WO2014077797A3 - Methods that allow multiple retailers the ability to participate in restricted spend card programs without managing multiple catalogs of elibigle items associated with multiple card programs - Google Patents

Methods that allow multiple retailers the ability to participate in restricted spend card programs without managing multiple catalogs of elibigle items associated with multiple card programs Download PDF

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Publication number
WO2014077797A3
WO2014077797A3 PCT/US2011/064392 US2011064392W WO2014077797A3 WO 2014077797 A3 WO2014077797 A3 WO 2014077797A3 US 2011064392 W US2011064392 W US 2011064392W WO 2014077797 A3 WO2014077797 A3 WO 2014077797A3
Authority
WO
WIPO (PCT)
Prior art keywords
market basket
card programs
server
participate
processor
Prior art date
Application number
PCT/US2011/064392
Other languages
French (fr)
Other versions
WO2014077797A2 (en
Inventor
Devin Wade
Original Assignee
E2Interactive, Inc. D/B/A E2Interactive, Inc.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/117,003 external-priority patent/US20120150694A1/en
Priority claimed from US13/118,172 external-priority patent/US11978031B2/en
Application filed by E2Interactive, Inc. D/B/A E2Interactive, Inc. filed Critical E2Interactive, Inc. D/B/A E2Interactive, Inc.
Publication of WO2014077797A2 publication Critical patent/WO2014077797A2/en
Publication of WO2014077797A3 publication Critical patent/WO2014077797A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0607—Regulated

Abstract

A method is provided for creating a Pseudo-prescription for over the counter items. A retailer infrastructure is provided that includes a point of sale server coupled to a store concentrator and to a product tables/price book(s). An adjudication processor and a claims processor with a process control server are also provided. A Pseudo- prescription is created that contains an NDC for each over-the-counter item being purchased prior to determining if the claims processor. A method is provided for multiple retailers to participate in restricted spend financial transaction card programs. A restricted spend financial transaction card system is provided that includes an adjudication processor system coupled to a retailer infrastructure. The adjudication processor system includes a switch, a market basket analysis server and a process control server. The market basket analysis server is used to validate items in a market basket. Content attributes of the market basket are communicated from the market basket analysis server to the switch. The switch, market basket analysis server, a catalog management server and the process control server are used for adjudication.
PCT/US2011/064392 2010-12-13 2011-12-12 Methods that allow multiple retailers the ability to participate in restricted spend card programs without managing multiple catalogs of elibigle items associated with multiple card programs WO2014077797A2 (en)

Applications Claiming Priority (10)

Application Number Priority Date Filing Date Title
US42250710P 2010-12-13 2010-12-13
US61/422,761 2010-12-13
US61/422,507 2010-12-13
US42276110P 2010-12-14 2010-12-14
US13/117,003 US20120150694A1 (en) 2010-12-13 2011-05-26 Systems that allow multiple retailers the ability to participate in restricted spend card programs without managing multiple catalogs of eligible items associated with multiple card programs
US13/117,010 US20120150697A1 (en) 2010-12-13 2011-05-26 Methods that allow multiple retailers the ability to participate in restricted spend card programs without managing multiple catalogs of eligible items associated with multiple card programs
US13/117,003 2011-05-26
US13/117,010 2011-05-26
US13/118,172 2011-05-27
US13/118,172 US11978031B2 (en) 2010-12-14 2011-05-27 Systems and methods that create a pseudo prescription from transaction data generated during a point of sale purchase at a front of a store

Publications (2)

Publication Number Publication Date
WO2014077797A2 WO2014077797A2 (en) 2014-05-22
WO2014077797A3 true WO2014077797A3 (en) 2016-05-26

Family

ID=50731854

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2011/064392 WO2014077797A2 (en) 2010-12-13 2011-12-12 Methods that allow multiple retailers the ability to participate in restricted spend card programs without managing multiple catalogs of elibigle items associated with multiple card programs

Country Status (1)

Country Link
WO (1) WO2014077797A2 (en)

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20100010909A1 (en) * 2008-07-11 2010-01-14 Marshall Charles T Benefit ordering and compliance server

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20100010909A1 (en) * 2008-07-11 2010-01-14 Marshall Charles T Benefit ordering and compliance server

Also Published As

Publication number Publication date
WO2014077797A2 (en) 2014-05-22

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