WO2013040937A1

WO2013040937A1 - Ic card cover, holder and device

Info

Publication number: WO2013040937A1
Application number: PCT/CN2012/078498
Authority: WO
Inventors: 朱忠迁; 虞欢
Original assignee: 国民技术股份有限公司
Priority date: 2011-09-21
Filing date: 2012-07-11
Publication date: 2013-03-28

Abstract

Disclosed are an IC card cover, holder and device. By setting an RF circuit module peripherally on a circuit board of the IC card cover, an electrical connection with the IC card and a terminal is realized through an upper contact point and a lower contact point setting on the circuit board respectively, without integrated binding of the RF circuit module and the IC card, also without the integrated binding of the IC card and motherboard of terminal. Realizing RF pay way is more simple, and the RF circuit modules from different providers of realizing card transactions, such as electronic payment, can be any combination of IC cards with different telecom operators, therefore, allowing users to choose telecom operators and payment function providers freely, and improving the safety of both sides, which is conducive to promote the mobile terminal as an application of an electronic payment terminal and to improve the satisfaction of the user experience.

Description

IC card holder, card holder and device

Technical field

The present invention relates to the field of communications, and in particular, to an IC card ferrule, a card holder and a device.

Background technique

With the popularization of mobile terminals, the application requirements for electronic payment using mobile terminals are very urgent, and various implementation schemes have been implemented at present. For example, SIM in a mobile terminal (Subscriber Identity Module, user identification module) A method of adding a radio frequency function in a card (called a radio frequency SIM card) or adding a short-range communication module on a mobile terminal motherboard to implement short-range communication of a mobile terminal (referred to as NFC (Near) Field Communication, Near Field Communication)), the emergence of these methods makes the mobile terminal a super smart terminal that can be recharged, consumed, traded and authenticated, which greatly meets the urgent needs of the market.

At the same time, it can be known from the above existing methods that no matter which existing solution is selected, some hardware improvements are needed, for example, an RF payment module is integrated on an existing SIM card to implement an RF payment module and a SIM card. Binding; or integrating a short-range communication module on the main board of the terminal (also implemented by a radio frequency module); the implementation process is complicated; and the way of binding the radio payment module to the user identification card (such as the above SIM card) limits the user's The choice of telecom operators and payment function providers, while telecom operators and payment providers are not the same organization, there is a mistrust relationship and security issues for both parties, further limiting the promotion and application of RF payment.

technical problem

The technical problem to be solved by the present invention is to provide an IC card card holder, a card holder and a device, which are more convenient for integration of the RF payment function and other communication functions, so that the user can freely select the corresponding operator and facilitate the RF payment function. Promotion and satisfaction of the user experience.

Technical solution

In order to solve the above technical problem, the present invention provides an IC card ferrule, comprising a circuit board and a radio frequency circuit module disposed on a front surface of the circuit board; the front surface of the circuit board is provided with a accommodating area for placing an IC card; An upper contact for electrically connecting to the IC card is disposed in the receiving area, and a lower contact for electrically connecting the terminal with the IC card ferrule is disposed on the back of the circuit board; The RF circuit module is coupled to the upper contact.

In an embodiment of the invention, the IC card ferrule further includes a filler disposed on a front surface of the circuit board; the filler surrounds the accommodating area into a shape matching the IC card .

In an embodiment of the invention, the upper contact is symmetrically disposed with the lower contact.

In an embodiment of the invention, the radio frequency circuit module is a 2.4G based radio frequency circuit module.

The invention also provides an IC card holder, comprising a card frame and an IC card card sleeve as described above; the card frame is provided with a through slot matching the IC card card sleeve, and the IC card card sleeve is set The lower contact is electrically connected to the terminal through the through slot on the card frame.

In an embodiment of the invention, the through slot is a square through slot, and at least one bottom edge of the through slot is provided with at least one support portion for supporting the IC card ferrule.

In an embodiment of the invention, at least one support portion is respectively disposed on the opposite bottom edges of the through groove.

In an embodiment of the invention, at least one support portion is respectively disposed on each of the three bottom edges of the through groove.

In an embodiment of the invention, at least one side wall of the through groove is provided with at least one fixing portion for restricting movement of the IC card ferrule in the through groove.

In an embodiment of the invention, at least one fixing portion is respectively disposed on opposite sidewalls of the through groove.

In an embodiment of the invention, the fixing portion is disposed at an upper edge of the side wall of the through groove, and a sidewall of the through groove extends horizontally toward a center of the through groove.

The present invention also provides an IC card device, comprising an IC card, further comprising an IC card card holder as described above or an IC card card holder as described above; the IC card being disposed in the accommodating area, through the The upper contact is connected to the IC card ferrule.

In an embodiment of the invention, the IC card is a micro IC card.

Beneficial effect

The invention does not need to integrate and bind the RF circuit module and the IC card, and does not need to be integrated with the motherboard of the terminal, and the method for realizing the RF payment is simpler, and the RF circuit of the card payment transaction of the electronic provider and the like is implemented by different providers. The module can be arbitrarily combined with the IC card provided by different telecommunication operators, so that the user can freely select the telecommunication operator and the payment function provider, thereby improving the security of both parties, facilitating the application of the mobile terminal as an electronic payment terminal and improving the user. Satisfaction of experience.

DRAWINGS

1 is an exploded perspective view showing an IC card card holder and an IC card according to the present invention;

2 is a schematic block diagram of a radio frequency circuit module according to an embodiment of the present invention;

3 is a schematic block diagram of an application in the terminal of the radio frequency circuit module shown in FIG. 2;

4 is an exploded perspective view showing the cooperation of the card holder of the IC card and the IC card of the present invention.

BEST MODE FOR CARRYING OUT THE INVENTION

Embodiments of the invention

The principles and features of the present invention are described in the following with reference to the accompanying drawings.

As shown in FIG. 1, the figure shows a schematic diagram of the IC card ferrule and the IC card after being decomposed. The IC card holder 1 includes a circuit board 110 and a radio frequency circuit module 113 disposed on the front surface of the circuit board 110. The circuit board 110 may be a flexible circuit board (also referred to as a flexible circuit board), or a rigid circuit board having a suitable thickness. The RF circuit module 113 can be a 2.4G or 13.56MHz RF circuit module; the front surface of the circuit board 110 is further provided with a receiving area 115 for preventing the IC card 100 from falling off, and an upper contact is disposed in the receiving area 115. 112; the upper contact 112 is electrically connected to the RF circuit module 113; the upper contact 112 is also used to cooperate with the contact 101 on the IC card 100 to achieve electrical connection; the back side of the circuit board 110 is provided with a lower contact 111, a lower contact 111 is electrically connected to the upper contact 112 through the RF circuit module 113. In use, the IC card 100 is placed in the accommodating area 115, and the contact 101 is operatively connected to the upper contact 112 of the IC card ferrule 1; then the IC card ferrule 1 is inserted into the terminal working therewith, The lower contact 111 of the IC card holder 1 is operatively connected to the corresponding contact on the terminal. When the RF circuit module 113 is not used to implement functions such as radio frequency payment, the IC card 100 can also achieve reliable connection with the terminal through the upper contact 112 and the lower contact 111, and can normally realize its own service; when the RF circuit module is enabled At 113 o'clock, since the IC card 100 is reliably connected to the RF circuit module 113 through the upper contact 112, which is equivalent to the integration of the RF circuit module 113 onto the IC card 100, the RF circuit module 113 and the IC card 100 can be Interact with each other to achieve the corresponding RF application, such as implementing RF payment.

In order to better understand the present invention, the above working principle will be further illustrated in the form of a block diagram:

Referring to FIG. 2, the RF circuit module 113 of FIG. 2 includes an interface circuit 205, a main controller 201, a magnetic induction and reception module 202, a radio frequency transceiver 203, and a radio frequency transceiver antenna 204. The RF circuit module 113 can be packaged by a system level (System In Package The composition of the system-level package is a circuit and an integrated circuit that can combine various functions. The RF circuit module 113 can also be composed of discrete components, integrated circuits, etc., wherein the interface circuit 205 can be understood as being separate from the upper The circuit in which the contact 112 is electrically connected to the lower contact 111 is also understood to substantially include the upper contact 112 and the lower contact 111; specifically, the lower contact 111 and the upper contact 112 are respectively included with the IC card. 100 and terminal matching eight contacts to achieve reliable electrical connection with the IC card 100 and the terminal respectively; in other embodiments of the present invention, the RF circuit module 113 architecture may also The interface circuit 205, the main controller 201, the radio frequency transceiver 203, and the radio frequency transceiver antenna 204 are sequentially coupled, and the magnetic induction and receiving module 202 is separately coupled to the radio frequency transceiver 203.

Referring to FIG. 3, in use, the IC card 100 is placed in the accommodating area 115, and is electrically connected to the RF circuit module 113 through the upper contact; the RF circuit module 113 is electrically connected to the terminal 2 through the lower contact 111, that is, the IC card 100. A reliable connection is achieved between the RF circuit module 113 and the terminal 2 through the upper contact 112, which is equivalent to the integration of the RF circuit module 113 onto the IC card 100. Therefore, the RF circuit module 113 and the IC card 100 can cooperate with each other to implement the RF. Pay.

In this embodiment, the magnetic induction and receiving module 202 includes a low frequency magnetic coil for receiving a magnetic signal from an external card reading device and transmitting it to the main controller 201, and the main controller 201 processes the magnetic signal (or the main controller will The magnetic signal is sent to the IC card for processing. According to the result of the processing, it is determined whether the RF transceiver 203 is activated. The RF transceiver 203 performs radio frequency interaction with the external card reading device through the RF antenna 204; and the received RF data is transferred to the main control. The processing of the device 201 (the main controller can also process the received radio frequency data to the IC card) to implement the corresponding radio frequency application.

In this embodiment, the radio frequency antenna 204 may be a PCB microstrip antenna or other feasible antenna, which may be located in the payment function module or on the circuit board 110. In practical applications, it is preferably located on the circuit board 110 through the routing. Electrically connected to the payment function module.

In this embodiment, the low frequency magnetic coil of the magnetic induction and receiving module 202 may be a PCB trace coil or a Hall device, which may be located in the payment function module or on the circuit board 115 for coupling the external RF. The magnetic field signal emitted by the card reader. Preferably, in practical applications, it is located on the circuit board 115 and is electrically connected to the payment function module by routing.

In this implementation, the frequency band in which the radio frequency transceiver 203 operates may be an ultra high frequency SHF band, a very high frequency VHF band, or a UHF UHF band. Preferably, it works at 2.4G ISM (Industry Science Medicine) frequency band.

In this embodiment, the magnetic field signal received by the low frequency magnetic coil included in the magnetic induction and receiving module 202 may be an alternating magnetic field. The low frequency alternating magnetic field is taken as an example, and the frequency may be 125 kHz to 0.1 kHz, such as 125 kHz, 50 kHz, 30 kHz. 20KHz, 10KHz, 5KHz, 2KHz or 1KHz; it may also be a static magnetic field realized by a permanent magnet, a DC electromagnet, a signal modulator or an equivalent device. Preferably, the frequency is chosen to be 2 KHz.

It can be seen that the present invention separates the radio frequency circuit module 113 and the IC card 100, and only uses the two when used together, and does not need to be uniquely bound to each other. Therefore, the radio frequency circuit modules provided by different providers can be combined with different telecommunications. Any combination of IC cards provided by the operator enables the user to freely select the telecommunication operator and the payment function provider, thereby improving the security of both parties, and facilitating the application of the mobile terminal as an electronic payment terminal and improving the satisfaction of the user experience.

Referring to FIG. 1 , in the embodiment, a filler 114 may be further disposed on the circuit board 110 . The filler 114 is disposed on the front surface of the circuit board 110 , and the receiving area 115 on the circuit board 110 is integrated with the IC card 100 . The matching shape is more convenient for accurately placing the IC card 100 on the circuit board 110, so that the contact 101 is accurately connected to the contact 112 on the circuit board 110; and at the same time, the IC card 100 during installation is prevented. Moving on the circuit board 110 to the periphery and falling off can further improve the satisfaction of the user experience. At the same time, the filler 114 can also enclose the RF circuit module 113, and can protect the RF circuit module 113 from collision and the like. The filler 114 may specifically be at least one selected from the group consisting of a glass fiber reinforced resin, a carbon fiber reinforced resin, a rubber, a metal sheet, an aluminum plastic composite film, and an engineering plastic.

In this embodiment, the specific positions of the upper and lower contacts 111 and the upper contacts 112 of the circuit board 110 can be specifically selected according to the position of the contacts 101 on the IC card 100 and the position of the contacts on the terminal; and the existing IC card 100 The position of the upper contact 101 is generally designed to match the position of the contacts on the existing terminal. Therefore, in the embodiment, it is preferable to symmetrically set the lower contact 111 and the upper contact 112 as long as the upper limit is determined. The position of the contact 112 or the lower contact 111 can determine the specific position of the other contact, and the design and implementation are simpler. In addition, the shape and size of the circuit board 110 (i.e., the shape and size of the IC card ferrule 1) in this embodiment can be matched with the shape and size of the accommodating groove for the card on the terminal. For example, when the IC card in this embodiment is a micro IC card (for example, a SIM card used in an Apple mobile phone, the size is 15 mm*12 mm. Of course, the IC card in this embodiment may be a SIM card in addition to the SIM card. Other cards with the same or similar functions; or other cards that can work with the RF circuit module to implement the RF power application function, such as TF card, can set the shape and size of the IC card holder to be the same as the general IC card. Matching shape and size; then, after placing the micro IC card on the IC card holder, the IC card card sleeve can be used as a general IC card insertion terminal, which is simple and convenient to use.

Since the space for accommodating the IC card on the terminal is limited, it determines that the thickness of the IC card ferrule 1 is limited, resulting in low mechanical strength. In order to increase the mechanical strength thereof, the present invention also provides an IC card holder. As shown in Figure 4:

The IC card holder shown in FIG. 4 adds a card frame 120 to the IC card ferrule 1 shown in FIG. 1; the material of the card frame 120 can be steel, stainless steel, aluminum, aluminum alloy, titanium alloy, copper alloy, plastic. , glass fiber reinforced resin, carbon fiber reinforced resin, zinc alloy, rubber or engineering plastic; the card frame 120 is provided with a through groove 127 matching the IC card ferrule 1; the IC card ferrule 1 is disposed on the card frame 120, under the The contact 111 is electrically connected to a corresponding contact on the terminal through the through slot 127. It is worth noting that the case where the IC card holder 1 is matched with the through slot 127 is as follows:

When the space for accommodating the accommodating slot of the IC card holder is sufficiently large, the matching between the through slot 127 and the IC card ferrule 1 is as long as the lower contact 111 of the IC card ferrule is permeable. The through slot 127 can be electrically connected to the terminal.

In the case where the space for accommodating the accommodating slot of the IC card holder is limited, in order to reduce the thickness of the IC card holder as much as possible after assembly, the shape of the through groove 127 (generally square) may be provided. And the size is matched with the IC card holder 1; or the size is larger than the size of the IC card holder 1, and the thickness of the through groove 127 is preferably equal to or smaller than the thickness of the IC card holder 1. When the size of the through slot 127 is set to match the size of the IC card ferrule 1, the support portion may not be provided at the bottom of the channel 127, and the IC card ferrule 1 is clamped in the through slot 127 for fixing. In order to further improve the reliability, the corresponding support portion and the fixing portion may be further provided to further strengthen the support and fixing; when the size of the through groove 127 is set to be larger than the size of the IC card ferrule 1, it is required to be on the card frame 120. The support portion is disposed; specifically, at least one support portion is disposed on at least one bottom edge of the bottom of the through groove 127 to support the IC card sleeve 1, for example:

When a support portion is disposed on one of the bottom edges of the bottom of the through groove 127, the support portion is provided at the bottom of the groove as long as it satisfies the contact of the lower contact 111 which does not block the IC card ferrule 1 with the terminal, and satisfies the ability to stably support the IC card. The ferrule 1 can be provided; or a plurality of support portions can be disposed on one bottom edge, for example, a support portion 1 is symmetrically disposed on both sides of a bottom edge to support the IC card ferrule 1;

Or, at least one supporting portion is respectively disposed on the two bottom edges of the bottom of the through groove 127, and the selected two bottom edges may be opposite or adjacent two bottom edges, and similarly, the supporting portion is provided as long as it does not block the IC. The lower contact 111 of the card sleeve 1 is in contact with the terminal, and satisfies the ability to stably support the IC card ferrule 1; in view of simple design and uniformity of force, it may preferably be separately set on the opposite two bottom edges. A support portion supports the support of the IC card holder 1;

Or, at least one supporting portion is respectively disposed on the three bottom edges of the bottom of the through slot 127. Similarly, the supporting portion is provided as long as it satisfies the contact of the lower contact 111 that does not block the IC card ferrule 1 with the terminal, and satisfies the stable support. The IC card ferrule 1 can be used; considering the stability, when the support portions are arranged at the three bottom edges, the support portions are preferably respectively arranged in a triangular shape. Referring to FIG. 4, the three bottom edges of the through grooves 127 are provided. The

support portions

124, 125 and 121 are distributed in a triangle to achieve more stable support for the IC card ferrule 1;

Optionally, a support portion is respectively disposed on all the bottom edges of the through slot, and the principle of the setting is the same as above, and details are not described herein again.

When the size of the through slot 127 is set to be larger than the size of the IC card ferrule 1, in addition to providing the support portion to support the IC card ferrule 1 on the card frame 120, in order to prevent the IC card ferrule 1 from coming off the top of the through slot 127 Further, a fixing portion may be further disposed to stably fix the IC card ferrule 1 in the through slot 127. Specifically, at least one user-restricted IC card ferrule 1 may be disposed in the through slot on at least one side wall of the through slot 127. For example, the fixing portion may be disposed on one side wall of the through groove 127, or the fixing portion may be disposed on all the side walls of the through groove 127. Referring to FIG. 4, in this embodiment, it is preferable to Fixing portions are provided on the opposite side walls of the through groove 127, respectively 122 and 126, and the fixing

portions

122 and 126 are disposed on the upper edge of the side wall of the through groove 127, and the side wall of the through groove 127 is horizontally directed to the through groove 127. The center extends and the vertical distances of the

fixings

122 and 126 to the supporting

portions

124, 125 and 121 are equal to or greater than the thickness of the IC card holder 1. The fixing

portions

122 and 126 are made of a flexible material. When the IC card ferrule 1 is mounted, the IC card ferrule 1 can be pressed at the bottom of the groove 127, and then the fixing

portions

122 and 126 are deformed downward to make the IC card ferrule. 1 enters the through groove 127, and then the fixing

portions

122 and 126 are restored to deform, and the IC card ferrule 1 is fixed in the through groove 127. Referring to FIG. 4, it is also possible to provide a fixing portion 123 at the same time on the other side wall of the through groove 127, which can be disposed in the same manner as the fixing

portions

122 and 126.

It should be noted that the shape and size of each support portion and each fixing portion in this embodiment may be the same or different.

In this embodiment, the side wall of the card frame 120 is further provided with a support frame edge 121 extending outward from one end, and a through hole may be further disposed on the extension portion for facilitating removal of the IC card holder from the terminal.

The above is a further detailed description of the present invention in connection with the specific embodiments, and the specific embodiments of the present invention are not limited to the description. It will be apparent to those skilled in the art that the present invention may be made without departing from the spirit and scope of the invention.

Industrial applicability

Sequence table free content

Claims

An IC card ferrule, comprising: a circuit board and a radio frequency circuit module disposed on a front surface of the circuit board; the front surface of the circuit board is provided with a accommodating area for placing an IC card; An upper contact for electrically connecting to the IC card, the back side of the circuit board being provided with a lower contact for electrically connecting the terminal mated with the IC card holder; the lower contact passing through the radio frequency circuit module and the Said the contact connection.
The IC card ferrule according to claim 1, wherein said IC card ferrule further comprises a filler disposed on a front surface of said circuit board; said filler compositing said accommodating area and said The IC card matches the shape.
The IC card ferrule according to claim 1 or 2, wherein said upper contact is symmetrically disposed with said lower contact.
The IC card ferrule according to claim 1 or 2, wherein the radio frequency circuit module is a 2.4G-based radio frequency circuit module.
An IC card holder, comprising: a card frame and the IC card ferrule according to any one of claims 1 to 4; wherein the card frame is provided with a through slot matched with the IC card ferrule, The IC card ferrule is disposed on the card frame, and the lower contact is electrically connected to the terminal through the through slot.
The IC card holder according to claim 5, wherein the through groove is a square through groove, and at least one bottom edge of the through groove is provided with at least one support for supporting the IC card ferrule unit.
The IC card holder according to claim 6, wherein at least one support portion is respectively disposed on the opposite bottom edges of the through groove.
The IC card holder according to claim 6, wherein each of the three bottom edges of the through groove is provided with at least one support portion.
The IC card holder according to any one of claims 5-8, wherein at least one side wall of the through slot is provided with at least one for restricting the IC card ferrule in the through slot. Moving fixed part.
The IC card holder according to claim 9, wherein at least one fixing portion is respectively disposed on the opposite side walls of the through groove.
The IC card holder according to claim 9, wherein the fixing portion is provided at an upper edge of the side wall of the through groove, and a side wall of the through groove extends horizontally toward a center of the through groove.
An IC card device, comprising an IC card, further comprising the IC card card holder according to any one of claims 1 to 4 or the IC card card holder according to any one of claims 5 to 11; The IC card is disposed in the accommodating area, and is connected to the IC card ferrule through the upper contact.
The IC card device according to claim 12, wherein said IC card is a micro IC card.