WO2015008167A3 - A moblie integrated distribution and transaction system and method for nfc services, and a mobile electronic device thereof - Google Patents

A moblie integrated distribution and transaction system and method for nfc services, and a mobile electronic device thereof Download PDF

Info

Publication number
WO2015008167A3
WO2015008167A3 PCT/IB2014/002329 IB2014002329W WO2015008167A3 WO 2015008167 A3 WO2015008167 A3 WO 2015008167A3 IB 2014002329 W IB2014002329 W IB 2014002329W WO 2015008167 A3 WO2015008167 A3 WO 2015008167A3
Authority
WO
WIPO (PCT)
Prior art keywords
nfc
widget
electronic device
mobile electronic
transaction system
Prior art date
Application number
PCT/IB2014/002329
Other languages
French (fr)
Other versions
WO2015008167A2 (en
Inventor
Laurent Renard
Gregory Puente-Castan
Original Assignee
Toro Development Limited
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/934,726 external-priority patent/US8958746B2/en
Priority claimed from US13/964,680 external-priority patent/US8942672B2/en
Application filed by Toro Development Limited filed Critical Toro Development Limited
Priority to EA201690052A priority Critical patent/EA201690052A1/en
Priority to CN201480047579.5A priority patent/CN105830084B/en
Priority to EP14815864.5A priority patent/EP3017394A2/en
Publication of WO2015008167A2 publication Critical patent/WO2015008167A2/en
Publication of WO2015008167A3 publication Critical patent/WO2015008167A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60—Protecting data
    • G06F21/62—Protecting access to data via a platform, e.g. using keys or access control rules
    • G06F21/629—Protecting access to data via a platform, e.g. using keys or access control rules to features or functions of an application
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/70—Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer
    • G06F21/71—Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer to assure secure computing or processing of information
    • G06F21/74—Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer to assure secure computing or processing of information operating in dual or compartmented mode, i.e. at least one secure mode
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G06Q20/38215—Use of certificates or encrypted proofs of transaction rights
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60—Protecting data
    • G06F21/64—Protecting data integrity, e.g. using checksums, certificates or signatures

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Hardware Design (AREA)
  • Computer Security & Cryptography (AREA)
  • General Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • Mathematical Physics (AREA)
  • Health & Medical Sciences (AREA)
  • Bioethics (AREA)
  • General Health & Medical Sciences (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Telephone Function (AREA)
  • Telephonic Communication Services (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

A mobile integrated distribution and transaction system and method for NFC services are described. The system comprises a server for creating a widget having a lifecycle and a certificate, distributing the widget, and retrieving the widget information used on NFC transactions, and at least one mobile electronic device having a transaction terminal comprising a NFC modem and at least one secure element for storing a plurality of secure applications, and a virtual machine for managing the widget and changing the widget information during the valid lifecycle while the NFC modem is enabling the NFC transactions with the secure element under a specific secure application.
PCT/IB2014/002329 2013-07-03 2014-07-03 A moblie integrated distribution and transaction system and method for nfc services, and a mobile electronic device thereof WO2015008167A2 (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
EA201690052A EA201690052A1 (en) 2013-07-03 2014-07-03 MOBILE UNIFIED SYSTEM FOR TRANSACTIONS AND DISTRIBUTION AND METHOD FOR SERVICES BY MEANS OF NFC TECHNOLOGY COMMUNICATION AND THE MOBILE ELECTRONIC DEVICE FOR THIS
CN201480047579.5A CN105830084B (en) 2013-07-03 2014-07-03 The integrated distribution of movement and transaction system and method and its mobile electronic device for NFC transaction
EP14815864.5A EP3017394A2 (en) 2013-07-03 2014-07-03 A moblie integrated distribution and transaction system and method for nfc services, and a mobile electronic device thereof

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US13/934,726 2013-07-03
US13/934,726 US8958746B2 (en) 2009-12-11 2013-07-03 Mobile integrated distribution and transaction system and method for NFC services, and a mobile electronic device thereof
US13/964,680 2013-08-12
US13/964,680 US8942672B2 (en) 2009-12-11 2013-08-12 Mobile integrated distribution and transaction system and method for NFC services, and a mobile electronic device thereof

Publications (2)

Publication Number Publication Date
WO2015008167A2 WO2015008167A2 (en) 2015-01-22
WO2015008167A3 true WO2015008167A3 (en) 2015-07-02

Family

ID=52134250

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IB2014/002329 WO2015008167A2 (en) 2013-07-03 2014-07-03 A moblie integrated distribution and transaction system and method for nfc services, and a mobile electronic device thereof

Country Status (4)

Country Link
EP (1) EP3017394A2 (en)
CN (1) CN105830084B (en)
EA (1) EA201690052A1 (en)
WO (1) WO2015008167A2 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2019502984A (en) * 2015-11-30 2019-01-31 シムセック ホン コン リミテッド Multi-settlement mobile device and system
CN107302544B (en) * 2017-08-15 2019-09-13 迈普通信技术股份有限公司 Certificate request method, wireless access control equipment and wireless access point device

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP2582062A1 (en) * 2010-06-09 2013-04-17 Toro Development Limited System, method and readable media for mobile distribution and transaction applied in near field communication (nfc) service
WO2013056104A1 (en) * 2011-10-12 2013-04-18 C-Sam, Inc. A multi-tiered secure mobile transactions enabling platform

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101657984A (en) * 2007-01-09 2010-02-24 维萨美国股份有限公司 Contactless transaction
JP2011501830A (en) * 2007-11-13 2011-01-13 ノキア コーポレイション Method and apparatus comprising a browser
CN101359383A (en) * 2008-09-23 2009-02-04 中国移动通信集团广东有限公司 Non-contact card application management system and management method based on mobile communication

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP2582062A1 (en) * 2010-06-09 2013-04-17 Toro Development Limited System, method and readable media for mobile distribution and transaction applied in near field communication (nfc) service
WO2013056104A1 (en) * 2011-10-12 2013-04-18 C-Sam, Inc. A multi-tiered secure mobile transactions enabling platform

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
ANONYMOUS: "Passing data between iOS apps", 30 March 2011 (2011-03-30), pages 1 - 6, XP055173208, Retrieved from the Internet <URL:http://kotikan.com/blog/posts/2011/3/passing-data-between-ios-apps> [retrieved on 20150303] *

Also Published As

Publication number Publication date
WO2015008167A2 (en) 2015-01-22
EA201690052A1 (en) 2016-08-31
CN105830084A (en) 2016-08-03
CN105830084B (en) 2018-11-16
EP3017394A2 (en) 2016-05-11

Similar Documents

Publication Publication Date Title
WO2016049636A3 (en) Remote server encrypted data provisioning system and methods
WO2016046711A3 (en) Systems and methods for identifying mobile devices
WO2014145218A3 (en) Networked management of dispensables
PH12018500921A1 (en) System and method for facilitating electronic transactions
GB2535068A (en) Method and apparatus for managing remote devices and accessing remote device information
MX2016000883A (en) Media distribution system with manifest-based entitlement enforcement.
SG10201900029SA (en) Automated account provisioning
MX2016015177A (en) Methods of payment token lifecycle management on a mobile device.
WO2014160899A3 (en) Anonymous check-in at a merchant location
PH12014502159A1 (en) Method, system, and apparatus for exchanging data between client devices
WO2013173504A8 (en) Systems and methods for integrating third party services with a digital assistant
GB2514723A (en) Method and apparatus for security-aware elasticity of application and services
MX2015009820A (en) Transaction token issuing authorities.
SG10201804297QA (en) Systems and methods for software based encryption
EP2388744A3 (en) Method and device for conducting trusted remote payment transactions
PH12017500902A1 (en) A dynamic multiple- application systematic framework for integrated circuit card and information processing methods based on the framework
EP3118770A3 (en) Network unit of electronic appliances, network of electronic appliances, and method of using chip identification device
PH12019501175A1 (en) Resource allocation method and device, and electronic payment method
WO2014122451A3 (en) System and method for mobile wallet data access
GB2534009A8 (en) Aggregate service with user interface
WO2014133822A3 (en) Configurable resource utilization determinator and estimator
MY194588A (en) Payment system, electronic device and payment method thereof
PH12020550751A1 (en) Methods and systems for providing an electronic wallet for managing transaction-based targeted media
MX2017006667A (en) Techniques to associate user data with a mobile device.
GB201201026D0 (en) System and method for enabling network access to mass storage devices connected to multi-function devices

Legal Events

Date Code Title Description
DPE1 Request for preliminary examination filed after expiration of 19th month from priority date (pct application filed from 20040101)
NENP Non-entry into the national phase

Ref country code: DE

WWE Wipo information: entry into national phase

Ref document number: 201690052

Country of ref document: EA

WWE Wipo information: entry into national phase

Ref document number: 2014815864

Country of ref document: EP

121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 14815864

Country of ref document: EP

Kind code of ref document: A2