WO2015008167A3 - A moblie integrated distribution and transaction system and method for nfc services, and a mobile electronic device thereof - Google Patents

A moblie integrated distribution and transaction system and method for nfc services, and a mobile electronic device thereof Download PDF

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Publication number
WO2015008167A3
WO2015008167A3 PCT/IB2014/002329 IB2014002329W WO2015008167A3 WO 2015008167 A3 WO2015008167 A3 WO 2015008167A3 IB 2014002329 W IB2014002329 W IB 2014002329W WO 2015008167 A3 WO2015008167 A3 WO 2015008167A3
Authority
WO
WIPO (PCT)
Prior art keywords
nfc
widget
electronic device
mobile electronic
transaction system
Prior art date
Application number
PCT/IB2014/002329
Other languages
French (fr)
Other versions
WO2015008167A2 (en
Inventor
Laurent Renard
Gregory Puente-Castan
Original Assignee
Toro Development Limited
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/934,726 external-priority patent/US8958746B2/en
Priority claimed from US13/964,680 external-priority patent/US8942672B2/en
Application filed by Toro Development Limited filed Critical Toro Development Limited
Priority to EA201690052A priority Critical patent/EA201690052A1/en
Priority to EP14815864.5A priority patent/EP3017394A2/en
Priority to CN201480047579.5A priority patent/CN105830084B/en
Publication of WO2015008167A2 publication Critical patent/WO2015008167A2/en
Publication of WO2015008167A3 publication Critical patent/WO2015008167A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60—Protecting data
    • G06F21/62—Protecting access to data via a platform, e.g. using keys or access control rules
    • G06F21/629—Protecting access to data via a platform, e.g. using keys or access control rules to features or functions of an application
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/70—Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer
    • G06F21/71—Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer to assure secure computing or processing of information
    • G06F21/74—Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer to assure secure computing or processing of information operating in dual or compartmented mode, i.e. at least one secure mode
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G06Q20/38215—Use of certificates or encrypted proofs of transaction rights
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60—Protecting data
    • G06F21/64—Protecting data integrity, e.g. using checksums, certificates or signatures

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Hardware Design (AREA)
  • Computer Security & Cryptography (AREA)
  • General Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • Mathematical Physics (AREA)
  • Health & Medical Sciences (AREA)
  • Bioethics (AREA)
  • General Health & Medical Sciences (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Telephone Function (AREA)
  • Telephonic Communication Services (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

A mobile integrated distribution and transaction system and method for NFC services are described. The system comprises a server for creating a widget having a lifecycle and a certificate, distributing the widget, and retrieving the widget information used on NFC transactions, and at least one mobile electronic device having a transaction terminal comprising a NFC modem and at least one secure element for storing a plurality of secure applications, and a virtual machine for managing the widget and changing the widget information during the valid lifecycle while the NFC modem is enabling the NFC transactions with the secure element under a specific secure application.
PCT/IB2014/002329 2013-07-03 2014-07-03 A moblie integrated distribution and transaction system and method for nfc services, and a mobile electronic device thereof WO2015008167A2 (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
EA201690052A EA201690052A1 (en) 2013-07-03 2014-07-03 MOBILE UNIFIED SYSTEM FOR TRANSACTIONS AND DISTRIBUTION AND METHOD FOR SERVICES BY MEANS OF NFC TECHNOLOGY COMMUNICATION AND THE MOBILE ELECTRONIC DEVICE FOR THIS
EP14815864.5A EP3017394A2 (en) 2013-07-03 2014-07-03 A moblie integrated distribution and transaction system and method for nfc services, and a mobile electronic device thereof
CN201480047579.5A CN105830084B (en) 2013-07-03 2014-07-03 The integrated distribution of movement and transaction system and method and its mobile electronic device for NFC transaction

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US13/934,726 2013-07-03
US13/934,726 US8958746B2 (en) 2009-12-11 2013-07-03 Mobile integrated distribution and transaction system and method for NFC services, and a mobile electronic device thereof
US13/964,680 2013-08-12
US13/964,680 US8942672B2 (en) 2009-12-11 2013-08-12 Mobile integrated distribution and transaction system and method for NFC services, and a mobile electronic device thereof

Publications (2)

Publication Number Publication Date
WO2015008167A2 WO2015008167A2 (en) 2015-01-22
WO2015008167A3 true WO2015008167A3 (en) 2015-07-02

Family

ID=52134250

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IB2014/002329 WO2015008167A2 (en) 2013-07-03 2014-07-03 A moblie integrated distribution and transaction system and method for nfc services, and a mobile electronic device thereof

Country Status (4)

Country Link
EP (1) EP3017394A2 (en)
CN (1) CN105830084B (en)
EA (1) EA201690052A1 (en)
WO (1) WO2015008167A2 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2019502984A (en) * 2015-11-30 2019-01-31 シムセック ホン コン リミテッド Multi-settlement mobile device and system
CN107302544B (en) * 2017-08-15 2019-09-13 迈普通信技术股份有限公司 Certificate request method, wireless access control equipment and wireless access point device

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP2582062A1 (en) * 2010-06-09 2013-04-17 Toro Development Limited System, method and readable media for mobile distribution and transaction applied in near field communication (nfc) service
WO2013056104A1 (en) * 2011-10-12 2013-04-18 C-Sam, Inc. A multi-tiered secure mobile transactions enabling platform

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101657984A (en) * 2007-01-09 2010-02-24 维萨美国股份有限公司 Contactless transaction
US8566420B2 (en) * 2007-11-13 2013-10-22 Nokia Corporation Method and an apparatus comprising a browser
CN101359383A (en) * 2008-09-23 2009-02-04 中国移动通信集团广东有限公司 Non-contact card application management system and management method based on mobile communication

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP2582062A1 (en) * 2010-06-09 2013-04-17 Toro Development Limited System, method and readable media for mobile distribution and transaction applied in near field communication (nfc) service
WO2013056104A1 (en) * 2011-10-12 2013-04-18 C-Sam, Inc. A multi-tiered secure mobile transactions enabling platform

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
ANONYMOUS: "Passing data between iOS apps", 30 March 2011 (2011-03-30), pages 1 - 6, XP055173208, Retrieved from the Internet <URL:http://kotikan.com/blog/posts/2011/3/passing-data-between-ios-apps> [retrieved on 20150303] *

Also Published As

Publication number Publication date
EA201690052A1 (en) 2016-08-31
EP3017394A2 (en) 2016-05-11
WO2015008167A2 (en) 2015-01-22
CN105830084B (en) 2018-11-16
CN105830084A (en) 2016-08-03

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