WO2017128319A1 - Procédé d'envoi de données relatif à une technique de surveillance de compte électronique, et système d'invite - Google Patents

Procédé d'envoi de données relatif à une technique de surveillance de compte électronique, et système d'invite Download PDF

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Publication number
WO2017128319A1
WO2017128319A1 PCT/CN2016/072880 CN2016072880W WO2017128319A1 WO 2017128319 A1 WO2017128319 A1 WO 2017128319A1 CN 2016072880 W CN2016072880 W CN 2016072880W WO 2017128319 A1 WO2017128319 A1 WO 2017128319A1
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WO
WIPO (PCT)
Prior art keywords
electronic account
user
information
account fund
data
Prior art date
Application number
PCT/CN2016/072880
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English (en)
Chinese (zh)
Inventor
吕璇
Original Assignee
吕璇
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 吕璇 filed Critical 吕璇
Priority to PCT/CN2016/072880 priority Critical patent/WO2017128319A1/fr
Publication of WO2017128319A1 publication Critical patent/WO2017128319A1/fr

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols

Definitions

  • the invention belongs to the field of internet finance, and provides a data sending method and a prompting system for electronic account monitoring technology.
  • the number of invention patents applied by OPPO in 2014 was 938, while the number of invention patents of Tencent in the same period was 1,447.
  • the inventions of the two companies about 80% of the total number of invention patents related to user experience and direct user operations.
  • similar patent applications, including other companies based on user experience are also of a large order of magnitude, such as Huawei.
  • the patent application process and the post-authorization maintenance process will generate human and financial costs: such as replying to review opinions, paying license fees, etc., for core technologies (such as CDMA underlying technology) or market identification.
  • core technologies such as CDMA underlying technology
  • market identification For relatively high-tech technologies (such as sliding unlocking), the related costs are negligible, and the investment in these technologies is worthwhile, but such technologies are a minority after all, and more technologies have been verified by the market. The user's pain points or itch points cannot be touched, and the patent investment in these technologies is likely to cause cost waste.
  • the embodiment of the invention provides a data sending method and a prompting system for an electronic account monitoring technology, which can match the balance of the user account funds with the account fund amount set by the user, so that the system can timely find out whether the customer has sufficient funds to conduct online.
  • Shopping on the one hand, ensures that users have sufficient funds when doing online shopping, and will not miss the opportunity to buy, on the other hand, it can protect the security of electronic accounts and prevent the loss of money. At the same time, it is convenient to use timely feedback after using technology. Manufacturers timely and effectively collect the use of related technologies.
  • the present invention is implemented as follows: a data transmission method of an electronic account monitoring technology, comprising the following steps:
  • the embodiment of the invention further provides a prompting system, including:
  • a recording unit configured to record user-set electronic account fund quota information and current electronic account fund quota information
  • the reading unit is connected to the output end of the recording unit for reading the electronic account fund quota information set by the user and the current electronic account fund quota information;
  • the determining unit is connected to the output end of the reading unit, and is configured to determine whether the current electronic account quota is lower than the account fund quota set by the user;
  • the control unit is connected to the output end of the judging unit, and if the current account capital amount is lower than the account fund quota set by the user, the information prompting the customer to transfer the account is issued;
  • the data sending unit is connected to the output end of the control unit, and is configured to send technical usage data to a data collection end preset by the manufacturer.
  • the invention enables the system to find out in time whether the customer has sufficient funds to conduct online shopping, and on the other hand, to ensure that the user has sufficient funds when making online shopping, and is not missed. On the other hand, it can protect the security of electronic accounts and prevent the loss of money. At the same time, timely feedback through the use of technology can also facilitate the timely and effective collection of relevant technologies by manufacturers.
  • FIG. 1 is a schematic flow chart of a method for prompting matching information according to an electronic account fund quota according to an embodiment of the present invention
  • FIG. 2 is a schematic structural diagram of a prompting system according to an embodiment of the present invention.
  • figure 1 It is a schematic flowchart of a method for prompting information matching according to an electronic account fund quota provided by the embodiment of the present invention. For the convenience of description, only parts related to the embodiment of the present invention are shown.
  • step S101 the electronic account fund amount information set by the user and the current electronic account fund amount information are recorded.
  • Recording the account asset quota information set by the user requires the customer to reasonably estimate according to the daily expenses of their daily online shopping. If the set amount of funds is too low, once the user's favorite goods appear, but the purchase payment is insufficient, miss the opportunity; if the funds are set If the amount is too high, you will often receive information indicating the transfer, which will cause unnecessary troubles. Therefore, you should set a reasonable amount of funds according to the user's daily expenses.
  • step S102 the electronic account fund amount information set by the user and the current electronic account fund amount information are read.
  • step S103 it is determined whether the current electronic account quota is lower than the account fund quota set by the user; if not, the process proceeds to step S104. As the funds are sufficient, the information indicating that the customer is transferred is not issued; if yes, the process proceeds to step S105, the information prompting the customer to transfer the money is sent, and the technical use data is sent to the data collection terminal preset by the manufacturer.
  • the technology uses data for the user to use the data of the technology, that is, the data generated when the method completes the first few steps, the data includes the number of times the user uses the technology (eg, the first time using the technology within a certain period of time) Technology); the specific time point of using the technology; the user's related operations before and after using the technology can help the technology provider to better evaluate the market value of the technology, and better improve the technical data according to the feedback.
  • the invention enables the system to find out in time whether the customer has sufficient funds to conduct online shopping, and on the other hand, to ensure that the user has sufficient funds when making online shopping, and is not missed. On the other hand, it can protect the security of electronic accounts and prevent the loss of money. At the same time, timely feedback through the use of technology can also facilitate the timely and effective collection of relevant technologies by manufacturers.
  • FIG. 2 is a schematic structural diagram of a prompting system according to an embodiment of the present invention, where the prompting system includes:
  • the recording unit 21, the reading unit 22, the judging unit 23, the regulating unit 24, and the data transmitting unit 25 among them
  • the recording unit 21 is configured to record the electronic account fund quota information set by the user and the current electronic account fund quota information;
  • Reading unit 22, and recording unit 21 The output terminal is connected to read the electronic account fund quota information set by the user and the current electronic account fund quota information;
  • Judging unit 23, and reading unit 22 The output ends are connected to determine whether the current electronic account quota is lower than the account fund amount set by the user;
  • Control unit 24, and judgment unit 23 The output ends are connected, and if the current account fund amount is lower than the account fund amount set by the user, a message prompting the customer to transfer the money is issued;
  • the output connection is used to send technical usage data to the data acquisition terminal preset by the manufacturer.
  • the working principle is: the recording unit 21 records the electronic account fund quota information set by the user and the current electronic account fund quota information; the reading unit 22 reading the electronic account fund quota information set by the user and the current electronic account fund quota information; the determining unit 23 determines whether the current electronic account quota is lower than the account fund quota set by the user; the control unit 24 When the current account fund amount is lower than the account fund amount set by the user, the information prompting the customer to transfer is issued, and at the same time, the data sending unit 25 sends the technical use data to the data collection terminal preset by the manufacturer.
  • the invention enables the system to find out in time whether the customer has sufficient funds to conduct online shopping, and on the other hand, to ensure that the user has sufficient funds when making online shopping, and is not missed. On the other hand, it can protect the security of electronic accounts and prevent the loss of money. At the same time, timely feedback through the use of technology can also facilitate the timely and effective collection of relevant technologies by manufacturers.

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

L'invention concerne un procédé d'envoi de données relatif à une technique de surveillance de compte électronique, et un système d'invite. Le procédé consiste à : enregistrer des informations de limite de capital de compte électronique définie par un utilisateur et des informations de limite de capital de compte électronique actuelle ; déterminer si une limite de capital de compte électronique actuelle est inférieure à une limite de capital de compte électronique définie par l'utilisateur ; dans la négative, comme cela suppose qu'il y a suffisamment d'argent, ne pas envoyer d'informations pour inviter un client à transférer de l'argent, et envoyer des données d'utilisation technique à un terminal d'acquisition de données préprogrammé par un fabricant ; dans l'affirmative, envoyer les informations pour inviter le client à transférer de l'argent, et envoyer les données d'utilisation technique au terminal d'acquisition de données préprogrammé par le fabricant. Le procédé et le système d'invite garantissent qu'un utilisateur a suffisamment d'argent lorsqu'il achète des biens en ligne et ne manquera pas une opportunité d'achat panique. D'autre part, la sécurité du capital d'un compte électronique peut également être garantie et la perte d'argent est empêchée. Par ailleurs, via un retour d'informations opportun après que la technique a été adoptée, un fabricant peut acquérir les conditions d'utilisation d'une technique associée, de façon simple, rapide et efficace.
PCT/CN2016/072880 2016-01-29 2016-01-29 Procédé d'envoi de données relatif à une technique de surveillance de compte électronique, et système d'invite WO2017128319A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
PCT/CN2016/072880 WO2017128319A1 (fr) 2016-01-29 2016-01-29 Procédé d'envoi de données relatif à une technique de surveillance de compte électronique, et système d'invite

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/CN2016/072880 WO2017128319A1 (fr) 2016-01-29 2016-01-29 Procédé d'envoi de données relatif à une technique de surveillance de compte électronique, et système d'invite

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WO2017128319A1 true WO2017128319A1 (fr) 2017-08-03

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PCT/CN2016/072880 WO2017128319A1 (fr) 2016-01-29 2016-01-29 Procédé d'envoi de données relatif à une technique de surveillance de compte électronique, et système d'invite

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Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101099181A (zh) * 2004-11-05 2008-01-02 移动货币国际公司 电子钱包交易方法和系统
CN101256695A (zh) * 2008-04-09 2008-09-03 中兴通讯股份有限公司 一种近场通信终端自动充值的方法
CN102486858A (zh) * 2009-11-03 2012-06-06 中国电信股份有限公司 一种利用ota充值的rfid手机支付方法和系统
CN103337022A (zh) * 2013-06-05 2013-10-02 袁义青 一种公共交通电子系统
WO2015016374A1 (fr) * 2013-08-02 2015-02-05 株式会社Ｎｔｔドコモ Dispositif de notification, système de notification, procédé de notification et programme

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101099181A (zh) * 2004-11-05 2008-01-02 移动货币国际公司 电子钱包交易方法和系统
CN101256695A (zh) * 2008-04-09 2008-09-03 中兴通讯股份有限公司 一种近场通信终端自动充值的方法
CN102486858A (zh) * 2009-11-03 2012-06-06 中国电信股份有限公司 一种利用ota充值的rfid手机支付方法和系统
CN103337022A (zh) * 2013-06-05 2013-10-02 袁义青 一种公共交通电子系统
WO2015016374A1 (fr) * 2013-08-02 2015-02-05 株式会社Ｎｔｔドコモ Dispositif de notification, système de notification, procédé de notification et programme

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