WO2015178609A1 - Collateral monitoring system provided with low-power collateral terminal, and method therefor - Google Patents

Collateral monitoring system provided with low-power collateral terminal, and method therefor Download PDF

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Publication number
WO2015178609A1
WO2015178609A1 PCT/KR2015/004669 KR2015004669W WO2015178609A1 WO 2015178609 A1 WO2015178609 A1 WO 2015178609A1 KR 2015004669 W KR2015004669 W KR 2015004669W WO 2015178609 A1 WO2015178609 A1 WO 2015178609A1
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collateral
terminal
module
power
vibration
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PCT/KR2015/004669
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French (fr)
Korean (ko)
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이정훈
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주식회사 씨앤테크
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Publication of WO2015178609A1 publication Critical patent/WO2015178609A1/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10Services

Definitions

  • the present invention relates to a security monitoring system having a security terminal for monitoring the state of the security at low power, and a method thereof, and more particularly, to a security terminal capable of operating at low power so that the battery for security monitoring can be used for a long time.
  • the present invention relates to a security monitoring system provided with the same.
  • a collateral provided by the debtor as collateral to the creditor during the security loan;
  • Each event information is managed by detecting at least one change indication of movement, vibration, location, power usage, and heat of the collateral, and the event information includes an initial occurrence value of the change indication and a time elapsed after the first occurrence value.
  • a collateral terminal for detecting the change by the occurrence value according to;
  • a central management server configured to receive and manage event information generated by a security terminal through wired or wireless communication networks;
  • a monitor terminal for checking a change in collateral based on event information and / or risk level sent from a central management server through a wired or wireless communication network.
  • the collateral terminal is designed as a low power and relates to a security monitoring system having a low-power collateral terminal, characterized in that periodically transmitting the presence or absence data to the central management server.
  • the present invention by checking the event and the degree of risk that is a change sign generated in the collateral terminal operating at low power from time to time, it is possible to immediately check the change situation of the collateral without a visit to prevent the disappearance of the collateral, power the battery Even when used as a low power operation has the advantage that can be used for a long term security terminal.
  • loans of financial institutions include credit loans, cheonsei fund loans, student loans and mortgages.
  • These mortgages include human and physical collateral.
  • Human security means not only the general property of the debtor, but also a way for the third party other than the debtor to pay the debts, and to claim against the general property of the person.
  • Real estate, real estate and bonds are provided as collateral, and the creditor has priority right over the goods.
  • This object belongs to the general property of the debtor, but if it is specifically for the purpose of property security, the creditor having the security right will be reimbursed from the object in preference to the general creditor.
  • the establishment of material security is not limited to the debtor, so it is possible to provide possession of a third party other than the debtor as collateral for the debtor's debt.
  • the creditor financial institution 10 lends a certain amount of money through a real estate (eg, a facility of most small and large mechanical equipment), which is a collateral provided by the debtor 20. Do it.
  • a real estate eg, a facility of most small and large mechanical equipment
  • the financial institution 10 After the loan, the financial institution 10 always checks the state of the credit and collateral provided collateral.
  • the manager (30, branch bank employee) of the creditor 10 visits the collateral provided by the debtor 20 weekly or monthly, and grasps the condition of the collateral, photographs it, and then photographs it. Institution, 10).
  • Figure 3 is a specific configuration of the security terminal according to the prior art created by the inventor of the present application.
  • the collateral terminal 120 is a gyro sensor module 121, vibration sensor module 122, the position tracking sensor module 123 And a power sensor module 124 and a control module 129.
  • the gyro sensor module 121 is a module that interfaces between the gyro sensor and the control module 129 provided in the collateral terminal 120, and measures movement of the collateral 110 using a gyro sensor.
  • the gyro sensor detects the angular velocity, thereby measuring the movement of the collateral 110.
  • the vibration sensor module 122 is a module that interfaces between the vibration sensor provided in the collateral terminal 120 and the control module 129.
  • the vibration sensor module 122 measures the vibration generated in the collateral 110 using the vibration sensor.
  • Vibration sensors are also referred to as sound sensors and acceleration sensors.
  • the location sensor module 123 is a module that interfaces between the location sensor and the control module 129 provided in the collateral terminal 120, and tracks the position and movement of the collateral terminal 120 using the location sensor. .
  • the location tracking sensor communicates with the GPS to obtain and process the location information from the GPS.
  • the collateral 110 is moving when compared with the original location information.
  • the power sensor module 124 is a module for interfacing between the power sensor provided in the collateral terminal 120 and the control module 129.
  • the power sensor module 124 measures the presence or absence of power used in the collateral 110 using the power sensor.
  • the normal amount of power will be checked, and if it is not being used, the abnormal amount of power will be checked.
  • the thermal sensor module 129a is a module that interfaces between the thermal sensor provided in the collateral terminal 120 and the control module 129.
  • the thermal sensor module 129a measures heat generated from the collateral using the thermal sensor.
  • This heat sensing is suitable for the case of special collateral 120, such as collateral 120 which generates heat normally.
  • control module 129 controls the data flow between the gyro sensor module 121, the vibration sensor module 122, the position tracking sensor module 123, the power sensor module 124 and the thermal measurement sensor module 129a. In addition, it serves to control the data flow between the special key lock module 125, the battery module 126, the LED lock module 127 and the communication module 128.
  • the collateral terminal 120 may include the gyro sensor module 121, the vibration sensor module 122, the position tracking sensor module 123, the power sensor module 124, the control module 129, and the thermal measurement sensor module 129a.
  • the special key locking module 125, the battery module 126, the LED locking module 127, and the communication module 128 may be further provided.
  • the special key locking module 125 is installed at the bottom of the collateral terminal 120 to receive a release command through the special key and to combine the structure of the special key locking module 125 and the collateral 110 to be disassembled from the collateral 110.
  • the special key locking module 125 prevents the separation of the collateral terminal 120 installed in the collateral 110 so that the unique function of the collateral terminal 120 is maintained.
  • This special key lock module 125 is a module necessary to assume the worst case.
  • the battery module 126 serves to continuously supply standby power to each module through the charged power when power is not supplied to each module.
  • the debtor when the power is not supplied, the debtor is forcibly blocking the power or preventing the power from being cut off by a power failure in advance.
  • each module may operate according to the standby power to continuously detect a change indication.
  • the change indication is confirmed and notified to the central management server 140 and / or the monitor terminal 150 as event information.
  • the LED locking module 127 serves to check the remaining amount of power in accordance with the standby power supply of the battery module 126.
  • the checked remaining amount information is transmitted to the monitor terminal 150 through the central management server 140.
  • the monitor then checks the status of the standby power source, which also recognizes the change and takes appropriate action.
  • the communication module 128 serves to interface the event information generated in the collateral terminal 120 to the central management server 140 via the wired / wireless communication network 170 or to be received.
  • the signs of variation through a plurality of sensors are not detected or prepared in advance for various provocation situations. It is possible to keep an eye on the state of the situation and to prevent the loss of collateral.
  • the prior art is not suitable for monitoring the collateral over a long period of time because the power is consumed in a relatively short period of time because the waste of power is severe when operating on the battery.
  • Patent Document 1 Republic of Korea Patent Registration No. 10-1260481 (2013.04.26)
  • the security terminal mentioned in the background has a disadvantage that it cannot be used for a long time when operating as a battery and it is difficult for the monitor to recognize and cope with it when the communication module or power and standby power are intentionally damaged.
  • the present invention has been made to provide a low-power collateral terminal, and an object thereof is to propose a system and method capable of appropriately coping even when the communication module of the collateral terminal is damaged.
  • Each event information is managed by detecting at least one change indication of movement, vibration, location, power usage, and heat of the collateral, and the event information includes an initial occurrence value of the change indication and a time elapsed after the first occurrence value.
  • a central management server configured to receive and manage event information generated by a security terminal through wired or wireless communication networks;
  • the security monitoring system including; and a monitor terminal for checking the change of collateral according to the event information and / or the degree of risk sent from the central management server through a wired, wireless communication network,
  • the collateral terminal is designed to be low power, and there is provided a security monitoring system having a low power collateral terminal, characterized in that periodically transmitting the presence or absence data to the central management server.
  • the present invention due to the provision of the collateral terminal and the central management server installed on the collateral, by checking the event and the degree of risk that is a symptom of variation occurring in the collateral terminal from time to time, there is an effect that can immediately check the change situation of the collateral without a visit, In particular, by implementing a collateral terminal at low power, it provides an effect of extending the maintenance period of the battery in the long term.
  • 1 is a view showing a monitoring (management) form of collaterals generally performed.
  • FIG. 2 is a diagram illustrating a collateral monitoring system 100 according to the prior art.
  • FIG. 3 is a detailed block diagram of a security terminal according to the related art.
  • S100 security method monitoring method
  • step S120 is a flow chart illustrating in more detail the step S120 according to the prior art.
  • FIG. 6 is a detailed configuration diagram of a security terminal according to an embodiment of the present invention.
  • FIG. 2 is a diagram illustrating a collateral monitoring system 100 according to the prior art by way of example.
  • the collateral monitoring system 100 includes the collateral 110, the collateral terminal 120, the GPS, the central management server 140, and the supervisor / creditor terminal 150. , 160) and wired and wireless communication network 170.
  • the collateral 110 refers to a property of industrial or property value, such as machinery, appliances, computers, electronic devices and living appliances.
  • Such collateral 110 is provided with a security loan from a financial institution that is a creditor, and in return, the debtor provides the financial institution for the security loan period.
  • the collateral terminal 120 according to the prior art is installed on the collateral 110 serves to detect the signs of variation of the collateral.
  • the change sign means at least one or more of the movement, vibration, location and power usage and heat of the collateral (110).
  • the collateral terminal 120 detects this as a change indication and simultaneously tracks the position of the collateral 110.
  • the collateral terminal 120 detects this as a change indication, and simultaneously performs the location tracking of the collateral 110.
  • the collateral terminal 120 detects this as a change indication, and simultaneously performs the position tracking of the collateral 110.
  • the collateral terminal 120 detects this as a change indication and simultaneously tracks the location of the collateral.
  • the security terminal 120 detects this as a sign of variation, and simultaneously performs the location tracking of the collateral 110.
  • the sensing of heat is limited to the case where the collateral 110 is a mechanical facility.
  • a plurality of jobs can detect signs of variation simultaneously or separately.
  • the security terminal 120 When detected as a change indication, the security terminal 120 according to the related art generates different event information according to the change indication.
  • the event information includes a generation value of the change indication and a change occurrence value with time since the generation of the occurrence value.
  • the first occurrence value of the movement is generated in response to the movement change sign, and the event variation is generated periodically or in real time by generating the event information after the occurrence value is generated. .
  • the first occurrence value generated by the position movement is generated in the change indication of the position movement, and the event information is generated by checking the position movement variation occurrence value over time after generating the occurrence value periodically or in real time.
  • the at least one or more fluctuation signs of movement, vibration, position and power usage of the collateral 110 are sensed using a plurality of sensors.
  • the collateral terminal 120 is provided with a plurality of sensing sensor modules.
  • GPS the GPS according to the prior art (GPS, 130) checks the position information of the collateral 110 to check the position information of the collateral 110 of the change signs described above provided to the collateral terminal 120 do.
  • the collateral terminal 120 provides the location information of the collateral 110.
  • the GPS 130 may not provide the location information to the collateral terminal 120 and may provide the location information at the request of the central management server 140 or the monitor terminal 150 to be described later.
  • GPS GPS according to the related art 130 may be usefully used for detecting a change in the signs according to the location information of the collateral 110.
  • the central management server 140 receives and manages the event information generated in the collateral terminal 120 through the wired, wireless communication network 170, and to the monitor terminal 150 to be described later Serves to provide.
  • the central management server 140 checks the initial occurrence value and the variation occurrence value of the event information provided from the collateral terminal 120 and assigns a degree of risk.
  • the degree of risk can be given differently depending on the frequency of the change, such as very serious, rather severe, severe, somewhat weak, or weak. have.
  • This degree of risk is also immediately provided to the monitor terminal 150.
  • each unique identification information may be managed, and the security terminal 120 or the monitor terminal 150 may be identified through each identification information to transmit corresponding data.
  • the monitor terminal 150 serves to check the change situation of the collateral 110 according to the event information and the degree of risk sent from the central management server 140 through the wired, wireless communication network (170). .
  • the creditor (financial institution, the creditor terminal 160) is notified to respond immediately, or by responding immediately, the collateral It is possible to prevent the extinction of the 110 and prevent damages due to the extinction of the collateral 110.
  • the wireless communication network 170 can smoothly exchange wireless data between the collateral terminal 120 and the central management server 140, between the collateral terminal 120 and the monitor terminal 150. So that the wireless technology is applied.
  • the wireless communication network 170 is preferably a wibro, 2G, or 3G mobile communication network. Therefore, the collateral terminal 120 and the monitor terminal 150 connected through the central management server 140 will of course have a wireless communication interface module capable of two-way communication.
  • the wireless communication network 170 may be a wired communication network 170, in which case the monitor terminal 150 and the creditor terminal 160 will be a PC.
  • FIG. 3 is a block diagram showing in more detail the configuration of the security terminal 120 according to the prior art.
  • the collateral terminal 120 includes a gyro sensor module 121, a vibration sensor module 122, a position tracking sensor module 123, a power sensor module 124, and a control module 129. It is made, including.
  • the gyro sensor module 121 is a module that interfaces between the gyro sensor and the control module 129 provided in the collateral terminal 120, and measures movement of the collateral 110 using a gyro sensor. do.
  • the gyro sensor detects the angular velocity, thereby measuring the movement of the collateral 110.
  • the vibration sensor module 122 is a module that interfaces between the vibration sensor provided in the collateral terminal 120 and the control module 129.
  • the vibration sensor module 122 measures the vibration generated in the collateral 110 using a vibration sensor. .
  • Vibration sensors are also referred to as sound sensors and acceleration sensors.
  • the position tracking sensor module 123 is a module for interfacing between the position tracking sensor and the control module 129 provided in the collateral terminal 120, and the position of the collateral terminal 120 using the position tracking sensor. Track the move.
  • the location tracking sensor communicates with the GPS to obtain and process the location information from the GPS.
  • the power sensor module 124 is a module for interfacing between the power sensor provided in the collateral terminal 120 and the control module 129.
  • the power sensor module 124 uses the power sensor to determine whether power is used in the collateral 110. Measure
  • the normal amount of power will be checked, and if it is not being used, the abnormal amount of power will be checked.
  • the thermal sensor module 129a is a module that interfaces between the thermal sensor and the control module 129 provided in the collateral terminal 120 and measures heat generated from the collateral using the thermal sensor. .
  • This heat sensing is suitable for the case of special collateral 120, for example collateral 120 which generates heat normally.
  • Control module 129 is a flow of data between the gyro sensor module 121, vibration sensor module 122, the position tracking sensor module 123, the power sensor module 124 and the thermal measurement sensor module 129a. In addition to the control, it serves to control the data flow between the special key lock module 125, the battery module 126, the LED lock module 127 and the communication module 128 to be described below.
  • the collateral terminal 120 includes a gyro sensor module 121, a vibration sensor module 122, a position tracking sensor module 123, a power sensor module 124, a control module 129, and a thermal measurement sensor.
  • a special key locking module 125, a battery module 126, an LED locking module 127, and a communication module 128 may be further provided.
  • the special key locking module 125 is installed at the bottom of the collateral terminal 120 to receive the release command through the special key special key locking module 125 and collateral to be dismantled from the collateral (110) Loosen the coupling structure of (110).
  • the special key locking module 125 prevents separation of the collateral terminal 120 installed in the collateral 110, thereby maintaining the unique function of the collateral terminal 120 described above.
  • This special key lock module 125 is a module necessary to assume the worst case.
  • the battery module 126 serves to continuously supply standby power to each module through the charged power when power is not supplied to each module.
  • the debtor when the power is not supplied, the debtor is forcibly blocking the power or preventing the power from being cut off by a power failure in advance.
  • each module may operate according to the standby power to continuously detect a change indication.
  • the change indication is confirmed and notified to the central management server 140 and / or the monitor terminal 150 as event information.
  • LED lock module 127 serves to check the remaining amount of power in accordance with the standby power supply of the battery module 126.
  • the checked remaining amount information is transmitted to the monitor terminal 150 through the central management server 140.
  • the monitor then checks the status of the standby power supply, which also recognizes the change and takes appropriate action.
  • the communication module 128 serves to interface the event information generated in the collateral terminal 120 to be transmitted or received to the central management server 140 through the wired or wireless communication network 170.
  • S100 security method monitoring method
  • the method of monitoring collateral using the wired / wireless communication network 170 is a collateral for the debtor (financial institution) in return for the debtor's subsidy. (S110).
  • the method for monitoring collateral security according to the related art detects an indication of variation in the collateral 110 in the collateral terminal 120 installed in the collateral 110 (S120).
  • the collateral monitoring method (S100) may detect a change in at least one or more of the movement, vibration, position, power use, and heat of the collateral 110 using a plurality of detection sensors disposed in the collateral terminal 120. have.
  • the detected fluctuation indication is generated as the respective event information.
  • event information generated according to detection of a change indication of the collateral terminal 120 is transmitted from the central management server 140 through a wired or wireless communication network 170, for example, a mobile communication network.
  • a wired or wireless communication network 170 for example, a mobile communication network.
  • the reception here is a form of automatic reception according to the automatic detection of the collateral terminal 120.
  • the collateral monitoring method (S100) may further receive and check a risk level according to the event information together with the change situation according to the event information from the central management server 140 (S140).
  • the collateral monitoring method (S100) immediately informs the creditor terminal 160 of the change state checked in the supervisor terminal 140 via the wired or wireless communication network 170 (S150).
  • the creditor (financial institution) can immediately prevent the debtor's collateral 160 from extinction.
  • step S120 is a flow chart illustrating in more detail the step S120 according to the prior art.
  • step S120 measures the movement of the collateral 110 using a gyro sensor among a plurality of detection sensors, measures the vibration of the collateral 110 using a vibration sensor, The location of the collateral 110 is tracked using a location tracking sensor among the plurality of detection sensors (S121).
  • the position tracking sensor may track the position of the collateral 110 because the position tracking sensor receives the position information of the collateral 110 sent from the GPS.
  • step S120 measures the presence or absence of power of the collateral 110 using a power sensor of the plurality of sensing sensors, the presence or absence of heat generation of the collateral 110 using a heat measuring sensor of the plurality of sensing sensors And the strength is measured (S121).
  • the measured or tracked change indication is generated as event information and sent to the central management server 140 for use.
  • step S120 the security terminal 120 may be dismantled from the security 110 by using the unlocking of the special key inserted into the special key locking module 125 installed in the security terminal 120 ( S122).
  • This dismantling process enables the disassembly of the collateral terminal 120 only when using a special key, thereby preventing the collateral terminal 120 from being separated from the collateral 110.
  • step S120 performs a process of supplying power to the collateral terminal 150 through the battery when the power supply for performing each step is not performed (S123).
  • the signs of fluctuations can be detected continuously according to the power supply.
  • step S120 when power is supplied by the battery of step S123, the battery remaining amount information checked in the power source is transmitted to the monitor terminal 150 via the central management server 140. (S124).
  • FIG. 6 is a detailed configuration diagram of a security terminal according to an embodiment of the present invention.
  • FIG. 6 further includes modules for implementing low power and modules for periodically transmitting abnormality data in the configuration of the security terminal 120 of FIG. 3.
  • the collateral terminal according to the present invention may inevitably use a battery.
  • the collateral terminal be designed in a low power and operated in a power saving manner.
  • the change in vibration and angular velocity due to daily life is defined as living vibration.
  • the control module allows the input of the vibration and angular velocity variation ranges for the vibration sensor module and the gyro sensor module, respectively. Therefore, the living vibration setting module 610 is required and the basic setting is made in the factory where the collateral terminal is produced. It is.
  • the installer may be set in the central management server through the control module of the collateral terminal via wired or wireless communication network, or may be directly input to the collateral terminal.
  • the detection of the vibration sensor and gyro sensor by daily life remains as log data and does not operate by generating an event separately.
  • the log data is stored by the log data storage module 620 of the collateral terminal, and then transmitted to the central management server when the communication module operates, such as when an event occurs or a periodic abnormality data transmission.
  • the detection of the sensor outside the daily life is determined as an event according to the duration and processed.
  • the event information is transmitted to the server through the communication module to detect the event of the collateral at the central management server.
  • the low-power collateral terminal since the low-power collateral terminal only records log data for living vibration itself, it is not necessary to operate a communication module that uses a lot of power, thereby realizing low power.
  • the sensing period and the dormant period are set, and the sensing period setting module 630 and the dormant period setting module 640 are the same. It is not activated in order to realize low power.
  • the setting of the sensing period setting module 630 and the sleep period setting module 640 is performed in the same manner as the setting of the living vibration setting module 610.
  • control module in order to realize low power, the control module does not always operate 24 hours but operates according to a detection cycle, and sleeps when it is not.
  • the control module operates the sensor for sensing for 10 seconds and the sensor operation for sensing for 20 seconds is stopped.
  • the duration setting module 650 is provided to set the duration.
  • the control module detects vibrations over 10 vibrations for 10 seconds and after 20 seconds sleep, detects no vibration. If not, no event is generated.
  • the control module detects vibrations of the living vibrations for 10 seconds and sleeps for 20 seconds and then detects the vibrations of the living vibrations for 10 seconds again, an event occurs.
  • the event occurs when the vibration of the living vibration or more lasts for 20 seconds or more.
  • a low power chip is used as another means for realizing low power.
  • Low-power chips are designed to use a hundredth of the power of ARM chips used in mobile phones. Therefore, even the capacity of the battery for the mobile phone is to be operated over 300 days to 600 days.
  • the programming languages employed are low-power chips designed to program in assemblies, minimizing the time and steps required to run them.
  • ARM uses C language and JAVA, which is not suitable for low power as it has more steps than assembly.
  • the notification period setting module 660 is configured, so that even if the debtor intentionally damages the communication module or damages the power and battery modules, the central management server can notify the monitor of the risk level. Doing.
  • the security terminal is to send the abnormality data every 3 hours (set by the notification cycle setting module) to the central management server, if the security terminal does not send such abnormality data within a maximum of 3 hours
  • the central management server can check the security terminal for abnormalities and notify the supervisor of the degree of danger.
  • the present invention relates to a security monitoring system having a collateral terminal for monitoring the state of the collateral at low power, and a method thereof, the event being a change indication generated in the collateral terminal due to the provision of the collateral terminal and the central management server installed on the collateral.
  • the event being a change indication generated in the collateral terminal due to the provision of the collateral terminal and the central management server installed on the collateral.

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Abstract

The present invention relates to a collateral monitoring system provided with a collateral terminal for monitoring the status of collateral at low power and a method therefor and, more specifically, to a collateral monitoring system provided with a collateral terminal capable of operating at low power so as to use a battery for monitoring collateral for a long period of time and a method therefor.

Description

저전력 담보물 단말기를 구비한 담보물 감시 시스템 및 그 방법Collateral monitoring system with low power collateral terminal and method
본 발명은 저전력으로 담보물의 상태를 감시하기 위한 담보물 단말기를 구비한 담보물 감시 시스템 및 그 방법에 관한 것으로서, 더욱 상세하게는 담보물 감시를 위한 밧데리를 장기간 사용할 수 있도록 저전력으로 동작할 수 있는 담보물 단말기를 구비한 담보물 감시 시스템 및 그 방법에 관한 것이다. The present invention relates to a security monitoring system having a security terminal for monitoring the state of the security at low power, and a method thereof, and more particularly, to a security terminal capable of operating at low power so that the battery for security monitoring can be used for a long time. The present invention relates to a security monitoring system provided with the same.
본 발명에 따르면, 담보 대출시 채무자가 채권자에게 담보로서 제공되는 담보물; 상기 담보물의 움직임, 진동, 위치, 전력 사용 및 열 중 적어도 하나 이상의 변동 징후를 감지하여 각각의 이벤트 정보를 관리하고, 상기 이벤트 정보는 상기 변동 징후의 최초발생값과, 상기 최초발생값 이후 시간 경과에 따른 변동발생값으로 구분하여 감지하는 담보물단말기; 유, 무선 통신망을 통해 담보물 단말기에서 생성된 이벤트 정보를 제공받아 관리하는 중앙 관리 서버; 및 유, 무선 통신망을 통해 중앙 관리 서버에서 보내온 이벤트 정보 및/ 또는 위험 정도에 따라 담보물의 변동 상황을 체크하는 감시자 단말기 ;를 포함한 담보물 감시 시스템에 있어서,According to the present invention, a collateral provided by the debtor as collateral to the creditor during the security loan; Each event information is managed by detecting at least one change indication of movement, vibration, location, power usage, and heat of the collateral, and the event information includes an initial occurrence value of the change indication and a time elapsed after the first occurrence value. A collateral terminal for detecting the change by the occurrence value according to; A central management server configured to receive and manage event information generated by a security terminal through wired or wireless communication networks; And a monitor terminal for checking a change in collateral based on event information and / or risk level sent from a central management server through a wired or wireless communication network.
상기 담보물 단말기는 저전력으로 설계된 것으로서 상기 중앙 관리 서버에 주기적으로 이상유무데이터를 송신하는 것을 특징으로 하는 저전력 담보물 단말기를 구비한 담보물 감시 시스템에 관한 것이다. The collateral terminal is designed as a low power and relates to a security monitoring system having a low-power collateral terminal, characterized in that periodically transmitting the presence or absence data to the central management server.
이에, 본 발명은 저전력으로 동작하는 담보물 단말기에서 발생된 변동 징후인 이벤트와 위험 정도를 수시로 확인함으로써, 방문 없이도 담보물의 변동 상황을 즉시 확인이 가능하여 담보물의 소멸을 방지할 수 있으며, 밧데리를 전원으로 사용하더라도 저전력으로 동작하므로 담보물 단말기를 장기간 사용할 수 있는 장점이 있다. Accordingly, the present invention by checking the event and the degree of risk that is a change sign generated in the collateral terminal operating at low power from time to time, it is possible to immediately check the change situation of the collateral without a visit to prevent the disappearance of the collateral, power the battery Even when used as a low power operation has the advantage that can be used for a long term security terminal.
일반적으로, 금융기관의 대출 종류로는 신용대출 , 전세자금대출 , 학자금 대출 및 담보 대출 등이 있다. Generally, loans of financial institutions include credit loans, cheonsei fund loans, student loans and mortgages.
이중에서 담보 대출은 채무자의 채무불이행에 대비하여 채권자에게 채권의 확보를 위하여 제공되는 수단 또는 장차 타인이 입게 될 수 있는 불이익에 대한 보전을 의미한다. Mortgage loans, meanwhile, mean the protection of the disadvantages that may be incurred by others or the means provided to the creditor to secure the bonds against the debtor's default.
이러한 담보 대출로는 인적 담보와 물적 담보가 있다. These mortgages include human and physical collateral.
인적 담보는 채무자의 일반재산만이 아니고, 채무자 이외의 제 3 자에게도 채무를 부담하게 하여, 그 사람의 일반재산에 대하여도 주장할 수 있는 방법을 의미하며, 물적 담보는 채무자 자신이 소유하고 있는 부동산, 동산 및채권 등이 담보로 제공되고 , 채권자는 그 물건 위에 우선변제권을 가지게 된다.Human security means not only the general property of the debtor, but also a way for the third party other than the debtor to pay the debts, and to claim against the general property of the person. Real estate, real estate and bonds are provided as collateral, and the creditor has priority right over the goods.
이 물건은 채무자의 일반재산에 속해 있으나, 특별히 물적담보의 목적이 되면, 그 담보권을 가지는 채권자가 일반채권자보다 우선하여 그 물건으로부터 변제를 받게 된다. This object belongs to the general property of the debtor, but if it is specifically for the purpose of property security, the creditor having the security right will be reimbursed from the object in preference to the general creditor.
물론, 물적담보를 설정하는 것은 채무자에 한하는 것이 아니므로 채무자 이외의 제 3 자가 소유하고 있는 것을 그 채무자의 채무의 담보로 제공할 수도 있다.Of course, the establishment of material security is not limited to the debtor, so it is possible to provide possession of a third party other than the debtor as collateral for the debtor's debt.
여기서, 채권자는 금융 기관인 경우가 많다. Here, creditors are often financial institutions.
도 1에 도시된 바와 같이, 채권자인 금융 기관(10)은 채무자(20)에 의해 제공된 담보물인 동산(예 : 대부분 소형 및 대형의 기계 기구의 시설물임)을 통해, 이를 기준으로 일정 금액을 대출해준다. As shown in FIG. 1, the creditor financial institution 10 lends a certain amount of money through a real estate (eg, a facility of most small and large mechanical equipment), which is a collateral provided by the debtor 20. Do it.
대출을 해준 후, 금융기관(10)에서는 신용 상태 및 담보 제공한 담보물의 상태를 항시 점검한다. After the loan, the financial institution 10 always checks the state of the credit and collateral provided collateral.
즉, 채권자(10)의 관리직원(30, 지점은행원)이 채무자(20)가 제공한 담보물 (기계기구)을 매주 또는 매월 현장 방문하여 담보물의 상태를 파악하고, 이를 사진 촬영한 후 채권자(금융기관, 10)에게 보고하게 된다. That is, the manager (30, branch bank employee) of the creditor 10 visits the collateral provided by the debtor 20 weekly or monthly, and grasps the condition of the collateral, photographs it, and then photographs it. Institution, 10).
그러나, 대부분 관리직원(30)이 담보물이 위치하고 있는 현장을 방문하게 되면, 담보물을 소유하거나 관리하고 있는 채무자가 여러 이유를 들어 확인이 불가능하게 만들거나 방해하는 경우가 많다. However, when most of the management staff 30 visits the site where the collateral is located, the debtor who owns or manages the collateral often makes it impossible or disturbs for various reasons.
이는 채권자에게 통보(허락)없이 채무자가 부도와 같은 여러 이유를 들어 임의로 담보물을 처분하기 때문이다. This is because the debtor randomly disposes the collateral for various reasons, such as default, without notifying the creditor.
이럴 경우, 대출의 계약 조건과 다르게 담보물의 가치가 소멸되거나 , 법적 분쟁의 소지가 많아지는 문제점이 있었다.In this case, unlike the terms of the loan, there is a problem that the value of the collateral is extinguished, or the possibility of legal dispute increases.
도 3은 본 출원의 발명자가 창안한 종래의 기술에 따른 담보물 단말기의 구체적 구성도이다. Figure 3 is a specific configuration of the security terminal according to the prior art created by the inventor of the present application.
대한민국 특허등록번호 10-1260481호에 개시된 도 3을 참조하여 상세히 설명하자면, 종래 기술에 따른 담보물 단말기(120)는 자이로 센서 모듈(121), 진동 센서 모듈(122), 위치 추적 센서 모듈(123), 전력 센서 모듈(124) 및 제어 모듈(129) 을 포함하여 이루어진다. Referring to Figure 3 disclosed in the Republic of Korea Patent No. 10-1260481 in detail, the collateral terminal 120 according to the prior art is a gyro sensor module 121, vibration sensor module 122, the position tracking sensor module 123 And a power sensor module 124 and a control module 129.
먼저, 자이로 센서 모듈(121)은 담보물 단말기(120)에 구비된 자이로 센서와 제어 모듈(129) 사이를 인터페이스하는 모듈로서, 자이로 센서를 이용하여 담보물 (110)에 대한 움직임을 측정한다. First, the gyro sensor module 121 is a module that interfaces between the gyro sensor and the control module 129 provided in the collateral terminal 120, and measures movement of the collateral 110 using a gyro sensor.
이러한 자이로 센서는 각속도를 감지함으로써 , 담보물(110)에 대한 움직임을 측정하게 된다. The gyro sensor detects the angular velocity, thereby measuring the movement of the collateral 110.
움직임이 지속되거나 크기 수시로 변화면 담보물(110)이 이동중임을 알 수 있다. If the motion continues or changes in size from time to time, it can be seen that the collateral 110 is in motion.
진동 센서 모듈(122)은 담보물 단말기(120)에 구비된 진동 센서와 제어 모듈 (129) 사이를 인터페이스하는 모듈로서, 진동 센서를 이용하여 담보물(110)에서 발생된 진동을 측정한다. The vibration sensor module 122 is a module that interfaces between the vibration sensor provided in the collateral terminal 120 and the control module 129. The vibration sensor module 122 measures the vibration generated in the collateral 110 using the vibration sensor.
진동 센서는 소리 센서, 가속도 센서라고도 지칭된다. Vibration sensors are also referred to as sound sensors and acceleration sensors.
진동이 지속되거나 크기가 수시로 변화면 담보물(110)이 다른 장소로 이동중임을 알 수 있다. If the vibration continues or the size changes from time to time, it can be seen that the collateral 110 is moving to another place.
위치 추적 센서 모듈(123)은 담보물 단말기(120)에 구비된 위치 추적 센서와 제어 모듈(129) 사이를 인터페이스하는 모듈로서, 위치 추적 센서를 이용하여 담보물 단말기(120)의 위치와 이동을 추적한다. The location sensor module 123 is a module that interfaces between the location sensor and the control module 129 provided in the collateral terminal 120, and tracks the position and movement of the collateral terminal 120 using the location sensor. .
담보물 단말기(120)의 위치와 이동을 추적하기 위하여 위치 추적 센서는 지피에스와 통신하여 지피에스로부터 위치 정보를 획득하여 처리한다. In order to track the location and movement of the collateral terminal 120, the location tracking sensor communicates with the GPS to obtain and process the location information from the GPS.
위치 정보가 수시로 바뀌면 최초의 위치 정보와 비교하여 다를 경우 담보물 (110)이 이동 중임을 알 수 있다. When the location information changes from time to time, it can be seen that the collateral 110 is moving when compared with the original location information.
전력 센서 모듈(124)은 담보물 단말기(120)에 구비된 전력 센서와 제어 모듈 (129) 사이를 인터페이스하는 모듈로서, 전력 센서를 이용하여 담보물(110)에서 사용되어진 전력의 유무를 측정한다. The power sensor module 124 is a module for interfacing between the power sensor provided in the collateral terminal 120 and the control module 129. The power sensor module 124 measures the presence or absence of power used in the collateral 110 using the power sensor.
예를 들어, 담보물(110)이 계속해서 사용되고 있다면 정상적인 전력량이 체크될 것이며, 사용되지 않고 있다면 비정상적인 전력량이 체크될 것이다. For example, if the collateral 110 continues to be used, the normal amount of power will be checked, and if it is not being used, the abnormal amount of power will be checked.
열 측정 센서 모듈(129a)은 담보물 단말기(120)에 구비된 열 측정 센서와 제어 모듈(129) 사이를 인터페이스하는 모듈로서, 열 측정 센서를 이용하여 담보물에서 발생된 열을 측정한다. The thermal sensor module 129a is a module that interfaces between the thermal sensor provided in the collateral terminal 120 and the control module 129. The thermal sensor module 129a measures heat generated from the collateral using the thermal sensor.
이러한 열 감지는 특수한 담보물 (120), 예컨대 평상시 열을 발생시키는 담보물(120)인 경우에 적합하다.This heat sensing is suitable for the case of special collateral 120, such as collateral 120 which generates heat normally.
마지막으로, 제어 모듈(129)은 자이로 센서 모듈(121), 진동 센서 모듈 (122), 위치 추적 센서 모듈(123), 전력 센서 모듈(124) 및 열 측정 센서 모듈 (129a) 간의 데이터 흐름을 제어뿐만 아니라, 특수키 잠금 모듈(125), 밧데리 모듈 (126), LED 잠금 모듈(127) 및 통신 모듈(128) 간의 데이터 흐름을 제어하는 역할을 한다. Finally, the control module 129 controls the data flow between the gyro sensor module 121, the vibration sensor module 122, the position tracking sensor module 123, the power sensor module 124 and the thermal measurement sensor module 129a. In addition, it serves to control the data flow between the special key lock module 125, the battery module 126, the LED lock module 127 and the communication module 128.
이와 같이, 각종 감지 센서를 이용하여 담보물(110)의 변동 징후를 체크함으로써 , 변동 상황을 사전에 파악하여 채권자는 즉시 대응할 수 있다. In this way, by checking the signs of change in the collateral 110 using various sensors, the creditors can immediately respond to the change situation.
담보물 단말기(120)는 자이로 센서 모듈(121), 진동 센서 모듈(122), 위치 추적 센서 모듈(123), 전력 센서 모듈(124), 제어 모듈(129) 및 열 측정 센서 모듈(129a)에 더하여 특수키 잠금 모듈(125), 밧테리 모듈(126), LED 잠금 모듈 (127) 및 통신 모듈(128)을 더 구비할 수 있다. The collateral terminal 120 may include the gyro sensor module 121, the vibration sensor module 122, the position tracking sensor module 123, the power sensor module 124, the control module 129, and the thermal measurement sensor module 129a. The special key locking module 125, the battery module 126, the LED locking module 127, and the communication module 128 may be further provided.
특수키 잠금 모듈(125)은 담보물 단말기(120)의 하단에 설치되어 특수키를 통해 해제 명령을 전달받아 담보물(110)로부터 해체되도록 특수키 잠금 모듈(125) 과 담보물(110)의 결합 구조를 풀어준다. The special key locking module 125 is installed at the bottom of the collateral terminal 120 to receive a release command through the special key and to combine the structure of the special key locking module 125 and the collateral 110 to be disassembled from the collateral 110. Loosen
이러한 특수키 잠금 모듈(125)은 담보물(110)에 설치된 담보물 단말기(120) 의 분리를 막음으로써, 담보물 단말기(120)의 고유 기능이 유지되도록 한다. The special key locking module 125 prevents the separation of the collateral terminal 120 installed in the collateral 110 so that the unique function of the collateral terminal 120 is maintained.
이러한 특수키 잠금 모듈(125)은 최악의 상황을 가정하에 필요한 모듈이다.This special key lock module 125 is a module necessary to assume the worst case.
다음으로 , 밧데리 모듈(126)은 각 모듈로 전원이 공급되지 않을 경우 충전된 전원을 통해 대기 전원을 계속해서 각 모듈로 공급하는 역할을 한다. Next, the battery module 126 serves to continuously supply standby power to each module through the charged power when power is not supplied to each module.
이때, 전원이 공급되지 않는 경우는 채무자가 전원을 강제로 차단하거나 정전에 의해 전원이 차단되는 것을 미리 방지하기 위함이다. In this case, when the power is not supplied, the debtor is forcibly blocking the power or preventing the power from being cut off by a power failure in advance.
그러나, 채무자가 전원을 차단하는 것은 법적으로 불법이 아니므로 밧데리 모듈에 의한 전원 공급을 염두에 두어야 하므로 저전력 으로 동작하는 담보물 단말기가 필요하다. However, it is not legally illegal for the debtor to cut off the power, so it is necessary to keep in mind the power supply by the battery module, so a collateral terminal operating at low power is required.
따라서, 상기 대기 전원에 따라 각 모듈이 동작하여 변동 징후를 계속 감지할 수 있다. Therefore, each module may operate according to the standby power to continuously detect a change indication.
대기 전원 공급시 그 변동 징후를 확인하여 중앙 관리 서버 (140) 및 / 또는 감시자 단말기(150)에게 이벤트 정보로서 알려준다. When the standby power is supplied, the change indication is confirmed and notified to the central management server 140 and / or the monitor terminal 150 as event information.
그러면, 감시자는 이 또한 변동 상황으로 인식하고 적절한 조치를 취한다.The observer then recognizes this as a change and takes appropriate action.
반면, LED 잠금 모듈(127)은 밧테리 모듈(126)의 대기 전원 공급에 따라 전원의 잔량을 체크하는 역할을 한다. On the other hand, the LED locking module 127 serves to check the remaining amount of power in accordance with the standby power supply of the battery module 126.
체크된 잔량 정보는 중앙 관리 서버(140)를 통해 감시자 단말기(150)로 전송한다. The checked remaining amount information is transmitted to the monitor terminal 150 through the central management server 140.
그러면, 감시자는 대기 전원의 상태를 확인하고, 이 또한 변동 상황으로 인식하고 적절한 조치를 취한다. The monitor then checks the status of the standby power source, which also recognizes the change and takes appropriate action.
통신 모듈(128)은 담보물 단말기(120)에서 발생된 이벤트 정보를 유 , 무선 통신망(170)을 통하여 중앙 관리 서버(140)로 전송되도록 하거나, 수신될 수 있도록 인터페이스하는 역할을 한다. The communication module 128 serves to interface the event information generated in the collateral terminal 120 to the central management server 140 via the wired / wireless communication network 170 or to be received.
이와 같이, 특수키 잠금 모듈(125), 밧테리 모듈(126) 및 LED 잠금 모듈 (127)의 구비로 인하여, 복수 개의 센서를 통한 변동 징후가 감지되지 않거나, 여러 도발상황에 대하여 미리 대비함으로써 , 담보물의 상태를 계속해서 감시하고, 담보물의 분실 등을 막을 수 있다. As such, due to the provision of the special key locking module 125, the battery module 126, and the LED locking module 127, the signs of variation through a plurality of sensors are not detected or prepared in advance for various provocation situations. It is possible to keep an eye on the state of the situation and to prevent the loss of collateral.
그러나, 상기 종래 기술은 밧데리로 동작할 시에 전력의 낭비가 심하여 비교적 단기간에 전원이 소모되므로 오랜 기간을 두고 담보물을 감시하기에 부적합하였다. However, the prior art is not suitable for monitoring the collateral over a long period of time because the power is consumed in a relatively short period of time because the waste of power is severe when operating on the battery.
그리하여 밧데리로 동작하더라도 저전력으로 설계되어 장기간 사용할 수 있는 담보물 단말기가 필요하게 되었다. Therefore, even if it is operated by a battery, it is necessary to have a secured terminal that can be used for a long time because it is designed with low power.
또한, 종래에는 채무자가 고의적으로 담보물 단말기를 훼손하여 통신 및 감시가 불능하게 하였을 경우 이를 인지하기 어려웠고 많은 시간이 소요된 이후에 감지되기 때문에 적절하게 대처하기 어려운 점이 있었다. In addition, in the related art, when a debtor deliberately damages a security terminal and makes communication and monitoring impossible, it is difficult to recognize it and it is difficult to appropriately deal with it since it is detected after a long time.
*선행기술문헌** Prior art literature *
(특허문헌 1) 대한민국 특허등록번호 10-1260481호(2013.04.26)(Patent Document 1) Republic of Korea Patent Registration No. 10-1260481 (2013.04.26)
배경에서 언급된 담보물 단말기는 밧데리로 동작할 시에 장기간 사용할 수 없는 단점과 고의적으로 통신 모듈 혹은 전원 및 대기전력 마저 훼손하였을 시에 감시자가 이를 인지하고 대처하기가 어려운 문제점을 가지고 있었다. The security terminal mentioned in the background has a disadvantage that it cannot be used for a long time when operating as a battery and it is difficult for the monitor to recognize and cope with it when the communication module or power and standby power are intentionally damaged.
따라서, 본 발명은 저전력 담보물 단말기를 제공하기 위하여 창안되었으며, 담보물 단말기의 통신 모듈이 훼손되었을 시에도 적절하게 대처할 수 있는 시스템 및 방법을 제안하는 데에 그 목적이 있다. Accordingly, the present invention has been made to provide a low-power collateral terminal, and an object thereof is to propose a system and method capable of appropriately coping even when the communication module of the collateral terminal is damaged.
상기한 바와 같은 본 발명의 목적을 달성하고, 후술하는 본 발명의 기능을 수행하기 위한 특징은 다음과 같다.To achieve the object of the present invention as described above, the features for performing the function of the present invention described below are as follows.
본 발명의 일실시예에 따른 담보물 감시 시스템은, Collateral monitoring system according to an embodiment of the present invention,
담보 대출시 채무자가 채권자에게 담보로서 제공되는 담보물; 상기 담보물의 움직임, 진동, 위치, 전력 사용 및 열 중 적어도 하나 이상의 변동 징후를 감지하여 각각의 이벤트 정보를 관리하고, 상기 이벤트 정보는 상기 변동 징후의 최초발생값과, 상기 최초발생값 이후 시간 경과에 따른 변동발생값으로 구분하여 감지하는 담보물단말기; Collateral provided to the creditor by the debtor as collateral in the security loan; Each event information is managed by detecting at least one change indication of movement, vibration, location, power usage, and heat of the collateral, and the event information includes an initial occurrence value of the change indication and a time elapsed after the first occurrence value. A collateral terminal for detecting the change by the occurrence value according to;
유, 무선 통신망을 통해 담보물 단말기에서 생성된 이벤트 정보를 제공받아 관리하는 중앙 관리 서버; 및 유 , 무선 통신망을 통해 중앙 관리 서버에서 보내온 이벤트 정보 및 /또는 위험 정도에 따라 담보물의 변동 상황을 체크하는 감시자 단말기;를 포함한 담보물 감시 시스템에 있어서,A central management server configured to receive and manage event information generated by a security terminal through wired or wireless communication networks; In the security monitoring system including; and a monitor terminal for checking the change of collateral according to the event information and / or the degree of risk sent from the central management server through a wired, wireless communication network,
상기 담보물 단말기는 저전력으로 설계된 것으로서 상기 중앙 관리 서버에 주기적으로 이상유무데이터를 송신하는 것을 특징으로 하는 저전력 담보물 단말기를 구비한 담보물 감시 시스템이 제공된다. The collateral terminal is designed to be low power, and there is provided a security monitoring system having a low power collateral terminal, characterized in that periodically transmitting the presence or absence data to the central management server.
저전력을 구현하는 것은 담보물 단말기가 밧데리로 동작하는 경우에 전원의 교체없이 동작할 수 있는 기간을 늘림으로써 유지보수 비용을 감소시킬 수 있는 주요한 기능이 된다. 또한, 채무자가 고의적으로 담보물 단말기를 훼손하여 통신 및 감시가 불능하게 하였을 경우 이를 인지하여 감시자가 적절하게 대처할 수 있도록 하였다. Implementing low power is a key feature that can reduce maintenance costs by increasing the period of time when a collateral terminal can operate without replacing the power source when the collateral terminal operates on batteries. In addition, if the debtor deliberately damaged the collateral terminal and made communication and monitoring impossible, the observer was able to respond appropriately.
이상의 구성 및 작용을 지니는 본 발명에 따른 담보물 감시 시스템은,Collateral monitoring system according to the present invention having the above configuration and action,
본 발명에 의하면 , 담보물에 설치된 담보물 단말기와 중앙 관리 서버의 구비로 인해, 담보물 단말기에서 발생된 변동 징후인 이벤트와 위험 정도를 수시로 확인함으로써, 방문 없이도 담보물의 변동 상황을 즉시 확인 가능한 효과가 있으며, 특히 담보물 단말기를 저전력으로 구현하여 장기적으로 밧데리의 유지 기간이 늘어나는 효과를 제공한다. According to the present invention, due to the provision of the collateral terminal and the central management server installed on the collateral, by checking the event and the degree of risk that is a symptom of variation occurring in the collateral terminal from time to time, there is an effect that can immediately check the change situation of the collateral without a visit, In particular, by implementing a collateral terminal at low power, it provides an effect of extending the maintenance period of the battery in the long term.
이로 인하여 , 소멸될 우려가 있는 담보물의 유출을 사전에 막고 , 담보물의 소멸에 따른 계약상의 불이익을 방지함과 동시에 담보물의 우선변제권을 계속 유지 가능한 효과가 있으며 고의적으로 담보물 단말기를 훼손하더라도 감시자가 이를 인지하여 적절하게 대처할 수 있도록 하며, 현장 관리자(감시자)가 수시로 방문하지 않아도 되어 부실 관리에 따른 손해를 방지하고, 담보물의 관리 시간과 비용을 절감 가능한 효과가 있으며, 밧데리의 잔량정보를 통하여 유지보수할 수 있도록 하며, 저전력을 구현하여 유지보수 비용을 감소하는 경제적인 이익을 제공하는 효과가 있다. This prevents the outflow of collateral that might be extinguished in advance, prevents contractual disadvantages due to the extinction of the collateral, and maintains the right of preferential repayment of the collateral, even if the monitor is deliberately damaged. Recognize and respond appropriately, and the on-site manager (monitor) does not have to visit from time to time to prevent damage due to poor management, it is possible to reduce the management time and cost of collateral, and maintenance through the remaining information of the battery It has the effect of providing low cost and economic benefit by reducing maintenance cost.
도 1은 일반적으로 행해지고 있는 담보물의 감시 (관리) 형태를 나타낸 도면이다.1 is a view showing a monitoring (management) form of collaterals generally performed.
도 2는 종래기술에 따른 담보물 감시 시스템 (100) 을 예시적으로 나타낸 도면이다. 2 is a diagram illustrating a collateral monitoring system 100 according to the prior art.
도 3은 종래의 기술에 따른 담보물 단말기의 구체적인 블록도이다.3 is a detailed block diagram of a security terminal according to the related art.
도 4는 종래기술에 따른 유 , 무선 통신망 (170) 을 이용한 담보물 감시 방법(S100)을 예시적으로 나타낸 순서도이다. 4 is a flowchart illustrating a security method monitoring method (S100) using a wired and wireless communication network 170 according to the prior art.
도 5는 종래기술에 따른 S120 단계를 보다 구체적으로 나타낸 순서도이다.5 is a flow chart illustrating in more detail the step S120 according to the prior art.
도 6은 본 발명의 일실시예에 따른 담보물 단말기의 구체적인 구성도이다.6 is a detailed configuration diagram of a security terminal according to an embodiment of the present invention.
*도면의 주요부호에 대한 상세한 설명** Detailed description of the major symbols in the drawings *
100 : 담보물 감시 시스템 100: collateral security system
110 : 담보물 110: collateral
120 : 담보물 단말기 120: collateral terminal
121 : 자이로 센서 모듈 121: Gyro Sensor Module
122 : 진동 센서 모듈 122: vibration sensor module
123 : 위치 추적 센서 모듈 123: Position Tracking Sensor Module
124 : 전력 센서 모듈 124: power sensor module
125 : 특수키 잠금 모듈 125: special key locking module
126 : 밧테리 모듈 126: Battery Module
127 : LED 잠금 모듈 127: LED Lock Module
128 : 통신 모듈 128: communication module
129 : 제어 모듈 129 control module
130 : 지피에스 130: GPS
140 : 중앙 관리 서버 140: Central Management Server
150 : 감시자 단말기 150: watcher terminal
160 : 채권자 단말기 160: creditor terminal
170 : 유, 무선 통신망 170: wired, wireless communication network
610 : 생활진동설정 모듈610: living vibration setting module
620 : 로그데이터저장 모듈620: Log data storage module
630 : 감지주기 설정모듈630: detection cycle setting module
640 : 휴면주기 설정 모듈640: sleep cycle setting module
650 : 지속시간 설정 모듈650: duration setting module
660 : 알림주기설정 모듈660: notification cycle setting module
이하, 본 발명이 속하는 기술분야에서 통상의 지식을 가진 자가 본 발명을 용이하게 실시할 수 있도록 하기 위하여, 본 발명의 바람직한 실시예에 관하여 첨부된 도면을 참조하여 상세히 설명하기로 한다. 도면에서 유사한 참조부호는 여러 측면에 걸쳐서 동일하거나 유사한 기능을 지칭한다.Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings so that those skilled in the art may easily implement the present invention. Like reference numerals in the drawings refer to the same or similar functions throughout the several aspects.
도 2는 종래 기술에 따른 담보물 감시 시스템(100)을 예시적으로 나타낸 도면이다.2 is a diagram illustrating a collateral monitoring system 100 according to the prior art by way of example.
도 2에 도시된 바와 같이, 종래기술에 따른 담보물 감시 시스템(100)은 담보물(110), 담보물 단말기(120), 지피에스(GPS, 130), 중앙 관리 서버(140), 감시자/ 채권자 단말기(150, 160) 및 유, 무선 통신망(170)을 포함하여 구성된다.As shown in FIG. 2, the collateral monitoring system 100 according to the related art includes the collateral 110, the collateral terminal 120, the GPS, the central management server 140, and the supervisor / creditor terminal 150. , 160) and wired and wireless communication network 170.
먼저, 종래 기술에 따른 담보물(110)은 기계, 기구, 컴퓨터, 전자 장치 및 생활 기구 등 산업상이나 재산상의 가치가 있는 동산을 의미한다. First, the collateral 110 according to the prior art refers to a property of industrial or property value, such as machinery, appliances, computers, electronic devices and living appliances.
이러한 담보물(110)은 채권자인 금융기관으로부터 담보 대출을 지급받고, 그 댓가로서 채무자가 금융 기관에게 담보 대출 기간동안 제공하게 된다.Such collateral 110 is provided with a security loan from a financial institution that is a creditor, and in return, the debtor provides the financial institution for the security loan period.
다음으로, 종래 기술에 따른 담보물 단말기(120)는 담보물(110)에 설치되어 담보물의 변동 징후를 감지하는 역할을 한다. Next, the collateral terminal 120 according to the prior art is installed on the collateral 110 serves to detect the signs of variation of the collateral.
여기서, 변동 징후는 담보물(110)의 움직임 , 진동 , 위치 및 전력 사용 및 열 중 적어도 하나 이상을 의미한다. Here, the change sign means at least one or more of the movement, vibration, location and power usage and heat of the collateral (110).
예를 들면, 담보물(110)의 움직임이 발생되면, 이를 담보물 단말기(120)가 변동 징후로서 감지하고, 담보물(110)의 위치 추적을 동시에 수행한다. For example, when the movement of the collateral 110 occurs, the collateral terminal 120 detects this as a change indication and simultaneously tracks the position of the collateral 110.
또한, 담보물(110)의 진동이 발생되면, 이를 담보물 단말기(120)가 변동 징후로서 감지하고, 담보물(110)의 위치 추적을 동시에 수행한다. In addition, when the vibration of the collateral 110 occurs, the collateral terminal 120 detects this as a change indication, and simultaneously performs the location tracking of the collateral 110.
또한, 담보물(110)의 위치 이동이 발생되면, 이를 담보물 단말기(120)가 변동 징후로서 감지하며, 담보물(110)의 위치 추적을 동시에 수행한다. In addition, when the position movement of the collateral 110 occurs, the collateral terminal 120 detects this as a change indication, and simultaneously performs the position tracking of the collateral 110.
또한, 담보물(110)의 전력 사용 유무를 확인하여 전력 사용이 없으면, 이를 담보물 단말기(120)가 변동 징후로서 감지하고, 담보물의 위치 추적을 동시에 수행한다. In addition, if there is no power usage by checking whether the collateral 110 uses power, the collateral terminal 120 detects this as a change indication and simultaneously tracks the location of the collateral.
또한, 담보물에서 열 발생이 있으면 이를 담보물 단말기(120)가 변동 징후로서 감지하고, 담보물(110)의 위치 추적을 동시에 수행한다. In addition, if there is heat generated in the collateral, the security terminal 120 detects this as a sign of variation, and simultaneously performs the location tracking of the collateral 110.
열을 감지하는 경우는 담보물(110)이 기계 시설물인 경우에 한한다. The sensing of heat is limited to the case where the collateral 110 is a mechanical facility.
이와 같이, 복수 개의 작업이 동시 또는 개별적으로 변동 징후를 감지할 수 있다.In this way, a plurality of jobs can detect signs of variation simultaneously or separately.
이와 같이 변동 징후로서 감지되면, 종래 기술에 따른 담보물 단말기(120) 는 변동 징후에 따라 각각 다른 이벤트 정보를 생성한다. When detected as a change indication, the security terminal 120 according to the related art generates different event information according to the change indication.
이때, 이벤트 정보는 변동 징후의 발생값과, 상기 발생값의 생성이후 시간 경과에 따른 변동 발생값을 포함한다.In this case, the event information includes a generation value of the change indication and a change occurrence value with time since the generation of the occurrence value.
예를 들면, 움직임의 변동 징후에 대해 움직임이 발생된 최초의 발생값을 생성시키고, 상기 발생값이 생성된 이후 시간 경과에 따른 움직임 변동 발생값을 주기적 또는 실시간으로 체크하여 이벤트 정보를 생성시키게 된다. For example, the first occurrence value of the movement is generated in response to the movement change sign, and the event variation is generated periodically or in real time by generating the event information after the occurrence value is generated. .
또, 위치 이동의 변동 징후에 위치 이동이 발생된 최초의 발생값을 생성시키고, 상기 발생값이 생성된 이후 시간 경과에 따른 위치이동 변동 발생값을 주기적 또는 실시간으로 체크하여 이벤트 정보를 생성시키게 된다. In addition, the first occurrence value generated by the position movement is generated in the change indication of the position movement, and the event information is generated by checking the position movement variation occurrence value over time after generating the occurrence value periodically or in real time. .
다른 요소도 위와 같은 예와 동일하게 최초의 발생값과 이에 따른 변동 발생값을 생성하게 된다. The other factors generate the original occurrence value and the variation occurrence value in the same manner as in the above example.
여기서, 담보물(110)의 움직임 , 진동 , 위치 및 전력 사용 중 적어도 하나 이상의 변동 징후를 복수 개의 감지센서를 이용하여 감지한다. Here, the at least one or more fluctuation signs of movement, vibration, position and power usage of the collateral 110 are sensed using a plurality of sensors.
따라서, 종래기술에 따른 담보물 단말기(120)는 복수 개의 감지 센서 모듈을 구비한다. Therefore, the collateral terminal 120 according to the prior art is provided with a plurality of sensing sensor modules.
상기 복수 개의 감지 센서 모듈을 이용한 변동 징후의 감지는 추후 도 3 에서 보다 상세히 설명하기로 한다. Detection of a change indication using the plurality of detection sensor modules will be described in detail later with reference to FIG. 3.
다음으로, 종래기술에 따른 지피에스(GPS, 130)는 이상에서 설명된 변동 징후 중 담보물(110)의 위치와 위치 이동을 확인하고자 담보물(110)의 위치 정보를 확인하여 담보물 단말기(120)로 제공한다. Next, the GPS according to the prior art (GPS, 130) checks the position information of the collateral 110 to check the position information of the collateral 110 of the change signs described above provided to the collateral terminal 120 do.
물론, 담보물 단말기(120)의 요청에 따라 담보물(110)의 위치 정보를 제공한다. Of course, at the request of the collateral terminal 120 provides the location information of the collateral 110.
또한, 지피에스(GPS, 130)는 담보물 단말기(120)로 위치 정보를 제공하지 않고, 이후에 설명될 중앙 관리 서버(140) 또는 감시자 단말기(150)의 요청에 따라 위치 정보를 제공할 수도 있다. In addition, the GPS 130 may not provide the location information to the collateral terminal 120 and may provide the location information at the request of the central management server 140 or the monitor terminal 150 to be described later.
이와 같이, 종래기술에 따른 지피에스(GPS, 130)는 담보물(110)의 위치 정보에 따른 변동 징후 감지에 유용하게 사용될 수 있다. As such, the GPS according to the related art (GPS) 130 may be usefully used for detecting a change in the signs according to the location information of the collateral 110.
다음으로, 종래기술에 따른 중앙 관리 서버(140)는 유, 무선 통신망(170) 을 통해 담보물 단말기(120)에서 생성된 이벤트 정보를 제공받아 관리하고, 이를 이후에 설명될 감시자 단말기(150)로 제공하는 역할을 한다. Next, the central management server 140 according to the prior art receives and manages the event information generated in the collateral terminal 120 through the wired, wireless communication network 170, and to the monitor terminal 150 to be described later Serves to provide.
또한, 중앙 관리 서버(140)는 담보물 단말기(120)에서 제공받은 이벤트 정보의 최초 발생값과, 변동 발생값을 확인하여 위험 정도를 부여한다.In addition, the central management server 140 checks the initial occurrence value and the variation occurrence value of the event information provided from the collateral terminal 120 and assigns a degree of risk.
예를 들면, 움직임에 대한 최초 발생값이 발생된 후 시간 경과에 따른 변동 발생값이 수시로 변동될 경우 변동 횟수에 따라 매우 심각, 다소 심각, 심각, 다소 미약, 미약 등과 같이 위험 정도를 달리 부여할 수 있다. For example, if the fluctuating value changes over time after the initial occurrence of the motion occurs, the degree of risk can be given differently depending on the frequency of the change, such as very serious, rather severe, severe, somewhat weak, or weak. have.
이러한 위험 정도 또한 감시자 단말기(150)로 즉시 제공된다. This degree of risk is also immediately provided to the monitor terminal 150.
아울러, 다른 요소(진동, 위치 및 전력 사용 및 열 등)도 위와 같은 원리에 따라 위험 정도를 부여하여 감시자 단말기(150)로 제공됨은 물론일 것이다. In addition, other factors (vibration, location and power usage and heat, etc.) will be provided to the monitor terminal 150 by assigning a degree of risk according to the above principle.
이러한 중앙 관리 서버(140)는 담보물(110), 담보물 단말기(120) 및 감시자 단말기 (150) 가 복수 개로 구비될 경우 각각의 담보물 단말기(120)에서 발생된 이벤트 정보 및/ 또는 위험 정도를 각각의 감시자 단말기(150)로 제공하기 위하여 각 고유의 식별 정보를 관리하고, 각 식별 정보를 통해 담보물 단말기(120) 또는 감시자 단말기(150)의 식별를 할 수 있어 해당하는 데이터를 전송할 수 있다. When the central management server 140 is provided with a plurality of the collateral 110, the collateral terminal 120 and the monitor terminal 150, the event information and / or the degree of risk generated in each of the collateral terminal 120, respectively In order to provide the monitor terminal 150, each unique identification information may be managed, and the security terminal 120 or the monitor terminal 150 may be identified through each identification information to transmit corresponding data.
이러한 식별 정보의 활용은 통상적으로 널리 알려져 있기 때문에 보다 구체적인 설명은 생략한다. Since the use of such identification information is generally widely known, a detailed description thereof will be omitted.
다음으로, 종래기술에 따른 감시자 단말기(150)는 유, 무선 통신망(170)을 통해 중앙 관리 서버(140)에서 보내온 이벤트 정보와 위험 정도에 따라 담보물 (110)의 변동 상황을 체크하는 역할을 한다.Next, the monitor terminal 150 according to the prior art serves to check the change situation of the collateral 110 according to the event information and the degree of risk sent from the central management server 140 through the wired, wireless communication network (170). .
이와 같이, 담보물(110)의 변동 상황을 방문없이도 즉시 이벤트 정보와 위험 정도를 체크하게 되면, 이를 채권자(금융기관, 채권자단말기(160))에 알려줘 즉시 대응하도록 하거나, 자신이 바로 대응함으로써, 담보물(110)의 소멸을 막고, 담보물(110)의 소멸에 따른 손해를 사전에 막을 수 있다. As such, when the event information and the degree of risk are checked immediately without visiting the change situation of the collateral 110, the creditor (financial institution, the creditor terminal 160) is notified to respond immediately, or by responding immediately, the collateral It is possible to prevent the extinction of the 110 and prevent damages due to the extinction of the collateral 110.
마지막으로, 종래기술에 따른 무선 통신망(170)은 담보물 단말기(120)와 중앙 관리 서버(140)의 사이, 담보물 단말기(120)와 감시자 단말기(150)의 사이에서 무선 데이터를 원활하게 주고받을 수 있도록 무선 기술이 적용된 망이다. Finally, the wireless communication network 170 according to the prior art can smoothly exchange wireless data between the collateral terminal 120 and the central management server 140, between the collateral terminal 120 and the monitor terminal 150. So that the wireless technology is applied.
이러한 무선 통신망(170)은 와이브로(wibro), 2G, 3G의 이동 통신망인 것이 바람직하다. 따라서, 중앙 관리 서버(140)를 통해 연결된 담보물 단말기(120) 와 감시자 단말기(150)는 이통통신이 가능한 무선 통신 인터페이스 모듈을 구비함은 물론일 것이다. The wireless communication network 170 is preferably a wibro, 2G, or 3G mobile communication network. Therefore, the collateral terminal 120 and the monitor terminal 150 connected through the central management server 140 will of course have a wireless communication interface module capable of two-way communication.
또한, 무선 통신망(170)이 아닌 유선 통신망(170)일 수도 있으며, 이럴 경우 감시자 단말기(150)와 채권자 단말기(160)는 PC일 것이다. In addition, the wireless communication network 170 may be a wired communication network 170, in which case the monitor terminal 150 and the creditor terminal 160 will be a PC.
도 3은 종래기술에 따른 담보물 단말기 (120) 의 구성을 보다 구체적으로 나타낸 구성도이다. 3 is a block diagram showing in more detail the configuration of the security terminal 120 according to the prior art.
도 3을 참조하면, 종래 기술에 따른 담보물 단말기(120)는 자이로 센서 모듈 (121), 진동 센서 모듈(122), 위치 추적 센서 모듈(123), 전력 센서 모듈(124) 및 제어 모듈(129)을 포함하여 이루어진다. Referring to FIG. 3, the collateral terminal 120 according to the related art includes a gyro sensor module 121, a vibration sensor module 122, a position tracking sensor module 123, a power sensor module 124, and a control module 129. It is made, including.
먼저, 종래기술에 따른 자이로 센서 모듈(121)은 담보물 단말기(120)에 구비된 자이로 센서와 제어 모듈(129) 사이를 인터페이스하는 모듈로서, 자이로 센서를 이용하여 담보물(110)에 대한 움직임을 측정한다. First, the gyro sensor module 121 according to the prior art is a module that interfaces between the gyro sensor and the control module 129 provided in the collateral terminal 120, and measures movement of the collateral 110 using a gyro sensor. do.
이러한 자이로 센서는 각속도를 감지함으로써, 담보물(110)에 대한 움직임을 측정하게 된다. The gyro sensor detects the angular velocity, thereby measuring the movement of the collateral 110.
움직임이 지속되거나 크기 수시로 변화면 담보물(110)의 이동중 임을 알 수 있다. If the movement continues or changes in size from time to time, it can be seen that the collateral 110 is moving.
종래기술에 따른 진동 센서 모듈(122)은 담보물 단말기(120)에 구비된 진동 센서와 제어 모듈(129) 사이를 인터페이스하는 모듈로서, 진동 센서를 이용하여 담보물(110)에서 발생된 진동을 측정한다. The vibration sensor module 122 according to the related art is a module that interfaces between the vibration sensor provided in the collateral terminal 120 and the control module 129. The vibration sensor module 122 measures the vibration generated in the collateral 110 using a vibration sensor. .
진동 센서는 소리 센서, 가속도 센서라고도 지칭된다. Vibration sensors are also referred to as sound sensors and acceleration sensors.
진동이 지속되거나 크기가 수시로 변화면 담보물(110)이 다른 장소로 이동중임을 알 수 있다. If the vibration continues or the size changes from time to time, it can be seen that the collateral 110 is moving to another place.
종래기술에 따른 위치 추적 센서 모듈(123)은 담보물 단말기(120)에 구비된 위치 추적 센서와 제어 모듈(129) 사이를 인터페이스하는 모듈로서, 위치 추적 센서를 이용하여 담보물 단말기(120)의 위치와 이동을 추적한다. The position tracking sensor module 123 according to the related art is a module for interfacing between the position tracking sensor and the control module 129 provided in the collateral terminal 120, and the position of the collateral terminal 120 using the position tracking sensor. Track the move.
담보물 단말기(120)의 위치와 이동을 추적하기 위하여 위치 추적 센서는 지피에스와 통신하여 지피에스로부터 위치 정보를 획득하여 처리한다. In order to track the location and movement of the collateral terminal 120, the location tracking sensor communicates with the GPS to obtain and process the location information from the GPS.
위치 정보가 수시로 바뀌면 최초의 위치 정보와 비교하여 다를 경우 담보물 (110) 이 이동 중임을 알 수 있다.If the location information changes from time to time, it can be seen that the collateral 110 is moving in comparison with the original location information.
종래기술에 따른 전력 센서 모듈(124)은 담보물 단말기(120)에 구비된 전력 센서와 제어 모듈(129) 사이를 인터페이스하는 모듈로서, 전력 센서를 이용하여 담보물(110)에서 사용되어진 전력의 유무를 측정한다. The power sensor module 124 according to the related art is a module for interfacing between the power sensor provided in the collateral terminal 120 and the control module 129. The power sensor module 124 uses the power sensor to determine whether power is used in the collateral 110. Measure
예를 들어, 담보물(110)이 계속해서 사용되고 있다면 정상적인 전력량이 체크될 것이며, 사용되지 않고 있다면 비정상적인 전력량이 체크될 것이다. For example, if the collateral 110 continues to be used, the normal amount of power will be checked, and if it is not being used, the abnormal amount of power will be checked.
종래기술에 따른 열 측정 센서 모듈(129a)은 담보물 단말기(120)에 구비된 열 측정 센서와 제어 모듈(129) 사이를 인터페이스하는 모듈로서, 열 측정 센서를 이용하여 담보물에서 발생된 열을 측정한다. The thermal sensor module 129a according to the related art is a module that interfaces between the thermal sensor and the control module 129 provided in the collateral terminal 120 and measures heat generated from the collateral using the thermal sensor. .
이러한 열 감지는 특수한 담보물(120), 예컨대 평상시 열을 발생시키는 담보물 (120) 인 경우에 적합하다. This heat sensing is suitable for the case of special collateral 120, for example collateral 120 which generates heat normally.
종래기술에 따른 제어 모듈(129)은 자이로 센서 모듈(121), 진동 센서 모듈 (122), 위치 추적 센서 모듈(123), 전력 센서 모듈(124) 및 열 측정 센서 모듈 (129a) 간의 데이터 흐름을 제어뿐만 아니라, 이하에서 설명될 특수키 잠금 모듈 (125), 밧테리 모듈(126), LED 잠금 모듈(127) 및 통신 모듈(128) 간의 데이터 흐름을 제어하는 역할을 한다. Control module 129 according to the prior art is a flow of data between the gyro sensor module 121, vibration sensor module 122, the position tracking sensor module 123, the power sensor module 124 and the thermal measurement sensor module 129a. In addition to the control, it serves to control the data flow between the special key lock module 125, the battery module 126, the LED lock module 127 and the communication module 128 to be described below.
이와 같이, 각종 감지 센서를 이용하여 담보물(110)의 변동 징후를 체크함으로써, 변동 상황을 사전에 파악하여 채권자는 즉시 대응할 수 있다. In this way, by checking the signs of change in the collateral 110 using various sensors, the creditors can immediately respond to the change situation.
그러나, 종래기술에 따른 담보물 단말기(120)는 자이로 센서 모듈(121), 진동 센서 모듈(122), 위치 추적 센서 모듈(123), 전력 센서 모듈(124) , 제어 모듈 (129) 및 열 측정 센서 모듈(129a)에 더하여 특수키 잠금 모듈(125), 밧테리 모듈 (126), LED 잠금 모듈(127) 및 통신 모듈(128)을 더 구비할 수 있다. However, the collateral terminal 120 according to the related art includes a gyro sensor module 121, a vibration sensor module 122, a position tracking sensor module 123, a power sensor module 124, a control module 129, and a thermal measurement sensor. In addition to the module 129a, a special key locking module 125, a battery module 126, an LED locking module 127, and a communication module 128 may be further provided.
이와 같이, 더 구비되는 각 모듈에 대해 살펴본다. Thus, look at each module further provided.
먼저, 종래기술에 따른 따른 특수키 잠금 모듈(125)은 담보물 단말기(120)의 하단에 설치되어 특수키를 통해 해제 명령을 전달받아 담보물(110)로부터 해체되도록 특수키 잠금 모듈(125)과 담보물(110)의 결합 구조를 풀어준다. First, the special key locking module 125 according to the prior art is installed at the bottom of the collateral terminal 120 to receive the release command through the special key special key locking module 125 and collateral to be dismantled from the collateral (110) Loosen the coupling structure of (110).
이러한 특수키 잠금 모듈(125)은 담보물(110)에 설치된 담보물 단말기(120) 의 분리를 막음으로써, 앞서 설명한 담보물 단말기(120)의 고유 기능이 유지되도록 한다. The special key locking module 125 prevents separation of the collateral terminal 120 installed in the collateral 110, thereby maintaining the unique function of the collateral terminal 120 described above.
이러한 특수키 잠금 모듈(125)은 최악의 상황을 가정하에 필요한 모듈이다. This special key lock module 125 is a module necessary to assume the worst case.
다음으로, 종래기술에 따른 밧테리 모듈(126)은 각 모듈로 전원이 공급되지 않을 경우 충전된 전원을 통해 대기 전원을 계속해서 각 모듈로 공급하는 역할을 한다. Next, the battery module 126 according to the prior art serves to continuously supply standby power to each module through the charged power when power is not supplied to each module.
이때, 전원이 공급되지 않는 경우는 채무자가 전원을 강제로 차단하거나 정전에 의해 전원이 차단되는 것을 미리 방지하기 위함이다. In this case, when the power is not supplied, the debtor is forcibly blocking the power or preventing the power from being cut off by a power failure in advance.
따라서, 상기 대기 전원에 따라 각 모듈이 동작하여 변동 징후를 계속 감지할 수 있다. Therefore, each module may operate according to the standby power to continuously detect a change indication.
대기 전원 공급시 그 변동 징후를 확인하여 중앙 관리 서버(140) 및 /또는 감시자 단말기(150)에게 이벤트 정보로서 알려준다. When the standby power is supplied, the change indication is confirmed and notified to the central management server 140 and / or the monitor terminal 150 as event information.
그러면, 감시자는 이 또한 변동 상황으로 인식하고 적절한 조치를 취한다. The observer then recognizes this as a change and takes appropriate action.
반면, 종래기술에 따른 LED 잠금 모듈(127)은 밧테리 모듈(126)의 대기 전원 공급에 따라 전원의 잔량을 체크하는 역할을 한다.On the other hand, LED lock module 127 according to the prior art serves to check the remaining amount of power in accordance with the standby power supply of the battery module 126.
체크된 잔량 정보는 중앙 관리 서버(140)를 통해 감시자 단말기(150)로 전송한다. 그러면 , 감시자는 대기 전원의 상태를 확인하고, 이 또한 변동 상황으로 인식하고 적절한 조치를 취한다. The checked remaining amount information is transmitted to the monitor terminal 150 through the central management server 140. The monitor then checks the status of the standby power supply, which also recognizes the change and takes appropriate action.
종래기술에 따른 통신 모듈(128)은 담보물 단말기(120)에서 발생된 이벤트 정보를 유, 무선 통신망(170)을 통하여 중앙 관리 서버(140)로 전송되도록 하거나 수신될 수 있도록 인터페이스하는 역할을 한다. The communication module 128 according to the related art serves to interface the event information generated in the collateral terminal 120 to be transmitted or received to the central management server 140 through the wired or wireless communication network 170.
이와 같이, 특수키 잠금 모듈(125), 밧테리 모듈(126) 및 LED 잠금 모듈 (127)의 구비로 인하여, 복수 개의 센서를 통한 변동 징후가 감지되지 않거나, 여러 도발상황에 대하여 미리 대비함으로써, 담보물의 상태를 계속해서 감시하고, 담보물의 분실 등을 막을 수 있다. As such, due to the provision of the special key locking module 125, the battery module 126, and the LED locking module 127, signs of variation through a plurality of sensors are not detected or prepared in advance for various provocation situations. It is possible to keep an eye on the state of the situation and to prevent the loss of collateral.
도 4는 종래기술에 따른 유, 무선 통신망(170)을 이용한 담보물 감시 방법 (S100)을 예시적으로 나타낸 순서도이다. 4 is a flowchart illustrating a security method monitoring method (S100) using a wired and wireless communication network 170 according to the prior art.
도 4에 도시된 바와 같이, 종래기술에 따른 유, 무선 통신망(170)을 이용한 담보물 감시 방법(S100)은 먼저 채권자(금융기관)가 채무자의 자급을 지급해주는 댓가로서 채무자의 동산을 담보물(110)로서 설정한다(S110).As shown in FIG. 4, the method of monitoring collateral using the wired / wireless communication network 170 according to the prior art (S100) is a collateral for the debtor (financial institution) in return for the debtor's subsidy. (S110).
이후, 종래기술에 따른 담보물 감시 방법(S100)은 담보물(110)에 설치된 담보물 단말기(120)에서 담보물(110)의 변동 징후를 감지한다(S120). Subsequently, the method for monitoring collateral security according to the related art (S100) detects an indication of variation in the collateral 110 in the collateral terminal 120 installed in the collateral 110 (S120).
이때, 담보물 감시 방법(S100)은 담보물 단말기(120)에 배치된 복수 개의 감지 센서를 이용하여 담보물(110)에 대한 움직임, 진동, 위치, 전력 사용 및 열 중 적어도 하나 이상의 변동 징후를 감지할 수 있다. At this time, the collateral monitoring method (S100) may detect a change in at least one or more of the movement, vibration, position, power use, and heat of the collateral 110 using a plurality of detection sensors disposed in the collateral terminal 120. have.
감지된 변동 징후는 각각의 이벤트 정보로서 생성된다. The detected fluctuation indication is generated as the respective event information.
상기 이벤트 정보는 도 2에서 충분히 설명되었기 때문에 그 설명은 생략한다. Since the event information has been sufficiently described in FIG. 2, the description thereof will be omitted.
이후, 종래기술에 따른 담보물 감시 방법(S100)은 담보물 단말기(120)의 변동 징후의 감지에 따라 생성된 이벤트 정보를 유, 무선 통신망(170), 예컨대 이동 통신망을 통하여 중앙 관리 서버(140)에서 수신한다(S130). Subsequently, in the prior art collateral monitoring method (S100), event information generated according to detection of a change indication of the collateral terminal 120 is transmitted from the central management server 140 through a wired or wireless communication network 170, for example, a mobile communication network. Receive (S130).
여기서의 수신은 담보물 단말기(120)의 자동 감지에 따른 자동 수신하는 형태이다.The reception here is a form of automatic reception according to the automatic detection of the collateral terminal 120.
이후, 종래기술에 따른 담보물 감시 방법(S100)은 중앙 관리 서버(140)에서 보내온 이벤트 정보에 따라 담보물(110)의 변동 상황을 유, 무선 통신망(170)을 경유하여 감시자 단말기(150)로 보내면, 상기 담보물(110)의 변동 상황을 감시자 단말기(150)에서 체크한다(S140).Subsequently, in the prior art collateral monitoring method (S100), when the security situation of the collateral 110 is sent to the monitor terminal 150 via the wired / wireless communication network 170 according to event information sent from the central management server 140. In operation S140, the monitor terminal 150 checks the variation of the collateral 110.
또한, 종래기술에 따른 담보물 감시 방법(S100)은 중앙 관리 서버(140)로부터 이벤트 정보에 따른 변동 상황과 함께 상기 이벤트 정보에 따른 위험 정도를 더 수신하여 체크할 수 있다(S140). In addition, the collateral monitoring method (S100) according to the related art may further receive and check a risk level according to the event information together with the change situation according to the event information from the central management server 140 (S140).
상기 위험 정도의 의미는 도 2에서 충분히 설명되었기 때문에 그 설명은 생략한다. The meaning of the degree of danger has been fully described in FIG. 2, and thus description thereof is omitted.
이후, 종래기술에 따른 담보물 감시 방법(S100)은 감시자 단말기(140)에서 체크된 변동 상황을 유, 무선 통신망(170)을 경유하여 채권자 단말기(160)로 즉시 알려준다(S150). Subsequently, the collateral monitoring method (S100) according to the related art immediately informs the creditor terminal 160 of the change state checked in the supervisor terminal 140 via the wired or wireless communication network 170 (S150).
따라서, 채권자(금융 기관)은 즉시 채무자의 담보물(160)이 소멸되는 것을 막을 수 있다.Accordingly, the creditor (financial institution) can immediately prevent the debtor's collateral 160 from extinction.
도 5는 종래기술에 따른 S120 단계를 보다 구체적으로 나타낸 순서도이다. 5 is a flow chart illustrating in more detail the step S120 according to the prior art.
도 5에 도시된 바와 같이, 종래기술에 따른 S120 단계는 복수 개의 감지 센서 중 자이로 센서를 이용하여 담보물(110)의 움직임을 측정하고, 진동 센서를 이용하여 담보물(110)의 진동을 측정하고, 복수 개의 감지 센서 중 위치 추적 센서를 이용하여 담보물(110)의 위치를 추적한다(S121). As shown in FIG. 5, step S120 according to the prior art measures the movement of the collateral 110 using a gyro sensor among a plurality of detection sensors, measures the vibration of the collateral 110 using a vibration sensor, The location of the collateral 110 is tracked using a location tracking sensor among the plurality of detection sensors (S121).
이때, 위치 추적 센서는 지피에스(GPS)로부터 보내온 담보물(110)의 위치 정보를 제공받기 때문에 담보물(110)의 위치를 추적할 수 있다. In this case, the position tracking sensor may track the position of the collateral 110 because the position tracking sensor receives the position information of the collateral 110 sent from the GPS.
또한, 종래기술에 따른 S120 단계는 복수 개의 감지 센서 중 전력 센서를 이용하여 담보물(110)의 전력 사용 유무를 측정하고, 복수 개의 감지 센서 중 열 측정 센서를 이용하여 담보물(110)의 열 발생 유무와 강도를 측정한다(S121). In addition, the step S120 according to the prior art measures the presence or absence of power of the collateral 110 using a power sensor of the plurality of sensing sensors, the presence or absence of heat generation of the collateral 110 using a heat measuring sensor of the plurality of sensing sensors And the strength is measured (S121).
이와 같이, 측정되거나 추적된 변동 징후는 이벤트 정보로서 생성되어 중앙 관리 서버(140)로 보내져 사용된다. As such, the measured or tracked change indication is generated as event information and sent to the central management server 140 for use.
상기 이벤트 정보는 도 2에서 설명되었다. The event information has been described in FIG.
이후, 종래기술에 따른 S120 단계는 담보물 단말기(120)에 설치된 특수키 잠금 모듈 (125) 에 넣어지는 특수키의 잠금 해제를 이용하여 담보물(110)로부터 담보물 단말기 (120) 를 해체시킬 수 있다(S122). Subsequently, in step S120 according to the related art, the security terminal 120 may be dismantled from the security 110 by using the unlocking of the special key inserted into the special key locking module 125 installed in the security terminal 120 ( S122).
이러한 해체 과정은 특수키만을 이용할 경우에만 담보물 단말기(120)의 해체가 가능하도록 함으로써, 담보물(110)에서 담보물 단말기(120)가 분리되는 것을 원천적으로 막을 수 있다. This dismantling process enables the disassembly of the collateral terminal 120 only when using a special key, thereby preventing the collateral terminal 120 from being separated from the collateral 110.
이는 담보물 단말기 (120) 의 변동 징후 감지를 계속 유지하기 위함이다. This is to keep the detection of the change signs of the collateral terminal 120.
이후, 종래기술에 따른 S120 단계는 각 단계를 수행하기 위한 전원 공급이 이루어지지 않을 경우 밧데리를 통해 전원을 담보물 단말기(150)로 공급하는 과정을 수행한다(S123). Then, step S120 according to the prior art performs a process of supplying power to the collateral terminal 150 through the battery when the power supply for performing each step is not performed (S123).
이로써 , 전원에 따라 변동 징후를 계속 감지할 수 있다. As a result, the signs of fluctuations can be detected continuously according to the power supply.
이후, 종래기술에 따른 S120 단계는 S123 단계의 밧테리에 의해 전원이 공급될 경우, 상기 전원에서 체크된 밧테리 잔량 정보를 중앙 관리 서버(140)를 경유하여 감시자 단말기(150)로 전송하는 과정을 수행한다(S124). Subsequently, in step S120 according to the related art, when power is supplied by the battery of step S123, the battery remaining amount information checked in the power source is transmitted to the monitor terminal 150 via the central management server 140. (S124).
이와 같이 밧데리 잔량 정보를 체크함으로써, 담보물 단말기(150)와 담보물 (110)의 연결 상태를 점검하여 만약의 사태, 예컨대 담보물(110)의 분실 등을 미리 막을 수 있게 되는 것이다. By checking the battery remaining information as described above, by checking the connection state between the collateral terminal 150 and the collateral 110, it is possible to prevent a situation, for example, the loss of the collateral 110 in advance.
도 6은 본 발명의 일실시예에 따른 담보물 단말기의 구체적인 구성도이다. 6 is a detailed configuration diagram of a security terminal according to an embodiment of the present invention.
도 6을 참조하여 설명하면, 도 6은 도 3의 종래기술에 따른 담보물 단말기 (120)의 구성에 저전력을 구현하기 위한 모듈들과 주기적으로 이상유무데이타를 송신하기 위한 모듈들이 추가적으로 구현된 것이다. Referring to FIG. 6, FIG. 6 further includes modules for implementing low power and modules for periodically transmitting abnormality data in the configuration of the security terminal 120 of FIG. 3.
담보물이 전력이 공급되지 아니하는 장소에 설치되어 있는 경우에는 본 발명에 의한 담보물 단말기는 밧데리를 사용할 수 밖에 없는 경우가 발생한다. When the collateral is installed in a place where no power is supplied, the collateral terminal according to the present invention may inevitably use a battery.
이러한 경우에는 밧데리의 수명이 유지보수의 횟수에 영향을 미친다. In this case, the life of the battery affects the frequency of maintenance.
따라서, 밧데리의 수명을 늘이기 위하여 담보물 단말기가 저전력으로 설계되고 전력을 절약하는 방식으로 작동되어야 하는 것이 요구된다. Thus, in order to extend the life of the battery, it is required that the collateral terminal be designed in a low power and operated in a power saving manner.
본 발명에서는 일상생활에 의한 진동 및 각속도의 변화를 생활진동이라고 정의한다.In the present invention, the change in vibration and angular velocity due to daily life is defined as living vibration.
제어모듈은 진동센서모듈과 자이로센서모듈에 대하여 각각 일상생활에 의한 진동 및 각속도의 변화범위를 입력할 수 있도록 하였다. 따라서 생활진동설정 모듈(610)이 필요하며 담보물 단말기가 생산되는 공장에서 기본 설정은 이루어지나, 설치되는 설치환경에 따라 설치시에 일정기간 생활진동을 감지한 후에 이를 참조하여 설치자가 입력할 수 있도록 되어 있다. The control module allows the input of the vibration and angular velocity variation ranges for the vibration sensor module and the gyro sensor module, respectively. Therefore, the living vibration setting module 610 is required and the basic setting is made in the factory where the collateral terminal is produced. It is.
설치자는 중앙 관리 서버에서 유, 무선 통신망을 경유하여 담보물 단말기의 제어모듈을 통하여 설정할 수도 있으며, 직접 담보물 단말기에 입력하여 설정할 수도 있다. The installer may be set in the central management server through the control module of the collateral terminal via wired or wireless communication network, or may be directly input to the collateral terminal.
일상생활에 의한 진동센서 및 자이로 센서의 감지는 로그데이터로만 남고 별도로 이벤트를 발생하여 동작하는 것이 없다. The detection of the vibration sensor and gyro sensor by daily life remains as log data and does not operate by generating an event separately.
이러한 로그데이터는 담보물 단말기의 로그데이터저장 모듈(620)에 의하여 저장되었다가 이벤트 발생시 혹은 주기적 이상유무데이터 송신시 등 통신 모듈이 동작할 시에 중앙 관리 서버에 전송되게 된다. The log data is stored by the log data storage module 620 of the collateral terminal, and then transmitted to the central management server when the communication module operates, such as when an event occurs or a periodic abnormality data transmission.
단, 일상생활을 벗어나는 센서의 감지는 지속시간에 따라 이벤트라고 판단하고 처리하게 되는데 이벤트 정보를 통신 모듈을 통하여 서버에 송신하여 담보물의 이벤트를 중앙 관리 서버에서 감지하게 된다. However, the detection of the sensor outside the daily life is determined as an event according to the duration and processed. The event information is transmitted to the server through the communication module to detect the event of the collateral at the central management server.
따라서, 저전력의 담보물 단말기는 생활진동에 대하여 로그데이터만을 자체 기록하게 되므로 전력이 많이 사용되는 통신 모듈을 동작할 필요가 없으므로 저전력을 실현하게 된다. Therefore, since the low-power collateral terminal only records log data for living vibration itself, it is not necessary to operate a communication module that uses a lot of power, thereby realizing low power.
한편, 본 발명에서는 감지주기 및 휴면주기를 설정하도록 하였는데, 감지주기 설정모듈(630) 및 휴면주기 설정 모듈(640)이 그것이며, 제어 모듈이 감지주기에 따라서 활성화되며 휴면주기에 따른 휴면일 경우에는 활성화되지 않음으로써 저전력을 실현한다. Meanwhile, in the present invention, the sensing period and the dormant period are set, and the sensing period setting module 630 and the dormant period setting module 640 are the same. It is not activated in order to realize low power.
감지주기 설정모듈(630) 및 휴면주기 설정 모듈(640)의 설정은 생활진동설정 모듈(610)의 설정과 동일하게 이루어진다. The setting of the sensing period setting module 630 and the sleep period setting module 640 is performed in the same manner as the setting of the living vibration setting module 610.
즉, 공장에서 설정될 수 있으며, 중앙 관리 서버에서 통신 모듈을 경유하여 제어 모듈을 통하여 설정할 수 있다. That is, it can be set at the factory and can be set through the control module via the communication module in the central management server.
본 발명에서는 저전력을 실현하기 위하여 제어모듈이 24시간 언제나 동작하는 것이 아니라 감지주기에 따라 동작하며 감지주기가 아닐 경우 휴면하게 된다. In the present invention, in order to realize low power, the control module does not always operate 24 hours but operates according to a detection cycle, and sleeps when it is not.
그 일실시예로 감지주기를 10초 휴면주기를 20초로 설정하는 경우, 제어 모듈은 10초동안 감지하기 위한 센서를 작동하며 20초 동안 감지하기 위한 센서 작동을 쉬게 된다. As an example, when the sensing period is set to 10 seconds and the sleep period is set to 20 seconds, the control module operates the sensor for sensing for 10 seconds and the sensor operation for sensing for 20 seconds is stopped.
또한, 이벤트를 발생시키기 위해서는 생활진동이상의 감지가 얼마만큼 지속되는 가가 중요한데 이를 설정할 수 있는 모듈이 필요하게 된다. 이에 지속시간 설정 모듈(650)을 마련하여 지속시간을 설정하도록 한다. In addition, in order to generate an event, it is important how long the detection of the vibration of a living persists, and a module that can set it is necessary. The duration setting module 650 is provided to set the duration.
그 일실시예로 지속시간을 20초로 설정하고, 감지주기를 10초 휴면주기를 20초로 설정하는 경우 제어 모듈은 생활진동 이상의 진동을 10초동안 감지하고 20초 휴면한 이후 감지하여 아무런 진동이 감지되지 않는 경우 이벤트가 발생되지 않는다. As an example, if the duration is set to 20 seconds and the detection cycle is set to 10 seconds and the sleep cycle is set to 20 seconds, the control module detects vibrations over 10 vibrations for 10 seconds and after 20 seconds sleep, detects no vibration. If not, no event is generated.
그러나, 상기의 경우에 제어 모듈이 생활진동 이상의 진동을 10초동안 감지하고 20초 휴면한 이후 다시 생활진동 이상의 진동을 10초동안 감지하게 되면 이벤트가 발생되게 된다. 즉, 생활진동 이상의 진동이 20초 이상 지속되는 경우에 해당되어 이벤트가 발생하게 되는 것이다. However, in the above case, if the control module detects vibrations of the living vibrations for 10 seconds and sleeps for 20 seconds and then detects the vibrations of the living vibrations for 10 seconds again, an event occurs. In other words, the event occurs when the vibration of the living vibration or more lasts for 20 seconds or more.
본 발명에서는 저전력을 실현하기 위한 다른 방편으로 저전력 칩을 사용한다. 저전력 칩은 휴대폰에 사용되는 ARM칩보다 100분의 1의 전력을 사용할 수 있도록 설계되어 있다. 따라서, 휴대폰용 밧데리의 용량으로도 300일 내지 600일 이상 동작될 수 있도록 되어 있다. In the present invention, a low power chip is used as another means for realizing low power. Low-power chips are designed to use a hundredth of the power of ARM chips used in mobile phones. Therefore, even the capacity of the battery for the mobile phone is to be operated over 300 days to 600 days.
또한, 고용되는 프로그래밍 언어도 저전력 칩은 어셈블리로 프로그램을 설계하여 구동되는 시간과 스텝을 최소화하였다. In addition, the programming languages employed are low-power chips designed to program in assemblies, minimizing the time and steps required to run them.
보통 ARM에서는 C언어 및 JAVA를 사용하여 어셈블리에 비하여 스텝이 늘어나므로 저전력에 부적합하다. Usually ARM uses C language and JAVA, which is not suitable for low power as it has more steps than assembly.
본 발명의 다른 특징으로 알림주기설정 모듈(660)이 구성되어 있어, 채무자가 고의적으로 통신 모듈을 훼손하거나 전원 및 밧데리 모듈을 훼손한 경우에도 중앙 관리 서버에서 이를 인지하여 위험 정도를 감시자에게 알릴 수 있도록 하고 있다. In another aspect of the present invention, the notification period setting module 660 is configured, so that even if the debtor intentionally damages the communication module or damages the power and battery modules, the central management server can notify the monitor of the risk level. Doing.
예를 들면, 담보물 단말기에서 중앙 관리 서버에 매 3시간마다(알림주기설정 모듈에 의하여 설정된 것임) 이상유무데이터를 보내게 되어 있다면, 담보물 단말기에서 이러한 이상유무데이터를 보내지 않는 경우에는 최대 3시간 이내에 중앙 관리 서버는 담보물 단말기의 이상을 점검하게 되고 감시자에게 위험 정도를 알릴 수 있게 된다. For example, if the security terminal is to send the abnormality data every 3 hours (set by the notification cycle setting module) to the central management server, if the security terminal does not send such abnormality data within a maximum of 3 hours The central management server can check the security terminal for abnormalities and notify the supervisor of the degree of danger.
이상에서와 같이, 첨부된 도면을 참조하여 본 발명의 실시예를 설명하였으나, 이상에서 기술한 실시예는 모든 면에서 예시적인 것이며 한정적이 아닌 것이다. 상기와 같은 내용의 본 발명이 속하는 기술분야의 당업자는 본 발명의 기술적 사상이나 필수적 특징을 변경하지 않고서 다른 구체적인 형태로 실시될 수 있다는 것을 이해할 수 있을 것이다. 그러므로 이상에서 기술한 실시 예들은 모든 면에서 예시된 것이며 한정적인 것이 아닌 것으로서 이해해야만 한다. As described above, embodiments of the present invention have been described with reference to the accompanying drawings, but the embodiments described above are exemplary in all respects and are not intended to be limiting. Those skilled in the art to which the present invention pertains as described above may understand that the present invention may be embodied in other specific forms without changing the technical spirit or essential features of the present invention. Therefore, the above-described embodiments are to be understood as illustrative in all respects and not restrictive.
본 발명의 범위는 상기 상세한 설명보다는 후술하는 특허청구범위에 의하여 나타내어지며, 특허청구 범위의 의미 및 범위 그리고 그 등가 개념으로부터 도출되는 모든 변경 또는 변형된 형태가 본 발명의 범위에 포함되는 것으로 해석되어야 한다.The scope of the invention is indicated by the following claims rather than the above description, and all changes or modifications derived from the meaning and scope of the claims and their equivalents should be construed as being included in the scope of the invention. do.
본 발명은 저전력으로 담보물의 상태를 감시하기 위한 담보물 단말기를 구비한 담보물 감시 시스템 및 그 방법에 관한 것으로서, 담보물에 설치된 담보물 단말기와 중앙 관리 서버의 구비로 인해, 담보물 단말기에서 발생된 변동 징후인 이벤트와 위험 정도를 수시로 확인함으로써, 방문 없이도 담보물의 변동 상황을 즉시 확인 가능한 효과가 있으며, 특히 담보물 단말기를 저전력으로 구현하여 장기적으로 밧데리의 유지 기간이 늘어나는 효과를 제공할 수 있어 관련 분야에서 유용하게 활용될 수 있을 것이다.The present invention relates to a security monitoring system having a collateral terminal for monitoring the state of the collateral at low power, and a method thereof, the event being a change indication generated in the collateral terminal due to the provision of the collateral terminal and the central management server installed on the collateral. By checking the risk and the degree of risk from time to time, it is possible to check the change of collateral immediately without a visit. Especially, it can be useful in the related field as it can provide the effect of extending the maintenance period of the battery in the long term by implementing the security terminal at low power. Could be.

Claims (1)

  1. 담보물 감시 시스템에 있어서,In the security monitoring system,
    담보 대출시 채무자가 채권자에게 담보로서 제공되는 담보물(110)과; A collateral provided by the debtor as collateral to the creditor at the time of the security loan;
    상기 담보물의 움직임, 진동, 위치, 전력 사용 및 열 중 적어도 하나 이상의 변동 징후를 감지하여 각각의 이벤트 정보를 관리하고, 상기 이벤트 정보는 상기 변동 징후의 최초발생값과, 상기 최초발생값 이후 시간 경과에 따른 변동발생값으로 구분하여 감지하며,Each event information is managed by detecting at least one change indication of movement, vibration, location, power usage, and heat of the collateral, and the event information includes an initial occurrence value of the change indication and a time elapsed after the first occurrence value. Detect the change by the occurrence value according to
    담보물에 일정기간 생활진동을 감지한 후 설정되며 일정한 지속기간을 유지하지 않는 생활진동인 경우에는 로그데이터에만 기록할 뿐 통신모듈을 사용하지 않음으로 통신으로 인한 전력소모를 방지하며 진동센서모듈과 자이로센서모듈에 대하여 각각 일상생활에 의한 진동 및 각속도의 변화범위를 설정하는 생활진동설정 모듈(610)과 It is set after detecting the living vibration on the collateral for a certain period of time. In the case of the living vibration that does not maintain a certain duration, it only records the log data, but does not use the communication module to prevent power consumption due to communication. The vibration sensor module and the gyro The living vibration setting module 610 for setting the variation range of vibration and angular velocity by daily life for the sensor module, respectively.
    로그데이터저장 모듈(620)과 Log data storage module 620 and
    감지주기 설정모듈(630)과 Detection period setting module 630 and
    휴면주기 설정 모듈(640)과 Sleep period setting module 640 and
    이벤트를 발생시키기 위해서는 생활진동이상의 감지가 얼마만큼 지속되어야 하는지를 설정할 수 있는 지속시간 설정 모듈(650)을 더 포함하는 담보물단말기(120)와; A collateral terminal 120 further comprising a duration setting module 650 for setting how long the detection of the vibration of the living body should last to generate an event;
    상기 담보물단말기에서 유, 무선 통신망을 통해 제공받은 이벤트 정보 중 담보물의 움직임, 전력사용, 열발생 및 진동발생의 어느 하나 이상의 정보를 감지한 경우를 최초발생값으로, 상기 최초발생값 이후 이벤트정보의 변동 횟수를 더 감지한 경우를 변동발생값으로 담보물에 대한 위험 정도를 구분하여 관리하는 중앙 관리 서버(140)와; When the security terminal detects any one or more information of the movement, power use, heat generation, and vibration generation of the collateral among the event information provided through wired and wireless communication networks, the event information after the initial occurrence value is determined. A central management server 140 for managing a case where the number of changes is further detected and managing a degree of risk for the collateral as a change occurrence value;
    상기 유, 무선 통신망을 통해 상기 중앙 관리 서버에서 보내온 이벤트 정보를 위험 정도에 따라 상기 담보물의 변동 상황을 체크하는 감시자 단말기(150);를 포함하되, A monitor terminal (150) for checking a change situation of the collateral according to a degree of risk of event information sent from the central management server through the wired or wireless communication network;
    상기 담보물 단말기는 저전력으로 설계되며,The collateral terminal is designed with low power,
    상기 담보물단말기의 전원이 끊길 경우 대기전원을 공급받는 밧데리모듈을 구비하고, 상기 밧데리모듈에는 LED 체크모듈을 더 구비하여 상기 LED 체크모듈에 의해 체크된 잔량정보를 상기 중앙관리서버를 통해 상기 감시자 단말기로 전송할 수 있게 하고, The battery terminal is provided with a battery module for receiving standby power when the power supply of the security terminal, the battery module further includes an LED check module to check the remaining amount information checked by the LED check module through the central management server To send to
    알림주기설정 모듈(660)을 구비하여 상기 중앙 관리 서버에 주기적으로 이상유무데이터를 송신하는 것을 특징으로 하는 저전력 담보물 단말기를 구비한 담보물 감시 시스템.Security period monitoring system having a low-power security terminal, characterized in that the notification period setting module (660) for transmitting abnormality data periodically to the central management server.
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