WO2013151359A1 - Application for authentication, member registration, and payment services using mobile communication terminal - Google Patents

Application for authentication, member registration, and payment services using mobile communication terminal Download PDF

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Publication number
WO2013151359A1
WO2013151359A1 PCT/KR2013/002823 KR2013002823W WO2013151359A1 WO 2013151359 A1 WO2013151359 A1 WO 2013151359A1 KR 2013002823 W KR2013002823 W KR 2013002823W WO 2013151359 A1 WO2013151359 A1 WO 2013151359A1
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WO
WIPO (PCT)
Prior art keywords
application
mobile communication
network key
communication terminal
data
Prior art date
Application number
PCT/KR2013/002823
Other languages
French (fr)
Korean (ko)
Inventor
김주한
Original Assignee
Kim Juhan
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Kim Juhan filed Critical Kim Juhan
Publication of WO2013151359A1 publication Critical patent/WO2013151359A1/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/36—User authentication by graphic or iconic representation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00—Arrangements for program control, e.g. control units
    • G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • G06F9/44—Arrangements for executing specific programs
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/10—Office automation; Time management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M1/00—Substation equipment, e.g. for use by subscribers
    • H04M1/02—Constructional features of telephone sets
    • H04M1/0202—Portable telephone sets, e.g. cordless phones, mobile phones or bar type handsets
    • H04M1/026—Details of the structure or mounting of specific components
    • H04M1/0264—Details of the structure or mounting of specific components for a camera module assembly
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60—Context-dependent security
    • H04W12/69—Identity-dependent
    • H04W12/77—Graphical identity

Definitions

  • the present invention relates to an authentication and membership registration service and a payment service using a mobile communication terminal.
  • the present invention relates to an authentication and membership service and a payment service using personal information and payment information of a mobile subscriber stored and managed by a mobile communication company.
  • Patent Document Application No. 10-2010-0137435 of mobile phones that automatically access specific Internet sites can be authenticated, registered, and settled using mobile communication terminals.
  • an application for transmitting and receiving a network key, a URL list file storing a URL of a smart safe server to be connected to a control setting file, and the like are stored in a ROM of a mobile communication terminal, which makes it difficult for a user to install an application. There is a restriction to be installed by.
  • the mobile communication terminal can receive two-dimensional barcode data such as a QR code or data including a network key through short-range wireless communication. This follows.
  • the method of receiving the data including the network key by the mobile communication terminal is a method of scanning a two-dimensional bar code such as a QR code and receiving in a non-contact manner by short-range wireless communication. Limited to doing so.
  • An object of the present invention is to provide an application of a mobile communication terminal which is executed by a control unit by an operation of an input unit of a mobile communication terminal, without being limited to the application being executed only when an external interface button is pressed.
  • An object of the present invention is to provide a method for scanning a two-dimensional barcode such as a QR code using a mobile communication terminal and receiving data including a network key in a non-contact manner by near field communication. Provides an application that accesses directly to receive the data or directly through the mobile application for receiving and transmitting the data to the smart vault server.
  • a mobile communication terminal is provided with a camera, and the mobile communication terminal storage unit has an application for scanning a two-dimensional bar code, such as a QR code, and a network key transmission application that receives data including a network key as a parameter.
  • a two-dimensional bar code such as a QR code
  • a network key transmission application that receives data including a network key as a parameter.
  • Stored recording medium network key reception application execution step for executing an application for scanning two-dimensional barcode such as QR code by operation of input unit of mobile communication terminal, scanning step for scanning two-dimensional barcode such as QR code, scanned data
  • an execution step of executing the network key transmission application as a parameter is provided with a camera, and the mobile communication terminal storage unit has an application for scanning a two-dimensional bar code, such as a QR code, and a network key transmission application that receives data including a network key as a parameter.
  • Stored recording medium network key reception application execution step for executing an application for scanning two-dimensional barcode such as QR code by operation
  • the mobile communication terminal has a near field communication function such as Bluetooth or NFC, and the mobile communication terminal storage unit receives the data including the network key in the near field communication and the data including the network key.
  • the mobile communication terminal storage unit receives the data including the network key in the near field communication and the data including the network key.
  • a recording medium storing a network key transmission application executed as a parameter, and a network key reception application executing step of executing an application for receiving data in short range wireless communication by an operation of an input unit, and a data receiving step of receiving data in short range wireless communication And an execution step of executing the network key transmission application using the received data as a parameter.
  • a mobile communication terminal is provided with a mobile web browser, a storage medium storing a network transmission application that is executed by receiving data including a network key as a parameter, and a web server of merchants in a web browser by manipulation of an input unit.
  • the screen request step for requesting data and screen including token and network key the screen received from the web browser is displayed on the display unit of the mobile communication terminal, and the network transmission application is executed using the data including the network key as a parameter. Characterized in that it comprises an execution step of executing.
  • a mobile communication terminal includes an application requiring authentication or an application requiring payment, and a recording medium storing a network transmission application that is executed by receiving data including a network key as a parameter, and controls the operation of the input unit. And a data request step of requesting data including a net key from the service server of the merchant by the application, and executing a network key transmission application using the data including the network key received from the merchant service server as a parameter. It is characterized by.
  • the network key transmission application may be executed by an application having a receiving means for receiving parameter data or by a mobile web browser that receives parameter data.
  • the parameters transmitted when the network key transmission application is executed include a header portion and a data portion, the header portion includes at least a connection identification code for specifying a service server to be connected, and the data portion includes issuer information for at least the issuer of the token. It is characterized by having a one-time token.
  • the execution of the network key transmission application may include determining a data type of the transmitted parameter, a parameter separation step of separating a header part and a data part from a parameter, a connection identification code extraction step from the separated header part, and a service server to be connected with the extracted connection identification code.
  • a URL acquisition means for obtaining a URL of a URL a transmission step of transmitting to the smart vault server at least the data part as a parameter to the obtained URL, a reception step of receiving a result from the smart vault server, and returning the received result to a place where the application is called. It is characterized by including a result conveyance step.
  • the URL obtaining means obtains the URL of the smart vault server to be connected by the access identification code, and the carrier identification information acquiring step of acquiring the carrier identification information subscribed to the mobile communication terminal, combining the carrier identification information and the access identification code. And a URL extraction step of extracting the URL from the URL information stored in the file or database form in the storage unit using the combined identification information as a key.
  • the mobile communication terminal embodying the present invention is composed of an input unit, a display unit, a control unit, a wireless communication unit, and a storage unit, as in general equipment, an input process by an input unit, a screen output process to output to a display unit, and a wireless transmit / receive process through a wireless communication unit.
  • the control unit is executed according to the control command of the mobile operating system and the application.
  • the mobile communication terminal is a wide concept including all mobile communication terminals, such as a typical mobile phone, smart phone, smart tab.
  • the storage unit may be a read only memory (ROM), a universal subscriber identity module (USIM), or a nonvolatile mobile memory.
  • ROM read only memory
  • USIM universal subscriber identity module
  • the mobile memory is a non-volatile memory, such as a flash memory, in which stored information does not disappear even when the terminal is turned off.
  • the storage unit stores various applications and files required for the application, and the application is executed by the controller.
  • the input unit transmits a user's input to the controller as input means such as a keypad or a touch device.
  • an ID, password, personal information, and payment information are inputted and manipulated by the client, thereby causing security risk and user anxiety.
  • the mobile communication terminal provides an application program interface (API) for receiving a netkey and calling an application for transmitting the netkey through various netkey receiving means, the smart safe server through the called application.
  • API application program interface
  • the netkey will be sent to.
  • the network and smart vault system enable users to secure and convenient authentication services, membership registration services and payment services.
  • 1 is a block diagram showing the configuration of a system for receiving a network key through a QR code to a mobile communication terminal.
  • FIG. 2 is a block diagram showing the configuration of a system for receiving a network key to a mobile communication terminal through short-range wireless communication;
  • FIG. 3 is a block diagram showing the configuration of a system for receiving a network key from the mobile communication terminal itself.
  • FIG. 4 is a block diagram of a mobile communication terminal according to an embodiment of the present invention.
  • FIG. 5 is a functional block diagram of the smart vault server 200 according to an embodiment of the present invention.
  • FIG. 6 is a functional block diagram of an affiliated store server 300 according to an embodiment of the present invention.
  • FIG. 7 is a flow chart in which an application, which is an embodiment of the invention, is executed.
  • FIG. 8 is a sequence diagram of calling an application of an embodiment of the present invention in the system configuration of FIG.
  • FIG. 9 is a sequence diagram of calling an application of an embodiment of the present invention in the system configuration of FIG.
  • FIG. 10 is a sequence diagram in which an application of an embodiment of the present invention is executed.
  • Embodiment of this invention is described based on the following figure.
  • FIG. 1 is a block diagram showing the configuration of a system for receiving a network key to a mobile communication terminal via a two-dimensional bar code such as a QR code.
  • FIG. 2 is a block diagram showing the configuration of a system for receiving a network key to a mobile communication terminal through short-range wireless communication;
  • FIG. 3 is a block diagram showing the configuration of a system for receiving a network key from the mobile communication terminal itself.
  • VPN private network
  • FIG. 4 is a block diagram of a mobile communication terminal according to an embodiment of the present invention.
  • the mobile communication terminal 100 includes a control unit 110, a display unit 120, a wireless communication unit 130, a storage unit 140, and an input unit 150.
  • the display unit 120 displays information by the controller 110.
  • the wireless communication unit 130 performs a communication function by using a network network 900 or the like.
  • the storage unit 140 may be a read only memory (ROM), a universal subscriber identity module (USIM), a nonvolatile mobile memory, and various applications and applications, including an operating system of a mobile communication terminal, an application of an embodiment of the present invention.
  • the application and the file are read and executed by the control unit 110 as a recording medium storing the necessary files.
  • the input unit 150 transmits what the user inputs to the control unit 110 as input means such as a keypad or a touch device.
  • FIG. 5 is a functional block diagram of the smart vault server 200 according to an embodiment of the present invention.
  • smart vault server 200 is a network key receiving function 210, authentication function 220, payment function 230, result transmission function 240, personal information database At least 291 and a database 290 having a payment information database 292 is stored.
  • FIG. 6 is a functional block diagram of an affiliated store server 300 according to an embodiment of the present invention.
  • the merchant server 300 according to an embodiment of the present invention, token issuing function 310, token monitoring function 320, token collection and token processing function 330, member information database 391, And a database 390 that holds the token information database 392 and the transaction information database 393.
  • FIG. 7 is a flow chart in which an application, which is an embodiment of the present invention, is executed in the mobile communication terminal 100.
  • the input parameter checking step (step S1) when the parameter is normal data (Yes for step S2), the parameter separating step (S3) for separating the parameter into the head part and the data part, In the case of abnormal data (No for step S2), an error message is displayed on the display unit 120 (S9), and the process ends.
  • the smart vault server 200 for the token included in the network key and the merchant server 300 that issued the token included in the network communicate with each other and process, at least the processed token and the result data wirelessly
  • FIG. 8 is a sequence diagram of calling an application of an embodiment of the present invention in the system configuration of FIG.
  • a screen including a network key is requested to the affiliate server 300 by operating the input unit in the network network 920.
  • the merchant server 300 issues a token in the token issuing function 310 to step A1, adds data to the token information database 392, and generates a network key combining the token and the merchant identification ID.
  • the client terminal 400 displays a screen with a QR code image and requests the merchant server 300 to monitor token processing for a corresponding token.
  • Step A3 the token monitoring function 320 of the merchant server 300 monitors the token information database 392 at a predetermined time period, and when the token processing is completed, the token processing is completed on the client 400.
  • step A4 of notifying the user the user operates the input unit 150 of the mobile communication terminal 100 to start an application that receives a netkey with a QR code, and scans the data including the netkey as an input parameter.
  • the client terminal 400 is notified of the token processing completion by the step A5 and the step A4 in which the application is executed, the token for the request of the step A6 and the step A6 requesting the merchant server 300 the token processing result screen.
  • Step A7 which generates the processing result screen and responds to the client terminal 400, the client terminal 400, includes step A8, which displays the received screen.
  • FIG. 9 is a sequence diagram of calling an application of an embodiment of the present invention in the system configuration of FIG.
  • the network unit 900 may be operated through the wireless communication unit 130 by operating the input unit 150.
  • the token issuance function 310 issues a token to step B1, and sends the data to the token information database 392.
  • a network key generated by combining the token and the merchant identification ID is generated, and the mobile communication terminal 100 responds to the mobile communication terminal 100, and the mobile communication terminal 100 receives the network key as a response to step B2.
  • Step B3 of calling the application according to the present embodiment using data as a parameter, and receiving the token and the result data when the application of the present example ends, displaying the result screen on the display unit 120. Includes B4.
  • FIG. 10 is a sequence diagram in which an application of an embodiment of the present invention is executed in the mobile communication terminal 100.
  • step C1 when the application of the embodiment of the present invention is executed in the mobile communication terminal 100, step C1, the smart safe executed in order from the flowchart parameter checking step S1 to the network key sending step S6 in FIG.
  • the server 200 receives a network key through the network 900, determines a validity of the network key, and extracts a token and merchant identification ID from the network key 210.
  • Authentication function that inquires into personal information database 291 whether International Mobile Equipment Identity (IMSDN) and Mobile Subscriber International ISDN Number (MSISDN) is a contracted subscriber's terminal used for smart vault service, and acquires personal identification ID if contracted terminal ( 220, the merchant server ID is acquired, and the merchant server 30 is configured by inspecting the communication network 910 with at least a token and a personal identification ID as parameters.
  • step C2 and the merchant server 300 to transmit to 0) when the purpose of the collected token is membership registration or payment mutual communication with the smart vault server 200 to complete the token processing.
  • the token information database 392 updates that the corresponding token is completed, and the step C3 and the smart vault server 200 responding to the smart vault server 200 with the processing result data including the token, processing the result data.
  • step C4 when the mobile communication terminal 100 receives the processing result data, the application calling the application according to the embodiment of the present invention, when receiving the processing result data. It includes step C5 to return to.
  • the token is issued by the affiliated server, and the valid time can be set as a unique identifier at the affiliated store.
  • the token is valid when the token is collected and processed by the affiliated server that issued the token within the set valid time.
  • the network includes at least one-time token and issuer identification information that issued the token, and the data type of the network includes a merchant server that issued the token and a smart vault server that receives the network key from the mobile communication terminal. It is a mutually agreed data type that can separate token and issuer identification information.
  • the smart vault is a server that stores and manages the subscriber's personal information for authentication and at least the member registration service and the authentication service, and the subscriber's payment information for the payment service.
  • the mobile communication terminal installs and executes an application for transmitting the net key, and transmits the network specialized data in the promised form, and the smart vault is in the promised form. Since only the network key is filtered and received, no control commands can be made to the smart vault from the outside.
  • the present invention can be applied to a subscription and authentication system and a payment system using a mobile communication terminal.

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Abstract

In a smart safe system that provides an authentication service without requiring IDs or passwords in various client terminals and mobile communication terminals, provides a member registration service without requiring personal information, and provides a payment service without requiring payment information, the present invention relates to an application that transmits a net key from a mobile communication terminal to a smart safe server and relates to API that calls the application. The smart safe system includes at least a smart safe server for a mobile communication company and a franchise server, a client terminal including a mobile communication terminal, and a mobile communication terminal that transmits and receives the net key. The net key is characterized in that it includes a token issued from a franchise and an ID of the franchise that issues the token. That is, the franchise server issues the token by a request from the client terminal and makes the net key, and the mobile communication terminal receives the net key and transmits it to the smart safe server. The franchise server performs related processing on the token collected through the smart safe server depending on its use while communicating with the smart safe server.

Description

[규칙 제26조에 의한 보정 21.06.2013]　이동통신 단말기를 이용한 인증, 회원등록 그리고 결제 서비스를 위한 애플리케이션[Correction 21.06.2013] according to Rule 26. Application for authentication, membership registration and payment service using mobile communication terminal
본 발명은, 이동통신 단말기를 이용한 인증 및 회원등록 서비스 그리고 결제 서비스에 관한 것으로서, 이동통신사가 보관 및 관리하고 있는 이동통신 가입자의 개인정보와 결제정보를 이용하여 인증 및 회원등록 서비스, 그리고 결제 서비스를 위하여, 스마트금고의 서버에 적어도 가맹점의 식별ID와 가맹점 서버에서 발행한 토큰 정보를 포함한 네트키를 전달하기 위해 이동통신 단말기에 저장되어 진 네트키 송신 애플리케이션을 실행하는 방법 및 네트키 송신 애플리케이션을 실행하여 스마트금고 서버에 접속하여 처리하는 이동통신 단말기 애플리케이션에 관한 것임.The present invention relates to an authentication and membership registration service and a payment service using a mobile communication terminal. The present invention relates to an authentication and membership service and a payment service using personal information and payment information of a mobile subscriber stored and managed by a mobile communication company. A method for executing a network key transmission application and a network key transmission application stored in a mobile communication terminal to deliver a network key including at least the identification ID of the merchant and token information issued by the merchant server to the server of the smart vault. It relates to a mobile communication terminal application that executes and accesses and processes a smart vault server.
카메라 부착된 이동통신 단말기의 보급으로 바코드를 스캔하는 애플리케이션을 실행하여 QR코드[등록상표]같은2 차원 바코드를 이동통신 단말기로 읽는 것이 가능하다.With the spread of camera-equipped mobile communication terminals, it is possible to run an application that scans barcodes and read two-dimensional barcodes such as QR codes (registered trademark) into the mobile communication terminals.
또, 근년, 세계 표준의 근거리 무선 규격인 BlueTooth[등록상표]및 NFC[등록상표]를 탑재한 이동통신 단말기의 보급으로 근거리 무선통신으로 이동통신 단말기에 데이터를 전송하는 것이 가능하다.Moreover, in recent years, with the spread of mobile communication terminals equipped with BlueTooth (registered trademark) and NFC (registered trademark), which are world standard short-range wireless standards, it is possible to transmit data to a mobile communication terminal by short-range wireless communication.
모바일 웹브라우저가 탑재된 이동통신 단말기를 통하여 모바일 웹사이트에 접속하는 것이 가능하다.It is possible to access a mobile website through a mobile communication terminal equipped with a mobile web browser.
스마트 기기 (예 스마트폰 스마트탭 등)와 같은 이동통신 단말기의 보급으로 인증이 필요한 금융 서비스 애플리케이션을 이동통신 단말기에서 실시하고, 결제가 필요한 모바일 쇼핑 애플리케이션을 이동통신 단말기에서 실시하는 것이 가능하다.With the spread of mobile communication terminals such as smart devices (such as smart phones and smart taps), it is possible to perform financial service applications requiring authentication in mobile communication terminals and mobile shopping applications requiring payment in mobile communication terminals.
특정 인터넷 사이트에 자동 접속하는 휴대전화의 응용프로그램[특허문헌 출원번호 10-2010-0137435]에는 이동통신 단말기를 이용하여 인증, 회원가입, 결제가 가능하다. Application programs (Patent Document Application No. 10-2010-0137435) of mobile phones that automatically access specific Internet sites can be authenticated, registered, and settled using mobile communication terminals.
그러나 상기 특허문헌의 경우 네트키를 송수신하는 애플리케이션, 제어 설정 파일과 접속할 스마트금고 서버의 URL를 보존한 URL 리스트 파일 등이 이동통신 단말기의 ROM에 저장하도록 되어, 사용자가 애플리케이션을 설치하기 어렵고 단말기 제조사에 의해서 설치되어야 하는 제한이 따른다.   However, in the patent document, an application for transmitting and receiving a network key, a URL list file storing a URL of a smart safe server to be connected to a control setting file, and the like are stored in a ROM of a mobile communication terminal, which makes it difficult for a user to install an application. There is a restriction to be installed by.
그러나 상기 특허문헌의 도면 5의 플로차트(flow chart)를 보면 외부 인터페이스 버튼을 누를 때만 이동통신 단말기가 QR코드와 같은 2차원 바코드 데이터나 근거리 무선 통신을 통하여 네트키를 포함한 데이터를 수신할 수 있는 제한이 따른다.However, in the flow chart of FIG. 5 of the patent document, only when the external interface button is pressed, the mobile communication terminal can receive two-dimensional barcode data such as a QR code or data including a network key through short-range wireless communication. This follows.
그러나 상기 특허문헌의 도면 5의 플로차트(flow chart)에 의하면, 이동통신 단말기가 네트키를 포함한 데이터를 수신하는 방법은 QR코드와 같은 2차원 바코드를 스캔하는 방법과 근거리 무선 통신에 의한 비접촉식으로 수신하는 것으로 제한되어 진다.However, according to the flowchart of FIG. 5 of the patent document, the method of receiving the data including the network key by the mobile communication terminal is a method of scanning a two-dimensional bar code such as a QR code and receiving in a non-contact manner by short-range wireless communication. Limited to doing so.
본 발명의 목적은, 네트키를 송수신하는 애플리케이션을 사용자가 다운로드 사이트에서 입수하여 이동통신 단말기의 저장부에 저장하고, 직접 설치할 수 있는 기록 매체를 제공한다.It is an object of the present invention to provide a recording medium in which a user can obtain an application for transmitting and receiving a network key from a download site, store it in a storage unit of a mobile communication terminal, and install it directly.
본 발명의 목적은, 애플리케이션이 외부 인터페이스 버튼이 눌러 졌을 때만 실시되는 것에 제한하지 않고 이동통신 단말기의 입력부의 조작에 의해 제어부에서 실행하는 이동통신 단말기의 애플리케이션을 제공한다. SUMMARY OF THE INVENTION An object of the present invention is to provide an application of a mobile communication terminal which is executed by a control unit by an operation of an input unit of a mobile communication terminal, without being limited to the application being executed only when an external interface button is pressed.
본 발명의 목적은, 이동통신 단말기를 이용하여 QR코드와 같은 2차원 바코드를 스캔하는 방법과 근거리 무선통신에 의한 비접촉식 방식으로 네트키를 포함한 데이터를 수신하는 것에 더하여 이동통신 단말기로 모바일 웹사이트에 접속하여 직접 상기 데이터를 수신하거나 모바일용 애플리케이션을 통하여 직접 상기 데이터를 수신하고 스마트금고 서버에 전송하는 애플리케이션을 제공한다.An object of the present invention is to provide a method for scanning a two-dimensional barcode such as a QR code using a mobile communication terminal and receiving data including a network key in a non-contact manner by near field communication. Provides an application that accesses directly to receive the data or directly through the mobile application for receiving and transmitting the data to the smart vault server.
상기의 목적을 달성하기 위해서, 이동통신 단말기에는 카메라를 구비하고 이동통신 단말기 저장부에는 QR코드와 같은 2차원 바코드를 스캔하는 애플리케이션과 네트키를 포함한 데이터를 파라미터로 받아 실행되는 네트키 송신 애플리케이션이 저장된 기록매체, 이동통신 단말기의 입력부 조작에 의해 QR코드와 같은 2차원 바코드를 스캔하는 애플리케이션을 실행하는 네트키 수신 애플리케이션 실행 단계, QR코드와 같은 2차원 바코드를 스캔하는 스캔 단계, 스캔한 데이터를 파라미터로 해서 네트키 송신 애플리케이션을 실행하는 실행단계를 포함하여 이루어진 것을 특징으로 한다.In order to achieve the above object, a mobile communication terminal is provided with a camera, and the mobile communication terminal storage unit has an application for scanning a two-dimensional bar code, such as a QR code, and a network key transmission application that receives data including a network key as a parameter. Stored recording medium, network key reception application execution step for executing an application for scanning two-dimensional barcode such as QR code by operation of input unit of mobile communication terminal, scanning step for scanning two-dimensional barcode such as QR code, scanned data And an execution step of executing the network key transmission application as a parameter.
상기의 목적을 달성하기 위해서, 이동통신 단말기에는BlueTooth 나 NFC와 같은 근거리 무선통신 기능을 구비하고, 이동통신 단말기 저장부에는 근거리 무선통신으로 네트키를 포함한 데이터를 수신하는 애플리케이션과 네트키를 포함한 데이터를 파라미터로 받아 실행되는 네트키 송신 애플리케이션이 저장된 기록매체, 입력부의 조작에 의해 근거리 무선통신으로 데이터를 수신하는 애플리케이션을 실행하는 네트키 수신 애플리케이션 실행 단계, 근거리 무선통신으로 데이터를 수신하는 데이터 수신단계, 수신한 데이터를 파라미터로 해서 네트키 송신 애플리케이션을 실행하는 실행단계를 포함하는 것을 특징으로 한다.In order to achieve the above object, the mobile communication terminal has a near field communication function such as Bluetooth or NFC, and the mobile communication terminal storage unit receives the data including the network key in the near field communication and the data including the network key. Is a recording medium storing a network key transmission application executed as a parameter, and a network key reception application executing step of executing an application for receiving data in short range wireless communication by an operation of an input unit, and a data receiving step of receiving data in short range wireless communication And an execution step of executing the network key transmission application using the received data as a parameter.
상기의 목적을 달성하기 위해서, 이동통신 단말기는 모바일 웹브라우저를 구비하고, 네트키를 포함한 데이터를 파라미터로 받아 실행되는 네트키 송신 애플리케이션이 저장된 기록매체, 입력부의 조작에 의해 웹브라우저에서 가맹점 웹서버에 토큰과 네트키가 포함된 데이터와 화면을 요구하는 화면 요구 단계, 웹브라우저에서 수신한 화면을 이동통신 단말기의 표시부에 표시함과 동시에 네트키가 포함된 데이터를 파라미터로 해서 네트키 송신 애플리케이션을 실행하는 실행단계를 포함하는 것을 특징으로 한다.In order to achieve the above object, a mobile communication terminal is provided with a mobile web browser, a storage medium storing a network transmission application that is executed by receiving data including a network key as a parameter, and a web server of merchants in a web browser by manipulation of an input unit. In the screen request step for requesting data and screen including token and network key, the screen received from the web browser is displayed on the display unit of the mobile communication terminal, and the network transmission application is executed using the data including the network key as a parameter. Characterized in that it comprises an execution step of executing.
상기의 목적을 달성하기 위해서, 이동통신 단말기는 인증이 필요한 애플리케이션 또는 결제가 필요한 애플리케이션을 구비하고, 네트키를 포함한 데이터를 파라미터로 받아 실행되는 네트키 송신 애플리케이션이 저장된 기록매체, 상기 입력부의 조작에 의해 상기 애플리케이션에서 가맹점의 서비스 서버에 네트키를 포함한 데이터를 요구하는 데이터 요구단계, 상기 가맹점 서비스 서버에서 수신한 네트키가 포함된 데이터를 파라미터로 해서 네트키 송신 애플리케이션을 실행하는 실행단계를 포함하는 것을 특징으로 한다.In order to achieve the above object, a mobile communication terminal includes an application requiring authentication or an application requiring payment, and a recording medium storing a network transmission application that is executed by receiving data including a network key as a parameter, and controls the operation of the input unit. And a data request step of requesting data including a net key from the service server of the merchant by the application, and executing a network key transmission application using the data including the network key received from the merchant service server as a parameter. It is characterized by.
상기 네트키 송신 애플리케이션의 실행은 파라미터 데이터를 수신하는 수신수단을 갖은 애플리케이션에 의해서 실행되거나, 파라미터 데이터를 수신한 모바일 웹브라우저에 의해서 실행되는 것을 특징으로 한다.The network key transmission application may be executed by an application having a receiving means for receiving parameter data or by a mobile web browser that receives parameter data.
상기 네트키 송신 애플리케이션이 실행될 때 전달되는 파라미터에는 헤더부와 데이터부가 있어, 상기 헤더부에는 적어도 접속할 서비스 서버를 특정하는 접속식별 코드를 갖추고, 상기 데이터부에는 적어도 토큰의 발행자를 알 수 있는 발행자 정보, 1회성 토큰을 갖추는 것을 특징으로 한다.The parameters transmitted when the network key transmission application is executed include a header portion and a data portion, the header portion includes at least a connection identification code for specifying a service server to be connected, and the data portion includes issuer information for at least the issuer of the token. It is characterized by having a one-time token.
상기 네트키 송신 애플리케이션의 실행은 전달되어 진 파라미터의 데이터 형태 확인단계, 파라미터에서 헤더부와 데이터부를 분리하는 파라미터 분리단계, 분리한 헤더부에서 접속식별코드 추출단계, 추출한 접속식별코드로 접속할 서비스 서버의 URL을 취득하는 URL취득수단, 취득한 URL에 적어도 상기 데이터부를 파라미터로 하여 스마트금고 서버에 송신하는 송신단계, 스마트금고 서버로부터 결과를 수신하는 수신단계, 수신한 결과를 애플리케이션을 호출한 곳에 돌려주는 결과 반송단계를 포함하는 것을 특징으로 한다.The execution of the network key transmission application may include determining a data type of the transmitted parameter, a parameter separation step of separating a header part and a data part from a parameter, a connection identification code extraction step from the separated header part, and a service server to be connected with the extracted connection identification code. A URL acquisition means for obtaining a URL of a URL, a transmission step of transmitting to the smart vault server at least the data part as a parameter to the obtained URL, a reception step of receiving a result from the smart vault server, and returning the received result to a place where the application is called. It is characterized by including a result conveyance step.
상기 URL 취득 수단은 상기 접속식별코드로 접속할 스마트금고 서버의 URL을 취득하는 것으로, 이동통신 단말기를 가입한 통신사 식별정보를 취득하는 통신사 식별정보 취득단계, 상기 통신사 식별정보와 상기 접속식별코드를 조합하는 식별정보 조합단계, 조합한 식별정보를 키로 하여 상기 저장부에 파일 형태 또는 데이터베이스 형태로 저장된 URL정보로부터 URL을 추출하는 URL추출단계를 포함하는 것을 특징으로 한다.The URL obtaining means obtains the URL of the smart vault server to be connected by the access identification code, and the carrier identification information acquiring step of acquiring the carrier identification information subscribed to the mobile communication terminal, combining the carrier identification information and the access identification code. And a URL extraction step of extracting the URL from the URL information stored in the file or database form in the storage unit using the combined identification information as a key.
본 발명을 구현하는 상기 이동통신 단말기는 통상의 장비와 같이 입력부, 표시부, 제어부, 무선통신부, 저장부로 이루어지고, 입력부에 의한 입력처리, 표시부에 출력하는 화면출력처리, 무선통신부를 통한 무선 송수신처리, 저장부의 정보를 읽고 쓰는 것은 제어부의 통제로 이루어지면 제어부는 모바일 운영체제와 애플리케이션의 제어 명령에 따라 실행된다. 상기 이동통신 단말기는 통상의 핸드폰, 스마트폰, 스마트탭등 모든 이동통신용 단말기를 포함하는 넓은 개념이다.The mobile communication terminal embodying the present invention is composed of an input unit, a display unit, a control unit, a wireless communication unit, and a storage unit, as in general equipment, an input process by an input unit, a screen output process to output to a display unit, and a wireless transmit / receive process through a wireless communication unit. For example, when reading and writing information in the storage unit is controlled by the control unit, the control unit is executed according to the control command of the mobile operating system and the application. The mobile communication terminal is a wide concept including all mobile communication terminals, such as a typical mobile phone, smart phone, smart tab.
상기 저장부는 ROM(Read Only Memory),USIM(Universal Subscriber Identity Module), 비휘발성 모바일 메모리가 될 수 있다.The storage unit may be a read only memory (ROM), a universal subscriber identity module (USIM), or a nonvolatile mobile memory.
상기 모바일 메모리는 플래시메모리와 같이 단말기의 전원을 꺼도 저장된 정보가 사라지지 않는 비휘발성 메모리로 넓은 개념이다.The mobile memory is a non-volatile memory, such as a flash memory, in which stored information does not disappear even when the terminal is turned off.
상기 저장부에는 각종 애플리케이션과 애플리케이션에 필요로 하는 파일들이 저장되어 있으며 상기 애플리케이션은 제어부에서 실행된다.The storage unit stores various applications and files required for the application, and the application is executed by the controller.
상기 입력부는 키패드나 터치장치 등의 입력수단으로서 사용자의 입력을 제어부에 전달한다.The input unit transmits a user's input to the controller as input means such as a keypad or a touch device.
종례의 클라이언트 서버 시스템에서는 ID나 패스워드, 개인정보, 결제정보를 클라이언트에서 입력 조작하여 보안상의 위험과 사용자의 불안이 있었다. 본 발명의 실시 예에서는 이동통신 단말기에 각종의 네트키 수신수단을 통하여 네트키를 수신하고 네트키를 송신하는 애플리케이션을 호출하는API(Application Program Interface)를 제공하므로, 호출된 애플리케이션을 통하여 스마트금고 서버에 네트키를 송신하게 된다. 네트키와 스마트금고 시스템은 사용자에게 안전하고 편리한 인증서비스, 회원등록 서비스, 결제 서비스를 가능하게 한다.In a typical client server system, an ID, password, personal information, and payment information are inputted and manipulated by the client, thereby causing security risk and user anxiety. According to an embodiment of the present invention, since the mobile communication terminal provides an application program interface (API) for receiving a netkey and calling an application for transmitting the netkey through various netkey receiving means, the smart safe server through the called application. The netkey will be sent to. The network and smart vault system enable users to secure and convenient authentication services, membership registration services and payment services.
도 1은, 네트키를 QR코드를 통하여 이동통신 단말기에 수신하는 시스템의 구성을 도시화한 블록도.1 is a block diagram showing the configuration of a system for receiving a network key through a QR code to a mobile communication terminal.
도 2는, 네트키를 근거리 무선통신을 통하여 이동통신 단말기에 수신하는 시스템의 구성을 도시화한 블록도2 is a block diagram showing the configuration of a system for receiving a network key to a mobile communication terminal through short-range wireless communication;
도 3은, 네트키를 이동통신 단말기 자체에서 수신하는 시스템의 구성을 도시화한 블록도.3 is a block diagram showing the configuration of a system for receiving a network key from the mobile communication terminal itself.
도 4는, 본 발명의 실시 예에 따른 이동통신 단말기의 구성도이다.4 is a block diagram of a mobile communication terminal according to an embodiment of the present invention.
도 5는, 본 발명의 실시 예에 따른 스마트금고 서버(200)의 기능 블록도이다.5 is a functional block diagram of the smart vault server 200 according to an embodiment of the present invention.
도 6은, 본 발명의 실시 예에 따른 가맹점 서버(300)의 기능 블록도이다.6 is a functional block diagram of an affiliated store server 300 according to an embodiment of the present invention.
도 7은, 본 발명의 실시 예인 애플리케이션이 실행되는 플로차트(flow chart) 도이다.FIG. 7 is a flow chart in which an application, which is an embodiment of the invention, is executed.
도 8은, 도 1의 시스템 구성에서 본 발명의 실시 예의 애플리케이션을 호출하는 시퀀스도이다.8 is a sequence diagram of calling an application of an embodiment of the present invention in the system configuration of FIG.
도 9는, 도 3의 시스템 구성에서 본 발명의 실시 예의 애플리케이션을 호출하는 시퀀스도이다.9 is a sequence diagram of calling an application of an embodiment of the present invention in the system configuration of FIG.
도 10은, 본 발명의 실시 예의 애플리케이션이 실행되는 시퀀스도이다.10 is a sequence diagram in which an application of an embodiment of the present invention is executed.
본 발명의 실시의 형태를, 이하 도에 근거해 설명한다.Embodiment of this invention is described based on the following figure.
도 1은, 네트키를 QR코드와 같은 2차원 바코드를 통하여 이동통신 단말기에 수신하는 시스템의 구성을 도시화한 블록도.1 is a block diagram showing the configuration of a system for receiving a network key to a mobile communication terminal via a two-dimensional bar code such as a QR code.
도 2는, 네트키를 근거리 무선통신을 통하여 이동통신 단말기에 수신하는 시스템의 구성을 도시화한 블록도.2 is a block diagram showing the configuration of a system for receiving a network key to a mobile communication terminal through short-range wireless communication;
도 3은, 네트키를 이동통신 단말기 자체에서 수신하는 시스템의 구성을 도시화한 블록도.3 is a block diagram showing the configuration of a system for receiving a network key from the mobile communication terminal itself.
도 1, 도 2, 도 3에서, 이동통신 단말기(100), 스마트금고 서버(200), 가맹점 서버(300), 네트키가 포함된 QR코드를 화면에 표시하는 클라이언트 단말(400), 네트키를 근거리 무선통신으로 수신하는 근거리 무선통신 기능 탑재 단말(500), 와이파이망 3G또는 4G 기타 이동통신 단말기로 통신할 수 있는 네트워크망(900), 인터넷망, 전용선 또는 VPN(Virtual Private Network)으로 스마트금고 서버와 가맹점 서버 간 안전한 통신망(910), 유무선 인터넷망(920)1, 2, and 3, the mobile terminal 100, the smart vault server 200, the merchant server 300, the client terminal 400 to display the QR code including the net key on the screen, the net key Near field wireless communication function receiving terminal 500, the Wi-Fi network 3G or 4G other mobile communication terminal to communicate with the network 900, smart, Internet or private network (VPN) Secure communication network between the vault server and the merchant server (910), wired and wireless Internet network (920)
도 4는, 본 발명의 실시 예에 따른 이동통신 단말기의 구성도이다.4 is a block diagram of a mobile communication terminal according to an embodiment of the present invention.
도 4를 참조하면, 본 발명의 실시 예에 따른 이동통신 단말기(100)는 제어부(110), 표시부(120),무선통신부(130),저장부(140), 입력부(150) 를 포함한다.Referring to FIG. 4, the mobile communication terminal 100 according to the embodiment of the present invention includes a control unit 110, a display unit 120, a wireless communication unit 130, a storage unit 140, and an input unit 150.
표시부(120)는 제어부(110)에 의해 정보를 표시한다.The display unit 120 displays information by the controller 110.
무선통신부(130)는 네트워크망(900) 등을 이용하여 통신 기능을 수행한다.The wireless communication unit 130 performs a communication function by using a network network 900 or the like.
저장부(140)는, ROM(Read Only Memory),USIM(Universal Subscriber Identity Module), 비휘발성 모바일 메모리가 될 수 있으며, 이동통신 단말기의 운영체제를 비롯하여 본 발명의 실시 예인 애플리케이션을 비롯하여 각종 애플리케이션과 애플리케이션에 필요한 파일들이 저장되어 있는 기록매체로 상기 애플리케이션과 파일은 제어부(110)에 의해서 읽혀져 실행된다.The storage unit 140 may be a read only memory (ROM), a universal subscriber identity module (USIM), a nonvolatile mobile memory, and various applications and applications, including an operating system of a mobile communication terminal, an application of an embodiment of the present invention. The application and the file are read and executed by the control unit 110 as a recording medium storing the necessary files.
입력부(150)는 키패드나 터치장치와 등의 입력수단으로서 사용자가 입력한 것을 제어부(110)에 전달한다.The input unit 150 transmits what the user inputs to the control unit 110 as input means such as a keypad or a touch device.
도 5는, 본 발명의 실시 예에 따른 스마트금고 서버(200)의 기능 블록도이다.5 is a functional block diagram of the smart vault server 200 according to an embodiment of the present invention.
도 5를 참조하면, 본 발명의 실시 예에 따른 스마트금고 서버(200)는 네트키 수신기능(210), 인증기능(220), 결제기능(230), 결과 송신 기능(240),개인정보데이터베이스(291)와 결제정보데이터베이스(292)를 보관한 데이터베이스(290)를 적어도 포함한다.Referring to Figure 5, smart vault server 200 according to an embodiment of the present invention is a network key receiving function 210, authentication function 220, payment function 230, result transmission function 240, personal information database At least 291 and a database 290 having a payment information database 292 is stored.
도 6은, 본 발명의 실시 예에 따른 가맹점 서버(300)의 기능 블록도이다.6 is a functional block diagram of an affiliated store server 300 according to an embodiment of the present invention.
도 6을 참조하면, 본 발명의 실시 예에 따른 가맹점 서버(300)는 토큰 발행기능(310), 토큰 감시기능(320), 토큰 회수 및 토큰 처리기능(330), 회원정보데이터베이스(391),토큰정보데이터베이스(392),거래정보데이터베이스(393)를 보관한 데이터베이스(390)를 적어도 포함한다.Referring to Figure 6, the merchant server 300 according to an embodiment of the present invention, token issuing function 310, token monitoring function 320, token collection and token processing function 330, member information database 391, And a database 390 that holds the token information database 392 and the transaction information database 393.
도 7은, 이동통신 단말기(100)에서 본 발명의 실시 예인 애플리케이션이 실행되는 플로차트(flow chart)도이다.FIG. 7 is a flow chart in which an application, which is an embodiment of the present invention, is executed in the mobile communication terminal 100.
도 7을 참조하면, 애플리케이션이 실행될 때 입력 파라미터 확인단계(스텝 S1), 파라미터가 정상 데이터인 경우(스텝 S2에 대해 Yes) 파라미터를 헤드부와 데이터부로 분리하는 파라미터 분리단계(S3), 파라미터가 비정상 데이터인 경우(스텝 S2에 대해 No) 표시부(120)에 에러 메시지를 표시(S9)하고 종료한다. 스텝 S3에서 분리한 헤드부에서 URL 식별코드를 추출하는 식별코드 추출단계(S4), 이동통신사의 식별정보와 스텝 S4에서 추출한 URL식별코드를 조합한 값을 키로 하여 스마트금고 서버(200)의 URL을 취득하는 URL취득수단(S5), 스텝 S5에서 취득한 URL에 적어도 스텝 S3에서 분리한 데이터부를 파라미터로 하여 스마트금고 서버(200)에 무선통신부(130)를 통하여 네트키를 송신하는 네트키 송신단계(S6), 네트키에 포함된 토큰에 대해 스마트금고 서버(200)와 네트키에 포함된 토큰을 발행한 가맹점 서버(300) 간에 상호 통신하며 처리하고, 적어도 처리가 완료된 토큰과 결과 데이터를 무선통신부(130)를 통하여 수신하는 결과 수신단계(S7), 적어도 처리가 완료된 토큰 데이터를 포함하는 데이터를 호출한 애플리케이션으로 돌려주는 결과반송단계(S8)를 포함 한다.Referring to Fig. 7, when the application is executed, the input parameter checking step (step S1), when the parameter is normal data (Yes for step S2), the parameter separating step (S3) for separating the parameter into the head part and the data part, In the case of abnormal data (No for step S2), an error message is displayed on the display unit 120 (S9), and the process ends. The identification code extraction step (S4) of extracting the URL identification code from the head portion separated in step S3, the URL of the smart safe server 200 using a combination of the identification information of the mobile communication company and the URL identification code extracted in step S4 as a key. A network key transmission step of transmitting a network key through the wireless communication unit 130 to the smart vault server 200 with at least the data acquisition section separated in step S3 as a parameter from the URL acquisition means S5 for acquiring the data obtained in step S5. (S6), the smart vault server 200 for the token included in the network key and the merchant server 300 that issued the token included in the network communicate with each other and process, at least the processed token and the result data wirelessly A result receiving step (S7) of receiving through the communication unit 130, and a result transfer step (S8) of returning the data including at least the processed token data to the calling application.
도 8은, 도 1의 시스템 구성에서 본 발명의 실시 예의 애플리케이션을 호출하는 시퀀스도이다.8 is a sequence diagram of calling an application of an embodiment of the present invention in the system configuration of FIG.
도 8을 참조하면, 클라이언트 단말기(400)의 웹브라우저에서 인증, 회원등록, 결제가 필요한 경우 입력부를 조작하여 네트워크망(920)을 경위 하여 가맹점 서버(300)에 네트키를 포함한 화면을 요구하는 스텝 A1, 가맹점 서버 (300)은 스텝 A1에 대해 토큰 발행 기능(310)에서 토큰을 발행하고, 토큰정보데이터베이스(392)에 데이터를 추가하고, 토큰과 가맹점 식별ID를 조합한 네트키를 생성하고, 화면을 생성하여 클라이언트 단말기(400)에 응답하는 스텝 A2, 클라이언트 단말기(400)는 QR코드 이미지가 있는 화면을 표시함과 동시에 해당하는 토큰에 대해 가맹점 서버(300)에 토큰 처리 감시를 요청하는 스텝 A3, 가맹점 서버(300)의 토큰 감시 기능(320)은 토큰정보데이터베이스(392)를 정해진 시간 주기로 감시하며 토큰이 처리가 완료되면 클라이언트(400)에 토큰처리 완료를 통지하는 스텝 A4, 사용자는 이동통신 단말기(100)의 입력부(150)을 조작하여 QR코드로 네트키를 수신하는 애플리케이션을 기동하고, 스캔하여 네트키가 포함된 데이터를 입력 파라미터로 하여 본 발명의 실시 예인 애플리케이션이 실행되는 스텝 A5, 스텝 A4에 의해서 토큰처리 완료가 클라이언트 단말기(400)에 통지되면, 가맹점 서버(300)에 토큰 처리 결과 화면을 요구하는 스텝 A6, 스텝 A6의 요구에 대해 토큰 처리 결과 화면을 생성하고 클라이언트 단말기(400)에 응답하는 스텝 A7, 클라이언트 단말기(400)는 수신한 화면을 표시하는 스텝 A8을 포함한다.Referring to FIG. 8, when authentication, membership registration, and payment are required in the web browser of the client terminal 400, a screen including a network key is requested to the affiliate server 300 by operating the input unit in the network network 920. In step A1, the merchant server 300 issues a token in the token issuing function 310 to step A1, adds data to the token information database 392, and generates a network key combining the token and the merchant identification ID. In step A2 of generating a screen and responding to the client terminal 400, the client terminal 400 displays a screen with a QR code image and requests the merchant server 300 to monitor token processing for a corresponding token. Step A3, the token monitoring function 320 of the merchant server 300 monitors the token information database 392 at a predetermined time period, and when the token processing is completed, the token processing is completed on the client 400. In step A4 of notifying the user, the user operates the input unit 150 of the mobile communication terminal 100 to start an application that receives a netkey with a QR code, and scans the data including the netkey as an input parameter. When the client terminal 400 is notified of the token processing completion by the step A5 and the step A4 in which the application is executed, the token for the request of the step A6 and the step A6 requesting the merchant server 300 the token processing result screen. Step A7, which generates the processing result screen and responds to the client terminal 400, the client terminal 400, includes step A8, which displays the received screen.
도 9는, 도 3의 시스템 구성에서 본 발명의 실시 예의 애플리케이션을 호출하는 시퀀스도이다.9 is a sequence diagram of calling an application of an embodiment of the present invention in the system configuration of FIG.
도 9를 참조하면, 이동통신 단말기(100)에서 실행중인 모바일 웹브라우저 또는 애플리케이션에서 인증, 회원등록, 결제가 필요한 경우 입력부(150)을 조작하여 무선 통신부(130)를 통하여 네트워크망(900)을 경위 하여 가맹점 서버(300)에 네트키를 포함한 데이터를 요구하는 스텝 B1, 가맹점 서버 (300)은 스텝 B1에 대해 토큰 발행 기능(310)에서 토큰을 발행하고,토큰정보데이터베이스(392)에 데이터를 추가하고, 토큰과 가맹점 식별ID를 조합한 네트키를 생성하고, 이동통신 단말기(100)에 응답하는 스텝 B2, 이동통신 단말기(100)는 스텝 B2에 응답으로서 네트키를 수신하면 네트키를 포함한 데이터를 파라미터로 본 실시 예인 어플리케이을 호출하는 스텝 B3, 본 실시 예인 애플리케이션이 종료하면 토큰과 결과 데이터를 받아 결과 화면을 표시부(120)에 표시하는 스텝 B4을 포함한다.Referring to FIG. 9, when authentication, membership registration, and payment are required in a mobile web browser or an application running on the mobile communication terminal 100, the network unit 900 may be operated through the wireless communication unit 130 by operating the input unit 150. In step B1 and the merchant server 300 requesting the merchant server 300 including data including the net key, the token issuance function 310 issues a token to step B1, and sends the data to the token information database 392. In addition, a network key generated by combining the token and the merchant identification ID is generated, and the mobile communication terminal 100 responds to the mobile communication terminal 100, and the mobile communication terminal 100 receives the network key as a response to step B2. Step B3 of calling the application according to the present embodiment using data as a parameter, and receiving the token and the result data when the application of the present example ends, displaying the result screen on the display unit 120. Includes B4.
도 10은, 이동통신 단말기(100)에서 본 발명의 실시 예의 애플리케이션이 실행되는 시퀀스도이다.10 is a sequence diagram in which an application of an embodiment of the present invention is executed in the mobile communication terminal 100.
도 10을 참조하면, 이동통신 단말기(100)에서 본 발명의 실시 예의 애플리케이션이 실행되면, 도 7 플로차트 파라미터 확인단계(S1)에서 네트키 송신단계(S6)까지 순서대로 실행되는 스텝C1, 스마트금고 서버(200)는 네트워크망(900)을 경위 하여 네트키를 수신하고, 네트키의 유효성을 판단하고, 네트키로부터 토큰과 가맹점 식별ID를 추출하는 네트키 수신기능(210), 수집된IMEI( International Mobile Equipment Identity)와 MSISDN (Mobile Subscriber International ISDN Number)이 스마트금고 서비스에 사용 계약된 가입자의 단말기인지 개인정보데이터베이스(291)에 조회하고, 계약된 단말기일 경우 개인식별ID를 취득하는 인증기능(220), 가맹점 식별ID로 가맹점 서버의 URL을 취득하고, 취득한 가맹점 URL에 적어도 토큰과 개인식별ID를 파라미터로 하여 통신망(910)을 경위 하여 가맹점 서버(300)에 송신하는 스텝C2, 가맹점 서버(300)는 회수한 토큰의 용도가 회원등록 또는 결제인 경우 스마트금고 서버(200)와 상호 통신하며 토큰 처리를 완료한다. 토큰처리를 완료하면 토큰정보데이터베이스(392)에 해당 토큰이 완료되었음을 갱신하고, 토큰을 포함한 처리결과 데이터를 스마트금고 서버(200)에 응답하는 스텝 C3, 스마트금고 서버 (200)은 처리결과 데이터를 수신하면, 토큰을 포함하는 처리결과 데이터를 이동통신 단말기(100)에 응답하는 스텝 C4, 이동통신 단말기(100)는 처리결과 데이터를 수신하면, 적어도 토큰을 본 발명의 실시 예의 애플리케이션을 호출한 애플리케이션에 돌려주는 스텝 C5를 포함한다.Referring to FIG. 10, when the application of the embodiment of the present invention is executed in the mobile communication terminal 100, step C1, the smart safe executed in order from the flowchart parameter checking step S1 to the network key sending step S6 in FIG. The server 200 receives a network key through the network 900, determines a validity of the network key, and extracts a token and merchant identification ID from the network key 210. Authentication function that inquires into personal information database 291 whether International Mobile Equipment Identity (IMSDN) and Mobile Subscriber International ISDN Number (MSISDN) is a contracted subscriber's terminal used for smart vault service, and acquires personal identification ID if contracted terminal ( 220, the merchant server ID is acquired, and the merchant server 30 is configured by inspecting the communication network 910 with at least a token and a personal identification ID as parameters. In step C2 and the merchant server 300 to transmit to 0) when the purpose of the collected token is membership registration or payment mutual communication with the smart vault server 200 to complete the token processing. Upon completion of the token processing, the token information database 392 updates that the corresponding token is completed, and the step C3 and the smart vault server 200 responding to the smart vault server 200 with the processing result data including the token, processing the result data. In step C4, when the mobile communication terminal 100 receives the processing result data, the application calling the application according to the embodiment of the present invention, when receiving the processing result data. It includes step C5 to return to.
이상에서 설명한 본 발명의 실시예는 장치 및 방법을 통해서만 구현이 되는 것은 아니며, 본 발명의 실시예의 구성에 대응하는 기능을 실현하는 프로그램 또는 그 프로그램이 기록된 기록매체를 통해 구현될 수도 있으며,이러한 구현은 앞서 설명한 실시예의 기재로부터 본 발명이 속하는 기술분야의 전문가라면 쉽게 구현할 수 있는 것이다.The embodiments of the present invention described above are not implemented only through the apparatus and the method, but may be implemented through a program for realizing a function corresponding to the configuration of the embodiment of the present invention or a recording medium on which the program is recorded. Implementation may be easily implemented by those skilled in the art from the description of the above-described embodiments.
이상에서 본 발명의 실시예에 대햐여 상세하게 설명하였지만 본 발명의 권리법위는 이에 한정되는 것은 아니고 본 발명의 기본 개념을 이용한 당업자의 여러 변형 및 개량 형태 또한 본 발명의 권리범위에 속하는 것이다.Although the above has been described in detail with respect to embodiments of the present invention, the law of the present invention is not limited thereto, and various modifications and improvements of those skilled in the art using the basic concept of the present invention are also within the scope of the present invention.
상기 토큰이란, 가맹점 서버에서 발행하며,가맹점에서 유일한 식별자로 유효시간을 설정할 수 있다.토큰은 설정한 유효시간내에 토큰을 발행한 가맹점 서버에서 회수되어 처리할 때 유효한 것을 특징으로 한다.The token is issued by the affiliated server, and the valid time can be set as a unique identifier at the affiliated store. The token is valid when the token is collected and processed by the affiliated server that issued the token within the set valid time.
상기 네트키란, 적어도 1회성 토큰과 토큰을 발행한 발행자 식별정보를 포함하고, 네트키의 데이터 형태는 토큰을 발행한 가맹점 서버와 , 이동통신 단말기로부터 네트키를 수신한 스마트금고 서버가 네트키로 부터 토큰과 발행자 식별정보를 분리할 수 있도록 상호 약속된 데이터 형태이다.The network includes at least one-time token and issuer identification information that issued the token, and the data type of the network includes a merchant server that issued the token and a smart vault server that receives the network key from the mobile communication terminal. It is a mutually agreed data type that can separate token and issuer identification information.
상기 스마트금고란, 적어도 회원등록 서비스와 인증 서비스를 위햐여 가입자의 인증용 개인정보와, 결제 서비스를 위하여 가입자의 결제정보를 보관 및 관리하는 서버로 외부에서는 이동통신사에 상기 이동통신 단말기 사용 계약과 스마트금고 서비스 사용 계약을 전제로하여, 상기 이동통신 단말기에 상기 네트키를 송신하는 애플리케이션을 설치하고, 실행하여 약속되어 진 형태의 네트키 전문 데이터를 송신하고, 상기 스마트금고는 약속되어 진 형태의 네트키 전문만 필터링하여 수신하므로 외부에서 스마트금고에 어떤 제어 명령도 할 수 없어 보안에 탁월한 것이 특징이다.The smart vault is a server that stores and manages the subscriber's personal information for authentication and at least the member registration service and the authentication service, and the subscriber's payment information for the payment service. Under the premise of using the smart vault service, the mobile communication terminal installs and executes an application for transmitting the net key, and transmits the network specialized data in the promised form, and the smart vault is in the promised form. Since only the network key is filtered and received, no control commands can be made to the smart vault from the outside.
상기 토큰,상기 네트키, 상기 스마트금고 같은 용어는 본 발명의 기능을 고려하여 정의된 용어로서 이는 사용자, 운용자의 의도 또는 관례 등에 따라 달라질 수 있다. 그러므로 그 정의는 본 명세서 전반에 걸친 내용을 토대로 내려져야 한다.Terms such as the token, the network key, and the smart vault are terms defined in consideration of the functions of the present invention, and may vary depending on the intention or custom of the user or operator. Therefore, the definition should be made based on the contents throughout the specification.
본 발명은, 이동통신단말기를 이용하여 회원가입및 인증시스템, 결제시스템에 적용할 수 있다.The present invention can be applied to a subscription and authentication system and a payment system using a mobile communication terminal.

Claims (10)

  1. 이동통신 단말기에는 카메라를 구비하고 이동통신 단말기 저장부에는 QR코드와 같은 2차원 바코드를 스캔하는 애플리케이션과 네트키를 포함한 데이터를 파라미터로 받아 실행되는 네트키 송신 애플리케이션이 저장된 기록매체, 이동통신 단말기의 입력부 조작에 의해 QR코드와 같은 2차원 바코드를 스캔하는 애플리케이션을 실행하는 네트키 수신 애플리케이션 실행 단계, QR코드와 같은 2차원 바코드를 스캔하는 스캔단계, 스캔한 데이터를 파라미터로 해서 네트키 송신 애플리케이션을 실행하는 실행단계를 포함하여 이루어진 것을 특징으로 하는 인증, 회원등록 그리고 결제 서비스를 위한 애플리케이션.The mobile communication terminal includes a camera, and the mobile communication terminal storage unit stores a recording medium for storing an application for scanning a two-dimensional barcode such as a QR code and a network transmission application that receives and executes data including a network key as parameters. A network key reception application running step of executing an application that scans a two-dimensional bar code such as a QR code by an input unit operation, a scanning step of scanning a two-dimensional bar code such as a QR code, and a network sending application using the scanned data as a parameter Application for authentication, membership registration and payment services, characterized in that it comprises an execution step of executing.
  2. 이동통신 단말기에는BlueTooth[등록상표] 나 NFC[등록상표]와 같은 근거리 무선통신 기능을 구비하고, 이동통신 단말기 저장부에는 근거리 무선통신으로 네트키를 포함한 데이터를 수신하는 애플리케이션과 네트키를 포함한 데이터를 파라미터로 받아 실행되는 네트키 송신 애플리케이션이 저장된 기록매체, 근거리 무선통신으로 데이터를 수신하는 애플리케이션을 실행하는 네트키 수신 애플리케이션 실행 단계, 근거리 무선통신으로 데이터를 수신하는 데이터 수신단계, 수신한 데이터를 파라미터로 해서 네트키 송신 애플리케이션을 실행하는 실행단계를 포함하는 것을 특징으로 하는 인증, 회원등록 그리고 결제 서비스를 위한 애플리케이션. The mobile communication terminal has a near field communication function such as BlueTooth (registered trademark) or NFC (registered trademark), and the mobile communication terminal storage unit includes an application for receiving data including a network key through a near field communication and a data including the network key. A recording medium in which a network key transmission application executed as a parameter is stored, a network key reception application running step of executing an application that receives data in short range wireless communication, a data reception step of receiving data in short range wireless communication, and received data And an execution step of executing the network key transmission application as a parameter.
  3. 이동통신 단말기는 모바일 웹브라우저를 구비하고, 네트키를 포함한 데이터를 파라미터로 받아 실행되는 네트키 송신 애플리케이션이 저장된 기록매체, 입력부의 조작에 의해 웹브라우저에서 가맹점 웹서버에 토큰과 네트키가 포함된 데이터와 화면을 요구하는 화면 요구 단계, 웹브라우저에서 수신한 화면을 이동통신 단말기의 표시부에 표시함과 동시에 네트키가 포함된 데이터를 파라미터로 해서 네트키 송신 애플리케이션을 실행하는 실행단계를 포함하는 것을 특징으로 하는 인증, 회원등록 그리고 결제 서비스를 위한 애플리케이션. The mobile communication terminal includes a mobile web browser, a recording medium storing a network key transmission application which is executed by receiving data including a network key, and a token and a network key included in the merchant web server in the web browser by an input unit. A screen request step for requesting data and a screen, and an execution step of displaying a screen received from a web browser on a display unit of a mobile communication terminal and executing a network key transmission application with data including a network key as a parameter. Application for authentication, membership and payment services.
  4. 이동통신 단말기는 인증이 필요한 애플리게이션 또는 결제가 필요한 애플리케이션을 구비하고, 네트키를 포함한 데이터를 파라미터로 받아 실행되는 네트키 송신 애플리케이션이 저장된 기록매체, 상기 입력부의 조작에 의해 상기 애플리케이션에서 가맹점의 서비스 서버에 네트키를 포함한 데이터를 요구하는 데이터 요구단계, 상기 가맹점 서비스 서버에서 수신한 네트키가 포함된 데이터를 파라미터로 해서 네트키 송신 애플리케이션을 실행하는 실행단계를 포함하는 것을 특징으로 하는 인증, 회원등록 그리고 결제 서비스를 위한 애플리케이션. The mobile communication terminal includes an application requiring authentication or an application requiring payment, a recording medium storing a network transmission application executed by receiving data including a network key as a parameter, and a service of an affiliated store in the application by manipulation of the input unit. A data request step of requesting data including a netkey from a server, and an execution step of executing a netkey transmission application using the data including the netkey received from the merchant service server as a parameter Application for registration and payment services.
  5. 제1항과 제2항에 있어서 상기 네트키 송신 애플리케이션의 실행은 파라미터 데이터를 수신하는 수신수단을 갖은 애플리케이션에 의해서 수신한 파라미터가 네트키 형태이면 호출되어 자동 실행되는 것을 특징으로 하는 인증, 회원등록 그리고 결제 서비스를 위한 애플리케이션. The method of claim 1 or 2, wherein the execution of the network key transmission application is called and automatically executed when the parameter received by the application having the receiving means for receiving the parameter data is in the form of a network key. And an application for a payment service.
  6. 제3항에 있어서 상기 네트키 송신 애플리케이션의 실행은 모바일 웹브라우저에 의해서 실행되는 것을 특징으로 하는 인증, 회원등록 그리고 결제 서비스를 위한 애플리케이션. 4. The application of claim 3, wherein the execution of the network key transmission application is executed by a mobile web browser.
  7. 제4항에 있어서 상기 네트키 송신 애플리케이션의 실행은 애플리케이션 내에서 인증, 회원등록 그리고 결제가 필요한 시점에 입력부의 조작에 의해서 실행되는 것을 특징으로 하는 인증, 회원등록 그리고 결제 서비스를 위한 애플리케이션. The application for authentication, registration and payment service of claim 4, wherein the execution of the network transmission application is performed by an operation of an input unit when authentication, membership registration and payment are required in the application.
  8. 제1항, 제2항, 제3항, 제4항에 있어서 상기 네트키 송신 애플리케이션이 실행될 때 전달되는 파라미터에는 헤더부와 데이터부가 있어, 상기 헤더부에는 적어도 접속할 서비스 서버를 특정하는 접속식별 코드를 갖추고, 상기 데이터부에는 적어도 토큰의 발행자를 알 수 있는 발행자 정보, 1회성 토큰을 갖추는 것을 특징으로 하는 인증, 회원등록 그리고 결제 서비스를 위한 애플리케이션. 5. A connection identification code according to any one of claims 1, 2, 3, and 4, wherein a parameter transmitted when the network key transmission application is executed includes a header portion and a data portion, and the header portion at least specifies a service server to be connected. And the data unit includes at least one issuer information, at least one issuer of the issuer of the token, for authentication, registration and payment service.
  9. 제1항, 제2항, 제3항, 제4항에 있어서 상기 네트키 송신 애플리케이션의 실행단계에는 파라미터의 데이터 형태 확인단계, 파라미터에서 헤더부와 데이터부를 분리하는 파라미터 분리단계, 분리한 헤더부에서 접속식별코드 추출단계, 추출한 접속식별코드로 접속할 서비스 서버의 URL을 취득하는 URL취득수단, 취득한 URL에 적어도 상기 데이터부를 파라미터로 하여 스마트금고 서버에 송신하는 송신단계, 스마트금고 서버로부터 결과를 수신하는 수신단계, 수신한 결과를 애플리케이션을 호출한 곳에 돌려주는 결과 반송단계를 포함하는 것을 특징으로 하는 인증, 회원등록 그리고 결제 서비스를 위한 애플리케이션. The execution step of the network key transmission application according to claim 1, 2, 3, and 4, wherein the step of checking the data type of the parameter, the parameter separation step of separating the header part and the data part from the parameter, and the separated header part Access identification code extraction step, URL acquisition means for acquiring the URL of the service server to be connected with the extracted access identification code, a transmission step of transmitting to the smart safe server with at least the data part as a parameter to the acquired URL, and receiving the result from the smart safe server. Application for authentication, membership registration and payment services, characterized in that it comprises a receiving step, the result return step of returning the received result to the place where the application is called.
  10. 제9항에 있어서 상기 URL 취득 수단은 상기 접속식별코드로 접속할 스마트금고 서버의 URL을 취득하는 것으로, 이동통신 단말기에 가입한 통신사 식별정보를 취득하는 통신사 식별정보 취득단계, 상기 통신사 식별정보와 상기 접속식별코드를 조합하는 식별정보 조합단계, 조합한 식별정보를 키로 하여 상기 저장부에 파일 형태 또는 데이터베이스 형태로 저장된 URL정보로부터 URL을 추출하는 URL추출단계를 포함하는 것을 포함하는 것을 특징으로 하는 인증, 회원등록 그리고 결제 서비스를 위한 애플리케이션. 10. The communication service provider identification information acquiring step of acquiring communication service provider identification information subscribed to a mobile communication terminal by acquiring the URL of the smart vault server to be connected by the connection identification code. An identification information combining step of combining the access identification code, and extracting a URL from the URL information stored in the file or database form in the storage unit using the combined identification information as a key. Application for registration, membership and payment services.
PCT/KR2013/002823 2012-04-04 2013-04-04 Application for authentication, member registration, and payment services using mobile communication terminal WO2013151359A1 (en)

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