WO2014081646A3 - Mobile fraud prevention system and method - Google Patents

Mobile fraud prevention system and method Download PDF

Info

Publication number
WO2014081646A3
WO2014081646A3 PCT/US2013/070477 US2013070477W WO2014081646A3 WO 2014081646 A3 WO2014081646 A3 WO 2014081646A3 US 2013070477 W US2013070477 W US 2013070477W WO 2014081646 A3 WO2014081646 A3 WO 2014081646A3
Authority
WO
WIPO (PCT)
Prior art keywords
fraud prevention
user
settings
account
prevention system
Prior art date
Application number
PCT/US2013/070477
Other languages
French (fr)
Other versions
WO2014081646A2 (en
Inventor
Satyan Ranganath
Stan Szwalbenest
Maura Rose
Marcia Keld
Manning Field
Ryan MCLNERNEY
Original Assignee
Jpmorgan Chase Bank, N.A.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/681,745 external-priority patent/US9779403B2/en
Application filed by Jpmorgan Chase Bank, N.A. filed Critical Jpmorgan Chase Bank, N.A.
Publication of WO2014081646A2 publication Critical patent/WO2014081646A2/en
Publication of WO2014081646A3 publication Critical patent/WO2014081646A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A fraud prevention system is disclosed for preventing fraudulent activity on user accounts, the fraud prevention system interacting with a transaction tracking system for allowing association of transactions with user-defined categories. The fraud prevention system may include a computer memory including at least one database storing system settings specifying account-related events that require fraud prevention action and user-defined settings specifying account-related events that require fraud prevention action, wherein at least one of the user- defined settings pertains to events falling in one of the user-defined categories. The fraud prevention system may also include at least one computer processor programmed for detecting occurrence of the account-related events, accessing the system settings and user settings in the computer memory to determine if a fraud prevention action is required in response to the detected account-related event, activating a fraud prevention user interface for the user when fraud prevention action is required, and receiving user instructions through the fraud prevention interface and processing the user instructions.
PCT/US2013/070477 2012-11-20 2013-11-18 Mobile fraud prevention system and method WO2014081646A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13/681,745 US9779403B2 (en) 2007-12-07 2012-11-20 Mobile fraud prevention system and method
US13/681,745 2012-11-20

Publications (2)

Publication Number Publication Date
WO2014081646A2 WO2014081646A2 (en) 2014-05-30
WO2014081646A3 true WO2014081646A3 (en) 2014-07-17

Family

ID=50776660

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2013/070477 WO2014081646A2 (en) 2012-11-20 2013-11-18 Mobile fraud prevention system and method

Country Status (1)

Country Link
WO (1) WO2014081646A2 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9572036B2 (en) 2014-11-20 2017-02-14 At&T Intellectual Property I, L.P. Detection and blocking of cloned mobile devices

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20050212756A1 (en) * 2004-03-23 2005-09-29 Marvit David L Gesture based navigation of a handheld user interface
US20070100773A1 (en) * 2006-08-11 2007-05-03 Regions Asset Company Transaction security system having user defined security parameters
US20120101882A1 (en) * 2010-10-21 2012-04-26 Bml Productions, Inc. Multi-account payment consolidation system
US20120265677A1 (en) * 2006-07-06 2012-10-18 Firethorn Mobile, Inc. Methods and Systems For Making a Payment Via a Stored Value Card in a Mobile Environment

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20050212756A1 (en) * 2004-03-23 2005-09-29 Marvit David L Gesture based navigation of a handheld user interface
US20120265677A1 (en) * 2006-07-06 2012-10-18 Firethorn Mobile, Inc. Methods and Systems For Making a Payment Via a Stored Value Card in a Mobile Environment
US20070100773A1 (en) * 2006-08-11 2007-05-03 Regions Asset Company Transaction security system having user defined security parameters
US20120101882A1 (en) * 2010-10-21 2012-04-26 Bml Productions, Inc. Multi-account payment consolidation system

Also Published As

Publication number Publication date
WO2014081646A2 (en) 2014-05-30

Similar Documents

Publication Publication Date Title
EP2722804A3 (en) Method for detecting fraudulent money transfer
WO2017093801A3 (en) Systems and methods for electronic fraud detection and prevention
CN105425940B (en) Method and device for determining wearing state of bracelet and wearable device
WO2011116296A3 (en) Systems and methods to enhance search data with transaction based data
WO2014181187A3 (en) Systems and methods for financial transactions between mobile devices via hand gestures
WO2012040345A3 (en) Third party integrated security system
MY151504A (en) System and method of fraund and misuse detection
WO2012145405A3 (en) Biometric chain of provenance
MX2020007165A (en) Distributed transaction-based security and tracking of agricultural machine and agronomic data.
WO2012006192A3 (en) Systems and methods for underwriting loans
WO2016173114A1 (en) Payment anomaly processing method and apparatus
WO2014141103A3 (en) Two-way, token-based validation for nfc-enabled transactions
RU2016104534A (en) FRAUD DETECTION BY A MOBILE DEVICE WITHOUT APPLICATION TO THE NETWORK
WO2011097099A3 (en) System for indicating priority levels for transaction and task engagement in a call center
WO2008106557A3 (en) Fraud prevention for transit fare collection
US20200234299A1 (en) Systems and Methods for Use in Implementing Account Controls
US11210672B2 (en) Identity gray list
WO2014013434A3 (en) A method and a system for facilitating credit based transactions
MX2015008668A (en) Methods and systems for mitigating fraud losses during a payment card transaction.
IN2014MN00927A (en)
WO2014081646A3 (en) Mobile fraud prevention system and method
CN105761378B (en) A kind of automatic identification merchandises and reduces the device and method of loss extremely
WO2013188559A3 (en) Methods and systems for investigating fraudulent transactions
WO2012115925A3 (en) Methods to access, share and analyze information regarding fraud, money laundering, sanctions evasion, terrorist financing and other unlawful activities
CN104252732A (en) Forgotten card taking detection method of self-service terminal

Legal Events

Date Code Title Description
122 Ep: pct application non-entry in european phase

Ref document number: 13856751

Country of ref document: EP

Kind code of ref document: A2