WO2013157689A1 - Système de gestion de reçus électroniques à l'aide d'un terminal utilisateur de communication en champ proche (nfc), et procédé correspondant - Google Patents

Système de gestion de reçus électroniques à l'aide d'un terminal utilisateur de communication en champ proche (nfc), et procédé correspondant Download PDF

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Publication number
WO2013157689A1
WO2013157689A1 PCT/KR2012/003946 KR2012003946W WO2013157689A1 WO 2013157689 A1 WO2013157689 A1 WO 2013157689A1 KR 2012003946 W KR2012003946 W KR 2012003946W WO 2013157689 A1 WO2013157689 A1 WO 2013157689A1
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WO
WIPO (PCT)
Prior art keywords
receipt
electronic receipt
payment
user terminal
electronic
Prior art date
Application number
PCT/KR2012/003946
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English (en)
Korean (ko)
Inventor
양윤지
이문규
조기범
김상훈
Original Assignee
주식회사 신세계아이앤씨
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Application filed by 주식회사 신세계아이앤씨 filed Critical 주식회사 신세계아이앤씨
Publication of WO2013157689A1 publication Critical patent/WO2013157689A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices

Definitions

  • the present invention relates to an electronic receipt management system and a method using an NFC user terminal, and more particularly, the NFC user terminal pays with an electronic wallet, and a simple receipt generated in accordance with the payment and a simple receipt among all receipts in a P2P manner.
  • the present invention relates to an electronic receipt management system and method using an NFC user terminal for receiving, storing, and displaying the entire receipt through a wireless Internet method.
  • a receipt when a receipt is issued, when a user selects a product and makes a payment at the checkout counter, the user delivers a payment card, a membership card or a point card to the cashier, and makes a payment using the cards received by the cashier. Then, the user receives the receipts issued by the clerk cards and receipts must be signed when the amount is paid.
  • the payment is made by the contact of the NFC user terminal and the dongle, the payment receipt received by the payment server generated by the payment server in a P2P method, the electronic payment history You can check the receipt application, receive the entire receipt from the electronic receipt server through the wireless Internet method, and easily check the details of payment, and through the electronic receipt application that stores and manages the received brief receipt and the entire receipt. It is to provide an electronic receipt management system and method using an NFC user terminal that can easily store and manage a large number of electronic receipts.
  • the electronic receipt management system and method using the NFC user terminal of the present invention the electronic receipt application that stores and stores the electronic wallet and payment receipts stored payment information NFC user terminal comprising; NFC payment request relay unit for transmitting the payment information and payment request amount received by requesting the payment information of the electronic wallet to the payment server and the electronic receipt generated by the payment server and NFC received by the NFC user terminal
  • NFC payment request relay unit for transmitting the payment information and payment request amount received by requesting the payment information of the electronic wallet to the payment server and the electronic receipt generated by the payment server and NFC received by the NFC user terminal
  • a dongle including an electronic receipt relay unit for transmitting to a user terminal;
  • the payment unit receives the payment information and the payment request amount received from the payment request relay unit and generates a digital receipt when the payment is processed by the payment unit, and sends the generated electronic receipt to the electronic receipt relay unit and the electronic receipt server.
  • a payment server including an electronic receipt generation unit to perform; And an electronic receipt server configured to receive and store the electronic receipt received from the electronic receipt
  • the electronic receipt includes a simple receipt and a full receipt including detailed information of the simple receipt
  • the payment server generates the simple receipt and the full receipt, and the simple receipt to the electronic receipt relay of the dongle. And transmitting the entire receipt to the electronic receipt server.
  • the NFC communication unit further includes.
  • the simple receipt is characterized in that the contents of the payment date, payment items, payment amount, the total receipt, characterized in that the contents and details of the simple receipt is included.
  • the NFC user terminal is in contact with the dongle within a certain distance;
  • the dongle is a payment request relay step of transmitting, by a payment request relay, payment information of the electronic wallet of the NFC user terminal to the payment server and the payment information received;
  • the payment server makes a payment processing with payment information and a payment request amount received from the payment request relay unit, and when the payment is processed, the electronic receipt generation unit generates an electronic receipt, and generates the electronic receipt.
  • the electronic receipt relay unit receives the electronic receipt generated by the payment server and transmits the received electronic receipt to an NFC user terminal, and the electronic receipt server receives and stores the electronic receipt generated by the payment server. step; And (e) when the NFC user terminal receives the electronic receipt transmitted from the electronic receipt relay unit, an electronic receipt application pre-installed in the NFC user terminal is executed, and the electronic receipt application receives and stores the electronic receipt, Electronic receipt storage management step of displaying the receipt to the NFC user terminal; includes.
  • the electronic receipt including a brief receipt and a full receipt including the detailed information of the brief receipt
  • the step (c) the payment server, when generating the simple receipt and the full receipt, the dongle
  • the simple receipt is transmitted to an electronic receipt relay unit, and the entire receipt is transmitted to the electronic receipt server.
  • the NFC communication unit of the NFC user terminal may receive the electronic receipt transmitted by the electronic receipt relay unit in a P2P manner.
  • the NFC user terminal further comprises the step of requesting a full receipt stored in the electronic receipt server and receiving a full receipt sent by the electronic receipt server.
  • step (f) characterized in that the NFC communication unit of the NFC user terminal receives the entire receipt transmitted by the electronic receipt server in a wireless Internet method.
  • the simple receipt is characterized in that the contents of the payment date, payment items, payment amount, the total receipt, characterized in that the contents and details of the simple receipt is included.
  • the payment is made by the contact of the NFC user terminal and the dongle, and received a simple receipt generated by the payment server in the P2P method can check the payment history as an electronic receipt application, electronic Receiving the entire receipt from the receipt server via the wireless Internet method, you can easily check the details of payment, and also store a number of electronic receipts systematically through the electronic receipt app that stores and manages the received brief receipt and the entire receipt. And it can provide an electronic receipt management system and method using an NFC user terminal that can facilitate management.
  • FIG. 1 is a block diagram showing an electronic receipt management system using an NFC user terminal according to a preferred embodiment of the present invention
  • FIG. 3 is a flowchart illustrating a method for managing an electronic receipt using an NFC user terminal according to an embodiment of the present invention.
  • FIG. 4 is a view showing an electronic receipt of the electronic receipt management system and method using an NFC user terminal according to an embodiment of the present invention.
  • NFC user terminal 110 electronic wallet
  • payment request relay 220 electronic receipt relay
  • Electronic receipt management system using an NFC user terminal includes an NFC user terminal 100, the dongle 200, the payment server 300 and the electronic receipt server 400.
  • FIG. 1 is a block diagram showing an electronic receipt management system using an NFC user terminal according to a preferred embodiment of the present invention
  • Figure 2 is an electronic receipt management system and method using an NFC user terminal according to an embodiment of the present invention. The procedure diagram shown.
  • the NFC user terminal 100 includes an electronic wallet 110, an electronic receipt application 120, and an NFC communication unit 130.
  • NFC user terminal 100 refers to a smartphone equipped with an NFC function, but is not limited thereto.
  • NFC Near field communication
  • the electronic wallet 110 stores the payment information 112, and upon request of the payment information 112 from the payment request relay 210 of the dongle 200 to be described later, the payment information to the payment request relay 210 (112).
  • the electronic wallet 110 is a kind of electronic payment system used in electronic commerce, unlike smart card, which is an IC type electronic money, stores money value in a hard disk or a virtual bank account of a PC and uses it as a wallet while paying for electronic commerce. Software that can pay for.
  • the payment information 112 includes information such as personal information and point cards necessary for payment, and when payment is made by the payment unit 310 to be described later, it is also possible to earn and use points.
  • the electronic receipt application 120 stores and manages the electronic receipt 330. That is, the electronic receipt application 120 is a program that is installed in the NFC user terminal 100, the NFC receipt terminal 330 transmitted from the electronic receipt relay unit 220 of the dongle 200 to be described later NFC terminal 100 When received, the program is executed to store the received electronic receipt 330, and the user can check and manage a plurality of stored electronic receipts 330.
  • the electronic receipt 330 includes a simple receipt 331 and a full receipt 332.
  • FIG. 4 is a view showing an electronic receipt of the electronic receipt management system and method using an NFC user terminal according to an embodiment of the present invention.
  • the brief receipt 331 is a receipt in which details of a payment are simply displayed, and a payment date, a payment item, and a content of a payment amount may be displayed.
  • the entire receipt 332 includes the detailed information of the simple receipt 331, that is, the details of the brief receipt 331 and the details of the payment.
  • the electronic receipt application 120 when executed, the simple receipt 331 is displayed, and when any one item is selected by the user, the total receipt 332 is displayed. In addition, when the detailed view is selected by the user in the total receipt 332, the details thereof are displayed.
  • NFC communication unit 130 receives the electronic receipt 330, that is, the simple receipt 331 transmitted by the electronic receipt relay unit 220 to be described later in a peer-to-peer (P2P) method.
  • P2P peer-to-peer
  • P2P is a technology that allows not only music files or documents and video files in a computer but also DB, CPU, etc. to be shared, and the NFC receipt unit 130 sends a simplified receipt 331 transmitted by the electronic receipt relay unit 220. Received in a P2P method, the brief receipt 331 can be received in a short time because the data capacity is small, the user can check the issuance of the electronic receipt 330.
  • the NFC communication unit 130 requests the electronic receipt 330, that is, the entire receipt 332 to the electronic receipt server 400 to be described later, the electronic receipt 330 transmitted from the electronic receipt server 400 to the wireless Internet method To receive.
  • the entire receipt 332 including the details of the selected brief receipt 331 is included.
  • the NFC communication unit 130 requests the electronic receipt server 400, and receives the data in the wireless Internet method to the total receipt 332 transmitted from the electronic receipt server 400 in the request.
  • the dongle 200 includes a payment request relay unit 210 and an electronic receipt relay unit 220.
  • the payment request relay unit 210 transmits the received payment information 112 and the payment request amount to the payment server 300 by requesting the payment information 112 of the electronic wallet 110 from the NFC user terminal 100. .
  • the payment request amount is an amount input by a payment terminal (not shown) that refers to an amount to be paid by the user by purchasing an item, and inputs a payment amount associated with the dongle 200.
  • the electronic receipt relay unit 220 receives the electronic receipt 330 generated by the payment server 300 and transmits the received electronic receipt 330 to the NFC user terminal 100.
  • the electronic receipt 330 generated by the payment server 300 is a simple receipt 331 and a total receipt 332, and the payment server 300 transmits the simplified receipt 331 to the electronic receipt relay unit 220. Therefore, the electronic receipt relay unit 220 receives the simple receipt 331 from the payment server 300, and transmits the received simple receipt 331 to the NFC user terminal 100.
  • the payment server 300 includes a payment unit 310 and the electronic receipt generation unit 320.
  • the payment unit 310 performs payment processing based on the payment information 112 and the payment request amount received from the payment request relay 210. In this case, points may be accumulated with the point card information included in the payment information 112.
  • the electronic receipt generation unit 320 generates an electronic receipt 330 when the payment is processed in the payment unit 310 and the generated electronic receipt 330 to the electronic receipt relay 220 and the electronic receipt server 400 Send.
  • the electronic receipt 330 generated by the electronic receipt generating unit 320 generates a simple receipt 331 and a total receipt 332.
  • the electronic receipt generating unit 320 transmits a simple receipt 331 to the electronic receipt relay unit 220, and transmits the entire receipt 332 to the electronic receipt server 400.
  • the electronic receipt server 400 receives and stores the electronic receipt 330 received from the electronic receipt generation unit 320.
  • the electronic receipt server 400 receives the entire receipt 332 generated and sent by the electronic receipt generation unit 320, and stores and manages in a database (not shown), NFC communication unit of the NFC user terminal 100 When the 130 requests the total receipt 332, the total receipt 332 corresponding to the request is transmitted to the NFC user terminal 100.
  • payment is possible only when the NFC user terminal 100 and the dongle 200 are in contact with each other, and may receive a simple receipt 331 in a P2P manner among NFC functions. And after receiving the simple receipt 331 in the NFC user terminal 100 may release the contact between the NFC user terminal 100 and the dongle 200.
  • the user wants to check the total receipt 332 since the entire receipt 332 can be received from the electronic receipt server 400 by the wireless Internet method, the NFC user terminal 100 and the dongle 200 are released. Even if the status of the entire receipt 332 is possible at any time.
  • FIG. 3 is a flowchart illustrating a method of managing an electronic receipt using an NFC user terminal according to a preferred embodiment of the present invention.
  • the electronic receipt application 120 is previously installed in the NFC user terminal 100.
  • the dongle 200 requests payment information 112 of the payment request relay unit 210 of the electronic wallet 110 of the NFC user terminal 100 and receives payment information 112 transmitted by the electronic wallet in this request.
  • the payment information 112 and the payment request amount received are transmitted to the payment server 300.
  • the payment server 300 processes the payment by the payment information 310 and the payment request amount received from the payment request relay unit 210 and the payment request amount, and when the payment is processed, the electronic receipt generation unit 320 receives the electronic receipt. 330 is generated, and the generated electronic receipt 330 is transmitted to the electronic receipt relay 220 and the electronic receipt server 400. (S130)
  • the electronic receipt generating unit 320 when the electronic receipt generating unit 320 generates the electronic receipt 330, a simple receipt 331 to be transmitted to the electronic receipt relay unit 220 and a total receipt 332 to be transmitted to the electronic receipt server 400.
  • the brief receipt 331 is characterized in that the payment date, the payment item, the contents of the payment amount is included, and the entire receipt 332 is characterized in that the contents and details of the brief receipt 331 are included.
  • the electronic receipt relay unit 220 receives the electronic receipt 330 generated by the payment server 300 and transmits the received electronic receipt 330 to the NFC user terminal 100, the electronic receipt server 400 the payment
  • the electronic receipt 330 generated by the server 300 is received and stored in a database (not shown) (S140).
  • the electronic receipt application 120 pre-installed in the NFC user terminal 100 is executed, the electronic receipt application 120 is electronic Receive and store the receipt 330, and displays the electronic receipt 330 on the NFC user terminal 100.
  • the communication unit of the NFC user terminal 100 receives the electronic receipt 330, that is, the simple receipt 331 transmitted from the electronic receipt relay 220 in a P2P manner.
  • the NFC user terminal 100 requests the electronic receipt 330 stored in the electronic receipt server 400 and receives the electronic receipt 330 transmitted by the electronic receipt server 400. (S160)
  • the NFC communication unit 130 of the NFC user terminal 100 requests the electronic receipt 330, that is, the total receipt 332 from the electronic receipt server 400, the electronic receipt server 400 to transmit the request Receive the entire receipt 332 by the wireless Internet method.
  • the electronic receipt management system and method using the NFC user terminal the payment is made by the contact of the NFC user terminal 100 and the dongle 200, and is paid by the payment server 300
  • Receiving the generated simple receipt 331 in a P2P method can check the payment details directly to the electronic receipt app 120, and receive the entire receipt 332 from the electronic receipt server 400 by the wireless Internet method details of the payment
  • the electronic receipt application 330 stores and manages the received simple receipt 331 and the entire receipt 332 to systematically store and manage a plurality of electronic receipts 330. It can be done easily.

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Selon la présente invention, un paiement est effectué au moyen du contact entre un terminal utilisateur de communication en champ proche (NFC) et une clé électronique, et un reçu bref, généré par un serveur de paiement et obtenu de celui-ci, est reçu au moyen d'un système poste à poste (P2P) de façon à permettre au décompte du paiement d'être vérifié par une application de reçu électronique, et un reçu complet est reçu d'un serveur de reçu électronique, de manière sans fil sur Internet, de façon à permettre au décompte du paiement détaillé d'être facilement vérifié.
PCT/KR2012/003946 2012-04-17 2012-05-18 Système de gestion de reçus électroniques à l'aide d'un terminal utilisateur de communication en champ proche (nfc), et procédé correspondant WO2013157689A1 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR10-2012-0039554 2012-04-17
KR20120039554 2012-04-17

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WO2013157689A1 true WO2013157689A1 (fr) 2013-10-24

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Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20040060861A (ko) * 2004-03-05 2004-07-06 장시영 개인 휴대통신 단말기에 구현되는 상징화면과 텍스트문자로 이루어진 전자영수증 제공 시스템.
KR20060060985A (ko) * 2004-12-01 2006-06-07 주식회사 케이티프리텔 Ｒｆｉｄ 기술을 이용한 영수증 관리 시스템 및 방법
KR20070022422A (ko) * 2005-08-22 2007-02-27 주식회사 아이캐시 휴대전화기를 매체로 하는 전자영수증, 할인쿠폰, 포인트,티켓 및 토큰 발행내역기록 방법 및 시스템
KR20110014921A (ko) * 2009-08-06 2011-02-14 에스케이 텔레콤주식회사 현금 영수증 발급 방법 및 장치

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20040060861A (ko) * 2004-03-05 2004-07-06 장시영 개인 휴대통신 단말기에 구현되는 상징화면과 텍스트문자로 이루어진 전자영수증 제공 시스템.
KR20060060985A (ko) * 2004-12-01 2006-06-07 주식회사 케이티프리텔 Ｒｆｉｄ 기술을 이용한 영수증 관리 시스템 및 방법
KR20070022422A (ko) * 2005-08-22 2007-02-27 주식회사 아이캐시 휴대전화기를 매체로 하는 전자영수증, 할인쿠폰, 포인트,티켓 및 토큰 발행내역기록 방법 및 시스템
KR20110014921A (ko) * 2009-08-06 2011-02-14 에스케이 텔레콤주식회사 현금 영수증 발급 방법 및 장치

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