WO2011132981A3 - Payment processing method and system therefor - Google Patents

Payment processing method and system therefor Download PDF

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Publication number
WO2011132981A3
WO2011132981A3 PCT/KR2011/002915 KR2011002915W WO2011132981A3 WO 2011132981 A3 WO2011132981 A3 WO 2011132981A3 KR 2011002915 W KR2011002915 W KR 2011002915W WO 2011132981 A3 WO2011132981 A3 WO 2011132981A3
Authority
WO
WIPO (PCT)
Prior art keywords
card
unit
reader
payment
allowing
Prior art date
Application number
PCT/KR2011/002915
Other languages
French (fr)
Korean (ko)
Other versions
WO2011132981A2 (en
Inventor
장석호
정영민
Original Assignee
비씨카드 주식회사
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 비씨카드 주식회사 filed Critical 비씨카드 주식회사
Publication of WO2011132981A2 publication Critical patent/WO2011132981A2/en
Publication of WO2011132981A3 publication Critical patent/WO2011132981A3/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352—Contactless payments by cards
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G07F7/122—Online card verification

Landscapes

  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

The present invention relates to a payment processing method of a payment processing system comprising: an RF card which has a first processing unit including a first antenna unit, a first memory unit, and a first control unit, and a second processing unit including a second antenna unit, a second memory unit, a second control unit, and an output unit; and an RF reader. The payment processing method comprises the steps of: allowing the first control unit of the RF card to extract payment-related data from the first memory unit to transmit the extracted data to the RF reader through the first antenna unit, if the RF card approaches the RF reader; allowing the RF reader to request a card company server for payment authorization on the basis of the payment-related data received from the RF card; allowing the RF reader to receive from the card company server a payment authorization result corresponding to the request and to transmit the result to the RF card; allowing the second antenna unit of the RF card to receive the payment authorization result transmitted from the RF reader; allowing the second control unit of the RF card to extract from the second memory unit an additional function execution command corresponding to the payment authorization result and to transmit the extracted command to the output unit; and allowing the output unit of the RF card to output a particular signal so that an additional function corresponding to the extracted additional function execution command is implemented.
PCT/KR2011/002915 2010-04-22 2011-04-22 Payment processing method and system therefor WO2011132981A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR10-2010-0037371 2010-04-22
KR1020100037371A KR101110776B1 (en) 2010-04-22 2010-04-22 Method for Processing of Payment and System thereof

Publications (2)

Publication Number Publication Date
WO2011132981A2 WO2011132981A2 (en) 2011-10-27
WO2011132981A3 true WO2011132981A3 (en) 2012-02-02

Family

ID=44834680

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2011/002915 WO2011132981A2 (en) 2010-04-22 2011-04-22 Payment processing method and system therefor

Country Status (2)

Country Link
KR (1) KR101110776B1 (en)
WO (1) WO2011132981A2 (en)

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20000049865A (en) * 2000-05-03 2000-08-05 전영삼 A RF card for first access and the method for decision of first access of RF card
KR20040025318A (en) * 2002-09-19 2004-03-24 스팍스컴 주식회사 RF card having a dual ID
KR200391212Y1 (en) * 2005-01-28 2005-08-02 주식회사 코앤 LED RF chip
KR20080075767A (en) * 2007-02-13 2008-08-19 민성정보기술(주) One sheet inlay dual rfid card
KR20080092365A (en) * 2006-01-06 2008-10-15 춘-흐신 호 Method for providing additional service based on dual uicc

Family Cites Families (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101003827B1 (en) * 2008-09-26 2010-12-23 국민대학교산학협력단 Card having a plural RFID chips and recognizing by using a non-contact method

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20000049865A (en) * 2000-05-03 2000-08-05 전영삼 A RF card for first access and the method for decision of first access of RF card
KR20040025318A (en) * 2002-09-19 2004-03-24 스팍스컴 주식회사 RF card having a dual ID
KR200391212Y1 (en) * 2005-01-28 2005-08-02 주식회사 코앤 LED RF chip
KR20080092365A (en) * 2006-01-06 2008-10-15 춘-흐신 호 Method for providing additional service based on dual uicc
KR20080075767A (en) * 2007-02-13 2008-08-19 민성정보기술(주) One sheet inlay dual rfid card

Also Published As

Publication number Publication date
KR101110776B1 (en) 2012-02-24
WO2011132981A2 (en) 2011-10-27
KR20110117883A (en) 2011-10-28

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