WO2015102296A1

WO2015102296A1 - Method for backing up ic card product, issuing method, and device for same

Info

Publication number: WO2015102296A1
Application number: PCT/KR2014/012801
Authority: WO
Inventors: 최활석; 조성준
Original assignee: 주식회사 한국스마트카드
Priority date: 2014-01-02
Filing date: 2014-12-24
Publication date: 2015-07-09
Also published as: KR20150080846A; KR101592461B1

Abstract

Disclosed is a technique for backing up a specific product which has been stored in an IC card and used by utilizing a server such that the product can be reused in the future. Particularly, the technique can be useful when a new product is desired to be stored in the IC card but there is insufficient storage space in the IC card. For reuse in the future, a transaction serial number stored in the IC card related to the specific product is backed up with the specific product.

Description

IC card product backup method, issuance method and device therefor

The present invention relates to a method for managing a service or a product in an IC card and an apparatus therefor.

The service alliance of smart cards with IC chips that use RF offline transactions is now distributed to users in a preloaded manner when the card issuance is configured. When the service needs to be changed, the user has to apply for a new card to replace the existing card.

In particular, the existing RF card is inconvenient because the maximum number of available services is fixed by mounting and using services within a limited capacity. In order to solve the inconvenience, the existing service can be deleted and a new service can be issued, but the information of the deleted service is all initialized, and even after re-issuance due to the user's need for reuse, the service cannot be used continuously.

Due to the limited capacity of materials, smart cards equipped with existing IC chips had to be preloaded and distributed to users, and replaced with new cards when services were changed or deleted at the user's request.

On the other hand, in the infrastructure introduction method of a new holder card according to the offline payment method according to the prior art, the smart card using the conventional offline RF transaction is using the transaction serial number to ensure the uniqueness of each transaction and the generation of authentication data. . In order to use the new service, the user must use the card equipped with the service, but the same card cannot use the same transaction serial number. Therefore, the card number or holder registration number must be changed / issued when the new card is produced. In order to use the services of the service, a user must possess / use multiple cards.

The present invention enables continuous service provision by backing up stored data of a service in use in a user's card to a remote system at the user's choice and redistributing it at the user's request, thereby allowing the user to provide continuous service regardless of the limited capacity of the conventional card. It is intended to provide a method and apparatus for providing a service benefit that meets demand and selection.

In order to solve the above problems, the IC card product issuing method according to the present invention is a storage step for receiving the product information about the first product mounted on the first IC card and storing it in a database. A storage step of including a transaction serial number stored in the first IC card with respect to a first product; A receiving step of receiving a product mounting request for the first product; And generating mounting information for mounting the first product on the IC card using the database, and loading the first product on the IC card using the mounting information. It provides a providing step. Each of these steps is performed on the server. The onboard information includes the transaction serial number included in the stored commodity information.

In this case, the first product is linked to the information indicating the specific person, and if the request for the provision of information about the product stored in the database related to the specific person between the storage step and the receiving step, the first product The method may further include providing information including the information about the product loading terminal device.

In this case, in the storing step, the product information may be received from a product extraction terminal device that is capable of extracting the first product from the first IC.

In this case, the product extraction terminal device and the product loading terminal device may be a device that performs the same function.

Alternatively, the product extraction terminal device and the product loading terminal device may be the same device.

In this case, the generating of the mounting information may include: searching, by the server, the first product in the database; Generating issuance information of the first product, comprising at least one of a holder registration number, a service serial number, and an expiration date; And generating use information of the first product, including the transaction serial number.

According to another aspect of the present invention, a computer readable medium having a program recorded thereon that allows the server to execute the steps performed by the server may be provided.

According to another aspect of the present invention, an IC card product issuing method includes: receiving a user input for mounting a second product on an IC card; A backup step of backing up the deleted product information to a database used by an external server while deleting product information on the first product stored in the IC card from the IC card, wherein the product information includes the first product. A backup step including a transaction serial number stored in the IC card; And receiving mounting information used to mount the second product on the IC card from the server, and mounting the second product on the IC card. Each of the above steps is performed in the terminal device.

At this time, when there is a recovery request for the first product from any terminal device, the server may be configured to provide the product information including the transaction serial number to the arbitrary terminal device.

In this case, the backup step may be executed automatically or selectively by a user input when the storage space of the IC card is insufficient.

According to yet another aspect of the present invention, a terminal device including a communication unit and a processing unit may be provided, wherein the processing unit is configured to execute each step performed in the terminal.

According to the present invention, a customer can benefit from various products of a product / service provider through a single card, and additionally issue a product in a card having additional information added by a service that is modified according to the market situation to an existing customer. The same service can be provided, and the customer can have various types of services with only one card. In addition, the card issuer can only prepare a card that can be loaded into the product and can configure the service at the request of the customer, thus reducing the logistics cost and not having to operate unnecessary card management information, thereby reducing the management cost. .

1 is a flowchart of a product distribution method according to the prior art.

2 is a flowchart illustrating a method of constructing a new product according to the prior art.

3 is a diagram for explaining a structure of a management system for managing a service in an IC card according to an embodiment of the present invention.

4 is a flowchart illustrating an overall flow of a management system for managing a service in an IC card according to an embodiment of the present invention.

5A is a flowchart illustrating a product addition and storage method of an IC card according to another embodiment of the present invention.

5B-5F each illustrate five exemplary processes of the present invention.

6 is a flowchart illustrating a method for mounting a new product or service according to another embodiment of the present invention.

7 is a flowchart illustrating a method for extracting any one of the goods mounted on the IC card according to another embodiment of the present invention.

8 is a flowchart illustrating a method for reusing an existing product stored in the product information database according to another embodiment of the present invention.

9 is a flowchart illustrating a method for issuing an IC card product according to an embodiment of the present invention.

10 is a flowchart illustrating a method of receiving an IC card product according to another embodiment of the present invention.

Hereinafter, with reference to the accompanying drawings an embodiment of the present invention will be described. However, the present invention is not limited to the embodiments described herein and may be implemented in various other forms. The terminology used herein is for the purpose of understanding the embodiments and is not intended to limit the scope of the invention. Also, the singular forms used below include the plural forms unless the phrases clearly indicate the opposite meanings.

1 is a flowchart of a product distribution method according to the prior art.

As shown in FIG. 1, the product distribution method according to the related art may be implemented by performing steps S101 to S108 described below.

In the conventional product distribution method, a service provider designs a service (step S101), configures the service (step S102), issues the service (step S103), and After the card is produced in a form having a condition suitable for the seller (step S104), a distribution is prepared (step S105). The card ready for distribution is delivered to each of the vendors with all the information recorded (step S106). At this time, if the user (i.e., the end consumer of the service or product) selects an affiliate service and a card that matches their respective usage requirements (step S107), the service provider presents the card selected by the user to the user. To provide (step S108).

At this time, the product distribution method according to the prior art is to determine the demand of the service and to produce the card in accordance with the judgment of the service provider in a step not reflecting the user's request.

As shown in FIG. 2, the method for configuring a new product according to the prior art may be implemented by performing steps S201 to S211 described below.

In the method of constructing a new product according to the prior art, a product is constructed (step S201), a card is produced (step S202), and information about the card is stored in a card management system (step S203). )). At this time, after configuring the service to be mounted on the card (step S204), the product is issued (step S205). If the card on which the product is mounted is sold or supplied to the user (step S206), the user uses the card (step S207), and the user does not want to use the card. It can be discarded (step S208).

At this time, after the selling or supplying step of the card (step S206) is performed, when the use of a new product is requested or a request for a service configuration is received (step S209), the user information included in the card After discarding (step S210), a new card is issued (step S211) and the steps S203 to S206 are performed again for redistribution to the user.

That is, the method of configuring a new product according to the prior art is to redistribute by issuing a new card after discarding user information of an existing card when a request for use of a new product or a service configuration is received in general.

As described above, in the prior art described with reference to FIGS. 1 and 2, the pre-producing step of the card is mandatory because the service provider cannot grasp the requirement in the step of purchasing the card by the user. Therefore, a certain level of inventory management is required for all available products.

The user must discard the old card and issue and distribute a new card even if he / she has the same level of card for further use of the service. According to different needs and different types of usage, the users must possess different types of cards, and the service provider must possess the material for card production according to the uncertainty of the sales possibility, and accumulate card management information that may be unnecessary. Should be kept or disposed of. In addition, even when the service is periodically used and replaced according to the needs of the user, a separate processing section is required for linking various types of information including the user information included in the card to link and use the existing service and the new service. In some cases, there is a problem in that existing usage information cannot be reused.

In order to solve such a problem, in the service management method in the IC card according to an embodiment of the present invention, the management system manages the distribution / archive / delete of the actual data according to the service contained in the card possessed by the user. Therefore, a plurality of services can be continuously used regardless of the physical space of the card.

In particular, it is possible to apply a new service generated after distributing the card to the card that the user already has, so that the card issuance / management cost can be reduced and the information being used by the user Can be reissued after storing / requesting to improve the quality of service in terms of continuity.

3 is a diagram for explaining the structure of a management system 100 for managing a service in an IC card according to an embodiment of the present invention.

Referring to FIG. 3, the management system 100 according to an embodiment of the present invention includes a server 110 and a terminal 120. In this case, the server 110 stores the information stored in the product information storage unit 10 and the product information storage unit 10 for storing the information of the service (or product) requested by the user having the IC card. It may include an issuance information configuration unit 20 configured in the form for delivery to the IC card. In addition, the terminal 120 may include a product information extracting unit 30 configured to store information of a service to be stored (backed up) in a server among the services mounted on the IC card in a form for storing (backup). In addition, the terminal 120 can exchange data with the IC card for a predetermined time or more.

At this time, in the present specification, the 'user' may be referred to as a term 'customer', 'product consumer', 'service consumer', 'card holder' or 'holder'. The 'IC card' may also be referred to as the term 'card'.

4 is a flowchart illustrating the overall flow of the management system 100 for managing a service in an IC card according to an embodiment of the present invention.

According to the service management method in the IC card according to an embodiment of the present invention, when the user needs to use a newly released new service or additional affiliate products while using the IC card according to the necessary purpose, the server 110 The information of the new service can be mounted on the IC card for use.

In the management system 100 according to an embodiment of the present invention, in order to mount a new product or service in the IC card possessed by the user, the following steps (S301) to (S304) and step (S401). To (S410) may be implemented. As shown in FIG. 4, the product information storage unit 10 obtains information on a contract for using the new product (or service) from an external company such as a card issuer or an affiliate service operator (step S301). Then, after configuring the application (step S302), a new product list is generated (step S303) and the new product list is stored in the product information database (step S304).

At this time, when the product information storage unit 10 receives a new product loading request from the customer (step S401), the product information storage unit 10 receives the new product requested by the customer in the product information database Search (step S402). Then, the product information storage unit 10 configures the issue information and usage information for the retrieved new product (step S403, step S404), the issue information, the usage information, and the customer's Provide various kinds of information including the information to the issue information configuration unit 20 (step S405).

At this time, the issuing information configuration unit 20 generates the card mounting information using the various information provided from the product information storage unit 10 (step S406). Then, the new product to be mounted on the IC card is configured (step S407), and the new product is configured to be mounted on the terminal device 120 (step S408), and then the terminal device ( The card loading information is provided to step 120 (step S409). Thereafter, the terminal device 120 applies the card loading information to the IC card (step S410).

In this case, in order to receive the service through each product after the card loading information of the new product is mounted on the IC card, the IC card is provided with a unique number (ex: card number) assigned to the individual card at every use. In order to verify the integrity of sequential transactions, a serial number is generated and provided to an external server. That is, in order to make every transaction unique, the card number and the serial number should be used uniquely in every transaction, and the transaction using the IC card may be rejected when duplicate information occurs.

On the other hand, in the management system 100 according to an embodiment of the present invention, it is possible to extract any one of the goods mounted on the IC card. The method of extracting any one product may be implemented by performing steps S501 to S504 to be described later. That is, the product information extraction unit 30 receives a product extraction request from the customer (step S501), and extracts the product information for the product from the IC card (step S502). Next, the product information extraction unit 30 transmits the product information to the product information storage unit 10 (step S503), and the product information storage unit 10 having received the product information transmits the product information database. The product information is stored in step (S504).

The information about the extracted goods may or may not be removed from the IC card.

FIG. 5A is a comprehensive description of the five exemplary processes described with reference to FIGS. 5B to 5F. The processes illustrated in FIGS. 5B to 5F will be described below.

In the first process according to Fig. 5B, in order to add a product to the IC card, the product is configured (step S601), the IC card is produced (step S602), and the product is stored in a card management system. Information on the IC card is stored in the product DB 101 (step S603). In this case, for example, step S601 may be performed in the server 110. And step S602 may be performed in a separate shop.

At this time, upon receiving the issuance request for the product from the customer or the first IC card issuer (step S604), the product is configured to be issued (step S605), and the product is sent to the IC card. Issue (step S606). Here, step S604 and step S605 may be performed in the server 110, for example, and step S606 may be performed in the IC card and / or the terminal 120.

At this time, by checking whether there is an additional product to be issued (step S607), and if it is determined that there is no additional product to issue, after using the IC card (step S616), the IC card Can be discarded (step S617). Here, step S607 may be performed in the terminal 120, for example, and steps S616 and S617 may be performed in the IC card and / or the terminal 120.

In the second process according to FIG. 5C, steps S601 to S606 are the same as the first process above.

In step S607, if there are additional goods, it is checked whether or not there is extra space in the IC card (step S608). Here, step S608 may be performed at the IC card and / or the terminal 120.

Herein, the additional product to be issued may be a product included in the product DB 101 or included in the product storage DB 102. The product storage DB 102 may store information about products, which were actually used by the actual users, together with the transaction serial number. The commodity DB 101 may store a commodity which is not yet used by users, for example, a commodity having a transaction serial number of zero. In one aspect, the product storage DB (102) may store the information about the product already used by a user, the product DB 101 may be regarded as storing information about the new product that no one is using. have.

If there is extra space in the IC card, an addition / change request for the additional product is received (step S609). Next, the list of products held by the customer holding the IC card is searched (step S610), the type of the product is determined (step S611), and the issue of the product storage information is requested. (Step S612), the card management system is provided (Step S613). Here, steps S609 and S611 may be performed at, for example, a customer computer. In the present specification, the "customer computer" may be a personal PC, but may be an unattended device, a website, or a mobile page. Steps S610 and S612 may be performed by the terminal 120 and / or the server 110. In addition, step S613 may mean a process transmitted from the terminal 120 to the server 110.

Here, the product storage information may be information included in the product storage DB (102). After that, steps S604 to S607 may be repeated.

In the third process according to FIG. 5D, steps S601 to S607 are the same as the second process above.

After checking whether there is extra space in the IC card according to the step S608, if there is no space in the IC card, it is checked whether any one product is deleted from the IC card (step (S614)).

At this time, if there is no extra space in the IC card and you want to delete any one of the products, one of the products mounted on the IC card is deleted (step S615), and then the card using step The product addition / change request step S609 may be performed again through step S626. Since one of the products has been deleted, the product can be issued to the IC card. Thereafter, the IC card is used (step S616), and the IC card can be discarded (step S617).

In this case, after deleting one of the products, a process (steps S618 to S622) for backing up the deleted product to the product storage DB 102 may be further performed.

<4th process>

In the fourth process according to FIG. 5E, steps S601 to S608 are the same as the third process above.

In step S614, if there is no extra space on the IC card and no deletion of goods is desired in step S614, the IC card can be used immediately in step S616. At this time, there is not enough storage space on the IC card, so no additional products can be issued. Here, steps S614 and S616 may be performed in the IC card and / or the terminal 120, for example.

<5th process>

In the third process, a process of backing up another product in the IC card to the product storage DB 102 may be performed in the process of additionally issuing the product in the IC card. However, irrespective of the issuance of additional products, a specific product contained in the IC card may be backed up to the product storage DB 102 at the time desired by the user.

In the fifth process according to FIG. 5F, the user may use the IC card according to step S616 and request to back up any one of the goods mounted on the IC card to an external server. That is, when the storage of any one item is requested (step S618), the IC card number is checked (step S619), and information about any one product is extracted (step S620). ), The information on the other product is transmitted to an external server (step S621) and stored in the product information database (step S622). Here step S618 may be performed, for example, at the customer computer and / or terminal 120. Steps S619 and S620 may be performed by the terminal 120, for example. In operation S621, the terminal 120 may transmit a message to the server 110. And step S622 may be performed, for example, in the product storage DB of the server 110, in particular server 110.

In this case, since the information on any one product is extracted and backed up in step S620, a series of steps S614 and S615 for deleting the one product from the IC card may be requested and performed. have.

Referring to FIG. 6, when the product information storage unit 10 receives a product loading request from a customer (step S401), the product information storage unit 10 requests that the customer load the product from the product information database. The product is searched (step S402). Then, the product information storage unit 10 configures the issue information and the usage information of the product for the searched product (step S403, step S404), the issue information, the usage information, and the Provide various kinds of information including the user's information to the issue information configuration unit 20 (step S405).

At this time, the issuance information configuration unit 20 generates the card loading information using the various information provided from the product information storage unit 10 (step S406). Then, the product to be mounted on the IC card is configured (step S407), and the product is configured to be mounted on the terminal device 120 (step S408), and then to the terminal device 120. The card mounting information is provided (step S409). After that, the terminal device 120 applies the card loading information to the IC card (step S410).

Referring to FIG. 7, the product information extraction unit 30 receives a product extraction request from a customer (step S501), and extracts product information on the product (step S502). Next, the product information extraction unit 30 transmits the product information to the product information storage unit 10 (step S503), and the product information storage unit 10 having received the product information transmits the product information database. The product information is stored in step (S504).

Referring to FIG. 8, the server 110 receives a reuse request for reusing an existing product stored in the product information database from a customer (step S701). At this time, the server 110 inquires the existing product list held by the customer in the product information database (step S702), and selects the existing product requested by the customer from the existing product list (step S703). )). Next, the server 110 transmits the existing product information to the terminal device 120 (step S704). The terminal device 120 applies the existing product information to the IC card possessed by the customer (step S705).

In the method according to FIG. 9, the server 110 receives the product information about the first product mounted on the first IC card 1 from the terminal 120 (S91) and stores it in the database 10 (S92). Storing), wherein the product information includes a transaction serial number for the first product stored in the first IC card with respect to the first product.

Thereafter, the server 110 may perform a reception step (S96, S96 ') of receiving a product mounting request for the first product from the terminal 120 or the terminal 120'. The terminal 120 or the terminal 120 ′ may be installed with a product loading terminal device and a product extraction terminal device integrated. The product extraction terminal may be referred to as a product deletion terminal because the extracted product may be deleted.

The server 110 then generates the mounting information for mounting the first product on the IC card using the database 10 and mounts the first product on the IC card using the mounting information. It is possible to perform the providing step (S97, S97 ') for providing the mounting information to the goods-mounted terminal device 120 or 120'. Here, the first IC card and the IC card may be the same thing, or may be different things having the same function. For example, the IC card may be a card for which a specific user has been reissued after losing the first IC card.

At this time, the mounted information includes a transaction serial number for the first product included in the stored product information.

In this case, the first product may be linked to information indicating a specific person.

And when a request (S93 or S93 ') is provided between the storing step (S92) and the receiving step (S97 or S97') to provide the information about the product stored in the database 10 in relation to the specific person, Providing information (S95 or S95 ') including the information on the first product to the product loading terminal device may be performed.

In this case, in the storing step (S92), the product information may be received from the product extraction terminal device which is capable of extracting the first product from the first IC card (1). In this case, the product extraction terminal device and the product loading terminal device may be a device (120 and 120 ') performing the same function or the same device 120.

According to the process of FIG. 10, the terminal device 120 may perform a step S101 of receiving a user input from the user 2 for mounting a second product on the IC card 1.

Subsequently, in the terminal device 120, the external server 110 uses the deleted product information while deleting product information about the first product stored in the IC card 1 from the IC card (S102). A backup step (S103, S104) for backing up to the database 10, wherein the product information includes a transaction serial number for the first product stored in the IC card 1 with respect to the first product. The steps can be performed.

Then, the terminal device 120 receives the mounting information used to mount the second product on the IC card 1 from the server 110 (S106). The second product is received on the IC card 1. Mounting (S107) can be performed.

9 and 10 described above may be executed in combination with each other.

By using the embodiments of the present invention described above, those belonging to the technical field of the present invention will be able to easily make various changes and modifications without departing from the essential characteristics of the present invention. The content of each claim in the claims may be combined in another claim without citations within the scope of the claims.

Claims

A storage step of receiving, by the server, product information regarding the first product mounted on the first IC card and storing it in a database;

A receiving step of receiving, by the server, a product mounting request for the first product; And

The server generates mounting information for mounting the first product on the IC card using the database, and uses the mounting information to mount the first product on the IC card. Providing the mounting information;

Including,

How to issue an IC card product.
The method for issuing an IC card product according to claim 1, wherein the mounted information includes a transaction serial number stored in the first IC card with respect to the first product.
The method of claim 2, wherein the transaction serial number is included in the product information in the storing step.
The method of claim 1,

The first product is linked to information representing a particular person,

Between the storing step and the receiving step, when requested to provide the information about the product stored in the database in relation to the specific person, providing information containing information about the first product to the product loading terminal device Further comprising a step,

How to issue an IC card product.
The IC card product issuing method according to claim 1, wherein, in the storing step, the product information is received from a product extraction terminal device configured to extract the first product from the first IC.
6. The method of claim 5, wherein the product extraction terminal device and the product loading terminal device are the same device.
The method of claim 2,

Generating the mounting information,

The server,

Retrieving the first product from the database;

Generating issuance information of the first product, comprising at least one of a holder registration number, a service serial number, and an expiration date; And

Generating usage information of the first product, including the transaction serial number;

Characterized in that performed by,

How to issue an IC card product.
Receiving, at the terminal device, a user input for mounting the second product on the IC card;

In the terminal apparatus, a backup step of backing up the deleted product information to a database used by an external server while deleting the product information on the first product stored in the IC card in the IC card, the product information A backup step of including a transaction serial number stored in the IC card with respect to a first product; And

Receiving, at the terminal apparatus, mounting information used to mount the second product on the IC card from the server and mounting the second product on the IC card;

Including,

How to issue an IC card product.
The server according to claim 8, wherein the server is configured to provide the product information including the transaction serial number to the device when the request for recovery of the first product is received from any device. How to issue an IC card product.
The method of claim 8, wherein the backup step is executed automatically or selectively by a user input when the storage space of the IC card is insufficient.
The server,

A storing step of receiving product information on the first product mounted on the first IC card and storing it in a database;

A receiving step of receiving, by the server, a product mounting request for the first product; And

The server generates mounting information for mounting the first product on the IC card using the database, and uses the mounting information to mount the first product on the IC card. Providing the mounting information;

A computer-readable medium that has a program recorded thereon that executes the program.
12. The computer readable medium according to claim 11, wherein the mounted information includes a transaction serial number stored in the first IC card with respect to the first product.
A terminal device including a communication unit and a processing unit,

The processing unit,

Receiving a user input for mounting a second product on an IC card through the communication unit;

A backup step of backing up the deleted product information to a database used by an external server while deleting product information on the first product stored in the IC card from the IC card, wherein the product information includes the first product. A backup step including a transaction serial number stored in the IC card; And

Receiving mounting information used to mount the second product on the IC card from the server and mounting the second product on the IC card;

Which is supposed to run

Terminal device.