WO2012115484A3 - 모바일 카드 관리 방법 - Google Patents

모바일 카드 관리 방법 Download PDF

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Publication number
WO2012115484A3
WO2012115484A3 PCT/KR2012/001440 KR2012001440W WO2012115484A3 WO 2012115484 A3 WO2012115484 A3 WO 2012115484A3 KR 2012001440 W KR2012001440 W KR 2012001440W WO 2012115484 A3 WO2012115484 A3 WO 2012115484A3
Authority
WO
WIPO (PCT)
Prior art keywords
card
communication terminal
program module
mobile communication
mobile
Prior art date
Application number
PCT/KR2012/001440
Other languages
English (en)
French (fr)
Other versions
WO2012115484A2 (ko
Inventor
박경양
정훈준
Original Assignee
주식회사 하렉스인포텍
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 주식회사 하렉스인포텍 filed Critical 주식회사 하렉스인포텍
Priority to US14/001,543 priority Critical patent/US20130332356A1/en
Publication of WO2012115484A2 publication Critical patent/WO2012115484A2/ko
Publication of WO2012115484A3 publication Critical patent/WO2012115484A3/ko

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3572—Multiple accounts on card

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

본 발명에서는 이동통신단말기가 저장하고 있는 복수의 카드 중 특정 카드를 선택하기 위한 방법 중 외부 서버에 의해 결정된 정보(예컨대, AID 코드 정보의 서비스 구분 코드 정보)가 모바일 결제 프로그램 모듈로 전달되어 모바일 결제 프로그램 모듈이 이동통신단말기에 저장된 해당카드를 찾는 방식이 아니라 모바일 결제 프로그램 모듈 자체가 각종 거래의 특성에 따라 현재의 이동통신단말기안에 있는 특정 특성(결제용, 신분증명용, 멤버십용 등)의 카드 정보를 리스트-업(list-up)하고, 필요한 카드를 선택하여 이용할 수 있게 하는 방안이 개시된다.
PCT/KR2012/001440 2011-02-24 2012-02-24 모바일 카드 관리 방법 WO2012115484A2 (ko)

Priority Applications (1)

Application Number Priority Date Filing Date Title
US14/001,543 US20130332356A1 (en) 2011-02-24 2012-02-24 Mobile card management method

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR10-2011-0016559 2011-02-24
KR1020110016559A KR20120097157A (ko) 2011-02-24 2011-02-24 모바일 카드 관리 방법

Publications (2)

Publication Number Publication Date
WO2012115484A2 WO2012115484A2 (ko) 2012-08-30
WO2012115484A3 true WO2012115484A3 (ko) 2012-12-27

Family

ID=46721364

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2012/001440 WO2012115484A2 (ko) 2011-02-24 2012-02-24 모바일 카드 관리 방법

Country Status (3)

Country Link
US (1) US20130332356A1 (ko)
KR (1) KR20120097157A (ko)
WO (1) WO2012115484A2 (ko)

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101421568B1 (ko) 2012-07-27 2014-07-22 주식회사 케이티 스마트카드, 스마트카드 서비스 단말 및 스마트카드 서비스 방법
KR101460179B1 (ko) 2012-11-28 2014-11-10 에스케이씨앤씨 주식회사 임시 결제카드 설정 방법 및 이를 적용한 모바일 기기
KR101316377B1 (ko) * 2012-12-26 2013-10-08 신한카드 주식회사 결제 디바이스의 금융 칩 제어방법
KR101330962B1 (ko) 2012-12-27 2013-11-18 신한카드 주식회사 결제 방식 선택을 위한 결제 디바이스 제어방법
KR20140097832A (ko) 2013-01-30 2014-08-07 주식회사 케이티 가상 카드를 물리적 카드로 생성 및 만료하는 장치
KR20140103210A (ko) 2013-02-14 2014-08-26 주식회사 케이티 주거래 결제수단 설정 장치 및 방법
AU2014306607A1 (en) * 2013-08-13 2016-03-10 Blackhawk Network, Inc. Open Payment Network
US11182786B2 (en) 2020-01-29 2021-11-23 Capital One Services, Llc System and method for processing secure transactions using account-transferable transaction cards

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20030086647A (ko) * 2002-05-06 2003-11-12 주식회사 에스원 지능형 카드를 이용한 온라인 지불 시스템 및 그 방법
KR20070021461A (ko) * 2005-08-18 2007-02-23 삼성전자주식회사 휴대단말기에서 신용카드결제기능을 수행하는 방법
KR100685387B1 (ko) * 2004-08-26 2007-02-27 주식회사 하렉스인포텍 다수 발급사를 지원하는 ｉｃ칩 카드 발급/서비스 방법 및그 시스템
KR20100102578A (ko) * 2010-09-10 2010-09-24 (주)씨스퀘어소프트 무선단말을 이용한 아이씨칩 금융정보 우선 순위 선정 방법

Family Cites Families (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP4403433B2 (ja) * 2007-08-23 2010-01-27 ソニー株式会社 電子財布装置、通信方法及びプログラム

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20030086647A (ko) * 2002-05-06 2003-11-12 주식회사 에스원 지능형 카드를 이용한 온라인 지불 시스템 및 그 방법
KR100685387B1 (ko) * 2004-08-26 2007-02-27 주식회사 하렉스인포텍 다수 발급사를 지원하는 ｉｃ칩 카드 발급/서비스 방법 및그 시스템
KR20070021461A (ko) * 2005-08-18 2007-02-23 삼성전자주식회사 휴대단말기에서 신용카드결제기능을 수행하는 방법
KR20100102578A (ko) * 2010-09-10 2010-09-24 (주)씨스퀘어소프트 무선단말을 이용한 아이씨칩 금융정보 우선 순위 선정 방법

Also Published As

Publication number Publication date
US20130332356A1 (en) 2013-12-12
WO2012115484A2 (ko) 2012-08-30
KR20120097157A (ko) 2012-09-03

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