WO2010096245A3 - Secure representation of payment information - Google Patents

Secure representation of payment information Download PDF

Info

Publication number
WO2010096245A3
WO2010096245A3 PCT/US2010/022170 US2010022170W WO2010096245A3 WO 2010096245 A3 WO2010096245 A3 WO 2010096245A3 US 2010022170 W US2010022170 W US 2010022170W WO 2010096245 A3 WO2010096245 A3 WO 2010096245A3
Authority
WO
WIPO (PCT)
Prior art keywords
payment information
secure representation
merchant
secure
representation
Prior art date
Application number
PCT/US2010/022170
Other languages
French (fr)
Other versions
WO2010096245A2 (en
Inventor
Tseryeng Lin
Original Assignee
Tseryeng Lin
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Tseryeng Lin filed Critical Tseryeng Lin
Publication of WO2010096245A2 publication Critical patent/WO2010096245A2/en
Publication of WO2010096245A3 publication Critical patent/WO2010096245A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A payment service provider of an apparatus in an example provides a secure representation of payment information of a customer for employment by a merchant to engage in a transaction with the customer upon receipt by the merchant of the secure representation and without receipt by the merchant of the payment information.
PCT/US2010/022170 2009-02-17 2010-01-27 Secure representation of payment information WO2010096245A2 (en)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US15323809P 2009-02-17 2009-02-17
US61/153,238 2009-02-17
US25867109P 2009-11-06 2009-11-06
US61/258,671 2009-11-06

Publications (2)

Publication Number Publication Date
WO2010096245A2 WO2010096245A2 (en) 2010-08-26
WO2010096245A3 true WO2010096245A3 (en) 2010-11-18

Family

ID=42634393

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2010/022170 WO2010096245A2 (en) 2009-02-17 2010-01-27 Secure representation of payment information

Country Status (1)

Country Link
WO (1) WO2010096245A2 (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10592898B2 (en) 2012-09-12 2020-03-17 Zukunftware, Llc Obtaining a signature from a remote user
US10579996B2 (en) 2012-09-12 2020-03-03 Zukunftware, Llc Presenting a document to a remote user to obtain authorization from the user
US10580000B2 (en) 2012-09-12 2020-03-03 Zukunftware, Llc Obtaining user input from a remote user to authorize a transaction
CA2891432C (en) * 2012-12-31 2017-05-16 Volker NEUWIRTH Securely receiving from a remote user sensitive information and authorization to perform a transaction using the sensitive information

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20010008360A (en) * 2000-11-27 2001-02-05 박기오 A credit card payment method for electronic commerce
KR20010091165A (en) * 2000-03-13 2001-10-23 강선호 On-line authentication system and method of paying with credit card
KR20010112546A (en) * 2000-06-08 2001-12-20 배태후 Electronic commercial system and method using a credit card
KR20020005437A (en) * 2000-07-08 2002-01-17 서동신 Method and system of providing temporary credit care number using internet

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20010091165A (en) * 2000-03-13 2001-10-23 강선호 On-line authentication system and method of paying with credit card
KR20010112546A (en) * 2000-06-08 2001-12-20 배태후 Electronic commercial system and method using a credit card
KR20020005437A (en) * 2000-07-08 2002-01-17 서동신 Method and system of providing temporary credit care number using internet
KR20010008360A (en) * 2000-11-27 2001-02-05 박기오 A credit card payment method for electronic commerce

Also Published As

Publication number Publication date
WO2010096245A2 (en) 2010-08-26

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