WO2017166107A1 - 制卡方法 - Google Patents

制卡方法 Download PDF

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Publication number
WO2017166107A1
WO2017166107A1 PCT/CN2016/077830 CN2016077830W WO2017166107A1 WO 2017166107 A1 WO2017166107 A1 WO 2017166107A1 CN 2016077830 W CN2016077830 W CN 2016077830W WO 2017166107 A1 WO2017166107 A1 WO 2017166107A1
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WO
WIPO (PCT)
Prior art keywords
card
management
warehouse
cards
blank cards
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PCT/CN2016/077830
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English (en)
French (fr)
Inventor
李昕光
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李昕光
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Publication date
Application filed by 李昕光 filed Critical 李昕光
Priority to PCT/CN2016/077830 priority Critical patent/WO2017166107A1/zh
Publication of WO2017166107A1 publication Critical patent/WO2017166107A1/zh

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    • GPHYSICS
    • G16INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS
    • G16ZINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS, NOT OTHERWISE PROVIDED FOR
    • G16Z99/00Subject matter not provided for in other main groups of this subclass

Definitions

  • the present invention relates to the field of data processing, and in particular, to a card making method.
  • the card-making system is applied to the cross-industry financial payment service and integrated data management system. Its main function is to personalize and personalize the M1 and CPU cards, and support the key replacement of the electronic cash cards of the cooperative banks.
  • the card-making system mainly implements card data management, and realizes functions such as production, distribution, maintenance and management of cards. Due to geographical differences, different cities use physical card media, and some are CPU cards, and some are M1 cards.
  • a single card-making system can only make a card structure for one type of card. If the operator purchases a card of a plurality of card vendors, or the card structure of the operator changes, the card-making system needs to be re-developed, and the card is added. Maintenance costs and development costs.
  • the card making system includes card information management, finished card management, inventory management, card issuance management, and card information inquiry. Maintain, query, and clear card data from different latitudes.
  • the card operating system of a plurality of mainstream card vendors is compatible, and the cards of the M1 card and the CPU card can be issued at the same time.
  • the industry key replacement can be carried out on the electronic cash card issued by the bank, so that the electronic cash card issued by the bank can also be used in the city-level application, which expands the acceptance range of the card and provides convenience for the user.
  • the embodiment of the present invention provides a card making method.
  • the technical solution is as follows:
  • a card making system comprising:
  • Card issue data management system card issue data management system, card issuance system and card reader; among them,
  • the card issuance data management system is a B/S structure, including one or more:
  • Initialize terminal/PC management module number segment resource management module, user card type management module, merchant card sales and distribution mode management module, card vendor information management module, blank card inbound and outbound registration module, finished card inbound and outbound registration module, supervisor task Single generation module, card issuing task settlement module, card day statistics module, waste card statistics module, card number inquiry module, card washing inquiry module, and one card multiple inquiry module;
  • the card issuance system is a C/S structure, including one or more:
  • Card reader setting module database connection setting module, encryption machine setting module, card washing operation module, wrong card issuing module, card issuing card issuing module, abnormal card processing module, obtaining card issuing number module, issuing card data inquiry module, issuing IC card Modules, open industry application modules.
  • the system employs IBM Pseries as server hardware.
  • the system uses an ORACLE database, a Linux and Windows operating system, a TOMCAT architecture, and a JAVA/C development language.
  • the IC card includes one or more of an M1 card, a CPU card, and an electronic cash card.
  • the card reader is a security card-making terminal.
  • a card making method comprising:
  • Producing a supervisor task list the task being the basis for performing the card issuing process operation
  • the finished card When the finished card is put into market use, it is registered at the finished card inventory and is delivered out of the warehouse;
  • the card issuance information is prepared, and the card issuance information, including card information management and inventory information management;
  • the card information management includes: initialization card terminal management, number segment resource management, user card type management, initialization card PC management, and card merchant information management;
  • the inventory management includes card library information management.
  • the number segment resource management includes: setting a resource of the number segment, determining that any one of the segment resources is applied to a corresponding use, and registering in the In the section section resource management.
  • the personalizing the number of blank cards by using a card reader is implemented by loading a DLL file.
  • the integrity, accuracy and configurability of the card issuance are ensured; the M1 card and the CPU card are compatible, and the industry key replacement can be performed on the electronic cash card issued by the cooperative bank.
  • the above three card media can be accepted, which provides convenience for cardholders.
  • FIG. 1 is a schematic structural view of an implementation environment involved in various embodiments of the present invention.
  • FIG. 2 is a flow chart of a method for manufacturing a card according to an embodiment of the present invention.
  • FIG. 3 is a flowchart of a method for preparing card issuance data according to another embodiment of the present invention.
  • FIG. 4 is a schematic structural diagram of a card making system according to another embodiment of the present invention.
  • FIG. 5 is a schematic structural diagram of a data processing module according to an embodiment of the present invention.
  • FIG. 6 is a schematic structural diagram of a server according to another embodiment of the present invention.
  • FIG. 1 is a schematic structural diagram of an implementation environment involved in various embodiments of the present invention.
  • the card-making system is applied to the cross-industry financial payment service and integrated data management system. Its main function is to personalize and personalize the M1 and CPU cards, and support the key replacement of the electronic cash cards of the cooperative banks.
  • functions include: initializing terminal/PC management, number segment resource management, user card type management, merchant card sales and distribution mode management, card vendor information management, blank card entry and exit registration, and finished card Inbound and outbound registration, supervisor task list generation, card issuance bill settlement, card making day statistics, waste card statistics, card number inquiry, card washing inquiry, and one card multiple inquiry.
  • the functions include: card reader settings, database connection settings, encryption machine settings, card washing operations, wrong card issuance, card issuance, abnormal card processing, obtaining card issue number, issuing data query, issuing M1 , CPU card, open industry applications. This part of the function needs to be operated in conjunction with a card reader.
  • FIG. 2 a flow chart of a method for manufacturing a card provided by an embodiment of the present invention is shown. This embodiment is exemplified by applying the card making method to the implementation environment shown in FIG. 1.
  • the method can include:
  • Step 201 Create a supervisor task list, where the task is a basis for performing a card issuing process operation;
  • Step 202 Review each task that is defined, and the auditing includes querying related details and printing of the task;
  • Step 203 Receive a certain number of blank cards from the warehouse and register according to the requirements of the task list;
  • Step 205 Record the outbound information of the certain number of blank cards when the certain number of blank cards exist in the warehouse;
  • Step 209 When the certain number of blank cards do not exist in the warehouse, the certain number of blank cards are purchased
  • Step 210 registering the purchased number of blank cards into the library
  • Step 206 Personalize and personalize the certain number of blank cards by using a card reader, and perform settlement on the task list;
  • the personalizing the a certain number of blank cards by using a card reader is implemented by loading a DLL file
  • Step 207 Record the card that has been successfully issued as a finished card, and deposit it into the finished card inventory after registration;
  • Step 208 When the finished card is put into market use, it is registered at the finished card inventory and is taken out of the warehouse.
  • FIG. 3 is a flowchart of a method for preparing card issuance data according to another embodiment of the present invention.
  • This embodiment is exemplified by applying the card making method to the implementation environment shown in FIG. 1.
  • the preparation card issuance materials including card information management and inventory information management; wherein
  • the card information management includes: initialization card terminal management, number segment resource management, user card type management, initialization card PC management, and card merchant information management;
  • the inventory management includes card library information management.
  • the number segment resource management includes the following method: setting the number segment resource, determining that any segment resource is applied to the corresponding use, and registering in the number segment resource management.
  • the card-making method provided by the present invention ensures the integrity, accuracy and configurability of the card issuance by separating the function of the card-making system; is compatible with the issuance of the M1 card and the CPU card, and can be issued to the cooperative bank.
  • Electronic cash card for industry key replacement In the city-level industry applications, the above three card media can be accepted, which provides convenience for cardholders.
  • FIG. 4 is a schematic structural diagram of a card making system according to another embodiment of the present invention. This embodiment is exemplified by applying the card making method to the implementation environment shown in FIG. 1.
  • the system can include:
  • the card issue data management system 103 is a B/S structure including one or more:
  • Initialize terminal/PC management module number segment resource management module, user card type management module, merchant card sales and distribution mode management module, card vendor information management module, blank card inbound and outbound registration module, finished card inbound and outbound registration module, supervisor task Single generation module, card issuing task settlement module, card day statistics module, waste card statistics module, card number inquiry module, card washing inquiry module, and one card multiple inquiry module;
  • the card issuance system 102 is a C/S structure including one or more:
  • Card reader setting module database connection setting module, encryption machine setting module, card washing operation module, wrong card issuing module, card issuing card issuing module, abnormal card processing module, obtaining card issuing number module, issuing card data inquiry module, issuing IC card Modules, open industry application modules.
  • the IC card includes one or more of an M1 card, a CPU card, and an electronic cash card.
  • the system uses IBM Pseries as the server hardware, adopts the ORACLE database, the Linux and Windows operating systems, the TOMCAT architecture, and the JAVA/C development language.
  • the card reader 101 is a security card-making terminal.
  • the card-making system ensures the integrity, accuracy and configurability of card issuance by separating the functions of the card-making system; it is compatible with the issuance of M1 cards and CPU cards, and can be issued to cooperative banks.
  • Electronic cash card for industry key replacement.
  • the above three card media can be accepted, which provides convenience for cardholders.
  • the card-making system provided by the foregoing embodiment is only illustrated by the division of the above-mentioned functional modules when performing the card-making method. In actual applications, the function distribution may be completed by different functional modules as needed. The internal structure of the system is divided into different functional modules to complete all or part of the functions described above.
  • the embodiment of the card-making system and the card-making method provided in the above embodiments are the same concept, and the specific implementation process is described in detail in the method embodiment, and details are not described herein again.
  • FIG. 5 is a schematic structural diagram of a terminal according to an embodiment of the present invention.
  • the electronic device can be used to implement the item transfer method provided in the above embodiments. Specifically:
  • the terminal 1000 may include an RF (Radio Frequency) circuit 1010, a memory 1020 including one or more computer readable storage media, an input unit 1030, a display unit 1040, a sensor 1050, an audio circuit 1060, a short-range communication module 1070, A processor 1080 having one or more processing cores, and a power supply 1090 and the like are included.
  • RF Radio Frequency
  • FIG. 10 does not constitute a limitation to the terminal, and may include more or less components than those illustrated, or combine some components, or different component arrangements. among them:
  • the RF circuit 1010 can be used for receiving and transmitting signals during and after receiving or transmitting information, in particular, receiving downlink information of the base station and then processing it by one or more processors 1080; in addition, transmitting data related to the uplink to the base station .
  • the RF circuit 1010 includes, but is not limited to, an antenna, at least An amplifier, tuner, one or more oscillators, a Subscriber Identity Module (SIM) card, a transceiver, a coupler, an LNA (Low Noise Amplifier), a duplexer, and the like.
  • SIM Subscriber Identity Module
  • RF circuit 1010 can also communicate with the network and other devices via wireless communication.
  • Wireless communication can use any communication standard or protocol, including but not limited to GSM (Global System of Mobile communication), GPRS (General Packet Radio Service), CDMA (Code Division Multiple Access) Divisional Multiple Access), WCDMA (Wideband Code Division Multiple Access), LTE (Long Term Evolution), e-mail, SMS (Short Messaging Service), and the like.
  • GSM Global System of Mobile communication
  • GPRS General Packet Radio Service
  • CDMA Code Division Multiple Access
  • WCDMA Wideband Code Division Multiple Access
  • LTE Long Term Evolution
  • e-mail Short Messaging Service
  • the memory 1020 can be used to store software programs and modules, and the processor 1080 executes various functional applications and data processing by running software programs and modules stored in the memory 1020.
  • the memory 1020 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application required for at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may be stored according to The data created by the use of the terminal 1000 (such as audio data, phone book, etc.) and the like.
  • memory 1020 can include high speed random access memory, and can also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid state storage device. Accordingly, memory 1020 can also include a memory controller to provide access to memory 1020 by processor 1080 and input unit 1030.
  • Input unit 1030 can be used to receive input numeric or character information, as well as to generate keyboard, mouse, joystick, optical or trackball signal inputs related to user settings and function controls.
  • input unit 1030 can include touch-sensitive surface 1031 as well as other input devices 1032.
  • Touch-sensitive surface 1031 also known as a touch display or touchpad, can collect touch operations on or near the user (such as a user using a finger, stylus, etc., on any touch-sensitive surface 1031 or The operation near the touch-sensitive surface 1031) and driving the corresponding connecting device according to a preset program.
  • the touch-sensitive surface 1031 may include two parts of a touch detection device and a touch controller.
  • the touch detection device detects the touch orientation of the user, and detects a signal brought by the touch operation, and transmits the signal to the touch controller; the touch controller receives the touch information from the touch detection device, converts the touch information into contact coordinates, and sends the touch information.
  • the processor 1080 is provided and can receive commands from the processor 1080 and execute them.
  • the touch sensitive surface 1031 can be implemented in various types such as resistive, capacitive, infrared, and surface acoustic waves.
  • the input unit 1030 can also include other input devices 1032.
  • other input devices 1032 may include, but are not limited to, one or more of a physical keyboard, function keys (such as volume control buttons, switch buttons, etc.), trackballs, mice, joysticks, and the like.
  • Display unit 1040 can be used to display information entered by the user or information provided to the user and various graphical user interfaces of terminal 1000, which can be constructed from graphics, text, icons, video, and any combination thereof.
  • the display unit 1040 may include a display panel 1041.
  • the display panel 1041 may be configured in the form of an LCD (Liquid Crystal Display), an OLED (Organic Light-Emitting Diode), or the like.
  • the touch-sensitive surface 1031 can cover the display panel 1041, and when the touch-sensitive surface 1031 detects a touch operation thereon or nearby, it is transmitted to the processor 1080 to determine the type of the touch event, and then the processor 1080 according to the touch event The type provides a corresponding visual output on display panel 1041.
  • touch-sensitive surface 1031 and display panel 1041 are implemented as two separate components to implement input and input functions, in some embodiments, touch-sensitive surface 1031 can be integrated with display panel 1041 for input. And output function.
  • Terminal 1000 can also include at least one type of sensor 1050, such as a light sensor, motion sensor, and other sensors.
  • the light sensor may include an ambient light sensor and a proximity sensor, wherein the ambient light sensor may adjust the brightness of the display panel 1041 according to the brightness of the ambient light, and the proximity sensor may close the display panel 1041 when the terminal 1000 moves to the ear. / or backlight.
  • the gravity acceleration sensor can detect the magnitude of acceleration in all directions (usually three axes). When it is stationary, it can detect the magnitude and direction of gravity.
  • the terminal 1000 can also be configured with gyroscopes, barometers, hygrometers, thermometers, infrared sensors and other sensors, not here Let me repeat.
  • Audio circuit 1060, speaker 1061, and microphone 1062 can provide an audio interface between the user and terminal 1000.
  • the audio circuit 1060 can transmit the converted electrical data of the received audio data to the speaker 1061, and convert it into a sound signal output by the speaker 1061; on the other hand, the microphone 1062 converts the collected sound signal into an electrical signal, by the audio circuit 1060. After receiving, it is converted into audio data, and then processed by the audio data output processor 180, transmitted to the terminal, for example, via the RF circuit 110, or outputted to the memory 120 for further processing.
  • the audio circuit 160 may also include an earbud jack to provide communication of the peripheral earphones with the terminal 1000.
  • the short-range communication module 170 may include WiFi (wireless fidelity) technology and/or NFC technology and/or Bluetooth technology and/or infrared technology, and the terminal 1000 may help the user to send and receive emails and browse the webpage through the short-range communication module 170. And accessing streaming media, etc., it provides users with wireless broadband Internet access and close-range communication, such as reading and writing of electronic cards in the embodiment of the present invention.
  • the processor 1080 is the control center of the terminal 1000, connecting various portions of the entire handset with various interfaces and lines, by running or executing software programs and/or modules stored in the memory 1020, and recalling data stored in the memory 1020, The various functions and processing data of the terminal 1000 are performed to perform overall monitoring of the mobile phone.
  • the processor 1080 may include one or more processing cores; preferably, the processor 1080 may integrate an application processor and a modem processor, where the application processor mainly processes an operating system, a user interface, an application, and the like.
  • the modem processor primarily handles wireless communications. It will be appreciated that the above described modem processor may also not be integrated into the processor 1080.
  • the terminal 1000 also includes a power source 1090 (such as a battery) for powering various components.
  • the power source can be logically coupled to the processor 1080 through a power management system to manage functions such as charging, discharging, and power management through the power management system.
  • the power supply 1090 may also include any one or more of a DC or AC power source, a recharging system, a power failure detection circuit, a power converter or inverter, a power status indicator, and the like.
  • the terminal 1000 may further include a camera, a Bluetooth module, and the like, and details are not described herein again.
  • the display unit of the electronic device is a touch screen display
  • the electronic device further includes a memory, and one or more programs, wherein one or more programs are stored in the memory and configured to be one or one
  • the above processor executes one or more programs that include an item transfer method as described above.
  • FIG. 6 is a schematic structural diagram of a server according to an embodiment of the present invention.
  • the server 1100 includes a central processing unit (CPU) 1101, a system memory 1104 including a random access memory (RAM) 1102 and a read only memory (ROM) 1103, and a system bus 1105 that connects the system memory 1104 and the central processing unit 1101.
  • the server 1100 also includes assistance for transferring information between various devices within the computer.
  • I/O system basic input/output system
  • mass storage device 1107 for storing an operating system 1113, an application 1114, and other program modules 1115.
  • the basic input/output system 1106 includes a display 1108 for displaying information and an input device 1109 such as a mouse or keyboard for user input of information.
  • the display 1108 and the input device 1109 are both connected to the central processing unit 1101 via an input-output controller 1110 connected to the system bus 1105.
  • the basic input/output system 1106 can also include an input output controller 1110 for receiving and processing input from a plurality of other devices, such as a keyboard, mouse, or electronic stylus.
  • the input and output controller 1110 also provides output to a display screen, printer, or other type of output device.
  • the mass storage device 1107 is connected to the central processing unit 1101 by a mass storage controller (not shown) connected to the system bus 1105.
  • the mass storage device 1107 and its associated computer readable medium provide non-volatile storage for the server 1100. That is, the mass storage device 1107 can include a computer readable medium (not shown) such as a hard disk or a CD-ROM drive.
  • the computer readable medium can include computer storage media and communication media.
  • Computer storage media includes volatile and nonvolatile, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions, data structures, program modules or other data.
  • Computer storage media include RAM, ROM, EPROM, EEPROM, flash memory or other solid state storage technologies, CD-ROM, DVD or other optical storage, tape cartridges, magnetic tape, magnetic disk storage or other magnetic storage devices.
  • RAM random access memory
  • ROM read only memory
  • EPROM Erasable programmable read-only memory
  • EEPROM electrically erasable programmable read-only memory
  • the server 1100 may also be operated by a remote computer connected to the network through a network such as the Internet. That is, the server 1100 can be connected to the network 1112 through the network interface unit 1111 connected to the system bus 1105, or can also be connected to other types of networks or remote computer systems (not shown) using the network interface unit 1111. .
  • the memory further includes one or more programs, the one or more programs being stored in a memory, the one or more programs including instructions for performing the item transfer method provided by embodiments of the present invention.
  • a person skilled in the art may understand that all or part of the steps of implementing the above embodiments may be completed by hardware, or may be instructed by a program to execute related hardware, and the program may be stored in a computer readable storage medium.
  • the storage medium mentioned may be a read only memory, a magnetic disk or an optical disk or the like.

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Abstract

本发明公开了一种制卡方法,属于数据处理领域。包括:制作主管任务单,所述任务为执行发卡流程操作的依据;对所制定的每一个任务进行审核,所述审核包括查询所述任务相关明细和打印;根据所述任务单的要求,向库房领取一定数量的空白卡并登记;当库房中存在所述一定数量的空白卡时,记录所述一定数量的空白卡的出库信息;使用读卡器对所述一定数量的空白卡进行个人化及个性化,并对所述任务单进行结算;将已经发卡成功的卡记录为成品卡,登记后存入成品卡库存;将所述成品卡投入市场使用时,在所述成品卡库存处登记,并出库。本发明可以对制卡系统进行功能分离,确保卡片发行的完整性、准确性和可配置性。

Description

制卡方法 技术领域
本发明涉及数据处理领域,特别涉及一种制卡方法。
背景技术
制卡系统应用于跨行业的金融支付服务暨综合数据管理系统中,其主要功能是对M1、CPU卡片进行个人化和个性化,支持对合作银行的电子现金卡片进行密钥替换。
在目前的企业运用中,制卡系统主要实现卡资料管理,实现卡片的制作、发行、维护和管理等功能。由于地域差异,不同城市使用物理卡介质不一样,有的全部为CPU卡片,有的全部为M1卡片。
在实现本发明的过程中,发明人发现现有技术至少存在以下问题:
上述技术方案,只做到了基础的卡片管理。单一制卡系统,只能对一种卡片的一种卡片结构进行制卡,如果运营方采购了多家卡商的卡片,或者运营方卡片结构发生变化时,需要重新开发制卡系统,增加了维护成本和开发成本。
在本技术方案中,制卡系统包含卡信息管理、成品卡管理、库存管理、发卡管理以及卡信息查询。从不同纬度对卡片资料进行维护、查询、清分。
本技术方案中,兼容了主流的多家卡商的卡片操作系统,同时可以对M1卡、CPU卡两种卡片进行发卡。与银行进行合作,可对银行发行的电子现金卡片进行行业密钥替换,使银行发行的电子现金卡也可以在城市级应用中使用,扩大了卡片受理范围,为用户提供了便利。
发明内容
为了解决目前的卡维护和开发成本高的问题,本发明实施例提供了一种制卡方法。所述技术方案如下:
根据本发明实施例的第一方面,提供了一种制卡系统,所述系统包括:
发卡资料管理系统、发卡系统和读卡器;其中,
所述发卡资料管理系统为B/S结构,包括一个或多个:
初始化终端/PC管理模块、号段资源管理模块、用户卡类型管理模块、商户售卡及发行模式管理模块、卡商信息管理模块、空白卡出入库登记模块、成品卡出入库登记模块、主管任务单生成模块、发卡任务单结算模块、制卡日统计模块、废卡统计模块、卡断号查询模块、洗卡查询模块、一卡多发查询模块;
所述发卡系统为C/S结构,包括一个或多个:
读卡器设置模块、数据库连接设置模块、加密机设置模块、洗卡操作模块、错卡发卡模块、换卡发卡模块、异常卡处理模块、获取发卡单号模块、发卡数据查询模块、发行IC卡模块、开通行业应用模块。
在第一方面的第一种可能的实施方式中,所述系统采用IBM Pseries作为服务器硬件。
在第一方面的第二种可能的实施方式中,所述系统采用ORACLE数据库、Linux和windows操作系统、TOMCAT架构和JAVA/C开发语言。
在第一方面的第三种可能的实施方式中,所述IC卡包括M1卡、CPU卡和电子现金卡中的一种或者多种。
在第一方面的第四种可能的实施方式中,所述读卡器即安全制卡终端。
根据本发明实施例的第二方面,提供了一种制卡方法,所述方法包括:
制作主管任务单,所述任务为执行发卡流程操作的依据;
对所制定的每一个任务进行审核,所述审核包括查询所述任务相关明细和打印;
根据所述任务单的要求,向库房领取一定数量的空白卡并登记;
当库房中存在所述一定数量的空白卡时,记录所述一定数量的空白卡的出库信息;
使用读卡器对所述一定数量的空白卡进行个人化及个性化,并对所述任务单进行结算;
将已经发卡成功的卡记录为成品卡,登记后存入成品卡库存;
将所述成品卡投入市场使用时,在所述成品卡库存处登记,并出库;
其中,在所述制作主管任务单前,先准备发卡资料,所述准备发卡资料,包括卡信息管理和库存信息管理;其中,
所述卡信息管理包括:初始化卡终端管理、号段资源管理、用户卡类型管理、初始化卡PC管理和卡商信息管理;
所述库存管理包括卡库信息管理。
在第二方面第一种可能的实施方式中,当库房中不存在所述一定数量的空白卡时,则采购所述一定数量的空白卡,并对所述采购的一定数量的空白卡做入库登记。
在第二方面第二种可能的实施方式中,所述号段资源管理,包括以下方法:对所述号段资源进行设置,确定任一号段资源应用于相对应的用途,并登记在所述号段资源管理中。
在第二方面第三种可能的实施方式中,所述使用读卡器对所述一定数量的空白卡进行个人化,是通过加载一个DLL文件实现的。
本发明实施例提供的技术方案带来的有益效果是:
通过对制卡系统进行功能分离,确保卡片发行的完整性、准确性和可配置性;兼容发行M1卡和CPU卡,且可以对合作银行发行的电子现金卡片进行行业密钥替换。在城市级的行业应用中,均可受理以上三种卡片介质,为持卡人提供了便利。
附图说明
为了更清楚地说明本发明实施例中的技术方案,下面将对实施例描述中所需要使用的附图作简单地介绍,显而易见地,下面描述中的附图仅仅是本发明的一些实施例,对于本领域普通技术人员来讲,在不付出创造性劳动的前提下,还可以根据这些附图获得其他的附图。
图1是本发明各个实施例所涉及的实施环境的结构示意图;
图2是本发明一个实施例提供的制卡方法的方法流程图;
图3是本发明另一个实施例提供的发卡资料准备的方法流程图;
图4是本发明另一个实施例提供的制卡系统的结构示意图;
图5是本发明一个实施例提供的数据处理模块的结构示意图;
图6是本发明另一实施例提供的服务器的结构示意图。
具体实施方式
为使本发明的目的、技术方案和优点更加清楚,下面将结合附图对本发明实施方式作进一步地详细描述。
请参考图1,其示出了本发明各个实施例所涉及的实施环境的结构示意图。
制卡系统应用于跨行业的金融支付服务暨综合数据管理系统中,其主要功能是对M1、CPU卡片进行个人化和个性化,支持对合作银行的电子现金卡片进行密钥替换。
制卡系统的B/S部分中,功能包括:初始化终端/PC管理、号段资源管理、用户卡类型管理、商户售卡及发行模式管理、卡商信息管理、空白卡出入库登记、成品卡出入库登记、主管任务单生成、发卡任务单结算、制卡日统计、废卡统计、卡断号查询、洗卡查询、一卡多发查询等。
在C/S部分中,功能包括:读卡器设置、数据库连接设置、加密机设置、洗卡操作、错卡发卡、换卡发卡、异常卡处理、获取发卡单号、发卡数据查询、发行M1、CPU卡、开通行业应用等。这部分功能需要结合读卡器进行操作。
请参考图2,其示出了本发明一个实施例提供的制卡方法的方法流程图。本实施例以制卡方法应用于图1所示实施环境来举例说明。该方法,可以包括:
步骤201,制作主管任务单,所述任务为执行发卡流程操作的依据;
步骤202,对所制定的每一个任务进行审核,所述审核包括查询所述任务相关明细和打印;
步骤203,根据所述任务单的要求,向库房领取一定数量的空白卡并登记;
步骤205,当库房中存在所述一定数量的空白卡时,记录所述一定数量的空白卡的出库信息;
步骤209,当库房中不存在所述一定数量的空白卡时,则采购所述一定数量的空白卡;
步骤210并对所述采购的一定数量的空白卡做入库登记;
步骤206,使用读卡器对所述一定数量的空白卡进行个人化及个性化,并对所述任务单进行结算;
具体的,所述使用读卡器对所述一定数量的空白卡进行个人化,是通过加载一个DLL文件实现的;
步骤207,将已经发卡成功的卡记录为成品卡,登记后存入成品卡库存;
步骤208,将所述成品卡投入市场使用时,在所述成品卡库存处登记,并出库。
请参考图3,其示出了本发明另一个实施例提供的发卡资料准备的方法流程图。本实施例以制卡方法应用于图1所示实施环境来举例说明。在所述制作主管任务单前,先准备发卡资料,所述准备发卡资料,包括卡信息管理和库存信息管理;其中,
所述卡信息管理包括:初始化卡终端管理、号段资源管理、用户卡类型管理、初始化卡PC管理和卡商信息管理;
所述库存管理包括卡库信息管理。
所述号段资源管理,包括以下方法:对所述号段资源进行设置,确定任一号段资源应用于相对应的用途,并登记在所述号段资源管理中。
综上所述,本发明提供的制卡方法通过对制卡系统进行功能分离,确保卡片发行的完整性、准确性和可配置性;兼容发行M1卡和CPU卡,且可以对合作银行发行的电子现金卡片进行行业密钥替换。在城市级的行业应用中,均可受理以上三种卡片介质,为持卡人提供了便利。
请参考图4,其示出了本发明另一个实施例提供的制卡系统的结构示意图。本实施例以制卡方法应用于图1所示实施环境来举例说明。该系统可以包括:
发卡资料管理系统103、发卡系统102和读卡器101;其中,
所述发卡资料管理系统103为B/S结构,包括一个或多个:
初始化终端/PC管理模块、号段资源管理模块、用户卡类型管理模块、商户售卡及发行模式管理模块、卡商信息管理模块、空白卡出入库登记模块、成品卡出入库登记模块、主管任务单生成模块、发卡任务单结算模块、制卡日统计模块、废卡统计模块、卡断号查询模块、洗卡查询模块、一卡多发查询模块;
所述发卡系统102为C/S结构,包括一个或多个:
读卡器设置模块、数据库连接设置模块、加密机设置模块、洗卡操作模块、错卡发卡模块、换卡发卡模块、异常卡处理模块、获取发卡单号模块、发卡数据查询模块、发行IC卡模块、开通行业应用模块。
具体的,所述IC卡包括M1卡、CPU卡和电子现金卡中的一种或者多种。
具体的,所述系统采用IBM Pseries作为服务器硬件,采用ORACLE数据库、Linux和windows操作系统、TOMCAT架构和JAVA/C开发语言。
具体的,所述读卡器101即安全制卡终端。
综上所述,本发明提供的制卡系统通过对制卡系统进行功能分离,确保卡片发行的完整性、准确性和可配置性;兼容发行M1卡和CPU卡,且可以对合作银行发行的电子现金卡片进行行业密钥替换。在城市级的行业应用中,均可受理以上三种卡片介质,为持卡人提供了便利。
需要说明的是:上述实施例提供的制卡系统在执行制卡方法时,仅以上述各功能模块的划分进行举例说明,实际应用中,可以根据需要而将上述功能分配由不同的功能模块完成,即将系统的内部结构划分成不同的功能模块,以完成以上描述的全部或者部分功能。另外,上述实施例提供的制卡系统和制卡方法实施例属于同一构思,其具体实现过程详见方法实施例,这里不再赘述。
请参考图5,其示出了本发明一个实施例提供的终端的结构示意图。该电子设备可以用于实施上述实施例中提供的物品转移方法。具体来讲:
终端1000可以包括RF(Radio Frequency,射频)电路1010、包括有一个或一个以上计算机可读存储介质的存储器1020、输入单元1030、显示单元1040、传感器1050、音频电路1060、短距离通信模块1070、包括有一个或者一个以上处理核心的处理器1080、以及电源1090等部件。本领域技术人员可以理解,图10中示出的终端结构并不构成对终端的限定,可以包括比图示更多或更少的部件,或者组合某些部件,或者不同的部件布置。其中:
RF电路1010可用于收发信息或通话过程中,信号的接收和发送,特别地,将基站的下行信息接收后,交由一个或者一个以上处理器1080处理;另外,将涉及上行的数据发送给基站。通常,RF电路1010包括但不限于天线、至少 一个放大器、调谐器、一个或多个振荡器、用户身份模块(SIM)卡、收发信机、耦合器、LNA(Low Noise Amplifier,低噪声放大器)、双工器等。此外,RF电路1010还可以通过无线通信与网络和其他设备通信。无线通信可以使用任一通信标准或协议,包括但不限于GSM(Global System of Mobile communication,全球移动通讯系统)、GPRS(General Packet Radio Service,通用分组无线服务)、CDMA(Code Division Multiple Access,码分多址)、WCDMA(Wideband Code Division Multiple Access,宽带码分多址)、LTE(Long Term Evolution,长期演进)、电子邮件、SMS(Short Messaging Service,短消息服务)等。
存储器1020可用于存储软件程序以及模块,处理器1080通过运行存储在存储器1020的软件程序以及模块,从而执行各种功能应用以及数据处理。存储器1020可主要包括存储程序区和存储数据区,其中,存储程序区可存储操作系统、至少一个功能所需的应用程序(比如声音播放功能、图像播放功能等)等;存储数据区可存储根据终端1000的使用所创建的数据(比如音频数据、电话本等)等。此外,存储器1020可以包括高速随机存取存储器,还可以包括非易失性存储器,例如至少一个磁盘存储器件、闪存器件、或其他易失性固态存储器件。相应地,存储器1020还可以包括存储器控制器,以提供处理器1080和输入单元1030对存储器1020的访问。
输入单元1030可用于接收输入的数字或字符信息,以及产生与用户设置以及功能控制有关的键盘、鼠标、操作杆、光学或者轨迹球信号输入。具体地,输入单元1030可包括触敏表面1031以及其他输入设备1032。触敏表面1031,也称为触摸显示屏或者触控板,可收集用户在其上或附近的触摸操作(比如用户使用手指、触笔等任何适合的物体或附件在触敏表面1031上或在触敏表面1031附近的操作),并根据预先设定的程式驱动相应的连接装置。可选的,触敏表面1031可包括触摸检测装置和触摸控制器两个部分。其中,触摸检测装置检测用户的触摸方位,并检测触摸操作带来的信号,将信号传送给触摸控制器;触摸控制器从触摸检测装置上接收触摸信息,并将它转换成触点坐标,再送给处理器1080,并能接收处理器1080发来的命令并加以执行。此外,可以采用电阻式、电容式、红外线以及表面声波等多种类型实现触敏表面1031。 除了触敏表面1031,输入单元1030还可以包括其他输入设备1032。具体地,其他输入设备1032可以包括但不限于物理键盘、功能键(比如音量控制按键、开关按键等)、轨迹球、鼠标、操作杆等中的一种或多种。
显示单元1040可用于显示由用户输入的信息或提供给用户的信息以及终端1000的各种图形用户接口,这些图形用户接口可以由图形、文本、图标、视频和其任意组合来构成。显示单元1040可包括显示面板1041,可选的,可以采用LCD(Liquid Crystal Display,液晶显示器)、OLED(Organic Light-Emitting Diode,有机发光二极管)等形式来配置显示面板1041。进一步的,触敏表面1031可覆盖显示面板1041,当触敏表面1031检测到在其上或附近的触摸操作后,传送给处理器1080以确定触摸事件的类型,随后处理器1080根据触摸事件的类型在显示面板1041上提供相应的视觉输出。虽然在图10中,触敏表面1031与显示面板1041是作为两个独立的部件来实现输入和输入功能,但是在某些实施例中,可以将触敏表面1031与显示面板1041集成而实现输入和输出功能。
终端1000还可包括至少一种传感器1050,比如光传感器、运动传感器以及其他传感器。具体地,光传感器可包括环境光传感器及接近传感器,其中,环境光传感器可根据环境光线的明暗来调节显示面板1041的亮度,接近传感器可在终端1000移动到耳边时,关闭显示面板1041和/或背光。作为运动传感器的一种,重力加速度传感器可检测各个方向上(一般为三轴)加速度的大小,静止时可检测出重力的大小及方向,可用于识别手机姿态的应用(比如横竖屏切换、相关游戏、磁力计姿态校准)、振动识别相关功能(比如计步器、敲击)等;至于终端1000还可配置的陀螺仪、气压计、湿度计、温度计、红外线传感器等其他传感器,在此不再赘述。
音频电路1060、扬声器1061、传声器1062可提供用户与终端1000之间的音频接口。音频电路1060可将接收到的音频数据转换后的电信号,传输到扬声器1061,由扬声器1061转换为声音信号输出;另一方面,传声器1062将收集的声音信号转换为电信号,由音频电路1060接收后转换为音频数据,再将音频数据输出处理器180处理后,经RF电路110以发送给比如另一终端,或者将音频数据输出至存储器120以便进一步处理。音频电路160还可能包括耳塞插孔,以提供外设耳机与终端1000的通信。
短距离通信模块170可以包括WiFi(wireless fidelity,无线保真)技术和/或NFC技术和/或蓝牙技术和/或红外技术,终端1000通过短距离通信模块170可以帮助用户收发电子邮件、浏览网页和访问流式媒体等,它为用户提供了无线的宽带互联网访问及近距离通信,比如在本发明实施例中用于电子卡片的读写。
处理器1080是终端1000的控制中心,利用各种接口和线路连接整个手机的各个部分,通过运行或执行存储在存储器1020内的软件程序和/或模块,以及调用存储在存储器1020内的数据,执行终端1000的各种功能和处理数据,从而对手机进行整体监控。可选的,处理器1080可包括一个或多个处理核心;优选的,处理器1080可集成应用处理器和调制解调处理器,其中,应用处理器主要处理操作系统、用户界面和应用程序等,调制解调处理器主要处理无线通信。可以理解的是,上述调制解调处理器也可以不集成到处理器1080中。
终端1000还包括给各个部件供电的电源1090(比如电池),优选的,电源可以通过电源管理系统与处理器1080逻辑相连,从而通过电源管理系统实现管理充电、放电、以及功耗管理等功能。电源1090还可以包括一个或一个以上的直流或交流电源、再充电系统、电源故障检测电路、电源转换器或者逆变器、电源状态指示器等任意组件。
尽管未示出,终端1000还可以包括摄像头、蓝牙模块等,在此不再赘述。具体在本实施例中,电子设备的显示单元是触摸屏显示器,电子设备还包括有存储器,以及一个或者一个以上的程序,其中一个或者一个以上程序存储于存储器中,且经配置以由一个或者一个以上处理器执行述一个或者一个以上程序包含用于执行如上所述的物品转移方法。
请参考图6,其示出了本发明一个实施例提供的服务器的结构示意图。一个或者多个该服务器可以组成本发明实施例中的订单管理系统、卡片管理系统、汇聚管理系统或者物品提供方设备。所述服务器1100包括中央处理单元(CPU)1101、包括随机存取存储器(RAM)1102和只读存储器(ROM)1103的系统存储器1104,以及连接系统存储器1104和中央处理单元1101的系统总线1105。所述服务器1100还包括帮助计算机内的各个器件之间传输信息的 基本输入/输出系统(I/O系统)1106,和用于存储操作系统1113、应用程序1114和其他程序模块1115的大容量存储设备1107。
所述基本输入/输出系统1106包括有用于显示信息的显示器1108和用于用户输入信息的诸如鼠标、键盘之类的输入设备1109。其中所述显示器1108和输入设备1109都通过连接到系统总线1105的输入输出控制器1110连接到中央处理单元1101。所述基本输入/输出系统1106还可以包括输入输出控制器1110以用于接收和处理来自键盘、鼠标、或电子触控笔等多个其他设备的输入。类似地,输入输出控制器1110还提供输出到显示屏、打印机或其他类型的输出设备。
所述大容量存储设备1107通过连接到系统总线1105的大容量存储控制器(未示出)连接到中央处理单元1101。所述大容量存储设备1107及其相关联的计算机可读介质为服务器1100提供非易失性存储。也就是说,所述大容量存储设备1107可以包括诸如硬盘或者CD-ROM驱动器之类的计算机可读介质(未示出)。
不失一般性,所述计算机可读介质可以包括计算机存储介质和通信介质。计算机存储介质包括以用于存储诸如计算机可读指令、数据结构、程序模块或其他数据等信息的任何方法或技术实现的易失性和非易失性、可移动和不可移动介质。计算机存储介质包括RAM、ROM、EPROM、EEPROM、闪存或其他固态存储其技术,CD-ROM、DVD或其他光学存储、磁带盒、磁带、磁盘存储或其他磁性存储设备。当然,本领域技术人员可知所述计算机存储介质不局限于上述几种。上述的系统存储器1104和大容量存储设备1107可以统称为存储器。
根据本发明的各种实施例,所述服务器1100还可以通过诸如因特网等网络连接到网络上的远程计算机运行。也即服务器1100可以通过连接在所述系统总线1105上的网络接口单元1111连接到网络1112,或者说,也可以使用网络接口单元1111来连接到其他类型的网络或远程计算机系统(未示出)。
所述存储器还包括一个或者一个以上的程序,所述一个或者一个以上程序存储于存储器中,所述一个或者一个以上程序包含用于进行本发明实施例提供的物品转移方法的指令。
上述本发明实施例序号仅仅为了描述,不代表实施例的优劣。
本领域普通技术人员可以理解实现上述实施例的全部或部分步骤可以通过硬件来完成,也可以通过程序来指令相关的硬件完成,所述的程序可以存储于一种计算机可读存储介质中,上述提到的存储介质可以是只读存储器,磁盘或光盘等。
以上所述仅为本发明的较佳实施例,并不用以限制本发明,凡在本发明的精神和原则之内,所作的任何修改、等同替换、改进等,均应包含在本发明的保护范围之内。

Claims (4)

  1. 一种制卡方法,其特征在于,所述方法包括:
    制作主管任务单,所述任务为执行发卡流程操作的依据;
    对所制定的每一个任务进行审核,所述审核包括查询所述任务相关明细和打印;
    根据所述任务单的要求,向库房领取一定数量的空白卡并登记;
    当库房中存在所述一定数量的空白卡时,记录所述一定数量的空白卡的出库信息;
    使用读卡器对所述一定数量的空白卡进行个人化及个性化,并对所述任务单进行结算;
    将已经发卡成功的卡记录为成品卡,登记后存入成品卡库存;
    将所述成品卡投入市场使用时,在所述成品卡库存处登记,并出库;
    其中,在所述制作主管任务单前,先准备发卡资料,所述准备发卡资料,包括卡信息管理和库存信息管理;其中,
    所述卡信息管理包括:初始化卡终端管理、号段资源管理、用户卡类型管理、初始化卡PC管理和卡商信息管理;
    所述库存管理包括卡库信息管理。
  2. 根据权利要求1所述的方法,其特征在于,当库房中不存在所述一定数量的空白卡时,则采购所述一定数量的空白卡,并对所述采购的一定数量的空白卡做入库登记。
  3. 根据权利要求1所述的方法,其特征在于,所述号段资源管理,包括以下方法:对所述号段资源进行设置,确定任一号段资源应用于相对应的用途,并登记在所述号段资源管理中。
  4. 根据权利要求3所述的方法,其特征在于,所述使用读卡器对所述一定数量的空白卡进行个人化,是通过加载一个DLL文件实现的。
PCT/CN2016/077830 2016-03-30 2016-03-30 制卡方法 WO2017166107A1 (zh)

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Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102289896A (zh) * 2011-08-02 2011-12-21 彭琛 一种信用卡自动换卡方法和系统
CN102629244A (zh) * 2012-02-27 2012-08-08 清华大学 多语言工卡生成系统及方法
CN102982355A (zh) * 2012-11-02 2013-03-20 中国工商银行股份有限公司 一种实时制卡设备及银行自助发卡系统

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102289896A (zh) * 2011-08-02 2011-12-21 彭琛 一种信用卡自动换卡方法和系统
CN102629244A (zh) * 2012-02-27 2012-08-08 清华大学 多语言工卡生成系统及方法
CN102982355A (zh) * 2012-11-02 2013-03-20 中国工商银行股份有限公司 一种实时制卡设备及银行自助发卡系统

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