WO2018098925A1 - 用于支付的方法和终端设备 - Google Patents

用于支付的方法和终端设备 Download PDF

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Publication number
WO2018098925A1
WO2018098925A1 PCT/CN2017/076542 CN2017076542W WO2018098925A1 WO 2018098925 A1 WO2018098925 A1 WO 2018098925A1 CN 2017076542 W CN2017076542 W CN 2017076542W WO 2018098925 A1 WO2018098925 A1 WO 2018098925A1
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WIPO (PCT)
Prior art keywords
payment
terminal device
user
verification information
payment verification
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PCT/CN2017/076542
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English (en)
French (fr)
Inventor
符谋政
Original Assignee
华为技术有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
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Application filed by 华为技术有限公司 filed Critical 华为技术有限公司
Priority to CN201780025278.6A priority Critical patent/CN109074581B/zh
Publication of WO2018098925A1 publication Critical patent/WO2018098925A1/zh

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof

Definitions

  • Embodiments of the present application relate to the field of virtual reality technologies, and more particularly to a method and a terminal device for payment.
  • Virtual Reality (VR) technology is a computer simulation system that can create and experience virtual worlds. It uses computer to generate a simulation environment. It is a multi-source information fusion, interactive 3D dynamic vision and entity. The behavior of the system, the simulation immerses the user into the environment.
  • the security of the consumer's property is usually guaranteed by inputting a password composed of a plurality of characters at the time of payment.
  • a password composed of a plurality of characters
  • this way of entering a password is easily stolen, and the typing of characters is difficult to complete.
  • the present application provides a method and a terminal device for payment, which can improve the security of payment.
  • a first aspect provides a method for payment, comprising: determining, by a terminal device, payment verification information according to a payment password; the terminal device determining whether verification information input by a user is consistent with the payment verification information; if the terminal device It is determined that the verification information input by the user is consistent with the payment verification information, and the terminal device displays the payment result.
  • the terminal device determines the payment verification information according to the payment password, and the user needs to input the payment verification information when performing the payment, instead of inputting the original payment password, thereby preventing the payment password from being stolen. To improve the security of payment.
  • the determining, by the terminal device, the payment verification information, according to the payment password includes: determining, by the terminal device, the payment verification information according to the payment password and the current transaction information. .
  • the terminal device generates payment verification information according to the payment password and the current transaction information, which can further improve the security of the payment.
  • the user can directly input the payment verification information in the VR application, and does not need to exit to the ordinary 2-dimensional interface to improve the consistency of the experience of the VR application.
  • the payment verification information is a payment verification code
  • the method further includes: the terminal device displaying a virtual keyboard
  • the terminal device determines whether the verification information input by the user is consistent with the payment verification information, and the terminal device determines whether the verification code input by the user through the virtual keyboard is consistent with the payment verification code.
  • the method further includes: the terminal device randomly determining a character corresponding to each button of the virtual keyboard.
  • the terminal device determines whether a verification code input by the user through the virtual keyboard is consistent with the payment verification code, including: the terminal Assume Obtaining a gaze track of the user on the virtual keyboard; the terminal device determines a verification code input by the user according to the gaze track.
  • the terminal device acquires the verification code input by the user according to the gaze track, and the user only needs to slide the gaze point on the keyboard during the process of inputting the verification code, and does not need to stay for a predetermined period of time. It can shorten the length of verification code input, avoid user fatigue and improve user experience.
  • the terminal device acquires a gaze track of the user on the virtual keyboard, where the terminal device receives the virtual reality VR device and sends the The first feedback information includes the gaze track in the first feedback information.
  • the payment verification information is a payment verification motion track
  • the terminal device determines whether the verification information input by the user is consistent with the payment verification information, and the terminal device determines whether the head motion track of the user is consistent with the payment verification motion track.
  • the length of the verification code input can be shortened, user fatigue can be avoided, and the user experience can be improved.
  • the method further includes: receiving, by the terminal device, second feedback information that is sent by the VR device, where the second feedback information includes the The user's head movement track.
  • the terminal device determines whether the verification information input by the user is consistent with the payment verification information, including: the terminal device receiving the virtual reality VR a third feedback information sent by the device, where the third feedback information is used to indicate whether the verification information input by the user is consistent with the payment verification information; and the terminal device determines, according to the third feedback information, verification information input by the user and Whether the payment verification information is consistent.
  • a terminal device for performing the method of any of the above first aspect or any of the possible implementations of the first aspect.
  • the terminal device comprises functional modules for performing the method of the first aspect or any of the possible implementations of the first aspect described above.
  • a terminal device including a processor, a memory, and a transceiver.
  • the processor, the memory, and the transceiver communicate with each other through an internal connection path, transmitting control and/or data signals, such that the terminal device performs any of the above first aspect or any possible implementation of the first aspect The method in .
  • a computer readable medium for storing a computer program comprising instructions for performing any of the above first aspect or any of the possible implementations of the first aspect.
  • FIG. 1 is a schematic diagram of an application scenario of an embodiment of the present application
  • FIG. 2 is a schematic structural diagram of a terminal device according to an embodiment of the present application.
  • FIG. 3 is a schematic flow chart of a method for payment according to an embodiment of the present application.
  • FIG. 4 is a schematic diagram of a payment verification motion trajectory according to an embodiment of the present application.
  • FIG. 5 is a schematic diagram of a payment verification motion trajectory according to another embodiment of the present application.
  • FIG. 6 is a schematic diagram of a payment verification code according to an embodiment of the present application.
  • FIG. 7 is a schematic diagram of a virtual keyboard according to an embodiment of the present application.
  • FIG. 8 is a schematic block diagram of a terminal device according to another embodiment of the present application.
  • FIG. 9 is a schematic block diagram of a terminal device according to still another embodiment of the present application.
  • a terminal device may also be referred to as a user device (User Device), a mobile station (Mobile Station, MS), a mobile terminal (Mobile Terminal), a client (Station, STA), and the like.
  • the terminal device can communicate with one or more core networks via a Radio Access Network (RAN), for example, the terminal device can be a mobile phone (or "cellular" phone), a computer with a mobile terminal, etc.
  • RAN Radio Access Network
  • the terminal device can be a mobile phone (or "cellular" phone), a computer with a mobile terminal, etc.
  • it may be a portable, pocket, handheld, computer built-in or in-vehicle mobile device, as well as a terminal device in a future 5G network or a terminal device in a future evolved PLMN network.
  • FIG. 1 is an application scenario of an embodiment of the present application.
  • a mobile phone is combined with a virtual reality (VR) device to enable a user to experience a three-dimensional dynamic view. Users can use mobile phones to implement mobile payment in the VR scenario.
  • VR virtual reality
  • FIG. 2 is a block diagram showing a part of the structure of a terminal device related to an embodiment of the present application.
  • the terminal device 100 includes components such as a radio frequency (RF) circuit 110, an input unit 120, a display unit 130, a sensor 140, an audio circuit 150, a memory 160, a processor 170, and a power source 180. These components communicate over one or more communication buses or signal lines.
  • RF radio frequency
  • FIG. 2 does not constitute a limitation to the terminal device, and may include more or less components than those illustrated, or a combination of certain components, or different component arrangements.
  • the components of the terminal device 100 will be specifically described below with reference to FIG. 2:
  • the RF circuit 110 can be used for receiving and transmitting signals during transmission and reception or during a call. Specifically, after receiving the downlink information of the base station, it is processed by the processor 170. In addition, the data related to the uplink is sent to the base station.
  • RF circuit 110 includes, but is not limited to, an antenna, at least one amplifier, a transceiver, a coupler, a Low Noise Amplifier (LNA), a duplexer, and the like.
  • LNA Low Noise Amplifier
  • RF circuitry 110 can also communicate with the network and other devices via wireless communication.
  • the network is, for example, the Internet (also known as the World Wide Web (WWW), an intranet, and/or a wireless network (such as a cellular telephone network, a wireless local area network (WLAN), and/or a metropolitan area network ( Metropolitan Area Network, MAN.
  • WWW World Wide Web
  • a wireless network such as a cellular telephone network, a wireless local area network (WLAN), and/or a metropolitan area network ( Metropolitan Area Network, MAN.
  • WLAN wireless local area network
  • MAN Metropolitan Area Network
  • Wireless communication can use any of a variety of communication standards, protocols, and technologies, including but not limited to Global System for Mobile Communication (GSM) systems, Enhanced Data GSM (Enhanced Data Rate) For GSM Evolution, EDGE), High Speed Downlink Packet Access (HSDPA), High Speed Uplink Packet Access (HSUPA), Wideband Code Division Multiple Access (Wideband Code Division) Multiple Access (WCDMA), Code Division Multiple Access (CDMA), Time Division Multiple Access (TDMA), Long Term Evolution (LTE), Bluetooth, Wireless Fidelity (Wireless Fidelity, WiFi) (eg, IEEE 802.11a, IEEE 802.11b, IEEE 802.11g, and/or IEEE 802.
  • VoIP Voice over Internet Protocol
  • email protocols eg, Internet Message Access Protocol and/or Post Office Protocol
  • instant messaging instant messaging and presence services and/or short messages Information services, or any other appropriate communication protocol, including communication protocols that have not been developed at the filing date of this application.
  • the input unit 120 can be configured to receive input gesture information, digital or character information, and generate key signal input related to user settings and function control of the terminal device 100.
  • the input unit 120 can include a touch screen as well as other input devices.
  • the touch screen can collect touch operations on or near the user (such as the user using a finger, a stylus, or the like on the touch screen or near the touch screen), and drive the corresponding connection according to a preset program. Device.
  • the input unit 120 may also include other input devices.
  • other input devices include, but are not limited to, one or more of a physical keyboard, function keys (such as volume control buttons, switch buttons, etc.), trackballs, mice, joysticks, and the like.
  • the display unit 130 can be used to display information input by the user or information provided to the user as well as various menus of the wireless communication device.
  • the display unit 130 may include a display screen.
  • the display screen may be configured in the form of a liquid crystal display (LCD), an organic light emitting diode (OLED), or the like.
  • LCD liquid crystal display
  • OLED organic light emitting diode
  • FIG. 2 the touch screen and the display screen are two separate components to implement the input and input functions of the wireless communication device, in some embodiments, the input of the wireless communication device can be implemented by integrating the touch screen with the display screen. And output function.
  • the terminal device 100 may also include at least one type of sensor 140, such as a capacitive sensor, a light sensor, a motion sensor, and other sensors.
  • the light sensor can include an ambient light sensor and a proximity sensor.
  • Proximity sensors can be used to detect if an object is in proximity to the wireless communication device.
  • Capacitive sensors can be used to detect if an object (such as a human or animal) capable of causing a change in capacitance value is in proximity to the wireless communication device.
  • the audio circuit 150, the speaker, and the microphone can provide an audio interface between the user and the terminal device.
  • the audio circuit 150 can transmit the converted electrical signal of the received audio data to the speaker, and convert it into a sound signal output by the speaker; on the other hand, the microphone converts the collected sound signal into an electrical signal, which is received by the audio circuit 150 and then converted.
  • the audio data is processed by the audio data output processor 170, transmitted via the RF circuit 110 to, for example, another wireless communication device, or the audio data is output to the memory 170 for further processing.
  • the memory 160 can be used to store software programs and modules, and the processor 170 executes various functional applications and data processing of the terminal devices by running software programs and modules stored in the memory 160.
  • the memory 160 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application required for at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may be stored according to Data created by the use of wireless communication devices (such as audio data, phone books, etc.).
  • memory 160 can include high speed random access memory, and can also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid state storage device.
  • the processor 170 is a control center of the terminal device that connects various portions of the entire wireless communication device using various interfaces and lines, by running or executing software programs and/or modules stored in the memory 160, and recalling stored in the memory 160.
  • the data performing various functions and processing data of the wireless communication device, thereby performing overall monitoring of the wireless communication device.
  • the processor 170 includes an application processor (Application Processer) and a modem processor (Modem Processer).
  • the application processor mainly processes an operating system, a user interface, an application, and the like, and the modem processor mainly processes wireless communication. It can be understood that the above-mentioned modem processor and modem processor can be integrated into the same processor, or can be separate and independent processors.
  • the processor 170 may be a central processing unit (CPU), or may be other general-purpose processors, a digital signal processor (DSP), an application specific integrated circuit (ASIC), and an off-the-shelf device. Field Programmable Gate Array (FPGA) or other Programmable logic devices, discrete gates or transistor logic devices, discrete hardware components, and more.
  • the general purpose processor may be a microprocessor or the processor or any conventional processor or the like. It can be understood that the foregoing processor 170 and the memory 160 may be integrated in the same chip, or may be separate and independent chips.
  • the terminal device 100 further includes a power source 180 (such as a battery) for supplying power to the various components.
  • a power source 180 such as a battery
  • the power source can be logically connected to the processor 170 through the power management system to manage functions such as charging, discharging, and power management through the power management system. .
  • the terminal device 100 may further include a camera, a GPS communication module, a Bluetooth communication module, and the like, and details are not described herein.
  • method 200 includes:
  • the terminal device determines payment verification information according to the payment password.
  • a payment application (Application, APP) is installed on the terminal device 100, and the payment APP may be, for example, an Alipay, a WeChat wallet, or the like, and an icon of the payment APP is displayed on the display unit 130 of the terminal device 100.
  • the payment APP calls an application programming interface (API), and the API determines the payment verification information according to the payment password.
  • API application programming interface
  • the payment APP may generate the payment verification information according to the payment password only when triggered for the first time, and provide the user with the payment verification information of the payment APP.
  • you call this payment app again to make a payment you can directly enter the payment verification information you remember.
  • payment verification information is generated and provided to the user, and the user needs to input the currently generated payment verification information.
  • the API may generate payment verification information according to the payment password and the current time.
  • the payment password is 4535
  • the current time is 12:00 am
  • the payment verification code generated by the API is 4512.
  • the API may determine the payment verification information according to the payment password and the current transaction information.
  • the current transaction information may include, for example, information such as the time at which the transaction was generated, the transaction commodity, the number of traded goods, and the like.
  • the API generates payment verification information based on the payment password and the current transaction information, which can further improve the security of the payment.
  • the payment verification information generated by the API is a payment verification code
  • the payment verification code may be a combination of numbers, and may also be a combination of numbers and special symbols.
  • the payment verification information generated by the API is a payment verification motion track.
  • the payment verification motion trajectory may be a 2-dimensional plane motion trajectory, such as a straight line, a curve, a spiral line, a broken line, and the like as shown in FIG.
  • the payment verification motion trajectory may also be a 3-dimensional spatial motion trajectory, such as the 3-dimensional spiral shown in FIG.
  • the API may first generate a payment verification code according to the payment password and the current transaction information, and then generate a payment verification motion track according to the payment verification code.
  • the API can generate a payment verification motion trajectory directly according to the payment password and the current transaction information.
  • the display unit 130 displays the payment verification code or the payment verification track, so that the user can know the payment verification code or the payment verification motion track that needs to be input.
  • S220 The terminal device determines whether the verification information input by the user is consistent with the payment verification information.
  • the payment APP call API determines whether the verification information input by the user is consistent with the payment verification information.
  • the display unit 130 displays the virtual image.
  • the keyboard is used, and the user inputs the verification code through the virtual keyboard.
  • the API determines whether the verification code input by the user through the virtual keyboard is consistent with the payment verification code.
  • the terminal device 100 acquires a gaze track of the user on the virtual keyboard, and determines a verification code input by the user according to the acquired gaze track, and submits the verification code input by the user to the API.
  • the payment verification code generated by the API is 4136. If the gaze track of the user acquired by the terminal device 100 is the trajectory shown in the left figure of FIG. 6, it can be determined that the verification code input by the user is 4136. The API determines that the verification code entered by the user is consistent with the payment verification code. Or in the right diagram of FIG. 6, the payment verification code generated by the API is 654192. If the gaze track of the user acquired by the terminal device 100 is the trajectory shown in the right figure of FIG. 6, the verification code input by the user can be determined. For 654192, the API determines that the verification code entered by the user is consistent with the payment verification code.
  • the user can implement the input of the verification code by using a method of timing aiming in the prior art.
  • the user can input the verification code by combining the aiming point and the touch screen.
  • the user can input the verification code by combining the aiming point and the handle.
  • the virtual keyboard shown in FIG. 6 includes only numeric keys, the embodiment of the present application is not limited thereto.
  • a special character button can also be included on the virtual keyboard.
  • the terminal device 100 acquires the gaze track of the user on the virtual keyboard by using the sensor 140 (for example, the gyro sensor and the acceleration sensor), and then the sensor 140 submits the acquired gaze track to the VR APP installed on the terminal device 100.
  • the VR APP determines the verification code input by the user according to the gaze track.
  • the terminal device 100 receives the first feedback information sent by the VR device by using the RF circuit 110.
  • the first feedback information includes the gaze track of the user on the virtual keyboard acquired by the VR device through the sensor, and then the RF circuit 110 receives the first trajectory.
  • the feedback information is submitted to the VR APP, and the VR APP determines the verification code input by the user according to the gaze track.
  • the terminal device can randomly determine a character corresponding to each button of the virtual keyboard.
  • the character corresponding to each key of the virtual keyboard shown in the left diagram of FIG. 7 is not exactly the same as the character corresponding to each key of the virtual keyboard shown in the right diagram of FIG.
  • the user's input can be made more consistent, the action is more natural, and the problem of low security of the fixed keyboard can be avoided.
  • the API determines whether the user's head motion track and the payment verification motion track are consistent.
  • the terminal device 100 can obtain the head motion of the user through the sensor 140, and can receive the second feedback information sent by the VR device through the RF circuit 110.
  • the second feedback information includes the head motion track of the user.
  • the VR device has an information processing function, and after the VR device obtains the verification code input by the user or the head motion track of the user, it may determine whether the verification code input by the user is consistent with the payment verification code, or It is judged whether the head motion track of the user is consistent with the payment verification motion track, and the determination result is fed back to the terminal device 100.
  • the terminal device 100 receives the third feedback information sent by the VR device through the RF circuit 110, where the third feedback information is used to indicate whether the verification information input by the user is consistent with the payment verification information, and then the terminal device determines the user input according to the third feedback information. Whether the verification information is consistent with the payment verification information.
  • the API interface invoked by the payment APP determines that the verification information input by the user is consistent with the payment verification information, the payment is successful, and the display unit 130 displays the payment result for the user to view.
  • the display unit 130 displays that the password input has failed, prompting the user to re-enter the verification information.
  • FIG. 8 is a schematic block diagram of a terminal device according to an embodiment of the present application. As shown in FIG. 8, the terminal device 10 includes:
  • the processing module 11 is configured to determine payment verification information according to the payment password
  • the processing module 11 is further configured to determine whether the verification information input by the user is consistent with the payment verification information
  • the display module 12 is configured to display the payment result if the processing module determines that the verification information input by the user is consistent with the payment verification information.
  • the terminal device determines the payment verification information according to the payment password, and the user needs to input the payment verification information when performing the payment, instead of inputting the original payment password, thereby preventing the payment password from being stolen and improving the payment. safety.
  • the processing module 11 is specifically configured to: determine the payment verification information according to the payment password and current transaction information.
  • the payment verification information is a payment verification code
  • the display module is further configured to: display a virtual keyboard
  • the processing module 11 is specifically configured to: determine whether a verification code input by the user through the virtual keyboard is consistent with the payment verification code.
  • the processing module 11 is further configured to: randomly determine a character corresponding to each button of the virtual keyboard.
  • the processing module 11 is specifically configured to: acquire a gaze track of the user on the virtual keyboard; and determine a verification code input by the user according to the gaze track.
  • the processing module 11 is further configured to: receive the first feedback information that is sent by the virtual reality VR device, where the first feedback information includes the gaze track.
  • the payment verification information is a payment verification motion track
  • the processing module 11 is specifically configured to: determine whether the head motion track of the user is consistent with the payment verification motion track.
  • the processing module 11 is further configured to: receive second feedback information sent by the VR device, where the second feedback information includes a head motion track of the user.
  • the processing module 11 is specifically configured to: receive third feedback information sent by the virtual reality VR device, where the third feedback information is used to indicate verification information input by the user and the payment. Whether the verification information is consistent; determining, according to the third feedback information, whether the verification information input by the user is consistent with the payment verification information.
  • the terminal device 10 herein is embodied in the form of a functional module.
  • module may refer to an application specific integrated circuit (ASIC), an electronic circuit, a processor for executing one or more software or firmware programs (eg, a shared processor, a proprietary processor, or a group). Processors, etc.) and memory, merge logic, and/or other suitable components that support the described functionality.
  • ASIC application specific integrated circuit
  • processors, etc. may be used to perform various processes and/or steps in the method 200 in the foregoing method embodiments. To avoid repetition, details are not described herein again.
  • FIG. 9 is a schematic block diagram of a terminal device according to still another embodiment of the present application.
  • the terminal device 1000 shown in FIG. 9 includes Transceiver 1100, display 1200, processor 1300, and memory 1400.
  • the transceiver 1100, the display 1200, the processor 1300, and the memory 1400 can communicate with each other through an internal connection path.
  • the processor 1300 is configured to determine payment verification information according to the payment password; the processor 1300 is further configured to determine whether the verification information input by the user is consistent with the payment verification information; and the display 1200 is configured to: The processor 1300 determines that the verification information input by the user is consistent with the payment verification information, and displays the payment result.
  • terminal device 1000 may correspond to the terminal device 10 of the embodiment of the present application, and the respective units and modules in the terminal device 1000 and the other operations and/or functions described above are respectively implemented to implement the method 200.
  • the process for the sake of brevity, will not be described here.
  • the terminal device determines the payment verification information according to the payment password, and the user needs to input the payment verification information when performing the payment, instead of inputting the original payment password, thereby preventing the payment password from being stolen and improving the payment. safety.
  • the processor may be a central processing unit (CPU), and the processor may also be other general-purpose processors, digital signal processors (DSPs), and dedicated integration.
  • DSPs digital signal processors
  • ASIC Application Specific Integrated Circuit
  • FPGA Field Programmable Gate Array
  • the general purpose processor may be a microprocessor or the processor or any conventional processor or the like.
  • the memory can include read only memory and random access memory and provides instructions and data to the processor.
  • a portion of the memory may also include a non-volatile random access memory.
  • the memory can also store information of the device type.
  • each step of the above method may be completed by an integrated logic circuit of hardware in a processor or an instruction in a form of software.
  • the steps of the method disclosed in the embodiments of the present application may be directly implemented as a hardware processor, or may be performed by a combination of hardware and software modules in the processor.
  • the software module can be located in a conventional storage medium such as random access memory, flash memory, read only memory, programmable read only memory or electrically erasable programmable memory, registers, and the like.
  • the storage medium is located in the memory, and the processor reads the information in the memory and combines the hardware to complete the steps of the above method. To avoid repetition, it will not be described in detail here.
  • the disclosed systems, devices, and methods may be implemented in other manners.
  • the device embodiments described above are merely illustrative.
  • the division of the unit is only a logical function division.
  • there may be another division manner for example, multiple units or components may be combined or Can be integrated into another system, or some features can be ignored or not executed.
  • the mutual coupling or direct coupling or communication connection shown or discussed may be an indirect coupling or communication connection through some interface, device or unit, and may be in an electrical, mechanical or other form.
  • the unit described as a separate component may or may not be physically separated as a unit display
  • the components may or may not be physical units, ie may be located in one place, or may be distributed over multiple network elements. Some or all of the units may be selected according to actual needs to achieve the purpose of the solution of the embodiment.
  • each functional unit in each embodiment of the present application may be integrated into one processing unit, or each unit may exist physically separately, or two or more units may be integrated into one unit.
  • the functions may be stored in a computer readable storage medium if implemented in the form of a software functional unit and sold or used as a standalone product.
  • the technical solution of the present application which is essential or contributes to the prior art, or a part of the technical solution, may be embodied in the form of a software product, which is stored in a storage medium, including
  • the instructions are used to cause a computer device (which may be a personal computer, server, or network device, etc.) to perform all or part of the steps of the methods described in various embodiments of the present application.
  • the foregoing storage medium includes: a U disk, a mobile hard disk, a read-only memory (ROM), a random access memory (RAM), a magnetic disk, or an optical disk, and the like, which can store program codes. .

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Abstract

本申请提供一种用于支付的方法和终端设备，该方法包括：终端设备根据支付密码确定支付验证信息；所述终端设备确定用户输入的验证信息与所述支付验证信息是否一致；如果所述终端设备确定用户输入的验证信息与所述支付验证信息一致，所述终端设备显示支付结果。本申请的用于支付的方法，用户在进行支付时需要输入支付验证信息，而不是输入原始的支付密码，由此，能够避免支付密码被窃取，提高支付的安全性。

Description

用于支付的方法和终端设备 技术领域
本申请实施例涉及虚拟现实技术领域，并且更具体地涉及用于支付的方法和终端设备。
背景技术
虚拟现实(Virtual Reality，VR)技术是一种可以创建和体验虚拟世界的计算机仿真系统，它利用计算机生成一种模拟环境，是一种多源信息融合的、交互式的三维动态视景和实体行为的系统，仿真使用户沉浸到该环境中。
手机支付已经成为生活不可或缺的一部分，给生活带来便利的同时，支付的安全越来越受到关注，需要使用者与硬件、应用的设计者谨慎对待，才能保障消费者的财产的安全。
通常在支付时通过输入由多个字符组合而成的密码，保障消费者的财产的安全。但是在VR场景中，这种输入密码的方式容易被窃取，并且字符的键入难以完成。
因此，急需提供一种用于支付的方法，提高支付的安全性。
发明内容
本申请提供一种用于支付的方法和终端设备，能能够提高支付的安全性。
第一方面，提供了一种用于支付的方法，包括：终端设备根据支付密码确定支付验证信息；所述终端设备确定用户输入的验证信息与所述支付验证信息是否一致；如果所述终端设备确定用户输入的验证信息与所述支付验证信息一致，所述终端设备显示支付结果。
根据本申请实施例的用于支付的方法，终端设备根据支付密码确定支付验证信息，用户在进行支付时需要输入支付验证信息，而不是输入原始的支付密码，由此，能够避免支付密码被窃取，提高支付的安全性。
结合第一方面，在第一方面的一种实现方式中，所述终端设备根据支付密码确定支付验证信息，包括：所述终端设备根据所述支付密码和当前交易信息，确定所述支付验证信息。
终端设备根据支付密码和当前交易信息生成支付验证信息，能够进一步提高支付的安全性。使得用户可以直接在VR应用内完成支付验证信息的输入，不需要退出到普通的2维界面，提高VR应用的体验一致性。
结合第一方面及其上述实现方式，在第一方面的另一实现方式中，所述支付验证信息为支付验证码，所述方法还包括：所述终端设备显示虚拟键盘；
其中，所述终端设备确定用户输入的验证信息与所述支付验证信息是否一致，包括：所述终端设备确定用户通过所述虚拟键盘输入的验证码与所述支付验证码是否一致。
结合第一方面及其上述实现方式，在第一方面的另一实现方式中，所述方法还包括：所述终端设备随机确定所述虚拟键盘的每个按键对应的字符。
由此，能够避免固定键盘容易通过观察输入方式被窃取密码的弊端。
结合第一方面及其上述实现方式，在第一方面的另一实现方式中，所述终端设备确定用户通过所述虚拟键盘输入的验证码与所述支付验证码是否一致，包括：所述终端设 备获取用户在所述虚拟键盘上的注视轨迹；所述终端设备根据所述注视轨迹确定用户输入的验证码。
由此，终端设备根据注视轨迹获取用户输入的验证码，用户在输入验证码的过程中只需要将注视点在键盘上滑过，不需要停留预定时长。能够缩短验证码输入的时长，避免用户疲劳，提高用户体验。
结合第一方面及其上述实现方式，在第一方面的另一实现方式中，所述终端设备获取用户在所述虚拟键盘上的注视轨迹，包括：所述终端设备接收虚拟现实VR设备发送的第一反馈信息，所述第一反馈信息中包括所述注视轨迹。
结合第一方面及其上述实现方式，在第一方面的另一实现方式中，所述支付验证信息为支付验证运动轨迹；
其中，所述终端设备确定用户输入的验证信息与所述支付验证信息是否一致，包括：所述终端设备确定用户的头部运动轨迹与所述支付验证运动轨迹是否一致。
由此，能够缩短验证码输入的时长，避免用户疲劳，提高用户体验。
结合第一方面及其上述实现方式，在第一方面的另一实现方式中，所述方法还包括：所述终端设备接收VR设备发送的第二反馈信息，所述第二反馈信息包括所述用户的头部运动轨迹。
结合第一方面及其上述实现方式，在第一方面的另一实现方式中，所述终端设备确定用户输入的验证信息与所述支付验证信息是否一致，包括：所述终端设备接收虚拟现实VR设备发送的第三反馈信息，所述第三反馈信息用于指示用户输入的验证信息与所述支付验证信息是否一致；所述终端设备根据所述第三反馈信息，确定用户输入的验证信息与所述支付验证信息是否一致。
由此，能够降低终端设备的实现复杂度。
第二方面，提供了一种终端设备，用于执行上述第一方面或第一方面的任意可能的实现方式中的方法。具体地，该终端设备包括用于执行上述第一方面或第一方面的任意可能的实现方式中的方法的功能模块。
第三方面，提供了一种终端设备，包括处理器、存储器和收发器。所述处理器、所述存储器和所述收发器之间通过内部连接通路互相通信，传递控制和/或数据信号，使得所述终端设备执行上述第一方面或第一方面的任意可能的实现方式中的方法。
第四方面，提供了一种计算机可读介质，用于存储计算机程序，该计算机程序包括用于执行上述第一方面或第一方面的任意可能的实现方式中的指令。
附图说明
图1是本申请实施例的应用场景的示意图；
图2是根据本申请实施例的终端设备的示意性结构图；
图3是根据本申请实施例的用于支付的方法的示意性流程；
图4是根据本申请实施例的支付验证运动轨迹的示意图；
图5是根据本申请另一实施例的支付验证运动轨迹的示意图；
图6是根据本申请实施例的支付验证码的示意图；
图7是根据本申请实施例的虚拟键盘的示意图；
图8是根据本申请另一实施例的终端设备的示意性框图；
图9是根据本申请再一实施例的终端设备的示意性框图。
具体实施方式
下面将结合本申请实施例中的附图，对本申请实施例中的技术方案进行清楚、完整地描述。
在本申请实施例中，终端设备(Terminal Device)也可称之为用户设备(User Device)、移动台(Mobile Station，MS)、移动终端(Mobile Terminal)、客户端(Station，STA)等，该终端设备可以经无线接入网(Radio Access Network，RAN)与一个或多个核心网进行通信，例如，终端设备可以是移动电话(或称为“蜂窝”电话)、具有移动终端的计算机等，例如，可以是便携式、袖珍式、手持式、计算机内置的或者车载的移动装置，以及未来5G网络中的终端设备或者未来演进的PLMN网络中的终端设备等。
图1是本申请实施例的一个应用场景，手机与头戴式虚拟现实(Virtual Reality，VR)设备相结合，使用户能够体验到三维动态视景。用户在VR场景下可以用手机实现移动支付。
可以理解的是，本申请的用于支付的方法除了用于图1所示出的场景下，还可以用于普通的移动支付场景中。
图2示出了与本申请实施例相关的终端设备的部分结构的框图。参考图2，终端设备100包括射频(Radio Frequency，RF)电路110、输入单元120、显示单元130、传感器140、音频电路150、存储器160、处理器170以及电源180等部件。这些部件通过一条或多条通信总线或信号线进行通信。本领域技术人员可以理解，图2中示出的设备结构并不构成对终端设备的限定，可以包括比图示更多或更少的部件，或者组合某些部件，或者不同的部件布置。
下面结合图2对终端设备100的各个构成部件进行具体的介绍：
RF电路110可用于收发信息或通话过程中信号的接收和发送，特别地，将基站的下行信息接收后，给处理器170处理；另外，将涉及上行的数据发送给基站。通常，RF电路110包括但不限于天线、至少一个放大器、收发信机、耦合器、低噪声放大器(Low Noise Amplifier，LNA)、双工器等。此外，RF电路110还可以通过无线通信与网络和其他设备通信。
其中，网络诸如是互联网(也被称为万维网(World Wide Web，WWW)、内联网和/或无线网络(诸如蜂窝电话网络、无线局域网(Wireless Local Area Network，WLAN)和/或城域网(Metropolitan Area Network，MAN)。无线通信可使用多种通信标准、协议和技术中的任何类型，包括但不限于全球移动通信(Global System for Mobile Communication，GSM)系统、增强数据GSM环境(Enhanced Data Rate for GSM Evolution，EDGE)、高速下行链路分组接入(High Speed Downlink Packet Access，HSDPA)、高速上行链路分组接入(High Speed Uplink Packet Access，HSUPA)、宽带码分多址(Wideband Code Division Multiple Access，WCDMA)、码分多址(Code Division Multiple Access，CDMA)、时分多址(Time Division Multiple Access，TDMA)、长期演进(Long Term Evolution，LTE)、蓝牙、无线保真(Wireless Fidelity，WiFi)(例如，IEEE 802.11a、IEEE 802.11b、IEEE 802.11g和/或IEEE 802.11n)、因特网语音协议(Voice over Internet Protocol，VoIP)、电子邮件协议(例如，因特网消息访问协议和/或邮局协议)、即时消息、即时消息和到场服务和/或短消 息服务、或者其他任何适当的通信协议，包括在本申请提交日还未开发出的通信协议。
输入单元120可用于接收输入的手势信息、数字或字符信息，以及产生与终端设备100的用户设置以及功能控制有关的键信号输入。具体地，输入单元120可包括触摸屏以及其他输入设备。触摸屏可收集用户在其上或附近的触控操作(比如用户使用手指、触笔等任何适合的物体或附件在触摸屏上或在触摸屏附近的操作)，并根据预先设定的程式驱动相应的连接装置。除了触摸屏，输入单元120还可以包括其他输入设备。具体地，其他输入设备包括但不限于物理键盘、功能键(比如音量控制按键、开关按键等)、轨迹球、鼠标、操作杆等中的一种或多种。
显示单元130可用于显示由用户输入的信息或提供给用户的信息以及无线通信设备的各种菜单。显示单元130可包括显示屏，可选的，可以采用液晶显示器(Liquid Crystal Display，LCD)、有机发光二极管(Organic Light Emitting Diode，OLED)等形式来配置显示屏。虽然在图2中，触摸屏与显示屏是作为两个独立的部件来实现无线通信设备的输入和输入功能，但是在某些实施例中，可以将触摸屏与显示屏集成而实现无线通信设备的输入和输出功能。
终端设备100还可包括至少一种传感器140，比如电容式传感器、光传感器、运动传感器以及其他传感器。光传感器可包括环境光传感器及接近传感器。接近传感器可用于检测是否有物体接近无线通信设备。电容式传感器可用于检测是否有能够引起电容值改变的物体(例如人体或动物)接近无线通信设备。
音频电路150、扬声器以及传声器可提供用户与终端设备之间的音频接口。音频电路150可将接收到的音频数据转换后的电信号，传输到扬声器，由扬声器转换为声音信号输出；另一方面，传声器将收集的声音信号转换为电信号，由音频电路150接收后转换为音频数据，再将音频数据输出处理器170处理后，经RF电路110以发送给比如另一无线通信设备，或者将音频数据输出至存储器170以便进一步处理。
存储器160可用于存储软件程序以及模块，处理器170通过运行存储在存储器160的软件程序以及模块，从而执行终端设备的各种功能应用以及数据处理。存储器160可主要包括存储程序区和存储数据区，其中，存储程序区可存储操作系统、至少一个功能所需的应用程序(比如声音播放功能、图像播放功能等)等；存储数据区可存储根据无线通信设备的使用所创建的数据(比如音频数据、电话本等)等。此外，存储器160可以包括高速随机存取存储器，还可以包括非易失性存储器，例如至少一个磁盘存储器件、闪存器件、或其他易失性固态存储器件。
处理器170是终端设备的控制中心，利用各种接口和线路连接整个无线通信设备的各个部分，通过运行或执行存储在存储器160内的软件程序和/或模块，以及调用存储在存储器160内的数据，执行无线通信设备的各种功能和处理数据，从而对无线通信设备进行整体监控。可选的，处理器170包括应用处理器(Application Processer)和调制解调处理器(Modem Processer)。其中，应用处理器主要处理操作系统、用户界面和应用程序等，调制解调处理器主要处理无线通信。可以理解的是，上述调制解调处理器和调制解调处理器可以集成为同一处理器，也可以是分离的相互独立的处理器。该处理器170可以是中央处理单元(Central Processing Unit，CPU)，还可以是其他通用处理器、数字信号处理器(Digital Signal Processor，DSP)、专用集成电路(Application Specific Integrated Circuit，ASIC)、现成可编程门阵列(Field Programmable Gate Array，FPGA)或者其他 可编程逻辑器件、分立门或者晶体管逻辑器件、分立硬件组件等。通用处理器可以是微处理器或者该处理器也可以是任何常规的处理器等。可以理解的是，上述处理器170和存储器160可以集成在同一芯片中，也可以是分离的相互独立的芯片。
终端设备100还包括给各个部件供电的电源180(比如电池)，优选的，电源可以通过电源管理系统与处理器170逻辑相连，从而通过电源管理系统实现管理充电、放电、以及功耗管理等功能。
尽管未示出，终端设备100还可以包括摄像头、GPS通信模块、蓝牙通信模块等，在此不再赘述。
下面将结合图2中示出的终端设备100描述根据本申请实施例的用于支付的方法。如图3所示，方法200包括：
S210，终端设备根据支付密码确定支付验证信息；
具体地，在一些实施例中，终端设备100上安装有支付应用程序(Application，APP)，支付APP例如可以是支付宝、微信钱包等，终端设备100的显示单元130上显示有支付APP的图标。当用户通过终端设备上安装的支付APP进行付款时，支付APP调用应用程序编程接口(Application Programming Interface，API)，API根据支付密码确定支付验证信息。
可选地，如果API只根据支付密码生成支付验证信息，支付APP可以只在第一次被触发时根据支付密码生成支付验证信息，并提供给用户，用户记住支付APP的支付验证信息，下次再调用这个支付APP进行支付时，直接输入自己记住的支付验证信息即可。或者，在每次这个支付APP被触发用于支付时，均生成支付验证信息，并提供给用户，用户需要输入当前生成的这个支付验证信息。
或者，API可以根据支付密码和当前时间生成支付验证信息，例如，支付密码为4535，当前时间为上午12:00，API生成的支付验证码为4512。
进一步地，API可以根据支付密码和当前交易信息，确定支付验证信息。当前交易信息例如可以包括交易生成的时间、交易商品、交易商品的数量等信息。API根据支付密码和当前交易信息生成支付验证信息，能够进一步提高支付的安全性。
可选地，作为一个例子，API生成的支付验证信息为支付验证码，支付验证码可以是数字的组合，还可以是数字和特殊符号的组合。
可选地，作为另一个例子，API生成的支付验证信息为支付验证运动轨迹。支付验证运动轨迹可以是2维平面运动轨迹，例如图4所示出的直线、曲线、螺旋线、折线等。支付验证运动轨迹还可以是3维空间运动轨迹，例如图5所示出的3维螺旋线。API在根据支付密码和当前交易信息生成支付验证运动轨迹时，可以先根据支付密码和当前交易信息生成一个支付验证码，之后在根据支付验证码生成支付验证运动轨迹。或者API可以直接根据支付密码和当前交易信息生成支付验证运动轨迹。
在上述实施例中，可选地，API生成支付验证码或支付验证运动轨迹之后，显示单元130显示支付验证码或支付验证轨迹，以便于用户获知需要输入的支付验证码或支付验证运动轨迹。
S220，终端设备确定用户输入的验证信息与支付验证信息是否一致；
支付APP调用API确定用户输入的验证信息与支付验证信息是否一致。
可选地，当在S210中API生成的验证信息为支付验证码时，显示单元130上显示虚 拟键盘，用户通过虚拟键盘输入验证码。API判断用户通过虚拟键盘输入的验证码是否和支付验证码一致。
可选地，在一些实施例中，终端设备100获取用户在虚拟键盘上的注视轨迹，并根据获取到的注视轨迹确定用户输入的验证码，将用户输入的验证码提交给API。例如，图6中所示出的。在图6左图中，API生成的支付验证码为4136，如果终端设备100获取到的用户的注视轨迹为图6左图所示出的轨迹，便可以确定出用户输入的验证码为4136，API确定用户输入的验证码与支付验证码一致。或者在图6右图中，API生成的支付验证码为654192，如果传终端设备100获取到的用户的注视轨迹为图6右图中所示出的轨迹，便可以确定出用户输入的验证码为654192，API确定用户输入的验证码与支付验证码一致。
可选地，在另一些实施例中，用户可以通过现有技术中的定时瞄点的方法，实现验证码的输入。或者用户可以通过瞄点和触摸屏相结合的方式实现验证码的输入。或者用户可以通过瞄点和手柄相结合的方式实现验证码的输入。
可以理解的是，虽然图6中示出的虚拟键盘仅包括数字按键，但本申请实施例并不限于此。例如，虚拟键盘上还可以包括特殊字符按键。
可选地，终端设备100通过传感器140(例如，陀螺仪传感器和加速度传感器)获取用户在虚拟键盘上的注视轨迹，之后传感器140将获取到的注视轨迹提交给终端设备100上安装的VR APP，VR APP根据注视轨迹确定出用户输入的验证码。或者终端设备100通过RF电路110接收VR设备发送的第一反馈信息，第一反馈信息中包括VR设备通过传感器获取到的用户在虚拟键盘上的注视轨迹，之后RF电路110将接收到的第一反馈信息提交给VR APP，VR APP根据注视轨迹确定出用户输入的验证码。
进一步地，终端设备可以随机确定虚拟键盘的每个按键对应的字符。例如，图7左图中所示出的虚拟键盘的每个按键对应的字符与图7右图中所示出的虚拟键盘的每个按键对应的字符不完全相同。由此，可以将用户的输入变得更加连贯，动作更加自然，并且能够避免固定键盘安全性低的问题。
可选地，当在S210中API生成的验证信息为支付验证运动轨迹时，API判断用户的头部运动轨迹和支付验证运动轨迹是否一致。并且终端设备100可以通过传感器140获取用户的头部运动，也可以通过RF电路110接收VR设备发送的第二反馈信息，第二反馈信息包括用户的头部运动轨迹。
可选地，在一些实施例中，VR设备具有信息处理功能，VR设备获取到用户输入的验证码或者用户的头部运动轨迹之后，可以判断用户输入的验证码是否和支付验证码一致，或者判断用户的头部运动轨迹是否和支付验证运动轨迹一致，并判断结果反馈给终端设备100。例如，终端设备100通过RF电路110接收VR设备发送的第三反馈信息，第三反馈信息用于指示用户输入的验证信息与支付验证信息是否一致，之后终端设备根据第三反馈信息确定用户输入的验证信息与支付验证信息是否一致。
S230，如果终端设备确定用户输入的验证信息与所述支付验证信息一致，显示支付结果。
具体地，在一些实施例中，支付APP调用的API接口确定用户输入的验证信息与支付验证信息一致时，支付成功，显示单元130显示支付结果，供用户查看。
可选地，在另一些实施例中，当API接口确定用户输入的验证信息与支付验证信息 不一致时，显示单元130显示密码输入失败，提示用户重新进行验证信息的输入。
以上结合图3至图7详细描述了根据本申请实施例的用于支付的方法，下面将结合图8详细描述根据本申请实施例的终端设备。
图8示出了根据本申请实施例的终端设备的示意性框图，如图8所示，终端设备10包括：
处理模块11，用于根据支付密码确定支付验证信息；
所述处理模块11，还用于确定用户输入的验证信息与所述支付验证信息是否一致；
显示模块12，用于如果所述处理模块确定用户输入的验证信息与所述支付验证信息一致，显示支付结果。
因此，根据本申请实施例的终端设备根据支付密码确定支付验证信息，用户在进行支付时需要输入支付验证信息，而不是输入原始的支付密码，由此，能够避免支付密码被窃取，提高支付的安全性。
在本申请实施例中，可选地，所述处理模块11具体用于：根据所述支付密码和当前交易信息，确定所述支付验证信息。
在本申请实施例中，可选地，所述支付验证信息为支付验证码，所述显示模块还用于：显示虚拟键盘；
其中，所述处理模块11具体用于：确定用户通过所述虚拟键盘输入的验证码与所述支付验证码是否一致。
在本申请实施例中，可选地，所述处理模块11还用于：随机确定所述虚拟键盘的每个按键对应的字符。
在本申请实施例中，可选地，所述处理模块11具体用于：获取用户在所述虚拟键盘上的注视轨迹；根据所述注视轨迹确定用户输入的验证码。
在本申请实施例中，可选地，所述处理模块11还用于：接收虚拟现实VR设备发送的第一反馈信息，所述第一反馈信息中包括所述注视轨迹。
在本申请实施例中，可选地，所述支付验证信息为支付验证运动轨迹；
其中，所述处理模块11具体用于：确定用户的头部运动轨迹与所述支付验证运动轨迹是否一致。
在本申请实施例中，可选地，所述处理模块11还用于：接收VR设备发送的第二反馈信息，所述第二反馈信息包括所述用户的头部运动轨迹。
在本申请实施例中，可选地，所述处理模块11具体用于：接收虚拟现实VR设备发送的第三反馈信息，所述第三反馈信息用于指示用户输入的验证信息与所述支付验证信息是否一致；根据所述第三反馈信息，确定用户输入的验证信息与所述支付验证信息是否一致。
应理解，这里的终端设备10以功能模块的形式体现。这里的术语“模块”可以指应用特有集成电路(Application Specific Integrated Circuit，ASIC)、电子电路、用于执行一个或多个软件或固件程序的处理器(例如共享处理器、专有处理器或组处理器等)和存储器、合并逻辑电路和/或其它支持所描述的功能的合适组件。在一个可选例子中，本领域技术人员可以理解，终端设备10可以用于执行上述方法实施例中方法200中的各个流程和/或步骤，为避免重复，在此不再赘述。
图9是本申请再一实施例的终端设备的示意性框图。图9所示的终端设备1000包括 收发器1100、显示器1200、处理器1300和存储器1400。其中，收发器1100、显示器1200、处理器1300和存储器1400可以通过内部连接通路互相通信。其中，所述处理器1300，用于根据支付密码确定支付验证信息；所述处理器1300，还用于确定用户输入的验证信息与所述支付验证信息是否一致；所述显示器1200，用于如果所述处理器1300确定用户输入的验证信息与所述支付验证信息一致，显示支付结果。
应理解，根据本申请实施例的终端设备1000可对应于本申请实施例的终端设备10，并且，终端设备1000中的各单元及模块和上述其他操作和/或功能分别为了实现方法200的相应流程，为了简洁，在此不再赘述。
因此，根据本申请实施例的终端设备根据支付密码确定支付验证信息，用户在进行支付时需要输入支付验证信息，而不是输入原始的支付密码，由此，能够避免支付密码被窃取，提高支付的安全性。
应理解，在本申请上述实施例中，处理器可以是中央处理单元(Central Processing Unit，CPU)，处理器还可以是其他通用处理器、数字信号处理器(Digital Signal Processor，DSP)、专用集成电路(Application Specific Integrated Circuit，ASIC)、现成可编程门阵列(Field Programmable Gate Array，FPGA)或者其他可编程逻辑器件、分立门或者晶体管逻辑器件、分立硬件组件等。通用处理器可以是微处理器或者该处理器也可以是任何常规的处理器等。
存储器可以包括只读存储器和随机存取存储器，并向处理器提供指令和数据。存储器的一部分还可以包括非易失性随机存取存储器。例如，存储器还可以存储设备类型的信息。
在实现过程中，上述方法的各步骤可以通过处理器中的硬件的集成逻辑电路或者软件形式的指令完成。结合本申请实施例所公开的方法的步骤可以直接体现为硬件处理器执行完成，或者用处理器中的硬件及软件模块组合执行完成。软件模块可以位于随机存储器，闪存、只读存储器，可编程只读存储器或者电可擦写可编程存储器、寄存器等本领域成熟的存储介质中。存储介质位于存储器，处理器读取存储器中的信息，结合其硬件完成上述方法的步骤。为避免重复，这里不再详细描述。
本领域普通技术人员可以意识到，结合本文中所公开的实施例描述的各示例的单元及算法步骤，能够以电子硬件、或者计算机软件和电子硬件的结合来实现。这些功能究竟以硬件还是软件方式来执行，取决于技术方案的特定应用和设计约束条件。专业技术人员可以对每个特定的应用来使用不同方法来实现所描述的功能，但是这种实现不应认为超出本申请的范围。
所属领域的技术人员可以清楚地了解到，为描述的方便和简洁，上述描述的系统、装置和单元的具体工作过程，可以参考前述方法实施例中的对应过程，在此不再赘述。
在本申请所提供的几个实施例中，应该理解到，所揭露的系统、装置和方法，可以通过其它的方式实现。例如，以上所描述的装置实施例仅仅是示意性的，例如，所述单元的划分，仅仅为一种逻辑功能划分，实际实现时可以有另外的划分方式，例如多个单元或组件可以结合或者可以集成到另一个系统，或一些特征可以忽略，或不执行。另一点，所显示或讨论的相互之间的耦合或直接耦合或通信连接可以是通过一些接口，装置或单元的间接耦合或通信连接，可以是电性，机械或其它的形式。
所述作为分离部件说明的单元可以是或者也可以不是物理上分开的，作为单元显示 的部件可以是或者也可以不是物理单元，即可以位于一个地方，或者也可以分布到多个网络单元上。可以根据实际的需要选择其中的部分或者全部单元来实现本实施例方案的目的。
另外，在本申请各个实施例中的各功能单元可以集成在一个处理单元中，也可以是各个单元单独物理存在，也可以两个或两个以上单元集成在一个单元中。
所述功能如果以软件功能单元的形式实现并作为独立的产品销售或使用时，可以存储在一个计算机可读取存储介质中。基于这样的理解，本申请的技术方案本质上或者说对现有技术做出贡献的部分或者该技术方案的部分可以以软件产品的形式体现出来，该计算机软件产品存储在一个存储介质中，包括若干指令用以使得一台计算机设备(可以是个人计算机，服务器，或者网络设备等)执行本申请各个实施例所述方法的全部或部分步骤。而前述的存储介质包括：U盘、移动硬盘、只读存储器(Read-Only Memory，ROM)、随机存取存储器(Random Access Memory，RAM)、磁碟或者光盘等各种可以存储程序代码的介质。
以上所述，仅为本申请的具体实施方式，但本申请的保护范围并不局限于此，任何熟悉本技术领域的技术人员在本申请揭露的技术范围内，可轻易想到变化或替换，都应涵盖在本申请的保护范围之内。因此，本申请的保护范围应所述以权利要求的保护范围为准。

Claims (18)

  1. 一种用于支付的方法，其特征在于，包括：
    终端设备根据支付密码确定支付验证信息；
    所述终端设备确定用户输入的验证信息与所述支付验证信息是否一致；
    如果所述终端设备确定用户输入的验证信息与所述支付验证信息一致，所述终端设备显示支付结果。
  2. 根据权利要求1所述的方法，其特征在于，所述终端设备根据支付密码确定支付验证信息，包括：
    所述终端设备根据所述支付密码和当前交易信息，确定所述支付验证信息。
  3. 根据权利要求1或2所述的方法，其特征在于，所述支付验证信息为支付验证码，所述方法还包括：
    所述终端设备显示虚拟键盘；
    其中，所述终端设备确定用户输入的验证信息与所述支付验证信息是否一致，包括：
    所述终端设备确定用户通过所述虚拟键盘输入的验证码与所述支付验证码是否一致。
  4. 根据权利要求3所述的方法，其特征在于，所述方法还包括：
    所述终端设备随机确定所述虚拟键盘的每个按键对应的字符。
  5. 根据权利要求3或4所述的方法，其特征在于，所述终端设备确定用户通过所述虚拟键盘输入的验证码与所述支付验证码是否一致，包括：
    所述终端设备获取用户在所述虚拟键盘上的注视轨迹；
    所述终端设备根据所述注视轨迹确定用户输入的验证码。
  6. 根据权利要求5所述的方法，其特征在于，所述终端设备获取用户在所述虚拟键盘上的注视轨迹，包括：
    所述终端设备接收虚拟现实VR设备发送的第一反馈信息，所述第一反馈信息中包括所述注视轨迹。
  7. 根据权利要求1或2所述的方法，其特征在于，所述支付验证信息为支付验证运动轨迹；
    其中，所述终端设备确定用户输入的验证信息与所述支付验证信息是否一致，包括：
    所述终端设备确定用户的头部运动轨迹与所述支付验证运动轨迹是否一致。
  8. 根据权利要求7所述的方法，其特征在于，所述方法还包括：
    所述终端设备接收VR设备发送的第二反馈信息，所述第二反馈信息包括所述用户的头部运动轨迹。
  9. 根据权利要求1或2所述的方法，其特征在于，所述终端设备确定用户输入的验证信息与所述支付验证信息是否一致，包括：
    所述终端设备接收虚拟现实VR设备发送的第三反馈信息，所述第三反馈信息用于指示用户输入的验证信息与所述支付验证信息是否一致；
    所述终端设备根据所述第三反馈信息，确定用户输入的验证信息与所述支付验证信息是否一致。
  10. 一种终端设备，其特征在于，包括：
    处理模块，用于根据支付密码确定支付验证信息；
    所述处理模块，还用于确定用户输入的验证信息与所述支付验证信息是否一致；
    显示模块，用于如果所述处理模块确定用户输入的验证信息与所述支付验证信息一致，显示支付结果。
  11. 根据权利要求10所述的终端设备，其特征在于，所述处理模块具体用于：
    根据所述支付密码和当前交易信息，确定所述支付验证信息。
  12. 根据权利要求10或11所述的终端设备，其特征在于，所述支付验证信息为支付验证码，所述显示模块还用于：显示虚拟键盘；
    其中，所述处理模块具体用于：
    确定用户通过所述虚拟键盘输入的验证码与所述支付验证码是否一致。
  13. 根据权利要求12所述的终端设备，其特征在于，所述处理模块还用于：
    随机确定所述虚拟键盘的每个按键对应的字符。
  14. 根据权利要求12或13所述的终端设备，其特征在于，所述处理模块具体用于：
    获取用户在所述虚拟键盘上的注视轨迹；
    根据所述注视轨迹确定用户输入的验证码。
  15. 根据权利要求14所述的终端设备，其特征在于，所述处理模块还用于：
    接收虚拟现实VR设备发送的第一反馈信息，所述第一反馈信息中包括所述注视轨迹。
  16. 根据权利要求10或11所述的终端设备，其特征在于，所述支付验证信息为支付验证运动轨迹；
    其中，所述处理模块具体用于：
    确定用户的头部运动轨迹与所述支付验证运动轨迹是否一致。
  17. 根据权利要求16所述的终端设备，其特征在于，所述处理模块还用于：
    接收VR设备发送的第二反馈信息，所述第二反馈信息包括所述用户的头部运动轨迹。
  18. 根据权利要求10或11所述的终端设备，其特征在于，所述处理模块具体用于：
    接收虚拟现实VR设备发送的第三反馈信息，所述第三反馈信息用于指示用户输入的验证信息与所述支付验证信息是否一致；
    根据所述第三反馈信息，确定用户输入的验证信息与所述支付验证信息是否一致。
PCT/CN2017/076542 2016-11-29 2017-03-14 用于支付的方法和终端设备 WO2018098925A1 (zh)

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