WO2017028121A1 - Procédé de vérification à distance à double iris en vue d'un retrait et guichet automatique bancaire - Google Patents

Procédé de vérification à distance à double iris en vue d'un retrait et guichet automatique bancaire Download PDF

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Publication number
WO2017028121A1
WO2017028121A1 PCT/CN2015/087164 CN2015087164W WO2017028121A1 WO 2017028121 A1 WO2017028121 A1 WO 2017028121A1 CN 2015087164 W CN2015087164 W CN 2015087164W WO 2017028121 A1 WO2017028121 A1 WO 2017028121A1
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WO
WIPO (PCT)
Prior art keywords
iris
input
user
matching
withdrawal
Prior art date
Application number
PCT/CN2015/087164
Other languages
English (en)
Chinese (zh)
Inventor
赵政荣
Original Assignee
赵政荣
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 赵政荣 filed Critical 赵政荣
Priority to PCT/CN2015/087164 priority Critical patent/WO2017028121A1/fr
Publication of WO2017028121A1 publication Critical patent/WO2017028121A1/fr

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/207—Surveillance aspects at ATMs

Definitions

  • the invention belongs to the field of security, and particularly relates to a method for verifying and withdrawing money from a double iris and a cash dispenser.
  • the password segmentation system is generally adopted, and the password related to the withdrawal fund is divided into two sections, which are in the hands of two different people, so that only two people agree and two When individuals are present, they can make withdrawals.
  • the current withdrawal method is also relatively simple. For example, in the case of 8-bit password system, it is often awkward when the first person enters half of the password and then the second person enters half of the password.
  • the embodiment of the invention provides a method for verifying and withdrawing money from a double iris, and the purpose is to In view of the troublesome and inflexible situation of the current double password system, a more convenient withdrawal verification method is provided.
  • a method for verifying withdrawals from a dual iris remotely includes the following steps:
  • the iris input by the user is the first iris or the second iris
  • the embodiment of the invention further provides a cash machine, comprising:
  • a recording unit configured to record a first iris required for unlocking and a second iris matched with the first iris
  • a verification unit connected to the recording unit, is configured to determine whether the iris input by the user is the first iris or the second iris when the user inputs the iris for the first time, and determine the second input of the user when the iris is input for the second time. Whether the iris is an iris matching the first input iris;
  • a prompting unit connected to the verification unit, when the user inputs the iris for the first time, and the iris is the first iris or the second iris, prompting another remote user to input the iris matched by the user input within a certain time Another iris;
  • the unlocking unit is connected to the verification unit, and is configured to enter a withdrawal program when the iris input by the user is the recorded iris.
  • the invention enters the withdrawal program by verifying the irises that match each other in different places, and then enters the withdrawal procedure when the matching irises appear at the same time, which increases the convenience for the withdrawal of the same fund account held by the two persons without losing safety.
  • FIG. 1 is a schematic flow chart of a method for verifying and withdrawing a double iris by different embodiments according to an embodiment of the present invention
  • FIG. 2 is a schematic structural diagram of a cash dispenser provided by an embodiment of the present invention.
  • Figure 1 is a diagram of an embodiment of the invention. A schematic diagram of a method for verifying the withdrawal of the double iris remotely, for the convenience of description, only the parts related to the embodiment of the present invention are shown.
  • a first iris required for unlocking and a second iris matching the first iris are recorded in step S101.
  • the first iris and the second iris belong to the iris of different people, respectively.
  • step S102 when the user inputs the iris, it is determined whether the iris input by the user is the first iris or the second iris. If no, go to the step S103, the judgment is terminated and remains as it is; if yes, the process proceeds to step S104 to prompt another remote user to input another iris matching the iris input by the user within a certain time.
  • an iris recognition technique is used.
  • the iris is an annular portion between the black pupil of the eye and the white sclera. It consists of a fairly complex fibrous structure, including many intertwined details similar to spots, filaments, crowns, stripes, and so on. The same iris cannot exist between people, even the iris of one person's left and right eyes will not be the same. These characteristics of the iris are determined by random combination before each person is born, and will not follow People grow and change.
  • the matching relationship of the user's iris is recorded in the database of the cloud.
  • the remote user inputs its iris
  • the iris input by the remote user is also transmitted to the cloud database for judgment.
  • step S105 Determining whether another iris input by another remote user is another iris matching the iris input by the user, and if not, proceeding to step S106 to terminate the determination and retain the original state, and if yes, proceed to step S107. Enter the withdrawal program.
  • the input order of the first iris and the second iris may be forced to be correct (such as inputting the iris of the user A and then inputting the iris of the user B) to unlock, or unlocking without requiring a specific input order. .
  • the invention enters the withdrawal program by verifying the irises that match each other in different places, and then enters the withdrawal procedure when the matching irises appear at the same time, which increases the convenience for the withdrawal of the same fund account held by the two persons without losing safety.
  • FIG. 2 is a schematic structural diagram of a cash dispenser according to an embodiment of the present invention, where the cash dispenser includes:
  • a recording unit 21 configured to record a first iris required for unlocking and a second iris matched with the first iris
  • the connection is used to determine whether the iris input by the user is the first iris or the second iris when the user inputs the iris for the first time, and whether the iris input by the user for the second time is the first time when the iris is input for the second time.
  • the input iris matches the iris;
  • a prompting unit 23, and the verification unit 22 Connecting, when the user inputs the iris for the first time, and the iris is the first iris or the second iris, prompting another remote user to input another iris matching the iris input by the user within a certain time;
  • An unlocking unit 24, and the verification unit 22 Connection used to enter the withdrawal program when the iris input by the user is the recorded iris.
  • recording unit 21 Recording a first iris required for unlocking and a second iris matching the first iris; when the user inputs the iris for the first time, the verification unit 22 Determining whether the iris input by the user is the first iris or the second iris, and determining whether the iris input by the user for the second time is the iris matching the first input iris when the iris is input for the second time; the user is the first in the user When the iris is input once, and the iris is the first iris or the second iris, the prompting unit 23 prompts another remote user to input another iris matching the iris input by the user for a certain period of time; when the iris input by the user twice is the recorded iris, the unlocking unit 24 enters the withdrawal program.
  • the invention enters the withdrawal program by verifying the irises that match each other in different places, and then enters the withdrawal procedure when the matching irises appear at the same time, which increases the convenience for the withdrawal of the same fund account held by the two persons without losing safety.

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Security & Cryptography (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Collating Specific Patterns (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

La présente invention concerne un procédé de vérification à distance à double iris en vue d'un retrait et un guichet automatique bancaire. Le procédé consiste à : enregistrer un premier iris et un second iris correspondant au premier iris qui sont nécessaires pour un déverrouillage; lorsqu'un utilisateur entre un iris, déterminer si l'iris entré par l'utilisateur est le premier iris ou le second iris; si ce n'est pas le cas, terminer la détermination et demeurer dans un état actuel; si c'est le cas, inviter un autre utilisateur à distance à entrer un autre iris correspondant à l'iris entré par l'utilisateur dans un certain laps de temps; déterminer si l'iris entré par l'utilisateur à distance est celui qui correspond à l'iris entré par l'utilisateur; si ce n'est pas le cas, terminer la détermination et demeurer dans un état actuel; si c'est le cas, entrer dans une procédure de retrait. La présente invention permet une vérification à distance d'iris correspondants et une entrée dans la procédure de retrait est autorisée uniquement lorsque sont détectés des iris correspondants, ce qui permet d'améliorer la commodité de retrait lorsqu'un compte de fonds est détenu par deux personnes sans compromettre la sécurité.
PCT/CN2015/087164 2015-08-16 2015-08-16 Procédé de vérification à distance à double iris en vue d'un retrait et guichet automatique bancaire WO2017028121A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
PCT/CN2015/087164 WO2017028121A1 (fr) 2015-08-16 2015-08-16 Procédé de vérification à distance à double iris en vue d'un retrait et guichet automatique bancaire

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/CN2015/087164 WO2017028121A1 (fr) 2015-08-16 2015-08-16 Procédé de vérification à distance à double iris en vue d'un retrait et guichet automatique bancaire

Publications (1)

Publication Number Publication Date
WO2017028121A1 true WO2017028121A1 (fr) 2017-02-23

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Application Number Title Priority Date Filing Date
PCT/CN2015/087164 WO2017028121A1 (fr) 2015-08-16 2015-08-16 Procédé de vérification à distance à double iris en vue d'un retrait et guichet automatique bancaire

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WO (1) WO2017028121A1 (fr)

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103065399A (zh) * 2012-12-28 2013-04-24 任天碧 安全银行柜员机
CN203192091U (zh) * 2013-04-01 2013-09-11 新乡职业技术学院 一种自动取款机
CN104063644A (zh) * 2014-06-25 2014-09-24 深圳市中兴移动通信有限公司 指纹识别的方法、终端及服务器
CN104077689A (zh) * 2013-10-30 2014-10-01 腾讯科技（深圳）有限公司 一种信息验证的方法、相关装置及系统
CN204423495U (zh) * 2015-01-20 2015-06-24 浙江海洋学院 虹膜识别自动存取款机

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103065399A (zh) * 2012-12-28 2013-04-24 任天碧 安全银行柜员机
CN203192091U (zh) * 2013-04-01 2013-09-11 新乡职业技术学院 一种自动取款机
CN104077689A (zh) * 2013-10-30 2014-10-01 腾讯科技（深圳）有限公司 一种信息验证的方法、相关装置及系统
CN104063644A (zh) * 2014-06-25 2014-09-24 深圳市中兴移动通信有限公司 指纹识别的方法、终端及服务器
CN204423495U (zh) * 2015-01-20 2015-06-24 浙江海洋学院 虹膜识别自动存取款机

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