WO2012153159A1 - Business card - price and loyality banking method, process and product - Google Patents
Business card - price and loyality banking method, process and product Download PDFInfo
- Publication number
- WO2012153159A1 WO2012153159A1 PCT/IB2011/000974 IB2011000974W WO2012153159A1 WO 2012153159 A1 WO2012153159 A1 WO 2012153159A1 IB 2011000974 W IB2011000974 W IB 2011000974W WO 2012153159 A1 WO2012153159 A1 WO 2012153159A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- business card
- product
- loyality
- price
- card
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/357—Cards having a plurality of specified features
- G06Q20/3572—Multiple accounts on card
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
Definitions
- Price advantage incl loya lity banking, (Retail and wholesale buying as applicable), positives to method, process and product tD .lie outlined
- Holders of Business card will be able to make business transac- : io:ii5 wfl h multiple companies listed on Business card, and a reward program will be available, origna-ed amd Mnderwntten by the companies and complying to the legal framework of the different countri ; ⁇ S- Wh ⁇ ;:-e applicable and subject to resource availablity, Business card will advise on reward program: , . nc ta ⁇ e a leading; role on be.t practices and other compliance requirements dependent on ccur.cry s : &d nature v orogram as requ ired.
Abstract
Business card is a method, process and product to have multiple listings of companies on one card for the holder with the purpose of making business transactions consolidated and simpler. The return to holders is a reward program (Reward program for example price and loyality advantages and all other forms - not subject to Intellectual property property application) but Methodology, Process and Product as described including trade mark protection.
Description
Summary ' Drawing description
Multiple corpora: Holding (Of (Optional) ♦ One holder
Technology: Enabled by^lready available technology
Purpose
Price advantage ;incl loya lity banking, (Retail and wholesale buying as applicable), positives to method, process and product tD .lie outlined
Application
Business card wi I bs a i and incorporated into the existing electronic payment system with multiple applications subj ,c': to foture IP application as required. Holders of Business card will be able to make business transac-:io:ii5 wfl h multiple companies listed on Business card, and a reward program will be available, origna-ed amd Mnderwntten by the companies and complying to the legal framework of the different countri;}S- Wh<;:-e applicable and subject to resource availablity, Business card will advise on reward program: , . nc ta<e a leading; role on be.t practices and other compliance requirements dependent on ccur.cry s:&d nature v orogram as requ ired.
Business Card wi l be iiior lending a nd cash handling ut rather a "Consumption Bank" for the holders with returns in fern i of iscward programs.
Positives to efiodelpgy, Process and Product
- Better rnanagem 3η· witr consolidation to one business card, encourages use than having several
- Reward on consumption; loyality audi ali other advantages
- The company intends tc; nave a research, audit iind analysis activities and Business card will be a key enabler to that c w.eis.
' Does not compe- e vH'h credit card companies but wi I be used together with Credit cards where the payment system ; infr «l;i ustructurr; applies. The holder can have several credit and bank cards but one business car -i, nskir wallets ir anagable and simpler.
Claims
Claims
- Similar cards wit ;i same purpose available but compa iy specific
•There are rewarc piOfinsi ns existinf wit some credit card companies but they are lenders and
- Business card do is lot (fompete win their programs but enables consumers get additional price advantage
- Business card to Deispe ric to direct buying transactions
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| PCT/IB2011/000974 WO2012153159A1 (en) | 2011-05-09 | 2011-05-09 | Business card - price and loyality banking method, process and product |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| PCT/IB2011/000974 WO2012153159A1 (en) | 2011-05-09 | 2011-05-09 | Business card - price and loyality banking method, process and product |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| WO2012153159A1 true WO2012153159A1 (en) | 2012-11-15 |
Family
ID=47138845
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| PCT/IB2011/000974 WO2012153159A1 (en) | 2011-05-09 | 2011-05-09 | Business card - price and loyality banking method, process and product |
Country Status (1)
| Country | Link |
|---|---|
| WO (1) | WO2012153159A1 (en) |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20040230483A1 (en) * | 2003-02-14 | 2004-11-18 | Concept Shopping, Inc. | Techniques for using loyalty cards and redeeming accumulated value |
| EP1571608A2 (en) * | 2004-03-05 | 2005-09-07 | Osuma Finland Oy | Customer loyalty card and devices associated therewith |
-
2011
- 2011-05-09 WO PCT/IB2011/000974 patent/WO2012153159A1/en active Application Filing
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20040230483A1 (en) * | 2003-02-14 | 2004-11-18 | Concept Shopping, Inc. | Techniques for using loyalty cards and redeeming accumulated value |
| EP1571608A2 (en) * | 2004-03-05 | 2005-09-07 | Osuma Finland Oy | Customer loyalty card and devices associated therewith |
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