same as the data provided, the data is complete.
在S104中,对校验后的所述金融数据进行哈希处理生成金融数据ID。哈希处理(Hash)是把任意长度的输入(又叫做预映射,pre-image),通过散列算法,变换成固定长度的输出,该输出就是散列值。这种转换是一种压缩映射,也就是,散列值的空间通常远小于输入的空间,不同的输入可能会散列成相同的输出,所以不可能从散列值来唯一的确定输入值。简单的说就是一种将任意长度的消息压缩到某一固定长度的消息摘要的函数。所有散列函数都有如下一个基本特性:如果两个散列值是不相同的(根据同一函数),那么这两个散列值的原始输入也是不相同的。这个特性是散列函数具有确定性的结果。通过哈希处理,金融资产数据生成对应对词金融数据的ID值。In S104, the verified financial data is hashed to generate a financial data ID. Hash processing is the input of any length (also called pre-map), which is transformed into a fixed-length output by a hashing algorithm. The output is a hash value. This conversion is a compression map, that is, the space of the hash value is usually much smaller than the input space, and different inputs may be hashed to the same output, so it is impossible to uniquely determine the input value from the hash value. Simply put, it is a function that compresses messages of any length into a fixed-length message digest. All hash functions have one of the following basic characteristics: If the two hash values are not the same (according to the same function), the original input of the two hash values is also different. This property is a deterministic result of the hash function. Through the hash processing, the financial asset data generates an ID value corresponding to the word financial data.
在S106中,根据所述金融数据生成金融状态数据。根据金融数据生成资产状态数据,还可例如,金融状态数据包括资产关键数据几项数据字段。In S106, financial status data is generated based on the financial data. The asset status data is generated based on the financial data. For example, the financial status data includes several data fields of the asset key data.
在S108中,将所述金融数据、所述金融状态数据以及所述金融数据ID进行封装以生成区块数据和区块高度。可例如,将金融资产数据以及上文提到的相关信息打包成为交易,生成区块数据。还可例如,调用链码进行上链操作,并记录所产生区块的高度。区块高度是指某个区块与比原始的第一个区块之间的区块个数。最初始的区块高度可例如为0,后续生成的区块高度依次递加。In S108, the financial data, the financial status data, and the financial data ID are encapsulated to generate block data and block height. For example, the financial asset data and the related information mentioned above may be packaged into transactions to generate block data. It is also possible, for example, to call the chain code for the winding operation and to record the height of the generated block. The block height refers to the number of blocks between a block and the first block. The initial block height may be, for example, 0, and the subsequently generated block heights are sequentially incremented.
根据本发明的基于区块链的处理金融数据的方法,通过金融数据校验处理以及统一封装处理的方式,能够缓解金融数据多变与区块链执行操作单一之间的冲突。According to the blockchain-based method for processing financial data according to the present invention, the conflict between the financial data change and the block chain execution operation can be alleviated by the financial data check processing and the unified encapsulation processing.
应清楚地理解,本发明描述了如何形成和使用特定示例,但本发明的原理不限于这些示例的任何细节。相反,基于本发明公开的内容的教导,这些原理能够应用于许多其它实施例。It will be clearly understood that the present invention describes how to make and use particular examples, but the principles of the invention are not limited to the details of the examples. Rather, these principles can be applied to many other embodiments based on the teachings of the present disclosure.
在本公开的一种示例性实施例中,还包括:将所述金融数据ID、所述区块数据以及所述区块高度返回发送方。In an exemplary embodiment of the present disclosure, the method further includes: returning the financial data ID, the block data, and the block height to a sender.
在本公开的一种示例性实施例中,还包括:将所述区块数据进行链码部署。在本公开的一种示例性实施例中,所述将所述区块数据进行链码部署,包括:将所述区块数据进行联盟链的链码部署。In an exemplary embodiment of the present disclosure, the method further includes: performing the chain code deployment on the block data. In an exemplary embodiment of the present disclosure, the performing the chain code deployment on the block data comprises: performing the block data deployment of the block data in a federation chain.
区块链本质上是几种技术方案的统称,包括点对点的对等网络传输协议,密码学加密算法,分布式的共识机制,以及纳什均衡的博弈设计。基于这几种技术的结合,可以实现去中心化去信任的可靠数据库,使用算法证明机制来保证链上所记录信息的可追踪溯源,不可伪造,不可纂改。联盟区块链是指其共识过程受到预选节点控制的区块链;例如,不妨想象一个有15个金融机构组成的共同体,每个机构都运行着一个节点,而且为了使每个区块生效需要获得其中10个机构的确认(2/3确认)。区块链或许允许每个人都可读取,或者只受限于参与者,或走混合型路线,例如区块的根哈希及其API(应用程序接口)对外公开,API可允许外界用来作有限次数的查询和获取区块链状态的信息。这些区块链可视为“部分去中心化”。联盟链采用多中心方式,参与方节点也是事先所设定,通过共识机制确认。在联盟链中,区别于公有有链,可以进行权限设定和控制,拥有更高的可应用和可扩展性。The blockchain is essentially a collective term for several technical solutions, including peer-to-peer peer-to-peer network transport protocols, cryptographic encryption algorithms, distributed consensus mechanisms, and Nash equilibrium game design. Based on the combination of these technologies, a reliable database of decentralization and trust can be realized, and an algorithmic proof mechanism is used to ensure traceable traceability of information recorded on the chain, which cannot be forged and cannot be tampered with. The alliance blockchain refers to the blockchain whose consensus process is controlled by pre-selected nodes; for example, imagine a community of 15 financial institutions, each of which runs a node, and in order to make each block effective Obtained confirmation from 10 of them (2/3 confirmation). The blockchain may allow everyone to read, or be restricted to participants, or take a hybrid route, such as the root hash of the block and its API (application programming interface), the API allows the outside world to be used Make a limited number of queries and get information about the status of the blockchain. These blockchains can be thought of as "partial decentralization." The alliance chain adopts a multi-center approach, and the participant nodes are also set in advance and confirmed by a consensus mechanism. In the alliance chain, different from the public chain, you can set and control permissions, and have higher applicability and scalability.
根据一些实施例,还可例如,在本实施例中,部署多个验证点,可例如为4个验证节点,资产方,资金方,以及资金通道方各掌握一把私钥,每个验证节点本地(或者云端)都部署了一套分布式账本数据库。区块链管理系统中每笔交易的产生都需要所有节点达成共识后才能入链。According to some embodiments, for example, in the embodiment, multiple verification points are deployed, for example, four verification nodes, an asset side, a fund side, and a money channel side each have a private key, and each verification node A distributed set of ledger databases is deployed locally (or in the cloud). Each transaction in the blockchain management system requires all nodes to reach a consensus before they can be chained.
根据本发明的基于区块链的处理金融数据的方法,通过将金融数据进行联盟链链码部署的方式,能够大幅降低异地的读写成本和时间,能提供更简单,效率更高的共识服务,同时继承去中心化的优点,减轻垄断压力。According to the blockchain-based method for processing financial data according to the present invention, by deploying the financial data in the chain code of the alliance chain, the cost and time of reading and writing in different places can be greatly reduced, and a simpler and more efficient consensus service can be provided. At the same time, inherit the advantages of decentralization and reduce the pressure of monopoly.
图2是根据另一示例性实施例示出的一种基于区块链的处理金融数据的方法的流程图。2 is a flow chart of a method for processing financial data based on a blockchain, according to another exemplary embodiment.
如图2所示,在S202中,获取变更请求,所述变更请求包括:金融数据ID以及第二数据。在区块数据需要进行变更时,获取需要变更的金融数据ID以及第二数据,第二数据可例如为待变更的数据。As shown in FIG. 2, in S202, a change request is acquired, and the change request includes a financial data ID and second data. When the block data needs to be changed, the financial data ID and the second data that need to be changed are acquired, and the second data may be, for example, data to be changed.
在S204中,校验所述金融数据ID。校验金融数据ID的准确性。In S204, the financial data ID is verified. Verify the accuracy of the financial data ID.
在S206中,在所述金融数据ID通过校验后,通过所述金融数据ID获取所述区块数据。通过金融数据ID,获取金融数据ID所对应的区块数据,该区块数据如上文所述,是已经储存在系统中的区块数据。该区块数据中包含了该金融数据ID对应的原始金融资产数据、金融状态数据等相关数据。In S206, after the financial data ID passes the verification, the block data is acquired by the financial data ID. The block data corresponding to the financial data ID is obtained by the financial data ID, and the block data is the block data already stored in the system as described above. The block data includes related financial asset data, financial status data and other related data corresponding to the financial data ID.
在S208中,通过所述第二数据对所述区块数据进行变更操作,并变更所述区块数据对应的区块高度。在区块数据进行变更之后,对应的变更区块高度信息。如上文所述,区 块高度是指某个区块与比原始的第一个区块之间的区块个数。最初始的区块高度可例如为0,后续生成的区块高度依次递加。可例如,变更之后的区块高度在原有的区块高度上加1,或是任一数值,本发明不以此为限。In S208, the block data is changed by the second data, and the block height corresponding to the block data is changed. After the block data is changed, the corresponding block height information is changed. As mentioned above, the block height refers to the number of blocks between a block and the original first block. The initial block height may be, for example, 0, and the subsequently generated block heights are sequentially incremented. For example, the height of the block after the change is increased by one or the value of the original block, and the present invention is not limited thereto.
在本公开的一种示例性实施例中,还包括:通过金融数据获取资产关键数据与资产状态数据;判断所述资产关键数据与资产状态数据是否存在绑定关系;以及如果所述资产关键数据与资产状态数据存在绑定关系,则更新所述资产关键数据与资产状态数据。In an exemplary embodiment of the present disclosure, the method further includes: acquiring asset key data and asset state data through the financial data; determining whether the asset key data and the asset state data have a binding relationship; and if the asset key data If there is a binding relationship with the asset status data, the asset key data and asset status data are updated.
在本公开的一种示例性实施例中,还包括:判断所述资产关键数据与资产状态数据是否满足预定关系;以及如果所述资产关键数据与资产状态数据不满足预定关系,则返回错误提示信息。提交变更对应资产ID的金融资产数据;并且根据需要更新金融资产数据所对应的状态以及资产关键数据;资产关键数据与资产状态可例如存在强绑定关系,也可以没有;如果存在强绑定关系,并且变更之后的状态不满足该关系,会返回错误的响应信息。In an exemplary embodiment of the present disclosure, the method further includes: determining whether the asset key data and the asset state data satisfy a predetermined relationship; and returning an error prompt if the asset key data and asset state data do not satisfy a predetermined relationship information. Submitting the financial asset data corresponding to the asset ID; and updating the state corresponding to the financial asset data and the asset key data as needed; the asset key data and the asset state may be, for example, strongly bound or not; if there is a strong binding relationship And the state after the change does not satisfy the relationship, and an error response message is returned.
在本公开的一种示例性实施例中,还包括:将变更后的区块数据以及变更后的区块高度返回发送方。In an exemplary embodiment of the present disclosure, the method further includes: returning the changed block data and the changed block height to the sender.
在本公开的一种示例性实施例中,还包括:将变更后的所述区块数据进行链码部署。In an exemplary embodiment of the present disclosure, the method further includes: performing the chain code deployment on the changed block data.
在本公开的一种示例性实施例中,还包括:获取查询请求,所述查询请求包括:金融数据ID、区块高度;通过所述金融数据ID以及所述区块高度获取所述金融数据;以及将所述金融数据返回请求方。在本公开的一种示例性实施例中,所述通过所述金融数据ID以及所述区块高度获取所述金融数据,包括:判断所述区块高度是否为空;以及如果所述区块高度为空,则获取最大区块高度对应的所述金融数据。根据金融资产ID以及区块高度对数据进行查询,如果未指定区块高度的情况下,返回该金融资产数据ID对应的最大(最新)的区块信息。In an exemplary embodiment of the present disclosure, the method further includes: acquiring a query request, where the query request includes: a financial data ID, a block height; acquiring the financial data by using the financial data ID and the block height And returning the financial data to the requesting party. In an exemplary embodiment of the present disclosure, the obtaining the financial data by the financial data ID and the block height comprises: determining whether the block height is empty; and if the block If the height is empty, the financial data corresponding to the maximum block height is obtained. The data is queried according to the financial asset ID and the block height. If the block height is not specified, the largest (latest) block information corresponding to the financial asset data ID is returned.
本领域技术人员可以理解实现上述实施例的全部或部分步骤被实现为由CPU执行的计算机程序。在该计算机程序被CPU执行时,执行本发明提供的上述方法所限定的上述功能。所述的程序可以存储于一种计算机可读存储介质中,该存储介质可以是只读存储器,磁盘或光盘等。Those skilled in the art will appreciate that all or a portion of the steps to implement the above-described embodiments are implemented as a computer program executed by a CPU. When the computer program is executed by the CPU, the above-described functions defined by the above-described methods provided by the present invention are performed. The program may be stored in a computer readable storage medium, which may be a read only memory, a magnetic disk or an optical disk, or the like.
此外,需要注意的是,上述附图仅是根据本发明示例性实施例的方法所包括的处理的示意性说明,而不是限制目的。易于理解,上述附图所示的处理并不表明或限制这些处理的时间顺序。另外,也易于理解,这些处理可以是例如在多个模块中同步或异步执行的。Further, it should be noted that the above-described drawings are merely illustrative of the processes included in the method according to the exemplary embodiments of the present invention, and are not intended to be limiting. It is easy to understand that the processing shown in the above figures does not indicate or limit the chronological order of these processes. In addition, it is also easy to understand that these processes may be performed synchronously or asynchronously, for example, in a plurality of modules.
下述为本发明装置实施例,可以用于执行本发明方法实施例。对于本发明装置实施例中未披露的细节,请参照本发明方法实施例。The following is an embodiment of the apparatus of the present invention, which can be used to carry out the method embodiments of the present invention. For details not disclosed in the embodiment of the device of the present invention, please refer to the method embodiment of the present invention.
图3是根据一示例性实施例示出的一种基于区块链的处理金融数据的装置的框图。FIG. 3 is a block diagram of an apparatus for processing financial data based on a blockchain, according to an exemplary embodiment.
接收模块302用于接收并校验金融数据。The receiving module 302 is configured to receive and verify financial data.
哈希模块304用于对校验后的所述金融数据进行哈希处理生成金融数据ID。The hash module 304 is configured to perform hash processing on the verified financial data to generate a financial data ID.
数据模块306用于根据所述金融数据生成金融状态数据。The data module 306 is configured to generate financial status data based on the financial data.
封装模块308用于将所述金融数据、所述金融状态数据以及所述金融数据ID进行封装以生成区块数据和区块高度。The encapsulation module 308 is configured to encapsulate the financial data, the financial status data, and the financial data ID to generate block data and block height.
根据本发明的基于区块链的处理金融数据的装置,通过金融数据校验处理以及统一封装处理的方式,能够缓解金融数据多变与区块链执行操作单一之间的冲突。According to the blockchain-based processing of financial data according to the present invention, the conflict between the financial data change and the block chain execution operation can be alleviated by the financial data check processing and the unified encapsulation processing.
图4是根据另一示例性实施例示出的一种基于区块链的处理金融数据的装置的框图。FIG. 4 is a block diagram of an apparatus for processing financial data based on a blockchain, according to another exemplary embodiment.
请求模块402用于获取变更请求,所述变更请求包括:金融数据ID以及第二数据。The requesting module 402 is configured to acquire a change request, where the change request includes: a financial data ID and a second data.
校验模块404用于校验所述金融数据ID。The verification module 404 is configured to verify the financial data ID.
查询模块406用于在所述金融数据ID通过校验后,通过所述金融数据ID获取所述区块数据。The query module 406 is configured to acquire the block data by using the financial data ID after the financial data ID passes the verification.
变更模块408用于通过所述第二数据对所述区块数据进行变更操作,并变更所述区块数据对应的区块高度。The change module 408 is configured to perform a change operation on the block data by using the second data, and change a block height corresponding to the block data.
图5是根据另一示例性实施例示出的一种基于区块链的处理金融数据的系统示意图。FIG. 5 is a schematic diagram of a system for processing financial data based on a blockchain, according to another exemplary embodiment.
如图5所示,上述装置可例如为金融系统中的统一接口装置,金融资产信息经过统一接口装置的处理之后,在进入系统中,被后续过程处理。As shown in FIG. 5, the above device may be, for example, a unified interface device in a financial system. After the financial asset information is processed by the unified interface device, it enters the system and is processed by a subsequent process.
统一接口装置可实现如下的功能:发布资产数据:主要用于金融资产发布方初次发布金融资产并向装置换取资产ID信息;资产ID的生成方式是根据资产相关信息进行哈希运算;所发布的金融资产数据信息随后被编辑到资产数据字段,并添加资产ID,资产状态,资产关键数据几项数据字段;之后将金融资产数据打包成为交易,调用链码进行上链操作,并记录所产生区块的高度返回给金融资产发布方;The unified interface device can realize the following functions: publishing asset data: mainly used for the financial asset issuer to first release the financial asset and exchange the asset ID information with the device; the asset ID is generated according to the asset related information, and the hash operation is performed; The financial asset data information is then edited into the asset data field, and the asset ID, asset status, and asset data of the asset are added. After that, the financial asset data is packaged into a transaction, the chain code is called for the chain operation, and the generated area is recorded. The height of the block is returned to the financial asset issuer;
变更资产数据:主要用于金融资产发布后,变更金融资产相关数据信息;此时金融资产发布方需要向装置发送带有资产ID的金融资产数据;装置验证资产ID后,变更金融资产数据并生成新的资产状态;之后将金融资产数据打包成为交易,调用链码进行上链操作,并记录所产生区块的高度返回给金融资产发布方;Change asset data: mainly used to change the financial asset related data information after the financial assets are released; at this time, the financial asset issuer needs to send the financial asset data with the asset ID to the device; after the device verifies the asset ID, the financial asset data is changed and generated. New asset status; then package the financial asset data into a transaction, call the chain code to perform the uplink operation, and record the height of the generated block to return to the financial asset issuer;
查询资产数据:主要用于金融资产发布方对已经发布到区块链的资产信息进行检索;检索过程是向装置提供所需查询的金融资产ID,和该金融资产所对应的区块高度,即可返回该区块高度对应的区块下所从属的交易中,对应的资产ID所从属的相关资产数据;如果查询资产数据时忽略所对应的区块高度,就会返回最新一次跟该金融资产ID所对应的金融资产相关的交易所从属的区块中,对应的金融资产数据以及资产状态,资产关键数据等几项内容。Querying asset data: mainly used by financial asset issuers to retrieve asset information that has been released to the blockchain; the retrieval process is to provide the financial asset ID of the required query to the device, and the block height corresponding to the financial asset, ie It can return the related asset data of the corresponding asset ID in the transaction under the block corresponding to the block height; if the corresponding block height is ignored when querying the asset data, the latest financial asset will be returned. The financial assets corresponding to the financial assets corresponding to the ID, the corresponding financial asset data and the asset status, asset key data and other items.
根据本发明的基于区块链的处理金融数据的装置,能够前端兼容金融资产数据的多样性,后端保证部署链码的稳定性,对金融资产类数据进行提炼加工预处理,生成了统一稳定的区块链交互接口。The device for processing financial data based on the blockchain according to the present invention can be compatible with the diversity of financial asset data in the front end, ensure the stability of the chain code in the back end, and refine and process the financial asset data to generate uniform stability. Blockchain interactive interface.
图6是根据另一示例性实施例示出的一种电子设备的框图。FIG. 6 is a block diagram of an electronic device, according to another exemplary embodiment.
如图6所示,电子设备60可包括处理器610、存储器620、发射器630及接收器640。As shown in FIG. 6, the electronic device 60 can include a processor 610, a memory 620, a transmitter 630, and a receiver 640.
存储器620可存储用于处理器710控制操作处理的指令。存储器620可包括易失性或 非易失性存储器,如静态随机存取存储器(SRAM)、电可擦除可编程只读存储器(EEPROM)、可擦除可编程只读存储器(EPROM)、可编程只读存储器(PROM)、只读存储器(ROM)等,本发明对此没有限制。Memory 620 can store instructions for processor 710 to control operational processing. Memory 620 can include volatile or non-volatile memory such as static random access memory (SRAM), electrically erasable programmable read only memory (EEPROM), erasable programmable read only memory (EPROM), Programming read only memory (PROM), read only memory (ROM), etc., the invention is not limited thereto.
处理器610可调用存储器620中存储的指令控制相关操作。根据一实施例,存储器620存储用于处理器610控制以下操作的指令:接收并校验金融数据;对校验后的所述金融数据进行哈希处理生成金融数据ID;根据所述金融数据生成金融状态数据;将所述金融数据、所述金融状态数据以及所述金融数据ID进行封装以生成区块数据和区块高度。易于理解,存储器620还可存储用于处理器610控制根据本发明实施例的其他操作的指令,这里不再赘述。Processor 610 can invoke instructions stored in memory 620 to control related operations. According to an embodiment, the memory 620 stores instructions for the processor 610 to: receive and verify financial data; hash the verified financial data to generate a financial data ID; generate, according to the financial data Financial status data; the financial data, the financial status data, and the financial data ID are packaged to generate block data and block height. It is easy to understand that the memory 620 can also store instructions for the processor 610 to control other operations in accordance with embodiments of the present invention, and details are not described herein.
作为另一方面,本申请还提供了一种计算机可读介质,该计算机可读介质可以是上述实施例中描述的电子设备中所包含的;也可以是单独存在,而未装配入该电子设备中。上述计算机可读介质承载有一个或者多个程序,当上述一个或者多个程序被一个该电子设备执行时,使得该电子设备实现如上述实施例中图1与图2所述方法。In another aspect, the present application further provides a computer readable medium, which may be included in an electronic device described in the above embodiments, or may be separately present without being assembled into the electronic device. in. The computer readable medium carries one or more programs that, when executed by one of the electronic devices, cause the electronic device to implement the method of FIGS. 1 and 2 in the above embodiments.
本领域技术人员可以理解上述各模块可以按照实施例的描述分布于装置中,也可以进行相应变化唯一不同于本实施例的一个或多个装置中。上述实施例的模块可以合并为一个模块,也可以进一步拆分成多个子模块。It will be understood by those skilled in the art that the above various modules may be distributed in the device according to the description of the embodiments, or may be correspondingly changed in one or more devices different from the embodiment. The modules of the above embodiments may be combined into one module, or may be further split into multiple sub-modules.
通过以上的实施例的描述,本领域的技术人员易于理解,这里描述的示例实施例可以通过软件实现,也可以通过软件结合必要的硬件的方式来实现。因此,根据本发明实施例的技术方案可以以软件产品的形式体现出来,该软件产品可以存储在一个非易失性存储介质(可以是CD-ROM,U盘,移动硬盘等)中或网络上,包括若干指令以使得一台计算设备(可以是个人计算机、服务器、移动终端、或者网络设备等)执行根据本发明实施例的方法。Through the description of the above embodiments, those skilled in the art can easily understand that the exemplary embodiments described herein may be implemented by software, or may be implemented by software in combination with necessary hardware. Therefore, the technical solution according to the embodiment of the present invention may be embodied in the form of a software product, which may be stored in a non-volatile storage medium (which may be a CD-ROM, a USB flash drive, a mobile hard disk, etc.) or on a network. A number of instructions are included to cause a computing device (which may be a personal computer, server, mobile terminal, or network device, etc.) to perform a method in accordance with an embodiment of the present invention.
通过以上的详细描述,本领域的技术人员易于理解,根据本发明实施例的基于区块链的处理金融数据的方法、装置及电子设备具有以下优点中的一个或多个。From the above detailed description, those skilled in the art will readily appreciate that the blockchain-based method, apparatus, and electronic device for processing financial data in accordance with embodiments of the present invention have one or more of the following advantages.
根据一些实施例,本发明的基于区块链的处理金融数据的方法,通过金融数据校验处理以及统一封装处理的方式,能够缓解金融数据多变与区块链执行操作单一之间的冲突。According to some embodiments, the blockchain-based method for processing financial data of the present invention can alleviate the conflict between the financial data change and the block chain execution operation through the financial data check processing and the unified encapsulation processing.
根据另一些实施例,本发明的基于区块链的处理金融数据的方法,通过将金融数据进行联盟链链码部署的方式,能够大幅降低异地的读写成本和时间,能提供更简单,效率更高的共识服务,同时继承去中心化的优点,减轻垄断压力。According to other embodiments, the method for processing financial data based on the blockchain of the present invention can greatly reduce the cost and time of reading and writing in different places by deploying the financial data in the chain code of the alliance chain, thereby providing simpler and more efficient. Higher consensus services, while inheriting the advantages of decentralization, reducing the pressure of monopoly.
根据一些实施例,本发明的基于区块链的处理金融数据的装置,能够前端兼容金融资产数据的多样性,后端保证部署链码的稳定性,对金融资产类数据进行提炼加工预处理,生成了统一稳定的区块链交互接口。According to some embodiments, the apparatus for processing financial data based on the blockchain of the present invention can be compatible with the diversity of financial asset data, the back end ensures the stability of the deployed chain code, and the processing and preprocessing of the financial asset data is performed. A unified and stable blockchain interaction interface is generated.
以上具体地示出和描述了本发明的示例性实施例。应可理解的是,本发明不限于这里描述的详细结构、设置方式或实现方法;相反,本发明意图涵盖包含在所附权利要求的精 神和范围内的各种修改和等效设置。The exemplary embodiments of the present invention have been particularly shown and described above. It is to be understood that the invention is not limited to the details of the details of
此外,本说明书说明书附图所示出的结构、比例、大小等,均仅用以配合说明书所公开的内容,以供本领域技术人员了解与阅读,并非用以限定本公开可实施的限定条件,故不具技术上的实质意义,任何结构的修饰、比例关系的改变或大小的调整,在不影响本公开所能产生的技术效果及所能实现的目的下,均应仍落在本公开所公开的技术内容得能涵盖的范围内。同时,本说明书中所引用的如“上”、“第一”、“第二”及“一”等的用语,也仅为便于叙述的明了,而非用以限定本公开可实施的范围,其相对关系的改变或调整,在无实质变更技术内容下,当也视为本发明可实施的范畴。In addition, the structures, the proportions, the sizes, and the like shown in the drawings of the present specification are only used to cope with the contents disclosed in the specification, and are understood and read by those skilled in the art, and are not intended to limit the conditions that can be implemented by the present disclosure. Therefore, it does not have technical significance. Any modification of the structure, change of the proportional relationship or adjustment of the size should remain in the present disclosure without affecting the technical effects and the objectives that can be achieved by the present disclosure. The scope of the published technical content can be covered. In the meantime, the terms "upper", "first", "second", and "the" are used in the description, and are not intended to limit the scope of the disclosure. The change or adjustment of the relative relationship is also considered to be an area in which the present invention can be implemented without substantial changes in the technical content.

Claims (15)

  1. 一种基于区块链的处理金融数据的方法,其特征在于,包括:A method for processing financial data based on a blockchain, comprising:
    接收并校验金融数据;Receive and verify financial data;
    对校验后的所述金融数据进行哈希处理生成金融数据ID;Performing hash processing on the verified financial data to generate a financial data ID;
    根据所述金融数据生成金融状态数据;以及Generating financial status data based on the financial data;
    将所述金融数据、所述金融状态数据以及所述金融数据ID进行封装以生成区块数据和区块高度。The financial data, the financial status data, and the financial data ID are packaged to generate block data and block height.
  2. 如权利要求1所述的方法,其特征在于,还包括:The method of claim 1 further comprising:
    将所述金融数据ID、所述区块数据以及所述区块高度返回发送方。The financial data ID, the block data, and the block height are returned to the sender.
  3. 如权利要求2所述的方法,其特征在于,还包括:The method of claim 2, further comprising:
    将所述区块数据进行链码部署。The block data is distributed in a chain code.
  4. 如权利要求3所述的方法,其特征在于,所述将所述区块数据进行链码部署,包括:The method of claim 3, wherein the performing the chain code deployment on the block data comprises:
    将所述区块数据进行联盟链的链码部署。The block data is deployed in a chain code of the alliance chain.
  5. 如权利要求1所述的方法,其特征在于,还包括:The method of claim 1 further comprising:
    获取变更请求,所述变更请求包括:金融数据ID以及第二数据;Obtaining a change request, where the change request includes: a financial data ID and a second data;
    校验所述金融数据ID;Verifying the financial data ID;
    在所述金融数据ID通过校验后,通过所述金融数据ID获取所述区块数据;以及After the financial data ID passes the verification, the block data is acquired by the financial data ID;
    通过所述第二数据对所述区块数据进行变更操作,并变更所述区块数据对应的区块高度。Performing a change operation on the block data by the second data, and changing a block height corresponding to the block data.
  6. 如权利要求5所述的方法,其特征在于,还包括:The method of claim 5, further comprising:
    通过金融数据获取资产关键数据与资产状态数据;Obtain asset key data and asset status data through financial data;
    判断所述资产关键数据与资产状态数据是否存在绑定关系;以及Determining whether there is a binding relationship between the asset key data and the asset status data;
    如果所述资产关键数据与资产状态数据存在绑定关系,则更新所述资产关键数据与资产状态数据。If the asset key data has a binding relationship with the asset state data, the asset key data and asset state data are updated.
  7. 如权利要求6所述的方法,其特征在于,还包括:The method of claim 6 further comprising:
    判断所述资产关键数据与资产状态数据是否满足预定关系;以及Determining whether the asset key data and the asset status data satisfy a predetermined relationship;
    如果所述资产关键数据与资产状态数据不满足预定关系,则返回错误提示信息。If the asset key data and the asset status data do not satisfy the predetermined relationship, an error message is returned.
  8. 如权利要求6所述的方法,其特征在于,还包括:The method of claim 6 further comprising:
    将变更后的区块数据以及变更后的区块高度返回发送方。The changed block data and the changed block height are returned to the sender.
  9. 如权利要求6所述的方法,其特征在于,还包括:The method of claim 6 further comprising:
    将变更后的所述区块数据进行链码部署。The changed block data is chain code deployed.
  10. 如权利要求1所述的方法,其特征在于,还包括:The method of claim 1 further comprising:
    获取查询请求,所述查询请求包括:金融数据ID、区块高度;Obtaining a query request, where the query request includes: a financial data ID, a block height;
    通过所述金融数据ID以及所述区块高度获取所述金融数据;以及Acquiring the financial data by the financial data ID and the block height;
    将所述金融数据返回请求方。Return the financial data to the requesting party.
  11. 如权利要求10所述的方法,其特征在于,所述通过所述金融数据ID以及所述区块高度获取所述金融数据,包括:The method of claim 10, wherein the obtaining the financial data by the financial data ID and the block height comprises:
    判断所述区块高度是否为空;以及Determining whether the block height is empty;
    如果所述区块高度为空,则获取最大区块高度对应的所述金融数据。If the block height is empty, the financial data corresponding to the maximum block height is acquired.
  12. 一种基于区块链的处理金融数据的装置,其特征在于,包括:A device for processing financial data based on a blockchain, comprising:
    接收模块,用于接收并校验金融数据;a receiving module, configured to receive and verify financial data;
    哈希模块,用于对校验后的所述金融数据进行哈希处理生成金融数据ID;a hash module, configured to hash the verified financial data to generate a financial data ID;
    数据模块,用于根据所述金融数据生成金融状态数据;以及a data module for generating financial status data based on the financial data;
    封装模块,用于将所述金融数据、所述金融状态数据以及所述金融数据ID进行封装以生成区块数据和区块高度。And a packaging module, configured to encapsulate the financial data, the financial status data, and the financial data ID to generate block data and a block height.
  13. 如权利要求12所述的装置,其特征在于,还包括:The device of claim 12, further comprising:
    请求模块,用于获取变更请求,所述变更请求包括:金融数据ID以及第二数据;a requesting module, configured to acquire a change request, where the change request includes: a financial data ID and a second data;
    校验模块,用于校验所述金融数据ID;a verification module, configured to verify the financial data ID;
    查询模块,用于在所述金融数据ID通过校验后,通过所述金融数据ID获取所述区块数据;以及a query module, configured to acquire the block data by using the financial data ID after the financial data ID passes the verification;
    变更模块,用于通过所述第二数据对所述区块数据进行变更操作,并变更所述区块数据对应的区块高度。And a change module, configured to perform a change operation on the block data by using the second data, and change a block height corresponding to the block data.
  14. 一种电子设备,其特征在于,包括:An electronic device, comprising:
    处理器;processor;
    存储器,存储用于所述处理器控制如权利要求1-11任一项所述的操作的指令。A memory storing instructions for the processor to control the operation of any of claims 1-11.
  15. 一种存储介质,设置为存储程序代码,所述程序代码用于执行权利要求1至11中任一项所述方法。A storage medium arranged to store program code for performing the method of any one of claims 1 to 11.
PCT/CN2017/120385 2017-03-31 2017-12-30 Method and apparatus for processing financial data based on blockchain, and electronic device WO2018176966A1 (en)

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