WO2014054863A1 - Mobile terminal driven by movement pattern recognition, mobile card payment method by movement pattern recognition, and storage medium - Google Patents

Mobile terminal driven by movement pattern recognition, mobile card payment method by movement pattern recognition, and storage medium Download PDF

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Publication number
WO2014054863A1
WO2014054863A1 PCT/KR2013/008591 KR2013008591W WO2014054863A1 WO 2014054863 A1 WO2014054863 A1 WO 2014054863A1 KR 2013008591 W KR2013008591 W KR 2013008591W WO 2014054863 A1 WO2014054863 A1 WO 2014054863A1
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WIPO (PCT)
Prior art keywords
operation pattern
mobile
user
mobile terminal
card
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PCT/KR2013/008591
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French (fr)
Korean (ko)
Inventor
이동규
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Lee Dongkyu
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Publication of WO2014054863A1 publication Critical patent/WO2014054863A1/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3265—Payment applications installed on the mobile devices characterised by personalisation for use
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/353—Payments by cards read by M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/354—Card activation or deactivation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04B—TRANSMISSION
    • H04B1/00—Details of transmission systems, not covered by a single one of groups H04B3/00 - H04B13/00; Details of transmission systems not characterised by the medium used for transmission
    • H04B1/38—Transceivers, i.e. devices in which transmitter and receiver form a structural unit and in which at least one part is used for functions of transmitting and receiving
    • H04B1/40—Circuits

Definitions

  • the present invention relates to an operation pattern recognition for driving a mobile terminal, and more particularly, an operation pattern for facilitating mobile card payment by using a specific operation of the user in place of a password for activating the mobile card at the time of mobile card payment.
  • the present invention relates to a mobile card payment method and a storage medium by recognition of a mobile terminal and an operation pattern driven by recognition.
  • the merchant recognizes the card at the card payment terminal, and the card payment terminal reads the credit card information and then the card payment amount and the credit. Send the card information to the card company to request payment approval.
  • the existing mobile card payment service runs a mobile card program or an electronic wallet program on a smartphone, selects a card to pay among multiple cards, presses a password, and then moves the smartphone to a card reader to transmit card information. It depends on how.
  • An object of the present invention is to recognize an operation pattern that can be used to drive a mobile terminal such as using a shortcut key or a password for the operation of the mobile terminal by recognizing a user's operation pattern caused by the movement of the mobile terminal. It is to implement a mobile terminal powered by.
  • Another object of the present invention is to provide a mobile payment method and a storage medium using a motion recognition for the convenience of mobile card payment by using a specific movement of the mobile terminal by the user by using a password for operating the mobile card at the time of mobile card payment. Is to implement.
  • the program call step of calling the mobile card payment program in the mobile terminal An operation pattern input step of the mobile terminal recognizing a user operation pattern formed by the movement of the mobile terminal itself; A card activation step of identifying a user operation pattern input in the operation pattern input step and activating a mobile card when an operation pattern identical to a previously registered operation pattern is input; And transmitting the card information for payment in the state where the mobile card is activated to be transmitted from the mobile card to the mobile card reader.
  • the recording medium according to the present invention for achieving the above object is characterized by recording a computer program for performing each step of the mobile card payment method by the operation pattern recognition on a computer system.
  • the mobile terminal driven by the operation pattern recognition according to the present invention for achieving the object comprises: motion pattern recognition means for detecting the movement of the mobile terminal to recognize the user operation pattern; Motion pattern storage means for storing the user motion pattern recognized by the motion pattern recognition means; Function connection means for registering an arbitrary user operation pattern stored in the operation pattern storage means in association with a specific function of the mobile terminal; When the user's operation pattern is newly recognized by the operation pattern recognition means, the operation pattern for comparing whether the user's operation pattern and the arbitrary user's operation pattern registered in association with a specific function by the function connection means are detected to be identical. Comparison means; When the user's operation pattern is detected by the operation pattern comparison means as the same operation pattern as any registered user operation pattern, it characterized in that it comprises a function execution means for performing a corresponding specific function.
  • the user operation pattern registered by the function connection means may function as a password for executing a specific program.
  • the operation pattern registered by the function connection means may function as a shortcut for executing a specific program.
  • the operation pattern recognition means is characterized in that it comprises a motion recognition sensor.
  • the motion pattern recognition means includes a camcorder for capturing an image while the mobile terminal is in motion, and detection means for detecting an motion pattern by inferring the motion of the mobile terminal from the image captured by the camcorder. It is done.
  • the present invention uses a specific user operation pattern by the movement of the mobile terminal in place of a shortcut key or a password for driving the mobile terminal, it is possible to improve the user satisfaction level, and when using the mobile card payment password for mobile card activation Since it can be substituted, it is possible to secure security and convenience of payment at the time of mobile card payment.
  • a mobile card has a security problem as a top priority for replacing an IC card or a magnetic card.
  • the security card is enhanced, the mobile card is less convenient, causing users to avoid use. Therefore, financial institutions are required to enter a password with a minimum security device in the mobile card payment program. If it is not necessary to enter a password for convenience, the card information of the mobile terminal is approached when the user approaches the mobile user using a mobile card reader. Because it can be easily hacked, it can cause great damage to the user.
  • the present invention can eliminate the inconvenience that the user must enter a password by registering the user's unique operation as a "operation pattern" by the movement of the mobile terminal in place of the password, even if the mobile card reader is close
  • the card information can be hacked only by knowing the pattern "and performing the reverse operation, so that the hacking can be efficiently blocked.
  • FIG. 1 is a schematic diagram illustrating a configuration of a mobile terminal driven by operation pattern recognition according to the present invention.
  • Figure 2 is a schematic diagram illustrating a process of inputting an operation pattern according to the present invention.
  • FIG. 3 is a flow chart illustrating an operation pattern registration process of the mobile card payment method by the operation pattern recognition according to the present invention.
  • Figure 4 is a flow chart illustrating a mobile card payment process by the mobile card payment method by the operation pattern recognition according to the present invention.
  • the mobile terminal 100 driven by the operation pattern recognition according to an embodiment of the present invention, the operation pattern recognition means 110 for detecting the movement of the mobile terminal 100 to recognize the operation pattern 101 of the user, and the operation
  • the mobile terminal 100 includes an operation pattern storage unit 120 for storing the operation pattern 101 recognized by the pattern recognition unit 110, and an arbitrary operation pattern 101 stored in the operation pattern storage unit 120.
  • Function connection means 130 for registering in association with a specific function of the operation, and the operation of the mobile terminal 100 for executing a specific function linked by the function connection means 130 to the operation pattern recognition means 110 If it is recognized by the operation pattern comparison means 140 and the operation pattern comparison means 140 to detect whether the same operation pattern compared to the previously registered operation pattern, and registered by the function connection means 130 Operation pattern same as operation pattern 101
  • a function execution means 150 for performing a specific function associated with.
  • the operation pattern registered by the function connection means 130 may function as a password for executing a specific program or as a shortcut for executing a specific program.
  • the operation pattern recognition means 110 may be configured to include a motion recognition sensor 111, the operation pattern recognition means 110 is a camcorder for taking an image while the mobile terminal 100 is moving And a detecting means for detecting the motion pattern 101 by inferring the motion from the image captured by the camcorder 112.
  • Smartphones other than mobile phones or various mobile terminals 100 are also possible, the same below.
  • the user downloads the smartphone mobile payment program from the smartphone application download center and possesses a card (eg, credit card, check card, prepaid)
  • a card eg, credit card, check card, prepaid
  • Various cards including cards, debit cards, membership cards, and transportation cards can be applied.
  • the same can be selected and registered, and the security authentication process for identity verification can be performed (steps 10 and 11). ).
  • the mobile card may be configured to be activated even if the user inputs any of the operation pattern and the password when the card is used.
  • the mobile card may be activated by registering only one of the password and the operation pattern and entering only the registered one at the time of payment. Can be configured.
  • the operation pattern is generally selected from the operation pattern list provided by the smart phone application (or mobile application) in the process of installing a mobile application for mobile card payment and registering or designing by the user.
  • the operation pattern can be registered and used.
  • even after installing the program can be configured to change the password or operation pattern at any time according to the needs of the user.
  • the operation pattern when the operation pattern is input, it is based on a method of recognizing the operation pattern by moving the smartphone while pressing an arbitrary key button (or an image output virtual key button, the same below) of the smartphone.
  • a method of recognizing the movement of the detected smartphone within the corresponding time as an operation pattern may be used.
  • the registration time of the operation pattern is 0.1 seconds or more but less than 0.5 seconds, but can be freely set according to the embodiment within an appropriate range to ensure the accuracy of the operation recognition.
  • the registration process of a specific operation pattern using a smartphone is as follows.
  • step 12 Select the operation pattern registration menu for the user card that is already registered with the mobile card or registered with the mobile card.
  • the operation pattern direct input menu is selected (step 14).
  • the operation pattern may be repeatedly programmed several times to calculate the standard value and the error range to recognize a certain range as a valid registered operation pattern.
  • the user may select and register an operation pattern provided by the operation pattern registration program instead of registering an operation pattern devised by the user.
  • an operation pattern registration program instead of registering an operation pattern devised by the user.
  • step 12 Select the operation pattern registration menu for the user card that is already registered with the mobile card or registered with the mobile card.
  • step 14 Select an operation pattern selection input menu from an operation pattern direct input menu and an operation pattern selection input menu presented as a submenu of the operation pattern registration menu (step 14).
  • an icon of the corresponding card is generated and displayed.
  • the user may perform a process of inputting an operation pattern by pressing the icon (step 19).
  • the speed element or the size element may not be considered for the user's convenience.
  • the first embodiment of the present invention includes a motion recognition sensor 111 as an operation pattern recognition means 110 for registering and recognizing an operation pattern.
  • the motion pattern is detected by detecting the direction and speed at which the smartphone moves.
  • the motion recognition sensor 111 used in the present embodiment is a complex sensor in which various sensors such as a sensor for recognizing a motion or a position of an object, a geomagnetic sensor, an acceleration sensor, and an altimeter, a gyro, and the like are contained in one chip.
  • Mosen recognition sensor 111 used in the three-dimensional three-dimensional game that performs the pedometer, navigation functions, or can enjoy the game according to the movement of the location or mobile phone during a casualty accident, such as fire or elderly people, but is not limited thereto.
  • a motion recognition sensor may be applied.
  • the password entered during the process of registering the user card as a mobile card to select the input menu to enter the password may be configured (step 13).
  • the user calls and executes a mobile card payment program installed in a mobile terminal such as a smartphone and selects a mobile card to be used for payment (steps 20 and 21).
  • an operation pattern input is selected (step 22).
  • the operation pattern is input (step 24).
  • a comparison step of comparing the input operation pattern with a pre-registered operation pattern is performed. If it is recognized as the same operation pattern within an error range, the mobile card is activated (steps 25 and 26).
  • the user can use the smartphone as a mobile card payment terminal (the mobile card payment terminal of the present embodiment is wired / wireless communication for communication with card companies such as RF, IR, NFC, WIFI, 3G, 4G, wibro, and the Internet).
  • the mobile card information stored in the smartphone is transmitted to the mobile card payment terminal to complete the card payment (steps 27, 28 and 29).
  • the operation pattern is used as a substitute for the password only for activating the mobile card when the mobile card is settled, but according to the embodiment, the operation pattern corresponding to the card company or the type of the card is registered and the card to be settled is selected. According to this operation pattern, it is possible to configure the mobile card to be activated by the password substitute operation pattern which is continuously input.
  • a method for identifying the registration and recognition of the operation pattern may be used based on the image captured by the camcorder 112 mounted on the smart phone in place of the motion recognition sensor.
  • the camcorder 112 When registering the operation pattern when installing the mobile payment program of the smart phone or operating the mobile payment program to pay the card If you input the operation pattern instead of a password, the camcorder 112 operates in the background.
  • the camcorder 112 When the user presses a specific key button of the smartphone or moves the smartphone to pass a certain trajectory within a predetermined time, the camcorder 112 records the moving trajectory.
  • a typical camcorder may record 30 frames per second, 3 frames for 0.1 second, and 15 frames for 0.5 second, but the present invention is not limited thereto and may vary depending on embodiments.
  • the recognized operation pattern can be registered as a password substitute operation pattern when the mobile card payment program is installed.
  • the operation pattern registration is completed, the icon of the corresponding card is generated and displayed. Meanwhile, when the user pays the card by executing the mobile card payment program, a process of inputting an operation pattern by pressing the icon may be performed.
  • the motion recognition method used in the embodiment of the present invention can easily execute various applications of the smart phone in addition to the card payment.
  • a random operation pattern can be applied to a shortcut number, a shortcut key, a shortcut password, and the like.
  • the operation pattern is provided with "a, b, c, ! and the like to execute a smartphone program frequently used by a user. If you write a letter corresponding to the air by moving the smartphone, such as "a” or "b", the corresponding program is executed and you can easily use the smartphone. It is also possible to automatically enter the password stored in the smartphone by entering the program.
  • the present invention is a mobile terminal that is driven by the operation pattern recognition for the convenience of mobile card payment by using a password for activating the mobile card at the time of mobile card payment for the user's specific operation and mobile card payment method by the operation pattern recognition And inventions for industrial storage applications.

Abstract

The present invention relates to a mobile card payment method by movement pattern recognition. The mobile card payment method by movement pattern recognition, according to the present invention, comprises: a program calling step of calling a mobile card payment program in a mobile terminal; a movement pattern inputting step of inputting a user movement pattern formed by the movements of the mobile terminal by the recognition of the mobile terminal; a card activation step of identifying the user movement pattern inputted in the movement pattern inputting step, and activating a mobile card when the same movement pattern as a preregistered movement pattern registered is inputted; and an information transmission step of allowing card information for payment to be transmitted from the mobile card to a mobile card reader while the mobile card is activated such that the payment is carried out.

Description

동작패턴 인식에 의해 구동되는 모바일 단말과, 동작패턴 인식에 의한 모바일 카드 결제방법 및 저장매체Mobile terminal driven by motion pattern recognition, mobile card payment method and storage medium by motion pattern recognition
본 발명은 모바일 단말의 구동을 위한 동작패턴 인식에 대한 것으로, 더욱 상세하게는 사용자의 특정 동작을 모바일 카드 결제시 모바일 카드를 활성화시키기 위한 비밀번호를 대용하여 사용하여 모바일 카드 결제의 편의를 도모하는 동작패턴 인식에 의해 구동되는 모바일 단말과 동작패턴 인식에 의한 모바일 카드 결제방법 및 저장매체에 대한 것이다.The present invention relates to an operation pattern recognition for driving a mobile terminal, and more particularly, an operation pattern for facilitating mobile card payment by using a specific operation of the user in place of a password for activating the mobile card at the time of mobile card payment. The present invention relates to a mobile card payment method and a storage medium by recognition of a mobile terminal and an operation pattern driven by recognition.
일반적인 카드결제 시스템은, 물품대금을 결제하기 위해 사용자가 신용카드를 가맹점에 제시하면, 가맹점에서는 카드결제 단말기에 카드를 인식시키며, 카드결제 단말기는 신용카드 정보를 독취한 뒤 카드결제 금액 및 상기 신용카드 정보를 카드사로 전송하여 결제 승인을 요청한다.In the general card payment system, when a user presents a credit card to a merchant to pay for goods, the merchant recognizes the card at the card payment terminal, and the card payment terminal reads the credit card information and then the card payment amount and the credit. Send the card information to the card company to request payment approval.
최근에는 휴대폰이나 스마트폰이 널리 보급되면서 모바일 단말에 카드정보를 저장하여 IC카드나 마그네틱 카드매체 대신에 모바일 단말을 신용결제에 사용하는 모바일 카드가 대중화되기에 이르렀다.Recently, with the widespread use of mobile phones and smartphones, mobile cards that store card information on mobile terminals and use mobile terminals for credit settlement instead of IC cards or magnetic card media have become popular.
기존의 모바일 카드 결제서비스는 스마트폰에 모바일 카드 프로그램 또는 가장 전자지갑 프로그램을 구동시키고, 여러 개의 카드 중 결제할 카드를 선택한 다음에 비밀번호를 누른 뒤 스마트폰을 카드리더기에 근접시켜 카드정보를 전송하는 방법에 의하고 있다.The existing mobile card payment service runs a mobile card program or an electronic wallet program on a smartphone, selects a card to pay among multiple cards, presses a password, and then moves the smartphone to a card reader to transmit card information. It depends on how.
하지만, 상기와 같은 종래의 카드 결제서비스 방법에 의하는 경우에는 다음과 같은 문제점이 있어왔다.However, the conventional card payment service method as described above has the following problems.
예컨대, 모바일 카드리더기가 보급되면서 모바일 카드에 대한 해킹위험이 상존하므로 결제하는 순간에만 모바일 카드가 활성화될 수 있도록 하기 위해 결제를 하기 직전에 비밀번호를 입력하도록 하고 있다. 그런데, 비밀번호를 입력하여야 하는 과정이 상당한 시간과 주의가 요구되므로 스마트폰 사용자가 주머니에 있는 지갑을 꺼내 결제할 카드를 제시하는 것보다 번거롭고 불편하다는 문제점이 있다.For example, as the mobile card reader spreads, there is a risk of hacking on the mobile card, so that a password is input just before the payment is made so that the mobile card can be activated only at the moment of payment. However, since the process of entering a password requires a considerable time and attention, there is a problem that a smart phone user is more troublesome and inconvenient than presenting a card to take out a wallet in a pocket.
본 발명의 목적은, 모바일 단말의 움직임에 의한 사용자 동작패턴을 인식하여 모바일 단말의 동작을 위한 단축키나 비밀번호등의 대용 등으로 사용하는 것과 같이 모바일 단말을 구동시키는 데 사용하는 것이 가능한 동작패턴 인식에 의해 구동되는 모바일 단말을 구현하는 것이다.SUMMARY OF THE INVENTION An object of the present invention is to recognize an operation pattern that can be used to drive a mobile terminal such as using a shortcut key or a password for the operation of the mobile terminal by recognizing a user's operation pattern caused by the movement of the mobile terminal. It is to implement a mobile terminal powered by.
본 발명의 다른 목적은, 사용자에 의한 모바일 단말의 특정 움직임을 모바일 카드 결제시 모바일 카드를 동작시키기 위한 비밀번호를 대용하여 사용하여 모바일 카드 결제의 편의를 도모하는 모션 인식에 의한 모바일 결제방법 및 저장매체를 구현하는 것이다.Another object of the present invention is to provide a mobile payment method and a storage medium using a motion recognition for the convenience of mobile card payment by using a specific movement of the mobile terminal by the user by using a password for operating the mobile card at the time of mobile card payment. Is to implement.
상기 목적을 달성하기 위한 본 발명에 의한 동작패턴 인식에 의한 모바일 카드 결제방법은, 모바일 단말에서 모바일 카드 결제프로그램을 호출하는 프로그램 호출 단계와; 상기 모바일 단말 자체의 움직임에 의해 형성되는 사용자 동작패턴을 상기 모바일 단말이 인식하는 것에 의하는 동작패턴 입력 단계와; 상기 동작패턴 입력 단계에서 입력된 상기 사용자 동작패턴을 식별하여 기등록된 동작패턴과 동일한 동작패턴이 입력된 경우에는 모바일 카드를 활성화시키는 카드 활성화 단계와; 상기 모바일 카드가 활성화된 상태에서 결제를 위한 카드정보가 상기 모바일 카드로부터 모바일 카드 리더기로 전송되어 결제가 수행되도록 하는 정보전송단계를 포함하는 것을 특징으로 한다.Mobile card payment method by the operation pattern recognition according to the present invention for achieving the above object, the program call step of calling the mobile card payment program in the mobile terminal; An operation pattern input step of the mobile terminal recognizing a user operation pattern formed by the movement of the mobile terminal itself; A card activation step of identifying a user operation pattern input in the operation pattern input step and activating a mobile card when an operation pattern identical to a previously registered operation pattern is input; And transmitting the card information for payment in the state where the mobile card is activated to be transmitted from the mobile card to the mobile card reader.
상기 목적을 달성하기 위한 본 발명에 의한 기록매체는, 상기 동작패턴 인식에 의한 모바일 카드 결제방법의 각 단계를 컴퓨터 시스템상에서 수행하기 위한 컴퓨터 프로그램을 기록한 것을 특징으로 한다.The recording medium according to the present invention for achieving the above object is characterized by recording a computer program for performing each step of the mobile card payment method by the operation pattern recognition on a computer system.
목적을 달성하기 위한 본 발명에 의한 동작패턴 인식에 의해 구동되는 모바일 단말은, 모바일 단말의 움직임을 검출하여 사용자 동작패턴을 인식하는 동작패턴 인식수단과; 상기 동작패턴 인식수단에 의해 인식된 상기 사용자 동작패턴을 저장하는 동작패턴 저장수단과; 상기 동작패턴 저장수단에 저장된 임의 사용자 동작패턴을 상기 모바일 단말의 특정기능과 연계시켜 등록하는 기능 연결수단과; 상기 동작패턴 인식수단에 의해 사용자 동작패턴이 새로이 인식되는 경우 그 사용자 동작패턴과 상기 기능 연결수단에 의해 특정기능과 연계되어 기 등록된 임의 사용자 동작패턴을 비교하여 동일한 것이 있는지 여부를 검출하는 동작패턴 비교수단과; 상기 동작패턴 비교수단에 의해 그 사용자 동작패턴이 기 등록된 어느 사용자 동작패턴과 동일한 동작패턴으로 검출되는 경우에는 대응하는 특정기능을 수행하는 기능 실행수단을 포함하여 구성되는 것을 특징으로 한다.The mobile terminal driven by the operation pattern recognition according to the present invention for achieving the object comprises: motion pattern recognition means for detecting the movement of the mobile terminal to recognize the user operation pattern; Motion pattern storage means for storing the user motion pattern recognized by the motion pattern recognition means; Function connection means for registering an arbitrary user operation pattern stored in the operation pattern storage means in association with a specific function of the mobile terminal; When the user's operation pattern is newly recognized by the operation pattern recognition means, the operation pattern for comparing whether the user's operation pattern and the arbitrary user's operation pattern registered in association with a specific function by the function connection means are detected to be identical. Comparison means; When the user's operation pattern is detected by the operation pattern comparison means as the same operation pattern as any registered user operation pattern, it characterized in that it comprises a function execution means for performing a corresponding specific function.
상기 기능연결수단에 의해 등록된 사용자 동작패턴은 특정의 프로그램 실행을 위한 비밀번호로 기능하는 것을 특징으로 한다. The user operation pattern registered by the function connection means may function as a password for executing a specific program.
상기 기능연결수단에 의해 등록된 동작패턴은 특정의 프로그램 실행을 위한 단축키로 기능하는 것을 특징으로 한다.The operation pattern registered by the function connection means may function as a shortcut for executing a specific program.
상기 동작패턴 인식수단은 모션인식 센서를 포함하여 구성되는 것을 특징으로 한다.The operation pattern recognition means is characterized in that it comprises a motion recognition sensor.
상기 동작패턴 인식수단은, 상기 모바일 단말의 움직임이 이루어지는 동안 영상을 촬영하는 캠코더와, 상기 캠코더에 의해 촬영된 영상으로부터 상기 모바일 단말의 움직임을 유추하여 동작패턴을 검출하는 검출수단을 포함하는 것을 특징으로 한다.The motion pattern recognition means includes a camcorder for capturing an image while the mobile terminal is in motion, and detection means for detecting an motion pattern by inferring the motion of the mobile terminal from the image captured by the camcorder. It is done.
본 발명은 모바일 단말의 움직임에 의한 특정 사용자 동작패턴을 모바일 단말의 구동을 위한 단축키나 비밀번호 등을 대신하여 사용하므로 사용자의 사용만족도를 제고하는 것이 가능하며, 모바일 카드 결제시 모바일 카드 활성화를 위한 비밀번호를 대용할 수 있으므로 모바일 카드 결제시 보안성 확보와 결제 편의를 도모하는 것이 가능하다.The present invention uses a specific user operation pattern by the movement of the mobile terminal in place of a shortcut key or a password for driving the mobile terminal, it is possible to improve the user satisfaction level, and when using the mobile card payment password for mobile card activation Since it can be substituted, it is possible to secure security and convenience of payment at the time of mobile card payment.
예컨대, 모바일 카드는 IC 카드나 마그네틱 카드 등을 대체하기 위한 최우선 과제는 보안성을 갖는 것인데, 보안성이 강화되면 편리성이 떨어지게 되어 사용자들이 사용을 회피하게 되는 문제가 발생한다. 따라서, 금융기관에서는 모바일 카드결제 프로그램에 최소한의 보안장치로 비밀번호를 입력하게 하고 있는데, 만약 편의성을 위하여 비밀번호입력을 하지 않아도 된다면 모바일 카드 리더기를 이용하여 모바일 사용자에게 근접하는 경우 모바일 단말의 카드정보를 쉽게 해킹할 수 있기 때문에 사용자에게 큰 피해를 줄 수 있기 때문이다.For example, a mobile card has a security problem as a top priority for replacing an IC card or a magnetic card. However, when the security card is enhanced, the mobile card is less convenient, causing users to avoid use. Therefore, financial institutions are required to enter a password with a minimum security device in the mobile card payment program. If it is not necessary to enter a password for convenience, the card information of the mobile terminal is approached when the user approaches the mobile user using a mobile card reader. Because it can be easily hacked, it can cause great damage to the user.
본 발명은 사용자의 고유 동작을 모바일 단말의 움직임에 의한 "동작패턴"으로 등록하여 비밀번호 대신에 사용함으로써 사용자가 비밀번호를 입력하여야 하는 불편함을 해소할 수 있으며, 모바일 카드리더기가 근접하여도 "동작패턴"을 알고, 역방향의 동작을 하여야만 카드정보를 해킹할 수 있으므로 과정이 난해하여 효율적으로 해킹을 차단할 수 있게 된다.The present invention can eliminate the inconvenience that the user must enter a password by registering the user's unique operation as a "operation pattern" by the movement of the mobile terminal in place of the password, even if the mobile card reader is close The card information can be hacked only by knowing the pattern "and performing the reverse operation, so that the hacking can be efficiently blocked.
도 1은 본 발명에 의한 동작패턴 인식에 의해 구동되는 모바일 단말의 구성을 예시한 개요도.1 is a schematic diagram illustrating a configuration of a mobile terminal driven by operation pattern recognition according to the present invention.
도 2는 본 발명에 의한 동작패턴이 입력되는 과정을 예시한 개요도.Figure 2 is a schematic diagram illustrating a process of inputting an operation pattern according to the present invention.
도 3은 본 발명에 의한 동작패턴 인식에 의한 모바일 카드 결제방법의 동작패턴 등록과정을 예시한 흐름도.3 is a flow chart illustrating an operation pattern registration process of the mobile card payment method by the operation pattern recognition according to the present invention.
도 4는 본 발명에 의한 동작패턴 인식에 의한 모바일 카드 결제방법에 의한 모바일 카드결제 과정을 예시한 흐름도.Figure 4 is a flow chart illustrating a mobile card payment process by the mobile card payment method by the operation pattern recognition according to the present invention.
이하 상기와 같은 구성을 갖는 본 발명에 의한 동작패턴 인식에 의해 구동되는 모바일 단말과, 동작패턴 인식에 의한 모바일 카드 결제방법 및 저장매체의 바람직한 실시예의 구성을 첨부된 도면을 참조하여 상세하게 설명한다.Hereinafter, with reference to the accompanying drawings, a configuration of a mobile terminal driven by operation pattern recognition according to the present invention having the configuration described above, a mobile card payment method and a storage medium by operation pattern recognition will be described in detail. .
본 발명의 실시예의 동작패턴 인식에 의해 구동되는 모바일 단말(100)은, 모바일 단말(100)의 움직임을 검출하여 사용자의 동작패턴(101)을 인식하는 동작패턴 인식수단(110)과, 상기 동작패턴 인식수단(110)에 의해 인식된 동작패턴(101)을 저장하는 동작패턴 저장수단(120)과, 상기 동작패턴 저장수단(120)에 저장된 임의 동작패턴(101)을 상기 모바일 단말(100)의 특정 기능과 연계시켜 등록하는 기능 연결수단(130)과, 상기 기능 연결수단(130)에 의해 연계된 특정기능 실행을 위한 상기 모바일 단말(100)의 동작이 상기 동작패턴 인식수단(110)에 의해 인식되는 경우 기 등록된 동작패턴과 비교하여 동일 동작패턴인지 여부를 검출하는 동작패턴 비교수단(140)과, 상기 동작패턴 비교수단(140)에 의해 상기 기능연결수단(130)에 의해 등록된 동작패턴(101)과 동일한 동작패턴인 경우에 연계된 특정기능을 수행하는 기능 실행수단(150)을 포함할 수 있다.The mobile terminal 100 driven by the operation pattern recognition according to an embodiment of the present invention, the operation pattern recognition means 110 for detecting the movement of the mobile terminal 100 to recognize the operation pattern 101 of the user, and the operation The mobile terminal 100 includes an operation pattern storage unit 120 for storing the operation pattern 101 recognized by the pattern recognition unit 110, and an arbitrary operation pattern 101 stored in the operation pattern storage unit 120. Function connection means 130 for registering in association with a specific function of the operation, and the operation of the mobile terminal 100 for executing a specific function linked by the function connection means 130 to the operation pattern recognition means 110 If it is recognized by the operation pattern comparison means 140 and the operation pattern comparison means 140 to detect whether the same operation pattern compared to the previously registered operation pattern, and registered by the function connection means 130 Operation pattern same as operation pattern 101 In the case may include a function execution means 150 for performing a specific function associated with.
본 실시예에서 상기 기능연결수단(130)에 의해 등록된 동작패턴은 특정의 프로그램 실행을 위한 비밀번호로 기능하거나, 특정의 프로그램 실행을 위한 단축키 등으로 기능하는 것이 가능하다.In the present embodiment, the operation pattern registered by the function connection means 130 may function as a password for executing a specific program or as a shortcut for executing a specific program.
또한, 상기 동작패턴 인식수단(110)은 모션인식 센서(111)를 포함하여 구성될 수도 있고, 상기 동작패턴 인식수단(110)은 상기 모바일 단말(100)의 움직임이 이루어지는 동안 영상을 촬영하는 캠코더(112)와 상기 캠코더(112)에 의해 촬영된 영상으로부터 움직임을 유추하여 동작패턴(101)을 검출하는 검출수단을 포함하는 구성에 의할 수도 있다.In addition, the operation pattern recognition means 110 may be configured to include a motion recognition sensor 111, the operation pattern recognition means 110 is a camcorder for taking an image while the mobile terminal 100 is moving And a detecting means for detecting the motion pattern 101 by inferring the motion from the image captured by the camcorder 112.
본 발명의 실시예의 상기 모바일 단말에서 수행되는 동작패턴 인식에 의한 모바일 카드 결제방법의 각 과정을 설명한다.Each process of the mobile card payment method by the operation pattern recognition performed in the mobile terminal of the embodiment of the present invention will be described.
(1)스마트폰 모바일 결제 프로그램 설치(1) Smartphone Mobile Payment Program Installation
스마트폰(이외 휴대 전화기나 각종 모바일 단말(100)도 가능함, 이하동일) 사용자는 스마트폰 어플리케이션 다운로드 센터에서 스마트폰 모바일 결제프로그램을 다운로드 받고 사용자가 소지한 카드(예컨대, 신용카드, 체크카드, 선불카드, 직불카드, 멤버쉽카드, 교통카드를 포함한 각종 카드가 적용될 수 있다, 이하 동일)를 선택하여 등록하며, 이 과정에 본인확인을 위한 보안인증과정을 거칠수 있다(제10단계,제11단계).Smartphones (other than mobile phones or various mobile terminals 100 are also possible, the same below) The user downloads the smartphone mobile payment program from the smartphone application download center and possesses a card (eg, credit card, check card, prepaid) Various cards including cards, debit cards, membership cards, and transportation cards can be applied. The same can be selected and registered, and the security authentication process for identity verification can be performed (steps 10 and 11). ).
(2)동작패턴의 등록(2) Registering operation patterns
도 3에서, 본 실시예에서는 결제를 위한 카드 등록이 되면, 모바일카드의 활성화를 위한 비밀번호를 등록하거나 동작패턴을 등록하는 단계로 넘어가게 된다.In FIG. 3, when the card is registered for payment, the process proceeds to registering a password or activating pattern for activation of the mobile card.
실시예에 따라 카드사용시 동작패턴과 비밀번호 중 어느 것을 입력하더라도 모바일 카드가 활성화되도록 구성할 수 있으며, 비밀번호와 동작패턴 중 어느 하나만을 등록하여 놓고 결제시 등록된 것만을 입력하여 모바일 카드가 활성화 될 수 있도록 구성될 수 있다.According to an embodiment, the mobile card may be configured to be activated even if the user inputs any of the operation pattern and the password when the card is used. The mobile card may be activated by registering only one of the password and the operation pattern and entering only the registered one at the time of payment. Can be configured.
본 발명의 실시예에서 동작패턴은 일반적으로 스마트폰 어플리케이션(또는 모바일 어플리케이션)에서 제공하는 동작패턴 리스트로부터 모바일 카드 결제를 위한 모바일 어플리케이션을 설치하는 과정에서 동작패턴을 선택하여 등록하거나 사용자가 직접 고안한 동작패턴을 등록하여 사용하도록 구성할 수 있다. 또한, 프로그램을 설치한 후에도 사용자의 필요에 따라 비밀번호나 동작패턴을 수시 변경할 수 있도록 구성될 수 있다.In the embodiment of the present invention, the operation pattern is generally selected from the operation pattern list provided by the smart phone application (or mobile application) in the process of installing a mobile application for mobile card payment and registering or designing by the user. The operation pattern can be registered and used. In addition, even after installing the program can be configured to change the password or operation pattern at any time according to the needs of the user.
본 실시예에서 동작패턴 입력시는 스마트폰의 임의의 키 버튼(또는 화상출력된 가상 키버튼, 이하 동일)을 누른 상태에서 스마트폰을 움직여서 동작패턴을 인식시키는 방법에 의하고 있으나, 다른 실시예에서는 시간에 한정을 두어 해당 시간 이내에 감지된 스마트폰의 움직임에 대하여 동작패턴으로 인식하는 방법이 사용될 수 있다. 또 다른 실시예에서는 지정된 임의 키버튼을 누른 상태에서 일정 시간범위에 이루어진 스마트폰의 움직임만을 동작패턴으로 인식하는 것도 가능하며, 실시예에 따라 다를 수 있다.In the present embodiment, when the operation pattern is input, it is based on a method of recognizing the operation pattern by moving the smartphone while pressing an arbitrary key button (or an image output virtual key button, the same below) of the smartphone. By limiting the time, a method of recognizing the movement of the detected smartphone within the corresponding time as an operation pattern may be used. In another embodiment, it is also possible to recognize only the movement of the smartphone made in a predetermined time range as an operation pattern while pressing a specified key button, and may vary depending on the embodiment.
본 실시예에서 동작패턴의 등록시간은 0.1초 이상 0.5초 이내로 하고 있으나, 동작인식의 정확성을 확보할 수 있는 적절한 범위내에서 실시예에 따라 자유롭게 설정할 수 있는 것이다.In this embodiment, the registration time of the operation pattern is 0.1 seconds or more but less than 0.5 seconds, but can be freely set according to the embodiment within an appropriate range to ensure the accuracy of the operation recognition.
스마트폰을 이용한 구체적인 동작패턴의 등록과정은 다음과 같다.The registration process of a specific operation pattern using a smartphone is as follows.
① 이미 모바일 카드로 등록이 완료되거나 모바일 카드로 등록중인 사용자 카드에 대한 동작패턴 등록 메뉴를 선택한다(제12단계).① Select the operation pattern registration menu for the user card that is already registered with the mobile card or registered with the mobile card (step 12).
② 동작패턴 등록메뉴의 서브메뉴로 제시되는 동작패턴 직접입력 메뉴와 동작패턴 선택입력 메뉴 중에서 동작패턴 직접입력 메뉴를 선택한다(제14단계).② From the operation pattern direct input menu and the operation pattern selection input menu presented as a submenu of the operation pattern registration menu, the operation pattern direct input menu is selected (step 14).
③ 동작패턴 직접입력 메뉴에 의해 호출된 동작패턴 등록 프로그램이 실행되는 상황에서 특정된 임의의 키 버튼(예컨대 # 버튼)을 누른 상태에서 스마트폰을 움직여서 사용자가 등록하고자 하는 궤적을 그리도록 한다. 예컨대 등록하고자 하는 동작패턴이 ♡라면 사용자가 #버튼을 누른 상태에서 스마트폰을 쥔 손을 움직여서 ♡모양의 궤적을 그리고 #버튼을 놓으면 ♡모양의 궤적이 동작패턴으로 등록되게 된다(제16단계,제17단계,제18단계)).③ In the situation where the operation pattern registration program called by the operation pattern direct input menu is executed, while pressing a specific key button (for example, the # button) specified, move the smartphone to draw a trace to be registered by the user. For example, if the operation pattern to be registered is ♡, the user moves the hand holding the smartphone while holding the # button, and the ♡ -shaped trace is released, and if the # button is released, the ♡ -shaped trace is registered as the operation pattern (step 16, Step 17, step 18).
등록버튼의 등록과정에 동작패턴 해당 동작을 수회 반복하여 표준값과 오차범위를 산출하여 일정범위의 것을 유효한 등록된 동작패턴으로 인식하도록 프로그램될 수 있다.In the registration process of the registration button, the operation pattern may be repeatedly programmed several times to calculate the standard value and the error range to recognize a certain range as a valid registered operation pattern.
본 실시예의 동작패턴의 등록시는 사용자의 동작의 크기와 속도 등을 검출하여 동일 모양궤적인 경우에도 사용자의 것과 제 3자의 것을 구분할 수 있도록 하여 보안성을 강화하는 것이 가능하다. 즉, 동작패턴은 사용자 본인의 동작에 따른 것이므로 제 3자가 동작을 보고 흉내 내거나 유추하는 것이 쉽지않기 때문에 보안성이 강화될 수 있게 된다.When registering the operation pattern of the present embodiment, it is possible to enhance the security by detecting the size and speed of the user's motion so that the user's and the third party can be distinguished even in the same shape trajectory. That is, since the operation pattern is based on the user's own motion, it is not easy for a third party to imitate or infer the motion, thereby enhancing security.
④ 동작패턴을 등록하는 과정이 완료되면 해당 카드의 아이콘이 생성되어 표시되며, 사용자가 모바일 카드 결제시 모바일 카드결제프로그램을 사용하는 때에는 상기 아이콘을 눌러서 동작패턴을 입력하는 과정을 수행하면 된다(제19단계).④ When the process of registering the operation pattern is completed, an icon of the corresponding card is generated and displayed. When the user uses the mobile card payment program when paying for the mobile card, the user can perform the process of inputting the operation pattern by pressing the icon (19). step).
한편, 사용자는 직접 고안한 동작패턴을 등록하는 대신에 동작패턴 등록 프로그램이 제공하는 동작패턴을 선택하여 등록할 수 있다. 이 경우에는,Meanwhile, the user may select and register an operation pattern provided by the operation pattern registration program instead of registering an operation pattern devised by the user. In this case,
① 이미 모바일 카드로 등록이 완료되거나 모바일 카드로 등록중인 사용자 카드에 대한 동작패턴 등록 메뉴를 선택한다(제12단계). ① Select the operation pattern registration menu for the user card that is already registered with the mobile card or registered with the mobile card (step 12).
② 동작패턴 등록메뉴의 서브메뉴로 제시되는 동작패턴 직접입력 메뉴와 동작패턴 선택입력 메뉴 중에서 동작패턴 선택입력 메뉴를 선택한다(제14단계).② Select an operation pattern selection input menu from an operation pattern direct input menu and an operation pattern selection input menu presented as a submenu of the operation pattern registration menu (step 14).
③동작패턴 선택입력 메뉴 선택에 의해 호출된 예시 동작패턴이 나열된 리스트(예컨대, 원, 하트, 별, 직사각형, 알파벳 또는 한글 등이 포함될 수 있다) 화면상에서 사용하고자 하는 특정의 동작패턴을 선택한다(제15단계).③ Selecting an operation pattern Select a specific operation pattern to be used on the screen (eg, circle, heart, star, rectangle, alphabet, or Korean) that lists the example operation patterns called by the input menu selection. Step 15).
④ 동작패턴을 선택하는 과정이 완료되면 해당 카드의 아이콘이 생성되어 표시되며, 사용자가 카드를 사용하여 결제를 할 때에는 상기 아이콘을 눌러서 동작패턴을 입력하는 과정을 수행하면 된다(제19단계).④ When the process of selecting an operation pattern is completed, an icon of the corresponding card is generated and displayed. When the user makes a payment using the card, the user may perform a process of inputting an operation pattern by pressing the icon (step 19).
본 발명의 실시예에서 동작패턴을 선택입력하는 경우에는 동작패턴에 속도 요소나 크기요소는 사용자의 편의를 위해서 고려되지 않을 수 있다.In the case of selecting and inputting an operation pattern in an embodiment of the present invention, the speed element or the size element may not be considered for the user's convenience.
도 2에서 본 발명의 제 1 실시예에서는 동작패턴을 등록 및 인식하기 위한 동작패턴 인식수단(110)으로 모션인식센서(111)를 구비하고 있으며, 모션인식센서(111)는 사용자 동작이 이루어지는 매 순간 스마트폰이 이동하는 방향과 속도를 검출하여 동작패턴을 인식하게 된다.In FIG. 2, the first embodiment of the present invention includes a motion recognition sensor 111 as an operation pattern recognition means 110 for registering and recognizing an operation pattern. The motion pattern is detected by detecting the direction and speed at which the smartphone moves.
본 실시예에서 사용하는 모션인식 센서(111)는 물체의 움직임이나 위치를 인식하는 센서, 지자기 센서, 가속도 센서 등 각종 센서와 고도계, 자이로 등의 기능이 하나의 칩에 들어가 있는 복합센서이며 나침반, 만보기, 네비게이션 기능을 수행하거나 화재나 노약자 등 인명사고 시 위치추적이나 휴대폰의 움직임대로 게임을 즐길 수 있는 3차원 입체게임 등에 사용되는 모센인식 센서(111)를 사용하고 있으나 이에 한정되는 것은 아니며 실시예에 따라서 다른 방식의 모션인식 센서가 적용될 수도 있는 것이다.The motion recognition sensor 111 used in the present embodiment is a complex sensor in which various sensors such as a sensor for recognizing a motion or a position of an object, a geomagnetic sensor, an acceleration sensor, and an altimeter, a gyro, and the like are contained in one chip. Mosen recognition sensor 111 used in the three-dimensional three-dimensional game that performs the pedometer, navigation functions, or can enjoy the game according to the movement of the location or mobile phone during a casualty accident, such as fire or elderly people, but is not limited thereto. According to another method, a motion recognition sensor may be applied.
한편, 본 발명의 제 1 실시예에서는 동작패턴의 인식을 위한 모션인식센서(111)가 고장인 경우에는 사용자 카드를 모바일 카드로 등록하는 과정에 입력한 비밀번호를 입력메뉴를 선택하여 비밀번호를 입력하도록 구성될 수 있다(제13단계).On the other hand, in the first embodiment of the present invention, if the motion recognition sensor 111 for the recognition of the operation pattern is broken, the password entered during the process of registering the user card as a mobile card to select the input menu to enter the password It may be configured (step 13).
(3)결제단계(3) Payment stage
사용자는 스마트폰 등의 모바일 단말에 탑재된 모바일 카드 결제프로그램을 호출하여 실행시키고 결제에 사용할 모바일 카드를 선택한다(제20단계,제21단계).The user calls and executes a mobile card payment program installed in a mobile terminal such as a smartphone and selects a mobile card to be used for payment (steps 20 and 21).
상기 모바일 카드를 활성화를 위한 비밀번호를 입력하는 대신에 동작패턴 입력을 선택한다(제22단계).Instead of inputting a password for activating the mobile card, an operation pattern input is selected (step 22).
도 1에 도시된 바와 같이 사용자는 스마트폰의 특정 키 버튼을 누른 상태에서 스마트폰을 움직여서 기 등록된 동작패턴에 해당하는 궤적을 그린 후 키버튼을 놓으면 동작패턴이 입력된다(제24단계).As shown in FIG. 1, when a user draws a trajectory corresponding to a previously registered operation pattern by moving the smartphone while pressing a specific key button of the smartphone, when the user releases the key button, the operation pattern is input (step 24).
동작패턴이 입력되면, 입력된 동작패턴과 기 등록된 동작패턴을 비교하는 비교단계가 수행되며, 오차범위 내의 동일 동작패턴으로 인식되면, 모바일카드가 활성화된다(제25단계,제26단계).When the operation pattern is input, a comparison step of comparing the input operation pattern with a pre-registered operation pattern is performed. If it is recognized as the same operation pattern within an error range, the mobile card is activated (steps 25 and 26).
사용자는 모바일카드가 활성화되는 즉시 스마트폰을 모바일 카드 결제용 단말기(본 실시예의 모바일 카드 결제용 단말기는 RF, IR, NFC, WIFI, 3G, 4G,wibro, 인터넷 등 카드사와의 통신을 위한 유무선 통신장치가 구비된다)의 터치패드에 근접시키면, 스마트폰에 저장된 모바일 카드정보가 모바일 카드 결제용 단말기로 전송되어 카드 결제가 완료되게 된다(제27단계,제28단계,제29단계).As soon as the mobile card is activated, the user can use the smartphone as a mobile card payment terminal (the mobile card payment terminal of the present embodiment is wired / wireless communication for communication with card companies such as RF, IR, NFC, WIFI, 3G, 4G, wibro, and the Internet). When the device is close to the touch pad, the mobile card information stored in the smartphone is transmitted to the mobile card payment terminal to complete the card payment ( steps 27, 28 and 29).
본 발명의 실시예에서는 모바일 카드 결제시 모바일 카드를 활성화하기 위한 비밀번호만의 대용으로 동작패턴이 사용되고 있으나, 실시예에 따라서는 카드사나 카드의 종류에 대응하는 동작패턴을 등록하여 놓고 결제할 카드를 선택하는 과정을 이 동작패턴에 의하고, 연속하여 입력되는 상기 비밀번호 대용 동작패턴에 의해 해당 모바일 카드가 활성화 되도록 구성하는 것이 가능하다.In the embodiment of the present invention, the operation pattern is used as a substitute for the password only for activating the mobile card when the mobile card is settled, but according to the embodiment, the operation pattern corresponding to the card company or the type of the card is registered and the card to be settled is selected. According to this operation pattern, it is possible to configure the mobile card to be activated by the password substitute operation pattern which is continuously input.
본 발명의 제 2 실시예에서는 모션인식센서를 대신하여 스마트폰에 장착된 캠코더(112)가 촬영한 영상에 의하여 동작패턴의 등록과 인식을 식별하는 방법이 사용될 수 있으며 구체적인 과정은 다음과 같다.In the second embodiment of the present invention, a method for identifying the registration and recognition of the operation pattern may be used based on the image captured by the camcorder 112 mounted on the smart phone in place of the motion recognition sensor.
① 스마트폰의 모바일 결제 프로그램을 설치시 동작패턴을 등록시키거나 모바일 결제 프로그램을 동작시켜 카드 결제를 하는 경우 비밀번호 대신에 동작패턴을 입력하는 경우에는 백그라운드에서 캠코더(112)가 동작하게 된다.① When registering the operation pattern when installing the mobile payment program of the smart phone or operating the mobile payment program to pay the card If you input the operation pattern instead of a password, the camcorder 112 operates in the background.
② 캠코더(112)의 촬영대기 화면상에 포인트가 찍고 대기한다.(2) A point is taken and waits on the recording standby screen of the camcorder 112.
③ 사용자가 스마트폰의 특정 키버튼을 누른 상태 또는 일정 시간 이내에 스마트폰이 일정 궤적을 지나도록 움직이면 캠코더(112)는 움직이는 궤적을 녹화한다. 이때, 일반적인 캠코더는 1초에 30프레임, 0.1초에 3프레임, 0.5초에 15프레임이 녹화될 수 있으나, 이에 한정되는 것은 아니며 실시예에 따라 다를 수 있다③ When the user presses a specific key button of the smartphone or moves the smartphone to pass a certain trajectory within a predetermined time, the camcorder 112 records the moving trajectory. In this case, a typical camcorder may record 30 frames per second, 3 frames for 0.1 second, and 15 frames for 0.5 second, but the present invention is not limited thereto and may vary depending on embodiments.
④ 캠코더(112)에 의해 녹화된 각 프레임에 찍혀진 포인트를 연결하여 동작패턴을 인식하게 된다.④ It recognizes the operation pattern by connecting the points taken to each frame recorded by the camcorder 112.
⑤ 인식된 동작패턴은 모바일 카드결제 프로그램 설치시에는 비밀번호 대용 동작패턴으로 등록될 수 있으며, 동작패턴 등록이 완료되면 해당 카드의 아이콘이 생성되어 표시된다. 한편, 모바일 카드 결제 프로그램을 실행하여 사용자가 카드결제를 할 때에는 상기 아이콘을 눌러서 동작패턴을 입력하는 과정을 수행하면 된다.⑤ The recognized operation pattern can be registered as a password substitute operation pattern when the mobile card payment program is installed. When the operation pattern registration is completed, the icon of the corresponding card is generated and displayed. Meanwhile, when the user pays the card by executing the mobile card payment program, a process of inputting an operation pattern by pressing the icon may be performed.
한편, 모바일 결제 프로그램을 호출하여 모바일 카드 결제를 하는 경우에, 비밀번호 입력 대신에 동작패턴을 입력하면 상기 ④의 인식과정에 의해 동작패턴이 인식된 후 모바일 카드가 활성화된다.On the other hand, in case of making a mobile card payment by calling the mobile payment program, if the operation pattern is input instead of the password input, the mobile card is activated after the operation pattern is recognized by the recognition process of ④.
⑥ 모바일 카드가 활성화된 상태에서 사용자가 모바일 카드 결제용 단말기의 터치패드에 스마트폰을 근접시키면 모바일 카드의 정보가 모바일 카드 결제용 단말기로 전송되어 카드결제가 이루어진다.⑥ If the user approaches the smartphone to the touch pad of the mobile card payment terminal while the mobile card is activated, the card information is transmitted to the mobile card payment terminal.
본 발명의 실시예에서 사용되는 모션인식방법은, 카드 결제 외에 스마트폰의 다양한 어플리케이션을 쉽게 실행시킬 수 있다. 예컨대, 임의 동작패턴을 단축번호, 단축키, 단축비밀번호 등에 적용할 수 있는데, 동작패턴을 "a, b, c,..."등을 제공하며, 사용자가 자주 사용하는 스마트폰 프로그램을 실행시키기 위해 스마트폰을 움직여 허공에 대응하는 문자 예컨대 "a"나 "b" 등을 쓰면, 대응하는 프로그램이 실행되어 손쉽게 스마트폰을 이용할 수 있으며, 비밀번호 등 고정된 문자를 입력할 때 특정 "동작패턴"을 입력하여 스마트폰 내에 저장되어 있던 비밀번호가 자동으로 프로그램에 입력될 수 있도록 하는 것도 가능하다.The motion recognition method used in the embodiment of the present invention can easily execute various applications of the smart phone in addition to the card payment. For example, a random operation pattern can be applied to a shortcut number, a shortcut key, a shortcut password, and the like. The operation pattern is provided with "a, b, c, ..." and the like to execute a smartphone program frequently used by a user. If you write a letter corresponding to the air by moving the smartphone, such as "a" or "b", the corresponding program is executed and you can easily use the smartphone. It is also possible to automatically enter the password stored in the smartphone by entering the program.
본 발명의 권리범위는 상기 실시예에 한정되는 것이 아니라 특허청구범위에 기재된 사항에 의해 정해지며, 특허청구범위에 기재된 사항과 균등범위에서 당업자가 행한 다양한 변형과 개작을 포함함은 자명하다.The scope of the present invention is not limited to the above embodiments, but is determined by the matters described in the claims, and it is obvious that the present invention includes various modifications and adaptations made by those skilled in the art in the scope and equivalents of the claims.
본 발명은 사용자의 특정 동작을 모바일 카드 결제시 모바일 카드를 활성화시키기 위한 비밀번호를 대용하여 사용하여 모바일 카드 결제의 편의를 도모하는 동작패턴 인식에 의해 구동되는 모바일 단말과 동작패턴 인식에 의한 모바일 카드 결제방법 및 저장매체에 대한 것으로 산업상 이용가능성이 있는 발명이다.The present invention is a mobile terminal that is driven by the operation pattern recognition for the convenience of mobile card payment by using a password for activating the mobile card at the time of mobile card payment for the user's specific operation and mobile card payment method by the operation pattern recognition And inventions for industrial storage applications.

Claims (7)

  1. 모바일 단말에서 모바일 카드 결제프로그램을 호출하는 프로그램 호출 단계와;A program call step of calling a mobile card payment program in a mobile terminal;
    상기 모바일 단말 자체의 움직임에 의해 형성되는 사용자 동작패턴을 상기 모바일 단말이 인식하는 것에 의하는 동작패턴 입력 단계와;An operation pattern input step of the mobile terminal recognizing a user operation pattern formed by the movement of the mobile terminal itself;
    상기 동작패턴 입력 단계에서 입력된 상기 사용자 동작패턴을 식별하여 기등록된 동작패턴과 동일한 동작패턴이 입력된 경우에는 모바일 카드를 활성화시키는 카드 활성화 단계와;A card activation step of identifying a user operation pattern input in the operation pattern input step and activating a mobile card when an operation pattern identical to a previously registered operation pattern is input;
    상기 모바일 카드가 활성화된 상태에서 결제를 위한 카드정보가 상기 모바일 카드로부터 모바일 카드 리더기로 전송되어 결제가 수행되도록 하는 정보전송단계를 포함하는 것을 특징으로 하는 동작패턴 인식에 의한 모바일 카드 결제방법Mobile card payment method by the operation pattern recognition, characterized in that the card information for the payment in the activated state of the mobile card is transmitted from the mobile card to the mobile card reader to perform the payment.
  2. 청구항 1에 있어서의 동작패턴 인식에 의한 모바일 카드 결제방법의 각 단계를 컴퓨터 시스템상에서 수행하기 위한 컴퓨터 프로그램을 기록한 것을 특징으로 하는 기록매체.A recording medium, comprising recording a computer program for performing each step of the mobile card payment method by operating pattern recognition according to claim 1 on a computer system.
  3. 모바일 단말의 움직임을 검출하여 사용자 동작패턴을 인식하는 동작패턴 인식수단과;Motion pattern recognition means for detecting a movement of the mobile terminal and recognizing a user motion pattern;
    상기 동작패턴 인식수단에 의해 인식된 상기 사용자 동작패턴을 저장하는 동작패턴 저장수단과;Motion pattern storage means for storing the user motion pattern recognized by the motion pattern recognition means;
    상기 동작패턴 저장수단에 저장된 임의 사용자 동작패턴을 상기 모바일 단말의 특정기능과 연계시켜 등록하는 기능 연결수단과;Function connection means for registering an arbitrary user operation pattern stored in the operation pattern storage means in association with a specific function of the mobile terminal;
    상기 동작패턴 인식수단에 의해 사용자 동작패턴이 새로이 인식되는 경우 그 사용자 동작패턴과 상기 기능 연결수단에 의해 특정기능과 연계되어 기 등록된 임의 사용자 동작패턴을 비교하여 동일한 것이 있는지 여부를 검출하는 동작패턴 비교수단과;When the user's operation pattern is newly recognized by the operation pattern recognition means, the operation pattern for comparing whether the user's operation pattern and the arbitrary user's operation pattern registered in association with a specific function by the function connection means are detected to be identical. Comparison means;
    상기 동작패턴 비교수단에 의해 그 사용자 동작패턴이 기 등록된 어느 사용자 동작패턴과 동일한 동작패턴으로 검출되는 경우에는 대응하는 특정기능을 수행하는 기능 실행수단을 포함하여 구성되는 것을 특징으로 하는 동작패턴 인식에 의해 구동되는 모바일 단말.When the user pattern is detected by the operation pattern comparing means as the same operation pattern as any of the previously registered user pattern, the operation pattern recognition, characterized in that it comprises a function execution means for performing a corresponding specific function Mobile terminal powered by.
  4. 청구항 3에 있어서, 상기 기능연결수단에 의해 등록된 사용자 동작패턴은 특정의 프로그램 실행을 위한 비밀번호로 기능하는 것을 특징으로 하는 동작패턴 인식에 의해 구동되는 모바일 단말.The mobile terminal of claim 3, wherein the user operation pattern registered by the function connection unit functions as a password for executing a specific program.
  5. 청구항 3에 있어서, 상기 기능연결수단에 의해 등록된 동작패턴은 특정의 프로그램 실행을 위한 단축키로 기능하는 것을 특징으로 하는 동작패턴 인식에 의해 구동되는 모바일 단말.The mobile terminal of claim 3, wherein the operation pattern registered by the function connection unit functions as a shortcut key for executing a specific program.
  6. 청구항 3 내지 5 중 어느 하나의 청구항에 있어서, 상기 동작패턴 인식수단은 모션인식 센서를 포함하여 구성되는 것을 특징으로 하는 동작패턴 인식에 의해구동되는 모바일 단말.The mobile terminal of any one of claims 3 to 5, wherein the operation pattern recognition unit comprises a motion recognition sensor.
  7. 청구항 3 내지 5 중 어느 하나의 청구항에 있어서, 상기 동작패턴 인식수단은,The method according to any one of claims 3 to 5, wherein the operation pattern recognition means,
    상기 모바일 단말의 움직임이 이루어지는 동안 영상을 촬영하는 캠코더와,A camcorder for capturing an image while the mobile terminal is moving;
    상기 캠코더에 의해 촬영된 영상으로부터 상기 모바일 단말의 움직임을 유추하여 동작패턴을 검출하는 검출수단을 포함하는 것을 특징으로 하는 동작패턴 인식에 의해 구동되는 모바일 단말.And a detection means for detecting an operation pattern by inferring a movement of the mobile terminal from the image photographed by the camcorder.
PCT/KR2013/008591 2012-10-02 2013-09-25 Mobile terminal driven by movement pattern recognition, mobile card payment method by movement pattern recognition, and storage medium WO2014054863A1 (en)

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