WO2017211203A1 - 信息控制方法、装置、移动终端及计算机可读存储介质 - Google Patents

信息控制方法、装置、移动终端及计算机可读存储介质 Download PDF

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Publication number
WO2017211203A1
WO2017211203A1 PCT/CN2017/086080 CN2017086080W WO2017211203A1 WO 2017211203 A1 WO2017211203 A1 WO 2017211203A1 CN 2017086080 W CN2017086080 W CN 2017086080W WO 2017211203 A1 WO2017211203 A1 WO 2017211203A1
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WIPO (PCT)
Prior art keywords
smart card
card
contact
threshold
contact channel
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PCT/CN2017/086080
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English (en)
French (fr)
Inventor
周晖
张雨廷
葛欣
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中国移动通信有限公司研究院
中国移动通信集团公司
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Publication of WO2017211203A1 publication Critical patent/WO2017211203A1/zh

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/354—Card activation or deactivation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing

Definitions

  • the present invention relates to the field of mobile e-commerce, and in particular, to an information control method, apparatus, mobile terminal, and computer readable storage medium.
  • E-wallet is a payment tool commonly used in e-commerce shopping activities, especially for small payments.
  • the launch of e-wallets has brought users into the era of convenient mobile payment.
  • the security of its use is crucial, especially after the loss.
  • the reports of loss reporting on electronic cash and bus cards on mobile wallets include:
  • the above-mentioned loss reporting methods all have certain security defects. Therefore, how to solve the problem of the security of the electronic wallet after the loss of the mobile phone is a problem solved by the present reception.
  • embodiments of the present invention provide an information control method, apparatus, mobile terminal, and computer readable storage medium.
  • An embodiment of the present invention provides an information control method, which is applied to a smart card based on Near Field Communication (NFC), and the method includes:
  • the smart card When the number of swipes of the smart card is equal to a threshold, the smart card is locked and the non-contact channel is closed.
  • the method before detecting the network status of the smart card, the method further includes:
  • the non-contact card swipe operation of the non-contact channel of the smart card is detected; when the non-contact card swipe operation is detected, the non-network state card counter value is decremented by one; accordingly, the judging whether the number of times the smart card is swiped is equal to a threshold is: Determining whether the value of the non-on-network status card counter is zero;
  • the method further includes:
  • the method further includes:
  • the first operation is a password input operation
  • the smart card is unlocked, the non-contact channel is opened, and the number of times the smart card is swiped is set to an initial value.
  • the method further includes:
  • the embodiment of the invention further provides an information control device, which is disposed on an NFC-based smart card, and the device includes:
  • a first detecting unit configured to detect a network status of the smart card
  • a first determining unit configured to determine whether the smart card is in a non-online state
  • a second determining unit configured to: when the first determining result indicates that the smart card is in the first state, determine whether the number of times the smart card is swiped is equal to a threshold;
  • the operating unit is configured to lock the smart card and close the non-contact channel when the number of times the smart card is swiped is equal to a threshold.
  • the device further includes:
  • a second detecting unit configured to detect a non-contact swipe operation of the non-contact channel of the smart card
  • the counter operation unit is configured to reduce the non-network status card counter value by one when detecting the non-contact card swipe operation
  • the second determining unit is configured to: determine whether the value of the non-on-network status card counter is zero;
  • a second detecting unit configured to detect a non-contact swipe operation of the non-contact channel of the smart card
  • the counter operation unit is configured to increase the non-network status card counter value by one when detecting the card swiping operation;
  • the second determining unit is configured to: determine the non-on-network status card count Whether the value of the device is equal to the threshold.
  • the device further includes:
  • the first state management unit is configured to set the non-contact channel state to the off flag after the non-contact channel is closed.
  • the device further includes:
  • a receiving unit configured to receive a first operation; the first operation is a password input operation;
  • the password management unit is configured to, in response to the first operation, verify the password input by the first operation to obtain a verification result
  • the operating unit is further configured to: when the verification result indicates that the input password is legal, unlock the smart card, open the non-contact channel; and set the number of times the smart card is swiped to an initial value.
  • the device further includes:
  • the second state management unit is configured to set the non-contact channel state to an open flag after the non-contact channel is opened.
  • the smart card is a Single Wire Protocol-Subscriber Identity Module (SWP-SIM) card.
  • SWP-SIM Single Wire Protocol-Subscriber Identity Module
  • the embodiment of the present invention further provides a mobile terminal, which is provided with an NFC-based smart card; the smart card includes an information control device, and the device includes:
  • a first detecting unit configured to detect a network status of the smart card
  • a first determining unit configured to determine whether the smart card is in a non-online state
  • a second determining unit configured to determine, when the smart card is in a non-network state, whether the number of times the smart card is swiped is equal to a threshold
  • the operating unit is configured to lock the smart card and close the non-contact channel when the number of times the smart card is swiped is equal to a threshold.
  • the embodiment of the invention further provides a computer readable storage medium having stored thereon a computer program, the computer program being executed by the processor to implement the steps of the above method.
  • the information control method and device, the mobile terminal and the computer readable storage medium provided by the embodiments of the present invention detect the network status of the NFC-based smart card; when the smart terminal is in the non-network state, determine whether the smart card is swiped Equal to the threshold; when the number of swipes of the smart card is equal to the threshold, the smart card is locked and the non-contact channel is closed.
  • the smart card By detecting the network status and the number of card swipes of the NFC-based smart card, when the smart card is in the non-network state and the number of swipes reaches the threshold, the smart card itself locks and closes the non-contact channel, and thus, when the smart card is carried After the terminal is lost, the illegal holder who can effectively organize the mobile terminal uses the electronic wallet application through the non-contact credit card function technology to ensure the security of the upper application electronic wallet.
  • the NFC-based smart card itself performs the functions of detecting, judging and locking, and does not need to change the terminal, POS or various card applications such as mobile phones. Therefore, only the corresponding modification of the smart card is required, and the amount of change is small. It is highly operable.
  • FIG. 1 is a schematic flowchart of a method for information control according to an embodiment of the present invention
  • FIG. 2 is a schematic flowchart of a method for information control according to Embodiment 2 of the present invention.
  • FIG. 3 is a schematic flowchart of a method for information control according to Embodiment 3 of the present invention.
  • FIG. 4 is a schematic structural diagram of an information control apparatus according to Embodiment 4 of the present invention.
  • FIG. 5 is a schematic structural diagram of an information control apparatus according to Embodiment 5 of the present invention.
  • FIG. 6 is a schematic structural diagram of an information control apparatus according to Embodiment 6 of the present invention.
  • FIG. 7 is a schematic structural diagram of a system for contactless communication according to Embodiment 7 of the present invention.
  • FIG. 8 is a flowchart of implementing a non-contact card swipe operation according to Embodiment 7 of the present invention.
  • the loss reporting schemes of electronic cash, bus cards and the like on the mobile wallet have certain defects.
  • the loss reporting scheme has a card application, and also has a POS change, or directly reports the loss through the platform.
  • POS change or directly reports the loss through the platform.
  • you directly lose the e-wallet through the platform it will be invalid when the mobile phone is off the network; if you use the POS method to report the loss of the e-wallet, you need to modify the POS.
  • the transaction process is too long and affects the speed of card swiping. Renovate all the applications in the electronic wallet, the amount of transformation is large, and the operability is weak.
  • detecting a network state of an NFC-based smart card determining whether the smart card is in a first state, and obtaining a first determination result; the first state characterizing that the smart terminal is in a non- In the network state, when the first determination result indicates that the smart card is in the first state, determining whether the number of times the smart card is swiped is equal to a threshold, and obtaining a second determination result; when the second determination result is indicative of the smart card When the number of swipes is equal to the threshold, the smart card is locked and the non-contact channel is closed.
  • Embodiments of the present invention provide an information control method, which is applied to an NFC-based smart card.
  • FIG. 1 is a schematic flowchart of a method for information control according to an embodiment of the present invention. As shown in Figure 1, the method includes the following steps:
  • Step 101 Detect a network status of the smart card.
  • the network status of the smart card refers to: the smart card is in a network state (a connection has been established with the network, the mobile terminal is powered on and can receive a signal), or the smart card is in a non-network state (not Establish a connection with the network, at which point the mobile terminal is in shutdown or flight mode).
  • the mobile phone when the smart card and the server perform a network operation, the mobile phone will Performing a series of operations on the file of the smart card (such as 6F7E), if it is detected that the file has not changed for a long time, the smart card is considered to be in a non-network state, and if the file is detected to be changed, the smart card is considered to be In the network state.
  • a series of operations on the file of the smart card such as 6F7E
  • Step 102 Determine whether the smart card is in the first state, and obtain a first determination result.
  • the first state indicates that the smart terminal is in a non-online state.
  • Step 103 When the first determination result indicates that the smart card is in the first state, determine whether the number of times the smart card is swiped is equal to a threshold, and obtain a second determination result;
  • steps 103-104 are not performed, and the number of times of swiping the smart card is set to an initial value.
  • the initial values are different depending on the function of the non-on-network status card counter used. For example, when the threshold of the non-on-network status card counter is set in advance, the value of the non-on-network status card counter is decremented by one each time a non-contact card swipe operation is detected, when the non-network status card counter is When the value is zero, the maximum limit is reached. In this case, the initial value set by the number of times the smart card is swiped is the threshold of the non-online status card counter. For another example: the threshold of the non-network status card counter is preset, and the value of the non-network status card counter is counted from zero.
  • the value of the non-online status card counter is incremented by one;
  • the value of the non-network status card counter reaches the set threshold, the maximum limit is reached, in which case the initial value set by the smart card's number of swipes is zero.
  • Step 104 When the second judgment result indicates that the number of times the smart card is swiped is equal to a threshold, the smart card is locked and the non-contact channel is closed.
  • the threshold is set as needed.
  • the threshold can be set to 1 in order to prevent the illegal owner of the mobile phone from continuing to use the electronic cash balance in the mobile wallet through the contactless card swipe function.
  • the second determination result indicates that the number of times the smart card is swiped is not equal to a threshold, that is, When the threshold is reached, the smart card is not locked and the non-contact channel is not closed.
  • the non-contact swipe card for the smart card e-wallet payment service based on the NFC technology is temporarily turned off. Consumption function.
  • the non-contact channel state is set to the off flag bit so that the state of the non-contact channel can be clearly known.
  • the NFC-based smart card detects the network status of the smart card; when the smart card is in the non-network state, it is determined whether the number of times the smart card is swiped is equal to a threshold; when the smart card is swiped When the number of times is equal to the threshold, the smart card is locked and the non-contact channel is closed.
  • the smart card By detecting the network status and the number of card swipes of the NFC-based smart card, when the smart card is in the non-network state and the number of swipes reaches the threshold, the smart card itself locks and closes the non-contact channel, and thus, when the smart card is carried After the terminal is lost, the illegal holder who can effectively organize the mobile terminal uses the electronic wallet application through the non-contact credit card function technology to ensure the security of the upper application electronic wallet.
  • the NFC-based smart card itself performs the functions of detecting, judging and locking, and does not need to change the terminal, POS or various card applications such as mobile phones. Therefore, only the corresponding modification of the smart card is required, and the amount of change is small. It is highly operable.
  • Embodiments of the present invention provide an information control method, which is applied to an NFC-based smart card.
  • FIG. 2 is a schematic flowchart of a method for information control according to an embodiment of the present invention. As shown in FIG. 2, the method includes the following steps:
  • Step 201 Detect a non-contact swipe operation of the smart card non-contact channel
  • the non-contact channel when there is a non-contact card swiping operation, the non-contact channel has a corresponding information flow, and it can be judged according to the information flow whether there is a non-contact swipe operation.
  • Step 202 When detecting the non-contact swipe operation, increase the number of times the smart card is swiped by one;
  • the value of the non-on-network status card counter is preset to a maximum threshold. In this case, each time a non-contact card swipe operation is detected, the value of the non-network status card counter is decremented by one to reflect The number of swipes of the smart card is increased by one.
  • the value of the non-on-network status card counter is set to zero in advance, and each time a non-contact card swipe operation is detected, the value of the non-network status card counter is incremented by one to reflect the number of times the smart card is swiped. One.
  • Step 203 Detect a network status of the smart card.
  • the network status of the smart card refers to: the smart card is in a network state (a connection has been established with the network, the mobile terminal is powered on and can receive a signal), or the smart card is in a non-network state (not Establish a connection with the network, at which point the mobile terminal is in shutdown or flight mode).
  • Step 204 Determine whether the smart card is in the first state, and obtain a first determination result.
  • the first state indicates that the smart terminal is in a non-online state.
  • Step 205 When the first determination result indicates that the smart card is in the first state, determine whether the number of times the smart card is swiped is equal to a threshold, and obtain a second determination result;
  • the specific implementation of the step is as follows: when the number of times the smart card is swiped by one is reduced by one in the non-network state card counter value, the specific implementation of this step is:
  • steps 205-206 are not performed, and the number of times of swiping the smart card is set to an initial value.
  • the initial values are different depending on the function of the non-on-network status card counter used. For example, when the threshold of the non-on-network status card counter is set in advance, the value of the non-on-network status card counter is decremented by one each time a non-contact card swipe operation is detected, when the non-network status card counter is When the value is zero, the maximum limit is reached. In this case, the initial value set by the number of times the smart card is swiped is the threshold of the non-online status card counter. For another example: the threshold of the non-network status card counter is preset, and the value of the non-network status card counter is counted from zero.
  • the value of the non-online status card counter is incremented by one;
  • the value of the non-network status card counter reaches the set threshold, the maximum limit is reached, in which case the initial value set by the smart card's number of swipes is zero.
  • Step 206 When the second judgment result indicates that the number of times the smart card is swiped is equal to a threshold, the smart card is locked and the non-contact channel is closed.
  • the threshold is set as needed.
  • the threshold can be set to 1 in order to prevent the illegal owner of the mobile phone from continuing to use the electronic cash balance in the mobile wallet through the contactless card swipe function.
  • the second judgment result indicates that the number of times the smart card is swiped is not equal to the threshold, that is, when the threshold is not reached, the smart card is not locked, and the non-contact channel is not closed.
  • the non-contact channel state is set to the off flag bit so that the state of the non-contact channel can be clearly known.
  • the NFC-based smart card detects the network status of the smart card; when the smart terminal is in the non-network state, it is determined whether the number of times the smart card is swiped is equal to a threshold; when the smart card is When the number of swipes is equal to the threshold, the smart card is locked and the non-contact channel is closed.
  • the smart card By detecting the network status and the number of card swipes of the NFC-based smart card, when the smart card is in the non-network state and the number of swipes reaches the threshold, the smart card itself locks and closes the non-contact channel, and thus, when the smart card is carried After the terminal is lost, the illegal holder who can effectively organize the mobile terminal uses the electronic wallet application through the non-contact credit card function technology to ensure the security of the upper application electronic wallet.
  • the NFC-based smart card itself performs the functions of detecting, judging and locking, and does not need to change the terminal, POS or various card applications such as mobile phones. Therefore, only the corresponding modification of the smart card is required, and the amount of change is small. It is highly operable.
  • detecting the non-contact card swiping operation of the non-contact channel of the smart card when detecting the non-contact swipe card operation, adding the number of swiping times of the smart card to one, and controlling the network state and the number of swiping times of the NFC-based smart card to control the Whether the smart card is locked and the non-contact channel is closed, the detection and judgment of the smart card is triggered by detecting the non-contact card swipe operation, and the real-time judgment can be made, thereby further effectively ensuring the safety of the upper-layer application electronic wallet, and the maximum degree Reduce the loss of funds due to the loss of mobile terminals.
  • Embodiments of the present invention provide an information control method, which is applied to an NFC-based smart card.
  • FIG. 3 is a schematic flowchart of a method for information control according to an embodiment of the present invention. As shown in FIG. 3, the method includes the following steps:
  • Step 301 Detect a network status of the smart card.
  • the network status of the smart card refers to: the smart card is in a network state (a connection has been established with the network, the mobile terminal is powered on and can receive a signal), or the smart card is in a non-network state (not Establish a connection with the network, at which point the mobile terminal is in shutdown or flight mode).
  • the mobile phone when the smart card and the server perform a network access operation, the mobile phone performs a series of operations on the file of the smart card (such as 6F7E), and if it is detected that the file has not changed for a long time, the said The smart card is in the non-network state. If the file is detected to be changed, the smart card is considered to be in the network state.
  • a series of operations on the file of the smart card such as 6F7E
  • Step 302 Determine whether the smart card is in the first state, and obtain a first determination result.
  • the first state indicates that the smart terminal is in a non-online state.
  • Step 303 When the first determination result indicates that the smart card is in the first state, determine whether the number of times the smart card is swiped is equal to a threshold, and obtain a second determination result;
  • steps 303-304 are not performed, and the number of times of swiping the smart card is set to an initial value.
  • the initial values are different depending on the function of the non-on-network status card counter used. For example, when the threshold of the non-on-network status card counter is set in advance, the value of the non-on-network status card counter is decremented by one each time a non-contact card swipe operation is detected, when the non-network status card counter is When the value is zero, the maximum limit is reached. In this case, the initial value set by the number of times the smart card is swiped is the threshold of the non-online status card counter. For another example: the threshold of the non-network status card counter is preset, and the value of the non-network status card counter is counted from zero.
  • the value of the non-online status card counter is incremented by one;
  • the value of the non-network status card counter reaches the set threshold, the maximum limit is reached, in which case the initial value set by the smart card's number of swipes is zero.
  • Step 304 When the second determination result indicates that the number of times the smart card is swiped is equal to a threshold When the smart card is locked and the non-contact channel is closed.
  • the threshold is set as needed.
  • the threshold can be set to 1 in order to prevent the illegal owner of the mobile phone from continuing to use the electronic cash balance in the mobile wallet through the contactless card swipe function.
  • the second judgment result indicates that the number of times the smart card is swiped is not equal to the threshold, that is, when the threshold is not reached, the smart card is not locked, and the non-contact channel is not closed.
  • the non-contact swipe card for the smart card e-wallet payment service based on the NFC technology is temporarily turned off. Consumption function.
  • the non-contact channel state is set to the off flag bit so that the state of the non-contact channel can be clearly known.
  • Step 305 Receive a first operation.
  • the first operation is a password input operation.
  • the user can implement the password input operation through the client or the user identification application development tool (STK, SIM TOOL KIT).
  • STK user identification application development tool
  • SIM TOOL KIT SIM TOOL KIT
  • Step 306 In response to the first operation, verifying the password input by the first operation, and obtaining a verification result;
  • Step 307 When the verification result indicates that the input password is legal, the smart card is unlocked, the non-contact channel is opened, and the number of times the smart card is swiped is set to an initial value.
  • the non-contact channel state is set to the on flag, so that the state of the non-contact channel can be clearly known.
  • the NFC-based smart card detects the network status of the smart card; when the smart terminal is in the non-network state, it is determined whether the number of times the smart card is swiped is equal to a threshold; when the smart card is When the number of swipes is equal to the threshold, the smart card is locked and the non-contact channel is closed.
  • the smart card itself locks and closes the non-contact channel when the smart card is in the non-network state and the number of times the card reaches the threshold, so that when the mobile terminal carrying the smart card is lost, the mobile terminal can be effectively organized.
  • Illegal holders use the e-wallet application through contactless card-playing technology to ensure the security of the upper-layer application e-wallet.
  • the NFC-based smart card itself performs the functions of detecting, judging and locking, and does not need to change the terminal, POS or various card applications such as mobile phones. Therefore, only the corresponding modification of the smart card is required, and the amount of change is small. It is highly operable.
  • the embodiment provides an information control device, which is disposed on an NFC-based smart card. As shown in FIG. 4, the device includes:
  • the first detecting unit 41 is configured to detect a network status of the smart card
  • the first determining unit 42 is configured to determine whether the smart card is in the first state, and obtain a first determination result; the first state that the smart terminal is in a non-online state;
  • the second determining unit 43 is configured to: when the first determining result indicates that the smart card is in the first state, determine whether the number of times the smart card is swiped is equal to a threshold, and obtain a second determination result;
  • the operating unit 44 is configured to lock the smart card and close the non-contact channel when the second determination result indicates that the number of times the smart card is swiped is equal to a threshold.
  • the first determining unit 42 determines whether the smart card is in a non-online state; when the smart card is in a non-online state, the second determining unit 44 determines whether the number of times the smart card is swiped is equal to a threshold. When the number of swipes of the smart card is equal to a threshold, the operating unit 44 locks the smart card and closes the non-contact channel.
  • the network status of the smart card refers to: the smart card is in a network state (a connection has been established with the network, the mobile terminal is powered on and can receive a signal), or the smart card is in a non-network state (not Establish a connection with the network, at which point the mobile terminal is in shutdown or flight mode).
  • the mobile phone when the smart card and the server perform a network access operation, the mobile phone performs a series of operations on the file of the smart card (such as 6F7E), and if it is detected that the file has not changed for a long time, the said The smart card is in the non-network state. If the file is detected to be changed, the smart card is considered to be in the network state.
  • a series of operations on the file of the smart card such as 6F7E
  • the first determining unit 42 When the first determination result indicates that the smart card is not in the first state, the first determining unit 42 does not trigger the second determining unit 43 to operate, and at the same time, sets the number of times the smart card is swiped to an initial value. .
  • the initial values are different depending on the function of the non-on-network status card counter used. For example, when the threshold of the non-on-network status card counter is set in advance, the value of the non-on-network status card counter is decremented by one each time a non-contact card swipe operation is detected, when the non-network status card counter is When the value is zero, the maximum limit is reached. In this case, the initial value set by the number of times the smart card is swiped is the threshold of the non-online status card counter. For another example: the threshold of the non-network status card counter is preset, and the value of the non-network status card counter is counted from zero.
  • the value of the non-online status card counter is incremented by one;
  • the value of the non-network status card counter reaches the set threshold, the maximum limit is reached, in which case the initial value set by the smart card's number of swipes is zero.
  • the threshold is set as needed.
  • the threshold can be set to 1 in order to prevent the illegal owner of the mobile phone from continuing to use the electronic cash balance in the mobile wallet through the contactless card swipe function.
  • the second determining unit 43 does not trigger the operating unit 44 to operate.
  • the non-contact channel state is set to the off flag bit so that the state of the non-contact channel can be clearly known.
  • the device may further include: a first state management unit configured to set the non-contact channel state to a shutdown flag after the non-contact channel is closed.
  • the first detecting unit 41 detects the network status of the smart card based on the NFC smart card; the first determining unit 42 determines whether the smart card is in a non-online state; When the smart card is in the non-network state, the second determining unit 43 determines whether the number of times the smart card is swiped is equal to a threshold; when the number of times the smart card is swiped is equal to the threshold, the operating unit 44 locks the smart card and closes the non-contact. aisle.
  • the smart card By detecting the network status and the number of card swipes of the NFC-based smart card, when the smart card is in the non-network state and the number of swipes reaches the threshold, the smart card itself locks and closes the non-contact channel, and thus, when the smart card is carried After the terminal is lost, the illegal holder who can effectively organize the mobile terminal uses the electronic wallet application through the non-contact credit card function technology to ensure the security of the upper application electronic wallet.
  • the above device is disposed in the NFC-based smart card, and the NFC-based smart card itself performs the functions of detecting, judging and locking, and does not need to change the terminal, POS or various card applications such as the mobile phone, so that only the smart card needs to be performed.
  • the corresponding changes can be made, the amount of change is small, and the operability is strong.
  • the present embodiment provides an information control apparatus, which is disposed on an NFC-based smart card. As shown in FIG. 5, the apparatus includes:
  • a second detecting unit 45 configured to detect a non-contact swipe operation of the smart card non-contact channel
  • a counter operation unit 46 configured to detect the smart card when a non-contact card swipe operation is detected Add one card number
  • the first detecting unit 41 is configured to detect a network status of the smart card
  • the first determining unit 42 determines whether the smart card is in the first state, and obtains a first determination result; the first state indicates that the smart terminal is in a non-online state;
  • the second determining unit 43 determines, when the first determination result indicates that the smart card is in the first state, whether the number of times the smart card is swiped is equal to a threshold, and obtains a second determination result;
  • the operating unit 44 is configured to lock the smart card and close the non-contact channel when the second determination result indicates that the number of times the smart card is swiped is equal to a threshold.
  • the first determining unit 42 determines whether the smart card is in a non-online state; when the smart card is in a non-online state, the second determining unit 43 determines whether the number of times the smart card is swiped is equal to a threshold. When the number of swipes of the smart card is equal to a threshold, the operating unit 44 locks the smart card and closes the non-contact channel.
  • the non-contact channel has a corresponding information flow
  • the first detecting unit 41 can determine whether there is a non-contact swipe operation according to the information flow.
  • the value of the non-on-network status card counter is preset to a maximum threshold. In this case, each time a non-contact card swipe operation is detected, the value of the non-network status card counter is decremented by one to reflect The number of swipes of the smart card is increased by one. At this time, the counter operation unit 46 is specifically configured to: when the non-contact card swipe operation is detected, reduce the non-network status card counter value by one.
  • the value of the non-on-network status card counter is set to zero in advance, and each time a non-contact card swipe operation is detected, the value of the non-network status card counter is incremented by one to reflect the number of times the smart card is swiped.
  • the counter operation unit 46 is specifically configured to: when the non-contact swipe operation is detected, increase the non-on-network status card counter value by one.
  • the network status of the smart card refers to: the smart card is in the network state (the connection is established with the network, the mobile terminal is powered on and can receive signals), or the smart card is in the non-network state (not connected to the network) Establish a connection, at which point the mobile terminal is in shutdown or flight mode).
  • the second determining unit 43 is configured to determine whether the value of the non-on-network status card counter is zero when the number of times the smart card is swiped is reduced by one. When the judgment result indicates that the value of the non-in-network status card counter is zero, it indicates that the number of times the smart card is swiped is equal to a threshold value, and when the judgment result indicates that the value of the non-on-network status card counter is not zero, the description The number of swipes of the smart card has not reached the threshold.
  • the second determining unit 43 is configured to determine whether the value of the non-in-network status card counter is equal to a threshold value when the number of times the card is incremented by one.
  • a threshold value when the judgment result indicates that the value of the non-on-network status card counter is equal to the threshold, indicating that the number of times the smart card is swiped is equal to a threshold, and when the judgment result indicates that the value of the non-on-network status card counter is not equal to the threshold, the description The number of swipes of the smart card has not reached the threshold.
  • the first determining unit 42 When the first determination result indicates that the smart card is not in the first state, the first determining unit 42 does not trigger the second determining unit 43 to operate, and at the same time, sets the number of times the smart card is swiped to Initial value.
  • the initial values are different depending on the function of the non-on-network status card counter used. For example, when the threshold of the non-on-network status card counter is set in advance, the value of the non-on-network status card counter is decremented by one each time a non-contact card swipe operation is detected, when the non-network status card counter is When the value is zero, the maximum limit is reached. In this case, the initial value set by the number of times the smart card is swiped is the threshold of the non-online status card counter. For another example: the threshold of the non-network status card counter is set in advance, and the non-network status card counts. The value of the device is counted from zero.
  • the value of the non-network status card counter When the non-contact card swipe operation is detected, the value of the non-network status card counter will be increased by one; when the value of the non-network status card counter reaches the set threshold, the maximum limit is reached. In this case, the initial value set by the number of times the smart card is swiped is zero.
  • the threshold is set as needed.
  • the threshold can be set to 1 in order to prevent the illegal owner of the mobile phone from continuing to use the electronic cash balance in the mobile wallet through the contactless card swipe function.
  • the second determining unit 43 does not trigger the operating unit 44 to operate.
  • the non-contact swipe card for the smart card e-wallet payment service based on the NFC technology is temporarily turned off. Consumption function.
  • the non-contact channel state is set to the off flag bit so that the state of the non-contact channel can be clearly known.
  • the device may further include: a first state management unit configured to set the non-contact channel state to a shutdown flag after the non-contact channel is closed.
  • the first detecting unit 41 detects the network status of the smart card based on the NFC smart card; the first determining unit 42 determines whether the smart card is in a non-online state; When the smart card is in the non-network state, the second determining unit 43 determines whether the number of times the smart card is swiped is equal to a threshold; when the number of times the smart card is swiped is equal to the threshold, the operating unit 44 locks the smart card and closes the non-contact. aisle.
  • the smart card By detecting the network status and the number of card swipes of the NFC-based smart card, when the smart card is in the non-network state and the number of swipes reaches the threshold, the smart card itself locks and closes the non-contact channel, and thus, when the smart card is carried After the terminal is lost, the non-mobile terminal can be effectively organized.
  • the law holder uses the e-wallet application through the contactless card-playing technology to ensure the security of the upper-layer application e-wallet.
  • the above device is disposed in the NFC-based smart card, and the NFC-based smart card itself performs the functions of detecting, judging and locking, and does not need to change the terminal, POS or various card applications such as the mobile phone, so that only the smart card needs to be performed.
  • the corresponding changes can be made, the amount of change is small, and the operability is strong.
  • the second detecting unit 45 detects a non-contact swipe operation of the smart card non-contact channel; when detecting a non-contact swipe operation, the counter operating unit 46 increments the number of times the smart card is swiped by detecting NFC based The network status of the smart card and the number of times of checking the card to control whether the smart card is locked and the non-contact channel is closed, and detecting the detection and judgment of the smart card by detecting the non-contact card swipe operation, so that real-time judgment can be made, thus further The security of the upper-layer application e-wallet is effectively ensured, and the loss of funds due to the loss of the mobile terminal is minimized.
  • the present embodiment provides an information control apparatus, which is disposed on an NFC-based smart card. As shown in FIG. 6, the apparatus includes:
  • the first detecting unit 41 is configured to detect a network status of the smart card
  • the first determining unit 42 determines whether the smart card is in the first state, and obtains a first determination result; the first state indicates that the smart terminal is in a non-online state;
  • the second determining unit 43 determines, when the first determination result indicates that the smart card is in the first state, whether the number of times the smart card is swiped is equal to a threshold, and obtains a second determination result;
  • the operating unit 44 is configured to lock the smart card and close the non-contact channel when the second judgment result indicates that the number of times the smart card is swiped is equal to a threshold;
  • the receiving unit 47 is configured to receive the first operation; the first operation is a password input operation;
  • the password management unit 48 is configured to input the first operation in response to the first operation The password is verified to obtain the verification result;
  • the operating unit 44 is further configured to: when the verification result indicates that the input password is legal, unlock the smart card, open the non-contact channel; and set the number of times the smart card is swiped to an initial value.
  • the first determining unit 42 determines whether the smart card is in a non-online state; when the smart card is in a non-online state, the second determining unit 43 determines whether the number of times the smart card is swiped is equal to a threshold. When the number of swipes of the smart card is equal to a threshold, the operating unit 44 locks the smart card and closes the non-contact channel.
  • the network status of the smart card refers to: the smart card is in a network state (a connection has been established with the network, the mobile terminal is powered on and can receive a signal), or the smart card is in a non-network state (not Establish a connection with the network, at which point the mobile terminal is in shutdown or flight mode).
  • the mobile phone when the smart card and the server perform a network access operation, the mobile phone performs a series of operations on the file of the smart card (such as 6F7E), and if it is detected that the file has not changed for a long time, the said The smart card is in the non-network state. If the file is detected to be changed, the smart card is considered to be in the network state.
  • a series of operations on the file of the smart card such as 6F7E
  • the first determining unit 42 When the first determination result indicates that the smart card is not in the first state, the first determining unit 42 does not trigger the second determining unit 43 to operate, and at the same time, sets the number of times the smart card is swiped to an initial value. .
  • the initial values are different depending on the function of the non-on-network status card counter used. For example, when the threshold of the non-on-network status card counter is set in advance, the value of the non-on-network status card counter is decremented by one each time a non-contact card swipe operation is detected, when the non-network status card counter is When the value is zero, the maximum limit is reached. In this case, the initial value set by the number of times the smart card is swiped is the threshold of the non-online status card counter. For another example: the threshold of the non-network status card counter is set in advance, and the non-network status card counts. The value of the device is counted from zero.
  • the value of the non-network status card counter When the non-contact card swipe operation is detected, the value of the non-network status card counter will be increased by one; when the value of the non-network status card counter reaches the set threshold, the maximum limit is reached. In this case, the initial value set by the number of times the smart card is swiped is zero.
  • the threshold is set as needed.
  • the threshold can be set to 1 in order to prevent the illegal owner of the mobile phone from continuing to use the electronic cash balance in the mobile wallet through the contactless card swipe function.
  • the second determining unit 43 does not trigger the operating unit 44 to operate.
  • the non-contact swipe card for the smart card e-wallet payment service based on the NFC technology is temporarily turned off. Consumption function.
  • the non-contact channel state is set to the off flag bit so that the state of the non-contact channel can be clearly known.
  • the device may further include: a first state management unit configured to set the non-contact channel state to a shutdown flag after the non-contact channel is closed.
  • the user can implement password input operation through the client or STK mode.
  • the non-contact channel state is set to the on flag, so that the state of the non-contact channel can be clearly known.
  • the device may further include: a second state management unit configured to set the non-contact channel state to an open flag after the non-contact channel is opened.
  • the first detecting unit 41 detects the network status of the smart card based on the NFC smart card; the first determining unit 42 determines the smart Whether the card is in the non-network state; when the smart card is in the non-network state, the second determining unit 43 determines whether the number of times the smart card is swiped is equal to a threshold, and obtains a second determination result; when the second determination result When the number of times the smart card is swiped is equal to the threshold, the operating unit 44 locks the smart card and closes the non-contact channel.
  • the smart card By detecting the network status and the number of card swipes of the NFC-based smart card, when the smart card is in the non-network state and the number of swipes reaches the threshold, the smart card itself locks and closes the non-contact channel, and thus, when the smart card is carried After the terminal is lost, the illegal holder who can effectively organize the mobile terminal uses the electronic wallet application through the non-contact credit card function technology to ensure the security of the upper application electronic wallet.
  • the above device is disposed in the NFC-based smart card, and the NFC-based smart card itself performs the functions of detecting, judging and locking, and does not need to change the terminal, POS or various card applications such as the mobile phone, so that only the smart card needs to be performed.
  • the corresponding changes can be made, the amount of change is small, and the operability is strong.
  • the management unit and the second state management unit may be processed by a processor in the information control device, such as a central processing unit (CPU), a microprocessor (MCU, a Micro Control Unit), a digital signal processor (DSP, Digital Signal Processor). Or an implementation of a programmable logic array (FPGA, Field-Programmable Gate Array).
  • a processor in the information control device such as a central processing unit (CPU), a microprocessor (MCU, a Micro Control Unit), a digital signal processor (DSP, Digital Signal Processor).
  • DSP Digital Signal Processor
  • FPGA Field-Programmable Gate Array
  • This embodiment describes the security management scheme of the electronic wallet by using the NFC-based smart card as the SWP-SIM card and the mobile phone as an example on the basis of the first to sixth embodiments.
  • Fig. 7 shows a schematic structural diagram of a system for contactless communication.
  • the SWP-SIM card is set in the mobile phone, and the SWP-SIM card has the e-wallet application.
  • the e-wallet application includes various corresponding applications, such as bank card application, bus application, access control application, etc. Yu SWP-SIM cards, these applications can interact with card readers such as POS or access control readers to use the e-wallet feature.
  • the new SWP-SIM card of the embodiment of the present invention adds the following modules in the card operating system (COS, Card Operating System):
  • the determining module is mainly configured to determine whether the SWP-SIM card is in the network state (corresponding to the function of the first determining unit 42 in the information control device), and detecting whether the non-contact channel has a non-contact card swipe operation (corresponding to the above information control)
  • the function of the second monitoring unit 45 in the device and determining whether the value displayed by the non-network status card counter indicates that the number of times the card is reached reaches a maximum value (corresponding to the function of the second determining unit 43 in the information control device), that is, Pre-set threshold;
  • the operation module is mainly responsible for performing operations such as locking/unlocking of the SWP-SIM card, closing/opening of the non-connected channel (corresponding to the function of the operating unit 44 in the above information control device);
  • the password management module is configured to save the password of the user SWP-SIM card, and manage the password according to the user's needs, such as password modification (supporting STK mode, or client, etc. (installing the client on the mobile phone, the client accesses through the machine card interface)
  • password modification supporting STK mode, or client, etc. (installing the client on the mobile phone, the client accesses through the machine card interface)
  • the SIM card, in order to modify the password in the SIM card, etc.), the password check is equivalent to the function of the password management unit 48 in the above information control device, and the like.
  • a state management module configured to manage a non-connected channel state (on, off) (corresponding to a function of a first state management unit and a second state management unit in the information control device), and a non-online state card counter (threshold setting) Management of functions such as setting, adding 1, clearing, etc. (corresponding to the function of the counter operating unit 46 in the above information control device and the setting of the operating unit 44 is not the function of setting the net state swipe counter to the initial value).
  • the implementation process of the non-contact card swipe operation in this embodiment is as shown in FIG. 8, and the process includes the following steps:
  • Step 801 The SWP-SIM card is in a power on state
  • the SWP-SIM card is in the on-net state.
  • Step 802 The user uses the electronic wallet to perform a non-contact card swipe operation
  • Step 803 After detecting the non-contact card swipe operation, the state management module increments the value of the non-network state card counter by one;
  • Step 804 The determining module determines whether the SWP-SIM card is in the network state; if yes, step 807 is performed; otherwise, step 805 is performed;
  • Step 805 The judging module judges whether the value of the non-network status card counter reaches the maximum value, and if so, step 806 is performed, otherwise step 808 is performed;
  • Step 806 The operation module locks the SWP-SIM card, and closes the non-contact channel, and then proceeds to step 809;
  • Step 807 The state management module sets the value of the non-network status card counter to the initial value, and then proceeds to step 808;
  • Step 808 Perform transaction processing related to the card swipe operation
  • Step 809 After the password is input through the STK mode or the client, the password management module checks the input password. After the verification succeeds (legal), the operation module is triggered to unlock the SWP-SIM card, and the non-contact channel is opened, and the status is triggered. The management module sets the value of the non-network status card counter to the initial value.
  • the COS of the SWP-SIM card determines whether the SWP-SIM card is in a non-on-network state, and determines whether the number of non-contact swipe cards is equal to a threshold, and Corresponding network status and number of card swiping, to control whether the non-contact channel in the SWP-SIM card is closed and whether the SWP-SIM card is locked; specifically, the mobile phone is in the non-on-net or off state, that is, the SWP-SIM card is in the non-network In the state, the number of swipes cannot exceed the threshold set by the user.
  • the SWP-SIM card is locked and the non-contact channel is closed.
  • the user can input the SWP-SIM card password through the client or STK menu to unlock the SWP-SIM card and open the non-contact channel.
  • the solution provided by the embodiment of the present invention has less modification and more operability than the security scheme of transforming the mobile phone, modifying the POS, and transforming the card application.
  • the embodiment of the present invention further provides a mobile terminal, where the mobile terminal is provided with an NFC-based smart card; and the smart card includes the above information control device.
  • embodiments of the present invention can be provided as a method, system, or computer program product. Accordingly, the present invention can take the form of a hardware embodiment, a software embodiment, or a combination of software and hardware. Moreover, the invention can take the form of a computer program product embodied on one or more computer-usable storage media (including but not limited to disk storage and optical storage, etc.) including computer usable program code.
  • the computer program instructions can also be stored in a computer readable memory that can direct a computer or other programmable data processing device to operate in a particular manner, such that the instructions stored in the computer readable memory produce an article of manufacture comprising the instruction device.
  • the apparatus implements the functions specified in one or more blocks of a flow or a flow and/or block diagram of the flowchart.
  • These computer program instructions can also be loaded onto a computer or other programmable data processing device such that a series of operational steps are performed on a computer or other programmable device to produce computer-implemented processing for execution on a computer or other programmable device.
  • the instructions provide steps for implementing the functions specified in one or more of the flow or in a block or blocks of a flow diagram.
  • an embodiment of the present invention provides a computer readable storage medium, where a computer program is stored, and when the computer program is executed by the processor, the following:
  • the smart card When the number of swipes of the smart card is equal to a threshold, the smart card is locked and the non-contact channel is closed.
  • determining the smart card Whether the number of times of the card is equal to the threshold is: determining whether the value of the non-online status card counter is zero;
  • detecting a non-contact swipe operation of the non-contact channel of the smart card Before detecting the network status of the smart card, detecting a non-contact swipe operation of the non-contact channel of the smart card; when detecting the card swiping operation, adding a non-in-network status card counter value by one; The determining whether the number of times the smart card is swiped is equal to a threshold is: determining whether the value of the non-online status card counter is equal to a threshold.
  • the first operation is a password input operation
  • the smart card is unlocked, the non-contact channel is opened, and the number of times the smart card is swiped is set to an initial value.
  • the solution provided by the embodiment of the present invention detects the network status of the NFC-based smart card; when the smart terminal is in the non-network state, it is determined whether the number of times the smart card is swiped is equal to a threshold; when the number of times the smart card is swiped is equal to the threshold , lock the smart card and close the non-contact channel.
  • the smart card By detecting the network status and the number of card swipes of the NFC-based smart card, when the smart card is in the non-network state and the number of swipes reaches the threshold, the smart card itself locks and closes the non-contact channel, and thus, when the smart card is carried After the terminal is lost, the illegal holder who can effectively organize the mobile terminal uses the electronic wallet application through the non-contact credit card function technology to ensure the security of the upper application electronic wallet.

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Abstract

本发明公开了一种信息控制方法，应用于基于近场通信（NFC）的智能卡，包括：检测所述智能卡的网络状态；当所述智能卡处于非在网状态时，判断所述智能卡的刷卡次数是否等于阈值；当所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。本发明同时公开了一种信息控制装置、移动终端及计算机可读存储介质。

Description

信息控制方法、装置、移动终端及计算机可读存储介质
相关申请的交叉引用
本申请基于申请号为201610399079.9、申请日为2016年06月07日的中国专利申请提出，并要求该中国专利申请的优先权，该中国专利申请的全部内容在此引入本申请作为参考。
技术领域
本发明涉及移动电子商务领域，尤其涉及一种信息控制方法、装置、移动终端及计算机可读存储介质。
背景技术
电子钱包是电子商务购物活动中常用的一种支付工具，尤其适用于小额支付。电子钱包的推出将用户带入了便捷的手机支付时代。对于电子钱包业务，其使用的安全性是至关重要的，尤其是丢失后的挂失问题。
目前手机钱包上的电子现金、公交卡等应用采用的挂失方案主要有：
(1)通过修改卡应用的挂失方式，这种方式需要对电子钱包里的所有应用作相应的改造，改造量大，可操作性弱；
(2)通过修改销售终端(POS，Point of Sale)的挂失方式，这种方式需要改造POS，交易流程过长而影响刷卡速度；
(3)通过平台的挂失方式，这种方式当手机离网时则会不适用，即在手机离网时将失效。
从上面的描述中可以看出，上述的挂失方式均存在一定安全缺陷。因此，如何解决手机遗失后电子钱包的安全性是目前接待解决的问题。
发明内容
为解决现有存在的技术问题，本发明实施例提供一种信息控制方法、装置、移动终端及计算机可读存储介质。
本发明实施例的技术方案是这样实现的：
本发明实施例提供了一种信息控制方法，应用于基于近场通信(NFC，Near Field Communication)的智能卡，所述方法包括：
检测所述智能卡的网络状态；
当所述智能卡处于非在网状态时，判断所述智能卡的刷卡次数是否等于阈值；
当所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。
上述方案中，检测所述智能卡的网络状态之前，所述方法还包括：
检测所述智能卡非接触通道的非接触刷卡操作；检测到非接触刷卡操作时，将非在网状态刷卡计数器数值减一；相应地，所述判断所述智能卡的刷卡次数是否等于阈值，为：判断所述非在网状态刷卡计数器的数值是否为零；
或者，
检测所述智能卡非接触通道的非接触刷卡操作；检测到刷卡操作时，将非在网状态刷卡计数器数值加一；相应地，所述判断所述智能卡的刷卡次数是否等于阈值，为：判断所述非在网状态刷卡计数器的数值是否等于阈值。
上述方案中，所述方法还包括：
关闭非接触通道后，设置非接触通道状态为关闭标志位。
上述方案中，所述方法还包括：
接收第一操作；所述第一操作为密码输入操作；
响应所述第一操作，对所述第一操作输入的密码进行校验，得到校验结果；
当所述校验结果表征输入的密码合法时，解锁所述智能卡，打开非接触通道；并设置所述智能卡的刷卡次数为初始值。
上述方案中，所述方法还包括：
打开非接触通道后，设置非接触通道状态为开启标志位。
本发明实施例还提供了一种信息控制装置，设置在基于NFC的智能卡，所述装置包括：
第一检测单元，配置为检测所述智能卡的网络状态；
第一判断单元，配置为判断所述智能卡是否处于非在网状态；
第二判断单元，配置为当所述第一判断结果表征所述智能卡处于第一状态时，判断所述智能卡的刷卡次数是否等于阈值；
操作单元，配置为当所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。
上述方案中，所述装置还包括：
第二检测单元，配置为检测所述智能卡非接触通道的非接触刷卡操作；
计数器操作单元，配置为检测到非接触刷卡操作时，将非在网状态刷卡计数器数值减一；
相应地，所述第二判断单元，配置为：判断所述非在网状态刷卡计数器的数值是否为零；
或者，
第二检测单元，配置为检测所述智能卡非接触通道的非接触刷卡操作；
计数器操作单元，配置为检测到刷卡操作时，将非在网状态刷卡计数器数值加一；
相应地，所述第二判断单元，配置为：判断所述非在网状态刷卡计数 器的数值是否等于阈值。
上述方案中，所述装置还包括：
第一状态管理单元，配置为关闭非接触通道后，设置非接触通道状态为关闭标志位。
上述方案中，所述装置还包括：
接收单元，配置为接收第一操作；所述第一操作为密码输入操作；
密码管理单元，配置为响应所述第一操作，对所述第一操作输入的密码进行校验，得到校验结果；
所述操作单元，还配置为当所述校验结果表征输入的密码合法时，解锁所述智能卡，打开非接触通道；并设置所述智能卡的刷卡次数为初始值。
上述方案中，所述装置还包括：
第二状态管理单元，配置为打开非接触通道后，设置非接触通道状态为开启标志位。
上述方案中，所述智能卡为单线协议用户识别模块(SWP-SIM，Single Wire Protocol-Subscriber Identity Module)卡。
本发明实施例还提供了一种移动终端，设置有基于NFC的智能卡；所述智能卡包括信息控制装置，所述装置包括：
第一检测单元，配置为检测所述智能卡的网络状态；
第一判断单元，配置为判断所述智能卡是否处于非在网状态；
第二判断单元，配置为当所述智能卡处于非在网状态时，判断所述智能卡的刷卡次数是否等于阈值；
操作单元，配置为当所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。
本发明实施例又提供了一种计算机可读存储介质，其上存储有计算机程序，所述计算机程序被处理器执行时实现上述方法的步骤。
本发明实施例提供的信息控制方法、装置、移动终端及计算机可读存储介质，检测基于NFC的智能卡的网络状态；当所述智能终端处于非在网状态时，判断所述智能卡的刷卡次数是否等于阈值；当所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。通过检测基于NFC的智能卡的网络状态及刷卡次数，当所述智能卡处于非在网状态且刷卡次数达到阈值时，所述智能卡自身就锁定且关闭非接触通道，如此，当承载所述智能卡的移动终端丢失后，能有效地组织移动终端的非法持有者通过非接触刷卡功能技术使用电子钱包应用，保证了上层应用电子钱包的安全。
同时，由基于NFC的智能卡自身去进行检测、判断及锁定功能，不需要改动手机等终端、POS或各种卡应用，如此，只需要对所述智能卡进行相应的改动即可，改动量小，可操作性强。
附图说明
在附图(其不一定是按比例绘制的)中，相似的附图标记可在不同的视图中描述相似的部件。具有不同字母后缀的相似附图标记可表示相似部件的不同示例。附图以示例而非限制的方式大体示出了本文中所讨论的各个实施例。
图1为本发明实施例一信息控制的方法流程示意图；
图2为本发明实施例二信息控制的方法流程示意图；
图3为本发明实施例三信息控制的方法流程示意图；
图4为本发明实施例四信息控制装置结构示意图；
图5为本发明实施例五信息控制装置结构示意图；
图6为本发明实施例六信息控制装置结构示意图；
图7为本发明实施例七非接触通信的系统结构示意图；
图8为本发明实施例七非接触刷卡操作的实现流程图。
具体实施方式
下面结合附图及实施例对本发明再作进一步详细的描述。
如背景技术所描述的，现有技术中，手机钱包上的电子现金、公交卡等应用的挂失方案均存在一定缺陷。具体地，挂失方案有改卡应用的，也有改POS的，或者直接通过平台去挂失。其中，若直接通过平台去挂失电子钱包则在手机离网时将失效；若通过POS的方式去挂失电子钱包则需要改造POS，交易流程过长而影响刷卡速度；通过改卡应用的方式则需要对电子钱包里的所有应用做相应的改造，改造量大，可操作性弱。
基于此，在本发明的各种实施例中：检测基于NFC的智能卡的网络状态；判断所述智能卡是否处于第一状态，得到第一判断结果；所述第一状态表征所述智能终端处于非在网状态；当所述第一判断结果表征所述智能卡处于第一状态时，判断所述智能卡的刷卡次数是否等于阈值，得到第二判断结果；当所述第二判断结果表征所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。
实施例一
本发明实施例提供一种信息控制方法，应用于基于NFC的智能卡。
图1为本发明实施例一信息控制的方法流程示意图。如图1所示，该方法包括以下步骤：
步骤101：检测所述智能卡的网络状态；
这里，实际应用时，所述智能卡的网络状态是指：所述智能卡处于在网状态(与网络已建立连接，移动终端开机且可接收信号)，或者，所述智能卡处于非在网状态(未与网络建立连接，此时移动终端处于关机或飞行模式)。
其中，实际应用时，当所述智能卡与服务器进行登网操作时，手机会 对所述智能卡的文件(如6F7E)进行一系列的操作，若检测到该文件长时间没有变化，则认为所述智能卡处于非在网状态，若检测到该文件有变化，则认为所述智能卡处于在网状态。
步骤102：判断所述智能卡是否处于第一状态，得到第一判断结果；
这里，所述第一状态表征所述智能终端处于非在网状态。
步骤103：当所述第一判断结果表征所述智能卡处于第一状态时，判断所述智能卡的刷卡次数是否等于阈值，得到第二判断结果；
其中，当所述第一判断结果表征所述智能卡不处于第一状态时，不执行步骤103～104，同时将所述智能卡的刷卡次数设置为初始值。
这里，根据所采用的非在网状态刷卡计数器的功能不同，所述初始值也不同。举个例子来说，当预先设置了非在网状态刷卡计数器的阈值，则每检测到一次非接触刷卡操作时，非在网状态刷卡计数器的数值会减一，当非在网状态刷卡计数器的数值为零时，达到最大限制，在这种情况下所述智能卡的刷卡次数所设置的初始值即为非在网状态刷卡计数器的阈值。再比如：预先设置了非在网状态刷卡计数器的阈值，非在网状态刷卡计数器的数值从零开始计数，每检测到一次非接触刷卡操作时，非在网状态刷卡计数器的数值会加一；当非在网状态刷卡计数器的数值达到设置的阈值时，达到最大限制，在这种情况下所述智能卡的刷卡次数所设置的初始值即为零。
步骤104：当所述第二判断结果表征所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。
这里，实际应用时，所述阈值根据需要设置。举个例子来说，当所述智能卡所在手机丢失时，为了阻止手机非法持有者通过非接触刷卡功能继续使用手机钱包里的电子现金余额，可以将阈值设为1。
当所述第二判断结果表征所述智能卡的刷卡次数不等于阈值时，即未 达到阈值时，则不锁定所述智能卡，也不关闭非接触通道。
锁定所述智能卡及关闭非接触通道后，当用户消费时，则通过移动终端靠近读卡设备不能完成支付，也就是说，暂时关闭了基于NFC技术的智能卡电子钱包支付业务的非接触刷卡脱机消费功能。
实际应用时，当关闭非接触通道后，设置非接触通道状态为关闭标志位，以便能清楚获知非接触通道的状态。
本发明实施例提供的信息控制方法，基于NFC的智能卡检测所述智能卡的网络状态；当所述智能卡处于非在网状态时，判断所述智能卡的刷卡次数是否等于阈值；当所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。通过检测基于NFC的智能卡的网络状态及刷卡次数，当所述智能卡处于非在网状态且刷卡次数达到阈值时，所述智能卡自身就锁定且关闭非接触通道，如此，当承载所述智能卡的移动终端丢失后，能有效地组织移动终端的非法持有者通过非接触刷卡功能技术使用电子钱包应用，保证了上层应用电子钱包的安全。
同时，由基于NFC的智能卡自身去进行检测、判断及锁定功能，不需要改动手机等终端、POS或各种卡应用，如此，只需要对所述智能卡进行相应的改动即可，改动量小，可操作性强。
实施例二
本发明实施例提供一种信息控制方法，应用于基于NFC的智能卡。
图2为本发明实施例一信息控制的方法流程示意图。如图2所示，该方法包括以下步骤：
步骤201：检测所述智能卡非接触通道的非接触刷卡操作；
这里，实际应用时，当有非接触刷卡操作时，非接触通道就会有相应的信息流，可以根据信息流来判断是否有非接触刷卡操作。
步骤202：检测到非接触刷卡操作时，将所述智能卡的刷卡次数加一；
这里，可以有以下两种实现方式来将所述智能卡的刷卡次数加一：
第一种方式，预先设置了非在网状态刷卡计数器的数值为最大阈值，这种情况下，每检测到一次非接触刷卡操作时，将非在网状态刷卡计数器的数值减一，以体现所述智能卡的刷卡次数加一。
第二种方式，预先设置了非在网状态刷卡计数器的数值为零，每检测到一次非接触刷卡操作时，将非在网状态刷卡计数器的数值加一，以体现所述智能卡的刷卡次数加一。
实际应用时，可以采用上述两种方式中的任意一种。
步骤203：检测所述智能卡的网络状态；
这里，实际应用时，所述智能卡的网络状态是指：所述智能卡处于在网状态(与网络已建立连接，移动终端开机且可接收信号)，或者，所述智能卡处于非在网状态(未与网络建立连接，此时移动终端处于关机或飞行模式)。
步骤204：判断所述智能卡是否处于第一状态，得到第一判断结果；
这里，所述第一状态表征所述智能终端处于非在网状态。
步骤205：当所述第一判断结果表征所述智能卡处于第一状态时，判断所述智能卡的刷卡次数是否等于阈值，得到第二判断结果；
其中，当采用将非在网状态刷卡计数器数值减一的方式实现所述智能卡的刷卡次数加一时，本步骤的具体实现为：
判断所述非在网状态刷卡计数器的数值是否为零；当判断结果表征所述非在网状态刷卡计数器的数值为零时，说明所述智能卡的刷卡次数等于阈值，当判断结果表征所述非在网状态刷卡计数器的数值不为零时，说明所述智能卡的刷卡次数还未达到阈值。
当采用将非在网状态刷卡计数器数值加一的方式实现所述智能卡的刷卡次数加一时，本步骤的具体实现为：
判断所述非在网状态刷卡计数器的数值是否等于阈值；当判断结果表征所述非在网状态刷卡计数器的数值等于阈值时，说明所述智能卡的刷卡次数等于阈值，当判断结果表征所述非在网状态刷卡计数器的数值不等于阈值时，说明所述智能卡的刷卡次数还未达到阈值。
当所述第一判断结果表征所述智能卡不处于第一状态时，不执行步骤205～206，同时将所述智能卡的刷卡次数设置为初始值。
这里，根据所采用的非在网状态刷卡计数器的功能不同，所述初始值也不同。举个例子来说，当预先设置了非在网状态刷卡计数器的阈值，则每检测到一次非接触刷卡操作时，非在网状态刷卡计数器的数值会减一，当非在网状态刷卡计数器的数值为零时，达到最大限制，在这种情况下所述智能卡的刷卡次数所设置的初始值即为非在网状态刷卡计数器的阈值。再比如：预先设置了非在网状态刷卡计数器的阈值，非在网状态刷卡计数器的数值从零开始计数，每检测到一次非接触刷卡操作时，非在网状态刷卡计数器的数值会加一；当非在网状态刷卡计数器的数值达到设置的阈值时，达到最大限制，在这种情况下所述智能卡的刷卡次数所设置的初始值即为零。
步骤206：当所述第二判断结果表征所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。
这里，实际应用时，所述阈值根据需要设置。举个例子来说，当所述智能卡所在手机丢失时，为了阻止手机非法持有者通过非接触刷卡功能继续使用手机钱包里的电子现金余额，可以将阈值设为1。
当所述第二判断结果表征所述智能卡的刷卡次数不等于阈值时，即未达到阈值时，则不锁定所述智能卡，也不关闭非接触通道。
锁定所述智能卡及关闭非接触通道后，当用户消费时，则通过移动终端靠近读卡设备不能完成支付，也就是说，暂时关闭了基于NFC技术的智 能卡电子钱包支付业务的非接触刷卡脱机消费功能。
实际应用时，当关闭非接触通道后，设置非接触通道状态为关闭标志位，以便能清楚获知非接触通道的状态。
本发明实施例提供的信息控制方法，基于NFC的智能卡检测所述智能卡的网络状态；当所述智能终端处于非在网状态时，判断所述智能卡的刷卡次数是否等于阈值；当所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。通过检测基于NFC的智能卡的网络状态及刷卡次数，当所述智能卡处于非在网状态且刷卡次数达到阈值时，所述智能卡自身就锁定且关闭非接触通道，如此，当承载所述智能卡的移动终端丢失后，能有效地组织移动终端的非法持有者通过非接触刷卡功能技术使用电子钱包应用，保证了上层应用电子钱包的安全。
同时，由基于NFC的智能卡自身去进行检测、判断及锁定功能，不需要改动手机等终端、POS或各种卡应用，如此，只需要对所述智能卡进行相应的改动即可，改动量小，可操作性强。
另外，检测所述智能卡非接触通道的非接触刷卡操作；检测到非接触刷卡操作时，将所述智能卡的刷卡次数加一，通过检测基于NFC的智能卡的网络状态及刷卡次数的方式来控制所述智能卡的是否锁定及非接触通道是否关闭，通过检测非接触刷卡操作来触发所述智能卡的检测及判断，能做到实时判断，如此，进一步有效地保证了上层应用电子钱包的安全，最大程度地减少由于移动终端的丢失而带来的资金损失。
实施例三
本发明实施例提供一种信息控制方法，应用于基于NFC的智能卡。
图3为本发明实施例一信息控制的方法流程示意图。如图3所示，该方法包括以下步骤：
步骤301：检测所述智能卡的网络状态；
这里，实际应用时，所述智能卡的网络状态是指：所述智能卡处于在网状态(与网络已建立连接，移动终端开机且可接收信号)，或者，所述智能卡处于非在网状态(未与网络建立连接，此时移动终端处于关机或飞行模式)。
其中，实际应用时，当所述智能卡与服务器进行登网操作时，手机会对所述智能卡的文件(如6F7E)进行一系列的操作，若检测到该文件长时间没有变化，则认为所述智能卡处于非在网状态，若检测到该文件有变化，则认为所述智能卡处于在网状态。
步骤302：判断所述智能卡是否处于第一状态，得到第一判断结果；
这里，所述第一状态表征所述智能终端处于非在网状态。
步骤303：当所述第一判断结果表征所述智能卡处于第一状态时，判断所述智能卡的刷卡次数是否等于阈值，得到第二判断结果；
其中，当所述第一判断结果表征所述智能卡不处于第一状态时，不执行步骤303～304，同时将所述智能卡的刷卡次数设置为初始值。
这里，根据所采用的非在网状态刷卡计数器的功能不同，所述初始值也不同。举个例子来说，当预先设置了非在网状态刷卡计数器的阈值，则每检测到一次非接触刷卡操作时，非在网状态刷卡计数器的数值会减一，当非在网状态刷卡计数器的数值为零时，达到最大限制，在这种情况下所述智能卡的刷卡次数所设置的初始值即为非在网状态刷卡计数器的阈值。再比如：预先设置了非在网状态刷卡计数器的阈值，非在网状态刷卡计数器的数值从零开始计数，每检测到一次非接触刷卡操作时，非在网状态刷卡计数器的数值会加一；当非在网状态刷卡计数器的数值达到设置的阈值时，达到最大限制，在这种情况下所述智能卡的刷卡次数所设置的初始值即为零。
步骤304：当所述第二判断结果表征所述智能卡的刷卡次数等于阈值 时，锁定所述智能卡并关闭非接触通道。
这里，实际应用时，所述阈值根据需要设置。举个例子来说，当所述智能卡所在手机丢失时，为了阻止手机非法持有者通过非接触刷卡功能继续使用手机钱包里的电子现金余额，可以将阈值设为1。
当所述第二判断结果表征所述智能卡的刷卡次数不等于阈值时，即未达到阈值时，则不锁定所述智能卡，也不关闭非接触通道。
锁定所述智能卡及关闭非接触通道后，当用户消费时，则通过移动终端靠近读卡设备不能完成支付，也就是说，暂时关闭了基于NFC技术的智能卡电子钱包支付业务的非接触刷卡脱机消费功能。
实际应用时，当关闭非接触通道后，设置非接触通道状态为关闭标志位，以便能清楚获知非接触通道的状态。
步骤305：接收第一操作；
这里，所述第一操作为密码输入操作。
实际应用时，用户可以通过客户端或者用户识别应用发展工具(STK，SIM TOOL KIT)方式等来实现密码输入操作。
步骤306：响应所述第一操作，对所述第一操作输入的密码进行校验，得到校验结果；
步骤307：当所述校验结果表征输入的密码合法时，解锁所述智能卡，打开非接触通道；并设置所述智能卡的刷卡次数为初始值。
这里，打开非接触通道后，设置非接触通道状态为开启标志位，以便能清楚获知非接触通道的状态。
本发明实施例提供的信息控制方法，基于NFC的智能卡检测所述智能卡的网络状态；当所述智能终端处于非在网状态时，判断所述智能卡的刷卡次数是否等于阈值；当所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。通过检测基于NFC的智能卡的网络状态及刷卡次 数，当所述智能卡处于非在网状态且刷卡次数达到阈值时，所述智能卡自身就锁定且关闭非接触通道，如此，当承载所述智能卡的移动终端丢失后，能有效地组织移动终端的非法持有者通过非接触刷卡功能技术使用电子钱包应用，保证了上层应用电子钱包的安全。
同时，由基于NFC的智能卡自身去进行检测、判断及锁定功能，不需要改动手机等终端、POS或各种卡应用，如此，只需要对所述智能卡进行相应的改动即可，改动量小，可操作性强。
实施例四
为实现实施例一的方法，本实施例提供一种信息控制装置，设置在基于NFC的智能卡，如图4所示，该装置包括：
第一检测单元41，配置为检测所述智能卡的网络状态；
第一判断单元42，配置为判断所述智能卡是否处于第一状态，得到第一判断结果；所述第一状态表征所述智能终端处于非在网状态；
第二判断单元43，配置为当所述第一判断结果表征所述智能卡处于第一状态时，判断所述智能卡的刷卡次数是否等于阈值，得到第二判断结果；
操作单元44，配置为当所述第二判断结果表征所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。
换句话说，所述第一判断单元42判断所述智能卡是否处于非在网状态；当所述智能卡处于非在网状态时，所述第二判断单元44判断所述智能卡的刷卡次数是否等于阈值；当所述智能卡的刷卡次数等于阈值时，所述操作单元44锁定所述智能卡并关闭非接触通道。
这里，实际应用时，所述智能卡的网络状态是指：所述智能卡处于在网状态(与网络已建立连接，移动终端开机且可接收信号)，或者，所述智能卡处于非在网状态(未与网络建立连接，此时移动终端处于关机或飞行模式)。
其中，实际应用时，当所述智能卡与服务器进行登网操作时，手机会对所述智能卡的文件(如6F7E)进行一系列的操作，若检测到该文件长时间没有变化，则认为所述智能卡处于非在网状态，若检测到该文件有变化，则认为所述智能卡处于在网状态。
当所述第一判断结果表征所述智能卡不处于第一状态时，所述第一判断单元42不触发所述第二判断单元43去操作，同时，将所述智能卡的刷卡次数设置为初始值。
这里，根据所采用的非在网状态刷卡计数器的功能不同，所述初始值也不同。举个例子来说，当预先设置了非在网状态刷卡计数器的阈值，则每检测到一次非接触刷卡操作时，非在网状态刷卡计数器的数值会减一，当非在网状态刷卡计数器的数值为零时，达到最大限制，在这种情况下所述智能卡的刷卡次数所设置的初始值即为非在网状态刷卡计数器的阈值。再比如：预先设置了非在网状态刷卡计数器的阈值，非在网状态刷卡计数器的数值从零开始计数，每检测到一次非接触刷卡操作时，非在网状态刷卡计数器的数值会加一；当非在网状态刷卡计数器的数值达到设置的阈值时，达到最大限制，在这种情况下所述智能卡的刷卡次数所设置的初始值即为零。
这里，实际应用时，所述阈值根据需要设置。举个例子来说，当所述智能卡所在手机丢失时，为了阻止手机非法持有者通过非接触刷卡功能继续使用手机钱包里的电子现金余额，可以将阈值设为1。
当所述第二判断结果表征所述智能卡的刷卡次数不等于阈值时，即未达到阈值时，则不锁定所述智能卡，也不关闭非接触通道。换句话说，此时，所述第二判断单元43不触发所述操作单元44去操作。
锁定所述智能卡及关闭非接触通道后，当用户消费时，则通过移动终端靠近读卡设备不能完成支付，也就是说，暂时关闭了基于NFC技术的智 能卡电子钱包支付业务的非接触刷卡脱机消费功能。
实际应用时，当关闭非接触通道后，设置非接触通道状态为关闭标志位，以便能清楚获知非接触通道的状态。
基于此，该装置还可以包括：第一状态管理单元，配置为关闭非接触通道后，设置非接触通道状态为关闭标志位。
本发明实施例提供的信息控制装置，所述第一检测单元41基于NFC的智能卡检测所述智能卡的网络状态；所述第一判断单元42判断所述智能卡是否处于非在网状态；当所述智能卡处于非在网状态时，所述第二判断单元43判断所述智能卡的刷卡次数是否等于阈值；当所述智能卡的刷卡次数等于阈值时，所述操作单元44锁定所述智能卡并关闭非接触通道。通过检测基于NFC的智能卡的网络状态及刷卡次数，当所述智能卡处于非在网状态且刷卡次数达到阈值时，所述智能卡自身就锁定且关闭非接触通道，如此，当承载所述智能卡的移动终端丢失后，能有效地组织移动终端的非法持有者通过非接触刷卡功能技术使用电子钱包应用，保证了上层应用电子钱包的安全。
同时，上述装置设置在基于NFC的智能卡中，由基于NFC的智能卡自身去进行检测、判断及锁定功能，不需要改动手机等终端、POS或各种卡应用，如此，只需要对所述智能卡进行相应的改动即可，改动量小，可操作性强。
实施例四
为实现实施例二的方法，本本实施例提供一种信息控制装置，设置在基于NFC的智能卡，如图5所示，该装置包括：
第二检测单元45，配置为检测所述智能卡非接触通道的非接触刷卡操作；
计数器操作单元46，配置为检测到非接触刷卡操作时，将所述智能卡 的刷卡次数加一；
第一检测单元41，配置为检测所述智能卡的网络状态；
第一判断单元42，判断所述智能卡是否处于第一状态，得到第一判断结果；所述第一状态表征所述智能终端处于非在网状态；
第二判断单元43，当所述第一判断结果表征所述智能卡处于第一状态时，判断所述智能卡的刷卡次数是否等于阈值，得到第二判断结果；
操作单元44，配置为当所述第二判断结果表征所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。
换句话说，所述第一判断单元42判断所述智能卡是否处于非在网状态；当所述智能卡处于非在网状态时，所述第二判断单元43判断所述智能卡的刷卡次数是否等于阈值；当所述智能卡的刷卡次数等于阈值时，所述操作单元44锁定所述智能卡并关闭非接触通道。
其中，实际应用时，当有非接触刷卡操作时，非接触通道就会有相应的信息流，所述第一检测单元41可以根据信息流来判断是否有非接触刷卡操作。
可以有以下两种实现方式来将所述智能卡的刷卡次数加一：
第一种方式，预先设置了非在网状态刷卡计数器的数值为最大阈值，这种情况下，每检测到一次非接触刷卡操作时，将非在网状态刷卡计数器的数值减一，以体现所述智能卡的刷卡次数加一。此时，所述计数器操作单元46，具体配置为：检测到非接触刷卡操作时，将非在网状态刷卡计数器数值减一。
第二种方式，预先设置了非在网状态刷卡计数器的数值为零，每检测到一次非接触刷卡操作时，将非在网状态刷卡计数器的数值加一，以体现所述智能卡的刷卡次数加一。此时，所述计数器操作单元46，具体配置为：检测到非接触刷卡操作时，将非在网状态刷卡计数器数值加一。
实际应用时，可以采用上述两种方式中的任意一种。
实际应用时，所述智能卡的网络状态是指：所述智能卡处于在网状态(与网络已建立连接，移动终端开机且可接收信号)，或者，所述智能卡处于非在网状态(未与网络建立连接，此时移动终端处于关机或飞行模式)。
当采用将非在网状态刷卡计数器数值减一的方式实现所述智能卡的刷卡次数加一时，所述第二判断单元43，具体配置为：判断所述非在网状态刷卡计数器的数值是否为零；当判断结果表征所述非在网状态刷卡计数器的数值为零时，说明所述智能卡的刷卡次数等于阈值，当判断结果表征所述非在网状态刷卡计数器的数值不为零时，说明所述智能卡的刷卡次数还未达到阈值。
当采用将非在网状态刷卡计数器数值加一的方式实现所述智能卡的刷卡次数加一时，所述第二判断单元43，具体配置为：判断所述非在网状态刷卡计数器的数值是否等于阈值；当判断结果表征所述非在网状态刷卡计数器的数值等于阈值时，说明所述智能卡的刷卡次数等于阈值，当判断结果表征所述非在网状态刷卡计数器的数值不等于阈值时，说明所述智能卡的刷卡次数还未达到阈值。
其中，当所述第一判断结果表征所述智能卡不处于第一状态时，所述第一判断单元42不触发所述第二判断单元43去操作，同时，将所述智能卡的刷卡次数设置为初始值。
这里，根据所采用的非在网状态刷卡计数器的功能不同，所述初始值也不同。举个例子来说，当预先设置了非在网状态刷卡计数器的阈值，则每检测到一次非接触刷卡操作时，非在网状态刷卡计数器的数值会减一，当非在网状态刷卡计数器的数值为零时，达到最大限制，在这种情况下所述智能卡的刷卡次数所设置的初始值即为非在网状态刷卡计数器的阈值。再比如：预先设置了非在网状态刷卡计数器的阈值，非在网状态刷卡计数 器的数值从零开始计数，每检测到一次非接触刷卡操作时，非在网状态刷卡计数器的数值会加一；当非在网状态刷卡计数器的数值达到设置的阈值时，达到最大限制，在这种情况下所述智能卡的刷卡次数所设置的初始值即为零。
这里，实际应用时，所述阈值根据需要设置。举个例子来说，当所述智能卡所在手机丢失时，为了阻止手机非法持有者通过非接触刷卡功能继续使用手机钱包里的电子现金余额，可以将阈值设为1。
当所述第二判断结果表征所述智能卡的刷卡次数不等于阈值时，即未达到阈值时，则不锁定所述智能卡，也不关闭非接触通道。换句话说，此时，所述第二判断单元43不触发所述操作单元44去操作。
锁定所述智能卡及关闭非接触通道后，当用户消费时，则通过移动终端靠近读卡设备不能完成支付，也就是说，暂时关闭了基于NFC技术的智能卡电子钱包支付业务的非接触刷卡脱机消费功能。
实际应用时，当关闭非接触通道后，设置非接触通道状态为关闭标志位，以便能清楚获知非接触通道的状态。
基于此，该装置还可以包括：第一状态管理单元，配置为关闭非接触通道后，设置非接触通道状态为关闭标志位。
本发明实施例提供的信息控制装置，所述第一检测单元41基于NFC的智能卡检测所述智能卡的网络状态；所述第一判断单元42判断所述智能卡是否处于非在网状态；当所述智能卡处于非在网状态时，所述第二判断单元43判断所述智能卡的刷卡次数是否等于阈值；当所述智能卡的刷卡次数等于阈值时，所述操作单元44锁定所述智能卡并关闭非接触通道。通过检测基于NFC的智能卡的网络状态及刷卡次数，当所述智能卡处于非在网状态且刷卡次数达到阈值时，所述智能卡自身就锁定且关闭非接触通道，如此，当承载所述智能卡的移动终端丢失后，能有效地组织移动终端的非 法持有者通过非接触刷卡功能技术使用电子钱包应用，保证了上层应用电子钱包的安全。
同时，上述装置设置在基于NFC的智能卡中，由基于NFC的智能卡自身去进行检测、判断及锁定功能，不需要改动手机等终端、POS或各种卡应用，如此，只需要对所述智能卡进行相应的改动即可，改动量小，可操作性强。
另外，所述第二检测单元45检测所述智能卡非接触通道的非接触刷卡操作；检测到非接触刷卡操作时，所述计数器操作单元46将所述智能卡的刷卡次数加一，通过检测基于NFC的智能卡的网络状态及刷卡次数的方式来控制所述智能卡的是否锁定及非接触通道是否关闭，通过检测非接触刷卡操作来触发所述智能卡的检测及判断，能做到实时判断，如此，进一步有效地保证了上层应用电子钱包的安全，最大程度地减少由于移动终端的丢失而带来的资金损失。
实施例六
为实现实施例三的方法，本本实施例提供一种信息控制装置，设置在基于NFC的智能卡，如图6所示，该装置包括：
第一检测单元41，配置为检测所述智能卡的网络状态；
第一判断单元42，判断所述智能卡是否处于第一状态，得到第一判断结果；所述第一状态表征所述智能终端处于非在网状态；
第二判断单元43，当所述第一判断结果表征所述智能卡处于第一状态时，判断所述智能卡的刷卡次数是否等于阈值，得到第二判断结果；
操作单元44，配置为当所述第二判断结果表征所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道；
接收单元47，配置为接收第一操作；所述第一操作为密码输入操作；
密码管理单元48，配置为响应所述第一操作，对所述第一操作输入的 密码进行校验，得到校验结果；
所述操作单元44，还配置为当所述校验结果表征输入的密码合法时，解锁所述智能卡，打开非接触通道；并设置所述智能卡的刷卡次数为初始值。
换句话说，所述第一判断单元42判断所述智能卡是否处于非在网状态；当所述智能卡处于非在网状态时，所述第二判断单元43判断所述智能卡的刷卡次数是否等于阈值；当所述智能卡的刷卡次数等于阈值时，所述操作单元44锁定所述智能卡并关闭非接触通道。
这里，实际应用时，所述智能卡的网络状态是指：所述智能卡处于在网状态(与网络已建立连接，移动终端开机且可接收信号)，或者，所述智能卡处于非在网状态(未与网络建立连接，此时移动终端处于关机或飞行模式)。
其中，实际应用时，当所述智能卡与服务器进行登网操作时，手机会对所述智能卡的文件(如6F7E)进行一系列的操作，若检测到该文件长时间没有变化，则认为所述智能卡处于非在网状态，若检测到该文件有变化，则认为所述智能卡处于在网状态。
当所述第一判断结果表征所述智能卡不处于第一状态时，所述第一判断单元42不触发所述第二判断单元43去操作，同时，将所述智能卡的刷卡次数设置为初始值。
这里，根据所采用的非在网状态刷卡计数器的功能不同，所述初始值也不同。举个例子来说，当预先设置了非在网状态刷卡计数器的阈值，则每检测到一次非接触刷卡操作时，非在网状态刷卡计数器的数值会减一，当非在网状态刷卡计数器的数值为零时，达到最大限制，在这种情况下所述智能卡的刷卡次数所设置的初始值即为非在网状态刷卡计数器的阈值。再比如：预先设置了非在网状态刷卡计数器的阈值，非在网状态刷卡计数 器的数值从零开始计数，每检测到一次非接触刷卡操作时，非在网状态刷卡计数器的数值会加一；当非在网状态刷卡计数器的数值达到设置的阈值时，达到最大限制，在这种情况下所述智能卡的刷卡次数所设置的初始值即为零。
这里，实际应用时，所述阈值根据需要设置。举个例子来说，当所述智能卡所在手机丢失时，为了阻止手机非法持有者通过非接触刷卡功能继续使用手机钱包里的电子现金余额，可以将阈值设为1。
当所述第二判断结果表征所述智能卡的刷卡次数不等于阈值时，即未达到阈值时，则不锁定所述智能卡，也不关闭非接触通道。换句话说，此时，所述第二判断单元43不触发所述操作单元44去操作。
锁定所述智能卡及关闭非接触通道后，当用户消费时，则通过移动终端靠近读卡设备不能完成支付，也就是说，暂时关闭了基于NFC技术的智能卡电子钱包支付业务的非接触刷卡脱机消费功能。
实际应用时，当关闭非接触通道后，设置非接触通道状态为关闭标志位，以便能清楚获知非接触通道的状态。
基于此，该装置还可以包括：第一状态管理单元，配置为关闭非接触通道后，设置非接触通道状态为关闭标志位。
实际应用时，用户可以通过客户端或者STK方式等来实现密码输入操作。
这里，打开非接触通道后，设置非接触通道状态为开启标志位，以便能清楚获知非接触通道的状态。
基于此，该装置还可以包括：第二状态管理单元，配置为打开非接触通道后，设置非接触通道状态为开启标志位。
本发明实施例提供的信息控制装置，所述第一检测单元41基于NFC的智能卡检测所述智能卡的网络状态；所述第一判断单元42判断所述智能 卡是否处于非在网状态；当所述智能卡处于非在网状态时，所述第二判断单元43判断所述智能卡的刷卡次数是否等于阈值，得到第二判断结果；当所述第二判断结果表征所述智能卡的刷卡次数等于阈值时，所述操作单元44锁定所述智能卡并关闭非接触通道。通过检测基于NFC的智能卡的网络状态及刷卡次数，当所述智能卡处于非在网状态且刷卡次数达到阈值时，所述智能卡自身就锁定且关闭非接触通道，如此，当承载所述智能卡的移动终端丢失后，能有效地组织移动终端的非法持有者通过非接触刷卡功能技术使用电子钱包应用，保证了上层应用电子钱包的安全。
同时，上述装置设置在基于NFC的智能卡中，由基于NFC的智能卡自身去进行检测、判断及锁定功能，不需要改动手机等终端、POS或各种卡应用，如此，只需要对所述智能卡进行相应的改动即可，改动量小，可操作性强。
需要说明的是：第一检测单元41、第一判断单元42、第二判断单元43、操作单元44、第二检测单元45、计数器操作单元46、接收单元47、密码管理单元48、第一状态管理单元以及第二状态管理单元可由信息控制装置中的处理器比如中央处理器(CPU，Central Processing Unit)、微处理器(MCU，Micro Control Unit)、数字信号处理器(DSP，Digital Signal Processor)或可编程逻辑阵列(FPGA，Field－Programmable Gate Array)等实现。
实施例七
本实施例在实施例一至六的基础上，以基于NFC的智能卡为SWP-SIM卡、手机为例，描述电子钱包的安全管理方案。
图7示出了非接触通信的系统结构示意图。从图7中可以看出，手机里设置有SWP-SIM卡，SWP-SIM卡有电子钱包应用，电子钱包应用包含各种对应的应用，比如：银行卡应用、公交应用、门禁应用等，依托于 SWP-SIM卡，这些应用可以与POS或门禁读卡器等读卡设备进行交互，以使用电子钱包功能。
那么，与现有的SWP-SIM卡相比，本发明实施例的新型SWP-SIM卡，在卡片操作系统(COS，Card Operating System)新增如下模块：
判断模块，主要配置为判断SWP-SIM卡是否处于在网状态(相当于上述信息控制装置中的第一判断单元42的功能)、检测非接通道是否有非接触刷卡操作(相当于上述信息控制装置中的第二监测单元45的功能)、以及判断非在网状态刷卡计数器所显示的数值是否表征刷卡次数达到最大值(相当于上述信息控制装置中的第二判断单元43的功能)，即预设的阈值；
操作模块，主要负责执行SWP-SIM卡的锁定/解锁、非接通道的关闭/开启等动作(相当于上述信息控制装置中的操作单元44的功能)；
密码管理模块，配置为保存用户SWP-SIM卡的密码，根据用户的需要管理密码，如密码修改(支持STK方式、或客户端等方式(在手机上安装客户端，客户端通过机卡接口访问SIM卡，以此修改SIM卡内的密码等)的修改)、密码校验相当于上述信息控制装置中的密码管理单元48的功能)等。
状态管理模块，配置为管理非接通道状态(开启、关闭)(相当于上述信息控制装置中的第一状态管理单元以及第二状态管理单元的功能)、以及非在网状态刷卡计数器(阈值设定、加1、清0等)等功能的管理(相当于上述信息控制装置中的计数器操作单元46的功能及操作单元44的设置非在网状态刷卡计数器设置为初始值的功能)。
结合图7，本实施例非接触刷卡操作的实现流程如图8所示，该流程包括以下步骤：
步骤801：SWP-SIM卡处于开机状态；
换句话说，SWP-SIM卡处于在网状态。
步骤802：用户使用电子钱包进行非接触刷卡操作；
步骤803：检测到非接触刷卡操作后，状态管理模块将非在网状态刷卡计数器的数值加一；
步骤804：判断模块判断SWP-SIM卡是否处于在网状态；如果是，则执行步骤807，否则，执行步骤805；
步骤805：判断模块判断非在网状态刷卡计数器的数值是否达到最大值，如果是，执行步骤806，否则执行步骤808；
步骤806：操作模块锁定SWP-SIM卡，并关闭非接触通道，之后执行步骤809；
步骤807：状态管理模块将非在网状态刷卡计数器的数值设置为初始值，之后执行步骤808；
步骤808：进行与刷卡操作相关的交易处理；
步骤809：通过STK方式或客户端输入密码后，密码管理模块对输入的密码进行校验，校验成功(合法)后，触发操作模块解锁SWP-SIM卡，并打开非接触通道，同时触发状态管理模块将非在网状态刷卡计数器的数值设置为初始值。
从上面的描述中可以看出，本发明实施例提供的方案，其实质是：SWP-SIM卡的COS判断SWP-SIM卡是否处于非在网状态，并判断非接触刷卡次数是否等于阈值，通过对应的网络状态以及刷卡次数，去控制SWP-SIM卡中的非接触通道是否关闭以及是否锁定SWP-SIM卡；具体地，手机处于非在网或关机状态下即SWP-SIM卡处于非在网状态时，刷卡次数不能超过用户设定的刷卡次数阀值，若超过，则锁定SWP-SIM卡并关闭非接触通道。当锁定SWP-SIM卡并关闭非接触通道后，用户可以通过客户端或STK菜单等方式输入SWP-SIM卡密码以解锁SWP-SIM卡，并开启非接触通道。
目前在手机侧判断手机是否登网，没有一个有效的机制将判断结果从手机通知至SWP-SIM卡，往往造成手机和SWP-SIM卡之间关于手机状态信息的不同步，从而造成用户资金损失等安全风险；而采用本发明实施例提供的方案，通过判断SWP-SIM卡是否在网，在刷卡时，就能够去触发，可以做到实时判断，有效确保电子钱包资金的安全，最大限度减少由于手机丢失而带来的资金损失。
同时，本发明实施例提供的方案比起改造手机、改造POS、改造卡应用的安全方案，改动量小，可操作性更强。
另外，若用户手机丢失，不需要每一个银行卡应用、公交卡应用、门禁应用一一挂失，只需要挂失SWP-SIM卡即可。
实施例八
基于实施例四至七，本发明实施例还提供了一种移动终端，该移动终端设置有基于NFC的智能卡；所述智能卡包括上述的信息控制装置。
本领域内的技术人员应明白，本发明的实施例可提供为方法、系统、或计算机程序产品。因此，本发明可采用硬件实施例、软件实施例、或结合软件和硬件方面的实施例的形式。而且，本发明可采用在一个或多个其中包含有计算机可用程序代码的计算机可用存储介质(包括但不限于磁盘存储器和光学存储器等)上实施的计算机程序产品的形式。
本发明是参照根据本发明实施例的方法、设备(系统)、和计算机程序产品的流程图和/或方框图来描述的。应理解可由计算机程序指令实现流程图和/或方框图中的每一流程和/或方框、以及流程图和/或方框图中的流程和/或方框的结合。可提供这些计算机程序指令到通用计算机、专用计算机、嵌入式处理机或其他可编程数据处理设备的处理器以产生一个机器，使得通过计算机或其他可编程数据处理设备的处理器执行的指令产生用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功 能的装置。
这些计算机程序指令也可存储在能引导计算机或其他可编程数据处理设备以特定方式工作的计算机可读存储器中，使得存储在该计算机可读存储器中的指令产生包括指令装置的制造品，该指令装置实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能。
这些计算机程序指令也可装载到计算机或其他可编程数据处理设备上，使得在计算机或其他可编程设备上执行一系列操作步骤以产生计算机实现的处理，从而在计算机或其他可编程设备上执行的指令提供用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的步骤。
基于此，本发明实施例提供了一种计算机可读存储介质，其上存储有计算机程序，所述计算机程序被处理器运行时，执行：
检测所述智能卡的网络状态；
当所述智能卡处于非在网状态时，判断所述智能卡的刷卡次数是否等于阈值；
当所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。
在一实施例中，所述计算机程序被处理器运行时，还执行：
检测所述智能卡的网络状态之前，检测所述智能卡非接触通道的非接触刷卡操作；检测到非接触刷卡操作时，将非在网状态刷卡计数器数值减一；相应地，所述判断所述智能卡的刷卡次数是否等于阈值，为：判断所述非在网状态刷卡计数器的数值是否为零；
或者，
检测所述智能卡的网络状态之前，检测所述智能卡非接触通道的非接触刷卡操作；检测到刷卡操作时，将非在网状态刷卡计数器数值加一；相 应地，所述判断所述智能卡的刷卡次数是否等于阈值，为：判断所述非在网状态刷卡计数器的数值是否等于阈值。
在一实施例中，所述计算机程序被处理器运行时，还执行：
关闭非接触通道后，设置非接触通道状态为关闭标志位。
在一实施例中，所述计算机程序被处理器运行时，还执行：
接收第一操作；所述第一操作为密码输入操作；
响应所述第一操作，对所述第一操作输入的密码进行校验，得到校验结果；
当所述校验结果表征输入的密码合法时，解锁所述智能卡，打开非接触通道；并设置所述智能卡的刷卡次数为初始值。
在一实施例中，所述计算机程序被处理器运行时，还执行：
打开非接触通道后，设置非接触通道状态为开启标志位。
以上所述，仅为本发明的较佳实施例而已，并非用于限定本发明的保护范围。
工业实用性
本发明实施例提供的方案，检测基于NFC的智能卡的网络状态；当所述智能终端处于非在网状态时，判断所述智能卡的刷卡次数是否等于阈值；当所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。通过检测基于NFC的智能卡的网络状态及刷卡次数，当所述智能卡处于非在网状态且刷卡次数达到阈值时，所述智能卡自身就锁定且关闭非接触通道，如此，当承载所述智能卡的移动终端丢失后，能有效地组织移动终端的非法持有者通过非接触刷卡功能技术使用电子钱包应用，保证了上层应用电子钱包的安全。

Claims (18)

  1. 一种信息控制方法，应用于基于近场通信NFC的智能卡，所述方法包括：
    检测所述智能卡的网络状态；
    当所述智能卡处于非在网状态时，判断所述智能卡的刷卡次数是否等于阈值；
    当所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。
  2. 根据权利要求1所述的方法，其中，检测所述智能卡的网络状态之前，所述方法还包括：
    检测所述智能卡非接触通道的非接触刷卡操作；检测到非接触刷卡操作时，将非在网状态刷卡计数器数值减一；相应地，所述判断所述智能卡的刷卡次数是否等于阈值，为：判断所述非在网状态刷卡计数器的数值是否为零；
    或者，
    检测所述智能卡非接触通道的非接触刷卡操作；检测到刷卡操作时，将非在网状态刷卡计数器数值加一；相应地，所述判断所述智能卡的刷卡次数是否等于阈值，为：判断所述非在网状态刷卡计数器的数值是否等于阈值。
  3. 根据权利要求1所述的方法，其中，所述方法还包括：
    关闭非接触通道后，设置非接触通道状态为关闭标志位。
  4. 根据权利要求1至3任一项所述的方法，其中，所述方法还包括：
    接收第一操作；所述第一操作为密码输入操作；
    响应所述第一操作，对所述第一操作输入的密码进行校验，得到校验结果；
    当所述校验结果表征输入的密码合法时，解锁所述智能卡，打开非接触通道；并设置所述智能卡的刷卡次数为初始值。
  5. 根据权利要求4所述的方法，其中，所述方法还包括：
    打开非接触通道后，设置非接触通道状态为开启标志位。
  6. 一种信息控制装置，设置在基于NFC的智能卡，所述装置包括：
    第一检测单元，配置为检测所述智能卡的网络状态；
    第一判断单元，配置为判断所述智能卡是否处于非在网状态；
    第二判断单元，配置为当所述智能卡处于非在网状态时，判断所述智能卡的刷卡次数是否等于阈值；
    操作单元，配置为当所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。
  7. 根据权利要求6所述的装置，其中，所述装置还包括：
    第二检测单元，配置为检测所述智能卡非接触通道的非接触刷卡操作；
    计数器操作单元，配置为检测到非接触刷卡操作时，将非在网状态刷卡计数器数值减一；
    相应地，所述第二判断单元，配置为：判断所述非在网状态刷卡计数器的数值是否为零；
    或者，
    第二检测单元，配置为检测所述智能卡非接触通道的非接触刷卡操作；
    计数器操作单元，配置为检测到刷卡操作时，将非在网状态刷卡计数器数值加一；
    相应地，所述第二判断单元，配置为：判断所述非在网状态刷卡计数器的数值是否等于阈值。
  8. 根据权利要求6所述的装置，其中，所述装置还包括：
    第一状态管理单元，配置为关闭非接触通道后，设置非接触通道状态 为关闭标志位。
  9. 根据权利要求6至8任一项所述的装置，其中，所述装置还包括：
    接收单元，配置为接收第一操作；所述第一操作为密码输入操作；
    密码管理单元，配置为响应所述第一操作，对所述第一操作输入的密码进行校验，得到校验结果；
    所述操作单元，还配置为当所述校验结果表征输入的密码合法时，解锁所述智能卡，打开非接触通道；并设置所述智能卡的刷卡次数为初始值。
  10. 根据权利要求9所述的装置，其中，所述装置还包括：
    第二状态管理单元，配置为打开非接触通道后，设置非接触通道状态为开启标志位。
  11. 根据权利要求6至8任一项所述的装置，其中，所述智能卡为单线协议用户识别模块SWP-SIM卡。
  12. 一种移动终端，设置有基于NFC的智能卡；所述智能卡包括信息控制装置，所述装置包括：
    第一检测单元，配置为检测所述智能卡的网络状态；
    第一判断单元，配置为判断所述智能卡是否处于非在网状态；
    第二判断单元，配置为当所述智能卡处于非在网状态时，判断所述智能卡的刷卡次数是否等于阈值；
    操作单元，配置为当所述智能卡的刷卡次数等于阈值时，锁定所述智能卡并关闭非接触通道。
  13. 根据权利要求12所述的移动终端，其中，所述装置还包括：
    第二检测单元，配置为检测所述智能卡非接触通道的非接触刷卡操作；
    计数器操作单元，配置为检测到非接触刷卡操作时，将非在网状态刷卡计数器数值减一；
    相应地，所述第二判断单元，配置为：判断所述非在网状态刷卡计数 器的数值是否为零；
    或者，
    第二检测单元，配置为检测所述智能卡非接触通道的非接触刷卡操作；
    计数器操作单元，配置为检测到刷卡操作时，将非在网状态刷卡计数器数值加一；
    相应地，所述第二判断单元，配置为：判断所述非在网状态刷卡计数器的数值是否等于阈值。
  14. 根据权利要求12所述的移动终端，其中，所述装置还包括：
    第一状态管理单元，配置为关闭非接触通道后，设置非接触通道状态为关闭标志位。
  15. 根据权利要求12至14任一项所述的移动终端，其中，所述装置还包括：
    接收单元，配置为接收第一操作；所述第一操作为密码输入操作；
    密码管理单元，配置为响应所述第一操作，对所述第一操作输入的密码进行校验，得到校验结果；
    所述操作单元，还配置为当所述校验结果表征输入的密码合法时，解锁所述智能卡，打开非接触通道；并设置所述智能卡的刷卡次数为初始值。
  16. 根据权利要求15所述的移动终端，其中，所述装置还包括：
    第二状态管理单元，配置为打开非接触通道后，设置非接触通状态为开启标志位。
  17. 根据权利要求12至14任一项所述的移动终端，其中，所述智能卡为SWP-SIM卡。
  18. 一种计算机可读存储介质，其上存储有计算机程序，所述计算机程序被处理器执行时实现权利要求1至5任一项所述方法的步骤。
PCT/CN2017/086080 2016-06-07 2017-05-26 信息控制方法、装置、移动终端及计算机可读存储介质 WO2017211203A1 (zh)

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