WO2013132472A8 - Mobile payment system - Google Patents

Mobile payment system Download PDF

Info

Publication number
WO2013132472A8
WO2013132472A8 PCT/IB2013/053314 IB2013053314W WO2013132472A8 WO 2013132472 A8 WO2013132472 A8 WO 2013132472A8 IB 2013053314 W IB2013053314 W IB 2013053314W WO 2013132472 A8 WO2013132472 A8 WO 2013132472A8
Authority
WO
WIPO (PCT)
Prior art keywords
database
module
control system
central control
linked
Prior art date
Application number
PCT/IB2013/053314
Other languages
French (fr)
Other versions
WO2013132472A3 (en
WO2013132472A2 (en
Inventor
Petr HEJDUK
Martin KOSUT
Original Assignee
Materna Communications A.S.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Materna Communications A.S. filed Critical Materna Communications A.S.
Publication of WO2013132472A2 publication Critical patent/WO2013132472A2/en
Publication of WO2013132472A8 publication Critical patent/WO2013132472A8/en
Publication of WO2013132472A3 publication Critical patent/WO2013132472A3/en

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/02—Coin-freed or check-freed systems, e.g. mobile- or card-operated phones, public telephones or booths
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3221—Access to banking information through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/44—Augmented, consolidated or itemized billing statement or bill presentation
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/70—Administration or customization aspects; Counter-checking correct charges
    • H04M15/77—Administration or customization aspects; Counter-checking correct charges involving multiple accounts per user
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/10—Account details or usage
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/10—Account details or usage
    • H04M17/103—Account details or usage using SIMs (USIMs) or calling cards
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/24—Accounting or billing
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01—Details of billing arrangements
    • H04M2215/0196—Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/81—Notifying aspects, e.g. notifications or displays to the user
    • H04M2215/8129—Type of notification
    • H04M2215/8137—Message, e.g. alphanumeric text, SMS, MMS, EMS or www-based messaging service

Abstract

The mobile payment system consists of the database of the registered customers data (2) connected via the central control system feedback (6) to the database (3) of prepaid accounts and the database (4) of registered products and services; the database (8) of voice messages is connected to the central control system (6) and the intelligent PBX (5) linked to the central control system (6) which is connected to the database (7) of SMS messages interconnected with the SMS centre (9) for both landline and mobile networks used by the customer's phone (1) connected via feedback to the intelligent PBX (5). The central control system (6) is connected via feedback to the module (11) of payment records linked via feedback to the module (12) for receiving the payments in cash and the module (13) for payments by credit cards, which is connected via feedback to the mobile terminal (14) for receiving and registering payments linked to the module (10) for issuing the tax receipt linked up with the user's phone (1).
PCT/IB2013/053314 2012-03-04 2013-04-26 Mobile payment system WO2013132472A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CZ201225700U CZ23734U1 (en) 2012-03-04 2012-03-04 Mobile paying system
CZPUV2012-25700 2012-03-04

Publications (3)

Publication Number Publication Date
WO2013132472A2 WO2013132472A2 (en) 2013-09-12
WO2013132472A8 true WO2013132472A8 (en) 2014-01-03
WO2013132472A3 WO2013132472A3 (en) 2014-06-26

Family

ID=46046391

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IB2013/053314 WO2013132472A2 (en) 2012-03-04 2013-04-26 Mobile payment system

Country Status (2)

Country Link
CZ (1) CZ23734U1 (en)
WO (1) WO2013132472A2 (en)

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6289322B1 (en) * 1998-03-03 2001-09-11 Checkfree Corporation Electronic bill processing
US6201956B1 (en) * 1998-09-24 2001-03-13 Telefonaktiebolaget Lm Ericsson (Publ) Voice mail based billing delivery system
US8160959B2 (en) * 2006-07-06 2012-04-17 Firethorn Mobile, Inc. Methods and systems for payment transactions in a mobile environment
CZ19996U1 (en) 2009-06-25 2009-08-31 Materna Communications A.S. Telephone payment system
CZ2009401A3 (en) * 2009-06-25 2011-01-05 Materna Communications A.S. Telephone payment system
US20110201306A1 (en) * 2010-02-15 2011-08-18 Samama Technologies Systems and methods for unified billing
WO2012040598A2 (en) * 2010-09-23 2012-03-29 Nextlevel Mobile, Llc Method and system for mobile bill presentment and payment, messaging and marketing

Also Published As

Publication number Publication date
CZ23734U1 (en) 2012-05-03
WO2013132472A3 (en) 2014-06-26
WO2013132472A2 (en) 2013-09-12

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