WO2018134855A1

WO2018134855A1 - Personal identification system, particularly for making electronic payments

Info

Publication number: WO2018134855A1
Application number: PCT/IT2017/000012
Authority: WO
Inventors: Stefano Nicolis
Original assignee: Stefano Nicolis
Priority date: 2017-01-23
Filing date: 2017-01-23
Publication date: 2018-07-26

Abstract

A personal identification system (10), particularly for making electronic payments, which comprises a portable identification device (14) in the possession of a first user (12), a local processing device (18) operated by a second user (16), and a remote processing device (22) comprising remote storage means (42), the local processing device (18) and the remote processing device (22) being connected to a telematic communications network (20); the portable identification device (14) comprises a module (28) for generating at least one marker (50), a module (29) for encrypting at least one unique identification code, an e-paper screen (26) adapted to display the at least one marker (50), and command means (30) operated by the first user (12), the at least one marker (50) being readable by the local processing device (18) and comprising the at least one unique identification code, the at least one unique identification code corresponding to a record comprised in the remote storage means (42) and comprising personal identification information belonging to the first user (12).

Description

PERSONAL IDENTIFICATION SYSTEM, PARTICULARLY FOR MAKING ELECTRONIC PAYMENTS

The present invention relates to a personal identification system that is particularly, although not exclusively, useful and practical in the field of electronic payments for purchasing goods and/or services at commercial concerns in general, such as for example bars, restaurants, shops or retail supermarkets, and so on.

At present, various personal identification solutions are known which make it possible for a user to identify him/herself to third parties. For example, consider the field of electronic payments, in which a user can pay a commercial concern where he/she is making a purchase by way of electronic payment instruments, such as for example personal debit or credit cards, i.e. that are associated solely with the user and on which at least said user's name and surname are shown.

Or, again by way of example, consider personal identification documents, i.e. that are associated solely with the user and on which at least said user's name and surname are shown, issued by state or government authorities, or more generally by legally-recognized authorities, which are used nowadays worldwide by millions of users to identify themselves to third parties; typical examples of these identification documents are the identity card, the passport, and the driver's license.

However, these conventional solutions are not devoid of drawbacks, among which is the fact that all of them are distributed on a respective physical medium, commonly constituted by a paper booklet, by a plastic card, or by a smart card that comprises a microchip.

Returning to the field of electronic payments, a user who has for example two debit cards and two credit cards, using the conventional solutions, would have to bring with him/herself four different physical media, one for each of the four electronic payment cards.

It seems clear that, in a situation like the example described above, the user is forced to manage and handle a plurality of physical media, which inevitably take up space, being cumbersome or in any case inconvenient to bring along, and which need to be organized (for example into groups) in order to keep their use easy and efficient.

This inconvenience of transport and this need for organization appear even more evident if one considers the fact that, nowadays, the number of these physical media that the user has to bring with him/her is always increasing; in fact, in addition to electronic payment instruments and state or government identification documents, the use is increasingly widespread of physical media similar to those described, in commercial initiatives to increase the loyalty of the customer, for example in order to offer special promotions and/or to track the purchases made by the customer, or in public services, for example in order to facilitate and speed up access by the user and/or to make the services themselves more efficient.

The aim of the present invention is to overcome the above mentioned drawbacks of the known art, by devising a personal identification system, particularly for making electronic payments, that makes it possible to minimize the number and the space occupation of the physical media associated solely with a user and used by him/her in order to identify him/herself to third parties.

Within this aim, an object of the present invention is to conceive a personal identification system, particularly for making electronic payments, that makes it possible to facilitate and speed up the execution of electronic payment operations by a user.

Another object of the present invention is to devise a personal identification system, particularly for making electronic payments, that makes it possible to rationalize and organize the various personal identification solutions associated solely with a user and used by him or her in order to identify him/herself to third parties.

Another object of the present invention is to conceive a personal identification system, particularly for making electronic payments, that makes it possible for a user to select in each instance the personal identification solution associated solely with the user and which the user needs at a given time in order to identify him/herself to third parties.

Another object of the present invention is to devise a personal identification system, particularly for making electronic payments, that makes it possible to increase the degree of security and confidentiality of the personal identification operations of a user, in particular in the area of electronic payment operations.

Another object of the present invention is to provide a personal identification system, particularly for making electronic payments, that is highly reliable, easily and practically implemented, and low cost when compared to the known art.

This aim and these and other objects which will become better apparent hereinafter are achieved by a personal identification system, particularly for making electronic payments, which comprises a portable identification device in the possession of a first user, a local processing device operated by a second user, and a remote processing device that comprises remote storage means, said local processing device and said remote processing device being connected to a telematic communications network, characterized in that said portable identification device comprises a module for generating at least one marker, a module for encrypting at least one unique identification code, an e-paper screen adapted to display said at least one marker, and means of commanding said generation module operated by said first user, said at least one marker being readable by said local processing device and comprising said at least one unique identification code, said at least one unique identification code corresponding to a record comprised in said remote storage means and comprising personal identification information belonging to said first user.

Further characteristics and advantages of the invention will become better apparent from the detailed description of a preferred, but not exclusive, embodiment of the personal identification system, particularly for making electronic payments, according to the invention, which is illustrated by way of non-limiting example with the aid of the accompanying drawings, wherein:

Figure 1 is a block diagram that schematically illustrates an embodiment of the personal identification system, particularly for making electronic payments, according to the present invention;

Figure 2 is a block diagram that schematically illustrates an embodiment of the portable identification device in the possession of a first user of a personal identification system, particularly for making electronic payments, according to the present invention;

Figure 3 is a block diagram that schematically illustrates an embodiment of the local processing device operated by a second user of a personal identification system, particularly for making electronic payments, according to the present invention;

Figure 4 is a block diagram that schematically illustrates an embodiment of the remote processing device of a personal identification system, particularly for making electronic payments, according to the present invention;

Figures 5a and 5b are respectively a front elevation view and a rear elevation view of an embodiment of the portable identification device in the possession of a first user of a personal identification system, particularly for making electronic payments, according to the present invention.

With reference to the cited figures, the personal identification system, particularly for making electronic payments, according to the invention, generally designated by the reference numeral 10, comprises substantially a portable identification device 14 in the possession of a first user 12, a local processing device 18 operated by a second user 16, and a remote processing device 22; the local processing device 18 and the remote processing device 22 being connected to a telematic communications network 20, such as for example the internet.

The portable identification device 14 is adapted to allow the first user 12 to select, from a set of available modes, the mode with which to identify him/herself to third parties, for example at a commercial concern where he/she is making a purchase; in other words, the portable identification device 14 is adapted to allow the first user 12 to select, from a set of available types of personal identification information, the type of personal information that he/she wants to use in order to identify him/herself to third parties.

For example, the set of types of personal identification information associated solely with the first user 12 can comprise one or more credit cards, one or more debit cards, the identity card, the passport, the driver's license.

Also, the portable identification device 14 is adapted to generate and encode markers 50 which can be read by the local processing device 18 operated by the second user 16, for example a sales clerk of a commercial concern where the first user 12 is making a purchase.

Furthermore, the portable identification device 14 is adapted to display the above-mentioned markers 50, so that they can be read by the local processing device 18 operated by the second user 16.

The markers 50 are graphical and, as mentioned, can be read by the local processing device 18. Each individual marker 50 is adapted to contain inside it, i.e. to store, a single unique identification code that points to a corresponding record, comprised in the remote storage means 42 of the remote processing device 22, where personal identification information belonging to the first user 12 is stored, the type of which was previously selected by said first user 12.

For example, the personal identification information associated solely with the first user 12, of the type selected by said first user 12, can comprise JOHN SMITH and the credit card no. 1234 5678 1234 5678; or JOHN SMITH and the passport no. ABO 123456.

In general, the record corresponding to the unique identification codes stored in the markers 50 store personal identification information of the first user 12, comprising various items of personal information, as will be seen in detail hereinafter in the present description.

In this manner, the second user 16 can identify the first user 12, by interrogating the remote processing device 22 after reading a marker 50 and consequently identifying the unique identification code; therefore, the identification of the first user 12 occurs on the basis of the personal identification information stored in the record corresponding to the unique identification code identified.

The markers 50 can be implemented using various conventional techniques and technologies. In a preferred embodiment of the personal identification system 10, particularly for making electronic payments, according to the invention, the marker 50 comprises a one-dimensional (ID) or two-dimensional (2D) barcode, such as for example a QR code (Quick Response Code).

The portable identification device 14 comprises a control unit 24, a module 28 for generating at least one marker 50, a module 29 for encrypting at least one unique identification code, an e-paper screen 26 adapted to display the at least one marker 50, and command means 30 operated by the first user 12.

The control unit 24 is the main functional element of the portable identification device 14 of the system 10 according to the invention, and for this reason it is connected and in communication with the other operating and/or functional elements that are comprised in the portable identification device 14.

The control unit 24 is provided with suitable capacity for processing and for interfacing with the other elements of the portable identification device 14, and it is configured to command, control and coordinate the operation of the elements of the portable identification device 14 with which it is connected and in communication.

Furthermore, the control unit 24 is configured to execute the processing operations on the data originating from the generation module 28, relating to the generation of the markers 50, and from the encryption module 29, relating to the encryption of the unique identification codes that point to corresponding records, which are comprised in the remote storage means 42 of the remote processing device 22.

The module 28 for generating markers 50 of the portable identification device 14 is adapted to generate and encode the markers 50 that the first user 12 will show to the second user 16 in order to be identified by the latter.

In practice, the generation module 28 is configured to encode the unique identification code corresponding to the record in which the personal identification information of the first user 12 is stored, so that this unique identification code is compatible with the implementation technique or technology of the markers 50, which can comprise a one-dimensional (ID) or two-dimensional (2D) barcode, such as for example a QR code (Quick Response Code).

The module 29 for encrypting unique identification codes of the portable identification device 14 is adapted to encrypt the unique identification code to be stored in each marker 50, consequently increasing the degree of security and confidentiality of the system, this unique identification code pointing to a single record comprised in the remote storage means 42 of the remote processing device 22.

The unique identification codes are encrypted by the encryption module 29 according to conventional encryption techniques and algorithms, for example symmetric key or private key algorithms, where the same key is used for both the encryption and the decryption of the message, and asymmetric key or public key algorithms, where one key is used for the encryption and another for the decryption.

The e-paper screen 26 of the portable identification device 14 is adapted to display the markers 50 generated by the generation module 28, so that they can be read by the local processing device 18 operated by the second user 16.

E-paper, also known as electronic paper, is a screen technology designed to imitate the appearance of ink on a normal sheet of paper, by reflecting ambient light just like a sheet of paper, instead of using a backlight behind the screen to illuminate the pixels, such as for example LCD technology.

The means 30 of commanding the portable identification device 14 are adapted to allow the first user 12 to interact in input with the portable identification device 14 during the selection, from a set of available modes, of the mode with which to identify him/herself to third parties, in particular to the second user 16.

In particular, the command means 30 are configured to allow the first user 12 to select, from a set of available types of personal identification information, the type of personal information that he/she wants to use in order to identify him/herself to third parties, in particular to the second user 16.

Furthermore, the command means 30 are adapted to launch, as a consequence of the above-mentioned selection, first the encryption process, by way of the encryption module 29, and then the encoding process, by way of the generation module 28, of a unique identification code that points to a corresponding record, comprised in the remote storage means 42 of the remote processing device 22, where personal identification information of the first user 12 is stored, the type of which was previously selected by said first user 12.

In an embodiment of the personal identification system 10, particularly for making electronic payments, according to the invention, the means 30 of commanding the portable identification device 14 comprise one or more buttons.

In an embodiment of the personal identification system 10, particularly for making electronic payments, according to the invention, the means 30 of commanding the portable identification device 14 comprise a touch screen.

In practice, the first user 12, in possession of the portable identification device 14, uses the command means 30 to select the type of personal identification information that he/she wants to use; this type of personal identification information of the first user 12 is associated with a unique identification code which is first encrypted by way of the encryption module 29 and then encoded by way of the generation module 28, in order to generate a marker 50 that comprises the same unique identification code; finally, the marker 50 thus generated is displayed via the e-paper screen 26.

Therefore, the marker 50 displayed by the portable identification device 14 changes in each instance, for example following an explicit request from the first user 12 by way of the command means 30, or following a preset time interval.

The portable identification device 14 further comprises power supply means 27, preferably long-lasting, which are adapted to electrically power the portable identification device 14, in particular the elements comprised in the portable identification device 14 proper.

In an embodiment of the personal identification system 10, particularly for making electronic payments, according to the invention, the power supply means 27 of the portable identification device 14 comprise a solar cell or photovoltaic cell, i.e. an electrical device that converts light energy directly to electricity by way of the photovoltaic effect.

In an embodiment of the personal identification system 10, particularly for making electronic payments, according to the invention, the power supply means 27 of the portable identification device 14 comprise a battery, preferably rechargeable, such as for example a lithium (Li) battery or a nickel-metal hydride (NiMH) battery.

In an embodiment of the personal identification system 10, particularly for making electronic payments, according to the invention, the power supply means 27 of the portable identification device 14 comprise both a solar cell or photovoltaic cell and a battery.

In a preferred embodiment of the personal identification system 10, particularly for making electronic payments, according to the invention, the portable identification device 14 further comprises a short-range wireless communication module 32, preferably NFC (Near Field Communication), which is adapted to enable the portable identification device 14 to communicate with the local processing device 18, if the latter also comprises a respective short-range wireless communication module 38, preferably NFC.

In particular, this short-range wireless communication comprises the transmission from the portable identification device 14 to the local processing device 18 of a unique identification code that points to a corresponding record, comprised in the remote storage means 42 of the remote processing device 22, where personal identification information of the first user 12 is stored, the type of which was previously selected by said first user 12.

The local processing device 18 is a device with telecommunications capacity, preferably mobile, such as for example a smartphone or a tablet computer.

The local processing device 18 is adapted to read and decode the markers 50 displayed by the portable identification device 14, in particular by the e-paper screen 26 of the portable identification device 14, by way of which the first user 12 identifies him/herself to third parties, in particular to the second user 16. Also, the local processing device 18 is adapted to interrogate the remote processing device 22, in particular the corresponding remote storage means 42, as a consequence of the above mentioned reading and decoding of a marker 50 and of the consequent identification of the unique identification code, in order to receive personal identification information belonging to the first user 12, this personal identification information being stored in a record corresponding to the unique identification code identified.

Furthermore, the local processing device 18 is adapted to display to the second user 16 the information and the data that are useful and necessary in each instance in the course of the steps of reading and decoding the markers 50 and/or of interrogation of the remote processing device 22.

The local processing device 18 comprises a control unit 34, user interface means 36, and a reading module 37.

The control unit 34 is the main functional element of the local processing device 18 of the system 10 according to the invention, and for this reason it is connected and in communication with the other operating and/or functional elements that are comprised in the local processing device 18.

The control unit 34 is provided with suitable capacity for processing and for interfacing with the other elements of the local processing device 18, and it is configured to command, control and coordinate the operation of the elements of the local processing device 18 with which it is connected and in communication.

Furthermore, the control unit 34 is configured to execute the processing operations on the data coming from the reading module 37, relating to the reading and decoding of the markers 50, and from the user interface means 36.

The user interface means 36 of the local processing device 18 are adapted to enable the second user 16 to interact in input and in output with the local processing device 18 during the steps of reading the markers 50 and/or of interrogation of the remote processing device 22, and they can comprise for example a touchscreen and a GUI (Graphical User Interface).

The reading module 37 of the local processing device 18 is adapted to read and decode the markers 50 that the first user 12 has previously generated in order to identify him/herself to third parties, in particular to the second user 16.

In practice, the reading module 37 is configured to identify the unique identification code stored in the marker 50. This unique identification code is then used by the local processing device 18 to interrogate the remote storage means 42 of the remote processing device 22, receiving in response personal identification information belonging to the first user 12, the type of which was previously selected by said first user 12.

This personal identification information of the first user 12 is then used by the local processing device 18 to identify the first user 12 who has presented him/herself before the second user 16.

In an embodiment of the personal identification system 10, particularly for making electronic payments, according to the invention, this personal identification information of the first user 12 is then used by the local processing device 18 in order to allow or authorize the execution of operations of various types, such as for example a payment with the credit card of the first user 12, or a registration of access by the first user 12 to a reserved area.

In an embodiment of the personal identification system 10, particularly for making electronic payments, according to the invention, the markers 50 can be read directly by the conveniently configured local processing device 18, for example by way of a special application, in order to decode a marker 50 and identify the unique identification code stored in said marker 50.

In an embodiment of the personal identification system 10, particularly for making electronic payments, according to the invention, the local processing device 18 comprises a digital camera that is adapted to scan one-dimensional (ID) or two-dimensional (2D) barcodes, such as for example a QR code (Quick Response Code).

In another embodiment of the personal identification system 10, particularly for making electronic payments, according to the invention, the local processing device 18 is connected to a barcode reader, for example in form of an optical gun, adapted to scan one-dimensional (ID) or two- dimensional (2D) barcodes, such as for example a QR code (Quick Response Code).

The local processing device 18 further comprises means, not shown, for connection and communication with the remote processing device 22, by way of the telematic communications network 20.

In a preferred embodiment of the personal identification system 10, particularly for making electronic payments, according to the invention, the local processing device 18 further comprises a short-range wireless communication module 38, preferably NFC (Near Field Communication), which is adapted to enable the local processing device 18 to communicate with the portable identification device 14, if the latter also comprises a respective short-range wireless communication module 32, preferably NFC.

In particular, this short-range wireless communication comprises the transmission from the portable identification device 14 to the local processing device 18 of a unique identification code that points to a corresponding record, comprised in the remote storage means 42 of the remote processing device 22, where personal identification information of the first user 12 is stored.

The remote processing device 22 is a server device, preferably a web server, with telecommunications capacity, preferably wired, and is adapted to act as an intermediary between the portable identification device 14 in the possession of the first user 12, who is using a type of personal identification information in order to identify him/herself to third parties, in particular to the second user 16, and the local processing device 18 operated by the second user 16, who needs to identify the first user 12 and optionally to receive items of personal information belonging to the first user 12 in order to allow or authorize the execution of operations of various types.

In practice, the remote processing device 22 receives the interrogations originating from the local processing device 18, and returns to the local processing device 18 personal identification information belonging to a specific first user 12, the type of which was previously selected by said first user 12.

The personal identification information returned is extracted on the basis of the unique identification code comprised as a parameter in the interrogation, which as mentioned points to a corresponding record.

The remote processing device 22 comprises a control unit 40, and remote storage means 42.

The control unit 40 is the main functional element of the remote processing device 22 of the system 10 according to the invention, and for this reason it is connected and in communication with the other operating and/or functional elements that are comprised in the remote processing device 22.

The control unit 40 is provided with suitable capacity for processing and for interfacing with the other elements of the remote processing device 22, and it is configured to command, control and coordinate the operation of the elements of the remote processing device 22 with which it is connected and in communication.

Furthermore, the control unit 40 is configured to execute the processing operations on the data originating from the local processing device 18, relating to the reception of the interrogation, and from the remote storage means 42, relating to the returning of the result of the interrogation.

The remote storage means 42 are adapted to store a set of records, each one corresponding to a unique identification code stored in a marker 50, and each one comprising personal identification information belonging to a specific first user 12, the type of which was previously selected by said first user 12.

In an embodiment of the personal identification system 10, particularly for making electronic payments, according to the invention, the records can store personal identification information of the first user 12 which comprises one or more items of personal information selected from the group consisting of: unique personal code issued by a body; identity card number; passport number; debit card number; credit card number; current account number; name and surname; electronic business card; electronic signature; and photographic portrait.

In a preferred embodiment of the personal identification system 10, particularly for making electronic payments, according to the invention, the remote storage means 42 comprise a database stored on conveniently dimensioned memory media.

In an embodiment of the personal identification system 10, particularly for making electronic payments, according to the invention, the records can store personal identification information of the first user 12 which comprises the name and surname of said first user 12 (for example JOHN SMITH), and the user's credit card number (for example 1234 5678 1234 5678).

In an embodiment of the personal identification system 10, particularly for making electronic payments, according to the invention, the records can store personal identification information of the first user 12 which comprises the name and surname of said first user 12 (for example JOHN SMITH), and the user's passport number (for example ABO 123456).

The remote processing device 22 further comprises means, not shown, for connection and communication with the local processing device 18, by way of the telematic communications network 20.

In an embodiment of the personal identification system 10, particularly for making electronic payments, according to the invention, the remote processing device 22 is configured to request, for example from the first user 12, an alphanumeric verification code, which is adapted to confirm an operation in execution, such as for example a payment with the credit card of the first user 12, or a registration of access by the first user 12 to a reserved area.

In practice it has been found that the invention fully achieves the set aim and objects. In particular, it has been seen that the personal identification system, particularly for making electronic payments, thus conceived makes it possible to overcome the qualitative limitations of the known art, since it makes it possible to minimize the number and the space occupation of the physical media associated solely with a user and used by him/her in order to identify him/herself to third parties.

An advantage of the personal identification system, particularly for making electronic payments, according to the present invention, consists in that it makes it possible to facilitate and speed up the execution of electronic payment operations by a user.

Another advantage of the personal identification system, particularly for making electronic payments, according to the present invention, consists in that it makes it possible to rationalize and organize the various personal identification solutions associated solely with a user and used by him/her in order to identify him/herself to third parties.

Another advantage of the personal identification system, particularly for making electronic payments, according to the present invention, consists in that it makes it possible for a user to select in each instance the personal identification solution associated solely with the user and which the user needs at a given time in order to identify him/herself to third parties.

Another advantage of the personal identification system, particularly for making electronic payments, according to the present invention, consists in that it makes it possible to increase the degree of security and confidentiality of the personal identification operations of a user, in particular in the area of electronic payment operations.

Although the personal identification system according to the invention has been devised in particular for performing electronic payments for the purchase of goods and/or services at commercial concerns in general, it can also be used, more generally, to identify oneself at any structure or for any service, for example in order to access it.

The invention, thus conceived, is susceptible of numerous modifications and variations, all of which are within the scope of the appended claims. Moreover, all the details may be substituted by other, technically equivalent elements.

In practice the materials employed, provided they are compatible with the specific use, and the contingent dimensions and shapes, may be any according to requirements and to the state of the art.

In conclusion, the scope of protection of the claims shall not be limited by the explanations or by the preferred embodiments illustrated in the description by way of examples, but rather the claims shall comprise all the patentable characteristics of novelty that reside in the present invention, including all the characteristics that would be considered as equivalent by the person skilled in the art.

Where the technical features mentioned in any claim are followed by reference numerals and/or signs, those reference numerals and/or signs have been included for the sole purpose of increasing the intelligibility of the claims and accordingly, such reference numerals and/or signs do not have any limiting effect on the interpretation of each element identified by way of example by such reference numerals and/or signs.

Claims

1. A personal identification system (10), particularly for making electronic payments, which comprises a portable identification device (14) in the possession of a first user (12), a local processing device (18) operated by a second user (16), and a remote processing device (22) that comprises remote storage means (42), said local processing device (18) and said remote processing device (22) being connected to a telematic communications network (20), characterized in that said portable identification device (14) comprises a module (28) for generating at least one marker (50), a module (29) for encrypting at least one unique identification code, an e-paper screen (26) adapted to display said at least one marker (50), and command means (30) operated by said first user (12), said at least one marker (50) being readable by said local processing device (18) and comprising said at least one unique identification code, said at least one unique identification code corresponding to a record comprised in said remote storage means (42) and comprising personal identification information belonging to said first user (12).

2. The personal identification system (10), particularly for making electronic payments, according to claim 1, characterized in that said local processing device (18) is configured to interrogate said remote storage means (42) of said remote processing device (22), passing as a parameter said at least one unique identification code comprised in said at least one marker (50), and to receive said personal identification information comprised in said record, corresponding to said at least one unique identification code comprised in said at least one marker (50).

3. The personal identification system (10), particularly for making electronic payments, according to claim 1 or 2, characterized in that said personal identification information of said first user (12) which is comprised in said record, corresponding to said at least one unique identification code comprised in said at least one marker (50), comprises one or more items of personal information selected from the group consisting of: unique personal code issued by a body; identity card number; passport number; debit card number; credit card number; current account number; name and surname; electronic business card; electronic signature; and photographic portrait.

4. The personal identification system (10), particularly for making electronic payments, according to any one of the preceding claims, characterized in that said at least one marker (50) comprises a one- dimensional or two-dimensional barcode.

5. The personal identification system (10), particularly for making electronic payments, according to claim 4, characterized in that said at least one marker (50) comprises a QR code.

6. The personal identification system (10), particularly for making electronic payments, according to any one of the preceding claims, characterized in that said command means (30) comprise one or more buttons or a touch screen.

7. The personal identification system (10), particularly for making electronic payments, according to any one of the preceding claims, characterized in that said portable identification device (14) comprises a short-range wireless communication module (32) adapted to communicate with said local processing device (18).

8. The personal identification system (10), particularly for making electronic payments, according to claim 7, characterized in that said short- range wireless communication module (32) is an NFC module.

9. The personal identification system (10), particularly for making electronic payments, according to any one of the preceding claims, characterized in that said remote processing device (22) is configured to request an alphanumeric verification code, said alphanumeric verification code being adapted to confirm an operation in execution.

10. The personal identification system (10), particularly for making electronic payments, according to any one of the preceding claims, characterized in that said portable identification device (14) comprises long- lasting power supply means (27).