WO2012026737A3 - Soft card system, card company system and method for providing same - Google Patents

Soft card system, card company system and method for providing same Download PDF

Info

Publication number
WO2012026737A3
WO2012026737A3 PCT/KR2011/006216 KR2011006216W WO2012026737A3 WO 2012026737 A3 WO2012026737 A3 WO 2012026737A3 KR 2011006216 W KR2011006216 W KR 2011006216W WO 2012026737 A3 WO2012026737 A3 WO 2012026737A3
Authority
WO
WIPO (PCT)
Prior art keywords
card
soft
soft card
providing same
company system
Prior art date
Application number
PCT/KR2011/006216
Other languages
French (fr)
Korean (ko)
Other versions
WO2012026737A2 (en
Inventor
장부중
Original Assignee
Jang Boo Joong
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Jang Boo Joong filed Critical Jang Boo Joong
Publication of WO2012026737A2 publication Critical patent/WO2012026737A2/en
Publication of WO2012026737A3 publication Critical patent/WO2012026737A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/351—Virtual cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

Disclosed are a soft card system, a card company system, and a method for providing same. The method for providing a soft card system comprises the steps of: receiving a payment request by a soft card system installed in a user terminal; extracting card information from a soft card having the soft card system pre-stored therein in response to the received payment request; connecting the soft card system to a predetermined card company system; and transmitting a payment approval request including the extracted card information to the connected card company system.
PCT/KR2011/006216 2010-08-23 2011-08-23 Soft card system, card company system and method for providing same WO2012026737A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR10-2010-0081290 2010-08-23
KR20100081290A KR101192522B1 (en) 2010-08-23 2010-08-23 System for soft credit card, card cooperation and providing method thereof

Publications (2)

Publication Number Publication Date
WO2012026737A2 WO2012026737A2 (en) 2012-03-01
WO2012026737A3 true WO2012026737A3 (en) 2012-06-28

Family

ID=45723919

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2011/006216 WO2012026737A2 (en) 2010-08-23 2011-08-23 Soft card system, card company system and method for providing same

Country Status (2)

Country Link
KR (1) KR101192522B1 (en)
WO (1) WO2012026737A2 (en)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20040052133A (en) * 2002-12-13 2004-06-19 (주)모멘트그룹 System and Method for Providing Payment on Credit Card Using Mobile Terminal
KR20100024030A (en) * 2008-08-25 2010-03-05 이만인 Apparatus for improving certification means and method for controlling the same
US20100153269A1 (en) * 2008-12-17 2010-06-17 American Express Travel Related Services Company, Inc. System, method, apparatus and computer program product for interfacing a multi-card radio frequency (rf) device with a mobile communications device
KR20100069226A (en) * 2008-12-16 2010-06-24 주식회사 엘지텔레콤 System and method for providing chip based card service

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20040052133A (en) * 2002-12-13 2004-06-19 (주)모멘트그룹 System and Method for Providing Payment on Credit Card Using Mobile Terminal
KR20100024030A (en) * 2008-08-25 2010-03-05 이만인 Apparatus for improving certification means and method for controlling the same
KR20100069226A (en) * 2008-12-16 2010-06-24 주식회사 엘지텔레콤 System and method for providing chip based card service
US20100153269A1 (en) * 2008-12-17 2010-06-17 American Express Travel Related Services Company, Inc. System, method, apparatus and computer program product for interfacing a multi-card radio frequency (rf) device with a mobile communications device

Also Published As

Publication number Publication date
WO2012026737A2 (en) 2012-03-01
KR20120018461A (en) 2012-03-05
KR101192522B1 (en) 2012-10-25

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