WO2014210375A3 - Phone-on-file - Google Patents

Phone-on-file Download PDF

Info

Publication number
WO2014210375A3
WO2014210375A3 PCT/US2014/044432 US2014044432W WO2014210375A3 WO 2014210375 A3 WO2014210375 A3 WO 2014210375A3 US 2014044432 W US2014044432 W US 2014044432W WO 2014210375 A3 WO2014210375 A3 WO 2014210375A3
Authority
WO
WIPO (PCT)
Prior art keywords
phone
file
file opt
status
charge
Prior art date
Application number
PCT/US2014/044432
Other languages
French (fr)
Other versions
WO2014210375A2 (en
Inventor
John P. BROWNE
Pankhudi Pankhudi
Natalya ELKANOVA
James C. MCINTYRE
Annie Minh MA
Original Assignee
Boku, Inc.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/927,574 external-priority patent/US20150006371A1/en
Priority claimed from US13/928,016 external-priority patent/US9003079B2/en
Priority claimed from US13/928,046 external-priority patent/US9558480B2/en
Priority claimed from US13/927,982 external-priority patent/US9582791B2/en
Application filed by Boku, Inc. filed Critical Boku, Inc.
Priority to JP2016524215A priority Critical patent/JP6400698B2/en
Priority to EP14818355.1A priority patent/EP3014557A4/en
Publication of WO2014210375A2 publication Critical patent/WO2014210375A2/en
Publication of WO2014210375A3 publication Critical patent/WO2014210375A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G06Q20/123—Shopping for digital content
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation

Abstract

A phone-on-file opt-in method is described. A phone-on-file opt-in request is received at the billing server including a msisdn and a merchant supplied unique consumer identifier. The billing server confirms the phone-on-file opt-in with a consumer device and records a phone-on-file opt-in status as active if the first phone-on-file is confirmed. A charge method includes receiving, at the billing server, a charge API call from a merchant server including at least one identifier and an amount, determining a phone-on-file opt-in status corresponding to the identifier at the billing server and transmitting a request to charge a user account to a carrier server if the phone-on-file opt-in status is active, but not if the phone-on-file opt-in status is inactive, the request including an amount corresponding to the amount received in the charge API call.
PCT/US2014/044432 2013-06-26 2014-06-26 Phone-on-file WO2014210375A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
JP2016524215A JP6400698B2 (en) 2013-06-26 2014-06-26 Registration phone
EP14818355.1A EP3014557A4 (en) 2013-06-26 2014-06-26 Phone-on-file

Applications Claiming Priority (8)

Application Number Priority Date Filing Date Title
US13/928,046 2013-06-26
US13/927,574 US20150006371A1 (en) 2013-06-26 2013-06-26 Api methods for phone-on-file opt-in at a billing server
US13/928,016 2013-06-26
US13/928,016 US9003079B2 (en) 2013-06-26 2013-06-26 API methods for phone-on-file opt-in at a merchant server
US13/927,574 2013-06-26
US13/927,982 2013-06-26
US13/928,046 US9558480B2 (en) 2013-06-26 2013-06-26 Phone-on-file opt-in at a merchant server
US13/927,982 US9582791B2 (en) 2013-06-26 2013-06-26 Phone-on-file at a billing server

Publications (2)

Publication Number Publication Date
WO2014210375A2 WO2014210375A2 (en) 2014-12-31
WO2014210375A3 true WO2014210375A3 (en) 2015-05-07

Family

ID=52142839

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2014/044432 WO2014210375A2 (en) 2013-06-26 2014-06-26 Phone-on-file

Country Status (3)

Country Link
EP (1) EP3014557A4 (en)
JP (3) JP6400698B2 (en)
WO (1) WO2014210375A2 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP3929848A1 (en) * 2020-06-22 2021-12-29 Laterpay AG Laterpay 5g secondary authentication

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20120173348A1 (en) * 2010-12-29 2012-07-05 Boku, Inc. Systems and Methods to Process Payments via Account Identifiers and Phone Numbers
US20130073463A1 (en) * 2011-09-19 2013-03-21 James Dimmick Issuer trusted party system

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1065634A1 (en) * 1999-07-02 2001-01-03 Mic Systems System and method for performing secure electronic transactions over an open communication network
JP4302277B2 (en) * 2000-02-21 2009-07-22 株式会社コムスクエア Billing agency method and system for information display type mobile phone owner
JP2002063537A (en) * 2000-08-23 2002-02-28 Alchemist:Kk Method and system for settlement using internet and telephone
JP3975061B2 (en) * 2001-03-29 2007-09-12 ソフトバンクモバイル株式会社 Authentication system
JP2004102875A (en) * 2002-09-12 2004-04-02 Pioneer Electronic Corp Settlement processing device, system, method and program, and recording medium recorded with the program
JP3770897B2 (en) * 2004-03-31 2006-04-26 株式会社ドワンゴ Product server, purchase price settlement method, product purchase method, and computer program
JP2007328517A (en) * 2006-06-07 2007-12-20 Riso Kagaku Corp Method and system for charging for use of drawing software
CN101615274A (en) * 2008-06-25 2009-12-30 阿里巴巴集团控股有限公司 Utilize the method and system of communication terminal to pay
US20110217994A1 (en) * 2010-03-03 2011-09-08 Boku, Inc. Systems and Methods to Automate Transactions via Mobile Devices
JP5209093B2 (en) * 2011-08-23 2013-06-12 ヤフー株式会社 Billing system and method
CN102592218A (en) * 2011-12-31 2012-07-18 武汉银讯科技发展有限公司 Method and system for realizing debit card transaction by mobile phone
JP6347829B2 (en) * 2013-03-18 2018-06-27 ボク インコーポレイテッド Merchant management subscription

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20120173348A1 (en) * 2010-12-29 2012-07-05 Boku, Inc. Systems and Methods to Process Payments via Account Identifiers and Phone Numbers
US20130073463A1 (en) * 2011-09-19 2013-03-21 James Dimmick Issuer trusted party system

Also Published As

Publication number Publication date
JP2016527626A (en) 2016-09-08
EP3014557A2 (en) 2016-05-04
EP3014557A4 (en) 2016-12-21
JP6772228B2 (en) 2020-10-21
JP6907168B2 (en) 2021-07-21
WO2014210375A2 (en) 2014-12-31
JP6400698B2 (en) 2018-10-03
JP2018206430A (en) 2018-12-27
JP2018206429A (en) 2018-12-27

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