WO2010056974A3 - Payment device selection system and method - Google Patents

Payment device selection system and method Download PDF

Info

Publication number
WO2010056974A3
WO2010056974A3 PCT/US2009/064361 US2009064361W WO2010056974A3 WO 2010056974 A3 WO2010056974 A3 WO 2010056974A3 US 2009064361 W US2009064361 W US 2009064361W WO 2010056974 A3 WO2010056974 A3 WO 2010056974A3
Authority
WO
WIPO (PCT)
Prior art keywords
payment device
card stock
selection system
device selection
payment
Prior art date
Application number
PCT/US2009/064361
Other languages
French (fr)
Other versions
WO2010056974A2 (en
Inventor
Brett Vasten
Original Assignee
Visa Inc.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Inc. filed Critical Visa Inc.
Publication of WO2010056974A2 publication Critical patent/WO2010056974A2/en
Publication of WO2010056974A3 publication Critical patent/WO2010056974A3/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355Personalisation of cards for use
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data

Abstract

A method includes receiving a request to replace a first payment device having a first card stock identification, determining if the first payment device is eligible for an upgrade based on the data associated with the first card stock ID, and causing data for at least one of a plurality of payment devices to be displayed to a user. The data associated with the first card stock ID is stored in a card stock database. The at least one payment device has a second card stock ID and is one of an upgraded payment device or a non-upgraded payment device based on the determination. A selection of a replacement payment device having the second card stock ID is received, and the replacement payment device is issued to a cardholder in response to the selection.
PCT/US2009/064361 2008-11-13 2009-11-13 Payment device selection system and method WO2010056974A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US11408808P 2008-11-13 2008-11-13
US61/114,088 2008-11-13

Publications (2)

Publication Number Publication Date
WO2010056974A2 WO2010056974A2 (en) 2010-05-20
WO2010056974A3 true WO2010056974A3 (en) 2010-08-26

Family

ID=42170724

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2009/064361 WO2010056974A2 (en) 2008-11-13 2009-11-13 Payment device selection system and method

Country Status (1)

Country Link
WO (1) WO2010056974A2 (en)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20010106304A (en) * 2001-09-04 2001-11-29 서성만 System for card service through Network and method thereof, and apparatus for card printing and method thereof
KR20040019660A (en) * 2002-08-28 2004-03-06 조달현 System plan of credit card
JP2004178168A (en) * 2002-11-26 2004-06-24 Kokunai Shinpan Co Ltd Card issuing management system
WO2006018636A2 (en) * 2004-08-17 2006-02-23 Serverside Group Limited A card design system

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20010106304A (en) * 2001-09-04 2001-11-29 서성만 System for card service through Network and method thereof, and apparatus for card printing and method thereof
KR20040019660A (en) * 2002-08-28 2004-03-06 조달현 System plan of credit card
JP2004178168A (en) * 2002-11-26 2004-06-24 Kokunai Shinpan Co Ltd Card issuing management system
WO2006018636A2 (en) * 2004-08-17 2006-02-23 Serverside Group Limited A card design system

Also Published As

Publication number Publication date
WO2010056974A2 (en) 2010-05-20

Similar Documents

Publication Publication Date Title
WO2007136939A3 (en) Radio frequency indentification purchase transactions
WO2008144671A3 (en) Data brokerage system for mobile marketing
WO2011029061A3 (en) Location-aware advertising to parking location users
WO2008034083A3 (en) Method and system for cross-issuer registration of transaction cards
WO2008042455A3 (en) System and method for presenting multiple transaction options in a portable device
WO2007123749A3 (en) Logging into automated content vending systems
WO2010086608A3 (en) Card false-positive prevention
WO2007038743A3 (en) Device, system and method for reducing an interaction time for a contactless transaction
WO2005086593A3 (en) Inter-operable, multi-operator, multi-bank, multi-merchant mobile payment method and a system therefor
WO2007033358A3 (en) Providing content to mobile communication facilities
WO2012109628A3 (en) Electronic coupon issuance and redemption apparatuses, methods and systems
EP1895460A3 (en) Methods and apparatus for managing RFID and other data
WO2006055032A3 (en) Credit card mileage rewards program, system and method
WO2007121316A3 (en) Payment processing support device and method
SG144103A1 (en) Systems, methods, and computer program products for supporting multiple applications and multiple instances of the same application on a wireless smart device
WO2012061758A3 (en) Systems and methods to reward user interactions
WO2008036330A3 (en) Product information associated with customer location
WO2007127143A3 (en) Dynamic data navigation
WO2007103094A3 (en) System for serving advertisements over mobile devices
WO2006020858A3 (en) Financial and similar identification cards and methods relating thereto
WO2004006064A3 (en) A transponder-reader payment system
WO2008079488A3 (en) System and method for updating a transactional device
EP1947600A3 (en) Bill payment card method and system
WO2006135779A3 (en) System and method for mass transit merchant payment
WO2008097490A3 (en) A method and an apparatus to disambiguate requests

Legal Events

Date Code Title Description
121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 09826820

Country of ref document: EP

Kind code of ref document: A2

NENP Non-entry into the national phase

Ref country code: DE

122 Ep: pct application non-entry in european phase

Ref document number: 09826820

Country of ref document: EP

Kind code of ref document: A2