WO2016076805A1 - Système d'acheminement de créance datée - Google Patents

Système d'acheminement de créance datée Download PDF

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Publication number
WO2016076805A1
WO2016076805A1 PCT/TR2015/000338 TR2015000338W WO2016076805A1 WO 2016076805 A1 WO2016076805 A1 WO 2016076805A1 TR 2015000338 W TR2015000338 W TR 2015000338W WO 2016076805 A1 WO2016076805 A1 WO 2016076805A1
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WO
WIPO (PCT)
Prior art keywords
members
refers
database
allows
records
Prior art date
Application number
PCT/TR2015/000338
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English (en)
Inventor
Ahmet Naci DURAKBASI
Original Assignee
Durakbasi Ahmet Naci
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Durakbasi Ahmet Naci filed Critical Durakbasi Ahmet Naci
Publication of WO2016076805A1 publication Critical patent/WO2016076805A1/fr

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Definitions

  • This innovation is a system intended to replace the methods such as bill, postdated check and policy which allow the persons and institutions to assign their legal dated receivables, income or assets to their debts and pay them through the membership system by using technologies such as reliable electronic signature and the like which the Government considers / will consider as original signature.
  • products and services will be traded between the members and e-bills will be issued.
  • Our innovation is a "resource routing" system which routes and accelerates the resources created by our members; in other words, it is the application of mainly the "debt routing” and formerly named in the former Code of Obligations as the "disposition" process in an electronic environment by a developed software.
  • Disposition is a procedure of assignment of the receivable from a debtor-creditor relationship by the creditor to the third party without seeking the approval of the debtor within an agreement.
  • the disposition procedures performed without the approval of the debtor cause various problems during the process of payment. Since the information of the authenticity of the receivable defined in the agreement, whether it is legal or not, and its amount and due date is decided or not, there is a seizure on the receivable or not, or the debtor is seized and can be able to perform this execution cannot be obtained; it is a process which may face various legal problems.
  • the disposition procedure is mostly used by the contractors having receivables from the public, factoring by their laws, asset management companies, energy companies as well as GSM operators.
  • the aim of our innovation is to assign legal receivables not used before the maturity date, incomes, financial assets to the debt with or without insurance immediately and reliably after the required interrogation and the approval of the parties by applying the Article 183 of the Code of Obligations and make them useable, remove all the applications like dishonored check and bill prepared on paper and prevent document accumulation by shortening the bureaucratic processes such as notary caused by these applications, eliminate the time-dependent wastefulness of the resources and provide more production and work with the same cash amount.
  • FIG. 1 Simple Schema of Receivable Routing
  • FIG. 7 Overall Flow of Supply Process (Product / Service)
  • a company refers to the party in debt to the B company in the representation between three members and stating the system simply.
  • B company refers to the party in debt to C company and to whom A company is in debt.
  • Payment System with Serial Blockage is a system where the account owner of the required price prevents the use of the amount entering the account in the transfers between the accounts to be made by the bank, by taking the possible cash outflows 150 into consideration. It includes the process of all the transfers in line with the payment information received. The charges of Temlik.Net and the bank will be determined automatically for these processes. The stage of "Providing the Payment Information” is where Temlik.Net sends the transfers made by the bank(s) between the accounts to the bank(s) within the "Serial Blockage Payment".
  • Temlik.Net "verifies" in case the information provided by the banks is equal to the information provided for the bank(s). After this stage, the bank(s) will be able to start the transfer.
  • Temlik.Net "rejects" in case the information provided by the banks is equal to the information provided for the bank(s). In this case, the transfer should be cancelled and the payment information should be received from Temlik.Net again.
  • 315 8.22.- It refers to the menu where the bank account information that will be used by the member institution in the procedures will be displayed and can be updated, and the current account can be selected.
  • Option 1 It is the model to provide the Revenue Administration E-bill integration using "E-bill Portal" of Revenue Administration.
  • Option 2 It is the model to provide the Revenue Administration E-bill integration with the Dated Receivable Routing System Integrator. It supports the standard format.
  • Option 3 It is the model to provide the Revenue Administration E-bill integration with the Dated Receivable Routing System Special Integrator. It is
  • Option 1 It is the model to provide the Revenue Administration E-bill integration using "E-bill Portal" of Revenue Administration.
  • Option 2 It is the model to provide the Revenue Administration E-bill integration with the Dated Receivable Routing System Integrator. It supports
  • Option 3 It is the model to provide the Revenue Administration E-bill integration with the Dated Receivable Routing System Special Integrator. It is for the members who works with the different bill types in addition to the standard format.
  • 385 10.2.- It refers to all the security technologies used in the stages of application login and usage of the network belonging to the system in a software/hardware-related way (Security Certificate, Firewall, Router, etc.).
  • the user interface layer of the "Dated Receivable Routing System” refers to the layer that will communicate with the database and external platforms to be integrated, and uses XML technology and supports/will support the technologies like XML.
  • 10.6. It refers to the application layer which will work automatically and periodically, and send the notification to the users through e-mail in line with the defined templates.
  • the periodic working time(s) are parametric.
  • the periodic working time(s) are parametric.
  • 420 11.8.- It refers to the passive web server where the "Dated Receivable Routing" application will work/fly in order to keep the system up-time at the maximum level and which will wait in reserve to take the control of the system in line with the "Active-Passive" work principle with the related active server in case a problem occurs.
  • VM server systems
  • a company refers to the party in debt to the B company in the representation between three members and stating the system simply (1.1).
  • B company refers to the party in debt to C company and to whom A company is in debt (1.2). It refers to the process/system function where B company pays its debt by assigning its debt to be received from A company to C company through the "Dated Receivable Routing
  • the Membership System The Membership System:
  • 565 It refers to the processes when the receivable of the person and/or the institution signed/approved by the debtor is routed/assigned to other debts before the maturity date (3.4).
  • Every kind of receivable which has passed the financial process and with the 575 maturity not to exceed 180 days (the maximum maturity the insurance companies accept) can always be assigned at home and abroad between the members of the system without a difference of sector.
  • the Receivable Routing Documents can be obtained in the stock market, is changed to be able to be sold, and contributes the product range to increase, the idle resources to increase in value and the volume of Istanbul Stock Exchange to become higher when they start being traded in the capital markets.
  • Payment System with Serial Blockage is a system where the account owner of the required price prevents the use of the amount entering the account in the transfers between the accounts to be made by the bank, by taking the possible cash outflows 620 into consideration. It includes the process of all the transfers in line with the payment information received. The charges of the System and bank will be determined automatically for these processes.
  • the stage of "Providing the Payment Information” is where the System sends the transfers made by the bank(s) between the accounts to the bank(s) within the "Serial Blockage Payment” (4.3).
  • the members can demand a credit rating about themselves or another member.
  • 670 It refers to the processes where the person and/or the institution can login to the application of receivable routing safely (5.1).
  • the "E-bill Module" of the "Dated Receivable Routing" system is a system where the messaging substructure which enables the electronic documents to be sent between the members and the other members previously introduced to the system of 840 Revenue Administration, and the E-bill Application is the general name of the applications created for the e-bills appropriate to the defined standards to travel between the parties in a safe and sound way. The member who benefit the application;
  • the members whose "User Accounts" are defined can use the E-bill Module. It refers to A member who is a member of the Dated Receivable Routing System and uses the E-bill module (9.1).
  • Option 1 It is the model to provide the Revenue Administration E-bill integration using "E-bill Portal" of Revenue Administration.
  • Option 2 It is the model to provide the Revenue Administration E-bill integration with the Dated Receivable Routing System Integrator. It supports the standard format.
  • Option 3 It is the model to provide the Revenue Administration E-bill integration with the Dated Receivable Routing System Special Integrator. It is for the members who work with the different bill types in addition to the standard format.
  • Option 1 It is the model to provide the Revenue Administration E-bill integration using "E-bill Portal" of Revenue Administration.
  • Option 2 It is the model to provide the Revenue Administration E-bill integration with the Dated Receivable Routing System Integrator. It supports the standard format.
  • Option 3 It is the model to provide the Revenue Administration E-bill integration with the Dated Receivable Routing System Special Integrator. It is for the members who work with the different bill types in addition to the standard format.
  • the E-bill Module technically refers to the installation and integration to be performed on a member basis for the messaging substructure allowing the users previously defined on the system to send the electronic documents appropriate to the 895 specified standards of Revenue Administration from the sender party to the receiver party to be used by the members.
  • the integration should support the feature of having various message types instead of a single one of the software supported by Revenue Administration for the members to be able to use different bill formats.
  • the user interface layer of the "Dated Receivable Routing System” refers to the layer that will communicate with the database and external platforms to be integrated, and uses XML technology and supports/will support the technologies like XML (10.4).
  • the periodic working time(s) are parametric (10.6).
  • the periodic working time(s) are parametric (10.7).
  • the periodic working time(s) are parametric (10.8).
  • server such as the server, backup storage, cartridge, DVD, CD, external disk which will be used for the database and server backup transactions of all the system to be 1015 performed periodically (11.18).
  • VM server systems

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Finance (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

L'invention concerne un système destiné à remplacer les procédés, tels qu'une facture, un chèque postdaté et une politique, qui permettent aux personnes et aux institutions d'affecter leurs créances, revenus ou actifs datés légaux à leurs dettes et au marché financier par l'intermédiaire du système d'adhésion au moyen de technologies, telles qu'une signature électronique fiable et analogue que le gouvernement considère/considérera comme signature originale. En même temps, des produits et des services seront négociés entre les membres, et des factures électroniques seront délivrées. Notre innovation est un système d'« acheminement de ressource » qui achemine et accélère les ressources créées par nos membres; en d'autres termes, elle est associée à l'application (voir : revendication 1) relative à essentiellement, l'« acheminement de dette » et nommée antérieurement dans le Code des obligations antérieur comme processus de « disposition » dans un environnement électronique par un logiciel développé.
PCT/TR2015/000338 2014-11-12 2015-11-12 Système d'acheminement de créance datée WO2016076805A1 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
TR2014/13306 2014-11-12
TR201413306 2014-11-12

Publications (1)

Publication Number Publication Date
WO2016076805A1 true WO2016076805A1 (fr) 2016-05-19

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WO (1) WO2016076805A1 (fr)

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2001073646A2 (fr) * 2000-03-28 2001-10-04 Zulunet, Inc. Systeme et methode de commerce electronique en temps reel
US20100293109A1 (en) * 2009-05-15 2010-11-18 Itg Software Solutions, Inc. Systems, Methods and Computer Program Products For Routing Electronic Trade Orders For Execution
US20110238596A1 (en) * 2010-03-26 2011-09-29 Bank Of America Transaction information routing

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2001073646A2 (fr) * 2000-03-28 2001-10-04 Zulunet, Inc. Systeme et methode de commerce electronique en temps reel
US20100293109A1 (en) * 2009-05-15 2010-11-18 Itg Software Solutions, Inc. Systems, Methods and Computer Program Products For Routing Electronic Trade Orders For Execution
US20110238596A1 (en) * 2010-03-26 2011-09-29 Bank Of America Transaction information routing

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