WO2016019533A1

WO2016019533A1 - System and method used for building internet transaction platform

Info

Publication number: WO2016019533A1
Application number: PCT/CN2014/083835
Authority: WO
Inventors: 张毅
Original assignee: 深圳市银信网银科技有限公司
Priority date: 2014-08-06
Filing date: 2014-08-06
Publication date: 2016-02-11
Also published as: CN104838403A; CA2993678A1

Abstract

Disclosed are a system and method used for building an Internet transaction platform, the method comprising: S0, binding bank account information; S1, binding a logistics terminal; S2, establishing a mapping relationship for transaction item information; S3, initiating a transaction request; S4, sending an item. The advantageous effects of the present invention are that a buyer and a seller need only bind bank account information once during a transaction and subsequently need not perform new information set-up again, and an Internet rapid-build transaction platform is thereby implemented. Mutual separation of an online shop platform and a funds account is implemented via a mapping relationship being established between transaction item information and a selected logistics terminal and a bound issuing terminal, and via a third party platform managing the online shop platform and the funds account, and a cross-platform transaction is thereby easier to implement. Furthermore, addition of a query process and a delivery and logistics company joining-up process enables a built Internet transaction platform to provide a better experience.

Description

System and method for setting up network transaction platform

Technical field

The present invention relates to the field of finance, and in particular to a system and method for setting up a network transaction platform.

Background technique

With the popularity of the Internet, e-commerce is becoming more and more popular. Many users have the idea of opening a store online. Many people are unfamiliar with the website. For most users, it is simple and quick to open a shop online with some shopping websites. effective method. This way of opening a store does not require knowledge of website production technology and large user traffic.

However, the entire process of opening a store on the market is complicated and complicated, and the amount of information is too large. It is not particularly convenient for most users; and the cross-platform of shops opened on large shopping websites cannot be used normally; The online shop opening mode requires the store owner to register on a third-party platform and fill in a series of information confirmation before the store business can be carried out on the third-party platform. The customer of the store is affected by the traffic of the third-party platform. If there is another third-party platform customer who needs this product, the shop of this third-party platform cannot be docked for sale, and it is necessary to open the shop to another third-party platform to reopen a store or another third-party platform to the customer. The three-party platform can only be registered after the user has registered, and the information cannot be smooth. Moreover, the steps of opening the store are complicated and incomplete. In the existing network shop opening mode, the shopper needs to go to the third-party platform to perform some registration and information filling, and various confirmation processes are responsible, even after completing these processes, subsequent In the process of opening a store, there are still some shortcomings such as imperfect information filling and failure to set up a transaction dispute in advance. It needs to be resolved in the follow-up process, so the steps are complicated and the information integrity is lacking.

Summary of the invention

The technical problem to be solved by the present invention is that, in view of the above-mentioned prior art, the online shop opening process is cumbersome, the transaction platform is high, and it is difficult to realize cross-platform online shop opening, and the online shop platform and fund transfer are not separated, resulting in transaction disputes. A system and method for building an online trading platform.

The technical solution adopted by the present invention to solve the technical problem is: constructing a method for constructing a network transaction platform on the one hand, providing a server and a seller terminal a buyer terminal, a plurality of card issuing terminals, and a plurality of logistics terminals, the method comprising the steps of:

S0 The seller terminal logs in to the server and binds the corresponding card issuing terminal according to the bank account information of the seller, and the buyer terminal logs in to the server and binds the corresponding card issuing terminal according to the bank account information of the buyer;

S1 And the seller terminal logs in to the server and selects one of the plurality of logistics terminals, and binds the selected logistics terminal to the seller terminal;

S2 The seller terminal inputs transaction item information, and establishes a mapping relationship between the transaction item information and the selected logistics terminal and the bundled card issuing terminal;

S3 If the buyer terminal logs in to the server to initiate a transaction request according to the transaction item information, the transaction request includes the amount information that the card issuing terminal bound by the buyer terminal pays to the card issuing terminal to which the seller terminal is bound. And a delivery address preset by the buyer terminal;

S4 After receiving the transaction request, the seller terminal sends the item corresponding to the transaction item information to the delivery address according to the mapping relationship of the transaction item information; after the buyer receives the item, the buyer passes The buyer terminal controls the card issuing terminal to which the binding is to pay the amount corresponding to the amount information to the card issuing terminal to which the seller terminal is bound.

In the method of the present invention, in the step S2, the server stores the transaction item information;

In the step S3, the server stores the transaction request.

In the method of the present invention, the method further includes:

S5, in step S4 The seller terminal is further configured to send a first query request to the server, where the buyer terminal is further configured to send a second query request to the server;

S6 And the server responds to the first query request to query the stored transaction item information, the transaction request, and returns a query result to the seller terminal; the server further responds to the second query request Querying the stored transaction item information, the transaction request, and returning the query result to the buyer terminal.

In the method of the present invention, the step S3 includes the following sub-steps:

S31, the seller terminal Setting identification information by the server, and publishing the transaction item information to the buyer terminal according to the identification information;

S32, the buyer terminal selects the transaction item information, and And initiating a transaction request according to the transaction item information, where the transaction request includes an amount paid by the card issuing terminal bound by the buyer terminal to the card issuing terminal bound by the seller terminal, and a receiving address preset by the buyer terminal.

In the method of the present invention, in the step S4 The seller terminal sends the preset delivery address of the buyer terminal to the corresponding logistics terminal, and sends the item corresponding to the transaction item information to the delivery address through the logistics terminal.

The invention discloses a method for constructing a network transaction platform, which has the following beneficial effects: in the transaction process, the buyer and the seller only need to bind the bank account information once, and no need to perform new information setting later, so the network is well realized. Quickly set the goal of the trading platform. by Mapping the transaction item information with the selected logistics terminal and the card issuance terminal, and managing it through a third-party platform Online store platform and fund account, which realizes the separation of the online store platform and the fund account, thus making it easier to achieve cross-platform transactions. . Moreover, through the establishment of the query process and the delivery and logistics company docking process, the built network trading platform has better experience.

In another aspect, the present invention provides a system for setting up a network transaction platform, The system includes a server, a seller terminal communicatively coupled to the server a buyer terminal communicably connected to the server, a plurality of card issuing terminals communicably connected to the server, and a plurality of logistics terminals communicatively linked with the server;

The server includes an account binding module and a logistics binding module;

The account binding module is configured to enable the seller terminal to bind the corresponding card issuing terminal according to the bank account information of the seller, so that the buyer terminal binds the corresponding card issuing terminal according to the bank account information of the buyer;

The logistics binding module is configured to enable the seller terminal to select one of the plurality of logistics terminals, and bind the selected logistics terminal to the seller terminal;

The seller terminal includes a release transaction module and a delivery module; the buyer terminal includes a transaction request module and a payment module;

The publishing transaction module is configured to input transaction item information, and establish a mapping relationship between the transaction item information and the selected logistics terminal and the bundled card issuing terminal;

The transaction requesting module is configured to initiate a transaction request according to the transaction item information, where the transaction request includes the amount information of the card issuing terminal bound by the buyer terminal to the card issuing terminal bound by the seller terminal, and the buyer terminal. Default receiving address;

The delivery module is configured to send the item corresponding to the transaction item information to the delivery address according to the mapping relationship of the transaction item information according to the transaction request;

The payment module is configured to control the card issuing terminal that is bound to pay the amount corresponding to the amount information to the card issuing terminal to which the seller terminal is bound.

In the system of the present invention, the server further includes a storage unit for storing the transaction item information and the transaction request.

In the system of the present invention, the seller terminal further includes a first query requesting module, the first query requesting module is configured to send a first query request to the server, and the buyer terminal further includes a second query request a module, the second query requesting module is configured to send a second query request to the server;

The server further includes a query unit, configured to query the transaction item information and the transaction request stored in the storage unit in response to the first query request, and return a query result to the And the querying unit is further configured to: in response to the second query request, query the transaction item information and the transaction request stored in the storage unit, and return the query result to the buyer terminal.

In the system of the present invention, the seller terminal And an identifier module, configured to set identifier information by using the server, and issue the transaction item information to the buyer terminal according to the identifier information;

The buyer terminal further includes a selection module, the selection module is configured to select the transaction item information, and initiate a transaction request according to the transaction item information .

In the system of the present invention, the delivery module is further configured to send a delivery address preset by the buyer terminal to a corresponding logistics terminal, and use the logistics terminal to correspond the item corresponding to the transaction item information. Send to the shipping address.

The invention discloses a system for setting up a network transaction platform, which has the following beneficial effects: by setting up a proprietary server, Mapping the transaction item information with the selected logistics terminal and the bundled card issuing terminal, and managing through the server The online store platform and fund account have realized the separation of the online store platform and the fund account, thus making it easier to achieve cross-platform transactions. and In the process of releasing the goods, the seller and the buyer conduct the transaction mainly through the contact method, without having to pass the specific procedures of the specific platform, thus eliminating the limitation of the platform. In addition, in addition to the first time the system is used, it is necessary to set the necessary information such as the checkout counter, logistics, shipping address and contact telephone mailbox. The subsequent operation in the transaction process is very simple, no need to carry out new information. Setting and confirmation, so the goal of opening a store quickly is achieved.

DRAWINGS

1 is a schematic structural diagram of a system for setting up a network transaction platform according to the present invention;

2 is a flow chart of a method for setting up a network transaction platform according to a first embodiment of the present invention;

3 is a flow chart of a method for constructing a network transaction platform according to a second embodiment of the present invention;

4 is a flow chart of a method for issuing a transaction item according to a third embodiment of the present invention;

FIG. 5 is a flow chart of a method for constructing a network transaction platform according to a fourth embodiment of the present invention.

detailed description

For a better understanding of the technical features, objects and effects of the present invention, the embodiments of the present invention are described in detail with reference to the accompanying drawings.

The present invention provides a system and method for setting up a network transaction platform, by setting up a dedicated server 2, the server 2 The seller terminal held by the seller, the buyer terminal held by the buyer, the card issuing terminal set in each bank 4, and the logistics terminal disposed inside the logistics company 5 To quickly build an online trading platform, the online trading platform It is not limited by the platform. For example, the online trading platform can be set in a webpage or embedded in each application. In this process, transactions between the two parties are mainly carried out through the contact method of the system, without specific programs of a specific platform. Therefore, the limitations of the platform are eliminated. In addition, in addition to the first use of the system, the need to issue a card terminal 4, logistics terminal 5, shipping address and other necessary information to set up, the subsequent operation in the transaction process is very simple, no need to carry out new information settings and confirmation, so the goal of the network to quickly build a trading platform is well achieved .

FIG. 1 is a schematic structural diagram of a system for setting up a network transaction platform according to the present invention, as shown in FIG. A system for setting up a network transaction platform, the system comprising a server 2, a seller terminal 1 communicatively coupled to the server 2, and a buyer terminal communicatively coupled to the server 2 a plurality of card issuing terminals 4 communicatively connected to the server 2, and a plurality of logistics terminals 5 communicatively linked with the server 2;

The server 2 includes an account binding module and a logistics binding module; the account binding module is configured to enable the seller terminal 1 Binding the corresponding card issuing terminal 4 according to the bank account information of the seller, so that the buyer terminal 3 binds the corresponding card issuing terminal 4 according to the bank account information of the buyer; the logistics binding module is used to make the seller terminal 1 One of the plurality of logistics terminals 5 is selected to bind the selected logistics terminal 5 to the seller terminal 1.

The seller terminal 1 includes a release transaction module and a delivery module; the buyer terminal 3 The transaction request module and the payment module are included; the publishing transaction module is configured to input transaction item information, and the transaction item information and the selected logistics terminal 5, the card issuing terminal to which the binding is applied 4 Establishing a mapping relationship; the transaction requesting module is configured to initiate a transaction request according to the transaction item information, where the transaction request includes the card issuing terminal 4 bound by the buyer terminal 3 to the seller terminal 1 Amount information paid by the card issuing terminal 4 and the buyer terminal 3 a preset delivery address; the delivery module is configured to send, according to the transaction request, the item corresponding to the transaction item information to the delivery address according to the mapping relationship of the transaction item information; the payment The module is used to control the card issuing terminal bound 4 Paying the amount corresponding to the amount information to the card issuing terminal 4 to which the seller terminal 1 is bound.

Preferably, the server 2 further includes a storage unit for storing the transaction item information and the transaction request.

Preferably, the seller terminal 1 is further configured to issue a first query request to the server 2, and the buyer terminal 3 is further configured to send to the server 2 Issue a second query request;

The server 2 A query unit is further configured to respond to the first query request to query the transaction item information stored in the storage unit, the transaction request, and return a query result to the seller terminal 1 The query unit is further configured to respond to the second query request to query the transaction item information stored in the storage unit, the transaction request, and return the query result to the buyer terminal 3.

Preferably, the seller terminal 1 is further configured to set identification information by using the server 2, and to the buyer terminal according to the identification information. Publish the transaction item information;

The buyer terminal 3 is further configured to select the transaction item information and initiate a transaction request according to the transaction item information.

Preferably, the seller terminal 1 is further configured to send the preset delivery address of the buyer terminal 3 to the corresponding logistics terminal 5 And sending, by the logistics terminal 5, the item corresponding to the transaction item information to the delivery address.

2 is a flow chart of a method for setting up a network transaction platform according to a first embodiment of the present invention, as shown in FIG. 2 As shown, this embodiment mainly includes the following steps:

S0, the seller terminal 1 logs in to the server 2 and binds the corresponding card issuing terminal according to the seller's bank account information. The buyer terminal 3 logs into the server 2 and binds the corresponding card issuing terminal according to the buyer's bank account information. Since the seller and the buyer need to involve bank card transactions for remote transactions, the seller and buyer's bank card account information must be bound to the server 2 . Or bind bank-related information through the seller or buyer's personal information.

S1, the seller terminal 1 logs into the server 2 and selects one of the plurality of logistics terminals 5, and selects the selected logistics terminal 5 Bind to the seller terminal 1; because the logistics company cooperates differently, different logistics terminals can be selected according to the seller's needs 5 .

S2, the seller terminal 1 inputs the transaction item information, and the transaction item information and the selected logistics terminal 5, the bundled card issuing terminal 4 A mapping relationship is established, wherein the transaction item information includes at least a transaction item name and a transaction item price. By establishing a relationship between the three, the information of the three can be associated with the transaction of the transaction item for quick transaction.

S3, if the buyer terminal 3 logs in to the server 2 Initiating a transaction request according to the transaction item information, the transaction request including the amount information and the buyer terminal paid by the card issuing terminal 4 bound by the buyer terminal 3 to the card issuing terminal 4 to which the seller terminal 1 is bound 3 The default delivery address; the buyer can set his own delivery address when logging in to server 2.

S4, the seller terminal 1 Receiving, after receiving the transaction request, the item corresponding to the transaction item information according to the mapping relationship of the transaction item information to the receiving address; after receiving the item, the buyer controls the binding by the buyer terminal The predetermined card issuing terminal pays the amount corresponding to the amount information to the card issuing terminal to which the seller terminal is bound. Since the mapping relationship includes information such as the logistics company and the delivery address, the seller can send the item to the delivery address according to the mapping relationship.

The beneficial effect of this embodiment is that During the transaction process, the buyer and the seller only need to set the information once, and there is no need to set up new information later, so the goal of the network quick construction trading platform is well realized.

FIG. 3 is a flow chart of a method for constructing a network transaction platform according to a second embodiment of the present invention, as shown in FIG. 3 As shown, the embodiment differs from the previous embodiment in that both parties to the transaction can query the transaction record, and the embodiment specifically includes the following steps:

S0, the seller terminal 1 logs in to the server 2 and binds the corresponding card issuing terminal according to the seller's bank account information. The buyer terminal 3 logs into the server 2 and binds the corresponding card issuing terminal 4 according to the buyer's bank account information;

S1, the seller terminal 1 logs into the server 2 and selects one of the plurality of logistics terminals 5, and selects the selected logistics terminal 5 is bound to the seller terminal 1;

S2, the seller terminal 1 inputs the transaction item information, and the transaction item information and the selected logistics terminal 5, the bundled card issuing terminal 4 Establishing a mapping relationship, wherein the transaction item information includes at least a transaction item name and a transaction item price; and the server 2 stores the transaction item information;

S3, if the buyer terminal 3 logs in to the server 2 Initiating a transaction request according to the transaction item information, the transaction request including the amount information and the buyer terminal paid by the card issuing terminal 4 bound by the buyer terminal 3 to the card issuing terminal 4 to which the seller terminal 1 is bound 3 a preset shipping address; the server 2 stores the transaction request.

S4, the seller terminal 1 Receiving, after receiving the transaction request, the item corresponding to the transaction item information according to the mapping relationship of the transaction item information to the receiving address; after receiving the item, the buyer controls the binding by the buyer terminal The predetermined card issuing terminal pays the amount corresponding to the amount information to the card issuing terminal to which the seller terminal is bound.

S5, the seller terminal 1 is further configured to send a first query request to the server 2, where the buyer terminal 3 is further used to the server 2 Issue a second query request;

S6, the server 2 Responding to the first query request to query the stored transaction item information, the transaction request, and return the query result to the seller terminal 1; the server 2 The second query request is further responsive to querying the stored transaction item information, the transaction request, and returning the query result to the buyer terminal 3.

The beneficial effect of this embodiment is that the function of the system is improved, and both parties can query the transaction record.

4 is a flow chart of a method for issuing a transaction item according to a third embodiment of the present invention, as shown in FIG. 4 . As shown, this embodiment differs from the first embodiment in that the seller can quickly link to the transaction item information page issued by the seller based on the store name by setting his own identification information, such as the store name. This embodiment except the steps The remaining steps are the same as the first embodiment except for S3, wherein step S3 specifically includes the following steps:

S31, the seller terminal 1 sets identification information through the server 2, and sends the identification information to the buyer terminal according to the identification information. Publish the transaction item information;

S32, the buyer terminal 3 selects the transaction item information, and Initiating a transaction request according to the transaction item information, the transaction request including an amount paid by the card issuing terminal 4 bound by the buyer terminal 3 to the card issuing terminal 4 to which the seller terminal 1 is bound, and a buyer terminal 3 Preset shipping address.

The beneficial effect of this embodiment is that by setting the identification information, the buyer is quickly allowed to obtain the transaction items issued by the seller.

FIG. 5 is a flow chart of a method for constructing a network transaction platform according to a fourth embodiment of the present invention, as shown in FIG. 5 As shown, this embodiment differs from the first embodiment in that the logistics terminal 5 is informed of the delivery address through the server 2 without the need for the seller to personally inform the logistics company of the delivery address.

This embodiment specifically includes the following steps:

S2, the seller terminal 1 inputs the transaction item information, and the transaction item information and the selected logistics terminal 5, the bundled card issuing terminal 4 Establishing a mapping relationship, wherein the transaction item information includes at least a transaction item name and a transaction item price;

S3, if the buyer terminal 3 logs in to the server 2 Initiating a transaction request according to the transaction item information, the transaction request including the amount information and the buyer terminal paid by the card issuing terminal 4 bound by the buyer terminal 3 to the card issuing terminal 4 to which the seller terminal 1 is bound 3 preset delivery address;

S4, the seller terminal 1 sends the preset delivery address of the buyer terminal 3 to the corresponding logistics terminal 5 And sending, by the logistics terminal 5, the item corresponding to the transaction item information to the delivery address After the buyer receives the item, the card issuing terminal controlled by the buyer terminal controls the amount corresponding to the amount information to the card issuing terminal to which the seller terminal is bound. . For example, the number of the item is managed by the logistics company, the buyer terminal issues a transaction request by the item number, and sends the item number to the logistics company, then the logistics company combines the shipping information and packages the item by the item number and the transaction request. Then the seller only needs to confirm to initiate the delivery operation of the logistics company.

An advantage of this embodiment is that the delivery address is sent to the logistics terminal via the server 2 The combination of delivery and logistics to achieve a dedicated logistics channel, thereby reducing the burden on the seller.

Attached above The embodiments of the present invention have been described, but the present invention is not limited to the specific embodiments described above, and the above-described embodiments are merely illustrative and not restrictive, and those skilled in the art in the present invention In the apocalypse, many forms may be made without departing from the spirit and scope of the invention as claimed.

Claims

1 . A method for constructing a network transaction platform, providing a server, a seller terminal, a buyer terminal, a plurality of card issuing terminals, and a plurality of logistics terminals, The method comprises the steps of:

2. The method of claim 1 wherein said step S2 The server stores the transaction item information;

In the step S3, the server stores the transaction request.

The method according to claim 2, wherein the method further comprises:

4. The method of claim 1 wherein said step S3 comprises the following substeps:

S32, the buyer terminal selects the transaction item information, and And initiating a transaction request according to the transaction item information, where the transaction request includes an amount paid by the card issuing terminal bound by the buyer terminal to the card issuing terminal bound by the seller terminal, and a receiving address preset by the buyer terminal. .

5. The method of claim 1 wherein said step S4 The seller terminal sends the preset delivery address of the buyer terminal to the corresponding logistics terminal, and sends the item corresponding to the transaction item information to the delivery address through the logistics terminal.

6. A system for building a network transaction platform, the system comprising a server, a seller terminal communicatively coupled to the server a buyer terminal communicably connected to the server, a plurality of card issuing terminals communicably connected to the server, and a plurality of logistics terminals communicatively linked with the server;

The server includes an account binding module and a logistics binding module;

7. According to claim 6 The system is characterized in that the server further comprises a storage unit, the storage unit is configured to store the transaction item information and the transaction request.

8. According to claim 7 The system is characterized in that the seller terminal further includes a first query requesting module, the first query requesting module is configured to send a first query request to the server, and the buyer terminal further includes a second query request a module, the second query requesting module is configured to send a second query request to the server;

9. The system of claim 6 wherein said seller terminal And an identifier module, configured to set identifier information by using the server, and issue the transaction item information to the buyer terminal according to the identifier information;

10 according to claim 6 The system is characterized in that the delivery module is further configured to send a delivery address preset by the buyer terminal to a corresponding logistics terminal, and the item corresponding to the transaction item information is used by the logistics terminal Send to the shipping address.