WO2010125317A1 - Method for charging for and providing access to a service from a mobile communication terminal - Google Patents

Method for charging for and providing access to a service from a mobile communication terminal Download PDF

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Publication number
WO2010125317A1
WO2010125317A1 PCT/FR2010/050819 FR2010050819W WO2010125317A1 WO 2010125317 A1 WO2010125317 A1 WO 2010125317A1 FR 2010050819 W FR2010050819 W FR 2010050819W WO 2010125317 A1 WO2010125317 A1 WO 2010125317A1
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WO
WIPO (PCT)
Prior art keywords
service
mobile communication
communication terminal
platform
operator
Prior art date
Application number
PCT/FR2010/050819
Other languages
French (fr)
Inventor
Thomas Bourgeois
Pierre De Chastellier
Original Assignee
Dhatim Sarl
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Dhatim Sarl filed Critical Dhatim Sarl
Priority to EP10727066A priority Critical patent/EP2425388A1/en
Publication of WO2010125317A1 publication Critical patent/WO2010125317A1/en

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3263—Payment applications installed on the mobile devices characterised by activation or deactivation of payment capabilities

Definitions

  • the present invention relates to a method for a mobile communication terminal belonging to the network of a mobile operator to access a service within a service platform.
  • service is meant a software module to be downloaded or used online, a feature or any other application accessible via a mobile communication terminal.
  • These services can be send and receive emails, connect to the Internet, download files, ...
  • a user wishes to access a service by means of his mobile communication terminal such as a mobile phone or an advanced smart phone, he contacts the provider of this service via the Internet. on the provider's website, by email or by telephone in order to request the activation of the service and to communicate the means of payment for this service.
  • These means can be the creation of an account at this service provider, sending a check or communication references a credit card.
  • the service is active on the terminal only the following month or on an anniversary date of the subscription. We realize that the delay between the order of a service and the enjoyment of this service is a significant problem.
  • GB2449223 describes a method of payment in which the payment of a product purchased on the Internet can be done by sending an SMS and a PIN to the accounting server of the mobile operator. The user receives a confirmation SMS if his account has been debited. This document does not discuss a service for a mobile communication terminal.
  • EP1585075 is also known describing a method in which when receiving on a mobile phone a video in
  • the user of the mobile phone pays in real time in response to a request from the provider of the video.
  • the provider transmits a payment notification to use, this notification includes an SMS number to dial.
  • the user can then send a
  • SMS to its mobile operator, then send a confirmation to the video provider.
  • the latter continues to provide the video in real time as soon as it receives the payment confirmation by the operator within a predetermined time.
  • This document describes a payment method limited to the purchase of streaming content, and therefore needs to stay in line with the service provider, which has a cost in terms of consumption and bandwidth.
  • the present invention aims to overcome the aforementioned drawbacks by providing a method of payment easy to handle by the user, secure and reliable.
  • At least one of the aforementioned objectives is achieved by a method enabling a mobile communication terminal belonging to the network of an operator to access a service within a service platform.
  • this method comprises the following steps:
  • the method according to the invention also comprises a step of charging said service within the operator's server platform, this charging being determined: from the transaction request transmitted in the form of an overtaxed event within the mobile network, and / or - from a payment request transmitted by the service platform to the operator's server platform.
  • the service is accessed only after validation by the server platform of the operator. Access to the service is done in a secure way because the user is clearly authenticated.
  • This service is directly available and its taxation or billing is done in a simplified way within the platform of the operator.
  • the present invention is particularly remarkable, but not limited, in that the billing of this service is included in the overall billing of the user to the operator.
  • the global billing is for example the billing of mobile communications of the user.
  • the user's usual billing account is used to charge subscribed services to service servers that may be independent of the operator.
  • This billing account can be of prepaid type, that is to say a credited account that is counted according to the cost of the service subscribed by the user, or postpaid type, a kind of debit account.
  • the server platform of the operator may include an accounting server that counts a prepaid account of the user of the mobile communication terminal according to the taxation of said service.
  • the cost of this service may be based on a duration of use, a number of uses or a volume of data.
  • the transactional request is transmitted via a signaling channel of the mobile network of the operator so as to consume few network resources and especially transmit information in a secure manner.
  • the transactional request transmitted via this signaling channel or via another channel can include data relating to a SIM card contained in the mobile communication terminal so as to authenticate the user of the mobile communication terminal during the authentication step.
  • the SIM card for "Subscriber Identity Module” in English
  • the SIM card is an electronic chip containing a microcontroller and memory. It stores user-specific information. Thus authentication is done from encrypted data from a physical device.
  • the transactional request may comprise a short text message according to SMS technology or an unstructured message according to USSD technology.
  • SMS technology for "Short Message Service” in English
  • GSM Global System for Mobile communications
  • GPRS Universal Mobile Broadband
  • UMTS Universal Mobile Broadband
  • USSD Unstructured Supplementary Service Data
  • the transactional request comprises an internet address of URL type transmitted via a data channel.
  • the operator's server platform can find service charging data for this user.
  • the transaction request is advantageously a message whose transmission cost is predetermined and corresponds to the charging of said service.
  • This characteristic can effectively be implemented by a message of the SMS type said overtaxed SMS where for a given service, the cost of this service corresponds, for example, to the sending of the overtaxed SMS.
  • the user's account within the operator's server platform will be debited with an amount equal to the consumption of a premium rate SMS, this amount being equal to the cost of using said service.
  • the introduction of an overtaxed SMS is performed by the mobile network operator who assigns to a particular call number a predetermined cost. This considerably simplifies the billing of said service acquired from a service server.
  • the process according to the invention provides flexibility in the access to services of the mobile operator and especially to services independent of the mobile operator. We can thus access new services offered by different service servers while avoiding binding processes related to payment methods.
  • the method according to the invention makes it possible to retain a single mode of payment which is that of its mobile network operator. The costs associated with these services are integrated into the user's billing account with their mobile network operator. It is the different service servers that arrange with the operator for the distribution of revenues, the user retaining a single contact for billing.
  • the transactional request comprises several messages whose transmission cost of all the messages corresponds to the charging of said service.
  • several premium SMSs are used to reach an amount equal to the cost of the service.
  • the transactional request is a message enriched according to the MMS (for "Multimedia Messaging Service” in English) which is a messaging service for sending and receiving multimedia content .
  • MMS Multimedia Messaging Service
  • the transaction request may comprise at least one message containing information on the charging of the required service.
  • This information may be the cost of the service.
  • the invention may also comprise a preliminary step of transmitting a verification request from the mobile communication terminal to the service platform to check whether the user of the mobile communication terminal is authorized to use the required service; the transaction request is issued only in case of a positive response to the verification request.
  • This positive response from the service platform to the mobile communication terminal may include a transaction number identifying the transactional request.
  • This preliminary step may comprise, for example, a step additional authentication of the user with the service platform.
  • the service platform comprises at least one multimedia service server and a gateway between the operator's server platform and the multimedia service server, the gateway executing all the communication steps with the service server.
  • the gateway can thus interface service between the operator and the mobile communication terminal on the one hand, and several multimedia service servers on the other hand.
  • the gateway records the operational state of each service accessible by the user; at each change of state, the gateway transmits this change of state to the mobile communication terminal.
  • the mobile communication terminal indicates the operational state of this service by means of a graphic icon on a screen of the mobile communication terminal.
  • the operational state can include the following states: activated, suspended, and not activated.
  • the service platform comprises a server application
  • the mobile communication terminal comprises a client application associated with said server application by a client-server type communication; the client and server applications being configured so that an access by the mobile communication terminal to a service of the service platform is performed using the method as described above.
  • the invention also relates to a mobile communication terminal comprising functionalities enabling it to be authenticated during an access to a service platform by implementing the method that is the subject of the present invention.
  • the terminal may include a client application for authenticating the user of the mobile terminal with the service platform and the server platform of the operator from data contained in a memory of said mobile communication terminal.
  • the client application can be set to generate:
  • a first data stream for a first upstream authentication for example of the operator's server platform via a first communication channel
  • a second data stream for additional authentication with, for example, the service platform via a second communication channel.
  • the first channel and the second channel may be the same. But preferably, the first channel is a signaling channel, the second channel being a data channel.
  • the terminal includes a memory containing cryptographic secrets used during said first authentication.
  • This memory is in particular contained in a SIM card.
  • the client application is advantageously configured to take into account a PIN entered on the mobile communication terminal by the user and / or a biometric characteristic of the user, in particular a fingerprint and / or a fundus, when the first authentication.
  • FIG. 1 is a general view of a system implementing a method according to the invention
  • FIG. 2 is a general view of a diagram illustrating steps of the method according to the invention as a function of each entity
  • FIG. 3 is a general view of a process for suspending and activating a service according to the invention
  • FIG. 4 is a general view of a diagram illustrating steps of the process of suspending and activating a service according to the invention as a function of each entity
  • FIG. 5 is a general view illustrating a secure authentication process using a data channel and a signaling channel according to the invention.
  • FIG. 6 is a general view of an XML schema and associated data.
  • FIG. 1 we see a platform A servers of a mobile operator.
  • the mobile telephone B comprises software and hardware means enabling it to access the mobile network of the operator.
  • the telephone B comprises a client application capable of communicating with a server application within a service platform C.
  • These applications are contained in conventional storage means, and can be managed by an operating system using a microcontroller or microprocessor (not shown).
  • the service platform C offers many services accessible to the user of the mobile phone B.
  • this service can be a "push mail” service for receiving 100 emails over a period of 30 days.
  • the "push mail” service allows you to constantly scan the arrival of new e-mail messages. Any new incoming email is forwarded ("pushed") to the phone ("smart phone").
  • the user sends in step 1 in FIGS. 1 and 2 a verification request to the service platform C.
  • This verification request may contain an identifier of the desired service as well as an identifier of the user.
  • the service platform C verifies that the user is able to use this service and transmits a message of agreement to the mobile phone B.
  • the client application of the telephone B transmits a message.
  • transaction request to the operator platform A.
  • This request may be an MMS message, or a URL type address, containing information relating to the required service, the service platform, and data of a SIM card of the telephone B.
  • the transactional request is an overtaxed SMS message or an overtaxed USSD message with information about the required service, the platform services, and data from a SIM card of the telephone B so as to authenticate the user.
  • the client application can include the cost of the required service in the transaction request. But, one can also predict that the cost of this service is communicated by the service platform during step 1 of verification. Depending on the cost of the service and the value of an overtaxed SMS, one or more SMS messages are sent whose total amount equals the cost of the required service.
  • the SMS sending number is a number associated with the service platform C.
  • the transaction request is received by an SMS management server D within the operator platform A.
  • the user is then authenticated from the data of the SIM card, then the charging is carried out within an accounting server E within the operator platform A.
  • This accounting server E holds an account of the user thus authenticated. This is the account normally used for billing the mobile communications of the user.
  • This account can advantageously be a prepaid account where the user has a credit balance. This account will then be debited with an amount equal to the cost of the required service.
  • the accounting server E manages this purchase of service as if it were the consumption of one or more premium SMS messages.
  • step 3 the platform A transmits a message of agreement on the authentication and the taxation towards the platform of services C. This then activates the required service. The user can then send and receive emails. It is also planned to send a service confirmation message activated from the service platform C to the telephone B.
  • a variant of the invention is the dashed step 4 in FIGS. 1 and 2, where the charging is done. performs in response to a request for payment from the service platform C after activation of the service.
  • the service platform C may comprise a gateway C1 enclosing said server application capable of communicating with the client application and the operator platform A, as well as a plurality of multimedia servers C2-C4 each offering services . It can be seen in FIG. 1 that step 5 corresponds to the step where the telephone B accesses the required service from one of the multimedia servers C2, for example via the Internet.
  • a service suspension and activation process is provided.
  • the same elements bear the same references as in FIG. 1. It is in the case where the user has subscribed to a "push mail" service for receiving 100 emails over a period of 30 days, and that he has already consumed 80 emails in 10 days. He then wishes to suspend his service for 10 days in order to be able to use it during the last 10 days where he foresees the reception of important messages.
  • the client application of the telephone B transmits a service suspension request to the service platform C. The latter identifies the user from data present in the service platform. request for suspension.
  • the client application of the telephone B transmits in step one an SMS message to the SMS management server D within the operator platform A.
  • This management server D authenticates the user from the data of the SIM card sent with the SMS message, then transmits an agreement message to the service platform C in step 2.
  • the user is thus definitely authenticated within the service platform C and the push mail service. Can be suspended.
  • the service platform C confirms the suspension of the service with the accounting server E of the operator platform A in step 3. This is an update. With such a process, a provisional billing can be established with the effective consumption of the service and not the whole of the service.
  • the service platform continues to monitor the period of validity of the service, that is to say the 30 days, and can send reminder messages before the end of this period.
  • the user may want to reactivate his "push mail" service to consume his last 20 emails. It then performs the same operations as those described above for Figures 3 and 4, but in the context of a service activation request.
  • the process is greatly secured by the fact that communication is provided between the telephone B and the service platform C via a data channel, in particular via the Internet, while the communication between the telephone B and the operator platform A for sending SMS is via a signaling channel, the latter being a very proven channel, secure and to recover the data from the SIM card. It is therefore possible to carry out steps 1 and 1 in parallel fashion since they are two separate channels. Two separate communication channels are thus used to authenticate the user.
  • FIG. 5 we see a secure authentication process using a data channel 10 and a signaling channel 11 according to the invention.
  • the client application 12 housed in the telephone B communicates with the server application 13 housed within the service platform C, via the Internet.
  • the data exchanged transit via the data channel 10 from the telephone B. This connection via the Internet is not completely secure.
  • the signaling channel 11 is used to communicate between the client application 12 and a billing application 14 housed within the operator platform A, preferably in the server It is through this secure connection via the mobile network of the operator that the transactional request, such as a premium SMS, or the authentication request is transited.
  • the operator platform is therefore able to detect the data of the SIM card of the user of the telephone B, authenticate the user, possibly manage the charging or the billing, and then transmit a message of agreement or not to the platform of services via Internet.
  • a new mode of communication of XML files is provided which is used to update the client application from the server application.
  • a synchronization is performed at each communication session between the client application and the server application.
  • an XML file is sent to the client application.
  • the method according to the invention provides for sending an identification number of the XML schema with the data. Only if the client application does not have this XML schema would the server application send the XML schema in response to the request from the client application.
  • a server application is therefore provided that can identify XML schemas by identification numbers, and generate an XML file containing not the associated XML schema but only an identification number next to the data.
  • the client application is able to save different XML schemas, each being identified with the same identification number as that provided by the server application.
  • Figure 6 we see a simplified example of an XML schema containing metadata and an example of associated data. We see that we achieve a considerable bandwidth gain if we manage to save the systematic sending of XML schemas that have a much larger size than the data.
  • the potential applications of the method, object of the present invention are numerous, and are not limited to services directly usable on a mobile communication terminal. More generally, the invention can be implemented when using a mobile communication terminal to activate, deactivate, modify any service, and in particular to bill this service.
  • the invention finds a particularly interesting application in the field of access to pay television channels, including channels broadcast by cable, ADSL line or satellite, when the user wishes, with immediate effect, enable or disable the access to a channel. He will then use his mobile communication terminal to transmit his request, the access to the required service and the billing of this service being performed by implementing the present invention.
  • Another particularly interesting application of the invention lies in the field of car navigators (using in particular so-called GPS systems), offering certain complementary services such as real-time access to traffic information, in order to determine optimal route.
  • the invention offers the user the possibility, with immediate effect, of activating or deactivating access to such a device.
  • supplementary service in particular when, during a trip, he arrives in a region for which he has not subscribed to this service. He will then use his mobile communication terminal to transmit his request, the access to the required service and the billing of this service being performed by implementing the present invention.

Abstract

The invention relates to a client-server method for use in the domain of networks for mobiles. The method according to the invention comprises a client application housed in a "smart phone" in a mobile network, and a server application housed in a service server. Advantageously, in order to acquire a service via a data channel, the client application authenticates itself with the operator of the mobile network via a signalling channel. The service acquisition cost is billed by the operator who also manages the phone usage of the "smart phone". A premium-rate SMS can be used for billing. The invention also relates to a system and a terminal comprising functionalities for implementing the method according to the invention.

Description

" Procédé de taxation et d'accès à un service depuis un terminal de communication mobile." "Method of charging and access to a service from a mobile communication terminal."
La présente invention se rapporte à un procédé permettant à un terminal de communication mobile appartenant au réseau d'un opérateur de téléphonie mobile d'accéder à un service au sein d'une plateforme de services.The present invention relates to a method for a mobile communication terminal belonging to the network of a mobile operator to access a service within a service platform.
Elle trouve une application particulièrement intéressante, mais non exclusivement, dans des terminaux de type Blackberry® de la société RIM®, des téléphones Nokia®, Iphone®,.. où il est possible d'accéder à des services en ligne ou hors ligne. Par service on entend un module logiciel à télécharger ou à utiliser en ligne, une fonctionnalité ou toute autre application accessible via un terminal de communication mobile. Ces services peuvent être de type envoi et réception d'emails, connexion à Internet, téléchargement de fichiers,...It finds a particularly interesting application, but not exclusively, in Blackberry® terminals of the RIM® company, Nokia® phones, Iphone®, .. where it is possible to access services online or offline. By service is meant a software module to be downloaded or used online, a feature or any other application accessible via a mobile communication terminal. These services can be send and receive emails, connect to the Internet, download files, ...
D'une façon générale, lorsqu'un utilisateur souhaite accéder à un service au moyen de son terminal de communication mobile tel qu'un téléphone mobile ou un téléphone mobile évolué de type « smart phone », il contacte le fournisseur de ce service par internet sur le site du fournisseur, par email ou par téléphone afin de demander l'activation du service et communiquer les moyens de paiement de ce service. Ces moyens peuvent être la création d'un compte chez ce fournisseur de services, envoi d'un chèque ou encore communication des références d'une carte bancaire. Ensuite, le service n'est actif sur le terminal que le mois suivant ou à une date anniversaire de l'abonnement. On se rend compte que le délai entre la commande d'un service et la jouissance de ce service est un problème non négligeable. On connaît le document GB2449223 décrivant un mode de paiement dans lequel le paiement d'un produit acheté sur Internet peut se faire par envoi d'un SMS et d'un code PIN vers le serveur de comptabilité de l'opérateur mobile. L'utilisateur reçoit un SMS de confirmation si son compte à bien été débité. Ce document ne traite pas d'un service pour terminal de communication mobile. On connaît également le document EP1585075 décrivant un procédé dans lequel lors de la réception sur un téléphone mobile d'une vidéo enGenerally speaking, when a user wishes to access a service by means of his mobile communication terminal such as a mobile phone or an advanced smart phone, he contacts the provider of this service via the Internet. on the provider's website, by email or by telephone in order to request the activation of the service and to communicate the means of payment for this service. These means can be the creation of an account at this service provider, sending a check or communication references a credit card. Then, the service is active on the terminal only the following month or on an anniversary date of the subscription. We realize that the delay between the order of a service and the enjoyment of this service is a significant problem. GB2449223 describes a method of payment in which the payment of a product purchased on the Internet can be done by sending an SMS and a PIN to the accounting server of the mobile operator. The user receives a confirmation SMS if his account has been debited. This document does not discuss a service for a mobile communication terminal. EP1585075 is also known describing a method in which when receiving on a mobile phone a video in
« streaming », l'utilisateur du téléphone mobile paie en temps réel en réponse à une requête du fournisseur de la vidéo. Pour ce faire, le fournisseur transmet une notification de paiement à l'utilisation, cette notification comprend un numéro SMS à composer. L'utilisateur peut ensuite envoyer un"Streaming", the user of the mobile phone pays in real time in response to a request from the provider of the video. To do this, the provider transmits a payment notification to use, this notification includes an SMS number to dial. The user can then send a
SMS vers son opérateur mobile, puis envoyer une confirmation vers le fournisseur de la vidéo. Ce dernier continue la fourniture de la vidéo en temps réel dès lors qu'il reçoit la confirmation de paiement par l'opérateur dans un délai prédéterminé.SMS to its mobile operator, then send a confirmation to the video provider. The latter continues to provide the video in real time as soon as it receives the payment confirmation by the operator within a predetermined time.
Ce document décrit un mode de paiement limité à l'achat de contenu en « streaming », et nécessite donc de rester en ligne avec le fournisseur de service, ce qui a un coût en termes de consommation et de bande passante.This document describes a payment method limited to the purchase of streaming content, and therefore needs to stay in line with the service provider, which has a cost in terms of consumption and bandwidth.
La présente invention a pour but de remédier aux inconvénients précités en proposant un mode de paiement simple à manier par l'utilisateur, sécurisé et fiable.The present invention aims to overcome the aforementioned drawbacks by providing a method of payment easy to handle by the user, secure and reliable.
On atteint au moins l'un des objectifs précités avec un procédé permettant à un terminal de communication mobile appartenant au réseau d'un opérateur d'accéder à un service au sein d'une plateforme de services.At least one of the aforementioned objectives is achieved by a method enabling a mobile communication terminal belonging to the network of an operator to access a service within a service platform.
Selon l'invention, ce procédé comprend les étapes suivantes :According to the invention, this method comprises the following steps:
- transmission d'une requête transactionnelle depuis le terminal de communication mobile vers une plateforme de serveurs de l'opérateur via le réseau mobile dudit opérateur, - authentification de l'utilisateur du terminal de communication mobile au sein de la plateforme de serveurs de l'opérateur,transmitting a transactional request from the mobile communication terminal to a server platform of the operator via the mobile network of said operator; authentication of the user of the mobile communication terminal within the server platform of the operator operator,
- transmission d'un message d'accord depuis la plateforme de serveurs de l'opérateur vers la plateforme de services, ettransmitting an agreement message from the operator's server platform to the service platform, and
- activation dudit service au sein de la plateforme de services, ce service étant accessible depuis le terminal de communication mobile via un canal de données.activation of said service within the service platform, this service being accessible from the mobile communication terminal via a data channel.
Le procédé selon l'invention comprend en outre une étape de taxation dudit service au sein de la plateforme de serveurs de l'opérateur, cette taxation étant déterminée : - à partir de la requête transactionnelle transmise sous forme d'un événement surtaxé au sein du réseau mobile, et/ou - à partir d'une requête de paiement transmise par la plateforme de services vers la plateforme de serveurs de l'opérateur.The method according to the invention also comprises a step of charging said service within the operator's server platform, this charging being determined: from the transaction request transmitted in the form of an overtaxed event within the mobile network, and / or - from a payment request transmitted by the service platform to the operator's server platform.
Par ailleurs, l'ensemble des étapes de ce procédé est effectué en temps réel, ce qui signifie que l'utilisateur peut accéder directement et immédiatement après validation par le serveur de services au service souscrit. Par temps réel, on entend une réalisation des étapes en quelques secondes voire quelques minutes en fonction du temps de latence normal dans un tel réseau mobile.Furthermore, all the steps of this method is performed in real time, which means that the user can access directly and immediately after validation by the service server to the subscribed service. Real time means a completion of the steps in a few seconds or even minutes depending on the normal latency in such a mobile network.
Avec le procédé selon la présente invention, on accède au service uniquement après validation par la plateforme de serveurs de l'opérateur. L'accès au service est fait de manière sécurisée car l'utilisateur est clairement authentifié. Ce service est disponible directement et sa taxation ou sa facturation se fait de manière simplifiée au sein de la plateforme de l'opérateur. En effet, la présente invention est notamment remarquable, mais pas de façon limitative, par le fait que la facturation de ce service est incluse dans la facturation globale de l'utilisateur auprès de l'opérateur. La facturation globale est par exemple la facturation des communications mobiles de l'utilisateur. On utilise ainsi le compte de facturation habituel de l'utilisateur pour facturer des services souscrits auprès de serveurs de services qui peuvent être indépendants de l'opérateur. Ce compte de facturation peut être de type prépayé, c'est-à-dire un compte crédité que l'on décompte en fonction du coût du service souscrit par l'utilisateur, ou de type postpayé, une sorte de compte débiteur.With the method according to the present invention, the service is accessed only after validation by the server platform of the operator. Access to the service is done in a secure way because the user is clearly authenticated. This service is directly available and its taxation or billing is done in a simplified way within the platform of the operator. Indeed, the present invention is particularly remarkable, but not limited, in that the billing of this service is included in the overall billing of the user to the operator. The global billing is for example the billing of mobile communications of the user. In this way, the user's usual billing account is used to charge subscribed services to service servers that may be independent of the operator. This billing account can be of prepaid type, that is to say a credited account that is counted according to the cost of the service subscribed by the user, or postpaid type, a kind of debit account.
A titre d'exemple, dans le premier cas notamment, la plateforme de serveurs de l'opérateur peut comprendre un serveur de comptabilité qui décompte un compte prépayé de l'utilisateur du terminal de communication mobile en fonction de la taxation dudit service.For example, in the first case in particular, the server platform of the operator may include an accounting server that counts a prepaid account of the user of the mobile communication terminal according to the taxation of said service.
Le coût de ce service peut être fonction d'une durée d'utilisation, d'un nombre d'utilisation ou d'un volume de données.The cost of this service may be based on a duration of use, a number of uses or a volume of data.
Selon une caractéristique avantageuse de l'invention, la requête transactionnelle est transmise via un canal de signalisation du réseau mobile de l'opérateur de façon à consommer peu de ressources réseaux et surtout transmettre des informations de façon sécurisée. Selon un mode de réalisation avantageux de l'invention, la requête transactionnelle transmise via ce canal de signalisation ou via un autre canal, peut comprendre des données relatives à une carte SIM contenue dans le terminal de communication mobile de façon à authentifier l'utilisateur du terminal de communication mobile lors de l'étape d'authentification. La carte SIM (pour « Subscriber Identity Module » en anglais) est une puce électronique contenant un microcontrôleur et de la mémoire. Elle stocke des informations spécifiques à l'utilisateur. Ainsi l'authentification s'effectue à partir de données cryptées provenant d'un équipement physique.According to an advantageous characteristic of the invention, the transactional request is transmitted via a signaling channel of the mobile network of the operator so as to consume few network resources and especially transmit information in a secure manner. According to an advantageous embodiment of the invention, the transactional request transmitted via this signaling channel or via another channel, can include data relating to a SIM card contained in the mobile communication terminal so as to authenticate the user of the mobile communication terminal during the authentication step. The SIM card (for "Subscriber Identity Module" in English) is an electronic chip containing a microcontroller and memory. It stores user-specific information. Thus authentication is done from encrypted data from a physical device.
La requête transactionnelle peut comprendre un message textuel court selon la technologie SMS ou un message non structuré selon la technologie USSD. La technologie SMS (pour « Short Message Service » en anglais) disponible notamment dans les réseaux de type GSM, GPRS ou UMTS, permet de transmettre et de recevoir de courts messages textuels véhiculés par un canal de signalisation qui est différent des canaux logiques de transmission de la voix et des données. La technologie USSD (pour « Unstructured Supplementary Service Data » en anglais) permet l'échange rapide de données sous format texte via un canal de signalisation tout comme le SMS. Elle est supportée par les réseaux de type GSM, GPRS ou UMTS notamment.The transactional request may comprise a short text message according to SMS technology or an unstructured message according to USSD technology. The SMS technology (for "Short Message Service" in English) available in particular in networks of GSM, GPRS or UMTS type, makes it possible to transmit and receive short text messages conveyed by a signaling channel which is different from the logical transmission channels. voice and data. USSD (Unstructured Supplementary Service Data) technology enables the rapid exchange of data in text format via a signaling channel just like SMS. It is supported by networks such as GSM, GPRS or UMTS.
Dans un mode de réalisation particulier, on peut prévoir que la requête transactionnelle comprenne une adresse internet de type URL transmis via un canal de données. A cette adresse, la plateforme de serveurs de l'opérateur peut y trouver des données relatives à la taxation du service pour cet utilisateur.In a particular embodiment, it can be provided that the transactional request comprises an internet address of URL type transmitted via a data channel. At this address, the operator's server platform can find service charging data for this user.
En complément notamment de ce qui précède, la requête transactionnelle est avantageusement un message dont le coût de transmission est prédéterminé et correspond à la taxation dudit service. Cette caractéristique peut efficacement être mise en œuvre par un message de type SMS dit SMS surtaxé où pour un service donné, le coût de ce service correspond par exemple à l'envoi du SMS surtaxé. De ce fait, le compte de l'utilisateur au sein de la plateforme de serveurs de l'opérateur sera débité d'un montant égal à la consommation d'un SMS surtaxé, ce montant étant égal au coût d'utilisation dudit service. La mise en place d'un SMS surtaxé est effectuée par l'opérateur du réseau mobile qui affecte à un numéro d'appel particulier un coût prédéterminé. On simplifie ainsi considérablement la facturation dudit service acquis auprès d'un serveur de service. Le procédé selon l'invention apporte une souplesse dans l'accès à des services de l'opérateur mobile et surtout à des services indépendants de l'opérateur mobile. On peut ainsi accéder à de nouveaux services proposés par des serveurs de services différents tout en évitant de contraignants processus liés aux modes de paiement. Le procédé selon l'invention permet de conserver un seul mode de paiement qui est celui de son opérateur de réseau mobile. Les coûts liés à ces services sont intégrés dans le compte de facturation de l'utilisateur auprès de son opérateur de réseau mobile. Ce sont les différents serveurs de services qui s'arrangent avec l'opérateur pour la répartition des revenus, l'utilisateur conservant un unique interlocuteur pour la facturation.In addition to the above, the transaction request is advantageously a message whose transmission cost is predetermined and corresponds to the charging of said service. This characteristic can effectively be implemented by a message of the SMS type said overtaxed SMS where for a given service, the cost of this service corresponds, for example, to the sending of the overtaxed SMS. As a result, the user's account within the operator's server platform will be debited with an amount equal to the consumption of a premium rate SMS, this amount being equal to the cost of using said service. The introduction of an overtaxed SMS is performed by the mobile network operator who assigns to a particular call number a predetermined cost. This considerably simplifies the billing of said service acquired from a service server. The process according to the invention provides flexibility in the access to services of the mobile operator and especially to services independent of the mobile operator. We can thus access new services offered by different service servers while avoiding binding processes related to payment methods. The method according to the invention makes it possible to retain a single mode of payment which is that of its mobile network operator. The costs associated with these services are integrated into the user's billing account with their mobile network operator. It is the different service servers that arrange with the operator for the distribution of revenues, the user retaining a single contact for billing.
Selon un mode de mise en œuvre, la requête transactionnelle comprend plusieurs messages dont le coût de transmission de l'ensemble des messages correspond à la taxation dudit service. En d'autres termes, on utilise plusieurs SMS surtaxés pour atteindre un montant égal au coût du service.According to one implementation mode, the transactional request comprises several messages whose transmission cost of all the messages corresponds to the charging of said service. In other words, several premium SMSs are used to reach an amount equal to the cost of the service.
Selon une variante de l'invention, on peut aussi imaginer que la requête transactionnelle est un message enrichi selon la technologie MMS (pour « Multimedia Messaging Service » en anglais) qui est un service de messagerie permettant l'envoi et la réception de contenu multimédia.According to a variant of the invention, one can also imagine that the transactional request is a message enriched according to the MMS (for "Multimedia Messaging Service" in English) which is a messaging service for sending and receiving multimedia content .
Selon l'invention, en complément ou en variante de ce qui précède, la requête transactionnelle peut comprendre au moins un message contenant une information sur la taxation du service requis. Cette information peut être le coût du service.According to the invention, in addition or as a variant of the above, the transaction request may comprise at least one message containing information on the charging of the required service. This information may be the cost of the service.
L'invention peut également comprendre une étape préliminaire de transmission d'une requête de vérification depuis le terminal de communication mobile vers la plateforme de services pour vérifier si l'utilisateur du terminal de communication mobile est habilité à utiliser le service requis ; la requête transactionnelle n'étant émise qu'en cas de réponse positive à la requête de vérification. Cette réponse positive depuis la plateforme de services vers le terminal de communication mobile peut comprendre un numéro de transaction identifiant la requête transactionnelle. Cette étape préliminaire peut comprendre par exemple une étape d'authentification complémentaire de l'utilisateur auprès de la plateforme de services.The invention may also comprise a preliminary step of transmitting a verification request from the mobile communication terminal to the service platform to check whether the user of the mobile communication terminal is authorized to use the required service; the transaction request is issued only in case of a positive response to the verification request. This positive response from the service platform to the mobile communication terminal may include a transaction number identifying the transactional request. This preliminary step may comprise, for example, a step additional authentication of the user with the service platform.
Avantageusement, on peut prévoir en outre une étape de transmission d'une notification vers la plateforme de serveurs de l'opérateur si la plateforme de services ne reçoit pas de message de la part de plateforme de serveurs de l'opérateur au-delà d'un délai prédéterminé par rapport à l'étape préliminaire.Advantageously, it is also possible to provide a step of transmitting a notification to the operator's server platform if the service platform does not receive a message from the operator's server platform beyond a predetermined time in relation to the preliminary step.
Selon un autre aspect de l'invention, la plateforme de services comprend au moins un serveur de services multimédia et une passerelle entre la plateforme de serveurs de l'opérateur et le serveur de services multimédia, la passerelle exécutant toutes les étapes de communication avec le terminal de communication mobile et avec la plateforme de serveurs de l'opérateur. La passerelle peut ainsi service d'interface entre l'opérateur et le terminal de communication mobile d'une part, et plusieurs serveurs de services multimédia d'autre part.According to another aspect of the invention, the service platform comprises at least one multimedia service server and a gateway between the operator's server platform and the multimedia service server, the gateway executing all the communication steps with the service server. mobile communication terminal and with the operator's server platform. The gateway can thus interface service between the operator and the mobile communication terminal on the one hand, and several multimedia service servers on the other hand.
Avantageusement, pour chaque utilisateur, la passerelle enregistre l'état opérationnel de chaque service accessible par l'utilisateur ; à chaque changement d'état, la passerelle transmet ce changement d'état vers le terminal de communication mobile. Par ailleurs, pour chaque service accessible par l'utilisateur, le terminal de communication mobile indique l'état opérationnel de ce service au moyen d'une icône graphique sur un écran du terminal de communication mobile. L'état opérationnel peut comprendre les états suivants : activé, suspendu, et non activé. L'invention concerne aussi un système d'accès à un service comprenant une plateforme de services, une plateforme de serveurs d'un opérateur de réseau mobile et un terminal de communication mobile ; selon l'invention :Advantageously, for each user, the gateway records the operational state of each service accessible by the user; at each change of state, the gateway transmits this change of state to the mobile communication terminal. Moreover, for each service accessible by the user, the mobile communication terminal indicates the operational state of this service by means of a graphic icon on a screen of the mobile communication terminal. The operational state can include the following states: activated, suspended, and not activated. The invention also relates to a system for accessing a service comprising a service platform, a server platform of a mobile network operator and a mobile communication terminal; according to the invention:
- la plateforme de services comprend une application serveur, etthe service platform comprises a server application, and
- le terminal de communication mobile comprend une application client associée à ladite application serveur par une communication de type client- serveur ; les applications client et serveur étant paramétrées pour qu'un accès par le terminal de communication mobile à un service de la plateforme de services soit réalisé en utilisant le procédé tel que décrit précédemment..the mobile communication terminal comprises a client application associated with said server application by a client-server type communication; the client and server applications being configured so that an access by the mobile communication terminal to a service of the service platform is performed using the method as described above.
L'invention concerne aussi un terminal de communication mobile comprenant des fonctionnalités permettant de l'authentifier lors d'un accès à une plateforme de services en mettant en œuvre le procédé objet de la présente invention.The invention also relates to a mobile communication terminal comprising functionalities enabling it to be authenticated during an access to a service platform by implementing the method that is the subject of the present invention.
Avantageusement, ce terminal peut comprendre une application client permettant d'authentifier l'utilisateur du terminal mobile auprès de la plateforme de services et de la plateforme de serveurs de l'opérateur à partir de données contenues dans une mémoire dudit terminal de communication mobile. L'application client peut être paramétrée de façon à générer :Advantageously, the terminal may include a client application for authenticating the user of the mobile terminal with the service platform and the server platform of the operator from data contained in a memory of said mobile communication terminal. The client application can be set to generate:
- un premier flux de données pour une première authentification au près par exemple de la plateforme de serveurs de l'opérateur via un premier canal de communication, eta first data stream for a first upstream authentication for example of the operator's server platform via a first communication channel, and
- un second flux de données pour une authentification complémentaire auprès par exemple de la plateforme de services via un second canal de communication.a second data stream for additional authentication with, for example, the service platform via a second communication channel.
Le premier canal et le second canal peuvent être identiques. Mais de préférence, le premier canal est un canal de signalisation, le second canal étant un canal de données.The first channel and the second channel may be the same. But preferably, the first channel is a signaling channel, the second channel being a data channel.
Par ailleurs, le terminal comprend une mémoire contenant des secrets cryptographiques utilisés lors de ladite première authentification. Cette mémoire est notamment contenue dans une carte SIM. L'application client est avantageusement paramétrée pour prendre en compte un code confidentiel entré sur le terminal de communication mobile par l'utilisateur et/ou une caractéristique biométrique de l'utilisateur, notamment une empreinte digitale et/ou un fond d'œil, lors de la première authentification.In addition, the terminal includes a memory containing cryptographic secrets used during said first authentication. This memory is in particular contained in a SIM card. The client application is advantageously configured to take into account a PIN entered on the mobile communication terminal by the user and / or a biometric characteristic of the user, in particular a fingerprint and / or a fundus, when the first authentication.
D'autres avantages et caractéristiques de l'invention apparaîtront à l'examen de la description détaillée d'un mode de mise en œuvre donné ici à titre d'exemple nullement limitatif des possibilités de la présente invention, et des dessins annexés, sur lesquels :Other advantages and characteristics of the invention will appear on examining the detailed description of an embodiment given here by way of non-limiting example of the possibilities of the present invention, and the appended drawings, in which: :
- La figure 1 est une vue générale d'un système mettant en œuvre un procédé selon l'invention,FIG. 1 is a general view of a system implementing a method according to the invention,
- La figure 2 est une vue générale d'un diagramme illustrant des étapes du procédé selon l'invention en fonction de chaque entité,FIG. 2 is a general view of a diagram illustrating steps of the method according to the invention as a function of each entity,
- La figure 3 est une vue générale d'un processus de suspension et d'activation d'un service selon l'invention, - La figure 4 est une vue générale d'un diagramme illustrant des étapes du processus de suspension et d'activation d'un service selon l'invention en fonction de chaque entité,FIG. 3 is a general view of a process for suspending and activating a service according to the invention, FIG. 4 is a general view of a diagram illustrating steps of the process of suspending and activating a service according to the invention as a function of each entity,
- La figure 5 est une vue générale illustrant un processus d'authentification sécurisé par utilisation d'un canal de données et d'un canal de signalisation selon l'invention, etFIG. 5 is a general view illustrating a secure authentication process using a data channel and a signaling channel according to the invention, and
- La figure 6 est une vue générale d'un schéma XML et de données associées.FIG. 6 is a general view of an XML schema and associated data.
Sur la figure 1 on voit une plateforme A de serveurs d'un opérateur mobile. Le téléphone mobile B comprend des moyens logiciels et matériels lui permettant d'accéder au réseau mobile de l'opérateur. En particulier, le téléphone B comprend une application client capable de communiquer avec une application serveur au sein d'une plateforme de services C. Ces applications sont contenues dans des moyens de stockage conventionnels, et peuvent être gérées par un système d'exploitation au moyen d'un microcontrôleur ou microprocesseur (non représentés).In Figure 1 we see a platform A servers of a mobile operator. The mobile telephone B comprises software and hardware means enabling it to access the mobile network of the operator. In particular, the telephone B comprises a client application capable of communicating with a server application within a service platform C. These applications are contained in conventional storage means, and can be managed by an operating system using a microcontroller or microprocessor (not shown).
La plateforme de services C offre de nombreux services accessibles à l'utilisateur du téléphone mobile B. A titre d'exemple, ce service peut être un service « push mail » pour la réception de 100 emails sur une période de 30 jours. Le service « push mail » permet de scruter en permanence l'arrivée de nouveaux messages électroniques. Tout nouvel email entrant est transféré (« pushed ») vers le téléphone (« smart phone »).The service platform C offers many services accessible to the user of the mobile phone B. For example, this service can be a "push mail" service for receiving 100 emails over a period of 30 days. The "push mail" service allows you to constantly scan the arrival of new e-mail messages. Any new incoming email is forwarded ("pushed") to the phone ("smart phone").
Pour souscrire à un tel service, l'utilisateur envoie à l'étape 1 sur les figures 1 et 2, une requête de vérification vers la plateforme de services C. Cette requête de vérification peut contenir un identifiant du service souhaité ainsi qu'un identifiant de l'utilisateur. La plateforme de services C vérifie que l'utilisateur est apte à utiliser ce service et transmet un message d'accord vers le téléphone mobile B. A l'étape 2 sur les figures 1 et 2, l'application client du téléphone B transmet une requête transactionnelle vers la plateforme opérateur A. Cette requête peut être un message MMS, ou une adresse de type URL, contenant des informations relatives au service requis, à la plateforme de services, et des données d'une carte SIM du téléphone B. De préférence, la requête transactionnelle est un message SMS surtaxé ou un message USSD surtaxé avec des informations relatives au service requis, à la plateforme de services, et des données d'une carte SIM du téléphone B de façon à authentifier l'utilisateur.To subscribe to such a service, the user sends in step 1 in FIGS. 1 and 2 a verification request to the service platform C. This verification request may contain an identifier of the desired service as well as an identifier of the user. The service platform C verifies that the user is able to use this service and transmits a message of agreement to the mobile phone B. In step 2 in FIGS. 1 and 2, the client application of the telephone B transmits a message. transaction request to the operator platform A. This request may be an MMS message, or a URL type address, containing information relating to the required service, the service platform, and data of a SIM card of the telephone B. preferably, the transactional request is an overtaxed SMS message or an overtaxed USSD message with information about the required service, the platform services, and data from a SIM card of the telephone B so as to authenticate the user.
Si l'application client possède une tarification des différents services, elle peut inclure dans la requête transactionnelle le coût du service requis. Mais, on peut aussi prévoir que le coût de ce service est communiqué par la plateforme de services lors de l'étape 1 de vérification. En fonction du coût du service et de la valeur d'un SMS surtaxé, on envoie un ou plusieurs SMS dont le montant total égale le coût du service requis. Avantageusement, le numéro d'envoi du SMS est un numéro associé à la plateforme de services C.If the client application has pricing for different services, it can include the cost of the required service in the transaction request. But, one can also predict that the cost of this service is communicated by the service platform during step 1 of verification. Depending on the cost of the service and the value of an overtaxed SMS, one or more SMS messages are sent whose total amount equals the cost of the required service. Advantageously, the SMS sending number is a number associated with the service platform C.
La requête transactionnelle est réceptionnée par un serveur D de gestion de SMS au sein de la plateforme opérateur A. L'utilisateur est alors authentifié à partir des données de la carte SIM, puis on réalise la taxation au sein d'un serveur de comptabilité E au sein de la plateforme opérateur A. Ce serveur de comptabilité E détient un compte de l'utilisateur ainsi authentifié. Il s'agit du compte normalement utilisé pour la facturation des communications mobiles de l'utilisateur. Ainsi, l'achat d'un service ne nécessite pas l'ouverture d'un compte auprès de la plateforme de services C. Ce compte peut avantageusement être un compte prépayé où l'utilisateur possède un solde créditeur. Ce compte va alors être débité d'un montant égal au coût du service requis. En fait, le serveur de comptabilité E gère cet achat de service comme s'il s'agissait de la consommation d'un ou plusieurs messages SMS surtaxés. A l'étape 3, la plateforme A transmet un message d'accord sur l'authentification et la taxation vers la plateforme de services C. Ce dernier active alors le service requis. L'utilisateur peut dès lors émettre et recevoir des emails. On prévoit également l'envoi d'un message de confirmation de service activé depuis la plateforme de services C vers le téléphone B. Une variante de l'invention est l'étape 4 en pointillée sur les figures 1 et 2 où la taxation s'effectue en réponse à une requête de paiement provenant de la plateforme de services C après activation du service. Selon un mode de réalisation de l'invention, la plateforme de services C peut comprendre une passerelle Cl renfermant ladite application serveur apte à communiquer avec l'application client et la plateforme opérateur A, ainsi que plusieurs serveurs multimédia C2-C4 offrant chacun des services. On voit sur la figure 1 que l'étape 5 correspond à l'étape où le téléphone B accède au service requis auprès de l'un des serveurs multimédia, C2, par exemple via Internet.The transaction request is received by an SMS management server D within the operator platform A. The user is then authenticated from the data of the SIM card, then the charging is carried out within an accounting server E within the operator platform A. This accounting server E holds an account of the user thus authenticated. This is the account normally used for billing the mobile communications of the user. Thus, the purchase of a service does not require the opening of an account with the service platform C. This account can advantageously be a prepaid account where the user has a credit balance. This account will then be debited with an amount equal to the cost of the required service. In fact, the accounting server E manages this purchase of service as if it were the consumption of one or more premium SMS messages. In step 3, the platform A transmits a message of agreement on the authentication and the taxation towards the platform of services C. This then activates the required service. The user can then send and receive emails. It is also planned to send a service confirmation message activated from the service platform C to the telephone B. A variant of the invention is the dashed step 4 in FIGS. 1 and 2, where the charging is done. performs in response to a request for payment from the service platform C after activation of the service. According to one embodiment of the invention, the service platform C may comprise a gateway C1 enclosing said server application capable of communicating with the client application and the operator platform A, as well as a plurality of multimedia servers C2-C4 each offering services . It can be seen in FIG. 1 that step 5 corresponds to the step where the telephone B accesses the required service from one of the multimedia servers C2, for example via the Internet.
Afin de facturer la consommation effective de l'utilisateur, on prévoit un processus de suspension et d'activation du service. Sur la figure 3 les mêmes éléments portent les mêmes références que sur la figure 1. On se place dans le cas où l'utilisateur a souscrit à un service de « push mail » pour la réception de 100 emails sur une période de 30 jours, et qu'il a déjà consommé 80 emails en 10 jours. Il souhaite alors suspendre son service pendant 10 jours afin de pouvoir l'utiliser les 10 derniers jours où il prévoit la réception de messages importants. Pour ce faire, à l'étape 1 sur les figures 3 et 4, l'application client du téléphone B transmet une requête de suspension de service vers la plateforme de services C. Ce dernier identifie l'utilisateur à partir de données présentes dans la requête de suspension. Parallèlement, l'application client du téléphone B transmet à l'étape l' un message SMS vers le serveur D de gestion de SMS au sein de la plateforme opérateur A. Ce serveur D de gestion authentifie l'utilisateur à partir des données de la carte SIM envoyées avec le message SMS, puis transmet un message d'accord vers la plateforme de services C à l'étape 2. L'utilisateur est ainsi authentifié de façon certaine au sein de la plateforme de services C et le service « push mail » peut ainsi être suspendu. Avantageusement, la plateforme de services C confirme la suspension du service auprès du serveur de comptabilité E de la plateforme opérateur A à l'étape 3. Il s'agit d'une mise à jour. Avec un tel processus, une facturation provisoire peut être établie avec la consommation effective du service et non la globalité du service.In order to bill the actual consumption of the user, a service suspension and activation process is provided. In FIG. 3, the same elements bear the same references as in FIG. 1. It is in the case where the user has subscribed to a "push mail" service for receiving 100 emails over a period of 30 days, and that he has already consumed 80 emails in 10 days. He then wishes to suspend his service for 10 days in order to be able to use it during the last 10 days where he foresees the reception of important messages. For this purpose, in step 1 in FIGS. 3 and 4, the client application of the telephone B transmits a service suspension request to the service platform C. The latter identifies the user from data present in the service platform. request for suspension. Meanwhile, the client application of the telephone B transmits in step one an SMS message to the SMS management server D within the operator platform A. This management server D authenticates the user from the data of the SIM card sent with the SMS message, then transmits an agreement message to the service platform C in step 2. The user is thus definitely authenticated within the service platform C and the push mail service. Can be suspended. Advantageously, the service platform C confirms the suspension of the service with the accounting server E of the operator platform A in step 3. This is an update. With such a process, a provisional billing can be established with the effective consumption of the service and not the whole of the service.
Avantageusement, la plateforme de services continue à surveiller la durée de validité du service, c'est-à-dire les 30 jours, et peut envoyer des messages de rappel avant la fin de cette durée.Advantageously, the service platform continues to monitor the period of validity of the service, that is to say the 30 days, and can send reminder messages before the end of this period.
Dans les 10 derniers jours de sa durée de validité, l'utilisateur peut vouloir réactiver son service « push mail » pour consommer ses 20 derniers emails. Il effectue alors les mêmes opérations que celles décrites ci-dessus pour les figures 3 et 4, mais dans le cadre d'une requête d'activation de service. Selon la présente invention, le processus est grandement sécurisé par le fait que l'on prévoit la communication entre le téléphone B et la plateforme de services C via un canal de données, notamment en passant par Internet, alors que la communication entre le téléphone B et la plateforme opérateur A pour l'envoi de SMS se fait via un canal de signalisation, ce dernier étant un canal très éprouvé, sécurisé et permettant de récupérer les données de la carte SIM. On peut donc réaliser les étapes 1 et l' de façon parallèle puisqu'il s'agit de deux canaux distincts. On utilise ainsi deux voies de communication distinctes pour authentifier l'utilisateur.In the last 10 days of its validity period, the user may want to reactivate his "push mail" service to consume his last 20 emails. It then performs the same operations as those described above for Figures 3 and 4, but in the context of a service activation request. According to the present invention, the process is greatly secured by the fact that communication is provided between the telephone B and the service platform C via a data channel, in particular via the Internet, while the communication between the telephone B and the operator platform A for sending SMS is via a signaling channel, the latter being a very proven channel, secure and to recover the data from the SIM card. It is therefore possible to carry out steps 1 and 1 in parallel fashion since they are two separate channels. Two separate communication channels are thus used to authenticate the user.
Sur la figure 5 on voit un processus d'authentification sécurisé par utilisation d'un canal de données 10 et d'un canal de signalisation 11 selon l'invention. L'application client 12 logée au sein du téléphone B communique avec l'application serveur 13 logée au sein de la plateforme de services C, via Internet. Les données échangées transitent via le canal de données 10 depuis le téléphone B. Cette liaison via Internet n'est pas totalement sécurisée.In Figure 5 we see a secure authentication process using a data channel 10 and a signaling channel 11 according to the invention. The client application 12 housed in the telephone B communicates with the server application 13 housed within the service platform C, via the Internet. The data exchanged transit via the data channel 10 from the telephone B. This connection via the Internet is not completely secure.
Pour assurer l'authentification de l'utilisateur de façon sécurisé et certaine, on utilise le canal de signalisation 11 pour communiquer entre l'application client 12 et une application de facturation 14 logée au sein de la plateforme opérateur A, de préférence dans le serveur de comptabilité E. C'est par cette liaison sécurisée via le réseau mobile de l'opérateur que transitent la requête transactionnelle, telle qu'un SMS surtaxé, ou la requête d'authentification. La plateforme opérateur est donc apte à détecter les données de la carte SIM de l'utilisateur du téléphone B, authentifier l'utilisateur, éventuellement gérer la taxation ou la facturation, puis transmettre un message d'accord ou non vers la plateforme de services via Internet.To ensure the authentication of the user in a secure and certain way, the signaling channel 11 is used to communicate between the client application 12 and a billing application 14 housed within the operator platform A, preferably in the server It is through this secure connection via the mobile network of the operator that the transactional request, such as a premium SMS, or the authentication request is transited. The operator platform is therefore able to detect the data of the SIM card of the user of the telephone B, authenticate the user, possibly manage the charging or the billing, and then transmit a message of agreement or not to the platform of services via Internet.
Afin d'optimiser les échanges entre l'application client contenu dans le téléphone B et l'application serveur contenu dans la plateforme de services C, on prévoit un nouveau mode de communication de fichiers XML que l'on utilise pour mettre à jour l'application client depuis l'application serveur. A chaque session de communication entre l'application client et l'application serveur, on réalise une synchronisation. En particulier, on envoie par exemple un fichier XML vers l'application client. Plutôt que d'envoyer un fichier XML mélangeant de façon conventionnelle un schéma XML avec des données, le procédé selon l'invention prévoit l'envoie d'un numéro d'identification du schéma XML avec les données. C'est uniquement au cas où l'application client n'aurait pas ce schéma XML que l'application serveur enverrait le schéma XML en réponse donc à la demande de l'application client. On prévoit donc une application serveur capable d'identifier des schémas XML par des numéros d'identification, et de générer un fichier XML contenant non pas le schéma XML associé mais uniquement un numéro d'identification à côté des données. L'application client est apte à sauvegarder différents schémas XML, chacun étant identifié avec le même numéro d'identification que celui prévu par l'application serveur. Sur la figure 6, on voit un exemple simplifié d'un schéma XML contenant des métadonnées et un exemple de données associées. On voit que l'on réalise un gain de bande passante considérable si l'on parvient à économiser l'envoi systématique des schémas XML qui ont une taille bien supérieure à celle des données.In order to optimize the exchanges between the client application contained in the telephone B and the server application contained in the service platform C, a new mode of communication of XML files is provided which is used to update the client application from the server application. At each communication session between the client application and the server application, a synchronization is performed. In particular, for example, an XML file is sent to the client application. Rather than sending an XML file that conventionally mixes an XML schema with data, the method according to the invention provides for sending an identification number of the XML schema with the data. Only if the client application does not have this XML schema would the server application send the XML schema in response to the request from the client application. A server application is therefore provided that can identify XML schemas by identification numbers, and generate an XML file containing not the associated XML schema but only an identification number next to the data. The client application is able to save different XML schemas, each being identified with the same identification number as that provided by the server application. In Figure 6, we see a simplified example of an XML schema containing metadata and an example of associated data. We see that we achieve a considerable bandwidth gain if we manage to save the systematic sending of XML schemas that have a much larger size than the data.
Les applications potentielles du procédé, objet de la présent invention sont nombreuses, et ne se limitent nullement à des services directement utilisables sur un terminal de communication mobile. Plus généralement l'invention peut être mise en œuvre lors de l'utilisation d'un terminal de communication mobile pour activer, désactiver, modifier un service quel qu'il soit, et notamment en vue de la facturation de ce service.The potential applications of the method, object of the present invention are numerous, and are not limited to services directly usable on a mobile communication terminal. More generally, the invention can be implemented when using a mobile communication terminal to activate, deactivate, modify any service, and in particular to bill this service.
L'invention trouve une application particulièrement intéressante dans le domaine de l'accès à des chaînes de télévision payante, notamment des chaînes diffusées par câble, ligne ADSL ou par satellite, lorsque l'utilisateur souhaite, avec effet immédiat, activer ou désactiver l'accès à une chaîne. Il utilisera alors son terminal de communication mobile pour transmettre sa requête, l'accès au service requis et la facturation de ce service étant effectués en mettant en œuvre la présente invention.The invention finds a particularly interesting application in the field of access to pay television channels, including channels broadcast by cable, ADSL line or satellite, when the user wishes, with immediate effect, enable or disable the access to a channel. He will then use his mobile communication terminal to transmit his request, the access to the required service and the billing of this service being performed by implementing the present invention.
Une autre application particulièrement intéressante de l'invention se situe dans le domaine des navigateurs de voiture (utilisant notamment des systèmes dits GPS), offrant certains services complémentaires tels qu'un accès en temps réel à des informations de trafic, en vue de déterminer un itinéraire optimal. Dans ce domaine, l'invention offre à l'utilisateur la possibilité, avec effet immédiat, d'activer ou de désactiver l'accès à un tel service complémentaire, notamment lorsque, au cours d'un déplacement, il arrive dans une région pour laquelle il n'avait pas souscrit à ce service. Il utilisera alors son terminal de communication mobile pour transmettre sa requête, l'accès au service requis et la facturation de ce service étant effectués en mettant en œuvre la présente invention.Another particularly interesting application of the invention lies in the field of car navigators (using in particular so-called GPS systems), offering certain complementary services such as real-time access to traffic information, in order to determine optimal route. In this field, the invention offers the user the possibility, with immediate effect, of activating or deactivating access to such a device. supplementary service, in particular when, during a trip, he arrives in a region for which he has not subscribed to this service. He will then use his mobile communication terminal to transmit his request, the access to the required service and the billing of this service being performed by implementing the present invention.
Bien sûr, l'invention n'est pas limitée aux exemples qui viennent d'être décrits et de nombreux aménagements peuvent être apportés à ces exemples sans sortir du cadre de l'invention. Of course, the invention is not limited to the examples that have just been described and many adjustments can be made to these examples without departing from the scope of the invention.

Claims

REVENDICATIONS
1. Procédé permettant à un terminal de communication mobile appartenant au réseau d'un opérateur d'accéder à un service au sein d'une plateforme de services, caractérisé en ce que ce procédé comprend les étapes suivantes :A method enabling a mobile communication terminal belonging to the network of an operator to access a service within a service platform, characterized in that this method comprises the following steps:
- transmission d'une requête transactionnelle depuis le terminal de communication mobile vers une plateforme de serveurs de l'opérateur via le réseau mobile dudit opérateur,transmitting a transactional request from the mobile communication terminal to a server platform of the operator via the mobile network of said operator,
- authentification de l'utilisateur du terminal de communication mobile au sein de la plateforme de serveurs de l'opérateur,- user authentication of the mobile communication terminal within the operator's server platform,
- transmission d'un message d'accord depuis la plateforme de serveurs de l'opérateur vers la plateforme de services, ettransmitting an agreement message from the operator's server platform to the service platform, and
- activation dudit service au sein de la plateforme de services, ce service étant accessible depuis le terminal de communication mobile via un canal de données, et en ce qu'il comprend en outre une étape de taxation dudit service au sein de la plateforme de serveurs de l'opérateur, cette taxation étant déterminéeactivation of said service within the service platform, this service being accessible from the mobile communication terminal via a data channel, and in that it also comprises a step of charging said service within the server platform of the operator, this taxation being determined
- à partir de la requête transactionnelle transmise sous forme d'un événement surtaxé au sein du réseau mobile, et/ou - à partir d'une requête de paiement transmise par la plateforme de services vers la plateforme de serveurs de l'opérateur, et en ce que l'ensemble de ce procédé est effectué en temps réel.from the transactional request transmitted in the form of a surcharged event within the mobile network, and / or from a payment request transmitted by the services platform to the operator's server platform, and in that the whole of this process is carried out in real time.
2. Procédé selon la revendication 1, caractérisé en ce que la requête transactionnelle est transmise via un canal de signalisation du réseau mobile de l'opérateur.2. Method according to claim 1, characterized in that the transaction request is transmitted via a signaling channel of the mobile network of the operator.
3. Procédé selon la revendication 1, caractérisé en ce que la requête transactionnelle est un message textuel court selon la technologie SMS, un message non structuré selon la technologie USSD ou une adresse internet de type URL.3. Method according to claim 1, characterized in that the transactional request is a short text message according to SMS technology, an unstructured message according to USSD technology or a URL type Internet address.
4. Procédé selon la revendication 3, caractérisé en ce que la requête transactionnelle est un message dont le coût de transmission est prédéterminé et correspond à la taxation dudit service. 4. Method according to claim 3, characterized in that the transactional request is a message whose transmission cost is predetermined and corresponds to the charging of said service.
5. Procédé selon la revendication 3, caractérisé en ce que la requête transactionnelle comprend plusieurs messages dont le coût de transmission de l'ensemble des messages correspond à la taxation dudit service.5. Method according to claim 3, characterized in that the transactional request comprises several messages whose transmission cost of all the messages corresponds to the charging of said service.
6. Procédé selon la revendication 1, caractérisé en ce la requête transactionnelle est un message enrichi selon la technologie MMS.6. Method according to claim 1, characterized in that the transaction request is a message enriched according to the MMS technology.
7. Procédé selon l'une quelconque des revendications précédentes, caractérisé en ce que la requête transactionnelle comprend au moins un message contenant une information sur la taxation du service requis.7. Method according to any one of the preceding claims, characterized in that the transactional request comprises at least one message containing information on the charging of the required service.
8. Procédé selon l'une quelconque des revendications précédentes, caractérisé en ce que la requête transactionnelle comprend des données relatives à une carte SIM contenue dans le terminal de communication mobile de façon à authentifier l'utilisateur du terminal de communication mobile lors de l'étape d'authentification.8. Method according to any one of the preceding claims, characterized in that the transactional request comprises data relating to a SIM card contained in the mobile communication terminal so as to authenticate the user of the mobile communication terminal when the authentication step.
9. Procédé selon l'une quelconque des revendications précédentes, caractérisé en ce que la plateforme de serveurs de l'opérateur comprend un serveur de comptabilité qui décompte un compte prépayé de l'utilisateur du terminal de communication mobile en fonction de la taxation dudit service.9. Method according to any one of the preceding claims, characterized in that the server platform of the operator comprises an accounting server which counts a prepaid account of the user of the mobile communication terminal according to the taxation of said service. .
10. Procédé selon l'une quelconque des revendications précédentes, caractérisé en ce qu'il comprend une étape préliminaire de transmission d'une requête de vérification depuis le terminal de communication mobile vers la plateforme de services pour vérifier si l'utilisateur du terminal de communication mobile est habilité à utiliser le service requis ; la requête transactionnelle n'étant émise qu'en cas de réponse positive à la requête de vérification.10. Method according to any one of the preceding claims, characterized in that it comprises a preliminary step of transmitting a verification request from the mobile communication terminal to the service platform to check whether the user of the terminal of mobile communication is entitled to use the required service; the transaction request is issued only in case of a positive response to the verification request.
11. Procédé selon la revendication 10, caractérisé en ce que la réponse positive depuis la plateforme de services vers le terminal de communication mobile comprend un numéro de transaction identifiant ladite requête transactionnelle. 11. The method of claim 10, characterized in that the positive response from the service platform to the mobile communication terminal comprises a transaction number identifying said transaction request.
12. Procédé selon les revendications 10 ou 11, caractérisé en ce qu'il comprend en outre une étape de transmission d'une notification vers la plateforme de serveurs de l'opérateur si la plateforme de services ne reçoit pas de message de la part de plateforme de serveurs de l'opérateur au-delà d'un délai prédéterminé par rapport à l'étape préliminaire.12. Method according to claim 10 or 11, characterized in that it further comprises a step of transmitting a notification to the operator's server platform if the service platform does not receive a message from the service provider. server platform of the operator beyond a predetermined time from the preliminary stage.
13. Procédé selon l'une quelconque des revendications précédentes, caractérisé en ce que la plateforme de services comprend au moins un serveur de services multimédia et une passerelle entre la plateforme de serveurs de l'opérateur et le serveur de services multimédia, la passerelle exécutant toutes les étapes de communication avec le terminal de communication mobile et avec la plateforme de serveurs de l'opérateur.Method according to one of the preceding claims, characterized in that the service platform comprises at least one multimedia service server and a gateway between the operator's server platform and the multimedia service server, the gateway executing all the steps of communication with the mobile communication terminal and with the operator's server platform.
14. Procédé selon la revendication 13, caractérisé en ce que, pour chaque utilisateur, la passerelle enregistre l'état opérationnel de chaque service accessible par l'utilisateur ; à chaque changement d'état, la passerelle transmet ce changement d'état vers le terminal de communication mobile.14. Method according to claim 13, characterized in that, for each user, the gateway records the operational state of each service accessible by the user; at each change of state, the gateway transmits this change of state to the mobile communication terminal.
15. Procédé selon l'une quelconque des revendications précédentes, caractérisé en ce que, pour chaque service accessible par l'utilisateur, le terminal de communication mobile indique l'état opérationnel de ce service au moyen d'une icône graphique sur un écran du terminal de communication mobile, l'état opérationnel comprenant les états suivants : activé, suspendu, et non activé.15. Method according to any one of the preceding claims, characterized in that, for each service accessible by the user, the mobile communication terminal indicates the operational state of this service by means of a graphic icon on a screen of mobile communication terminal, the operational state comprising the following states: activated, suspended, and not activated.
16. Système d'accès à un service comprenant une plateforme de services, une plateforme de serveurs d'un opérateur de réseau mobile et un terminal de communication mobile ; caractérisé en ce que : - la plateforme de services comprend une application serveur, et16. Service access system comprising a service platform, a mobile network operator's server platform and a mobile communication terminal; characterized in that: - the service platform comprises a server application, and
- le terminal de communication mobile comprend une application client associée à ladite application serveur par une communication de type client- serveur ; les applications client et serveur étant paramétrées pour qu'un accès par le terminal de communication mobile à un service de la plateforme de services soit réalisé en utilisant le procédé selon l'une quelconque des revendications précédentes. the mobile communication terminal comprises a client application associated with said server application by a client-server type communication; the client and server applications being set up so that access by the mobile communication terminal to a service of the service platform is achieved by using the method according to any one of the preceding claims.
17. Terminal de communication mobile caractérisé en ce que ce terminal comprend des fonctionnalités permettant de l'authentifier lors d'un accès à une plateforme de services en mettant en œuvre le procédé selon l'une quelconque des revendications 1 à 15.17. A mobile communication terminal characterized in that the terminal includes functionalities for authenticating it when accessing a service platform by implementing the method according to any one of claims 1 to 15.
18. Terminal selon la revendication 17, caractérisé en ce qu'il comprend une application client permettant d'authentifier l'utilisateur du terminal mobile auprès de la plateforme de services et de la plateforme de serveurs de l'opérateur à partir de données contenues dans une mémoire dudit terminal de communication mobile.18. Terminal according to claim 17, characterized in that it comprises a client application for authenticating the user of the mobile terminal with the service platform and the server platform of the operator from data contained in a memory of said mobile communication terminal.
19. Terminal selon la revendication 18, caractérisé en ce que l'application client est paramétrée de façon à générer : - un premier flux de données pour une première authentification via un premier canal de communication, etTerminal according to claim 18, characterized in that the client application is parameterized so as to generate: a first data stream for a first authentication via a first communication channel, and
- un second flux de données pour une authentification complémentaire via un second canal de communication.a second data stream for additional authentication via a second communication channel.
20. Terminal selon la revendication 19, caractérisé en ce que le premier canal et le second canal sont identiques.20. Terminal according to claim 19, characterized in that the first channel and the second channel are identical.
21. Terminal selon la revendication 19, caractérisé en ce que le premier canal est un canal de signalisation, le second canal étant un canal de données.21. Terminal according to claim 19, characterized in that the first channel is a signaling channel, the second channel being a data channel.
22. Terminal selon l'une quelconque des revendications 19 à 21, caractérisé en ce qu'il comprend une mémoire contenant des secrets cryptographiques utilisés lors de ladite première authentification.22. Terminal according to any one of claims 19 to 21, characterized in that it comprises a memory containing cryptographic secrets used during said first authentication.
23. Terminal selon la revendication 22, caractérisé en ce que ladite mémoire dudit terminal de communication mobile contenant lesdits secrets cryptographiques est contenue dans une carte SIM.23. Terminal according to claim 22, characterized in that said memory of said mobile communication terminal containing said cryptographic secrets is contained in a SIM card.
24. Terminal selon l'une quelconque des revendications 19-23, caractérisé en ce que l'application client est paramétrée pour prendre en compte un code confidentiel entré sur le terminal de communication mobile par l'utilisateur dudit terminal de communication mobile lors de la première authentification.24. Terminal according to any one of claims 19-23, characterized in that the client application is set to take into account a code confidential entered on the mobile communication terminal by the user of said mobile communication terminal during the first authentication.
25. Terminal selon l'une quelconque des revendications 19-24, caractérisé en ce que l'application client est paramétrée pour prendre en compte une caractéristique biométrique de l'utilisateur dudit terminal de communication mobile, notamment une empreinte digitale et/ou un fond d'œil, lors de la première authentification.25. Terminal according to any one of claims 19-24, characterized in that the client application is set to take into account a biometric characteristic of the user of said mobile communication terminal, in particular a fingerprint and / or a background during the first authentication.
26. Application du procédé selon l'une quelconque des revendications 1 à 15 pour l'accès à des chaînes de télévision payante.26. Application of the method according to any one of claims 1 to 15 for access to pay television channels.
27. Application du procédé selon l'une quelconque des revendications 1 à 15 pour l'accès à des services complémentaires dans un navigateur de type GPS. 27. Application of the method according to any one of claims 1 to 15 for access to complementary services in a GPS-type browser.
PCT/FR2010/050819 2009-04-29 2010-04-29 Method for charging for and providing access to a service from a mobile communication terminal WO2010125317A1 (en)

Priority Applications (1)

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EP10727066A EP2425388A1 (en) 2009-04-29 2010-04-29 Method for charging for and providing access to a service from a mobile communication terminal

Applications Claiming Priority (2)

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FR0952814 2009-04-29
FR0952814A FR2945139B1 (en) 2009-04-29 2009-04-29 METHOD FOR TAXING AND ACCESSING A SERVICE FROM A MOBILE COMMUNICATION TERMINAL

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EP1585075A1 (en) 2004-04-07 2005-10-12 On-Air A/S On line billing of real-time content on mobile phones
GB2449223A (en) 2007-03-27 2008-11-19 Anwar Rashed Mohamed Alkandari Method of payment via SMS

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EP1585075A1 (en) 2004-04-07 2005-10-12 On-Air A/S On line billing of real-time content on mobile phones
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See also references of EP2425388A1

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FR2945139A1 (en) 2010-11-05
FR2945139B1 (en) 2017-02-10
EP2425388A1 (en) 2012-03-07

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