WO2018082560A1 - 帐号注册方法、相关设备及系统 - Google Patents

帐号注册方法、相关设备及系统 Download PDF

Info

Publication number
WO2018082560A1
WO2018082560A1 PCT/CN2017/108888 CN2017108888W WO2018082560A1 WO 2018082560 A1 WO2018082560 A1 WO 2018082560A1 CN 2017108888 W CN2017108888 W CN 2017108888W WO 2018082560 A1 WO2018082560 A1 WO 2018082560A1
Authority
WO
WIPO (PCT)
Prior art keywords
account
public
pair
registration
terminal
Prior art date
Application number
PCT/CN2017/108888
Other languages
English (en)
French (fr)
Inventor
蒋鹏
王金华
谢平进
盛昌
王晖
许鑫城
冯艳珊
麦智凯
Original Assignee
腾讯科技（深圳）有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 腾讯科技（深圳）有限公司 filed Critical 腾讯科技（深圳）有限公司
Publication of WO2018082560A1 publication Critical patent/WO2018082560A1/zh
Priority to US16/296,607 priority Critical patent/US20190205976A1/en

Links

Images

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L65/00—Network arrangements, protocols or services for supporting real-time applications in data packet communication
    • H04L65/1066—Session management
    • H04L65/1073—Registration or de-registration
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/407—Cancellation of a transaction
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L65/00—Network arrangements, protocols or services for supporting real-time applications in data packet communication
    • H04L65/1066—Session management
    • H04L65/1069—Session establishment or de-establishment

Definitions

  • the present invention relates to the field of computer technology, and in particular to account registration.
  • An information interaction platform refers to a network architecture that connects people through social relationships and/or common interests (or common interests). Users can communicate daily and handle some daily routines through the terminals provided by the information interaction platform. Transaction. Each user, such as a business, merchant, or institution, needs to register an account on the information exchange platform for identifying other users on the information exchange platform.
  • the account number can be a subscription number or an enterprise number or a service number or an application number.
  • the terminal when the user registers an account on the information interaction platform, the terminal sends the registration information to the server of the information interaction platform through the terminal, and the registration information includes at least the photo of the business license of the enterprise, the merchant or the organization, and the account opening name of the user, and the information interaction platform
  • the staff obtains the registration information through the server, it is legal to check whether the business license in the photo is legal on the website of the relevant department that issued the business license.
  • determining the legality of the business license it is determined that the identity of the user is verified, and the account is assigned to the user according to the account opening name.
  • the staff needs to check the legality of the business license on the website of the relevant department one by one. Since the manual verification process requires a lot of time, the registration efficiency of the account is low.
  • the present invention provides an account registration method, related device and system.
  • the technical solution is as follows:
  • an account registration method includes:
  • the indication information includes a second pair of public accounts that transfer resources, a second account name corresponding to the second pair of public accounts of the terminal, and a second account number that receives the resources;
  • the second pair of public accounts is the same as the first pair of public accounts
  • the second account name and the first account opening When the name is the same, and the second recipient account is the same as the first recipient account, the registered account is allocated according to the first account name, the first pair of public accounts, the first account name, and the first The recipient account is pre-stored information;
  • a notification message indicating that the registration is successful is sent to the terminal.
  • an account registration method includes:
  • a recipient account including a first recipient account, where the first recipient account is used to receive the resource transferred by the first pair of public accounts through a transaction server;
  • a registration server comprising:
  • the receiver is configured to receive the indication information sent by the transaction server, where the indication information includes a second pair of public accounts that transfer the resources, a second account name corresponding to the second pair of public accounts of the terminal, and a Second party account number;
  • a processor configured to: when the second pair of public accounts is the same as the first pair of accounts, the second account name is the same as the first account name, and the second recipient account is the same as the first recipient account And allocating a registered account according to the first account name, where the first pair of public accounts, the first account name, and the first recipient account are pre-stored information;
  • the transmitter is further configured to send, to the terminal, a notification message for indicating that the registration is successful.
  • a terminal where the terminal includes:
  • a sender configured to send the public account to the registration server, where the public account includes the first account name and the first pair of public accounts;
  • a receiver configured to receive a recipient account that is sent by the registration server and includes a first recipient account, where the first recipient account is used to receive the resource transferred by the first pair of public accounts by using a transaction server;
  • the receiver is further configured to receive a notification message sent by the registration server to indicate that the registration is successful.
  • a computer program product for performing the method as shown in the first or second aspect of the present application when the computer product is executed.
  • a computer readable storage medium comprising instructions that, when executed on a registration server, cause the registration server to perform the method of the first aspect.
  • a computer readable storage medium comprising instructions that, when executed on a terminal, cause the terminal to perform the method of the second aspect.
  • an account registration system comprising a registration server, a transaction server and a terminal, the registration server being the registration server according to the third aspect, the terminal being the terminal according to the fourth aspect.
  • the registration server receives the indication information sent by the transaction server, because the indication information includes the second pair of public accounts that transfer the resources, the second account name corresponding to the second pair of public accounts, and the second recipient account that receives the resources. Therefore, when the second pair of public accounts is the same as the pre-stored first pair of public accounts, the second account name is the same as the pre-stored first account name, and the second recipient account is the same as the pre-stored first recipient account, The verification is passed, and the registered account is automatically assigned after the verification is passed, without the need to manually verify the legality of the business license, which can improve the registration efficiency of the account.
  • FIG. 1 is a schematic structural diagram of an account registration system according to some exemplary embodiments
  • FIG. 2 is a flowchart of a method for registering an account provided by an embodiment of the present invention
  • FIG. 3 is a flowchart of a method for registering an account provided by another embodiment of the present invention.
  • FIG. 4 is a schematic diagram of a registration information filling interface provided by another embodiment of the present invention.
  • FIG. 5 is a schematic diagram of a transaction interface according to another embodiment of the present invention.
  • FIG. 6 is a flowchart of a method for registering an account according to another embodiment of the present invention.
  • FIG. 7 is a structural block diagram of a registration server according to an embodiment of the present invention.
  • FIG. 8 is a structural block diagram of a terminal according to still another embodiment of the present invention.
  • FIG. 9 is a structural block diagram of a registration server according to an embodiment of the present invention.
  • FIG. 10 is a structural block diagram of a terminal according to an embodiment of the present invention.
  • FIG. 1 is a schematic structural diagram of an account registration system provided by the present invention.
  • the account registration system includes a terminal 110, a registration server 120, and a transaction server 130.
  • the terminal 110 establishes a connection with the registration server 120 via a wired network or a wireless network
  • the registration server 120 establishes a connection with the transaction server 130.
  • the terminal 110 is a device having a data transceiving function, such as a smart phone.
  • the terminal 110 is installed with an application client provided by the information interaction platform, or a browser is installed, and the webpage client of the information interaction platform is accessed through the browser.
  • the terminal may be a WeChat client, or a browser capable of logging into the web version of the WeChat public platform.
  • the account registered on the information interaction platform can be a subscription number or an enterprise number or a service number or an application number.
  • the subscription number is an account for information dissemination registered by the media and the individual;
  • the enterprise number is an account for providing a mobile application portal for the enterprise, and helping the enterprise establish a connection with the employee, the upstream and downstream supply chain, and the enterprise application;
  • It is an account that provides business services and user management capabilities for enterprises;
  • the application number is an account that provides application functions.
  • the registration server 120 is a background server of the information interaction platform, and may be a server cluster or a cloud computing center composed of one server or multiple servers.
  • the transaction server 130 is a bank server, and may be a server cluster or a cloud computing center composed of one server or multiple servers.
  • the registration server 120 instructs the user to transfer resources to the transaction server 130 through the terminal, and the transaction server 130 notifies the registration server 120 of the resource transfer situation, and the registration server 120 verifies the identity of the user according to the resource transfer situation.
  • the user is assigned a registration account and instructs the transaction server 130 to return the resources transferred by the user to the user.
  • FIG. 2 is a flowchart of a method for registering an account provided by an embodiment of the present invention.
  • the account registration method can be applied to the account registration system shown in FIG. 1.
  • the account registration method includes:
  • Step 201 The terminal receives the public account that is input by the user, including the first account name and the first pair of public accounts, and sends the public account to the registration server.
  • the account opening name refers to the person in charge of the enterprise, business or institution holding a legal business license and other documents in the bank. The name that was filled in when you opened the account. Therefore, the account name recorded by the bank is true and valid. For example, the account name of the person in charge of xx Ltd. when opening an account at the bank is “xx Co., Ltd.”. In this embodiment, the account opening name input by the user is referred to as the first account opening name.
  • the public account refers to the account of the bank account that the person in charge of the enterprise, business or institution holds the legal business license and other documents to the bank. Therefore, the public account recorded by the bank is true and effective.
  • the bank account number of the person in charge of xx limited company is 62xxxxxxxxxxxxx
  • the account number of xx limited company is 62xxxxxxxxxxxxx.
  • the public account entered by the user is referred to as a first pair of public accounts.
  • the terminal When the account is registered on the information interaction platform, the terminal sends a registration request to the registration server, and the registration server feeds back the registration information filling interface to the terminal, and the user fills in the registration information in the registration information filling interface.
  • the registration information filling interface includes at least an account opening name input box and a public account input box, and the terminal inputs the input content in the account opening name input box as the first account opening name, and uses the input content in the public account input box as the first pair of public accounts. account number.
  • Step 202 The registration server receives the public account sent by the terminal.
  • Step 203 The registration server generates a recipient account including the first recipient account and sends the account to the terminal.
  • the first recipient account is used to receive the resource transferred by the first pair of public accounts through the transaction server.
  • the recipient account is the bank account of the enterprise, merchant or institution that provides the information interaction platform.
  • the recipient account generated by the registration server is referred to as a first recipient account.
  • Step 204 The terminal receives a recipient account that is generated and sent by the registration server and includes a first recipient account.
  • the terminal displays the received recipient account, and the user can transfer the resource from the first public account to the first recipient account through the terminal; or the user can use the first pair of public accounts by other means without using the terminal.
  • the first recipient account transfers resources. For example, when the resource is money, the user can use the terminal to use the online banking to handle the transaction from the first public account to the first recipient account; or, the user can go to a bank without going through the terminal to handle the first pair.
  • the resource transfer request is sent to the transaction server, where the resource transfer request carries the first pair of public accounts that transfer the resources, and the first pair The first account name corresponding to the public account, the first recipient account of the received resource, and the transfer value of the resource, after receiving the resource transfer request, the transaction server extracts the resource indicated by the transfer value from the first public account, and The resources are transferred to the first recipient account, and the indication information including the first pair of public accounts, the first account name, the first recipient account, and the transfer value is generated, and the indication information is sent to the registration server. That is, the registration server performs step 205.
  • the transfer value is not necessary when the user is authenticated, the transfer value may not be included in the indication information.
  • Step 205 The registration server receives the indication information sent by the transaction server.
  • the indication information includes a second pair of public accounts that transfer the resources, a second account name corresponding to the second pair of public accounts, and a second recipient account that receives the resources.
  • the indication information sent by the transaction server may not be the indication information generated by the user in the step 201 when the resource is transferred.
  • the public account number in the indication information is referred to as the second pair of public accounts
  • the account opening name in the indication information is referred to as the first pair of public accounts, the first account name, and the first account number.
  • the second account name, the recipient account in the indication information is called the second recipient account.
  • Step 206 When the second pair of public accounts is the same as the first pair of public accounts, the second account opening name is the same as the first account opening name, and the second receiving party account is the same as the first receiving party account, the registration server is based on the second account opening name. Assign a registered account to the user.
  • the registration server compares the second pair of public accounts, the second account number and the second account number in the indication information with each group of the first pair of public accounts, the first account name and the second account number pre-stored in the registration server respectively. This embodiment does not limit the comparison order of the three kinds of information.
  • the registration server can determine that the first pair of public accounts and the first account opening name sent by the terminal are authentic and valid, and the authentication of the user is passed, according to The first account opening name assigns a registered account to the user;
  • the terminal sends the first One There is false information in the public account and the first account opening name.
  • the authentication of the user fails, and the user is not assigned a registered account.
  • Step 207 The registration server sends a notification message for indicating that the registration is successful to the terminal.
  • the notification message may also include a registration account assigned by the registration server to the user.
  • Step 208 The terminal receives a notification message sent by the registration server to indicate that the registration is successful.
  • the steps 201, 204, and 208 can be implemented separately as an embodiment on the terminal side, and the steps 202, 203, and 205-207 can be separately implemented as an embodiment on the registration server side.
  • the account registration method in the account registration process, the registration server first receives the public account including the first account name of the user and the first pair of public accounts sent by the terminal; The receiving account of the party account is sent to the terminal; receiving the indication information sent by the transaction server; the indication information includes the second pair of public accounts for which the user transfers the resources, the second account name corresponding to the second pair of public accounts, and the second of the received resources.
  • the receiving party account therefore, when the second pair of public accounts is the same as the first pair of public accounts, the second account opening name is the same as the first account opening name, and the second receiving party account is the same as the first receiving party account, determining the user's The verification of the identity is passed, and the registration account is automatically assigned to the user after the verification is passed, without the need to manually verify the legality of the business license, which can improve the registration efficiency of the account.
  • FIG. 3 is a flowchart of a method for registering an account provided by another detailed embodiment of the present invention.
  • the account registration method can be applied to the account registration system shown in FIG. 1.
  • the account registration method includes:
  • Step 301 The terminal receives the public account that is input by the user, including the first account name and the first pair of public accounts, and sends the public account to the registration server.
  • the public account can also include the bank where the account is opened and the place where the account is opened.
  • the registration method includes two types of "payment verification” and “manual verification”, and the respective registration items are respectively displayed under the two registration methods.
  • the four steps of the registration process are displayed under "Payment verification” and displayed under "Manual verification” Registration requirements.
  • the registration information input box includes an account opening name input box, a public account input box, an account opening bank selection box, and an account opening location selection box, and the user inputs information in the registration information input box.
  • Step 302 The registration server receives the public account sent by the terminal.
  • Step 303 The registration server generates a recipient account including the first recipient account and sends the account to the terminal.
  • the first recipient account includes a transaction account and a verification code for receiving the resource transferred by the first pair of public accounts, and the verification code in each first recipient account uniquely identifies the first recipient account.
  • the recipient account is the bank account of the enterprise, merchant or institution that provides the information interaction platform.
  • the recipient account generated by the registration server is referred to as a first recipient account.
  • the first recipient account may be the bank account of the enterprise, merchant or institution that provides the information interaction platform.
  • the first recipient account number is 61xxxxxxxxxxxxxxx.
  • the registration server cannot determine whether the current service is an account according to the bank account. Registration, therefore, the registration server can also generate a first recipient account based on the bank account, and the first recipient account generated at this time is only used for resource transfer of account registration.
  • the registration server When the registration server generates the first recipient account based on the bank account, since the resource needs to be transferred to the bank account, the first recipient account must include the bank account, and the registration server may also be in the first recipient account.
  • the check code is set, that is, the first recipient account includes a transaction account and a check code, wherein the transaction account is a bank account of the enterprise, merchant or institution that provides the information interaction platform.
  • the generation rules of each first recipient account are the same, and the location relationship between the transaction account and the check code in the first recipient account is not limited.
  • the registration server can obtain the transaction account, randomly generate a check code, and arrange the transaction account and the check code according to the generation rule to obtain the first recipient account.
  • the verification code is located after the transaction account as an example. If the transaction account number is 61xxxxxxxxxxxxx and the check code is 10 bit 0604016736, the first receiver account number is 61xxxxxxxxxxxxx0406001736.
  • the check code in each first recipient account uniquely identifies the first recipient account. For example, if the receiving account number is 61xxxxxxxxxxxxx and n is 10, when the terminal 1 registers the account, the possible receiving account number is 61xxxxxxxxxxxxx0406001736; When the terminal 2 registers an account, the possible recipient account number is 61xxxxxxxxxxxxx8549160300.
  • the receiving accounts received by different terminals are different, and verifying the receiving account can improve the accuracy of the verification process. Thereby improving the security of the account.
  • the account identifier corresponding to the public account is also generated to identify the terminal by using the account identifier. That is, after the registration server generates the recipient account, it determines the terminal that sends the public account according to the account identifier, and sends the receiver account to the terminal.
  • Step 304 The terminal receives the recipient account that is generated and sent by the registration server and includes the first recipient account.
  • the first transfer value of the resource is also determined, and the first transfer value is used to indicate the transfer from the first public account to the first recipient account.
  • the value of the resource is also determined, and the first transfer value is used to indicate the transfer from the first public account to the first recipient account.
  • the first transfer value is determined by the user, or is the default value of the terminal, and step 307 is performed. In another possible implementation, the first transfer value is specified by the registration server. At this time, step 305 is performed.
  • Step 305 The registration server randomly selects the first transfer value from the preset value interval, and sends the first transfer value to the terminal.
  • the first transfer value is used to indicate the value of the resource transferred from the first pair of public accounts to the first recipient account.
  • the first transfer value specified by the registration service may be a fixed value, or the first transfer value may also be a value randomly selected within a preset value interval.
  • the purpose of the user is to transfer the resource from the first public account to the first recipient account is to verify the legality and accuracy of the first public account. Therefore, the registration server selects a preset value range whose maximum value is less than a preset threshold. This can be achieved to reduce the losses caused by resource transfer failures.
  • the preset value range can be (0.001-1).
  • the registration server can also modify the values at both ends of the preset value range and the length of the interval.
  • the registration server may also select a preset value interval in which the maximum value is greater than or equal to the preset threshold, which is not limited in this embodiment.
  • the first transfer value is randomly selected, it is difficult for a malicious person to obtain the correct first Transferring values can improve the security of account registration.
  • Step 306 The terminal receives a first transfer value randomly selected and sent by the registration server from the preset value interval.
  • the terminal can also display the received recipient account and transfer value in the transaction interface. Please refer to FIG. 5.
  • the transfer value is 0.43
  • the receiving account number in the receiving account is 61xxxxxxxxxxxxx0406001736
  • the receiving name of the enterprise providing the information interactive platform is “Shenzhen xx Computer Co., Ltd.”
  • the bank of the enterprise is “Zhong X Bank xx Branch”
  • the remark information is “Account Registration”
  • the user's account opening name is “xx Co., Ltd.”
  • the public account number is “62xxxxxxxxxxxxx”.
  • the transaction interface can also provide a copy control for the receiving account.
  • the user can transfer resources to the copied recipient account to improve the convenience and accuracy of resource transfer.
  • a copy control of "copy 25-bit account" is displayed behind the recipient account.
  • the terminal in the vicinity of the displayed transfer value, the recipient account number, the account opening name, and the public account number, the terminal also displays the operation requirements of the resource transfer generated according to the information, so as to prompt the user to accurately transfer resources and improve resource transfer. Success rate. For example, “Please remit payment to the following designated account before 2016-09-05 15:16:24, the registration will fail after the timeout", "Please remit the specified amount, the non-specified amount will fail to register", "Each registered account corresponding 25 recipient accounts are different, please do not repeat the payment.” "Please use the account opening name and the matching account number that are consistent with the registration information previously filled in.”
  • the user can transfer the resource from the first public account to the first recipient account through the terminal; or the user can use the other party from the first public account to the first receiving party without using the terminal.
  • Account transfer resources
  • the user can use the terminal to use the online banking to handle the transaction from the first public account to the first recipient account; or, the user can go to a bank without going through the terminal to handle the first pair.
  • the resource transfer request is sent to the transaction server, where the resource transfer request carries the first pair of public accounts that transfer the resources, and the first pair of public accounts correspond to After the first account name, the first recipient account of the receiving resource, and the transfer value of the resource, the transaction server extracts the resource indicated by the transfer value from the first public account after receiving the resource transfer request, and transfers the resources
  • the generation includes the first pair of public accounts, the first opening The indication of the account name, the first recipient account, and the transfer value, and sends the indication information to the registration server. That is, the registration server performs step 307.
  • the transfer value is not necessary when the user is authenticated, the transfer value may not be included in the indication information.
  • the bank account may be used for resource transfer of other services in addition to resource transfer for account registration.
  • the transaction server cannot determine whether the current service is an account according to the bank account. Registration, if all the instructions based on the bank account are sent to the registration server, the amount of data received by the registration server is very large, resulting in lower efficiency of subsequent authentication; and when the first recipient account includes the transaction account and When the check code is used, the transaction server may determine whether the current service is an account registration according to the first recipient account, and then send the indication information including the first recipient account to the registration server, so as to reduce the amount of data received by the registration server, thereby Improve the efficiency of authentication. That is, the transaction server sends the indication information including the second pair of public accounts when determining that the second pair of public accounts includes the check code.
  • Step 307 The registration server receives the indication information sent by the transaction server.
  • the indication information includes a second pair of public accounts for which the user transfers the resources, a second account name corresponding to the second pair of public accounts, and a second recipient account for receiving the resources.
  • the indication information sent by the transaction server may not be the indication information generated by the user in the step 201 when the resource is transferred.
  • the public account number in the indication information is referred to as the second pair of public accounts
  • the account opening name in the indication information is referred to as the first pair of public accounts, the first account name, and the first account number.
  • the second account name, the recipient account in the indication information is called the second recipient account.
  • the trading server can only identify a fixed number of trading accounts. For example, if the number of bank accounts handled by the bank to which the transaction server belongs is 15, the transaction server can only identify 15 transaction accounts. When the number of digits of the recipient account is not 15 digits, the transaction server cannot identify the recipient account.
  • the enterprise, the merchant or the institution providing the information interaction platform has an agreement with the bank in advance, and the agreement has 15 transaction accounts, so that when the transaction server receives the transfer to more than 15 recipient accounts,
  • the service of the resource it is detected whether the first 15 digits in the recipient account are the transaction accounts specified in the agreement, and when the first 15 digits in the recipient account are the transaction accounts specified in the agreement, they are no longer read.
  • the remaining check code directly determines that the recipient account is a correct recipient account, and transfers the resource to the 15-digit transaction account to complete the transaction.
  • the transaction server When the transaction server receives the service of the resource transferred from the public account to the recipient account, the transaction server also generates a transaction serial number, which is used to identify the current resource transfer service.
  • the registration server may also set a time limit for the terminal to transfer resources to the transaction server, that is, when the receiver account is sent to the terminal, the registration server starts timing, and when the time duration reaches the preset duration, if the indication sent by the transaction server is not received, The information is sent to the terminal to notify the registration failure.
  • the terminal receives the notification message that the registration failure is sent by the registration server.
  • the registration server may determine, according to the account identifier, the terminal that sends the registration information, and send the notification message to the terminal.
  • the notification message may also include a reason for the registration failure, such as a registration timeout.
  • step 308 is performed.
  • Step 308 when the second pair of public accounts is the same as the first pair of public accounts, the second account opening name is the same as the first account opening name, the second receiving party account is the same as the first receiving party account, and the second transfer value is the same as the first transfer account.
  • the user is assigned a registration account according to the first account opening name, and a resource return instruction is sent to the transaction server.
  • the resource return instruction is used to instruct the transaction server to return the resource transferred from the first pair of public accounts to the first pair of public accounts from the first recipient account.
  • the registration server needs to associate the second pair of public accounts, the second account opening name and the second receiving account number in the indication information with the registration server respectively.
  • the pre-stored first pair of public accounts, the first account name and the second account number of each group need to consume more time, and the verification efficiency is low.
  • the specific comparison process is detailed in the description in step 206, and is not described here.
  • the registration server firstly searches for the first receiving party that is the same as the second receiving party account after receiving the indication information. account number;
  • the registration server searches for the first pair of public accounts, the first account name, and the first transfer value received when the first recipient account is generated, and detects the second pair of accounts and checks Whether the first pair of public accounts found are the same, whether the second account name is the same as the first account name found, and whether the second transfer value is the same as the first transfer value found;
  • the registration server can determine that the first pair of public accounts and the first account opening name sent by the terminal are authentic and valid, and the identity of the user is After the verification is passed, the user is assigned a registration account according to the account opening name;
  • the second pair of public accounts are different from the first pair of public accounts, the second account opening name, the first account opening name, the second transfer value, and the first transfer value, the first pair of public accounts sent by the terminal and There is false information in the first account opening name, the authentication of the user fails, and the user is not assigned a registered account.
  • the first recipient account is not found, it is determined that the second recipient account is different from the first recipient account, and the authentication of the user fails, and the registered account is not assigned to the user.
  • the registration server further sends a resource return instruction to the transaction server, the resource return instruction includes a transaction serial number, and the transaction server determines the first recipient account and the first pair of public accounts according to the transaction serial number, and the first recipient account The resources transferred from a pair of public accounts are returned to the first pair of public accounts.
  • the resource returning instruction may further include a third transfer value, which may be the same as the first transfer value, or may be smaller than the first transfer value, which is not limited in this embodiment.
  • the resource returning instruction may further include at least one of an account opening bank, an account opening location, and a refund reason of the first pair of public accounts, which is not limited in this embodiment.
  • the step 308 may be specifically: when the second pair of public accounts is the same as the first pair of public accounts, and the second account opening name is the same as the first account opening name. And the second receiving party account is the same as the first receiving party account, assigning a registered account to the user according to the first account opening name, and sending a resource returning instruction to the transaction server, the resource returning instruction is used to instruct the transaction server to receive the first receiving account The resources transferred from the first pair of public accounts are returned to the first pair of public accounts.
  • Step 309 The registration server sends a notification message for indicating that the registration is successful to the terminal.
  • the registration server determines the terminal according to the account identifier, and sends a notification message to the terminal.
  • the notification message may also include a registration account assigned by the registration server to the user.
  • Step 310 The terminal receives a notification message sent by the registration server to indicate that the registration is successful.
  • the terminal When the user transfers the resource from the first public account to the first recipient account through the terminal, the terminal further receives the resource returned by the transaction server from the first recipient account through the first pair of public accounts.
  • the registration server When the transaction server fails to return the resource to the first pair of public accounts, the status information of the return failure is sent to the registration server, and the registration server sends a resource return instruction to the transaction server again, until the return is successful, or until the number of times the resource return instruction is sent Stop when the preset threshold is exceeded.
  • the registration server also generates a manual return request to return the resource from the first recipient account to the first pair of public accounts by means of manual return.
  • the subsequent use of the account to apply for other services may not require verification, so as to improve the convenience of subsequent service applications.
  • the account successfully registered by the account registration method provided by the embodiment has high security, and provides guarantee for subsequent regulatory operations.
  • the steps 301, 304, 306, and 310 can be implemented separately as an embodiment on the terminal side, and the steps 302, 303, 305, and 307-309 can be separately implemented as an embodiment on the registration server side.
  • the account registration method in the account registration process, the registration server first receives the public account including the first account name of the user and the first pair of public accounts sent by the terminal; The receiving account of the party account is sent to the terminal; receiving the indication information sent by the transaction server; the indication information includes the second pair of public accounts for which the user transfers the resources, the second account name corresponding to the second pair of public accounts, and the second of the received resources.
  • the receiving party account therefore, when the second pair of public accounts is the same as the first pair of public accounts, the second account opening name is the same as the first account opening name, and the second receiving party account is the same as the first receiving party account, determining the user's The verification of the identity is passed, and the registration account is automatically assigned to the user after the verification is passed, without the need to manually verify the legality of the business license, which can improve the registration efficiency of the account.
  • the first receiving party account includes a transaction account and a check code for receiving the resource transferred by the first pair of public accounts, and the check code in each first receiving account uniquely identifies the first receiving account, and therefore, different
  • the first recipient account received by the terminal is different.
  • the verification of the first recipient account can improve the accuracy of the verification process, thereby improving the security of the account.
  • the first transfer value is randomly selected within the preset value interval, verifying the first pair of public accounts, the first account name, the first receiver account number, and the first transfer value simultaneously can further improve the accuracy of the verification process. Sex, which further enhances the security of your account.
  • FIG. 7 is a structural block diagram of a registration server for performing account registration according to another embodiment of the present invention.
  • the registration server includes:
  • the receiver 710 is configured to receive the indication information sent by the transaction server, where the indication information includes a second pair of public accounts that transfer resources, a second account name corresponding to the second pair of public accounts of the terminal, and a resource that receives the resources. Second recipient account number;
  • the processor 720 is configured to: when the second pair of public accounts is the same as the first pair of public accounts, the second account name is the same as the first account name, and the second recipient account is the same as the first recipient account At the same time, the registered account is allocated according to the first account name, and the first pair of public accounts, the first account name, and the first recipient account are pre-stored information;
  • the transmitter 730 is configured to send, to the terminal, a notification message for indicating that the registration is successful.
  • the receiver 710 is further configured to receive a public account that is sent by the terminal, where the public account includes at least the first account name and the first pair of public accounts;
  • the sender 730 is further configured to send, to the terminal, a recipient account including a first recipient account, where the first recipient account is used to receive the first public account transfer by using the transaction server.
  • the resource is further configured to send, to the terminal, a recipient account including a first recipient account, where the first recipient account is used to receive the first public account transfer by using the transaction server. The resource.
  • the processor 720 is further configured to: randomly select a first transfer value from a preset value interval, where the first transfer value is used to indicate that the first pair of public accounts are to the first receiving party The value of the resource transferred by the account;
  • the transmitter 730 is further configured to send the first transfer value to the terminal.
  • the processor 720 is further configured to: when the indication information further includes a second transfer value for indicating a value of the transferred resource, and when the second transfer value and the first When the transfer values are the same, the processor 720 triggers the step of performing the registration of the registered account according to the first account opening name.
  • the sender 730 is further configured to send a resource return instruction to the transaction server, where the resource return instruction is used to instruct the transaction server to use the first recipient account to the first pair of public
  • the account returns the resource transferred from the first pair of public accounts.
  • the sender 730 is further configured to: if the indication information sent by the transaction server is not received within a preset duration, send a notification message indicating that the registration fails.
  • the sender 730 is further configured to: in the first receiving account account, include a transaction account and a check code that receive the resource, so that the transaction server determines that the second pair of public accounts are included When the check code is used, the indication information including the second pair of public accounts is sent.
  • the check code uniquely identifies the first recipient account.
  • the registration server in the account registration process, the registration server first receives the public account including the first account name of the user and the first pair of public accounts sent by the terminal; The receiving account of the account is sent to the terminal; receiving the indication information sent by the transaction server; the indication information includes the second pair of public accounts for which the user transfers the resources, the second account name corresponding to the second pair of public accounts, and the second receiving of the received resources.
  • the party account therefore, when the second pair of public accounts is the same as the first pair of public accounts, the second account opening name is the same as the first account opening name, and the second receiving party account is the same as the first receiving party account, determining the identity of the user
  • the verification is passed, and the user is automatically assigned a registration account after the verification is passed, without the need to manually verify the legality of the business license, which can improve the registration efficiency of the account.
  • the first receiving party account is composed of a transaction account and a check code for receiving the resource transferred by the first pair of public accounts, and the check code in each first receiving account uniquely identifies the first receiving account, therefore, The first recipient account received by different terminals is different.
  • the verification of the first receiver account can improve the accuracy of the verification process, thereby improving the security of the account.
  • the first transfer value is randomly selected within the preset value interval, verifying the first pair of public accounts, the first account name, the first receiver account number, and the first transfer value simultaneously can further improve the accuracy of the verification process. Sex, which further enhances the security of your account.
  • FIG. 8 is a structural block diagram of a terminal according to another embodiment of the present invention.
  • the terminal includes:
  • the sender 810 is configured to send the public account to the registration server, where the public account includes the first account name and the first pair of public accounts;
  • the receiver 820 is configured to receive a receiving account that is sent by the registration server and includes a first receiving account, where the first receiving account is used to receive the resource transferred by the first public account by using a transaction server;
  • the receiver 820 is further configured to receive a notification message sent by the registration server to indicate that the registration is successful.
  • the receiver 820 is further configured to receive a first transfer value randomly selected and sent by the registration server from a preset value interval, where the first transfer value is used to indicate from the first pair of public The value of the resource transferred by the account to the first recipient account.
  • the receiver 820 is further configured to receive a notification message that is sent by the registration server to indicate that the registration fails.
  • the first receiving account account includes a transaction account number and a check code of the resource that is transferred by the first pair of public accounts.
  • the check code uniquely identifies the first recipient account.
  • the registration server first receives the public account including the first account opening name and the first pair of public accounts sent by the terminal; and the first receiving party account is generated.
  • the receiving account is sent to the terminal; receiving the indication information sent by the transaction server; the indication information includes the second pair of public accounts for which the user transfers the resources, the second account name corresponding to the second pair of public accounts, and the second receiving party of the received resources.
  • Account number therefore, when the second pair of public accounts is the same as the first pair of public accounts, the second account opening name is the same as the first account opening name, and the second receiving party account is the same as the first receiving party account, determining the identity of the user
  • the verification is passed, and the user is automatically assigned a registration account after the verification is passed, without the need to manually verify the legality of the business license, which can improve the registration efficiency of the account.
  • the first receiving party account is composed of a transaction account and a check code for receiving the resource transferred by the first pair of public accounts, and the check code in each first receiving account uniquely identifies the first receiving account, therefore, The first recipient account received by different terminals is different.
  • the verification of the first receiver account can improve the accuracy of the verification process, thereby improving the security of the account.
  • the first transfer value is randomly selected within the preset value interval, verifying the first pair of public accounts, the first account name, the first receiver account number, and the first transfer value simultaneously can further improve the accuracy of the verification process. Sex, which further enhances the security of your account.
  • the registration server 900 includes a central processing unit (CPU) 901, a system memory 904 including a random access memory (RAM) 902 and a read only memory (ROM) 903, and System memory 904 and system bus 905 of central processing unit 901 are coupled.
  • the registration server 900 also includes a basic input/output system (I/O system) 906 that facilitates the transfer of information between various devices within the computer, and a mass storage device for storing the operating system 913, applications 914, and other program modules 915. 907.
  • I/O system basic input/output system
  • the basic input/output system 906 includes a display 908 for displaying information and an input device 909 such as a mouse or keyboard for user input of information.
  • the display 908 and the input device 907 are both connected to the central processing unit 901 via an input and output controller 910 connected to the system bus 905.
  • the basic input/output system 906 can also include an input and output controller 910 for receiving and processing input from a plurality of other devices, such as a keyboard, mouse, or electronic stylus.
  • input and output controller 910 also provides output to a display screen, printer, or other type of output device.
  • the mass storage device 907 is connected to the central processing unit 901 by a mass storage controller (not shown) connected to the system bus 905.
  • the mass storage device 909 and its associated computer readable medium provide non-volatile storage for the registration server 900. That is, the mass storage device 909 can include a computer readable medium (not shown) such as a hard disk or a CD-ROM drive.
  • Computer readable media may comprise computer storage media and communication media.
  • Computer storage media includes volatile and nonvolatile, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions, data structures, program modules or other data.
  • Computer storage media include RAM, ROM, EPROM, EEPROM, flash memory or other solid state storage technologies, CD-ROM, DVD or other optical storage, tape cartridges, magnetic tape, magnetic disk storage or other magnetic storage devices.
  • RAM random access memory
  • ROM read only memory
  • EPROM Erasable programmable read-only memory
  • EEPROM electrically erasable programmable read-only memory
  • the registration server 900 can also be operated by a remote computer connected to the network through a network such as the Internet. That is, the registration server 900 can be connected to the network 912 through a network interface unit 911 connected to the system bus 905, or can be connected to other types of networks or remote computer systems (not shown) using the network interface unit 911.
  • the memory also includes one or more programs, one or more programs stored in the memory, and one or more programs for performing the account registration method provided by the above embodiments.
  • the terminal may include a radio frequency (RF) circuit 1001, a memory 1002 including one or more computer readable storage media, an input unit 1003, a display unit 1004, a sensor 1005, an audio circuit 1006, and a wireless protection.
  • RF radio frequency
  • a WiFi (Wireless Fidelity) module 1007 a processor 1008 including one or more processing cores, and a power supply 1009 and the like.
  • FIG. 10 does not constitute a limitation to the terminal, and may include more or less components than those illustrated, or combine some components, or different component arrangements. among them:
  • the RF circuit 1001 can be used for receiving and transmitting signals during and after receiving or transmitting information, in particular, after receiving downlink information of the base station, and processing it by one or more processors 1008; in addition, transmitting data related to the uplink to the base station.
  • the RF circuit 1001 includes, but is not limited to, an antenna, at least one amplifier, a tuner, one or more oscillators, a Subscriber Identity Module (SIM) card, a transceiver, a coupler, and a low noise amplifier (LNA, Low Noise Amplifier), duplexer, etc.
  • SIM Subscriber Identity Module
  • LNA Low Noise Amplifier
  • the wireless communication may use any communication standard or protocol, including but not limited to Global System of Mobile communication (GSM), General Packet Radio Service (GPRS), and Code Division Multiple Access (CDMA). , Code Division Multiple Access), Wideband Code Division Multiple Access (WCDMA), Long Term Evolution (LTE), e-mail, Short Messaging Service (SMS), and the like.
  • GSM Global System of Mobile communication
  • GPRS General Packet Radio Service
  • CDMA Code Division Multiple Access
  • WCDMA Wideband Code Division Multiple Access
  • LTE Long Term Evolution
  • SMS Short Messaging Service
  • the memory 1002 can be used to store software programs and modules, and the processor 1008 executes various functional applications and data processing by running software programs and modules stored in the memory 1002.
  • the memory 1002 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application required for at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may be stored according to Data created by the use of the terminal device (such as audio data, phone book, etc.).
  • memory 1002 can include high speed random access memory, and can also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid state storage device. Accordingly, the memory 1002 can also include a memory controller to provide access to the memory 1002 by the processor 1008 and the input unit 1003.
  • the input unit 1003 can be configured to receive input numeric or character information, and generate and user settings And keyboard, mouse, joystick, optical or trackball signal input related to function control.
  • input unit 1003 can include a touch-sensitive surface as well as other input devices.
  • Touch-sensitive surfaces also known as touch screens or trackpads, collect touch operations on or near the user (such as the user using a finger, stylus, etc., any suitable object or accessory on a touch-sensitive surface or touch-sensitive Operation near the surface), and drive the corresponding connecting device according to a preset program.
  • the touch sensitive surface can include two portions of a touch detection device and a touch controller.
  • the touch detection device detects the touch orientation of the user, and detects a signal brought by the touch operation, and transmits the signal to the touch controller; the touch controller receives the touch information from the touch detection device, converts the touch information into contact coordinates, and sends the touch information.
  • the processor 10010 is provided and can receive commands from the processor 1008 and execute them.
  • touch-sensitive surfaces can be implemented in a variety of types, including resistive, capacitive, infrared, and surface acoustic waves.
  • the input unit 1003 may also include other input devices. Specifically, other input devices may include, but are not limited to, one or more of a physical keyboard, function keys (such as volume control buttons, switch buttons, etc.), trackballs, mice, joysticks, and the like.
  • Display unit 1004 can be used to display information entered by the user or information provided to the user as well as various graphical user interfaces of the terminal device, which can be composed of graphics, text, icons, video, and any combination thereof.
  • the display unit 1004 may include a display panel.
  • the display panel may be configured in the form of a Liquid Crystal Display (LCD), an Organic Light-Emitting Diode (OLED), or the like.
  • the touch-sensitive surface may cover the display panel, and when the touch-sensitive surface detects a touch operation thereon or nearby, it is transmitted to the processor 1008 to determine the type of the touch event, and then the processor 1008 displays the type according to the touch event. A corresponding visual output is provided on the panel.
  • the touch-sensitive surface and display panel are implemented as two separate components to implement input and input functions, in some embodiments, the touch-sensitive surface can be integrated with the display panel to implement input and output functions.
  • the terminal may also include at least one type of sensor 1005, such as a light sensor, motion sensor, and other sensors.
  • the light sensor may include an ambient light sensor and a proximity sensor, wherein the ambient light sensor may adjust the brightness of the display panel according to the brightness of the ambient light, and the proximity sensor may close the display panel and/or the backlight when the terminal moves to the ear.
  • the gravity acceleration sensor can detect the magnitude of acceleration in all directions (usually three axes). When it is stationary, it can detect the magnitude and direction of gravity.
  • An audio circuit 1006 a speaker, and a microphone provide an audio interface between the user and the terminal.
  • the audio circuit 1006 can transmit the converted electrical signal of the audio data to the speaker, and convert it into a sound signal output by the speaker; on the other hand, the microphone converts the collected sound signal into an electrical signal, which is received by the audio circuit 1006 and converted.
  • the audio data output processor 1008 After the audio data is processed by the audio data output processor 1008, it is sent to, for example, another terminal via the RF circuit 1001, or the audio data is output to the memory 1002 for further processing.
  • the audio circuit 1006 may also include an earbud jack to provide communication between the peripheral earphone and the terminal.
  • WiFi is a short-range wireless transmission technology.
  • the terminal can help users to send and receive emails, browse web pages and access streaming media through the WiFi module 1007. It provides wireless broadband Internet access for users.
  • FIG. 10 shows the WiFi module 1007, it can be understood that it does not belong to the essential configuration of the terminal, and may be omitted as needed within the scope of not changing the essence of the invention.
  • the processor 1008 is a control center of the terminal that connects various portions of the entire handset using various interfaces and lines, by executing or executing software programs and/or modules stored in the memory 1002, and invoking data stored in the memory 1002, The various functions of the terminal and processing data to monitor the mobile phone as a whole.
  • the processor 1008 may include one or more processing cores; preferably, the processor 1008 may integrate an application processor and a modem processor, wherein the application processor mainly processes an operating system, a user interface, an application, etc., and performs modulation and demodulation.
  • the processor primarily handles wireless communications. It will be appreciated that the above described modem processor may also not be integrated into the processor 1008.
  • the terminal also includes a power source 1009 (such as a battery) that supplies power to the various components.
  • the power source can be logically coupled to the processor 1008 through a power management system to manage functions such as charging, discharging, and power management through the power management system.
  • the power supply 1009 may also include any one or more of a DC or AC power source, a recharging system, a power failure detection circuit, a power converter or inverter, a power status indicator, and the like.
  • the terminal may further include a camera, a Bluetooth module, and the like, and details are not described herein again.
  • the processor 1008 in the terminal runs one or more program instructions stored in the memory 1002, thereby implementing the account registration method provided in the foregoing various method embodiments.
  • the program may be stored in a computer readable storage medium, and the storage medium may include: Read Only Memory (ROM), Random Access Memory (RAM), disk or optical disk.
  • ROM Read Only Memory
  • RAM Random Access Memory
  • the server when the server is provided in the foregoing embodiment, only the division of each functional module is used as an example for the account registration. In actual applications, the function distribution may be completed by different functional modules according to requirements, that is, the server The internal structure is divided into different functional modules to perform all or part of the functions described above.
  • the server and the account registration method are provided in the same embodiment, and the specific implementation process is described in detail in the method embodiment, and details are not described herein again.
  • a person skilled in the art may understand that all or part of the steps of implementing the above embodiments may be completed by hardware, or may be instructed by a program to execute related hardware, and the program may be stored in a computer readable storage medium.
  • the storage medium mentioned may be a read only memory, a magnetic disk or an optical disk or the like.

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Multimedia (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

本发明公开了一种帐号注册方法、相关设备及系统，属于计算机技术领域。方法包括：接收终端发送的用户的对公账户，对公账户至少包括第一开户名称和第一对公账号；生成包括第一收方账号的收方账户发送给终端，使用户通过交易服务器将资源从第一对公账号转移到第一收方账号；接收交易服务器发送的指示信息，指示信息包括用户转移出资源的第二对公账号、第二对公账号对应的第二开户名称和接收资源的第二收方账号；当第二对公账号与第一对公账号相同，第二开户名称与第一开户名称相同，且第二收方账号与第一收方账号相同时，根据第一开户名称为用户分配注册帐号；向终端发送注册成功的通知消息。本发明提高了帐号的注册效率。

Description

帐号注册方法、相关设备及系统
本申请要求于2016年11月1日提交中国专利局、申请号为201610934952X、发明名称为“帐号注册方法、装置及系统”的中国专利申请的优先权，其全部内容通过引用结合在本申请中。
技术领域
本发明涉及计算机技术领域，特别涉及帐号注册。
背景技术
信息交互平台是指一种通过社交关系和/或共同兴趣(或共同利益)将人与人之间联系起来的网络架构，用户可以通过该信息交互平台所提供的终端进行日常交流以及处理一些日常事务。诸如企业、商家、机构之类的每个用户需要在信息交互平台上注册用于为信息交互平台上其他用户所标识的帐号。其中，帐号可以是订阅号或企业号或服务号或应用号。
相关技术中，用户在信息交互平台上注册帐号时，通过终端向信息交互平台的服务器发送注册信息，注册信息至少包括企业、商家或机构的营业执照的照片和用户的开户名称，信息交互平台的工作人员通过服务器得到注册信息后，在颁发营业执照的相关部门的网站上查询照片中的营业执照是否合法，在确定营业执照合法时，确定对用户身份的验证通过，根据开户名称为用户分配帐号。
工作人员需要逐一在相关部门的网站上核对营业执照的合法性，由于人工验证的过程需要消耗大量时间，导致帐号的注册效率较低。
发明内容
为了解决相关技术中的问题，本发明提供了一种帐号注册方法、相关设备及系统。所述技术方案如下：
第一方面，提供了一种帐号注册方法，所述方法包括：
接收交易服务器发送的指示信息，所述指示信息包括转移出资源的第二对公账号、终端的所述第二对公账号对应的第二开户名称和接收所述资源的第二收方账号；
当所述第二对公账号与第一对公账号相同，所述第二开户名称与第一开户 名称相同，且所述第二收方账号与第一收方帐号相同时，根据所述第一开户名称分配注册帐号，所述第一对公账号、所述第一开户名称以及所述第一收方帐号为预存的信息；
向所述终端发送用于指示注册成功的通知消息。
第二方面，提供了一种帐号注册方法，所述方法包括：
将对公账户发送给注册服务器，所述对公账户包括第一开户名称和第一对公账号；
接收所述注册服务器发送的包括第一收方账号的收方账户，所述第一收方账号用于通过交易服务器接收所述第一对公账号转移的所述资源；
接收所述注册服务器发送的用于指示注册成功的通知消息。
第三方面，提供了一种注册服务器，所述注册服务器包括：
接收器，用于接收交易服务器发送的指示信息，所述指示信息包括转移出资源的第二对公账号、终端的所述第二对公账号对应的第二开户名称和接收所述资源的第二收方账号；
处理器，用于当所述第二对公账号与第一对公账号相同，所述第二开户名称与第一开户名称相同，且所述第二收方账号与第一收方帐号相同时，根据所述第一开户名称分配注册帐号，所述第一对公账号、所述第一开户名称以及所述第一收方帐号为预存的信息；
所述发送器还用于，向所述终端发送用于指示注册成功的通知消息。
第四方面，提供了一种终端，所述终端包括：
发送器，用于将对公账户发送给注册服务器，所述对公账户包括第一开户名称和第一对公账号；
接收器，用于接收所述注册服务器发送的包括第一收方账号的收方账户，所述第一收方账号用于通过交易服务器接收所述第一对公账号转移的所述资源；
所述接收器还用于，接收所述注册服务器发送的用于指示注册成功的通知消息。
第五方面，提供了一种计算机程序产品，当所述计算机产品被执行时，其用于执行如本申请第一方面或第二方面所示的方法。
第六方面，提供了一种计算机可读存储介质，包括指令，当所述指令在注册服务器上运行时，使得所述注册服务器执行如第一方面所述的方法。
第七方面，提供了一种计算机可读存储介质，包括指令，当所述指令在终端上运行时，使得所述终端执行如第二方面所述的方法。
第八方面，提供了一种帐号注册系统，所述系统包括注册服务器、交易服务器和终端，所述注册服务器如第三方面所述注册服务器，所述终端如第四方面所述的终端。
本发明提供的技术方案的有益效果是：
在帐号注册过程中，注册服务器接收交易服务器发送的指示信息，由于指示信息包括转移出资源的第二对公账号、第二对公账号对应的第二开户名称和接收资源的第二收方账号，因此，当第二对公账号与预存的第一对公账号相同，第二开户名称与预存的第一开户名称相同，且第二收方账号与预存的第一收方账号相同时，确定验证通过，并在验证通过后自动分配注册帐号，而不需要人工验证营业执照的合法性，可以提高帐号的注册效率。
附图说明
图1是根据部分示例性实施例示出的一种帐号注册系统的结构示意图；
图2是本发明一个实施例提供的帐号注册方法的方法流程图；
图3是本发明另一实施例提供的帐号注册方法的方法流程图；
图4是本发明另一实施例提供的注册信息填写界面的示意图；
图5是本发明另一实施例提供的交易界面的示意图；
图6是本发明另一实施例提供的帐号注册方法的方法流程图；
图7是本发明一个实施例提供的注册服务器的结构框图；
图8是本发明再一实施例提供的终端的结构框图；
图9是本发明一个实施例提供的注册服务器的结构方框图；
图10是本发明一个实施例提供的终端的结构方框图。
具体实施方式
为使本发明的目的、技术方案和优点更加清楚，下面将结合附图对本发明实施方式作进一步地详细描述。
请参考图1，其示出了本发明提供的一种帐号注册系统的结构示意图。该帐号注册系统包括终端110、注册服务器120和交易服务器130。终端110与注册服务器120通过有线网络或无线网络建立连接，注册服务器120与交易服务器130建立连接。
终端110是具有数据收发功能的设备，比如智能手机。终端110中安装有信息交互平台所提供的应用客户端，或者安装有浏览器，通过浏览器访问信息交互平台的网页版客户端。比如，当信息交互平台是微信公众平台时，终端可以是微信客户端，也可以是能够登陆网页版的微信公众平台的浏览器。
在信息交互平台上注册的帐号可以是订阅号或企业号或服务号或应用号。其中，订阅号是媒体和个人所注册的用于信息传播的帐号；企业号是为企业提供移动应用入口，帮助企业建立与员工、上下游供应链及企业应用之间的连接的帐号；服务号是为企业提供业务服务与用户管理能力的帐号；应用号是提供应用功能的帐号。
注册服务器120是信息交互平台的后台服务器，可以是一台服务器或多台服务器组成的服务器集群或云计算中心。
交易服务器130是银行服务器，可以是一台服务器或多台服务器组成的服务器集群或云计算中心。
本发明中，注册服务器120通过终端指示用户向交易服务器130转移资源，交易服务器130将资源转移情况通知给注册服务器120，注册服务器120再根据资源转移情况对用户的身份进行验证，在验证通过后为用户分配注册帐号，并指示交易服务器130将用户所转移的资源退还给用户。
请参考图2，其示出了本发明一个实施例提供的帐号注册方法的方法流程图，该帐号注册方法可以应用于图1所示的帐号注册系统中。该帐号注册方法，包括：
步骤201，终端接收用户输入的包括第一开户名称和第一对公账号的对公账户，并将对公账户发送给注册服务器。
开户名称是指企业、商家或机构的负责人持合法的营业执照等证件在银行 开户时所填写的名称，因此，银行记载的开户名称是真实有效的。比如，xx有限公司的负责人在银行开户时所填写的开户名称为“xx有限公司”。本实施例中将用户输入的开户名称称为第一开户名称。
对公账号是指企业、商家或机构的负责人持合法的营业执照等证件到银行办理的银行账户的账号，因此，银行记载的对公账号是真实有效的。比如，xx有限公司的负责人在银行办理的银行账号为62xxxxxxxxxxxxx，则xx有限公司的对公账号是62xxxxxxxxxxxxx。本实施例中将用户输入的对公账号称为第一对公账号。
在信息交互平台上注册帐号时，终端向注册服务器发送注册请求，注册服务器向终端反馈注册信息填写界面，用户在注册信息填写界面中填写注册信息。其中，注册信息填写界面至少包括开户名称输入框和对公账号输入框，终端将开户名称输入框中的输入内容作为第一开户名称，将对公账号输入框中的输入内容作为第一对公账号。
步骤202，注册服务器接收终端发送的对公账户。
步骤203，注册服务器生成包括第一收方账号的收方账户发送给终端。
所述第一收方账号用于通过所述交易服务器接收所述第一对公账号转移的所述资源。
收方账号是提供信息交互平台的企业、商家或机构的银行账号。本实施例中将注册服务器生成的收方账号称为第一收方账号。
步骤204，终端接收注册服务器生成并发送的包括第一收方账号的收方账户。
终端对接收到的收方账号进行显示，用户可以通过终端，从第一对公账号向第一收方账号转移资源；或者，用户也可以不通过终端，通过其他方式从第一对公账号向第一收方账号转移资源。比如，当资源是金钱时，用户可以通过终端，利用网上银行办理从第一对公账号向第一收方账号汇款的业务；或者，用户可以不通过终端，到某个银行办理从第一对公账号向第一收方账号汇款的业务。
当用户从第一对公账号向第一收方账号转移资源时，向交易服务器发送资源转移请求，该资源转移请求中携带有转移出资源的第一对公账号、该第一对 公账号对应的第一开户名称、接收资源的第一收方账号和资源的转移数值，交易服务器在接收到资源转移请求后，从第一对公账号中提取转移数值所指示的资源，并将这些资源转移到第一收方账号中，生成包括第一对公账号、第一开户名称、第一收方账号和转移数值的指示信息，并将指示信息发送给注册服务器。即，注册服务器执行步骤205。
由于对用户进行身份验证时，转移数值并不是必须的，所以，指示信息中可以不包括转移数值。
步骤205，注册服务器接收交易服务器发送的指示信息。
指示信息包括转移出资源的第二对公账号、第二对公账号对应的第二开户名称和接收资源的第二收方账号。
由于多个终端可能同时申请注册帐号，每个终端的用户都需要通过交易服务器转移资源，可能本次交易服务器发送的指示信息并不是步骤201中的用户在转移资源时生成的指示信息，因此，为了与上述第一对公账号、第一开户名称和第一收方帐号相区别，本实施例中将指示信息中的对公账号称为第二对公账号、指示信息中的开户名称称为第二开户名称，指示信息中的收方账号称为第二收方账号。
步骤206，当第二对公账号与第一对公账号相同，第二开户名称与第一开户名称相同，且第二收方账号与第一收方账号相同时，注册服务器根据第二开户名称为用户分配注册帐号。
注册服务器将指示信息中的第二对公账号、第二开户名称和第二收方账号，分别与注册服务器中预存的每组第一对公账号、第一开户名称和第二收方账号比较，本实施例不限定这三种信息的比较顺序。
若比较结果是第二对公账号与第一对公账号相同，第二开户名称与第一开户名称相同，且第二收方账号与第一收方账号相同时，由于第二对公账号和第二开户名称都是交易服务器中记载的，且是真实有效的，因此，注册服务器可以确定终端发送的第一对公账号和第一开户名称是真实有效的，对用户的身份验证通过，根据第一开户名称为用户分配注册帐号；
若比较结果是第二对公账号与第一对公账号、第二开户名称与第一开户名称、第二收方账号与第一收方账号中的至少一种不同时，说明终端发送的第一 对公账号和第一开户名称中存在虚假信息，对用户的身份验证失败，不为用户分配注册帐号。
步骤207，注册服务器向终端发送用于指示注册成功的通知消息。
通知消息还可以包括注册服务器为用户分配的注册帐号。
步骤208，终端接收注册服务器发送的用于指示注册成功的通知消息。
其中，步骤201、204和208可以单独实现成为终端侧的实施例，步骤202、203、205-207可以单独实现成为注册服务器侧的实施例。
综上所述，本发明提供的帐号注册方法，在帐号注册过程中，注册服务器先接收终端发送的包括用户的第一开户名称和第一对公账号的对公账户；再生成包括第一收方账号的收方账户发送给终端；接收交易服务器发送的指示信息；由于指示信息包括用户转移出资源的第二对公账号、第二对公账号对应的第二开户名称和接收资源的第二收方账号，因此，当第二对公账号与第一对公账号相同，第二开户名称与第一开户名称相同，且第二收方账号与第一收方账号相同时，确定对用户的身份的验证通过，并在验证通过后自动为用户分配注册帐号，而不需要人工验证营业执照的合法性，可以提高帐号的注册效率。
请参考图3，其示出了本发明另一详细的实施例提供的帐号注册方法的方法流程图，该帐号注册方法可以应用于图1所示的帐号注册系统中。该帐号注册方法，包括：
步骤301，终端接收用户输入的包括第一开户名称和第一对公账号的对公账户，并将对公账户发送给注册服务器。
对开户名称以及对公账号的具体说明请详见图2所示的实施例，具体不做赘述。
在信息交互平台上注册帐号的具体过程的说明，请详见图2所示的实施例，具体不做赘述。
对公账户还可以包括开户银行和开户地点，。
请参考图4所示的注册信息填写界面的示意图。其中，注册方式包括“打款验证”和“人工验证”两种，并在这两种注册方式下分别显示各自的注册事项。比如，在“打款验证”下显示注册流程的四个步骤，在“人工验证”下显示 注册的要求。
当用户选择“打款验证”时，在“打款验证”下方显示注册信息输入框和注册流程。其中，注册信息输入框包括开户名称输入框、对公账号输入框，开户银行选择框和开户地点选择框，用户在上述注册信息输入框中分别输入信息。
步骤302，注册服务器接收终端发送的对公账户。
步骤303，注册服务器生成包括第一收方账号的收方账户发送给终端。
第一收方账号包括接收第一对公账号转移的资源的交易账号和校验码，且每个第一收方账号中的校验码唯一标识第一收方账号。
收方账号是提供信息交互平台的企业、商家或机构的银行账号。本实施例中将注册服务器生成的收方账号称为第一收方账号。
第一收方账号可以是提供信息交互平台的企业、商家或机构的银行账号。比如，第一收方账号为61xxxxxxxxxxxxx。当第一收方账号是上述银行账号时，可能该银行账号除了用于帐号注册的资源转移，还用于其他业务的资源转移，此时，注册服务器无法根据银行账号确定当前的业务是否是帐号注册，因此，注册服务器还可以基于该银行账号生成第一收方账号，此时生成的第一收方账号仅用于帐号注册的资源转移。
在注册服务器基于银行账号生成第一收方账号时，由于资源需要转移到该该银行账号中，因此，第一收方账号中必须包括该银行账号，注册服务器还可以在第一收方账号中设置校验码，即，第一收方账号包括交易账号和校验码，其中，交易账号是提供信息交互平台的企业、商家或机构的银行账号。本实施例中，每个第一收方账号的生成规则相同，且交易账号和校验码在第一收方账号中的位置关系不作限定。
注册服务器可以在接收到第一开户名称和第一对公账号后，获取交易账号，并随机生成校验码，根据生成规则将交易账号和校验码进行排列，得到第一收方账号。为了便于理解，以校验码位于交易账号之后为例进行说明，则假设交易账号为61xxxxxxxxxxxxx，校验码为10位的0406001736，则第一收方账号为61xxxxxxxxxxxxx0406001736。
每个第一收方账号中的校验码唯一标识第一收方账号。比如，收方账号为61xxxxxxxxxxxxx，n为10，则终端1在注册帐号时，可能的收方账号为 61xxxxxxxxxxxxx0406001736；终端2在注册帐号时，可能的收方账号为61xxxxxxxxxxxxx8549160300。
由于每个第一收方账号中的校验码唯一标识第一收方账号，因此，不同的终端接收到的收方账号是不同的，对收方账号进行验证可以提高验证流程的准确性，从而提高帐号的安全性。
在注册服务器接收到对公账户后，还生成与该对公账户对应的帐号标识，以通过该帐号标识来标识终端。即，注册服务器在生成收方账户后，根据帐号标识来确定发送对公账户的终端，并将收方账户发送给该终端。
步骤304，终端接收注册服务器生成并发送的包括第一收方账号的收方账户。
在用户从第一对公账号向第一收方账号转移资源时，还需要确定资源的第一转移数值，第一转移数值用于指示从第一对公账号向第一收方账号所转移的资源的数值。
在一种可能的实现方式中，第一转移数值由用户自行确定，或者，是终端默认的数值，此时执行步骤307；在另一种可能的实现方式中，第一转移数值由注册服务器指定，此时执行步骤305。
步骤305，注册服务器从预设数值区间内随机选取第一转移数值，并将第一转移数值发送给终端。
第一转移数值用于指示从第一对公账号向第一收方账号所转移的资源的数值。
本实施例中，注册服务指定的第一转移数值可以是固定数值，或者，第一转移数值也可以是在预设数值区间内随机选取的数值。由于指示用户从第一对公账号向第一收方账号转移资源的目的是验证第一对公账号的合法性和准确性，因此，注册服务器选取最大值小于预设阈值的预设数值区间即可实现这一目的，以减少资源转移失败所造成的损失。
比如，预设数值区间可以是(0.001-1)。注册服务器还可以修改预设数值区间的两端数值以及区间长度。当然，注册服务器也可以选取最大值大于等于预设阈值的预设数值区间，本实施例不作限定。
由于第一转移数值是随机选取的，因此，恶意人员很难获取到正确的第一 转移数值，可以提高帐号注册的安全性。
步骤306，终端接收注册服务器从预设数值区间内随机选取并发送的第一转移数值。
终端还可以在交易界面中显示接收到的收方账户和转移数值。请参考图5，图5中，转移数值为0.43、收方账户中收方账号为61xxxxxxxxxxxxx0406001736，提供信息交互平台的企业的收方名称为“深圳市xx计算机有限公司”，该企业的开户银行为“招x银行xx支行”，备注信息为“帐号注册”，用户的开户名称为“xx有限公司”，对公账号为“62xxxxxxxxxxxxx”。
由于收方账号的位数较多，用户在通过终端从对公账号向收方账号转移资源时，很容易填错收方账号，因此，交易界面中还可以提供对收方账号的复制控件，使得用户可以向复制的收方账号转移资源，以提高资源转移的便利性和准确性。图5中，在收方账号的后方显示有“复制25位账号”的复制控件。
图5中，在显示的转移数值、收方账号、开户名称和对公账号这些信息的附近，终端还显示根据这些信息产生的资源转移的操作要求，以提示用户准确转移资源，提高资源转移的成功率。比如，“请在2016-09-05 15:16:24前汇款至以下指定账户，超时将注册失败”，“请汇入指定金额，非指定金额将注册失败”，“每个注册帐号对应的25位收方账号不同，请勿重复打款”，“请用与之前填写的注册信息一致的开户名称和对公账号”。
在终端显示交易界面后，用户可以通过终端，从第一对公账号向第一收方账号转移资源；或者，用户也可以不通过终端，通过其他方式从第一对公账号向第一收方账号转移资源。
比如，当资源是金钱时，用户可以通过终端，利用网上银行办理从第一对公账号向第一收方账号汇款的业务；或者，用户可以不通过终端，到某个银行办理从第一对公账号向第一收方账号汇款的业务。
当用户从第一对公账号向第一收方账号转移资源时，向交易服务器发送资源转移请求，该资源转移请求中携带有转移出资源的第一对公账号、该第一对公账号对应的第一开户名称、接收资源的第一收方账号和资源的转移数值，交易服务器在接收到资源转移请求后，从第一对公账号中提取转移数值所指示的资源，并将这些资源转移到第一收方账号中，生成包括第一对公账号、第一开 户名称、第一收方账号和转移数值的指示信息，并将指示信息发送给注册服务器。即，注册服务器执行步骤307。
由于对用户进行身份验证时，转移数值并不是必须的，所以，指示信息中可以不包括转移数值。
当第一收方账号是银行账号时，由于可能该银行账号除了用于帐号注册的资源转移，还用于其他业务的资源转移，此时，交易服务器无法根据银行账号确定当前的业务是否是帐号注册，若将所有的基于该银行账号的指示信息都发送给注册服务器，注册服务器接收到的数据量非常庞大，导致后续的身份验证的效率较低；而当第一收方账号包括交易账号和校验码时，交易服务器可以根据第一收方账号确定当前的业务是否是帐号注册，再将包括第一收方账号的指示信息发送给注册服务器，以减少注册服务器接收到的数据量，从而提高身份验证的效率。即，交易服务器在确定第二对公账号包括校验码时，发送包括第二对公账号的指示信息。
步骤307，注册服务器接收交易服务器发送的指示信息。
指示信息包括用户转移出资源的第二对公账号、第二对公账号对应的第二开户名称和接收资源的第二收方账号。
由于多个终端可能同时申请注册帐号，每个终端的用户都需要通过交易服务器转移资源，可能本次交易服务器发送的指示信息并不是步骤201中的用户在转移资源时生成的指示信息，因此，为了与上述第一对公账号、第一开户名称和第一收方帐号相区别，本实施例中将指示信息中的对公账号称为第二对公账号、指示信息中的开户名称称为第二开户名称，指示信息中的收方账号称为第二收方账号。
通常，交易服务器只能识别固定位数的交易账号。比如，交易服务器所属的银行办理的银行账号的位数为15，则交易服务器只能识别15位的交易账号，在收方账号的位数不是15位时，交易服务器无法识别该收方账号。本实施例中，提供信息交互平台的企业、商家或机构与银行预先制定有协议，该协议中规定有15位的交易账号，这样，当交易服务器在接收到向超过15位的收方账号转移资源的业务时，检测该收方账号中的前15位是否是协议中所规定的交易账号，当该收方账号中的前15位是协议中所规定的交易账号时，不再读取 剩余的校验码，直接确定该收方账号是一个正确的收方账号，并将资源转移到该15位的交易账号中，完成交易。
交易服务器在接收到从对公账号向收方账号转移的资源的业务时，还生成交易流水号，该交易流水号用于标识本次的资源转移业务。
注册服务器还可以设置终端向交易服务器转移资源的时限，即，在将收方账户发送给终端时，注册服务器开始计时，在计时的时长达到预设时长时，若未接收到交易服务器发送的指示信息，则向终端发送注册失败的通知消息。对应的，终端接收注册服务器发送的注册失败的通知消息。
具体地，注册服务器可以根据帐号标识确定发送注册信息的终端，并将通知消息发送给该终端。其中，通知消息中还可以包括注册失败的原因，比如，注册超时等。
在计时的时长达到预设时长之前，若接收到交易服务器发送的指示信息，则执行步骤308。
步骤308，当第二对公账号与第一对公账号相同，第二开户名称与第一开户名称相同，第二收方账号与第一收方账号相同，且第二转移数值与第一转移数值相同时，根据第一开户名称为用户分配注册帐号，并向交易服务器发送资源退还指令。
资源退还指令用于指示交易服务器从第一收方账号向第一对公账号退还从第一对公账号转移出的资源。
当第一收方账号是银行账号时，所有的第二收方账号相同，注册服务器需要将指示信息中的第二对公账号、第二开户名称和第二收方账号，分别与注册服务器中预存的每组第一对公账号、第一开户名称和第二收方账号比较，需要消耗较多时间，验证效率较低。具体比较过程详见步骤206中的描述，此处不作赘述。
当第一收方账号包括交易账号和校验码时，注册服务器在接收到指示信息后，先从发送给所有的第一收方账号中，查找与第二收方账号相同的第一收方账号；
当查找到该第一收方账号时，注册服务器再查找生成该第一收方账号时接收到的第一对公账号、第一开户名称和第一转移数值，检测第二对公账号与查 找到的第一对公账号是否相同，第二开户名称与查找到的第一开户名称是否相同，且第二转移数值与查找到的第一转移数值是否相同；
当第二对公账号与查找到的第一对公账号相同，第二开户名称与查找到的第一开户名称相同，且第二转移数值与查找到的第一转移数值相同时，由于第二对公账号和第二开户名称都是交易服务器中记载的，且是真实有效的，因此，注册服务器可以确定终端发送的第一对公账号和第一开户名称是真实有效的，对用户的身份验证通过，根据开户名称为用户分配注册帐号；
当第二对公账号与第一对公账号、第二开户名称与第一开户名称、第二转移数值与第一转移数值中的至少一种不同时，说明终端发送的第一对公账号和第一开户名称中存在虚假信息，对用户的身份验证失败，不为用户分配注册帐号。或者，当未查找到该第一收方账号时，确定第二收方账号与第一收方账号不同，对用户的身份验证失败，不为用户分配注册帐号。
另外，注册服务器还向交易服务器发送资源退还指令，该资源退还指令包括交易流水号，交易服务器根据交易流水号确定第一收方账号和第一对公账号，从第一收方账号中将第一对公账号中转移出的资源再退还到第一对公账号中。
资源退还指令还可以包括第三转移数值，该第三转移数值可以与第一转移数值相同，也可以小于第一转移数值，本实施例不作限定。
资源退还指令还可以包括第一对公账号的开户银行、开户地点、退款原因中的至少一种，本实施例不作限定。
当转移数值不由注册服务器指定时，即，在步骤304之后执行步骤308时，步骤308可以具体为：当第二对公账号与第一对公账号相同，第二开户名称与第一开户名称相同，且第二收方账号与第一收方账号相同时，根据第一开户名称为用户分配注册帐号，并向交易服务器发送资源退还指令，资源退还指令用于指示交易服务器从第一收方账号向第一对公账号退还从第一对公账号转移出的资源。
步骤309，注册服务器向终端发送用于指示注册成功的通知消息。
注册服务器根据帐号标识确定终端，向该终端发送通知消息。
通知消息还可以包括注册服务器为用户分配的注册帐号。
步骤310，终端接收注册服务器发送的用于指示注册成功的通知消息。
当用户通过终端，从第一对公账号向第一收方账号转移资源时，终端还通过第一对公账号接收交易服务器从第一收方账号中退还的资源。
当交易服务器向第一对公账号退还资源失败时，向注册服务器发送退还失败的状态信息，注册服务器再次向交易服务器发送资源退还指令，直至退还成功后停止，或者，直至资源退还指令的发送次数超过预设阈值时停止。当资源退还指令的发送次数超过预设阈值时，注册服务器还生成人工退还请求，以通过人工退还的方式来从第一收方账号向第一对公账号退还资源。
在采用本实施例提供的账号注册方法成功注册帐号后，后续利用该帐号申请其他业务时可以无需验证，以提高后续业务申请的便利性。并且，通过本实施例提供的账号注册方法成功注册的帐号的安全性较高，为后续的监管运营提供保障。
其中，步骤301、304、306和310可以单独实现成为终端侧的实施例，步骤302、303、305、307-309可以单独实现成为注册服务器侧的实施例。
综上所述，本发明提供的帐号注册方法，在帐号注册过程中，注册服务器先接收终端发送的包括用户的第一开户名称和第一对公账号的对公账户；再生成包括第一收方账号的收方账户发送给终端；接收交易服务器发送的指示信息；由于指示信息包括用户转移出资源的第二对公账号、第二对公账号对应的第二开户名称和接收资源的第二收方账号，因此，当第二对公账号与第一对公账号相同，第二开户名称与第一开户名称相同，且第二收方账号与第一收方账号相同时，确定对用户的身份的验证通过，并在验证通过后自动为用户分配注册帐号，而不需要人工验证营业执照的合法性，可以提高帐号的注册效率。
由于第一收方账号包括用于接收第一对公账号转移的资源的交易账号和校验码，且每个第一收方账号中的校验码唯一标识第一收方账号，因此，不同的终端接收到的第一收方账号是不同的，对第一收方账号进行验证可以提高验证流程的准确性，从而提高帐号的安全性。
由于第一转移数值是在预设数值区间内随机选取的，因此，对第一对公账号、第一开户名称、第一收方账号和第一转移数值同时进行验证可以进一步提高验证流程的准确性，从而进一步提高帐号的安全性。
下述为本发明装置实施例，可以用于执行本发明方法实施例。对应本发明装置实施例中未披露的细节，请参照本发明方法实施例。
请参考图7，其示出了本发明再一实施例提供的用于进行帐号注册的注册服务器的结构框图，该注册服务器包括：
接收器710，用于接收交易服务器发送的指示信息，所述指示信息包括转移出资源的第二对公账号、终端的所述第二对公账号对应的第二开户名称和接收所述资源的第二收方账号；
处理器720，用于当所述第二对公账号与第一对公账号相同，所述第二开户名称与第一开户名称相同，且所述第二收方账号与第一收方帐号相同时，根据所述第一开户名称分配注册帐号，所述第一对公账号、所述第一开户名称以及所述第一收方帐号为预存的信息；
发送器730用于，向所述终端发送用于指示注册成功的通知消息。
可选的，所述接收器710还用于，接收所述终端发送的对公账户，所述对公账户至少包括所述第一开户名称和所述第一对公账号；
所述发送器730还用于，将包括第一收方账号的收方账户发送给所述终端，所述第一收方账号用于通过所述交易服务器接收所述第一对公账号转移的所述资源。
可选的，所述处理器720还用于，从预设数值区间内随机选取第一转移数值，所述第一转移数值用于指示从所述第一对公账号向所述第一收方账号所转移的所述资源的数值；
所述发送器730还用于，将所述第一转移数值发送给所述终端。
可选的，所述处理器720还用于，当所述指示信息还包括用于指示转移出的所述资源的数值的第二转移数值时，且当所述第二转移数值与所述第一转移数值相同时，所述处理器720触发执行根据所述第一开户名称分配注册帐号的步骤。
可选的，所述发送器730还用于，向所述交易服务器发送资源退还指令，所述资源退还指令用于指示所述交易服务器从所述第一收方账号向所述第一对公账号退还从所述第一对公账号转移出的所述资源。
可选的，所述发送器730还用于，若在预设时长内未接收到所述交易服务器发送的所述指示信息，则向所述终端发送用于指示注册失败的通知消息。
可选的，所述发送器730还用于，在所述第一收方账号包括接收到所述资源的交易账号和校验码，使所述交易服务器在确定所述第二对公账号包括校验码时，发送包括所述第二对公账号的所述指示信息。
可选的，所述校验码唯一标识所述第一收方账号。
综上所述，本发明提供的注册服务器，在帐号注册过程中，注册服务器先接收终端发送的包括用户的第一开户名称和第一对公账号的对公账户；再生成包括第一收方账号的收方账户发送给终端；接收交易服务器发送的指示信息；由于指示信息包括用户转移出资源的第二对公账号、第二对公账号对应的第二开户名称和接收资源的第二收方账号，因此，当第二对公账号与第一对公账号相同，第二开户名称与第一开户名称相同，且第二收方账号与第一收方账号相同时，确定对用户的身份的验证通过，并在验证通过后自动为用户分配注册帐号，而不需要人工验证营业执照的合法性，可以提高帐号的注册效率。
由于第一收方账号由用于接收第一对公账号转移的资源的交易账号和校验码组成，且每个第一收方账号中的校验码唯一标识第一收方账号，因此，不同的终端接收到的第一收方账号是不同的，对第一收方账号进行验证可以提高验证流程的准确性，从而提高帐号的安全性。
由于第一转移数值是在预设数值区间内随机选取的，因此，对第一对公账号、第一开户名称、第一收方账号和第一转移数值同时进行验证可以进一步提高验证流程的准确性，从而进一步提高帐号的安全性。
请参考图8，其示出了本发明再一实施例提供的终端的结构框图，该终端，包括：
发送器810，用于将对公账户发送给注册服务器，所述对公账户包括第一开户名称和第一对公账号；
接收器820，用于接收所述注册服务器发送的包括第一收方账号的收方账户，所述第一收方账号用于通过交易服务器接收所述第一对公账号转移的所述资源；
所述接收器820还用于，接收所述注册服务器发送的用于指示注册成功的通知消息。
可选的，所述接收器820还用于，接收所述注册服务器从预设数值区间内随机选取并发送的第一转移数值，所述第一转移数值用于指示从所述第一对公账号向所述第一收方账号所转移的所述资源的数值。
可选的，所述接收器820还用于，接收所述注册服务器发送的用于指示注册失败的通知消息。
可选的，所述第一收方账号包括接收所述第一对公账号所转移的所述资源的交易账号和校验码。
可选的，所述校验码唯一标识所述第一收方账号。
综上所述，本发明提供的终端，在帐号注册过程中，注册服务器先接收终端发送的包括用户的第一开户名称和第一对公账号的对公账户；再生成包括第一收方账号的收方账户发送给终端；接收交易服务器发送的指示信息；由于指示信息包括用户转移出资源的第二对公账号、第二对公账号对应的第二开户名称和接收资源的第二收方账号，因此，当第二对公账号与第一对公账号相同，第二开户名称与第一开户名称相同，且第二收方账号与第一收方账号相同时，确定对用户的身份的验证通过，并在验证通过后自动为用户分配注册帐号，而不需要人工验证营业执照的合法性，可以提高帐号的注册效率。
由于第一收方账号由用于接收第一对公账号转移的资源的交易账号和校验码组成，且每个第一收方账号中的校验码唯一标识第一收方账号，因此，不同的终端接收到的第一收方账号是不同的，对第一收方账号进行验证可以提高验证流程的准确性，从而提高帐号的安全性。
由于第一转移数值是在预设数值区间内随机选取的，因此，对第一对公账号、第一开户名称、第一收方账号和第一转移数值同时进行验证可以进一步提高验证流程的准确性，从而进一步提高帐号的安全性。
请参考图9，从硬件实体的角度示出了本发明一个实施例提供的注册服务器的结构示意图。注册服务器900包括中央处理单元(CPU)901、包括随机存取存储器(RAM)902和只读存储器(ROM)903的系统存储器904，以及 连接系统存储器904和中央处理单元901的系统总线905。注册服务器900还包括帮助计算机内的各个器件之间传输信息的基本输入/输出系统(I/O系统)906，和用于存储操作系统913、应用程序914和其他程序模块915的大容量存储设备907。
基本输入/输出系统906包括有用于显示信息的显示器908和用于用户输入信息的诸如鼠标、键盘之类的输入设备909。其中显示器908和输入设备907都通过连接到系统总线905的输入输出控制器910连接到中央处理单元901。基本输入/输出系统906还可以包括输入输出控制器910以用于接收和处理来自键盘、鼠标、或电子触控笔等多个其他设备的输入。类似地，输入输出控制器910还提供输出到显示屏、打印机或其他类型的输出设备。
大容量存储设备907通过连接到系统总线905的大容量存储控制器(未示出)连接到中央处理单元901。大容量存储设备909及其相关联的计算机可读介质为注册服务器900提供非易失性存储。也就是说，大容量存储设备909可以包括诸如硬盘或者CD-ROM驱动器之类的计算机可读介质(未示出)。
不失一般性，计算机可读介质可以包括计算机存储介质和通信介质。计算机存储介质包括以用于存储诸如计算机可读指令、数据结构、程序模块或其他数据等信息的任何方法或技术实现的易失性和非易失性、可移动和不可移动介质。计算机存储介质包括RAM、ROM、EPROM、EEPROM、闪存或其他固态存储其技术，CD-ROM、DVD或其他光学存储、磁带盒、磁带、磁盘存储或其他磁性存储设备。当然，本领域技术人员可知计算机存储介质不局限于上述几种。上述的系统存储器904和大容量存储设备907可以统称为存储器。
根据本发明的各种实施例，注册服务器900还可以通过诸如因特网等网络连接到网络上的远程计算机运行。也即注册服务器900可以通过连接在系统总线905上的网络接口单元911连接到网络912，或者说，也可以使用网络接口单元911来连接到其他类型的网络或远程计算机系统(未示出)。
存储器还包括一个或者一个以上的程序，一个或者一个以上程序存储于存储器中，一个或者一个以上程序用于执行上述实施例提供的帐号注册方法。
请参考图10，其从硬件实体的角度示出了本发明一个实施例提供的终端 1000的框图，该终端可以包括射频(RF，Radio Frequency)电路1001、包括有一个或一个以上计算机可读存储介质的存储器1002、输入单元1003、显示单元1004、传感器1005、音频电路1006、无线保真(WiFi，Wireless Fidelity)模块1007、包括有一个或者一个以上处理核心的处理器1008、以及电源1009等部件。本领域技术人员可以理解，图10中示出的终端结构并不构成对终端的限定，可以包括比图示更多或更少的部件，或者组合某些部件，或者不同的部件布置。其中：
RF电路1001可用于收发信息或通话过程中，信号的接收和发送，特别地，将基站的下行信息接收后，交由一个或者一个以上处理器1008处理；另外，将涉及上行的数据发送给基站。通常，RF电路1001包括但不限于天线、至少一个放大器、调谐器、一个或多个振荡器、用户身份模块(SIM，Subscriber Identity Module)卡、收发信机、耦合器、低噪声放大器(LNA，Low Noise Amplifier)、双工器等。此外，RF电路1001还可以通过无线通信与网络和其他设备通信。所述无线通信可以使用任一通信标准或协议，包括但不限于全球移动通讯系统(GSM，Global System of Mobile communication)、通用分组无线服务(GPRS，General Packet Radio Service)、码分多址(CDMA，Code Division Multiple Access)、宽带码分多址(WCDMA，Wideband Code Division Multiple Access)、长期演进(LTE，Long Term Evolution)、电子邮件、短消息服务(SMS，Short Messaging Service)等。
存储器1002可用于存储软件程序以及模块，处理器1008通过运行存储在存储器1002的软件程序以及模块，从而执行各种功能应用以及数据处理。存储器1002可主要包括存储程序区和存储数据区，其中，存储程序区可存储操作系统、至少一个功能所需的应用程序(比如声音播放功能、图像播放功能等)等；存储数据区可存储根据终端设备的使用所创建的数据(比如音频数据、电话本等)等。此外，存储器1002可以包括高速随机存取存储器，还可以包括非易失性存储器，例如至少一个磁盘存储器件、闪存器件、或其他易失性固态存储器件。相应地，存储器1002还可以包括存储器控制器，以提供处理器1008和输入单元1003对存储器1002的访问。
输入单元1003可用于接收输入的数字或字符信息，以及产生与用户设置 以及功能控制有关的键盘、鼠标、操作杆、光学或者轨迹球信号输入。具体地，在一个具体的实施例中，输入单元1003可包括触敏表面以及其他输入设备。触敏表面，也称为触摸显示屏或者触控板，可收集用户在其上或附近的触摸操作(比如用户使用手指、触笔等任何适合的物体或附件在触敏表面上或在触敏表面附近的操作)，并根据预先设定的程式驱动相应的连接装置。触敏表面可包括触摸检测装置和触摸控制器两个部分。其中，触摸检测装置检测用户的触摸方位，并检测触摸操作带来的信号，将信号传送给触摸控制器；触摸控制器从触摸检测装置上接收触摸信息，并将它转换成触点坐标，再送给处理器10010，并能接收处理器1008发来的命令并加以执行。此外，可以采用电阻式、电容式、红外线以及表面声波等多种类型实现触敏表面。除了触敏表面，输入单元1003还可以包括其他输入设备。具体地，其他输入设备可以包括但不限于物理键盘、功能键(比如音量控制按键、开关按键等)、轨迹球、鼠标、操作杆等中的一种或多种。
显示单元1004可用于显示由用户输入的信息或提供给用户的信息以及终端设备的各种图形用户接口，这些图形用户接口可以由图形、文本、图标、视频和其任意组合来构成。显示单元1004可包括显示面板，可选的，可以采用液晶显示器(LCD，Liquid Crystal Display)、有机发光二极管(OLED，Organic Light-Emitting Diode)等形式来配置显示面板。进一步的，触敏表面可覆盖显示面板，当触敏表面检测到在其上或附近的触摸操作后，传送给处理器1008以确定触摸事件的类型，随后处理器1008根据触摸事件的类型在显示面板上提供相应的视觉输出。虽然在图10中，触敏表面与显示面板是作为两个独立的部件来实现输入和输入功能，但是在某些实施例中，可以将触敏表面与显示面板集成而实现输入和输出功能。
终端还可包括至少一种传感器1005，比如光传感器、运动传感器以及其他传感器。具体地，光传感器可包括环境光传感器及接近传感器，其中，环境光传感器可根据环境光线的明暗来调节显示面板的亮度，接近传感器可在终端移动到耳边时，关闭显示面板和/或背光。作为运动传感器的一种，重力加速度传感器可检测各个方向上(一般为三轴)加速度的大小，静止时可检测出重力的大小及方向，可用于识别手机姿态的应用(比如横竖屏切换、相关游戏、 磁力计姿态校准)、振动识别相关功能(比如计步器、敲击)等；至于终端还可配置的陀螺仪、气压计、湿度计、温度计、红外线传感器等其他传感器，在此不再赘述。
音频电路1006、扬声器，传声器可提供用户与终端之间的音频接口。音频电路1006可将接收到的音频数据转换后的电信号，传输到扬声器，由扬声器转换为声音信号输出；另一方面，传声器将收集的声音信号转换为电信号，由音频电路1006接收后转换为音频数据，再将音频数据输出处理器1008处理后，经RF电路1001以发送给比如另一终端，或者将音频数据输出至存储器1002以便进一步处理。音频电路1006还可能包括耳塞插孔，以提供外设耳机与终端的通信。
WiFi属于短距离无线传输技术，终端通过WiFi模块1007可以帮助用户收发电子邮件、浏览网页和访问流式媒体等，它为用户提供了无线的宽带互联网访问。虽然图10示出了WiFi模块1007，但是可以理解的是，其并不属于终端的必须构成，完全可以根据需要在不改变发明的本质的范围内而省略。
处理器1008是终端的控制中心，利用各种接口和线路连接整个手机的各个部分，通过运行或执行存储在存储器1002内的软件程序和/或模块，以及调用存储在存储器1002内的数据，执行终端的各种功能和处理数据，从而对手机进行整体监控。处理器1008可包括一个或多个处理核心；优选的，处理器1008可集成应用处理器和调制解调处理器，其中，应用处理器主要处理操作系统、用户界面和应用程序等，调制解调处理器主要处理无线通信。可以理解的是，上述调制解调处理器也可以不集成到处理器1008中。
终端还包括给各个部件供电的电源1009(比如电池)，优选的，电源可以通过电源管理系统与处理器1008逻辑相连，从而通过电源管理系统实现管理充电、放电、以及功耗管理等功能。电源1009还可以包括一个或一个以上的直流或交流电源、再充电系统、电源故障检测电路、电源转换器或者逆变器、电源状态指示器等任意组件。
尽管未示出，终端还可以包括摄像头、蓝牙模块等，在此不再赘述。具体在本实施例中，终端中的处理器1008会运行存储在存储器1002中的一个或一个以上的程序指令，从而实现上述各个方法实施例中所提供的帐号注册方法。
本领域普通技术人员可以理解上述实施例的各种方法中的全部或部分步骤是可以通过程序来指令相关的硬件来完成，该程序可以存储于一计算机可读存储介质中，存储介质可以包括：只读存储器(ROM，Read Only Memory)、随机存取记忆体(RAM，Random Access Memory)、磁盘或光盘等。
需要说明的是：上述实施例提供的服务器在进行帐号注册时，仅以上述各功能模块的划分进行举例说明，实际应用中，可以根据需要而将上述功能分配由不同的功能模块完成，即将服务器的内部结构划分成不同的功能模块，以完成以上描述的全部或者部分功能。另外，上述实施例提供的服务器与帐号注册方法实施例属于同一构思，其具体实现过程详见方法实施例，这里不再赘述。
上述本发明实施例序号仅仅为了描述，不代表实施例的优劣。
本领域普通技术人员可以理解实现上述实施例的全部或部分步骤可以通过硬件来完成，也可以通过程序来指令相关的硬件完成，所述的程序可以存储于一种计算机可读存储介质中，上述提到的存储介质可以是只读存储器，磁盘或光盘等。
以上所述仅为本发明的较佳实施例，并不用以限制本发明，凡在本发明的精神和原则之内，所作的任何修改、等同替换、改进等，均应包含在本发明的保护范围之内。

Claims (30)

  1. 一种帐号注册方法，其特征在于，所述方法包括：
    接收交易服务器发送的指示信息，所述指示信息包括转移出资源的第二对公账号、终端的所述第二对公账号对应的第二开户名称和接收所述资源的第二收方账号；
    当所述第二对公账号与第一对公账号相同，所述第二开户名称与第一开户名称相同，且所述第二收方账号与第一收方帐号相同时，根据所述第一开户名称分配注册帐号，所述第一对公账号、所述第一开户名称以及所述第一收方帐号为预存的信息；
    向所述终端发送用于指示注册成功的通知消息。
  2. 根据权利要求1所述的方法，其特征在于，所述接收交易服务器发送的指示信息之前，还包括：
    接收所述终端发送的对公账户，所述对公账户至少包括所述第一开户名称和所述第一对公账号；
    将包括第一收方账号的收方账户发送给所述终端，所述第一收方账号用于通过所述交易服务器接收所述第一对公账号转移的所述资源。
  3. 根据权利要求1或2所述的方法，其特征在于，在所述接收交易服务器发送的指示信息之前，还包括：
    从预设数值区间内随机选取第一转移数值，并将所述第一转移数值发送给所述终端，所述第一转移数值用于指示从所述第一对公账号向所述第一收方账号所转移的所述资源的数值。
  4. 根据权利要求3所述的方法，其特征在于，当所述指示信息还包括用于指示转移出的所述资源的数值的第二转移数值时，在所述根据所述第一开户名称分配注册帐号之前，还包括：
    当所述第二转移数值与所述第一转移数值相同时，触发执行所述根据所述第一开户名称分配注册帐号的步骤。
  5. 根据权利要求1所述的方法，其特征在于，在所述接收所述交易服务器发送的指示信息之后，还包括：
    向所述交易服务器发送资源退还指令，所述资源退还指令用于指示所述交 易服务器从所述第一收方账号向所述第一对公账号退还从所述第一对公账号转移出的所述资源。
  6. 根据权利要求1所述的方法，其特征在于，所述方法，还包括：
    若在预设时长内未接收到所述交易服务器发送的所述指示信息，则向所述终端发送用于指示注册失败的通知消息。
  7. 根据权利要求2至6任意一项所述的方法，其特征在于，所述第一收方账号包括接收到所述资源的交易账号和校验码，使所述交易服务器在确定所述第二对公账号包括校验码时，发送包括所述第二对公账号的所述指示信息。
  8. 根据权利要求7所述的方法，其特征在于，所述校验码唯一标识所述第一收方账号。
  9. 一种帐号注册方法，其特征在于，所述方法包括：
    将对公账户发送给注册服务器，所述对公账户包括第一开户名称和第一对公账号；
    接收所述注册服务器发送的包括第一收方账号的收方账户，所述第一收方账号用于通过交易服务器接收所述第一对公账号转移的所述资源；
    接收所述注册服务器发送的用于指示注册成功的通知消息。
  10. 根据权利要求9所述的方法，其特征在于，在所述将对公账户发送给注册服务器之后，还包括：
    接收所述注册服务器从预设数值区间内随机选取并发送的第一转移数值，所述第一转移数值用于指示从所述第一对公账号向所述第一收方账号所转移的所述资源的数值。
  11. 根据权利要求9所述的方法，其特征在于，所述方法，还包括：
    接收所述注册服务器发送的用于指示注册失败的通知消息。
  12. 根据权利要求9至11任意一项所述的方法，其特征在于，所述第一收方账号包括接收所述第一对公账号所转移的所述资源的交易账号和校验码。
  13. 根据权利要求12所述的方法，其特征在于，所述校验码唯一标识所述第一收方账号。
  14. 一种注册服务器，其特征在于，所述注册服务器包括：
    接收器，用于接收交易服务器发送的指示信息，所述指示信息包括转移出 资源的第二对公账号、终端的所述第二对公账号对应的第二开户名称和接收所述资源的第二收方账号；
    处理器，用于当所述第二对公账号与第一对公账号相同，所述第二开户名称与第一开户名称相同，且所述第二收方账号与第一收方帐号相同时，根据所述第一开户名称分配注册帐号，所述第一对公账号、所述第一开户名称以及所述第一收方帐号为预存的信息；
    发送器，用于向所述终端发送用于指示注册成功的通知消息。
  15. 根据权利要求14所述的注册服务器，其特征在于，所述接收器还用于，接收所述终端发送的对公账户，所述对公账户至少包括所述第一开户名称和所述第一对公账号；
    所述发送器还用于，将包括第一收方账号的收方账户发送给所述终端，所述第一收方账号用于通过所述交易服务器接收所述第一对公账号转移的所述资源。
  16. 根据权利要求14或15所述的注册服务器，其特征在于，所述处理器还用于，从预设数值区间内随机选取第一转移数值，所述第一转移数值用于指示从所述第一对公账号向所述第一收方账号所转移的所述资源的数值；
    所述发送器还用于，将所述第一转移数值发送给所述终端。
  17. 根据权利要求16所述的注册服务器，其特征在于，所述处理器还用于，当所述指示信息还包括用于指示转移出的所述资源的数值的第二转移数值时，且当所述第二转移数值与所述第一转移数值相同时，所述处理器触发执行根据所述第一开户名称分配注册帐号的步骤。
  18. 根据权利要求14所述的注册服务器，其特征在于，所述发送器还用于，向所述交易服务器发送资源退还指令，所述资源退还指令用于指示所述交易服务器从所述第一收方账号向所述第一对公账号退还从所述第一对公账号转移出的所述资源。
  19. 根据权利要求14所述的注册服务器，其特征在于，所述发送器还用于，若在预设时长内未接收到所述交易服务器发送的所述指示信息，则向所述终端发送用于指示注册失败的通知消息。
  20. 根据权利要求15至19任一项所述的注册服务器，其特征在于，所述 发送器还用于，在所述第一收方账号包括接收到所述资源的交易账号和校验码，使所述交易服务器在确定所述第二对公账号包括校验码时，发送包括所述第二对公账号的所述指示信息。
  21. 根据权利要求20所述的注册服务器，其特征在于，所述校验码唯一标识所述第一收方账号。
  22. 一种终端，其特征在于，所述终端包括：
    发送器，用于将对公账户发送给注册服务器，所述对公账户包括第一开户名称和第一对公账号；
    接收器，用于接收所述注册服务器发送的包括第一收方账号的收方账户，所述第一收方账号用于通过交易服务器接收所述第一对公账号转移的所述资源；
    所述接收器还用于，接收所述注册服务器发送的用于指示注册成功的通知消息。
  23. 根据权利要求22所述的终端，其特征在于，所述接收器还用于，接收所述注册服务器从预设数值区间内随机选取并发送的第一转移数值，所述第一转移数值用于指示从所述第一对公账号向所述第一收方账号所转移的所述资源的数值。
  24. 根据权利要求22所述的终端，其特征在于，所述接收器还用于，接收所述注册服务器发送的用于指示注册失败的通知消息。
  25. 根据权利要求22至24任一项所述的终端，其特征在于，所述第一收方账号包括接收所述第一对公账号所转移的所述资源的交易账号和校验码。
  26. 根据权利要求25所述的终端，其特征在于，所述校验码唯一标识所述第一收方账号。
  27. 一种计算机程序产品，当所述计算机产品被执行时，其用于执行权利要求1至13任一项所述的方法。
  28. 一种计算机可读存储介质，包括指令，其特征在于，当所述指令在注册服务器上运行时，使得所述注册服务器执行如权利要求1至8中任一项所述的方法。
  29. 一种计算机可读存储介质，包括指令，其特征在于，当所述指令在终 端上运行时，使得所述终端执行如权利要求9至13中任一项所述的方法。
  30. 一种帐号注册系统，其特征在于，所述系统包括注册服务器、交易服务器和终端，所述注册服务器包括如权利要求14至21任一项所述注册服务器，所述终端包括如权利要求22至26任一项所述的终端。
PCT/CN2017/108888 2016-01-11 2017-11-01 帐号注册方法、相关设备及系统 WO2018082560A1 (zh)

Priority Applications (1)

Application Number Priority Date Filing Date Title
US16/296,607 US20190205976A1 (en) 2016-01-11 2019-03-08 Account number registration method, apparatus, and system

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201610934952.X 2016-01-11
CN201610934952.XA CN106572095B (zh) 2016-11-01 2016-11-01 帐号注册方法、装置及系统

Related Child Applications (1)

Application Number Title Priority Date Filing Date
US16/296,607 Continuation US20190205976A1 (en) 2016-01-11 2019-03-08 Account number registration method, apparatus, and system

Publications (1)

Publication Number Publication Date
WO2018082560A1 true WO2018082560A1 (zh) 2018-05-11

Family

ID=58534599

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/CN2017/108888 WO2018082560A1 (zh) 2016-01-11 2017-11-01 帐号注册方法、相关设备及系统

Country Status (3)

Country Link
US (1) US20190205976A1 (zh)
CN (1) CN106572095B (zh)
WO (1) WO2018082560A1 (zh)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106572095B (zh) * 2016-11-01 2018-04-10 腾讯科技（深圳）有限公司 帐号注册方法、装置及系统
CN111192036B (zh) * 2019-08-01 2023-06-20 腾讯科技（深圳）有限公司 账号资源更新方法、装置、计算机设备以及存储介质
CN112398719B (zh) * 2019-08-12 2022-09-23 腾讯科技（深圳）有限公司 一种用户管理方法、装置、计算机设备及介质
CN115766851A (zh) * 2019-12-09 2023-03-07 华为技术有限公司 设备注册方法、装置、移动终端和存储介质
CN115189958B (zh) * 2022-07-18 2024-01-19 西安热工研究院有限公司 一种实现多级架构之间认证漫游和鉴权的方法

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101097623A (zh) * 2006-06-30 2008-01-02 阿里巴巴公司 一种会员身份认证的方法及其装置
CN102647430A (zh) * 2012-05-09 2012-08-22 司文 一种隐藏身份信息的实名制认证系统和方法
US20140114739A1 (en) * 2012-10-23 2014-04-24 Mohammed Nazrul Islam Method And System For Providing Digital Coupons in a Social Business Network
CN106572095A (zh) * 2016-11-01 2017-04-19 腾讯科技（深圳）有限公司 帐号注册方法、装置及系统

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AU2005318933B2 (en) * 2004-12-21 2011-04-14 Emue Holdings Pty Ltd Authentication device and/or method
US9105027B2 (en) * 2009-05-15 2015-08-11 Visa International Service Association Verification of portable consumer device for secure services
US20130006848A1 (en) * 2010-11-12 2013-01-03 Kuttuva Avinash Method of virtual transaction using mobile electronic devices or fixed electronic devices or a combination of both, for global commercial or noncommercial purposes
US8781965B2 (en) * 2011-10-11 2014-07-15 Phyllis A. HUSTER Electronic commerce system
CN103685145B (zh) * 2012-09-03 2017-12-01 中国银联股份有限公司 安全性信息交互系统、设备及方法
WO2016128568A1 (en) * 2015-02-13 2016-08-18 Yoti Ltd Authentication of web content
US10210490B2 (en) * 2015-02-13 2019-02-19 Sony Corporation Processing electronic monetary transactions using plurality of virtual currency instruments

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101097623A (zh) * 2006-06-30 2008-01-02 阿里巴巴公司 一种会员身份认证的方法及其装置
CN102647430A (zh) * 2012-05-09 2012-08-22 司文 一种隐藏身份信息的实名制认证系统和方法
US20140114739A1 (en) * 2012-10-23 2014-04-24 Mohammed Nazrul Islam Method And System For Providing Digital Coupons in a Social Business Network
CN106572095A (zh) * 2016-11-01 2017-04-19 腾讯科技（深圳）有限公司 帐号注册方法、装置及系统

Also Published As

Publication number Publication date
US20190205976A1 (en) 2019-07-04
CN106572095B (zh) 2018-04-10
CN106572095A (zh) 2017-04-19

Similar Documents

Publication Publication Date Title
CN109831456B (zh) 消息推送方法、装置、设备及存储介质
CN110365491B (zh) 业务处理方法、装置、设备、存储介质以及数据共享系统
US11126981B2 (en) Resource transferring method and apparatus
WO2018082560A1 (zh) 帐号注册方法、相关设备及系统
US10304461B2 (en) Remote electronic service requesting and processing method, server, and terminal
US9703971B2 (en) Sensitive operation verification method, terminal device, server, and verification system
WO2019042274A1 (zh) 资源转移方法、装置及存储介质
WO2017133547A1 (zh) 信息处理方法及装置
US10187855B2 (en) Message processing method and apparatus
WO2017118437A1 (zh) 进行业务处理的方法、装置和系统
US20170352090A1 (en) Method, apparatus, and system for processing order information
WO2015101273A1 (zh) 一种安全验证方法、相关设备和系统
US20150319173A1 (en) Co-verification method, two dimensional code generation method, and device and system therefor
US10762542B2 (en) Item transfer apparatus, system and method
TW201836322A (zh) 憑證管理方法及系統
EP3401864A1 (en) Method for selecting transaction application, and terminal
CN108475304B (zh) 一种关联应用程序和生物特征的方法、装置以及移动终端
US20160301530A1 (en) Sensitive operation verification method, apparatus, and system
CN104735657B (zh) 安全终端验证方法、无线接入点绑定方法、装置及系统
US20200320509A1 (en) Electronic transaction method and terminal
US11233897B1 (en) Secure call center communications
WO2018233584A1 (zh) 账户数值转移方法、装置、计算机设备及存储介质
CN110474864A (zh) 一种注册、登录移动应用程序的方法及电子设备
CN104899488B (zh) 数值转移方法及装置
WO2018121536A1 (zh) 一种信息安全验证方法以及终端

Legal Events

Date Code Title Description
121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 17867092

Country of ref document: EP

Kind code of ref document: A1

NENP Non-entry into the national phase

Ref country code: DE

122 Ep: pct application non-entry in european phase

Ref document number: 17867092

Country of ref document: EP

Kind code of ref document: A1