WO2013100256A1

WO2013100256A1 - System and method for using local currency for urban renewal

Info

Publication number: WO2013100256A1
Application number: PCT/KR2012/001615
Authority: WO
Inventors: 황희연; 김동호; 전원식; 권정주; 조진희
Original assignee: 충북대학교 산학협력단
Priority date: 2011-12-29
Filing date: 2012-03-05
Publication date: 2013-07-04

Abstract

The present invention relates to a method for using local currency for reviving a commercial area of a city undergoing urban renewal. In particular, the method includes: a first step of a local currency application server issuing local currency corresponding to a payment provided by a user terminal or an external investor terminal connected via the Internet; a second step of selling the local currency issued by the local money application server at a partially discounted rate to the buyer terminal via the Internet; a third step of buying products provided by an urban renewal shopping area server by using the local currency purchased through the buyer terminal; a fourth step of saving a portion of the profits in the local currency saving module of the local currency application server according to the rate at which the local currency is used in the urban renewal commercial area server.

Description

System and Method of Using Local Currency for Urban Regeneration

The present invention relates to a technology for solving the problem of the decline of the community and to implement urban regeneration, and in particular, by issuing local currency and combining various sales methods using the same, such as social commerce, etc. It is about a technique that can spontaneously induce investment in reclaimed cities where voluntary investment is difficult and revitalize local business.

This is one of the VC (Value Creator) -10 projects of the Ministry of Land, Transport and Maritime Affairs, which was formed based on the results of the Urban Regeneration Project's research on the regeneration of declining and declining cities in consideration of urban regeneration policy system, construction technology and environmental technology. .

Urban regeneration means the improvement of the quality of life of the local community and the improvement of the social and economic aspects of the old cities, which are relatively deteriorated due to the industrial structure change and the expansion of new cities. It is a concept that includes the overall activity of revitalizing conditions.

The declined city and the development of such a declined city show the following problems.

First of all, demolition redevelopment-oriented residential maintenance projects have little effect on the dismantling of local communities and improvement of housing poverty, and privatization of development profits is the main motivation for maintenance projects. Furthermore, the development of private capital leads to a poor living culture space and facilities.

In addition, the physical environment in single-family and multi-family dense areas is deteriorated, there is concern about slums in permanent leased housing and small tenement dwellings, insufficient public space and convenience facilities, and relative lack of infrastructure by public investment. And aging due to lack of management continues, and there is a problem that the quality of the urban environment is insufficient due to the over-development of the surrounding space organization and individual business districts. Furthermore, it will focus on high-density dwellings and residential complexes with short-term profitability without a long-term vision of revitalizing the economy in a declining area, and will limit the renewal of urban sociocultural environment.

This conventional approach to urban regeneration accelerates the overall decline of the city, which in turn sequentially accelerates problems due to a sharp decline in jobs due to the decline of local industry, population leakage, and the loss of renewable power due to the avoidance of private investment. .

In addition, it is difficult to expect a desirable urban regeneration effect due to inefficient land use of the old city, which is a declining city. As a result, the development direction is faced with the limitations of implementation.

In particular, the uniform urban regeneration centered on redevelopment and reconstruction cannot solve the fundamental problems of urban decline, distort the urban structure, and have a great influence on the regeneration of the decline areas of small and medium cities.

Accordingly, there is a need for a plan for urban regeneration by strengthening local community in the decline areas of local small and medium cities due to weak business feasibility, and this urban regeneration plan aims at self-sufficient and spontaneous urban regeneration according to local urban conditions. It should have an inherent goal to promote urban regeneration by utilizing local social capital. Furthermore, there is a need for a package-type urban regeneration plan that maximizes financial efficiency, prevention of existing population outflow and new inflows, and a regeneration technique that is suitable for urban income improvement and primary generation, especially carbon emission reduction urban regeneration schemes.

In particular, a more active revitalization plan is urgently needed to revitalize the declining business district, which should be preceded by securing active contents that can attract investments and consumers in the regeneration city itself in conjunction with policy considerations. .

The present invention has been calculated in order to solve the above-mentioned problems, the object of the present invention is to purchase the electronic money (local money) by the local residents for the regeneration rights built in the city revitalization technique by the urban regeneration method In addition, the electronic money can be used to purchase goods in the shopping mall through a computer (online) through a joint purchase, social commerce, etc. to actively introduce elements such as discounts when purchasing local currency and discounts when purchasing through social commerce. It is to provide an activation plan that enables the activation of local business.

As a means for solving the above problems, the research theme that is the subject of the proposed system for using local money for urban regeneration according to the present invention relates to 'urban regeneration bond-based urban regeneration technique'. The present invention is a system that can automatically derive the results by automatically linking the purchase method of social commerce, etc. in conjunction with the issuance of the local currency most suitable for the target area online on the technical gist of 'urban regeneration bond-based urban regeneration techniques' online To provide.

Therefore, the gist of the "use system and method of using local currency for urban regeneration" according to the present invention is based on the results of research on 'urban regeneration bond-based urban regeneration technique' as an urban regeneration technique to be described below.

[Urban Regeneration Bond-based Urban Regeneration Techniques]

1. Overview of the Technique

The urban regeneration bond-based urban regeneration technique is a regeneration technique in which urban regeneration projects are promoted with bond generation grants, and the value-added return is re-invested into local residents who are holders of bonds. It is to issue urban rehabilitation bonds not only to business stakeholders, but also to a wide range of local residents, and to secure large-scale resources for the regeneration of local small and medium-sized cities where it is difficult to promote projects with public assistance alone.

This is especially meaningful in that it can form a virtuous cycle that contributes to the voluntary and sustainable urban revitalization of a large number of local residents.

The resources secured by such urban regeneration bonds can be utilized in the present invention in a manner that is used to issue local currency of the present invention, and in particular, the profits generated through the issuance and consumption of local currency are paid to the party having such bonds. It can be reduced.

2. System related to urban regeneration bonds

The system and laws related to the issuance of urban regeneration bonds according to the present invention are urban planning-related laws, laws on the planning and use of national lands, laws on the compensation for acquisition of land, etc. for public utilities, and urban planning laws such as urban development laws. As a financial and banking law related to issuance of bonds, local fiscal law, government bond law, local government ordinance, etc. can be considered.

In particular, where the issuance of this urban regeneration bond and its application as a local currency of the resources secured through it can be a local small and medium-sized city that is difficult to secure large-scale financial resources for urban regeneration projects.

In particular, it is a city that is willing to voluntarily regenerate urban areas, and can be applied to cities supported by administrative support to facilitate issuance and distribution of municipal bonds.

3. Application Procedure and Promotion System

The application procedure of this research project is to form a council of residents and experts in the target district, select the application technology, prepare a master plan, perform technical application and monitoring.

In particular, it establishes the bond management committee and issuance period for the generation of urban regeneration bonds, manages the issuance and distribution of bonds, and enables local governments and central governments to receive financial support through securing the basic budget.

Furthermore, it is desirable to be able to receive financial consulting as financial institutions and local experts so as to be able to manage the risk burden of bond issuers.

In addition, the holders of bonds are made through the financing of resident participation agencies and potential users or bond issuers, and receive bond yield dividends from the bond management committee.

As described above, a large amount of funds through the issuance of such urban regeneration bonds will be referred to as the gist of the present invention to be used as an investment used to issue local currency.

Detailed technologies for the formation of urban regeneration bonds include bonds for small investors, matching fund technology for fund or fund creation, professional management technology for smooth issuance and distribution of bonds, support for management consulting for small business owners, bonds and fund risks. Management skills can be applied.

Financial resources can also consider various financial measures, including financial support through basic budgeting, private investment attraction, and financing based on the ratio of bond funds.

An example of a support system for a start-up shop operator in a recycling city can be found in the following table.

Table 1

	Full bond dependence	Bond-Resident Matching	Development effect dependence
Target of Bond Issuance	Residents who understand the project, local residents in their living areas, and potential user support
How to raise funds	bond	Bond + Matching Fund	-
Revenue Share Target	Bondholder	Bond holders, matching fund owners	Bond holders, indirect stakeholders

The example of the above table includes one example of the object of issuance of a bond, the method of fund raising, and the object of sharing of profits. The present invention is a profit model generated through issuance of bonds. To implement activation.

4. Issuance and Management of Urban Regeneration Bonds

The overall management of urban rehabilitation bonds as described above, the payment of dividends of bonds to the holders of bonds and the consulting of financial experts are undertaken by the Urban Regeneration Bond Management Committee, and the bonds are issued to bond holders. For example, the debt issuer is responsible for providing the funds raised to the debt management committee and purchasing insurance to reduce the risk of the financial institution. Provide consulting opportunities.

Issuance of urban rehabilitation bonds is mainly made by private and private sectors in pure regeneration cities, so that local residents form large-scale capital through voluntary participation, and enable them to activate their commercial rights through the issuance of local currencies described in the present invention. In addition, it will be of great significance in that it will be able to establish a foundation for voluntary regional economic activation, commercial power reinforcement through continuous commercial cooperation and continuous reinvestment.

5. Application to the Issuance and Use System of Local Currency for Urban Regeneration

As mentioned above, this research project will be a capital formation model that can be used in small and medium-sized cities, where it is difficult to secure large-scale financial resources, and present a model of voluntary capital in the region as a form of bond issuance.

The present invention combines the use of the capital provided in the local currency and specialized goods and commercial areas in the city, and the recently activated social commerce, etc. can utilize the consumption content to implement urban regeneration through the activation of the local business. We want to provide a system that makes it possible.

The system and method used through the issuance of such local currency can be implemented in the following configuration.

The system for using local currency for urban regeneration according to the present invention includes a user terminal system for accessing an internet network, purchasing a local currency provided by a local currency application server, or authenticating store information that can use local currency; and an internet network. Issuing a local currency corresponding to the purchase information through the local currency application server for earning a price corresponding to the local currency; An urban regeneration shop server providing information for purchasing goods using the local currency; It may be configured to include.

In this case, the user terminal system in the above-described system is configured to receive a web service specification (WDSL) information transmitted from a merchant group terminal or a local resident terminal, and further comprises an authentication module for performing user authentication. Can be.

In addition, the local currency application server in the above system, the local currency issuance module for issuing a local currency corresponding to the price authenticated through the user terminal system or an external investment terminal system; And a local money disbursement module for paying local money to a purchaser terminal that purchases local money issued by the local money issuing module; A social commerce control module for providing social commerce mall information available to the local currency purchased through the local currency payment module; It may be configured to include.

The local currency application server may further include a local currency accumulation module for re-establishing a part of the sales revenue using the local currency.

Further, the urban regeneration shop server, in conjunction with the social commerce control module provides a mall information and commodity information that can use local money, and provides a theme business classification module for providing a specialized theme shop classification of the regeneration city area; and the A product classification module for providing detailed product items of a theme industry classification module; A customer database for storing information of purchasing customers; A local currency settlement module that can perform payment using the local currency; It may be configured to include.

In particular, in this case, the social commerce control module, the member authentication module for authenticating the membership of the buyer terminal that purchases the local currency from the local currency payment module by connecting to the local currency application server through the Internet; A social marketing information module for providing a list of malls that can use local currency in association with a server; A discount information module for separately providing a discount list provided by the social marketing information module; It is configured to include.

In addition, the social marketing information module, characterized in that to automatically form a purchase list in accordance with the purchase history provided by the urban reproduction shop server, and to accumulate reserves in conjunction with the local currency reserve module.

Further, the discount information module may provide the social commerce information module with joint purchase content, discount purchase content, and discount coupon provided by the city reproduction shopping mall server.

In the system according to the present invention, the local currency application server, the issuance module of the local currency performs the local currency generation of the same amount as the payment from the outside, the local money payment module is fixed to the user to purchase the local currency It occurs at a discounted rate, and can be operated by recovering costs through reserves accumulated through the local currency reserve module.

Furthermore, the system for using local currency for urban regeneration according to the present invention further includes an external exchange module for performing local currency exchange used in a general store server that is a user who is not registered in the local currency application server. Can be.

The method of using the above-mentioned local currency utilization system may be specifically implemented in the following steps.

Specifically, the first step of issuing a local currency corresponding to the price paid by the user terminal or an external investor terminal connected through the Internet from the local currency application server; A second step of selling the local currency generated by the local currency applying server to a purchaser terminal through the Internet at a predetermined discount rate; A three step of purchasing the goods provided by the urban regeneration shop server through the local currency purchased by the purchaser terminal; A fourth step in which a portion of a profit is accumulated in a local money saving module of the local money applying server according to a ratio of local money used in the urban regeneration shop server; It may be configured to include.

Further, in the first step, a user accessing through the user terminal registers through a pre-authentication module to use a local currency as a shopping mall registered in the city reproduction shopping mall server, and in the case of a registered user or a resident city residents Local currency application server is characterized in that it is possible to exchange a local currency discounted by a certain percentage.

In addition, the third step, as a local currency application right pre-registered in the local currency application server, may be applied together with a discount method through a joint purchase or a method of purchasing through a separate discount purchase content.

In the third step, in the case of a local currency application right that is not registered in the local currency application server, the exchange rate may be higher than the exchange rate of the local currency application right registered through a separate external exchange module.

The problems of the present invention described above are not limited to those mentioned above, and other problems not mentioned are described in more detail from the following [Details for Carrying Out the Invention], which will be apparent to those skilled in the art. Can be understood.

According to the present invention, local residents purchase electronic money (local money) by means of an automated system for the regeneration rights established by the urban regeneration method to activate a shopping mall, and reproduce the data through online (online) using this electronic money. In the shopping mall, commodities can be purchased in the form of co-purchase, social commerce, etc., and active factors such as discount application when purchasing local currency and discount application when purchasing through social commerce can be activated.

In particular, if you exchange local currency and use it in a reproducing mall, you will be able to pay the exchange profit through user authentication (differentiation of the discount rate), and if you re-use the local shopping mall through local currency, you will get a discount again. It is possible to introduce the sales method such as purchase or half price discount to guide the consumer to the commercial area of the regeneration city.

In addition, by attracting external investment to recover a portion of the profits generated from the commercial area, advertising revenue, it is possible to induce the activation of the local economy.

1 is a block diagram showing the main configuration according to the present invention.

FIG. 2 is a diagram illustrating a detailed configuration of each component described in FIG. 1.

3 is a block diagram showing the configuration of the social commerce control module.

4 is a flowchart illustrating a method of using the present invention.

100: user terminal system

110: Merchants Group Terminal

120: Local Community Terminal

200: local currency application server

210: local currency issuance module

220: local currency payment module

230: social commerce control module

240: local currency reserve module

300: urban regeneration shop server

310: Theme Industry Classification Module

320: classification module by product

330: customer database

340: local monetary settlement module

400: Buyer Terminal System

500: Investor Terminal System

600: general store server

Hereinafter, with reference to the accompanying drawings will be described in detail the configuration and operation according to the present invention. In the description with reference to the accompanying drawings, the same components are given the same reference numerals regardless of the reference numerals, and duplicate description thereof will be omitted. Terms such as first and second may be used to describe various components, but the components should not be limited by the terms. The terms are used only for the purpose of distinguishing one component from another.

In addition, hereinafter, a part corresponding to the part described as the technical configuration of the [system and method of using local currency for urban regeneration] according to the present invention described in [Measures to solve the problem] will be described in more detail.

According to the present invention, local residents purchase electronic money (local money) by means of an automated system for the rehabilitation rights established by the urban regeneration technology. The main purpose is to enable the purchase of local goods by joint purchase, social commerce, etc., by actively introducing elements such as discounts when purchasing local currency and discounts when purchasing through social commerce. In particular, if you exchange local currency and use it in a reproducing mall, you will be able to pay the exchange profit through user authentication (differentiation of the discount rate), and if you re-use the local shopping mall through local currency, you will get a discount again. By adopting a sales method such as purchase or half price discount, the buyer can be led to the commercial area of the regeneration city, and in particular, by attracting external investment, it is possible to recover some of the profits generated from the commercial area and advertising revenue. The gist of the present invention is to provide a system capable of inducing activation of.

Referring to the drawings, a system for using local currency for urban regeneration according to the present invention (hereinafter, referred to as 'the present system') may purchase a local currency provided by a local currency application server by accessing an internet network, Issuing a local currency corresponding to the purchase information through the user terminal system 100 and the Internet to authenticate the store information that can use the local currency, the local currency application server 200 to accumulate the money corresponding to the local currency And, it may be configured to include a city regeneration shop server 300 that provides information to purchase goods using the local currency.

Referring to the drawings, the user terminal system 100 is widely used for inputting various data such as a keyboard, a mouse, an input device, a monitor, a printer, an output device, a modem, a LAN, a transceiver, a microprocessor, or a graphic. It consists of a processing device such as a card and a storage device equipped with various programs for operating or controlling the same, and includes a medium such as a computer that can be connected to the Internet network. In particular, the user terminal system 100 in the present invention is a concept that includes a local community terminal (120) as a terminal connected to the merchant group terminal 110 or the local people in the regeneration city, the merchant group terminal 110 ) Will be used by the Real Merchants Union or Individual Merchants who operate a city recycling store to have some form of certification. In other words, to register the mall through thorough authentication, it is possible to receive the benefits of using local currency and discounting local currency through investment or registration of the local currency provided by the local currency application server. do.

Therefore, the user terminal system 100 according to the present invention transmits the information of the area (hereinafter referred to as 'applicable target mall') to which the system is to be used for the use of local currency through the wired or wireless network. It includes a device that can be transmitted to the currency application server 200, the user terminal is provided by the local currency application server 200, in order to transmit the information of the target shopping mall to the local currency application server 200 After downloading a web service description language (WDSL) file, it is preferable to transmit test file information using a simple object access protocol (SOAP) according to the interface of the service. In this case, the SOAP (Simple Object Acess Protocol) is a protocol originated from the Remote Object Acess Protocol and refers to a standard that is responsible for transmitting information using XML messages and Internet protocols.

The information on the applicable merchants includes merchants who meet the strict criteria, such as whether the theme industry is selected in the target city to which local currency is applied, whether it is classified as a target through activation of commercial rights, or whether it is a merchant in the region. Authentication can be performed with This is necessary from the perspective of the safeguards to establish the range of reliable use of local currency issued by the above-mentioned urban regeneration bonds or the investment of external investors, and to secure a certain amount of return on investment. To this end, the local currency application server 200 may be configured to further include a separate authentication module 201.

In addition, when local residents buy local money, it is necessary to give a certain percentage discount to activate local money first.

This is the starting point of the present invention, and is intended to primarily promote the activation of commercial rights of the city through the participation of residents in the city that needs to be regenerated to be differentiated from existing co-purchase or social commerce. For continuous use, it is necessary to exercise the function of certain electronic money distributed universally in local residents and local business.

In addition, when using the local currency application server or purchase local currency in the local currency through a local currency merchant, it is configured to donate a certain percentage of the purchase amount, for example, 10% of the purchase amount in the form of operating costs for local currency activation. It is desirable to be. As such, the trust company operating the local currency use system according to the present invention can continue the operation of the local currency use system without burdening the local economy by the operating costs donated at a certain rate every time local currency is purchased. .

If the operation of the local currency usage system is activated and the cost of the operation is reduced, the ratio of operating expenses donated to local currency purchases can be reduced. Of course, the percentage of operating costs incurred can be reduced. In addition, it is desirable to apply the operation cost contribution and its ratio flexibly in consideration of the degree of decline of the region to use local currency.

The local currency application server 200 according to the present invention basically performs a function of issuing and selling local currency corresponding to the accumulated cash, such as investment funds or issuance costs of urban regeneration bonds.

To this end, the local currency issuance module 210 and the local currency issued by the local currency issuance module for issuing local currency corresponding to the price authenticated through the user terminal system 100 or the external investment terminal system 500. Local currency payment module 220 for paying local currency to the buyer terminal to purchase a; and a social commerce control module 230 for providing social commerce mall information available for the local currency purchased through the local currency payment module. It is preferable that it is configured. In particular, the local currency application server 200 is further preferably provided with a local currency accumulation module 240 for re-establishing a portion of the sales revenue using the local currency.

That is, the local money issuance module 210 issues local money at the same rate as the accumulated investment principal, and when selling, local money at a partly discounted rate (ie, a discount rate compared to actual currency cash). Sell to the buyer terminal (400). That is, the third user accessing through the purchaser terminal system 400 purchases local currency at a partially discounted amount to induce the use of local currency. Of course, in the case of applying to local residents or merchant groups in parallel with this, issuing local currency at a discounted rate as described above.

In addition, when a purchaser accessing through the purchaser terminal system 400 purchases a local currency of a predetermined amount from the local currency application server 200, the purchaser who can use the local currency in real time can check online. The social commerce control module 230 may provide information by interworking with the fraudulent urban reproduction shop server 300.

To this end, as shown in FIG. 3, the social commerce control module 230 accesses the local currency application server 200 through the Internet to determine whether a member of a buyer terminal purchasing local currency from the local currency payment module. Social marketing information module 232 for providing a list of stores that can use local currency in conjunction with the member authentication module 231 for authentication and the urban reproduction shopping mall server, and separately providing a discount list provided by the social marketing information module. It may be configured to include a discount information module 233. It may further comprise a purchase list database 234 for automatically forming a purchase list in accordance with the purchase history provided by the urban reproduction store server.

Through the purchase list database 234, to accumulate the reserves in conjunction with the local currency accumulation module 240.

In addition, as a configuration of the social commerce control module 230 described above, the discount information module 233, the joint purchase content, discount provided to the social commerce information module 232 in the urban reproduction shop server 300 Purchase contents and discount coupons can be provided.

That is, the urban regeneration shop server 300, in conjunction with the social commerce control module 230, provides the shop information and product information that can use local currency, and provides a theme theme classification of the specialized shopping mall in the region of the playback city It is provided with a category classification module 310, and has a product classification module 320 for providing a detailed product item of the theme industry classification module. This is a certified shopping mall in the regeneration city. After selecting the theme industry suitable for the commercial area through a rigorous screening in advance, it is possible to maintain the quality of the local currency by presenting products of suitable quality. It becomes a vehicle for activation.

In addition, the urban regeneration shop server 300 may be configured to include a customer database 330 for storing the information of the purchase customer and a local currency payment module 340 that can perform the payment using the local currency. .

Through the local currency accumulation module 240 that interoperates with the local currency settlement module 340 in real time, a part of the sales revenue using the local currency is reestablished, and these reserves are later returned to the investment profit. In the present invention, the profit on the investment includes all of these reserves, advertising revenue, and interest on cash investment.

In summary, the local currency application server according to the present invention, the issuance module of the local currency performs local currency generation of the same amount as the price paid from the outside, and the local currency payment module is fixed to a user who purchases local currency. It occurs at a discounted rate, it is characterized in that it is operated in a way to recover the cost through the reserves accumulated through the local currency reserve module.

In particular, in this case, as described above with reference to FIG. 2, the local currency is stored in a general online store operating a mall that is not registered in the local currency application server 200 in the system for using local currency for urban regeneration according to the present invention. When receiving, it may be provided with an external exchange module 250 that exchanges it. Of course, even in this case, it is preferable to apply a discount to the general shopping mall, but apply a different discount from the shopping mall operated by registered local residents.

In addition, when using local currency while purchasing goods or using a service through an affiliated store equipped with a city regeneration shop server, the merchant pays a certain percentage of the sales amount to the consumer, for example, 10% in local currency. It is preferably configured to. In this way, by paying a certain percentage of the amount sold to the buyer in local currency, the buyer can be additionally provided with the benefit of the use of the local currency to encourage its use and promote the continued use of the local currency in other merchants. This makes it possible to mobilize the local currency's sustainability and circulation. In addition, the payment and the ratio of the sales amount is preferably applied in consideration of the degree of decline of the region to use the local currency or the sales of the merchant.

That is, the operation method of the above-described system will be described with reference to FIG. 4.

4 is a flowchart illustrating a method of using the present invention.

In the system described above with reference to FIG. 2, first, a first step of issuing a local currency corresponding to a price paid by a user terminal or an external investor terminal connected through the Internet is performed at the local currency application server. Issuance of local currency performs local currency generation with the same amount as the external payment, and the local currency payment module is generated at a discounted rate to the user who purchases local currency. As described above, it is operated in a manner of recovering costs through the accumulated reserves.

Therefore, in the next step, the second step of selling the local currency generated by the local currency applying server to the purchaser terminal through the Internet at a partially discounted rate is performed. That is, the issuance of local money is the same as cash, but it is sold at a certain rate to the user who purchases it, so that a kind of discount effect can be generated from the purchase of local money, thereby inducing the desire to purchase money.

This is because the issuance of local currency in the present invention is a basic element that can be applied to urban regeneration stores in the region where local currency is commonly used, without leaking the consumer to the outside.

Thereafter, three steps of purchasing goods provided from the city regeneration shop server through the local currency purchased by the buyer terminal are performed. In this case, the urban regeneration shop server where goods are purchased is formed into a shopping mall suitable for local business through a strict examination and hearing by the local currency application server, and may receive an investment for subscription fee or issuance of local currency through registration. have.

That is, the merchants operating the local commercials can be users and investors of local currency, which means that a portion of the profits are based on the ratio of the local currency used in the urban regeneration shop server. It will be implemented in four stages to be earned.

That is, in the present invention, the merchant accesses the local currency application server through the user terminal, and then registers through the pre-authentication module to use the local currency as the shopping mall registered in the urban reproduction shopping mall server, and the registered user or the reproduction city region. Residents will be operated to exchange local currency at a certain rate on the local currency application server.

In this case, the loss of the commodity price resulting from the discount on the use of local currency is compensated by the increase in the sales volume of the commodity, and can also be returned to the return on investment from the invested local currency.

In order to increase such sales, as a local currency application right registered in the local currency application server, it is possible to apply a method of purchasing through a joint purchase or a separate discount purchase content together. That is, local currency is purchased from the local currency application server, and through this, by utilizing the joint purchase content provided by the social commerce control module, it is possible to benefit from the double discount, thereby increasing demand psychology.

In particular, when a local currency application system including a local currency application server according to the present invention is implemented, the information about the local currency can be implemented in an application of a smart phone or a portable display device so that it can be applied in a mobile environment.

Features, structures, effects, and the like described in the above embodiments are included in at least one embodiment of the present invention, and are not necessarily limited to only one embodiment. In addition, the features, structures, effects, and the like illustrated in each embodiment may be combined or modified with respect to other embodiments by those skilled in the art to which the embodiments belong.

Therefore, contents related to such combinations and modifications should be construed as being included in the scope of the present invention. In addition, the above description has been made with reference to the embodiments, which are merely examples and are not intended to limit the present invention, and those skilled in the art to which the present invention pertains may be illustrated in the above without departing from the essential characteristics of the present embodiment. It will be appreciated that various modifications and applications are possible. For example, each component specifically shown in the embodiments may be modified. And differences relating to such modifications and applications will have to be construed as being included in the scope of the invention defined in the appended claims.

Claims

A user terminal system that accesses an internet network and purchases local currency provided by a local currency application server, or authenticates store information that can use local currency; and

A local currency application server for issuing a local currency corresponding to the purchase information through the Internet network and accumulating the corresponding amount of the local currency;

An urban regeneration shop server providing information for purchasing goods using the local currency;

Local currency use system for urban regeneration comprising a.
The method according to claim 1,

The four local currency application server,

Receiving information of the Web service specification (WDSL) transmitted from the merchant group terminal or the local resident terminal, through this, the system for using local currency for urban regeneration further comprising an authentication module for performing user authentication.
The method according to claim 2,

The local currency applying server,

A local currency issuing module for issuing a local currency corresponding to a price authenticated through the user terminal system or an external investment terminal system; and

A local money disbursement module for distributing local money to a purchaser terminal that purchases local money issued by the local money issuing module;

A social commerce control module for providing social commerce mall information available to the local currency purchased through the local currency payment module;

Local currency use system for urban regeneration comprising a.
The method according to claim 3,

The local currency applying server,

And a local currency accumulation module for re-establishing a part of the sales revenue using the local currency.
The method according to claim 4,

The urban reproduction shop server,

In conjunction with the social commerce control module provides the mall information and product information that can use local currency,

Theme industry classification module to provide a specialized theme mall classification of the urban area;

A product classification module for providing detailed product items of the theme industry classification module;

A customer database for storing information of purchasing customers;

A local currency settlement module that can perform payment using the local currency;

Local currency use system for urban regeneration comprising a.
The method according to claim 5,

The social commerce control module,

A member authentication module for authenticating a member among buyer terminals purchasing local currency from the local currency payment module by accessing the local currency application server through the Internet; and

A social marketing information module for providing a list of malls that can use local currency in association with the urban reproduction shopping mall server;

A discount information module for separately providing a discount list provided by the social marketing information module; Local currency use system for urban regeneration comprising a.
The method according to claim 6,

The social marketing information module,

Automatically form a purchase list according to the purchase history provided by the city regeneration store server,

System for using local currency for urban regeneration, characterized in that to accumulate reserves in conjunction with the local currency accumulation module.
The method according to claim 7,

The discount information module,

System for using local currency for urban regeneration, characterized in that the social commerce information module provides the joint purchase content, discount purchase content, discount coupons provided by the city regeneration store server.
The method according to any one of claims 1 to 8,

The local currency applying server,

The issuance module of the local currency performs the generation of local currency in the same amount as the price paid externally,

The local currency payment module is generated at a discounted rate to a user who purchases local currency,

Local currency use system for urban regeneration, characterized in that it is operated in a manner to recover the cost through the reserves accumulated through the local currency reserve module.
The method according to any one of claims 1 to 8,

The system for using local currency for urban regeneration,

The system of using local currency for urban regeneration further comprising an external exchange module for performing exchange of local currency used in a general store server that is a user who is not registered in the local currency application server.
A first step of issuing a local currency corresponding to a price paid by a user terminal or an external investor terminal connected through the Internet from a local currency applying server;

A second step of selling the local currency generated by the local currency applying server to a purchaser terminal through the Internet at a predetermined discount rate;

A three step of purchasing the goods provided by the urban regeneration shop server through the local currency purchased by the purchaser terminal;

A fourth step in which a portion of a profit is accumulated in a local money saving module of the local money applying server according to a ratio of local money used in the urban regeneration shop server;

Method of using local currency for urban regeneration comprising a.
The method according to claim 11,

The first step,

A user accessing through the user terminal,

Register through the pre-authentication module to use local currency as a shopping mall registered in the urban reproduction shopping mall server,

In the case of a registered user or a local resident of a regeneration city, the local currency application server uses local currency for urban regeneration, wherein the local currency can be exchanged at a certain rate.
The method according to claim 12,

The third step,

A method of using local currency for regeneration of a city, wherein the local currency is applied to the local currency application server.
The method according to claim 12,

The third step,

In the case of a local currency application right that is not registered in the local currency application server, a method of using local currency for urban regeneration to perform a currency exchange higher than the exchange rate of the local currency application right registered through a separate external exchange module.