WO2017215080A1 - Bidirectional application platform method for mobile phones - Google Patents

Bidirectional application platform method for mobile phones Download PDF

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Publication number
WO2017215080A1
WO2017215080A1 PCT/CN2016/091710 CN2016091710W WO2017215080A1 WO 2017215080 A1 WO2017215080 A1 WO 2017215080A1 CN 2016091710 W CN2016091710 W CN 2016091710W WO 2017215080 A1 WO2017215080 A1 WO 2017215080A1
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WO
WIPO (PCT)
Prior art keywords
mobile phone
user
server
alarm
client
Prior art date
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PCT/CN2016/091710
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French (fr)
Chinese (zh)
Inventor
李俊
Original Assignee
山西特信环宇信息技术有限公司
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Publication of WO2017215080A1 publication Critical patent/WO2017215080A1/en

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    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/40—Network security protocols
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0853—Network architectures or network communication protocols for network security for authentication of entities using an additional device, e.g. smartcard, SIM or a different communication terminal
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0807—Network architectures or network communication protocols for network security for authentication of entities using tickets, e.g. Kerberos
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L65/00—Network arrangements, protocols or services for supporting real-time applications in data packet communication
    • H04L65/1066—Session management
    • H04L65/1073—Registration or de-registration
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks

Definitions

  • the present invention relates to the field of electronic information technology and communication engineering, and in particular to a two-way application platform for mobile phones.
  • Mobile payment technology realizes the entire mobile payment value chain, including: mobile operators, payment service providers (such as: UnionPay, etc.), application providers (such as: public transportation, campus, public utilities, etc.), equipment providers (such as: terminals) Manufacturers, card vendors, chip vendors, etc.), system integrators, merchants and end users.
  • payment service providers such as: UnionPay, etc.
  • application providers such as: public transportation, campus, public utilities, etc.
  • equipment providers such as: terminals
  • Manufacturers Manufacturers, card vendors, chip vendors, etc.
  • Biometric technology has the characteristics of lifelong, non-replicable, etc. As far as the current technology is concerned, the application range of biometric technology on smartphones is relatively limited, mainly focusing on mobile phone security and some simple functional interactions.
  • the technical problem to be solved by the present invention is to provide a two-way application platform for a mobile phone with simple structure, low cost and simple operation.
  • the two-way application platform of the mobile phone includes a platform server, a biometric authentication server, an ID card verification server, a user mobile phone, and a mobile phone client configured on the user mobile phone; the platform server is provided with a database, and the database is stored.
  • the verification server stores one or more of the following combinations: the identification code of the user's mobile phone, the mobile phone number, the user's face, the pupil, the language, the fingerprint, the biometric combination code registered by the user's mobile phone; the ID verification server passes the platform server
  • the database and the biometric verification server are connected, and according to the information of the database provided by the platform server, it is verified whether it matches the information of the biometric verification server. If it matches, the verification is performed, and the ID verification server identification code is output to the user's mobile phone.
  • the two-way application platform of the mobile phone further includes an alarm server, the alarm server includes an alarm plug-in module, and the alarm server stores a client identification code of the user mobile phone, and the client identification code of the user mobile phone includes User's alarm fingerprint, communication area code, alarm plug-in module identification code, map; alarm plug-in module stores one or more of the following combinations: user mobile phone client identification code, alarm fingerprint, map, communication area code, alarm person's Name, mobile number, ID number, alarm video, voice, alarm time, map display location.
  • the alarm server compares with the information stored by the client identification code of the user's mobile phone and the alarm plug-in module. If not, the user's mobile phone sends an alarm signal consisting of the alarm server identification code and the alarm plug-in module identification code.
  • the two-way application platform of the mobile phone further includes an online banking server, and the online banking server stores one or more of the following combinations: a name of the user's mobile phone, a bank account, an account balance, and a biometric combination code of the user;
  • the online banking server is connected with the alarm plug-in and the ID verification server.
  • the online banking server compares the stored information with the information stored by the biometric verification server and the alarm plug-in module to verify whether it matches, and if it matches, sends the online banking server identification code to the user's mobile phone. If it does not match, it will be sent to the user's mobile phone by the alarm server identification code and the alarm plug-in module.
  • the invention provides a two-way application platform for a mobile phone, which further comprises a settlement plug-in module, a service plug-in module and a service client; the settlement plug-in module stores one or more of the following combinations: a client identification code, a two-dimensional code, and a settlement.
  • Biometric verification combination, settlement account, account balance, internal currency and currency conversion ratio; the business plug-in module stores one or more of the following combinations: client identification code, two-dimensional code, user's biometric combination code
  • the business client is used for displaying the query of the plug-in module; the settlement plug-in module, the service plug-in module, the business client and the ID verification server, the alarm server connection, the settlement plug-in module, the service plug-in module, and the service client identify whether according to the information thereof
  • the information connected with the ID card verification server and the alarm server is matched. If the information is matched, the settlement plug-in module identification code, the service plug-in module identification code, and the mobile phone client identification code are respectively sent to the user mobile phone.
  • the method for registering a two-way application platform of a mobile phone comprises the following steps:
  • the user sends a registration request to a mobile phone client of the user mobile phone;
  • the mobile phone client obtains the SIM card mobile phone number of the user mobile phone, and requests the user mobile phone gun mobile phone number to be bound to the mobile phone client;
  • the mobile phone client sends a user identifier to the platform server.
  • the platform server sends an identity verification request to the user's mobile phone, and the user mobile phone initiates the verification request. If the identity verification module of the user's mobile phone verifies that the identity card is successful, the mobile phone client saves the identity card information;
  • the mobile phone client activates a biometric module of the user's mobile phone, and the biometric module collects biometric information that can be collected, including: fingerprint information, face information, pupil information, voice tone information, and stores the collected information into the mobile phone client. End, wherein the same user needs at least two fingerprint information, at least two face information, and at least two pupil information;
  • S106 The mobile client randomly sorts the collected biological information, and synthesizes the biometric combined code, and uploads the biometric combined code to the biometric verification server, and the biometric verification service
  • the server stores the biometric combination code
  • the alarm server selects at least one of the fingerprint information, at least one of the face information, at least one of the pupil information, and/or at least one of the voice tone information as an alarm signal according to the biological information.
  • the alarm server When the platform server receives the biological information corresponding to the alarm signal selected by the alarm server, the alarm server sends an alarm signal to the security center;
  • the platform server When the platform server receives the biometric information corresponding to the alarm signal selected by the alarm server and the biometric information matches the information stored by the platform server, the registration request of the mobile phone client is passed through the platform server.
  • the method for registering a two-way application platform of a mobile phone comprises the following steps:
  • the settlement plug-in module acquires an identifier of the platform server, a two-dimensional code, a settlement biometric verification combination code, a settlement account, an account balance, and an exchange ratio of the internal currency and the currency;
  • the settlement plug-in module starts a license verification module of the mobile phone client to the mobile phone client, and the license verification module user identifies whether the license of the user matches the license stored by the platform server, and if the match, converts the license of the user into a QR code upload.
  • the platform server transcodes the two-dimensional code into the user's license, and updates the license stored by the platform server with the user's license;
  • S203 The mobile phone client scans the user's license and uploads it to the platform server, and the platform server verifies the scanned license of the user and the license stored by the platform server. If the matching, the platform server sends the verification identifier to the mobile client.
  • the mobile phone client sends an identifier to the platform server.
  • the platform server After receiving the identification code, the platform server matches the received identification code with the stored identification code, and if the matching is successful, sends a biometric verification combined code request to the mobile phone client;
  • the mobile client starts the service client of the user mobile phone, and requests the user mobile phone to input the biometric verification combined code, and then the platform server compares the input biometric verification combined code with the biometric verification combined code stored by the platform server, if matched, Then pay through the business client, if If the payment is successful, the platform server sends a message of successful registration to the mobile client.
  • the method for registering a two-way application platform of a mobile phone comprises the following steps:
  • the service plug-in module obtains an identification code, a two-dimensional code, a settlement biometric verification combination code, a settlement account, an account balance, an exchange ratio of an internal currency and a currency of the application business system;
  • the settlement plug-in module starts a license verification module of the mobile phone client to the mobile phone client, and the license verification module user identifies whether the license of the user matches the license stored by the platform server, and if yes, converts the license of the user into a QR code upload.
  • the platform server transcodes the two-dimensional code into the user's license, and updates the license stored by the platform server with the user's license;
  • the mobile phone client scans the user's license and uploads it to the platform server, and the platform server verifies the scanned license of the user and the license stored by the platform server, and if yes, the platform server sends the verification identifier to the mobile phone client;
  • the mobile phone client sends an identifier to the platform server.
  • the platform server After receiving the identification code, the platform server matches the received identification code with the stored identification code, and if the matching is successful, sends a biometric verification combined code request to the mobile phone client;
  • the mobile client starts the service client of the user mobile phone, and requests the user mobile phone to input the biometric verification combined code, and then the platform server compares the input biometric verification combined code with the biometric verification combined code stored by the platform server, if matched, Then, the service client pays, and if the payment is successful, the platform server sends a message of successful registration to the mobile client.
  • the invention relates to a two-way application platform of a mobile phone, wherein an alarm client of the user mobile phone is used for connecting with an alarm server to query alarm information, and when the alarm client queries the alarm server, it needs to input biometric verification to the alarm server. Combination code.
  • the invention relates to a two-way application platform of a mobile phone, wherein an alarm client of the user mobile phone is used for connecting with an alarm server to query alarm information, and when the alarm client queries the alarm server, it needs to input biometric verification to the alarm server. Combination code.
  • the invention provides a two-way application platform payment method for a mobile phone, and the registration of the platform server
  • the payment of the mobile phone includes the following steps:
  • the platform service requests the registered user mobile phone scanning settlement plug-in module to output the settlement QR code and/or the sensing code;
  • S402 The user mobile phone inputs the biometric combination code, and the mobile phone client transmits the biometric identification code to the platform server;
  • the platform server sends registration information to the user's mobile phone.
  • the user mobile phone acquires a registration identifier of the settlement plug-in module, and sends the registration identifier to the platform server.
  • the platform server completes the payment by using the settlement plug-in module.
  • the invention provides a two-way application platform payment method for a mobile phone, and the payment of the registered user mobile phone of the platform server includes the following steps:
  • the receiving mobile phone sends a seller mobile phone sensing code to the user mobile phone;
  • the registered user mobile phone scans the seller mobile phone identification code
  • the registered user mobile phone completes the payment by scanning the biometric combination code of the user.
  • the invention provides a two-way application platform for a mobile phone, wherein the alarm server sets a first preset threshold for identifying the time, and when the recognition time exceeds the first preset threshold, the alarm server sends an alarm signal to the security center.
  • the invention provides a two-way application platform payment method for a mobile phone.
  • the recognition time exceeds a first preset threshold
  • the front and rear cameras of the user's mobile phone perform photographing.
  • the invention provides a two-way application platform payment method for a mobile phone, wherein the alarm server sets a second preset threshold for identifying the time, the second preset threshold is greater than twice the first preset threshold, and when the recognition time exceeds the second threshold When the user's mobile phone starts the camera function.
  • the method for paying for a two-way application platform of a mobile phone when the recognition time exceeds a first preset threshold, the user's mobile phone saves at least one of the following information:
  • GPS location GPS location, registration information of the user's mobile phone, biometric combination code of the user's mobile phone, photo information, video recording information,
  • the user's mobile phone sends at least one of the above information to the alarm plug-in registration end of the preset range and/or the registered user's mobile phone designated by the user's mobile phone.
  • the invention discloses a two-way application platform alarm method for a mobile phone, comprising the following steps:
  • the alarm server configures the biometric combination code into an input sequence.
  • the user's mobile phone automatically shuts down the preset between the presets; when the user enters the biometric combination code in the wrong order for the second time, the front and rear cameras of the user's mobile phone take photos and send the user's mobile phone to specify In the registered user's mobile phone; when the user enters the biometric combination code in the wrong order for the third time, the user's mobile phone sends an alarm signal to the alarm plug-in module in the area and sends an alarm signal to the security center.
  • the two-way application platform of the mobile phone differs from the prior art in that the two-way application platform of the mobile phone deeply integrates the mobile phone and the Internet technology, fully exerts the advantages of the two, and makes up for their respective defects.
  • the application of Internet technology to mobile phones enables mobile phones to realize more applications in the field and expand the use of mobile phones.
  • the biometric functions of mobile phones are applied to the Internet.
  • Improve the security of Internet authentication make the mobile phone become the identity device of the user's mobile phone, and realize the two-way application of the Internet to mobile phones and mobile phones to the Internet.
  • FIG. 1 is a schematic structural diagram of a two-way application platform of a mobile phone.
  • a two-way application platform for a mobile phone includes a platform server, a biometric authentication server, an ID card verification server, a user mobile phone, and a mobile phone configured on a user's mobile phone.
  • the platform server is provided with a database, and the database stores one or more of the following combinations:
  • the mobile phone number, QR code, user mobile phone biometric combination code user mobile phone name, address, ID number, communication area code, biometric authentication server identification code;
  • the biometric verification server stores one or more of the following combinations:
  • the ID verification server connects with the database and the biometric authentication server provided by the platform server, and verifies whether it matches the information of the biometric verification server according to the information of the database provided by the platform server. If it matches, it passes the verification and the user is authenticated.
  • the mobile phone outputs the ID card verification server identification code.
  • the invention deeply integrates the mobile phone and the Internet technology, fully exerts the advantages of the two, makes up for their respective defects, applies the Internet technology to the mobile phone, enables the mobile phone to realize more fields of application, and expands the use function of the mobile phone;
  • the biometric identification function of the mobile phone is applied to the Internet, which improves the security of the Internet authentication, and makes the mobile phone become the identity device of the user's mobile phone, realizing the Internet to the mobile phone, Two-way application of mobile phone to the Internet.
  • the invention also includes an alarm server, the alarm server including an alarm plug-in module,
  • the alarm server stores a client identification code of the user mobile phone, and the client identification code of the user mobile phone includes an alarm fingerprint of the user, a communication area code, an alarm plug-in module identification code, and a map;
  • the alarm plug-in module stores one or more of the following combinations:
  • User mobile phone client identification code alarm fingerprint, map, communication area code, alarm person's name, mobile phone number, ID card number, alarm video, voice, alarm time, map display position.
  • the alarm server is stored by the client identification code and the alarm plug-in module of the user's mobile phone. The information is compared. If there is no match, the user's mobile phone sends an alarm signal consisting of the alarm server identification code and the alarm plug-in module identification code.
  • the invention can send an alarm signal to the mobile phone in the case that the identity is not recognized, thereby improving the security of the mobile phone.
  • the invention also includes an online banking server, the online banking server storing one or more of the following combinations:
  • the name, bank account, account balance, and biometric combination code of the user's mobile phone
  • the online banking server is connected with the alarm plug-in and the ID verification server.
  • the online banking server compares the stored information with the information stored by the biometric verification server and the alarm plug-in module to verify whether it matches, and if it matches, sends the online banking server identification code to the user's mobile phone. If there is no match, the alarm signal consisting of the alarm server identification code and the alarm plug-in module identification code is sent to the user's mobile phone.
  • the invention can realize the security authentication of the online banking payment, thereby increasing the security of the mobile banking online banking.
  • the invention also includes a settlement plug-in module, a service plug-in module, and a service client;
  • the settlement plugin module stores one or more of the following combinations:
  • the business plugin module stores one or more of the following combinations:
  • Client identification code two-dimensional code, user's biometric combination code
  • the business client is used to display a query corresponding to the plugin module
  • the settlement plug-in module, the service plug-in module, the service client and the ID verification server, the alarm server connection, the settlement plug-in module, the service plug-in module, and the service client identify whether the information connected with the ID verification server and the alarm server is matched according to the information thereof. If it matches, the settlement plug-in module identification code, the service plug-in module identification code, and the mobile phone client identification code are respectively sent to the user's mobile phone.
  • the invention can match and store the information of the above various modules, and through multiple matching, thereby increasing the security of the user's mobile phone at multiple levels.
  • the invention relates to a method for registering a two-way application platform of a mobile phone, which comprises the following steps:
  • the user sends a registration request to a mobile phone client of the user mobile phone;
  • the mobile phone client obtains the SIM card mobile phone number of the user mobile phone, and requests the user mobile phone gun mobile phone number to be bound to the mobile phone client;
  • the mobile phone client sends a user identifier to the platform server.
  • the platform server sends an identity verification request to the user's mobile phone, and the user mobile phone initiates the verification request. If the identity verification module of the user's mobile phone verifies that the identity card is successful, the mobile phone client saves the identity card information;
  • the mobile phone client activates a biometric module of the user's mobile phone, and the biometric module collects biometric information that can be collected, including: fingerprint information, face information, pupil information, voice tone information, and stores the collected information into the mobile phone client. End, wherein the same user needs at least two fingerprint information, at least two face information, and at least two pupil information;
  • the mobile client randomly sorts the collected biometric information, synthesizes the biometric combination code, and uploads the biometric combination code to the biometric verification server, and the biometric verification server stores the biometric combination code;
  • the alarm server selects at least one of the fingerprint information, at least one of the face information, at least one of the pupil information, and/or at least one of the voice tone information as an alarm signal according to the biological information.
  • the alarm server When the platform server receives the biological information corresponding to the alarm signal selected by the alarm server, the alarm server sends an alarm signal to the security center;
  • the platform server When the platform server receives the biometric information corresponding to the alarm signal selected by the alarm server and the biometric information matches the information stored by the platform server, the registration request of the mobile phone client is passed through the platform server.
  • the invention can improve the security of the mobile phone by the biometric information when the user registers by the above method, and the individual information of the biometric identification can be used as the alarm information, so that the user can issue an alarm when the user is in a dangerous situation. signal.
  • At least two fingerprint information are fingerprint information of different fingers
  • at least two facial information are facial information of different expressions
  • at least two pupil information are pupil information with different orientations of the eyeball
  • at least two voice tone information are different tones. Voice tone information.
  • the security center can be a police station and property security.
  • the invention relates to a method for registering a two-way application platform of a mobile phone, which comprises the following steps:
  • the settlement plug-in module acquires an identifier of the platform server, a two-dimensional code, a settlement biometric verification combination code, a settlement account, an account balance, and an exchange ratio of the internal currency and the currency;
  • the settlement plug-in module starts a license verification module of the mobile phone client to the mobile phone client, and the license verification module user identifies whether the license of the user matches the license stored by the platform server, and if the match, converts the license of the user into a QR code upload.
  • the platform server transcodes the two-dimensional code into the user's license, and updates the license stored by the platform server with the user's license;
  • S203 The mobile phone client scans the user's license and uploads it to the platform server, and the platform server verifies the scanned license of the user and the license stored by the platform server. If the matching, the platform server sends the verification identifier to the mobile client.
  • the mobile phone client sends an identifier to the platform server.
  • the platform server After receiving the identification code, the platform server matches the received identification code with the stored identification code, and if the matching is successful, sends a biometric verification combined code request to the mobile phone client;
  • the mobile client starts the service client of the user mobile phone, and requests the user mobile phone to input the biometric verification combined code, and then the platform server compares the input biometric verification combined code with the biometric verification combined code stored by the platform server, if matched, Then, the service client pays, and if the payment is successful, the platform server sends a message of successful registration to the mobile client.
  • the method for registering a two-way application platform of a mobile phone comprises the following steps:
  • the service plug-in module obtains an identification code, a two-dimensional code, a settlement biometric verification combination code, a settlement account, an account balance, an exchange ratio of an internal currency and a currency of the application business system;
  • the settlement plug-in module starts a license verification module of the mobile phone client to the mobile phone client, and the license verification module user identifies whether the license of the user matches the license stored by the platform server, and if yes, converts the license of the user into a QR code upload.
  • the platform server transcodes the two-dimensional code into the user's license, and updates the license stored by the platform server with the user's license;
  • the mobile phone client scans the user's license and uploads it to the platform server, and the platform server verifies the scanned license of the user and the license stored by the platform server, and if yes, the platform server sends the verification identifier to the mobile phone client;
  • the mobile phone client sends an identifier to the platform server.
  • the platform server After receiving the identification code, the platform server matches the received identification code with the stored identification code, and if the matching is successful, sends a biometric verification combined code request to the mobile phone client;
  • the mobile client starts the service client of the user mobile phone, and requests the user mobile phone to input the biometric verification combined code, and then the platform server compares the input biometric verification combined code with the biometric verification combined code stored by the platform server, if matched, Then, the service client pays, and if the payment is successful, the platform server sends a message of successful registration to the mobile client.
  • the alarm client of the user mobile phone is used to connect with the alarm server to query the alarm information, and when the alarm client queries the alarm server, the biometric verification combination code needs to be input to the alarm server.
  • the alarm client of the user mobile phone is used to connect with the alarm server to query the alarm information, and when the alarm client queries the alarm server, the biometric verification combination code needs to be input to the alarm server.
  • the registration process also includes:
  • the plurality of business clients are registered.
  • the service client registers, inputs a corresponding plug-in identification code, issues a request, inputs a plug-in administrator biometric combination, and completes registration.
  • the registration process also includes:
  • the registered user's mobile phone is registered in the online banking server.
  • the registered user mobile phone enters the system online banking server, enters the online banking account opened by the user, selects the parallel request, and sends the platform server, obtains the biometric combination, inputs the online banking biometric combination, confirms, and completes the registration.
  • the registration process also includes:
  • the registered user's mobile phone is registered in the registration settlement plug-in module.
  • the registered mobile phone scans the registration settlement plug-in module QR code or the sensing code, inputs the mobile client biometric combination, sends the user mobile phone registration information, obtains the registration identifier of the user mobile phone of the settlement plug-in module, and confirms the request, such as a plug-in module.
  • the user completes the payment amount, obtains the account balance, sets the account biometric combination, submits the application confirmation, and completes the registration.
  • the registration process also includes:
  • the registered user's mobile phone is registered with the registered service plug-in module.
  • the registered user mobile phone scans the QR code or the sensing code of the registered service plug-in module, inputs the biometric identification of the mobile phone client, sends the registration information of the user mobile phone, and obtains the registration identification code of the user mobile phone of the registered service plug-in module, and confirms the service such as the service.
  • the plug-in module is in the user payment mode. The user pays the business plug-in module annual fee amount, can set the user's bio-identification combination, submit the request and confirm, and complete the registration.
  • the registration process also includes:
  • the registered user mobile phone sends a request to the online banking server, inputs the user's online banking account number and password, logs into the system, and then inputs the online banking server bio combination code, enters the online banking account, and completes the online banking account payment allocation allocation service.
  • the registered user mobile phone is registered and the settlement plug-in module system is settled.
  • the invention provides a two-way application platform payment method for a mobile phone, and the payment of the registered user mobile phone of the platform server includes the following steps:
  • the platform service requests the registered user mobile phone scanning settlement plug-in module to output the settlement QR code and/or the sensing code;
  • the user mobile phone inputs the biometric combination code, and the mobile phone client transmits the biometric identification code to Platform server
  • the platform server sends registration information to the user's mobile phone.
  • the user mobile phone acquires a registration identifier of the settlement plug-in module, and sends the registration identifier to the platform server.
  • the platform server completes the payment by using the settlement plug-in module.
  • the plug-in module pays for the registered user, the user completes the payment amount, obtains the account balance, sets the account biometric combination, submits the application confirmation, and completes the registration.
  • the invention provides a two-way application platform payment method for a mobile phone, and the payment of the registered user mobile phone of the platform server includes the following steps:
  • the receiving mobile phone sends a seller mobile phone sensing code to the user mobile phone;
  • the registered user mobile phone scans the seller mobile phone identification code
  • the registered user mobile phone completes the payment by scanning the biometric combination code of the user.
  • the registered user mobile phone seller inputs the mobile phone client biometric combination, enters the mobile phone client to input the settlement amount, and sends a settlement request.
  • the registered user mobile phone buyer scans the seller mobile phone sensing code by using the mobile phone, and the buyer mobile phone client receives the settlement amount and the settlement account, and the buyer user inputs the binding online banking account biometric combination, sends the allocated amount, and completes the settlement.
  • the invention provides a two-way application platform payment method for a mobile phone, wherein the alarm server sets a first preset threshold for identifying the time, and when the recognition time exceeds the first preset threshold, the alarm server sends an alarm signal to the security center.
  • the invention recognizes the user's alarm action in the above manner, for example, fingerprint recognition for more than 1 second, thereby increasing the concealment of the alarm action.
  • the front and rear cameras of the user's mobile phone perform photographing.
  • the alarm server sets a second preset threshold for identifying the time, the second preset threshold is greater than twice the first preset threshold, and when the recognition time exceeds the second threshold, the user's mobile phone starts the camera function.
  • the user's mobile phone saves at least one of the following information:
  • GPS location GPS location, registration information of the user's mobile phone, biometric combination code of the user's mobile phone, photo information, video recording information,
  • the user's mobile phone sends at least one of the above information to the alarm plug-in registration end of the preset range and/or the registered user's mobile phone designated by the user's mobile phone.
  • the invention discloses a two-way application platform alarm method for a mobile phone, comprising the following steps:
  • the alarm server configures the biometric combination code into an input sequence.
  • the user's mobile phone automatically shuts down the preset between the presets; when the user enters the biometric combination code in the wrong order for the second time, the front and rear cameras of the user's mobile phone take photos and send the user's mobile phone to specify In the registered user's mobile phone; when the user enters the biometric combination code in the wrong order for the third time, the user's mobile phone sends an alarm signal to the alarm plug-in module in the area and sends an alarm signal to the security center.
  • the mobile phone or mobile phone number of the registered user's mobile phone is replaced.
  • a registration request is made on the mobile phone client, the mobile phone number is replaced, the confirmation number is issued, the identity verification request is issued, the second generation ID card is scanned, and the registration verification is completed according to the mobile phone client registration step. If you change the character recognition combination, you need to enter the original biometric combination, issue a change request, enter a new biometric combination, and confirm the completion of the change registration.
  • the registered user mobile phone suspends the use of the mobile phone client.
  • the registered user's mobile phone suspends the use of the client, it is required to input the client biometric combination to issue a suspension service request, input all the records of the biometric registration registered biometric registration, and confirm the suspension of the service. Stop the client service.
  • the registered user mobile phone cancels the registration of the mobile phone client.
  • the registered user mobile phone cancels the mobile phone client with the steps of claim 18.
  • the difference is that the client registration is cancelled, the cancellation client registration request is sent, and the mobile client registration cancellation service is completed.
  • the present invention provides a two-way application platform for a mobile phone
  • the specific invention includes: a platform server, a biometric verification server, an ID verification server, an alarm server, an online banking server, multiple alarm plug-in modules, and multiple Billing plug-in module, multiple business plug-in modules, multiple business clients, multiple user phones, multiple mobile phone clients.
  • the biometric identification verification server, the ID verification server, the alarm server, the online banking server, the plurality of alarm plug-in modules, the plurality of settlement plug-in modules, the plurality of service plug-in modules, the plurality of service clients, the plurality of user phones, and the plurality of All mobile clients are connected to the platform server.
  • the plurality of service clients are connected to a plurality of settlement plug-in modules or a plurality of service plug-in modules.
  • the platform server includes a database, a mobile phone number of the user's mobile phone, a two-dimensional code, a biometric combination code of the user's mobile phone, a name, an address, an ID card number, a communication area code, and a biometric authentication server identification code.
  • ID card verification server identification code alarm server identification code, online banking server identification code, multiple alarm plug-in module identification codes, multiple settlement plug-in module identification codes, multiple service plug-in module identification codes, multiple mobile phone client identification codes.
  • the biometric verification server stores a client identification code of the user's mobile phone, a mobile phone number, a user's face, a pupil, a language, a fingerprint, and the like, and a biometric combination registered by the user's mobile phone.
  • the ID verification server is connected to the “National citizenship Information System” to verify the user ID.
  • the alarm server stores a client identification code of the user's mobile phone, including a user's alarm fingerprint, a communication area code, an alarm plug-in module identification code, and a map.
  • the online banking server stores an identifier of the user's mobile phone client, a name, a bank account, an account balance, and a verification biometric combination of the user.
  • the platform server In order to ensure the safe operation of the platform server and its data, it can be distributed server, cloud meter Calculate and use data encryption, etc., and the data stored in it (such as: database) can be backed up and stored in different locations.
  • the data stored in it such as: database
  • the plurality of alarm plug-in modules store a user mobile phone client identification code, an alarm fingerprint, a map, a communication area code, an alarm person's name, a mobile phone number, an ID card number, an alarm video, a voice, an alarm time, and a map. Show location.
  • the plurality of settlement plug-in modules store the mobile phone client identifier, the two-dimensional code, the settlement biometric verification combination, the settlement account, the account balance, and the exchange ratio of the internal currency and the currency.
  • the multiple service plug-in modules store the user mobile phone client identification code, the two-dimensional code, and the biometric combination.
  • the multiple service clients are used to display queries corresponding to the plug-in modules.
  • the plurality of user mobile phones include a mobile phone client, a fingerprint recognition, a face recognition, an NFC bidirectional read/write chip, and a second generation ID card verifier/RFIP.
  • each SE can be an independent physical entity.
  • the SEs are independent of each other and do not interfere with each other.
  • the NFC terminal can select different SEs for access through CLF control.
  • fingerprint recognition, face recognition, voice recognition and iris recognition are implemented.
  • the mobile phone client stores a user mobile phone client identification code, a two-dimensional code, an ID card verification code, a user's face, a pupil, a language, a fingerprint (and specifies one of them as an alarm fingerprint), and the like.
  • Biometric combination settlement account, account balance, business plug-in module identification code, sensor code, online banking account, account balance.
  • the identification code is a unique code of the identity of the user.
  • the user mobile phone client registers.
  • the user selects a mobile phone client in the user's mobile phone to issue a registration request.
  • the user mobile phone receives the registration request, obtains the mobile phone SIM mobile phone number in the mobile phone client, and selects a binding number.
  • the user selects one of the above uncombined fingerprints as the alarm fingerprint, selects the alarm fingerprint to confirm the request, sends it to the alarm server, stores the user's mobile phone customer identification code, alarm fingerprint, communication area code;
  • the alarm plug-in module of the communication area is saved, the user client identification code, the alarm fingerprint, the registration is completed,
  • the registered user's mobile phone is registered at the online banking server.
  • the registered user mobile phone enters the system online banking server, inputs the bank name and the online banking account, obtains the online banking server QR code, and the mobile phone scans the QR code to upload the registered user mobile phone information, and the platform server and the biometric authentication server review the user mobile phone biometric information.
  • Enter the online banking biometric combination confirmation and the registration is completed. It is also possible to register and manage one account at the same time with multiple registered mobile phones.
  • the plurality of settlement plugin modules are registered.
  • the network internal currency settlement plug-in module and the network internal settlement system have performed a free docking system, and can obtain the user account information, the account balance of the settlement system, and the exchange ratio of the internal currency and the currency of the settlement system.
  • the plug-in system administrator registers the mobile phone scanning plug-in QR code, sends the administrator information to the platform server database, applies the administrator verification code and the user registration QR code request, confirms the input administrator biometric verification combination and sends it to the platform server database. .
  • the internal currency settlement plug-in module of the network and the network internal settlement system have been freely docked, and the original settlement system is upgraded to obtain the user account information, the account balance of the settlement system, and the exchange of the internal currency and the currency of the settlement system. ratio.
  • the plug-in system administrator registers the mobile phone scanning plug-in QR code to send the administrator information to the platform server database, applies the administrator verification code and the user registration QR code request, and confirms that the input administrator biometric verification combination is sent to the platform server database.
  • the plug-in system administrator registers the mobile phone to send the administrator verification code, the user registration QR code and the administrator biometric verification combination to the settlement plug-in module server.
  • the registration of the service plugin module Preferably, the registration of the service plugin module.
  • the network service plug-in module and the network service system have performed a free docking system, and can obtain information about each user account of the service system.
  • Network service plug-in module with A network internal currency settlement plug-in module registration, non-network or LAN service plug-in module with B, non-network or LAN internal currency settlement plug-in module Registration steps.
  • the plurality of alarm plug-in modules are registered.
  • the alarm plug-in server automatically obtains the registered user's mobile phone name, mobile phone number, and alarm fingerprint in the communication area of the plug-in.
  • the alert client registers.
  • the alarm plug-in administrator inputs the client serial number and the corresponding alarm plug-in identification code on the client, issues a request, goes to the platform alarm server, inputs the plug-in administrator biometric code combination, confirms the verification, and the registration is successful, and the alarm of the plug-in can be queried. information.
  • the plurality of business clients are registered.
  • the service client must register with the service plug-in, input the service plug-in identification code to issue a registration request, input the plug-in administrator biometric combination, and confirm the registration.
  • the registered user's mobile phone is settled by online banking.
  • the registered user mobile phone sends a request to the online banking server, and the platform server biometric authentication server reviews the user's mobile phone biometric information, inputs the user's online banking account account number and password, logs into the system, and then inputs the online banking server bio combination code, enters the online banking account, and completes the online banking. Account payment is allocated to the appropriation business.
  • the registered user's mobile phone is registered with the registration settlement plugin module.
  • the registered mobile phone scans the registration settlement plug-in module two-dimensional code or the sensing code, and the platform server biometric verification server verifies the user mobile phone biometric information, inputs the mobile phone client biometric combination to send the user mobile phone registration information, and obtains the user of the settlement plug-in module.
  • the registration authentication code of the mobile phone confirms the request. If the plug-in module pays for the registered user, the user completes the payment for 1 yuan per year, obtains the account balance, sets the account biometric combination, submits the application scan or sensor confirmation, and completes the registration.
  • the registered user mobile phone is registered with the registration service plug-in module.
  • the registered user mobile phone scans the QR code or the sensing code of the service plug-in module by scanning
  • the platform server biometric verification server audits the biometric identification information of the user's mobile phone, inputs the biometric identification of the mobile phone client, sends the registration information of the user's mobile phone, and obtains the registration identification code of the user's mobile phone of the registered service plug-in module, and confirms that the service plug-in module is the user payment mode.
  • the user completes the payment of 1 yuan per year, can set the user's biometric combination, submit the request, and scan or sensor confirmation to complete the registration.
  • the registered user mobile phone is registered by the settlement settlement plug-in module system.
  • the registered user's mobile phone scans the settlement plug-in module system's settlement QR code or sensor code
  • the platform server biometric verification server reviews the user's mobile phone biometric information, inputs the mobile settlement plug-in module biometric combination, and obtains the settlement system payment amount, such as The user account balance is greater than the payment amount, and the biometric combination code of the user's mobile phone is input in the settlement plug-in module to confirm the direct payment.
  • step 12.2 If the account balance of the user's mobile phone settlement system is less than the settlement payment amount, log in to the online banking server first, and refill the settlement system according to the online banking settlement procedure. If the settlement system has a conversion ratio with the currency, the balance of the settlement system will be recharged according to the exchange ratio, and the balance will be replenished. Complete the payment by step 12.1.
  • the registration of the registered user's mobile phone and other registered user's mobile phone Preferably, the registration of the registered user's mobile phone and other registered user's mobile phone.
  • the registered user mobile phone seller inputs the mobile phone client biometric combination, and the platform server biometric verification server reviews the user mobile phone biometric information, enters the mobile phone client to input the settlement amount, and sends a settlement request.
  • the registered user mobile phone buyer scans the seller mobile phone sensing code by using the mobile phone, and the platform server biometric verification server verifies the user mobile phone biometric information, the buyer mobile phone client receives the settlement amount and the settlement account, and the buyer user mobile phone inputs the binding online banking account biometric combination. , send the transfer amount and complete the settlement.
  • the method of using the service plug-in module of the registered user's mobile phone Preferably, the method of using the service plug-in module of the registered user's mobile phone.
  • the registered user mobile phone scans the QR code or the sensing code of the service plug-in module system, and issues a mobile phone use request, and the platform server biometric verification server reviews the user's mobile phone biometric information, and the user's mobile phone inputs the plug-in bio-combination and confirms, and then enters The plugin system is used.
  • the registered user mobile phone alarm usage method Preferably, the registered user mobile phone alarm usage method.
  • the registered user's mobile phone can use the finger of the reserved alarm fingerprint to press any key for a certain second, then an alarm request can be issued, and the front and back photos can be automatically taken; when the long press is pressed, the mobile phone camera function is automatically turned on, and then the user is turned on.
  • the registration information of the mobile phone, the map location of the mobile phone, the photographed photos or video recording information are automatically sent to the alarm plug-in registration end of the mobile phone communication area and the second and third user mobile phones designated by the user's mobile phone.
  • the registered user's mobile phone incorrectly inputs the biometric code combination using the mobile phone client.
  • the registered user mobile phone enters the mobile phone to register and save the fingerprint, the error biometric combination sequence, and the mobile phone client is turned on, and the mobile phone client is automatically shut down for three times in a row, for example, if the second error biometric combination is turned on, the automatic positive and negative photo will be sent. Retained in the second and third user phones.
  • the automatic forward and reverse photographing is sent to the second and third users retained by the registered user's mobile phone. If the two or three consecutive errors are lost, the alarm plug-in module in the area is simultaneously transmitted.
  • the registration plug-in module replaces a legal person and a change administrator.
  • the registration plug-in module replaces the legal person and the change manager, enters the registration plug-in module system, inputs the legal person biometric combination of the registration plug-in module, issues a request for the change of the legal person, inputs the administrator biometric combination confirmation request, and registers the step by using the plug-in module of the change corporate mobile phone. Complete the registration.
  • the mobile phone or mobile phone number of the registered user's mobile phone is replaced.
  • the mobile phone client issues a registration request, obtains the replacement mobile phone number, confirms the number, issues an identity verification request, scans the second generation ID card, and completes the registration verification according to the mobile phone client registration step.
  • the biometric combination is replaced, the original biometric combination needs to be input, a change request is issued, a new biometric combination is input, and the platform server biometric verification server is audited to review the user's mobile biometric information, and the verification is completed to complete the change registration.
  • the registered user mobile phone suspends use of the mobile phone client.
  • the client biometric combination is required to issue a suspension service request, and the platform server biometric verification server is sent to review the user's mobile phone biometric identification information, and the verification is suspended by the confirmation, sent to the platform server database, and stopped. Client service.
  • the registered user mobile phone cancels the registration of the mobile phone client.
  • the registered user mobile phone cancels the use of the mobile phone client, and needs to input the client biometric combination to issue a registration cancellation service service request, and the sending platform server biometric verification server reviews the user mobile phone biometric identification information, and the verification cancels the business service by confirming the registration, and sends the service to the platform.
  • the server database completes the mobile client registration cancellation business and stops the client service.

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Abstract

The present invention provides a bidirectional application platform and method for mobile phones. The bidirectional application platform comprises a platform server, a biometric authentication server, an identity card authentication server, a user mobile phone, and a mobile phone client configured on the user mobile phone. The identity card authentication server is connected to a database of the platform server and the biometric authentication server, to authenticate whether information of the biometric authentication server matches information of the database of the platform server or not; and if yes, the authentication succeeds and the identity card authentication server outputs an identification code of the identity card authentication server to the user mobile phone. The present invention applies Internet technologies to mobile phones, so that the mobile phones can be applied to more fields, and thus functions of the mobile phones are extended. Moreover, by applying the functions of mobile phones to the Internet, technologies such as the biometric identification function of the mobile phones are applied to the Internet, thereby improving the security of Internet authentication.

Description

一种手机的双向应用平台及方法Two-way application platform and method for mobile phone 技术领域Technical field
本发明涉及电子信息技术和通信工程领域，特别是涉及一种用于手机的双向应用平台。The present invention relates to the field of electronic information technology and communication engineering, and in particular to a two-way application platform for mobile phones.
背景技术Background technique
随着移动互联网技术的发展，手机应用日趋广泛。With the development of mobile internet technology, mobile phone applications are becoming more and more widespread.
现有技术手机应用平台形式列举如下：The forms of prior art mobile application platforms are listed below:
1.1通过NFC近距离通信技术等特殊技术实现了手机支付、手机话费查询和缴纳、银行卡余额查询、银行卡账户变动通知、公用事业费用缴纳、彩票投注、手机集成公交卡、银行卡和钥匙的使用等功能。1.1 Through mobile phone payment, mobile phone bill inquiry and payment, bank card balance inquiry, bank card account change notice, utility fee payment, lottery betting, mobile phone integrated bus card, bank card and key through NFC short-distance communication technology and other special technologies Use other functions.
1.2手机支付的技术实现整个移动支付价值链，包括：移动运营商、支付服务商(如：银联等)、应用提供商(如：公交、校园、公共事业等)、设备提供商(如：终端厂商、卡供应商、芯片供应商等)、系统集成商、商家和终端用户。目前移动支付技术实现方案主要有三种：NFC、e-NFC、Simpass卡、单芯卡、NFC移动支付解决方案。1.2 Mobile payment technology realizes the entire mobile payment value chain, including: mobile operators, payment service providers (such as: UnionPay, etc.), application providers (such as: public transportation, campus, public utilities, etc.), equipment providers (such as: terminals) Manufacturers, card vendors, chip vendors, etc.), system integrators, merchants and end users. At present, there are three main implementations of mobile payment technology: NFC, e-NFC, Simpass card, single-core card, and NFC mobile payment solution.
1.3生物识别技术，具有终身不变、不可复制等特点，就目前技术而言，生物识别技术在智能手机上的应用范围还相对有限，主要集中于手机安全和一些简单的功能交互上。1.3 Biometric technology has the characteristics of lifelong, non-replicable, etc. As far as the current technology is concerned, the application range of biometric technology on smartphones is relatively limited, mainly focusing on mobile phone security and some simple functional interactions.
1.4手机校园一卡通、一机通及行业一卡通、一机通方面的应用。1.4 Mobile phone campus card, one machine and industry card, one machine application.
然而，现有技术手机应用平台存在的缺陷：However, the shortcomings of the prior art mobile application platform:
2.1大多数手机受到SIM卡容量的限制，所发送的全部为明码，致使手机支付的安全性降低。2.1 Most mobile phones are limited by the capacity of the SIM card, and all sent are clear, which makes the security of mobile payment less.
2.2通过短信支付方式的及时性较差，难免会造成资金流和物流的停滞。2.2 The timeliness of payment by SMS is inferior, which will inevitably lead to the stagnation of capital flow and logistics.
2.3手机应用范围的局限性，缺乏能将上述功能整合的手机的平台。2.3 The limitations of mobile phone application range, lack of a platform for mobile phones that can integrate the above functions.
发明内容 Summary of the invention
本发明要解决的技术问题是提供一种结构简单、成本低、操作简便的一种手机的双向应用平台。The technical problem to be solved by the present invention is to provide a two-way application platform for a mobile phone with simple structure, low cost and simple operation.
本发明一种手机的双向应用平台，包括平台服务器、生物识别验证服务器、身份证验证服务器、用户手机、被配置在用户手机上的手机客户端；所述平台服务器设有数据库，所述数据库存储有以下的一种或多种组合：用户手机的手机号码、二维码、用户手机生物识别组合码、用户手机姓名、地址、身份证号码、通讯区域编码，生物识别验证服务器识别码；生物识别验证服务器存储有以下的一种或多种组合：用户手机的识别码、手机号码、用户的人脸、瞳孔、语言、指纹、用户手机注册的生物识别组合码；身份证验证服务器通过与平台服务器设有的数据库、生物识别验证服务器连接，根据平台服务器设有的数据库的信息验证其是否与生物识别验证服务器的信息匹配，若匹配，则通过验证，并向用户手机输出身份证验证服务器识别码。The two-way application platform of the mobile phone includes a platform server, a biometric authentication server, an ID card verification server, a user mobile phone, and a mobile phone client configured on the user mobile phone; the platform server is provided with a database, and the database is stored. There are one or more combinations of the following: the mobile phone number of the user's mobile phone, the QR code, the biometric combination code of the user's mobile phone, the name, address, ID number, communication area code of the user's mobile phone, biometric identification server identification code, biometric identification The verification server stores one or more of the following combinations: the identification code of the user's mobile phone, the mobile phone number, the user's face, the pupil, the language, the fingerprint, the biometric combination code registered by the user's mobile phone; the ID verification server passes the platform server The database and the biometric verification server are connected, and according to the information of the database provided by the platform server, it is verified whether it matches the information of the biometric verification server. If it matches, the verification is performed, and the ID verification server identification code is output to the user's mobile phone. .
本发明一种手机的双向应用平台，其中，还包括报警服务器，所述报警服务器包括报警插件模块，报警服务器存储有用户手机的客户端身份识别码，所述用户手机的客户端身份识别码包括用户的报警指纹、通讯区域编码、报警插件模块识别码、地图；报警插件模块储存有以下的一种或多种组合：用户手机客户端识别码、报警指纹、地图、通讯区域编码、报警人的姓名、手机号码、身份证号码、报警视频、语音、报警时间、地图显示位置。报警服务器通过与用户手机的客户端身份识别码、报警插件模块储存的信息进行比较，若不匹配，则相用户手机发出由报警服务器识别码、报警插件模块识别码构成的报警信号。The two-way application platform of the mobile phone further includes an alarm server, the alarm server includes an alarm plug-in module, and the alarm server stores a client identification code of the user mobile phone, and the client identification code of the user mobile phone includes User's alarm fingerprint, communication area code, alarm plug-in module identification code, map; alarm plug-in module stores one or more of the following combinations: user mobile phone client identification code, alarm fingerprint, map, communication area code, alarm person's Name, mobile number, ID number, alarm video, voice, alarm time, map display location. The alarm server compares with the information stored by the client identification code of the user's mobile phone and the alarm plug-in module. If not, the user's mobile phone sends an alarm signal consisting of the alarm server identification code and the alarm plug-in module identification code.
本发明一种手机的双向应用平台，其中，还包括网银服务器，所述网银服务器储存有以下的一种或多种组合：用户手机的姓名、银行账户、账户余额、用户的生物识别组合码；网银服务器与报警插件、身份证验证服务器连接，网银服务器将其存储的信息与生物识别验证服务器、报警插件模块存储的信息进行比较，验证其是否匹配，若匹配则向用户手机发送网银服务器识别码，若不匹配则向用户手机发送由报警服务器识别码、报警插件模块识别 码构成的报警信号。The two-way application platform of the mobile phone further includes an online banking server, and the online banking server stores one or more of the following combinations: a name of the user's mobile phone, a bank account, an account balance, and a biometric combination code of the user; The online banking server is connected with the alarm plug-in and the ID verification server. The online banking server compares the stored information with the information stored by the biometric verification server and the alarm plug-in module to verify whether it matches, and if it matches, sends the online banking server identification code to the user's mobile phone. If it does not match, it will be sent to the user's mobile phone by the alarm server identification code and the alarm plug-in module. The alarm signal formed by the code.
本发明一种手机的双向应用平台，其中，还包括结算插件模块、业务插件模块、业务客户端；结算插件模块储存有以下的一种或多种组合：客户端识别码、二维码、结算生物识别验证组合、结算账户、账户余额、内部货币与流通币的兑换比；业务插件模块储存有以下的一种或多种组合：客户端身份识别码、二维码、用户的生物识别组合码；业务客户端用于对应插件模块的显示查询；结算插件模块、业务插件模块、业务客户端与身份证验证服务器、报警服务器连接，结算插件模块、业务插件模块、业务客户端根据其信息识别是否与身份证验证服务器、报警服务器连接的信息匹配，若匹配则分别向用户手机发送结算插件模块识别码、业务插件模块识别码、手机客户端识别码。The invention provides a two-way application platform for a mobile phone, which further comprises a settlement plug-in module, a service plug-in module and a service client; the settlement plug-in module stores one or more of the following combinations: a client identification code, a two-dimensional code, and a settlement. Biometric verification combination, settlement account, account balance, internal currency and currency conversion ratio; the business plug-in module stores one or more of the following combinations: client identification code, two-dimensional code, user's biometric combination code The business client is used for displaying the query of the plug-in module; the settlement plug-in module, the service plug-in module, the business client and the ID verification server, the alarm server connection, the settlement plug-in module, the service plug-in module, and the service client identify whether according to the information thereof The information connected with the ID card verification server and the alarm server is matched. If the information is matched, the settlement plug-in module identification code, the service plug-in module identification code, and the mobile phone client identification code are respectively sent to the user mobile phone.
本发明一种手机的双向应用平台的注册方法，包括如下步骤：The method for registering a two-way application platform of a mobile phone comprises the following steps:
S101、用户向用户手机的手机客户端发出注册请求；S101. The user sends a registration request to a mobile phone client of the user mobile phone;
S102、手机客户端获取用户手机的SIM卡手机号码，并请求用户手机枪手机号码与手机客户端进行绑定；S102: The mobile phone client obtains the SIM card mobile phone number of the user mobile phone, and requests the user mobile phone gun mobile phone number to be bound to the mobile phone client;
S103、若绑定成功，则手机客户端向平台服务器发送用户识别码；S103. If the binding is successful, the mobile phone client sends a user identifier to the platform server.
S104、平台服务器向用户手机发送身份证验证请求，用户手机启动验证请求，若用户手机的身份证验证模块验证身份证成功，则手机客户端保存身份证信息；S104. The platform server sends an identity verification request to the user's mobile phone, and the user mobile phone initiates the verification request. If the identity verification module of the user's mobile phone verifies that the identity card is successful, the mobile phone client saves the identity card information;
S105、手机客户端启动用户手机的生物识别模块，所述生物识别模块采集能够采集的生物信息包括：指纹信息、人脸信息、瞳孔信息、语音音色信息，并将其采集的信息存入手机客户端，其中同一用户需要至少两个指纹信息、至少两个人脸信息、至少两个瞳孔信息；S105. The mobile phone client activates a biometric module of the user's mobile phone, and the biometric module collects biometric information that can be collected, including: fingerprint information, face information, pupil information, voice tone information, and stores the collected information into the mobile phone client. End, wherein the same user needs at least two fingerprint information, at least two face information, and at least two pupil information;
S106、手机客户端将上述采集到的生物信息随机排序，而合成生物识别组合码，并将生物识别组合码上传至生物识别验证服务器，生物识别验证服 务器储存生物识别组合码；S106: The mobile client randomly sorts the collected biological information, and synthesizes the biometric combined code, and uploads the biometric combined code to the biometric verification server, and the biometric verification service The server stores the biometric combination code;
S107、报警服务器根据生物信息，选定指纹信息中的至少一个、人脸信息中的至少一个、瞳孔信息中的至少一个、和/或语音音色信息中的至少一个为报警信号，S107. The alarm server selects at least one of the fingerprint information, at least one of the face information, at least one of the pupil information, and/or at least one of the voice tone information as an alarm signal according to the biological information.
当平台服务器接收到报警服务器选定的报警信号对应的生物信息时，则通过报警服务器向安全中心发送报警信号；When the platform server receives the biological information corresponding to the alarm signal selected by the alarm server, the alarm server sends an alarm signal to the security center;
当平台服务器接未收到报警服务器选定的报警信号对应的生物信息并且所述生物信息与平台服务器存储的信息匹配时，则通过平台服务器通过所述手机客户端的注册请求。When the platform server receives the biometric information corresponding to the alarm signal selected by the alarm server and the biometric information matches the information stored by the platform server, the registration request of the mobile phone client is passed through the platform server.
本发明一种手机的双向应用平台的注册方法，包括如下步骤：The method for registering a two-way application platform of a mobile phone comprises the following steps:
S201、结算插件模块获取平台服务器的识别码、二维码、结算生物识别验证组合码、结算账户、账户余额、内部货币与流通币的兑换比；S201. The settlement plug-in module acquires an identifier of the platform server, a two-dimensional code, a settlement biometric verification combination code, a settlement account, an account balance, and an exchange ratio of the internal currency and the currency;
S202、结算插件模块向手机客户端启动手机客户端的证照验证模块，所述证照验证模块用户识别用户的证照是否与平台服务器存储的证照匹配，若匹配，则将用户的证照转换为二维码上传至平台服务器，平台服务器将二维码转码为用户的证照，并以用户的证照更新平台服务器存储的证照；S202. The settlement plug-in module starts a license verification module of the mobile phone client to the mobile phone client, and the license verification module user identifies whether the license of the user matches the license stored by the platform server, and if the match, converts the license of the user into a QR code upload. To the platform server, the platform server transcodes the two-dimensional code into the user's license, and updates the license stored by the platform server with the user's license;
S203、手机客户端扫描用户的证照并上传至平台服务器，平台服务器将扫描到的用户的证照与平台服务器存储的证照进行验证，若匹配，则平台服务器向手机客户端发送验证识别码；S203: The mobile phone client scans the user's license and uploads it to the platform server, and the platform server verifies the scanned license of the user and the license stored by the platform server. If the matching, the platform server sends the verification identifier to the mobile client.
S204、手机客户端向平台服务器发送识别码；S204. The mobile phone client sends an identifier to the platform server.
S205、平台服务器收到识别码后，将收到的识别码与存储的识别码进行匹配，若匹配成功，则向手机客户端发送生物识别验证组合码请求；S205: After receiving the identification code, the platform server matches the received identification code with the stored identification code, and if the matching is successful, sends a biometric verification combined code request to the mobile phone client;
S206、手机客户端启动用户手机的业务客户端，并请求用户手机输入生物识别验证组合码，然后，平台服务器对比输入的生物识别验证组合码与平台服务器存储的生物识别验证组合码，若匹配，则通过业务客户端支付，若 支付成功，则平台服务器向手机客户端发送注册成功的消息。S206: The mobile client starts the service client of the user mobile phone, and requests the user mobile phone to input the biometric verification combined code, and then the platform server compares the input biometric verification combined code with the biometric verification combined code stored by the platform server, if matched, Then pay through the business client, if If the payment is successful, the platform server sends a message of successful registration to the mobile client.
本发明一种手机的双向应用平台的注册方法，包括如下步骤：The method for registering a two-way application platform of a mobile phone comprises the following steps:
S301、业务插件模块获取申请业务系统的识别码、二维码、结算生物识别验证组合码、结算账户、账户余额、内部货币与流通币的兑换比；S301. The service plug-in module obtains an identification code, a two-dimensional code, a settlement biometric verification combination code, a settlement account, an account balance, an exchange ratio of an internal currency and a currency of the application business system;
S302、结算插件模块向手机客户端启动手机客户端的证照验证模块，所述证照验证模块用户识别用户的证照是否与平台服务器存储的证照匹配，若匹配，则将用户的证照转换为二维码上传至平台服务器，平台服务器将二维码转码为用户的证照，并以用户的证照更新平台服务器存储的证照；S302. The settlement plug-in module starts a license verification module of the mobile phone client to the mobile phone client, and the license verification module user identifies whether the license of the user matches the license stored by the platform server, and if yes, converts the license of the user into a QR code upload. To the platform server, the platform server transcodes the two-dimensional code into the user's license, and updates the license stored by the platform server with the user's license;
S303、手机客户端扫描用户的证照并上传至平台服务器，平台服务器将扫描到的用户的证照与平台服务器存储的证照进行验证，若匹配，则平台服务器向手机客户端发送验证识别码；S303: The mobile phone client scans the user's license and uploads it to the platform server, and the platform server verifies the scanned license of the user and the license stored by the platform server, and if yes, the platform server sends the verification identifier to the mobile phone client;
S304、手机客户端向平台服务器发送识别码；S304. The mobile phone client sends an identifier to the platform server.
S305、平台服务器收到识别码后，将收到的识别码与存储的识别码进行匹配，若匹配成功，则向手机客户端发送生物识别验证组合码请求；S305: After receiving the identification code, the platform server matches the received identification code with the stored identification code, and if the matching is successful, sends a biometric verification combined code request to the mobile phone client;
S306、手机客户端启动用户手机的业务客户端，并请求用户手机输入生物识别验证组合码，然后，平台服务器对比输入的生物识别验证组合码与平台服务器存储的生物识别验证组合码，若匹配，则通过业务客户端支付，若支付成功，则平台服务器向手机客户端发送注册成功的消息。S306. The mobile client starts the service client of the user mobile phone, and requests the user mobile phone to input the biometric verification combined code, and then the platform server compares the input biometric verification combined code with the biometric verification combined code stored by the platform server, if matched, Then, the service client pays, and if the payment is successful, the platform server sends a message of successful registration to the mobile client.
本发明一种手机的双向应用平台，其中，所述用户手机的报警客户端用于与报警服务器连接而查询报警信息，所述报警客户端向报警服务器查询时，需要向报警服务器输入生物识别验证组合码。The invention relates to a two-way application platform of a mobile phone, wherein an alarm client of the user mobile phone is used for connecting with an alarm server to query alarm information, and when the alarm client queries the alarm server, it needs to input biometric verification to the alarm server. Combination code.
本发明一种手机的双向应用平台，其中，所述用户手机的报警客户端用于与报警服务器连接而查询报警信息，所述报警客户端向报警服务器查询时，需要向报警服务器输入生物识别验证组合码。The invention relates to a two-way application platform of a mobile phone, wherein an alarm client of the user mobile phone is used for connecting with an alarm server to query alarm information, and when the alarm client queries the alarm server, it needs to input biometric verification to the alarm server. Combination code.
本发明一种手机的双向应用平台支付方法，所述平台服务器的注册的用 户手机的支付包括如下步骤：The invention provides a two-way application platform payment method for a mobile phone, and the registration of the platform server The payment of the mobile phone includes the following steps:
S401、平台服务求注册的用户手机扫描结算插件模块输出的结算二维码和/或感应码；S401. The platform service requests the registered user mobile phone scanning settlement plug-in module to output the settlement QR code and/or the sensing code;
S402、用户手机输入生物识别组合码，手机客户端将生物识别码传输至平台服务器；S402: The user mobile phone inputs the biometric combination code, and the mobile phone client transmits the biometric identification code to the platform server;
S403、平台服务器向用户手机发送注册信息；S403. The platform server sends registration information to the user's mobile phone.
S404、用户手机获取结算插件模块的注册识别码，并将注册识别码发送至平台服务器；S404. The user mobile phone acquires a registration identifier of the settlement plug-in module, and sends the registration identifier to the platform server.
S405、平台服务器通过结算插件模块完成支付。S405. The platform server completes the payment by using the settlement plug-in module.
本发明一种手机的双向应用平台支付方法，所述平台服务器的注册的用户手机的支付包括如下步骤：The invention provides a two-way application platform payment method for a mobile phone, and the payment of the registered user mobile phone of the platform server includes the following steps:
S501、收款手机向用户手机发送卖方手机感应码；S501. The receiving mobile phone sends a seller mobile phone sensing code to the user mobile phone;
S502、注册用户手机扫描卖方手机识别码；S502. The registered user mobile phone scans the seller mobile phone identification code;
S502、注册用户手机通过扫描用户的生物识别组合码完成支付。S502. The registered user mobile phone completes the payment by scanning the biometric combination code of the user.
本发明一种手机的双向应用平台，其中，所述报警服务器设置识别时间的第一预设阈值，当识别时间超过第一预设阈值时，则报警服务器向安全中心发送报警信号。The invention provides a two-way application platform for a mobile phone, wherein the alarm server sets a first preset threshold for identifying the time, and when the recognition time exceeds the first preset threshold, the alarm server sends an alarm signal to the security center.
本发明一种手机的双向应用平台支付方法，当识别时间超过第一预设阈值时，则用户手机的前后摄像头进行拍照。The invention provides a two-way application platform payment method for a mobile phone. When the recognition time exceeds a first preset threshold, the front and rear cameras of the user's mobile phone perform photographing.
本发明一种手机的双向应用平台支付方法，所述报警服务器设置识别时间的第二预设阈值，所述第二预设阈值大于第一预设阈值的两倍，当识别时间超过第二阈值时，则用户手机启动摄像功能。The invention provides a two-way application platform payment method for a mobile phone, wherein the alarm server sets a second preset threshold for identifying the time, the second preset threshold is greater than twice the first preset threshold, and when the recognition time exceeds the second threshold When the user's mobile phone starts the camera function.
本发明一种手机的双向应用平台支付方法，当识别时间超过第一预设阈值时，用户手机保存以下至少一项信息： The method for paying for a two-way application platform of a mobile phone, when the recognition time exceeds a first preset threshold, the user's mobile phone saves at least one of the following information:
GPS位置、用户手机的注册信息、用户手机的生物识别组合码、照片信息、录像信息，GPS location, registration information of the user's mobile phone, biometric combination code of the user's mobile phone, photo information, video recording information,
用户手机将以上至少一项信息发送至预设范围内的报警插件注册端和/或用户手机指定的注册用户手机中。The user's mobile phone sends at least one of the above information to the alarm plug-in registration end of the preset range and/or the registered user's mobile phone designated by the user's mobile phone.
本发明一种手机的双向应用平台报警方法，包括如下步骤：The invention discloses a two-way application platform alarm method for a mobile phone, comprising the following steps:
S601、报警服务器将生物识别组合码配置输入顺序；S601. The alarm server configures the biometric combination code into an input sequence.
S602、当用户第一次错误顺序输入生物识别组合码时，用户手机自动关机预设之间；当用户第二次错误顺序输入生物识别组合码时，用户手机的前后摄像头拍照并发送用户手机指定的注册用户手机中；当用户第三次错误顺序输入生物识别组合码时，用户手机向区域内的报警插件模块发送报警信号并向安全中心发送报警信号。S602. When the user inputs the biometric combination code in the wrong order for the first time, the user's mobile phone automatically shuts down the preset between the presets; when the user enters the biometric combination code in the wrong order for the second time, the front and rear cameras of the user's mobile phone take photos and send the user's mobile phone to specify In the registered user's mobile phone; when the user enters the biometric combination code in the wrong order for the third time, the user's mobile phone sends an alarm signal to the alarm plug-in module in the area and sends an alarm signal to the security center.
本发明一种手机的双向应用平台与现有技术不同之处在于本发明一种手机的双向应用平台将手机与互联网技术进行深度融合，充分发挥了二者的优势，弥补了各自的缺陷，把互联网技术应用到手机上，使手机实现了更多领域的应用，扩大了手机的使用功能；同时又通过手机功能在互联网的应用，把手机的生物识别功能等技术，再应用到互联网络中，提高了互联网络验证的安全性，使手机成为用户手机的身份证件器，实现互联网至手机、手机至互联网的双向应用。The two-way application platform of the mobile phone differs from the prior art in that the two-way application platform of the mobile phone deeply integrates the mobile phone and the Internet technology, fully exerts the advantages of the two, and makes up for their respective defects. The application of Internet technology to mobile phones enables mobile phones to realize more applications in the field and expand the use of mobile phones. At the same time, through the application of mobile phones in the Internet, the biometric functions of mobile phones are applied to the Internet. Improve the security of Internet authentication, make the mobile phone become the identity device of the user's mobile phone, and realize the two-way application of the Internet to mobile phones and mobile phones to the Internet.
下面结合附图对本发明的一种手机的双向应用平台作进一步说明。The two-way application platform of the mobile phone of the present invention will be further described below with reference to the accompanying drawings.
附图说明DRAWINGS
图1是一种手机的双向应用平台的结构示意图。FIG. 1 is a schematic structural diagram of a two-way application platform of a mobile phone.
具体实施方式detailed description
如图1所示，本发明一种手机的双向应用平台包括平台服务器、生物识别验证服务器、身份证验证服务器、用户手机、被配置在用户手机上的手机 客户端；As shown in FIG. 1 , a two-way application platform for a mobile phone includes a platform server, a biometric authentication server, an ID card verification server, a user mobile phone, and a mobile phone configured on a user's mobile phone. Client
所述平台服务器设有数据库，所述数据库存储有以下的一种或多种组合：The platform server is provided with a database, and the database stores one or more of the following combinations:
用户手机的手机号码、二维码、用户手机生物识别组合码、用户手机姓名、地址、身份证号码、通讯区域编码，生物识别验证服务器识别码；The mobile phone number, QR code, user mobile phone biometric combination code, user mobile phone name, address, ID number, communication area code, biometric authentication server identification code;
生物识别验证服务器存储有以下的一种或多种组合：The biometric verification server stores one or more of the following combinations:
用户手机的识别码、手机号码、用户的人脸、瞳孔、语言、指纹、用户手机注册的生物识别组合码；The identification code of the user's mobile phone, the mobile phone number, the user's face, the pupil, the language, the fingerprint, and the biometric combination code registered by the user's mobile phone;
身份证验证服务器通过与平台服务器设有的数据库、生物识别验证服务器连接，根据平台服务器设有的数据库的信息验证其是否与生物识别验证服务器的信息匹配，若匹配，则通过验证，并向用户手机输出身份证验证服务器识别码。The ID verification server connects with the database and the biometric authentication server provided by the platform server, and verifies whether it matches the information of the biometric verification server according to the information of the database provided by the platform server. If it matches, it passes the verification and the user is authenticated. The mobile phone outputs the ID card verification server identification code.
本发明将手机与互联网技术进行深度融合，充分发挥了二者的优势，弥补了各自的缺陷，把互联网技术应用到手机上，使手机实现了更多领域的应用，扩大了手机的使用功能；同时又通过手机功能在互联网的应用，把手机的生物识别功能等技术，再应用到互联网络中，提高了互联网络验证的安全性，使手机成为用户手机的身份证件器，实现互联网至手机、手机至互联网的双向应用。The invention deeply integrates the mobile phone and the Internet technology, fully exerts the advantages of the two, makes up for their respective defects, applies the Internet technology to the mobile phone, enables the mobile phone to realize more fields of application, and expands the use function of the mobile phone; At the same time, through the application of the mobile phone function in the Internet, the biometric identification function of the mobile phone is applied to the Internet, which improves the security of the Internet authentication, and makes the mobile phone become the identity device of the user's mobile phone, realizing the Internet to the mobile phone, Two-way application of mobile phone to the Internet.
本发明还包括报警服务器，所述报警服务器包括报警插件模块，The invention also includes an alarm server, the alarm server including an alarm plug-in module,
报警服务器存储有用户手机的客户端身份识别码，所述用户手机的客户端身份识别码包括用户的报警指纹、通讯区域编码、报警插件模块识别码、地图；The alarm server stores a client identification code of the user mobile phone, and the client identification code of the user mobile phone includes an alarm fingerprint of the user, a communication area code, an alarm plug-in module identification code, and a map;
报警插件模块储存有以下的一种或多种组合：The alarm plug-in module stores one or more of the following combinations:
用户手机客户端识别码、报警指纹、地图、通讯区域编码、报警人的姓名、手机号码、身份证号码、报警视频、语音、报警时间、地图显示位置。User mobile phone client identification code, alarm fingerprint, map, communication area code, alarm person's name, mobile phone number, ID card number, alarm video, voice, alarm time, map display position.
报警服务器通过与用户手机的客户端身份识别码、报警插件模块储存的 信息进行比较，若不匹配，则相用户手机发出由报警服务器识别码、报警插件模块识别码构成的报警信号。The alarm server is stored by the client identification code and the alarm plug-in module of the user's mobile phone. The information is compared. If there is no match, the user's mobile phone sends an alarm signal consisting of the alarm server identification code and the alarm plug-in module identification code.
本发明通过整合上述报警模块，可在身份未识别的情况下，向手机发出报警信号，从而提高手机的安全性。By integrating the above alarm module, the invention can send an alarm signal to the mobile phone in the case that the identity is not recognized, thereby improving the security of the mobile phone.
本发明还包括网银服务器，所述网银服务器储存有以下的一种或多种组合：The invention also includes an online banking server, the online banking server storing one or more of the following combinations:
用户手机的姓名、银行账户、账户余额、用户的生物识别组合码；The name, bank account, account balance, and biometric combination code of the user's mobile phone;
网银服务器与报警插件、身份证验证服务器连接，网银服务器将其存储的信息与生物识别验证服务器、报警插件模块存储的信息进行比较，验证其是否匹配，若匹配则向用户手机发送网银服务器识别码，若不匹配则向用户手机发送由报警服务器识别码、报警插件模块识别码构成的报警信号。The online banking server is connected with the alarm plug-in and the ID verification server. The online banking server compares the stored information with the information stored by the biometric verification server and the alarm plug-in module to verify whether it matches, and if it matches, sends the online banking server identification code to the user's mobile phone. If there is no match, the alarm signal consisting of the alarm server identification code and the alarm plug-in module identification code is sent to the user's mobile phone.
本发明通过上述网银服务器，可实现网银支付的安全认证，从而增加手机网银的安全性。Through the above-mentioned online banking server, the invention can realize the security authentication of the online banking payment, thereby increasing the security of the mobile banking online banking.
本发明还包括结算插件模块、业务插件模块、业务客户端；The invention also includes a settlement plug-in module, a service plug-in module, and a service client;
结算插件模块储存有以下的一种或多种组合：The settlement plugin module stores one or more of the following combinations:
客户端识别码、二维码、结算生物识别验证组合、结算账户、账户余额、内部货币与流通币的兑换比；Client ID, QR code, settlement biometric verification combination, settlement account, account balance, internal currency and currency exchange ratio;
业务插件模块储存有以下的一种或多种组合：The business plugin module stores one or more of the following combinations:
客户端身份识别码、二维码、用户的生物识别组合码；Client identification code, two-dimensional code, user's biometric combination code;
业务客户端用于对应插件模块的显示查询；The business client is used to display a query corresponding to the plugin module;
结算插件模块、业务插件模块、业务客户端与身份证验证服务器、报警服务器连接，结算插件模块、业务插件模块、业务客户端根据其信息识别是否与身份证验证服务器、报警服务器连接的信息匹配，若匹配则分别向用户手机发送结算插件模块识别码、业务插件模块识别码、手机客户端识别码。 The settlement plug-in module, the service plug-in module, the service client and the ID verification server, the alarm server connection, the settlement plug-in module, the service plug-in module, and the service client identify whether the information connected with the ID verification server and the alarm server is matched according to the information thereof. If it matches, the settlement plug-in module identification code, the service plug-in module identification code, and the mobile phone client identification code are respectively sent to the user's mobile phone.
本发明通过上述插件可与上述多种模块的信息进行匹配和存储，通过多次匹配，从而多层次的增加用户手机的安全性。Through the above plug-in, the invention can match and store the information of the above various modules, and through multiple matching, thereby increasing the security of the user's mobile phone at multiple levels.
本发明一种手机的双向应用平台的注册方法，其特征在于包括如下步骤：The invention relates to a method for registering a two-way application platform of a mobile phone, which comprises the following steps:
S101、用户向用户手机的手机客户端发出注册请求；S101. The user sends a registration request to a mobile phone client of the user mobile phone;
S102、手机客户端获取用户手机的SIM卡手机号码，并请求用户手机枪手机号码与手机客户端进行绑定；S102: The mobile phone client obtains the SIM card mobile phone number of the user mobile phone, and requests the user mobile phone gun mobile phone number to be bound to the mobile phone client;
S103、若绑定成功，则手机客户端向平台服务器发送用户识别码；S103. If the binding is successful, the mobile phone client sends a user identifier to the platform server.
S104、平台服务器向用户手机发送身份证验证请求，用户手机启动验证请求，若用户手机的身份证验证模块验证身份证成功，则手机客户端保存身份证信息；S104. The platform server sends an identity verification request to the user's mobile phone, and the user mobile phone initiates the verification request. If the identity verification module of the user's mobile phone verifies that the identity card is successful, the mobile phone client saves the identity card information;
S105、手机客户端启动用户手机的生物识别模块，所述生物识别模块采集能够采集的生物信息包括：指纹信息、人脸信息、瞳孔信息、语音音色信息，并将其采集的信息存入手机客户端，其中同一用户需要至少两个指纹信息、至少两个人脸信息、至少两个瞳孔信息；S105. The mobile phone client activates a biometric module of the user's mobile phone, and the biometric module collects biometric information that can be collected, including: fingerprint information, face information, pupil information, voice tone information, and stores the collected information into the mobile phone client. End, wherein the same user needs at least two fingerprint information, at least two face information, and at least two pupil information;
S106、手机客户端将上述采集到的生物信息随机排序，而合成生物识别组合码，并将生物识别组合码上传至生物识别验证服务器，生物识别验证服务器储存生物识别组合码；S106: The mobile client randomly sorts the collected biometric information, synthesizes the biometric combination code, and uploads the biometric combination code to the biometric verification server, and the biometric verification server stores the biometric combination code;
S107、报警服务器根据生物信息，选定指纹信息中的至少一个、人脸信息中的至少一个、瞳孔信息中的至少一个、和/或语音音色信息中的至少一个为报警信号，S107. The alarm server selects at least one of the fingerprint information, at least one of the face information, at least one of the pupil information, and/or at least one of the voice tone information as an alarm signal according to the biological information.
当平台服务器接收到报警服务器选定的报警信号对应的生物信息时，则通过报警服务器向安全中心发送报警信号；When the platform server receives the biological information corresponding to the alarm signal selected by the alarm server, the alarm server sends an alarm signal to the security center;
当平台服务器接未收到报警服务器选定的报警信号对应的生物信息并且所述生物信息与平台服务器存储的信息匹配时，则通过平台服务器通过所述手机客户端的注册请求。 When the platform server receives the biometric information corresponding to the alarm signal selected by the alarm server and the biometric information matches the information stored by the platform server, the registration request of the mobile phone client is passed through the platform server.
本发明通过上述方法可使用户注册的时候通过生物信息进行识别，提高了手机的安全性，并且，生物识别的个别信息可作为报警信息，这样可在用户遭受危险情况的时候，向外发出报警信号。The invention can improve the security of the mobile phone by the biometric information when the user registers by the above method, and the individual information of the biometric identification can be used as the alarm information, so that the user can issue an alarm when the user is in a dangerous situation. signal.
其中，至少两个指纹信息为不同手指的指纹信息，至少两个人脸信息为不同表情的人脸信息，至少两个瞳孔信息为眼球不同朝向的瞳孔信息，至少两个语音音色信息为不同音调的语音音色信息。At least two fingerprint information are fingerprint information of different fingers, at least two facial information are facial information of different expressions, at least two pupil information are pupil information with different orientations of the eyeball, and at least two voice tone information are different tones. Voice tone information.
其中，安全中心可为警察局、物业保安。Among them, the security center can be a police station and property security.
本发明一种手机的双向应用平台的注册方法，其特征在于包括如下步骤：The invention relates to a method for registering a two-way application platform of a mobile phone, which comprises the following steps:
S201、结算插件模块获取平台服务器的识别码、二维码、结算生物识别验证组合码、结算账户、账户余额、内部货币与流通币的兑换比；S201. The settlement plug-in module acquires an identifier of the platform server, a two-dimensional code, a settlement biometric verification combination code, a settlement account, an account balance, and an exchange ratio of the internal currency and the currency;
S202、结算插件模块向手机客户端启动手机客户端的证照验证模块，所述证照验证模块用户识别用户的证照是否与平台服务器存储的证照匹配，若匹配，则将用户的证照转换为二维码上传至平台服务器，平台服务器将二维码转码为用户的证照，并以用户的证照更新平台服务器存储的证照；S202. The settlement plug-in module starts a license verification module of the mobile phone client to the mobile phone client, and the license verification module user identifies whether the license of the user matches the license stored by the platform server, and if the match, converts the license of the user into a QR code upload. To the platform server, the platform server transcodes the two-dimensional code into the user's license, and updates the license stored by the platform server with the user's license;
S203、手机客户端扫描用户的证照并上传至平台服务器，平台服务器将扫描到的用户的证照与平台服务器存储的证照进行验证，若匹配，则平台服务器向手机客户端发送验证识别码；S203: The mobile phone client scans the user's license and uploads it to the platform server, and the platform server verifies the scanned license of the user and the license stored by the platform server. If the matching, the platform server sends the verification identifier to the mobile client.
S204、手机客户端向平台服务器发送识别码；S204. The mobile phone client sends an identifier to the platform server.
S205、平台服务器收到识别码后，将收到的识别码与存储的识别码进行匹配，若匹配成功，则向手机客户端发送生物识别验证组合码请求；S205: After receiving the identification code, the platform server matches the received identification code with the stored identification code, and if the matching is successful, sends a biometric verification combined code request to the mobile phone client;
S206、手机客户端启动用户手机的业务客户端，并请求用户手机输入生物识别验证组合码，然后，平台服务器对比输入的生物识别验证组合码与平台服务器存储的生物识别验证组合码，若匹配，则通过业务客户端支付，若支付成功，则平台服务器向手机客户端发送注册成功的消息。S206: The mobile client starts the service client of the user mobile phone, and requests the user mobile phone to input the biometric verification combined code, and then the platform server compares the input biometric verification combined code with the biometric verification combined code stored by the platform server, if matched, Then, the service client pays, and if the payment is successful, the platform server sends a message of successful registration to the mobile client.
本发明一种手机的双向应用平台的注册方法，包括如下步骤： The method for registering a two-way application platform of a mobile phone comprises the following steps:
S301、业务插件模块获取申请业务系统的识别码、二维码、结算生物识别验证组合码、结算账户、账户余额、内部货币与流通币的兑换比；S301. The service plug-in module obtains an identification code, a two-dimensional code, a settlement biometric verification combination code, a settlement account, an account balance, an exchange ratio of an internal currency and a currency of the application business system;
S302、结算插件模块向手机客户端启动手机客户端的证照验证模块，所述证照验证模块用户识别用户的证照是否与平台服务器存储的证照匹配，若匹配，则将用户的证照转换为二维码上传至平台服务器，平台服务器将二维码转码为用户的证照，并以用户的证照更新平台服务器存储的证照；S302. The settlement plug-in module starts a license verification module of the mobile phone client to the mobile phone client, and the license verification module user identifies whether the license of the user matches the license stored by the platform server, and if yes, converts the license of the user into a QR code upload. To the platform server, the platform server transcodes the two-dimensional code into the user's license, and updates the license stored by the platform server with the user's license;
S303、手机客户端扫描用户的证照并上传至平台服务器，平台服务器将扫描到的用户的证照与平台服务器存储的证照进行验证，若匹配，则平台服务器向手机客户端发送验证识别码；S303: The mobile phone client scans the user's license and uploads it to the platform server, and the platform server verifies the scanned license of the user and the license stored by the platform server, and if yes, the platform server sends the verification identifier to the mobile phone client;
S304、手机客户端向平台服务器发送识别码；S304. The mobile phone client sends an identifier to the platform server.
S305、平台服务器收到识别码后，将收到的识别码与存储的识别码进行匹配，若匹配成功，则向手机客户端发送生物识别验证组合码请求；S305: After receiving the identification code, the platform server matches the received identification code with the stored identification code, and if the matching is successful, sends a biometric verification combined code request to the mobile phone client;
S306、手机客户端启动用户手机的业务客户端，并请求用户手机输入生物识别验证组合码，然后，平台服务器对比输入的生物识别验证组合码与平台服务器存储的生物识别验证组合码，若匹配，则通过业务客户端支付，若支付成功，则平台服务器向手机客户端发送注册成功的消息。S306. The mobile client starts the service client of the user mobile phone, and requests the user mobile phone to input the biometric verification combined code, and then the platform server compares the input biometric verification combined code with the biometric verification combined code stored by the platform server, if matched, Then, the service client pays, and if the payment is successful, the platform server sends a message of successful registration to the mobile client.
优选地，所述用户手机的报警客户端用于与报警服务器连接而查询报警信息，所述报警客户端向报警服务器查询时，需要向报警服务器输入生物识别验证组合码。Preferably, the alarm client of the user mobile phone is used to connect with the alarm server to query the alarm information, and when the alarm client queries the alarm server, the biometric verification combination code needs to be input to the alarm server.
优选地，所述用户手机的报警客户端用于与报警服务器连接而查询报警信息，所述报警客户端向报警服务器查询时，需要向报警服务器输入生物识别验证组合码。Preferably, the alarm client of the user mobile phone is used to connect with the alarm server to query the alarm information, and when the alarm client queries the alarm server, the biometric verification combination code needs to be input to the alarm server.
其中注册过程还包括：The registration process also includes:
所述多个业务客户端注册。The plurality of business clients are registered.
所述业务客户端注册，输入对应的插件识别码，发出请求，输入插件管理员生物识别组合，完成注册。 The service client registers, inputs a corresponding plug-in identification code, issues a request, inputs a plug-in administrator biometric combination, and completes registration.
其中，注册过程还包括：Among them, the registration process also includes:
所述注册用户手机在网银服务器的注册。The registered user's mobile phone is registered in the online banking server.
所述注册用户手机进入该系统网银服务器，进入用户开通的网银账户，选并联请求、并发送平台服务器，获取生物识别组合，输入网银生物识别组合、进行确认，注册完成。The registered user mobile phone enters the system online banking server, enters the online banking account opened by the user, selects the parallel request, and sends the platform server, obtains the biometric combination, inputs the online banking biometric combination, confirms, and completes the registration.
其中，注册过程还包括：Among them, the registration process also includes:
所述注册用户手机在注册结算插件模块的注册。The registered user's mobile phone is registered in the registration settlement plug-in module.
所述注册手机通过扫描注册结算插件模块二维码或感应码，输入手机客户端生物识别组合，发送用户手机注册信息，获取结算插件模块的用户手机的注册识别码、并确认请求，如插件模块为注册用户付费，用户完成付费金额，获取账户余额，设置账户生物识别组合，提交申请确认，完成注册。The registered mobile phone scans the registration settlement plug-in module QR code or the sensing code, inputs the mobile client biometric combination, sends the user mobile phone registration information, obtains the registration identifier of the user mobile phone of the settlement plug-in module, and confirms the request, such as a plug-in module. To pay for registered users, the user completes the payment amount, obtains the account balance, sets the account biometric combination, submits the application confirmation, and completes the registration.
其中，注册过程还包括：Among them, the registration process also includes:
所述注册用户手机在注册业务插件模块的注册。The registered user's mobile phone is registered with the registered service plug-in module.
所述注册用户手机通过扫描注册业务插件模块的二维码或感应码，输入手机客户端生物识别组合，发送用户手机的注册信息，获取注册业务插件模块的用户手机的注册识别码，确认如业务插件模块为用户付费模式的，用户支付业务插件模块年费金额，可设置用户的生物识别组合，提交请求并确认，完成注册。The registered user mobile phone scans the QR code or the sensing code of the registered service plug-in module, inputs the biometric identification of the mobile phone client, sends the registration information of the user mobile phone, and obtains the registration identification code of the user mobile phone of the registered service plug-in module, and confirms the service such as the service. The plug-in module is in the user payment mode. The user pays the business plug-in module annual fee amount, can set the user's bio-identification combination, submit the request and confirm, and complete the registration.
其中，注册过程还包括：Among them, the registration process also includes:
所述注册用户手机的网银结算。The online banking settlement of the registered user's mobile phone.
所述注册用户手机向网银服务器发送请求，输入用户网银账户账号及密码，登录系统，再输网银服务器生物组合码，进入网银账户，完成网银账户支付划拨款业务。所述注册用户手机，注册结算插件模块系统结算。The registered user mobile phone sends a request to the online banking server, inputs the user's online banking account number and password, logs into the system, and then inputs the online banking server bio combination code, enters the online banking account, and completes the online banking account payment allocation allocation service. The registered user mobile phone is registered and the settlement plug-in module system is settled.
本发明一种手机的双向应用平台支付方法，所述平台服务器的注册的用户手机的支付包括如下步骤：The invention provides a two-way application platform payment method for a mobile phone, and the payment of the registered user mobile phone of the platform server includes the following steps:
S401、平台服务求注册的用户手机扫描结算插件模块输出的结算二维码和/或感应码；S401. The platform service requests the registered user mobile phone scanning settlement plug-in module to output the settlement QR code and/or the sensing code;
S402、用户手机输入生物识别组合码，手机客户端将生物识别码传输至 平台服务器；S402. The user mobile phone inputs the biometric combination code, and the mobile phone client transmits the biometric identification code to Platform server
S403、平台服务器向用户手机发送注册信息；S403. The platform server sends registration information to the user's mobile phone.
S404、用户手机获取结算插件模块的注册识别码，并将注册识别码发送至平台服务器；S404. The user mobile phone acquires a registration identifier of the settlement plug-in module, and sends the registration identifier to the platform server.
S405、平台服务器通过结算插件模块完成支付。S405. The platform server completes the payment by using the settlement plug-in module.
如插件模块为注册用户付费，用户完成付费金额，获取账户余额，设置账户生物识别组合，提交申请确认，完成注册。If the plug-in module pays for the registered user, the user completes the payment amount, obtains the account balance, sets the account biometric combination, submits the application confirmation, and completes the registration.
本发明一种手机的双向应用平台支付方法，所述平台服务器的注册的用户手机的支付包括如下步骤：The invention provides a two-way application platform payment method for a mobile phone, and the payment of the registered user mobile phone of the platform server includes the following steps:
S501、收款手机向用户手机发送卖方手机感应码；S501. The receiving mobile phone sends a seller mobile phone sensing code to the user mobile phone;
S502、注册用户手机扫描卖方手机识别码；S502. The registered user mobile phone scans the seller mobile phone identification code;
S502、注册用户手机通过扫描用户的生物识别组合码完成支付。S502. The registered user mobile phone completes the payment by scanning the biometric combination code of the user.
例如：E.g:
所述注册用户手机与其他注册用户手机的结算。The settlement of the registered user's mobile phone and other registered user's mobile phone.
所述注册用户手机卖方输入手机客户端生物识别组合，进入手机客户端输入结算金额，发送结算请求。The registered user mobile phone seller inputs the mobile phone client biometric combination, enters the mobile phone client to input the settlement amount, and sends a settlement request.
所述注册用户手机买方用手机扫描卖方手机感应码，买方手机客户端接收结算金额和结算账号，买方用户手机输入绑定网银账户生物识别组合，发送划拨金额，完成结算。The registered user mobile phone buyer scans the seller mobile phone sensing code by using the mobile phone, and the buyer mobile phone client receives the settlement amount and the settlement account, and the buyer user inputs the binding online banking account biometric combination, sends the allocated amount, and completes the settlement.
本发明一种手机的双向应用平台支付方法，所述报警服务器设置识别时间的第一预设阈值，当识别时间超过第一预设阈值时，则报警服务器向安全中心发送报警信号。The invention provides a two-way application platform payment method for a mobile phone, wherein the alarm server sets a first preset threshold for identifying the time, and when the recognition time exceeds the first preset threshold, the alarm server sends an alarm signal to the security center.
本发明通过上述方式识别用户的报警动作，例如指纹识别超过1秒，从而增加报警动作的隐蔽性。 The invention recognizes the user's alarm action in the above manner, for example, fingerprint recognition for more than 1 second, thereby increasing the concealment of the alarm action.
优选地，当识别时间超过第一预设阈值时，则用户手机的前后摄像头进行拍照。Preferably, when the recognition time exceeds the first preset threshold, the front and rear cameras of the user's mobile phone perform photographing.
优选地，所述报警服务器设置识别时间的第二预设阈值，所述第二预设阈值大于第一预设阈值的两倍，当识别时间超过第二阈值时，则用户手机启动摄像功能。Preferably, the alarm server sets a second preset threshold for identifying the time, the second preset threshold is greater than twice the first preset threshold, and when the recognition time exceeds the second threshold, the user's mobile phone starts the camera function.
优选地，当识别时间超过第一预设阈值时，用户手机保存以下至少一项信息：Preferably, when the identification time exceeds the first preset threshold, the user's mobile phone saves at least one of the following information:
GPS位置、用户手机的注册信息、用户手机的生物识别组合码、照片信息、录像信息，GPS location, registration information of the user's mobile phone, biometric combination code of the user's mobile phone, photo information, video recording information,
用户手机将以上至少一项信息发送至预设范围内的报警插件注册端和/或用户手机指定的注册用户手机中。The user's mobile phone sends at least one of the above information to the alarm plug-in registration end of the preset range and/or the registered user's mobile phone designated by the user's mobile phone.
本发明一种手机的双向应用平台报警方法，包括如下步骤：The invention discloses a two-way application platform alarm method for a mobile phone, comprising the following steps:
S601、报警服务器将生物识别组合码配置输入顺序；S601. The alarm server configures the biometric combination code into an input sequence.
S602、当用户第一次错误顺序输入生物识别组合码时，用户手机自动关机预设之间；当用户第二次错误顺序输入生物识别组合码时，用户手机的前后摄像头拍照并发送用户手机指定的注册用户手机中；当用户第三次错误顺序输入生物识别组合码时，用户手机向区域内的报警插件模块发送报警信号并向安全中心发送报警信号。S602. When the user inputs the biometric combination code in the wrong order for the first time, the user's mobile phone automatically shuts down the preset between the presets; when the user enters the biometric combination code in the wrong order for the second time, the front and rear cameras of the user's mobile phone take photos and send the user's mobile phone to specify In the registered user's mobile phone; when the user enters the biometric combination code in the wrong order for the third time, the user's mobile phone sends an alarm signal to the alarm plug-in module in the area and sends an alarm signal to the security center.
其中，所述注册用户手机的手机或手机号码更换。Wherein, the mobile phone or mobile phone number of the registered user's mobile phone is replaced.
所述注册用户手机如更换手机或手机号码，在手机客户端发生注册请求，获得更换手机号码，确认号码，发出身份证验证请求，扫描二代身份证，按手机客户端注册步骤完成注册验证，如更换人物识别组合，需输入原生物识别组合，发出更改请求，输入新的生物识别组合，确认完成更改注册。If the registered user's mobile phone replaces the mobile phone or mobile phone number, a registration request is made on the mobile phone client, the mobile phone number is replaced, the confirmation number is issued, the identity verification request is issued, the second generation ID card is scanned, and the registration verification is completed according to the mobile phone client registration step. If you change the character recognition combination, you need to enter the original biometric combination, issue a change request, enter a new biometric combination, and confirm the completion of the change registration.
其中，所述注册用户手机暂停手机客户端的使用。Wherein, the registered user mobile phone suspends the use of the mobile phone client.
所述注册用户手机如暂停客户端的使用，需输入客户端生物识别组合发出暂停服务请求，输入注册生物识别注册的生物特征所有记录，确认暂停服 务，停止客户端服务。If the registered user's mobile phone suspends the use of the client, it is required to input the client biometric combination to issue a suspension service request, input all the records of the biometric registration registered biometric registration, and confirm the suspension of the service. Stop the client service.
其中，所述注册用户手机取消手机客户端的注册。The registered user mobile phone cancels the registration of the mobile phone client.
所述注册用户手机注销手机客户端同权利要求18步骤，不同的是选取消客户端注册，发送取消客户端注册请求，完成手机客户端注册取消业务。The registered user mobile phone cancels the mobile phone client with the steps of claim 18. The difference is that the client registration is cancelled, the cancellation client registration request is sent, and the mobile client registration cancellation service is completed.
实施例：Example:
如图1所示，本发明提供了一种手机的双向应用平台，具体发明内容包括：平台服务器、生物识别验证服务器、身份证验证服务器、报警服务器、网银服务器、多个报警插件模块、多个结算插件模块、多个业务插件模块、多个业务客户端、多个用户手机、多个手机客户端。As shown in FIG. 1 , the present invention provides a two-way application platform for a mobile phone, and the specific invention includes: a platform server, a biometric verification server, an ID verification server, an alarm server, an online banking server, multiple alarm plug-in modules, and multiple Billing plug-in module, multiple business plug-in modules, multiple business clients, multiple user phones, multiple mobile phone clients.
其中：所述生物识别验证服务器、身份证验证服务器、报警服务器、网银服务器、多个报警插件模块、多个结算插件模块、多个业务插件模块、多个业务客户端、多个用户手机、多个手机客户端都连接于平台服务器。The biometric identification verification server, the ID verification server, the alarm server, the online banking server, the plurality of alarm plug-in modules, the plurality of settlement plug-in modules, the plurality of service plug-in modules, the plurality of service clients, the plurality of user phones, and the plurality of All mobile clients are connected to the platform server.
所述多个业务客户端连接于多个结算插件模块或多个业务插件模块。The plurality of service clients are connected to a plurality of settlement plug-in modules or a plurality of service plug-in modules.
可选的，所述平台服务器包括数据库存储有用户手机的手机号码，二维码，用户手机生物识别组合码，用户手机姓名、地址、身份证号码、通讯区域编码，生物识别验证服务器识别码，身份证验证服务器识别码，报警服务器识别码，网银服务器识别码，多个报警插件模块识别码，多个结算插件模块识别码，多个业务插件模块识别码，多个手机客户端识别码。Optionally, the platform server includes a database, a mobile phone number of the user's mobile phone, a two-dimensional code, a biometric combination code of the user's mobile phone, a name, an address, an ID card number, a communication area code, and a biometric authentication server identification code. ID card verification server identification code, alarm server identification code, online banking server identification code, multiple alarm plug-in module identification codes, multiple settlement plug-in module identification codes, multiple service plug-in module identification codes, multiple mobile phone client identification codes.
可选的，所述生物识别验证服务器储存有用户手机的客户端识别码，手机号码，用户的人脸、瞳孔、语言、指纹等特征，用户手机注册的生物识别组合。Optionally, the biometric verification server stores a client identification code of the user's mobile phone, a mobile phone number, a user's face, a pupil, a language, a fingerprint, and the like, and a biometric combination registered by the user's mobile phone.
可选的，所述身份证验证服务器连接于“全国公民身份信息系统”对用户身份证进行验证。Optionally, the ID verification server is connected to the “National Citizenship Information System” to verify the user ID.
可选的，所述报警服务器储存有用户手机的客户端身份识别码，包括用户的报警指纹、通讯区域编码、报警插件模块识别码、地图。Optionally, the alarm server stores a client identification code of the user's mobile phone, including a user's alarm fingerprint, a communication area code, an alarm plug-in module identification code, and a map.
可选的，所述网银服务器储存有用户手机客户端的识别码、姓名、银行账户、账户余额、用户的验证生物组合。Optionally, the online banking server stores an identifier of the user's mobile phone client, a name, a bank account, an account balance, and a verification biometric combination of the user.
为了保证平台服务器及其数据的安全运行，可以为分布式服务器、云计 算和运用数据加密等，且其中所存储的数据(比如：数据库)可以备份存储在不同地点。In order to ensure the safe operation of the platform server and its data, it can be distributed server, cloud meter Calculate and use data encryption, etc., and the data stored in it (such as: database) can be backed up and stored in different locations.
可选的，所述多个报警插件模块储存有用户手机客户端识别码、报警指纹、地图、通讯区域编码、报警人的姓名、手机号码、身份证号码、报警视频、语音、报警时间、地图显示位置。Optionally, the plurality of alarm plug-in modules store a user mobile phone client identification code, an alarm fingerprint, a map, a communication area code, an alarm person's name, a mobile phone number, an ID card number, an alarm video, a voice, an alarm time, and a map. Show location.
可选的，所述多个结算插件模块储存有用户的手机客户端识别码、二维码、结算生物识别验证组合、结算账户、账户余额、内部货币与流通币的兑换比。Optionally, the plurality of settlement plug-in modules store the mobile phone client identifier, the two-dimensional code, the settlement biometric verification combination, the settlement account, the account balance, and the exchange ratio of the internal currency and the currency.
可选的，所述多个业务插件模块储存有用户手机客户端身份识别码、二维码、生物识别组合。Optionally, the multiple service plug-in modules store the user mobile phone client identification code, the two-dimensional code, and the biometric combination.
可选的，所述多个业务客户端用于对应插件模块的显示查询。Optionally, the multiple service clients are used to display queries corresponding to the plug-in modules.
可选的，所述多个用户手机包括手机客户端、指纹识别、人脸识别、NFC双向读写芯片、二代身份证验证器/RFIP。Optionally, the plurality of user mobile phones include a mobile phone client, a fingerprint recognition, a face recognition, an NFC bidirectional read/write chip, and a second generation ID card verifier/RFIP.
如手机加装NFC终端，在NFC终端上加载多个SE，每个SE可以是独立的物理实体，SE之间相互独立，互不干扰，NFC终端可以通过CLF控制选择不同的SE进行访问。在手机实现指纹识别、人脸识别、声音识别与虹膜识别等技术。If the mobile phone is equipped with an NFC terminal, multiple SEs are loaded on the NFC terminal. Each SE can be an independent physical entity. The SEs are independent of each other and do not interfere with each other. The NFC terminal can select different SEs for access through CLF control. In the mobile phone, fingerprint recognition, face recognition, voice recognition and iris recognition are implemented.
可选的，所述手机客户端储存有用户手机客户端识别码，二维码，身份证验证码，用户的人脸、瞳孔、语言、指纹(并指定其一为报警指纹)等特征，手机的生物识别组合，结算账户，账户余额，业务插件模块识别码，感应码，网银账户，账户余额。Optionally, the mobile phone client stores a user mobile phone client identification code, a two-dimensional code, an ID card verification code, a user's face, a pupil, a language, a fingerprint (and specifies one of them as an alarm fingerprint), and the like. Biometric combination, settlement account, account balance, business plug-in module identification code, sensor code, online banking account, account balance.
可选的，识别码是指用户身份的唯一编码。Optionally, the identification code is a unique code of the identity of the user.
如用户手机免费安装手机客户端，免费注册。If the user's mobile phone is free to install the mobile client, register for free.
优选地，所述用户手机客户端注册。Preferably, the user mobile phone client registers.
3.1所述用户在用户手机中选手机客户端发出注册请求。3.1 The user selects a mobile phone client in the user's mobile phone to issue a registration request.
3.2所述用户手机接收注册请求，在手机客户端获取手机SIM手机号码，并选一个绑定号码。3.2 The user mobile phone receives the registration request, obtains the mobile phone SIM mobile phone number in the mobile phone client, and selects a binding number.
3.3选用户识别码请求发送到平台服务器获取身份识别码。 3.3 Select the user ID request to send to the platform server to obtain the identification code.
3.4选身份证验证请求，把二代身份证放手机近1—3mm处感应身份证信息，发送到身份证验证服务器验证通过，手机客户端保存身份证信息。3.4 Select the ID card verification request, put the second-generation ID card on the mobile phone nearly 1-3mm to sense the ID card information, send it to the ID card verification server for verification, and the mobile phone client saves the ID card information.
3.5选指纹录入，录入数个手指指纹；选人脸、瞳孔录入，并录入成功；选语音录入，并录入成功，存入手机客户端。3.5 Select fingerprint input, enter several finger fingerprints; select face, pupil input, and enter successfully; select voice input, and enter successfully, save it to the mobile client.
3.6选手机客户端生物识别开启组合，重新操作所述权利要求2.5组合顺序，选确认发送至生物识别验证服务器，生物识别验证服务器保存权利要求2.5和生物识别组合，进入下一步。3.6 Select the mobile client biometric open combination, re-operate the claim 2.5 combination sequence, select the confirmation to send to the biometric verification server, and the biometric verification server saves the claim 2.5 and the biometric combination, and proceeds to the next step.
3.7用户从录入的指纹中，选一个上述未组合指纹为报警指纹，选报警指纹进行确认发出请求，发送至报警服务器，储存用户手机客户身份识别码，报警指纹，通讯区域码；同时发送至同通讯区域的报警插件模块保存，用户客户端识别码，报警指纹，注册完成，3.7 From the fingerprints entered, the user selects one of the above uncombined fingerprints as the alarm fingerprint, selects the alarm fingerprint to confirm the request, sends it to the alarm server, stores the user's mobile phone customer identification code, alarm fingerprint, communication area code; The alarm plug-in module of the communication area is saved, the user client identification code, the alarm fingerprint, the registration is completed,
优选地，所述注册用户手机在网银服务器的注册。Preferably, the registered user's mobile phone is registered at the online banking server.
所述注册用户手机进入该系统网银服务器，输入银行名称和网银账号，获取网银服务器二维码，手机扫描二维码上传注册用户手机信息，同时平台服务器、生物识别验证服务器审核用户手机生物识别信息，输入手机客户端生物识别组合验证正确，选择付注册年费每年1元，付费成功。输入网银生物识别组合确认，注册完成。也可多个注册手机同时注册管理一个账户。The registered user mobile phone enters the system online banking server, inputs the bank name and the online banking account, obtains the online banking server QR code, and the mobile phone scans the QR code to upload the registered user mobile phone information, and the platform server and the biometric authentication server review the user mobile phone biometric information. Enter the mobile phone client biometric combination verification correctly, choose to pay the registration annual fee of 1 yuan per year, and the payment is successful. Enter the online banking biometric combination confirmation and the registration is completed. It is also possible to register and manage one account at the same time with multiple registered mobile phones.
优选地，所述多个结算插件模块注册。Preferably, the plurality of settlement plugin modules are registered.
例如网络内部货币结算插件模块的注册，For example, the registration of the internal currency settlement plug-in module of the network,
1、所述网络内部货币结算插件模块与网络内部结算系统已进行免费对接系统，可获取结算系统的各用户账户信息、账户余额以及该结算系统内部货币与流通币的兑换比。1. The network internal currency settlement plug-in module and the network internal settlement system have performed a free docking system, and can obtain the user account information, the account balance of the settlement system, and the exchange ratio of the internal currency and the currency of the settlement system.
2、提交结算插件模块序列号发出注册请求，向数据库上传结算系统证件复印件发出验证请求，验证通过获得结算插件模块二维码。2. Submit the registration plug-in module serial number to issue a registration request, issue a verification request to the database upload settlement system certificate copy, and verify that the QR code of the settlement plug-in module is obtained.
3、用结算系统法人注册手机扫描插件模块二维码，向数据库上传结算系统法人注册信息，获取结算插件模块识别码。3. Register the mobile phone scanning plug-in module QR code with the settlement system legal person, upload the settlement system legal person registration information to the database, and obtain the settlement plug-in module identification code.
4、确认识别码发送请求至平台服务器数据库。 4. Confirm the identification code to send the request to the platform server database.
5、插件系统管理员注册手机扫描插件二维码，发送管理员信息至平台服务器数据库，申请管理员验证码和用户注册二维码请求，确认输入管理员生物识别验证组合送发至平台服务器数据库。5. The plug-in system administrator registers the mobile phone scanning plug-in QR code, sends the administrator information to the platform server database, applies the administrator verification code and the user registration QR code request, confirms the input administrator biometric verification combination and sends it to the platform server database. .
6、选择结算系统申请人付费或是使用用户付费，如结算系统付费每人每年1元的预存费用，注册成功；如用户手机付费，则确认申请注册成功；也可多个注册手机同时注册管理一个账户。6. Select the settlement system applicant to pay or use the user to pay, such as the settlement system to pay a pre-existing fee of 1 yuan per person per year, the registration is successful; if the user's mobile phone pays, the application registration is confirmed successfully; or multiple registered mobile phones can be registered at the same time. An account.
B、非网络或局域网内部货币结算插件模块的注册B. Registration of the non-network or LAN internal currency settlement plug-in module
1、所述网络内部货币结算插件模块与网络内部结算系统已进行免费对接系统，对原结算系统进行升级可获取结算系统的各用户账户信息、账户余额以及该结算系统内部货币与流通币的兑换比。1. The internal currency settlement plug-in module of the network and the network internal settlement system have been freely docked, and the original settlement system is upgraded to obtain the user account information, the account balance of the settlement system, and the exchange of the internal currency and the currency of the settlement system. ratio.
2、用结算系统法人注册手机提交结算插件模块序列号发出注册请求，向数据库上传结算系统证件复印件发出验证请求，并向数据库发送法人注册手机注册信息，验证通过后，获得结算插件模块识别码、二维码，发送到结算插件模块服务器。2. Use the settlement system legal person to register the mobile phone to submit the settlement plug-in module serial number to issue a registration request, send a verification request to the database upload settlement system certificate copy, and send the legal person registration mobile phone registration information to the database. After the verification is passed, the settlement plug-in module identification code is obtained. , QR code, sent to the settlement plug-in module server.
3、插件系统管理员注册手机扫描插件二维码发送管理员信息至平台服务器数据库，申请管理员验证码和用户注册二维码请求，确认输入管理员生物识别验证组合送发至平台服务器数据库。3. The plug-in system administrator registers the mobile phone scanning plug-in QR code to send the administrator information to the platform server database, applies the administrator verification code and the user registration QR code request, and confirms that the input administrator biometric verification combination is sent to the platform server database.
4、插件系统管理员注册手机发送管理员验证码、用户注册二维码和管理员生物识别验证组合到结算插件模块服务器。4. The plug-in system administrator registers the mobile phone to send the administrator verification code, the user registration QR code and the administrator biometric verification combination to the settlement plug-in module server.
5、选择结算系统申请人付费或使用用户付费，如结算系统付费，每人每年1元的预存费用，并发送结算插件模块服务器注册成功；如用户手机付费，确认并发送结算插件模块服务器，则申请注册成功，并送至平台服务器数据库。也可多个注册手机同时注册管理一个账户。5. Select the settlement system applicant to pay or use the user to pay, such as the settlement system to pay, the pre-existing fee of 1 yuan per person per year, and send the settlement plug-in module server registration success; if the user mobile phone pays, confirm and send the settlement plug-in module server, then The application is successfully registered and sent to the platform server database. It is also possible to register and manage one account at the same time with multiple registered mobile phones.
优选地，所述业务插件模块的注册。Preferably, the registration of the service plugin module.
1、所述网络业务插件模块与网络业务系统已进行免费对接系统，可获取业务系统的各用户账户信息。1. The network service plug-in module and the network service system have performed a free docking system, and can obtain information about each user account of the service system.
2、以下步骤网络业务插件模块同A、网络内部货币结算插件模块的注册，非网络或局域网业务插件模块同B、非网络或局域网内部货币结算插件模块 的注册步骤。2. The following steps: Network service plug-in module with A, network internal currency settlement plug-in module registration, non-network or LAN service plug-in module with B, non-network or LAN internal currency settlement plug-in module Registration steps.
优选地，所述多个报警插件模块注册。Preferably, the plurality of alarm plug-in modules are registered.
1、提交报警插件模块序列号向平台报警服务器发出注册请求，上传警用证明和组织机构代码证件复印件平台验证通过，获得报警插件模块识别码和二维码，插件管理员用注册手机扫描插件二维码，发注册请求，上传管理员手机注册信息，输入管理人生物识别组合，注册成功。1. Submit the alarm plug-in module serial number to the platform alarm server to issue a registration request, upload the police certificate and the organization code certificate copy platform verification, obtain the alarm plug-in module identification code and two-dimensional code, and the plug-in administrator uses the registered mobile phone scanning plug-in QR code, send a registration request, upload the administrator's mobile phone registration information, enter the administrator's biometric combination, and register successfully.
所述报警插件服务器自动获取本插件通讯区域内的注册用户手机姓名、手机号码、报警指纹。The alarm plug-in server automatically obtains the registered user's mobile phone name, mobile phone number, and alarm fingerprint in the communication area of the plug-in.
优选地，所述报警客户端注册。Preferably, the alert client registers.
报警插件管理员在客户端输入客户端序列号和对应报警插件识别码，发出请求，到平台报警服务器，输入插件管理员生物识别码组合，确认验证通过，注册成功，即可查询本插件的报警信息。The alarm plug-in administrator inputs the client serial number and the corresponding alarm plug-in identification code on the client, issues a request, goes to the platform alarm server, inputs the plug-in administrator biometric code combination, confirms the verification, and the registration is successful, and the alarm of the plug-in can be queried. information.
优选地，所述多个业务客户端注册。Preferably, the plurality of business clients are registered.
所述业务客户端必须与业务插件联网注册，输入业务插件识别码发出注册请求，输入插件管理员生物识别组合，确认完成注册。The service client must register with the service plug-in, input the service plug-in identification code to issue a registration request, input the plug-in administrator biometric combination, and confirm the registration.
优选地，所述注册用户手机的网银结算。Preferably, the registered user's mobile phone is settled by online banking.
所述注册用户手机向网银服务器发送请求，同时平台服务器生物识别验证服务器审核用户手机生物识别信息，输入用户网银账户账号及密码，登录系统，再输网银服务器生物组合码，进入网银账户，完成网银账户支付划拨款业务。The registered user mobile phone sends a request to the online banking server, and the platform server biometric authentication server reviews the user's mobile phone biometric information, inputs the user's online banking account account number and password, logs into the system, and then inputs the online banking server bio combination code, enters the online banking account, and completes the online banking. Account payment is allocated to the appropriation business.
优选地，所述注册用户手机在注册结算插件模块的注册。Preferably, the registered user's mobile phone is registered with the registration settlement plugin module.
所述注册手机通过扫描注册结算插件模块二维码或感应码，同时平台服务器生物识别验证服务器审核用户手机生物识别信息，输入手机客户端生物识别组合发送用户手机注册信息，获取结算插件模块的用户手机的注册认证识别码确认请求，如插件模块为注册用户付费，用户完成付费每年1元，获取账户余额，设置账户生物识别组合，提交申请扫描或感应确认，完成注册。The registered mobile phone scans the registration settlement plug-in module two-dimensional code or the sensing code, and the platform server biometric verification server verifies the user mobile phone biometric information, inputs the mobile phone client biometric combination to send the user mobile phone registration information, and obtains the user of the settlement plug-in module. The registration authentication code of the mobile phone confirms the request. If the plug-in module pays for the registered user, the user completes the payment for 1 yuan per year, obtains the account balance, sets the account biometric combination, submits the application scan or sensor confirmation, and completes the registration.
优选地，所述注册用户手机在注册业务插件模块的注册。Preferably, the registered user mobile phone is registered with the registration service plug-in module.
所述注册用户手机通过扫描注册业务插件模块的二维码或感应码，同时 平台服务器生物识别验证服务器审核用户手机生物识别信息，输入手机客户端生物识别组合，发送用户手机的注册信息，获取注册业务插件模块的用户手机的注册识别码，确认如业务插件模块为用户付费模式的，用户完成付费每年1元，可设置用户的生物识别组合，提交请求、并扫描或感应确认，完成注册。The registered user mobile phone scans the QR code or the sensing code of the service plug-in module by scanning The platform server biometric verification server audits the biometric identification information of the user's mobile phone, inputs the biometric identification of the mobile phone client, sends the registration information of the user's mobile phone, and obtains the registration identification code of the user's mobile phone of the registered service plug-in module, and confirms that the service plug-in module is the user payment mode. The user completes the payment of 1 yuan per year, can set the user's biometric combination, submit the request, and scan or sensor confirmation to complete the registration.
优选地，所述注册用户手机，注册结算插件模块系统结算。Preferably, the registered user mobile phone is registered by the settlement settlement plug-in module system.
12.1所述注册用户手机扫描结算插件模块系统的结算二维码或感应码，同时平台服务器生物识别验证服务器审核用户手机生物识别信息，输入手机结算插件模块生物识别组合，获取结算系统支付金额，如用户账户余额大于支付金额，在结算插件模块输入用户手机的生物识别组合码，确认直接支付。12.1. The registered user's mobile phone scans the settlement plug-in module system's settlement QR code or sensor code, and the platform server biometric verification server reviews the user's mobile phone biometric information, inputs the mobile settlement plug-in module biometric combination, and obtains the settlement system payment amount, such as The user account balance is greater than the payment amount, and the biometric combination code of the user's mobile phone is input in the settlement plug-in module to confirm the direct payment.
12.2如用户手机结算系统的账户余额小于结算支付额，先登录网银服务器，按网银结算步骤进行结算系统充值，如结算系统与流通币有兑换比的，按兑换比充值结算系统余额，补充余额后按12.1步骤完成支付。12.2 If the account balance of the user's mobile phone settlement system is less than the settlement payment amount, log in to the online banking server first, and refill the settlement system according to the online banking settlement procedure. If the settlement system has a conversion ratio with the currency, the balance of the settlement system will be recharged according to the exchange ratio, and the balance will be replenished. Complete the payment by step 12.1.
优选地，所述注册用户手机与其他注册用户手机的结算。Preferably, the registration of the registered user's mobile phone and other registered user's mobile phone.
所述注册用户手机卖方输入手机客户端生物识别组合，同时平台服务器生物识别验证服务器审核用户手机生物识别信息，进入手机客户端输入结算金额，发送结算请求。The registered user mobile phone seller inputs the mobile phone client biometric combination, and the platform server biometric verification server reviews the user mobile phone biometric information, enters the mobile phone client to input the settlement amount, and sends a settlement request.
所述注册用户手机买方用手机扫描卖方手机感应码，同时平台服务器生物识别验证服务器审核用户手机生物识别信息，买方手机客户端接收结算金额和结算账号，买方用户手机输入绑定网银账户生物识别组合，发送划拨金额，完成结算。The registered user mobile phone buyer scans the seller mobile phone sensing code by using the mobile phone, and the platform server biometric verification server verifies the user mobile phone biometric information, the buyer mobile phone client receives the settlement amount and the settlement account, and the buyer user mobile phone inputs the binding online banking account biometric combination. , send the transfer amount and complete the settlement.
优选地，所述注册用户手机的业务插件模块的使用方法。Preferably, the method of using the service plug-in module of the registered user's mobile phone.
所述注册用户手机扫描业务插件模块系统的二维码或感应码，发出手机使用请求，同时平台服务器生物识别验证服务器审核用户手机生物识别信息，用户手机输入插件生物组合、并确认，即可进入插件系统使用。The registered user mobile phone scans the QR code or the sensing code of the service plug-in module system, and issues a mobile phone use request, and the platform server biometric verification server reviews the user's mobile phone biometric information, and the user's mobile phone inputs the plug-in bio-combination and confirms, and then enters The plugin system is used.
优选地，所述注册用户手机报警使用方法。 Preferably, the registered user mobile phone alarm usage method.
所述注册用户手机只要用预留的报警指纹的手指长按任意键一定秒时，即可发出报警请求，并自动进行正反面拍照；长按不放时，手机摄像功能自动开启，然后将用户手机的注册信息、手机的地图位置、所拍的照片或录像信息，自动发送到手机通讯区域的报警插件注册端和用户手机指定的第二、三用户手机中。The registered user's mobile phone can use the finger of the reserved alarm fingerprint to press any key for a certain second, then an alarm request can be issued, and the front and back photos can be automatically taken; when the long press is pressed, the mobile phone camera function is automatically turned on, and then the user is turned on. The registration information of the mobile phone, the map location of the mobile phone, the photographed photos or video recording information are automatically sent to the alarm plug-in registration end of the mobile phone communication area and the second and third user mobile phones designated by the user's mobile phone.
优选地，所述注册用户手机使用手机客户端错误输入生物识别码组合。Preferably, the registered user's mobile phone incorrectly inputs the biometric code combination using the mobile phone client.
16.1所述注册用户手机输入手机注册保存指纹，错误生物识别组合顺序，开启手机客户端，连续三次将自动关停手机客户端一定时间，如第二次错误生物识别组合开启将自动正反拍照发送留存的第二、三用户手机中。16.1 The registered user mobile phone enters the mobile phone to register and save the fingerprint, the error biometric combination sequence, and the mobile phone client is turned on, and the mobile phone client is automatically shut down for three times in a row, for example, if the second error biometric combination is turned on, the automatic positive and negative photo will be sent. Retained in the second and third user phones.
16.2如所述开启方式，不是注册手机保存指纹，将自动正反拍照发送给注册用户手机留存的第二、三用户，如连续二、三次错输，将同时发送通过区域内的报警插件模块。16.2 As described in the opening mode, instead of registering the mobile phone to save the fingerprint, the automatic forward and reverse photographing is sent to the second and third users retained by the registered user's mobile phone. If the two or three consecutive errors are lost, the alarm plug-in module in the area is simultaneously transmitted.
可选的，所述注册插件模块更换法人和变更管理员。Optionally, the registration plug-in module replaces a legal person and a change administrator.
所述注册插件模块更换法人和变更管理员，进入注册插件模块系统输入注册插件模块的法人生物识别组合，发出变更法人请求，输入管理员生物识别组合确认请求，用变更法人手机按插件模块注册步骤完成注册。The registration plug-in module replaces the legal person and the change manager, enters the registration plug-in module system, inputs the legal person biometric combination of the registration plug-in module, issues a request for the change of the legal person, inputs the administrator biometric combination confirmation request, and registers the step by using the plug-in module of the change corporate mobile phone. Complete the registration.
优选地，所述注册用户手机的手机或手机号码更换。Preferably, the mobile phone or mobile phone number of the registered user's mobile phone is replaced.
所述注册用户手机如更换手机或手机号码，在手机客户端发出注册请求，获得更换手机号码，确认号码，发出身份证验证请求，扫描二代身份证，按手机客户端注册步骤完成注册验证，如更换生物识别组合，需输入原生物识别组合，发出更改请求，输入新的生物识别组合，发送平台服务器生物识别验证服务器审核用户手机生物识别信息，验证通过确认，完成更改注册。If the registered user's mobile phone replaces the mobile phone or mobile phone number, the mobile phone client issues a registration request, obtains the replacement mobile phone number, confirms the number, issues an identity verification request, scans the second generation ID card, and completes the registration verification according to the mobile phone client registration step. If the biometric combination is replaced, the original biometric combination needs to be input, a change request is issued, a new biometric combination is input, and the platform server biometric verification server is audited to review the user's mobile biometric information, and the verification is completed to complete the change registration.
优选地，所述注册用户手机暂停手机客户端的使用。Preferably, the registered user mobile phone suspends use of the mobile phone client.
所述注册用户手机如暂停客户端的使用，需输入客户端生物识别组合发出暂停服务请求，发送平台服务器生物识别验证服务器审核用户手机生物识别信息，验证通过确认暂停服务，发送至平台服务器数据库，停止客户端服务。If the registered user mobile phone suspends the use of the client, the client biometric combination is required to issue a suspension service request, and the platform server biometric verification server is sent to review the user's mobile phone biometric identification information, and the verification is suspended by the confirmation, sent to the platform server database, and stopped. Client service.
优选地，所述注册用户手机取消手机客户端的注册。 Preferably, the registered user mobile phone cancels the registration of the mobile phone client.
所述注册用户手机注销手机客户端的使用，需输入客户端生物识别组合发出注册取消业务服务请求，发送平台服务器生物识别验证服务器审核用户手机生物识别信息，验证通过确认注册取消业务服务，发送至平台服务器数据库，完成手机客户端注册取消业务，停止客户端服务。The registered user mobile phone cancels the use of the mobile phone client, and needs to input the client biometric combination to issue a registration cancellation service service request, and the sending platform server biometric verification server reviews the user mobile phone biometric identification information, and the verification cancels the business service by confirming the registration, and sends the service to the platform. The server database completes the mobile client registration cancellation business and stops the client service.
以上所述的实施例仅仅是对本发明的优选实施方式进行描述，并非对本发明的范围进行限定，在不脱离本发明设计精神的前提下，本领域普通技术人员对本发明的技术方案作出的各种变形和改进，均应落入本发明权利要求书确定的保护范围内。 The embodiments described above are only intended to describe the preferred embodiments of the present invention, and are not intended to limit the scope of the present invention, and various embodiments of the present invention may be made by those skilled in the art without departing from the spirit of the invention. Modifications and improvements are intended to fall within the scope of the invention as defined by the appended claims.

Claims (16)

  1. 一种手机的双向应用平台，其特征在于：包括平台服务器、生物识别验证服务器、身份证验证服务器、用户手机、被配置在用户手机上的手机客户端；A two-way application platform for a mobile phone, comprising: a platform server, a biometric verification server, an ID card verification server, a user mobile phone, and a mobile phone client configured on a user mobile phone;
    所述平台服务器设有数据库，所述数据库存储有以下的一种或多种组合：The platform server is provided with a database, and the database stores one or more of the following combinations:
    用户手机的手机号码、二维码、用户手机生物识别组合码、用户手机姓名、地址、身份证号码、通讯区域编码，生物识别验证服务器识别码；The mobile phone number, QR code, user mobile phone biometric combination code, user mobile phone name, address, ID number, communication area code, biometric authentication server identification code;
    生物识别验证服务器存储有以下的一种或多种组合：The biometric verification server stores one or more of the following combinations:
    用户手机的识别码、手机号码、用户的人脸、瞳孔、语言、指纹、用户手机注册的生物识别组合码；The identification code of the user's mobile phone, the mobile phone number, the user's face, the pupil, the language, the fingerprint, and the biometric combination code registered by the user's mobile phone;
    身份证验证服务器通过与平台服务器设有的数据库、生物识别验证服务器连接，根据平台服务器设有的数据库的信息验证其是否与生物识别验证服务器的信息匹配，若匹配，则通过验证，并向用户手机输出身份证验证服务器识别码。The ID verification server connects with the database and the biometric authentication server provided by the platform server, and verifies whether it matches the information of the biometric verification server according to the information of the database provided by the platform server. If it matches, it passes the verification and the user is authenticated. The mobile phone outputs the ID card verification server identification code.
  2. 根据权利要求1所述的一种手机的双向应用平台，其特征在于：还包括报警服务器，所述报警服务器包括报警插件模块，The two-way application platform for a mobile phone according to claim 1, further comprising an alarm server, wherein the alarm server comprises an alarm plug-in module.
    报警服务器存储有用户手机的客户端身份识别码，所述用户手机的客户端身份识别码包括用户的报警指纹、通讯区域编码、报警插件模块识别码、地图；The alarm server stores a client identification code of the user mobile phone, and the client identification code of the user mobile phone includes an alarm fingerprint of the user, a communication area code, an alarm plug-in module identification code, and a map;
    报警插件模块储存有以下的一种或多种组合：The alarm plug-in module stores one or more of the following combinations:
    用户手机客户端识别码、报警指纹、地图、通讯区域编码、报警人的姓名、手机号码、身份证号码、报警视频、语音、报警时间、地图显示位置；User mobile phone client identification code, alarm fingerprint, map, communication area code, alarm person's name, mobile phone number, ID card number, alarm video, voice, alarm time, map display position;
    报警服务器通过与用户手机的客户端身份识别码、报警插件模块储存的信息进行比较，若不匹配，则相用户手机发出由报警服务器识别码、报警插件模块识别码构成的报警信号。 The alarm server compares with the information stored by the client identification code of the user's mobile phone and the alarm plug-in module. If not, the user's mobile phone sends an alarm signal consisting of the alarm server identification code and the alarm plug-in module identification code.
  3. 根据权利要求2所述的一种手机的双向应用平台，其特征在于：还包括网银服务器，所述网银服务器储存有以下的一种或多种组合：The two-way application platform for a mobile phone according to claim 2, further comprising: an online banking server, wherein the online banking server stores one or more of the following combinations:
    用户手机的姓名、银行账户、账户余额、用户的生物识别组合码；The name, bank account, account balance, and biometric combination code of the user's mobile phone;
    网银服务器与报警插件、身份证验证服务器连接，网银服务器将其存储的信息与生物识别验证服务器、报警插件模块存储的信息进行比较，验证其是否匹配，若匹配则向用户手机发送网银服务器识别码，若不匹配则向用户手机发送由报警服务器识别码、报警插件模块识别码构成的报警信号。The online banking server is connected with the alarm plug-in and the ID verification server. The online banking server compares the stored information with the information stored by the biometric verification server and the alarm plug-in module to verify whether it matches, and if it matches, sends the online banking server identification code to the user's mobile phone. If there is no match, the alarm signal consisting of the alarm server identification code and the alarm plug-in module identification code is sent to the user's mobile phone.
  4. 根据权利要求1所述的一种手机的双向应用平台，其特征在于：还包括结算插件模块、业务插件模块、业务客户端；The two-way application platform of the mobile phone according to claim 1, further comprising: a settlement plug-in module, a service plug-in module, and a service client;
    结算插件模块储存有以下的一种或多种组合：The settlement plugin module stores one or more of the following combinations:
    客户端识别码、二维码、结算生物识别验证组合、结算账户、账户余额、内部货币与流通币的兑换比；Client ID, QR code, settlement biometric verification combination, settlement account, account balance, internal currency and currency exchange ratio;
    业务插件模块储存有以下的一种或多种组合：The business plugin module stores one or more of the following combinations:
    客户端身份识别码、二维码、用户的生物识别组合码；Client identification code, two-dimensional code, user's biometric combination code;
    业务客户端用于对应插件模块的显示查询；The business client is used to display a query corresponding to the plugin module;
    结算插件模块、业务插件模块、业务客户端与身份证验证服务器、报警服务器连接，结算插件模块、业务插件模块、业务客户端根据其信息识别是否与身份证验证服务器、报警服务器连接的信息匹配，若匹配则分别向用户手机发送结算插件模块识别码、业务插件模块识别码、手机客户端识别码。The settlement plug-in module, the service plug-in module, the service client and the ID verification server, the alarm server connection, the settlement plug-in module, the service plug-in module, and the service client identify whether the information connected with the ID verification server and the alarm server is matched according to the information thereof. If it matches, the settlement plug-in module identification code, the service plug-in module identification code, and the mobile phone client identification code are respectively sent to the user's mobile phone.
  5. 利用上述权利要求4的一种手机的双向应用平台的注册方法，其特征在于包括如下步骤：A method for registering a two-way application platform of a mobile phone according to claim 4, characterized in that the method comprises the following steps:
    S101、用户向用户手机的手机客户端发出注册请求；S101. The user sends a registration request to a mobile phone client of the user mobile phone;
    S102、手机客户端获取用户手机的SIM卡手机号码，并请求用户手机枪手机号码与手机客户端进行绑定； S102: The mobile phone client obtains the SIM card mobile phone number of the user mobile phone, and requests the user mobile phone gun mobile phone number to be bound to the mobile phone client;
    S103、若绑定成功，则手机客户端向平台服务器发送用户识别码；S103. If the binding is successful, the mobile phone client sends a user identifier to the platform server.
    S104、平台服务器向用户手机发送身份证验证请求，用户手机启动验证请求，若用户手机的身份证验证模块验证身份证成功，则手机客户端保存身份证信息；S104. The platform server sends an identity verification request to the user's mobile phone, and the user mobile phone initiates the verification request. If the identity verification module of the user's mobile phone verifies that the identity card is successful, the mobile phone client saves the identity card information;
    S105、手机客户端启动用户手机的生物识别模块，所述生物识别模块采集能够采集的生物信息包括：指纹信息、人脸信息、瞳孔信息、语音音色信息，并将其采集的信息存入手机客户端，其中同一用户需要至少两个指纹信息；S105. The mobile phone client activates a biometric module of the user's mobile phone, and the biometric module collects biometric information that can be collected, including: fingerprint information, face information, pupil information, voice tone information, and stores the collected information into the mobile phone client. End, wherein the same user needs at least two fingerprint information;
    S106、手机客户端将上述采集到的生物信息排序，而合成生物识别组合码，并将生物识别组合码上传至生物识别验证服务器，生物识别验证服务器储存生物识别组合码；S106: The mobile client sorts the collected biometric information, synthesizes the biometric combination code, and uploads the biometric combination code to the biometric verification server, and the biometric verification server stores the biometric combination code;
    S107、报警服务器根据生物信息，选定指纹信息中的至少一个、人脸信息中的至少一个、瞳孔信息中的至少一个、和/或语音音色信息中的至少一个为报警信号，S107. The alarm server selects at least one of the fingerprint information, at least one of the face information, at least one of the pupil information, and/or at least one of the voice tone information as an alarm signal according to the biological information.
    当平台服务器接收到报警服务器选定的报警信号对应的生物信息时，则通过报警服务器向安全中心发送报警信号；When the platform server receives the biological information corresponding to the alarm signal selected by the alarm server, the alarm server sends an alarm signal to the security center;
    当平台服务器接未收到报警服务器选定的报警信号对应的生物信息并且所述生物信息与平台服务器存储的信息匹配时，则通过平台服务器通过所述手机客户端的注册请求。When the platform server receives the biometric information corresponding to the alarm signal selected by the alarm server and the biometric information matches the information stored by the platform server, the registration request of the mobile phone client is passed through the platform server.
  6. 利用权利要求4所述的一种手机的双向应用平台的注册方法，其特征在于包括如下步骤：A method for registering a two-way application platform of a mobile phone according to claim 4, comprising the steps of:
    S201、结算插件模块获取平台服务器的识别码、二维码、结算生物识别验证组合码、结算账户、账户余额、内部货币与流通币的兑换比；S201. The settlement plug-in module acquires an identifier of the platform server, a two-dimensional code, a settlement biometric verification combination code, a settlement account, an account balance, and an exchange ratio of the internal currency and the currency;
    S202、结算插件模块向手机客户端启动手机客户端的证照验证模块，所述证照验证模块用户识别用户的证照是否与平台服务器存储的证照匹配，若 匹配，则将用户的证照转换为二维码上传至平台服务器，平台服务器将二维码转码为用户的证照，并以用户的证照更新平台服务器存储的证照；S202. The settlement plug-in module starts a license verification module of the mobile phone client to the mobile phone client, and the license verification module user identifies whether the license of the user matches the license stored by the platform server, if Matching, the user's license is converted into a QR code and uploaded to the platform server. The platform server transcodes the QR code into the user's license, and updates the license stored by the platform server with the user's license;
    S203、手机客户端扫描用户的证照并上传至平台服务器，平台服务器将扫描到的用户的证照与平台服务器存储的证照进行验证，若匹配，则平台服务器向手机客户端发送验证识别码；S203: The mobile phone client scans the user's license and uploads it to the platform server, and the platform server verifies the scanned license of the user and the license stored by the platform server. If the matching, the platform server sends the verification identifier to the mobile client.
    S204、手机客户端向平台服务器发送识别码；S204. The mobile phone client sends an identifier to the platform server.
    S205、平台服务器收到识别码后，将收到的识别码与存储的识别码进行匹配，若匹配成功，则向手机客户端发送生物识别验证组合码请求；S205: After receiving the identification code, the platform server matches the received identification code with the stored identification code, and if the matching is successful, sends a biometric verification combined code request to the mobile phone client;
    S206、手机客户端启动用户手机的业务客户端，并请求用户手机输入生物识别验证组合码，然后，平台服务器对比输入的生物识别验证组合码与平台服务器存储的生物识别验证组合码，若匹配，则通过业务客户端支付，若支付成功，则平台服务器向手机客户端发送注册成功的消息。S206: The mobile client starts the service client of the user mobile phone, and requests the user mobile phone to input the biometric verification combined code, and then the platform server compares the input biometric verification combined code with the biometric verification combined code stored by the platform server, if matched, Then, the service client pays, and if the payment is successful, the platform server sends a message of successful registration to the mobile client.
  7. 利用权利要求4所述的一种手机的双向应用平台的注册方法，其特征在于包括如下步骤：A method for registering a two-way application platform of a mobile phone according to claim 4, comprising the steps of:
    S301、业务插件模块获取申请业务系统的识别码、二维码、结算生物识别验证组合码、结算账户、账户余额、内部货币与流通币的兑换比；S301. The service plug-in module obtains an identification code, a two-dimensional code, a settlement biometric verification combination code, a settlement account, an account balance, an exchange ratio of an internal currency and a currency of the application business system;
    S302、结算插件模块向手机客户端启动手机客户端的证照验证模块，所述证照验证模块用户识别用户的证照是否与平台服务器存储的证照匹配，若匹配，则将用户的证照转换为二维码上传至平台服务器，平台服务器将二维码转码为用户的证照，并以用户的证照更新平台服务器存储的证照；S302. The settlement plug-in module starts a license verification module of the mobile phone client to the mobile phone client, and the license verification module user identifies whether the license of the user matches the license stored by the platform server, and if yes, converts the license of the user into a QR code upload. To the platform server, the platform server transcodes the two-dimensional code into the user's license, and updates the license stored by the platform server with the user's license;
    S303、手机客户端扫描用户的证照并上传至平台服务器，平台服务器将扫描到的用户的证照与平台服务器存储的证照进行验证，若匹配，则平台服务器向手机客户端发送验证识别码；S303: The mobile phone client scans the user's license and uploads it to the platform server, and the platform server verifies the scanned license of the user and the license stored by the platform server, and if yes, the platform server sends the verification identifier to the mobile phone client;
    S304、手机客户端向平台服务器发送识别码；S304. The mobile phone client sends an identifier to the platform server.
    S305、平台服务器收到识别码后，将收到的识别码与存储的识别码进行 匹配，若匹配成功，则向手机客户端发送生物识别验证组合码请求；S305. After receiving the identification code, the platform server performs the identifier and the stored identification code. Matching, if the matching is successful, sending a biometric verification combined code request to the mobile phone client;
    S306、手机客户端启动用户手机的业务客户端，并请求用户手机输入生物识别验证组合码，然后，平台服务器对比输入的生物识别验证组合码与平台服务器存储的生物识别验证组合码，若匹配，则通过业务客户端支付，若支付成功，则平台服务器向手机客户端发送注册成功的消息。S306. The mobile client starts the service client of the user mobile phone, and requests the user mobile phone to input the biometric verification combined code, and then the platform server compares the input biometric verification combined code with the biometric verification combined code stored by the platform server, if matched, Then, the service client pays, and if the payment is successful, the platform server sends a message of successful registration to the mobile client.
  8. 根据权利要求3所述的一种手机的双向应用平台，其特征在于：所述用户手机的报警客户端用于与报警服务器连接而查询报警信息，所述报警客户端向报警服务器查询时，需要向报警服务器输入生物识别验证组合码。The two-way application platform of the mobile phone according to claim 3, wherein the alarm client of the user mobile phone is used to connect with the alarm server to query the alarm information, and the alarm client needs to query the alarm server. Enter the biometric verification combination code to the alarm server.
  9. 根据权利要求3所述的一种手机的双向应用平台，其特征在于：所述用户手机的报警客户端用于与报警服务器连接而查询报警信息，所述报警客户端向报警服务器查询时，需要向报警服务器输入生物识别验证组合码。The two-way application platform of the mobile phone according to claim 3, wherein the alarm client of the user mobile phone is used to connect with the alarm server to query the alarm information, and the alarm client needs to query the alarm server. Enter the biometric verification combination code to the alarm server.
  10. 利用权利要求4所述的一种手机的双向应用平台支付方法，其特征在于所述平台服务器的注册的用户手机的支付包括如下步骤：A two-way application platform payment method for a mobile phone according to claim 4, wherein the payment of the registered user mobile phone of the platform server comprises the following steps:
    S401、平台服务求注册的用户手机扫描结算插件模块输出的结算二维码和/或感应码；S401. The platform service requests the registered user mobile phone scanning settlement plug-in module to output the settlement QR code and/or the sensing code;
    S402、用户手机输入生物识别组合码，手机客户端将生物识别码传输至平台服务器；S402: The user mobile phone inputs the biometric combination code, and the mobile phone client transmits the biometric identification code to the platform server;
    S403、平台服务器向用户手机发送注册信息；S403. The platform server sends registration information to the user's mobile phone.
    S404、用户手机获取结算插件模块的注册识别码，并将注册识别码发送至平台服务器；S404. The user mobile phone acquires a registration identifier of the settlement plug-in module, and sends the registration identifier to the platform server.
    S405、平台服务器通过结算插件模块完成支付。S405. The platform server completes the payment by using the settlement plug-in module.
  11. 利用权利要求4所述的一种手机的双向应用平台支付方法，其特征在于所述平台服务器的注册的用户手机的支付包括如下步骤：A two-way application platform payment method for a mobile phone according to claim 4, wherein the payment of the registered user mobile phone of the platform server comprises the following steps:
    S501、收款手机向用户手机发送卖方手机感应码； S501. The receiving mobile phone sends a seller mobile phone sensing code to the user mobile phone;
    S502、注册用户手机扫描卖方手机识别码；S502. The registered user mobile phone scans the seller mobile phone identification code;
    S502、注册用户手机通过扫描用户的生物识别组合码完成支付。S502. The registered user mobile phone completes the payment by scanning the biometric combination code of the user.
  12. 根据权利要求10或11所述的一种手机的双向应用平台支付方法，其特征在于：所述报警服务器设置识别时间的第一预设阈值，当识别时间超过第一预设阈值时，则报警服务器向安全中心发送报警信号。The two-way application platform payment method for a mobile phone according to claim 10 or 11, wherein the alarm server sets a first preset threshold for identifying the time, and when the recognition time exceeds the first preset threshold, the alarm is generated. The server sends an alarm signal to the security center.
  13. 根据权利要求12所述的一种手机的双向应用平台支付方法，其特征在于：当识别时间超过第一预设阈值时，则用户手机的前后摄像头进行拍照。The two-way application platform payment method for a mobile phone according to claim 12, wherein when the recognition time exceeds the first preset threshold, the front and rear cameras of the user's mobile phone perform photographing.
  14. 根据权利要求12所述的一种手机的双向应用平台支付方法，其特征在于：所述报警服务器设置识别时间的第二预设阈值，所述第二预设阈值大于第一预设阈值的两倍，当识别时间超过第二阈值时，则用户手机启动摄像功能。The two-way application platform payment method for a mobile phone according to claim 12, wherein the alarm server sets a second preset threshold for identifying the time, and the second preset threshold is greater than two of the first preset thresholds. When the recognition time exceeds the second threshold, the user's mobile phone starts the camera function.
  15. 根据权利要求12所述的一种手机的双向应用平台支付方法，其特征在于：当识别时间超过第一预设阈值时，用户手机保存以下至少一项信息：The two-way application platform payment method for a mobile phone according to claim 12, wherein when the recognition time exceeds the first preset threshold, the user's mobile phone saves at least one of the following information:
    GPS位置、用户手机的注册信息、用户手机的生物识别组合码、照片信息、录像信息，GPS location, registration information of the user's mobile phone, biometric combination code of the user's mobile phone, photo information, video recording information,
    用户手机将以上至少一项信息发送至预设范围内的报警插件注册端和/或用户手机指定的注册用户手机中。The user's mobile phone sends at least one of the above information to the alarm plug-in registration end of the preset range and/or the registered user's mobile phone designated by the user's mobile phone.
  16. 根据权利要求12所述的一种手机的双向应用平台报警方法，其特征在于包括如下步骤：The method for alarming a two-way application platform of a mobile phone according to claim 12, comprising the steps of:
    S601、报警服务器将生物识别组合码配置输入顺序；S601. The alarm server configures the biometric combination code into an input sequence.
    S602、当用户第一次错误顺序输入生物识别组合码时，用户手机自动关机预设之间；当用户第二次错误顺序输入生物识别组合码时，用户手机的前后摄像头拍照并发送用户手机指定的注册用户手机中；当用户第三次错误顺序输入生物识别组合码时，用户手机向区域内的报警插件模块发送报警信号并向安全中心发送报警信号。 S602. When the user inputs the biometric combination code in the wrong order for the first time, the user's mobile phone automatically shuts down the preset between the presets; when the user enters the biometric combination code in the wrong order for the second time, the front and rear cameras of the user's mobile phone take photos and send the user's mobile phone to specify In the registered user's mobile phone; when the user enters the biometric combination code in the wrong order for the third time, the user's mobile phone sends an alarm signal to the alarm plug-in module in the area and sends an alarm signal to the security center.
PCT/CN2016/091710 2016-06-16 2016-07-26 Bidirectional application platform method for mobile phones WO2017215080A1 (en)

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