WO2016111482A1

WO2016111482A1 - Electronic receipt issuance system

Info

Publication number: WO2016111482A1
Application number: PCT/KR2015/014098
Authority: WO
Inventors: 이동호
Original assignee: 디에이치이노시스 주식회사
Priority date: 2015-01-06
Filing date: 2015-12-22
Publication date: 2016-07-14

Abstract

An electronic receipt issuance system comprises a mobile communication terminal for transmitting an electronic receipt issuance request message including an electronic receipt issuee subscription request message, a payment approval message, mobile communication terminal identification information and location information, and comprises an electronic receipt issuance server comprising: an authentication unit for receiving the electronic receipt issuee subscription request message and performing authentication on whether to subscribe as an electronic receipt issuee; a reception unit for receiving the payment approval message, the mobile communication terminal identification information and the location information; a parsing unit for extracting receipt generation information by parsing the received payment approval message; a search/matching unit for searching for a provider DB for a provider corresponding to provider information included in the receipt generation information and the location information and confirming the searched for provider as an electronic receipt issuance provider corresponding to the electronic receipt issuance request message; an electronic receipt generation unit for generating an electronic receipt, which is issued by the electronic receipt issuance provider and issued for a customer corresponding to the mobile communication terminal identification information; and a transmission unit for transmitting the generated electronic receipt to a terminal of an electronic receipt recipient.

Description

Electronic Receipt Issuance System

The present invention relates to an electronic receipt issuance system.

The contents described below merely provide background information related to embodiments of the present invention and do not constitute a prior art.

The inventor of the present invention, the Republic of Korea Patent Application No. 10-20140790 (December 2, 2014) the electronic receipt issuing system receives the payment approval message content from the mobile communication terminal received the payment approval message from the payment server, based on this The company has applied for a patent on the technology of issuing a receipt and sending the issued electronic receipt to the recipient requested by the customer.

However, the electronic receipt generation system as described above has a problem that it is difficult to control whether a paper receipt is issued, and that detailed details are difficult to be described when the electronic receipt includes a plurality of items, quantities, and price information.

This embodiment has a main purpose to provide a system for controlling a payment terminal so as not to issue a paper receipt when the electronic receipt is issued, and inquiring the details of the electronic receipt.

According to an aspect of the present embodiment, a mobile communication terminal and an electronic receipt issuing subject subscription request message that transmits an electronic receipt issuance request message and payment approval message, mobile terminal identification information, location information An authentication unit for receiving a message and authenticating whether or not it can be subscribed to an electronic receipt issuance, the payment approval message, the mobile communication terminal identification information, the receiving unit for receiving the location information, parsing the received payment approval message (Parsing) Parsing unit for extracting the receipt generation information to search for the operator information included in the receipt generation information and the operator information corresponding to the location information from the operator DB, the electronic receipt issuing companies corresponding to the electronic receipt issuance request message Search / matching unit to confirm with the electronic receipt An electronic receipt generating unit for issuing a service provider, and generating an electronic receipt for a customer corresponding to the mobile communication terminal identification information, and a transmitting unit for transmitting the generated electronic receipt to a terminal of the electronic receipt receiver. It provides an electronic receipt issuing system comprising an electronic receipt issuing server to,

According to another aspect of the present embodiment, a mobile communication terminal, a process of transmitting an electronic receipt issuance target subscription request message and receiving a payment approval message from a payment server, the payment approval message, mobile terminal identification information, location information And a process of requesting issuance of an electronic receipt including an electronic receipt issuing server, wherein the electronic receipt issuing server authenticates whether the electronic receipt issuing subject subscription request message can be registered as an electronic receipt issuing subject, and the payment approval message. Receiving the mobile communication terminal identification information and the location information, parsing the payment approval message and extracting receipt generation information; and a provider corresponding to the operator information and the location information included in the receipt generation information. Search for the searched operators to the mobile terminal identification information. Confirming the electronic receipt issuing company, generating the electronic receipt for the customer corresponding to the identification information of the mobile communication terminal, and generating the electronic receipt. It provides an electronic receipt issuing method comprising the step of transmitting to the terminal of the receipt recipient.

As described above, according to the exemplary embodiment of the present invention, the conventional technology is a technology for issuing an electronic receipt and does not include the technical idea of a technology for controlling the issuance of a paper receipt. In addition to controlling the issuance of e-receipt, you must download the e-receipt application to your mobile communication terminal and go through the authentication procedure for issuing the e-receipt through this application. It has the effect of providing a means to identify.

In addition, according to another embodiment of the present invention, when extracting a message received by the conventional mobile communication terminal to issue an electronic receipt, there was a problem that can not display a plurality of items, quantities, amounts, respectively, According to the embodiment, even if the mobile communication terminal issues an electronic receipt issued based on the message extraction received, it is possible to provide a method for inquiring the details of the electronic receipt.

1 is a block diagram of an electronic receipt issuing system according to an embodiment of the present invention.

2 is a block diagram of a mobile communication terminal for issuing an electronic receipt according to an embodiment of the present invention.

Figure 3a is a diagram showing the form of the electronic receipt according to an embodiment of the present invention.

Figure 3b is a diagram showing the format of the details of the electronic receipt according to an embodiment of the present invention.

4 is a flowchart of a process for issuing an electronic receipt according to an embodiment of the present invention.

5 is a flowchart illustrating a process of issuing an electronic receipt from the electronic receipt issuing server according to an embodiment of the present invention.

Hereinafter, the present embodiment will be described in detail with reference to the accompanying drawings. In this process, the thickness of the lines or the size of the components shown in the drawings may be exaggerated for clarity and convenience of description. In addition, terms to be described below are terms defined in consideration of functions in the present invention, which may vary according to the intention or convention of a user or an operator. Therefore, definitions of these terms should be made based on the contents throughout the specification. In addition, in describing the present invention, when it is determined that the detailed description of the related well-known configuration or function may obscure the gist of the present invention, the detailed description thereof will be omitted.

1 is a block diagram of an electronic receipt issuing system according to an embodiment of the present invention. The electronic receipt issuing system includes a payment terminal 400, a payment server 300, a mobile communication terminal 200, and an electronic receipt issuing server 100. The electronic receipt issuing server 100 includes an authentication unit 110, a control unit 120, a reception unit 130, a parser 140, a search / matching unit 150, an electronic receipt generation unit 160, and a transmission unit 170. It includes. However, the electronic receipt issuing server 100 may be implemented so that one server includes all the components, but it is also possible to have a separate server for each component or to implement a part of the components as one server.

The overall process of issuing an electronic receipt as shown in the embodiment of Figure 1 is as follows. When the customer purchases goods or services at the operator's store, pays a credit card or cash for payment, and requests a payment, the payment terminal 400 requests payment approval from the payment server 300. In this case, the payment server 300 includes a server of an operator performing a communication service and an information processing service between a credit card company and a credit card payment terminal, such as a value added network (VAN), or a server of an operator issuing a cash receipt. can do. The payment server 300 may check whether the customer is the subject of the electronic receipt issuance, and if the subject of the electronic receipt is the subject, control the payment terminal 400 so that the paper receipt is not issued. The process of controlling the payment terminal 400 in the payment server 300 will be described in detail later.

In order to issue an electronic receipt according to an embodiment of the present invention, an electronic receipt application is installed in a mobile communication terminal 200 to receive a payment approval message including business information, card information, and payment history information, and through an electronic receipt application. Providing all or part of the credit card number to be used by the electronic receipt issuing server 100 or the mobile terminal identification information should be preceded. In the case of a credit card number, all is required for payment, but for the issuance of an e-receipt, only a part of it can be used to specify a credit card. There is an advantage that it can.

The authentication unit 110 of the electronic receipt issuing server 100 checks whether or not the person who can issue the electronic receipt using the credit card number received from the mobile communication terminal 200 or the identification information of the mobile communication terminal. Whether the person can issue the electronic receipt may include a verification process by at least one of the date of birth, the resident registration number, the text message of the mobile communication terminal, the authentication number, the official certificate, i-pin and my-pin. The electronic receipt issued subject information after the authentication procedure is stored in the subscriber DB (Database, 500), and is transmitted to the control unit 120.

The payment server 300 receiving the payment approval request communicates with the control unit 120 of the electronic receipt issuing server 300 to determine whether the electronic receipt is issued using the credit card information or the mobile terminal identification information of the customer who requested the payment. Inquire. In this case, the communication method between the payment server 300 and the electronic receipt issuing server 100 may not only query whether the electronic receipt is issued when a payment approval request is made from the customer, but also the electronic receipt issuing server 100 may be preset. It is possible to provide the electronic receipt issued subject information to the payment server 300 at regular intervals. The electronic receipt issuance confirmation method of the method as described above is able to accommodate the needs of a variety of operators, including various credit card companies, VAN company operating the payment server 300.

After confirming whether the payment server 300 is subject to the electronic receipt issuance, the payment approval message and the information for controlling whether the paper receipt is issued together with the payment terminal 400, and the payment approval message is registered in the payment server 300 Is transmitted to the mobile communication terminal 200 of the customer. The payment approval message can be any one of a variety of forms including short message service (SMS), multimedia message (MMS), push message, push notification, and internet communication (TCP / IP communication). Can be transmitted in the manner of.

When the application 210 of the mobile communication terminal 200 transmits the payment approval message, the location information, the mobile communication terminal identification information, and the location information to the electronic receipt issuing server 100, the receiving unit of the electronic receipt issuing server 100 is provided. By receiving it at 130, it is possible to check whether the electronic receipt is eligible for issue, and if not the electronic receipt issuance subject, the electronic receipt may not be issued. However, the application 210 of the mobile communication terminal 200 will be described in detail with reference to FIG. 2.

The parser 140 parses the payment approval message received from the receiver 130 to extract information for generating a receipt. Information for generating a receipt may include business information, card information, payment history information, business information may include the business name of the operator, merchant ID (identity, identification), credit card, debit card and check card The card information may include a card company and a card number, and the payment history information may include a payment amount, approval date, installment information, and receipt approval number.

The search / matching unit 150 uses the service provider information including the trade name and the merchant ID extracted from the payment approval message and the location information received from the mobile communication terminal 200 in detail for issuing an electronic receipt from the operator DB 600. The information of the operator is inquired and confirmed as the operator for issuing the electronic receipt. The operator DB 600 may include a business name, a business number, a representative name, an address, a phone number, a business type, an affiliate store ID, and location information of a store.

The search / matching unit 150 may be difficult to accurately identify the operator for issuing the electronic receipt only by the operator information included in the payment approval message, and the location information received from the mobile communication terminal 200 is compensated for. It is available.

Operators can be specified more precisely through spatial search using the location information received from the mobile communication terminal 200 and the address included in the operator DB 600 or the location information of the store. Searches for operators within a certain range that reflects a preset error rate of the location information received from the mobile communication terminal 200, and has the highest similarity with the operator information including the merchant and ID of the operators extracted from the searched operators and payment approval messages. You can choose a carrier. The operator selected by the search / matching unit 130 is determined to be an electronic receipt issuing operator.

The electronic receipt generation unit 160 generates an electronic receipt for the issuer of the confirmed e-receipt generating business operator, a customer corresponding to the identification number of the mobile communication terminal, and the generated electronic receipt is an electronic receipt DB (700). ) In this case, the electronic receipt generation unit 160 may search for the electronic receipt corresponding to the receipt approval number using the receipt approval number in the electronic receipt DB 700 to prevent the duplicate electronic receipt from being issued.

The electronic receipt generating unit 160 queries the business classification DB 550 of the electronic receipt generating company specified by the search / matching unit 150 to determine whether the electronic receipt generating company is a business providing the details of the electronic receipt. If the operator provides the details of the electronic receipt, and generates the electronic receipt including the server information of the electronic receipt issuing provider providing the details.

The provider classification DB 550 includes information on an operator, whether to provide details of an electronic receipt, and an internet address of a provider server that provides details when providing details of an electronic receipt. The Internet address includes at least one of an Internet Protocol (IP), an access port, or a Uniform Resource Locator (URL).

On the other hand, the electronic receipt generating unit 160 may check whether the same receipt is generated in the electronic receipt DB 700 using the receipt approval number in order to prevent the electronic receipt is issued repeatedly.

The transmitter 170 transmits the electronic receipt generated by the electronic receipt generator 160 to the terminal 800 designated as the receiver of the electronic receipt. The transmitter 170 transmits the electronic receipt by means of a short message (SMS), a multimedia message (MMS), a push message, an e-mail, an SNS (Social Network Service) having a message transmission function, or a messenger or Internet communication (TCP / IP). Various forms including the can be used. Accordingly, the terminal 800 may be in various forms including a PC or a mobile communication terminal that receives a person designated as a recipient of the electronic receipt, an e-mail, a message, and checks the electronic receipt. In addition, the receiver of the electronic receipt may be a mobile communication terminal 200 that has received a payment approval message, or may be a terminal capable of receiving an email, SNS, or messenger by a third party designated by the customer. Transmitter 170 is a mobile terminal or email address, messenger or Internet communication in accordance with the classification for self-identification, proof of business expenses, consumer income deduction classification included in the recipient classification setting information stored in the recipient classification DB (520) Can be transmitted using.

2 is a block diagram of a mobile communication terminal for issuing an electronic receipt according to an embodiment of the present invention. The mobile communication terminal 200 according to the embodiment of the present invention may perform the role of the terminal 800. The mobile communication terminal 200 and the terminal 800 according to the embodiment of the present invention are a personal computer (PC), a notebook computer, a tablet (Tablet), a personal digital assistant (PDA), a game console, It includes a user terminal such as a portable multimedia player (PMP), a PlayStation Portable (PSP, PlayStation Portable), a wireless communication terminal, a smart phone, a TV, a media player, and the like. In addition, the mobile communication terminal 200 according to the present embodiment is a mobile communication including Near Field Communication (NFC), 2G, 3G, Long Term Evolution (LTE) and Time-Division LTE (TD-LTE), At least one of communication means including a wireless local area network (WLAN) including Wi-Fi is possible.

The mobile communication terminal 200 may include an electronic receipt application 210 and an electronic receipt depository 230. The electronic receipt application 210 may include an input unit 211, a message receiver 213, a location information collector 215, a transmitter 217, and a details processor 219. The input unit 211 receives the identification information of the mobile communication terminal for issuing part or all of the credit card number or cash receipt for use by the customer.

The message receiving unit 211 receives a payment approval message sent by the payment server 300. The message receiving unit 211 may receive a payment approval message in various forms including a short text message, a multimedia text message, and a push message. The location information collecting unit 215 may obtain location information by using a GPS, WiFi, or a base station mounted in the mobile communication terminal 200.

The details processing unit 219 receives the electronic receipt from the electronic receipt issuing server 100, connects to the electronic receipt issuing company server received together with the electronic receipt when the electronic receipt contains the details, and sends the electronic receipt to the electronic receipt. Using the included receipt approval number, receives the details of the electronic receipt corresponding to the receipt approval number and displays it on the screen of the mobile communication terminal 200.

3A is a form of an electronic receipt according to an embodiment of the present invention. The electronic receipt may include transaction date and time, payment amount, supply value, VAT, card name, receipt approval number, trade name, business number, representative name, address and telephone number. However, the information provided by the electronic receipt is not limited thereto and may further include various types of information.

Figure 3b is a form of details of the electronic receipt according to an embodiment of the present invention. The details of the electronic receipt provide information on payment for each product or service in the case of a business that purchases a plurality of goods or services by a customer including a department store and a mart. It may include information on the amount, VAT, duty-free or small goods, and may include event, point, and coupon information provided by the business operator.

4 is a flowchart of a process for issuing an electronic receipt according to an embodiment of the present invention. The mobile communication terminal 200 receives the payment approval message, and in order to issue the electronic receipt using this, the electronic receipt application must be installed in the mobile communication terminal 200 (S310). At this time, if you want to receive an electronic receipt on behalf of the paper receipt, the electronic receipt application enters the subscriber information including part or all of the credit card number used to issue the electronic receipt, the mobile terminal identification information used to issue cash receipts Receives it, and transmits it to the electronic receipt issuing server 100 to request a subscription (S312).

The electronic receipt issuing server 100 determines whether to be authenticated through the identity verification process by using the subscriber information received from the mobile communication terminal 200 (S314), the credit card or mobile communication that is not confirmed or used illegally In case of using the identification information of the terminal, authentication is denied and it is not possible to join as an electronic receipt issuer. When it is confirmed that the electronic receipt can be issued, the subscriber information is stored in the subscriber DB, and the authentication result is transmitted to the mobile communication terminal 200 (S316).

After purchasing the goods or services to present a credit card or cash and request a payment, the payment terminal 400 requests the payment to the payment server 300 (S320). The payment server 300 requests the electronic receipt issuing server 100 to check whether the electronic receipt is issued by using the credit card number or the mobile terminal identification information requested for payment (S322).

The electronic receipt issuing server 100 checks the subscriber DB and checks whether the electronic receipt is issued or not and transmits the result (S324). However, this embodiment exemplifies a process of inquiring whether the payment server 300 is an e-receipt issuance subject whenever a payment request is made, but it is not necessary to query whether the payment server 300 is an e-receipt issuance subject every payment request. In addition, the payment server 300 may receive subscriber information from the electronic receipt issuing server 100 at predetermined intervals and separately store the subscriber information, and use the same to identify the subject of the electronic receipt issuance.

The payment server 300 transmits the paper receipt not issued request message together with the payment approval message to the payment terminal 400 for the electronic receipt issuing subject (S326). According to the technical idea of the present invention, when the payment terminal 400 receives the request for not issuing a paper receipt, the payment terminal 400 can control the issuance of the paper receipt by using the electronic receipt generation server 100 by not outputting the paper receipt. .

When the payment server 300 approves the issuance of a credit card or cash receipt, the payment approval message is transmitted to the mobile communication terminal 200 registered in the payment server 300 (S340). The mobile communication terminal 200 receiving the payment approval message requests the issuance of the electronic receipt from the electronic receipt issuing server 100 (S342), and the electronic receipt generation server 100 receives the operator information and the payment information from the payment approval message. Extract, search for the operator in the operator DB to determine the electronic receipt issuing operators to generate the electronic receipt and transmit to the mobile communication terminal (200) (S344). However, the electronic receipt issuing server 100 does not transmit the electronic receipt only to the mobile communication terminal 200 that has requested the issuance of the electronic receipt, but the third party's mobile communication terminal, e-mail, SNS or messenger capable of receiving the electronic receipt. It can be transmitted to the terminal 800 of various forms including a PC.

When receiving the electronic receipt, the mobile communication terminal 200 displays the details in the electronic receipt, displays them on the screen, receives the details inquiry command, accesses the operator server 310 of the electronic receipt issuing entity, and receives the receipt. Details can be inquired using the approval number (S350). The operator server 310 inquires the details of the electronic receipt using the received receipt approval number and transmits the details to the mobile communication terminal 200 (S352).

5 is a flowchart illustrating a process of issuing an electronic receipt from the electronic receipt issuing server according to an embodiment of the present invention. The electronic receipt issuing server 100 receives the payment approval message, the mobile communication terminal identification information and the location information from the mobile communication terminal 200 receiving the payment approval message (S400).

The electronic receipt issuing server 100 checks whether the electronic receipt is issued (S410), and if it is not the subject of the electronic receipt, the electronic receipt is not issued any more. If the e-receipt is issued, the payment approval message is parsed to extract the operator information and payment history information (S420), and the extracted operator information and location information are combined to search for the operator in the operator DB (S430). If it is not possible to find an operator that matches the operator information, the electronic receipt is not issued, but if the operator is found in the operator DB, the operator is determined to be an electronic receipt issuing provider (S450).

When the electronic receipt issuing company is confirmed, the electronic receipt issuing server 100 checks by checking the business classification DB whether the business is a provider providing the details (S460). If the service provider provides the details, the service provider server information is retrieved from the service provider DB (550) (S462), the electronic receipt issuing service provider is an issuer, and the electronic receipt for the customer corresponding to the mobile terminal identification information issuance target. To generate (S470).

The electronic receipt issuing server 100 transmits the generated electronic receipt to the terminal 800 (S480). However, the terminal 800 may be a mobile communication terminal 200 that has received a payment approval message, but the PC which confirms the electronic receipt received by an account of an email, SNS or messenger by a third party designated as an electronic receipt recipient is a mobile communication terminal. It may be a terminal including.

The above description is merely illustrative of the technical idea of the present invention, and those skilled in the art to which the present invention pertains may make various modifications and changes without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are not intended to limit the technical idea of the present invention but to describe the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be interpreted by the following claims, and all technical ideas within the scope equivalent thereto should be construed as being included in the scope of the present invention.

Since the present invention can be applied to the field for issuing electronic receipts, there is industrial applicability.

Claims

An electronic receipt issuing party registration request message including a part of the card number of the card number including the credit card number, the debit card number or the check card number and the recipient of the electronic receipt;

A mobile communication terminal for transmitting an electronic receipt issuance request message including a payment approval message, mobile terminal identification information, and location information; And

An authenticator configured to receive the electronic receipt issuance subject join request message and authenticate whether the electronic receipt issuable subject can be subscribed to;

A receiver configured to receive the payment approval message, the mobile terminal identification information, and the location information;

A parsing unit for parsing the received payment approval message to extract receipt generation information including transaction date and time, payment amount, trade name and card company;

The operator information included in the receipt generation information and the operator corresponding to the location information is searched in the operator DB, and is required for issuance of an electronic receipt including a carrier number, a representative name, an address, and a phone number. A retrieval / matching unit for acquiring the operator information and determining the searched operator as the electronic receipt issuing company corresponding to the electronic receipt issuance request message;

The issuing entity of the electronic receipt issuance subject, and the customer corresponding to the identification information of the mobile communication terminal is issued, and the transaction date, the payment amount, the card company name, the business name, the business number, the representative name, An electronic receipt generation unit for querying the address, the telephone number, and the business classification DB to generate an electronic receipt including information for inquiring details corresponding to the result;

A transmitter for transmitting the generated electronic receipt to the terminal of the electronic receipt recipient specified in the recipient classification DB; And

Control section for controlling the issuance of paper receipts by sending electronic receipt issuance information to payment server

Electronic receipt issuing server comprising a

Electronic receipt issuance system comprising a.
The method of claim 1,

The authentication unit electronic receipt issuance system, characterized in that it comprises a verification process by at least one of the date of birth, resident registration number, text message, authentication number, official certificate, i-pin and my-pin.
The method of claim 1,

When the mobile communication terminal receives the electronic receipt containing the details,

Electronic receipt issuance system, characterized in that for receiving the details corresponding to the received electronic receipt by connecting to the operator server of the electronic receipt issuing company of the received electronic receipt.
The method of claim 1,

The electronic receipt issuing server

Electronic receipt issuance system, characterized in that it comprises a subscriber DB for storing and querying the electronic receipt issuance target.
The method of claim 1,

The transmitting unit checks the electronic receipt through the at least one of a short message (SMS), multimedia message (MMS), push message, messenger, e-mail or Internet communication (TCP / IP) for the self-identification of the recipient classification DB, for proof of business expenses Electronic receipt issuance system, characterized in that for transmitting to a designated electronic receipt receiving terminal according to the setting including the deduction for income.
The method of claim 3, wherein

Details of the electronic receipt issuance system, characterized in that it comprises at least one of a product name, unit price, quantity, amount, event information, points, coupons.
The method of claim 1,

The mobile communication terminal,

An input unit configured to receive at least one of a part of a card number and identification information of a mobile communication terminal in order to subscribe as an electronic receipt issuer;

A message receiving unit which receives the payment approval message from the payment server;

A location information collection unit for collecting location information by using at least one of GPS, WiFi, or base station information built in the mobile communication terminal; And

Transmitting unit for transmitting the card number, the mobile terminal identification information, the payment approval message, the location information to the electronic receipt issuing server

Electronic receipt issuance system comprising a
The method of claim 1,

The mobile communication terminal further comprises an electronic receipt storage system, characterized in that the electronic receipt issuing system.
The method of claim 1,

The electronic receipt generating unit

Electronic receipt issuance system, characterized in that the electronic receipt is not issued if the electronic receipt is already issued by checking whether the electronic receipt of the same receipt approval number has been issued in the electronic receipt DB.
Mobile communication terminal,

Transmitting an electronic receipt issuing subject subscription request message including a specific portion of any one of the card numbers including a credit card number, a debit card number or a check card number and a recipient of the electronic receipt; And

Receiving a payment approval message from a payment server, and requesting issuance of an electronic receipt including the payment approval message, mobile terminal identification information, and location information;

Electronic receipt issuing server,

Receiving the electronic receipt issuance subject subscription request message and authenticating whether the electronic receipt is eligible to be issued as an electronic receipt issuance subject;

Receiving the payment approval message, the identification information of the mobile communication terminal and the location information, and parsing the payment approval message to extract receipt generation information including transaction date and time, payment amount, trade name and card company name;

Search for the business information corresponding to the business information and the location information included in the receipt generation information, obtain the business information necessary for issuance of electronic receipts including the business number, representative name, address, telephone number, and the searched operators Determining an electronic receipt issuing company corresponding to the identification information of the communication terminal;

The issuing entity of the electronic receipt issuance subject, and the customer corresponding to the identification information of the mobile communication terminal is issued, and the transaction date, the payment amount, the card company name, the business name, the business number, the representative name, Querying the address, the telephone number, and the business classification DB to generate an electronic receipt including detailed inquiry information corresponding to the result;

Transmitting the generated electronic receipt to the terminal of the electronic receipt recipient specified in the recipient classification DB; And

The process of controlling the issuance of paper receipts by sending the electronic receipt issuer information to the payment server.

Electronic receipt issuing method comprising a.
The method of claim 10,

When the terminal receives the electronic receipt from the electronic receipt issuing server, and the electronic receipt includes detailed information, the terminal connects to the operator server of the business that issued the electronic receipt and corresponds to the electronic receipt. Electronic receipt issuance method, characterized in that it further comprises the step of receiving.