WO2015126039A1 - Terminal et dispositif de fourniture de services, système de porte-monnaie électronique l'incluant, son procédé de commande et support d'enregistrement sur lequel est enregistré un programme d'ordinateur - Google Patents

Terminal et dispositif de fourniture de services, système de porte-monnaie électronique l'incluant, son procédé de commande et support d'enregistrement sur lequel est enregistré un programme d'ordinateur Download PDF

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Publication number
WO2015126039A1
WO2015126039A1 PCT/KR2014/011333 KR2014011333W WO2015126039A1 WO 2015126039 A1 WO2015126039 A1 WO 2015126039A1 KR 2014011333 W KR2014011333 W KR 2014011333W WO 2015126039 A1 WO2015126039 A1 WO 2015126039A1
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WO
WIPO (PCT)
Prior art keywords
information
terminal
related card
service providing
payment related
Prior art date
Application number
PCT/KR2014/011333
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English (en)
Korean (ko)
Inventor
강지은
이종수
이한호
Original Assignee
에스케이플래닛 주식회사
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
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Publication date
Priority claimed from KR1020140018703A external-priority patent/KR102232795B1/ko
Priority claimed from KR1020140022030A external-priority patent/KR102243961B1/ko
Application filed by 에스케이플래닛 주식회사 filed Critical 에스케이플래닛 주식회사
Publication of WO2015126039A1 publication Critical patent/WO2015126039A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]

Definitions

  • the present invention relates to a terminal and a service providing device, an electronic wallet system including the same, a control method thereof, and a recording medium on which a computer program is recorded.
  • a payment related card requesting issuance from a specific app such as an electronic wallet app
  • the terminal and the service providing device for performing the member registration procedure of the affiliate server through the interworking between the terminal and the service providing device and the affiliate server, and the electronic device including the same.
  • the electronic wallet system is a system that manages a credit card, a traffic card, a membership card, a coupon, and the like through a user terminal equipped with a USIM card, and provides a payment function between the user terminal and an affiliated terminal.
  • the electronic wallet system performs the agreement agreement procedure between the user terminal and the service providing device for a payment related card requesting issuance from a specific app such as an electronic wallet app, and is issued from an affiliate server for the corresponding payment related card.
  • the payment related card is issued to the corresponding user terminal via the service providing device.
  • the user terminal must be a member of the affiliate server in order to issue the payment-related card, that is, if the payment-related card can be issued only to the member of the affiliate server, membership of the affiliate server through a specific app There is a case where a payment related card cannot be issued because a procedure is not provided.
  • An object of the present invention is to provide a terminal and a service providing device for providing a membership registration function for an affiliate server through a specific app such as an electronic wallet app, an electronic wallet system including the same, a control method thereof, and a recording medium on which a computer program is recorded. To provide.
  • Another object of the present invention is to perform the agreement agreement procedure for payment-related cards requesting issuance from a specific app, and after performing the membership registration procedure of the affiliate server providing the payment-related card, payment issued from the affiliate server A terminal and a service providing device for registering a related card in a specific app, an electronic wallet system including the same, a control method thereof, and a recording medium in which a computer program is recorded.
  • Still another object of the present invention is to provide a member subscription function of a terminal to an affiliate server based on information managed by a service providing device through interworking between a terminal and an affiliate server in a service providing device managing a specific app such as an electronic wallet app.
  • Still another object of the present invention is to connect to a third party server linked to a service providing device through a specific app, such as an electronic wallet app, and a terminal and a third party server on which a specific app is installed through a temporary key provided by the service providing device.
  • a terminal and a service providing device which checks (or inquires) information and communicates with a terminal corresponding to the member information based on the confirmed member information, an electronic wallet system including the same, a control method and a recording medium on which a computer program is recorded.
  • the terminal comprises a communication unit for receiving a list of payment-related cards provided from the service providing apparatus; A display unit displaying a list of received payment related cards; And generating a payment related card issuing request signal including a payment related card information selected from the displayed payment related card list and identification information of the terminal including the display unit and transmitting the generated payment related card issuing request signal to the service providing apparatus.
  • Control the communication unit perform the agreement agreement procedure on the agreement information corresponding to the payment related card information transmitted from the service providing device, generate the agreement agreement information, and transmit the generated agreement agreement information to the service providing device.
  • a control unit for controlling the communication unit to control the communication unit to transmit the response information about the affiliate subscription input information transmitted from the service providing device when a registration procedure for the affiliate server corresponding to the selected payment related card information is required. Can be.
  • the affiliate registration input information may include at least one item of a member ID, a password, a name, a phone number, and an address.
  • the controller may register a payment related card issued from a service providing device to a preset menu of a specific app.
  • Service providing apparatus includes a communication unit for receiving a payment-related card issuance request signal transmitted from the terminal; And controlling the communication unit to transmit the terms and conditions of the payment-related card corresponding to the received payment-related card issuing request signal to the terminal, receiving the agreement information transmitted from the terminal in response to the transmitted terms and conditions information, and receiving the payment-related card.
  • the communication unit checks whether the affiliate server registration process is necessary and when the affiliate server membership registration process for the payment related card is needed, the communication unit transmits the affiliate registration input information for membership registration of the affiliate server for the payment related card to the terminal.
  • Control the member perform a member registration procedure for the affiliate server of the terminal based on the response information to the affiliated affiliate input information transmitted, and issue the payment related card corresponding to the agreement agreement information received after the member registration procedure is completed.
  • Request from the server, and payment from the affiliate server in response to the request It may include a control unit that issues the card to the relevant terminal.
  • the controller when the affiliate server does not need to register for a payment related card, the controller requests the affiliate server to issue a payment related card corresponding to the received agreement agreement information, and in response to the request, The payment related card issued from the affiliate server may be issued to the terminal.
  • a control method of a terminal provides a payment related card issuing request signal including a payment related card information selected from a payment related card list provided from a service providing device through a control unit and identification information of a terminal including a control unit.
  • a control method of a service providing apparatus includes the steps of receiving a payment related card issuing request signal transmitted from a terminal through a communication unit; Transmitting the terms and conditions of the payment related card corresponding to the payment related card issuance request signal received through the communication unit to the terminal; Receiving agreement agreement information transmitted from the terminal in response to the agreement information transmitted through the communication unit; Checking whether a member registration procedure of the affiliate server for the payment related card is necessary through the control unit; Controlling the communication unit to transmit, to the terminal, the affiliate registration input information for registering the affiliate server for the payment related card to the terminal when a registration result of the affiliate server for the payment related card is required through the control unit; Performing a membership registration procedure for the affiliate server of the terminal based on the response information on the affiliate subscription input information transmitted through the control unit; Requesting, through the control unit, the affiliate server to issue a payment related card corresponding to the received agreement agreement information after completion of the membership registration procedure; And issuing a payment related card issued from an affiliate server to the terminal
  • a computer program for performing the method according to the above-described embodiments may be stored in a recording medium on which a computer program according to an embodiment of the present invention is recorded.
  • An electronic wallet system includes a terminal for transmitting a payment related card issuing request signal including payment information and identification information of the terminal selected from the payment-related card list; Perform the agreement with the terminal on the payment related card corresponding to the payment request card issuance request signal, and when the affiliate server registration process for the payment related card is required, perform the membership registration process on the terminal and the affiliate server.
  • the communication unit for communicating with the outside when a specific app is pre-installed;
  • a display unit configured to display a specific app execution result screen;
  • a preset menu is selected from a specific app execution result screen, generates a third party access request signal corresponding to the selected menu, and controls the communication unit to transmit the generated third party access request signal to the service providing apparatus.
  • the controller may be configured to communicate with a third party server by mediation of the service providing apparatus based on the third party access request signal.
  • the present invention provides a member registration procedure function for an affiliate server through a specific app, such as an electronic wallet app, thereby preventing a situation in which a corresponding payment related card is not issued because the affiliate server is not registered.
  • the present invention performs the agreement agreement procedure for the payment-related card requesting issuance from a specific app, and after performing the membership registration procedure of the affiliate server providing the payment-related card, the payment-related issue issued from the affiliate server By registering the card in a specific app, there is an effect of improving the user's convenience and service to the user.
  • the present invention provides a member subscription function of the terminal to the affiliate server on the basis of information managed by the service providing device through the interworking between the terminal and the affiliate server in the service providing device for managing a specific app, such as an electronic wallet app, It has the effect of improving the operation and management efficiency of customer information.
  • the present invention when trying to access a third party server linked to the service providing device through a specific app, such as an electronic wallet app, the communication between the terminal and the third party server, the specific app is installed through a temporary key provided by the service providing device By performing the function, there is an effect of expanding the application range of the electronic wallet system.
  • a specific app such as an electronic wallet app
  • the present invention also provides a temporary key to a third party server interoperating with the service providing apparatus in the service providing apparatus, and the third party server provides a plurality of member information corresponding to a plurality of terminals stored in the service providing apparatus based on the temporary key.
  • FIG. 1 is a block diagram showing the configuration of an electronic wallet system according to an embodiment of the present invention.
  • FIG. 2 is a block diagram showing the configuration of an electronic wallet system according to an embodiment of the present invention.
  • FIG. 3 is a block diagram showing the configuration of a terminal according to an embodiment of the present invention.
  • FIG. 4 is A block diagram showing a configuration of a service providing apparatus according to an embodiment of the present invention.
  • FIG. 5 is a block diagram showing the configuration of an electronic wallet system according to another embodiment of the present invention.
  • FIG. 6 A block diagram showing the configuration of a third party server according to an embodiment of the present invention.
  • FIG. 7A and 7B Signal flow diagram illustrating a communication process of an electronic wallet system according to a first embodiment of the present invention.
  • FIG. 8 to 11 are A diagram illustrating a screen of a terminal according to an embodiment of the present invention.
  • FIG. 12 is Signal flow diagram illustrating a communication process of an electronic wallet system according to a second embodiment of the present invention.
  • first and second used in the present invention may be used to describe components, but the components should not be limited by the terms. The terms are used only to distinguish one component from another.
  • first component may be referred to as the second component, and similarly, the second component may also be referred to as the first component.
  • FIG. 1 is a block diagram showing the configuration of an electronic wallet system 10 according to an embodiment of the present invention.
  • the electronic wallet system 10 includes a terminal 11, a web server 12, a web application server 13, a service providing device 14, and an affiliate server 15. It consists of a DB server (Database Server, 16).
  • DB server Database Server
  • the electronic wallet system 10 may be implemented by more components than those shown in FIG.
  • the electronic wallet system 10 may also be implemented by components.
  • the terminal (or user device) 11 is identified through unique identification information, such as MDN (Mobile Directory Number), mobile IP, mobile MAC, Sim card unique information, serial number, web server 12 through a wired or wireless communication network Communicate with At this time, the terminal 11 receives and stores payment related card information, coupon related information, gift certificate related information, etc. from the web server 12, and displays the corresponding information when executing a specific app or selecting a specific menu.
  • the payment-related card information is the image or video about the card, affiliate name, card name, card number, expiration date, benefits, annual fee, bar code information / QR code information / NFC tag information / smart tag information, etc. It may include.
  • coupon-related information may include an affiliate name, coupon name, coupon number, benefits, where used, period of use, how to use, etc.
  • the gift certificate information may be affiliated name, gift certificate name, gift certificate number, amount, use, period of use , Methods of use, and the like.
  • the terminal 11 receives information related to a specific payment related card, coupon, ticket, gift certificate, etc. selected by the user from the service providing apparatus 14 through the web server 12.
  • the web server 12 checks the information stored in the DB server 16 related to the terminal 11 through the WAS 13 based on the identification information transmitted from the terminal 11 and provides it to the terminal 11. do.
  • the web server 12 transmits the request to the service providing device 14, whereby the service providing device 14 is provided. After receiving the relevant information from the affiliate server, to provide (or issue) to the terminal (11).
  • the web server 12 obtains and provides information stored in the DB server 16 through the WAS 13 or through an affiliate server (via the service providing device 14).
  • the information transmitted from 15 is provided to the terminal 11.
  • the WAS (or web application server) 13 transmits the information stored in the DB server 16 through the web server 12 based on the identification information of the terminal 11 transmitted from the web server 12. Provided to the terminal 11, and further serves to distribute the function of the web server 12.
  • the service providing apparatus 14 provides the terminal 11 with information according to the request of the terminal 11 based on the identification information of the terminal 11 transmitted from the web server 12, or provides the corresponding information to the affiliate server if necessary. After receiving the transmission from the (15) provides it to the terminal (11).
  • the service providing device 14 when receiving a request for issuance of payment related cards, coupons, tickets, gift certificates, etc. through the web server 12 from the terminal 11, the service providing device 14 in response to the request to the affiliate server After receiving the transmission from the (15) to the terminal (11).
  • the web server 12 when the web server 12 receives an issue request for a specific payment related card from the terminal 11, the web server 12 transmits the issue request to the service providing apparatus 14 together with the identification information of the terminal. Thereafter, the service providing apparatus 14 issues (or transmits) the payment related card to the terminal 11 corresponding to the identification information in response to the issuance request information about the corresponding payment related card. In this case, the service providing apparatus 14 may receive the payment related card from the affiliate server 15 and provide (or transmit) the terminal 11.
  • the affiliate server (or affiliate service device) 15 is connected to the service providing device 14 through a wired / wireless communication network, and when a request for issuing a card related to the affiliate server 15 is transmitted from the service providing device 14, the affiliated server (or affiliated service device) 15 is connected to the request. In response, the payment related card is issued to the terminal 11 through the service providing device 14.
  • the DB server (database server) 16 is connected to the WAS 13 through a wired or wireless communication network, and information corresponding to the identification information of the terminal 11 (for example, payment related card issuing information, payment related card usage information, barcodes). / QR code / NFC tag / smart tag issuance information, barcode / QR code / NFC tag / smart tag usage information, points earning / usage information, coupon issuance / usage information, etc.).
  • the DB server 16 in response to the request of the web server 12 including the identification information of the specific terminal 11, the web server via the WAS 13 to the information about the terminal 11 corresponding to the identification information To 12.
  • the electronic wallet system 10 may further include a coupon server (not shown) in communication with the service providing device 14 to the affiliate server 15.
  • a coupon server (not shown) in communication with the service providing device 14 to the affiliate server 15.
  • the web server 12 When there is a request for issuing a coupon from the terminal 11, the web server 12 receives the request from the terminal 11 and then transmits the request to the service providing apparatus 14, and the service providing apparatus 14 responds to the received request. After receiving the corresponding coupon from the coupon server (or coupon service device) to issue directly to the terminal 11 or via the web server 12 ⁇ to the terminal 11. In this case, the coupon server may receive (or issue) the corresponding coupon from the affiliate server 15.
  • the coupon server in response to the coupon issuance request of the web server 12, the coupon server generates a corresponding coupon corresponding to the coupon issuance request (or is provided with the corresponding coupon provided from the affiliate server 15), and responds to the coupon issuance request.
  • the corresponding coupon may be issued to the terminal 11 corresponding to the included identification information.
  • FIG. 2 is a block diagram showing the configuration of an electronic wallet system 100 according to an embodiment of the present invention.
  • the electronic wallet system 100 includes a terminal 110, a service providing device 120, and an affiliate server 130. Not all components of the electronic wallet system 100 shown in FIG. 2 are essential components, and the electronic wallet system 100 may be implemented by more components than those shown in FIG. The electronic wallet system 100 may also be implemented by components.
  • the service providing device 120 and the terminal or the affiliate server 130 After performing the function of agreeing the terms and conditions for the relevant payment related card and performing the member registration procedure for the affiliate server 130 through interworking, the service related payment card issued from the affiliate server 130 is serviced through the communication network. Is issued to the terminal 110 through the providing device 120.
  • the terminal 110 includes a communication unit 111, a storage unit 112, a display unit 113, and a control unit 114. Not all components of the terminal 110 illustrated in FIG. 3 are essential components, and the terminal 110 may be implemented by more components than those illustrated in FIG. 3, or by fewer components. The terminal 110 may be implemented.
  • the communication unit 111 communicates with an internal component or at least one external terminal through a wired / wireless communication network.
  • the external terminal may include a service providing device 120, an affiliate server (not shown).
  • the communication unit 111 receives the terms and conditions information on the payment-related card to be issued from the service providing device 120 under the control of the control unit 114, affiliated subscription input information and the like.
  • the storage unit 112 stores a user interface (UI), a graphic user interface (GUI), and the like.
  • UI user interface
  • GUI graphic user interface
  • the storage unit 112 stores data and programs required for the terminal 110 to operate.
  • the storage unit 112 stores (or registers) payment related cards, coupons (or tickets), gift certificates, etc. issued from the service providing apparatus 120 under the control of the controller 114.
  • the display unit 113 may display content such as a menu screen using a user interface or a graphic user interface stored in the storage unit 112 under the control of the controller 114.
  • the content displayed on the display unit 113 includes text or image data (including various information data) and a menu screen including data such as icons, list menus, combo boxes, and the like.
  • the display unit 113 may be a touch screen.
  • the controller 114 executes the overall control function of the terminal 110.
  • the controller 114 displays a specific app execution result screen corresponding to the specific app on the display unit 113.
  • the specific app execution result screen includes a menu to add, an additional menu, an event / news menu, a more menu.
  • the more menu includes an activity point menu, an account book menu, a point integration query menu, a social network service (SNS) related menu, and the like.
  • the to-pack menu is a menu for storing information such as payment related cards, coupons, tickets, and gift certificates installed or registered in the terminal 110 through a specific app.
  • the additional menu is a menu for newly issuing payment-related cards, coupons, tickets, and other classified items through a specific app.
  • the event / news menu is a menu for confirming an event or notice information transmitted from a service providing device or the like.
  • the activity point menu is a menu for providing a plurality of apps or related company information that can use activity points associated with a plurality of preset apps and related activity points.
  • the account book menu is a menu (or an account book dedicated app) that provides information such as the use history of the card registered in the membership item of the gampa menu, point use history, and the like in the form of a book.
  • the point integration inquiry menu is a menu showing point information of a card registered in the membership item of the menu item.
  • the SNS-related menu is a Facebook site-related menu linked to a specific app.
  • the controller 114 when a specific app is executed, the controller 114 is identified through unique identification information such as MDN, mobile IP, mobile MAC, Sim card unique information, and serial number of the terminal 110, and provides a service through a wired / wireless communication network. Communicate with device 120. In this case, the controller 114 transmits the identification information of the terminal 110 to the service providing apparatus 120 in the background state, and the service providing apparatus 120 identifies the terminal 110 based on the identification information and the terminal 110. ).
  • the controller 114 displays the first screen corresponding to the selected preset menu.
  • the first screen displayed on the display unit 113 may include a membership menu, a coupon menu, a payment menu, a direct registration menu, and other menus corresponding to a submenu (or category) of a preset menu.
  • the first screen displayed on the display unit 113 further includes payment related card information, coupon related information, and gift certificate related information transmitted from the service providing apparatus 120.
  • the payment-related card information is the image or video about the card, affiliate name, card name, card number, expiration date, benefits, annual fee, bar code information / QR code information / NFC tag information / smart tag information, etc. It may include.
  • the coupon-related information may include an affiliate name, coupon name, coupon number, benefits, where used, period of use, how to use, etc.
  • the gift certificate information may be affiliated name, gift certificate name, gift certificate number, amount, use, period of use , Methods of use, and the like.
  • the controller 114 displays a plurality of payment-related card information transmitted from the service providing apparatus 120 received through the communication unit 111.
  • a display related card list (or payment related card list) is displayed on the display unit 113.
  • the controller 114 selects the selected payment related card information. And generating a payment related card issuing request signal including identification information of the terminal 110.
  • the identification information includes the MDN, mobile IP, mobile MAC, Sim card unique information, serial number, etc. of the terminal 110.
  • controller 114 transmits the generated payment related card issue request signal to the service providing apparatus 120 through the communication unit 111.
  • control unit 114 receives the terms and conditions information corresponding to the corresponding payment-related card transmitted from the service providing device 120 in response to the transmitted payment-related card issuance request signal through the communication unit 111.
  • the terms and conditions information may be the latest version of the terms and conditions information at the time of request for issuance of the payment related card.
  • controller 114 displays the received terms and conditions information on the display unit 113.
  • controller 114 performs the agreement agreement procedure on the agreement information displayed on the display 113. Thereafter, when the agreement agreement procedure is normally completed, the controller 114 generates agreement agreement information for the corresponding payment related card.
  • the controller 114 maintains the current screen as it is or displays alarm information or terminates the agreement agreement procedure and returns to the initial state. do.
  • controller 114 transmits the generated agreement agreement information to the service providing apparatus 120 through the communication unit 111.
  • affiliate subscription input information for membership registration of the affiliate server 130 corresponding to the corresponding payment related card is received through the communication unit 111.
  • the affiliate registration input information includes one or more items for receiving a member ID, password, name, phone number, address, and the like.
  • control unit 114 displays the affiliated partner input information received on the display unit 113.
  • controller 114 generates response information including input information according to user input for one or more items for receiving a member ID, password, name, phone number, address, etc. displayed on the display unit 113. .
  • the controller 114 receives input information according to user input for each of one or more items for inputting a member ID, password, name, phone number, address, and the like, and includes affiliate input information including the received input information. Generate response information (or response signal) for.
  • control unit 114 transmits the response information to the affiliated subscription input information including the corresponding input information to the service providing apparatus 120 through the communication unit 111.
  • the terminal 110 may perform a membership registration procedure for the affiliate server 130 that provides the corresponding payment related card simply based on the affiliate subscription input information transmitted from the service providing device 120.
  • control unit 114 may set a preset menu (or category) (eg, a category) of a specific app (or a specific app running) on the payment related card issued from the service providing device 120 in response to the transmitted agreement agreement information or response information. For example, to register (or issue / store) in the membership menu of the menu.
  • the controller 114 displays a registration status screen including the registered payment related card on the display unit 113.
  • the controller 114 directly from the affiliate server 130 payment related card May be issued and registered in a preset menu (or category) of a specific app running.
  • the service providing apparatus 120 includes a first communication unit 121, a first storage unit 122, a first display unit 123, and a first control unit 124. Not all components of the service providing apparatus 120 shown in FIG. 4 are essential components, and the service providing apparatus 120 may be implemented by more components than those shown in FIG. The service providing apparatus 120 may also be implemented by a component.
  • the first communication unit 121 communicates with an internal component or at least one external terminal through a wired / wireless communication network.
  • the external terminal may include a terminal 110, an affiliate server (not shown), a coupon server (not shown), and the like.
  • the first communication unit 121 receives a payment related card issue request signal transmitted from the terminal 110.
  • the payment related card issuing request signal includes payment related card information and identification information of the terminal 110.
  • the first communication unit 121 receives a specific payment related card, coupon, ticket, gift certificate, etc. issued from (or transmitted to) an affiliate server or a coupon server.
  • the first storage unit 122 stores a user interface (UI), a graphical user interface (GUI), and the like.
  • UI user interface
  • GUI graphical user interface
  • the first storage unit 122 stores data and programs required for the service providing apparatus 120 to operate.
  • the first storage unit 122 stores the latest version of the terms and conditions information for each payment-related card under the control of the first control unit 124.
  • the first storage unit 122 stores a fixed payment related card, coupon, ticket, gift certificate, etc. issued from an affiliate server or a coupon server under the control of the first controller 124.
  • the first display unit 123 may display content such as a menu screen using a user interface and a graphic user interface stored in the first storage unit 122 under the control of the first control unit 124.
  • the content displayed on the first display unit 123 includes a menu screen including text or image data (including various information data) and data such as an icon, a list menu, a combo box, and the like.
  • the first display unit 123 may be a touch screen.
  • the first controller 124 executes the overall control function of the service providing apparatus 120.
  • the first controller 124 performs an authentication procedure (or a login procedure) for the terminal 110 based on the received identification information of the terminal 110.
  • the first control unit 124 receives a payment related card issuing request signal transmitted from the terminal 110 through the first communication unit 121.
  • the first control unit 124 checks the terms and conditions information of the payment-related card corresponding to the payment-related card issuing request signal received from the plurality of payment-related card-specific terms information stored in the first storage unit 112 in advance, The checked condition information is transmitted to the terminal 110 through the first communication unit 121.
  • the terms and conditions information may be stored in advance in the first storage unit 112, or may be the terms and conditions information transmitted from the affiliate server 130 corresponding to the payment-related card information. That is, after the first control unit 124 receives the payment related card issuance request signal transmitted from the terminal 110, the service providing device 120 performs payment corresponding to the affiliate server 130 corresponding to the corresponding payment related card information.
  • the contract information may be requested information transmission corresponding to the relevant card information, and in response to the request, the affiliate server 130 may provide the contract information corresponding to the payment related card information to the service providing device 120.
  • the first controller 124 receives the agreement agreement information transmitted from the terminal 110 in response to the transmitted agreement information through the first communication unit 121.
  • the first controller 124 checks whether a membership registration procedure for the affiliate server 130 corresponding to the payment related card requested from the terminal 110 is required.
  • the first controller 124 may issue the payment related card corresponding to the received agreement agreement information. 130).
  • the service providing device 120 may transmit a payment related card issuing request signal together with the request signal (or included in the request signal) to the affiliate server 130 when the payment related card issuance request is made.
  • the first controller 124 may register for membership in the affiliate server 130 corresponding to the corresponding payment related card.
  • affiliate subscription input information is transmitted to the terminal 110 through the first communication unit 111.
  • the affiliate registration input information includes one or more items for receiving a member ID, password, name, phone number, address, and the like.
  • the first control unit 124 receives reply information on affiliated subscription input information including input information transmitted from the terminal 110 in response to the transmitted affiliated subscription input information through the first communication unit 111.
  • the first control unit 124 through the linkage with the affiliate server 130, based on the received reply information and the identification information of the terminal 110, the membership registration procedure to the affiliate server 130 for the terminal 110. Do this.
  • the first controller 124 issues the payment related card corresponding to the received agreement agreement information to the affiliate server 130. request.
  • the service providing device 120 may transmit a payment related card issuing request signal together with the request signal (or included in the request signal) to the affiliate server 130 when the payment related card issuance request is made.
  • the first controller 124 receives the payment related card issued from the affiliate server 130 in response to the request for issuing the corresponding payment related card through the first communication unit 121.
  • the first controller 124 issues (or transmits) the corresponding payment related card to the corresponding terminal 110 through the first communication unit 121. At this time, the first control unit 124 counts the number of issuance for each card type of the payment related card issued to the terminal 110.
  • the affiliate server 130 communicates with the terminal 110 and the service providing apparatus 120.
  • the affiliate server 130 and the service providing device 120 may be interconnected through a gateway (not shown).
  • the affiliate server 130 transmits each payment related card information about the one or more payment related cards managed by the affiliate server 130 and the terms and conditions corresponding to the corresponding payment related card to the service providing device 120 (or to provide.
  • the affiliate server 130 is linked with the service providing device 120, the affiliate server for the terminal 110 ( Perform the membership registration procedure of 130).
  • the affiliate server 130 receives a request for issuing a payment related card, a request for issuing a payment related card, and the like transmitted from the service providing device 120.
  • the affiliate server 130 issues (or transmits) the corresponding payment related card corresponding to the payment related card to the service providing device 120 in response to the payment related card issuing request.
  • the affiliate server 130 may directly issue the payment related card corresponding to the payment related card to the terminal 110 in response to the payment related card issuance request.
  • the affiliate server 130 may perform the issuance procedure for the corresponding payment related card through the service providing device 120 or the terminal 110 in response to a request for issuing a specific payment related card transmitted from the service providing device 120. To perform.
  • affiliate server 130 counts the number of issuance for each type of card issued.
  • a membership app for a partner server may be provided through a specific app such as an electronic wallet app.
  • the payment related card requesting issuance is executed in a specific app, and the payment related card issued from the affiliate server after performing the member registration procedure of the affiliate server that provides the payment related card. You can register the card with a specific app.
  • the service providing device for managing a specific app such as an electronic wallet app
  • FIG. 5 is a block diagram showing the configuration of an electronic wallet system 100 according to another embodiment of the present invention.
  • the electronic wallet system 100 includes a terminal 110, a service providing device 120, and a third party server 140. Not all components of the electronic wallet system 100 shown in FIG. 5 are essential components, and the electronic wallet system 100 may be implemented by more components than those shown in FIG. The electronic wallet system 100 may also be implemented by components.
  • the service providing device 120 When attempting to access the third party server 140 linked to the service providing device 120 through a specific app such as an electronic wallet app, the service providing device 120 generates a temporary key and transmits the generated temporary key through a communication network. Provided to the third party server 140. Thereafter, the third party server 140 of the terminal 110 in which the corresponding specific app to communicate with the third party server 140 is installed among the member information of the plurality of terminals previously stored in the service providing apparatus 120 based on the temporary key. Check member information. Thereafter, the third party server 140 performs a communication function with the corresponding terminal 110 based on the confirmed member information.
  • the third party server 140 generates an identification key in order to induce subscription to the third party server 140 of the terminal 110, and the service providing device 120 generates the identification key generated by the communication network. It transmits to the terminal 110 through. Thereafter, through the interworking between the terminal 110, the service providing apparatus 120, and the third party server 140, a member registration procedure of the corresponding third party server 140 of the terminal 110 is performed.
  • the communication unit 111 communicates with an internal component or at least one external terminal through a wired / wireless communication network.
  • the external terminal may include a service providing apparatus 120, a third party server 140, and the like.
  • the communication unit 111 transmits a third party access request signal for communicating with the specific third party server 140 to the service providing apparatus 120 under the control of the control unit 114.
  • the storage unit 112 stores a third party access request signal, an identification key transmitted from the service providing apparatus 120, and the like under the control of the controller 114.
  • the controller 114 receives a third party connection request signal corresponding to the selected third party server connection menu.
  • the third party access request signal includes information on the third party server (or identification information of the third party server), a connection request to the third party server, identification information of the terminal 110, and the like.
  • controller 114 transmits the generated third party access request signal to the service providing apparatus 120 through the communication unit 111.
  • controller 114 communicates with the third party server 140 through the temporary key issued by the service providing apparatus 120.
  • the controller 114 receives an identification key generated by the third party server 140 through the service providing device 120.
  • controller 114 performs a membership registration procedure with respect to the third party server 140 by interworking between the service providing apparatus 120 and the third party server 140 based on the identification key.
  • controller 114 may directly communicate with the third party server 140 based on the temporary key or the identification key.
  • the controller 114 communicates with a third party app (not shown) installed in the third party server 140 through a specific app such as an electronic wallet app.
  • the first communication unit 121 communicates with an internal component or at least one external terminal through a wired / wireless communication network.
  • the external terminal may include the terminal 110, a third party server 140, and the like.
  • the first communication unit 121 receives a third party access request signal transmitted from the terminal 110.
  • the third party access request signal includes information on the third party server (or identification information of the third party server), a connection request to the third party server, identification information of the terminal 110, and the like.
  • the first storage unit 122 stores the third party access request signal transmitted from the terminal 110 under the control of the first control unit 124.
  • the first controller 124 generates a temporary key based on the received third party access request signal.
  • the temporary key includes information (or key) for accessing the service providing apparatus 120 or the terminal 110, identification information of the terminal 110, and the like.
  • the first controller 124 transmits the generated temporary key to the third party server 140 corresponding to the received third party access request signal through the first communication unit 121.
  • the first controller 124 checks the member information of the terminal 110 corresponding to the temporary key among the member information corresponding to the plurality of terminals previously stored in the first storage unit 122 based on the transmitted temporary key. Permit the connection of the third party server 140 attempting to do so.
  • the first controller 124 receives an identification key generated by the third party server 140 and transmitted through the first communication unit 121 in order to induce membership to the third party server 140.
  • the first control unit 124 transmits the received identification key to the terminal 110 corresponding to the corresponding identification key through the first communication unit 121.
  • the first controller 124 performs a membership registration procedure with respect to the third party server 140 of the terminal 110 through interworking with the terminal 110 and the third party server 140 based on the received identification key. do.
  • the member information of the terminal 110 necessary for registering to the third party server 140 is member information (or member information of the terminal 110 confirmed through the temporary key) previously stored in the service providing apparatus 120. By using the member registration procedure for the third party server 140 of the terminal 110 can be performed.
  • the third party server 140 includes a second communication unit 141, a second storage unit 142, a second display unit 143, and a second control unit 144. do. Not all components of the third party server 140 shown in FIG. 6 are required components, and the third party server 140 may be implemented by more components than those shown in FIG. The third party server 140 may also be implemented by the component.
  • the second communication unit 141 communicates with an internal component or at least one external terminal through a wired / wireless communication network.
  • the external terminal may include the terminal 110 and the service providing apparatus 120.
  • the second communication unit 141 receives a temporary key transmitted from the service providing apparatus 120.
  • the temporary key includes information (or key) for accessing the service providing apparatus 120 or the terminal 110, identification information of the terminal 110, and the like.
  • the second storage unit 142 stores a user interface (UI), a graphical user interface (GUI), and the like.
  • UI user interface
  • GUI graphical user interface
  • the second storage unit 142 stores data and programs necessary for the third party server 140 to operate.
  • the second storage unit 142 is a member of the terminal 110 requesting access to the third party server 140 which is checked (or inquired) through the service providing apparatus 120 under the control of the second control unit 144. Save the information.
  • the second display unit 143 may display content such as a menu screen using a user interface and a graphic user interface stored in the second storage unit 142 under the control of the second control unit 144.
  • the content displayed on the second display unit 143 includes text or image data (including various information data) and a menu screen including data such as icons, list menus, combo boxes, and the like.
  • the second display unit 143 may be a touch screen.
  • the second control unit 144 executes the overall control function of the third party server 140.
  • the second controller 144 accesses the service providing apparatus 120 based on the temporary key transmitted from the service providing apparatus 120.
  • the second control unit 144 may correspond to the corresponding terminal corresponding to the temporary key among the member information corresponding to the plurality of terminals previously stored in the service providing apparatus 120 based on the temporary key. Confirm (or inquire) member information of 110
  • the second controller 144 communicates with the terminal 110 based on the confirmed member information of the terminal 110.
  • the second controller 144 may directly communicate with the corresponding terminal 110 based on the identification information of the terminal 110 included in the temporary key.
  • the second control unit 144 in order to induce the membership of the terminal 110 or another terminal connected to the third party server 140 to the third party server 140, the third party server 140 to identify the identification key.
  • the second control unit 144 transmits the generated identification key to the service providing apparatus 120 through the second communication unit 141.
  • the third party server 140 communicates with the corresponding terminal 110 corresponding to the identification key through the identification key transmitted to the service providing apparatus 120 and through the interworking with the terminal 110 and the service providing apparatus 120. Perform the membership process for.
  • the member information of the corresponding terminal 110 necessary for registering to the third party server 140 may be utilized by using the member information (or previously confirmed member information of the terminal 110) previously stored in the service providing apparatus 120.
  • the user registration procedure for the third party server 140 of the terminal 110 may be performed.
  • a communication function between the terminal on which the specific app is installed and the third party server is provided through a temporary key provided by the service providing device. Can be done.
  • the service providing apparatus provides a temporary key to a third party server interoperating with the service providing apparatus, and the third party server provides a plurality of member information corresponding to a plurality of terminals stored in the service providing apparatus based on the temporary key.
  • the terminal may check (or inquire) and communicate with a terminal corresponding to the member information based on the confirmed member information.
  • FIG. 7A and 7B Signal flow diagram illustrating a communication process of an electronic wallet system according to a first embodiment of the present invention.
  • the terminal 110 displays the execution result screen on the display unit 113 and through the wired / wireless communication network with the service providing device 120 in the background state. Communication is possible.
  • the controller 114 displays the electronic wallet app execution result screen 810 on the display 113.
  • the e-wallet app execution result screen 810 includes a menu (or category) 811, an additional menu 812, an event / news menu 813, a more menu 814, and the like.
  • the more menu includes an activity point menu, a household account menu, a point integration query menu, SNS-related menus (S710).
  • the terminal 110 displays the first screen corresponding to the selected preset menu.
  • the first screen displayed on the display unit 113 may include a membership menu, a coupon menu, a payment menu, a direct registration menu, and other menus corresponding to a submenu (or category) of a preset menu.
  • the first screen displayed on the display unit 113 further includes payment related card information, coupon related information, and gift certificate related information transmitted from the service providing apparatus 120.
  • the payment-related card information is the image or video about the card, affiliate name, card name, card number, expiration date, benefits, annual fee, bar code information / QR code information / NFC tag information / smart tag information, etc. It may include.
  • the coupon-related information may include an affiliate name, coupon name, coupon number, benefits, where used, period of use, how to use, etc.
  • the gift certificate information may be affiliated name, gift certificate name, gift certificate number, amount, use, period of use , Methods of use, and the like.
  • the control unit 114 displays the additional menu.
  • the additional menu screen 910 corresponding to 812 is displayed on the display unit 113.
  • the additional menu screen 910 may serve as a membership menu 911, a coupon menu 912, a payment menu 913, a direct registration menu 914, and other menus 915. Contains a menu.
  • the additional menu screen 910 further includes payment related card information 916, coupon related information 917, gift certificate related information 918, and the like transmitted from the service providing apparatus 120 (S720).
  • the terminal 110 displays a payment related card list (or payment related card list) including a plurality of payment related card information transmitted from the service providing apparatus 120.
  • the card information related to payment includes an image or a video about the card, an affiliate name, a card name, a card number, an expiration date, a benefit, an annual fee, a bar code information / QR code information / NFC tag information / smart tag information etc. It includes.
  • the card includes not only payment related cards but also credit cards, check cards, reward cards, discount cards and the like.
  • the terminal 110 displays the received payment related card list 1010.
  • the plurality of payment-related card information 1020 included in the payment-related card list 1010 may include a card image (for example, a credit card image and a discount card image) 1021, an affiliate name (for example, a credit card company and a discount).
  • the terminal 110 selects the selected payment related card information and the terminal 110.
  • Generate a payment-related card issuing request signal that includes the identification information of.
  • the identification information includes the MDN, mobile IP, mobile MAC, Sim card unique information, serial number, etc. of the terminal 110.
  • the terminal 110 transmits the generated payment related card issue request signal to the service providing apparatus 120.
  • the terminal 110 generates a payment related card issuing request signal including a discount card information selected from the payment related card list 1010 shown in FIG. 10 and identification information of the terminal 110, and generates the payment related information.
  • the card issuing request signal is transmitted to the service providing apparatus 120 (S740).
  • the service providing apparatus 120 receives a payment related card issuing request signal transmitted from the terminal 110.
  • the service providing apparatus 120 confirms the terms and conditions information of the corresponding payment-related card corresponding to the received payment-related card issuance request signal, and transmits the confirmed terms and conditions information to the terminal 110.
  • the terms and conditions information may be the terms and conditions information stored in advance in the service providing device 120 in response to the payment-related card information.
  • the terms and conditions information may be the terms and conditions information transmitted from the affiliate server 130 corresponding to the payment-related card information. That is, after the service providing device 120 receives the payment related card issuance request signal transmitted from the terminal 110, the service providing device 120 makes a corresponding payment to the affiliate server 130 corresponding to the corresponding payment related card information.
  • the contract information may be requested information transmission corresponding to the relevant card information, and in response to the request, the affiliate server 130 may provide the contract information corresponding to the payment related card information to the service providing device 120.
  • the service providing apparatus 120 transmits discount card agreement information corresponding to the received discount card information to the terminal 110 (S750).
  • the terminal 110 receives the terms and conditions information corresponding to the payment related card transmitted from the service providing apparatus 120.
  • the terms and conditions information may be the latest version of the terms and conditions information at the time of request for issuance of the payment related card.
  • the terminal 110 displays the received terms and conditions information.
  • the terminal 110 receives the discount card contract information transmitted from the service providing apparatus 120 and displays the received discount card contract information (S760).
  • the terminal 110 performs the agreement agreement procedure on the displayed agreement information. Thereafter, when the agreement agreement procedure is normally completed, the terminal 110 generates agreement agreement information on corresponding agreement information (or payment related card information corresponding to the agreement information).
  • the terminal 110 transmits the generated agreement information to the service providing apparatus 120.
  • the terminal 110 when the agreement process for the discount card agreement information is normally completed, the terminal 110 generates the agreement agreement information including the agreement of the discount card agreement information, and provides the generated agreement agreement information to the service providing device 120. It transmits to (S770).
  • the service providing apparatus 120 receives the agreement agreement information transmitted from the terminal 110.
  • the service providing apparatus 120 checks whether a membership registration procedure for the affiliate server 130 corresponding to the payment related card requested from the terminal 110 is required.
  • the service providing apparatus 120 confirms whether a membership registration procedure for a discount card company that manages issuance of the corresponding discount card is necessary (S780).
  • the service providing device 120 may issue the payment related card corresponding to the received agreement information. Request to server 130. In this case, the service providing device 120 may transmit a payment related card issuing request signal together with the request signal (or included in the request signal) to the affiliate server 130 when the payment related card issuance request is made.
  • the service providing device 120 issues a payment related card issued from the affiliate server 130 to the terminal 110 in response to a request for issuing a corresponding payment related card.
  • the service providing apparatus 120 or the affiliate server 130 counts the number of issuance for each card type of the payment related card issued to the terminal 110.
  • the service providing device 120 requests the discount card company to issue a discount card corresponding to the received agreement agreement information. Thereafter, the discount card company issues (or provides) the discount card corresponding to the terms and conditions to the service providing apparatus 120 in response to the request for issuing the discount card from the service providing apparatus 120. Thereafter, the service providing device 120 issues a discount card issued from a discount card company to the terminal 110 (S790).
  • the service providing device 120 may register for membership of the affiliate server 130 corresponding to the corresponding payment related card.
  • affiliate subscription input information is transmitted to the terminal 110.
  • the affiliate registration input information includes one or more items for receiving a member ID, password, name, phone number, address, and the like.
  • the service providing device 120 when it is confirmed that when a member registration procedure for a discount card company is required, the service providing device 120 requires a member ID, password, name, phone number, address, etc. required for membership of a discount card company that issues the discount card.
  • the affiliate subscription input information including the input item is transmitted to the terminal 110 (S800).
  • the terminal 110 receives affiliate subscription input information transmitted from the service providing apparatus 120.
  • the terminal 110 receives information corresponding to one or more input items included in the affiliate affiliate input information received by the user input and then responds to the affiliate subscription input information including the corresponding input information (or response). Signal) to the service providing device 120.
  • the response information may be a state in which input information according to a user input is included with respect to one or more input items included in the affiliate subscription input information transmitted from the service providing apparatus 120.
  • the terminal 110 receives affiliate registration input information including input items such as a member ID, a password, a name, a phone number, and an address required for membership of a discount card company transmitted from the service providing apparatus 120. . Thereafter, the terminal 110 receives respective input information regarding input items such as a member ID, a password, a name, a phone number, and an address included in the affiliated partner input information received according to a user input. Thereafter, the terminal 110 transmits reply information to the affiliated partner input information including the received input information to the service providing apparatus 120 (S810).
  • affiliate registration input information including input items such as a member ID, a password, a name, a phone number, and an address required for membership of a discount card company transmitted from the service providing apparatus 120.
  • the terminal 110 receives respective input information regarding input items such as a member ID, a password, a name, a phone number, and an address included in the affiliated partner input information received according to a user input.
  • the terminal 110 transmits reply information to the affiliated partner input information including
  • the service providing apparatus 120 receives the reply information to the affiliated company subscription input information including the input information transmitted from the terminal 110.
  • the service providing apparatus 120 performs a membership registration procedure with respect to the affiliate server 130 for the corresponding terminal 110 based on the received reply information and the identification information of the terminal 110 through interworking with the affiliate server 130. Perform
  • the service providing apparatus 120 may determine the discount card company based on the reply information including the respective input information on the input items such as the member ID, password, name, phone number, address, etc. transmitted from the terminal 110. Perform the member registration procedure of (S820).
  • the service providing device 120 issues the payment related card corresponding to the received agreement agreement information to the affiliate server 130. request.
  • the service providing device 120 may transmit a payment related card issuing request signal together with the request signal (or included in the request signal) to the affiliate server 130 when the payment related card issuance request is made.
  • the service providing device 120 issues a payment related card issued from the affiliate server 130 to the terminal 110 in response to a request for issuing a corresponding payment related card.
  • the service providing apparatus 120 or the affiliate server 130 counts the number of issuance for each card type of the payment related card issued to the terminal 110.
  • the service providing device 120 requests the discount card company to issue a discount card corresponding to the received agreement agreement information. Thereafter, the discount card company issues (or provides) the discount card corresponding to the terms and conditions to the service providing apparatus 120 in response to the request for issuing the discount card from the service providing apparatus 120. Thereafter, the service providing apparatus 120 issues a discount card issued from a discount card company to the terminal 110.
  • the terminal 110 transfers the payment related card issued from the service providing apparatus 120 to another preset menu (for example, the membership menu of the to-go menu) of a specific app installed (or running) on the terminal 110. Register (or save).
  • another preset menu for example, the membership menu of the to-go menu
  • the terminal 110 displays a registration status screen including a registered payment related card.
  • the terminal 110 registers in a membership menu of a pre-pack menu, which is a preset menu of an electronic wallet app that is executing a discount card issued from the service providing device 120. Thereafter, as illustrated in FIG. 11, the terminal 110 displays a registration status screen 1110 including a registered discount card (S830).
  • the affiliate server 130 when issuing the corresponding payment related card, issues the corresponding payment related card to the service providing device 120, and then the service providing device 120 from the affiliate server 130.
  • the contents of issuing the issued payment related card to the terminal 110 are described, but the present invention is not limited thereto, and the service providing device 120 makes a request for issuing a related payment related card to the affiliate server 130 and requests the card.
  • the payment related card issue request signal is transmitted to the affiliate server 130.
  • the affiliate server 130 directly connects the payment related card to the terminal 110 through interworking (or communication) with the terminal 110 corresponding to the identification information based on the identification information included in the payment related card issuance request signal. You can also issue a.
  • FIG. 12 is Signal flow diagram illustrating a communication process of an electronic wallet system according to a second embodiment of the present invention.
  • the terminal 110 displays the execution result screen on the display unit 113 and through the wired / wireless communication network with the service providing device 120 in the background state. Communicate In this case, the terminal 110 transmits identification information of the terminal 110 to the service providing apparatus 120.
  • the identification information includes the MDN, mobile IP, mobile MAC, Sim card unique information, serial number, etc. of the terminal 110 (S1210).
  • the terminal 110 requests a third party connection request corresponding to the selected third party server connection menu.
  • the third party access request signal includes information on the third party server (or identification information of the third party server), a connection request to the third party server, identification information of the terminal 110, and the like.
  • the terminal 110 transmits the generated third party access request signal to the service providing apparatus 120 (S1220).
  • the service providing apparatus 120 receives a third party access request signal transmitted from the terminal 110.
  • the service providing apparatus 120 generates a temporary key based on the received third party access request signal.
  • the temporary key includes information (or key) for accessing the service providing apparatus 120 or the terminal 110, identification information of the terminal 110, and the like.
  • the service providing apparatus 120 transmits the generated temporary key to the corresponding third party server 140 corresponding to the received third party access request signal (S1230).
  • the third party server 140 receives a temporary key transmitted from the service providing apparatus 120.
  • the third party server 140 connects to the service providing apparatus 120 based on the received temporary key.
  • the third party server 140 accesses the service providing apparatus 120, the third party server 140 corresponds to a temporary key among member information corresponding to a plurality of terminals previously stored in the service providing apparatus 120.
  • the member information of the terminal 110 is checked (or inquired) (S1240).
  • the third party server 140 communicates with the corresponding terminal 110 based on the confirmed member information of the terminal 110.
  • the third party server 140 may directly communicate with the corresponding terminal 110 based on the identification information of the terminal 110 included in the temporary key (S1250).
  • the third party server 140 generates an identification key.
  • the third party server 140 transmits the generated identification key to the service providing apparatus 120 (S1260).
  • the service providing apparatus 120 receives an identification key transmitted from the third party server 140.
  • the service providing apparatus 120 transmits the received identification key to the corresponding terminal 110 (S1270).
  • the terminal 110 receives an identification key transmitted from the service providing apparatus 120.
  • the terminal 110 performs a member registration procedure for the third party server 140 through interworking with the service providing apparatus 120 and the third party server 140 based on the received identification key.
  • the member information of the terminal 110 necessary for registering to the third party server 140 is the member information (or member information of the terminal 110 confirmed in the previous step) stored in advance in the service providing device 120.
  • the member registration procedure for the third party server 140 of the terminal 110 may be performed (S1280).
  • the control method of the terminal and the service providing apparatus can be written as a computer program, and codes and code segments constituting the computer program can be easily inferred by a computer programmer in the art.
  • the computer program is stored in a computer readable media, and the terminal and the service are provided by being read and executed by a computer or a terminal, a service providing apparatus, an affiliate server, or the like according to an embodiment of the present invention.
  • a control method of the device can be implemented.
  • the information storage medium includes a magnetic recording medium, an optical recording medium and a carrier wave medium.
  • the computer program implementing the control method of the terminal and the service providing apparatus according to the embodiment of the present invention may be stored and installed in an internal memory of the terminal, the service providing apparatus, the affiliate server, and the like.
  • an external memory such as a smart card storing and installing a computer program for implementing a method of controlling a terminal and a service providing apparatus according to an embodiment of the present invention may be mounted on a terminal, a service providing apparatus, an affiliate server, or the like through an interface. .
  • an embodiment of the present invention provides a member registration procedure function for an affiliate server through a specific app such as an electronic wallet app, and thus does not receive a corresponding payment related card because it does not become a member of the affiliate server. The situation can be prevented.
  • the embodiment of the present invention after performing the agreement agreement procedure for the payment-related card requesting issuance in a specific app, and after performing the membership registration procedure of the affiliate server that provides the payment-related card
  • the embodiment of the present invention by registering a payment-related card issued from the affiliate server to a specific app, it is possible to improve the user's convenience and enhance the service for the user.
  • the embodiment of the present invention in the service providing device for managing a specific app, such as an electronic wallet app for the affiliate server based on information managed by the service providing device through the interworking between the terminal and the affiliate server.
  • the embodiment of the present invention when trying to access a third-party server linked to the service providing device through a specific app, such as an electronic wallet app, a specific app through a temporary key provided by the service providing device, it is possible to expand the range of utilization of the electronic wallet system.
  • the embodiment of the present invention provides a plurality of temporary keys to a third party server interoperating with the service providing apparatus in the service providing apparatus, and stored in the service providing apparatus based on the temporary key at the third party server.
  • the present invention transmits a charging signal only to a terminal corresponding to a communication operator or an affiliate registered in advance in a wireless charging device, and performs a charging function based on the charging signal in the corresponding terminal, thereby pre-registering the terminal to use the wireless charging infrastructure. It provides charging function only to the terminal and performs authentication function for the terminal easily and conveniently without additional configuration, and improves the operation efficiency of the entire wireless charging system, and can be widely used in the wireless charging system field and advertisement / publicity field. Can be.

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Abstract

L'invention concerne un terminal et un dispositif de fourniture de services, un système de porte-monnaie électronique l'incluant, un procédé de commande de celui-ci et un support d'enregistrement sur lequel est enregistré un programme d'ordinateur. Autrement dit, la présente invention assure une fonction de procédure d'abonnement d'adhésion pour un serveur de société affiliée par l'intermédiaire d'une application spécifique telle qu'une application de porte-monnaie électronique, réalise une procédure d'accord de mise à disposition d'une carte liée à des paiements dont la délivrance est demandée par une application spécifique, effectue la procédure d'abonnement d'adhésion du serveur de société affiliée qui met à disposition la carte liée aux paiements et inscrit la carte liée aux paiements délivrée par le serveur de société affiliée auprès d'une application spécifique. Par conséquent, la présente invention peut empêcher une situation où un utilisateur se trouve dans l'impossibilité de joindre le serveur de société affiliée et donc dans l'impossibilité d'obtenir la carte liée aux paiements, améliore la commodité pour l'utilisateur et enrichit un service pour l'utilisateur.
PCT/KR2014/011333 2014-02-18 2014-11-24 Terminal et dispositif de fourniture de services, système de porte-monnaie électronique l'incluant, son procédé de commande et support d'enregistrement sur lequel est enregistré un programme d'ordinateur WO2015126039A1 (fr)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
KR1020140018703A KR102232795B1 (ko) 2014-02-18 2014-02-18 단말과 서비스 제공 장치, 그를 포함하는 전자 지갑 시스템, 그 제어 방법 및 컴퓨터 프로그램이 기록된 기록매체
KR10-2014-0018703 2014-02-18
KR10-2014-0022030 2014-02-25
KR1020140022030A KR102243961B1 (ko) 2014-02-25 2014-02-25 단말과 서비스 제공 장치와 서드 파티 서버, 그를 포함하는 전자 지갑 시스템, 그 제어 방법 및 컴퓨터 프로그램이 기록된 기록매체

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KR20020034629A (ko) * 2000-11-02 2002-05-09 조국현 온라인 상의 원클릭에 의한 버츄얼 카드 운영장치 및 그방법
KR20020072026A (ko) * 2001-03-08 2002-09-14 주식회사 캐시뱅크 인터넷 전자 신용카드 발행 방법 및 이를 이용한 대금결재 방법
US20050097038A1 (en) * 2002-04-24 2005-05-05 S.K. Telecom Co., Ltd Mobile terminal with user identification card including personal finance-related information and method of using a value-added mobile service through said mobile terminal
KR20050075117A (ko) * 2004-01-15 2005-07-20 주식회사 비즈모델라인 스마트 카드용 애플리케이션(또는 데이터) 운용 방법 및시스템
KR100737830B1 (ko) * 2000-02-22 2007-07-12 (주)효원엔지니어링 전자상거래 금융정보 처리시스템과 그 방법

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100737830B1 (ko) * 2000-02-22 2007-07-12 (주)효원엔지니어링 전자상거래 금융정보 처리시스템과 그 방법
KR20020034629A (ko) * 2000-11-02 2002-05-09 조국현 온라인 상의 원클릭에 의한 버츄얼 카드 운영장치 및 그방법
KR20020072026A (ko) * 2001-03-08 2002-09-14 주식회사 캐시뱅크 인터넷 전자 신용카드 발행 방법 및 이를 이용한 대금결재 방법
US20050097038A1 (en) * 2002-04-24 2005-05-05 S.K. Telecom Co., Ltd Mobile terminal with user identification card including personal finance-related information and method of using a value-added mobile service through said mobile terminal
KR20050075117A (ko) * 2004-01-15 2005-07-20 주식회사 비즈모델라인 스마트 카드용 애플리케이션(또는 데이터) 운용 방법 및시스템

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