WO2010029565A3 - System and method for facilitating electronic financial transactions - Google Patents

System and method for facilitating electronic financial transactions Download PDF

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Publication number
WO2010029565A3
WO2010029565A3 PCT/IN2009/000406 IN2009000406W WO2010029565A3 WO 2010029565 A3 WO2010029565 A3 WO 2010029565A3 IN 2009000406 W IN2009000406 W IN 2009000406W WO 2010029565 A3 WO2010029565 A3 WO 2010029565A3
Authority
WO
WIPO (PCT)
Prior art keywords
cards
financial transactions
present
electronic financial
facilitating electronic
Prior art date
Application number
PCT/IN2009/000406
Other languages
French (fr)
Other versions
WO2010029565A2 (en
Inventor
Kaustubh Sham Arjunwadkar
Original Assignee
Kaustubh Sham Arjunwadkar
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Kaustubh Sham Arjunwadkar filed Critical Kaustubh Sham Arjunwadkar
Publication of WO2010029565A2 publication Critical patent/WO2010029565A2/en
Publication of WO2010029565A3 publication Critical patent/WO2010029565A3/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/28Pre-payment schemes, e.g. "pay before"

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The present invention relates to a system and a method for facilitating electronic financial transactions. The principle feature of the present invention is the concept of transaction cards of fixed values in the currencies of users' choice. The transaction cards in accordance with this invention are value cards like prepaid telephone cards. These transaction cards could be issued by any authorized institution such as banks or credit card companies, insurance companies or financial companies who would guarantee payment as is done in present credit card scenario but the payment would be instantaneous.
PCT/IN2009/000406 2008-07-18 2009-07-17 System and method for facilitating electronic financial transactions WO2010029565A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
IN1525/MUM/2008 2008-07-18
IN1525MU2008 2008-07-18

Publications (2)

Publication Number Publication Date
WO2010029565A2 WO2010029565A2 (en) 2010-03-18
WO2010029565A3 true WO2010029565A3 (en) 2011-03-31

Family

ID=41010828

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IN2009/000406 WO2010029565A2 (en) 2008-07-18 2009-07-17 System and method for facilitating electronic financial transactions

Country Status (2)

Country Link
AU (1) AU2009100697A4 (en)
WO (1) WO2010029565A2 (en)

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20040210482A1 (en) * 2003-04-16 2004-10-21 Tetsuhiko Keneaki Gift certificate, gift certificate, issuing system, gift certificate using system
WO2006036704A1 (en) * 2004-09-24 2006-04-06 Arias Luis A Pre-paid card issuing system
WO2006120364A2 (en) * 2005-05-12 2006-11-16 France Telecom Transmission of a prepaid card code to a card operator server

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20040210482A1 (en) * 2003-04-16 2004-10-21 Tetsuhiko Keneaki Gift certificate, gift certificate, issuing system, gift certificate using system
WO2006036704A1 (en) * 2004-09-24 2006-04-06 Arias Luis A Pre-paid card issuing system
WO2006120364A2 (en) * 2005-05-12 2006-11-16 France Telecom Transmission of a prepaid card code to a card operator server

Also Published As

Publication number Publication date
WO2010029565A2 (en) 2010-03-18
AU2009100697A4 (en) 2009-08-27

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